Podcasts about anchorage

Would you move to Alaska to own a snow removal business making $700K a year?Business Listing – https://www.bizquest.com/business-for-sale/landscaping-and-snow-removal-company-for-sale-in-south-central-alaska/BW2313996/

It's Monday, May 26th, A.D. 2025. This is The Worldview in 5 Minutes heard on 125 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Adam McManus Armenian Christian details abuses in Iranian prison Hakop Gochumyan, an Armenian Christian arrested in Iran in 2023 for his Christian faith, recently sent a letter to Christian Solidarity Worldwide detailing abuses he's endured while imprisoned, reports International Christian Concern.  In the letter, published on May 9, Gochumyan explained that Iranian authorities have “subjected [him] to psychological violence” and threatened to take his life and the lives of his family.  Mervyn Thomas, president and founder of Christian Solidarity Worldwide, called for “Gochumiyan's immediate and unconditional release” and rallied the “international community … to hold Iranian authorities to account” for their human rights abuses.  Gochumyan was detained just outside of Tehran, in Pardis, in August 2023 and sentenced to 10 years in prison in February 2024. His charges include “engaging in deviant proselytizing activity that contradicts the sacred law of Islam” by allegedly associating with “a network of evangelical Christianity.”  The couple, along with their two children, were in Iran to visit family and, while attending a dinner at a friend's house, police arrived, and arrested them. Allegedly, Gochumyan possessed copies of Farsi-language New Testaments, which are banned in Iran, and had attended several churches during his visit.  Spreading the Gospel of Christ to non-Christians is illegal in Iran. Additionally, possessing Bibles written in Farsi, the nation's official language, isn't allowed as it could draw a non-Christian to Jesus. Christian conversion is something the Iranian regime strongly discourages and attempts to dissuade, often through psychological manipulation, overt intimidation, physical abuse, and imprisonment.  However, the light of Christ continues to shine in the region and cannot be extinguished. In John 8:12, Jesus said, “I am the light of the world. Whoever follows Me will not walk in darkness, but will have the light of life.” Trump vows a 25% tariff on iPhones if made in China or India President Donald Trump vowed to enact “at least” a 25% tariff on iPhones that are not manufactured and built in the United States — in a sharp warning to Apple CEO Tim Cook, reports One America News. Apple currently manufactures the majority of its iPhones in China, and does not have a domestic smartphone production supply chain.  Apple announced a move to India in an effort to “diversify its supply chain and reduce reliance on China.” But Trump wants the iPhones built here in America. Judge overturns Biden rule forcing employers to allow time off for abortions A federal judge in Louisiana has struck down regulations that would have forced most U.S. employers to provide pregnant workers with time off to kill their babies by abortion, reports LifeNews.com. Issued Wednesday by U.S. District Judge David Joseph, the ruling invalidated a provision of the Equal Employment Opportunity Commission's regulations under the Pregnant Workers Fairness Act, which had been pushed during the Biden administration. Initially, the Pregnant Workers Fairness Act, which passed with bipartisan support in December 2022, was designed to ensure that employers, with 15 or more employees, provide reasonable accommodations for pregnant workers, such as time off for medical appointments or relief from heavy lifting. However, the Biden administration, to its shame, twisted the initial intent of the law to classify abortion as a “related medical condition” to pregnancy and childbirth. That forced pro-life employers to facilitate the termination of unborn lives against their moral and religious convictions. Alaskan volcano could blow Located 80 miles from Anchorage, Alaska, Mount Spurr is about to blow, reports the Alaska Volcano Observatory. The last time it blew was 1992. If you're picturing massive lava flows, think again, explains Canadian Broadcasting Corporation.  The biggest threat will actually be the ash which could reach as high as 50,000 feet into the sky, according to DailyGalaxy.com.    Volcanic ash could blanket Anchorage. If the eruption happens during daylight, the ash cloud could block out the sun for hours, plunging the area into total darkness. Ash is dangerous to breathe. It damages cars and machinery and can disrupt daily life.   And then there's air travel. Ash could rise high into the atmosphere, and the tiny glass-like particles, can reharden inside jet engines, posing a serious threat. Since Alaska's airspace is a major route for Trans Pacific flights, this eruption could affect a lot more people than just those in Anchorage, including flights from Toronto to Seoul or Hong Kong to Memphis. Psalm 95:4-5 reminds us that God, Who created Mount Spurr, is in control. “In His hand are the depths of the Earth, and the mountain peaks belong to Him. The sea is His, for He made it, and His hands formed the dry land.” Tapper confessed: Conservative media was right about Biden's decline And finally, in an intriguing interview with Megyn Kelly, CNN's Jake Tapper confessed that “conservative media was right” about Biden's dramatic mental decline. Tapper's new book is entitled, Original Sin: President Biden's Decline, Its Cover-Up, and His Disastrous Choice to Run Again. Listen. KELLY: “Leading up to the debate which you anchored, that June 27 debate, 2024 there was a ton of news leading into that debate in that month. We looked back at your coverage and found that you ignored the freeze up that he had at the Juneteenth Celebration. You ignored what happened at the G7 when he, [Biden], wandered off and Giorgia Meloni, Prime Minister of Italy, had to go find him." TAPPER: “Megyn,” KELLY: “You ignored the freeze up at the George Clooney L.A. fundraiser. You didn't cover it. You only covered it after the debate, after George Clooney wrote his op-ed. Your network at every turn was telling us those were, ‘cheap fakes.'  And you're not combating that narrative. CNN was actively misleading us on what our very eyes were showing us. That's the truth. That's the record.” TAPPER: “I will acknowledge that after I was named co-moderator of the [presidential] debate, I tried to make sure that my coverage was fairly vanilla, both about Trump and about Biden, because I just wanted to get to the debate. I remember that moment, the glitch at the immigration event, and not getting much attention outside of conservative media at all. “Alex and I are here to say the conservative media was right and conservative media was correct. There should be a lot of soul searching, not just among me, but among the legacy media to begin with, all of us, for how this was covered or not covered sufficiently. 100%. I mean, I'm not here to defend coverage that I've already acknowledged I wish I could do differently.” Prior to the release of this book, CNN's Jake Tapper, in his refusal to tell the truth about Biden's mental decline, did not heed the commandment found in Exodus 20:16. It says, “You shall not bear false witness.” Close And that's The Worldview on this Monday, May 26th, in the year of our Lord 2025. Subscribe for free by Spotify, Amazon Music or by iTunes or email to our unique Christian newscast at www.TheWorldview.com. Or get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

In this episode, a Boeing 747 is unknowingly approaching a runway closed for snow removal in Anchorage due to a miscommunication with the tower. During the landing, the plane almost lands on top of a vehicle plowing the snow before he is instructed to go around by ATC.  

In this newscast: An Anchorage lawyer has been implicated as a "cartel attorney" working for traffickers who allegedly sent hard drugs from Mexico to Alaska; It was Sen. Lisa Murkowski's 68th birthday yesterday; The Juneau Assembly considers a seasonal sales tax ballot proposition to capitalize on summer tourism; A teacher in Juneau's Mendenhall Valley is bringing current glacial outburst flood science to middle schoolers; The cruise line industry is suing Skagway over a new policy that makes a controversial change to how the borough taxes excursions sold by cruise companies

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Join travel experts Ryan and Julie as they explore America's Last Frontier in this comprehensive guide to Alaska travel. Whether you're considering an Alaska cruise, land-based adventure, or combination trip, this episode covers everything you need to know to plan your dream Alaska vacation.Land-Based Alaska VacationsStarting points: Anchorage and FairbanksTransportation options: Alaska Railroad, rental cars, guided toursDeeper immersion into wilderness and local cultureAccess to interior Alaska destinations like Denali National ParkCustom itineraries for specific interests (fishing, photography, wildlife)Best for: Active travelers, photographers, wildlife enthusiastsAlaska CruisesInside Passage routes from Seattle or VancouverHassle-free travel with scenic coastal viewsPopular ports: Juneau, Skagway, Ketchikan, SewardLimited time in each destinationBest for: Cruise lovers, multi-generational travelers, comfort seekersAlaska Cruise Tours (Land + Sea Combination)Pre or post-cruise land extensions (3-7 days)Most popular add-on: Denali National ParkBest of both experiences: coastal views and interior explorationConvenient planning through cruise linesBest for: Travelers wanting comprehensive Alaska experienceBest Time to VisitLate May through early SeptemberOptimal weather conditionsPeak whale watching seasonMost ports and attractions openPacking EssentialsLayer for all weather typesWaterproof clothingComfortable walking shoesPrepare for temperature variations in single dayPhysical ConsiderationsAssess mobility and activity levelsSome excursions require physical fitnessAge restrictions on certain activitiesWide variety of adventure levels availableBooking StrategyBook early due to limited travel seasonReserve excursions after booking main tripConsider cruise and tour package dealsPlan around port schedules and timingConnect with All Things TravelWebsite: WonderAndBeyondTravel.comEmail the hosts for personalized travel planningSpecializing in family travel, cruises, and destination expertiseNext Episode PreviewJoin us next week as we explore the new travel trend of "retirement moons" - a growing vacation concept for retirees.Want to cruise with Ryan and Julie in July 2025? Join our cruise with friends of the podcast (yes, that's you as a listener)! Check out the details: https://forms.gle/Jpikq82XPQS63v5N8Visit our website, allthingstravelpodcast.com, for freebies and more podcast info! Ready to plan your vacation? Most families are confused and overwhelmed when planning a vacation. We work with you to plan a trip perfect for your family. Saving you time, money, and stress! Visit our website www.allthingstravelpodcast.com and click on "Plan Your Next Vacation" Join the travel conversations and the fun in our Facebook Page and Instagram Page! Please share the show with your travel buddies!! Click this link and share the show! Never miss an episode and help us take you to the top with us by following and leaving a 5-Star review on your favorite podcasting app!

Text us your questions to answer on a future episode (if you want me to contact you, please include your email)Mandy from Salmonberry Tours joins Jennie to talk about the logistics of getting from Whittier or Seward to the Anchorage airport before or after a cruise and how to have an intimate local experience along the way. Salmonberry ToursAlaska 2025 StickersShop all Alaska Travel planners and premade itinerariesFollow Jennie on InstagramSupport Alaska Uncovered on Patreon as a free or paid subscriberMusic credits:  Largo Montebello, by Domenico Mannelli, CC.Support the show

Keith discusses the mortgage landscape, emphasizing the benefits of cash-out refinances with Ridge Lending Group President, Caeli Ridge. They unpack the Trump administration's plan to privatize Fannie Mae and Freddie Mac, which could impact the mortgage market. Investors are discovering powerful strategies to leverage property equity and optimize their financial portfolios. By understanding innovative borrowing techniques, savvy real estate investors can access tax-efficient capital and create sustainable wealth-building opportunities. Consider working with a lender that specializes in investor-focused loan products and provides comprehensive education on the options available.  Resources: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Show Notes: GetRichEducation.com/554 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, we're talking about the mortgage loan landscape in this era. Is title insurance a rip off today? Is it worth it for you to pay discount points at the closing table to get a lower interest rate? Learn about how a cash out refinance. Is your ability to borrow tax free, much like a billionaire does, and what are the dramatic changes that the current administration could take to alter the mortgage environment for years, all today on get rich education.    Speaker 1  0:34   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, who delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:20   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:36   Welcome to GRE from Liverpool, England to Livermore, California and across 188 nations worldwide. I'm Keith Weinhold, and you are listening to get rich education, the voice of real estate. Since 2014 it's been estimated that there are about 800 billionaires in USA, and hey, you might be one of them, but there's a pretty good chance that you aren't well. When it comes to lending and mortgages, you can actually take a page out of a billionaires playbook and do something very much like what they do whenever you perform a cash out refinance if you've got dead equity in a property, and you can borrow against your own home to a greater extent than you can against your rental properties, even either one of those is a tax free event, you've now got tax free cash, and you can use that money on anything from investing it in the stock market To using your proceeds for a down payment on more real estate or buying a boat or going to Disneyland, and you didn't have to relinquish your asset at all. You continue to hold on to the asset. Now, the mechanics are somewhat different, sure, but when you do a cash out refinance like this, it's a bit like billionaires borrowing against their stock. Instead, you're borrowing against the value of your real estate. In fact, listening to this short clip, it's Trevor Noah talking about how billionaires do exactly this, and you'll notice that the crowd laughs because it actually sounds funny that you can really do this,    Speaker 2  3:22   the shares that they hold in a company, because it is an unrealized gain, right? So they go like, yeah, you're worth 300 billion, but we can't tax you on those stocks because you haven't sold the shares, so you don't, like, have the money. And I understand the argument. They go like, No, you don't have it. It's just what it's worth, because it will also crash, and then you have nothing, so we can't tax you on it. Then I'm like, Okay, I understand that. Then Elon Musk offers to buy Twitter, all right? He offers to buy it. And then he says in his offer, he goes, I'm putting up my Tesla stock as collateral. Then I'm like, so you do have it? Then he's like, no, no, no, no, I don't have it. I don't have it. I'm just gonna say so then they accept the offer. He now buys Twitter. Now that they've accepted his offer, he now goes to private equity and banks and like other rich people and whatever. He goes like, can you guys borrow me the money to buy Twitter? And then he's like, I'm I want to buy Twitter because I don't want to sell any of my Tesla shares, so I want to use your money to buy Twitter. And then it's like, but then they're like, What are we loaning it against? And he's like, Well, my Tesla shares. Then I'm going, like, Wait, so, so you, you can, you can buy a thing based on what you have, yes, but when we want to tax you, you can say, I don't have it. Do you hear what I'm saying here?   Keith Weinhold  4:46   Yeah, you can borrow against your real estate if you have substantial equity in it. We'll talk about just how much now billionaires borrow against their stock holdings using financial products like portfolio lines of credit or. For securities based loans. These are the names for how they do it, essentially taking out loans and using their stock as collateral. And this allows them to access cash without selling their assets and without incurring capital gains taxes, much like you can so you can say that you don't want to sell your property in you don't have to go through some capital raising round either, like a billionaire might have to when they're borrowing against their stock. You can just have a more standard mortgage application for your cash out refinance, and you don't even have to have a huge portfolio. I mean, even if you just own one 500k property with 50% equity in it, you can do this so it's available to most any credit worthy person, again, tax free. But of course, this doesn't mean that you always should take this windfall, because it often creates a higher monthly payment. You've got to be the one that makes that decision in controlling your cash flows, that is key. I'll talk about that some more with today's terrific guests. Also the Trump administration's desire to privatize Fannie Mae and Freddie Mac we're going to talk about that and what that would do to the mortgage landscape. I am in the USA today, next week, I'll be bringing you the show from London, England for the first time, the following week, from Edinburgh, Scotland. Yes, the mobile GRE Studio will be in effect. I typically set it up myself, and I usually don't need the help of the hotel staff for an appropriate Sound Studio either. And then shortly after that, I will be in Anchorage, Alaska, where I'm competing in these fantastic mountain running races. And then by next month, that's where I hope to meet up with you in person for nine days of learning and fun, as I'll be in Miami as part of the faculty for the terrific real estate guys invest or summon at sea, where we're all going to disembark from Miami and go to St Thomas, St Martin and the Bahamas, and then after that great event, it is a long flight from Miami back to Anchorage again. And that's got to be one of the longer domestic flights, not just in the nation, but in the world, Miami to Anchorage, and then shortly after that, I will be in the Great Northeast early this summer, New York and Pennsylvania, including for my high school reunion. So I'll really be putting the miles on these next couple months. One interesting thing that I've noticed for next week's show, where I'll be joining you from London, is how much I'm paying per night at both my hotel in England and then later my hotel in Scotland. That's obviously a short term real estate transaction. These are some of the more expensive places in the world, really. So next week and then the week after, I just think you'll find it interesting. I'll tell you how much I'm spending per night in both London and then Edinburgh. And they're both prime locations, where the hotels are the center of London and then right on Edinburgh's Royal Mile. That is in future weeks as for today, let's talk about the mortgage landscape with this week's familiar and terrific guest.   I'd like to welcome in one of the more recurrent guests in our history, so she needs little introduction. She's the longtime president of the mortgage company that's created more financial freedom for real estate investors than any lender in the nation because they specialize in income property loans. It's where I get my own loans for my own rental properties. Ridge lending group. Hey, welcome back to GRE Caeli ridge.    Caeli Ridge  8:57   Thank you, Keith. You know I love being here with you and your listeners. I appreciate you having me.   Keith Weinhold  9:01   You've helped us for so long. For example, who can forget way back in episode 56 Yeah, that's a deep scroll back when Chaley broke down each line of a good faith estimate for us, that's basically a closing statement sheet. She told us exactly what we pay for at the closing table, line by line like origination fee, recording costs and title insurance so helpful. It's just the sort of transparency that you get over there. Buyers pay for title insurance at the closing table. It is title insurance a rip off. A few years ago, a lot of people speculated that title insurance would fade away because the property's ownership could be transparent and accessible to everybody on the blockchain, but we don't really see that happening. So tell us about title insurance, and really, are we getting value in what we pay for there at the closing table?   Caeli Ridge  9:54   Well, I think the first thing I would say is that it really isn't going to be an option as far as I. Know, as long as the individual is going to source institutional funding leverage use of other people's money, they're going to require the lender, aka Ridge lending, or whoever you're working with, they're going to require that title insurance that ensures their first lien position. Doing that title search, first and foremost, is going to make it clear that there isn't some cloud on title, that there isn't some mechanic lien that had been sitting out there for however many years it may have just been around. And those types of things never go away. So for a lending perspective, it's going to be real important that that title insurance is paid for and in place to protect their interests, things like judgments, tax liens, like I said, a mechanic's lien, those will automatically take a first lien position in front of a mortgage. So obviously we're not going to risk that and find ourselves in second lien position in the event of default and somebody else is getting paid before we are. So not really an option. Is it a rip off? I don't know enough about how often it's paid out, and not to speak to that, but I will tell you that it isn't a choice.   Keith Weinhold  11:07   Title Insurance, like Shaylee was talking about. It protects against fraud related to the property's ownership, someone else claiming rights to the property, and this title search that an insurer does it also, yeah, it looks for those liens and encumbrances, including unpaid taxes, maybe unpaid HOA dues, but yeah, mortgage lenders typically require title insurance, and if you the borrower, you might think that's annoying. Well, it does make sense, because the bank needs to protect their collateral. If a bank ever has to foreclose, they need to have access to you, the borrower, to be able to do that without any liens or ownership claims from somebody else. Caeli, how often do title insurance companies mess up or have to pay out a claim? Does that ever happen?   Caeli Ridge  11:50   I mean, if I have been involved in a circumstances where that was the case, it's been so many years ago, they're pretty fastidious. I don't know that I could recall a circumstance where something had happened and the title insurance was liable. They go through the paces, man, they've got to make sure that, and they're doing deep dives and searches across nationwide to make sure that there isn't any unnecessary issue that's been placed on title Not that I'm aware of. No.    Keith Weinhold  11:50   Are there any of those other items that we tend to see on a good faith estimate that have had any interesting trends or changes to them in the past few years?    Caeli Ridge  12:27   Yeah, I've got a good one, and this is actually timely credit reports. So over the last couple of years, something has been happening with credit reports where, you know, maybe three, four years ago, a credit report, let's say a joint credit report, a husband and wife went and applied that credit report might cost 25 bucks. Well, now it's in excess of 100 plus. Some of what we're going to be talking about today, it kind of gets into the wish list of Jim neighbors, who is the president of the mortgage brokers Association. He's been talking to the administration about some of his wishes, and credit report fees is actually one of the things that they're wanting to attack and bringing those costs down for the consumer. So when we look at a standard Closing Disclosure today, credit report costs have increased significantly. I don't have the percentages, but by a large margin over the last couple of years,    Keith Weinhold  13:21   typically not one of your bigger costs, but a little noteworthy. There one thing that people might opt and choose to have on their good faith estimates, so that borrower therefore would actually pay more out of pocket with today's higher mortgage rates. And I'm sure not to say high, because historically, they are not high. Do we see more people opting to pay discount points at the closing table to get a lower rate and talk to us about the trade offs there   Caeli Ridge  13:46   right now, first and foremost, that there isn't a lot of option for investment property transactions, whether it be a purchase or refinance. There's not going to be that option where the consumer gets to choose to say, Okay, I want to pay points for a lower rate or not pay points for a higher rate the not paying points is the key here. There isn't going to be a zero point option for investment property transactions. And this gets a little bit convoluted, and then I'll circle back and answer the question of, when does it make sense to pay the points, more points versus less points? We have been in a higher rate environment that I think a lot of people have become accustomed to as a result secondary markets, where mortgage backed securities are bought and sold, they keep very close tabs on the trends and where they think things are headed. Well, something called YSP, that stands for yield, spread, premium, under normal market circumstances, a consumer can say, okay, Caeli, I don't want to pay any points. Okay, I'll take this higher interest rate, and I don't want to pay any points, because that higher interest rate is going to have YSP, yield, spread, premium to pay compensation to a lender, and you know, the other third parties that may be involved in that mortgage backed security. But. Sold and traded, etc, okay? They have that choice under normal market circumstances. Not the case right now, because when this loan sells the servicing rights, whoever is going to pick up the servicing rights, so when Mr. Jones goes to make his mortgage payment, he's going to cut a check to Mr. Cooper. That's a big one, right? Or Rocket Mortgage, or Wells Fargo, whoever the servicer is, the servicing rights are purchased at a cost. They have to pay for the servicing rights, and let's say that's 1% of this bundle of mortgage backed securities that they're purchasing. Well, they know the math is, is that that servicer is going to take about 36 months before that upfront cost is now in the black or profitable. This all will land together. Everybody, I promise you stick with me, so knowing that we've got about a 36 month window before a servicer that picked up the rights to service this mortgage is going to be profitable in a higher rate environment, as interest rates start coming down, what happens to the mortgage that they paid for the rights to service 12 months ago, 18 months ago, that thing is probably going to refinance right prior to the 36 month anniversary of profitability. So that YSP seesaw there is not going to be available for especially a non owner occupied transaction. So said another way, zero point rates are not going to be valid on a non owner occupied transaction in a higher rate environment when secondary markets understand that the loans that are secured today will very likely be refinanced prior to profitability on the servicing side of that mortgage backed security that is a risk to the lender, yes. So we know that right now you're not going to find a zero point option. Now that may be kind of a blanket statement. If you were getting a 30% loan to value owner occupied mortgage with 800 credit scores, you know that's going to be a different animal. And of course, you're going to have the option to not pay points. The risk for that is nothing. Okay, y SP is going to be available for you, the consumer, to be able to choose points at a lower rate, no points higher rate. When does it make sense to pay additional points? Let's say to reduce an interest rate, the break even math. And you know, I'm always talking about the math, the break even math is actually the formula is very simple. All you need to do is figure out the cost of the points. Dollar amount of the points, let's say it's $1,000 and that's what it's going to cost you to, say, get an eighth or a quarter or whatever the denomination is, in the interest rate reduction. But you aren't worried about the interest rate necessarily. You're looking at the monthly payment difference. So it's going to cost you $1,000 in extra points, but it's only going to save you $30 a month in payment when you divide those two numbers, what's that going to take you 33 months? 30 well, okay, and does that make sense? Am I going to refinance in 33 months? If the answer is no, then sure pay the extra 1000 bucks. But that's the math, the cost versus the monthly payment difference divide that that gives you the number of months it takes to recapture cost versus cash flow or savings, and then you be the determining factor on when that makes sense.    Keith Weinhold  18:10   It's pretty simple math. Of course, you can also factor in some inflation over time, and if you would invest that $1,000 in a different vehicle, what pace would that grow at as well? So we've been talking about the pros and cons of buying down your mortgage rate with discount points before we get into the administration changes. Cheley talk about that math in is it worth it to refinance or not? It's a difficult decision for some people to refinance today with higher mortgage rates than we had just a few years ago, and at the same time, we've got a lot of dead equity that's locked up.   Caeli Ridge  18:40   I would start first by saying, Are we looking to harvest equity? Are we pulling cash out, or are we simply doing a rate and term refinance where we're replacing one loan with another loan, if it's for rate and term, if we're simply replacing the loan that we have today with a new loan, that math is going to be pretty simple. Why would you replace 6% interest rate with a 7% interest rate? If all other things were equal, you wouldn't unless there was a balloon feature, or maybe an adjustable rate mortgage or something of that nature involved there that you have to make the refinance. So taking that aside, focusing on a cash out refinance, and when does it make sense? So there's a little extra layered math here. The cash that you're harvesting, the equity that you're harvesting, first of all, borrowed funds are non taxable. What are we going to do with that pile of cash? Are we going to redeploy it for investing more often than not talking to investors? The answer is yes. What is that return going to look like? So you've got to factor that in as well, and then we'll get to the tax benefit in a moment. But generally speaking, I like to as long as the cash flow is still there, okay, you've got to have someone else covering that payment. Normally, there's exceptions to every rule. I don't normally advise going negative on a cash out refi. There are exceptions. Okay, please hear me. But otherwise, as long as the existing rents are covering and that thing is still being paid for by somebody else, then what you want to do is look at that monthly payment. Difference again, versus what you're getting out of it. And then you divide those two numbers pretty simply, and it'll take you how long. And then you've got a layer in the cash flow that you're going to get from the new acquisitions, and whether that be real estate or some other type of investment, whatever the return is, you're going to be using that to offset. And then finally, I would say, make sure that you're doing adding in the tax benefit. These are rental properties guys, right? So closing costs can be deducted now that may end up hurting debt to income ratio down the road. So don't forget, Ridge lending is going to be looking at your draft tax returns. Very, very important to ensure that we're setting you up for success and optimizing things like debt to income ratio on an annual basis.   Keith Weinhold  20:40   Now, some investors, or even primary residence owners might look at their first and only mortgage on a property, see that it's 4% and really not want to touch that. What is the environment and the appetite like today for having a refinance in the form of a second mortgage? That way you can keep your first mortgage in place and, say, 4% get a second mortgage at 7% or more. How does that look for both owner occupied and non owner occupied properties today?   Caeli Ridge  21:07   you're going to be looking at prime, plus, in many cases, if you don't want to mess with a first lien, a second lien mortgage is typically going to be tied to an index called prime. Those of you that are familiar with this have probably heard of that. Indicee. There's lots of them. The fed fund rate, by the way, is an index. There's lots of them. The Treasury is also another index. Prime is sitting, I think, at seven and a half percent. So you're probably going to be looking at rate wise, depending on occupancy and credit score and all of those llpas that we always talk about, loan level, price adjustment. You know, it could be prime plus zero, it could be prime plus four. So interest rates could range between, say, seven and a half, on average, up to 11 even 12% depending on those other variables. More often than not, those are going to be interest only. So make sure that you're doing that simple math there. And I would prefer if I'm giving advice the second liens, the he loan, which is closed ended, very much like your first mortgage, it's just in second lien position. It's amortized over a certain period of time, closed ended. Not as big a fan of that. If you can find the second liens, especially for non owner occupied, I would encourage it to be that open ended HELOC type.    Keith Weinhold  22:15   What are we looking at for combined loan to value ratios with second mortgages    Caeli Ridge  22:19   on an owner occupied I think you'd be happy to get 90. I think I've heard that in some cases, they can go up to 95% in my opinion, that would go as high as they'll let you go right on a non owner occupied, I think you'd be real lucky to find 80, and probably closer to 70.    Keith Weinhold  22:34   That really helps a lot with our planning. Well, the administration that came in this year has made some changes that can create some upheaval, some things to pay attention to in the mortgage market. We're going to talk about that when we come back. You're listening to get rich education. Our guest is Ridge lending Group President, Caeli Ridge I'm your host, Keith Weinhold.    The same place where I get my own mortgage loans is where you can get yours. Ridge lending group  NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Chaeli Ridge personally while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866   Hal Elrod  24:38   this is Hal Elrod, author of The Miracle Morning and listen to get rich education with Keith Weinhold, and don't put your Daydream.   Keith Weinhold  24:55   Welcome back to get rich education. We're talking about mortgages again, because this is one. Where leverage comes from. I'm your host. Keith Weinhold, we're sitting down with the president of ridge lending group, Caeli Ridge, and I know that she has some knowledge and some updates on new administration leadership and some potential changes for the market there. What can you tell us? Caeli   Caeli Ridge  25:16   I'm pretty excited about this one, and I'm watching very diligently to see how it unfolds. So the new director of the FHFA Federal Housing Finance Agency, all is Bill Pulte. This is the grandson of Pulte Homes. Okay, smart guy. I'm excited to see what he's going to come in and do. Well. He had recently, I think in the last couple of weeks, he put out in the news wires asking for feedback from the powers that be, related to Fannie and Freddie, what improvements they would like to see. So first up was Jim neighbors. He is the president of the mortgage brokers Association. He had a few very specific wish list items, if you will. And the first one on his list was the elimination of LLP, as for non owner occupied and second home. So let me just kind of paint a picture here, because there's some backstory I think is important. So an LLPA, for those of you that have never heard that term before, stands for a loan level price adjustment. And a loan level price adjustment is a positive number or a negative number that associates with the individual loan characteristics. So things like loan to value or loan size, occupancy is a big ll PA, the difference between an owner occupied where you live and one that you're going to use as a rental property, that's a big one. Credit score, property type, is it a single family? Is it a two to four? Is this a purchase? Is it a refi? Anyway, all of those different characteristics are ll pas. Well, if we take a step back in time, gosh, about three years ago now, Mark Calabria, at the time, was the director of the FHFA, and he had imposed increases, specific increases. This was middle of 22 I want to say specific increases to the LL pas for non owner occupied property. So if anybody kind of remembers that time, we started to really see points and interest rates take that jump sometime in 2022 more than just the traditional interest rate market and the fluctuations. This was very material to investment property and second home, but we'll focus on the investment property. So Mr. Jim neighbors came in and said, first and foremost, I'd like to see those removed, and I want to read something to the listeners here, because I thought it was very interesting. This is something I've been kind of preaching from the the rooftops, if you will, for many, many years. Yeah, we've got neighbors sticking up for investors here. He really is. And I Yeah, well, yes, he is. And more often than not, they're focused on the owner occupied so I'm just going to kind of read. I've got my cheat sheet here. I want to make sure I get it all right for everybody. So removal of the loan level price adjustments on investment properties and second homes, he noted that these risk based fees charged by Fannie and Freddie discourage responsible buyers from purchasing second homes and investment properties, with that insignificant increase to cost. And here's the important part, originally introduced to account for additional credit risk, many of the pandemic era llpa increases were not based on updated risk metric. In fact, data has shown that loans secured by investment properties often have strong credit profiles and lower than expected default rates. I mean, anybody that has been around long enough to see what we've come from, like, 08,09, and when we had the calamity of right, the barrier for entry for us to get any conventional financing as investors has been harsh. I mean, I make that stupid joke of vials of blend DNA samples. But aside from it being an icebreaker, it kind of feels true. We really get the short end of the stick. And I feel like as investors especially, post 08,09, our credit profiles, our qualifications, the bar is so high for us, the default risk there has largely been removed. We've got so much skin in the game. With 20 25% down, credit score is much higher, debt to income ratios more scrutinized, etc, etc. So I think that this is, if it passes muster. I think this is going to be a real big win for the non owner occupied side of agency, Fannie, Mae, Freddie, Mac lending.   Keith Weinhold  29:13    The conventional wisdom is, is that if you the borrower, get into financial trouble, you're more likely to walk away from your rental properties than you are your own home and neighbors, sort of like a good neighbor here sticking up for us and stating that, hey, us, the investors, we're actually highly credit worthy people.   Caeli Ridge  29:29   Yeah, absolutely. So fingers crossed. Everybody say your prayers to the llpa and mortgage investor rates gods.   Keith Weinhold  29:37   we'll be attentive to that. What other sorts of changes do we have with the administration? For example, I know that Trump and some others in the administration have talked about privatizing the GSEs, those government sponsored enterprises, Fannie, Mae, Freddie Mac and what kind of disruption that would create for the industry. Is it really any credence to that?   Caeli Ridge  29:58   They've been talking about it for. For quite a while. I mean, as long as Trump has been kind of on the scene, that's been maybe a wish list for him. I don't see that happening over the next years. That is an absolute behemoth to unpack and make a reality. Speaking of Mark Calabria, he was really hot and heavy on the trails of doing that. So what this is, you guys so fatty Freddy, are in conservatorship that happened back post 08,09, and privatizing them and making them where it is not funded, or conservatorship within the United States government. Now it still has those guarantees against default. It's a very complicated, complex, nuanced dynamic of mortgage backed securities, but if we were to privatize them at some point now, am I saying that that's a bad thing? No, not necessarily, but I think it has to be very carefully executed, and because there are so many moving parts, I do not think that just one term of presidency is going to make that happen. If we do it, it's going to be years down the road from now. Is my crystal ball. I don't think we're going to see that anytime soon.    Keith Weinhold  30:58   That's interesting to know. Are there any other industry changes that are important, especially for investors, whether that has to do with the change in administration or anything else?   Caeli Ridge  31:08    Well, specific to that wish list from Mr. Neighbors, one of the other things that he had asked, and there were quite a few, for owner occupied changes as well, he wants to reduce the seasoning for cash out refinances of investment properties, which would be huge good. Yeah, right now it's 12 months on a cash out refinance given very specific acquisition details. Okay, I won't go down that rabbit hole, but currently, if you haven't met exactly these certain benchmarks, you may have to wait 12 months to pull cash out of a property from the day that you acquire it, he's asking that that be pulled back to about six months, which would be nice   Keith Weinhold  31:46   reducing the seasoning period from 12 months to six months, meaning that an investor a borrower, would only need to own that property for that shorter duration of time prior to performing a refinance.   Caeli Ridge  31:58    Cash out refinance, no seasoning required on a rate and term. This is specific for cash out. But again, for cash out, but exactly right   Keith Weinhold  32:04   now, one trend that I think about sometimes, especially when I think back to 2008 2009 days since I was an investor through that time, is, are there any signs in the reduction of the appetite or the propensity to lend, to make loans. So how freely is credit flowing?    Caeli Ridge  32:25   I think pretty freely. I'm not seeing that they're tightening the purse strings. That's not the lens that I'm looking at it from, and I try to keep that brush stroke broad. There have been, I think that on the post, close side, there's been a little extra from Fannie Freddie, and I think that has to do with profitability markers. But overall, I'm not seeing that products are disappearing necessarily, or that guidelines are really becoming even more cumbersome. If anything, I would say it's maybe the reverse of that, and I do believe that probably is part and parcel to this administration and the real estate background that comes with it.   Keith Weinhold  32:59   One other thing I pay attention to, but it just really hasn't been much of a story lately. Are delinquencies in foreclosures. It seems like they've ticked up a little bit, but they're still both really historically low and basically a delinquency being defined as when a borrower makes one late payment, and foreclosures being the more severe thing, typically a 120 days late or more. Any trends there? I'm not   Caeli Ridge  33:24   seeing any now. And in fact, I would tell you that, because we focus so much on investor needs, first payment default is I can count on less than one hand, if I had to, how many times I've seen that happen with our clients over 25 years. So nothing noteworthy there for me.    Keith Weinhold  33:40   Yes. I mean, today's borrowers are just flush with equity. Nationally, there's a loan to value ratio of 47% which is healthy, in a sense. On average, borrowers have a 53% equity position. Of course, the next thing, I think, is like, I don't really know if that's a smart strategy. They're not really getting that much leverage out there. But I think a lot of people just have the old mentality of get it paid off.    Caeli Ridge  34:06   And I think that depending on where you are in your journey, I mean, if you're in phase three, right, where you're just really looking at these investments, these nest eggs to carry you into your retirement and or for legacy reasons, fine, but otherwise, I may argue the point in that I don't care that you have a 3% interest rate on an investment property, or whatever it may be, if it's sitting there idle and as long as it can cash flow, the true chances of those individuals of keeping that mortgage that they got in 2020, 2021, etc, at those ridiculously low interest rates and stroking 360 payments later to pay it to zero is a fraction of a percent right now, whether they're on the sidelines for something else, I don't know, but that debt, equity, I think, is hurting them more than a 3% interest rate is helping them.   Keith Weinhold  34:52    And a lot of times, the mindset of someone is, if they don't need to build wealth anymore, and they're older and they already built wealth, they don't care if they're loaned to value. Was down to zero, and they have it paid off, whereas someone that's in the wealth building phase probably wants to get more leverage. Yeah, Chaley at risk lending group, there you see so many applications come in, and especially since you're an investor centric lender, I like to ask you what trends you're seeing. What are people buying? What are people doing? Are they refinancing? Are they paying loans off? Are they trying to take out more credit? Are there any overall trends with investors that you see in there    Caeli Ridge  35:29   right now? I think the all in one is a clear winner there. The all in one, that first lien, HELOC, that you and I talked about, we broke my little corner of the internet with that one, that one is a front runner for sure, on the refinance side, specifically, we are seeing quite a bit more on the refi side of things, that equity is kind of just sitting there. So even though, if the on one isn't a good fit for them, I'm seeing investors that are willing to tap into that equity instead of just sitting around and waiting for them to potentially lose some equity if the housing market does start to take some decline. And then I would say, on the purchase transaction side, something that's kind of piqued my interest is the pad split. I'm looking at that more often where, for those that are not familiar, you can probably speak more to this, Keith, they're buying single family resident properties, even two to four unit properties, and a per bedroom basis, turning those into rental properties. And they're looking to be quite profitable. So I've got my eyes on that too.   Keith Weinhold  36:23   before we ask how we can learn more about you and what you do in there at Ridge Kayle. Is there any last thing that you'd like to share? Maybe a question I did not think about asking you, but should have.    Caeli Ridge  36:35   I would like to share with your listeners that if they are not working with a lender that focuses on their education and has that diversity of loan product that we have, that they're probably in the wrong support group. You need to be working with a lender that has a nationwide footprint and that has diversity of loan product to cover whatever methodology of real estate investing that you're looking for, and really puts a fine touch on the education of your qualifications and your goals as they relate to underwriters guidelines   Keith Weinhold  37:10   what we're talking about, and I know this through my own experience in dealing with Ridge, since I use them for my own loans myself, is sometimes Ridge might inform You that, hey, you can go and do this and make this deal now, but that's going to mess up this bigger thing 12 months down the road, whereas if you talk with an everyday sort of owner occupant mortgage company, oh, they're just not going to talk like that, because owner occupants, they might only buy every seven years, or something like that. And investors are different, and you need to have that foresight and look ahead. Caeli, this has been great, a really informative conversation about the pulse of the market. Tell us what products that you offer in there.   Caeli Ridge  37:50   Our menu is very, very diverse. I would say what. It's probably easier to describe what we don't offer. We do not have bear lot loans or land loans. We're not offering those right now. We do not have second lien HELOCs currently. We suspended that two years ago. But otherwise, guys, we're going to have everything that you're going to need. So just very quickly, I'll rattle off Fannie Freddie, okay, those golden tickets that we talk about, we've got DSCR loans, bank statement loans, asset depletion loans, ground up construction, short term bridge loans for fix and flip or fix and hold. We have our All In One that's my favorite first lien. HELOC, we have commercial loan products for commercial property and residential on a cross collateralization basis. So very, very robust in the loan product space.   Keith Weinhold  38:33   Caeli Ridge, it's been valuable as always. And then Ridge lending group.com, or your phone number   Caeli Ridge  38:39   855-747-4343, 855-74-RIDGE, , and then to reach us an email, if that's your better mechanism to contact us info@ridgelendinggroup.com   Keith Weinhold  38:50   that's been valuable as always. Thanks so much for coming back onto the show.    Caeli Ridge  38:53   Appreciate it. Keith,   Keith Weinhold  39:00   Yeah, terrific information from Chaley. As always, if you're enamored of borrowing tax free, like a billionaire, against your real estate, they sure can help you out with that and determine whether that's right. It doesn't mean that you always should, but if you have investment ideas for debt equity, and you're attentive to cash flows, run the numbers with them and see if it's worthwhile. As far as new purchases, we all know that soured affordability has made it especially tough for first time homebuyers, and there's more data out there that shows that tenant durations are historically long, longer than they usually are. Tenants are staying in places longer because they have to. Investor purchases have stayed strong, though investors have been buying about the same proportion of single family homes and making them rentals that they have historically and Redfin tells us that. The value of properties that investors have purchased is up more than 6% year over year, so investors are still buying and that makes sense. We're in this era where there's more uncertainty than usual, there's higher stock volatility than usual, and more people are sort of asking themselves, where would I get a better return than on income property, and where would my return be more stable today than in income property as well? If you work with Ridge lending group for a time, you're probably going to understand why I personally use them for my own loans. You'll notice that they really understand what investors need. Thanks to Caeli Ridge today and thank you for being here too. But as always, you weren't here for me. You were here for you until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  40:56   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  41:20   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text. GRE to 66866, while it's on your mind, take a moment to do it right now. Text GRE to 66866   The preceding program was brought to you by your home for wealth, building, get rich education.com.    

Send us a textAlaska State House Representative for South Anchorage, Girdwood & Whittier Ky Holland was born and raised in Anchorage. He is the eldest son of Federal Judge Russ Holland who was the judge in the case against Exxon after the Exxon Valdez Oil spill. Ky left Alaska for college in Oregon and stayed away for over a decade. Returning in the late 90s, he continued his work as a mechanical engineer, but expanded into academia and eventually into entrepreneurship. Lack of state investment in the private sector has motivated his legislation during his freshman session in Juneau. But it was a fear that we wouldn't properly fund our schools that led him to run for office for the first time in 2024. We talk about all of that and the case against ten American Samoans in Whittier who have been charged with voter misconduct.

The Dashboard Diaries #1: Greenville, SC May 19, 2025   Alaska feels a bit removed from the rest of the United States because it is separated from the contiguous 48 states by a minimum of 500 mile. Anchorage is even further away. That distance can leave residents not only distinct and different, but often detached. It can be hard for Alaskans to feel connected to the rest of the country. I recently went on a nearly coast to coast drive with my daughter and her family as they moved from South Carolina to Washington State. As we drove 500-mile days for a week a few connections between places on our drive and my home city of Anchorage emerged. During this four-part mini-series we will connect with Anchorage's soul through her history, stories, and people by connecting to four places along the road from our drive across this vast land of ours. Welcome to the Dashboard Diaries a special four-part mini-series brought to you by the AnchorED City Podcast. On this episode we consider a surprising connection between Greenville, SC and Anchorage.     https://greaterfriendshipbaptist.org https://www.facebook.com/TheShipAnchorageAK#   #anchoredcity https://anchorageutc.org https://www.facebook.com/AnchorageUTC @AnchorageUTC   Theme Music by Tech Oasis from Pixabay   Resources Used To Make This Episode: Southern Baptist Convention Founded - Timeline Event https://www.thearda.com/us-religion/history/timelines/entry?etype=1&eid=18   Basil Manly https://encyclopediaofalabama.org/article/basil-manly/   Founding: 1859-1878 https://www.sbts.edu/history/1859-1878/ https://archives.sbts.edu/sbts-history/our-story/founding-1859-1878/   The story of Southern Baptist Theological Seminary https://www.greenvilleonline.com/story/life/2016/06/29/greenvilles-seminary/86511098/   Jones, R.P., 2021. White too long: The legacy of white supremacy in American Christianity. Simon and Schuster. Pages 35, 57, 58 & 60.   Reamer, David., 2019. Greater Friendship Baptist Church: A History. https://works.hcommons.org/records/9hmn2-t2t94   How Greater Friendship Baptist Church in Anchorage made its mark in Alaska and civil rights history https://www.adn.com/alaska-life/2020/06/07/how-greater-friendship-baptist-church-in-anchorage-made-its-mark-in-alaska-and-civil-rights-history/

Thinking about cruising to Alaska in 2025 or 2026? Wondering what is the best month to go to Alaska on a cruise or what is the best cruise line that goes to Alaska? This episode is for you. Join Ken from RTE-Travel Talk as he sits down with luxury cruise expert Larry Jackson of Cruise Holidays of Viera for an in-depth, insider look at Silversea Cruises in Alaska—a surprisingly affordable and unforgettable way to explore the Last Frontier. In this episode of Ask a Real Travel Expert, you'll discover why Silversea's ultra-luxury, small-ship experience is perfect for both first-time Alaska cruisers and those returning for a more refined, stress-free experience. Larry walks us through everything you need to know—from ship sizes and itineraries to exclusive destinations and Silversea's all-inclusive pricing that covers everything from air, transfers, and shore excursions to gratuities, drinks, butler service, and even a black car from your home to the airport. ✨ Key Highlights Include: What makes Silversea's Door-to-Door and Port-to-Port pricing so different—and why it matters Why August is Larry's favorite month to cruise Alaska (hint: fewer crowds, better pricing, and salmon season) The advantages of small-ship cruising in Alaska: less crowding, better dock locations, and a more intimate experience What sets Silversea's onboard service and dining apart from mainstream lines like Princess, Holland America, and Celebrity Back-to-back and 14-day cruise options with different itineraries and glacier experiences The importance of working with a knowledgeable travel advisor to customize the perfect Alaska journey From luxury hotels like the Pan Pacific in Vancouver (where your luggage is taken directly from your hotel room to your cruise cabin!) to the scenic post-cruise train ride from Seward to Anchorage, this video covers it all. And yes, there's even talk of sushi buffets, lobster tails, and personalized in-suite bar setups. If you're tired of the crowds on mega ships or overwhelmed by too many Alaska cruise choices, this conversation will help you cut through the noise and find the Alaska cruise that's perfect for your style and budget.

Tonight on the KRBD Evening Report….A bill introduced in Congress would reauthorize funds for landslide monitoring projects throughout Southeast Alaska, including Ketchikan; Thorne Bay is looking to fill a city council vacancy; and a documentary on how Filipino nurses were among the unsung heroes of the pandemic comes to Anchorage.Those stories and more coming up…

The Dashboard Diaries – Starting May 19 May 16, 2025   This summer on the AnchorED City Podcast we are proud to present The Dashboard Diaries. During this four-part mini-series we will connect with Anchorage's soul through her histories, stories, and people by connecting to places along the road from our drive across this vast land of ours. The series starts May 19.].,   #anchoredcity https://anchorageutc.org https://www.facebook.com/AnchorageUTC @AnchorageUTC   Theme Music by Tech Oasis from Pixabay   Sound Effects By BBC Sound Effects https://sound-effects.bbcrewind.co.uk/search?q=car%20passing%20on%20country%20road  

On this bonus episode of CASCADE OF HISTORY, we present audio from the Flight 293 monument dedication ceremony at Tahoma National Cemetery from June 3, 2023. Flight 293 was a military chartered Northwest Airlines DC-7C that disappeared in the Gulf of Alaska on a flight from McChord Air Force Base near Tacoma, Washington to Elmendorf Air Force Base in Anchorage, Alaska. There were 101 souls aboard. There remains future chapters to the Flight 293 story yet to be told, including the path of the Flight 293 Remembrance Act - bipartisan federal legislation introduced by Democratic Senator Patty Murray of Washington and Republican Senator Dan Sullivan of Alaska in February 2025 - and new interviews and new research shedding more light on the missing DC-7C and those left behind. Going forward, those chapters will be shared here on CASCADE OF HISTORY. CASCADE OF HISTORY is broadcast LIVE most Sunday nights at 8pm Pacific Standard Time via SPACE 101.1 FM and gallantly streams via space101fm.org. The radio station is located at historic Magnuson Park - formerly Sand Point Naval Air Station - on the shores of Lake Washington in Seattle. Subscribe to the CASCADE OF HISTORY podcast via most podcast platforms.

Erin Gilbert was 24 years old in 1995 when she went missing on July 1st.For the past year, Erin had been living in Anchorage, Alaska, with her sister's family. She had found work as a nanny and was beginning to settle in.A few days before her disappearance, she met a man named David Combs at a bar in Anchorage. Several days later, David invited her to accompany him to the Girdwood Forest Fair. It was the July 4th weekend, and the event drew a large crowd.After spending some time at the fair, the two returned to David's car, which had stopped working. According to David, he had accidentally left the headlights on, and the battery had died. He said he went to look for help while Erin stayed behind.When he returned to the car a few hours later—with no success finding assistance—Erin was gone. She has not been seen since. It has now been nearly 30 years.Contact us at: weeknightmysteries@gmail.comInstagram - https://www.instagram.com/weeknightmysteriesTikTok - https://www.tiktok.com/@weeknightmysteries

The Dashboard Diaries – Coming Soon May 12, 2025   This summer on the AnchorED City Podcast we are proud to present The Dashboard Diaries. This four-part mini-series connects with Anchorage's soul through her histories, stories, and people by connecting to places along the road from a nearly coast-to-coast drive across the vast lower 48. #anchoredcity https://anchorageutc.org https://www.facebook.com/AnchorageUTC @AnchorageUTC   Theme Music by Tech Oasis from Pixabay   Sound Effects By BBC Sound Effects https://sound-effects.bbcrewind.co.uk/search?q=&source=bbc_archive

In this newscast: The federal government may soon return a traditional subsistence site connected to Douglas Island to its original tribal owners; The next season of the PBS KIDS show “Molly of Denali” will be the last for the foreseeable future. The team behind the award-winning children's TV show will stop working on new content. Molly of Denali is widely celebrated in Alaska because it features an Alaska Native lead character and showcases Alaska Native culture; The Alaska Department of Education and Early Development is considering whether to reduce the amount of money local governments can give to school districts. A new bill in front of state lawmakers would allow local governments to continue to fund school districts as they have been; State prosecutors say two Anchorage police officers were legally justified in the fatal shooting of a man in February who police say had barricaded himself in a Midtown hotel and threatened a woman and her four children.

In this newscast: The Alaska Senate approved its version of the state budget on Wednesday. It includes a $1,000 Permanent Fund dividend. And, for now, a slight surplus. But senators say they expect that surplus to evaporate. And they're warning of tough times in the years ahead; Reporters on the Alaska Desk recently asked people all over the state some open-ended questions about how they're feeling after President Donald Trump's first 100 days. From the Aleutians to Southeast and the Interior, there are never-Trumpers and MAGA diehards – and some Alaskans having changes of heart. Here's what some of them had to say; Anchorage officials are preparing to roll out funding dedicated to improving the city's child care sector. The move comes two years after Anchorage residents voted to dedicate the roughly 5 to 6 million dollars the city receives annually in marijuana taxes to funding child care initiatives.

On May 27th, Homer's Japanese Club will depart from the Anchorage airport for a two week trip to Japan; and Monday was Missing and Murdered Indigenous Persons Awareness Day, an annual commemoration that honors the lives of Native people around the country impacted by violence.

Jamar Hill is a coach now, but before that, he was a pro baseball player in the Mets organization. He grew up in Anchorage, where playing baseball wasn't always easy: limited facilities, long winters and not much opportunity to play year-round. He says that in Alaska, you get about a quarter of the playing time compared to other places. But in a way, that made him love the game even more. As a kid, he followed the Alaska Baseball League, one of the best summer leagues in the country. It brought in top talent every year — future first-round draft picks — and watching those games gave him an early sense of how the baseball world worked. By the time he was 16, most of the teams he played on included at least one future Major League player. And by the end of high school, he was drafted by the Mets. He became one of their top power prospects — a lefty bat who hit right-handed pitching especially well. He went on to hit over 100 professional home runs. But beyond the stats, it was his early exposure to high-level talent, and his ability to adapt, that shaped his perspective. That perspective is still with him today — as a coach, a mentor and someone who's all about creating opportunities for the next generation. Today, Jamar is focused on giving back to the community that raised him. As a youth coach and founder of RBI Alaska, he's spent the last 10 years helping young athletes grow — as players and as people. He's currently leading the development of the Mountain View Field House, a year-round indoor training facility that will give local kids access to the kind of resources he didn't have growing up. For him, coaching isn't just about skill development, it's about building character, creating opportunity and showing kids that their environment doesn't have to limit their ambition. He mentors with intention, using his own experiences in professional baseball to help young players navigate the mental, emotional and physical sides of the game. Through that work, he's helping shape confident, resilient athletes who are prepared for whatever comes next, on the field or off.

Jamar Hill is a coach now, but before that, he was a pro baseball player in the Mets organization. He grew up in Anchorage, where playing baseball wasn't always easy: limited facilities, long winters and not much opportunity to play year-round. He says that in Alaska, you get about a quarter of the playing time compared to other places. But in a way, that made him love the game even more. As a kid, he followed the Alaska Baseball League, one of the best summer leagues in the country. It brought in top talent every year — future first-round draft picks — and watching those games gave him an early sense of how the baseball world worked. By the time he was 16, most of the teams he played on included at least one future Major League player. And by the end of high school, he was drafted by the Mets. He became one of their top power prospects — a lefty bat who hit right-handed pitching especially well. He went on to hit over 100 professional home runs. But beyond the stats, it was his early exposure to high-level talent, and his ability to adapt, that shaped his perspective. That perspective is still with him today — as a coach, a mentor and someone who's all about creating opportunities for the next generation. Today, Jamar is focused on giving back to the community that raised him. As a youth coach and founder of RBI Alaska, he's spent the last 10 years helping young athletes grow — as players and as people. He's currently leading the development of the Mountain View Field House, a year-round indoor training facility that will give local kids access to the kind of resources he didn't have growing up. For him, coaching isn't just about skill development, it's about building character, creating opportunity and showing kids that their environment doesn't have to limit their ambition. He mentors with intention, using his own experiences in professional baseball to help young players navigate the mental, emotional and physical sides of the game. Through that work, he's helping shape confident, resilient athletes who are prepared for whatever comes next, on the field or off.

On today's Midday Report with host Terry Haines:Monday was Missing and Murdered Indigenous Persons Awareness Day. The Alaska House is scheduled to vote today on a change to corporate income taxes that could raise millions of dollars for the state. Anchorage officials are moving forward with a plan to free up space at the landfill by burning trash, and harnessing that power into electricity for the city.Photo: The facade of the Alaska State Capitol in Juneau on May 22, 2024. (Eric Stone/Alaska Public Media)

Austin Knight thought he had life by the horns, until he was fired, and dumped by his girlfriend, on the same day. Facing the task of starting over, he had two routes to choose from—the ease and stability of a corporate job, or joining the U.S. military as a paratrooper. He chose the harder route, and wouldn't change it for the world. A part of the Arctic Angels, the United States' only Arctic Paratrooper unit, Austin shares his aggressive story from Joint Base Elmendorf-Richardson in Anchorage, Alaska.  Watch the full podcast on YouTube here.

Alaska's Legendary Bush Pilot: Terry Holliday In this unforgettable episode of Coffee and a Hanger, we sit down with Terry Holliday—Alaska Aviation Hall of Famer, Wright Brothers Award recipient, Craig Taylor Award recipient, and living legend of the Alaskan skies. His story begins in 1957 when, at just 12 years old, he wandered into a canvas tent in Anchorage and met a man rebuilding an airplane engine. That chance encounter set him on a lifelong path of flight, adventure, and survival.Terry recounts growing up in Anchorage, learning to weld with a coat hanger, rebuilding aircraft engines alongside his father, and learning to fly the hard way—without GPS, relying only on instinct and the land. But it was the 1964 Good Friday Earthquake—one of the most powerful quakes in North American history—that became a defining moment in his life. When the ground tore open and buildings collapsed, Terry didn't run—he stepped into chaos to rescue the injured. Hear how that experience shaped his philosophy: when someone's in trouble in the Alaskan wilderness, you don't wait, you go. It showed him that his mechanical skills, his courage, and his instinct for survival could continue to save lives. Weather, darkness, remoteness—none of it mattered.Terry shares harrowing stories, hard lessons, and the deep bond between man and machine, forged in some of the harshest and most beautiful landscapes on Earth.#alaska #flying #aviation

On today's Midday Report with host Terry Haines:Former Fairbanks Republican state Sen. Click Bishop filed a letter of intent to run for governor. Republicans in the U.S. House are trying to clear hurdles for Alaska oil drilling and mining with a bill that's written to thwart environmental lawsuits. And a successful program in Anchorage to get homeless people into into housing lacks the housing it needs.Photo: Alaska Lt. Gov. Nancy Dahlstrom, at left, and former state Sen. Click Bishop, at right, have each filed letters of intent signaling they will run for governor in 2026.

Send us a textAlaska State House Representative for West Anchorage Carolyn Hall got an internship with the Boston Red Sox during her senior year of college in New Hampshire. This led to her dream job working for the team as a videographer during their World Series win in 2004. In 2008 she branched into TV journalism getting her first job with a small local market: KTUU in Anchorage. She covered the Iditarod, Gov. Sarah Palin, Sen. Ted Stevens' trial from DC, and Sen. Lisa Murkowski's 2010 write-in campaign. Hall then worked for a larger TV market in Seattle where she earned an Emmy for her coverage of the Oso Landslide in 2014. After returning to Anchorage, she left broadcast journalism and branched into politics working as communications director for Governor Bill Walker, and at the start of the Covid pandemic, for Anchorage Mayor Ethan Berkowitz. We talk about all of that and how she ended up running for office in today's episode. Watch the video of Carolyn Hall and Ethan Berkowitz leaving Anchorage Assembly Chambers, Aug 12, 2020.

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WE GOT FLOWN OUT TO ALASKA by LA MICHOACANA?!

A Homer pilot and passenger from Anchorage died Monday afternoon in a plane crash near the small Kenai Peninsula community of Nanwalek; the Homer City Council passed a series of measures, postponed two items and heard from visitors at its meeting last night; and Homer's first cruise ship for the season, the Viking Venus, with Viking Ocean Cruises will arrive in Homer on Wednesday morning.

Zoe Krupa is a resident of Sitka and was recently a lead official at the 1a/2a state basketball tournament in Anchorage. In this episode we discuss growing up in Southeast, coaching vs. officiating, officiating rivalries and the time she gave her dad a technical foul.   Check out the On Step Alaska website or subscribe on Substack for articles, features and all things Alaska. Click here for a 20% discount on an annual subscription to The Westrn, the outdoor community's newest newspaper. Thanks to the sponsors: Sagebrush Dry (Alaskan-owned business that sells the best dry bags you can buy.) Alpine Fit (Premium outdoor layering from another Alaskan-owned business.) Backcountry Hunters and Anglers

Send us a textFormer Alaska State Senator and Iraq war veteran Josh Revak was born and raised in Minnesota. While serving in the Army in the early 2000s, a mortar blast in Iraq blew a quarter-sized hole through the back of his foot. He then got his first job in politics back in Minnesota working on John McCain's 2008 presidential campaign. Then, while visiting the Alaska family of a fellow soldier who had been killed in Iraq, Revak met Congressman Don Young's staff who suggested he apply for a job in the congressman's office. After 8 years working for Don Young and Senator Dan Sullivan, Revak ran for the Alaska State House in 2018 defeating incumbent Charisse Millett in the Republican primary and was elected to represent the Abbott Loop Area of Anchorage. When State Senator Chris Birch suddenly passed away, Revak was appointed to that seat by Governor Dunleavy. In 2022 with the sudden death of Don Young, Revak ran for that seat with the endorsement of Don Young's widow. After Mary Peltola ultimately won the seat, Revak went to work for Peltola's office. He is now lobbying for the drone program at the University of Alaska Fairbanks.Watch Josh Revak perform on Governor Mike Huckabee's Fox talk show in 2010 here.

Look up in the sky! It's a bird! It's a plane! It's The Alaska Music Podcast with The Anchorage Symphony - Holst's THE PLANETS

In this installment of “Ask Me Anything,” Pastor Luke addressed seven questions. This message was delivered in gathered worship on Sunday, April 27, 2025 at Jewel Lake Parish in Anchorage, Alaska. TIMESTAMPS 00:40 What is Pastor Luke's favorite hymn 02:38 How can we "Be perfect like your heavenly father?" (Matthew 5:48) 07:08 How does the parable of the prodigal son (Luke 15) relate to us today? 12:15 How are "Saints" like Augustine and Thomas viewed in the Reformed Tradition? 16:50 Will we see the people we love when we die if they don't believe in God and Jesus? 21:24 Will we see animals in heaven? 23:30 Are cruel and tyrannical rulers really ordained by God? (Romans 13:1) Pastor Luke teaches from 2 Corinthians 12:2 in "Ask Me Anything."

Most people understand they face the risk of encountering wild animals when they enter the woods in Alaska, but they do not expect someone to shoot them. When a series of murders occurred in parks and on trails near Anchorage in the summer of 2016, residents demanded more information from the police. Were the murders related to each other? Was a serial killer stalking the city? Was it safe to go hiking after dark? And what were the police doing to solve these murders? Police remained tight-lipped, and tensions rose. Sources Hopkins, Kyle. Dec. 30, 2016. TIMELINE: The life of accused killer James Dale Ritchie. KTUU  News. Hopkins, Kyle. April 26, 2017. Serial killer: Police say James Dale Ritchie committed 5 murders in 2016. KTUU News James D. Ritchie. Murderpedia. James Dale Ritchie: A Serial Killer Caught By Chance. The Lineup. __________________________ Join the Readers and Writers Book Club for a Spring Fling Facebook Event and Explore the Haunted Harding House: April 15 - 29 Take a trip to the wilderness of Alaska--if you dare! _________________________________________________________________________ IF YOU ENJOY LISTENING TO YOUR NOVELS, CHECK OUT THE AUDIOBOOK VERSION OF MASSACRE AT BEAR CREEK LODGE ________________________________     https://youtu.be/7Fv52Bf8yfY Join the Last Frontier Club's Free Tier Robin Barefield lives in the wilderness on Kodiak Island, where she and her husband own a remote lodge. She has a master's degree in fish and wildlife biology and is a wildlife-viewing and fishing guide. Robin has published six novels: Big Game, Murder Over Kodiak, The Fisherman's Daughter, Karluk Bones, Massacre at Bear Creek Lodge, and The Ultimate Hunt. She has also published two non-fiction books: Kodiak Island Wildlife and Murder and Mystery in the Last Frontier. She draws on her love and appreciation of the Alaska wilderness as well as her scientific background when writing. Robin invites you to join her at her website: https://robinbarefield.com, and while you are there, sign up for her free monthly newsletter about true crime in Alaska. Robin also narrates a podcast, Murder and Mystery in the Last Frontier. You can find it at: https://murder-in-the-last-frontier.blubrry.net Subscribe to Robin's free, monthly Murder and Mystery Newsletter for more stories about true crime and mystery from Alaska. Join her on: Facebook Instagram Twitter LinkedIn Visit her website at http://robinbarefield.com Check out her books at Author Masterminds ___________________________________________________________________________________ Would you like to support Murder and Mystery in the Last Frontier? Become a patron and join The Last Frontier Club. Each month, Robin will provide one or more of the following to club members. · An extra episode of Murder and Mystery in the Last Frontier is available only for club members. Behind-the-scenes glimpses of life and wildlife in the Kodiak wilderness. · Breaking news about ongoing murder cases and new crimes in Alaska ____________________________________________________________________________________________ Merchandise! Visit the Store                          

What if the key to abundance isn't found in hustle or luck, but in consistency, commitment, and clarity? In this episode, I talk with Chad Hufford—owner of the boutique financial planning firm Veritas Wealth Management, a top-ranked financial planner, Dave Ramsey SmartVestor Pro, performance psychology enthusiast, and devoted family man from Anchorage, Alaska.Chad blends his passion for fitness, faith, and finance to help others build lives of true intention and impact. We explore the mindset and principles that guide him as he helps others create not just financial freedom, but a life of purpose.Key Highlights:- The 11-year-old moment that shaped Chad's lifelong relationship with discipline.- Why clarity of vision activates your brain's “bouncer” to spot opportunity over obstacles.- How complexity can delay us from the responsibility of taking action.- The powerful connection between physical vitality and financial stewardship.- Chad's simple but life-changing morning habit that reframes his perspective daily.- Why living more intentionally can create an abundant life.  Chad Hufford's story is a powerful reminder that the life we want is built one choice at a time. His blend of financial wisdom, faith, and performance psychology showcases how commitment trumps motivation—and how consistency beats intensity. If you're looking to create a life that aligns with your values and vision, Chad's insights will spark fresh inspiration and practical direction.To connect with Chad go to:Website: https://www.veritasalaska.com/ https://www.linkedin.com/in/chad-hufford-066208100/ https://www.instagram.com/veritas.alaska/ https://www.facebook.com/VeritasWealthManagement/ https://www.youtube.com/@veritasalaskaWe'd appreciate a review on Apple Podcasts and/or Spotify. Connect with John Geraghty at:Website: https://john-geraghty.com/LinkedIn: https://www.linkedin.com/in/john-geraghtyInstagram: https://www.instagram.com/coachjohngeraghty/ Facebook: https://www.facebook.com/coachjohngeraghty/YouTube: https://www.youtube.com/@John-GeraghtyGrab a copy of The Prism of Perspective Book here: https://a.co/d/f5Lfqbn

Send us a textIn this episode of the Vulgar Display of Podcast, we're joined by Brock Lindow of Paradise Slaves as he dives deep into the creation of their upcoming debut album, With Hell In His Eyes, dropping May 2nd via Spinefarm Records!

In this episode of the EMS One-Stop podcast, host Rob Lawrence is joined by Deputy Director Tracey Loscar from Mat-Su Borough EMS in Alaska. Together, they discuss the looming threat of Mount Spurr, a volcano located 75 miles west of Anchorage, which is currently showing signs of potential eruption. Loscar provides insights into disaster management and preparedness in a region where EMS operations are stretched across vast, remote territories. The conversation also touches on how to plan for the unexpected, especially in an environment with limited resources and harsh geographical challenges. This episode delves into the logistical challenges faced by EMS in the face of volcanic activity and offers critical lessons in disaster management. TIMELINE 00:22 – Rob Lawrence welcomes Deputy Director Tracey Loscar and sets the stage for a discussion on disaster management in Alaska 02:10 – Loscar gives a brief overview of Mat-Su Borough and its proximity to Mount Spurr 04:01 –Loscar discusses her transition from Newark, New Jersey, to Mat-Su Borough and the challenges of EMS in rural Alaska 06:00 – Lawrence and Loscar discuss the vast distances and limited resources available in the region 08:01 – Loscar explains the preparations for the potential ash fallout from Mount Spur, including messaging to the community and respiratory protection 10:04 – The conversation shifts to the nature of volcanic ash and the practical challenges it presents to infrastructure, vehicles and personal health 14:36 – Loscar shares lessons learned from previous seismic events, such as the 2018 earthquake, and emphasizes the importance of clear communication during disasters 17:06 – Lawrence and Loscar discuss EMS liaison roles and the need for better coordination between dispatch, EDs and field teams 18:01 – Loscar talks about the current status of the Mount Spur eruption, with no immediate risk but preparations ongoing, and discusses how Alaskans stay calm and prepared in the face of frequent natural events, from earthquakes to volcanic eruptions 20:03 – Loscar highlights the importance of including pets in emergency plans, emphasizing the need for respiratory protection for animals 21:00 – The role of pantyhose in volcano preparedness RATE AND REVIEW Enjoying the show? Contact the EMS One-Stop team at editor@EMS1.com to share ideas, suggestions and feedback.

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Dr. Matt Haney is the Scientist-in-Charge at the Alaska Volcano Observatory, where he leads the charge to monitor and communicate the activity of Alaska's volcanoes — some of the most closely watched in the world. He explains that there are several ways to count Alaska's volcanoes, but one of the most striking is this: 54 of them have erupted in the last 300 years. That's more than any other U.S. state. Most of these volcanoes are found along the Aleutian Arc, a seismically active chain that stretches from Mount Spurr — just 80 miles west of Anchorage — through Cook Inlet and out across the Alaska Peninsula and Aleutian Islands. A few outliers, like Mount Edgecumbe in Southeast and Mount Wrangell near Glennallen, add even more complexity to tracking volcanic activity across Alaska. As a volcanologist, Matt is part of a network that assesses volcanic risk using the National Volcano Early Warning System, which ranks volcanoes by threat level. In Alaska, five volcanoes are classified as “Very High Threat” — including Mount Spurr, Mount Redoubt and Mount Augustine — not just because they're active, but because they're near population centers and critical infrastructure. Mount Spurr is currently under close observation due to signs of volcanic unrest, making it one of the most closely watched in the state. When Spurr last erupted in 1992, it launched ash clouds up to 60,000 feet into the sky and shut down Anchorage's airport for nearly a full day. Ash fall can disrupt air travel, damage engines and electronics, clog air filters, and cause respiratory problems. Today, with Anchorage serving as the second busiest cargo hub in the U.S. — and the fourth busiest in the world — the stakes of an eruption are even higher.

Matt and Nic are back with another week of news and deals. In this episode: We recap Nic's article on why Signature collapsed Crypto exchange OKX announced their plans to expand to the US Kraken announced that US equities are now supported on the exchange MANTRA, a layer 1 network focused on RWAs, saw the price of its native token crash 90% in a matter of hours Global Payments agreed to acquire Worldpay, a payments processor, for $24 billion from FIS and private equity firm GTCR The US Department of Homeland Security has launched a probe into Anchorage, the digital asset custodian, related to the company's AML polices Jerome Powell reiterates his support for stablecoin legislation Strategy (and others) buy more Bitcoin Content mentioned in this episode: Galaxy Digital,  The State of Crypto Lending Nic Carter in Piratewires, Signature Didn't Have to Die, Either

Dr. Matt Haney is the Scientist-in-Charge at the Alaska Volcano Observatory, where he leads the charge to monitor and communicate the activity of Alaska's volcanoes — some of the most closely watched in the world. He explains that there are several ways to count Alaska's volcanoes, but one of the most striking is this: 54 of them have erupted in the last 300 years. That's more than any other U.S. state. Most of these volcanoes are found along the Aleutian Arc, a seismically active chain that stretches from Mount Spurr — just 80 miles west of Anchorage — through Cook Inlet and out across the Alaska Peninsula and Aleutian Islands. A few outliers, like Mount Edgecumbe in Southeast and Mount Wrangell near Glennallen, add even more complexity to tracking volcanic activity across Alaska. As a volcanologist, Matt is part of a network that assesses volcanic risk using the National Volcano Early Warning System, which ranks volcanoes by threat level. In Alaska, five volcanoes are classified as “Very High Threat” — including Mount Spurr, Mount Redoubt and Mount Augustine — not just because they're active, but because they're near population centers and critical infrastructure. Mount Spurr is currently under close observation due to signs of volcanic unrest, making it one of the most closely watched in the state. When Spurr last erupted in 1992, it launched ash clouds up to 60,000 feet into the sky and shut down Anchorage's airport for nearly a full day. Ash fall can disrupt air travel, damage engines and electronics, clog air filters, and cause respiratory problems. Today, with Anchorage serving as the second busiest cargo hub in the U.S. — and the fourth busiest in the world — the stakes of an eruption are even higher.

The state of Alaska is actively working to shut down a gaming hall just opened by the Native Village of Eklutna. The Chin'an Gaming Hall is doing a brisk business with pull-tabs and 85 bingo machines in an unassuming building just outside of Anchorage. But state officials maintain the operation is illegal because the tribe does not control the land it is on. Elsewhere, in Maine, tribes are also working against state resistance to expand gaming. They face a regulatory reality that is different from tribes in other states because of legislation in 1980 limiting Maine's tribes' gaming enterprise ability.

Part two of the spring 2025 installment of Unearthed! features the potpourri category, plus drones/radar/lidar, books and letters, animals, edibles and potables, shipwrecks, swords (sort of) and cats. Research: Roque, Nika. “Maria Orosa, fellow World War II heroes laid to rest at San Agustin Church.” GMA Integrated News. 2/14/2025. https://www.gmanetwork.com/news/topstories/nation/936107/maria-orosa-fellow-world-war-ii-heroes-laid-to-rest-at-san-agustin-church/story/ Adam, David. “Does a new genetic analysis finally reveal the identity of Jack the Ripper?” Science. 3/15/2019. https://www.science.org/content/article/does-new-genetic-analysis-finally-reveal-identity-jack-ripper Jeffries, Ella. “These Everyday Artifacts Tell the Story of Harriet Tubman’s Father’s Home as Climate Change Threatens the Historic Site.” Smithsonian Magazine. 3/14/2025. https://www.smithsonianmag.com/smart-news/these-everyday-artifacts-tell-the-story-of-harriet-tubmans-fathers-home-as-climate-change-threatens-historic-site-as-climate-change-180986204/ The History Blog. “Lavish private baths found in Pompeii villa.” 1/18/2025. https://www.thehistoryblog.com/archives/72199 Balmer, Crispian. “Rare frescoes unearthed in Pompeii shed light on ancient rituals.” Reuters. 2/26/2025. https://www.reuters.com/world/europe/rare-frescoes-unearthed-pompeii-shed-light-ancient-rituals-2025-02-26/ Lawler, Daniel. “How did this man's brain turn to glass? Scientists have a theory.” Phys.org. 2/27/2025. https://phys.org/news/2025-02-brain-glass-scientists-theory.html The History Blog. “Footprints fleeing Bronze Age eruption of Vesuvius found.” 1/31/2025. https://www.thehistoryblog.com/archives/72318 net. “Archaeologists Identify ‘Lost’ Anglo-Saxon Site Depicted in the Bayeux Tapestry.” 1/2025. https://www.medievalists.net/2025/01/archaeologists-identify-lost-anglo-saxon-site-depicted-in-the-bayeux-tapestry/ Lawson-Tancred, Jo. “Fragment of Epic Medieval Bayeux Tapestry Rediscovered in Germany.” Artnet. 3/5/2025. https://news.artnet.com/art-world/bayeux-tapestry-fragment-rediscovered-in-germany-2615620 Schrader, Adam. “Is There Graffiti of a Legendary Film Star Under the Lincoln Memorial?.” Artnet. 2/23/2025. https://news.artnet.com/art-world/graffiti-of-a-legendary-film-star-under-the-lincoln-memorial-2611242 National Museums Northern Ireland. “Further research Suggests Remains Found in Bellaghy Likely to be Female.” https://www.nationalmuseumsni.org/news/ballymacombs-more-woman Boucher, Brian. “Who Owned This Fabulous Hoard of Viking Treasure? A New Translation Offers a Clue.” ArtNet. 2/21/2025. https://news.artnet.com/art-world/galloway-hoard-communal-wealth-translated-inscription-2611850 Randall, Kayla. “Josephine Baker’s Memoir Is Now Being Published for the First Time in English.” Smithsonian. 3/2025. https://www.smithsonianmag.com/arts-culture/josephine-baker-memoir-now-published-first-time-english-180985963/ Anderson, Sonja. “Archaeologists Discover Intricately Decorated Tomb Belonging to a Doctor Who Treated Egyptian Pharaohs 4,100 Years Ago.” Smithsonian. 1/10/2025. https://www.smithsonianmag.com/smart-news/archaeologists-discover-intricately-decorated-tomb-belonging-to-a-doctor-who-treated-egyptian-pharaohs-4100-years-ago-180985788/ University of Vienna. “Analysis of skull from Ephesos confirms it is not Cleopatra's sister.” 1/10/2025. https://phys.org/news/2025-01-analysis-skull-ephesos-cleopatra-sister.html Weber, G.W., Šimková, P.G., Fernandes, D. et al. The cranium from the Octagon in Ephesos. Sci Rep 15, 943 (2025). https://doi.org/10.1038/s41598-024-83870-x Ferguson, Donna. “Archaeologists discover 3,500 year-old tomb of ‘missing pharaoh’ in Egypt.” The Guardian. 1/19/2025. https://www.theguardian.com/world/2025/feb/19/first-new-pharaohs-tomb-to-be-found-in-over-a-century-discovered-in-egypt Ferguson, Donna. “‘You dream about such things’: Brit who discovered missing pharaoh’s tomb may have unearthed another.” The Guardian. 2/22/2025. https://www.theguardian.com/science/2025/feb/22/you-dream-about-such-things-brit-who-discovered-missing-pharaohs-tomb-may-have-unearthed-another State Information Service. “New Discoveries illuminate the Legacy of Queen Hatshepsut’s Temple in Luxor.” 1/8/2025. https://www.sis.gov.eg/Story/204116/New-Discoveries-illuminate-the-Legacy-of-Queen-Hatshepsut%E2%80%99s-Temple-in-Luxor?lang=en-us Lynch, Cherise. “Penn Museum, Egyptian archaeologists discover tomb of unnamed pharaoh.” 3/27/2025. https://www.nbcphiladelphia.com/news/local/penn-museum-egypt-unnamed-pharaoh/4145053/ Melly, Brian. “The scent of the mummy. Research discovers ancient Egyptian remains smell nice.” Phys.org. 2/16/2025. https://phys.org/news/2025-02-scent-mummy-ancient-egyptian-nice.html Lawson-Tancred, Jo. “Suitcase Belonging to King Tut Tomb Explorer Sells for More Than 11 Times Its Estimate.” ArtNet. 2/28/2025. https://news.artnet.com/art-world/howard-carter-suitcase-king-tut-2612417 Erb-Satullo, Nathaniel L. et al. “Mega-Fortresses in the South Caucasus: New Data from Southern Georgia.” Antiquity 99.403 (2025): 150–169. Web. Cranfield University. “Drone mapping unveils 3,000-year-old fortress, reshaping ancient history.” Phys.org. 1/8/2025. https://phys.org/news/2025-01-drone-unveils-year-fortress-reshaping.html Randall, Ian. “Sprawling Lost City From 600 Years Ago Revealed.” 1/30/2025. https://www.newsweek.com/lost-city-mexico-guiengola-zapotec-forest-lidar-archaeology-2023494 Anderson, Sonja. “Researchers Have Found an Inca Tunnel Beneath the Peruvian City of Cusco.” Smithsonian. 1/21/2025. https://www.smithsonianmag.com/smart-news/researchers-have-found-an-inca-tunnel-beneath-the-Peruvian-city-of-cusco-180985872/ Politecnico di Milano. “Ground-penetrating radar reveals new secrets under Milan's Sforza Castle.” EurekAlert. 1/14/2025. https://www.eurekalert.org/news-releases/1070514 Schrader, Adam. “Rare 19th-Century Painting by Beloved Black Artist Found in a Thrift Store.” Artnet. 1/6/2025. https://news.artnet.com/art-world/william-henry-dorsey-thrift-store-painting-2595107 Kinsella, Eileen. “Unique 19th-Century Double-Sided Portrait by American Folk Art Icon Resurfaces.” Artnet. 1/6/2025. https://news.artnet.com/market/ammi-phillips-double-portrait-rediscovered-christies-2595027 Whiddington, Richard. “A Famed Painting of Venice’s Grand Canal Is Reattributed to a Precocious 16-Year-Old.” ArtNet. 3/11/2025. https://news.artnet.com/art-world/a-grand-canal-painting-bellotto-wallace-collection-2618974 Lawson-Tancred, Jo. “Lavinia Fontana’s Lost Miniature Resurfaces at Texas Auction.” 1/20/2025. https://news.artnet.com/art-world/miniature-portrait-lavinia-fontana-2599828 Wizevich, Eli. “Expert Rediscovers Painting by Renaissance Master Lavinia Fontana, One of the First Professional Female Artists.” Smithsonian. 3/26/2025. https://www.smithsonianmag.com/smart-news/experts-rediscover-painting-by-renaissance-master-lavinia-fontana-one-of-the-first-professional-female-artists-180986307/ The Collector. “Digitization Reveals Cathedral’s Hidden Medieval Wall Paintings.” https://www.thecollector.com/digitization-reveals-hidden-medieval-wall-paintings/ The History Blog. “Hidden 13th c. murals of Angers Cathedral documented for the 1st time.” 1/14/2025. https://www.thehistoryblog.com/archives/72156 Almeroth-Williams, Tom. “Islamic ‘altar tent’ discovery.” University of Cambridge. https://www.cam.ac.uk/stories/islamic-altar-tent Lawson-Tancred, Jo. “Van Gogh Museum Rules $50 Garage Sale Painting Is Not a $15 Million Masterpiece.” Artnet. 1/29/2025. https://news.artnet.com/art-world/van-gogh-lmi-group-2602847 Lawson-Tancred, Jo. “$50 Van Gogh? Experts Say No, Offering Alternative Attribution in Dramatic Art Dispute.” ArtNet. 2/3/2025. https://news.artnet.com/art-world/van-gogh-lmi-henning-elimar-attribution-2604921 The History Blog. “Hellenistic era statue found in garbage bag.” 2/5/2025. http://www.thehistoryblog.com/archives/72363 Lawson-Tancred, Jo. “18th-Century Drawing Rescued From a Dumpster Shatters Estimates at Auction.” Artnet. 3/14/2025. https://news.artnet.com/art-world/how-did-this-18th-century-english-drawing-end-up-in-a-new-york-dumpster-2611654 “Police, art sleuth crack case of Brueghel stolen in Poland in 1974. 3/3/2025. https://www.rfi.fr/en/international-news/20250303-police-art-sleuth-crack-case-of-brueghel-stolen-in-poland-in-1974 Jeffries, Ella. “Eagle-Eyed Experts Say They’ve Solved the Mystery of a Missing Masterpiece—Half a Century After It Was Stolen.” Smithsonian. 3/5/2025. https://www.smithsonianmag.com/smart-news/eagle-eyed-experts-say-theyve-solved-the-mystery-of-a-missing-masterpiece-half-a-century-after-it-was-stolen-180986157/ Heritage UK. “Could This Mysterious Portrait Be Lady Jane Grey?” 3/7/2025. https://www.english-heritage.org.uk/about/search-news/could-this-mysterious-portrait-be-lady-jane-grey/ Archaeology Magazine. “Ancient Greek Statues Smelled of Perfume.” https://archaeology.org/news/2025/03/17/ancient-greek-statues-smelled-of-perfume/ Kuta, Sarah. “Man Finds Rare Trove of Winnie-the-Pooh Drawings and Manuscripts in His Father’s Attic.” Smithsonian. 1/28/2025. https://www.smithsonianmag.com/smart-news/man-finds-rare-trove-of-winnie-the-pooh-drawings-and-manuscripts-in-his-fathers-attic-180985907/ Leiden University. “Keyhole surgery on old books leads to discovery of medieval fragments.” Phys.org. 1/13/2025. https://phys.org/news/2025-01-keyhole-surgery-discovery-medieval-fragments.html Killgrove, Kristina. “Curse tablet found in Roman-era grave in France targets enemies by invoking Mars, the god of war.” 1/15/2025. https://www.livescience.com/archaeology/curse-tablet-found-in-roman-era-grave-in-france-targets-enemies-by-invoking-mars-the-god-of-war Wells, Robert. “Ancient artifacts unearthed in Iraq shed light on hidden history of Mesopotamia.” EurekAlert. 1/14/2025. https://www.eurekalert.org/news-releases/1070460 net. “Earliest Known Rune-Stone Discovered in Norway.” https://www.medievalists.net/2025/02/earliest-known-rune-stone-discovered-in-norway/ Archaeology Magazine. “Oldest Example of Writing in Northern Iberia.” 1/25/2025. https://archaeology.org/news/2025/02/25/oldest-example-of-writing-in-northern-iberia/ Whiddington, Richard. “Century-Old Bottle Turns Up Behind a Historic Theater Stage—With a Sealed Note.” Artnet. https://news.artnet.com/art-world/century-old-bottle-discovered-in-kings-theatre-2615505 University of Oxford. “Researcher uncovers hidden copy of Shakespeare sonnet.” Phys.org. 3/3/2025. https://phys.org/news/2025-03-uncovers-hidden-shakespeare-sonnet.html net. “Over 110,000 Medieval Manuscripts May Have Been Copied by Women.” https://www.medievalists.net/2025/03/110000-medieval-manuscripts-women/ Ommundsen, Å., Conti, A.K., Haaland, Ø.A. et al. How many medieval and early modern manuscripts were copied by female scribes? A bibliometric analysis based on colophons. Humanit Soc Sci Commun 12, 346 (2025). https://doi.org/10.1057/s41599-025-04666-6 Pacillo, Lara. “Paleolithic ingenuity: 13,000-year-old 3D map discovered in France.” Phys.org. 1/14/2025. https://phys.org/news/2025-01-paleolithic-ingenuity-year-3d-france.html Oster, Sandee. “Archaeologists reveal 8,000-year-old bone powder cooking practice in ancient China.” Phys.org. 1/15/2025. https://phys.org/news/2025-01-archaeologists-reveal-year-bone-powder.html “Dried plants 19th-century Australian colonial institution indicate secret, illicit snacking among residents.” Phys.org. 1/21/2025. https://phys.org/news/2025-01-dried-19th-century-australian-colonial.html Connor, Kimberley. “History under the floorboards: Decoding the diets of institutionalized women in 19th century Sydney.” Phys.org. 1/22/2025. https://phys.org/news/2025-01-history-floorboards-decoding-diets-institutionalized.html#google_vignette The History Blog. “Earliest distilled liquor in China found in owl vessel.” 1/22/2025. http://www.thehistoryblog.com/archives/72239 Naiden, Alena. “An ancient Dene cache discovered at JBER highlights Anchorage’s Indigenous history.” Alaska Public Radio. 1/22/2025. https://alaskapublic.org/news/alaska-desk/2025-01-22/an-ancient-dene-cache-discovered-at-jber-highlights-anchorages-indigenous-history Kuta, Sarah. “This 1,600-Year-Old Filter Helped Ancient Drinkers Sip Beverages Through a Straw.” Smithsonian. 1/20/2025. https://www.smithsonianmag.com/smart-news/this-1600-year-old-filter-helped-ancient-drinkers-sip-beverages-through-a-straw-180986073/ Archaeology Magazine. “Study Finds Evidence of Early Alcoholic Drinks in Brazil.” 2/18/2025. https://archaeology.org/news/2025/02/18/study-finds-evidence-of-early-alcoholic-drinks-in-brazil/ University of York. “The early roots of Carnival? Research reveals evidence of seasonal celebrations in pre-colonial Brazil.” 5/2/2025. https://phys.org/news/2025-02-early-roots-carnival-reveals-evidence.html net. “Medieval Birds of Prey Feasted on Human Waste, Study Finds.” https://www.medievalists.net/2025/01/medieval-birds-of-prey-feasted-on-human-waste-study-finds/ Autonomous University of Barcelona. “Iberian Neolithic herders were already strategically managing cattle herds 6,000 years ago.” 2/3/2025. https://phys.org/news/2025-02-iberian-neolithic-herders-strategically-cattle.html Kuta, Sarah. “Mammoth Bones Used to Build Mysterious 25,000-Year-Old Site in Russia Came From Different Herds.” 2/3/2025. https://www.smithsonianmag.com/smart-news/mammoth-bones-used-to-build-mysterious-25000-year-old-site-in-russia-came-from-different-herds-180985977/ Vrak Museum of Wrecks. “Oldest Carvel-built Ship from the Nordic Countries Discovered.” 2/21/2025. https://www.vrak.se/en/news/oldest-carvel-built-ship-in-nordics-found/ Archaeology Magazine. “Brazilian Ship Struck by WWII U-Boat Located.” 2/19/2025. https://archaeology.org/news/2025/02/19/brazilian-ship-sunk-by-wwii-u-boat-located/ Kuta, Sarah. “Warship Sunk by the Nazis During World War II Located Off the Coast of Brazil.” Smithsonian. 2/5/2025. https://www.smithsonianmag.com/smart-news/warship-sunk-by-the-nazis-during-world-war-ii-located-off-the-coast-of-brazil-180985996/ Richmond, Todd. “Explorers discover wreckage of cargo ship that sank in Lake Superior storm more than 130 years ago.” Phys.org. 3/11/2025. https://phys.org/news/2025-03-explorers-wreckage-cargo-ship-sank.html Wizevich, Eli. “Metal Detectorists Stumble Upon a Rare 2,000-Year-Old Roman Sword in Poland.” Smithsonian. 2/25/2025. https://www.smithsonianmag.com/smart-news/metal-detectorists-stumble-upon-a-rare-2000-year-old-roman-sword-in-poland-180986101/ Anderson, Sonja. “Archaeologists Unearth Early Medieval Sword Engraved With Mysterious Runes in a Cemetery in England.” Smithsonian. 1/6/2025. https://www.smithsonianmag.com/smart-news/archaeologists-unearth-early-medieval-sword-engraved-with-mysterious-runes-in-a-cemetery-in-england-180985768/ The History Blog. “Rare two-handed medieval sword, axes found in Poland.” 2/21/2025. https://www.thehistoryblog.com/archives/72486 The History Blog. “1,000-year-old scabbard fitting found in Poland.” 3/26/2025. http://www.thehistoryblog.com/archives/72759 Pare, Sascha. “Pet cats arrived in China via the Silk Road 1,400 years ago, ancient DNA study finds.” LiveScience. 3/9/2025. https://www.livescience.com/animals/domestic-cats/pet-cats-arrived-in-china-via-the-silk-road-1-400-years-ago-ancient-dna-study-finds Kuta, Sarah. “Staffers Find a Japanese Hand Grenade From World War II at a Museum in Kentucky.” Smithsonian. 1/27/2025. https://www.smithsonianmag.com/smart-news/staffers-find-a-japanese-hand-grenade-from-world-war-ii-at-a-museum-in-kentucky-180985885/ Dimacali, Timothy James. “Ancient seafarers in Southeast Asia may have built advanced boats 40,000 years ago.” Phys.org. 2/21/2025. https://phys.org/news/2025-02-ancient-seafarers-southeast-asia-built.htm See omnystudio.com/listener for privacy information.

Send us a textOn January 12, 2025, Anchorage's Ted Stevens International Airport experienced high winds and severe turbulence that made it very difficult for landing aircraft. Lake Hood was temporarily closed and most of all other air traffic was diverted to Fairbanks International Airport. A heavy 777 Korean Cargo plane had to execute 3 missed approaches before safely landing. The teamwork of the air traffic controllers and pilots, who depend on information from weather models and wind data, can attempt to divert airliners from air pockets that contained unstable air causing the severe turbulence. Today's special guest is Climatologist, Brian Brettschneider, a dedicated Alaska Climate Specialist. Brian is developing weather models that illustrate variants of month to month meteorological flight conditions such as IFR, VFR and MVFR. Brian also talks about springtime in Alaska, including wildfire preparedness and awareness as well as discussion of a possible Mt. Spurr volcanic eruption in 2025.Thank you for tuning into the Alaska Climate and Aviation Podcast!Katie Writerktphotowork@gmail.comSupport the showYou can visit my website for links to other episodes and see aerial photography of South Central Alaska at:https://www.katiewritergallery.com

Cryptocurrency and artificial intelligence will represent the largest U.S. growth sectors percentagewise over the next five years. Anchorage Digital Bank is the first and only U.S.-based, federally chartered bank, specializing in cryptocurrency and digital asset custody and financial services. Anchorage is legally permitted to operate nationwide, adhering to federal regulations rather than state level regulations, enhancing trust and legitimacy. Its services include custody, trading, staking, lending, and borrowing.I first met Anchorage's genius founder, Nathan McCauley, at the White House Cryptocurrency Summit, and we quickly hit it off. Mr. McCauley's company has backing from well-known venture capital firms and investors, including Andreesen Horowitz, Goldman Sachs, and Visa. And although the company was hit by Biden's Choke Point 2.0 - effectively being debanked - Anchorage is back on its feet, and in fact, it is roaring.Nathan, thank you for sharing your personal founder's story with me. Your professional and personal worlds are truly inspirational. It was a pleasure having you on this episode of Some Future Day.Order Marc's new book, "Some Future Day: How AI Is Going to Change Everything"Sign up for the Some Future Day Newsletter here: https://marcbeckman.substack.com/Episode Links:Nathan on LinkedIn: https://www.linkedin.com/in/nathanmccauleyX: https://x.com/nathanmccauleyAnchorage Digital: https://www.anchorage.com/To join the conversation, follow Marc Beckman here: YoutubeLinkedInTwitterInstagramTikTok

The first part of our springtime edition of Unearthed! for 2025 features so many updates! There are also finds related to Egypt and artwork. Research: Roque, Nika. “Maria Orosa, fellow World War II heroes laid to rest at San Agustin Church.” GMA Integrated News. 2/14/2025. https://www.gmanetwork.com/news/topstories/nation/936107/maria-orosa-fellow-world-war-ii-heroes-laid-to-rest-at-san-agustin-church/story/ Adam, David. “Does a new genetic analysis finally reveal the identity of Jack the Ripper?” Science. 3/15/2019. https://www.science.org/content/article/does-new-genetic-analysis-finally-reveal-identity-jack-ripper Jeffries, Ella. “These Everyday Artifacts Tell the Story of Harriet Tubman’s Father’s Home as Climate Change Threatens the Historic Site.” Smithsonian Magazine. 3/14/2025. https://www.smithsonianmag.com/smart-news/these-everyday-artifacts-tell-the-story-of-harriet-tubmans-fathers-home-as-climate-change-threatens-historic-site-as-climate-change-180986204/ The History Blog. “Lavish private baths found in Pompeii villa.” 1/18/2025. https://www.thehistoryblog.com/archives/72199 Balmer, Crispian. “Rare frescoes unearthed in Pompeii shed light on ancient rituals.” Reuters. 2/26/2025. https://www.reuters.com/world/europe/rare-frescoes-unearthed-pompeii-shed-light-ancient-rituals-2025-02-26/ Lawler, Daniel. “How did this man's brain turn to glass? Scientists have a theory.” Phys.org. 2/27/2025. https://phys.org/news/2025-02-brain-glass-scientists-theory.html The History Blog. “Footprints fleeing Bronze Age eruption of Vesuvius found.” 1/31/2025. https://www.thehistoryblog.com/archives/72318 net. “Archaeologists Identify ‘Lost’ Anglo-Saxon Site Depicted in the Bayeux Tapestry.” 1/2025. https://www.medievalists.net/2025/01/archaeologists-identify-lost-anglo-saxon-site-depicted-in-the-bayeux-tapestry/ Lawson-Tancred, Jo. “Fragment of Epic Medieval Bayeux Tapestry Rediscovered in Germany.” Artnet. 3/5/2025. https://news.artnet.com/art-world/bayeux-tapestry-fragment-rediscovered-in-germany-2615620 Schrader, Adam. “Is There Graffiti of a Legendary Film Star Under the Lincoln Memorial?.” Artnet. 2/23/2025. https://news.artnet.com/art-world/graffiti-of-a-legendary-film-star-under-the-lincoln-memorial-2611242 National Museums Northern Ireland. “Further research Suggests Remains Found in Bellaghy Likely to be Female.” https://www.nationalmuseumsni.org/news/ballymacombs-more-woman Boucher, Brian. “Who Owned This Fabulous Hoard of Viking Treasure? A New Translation Offers a Clue.” ArtNet. 2/21/2025. https://news.artnet.com/art-world/galloway-hoard-communal-wealth-translated-inscription-2611850 Randall, Kayla. “Josephine Baker’s Memoir Is Now Being Published for the First Time in English.” Smithsonian. 3/2025. https://www.smithsonianmag.com/arts-culture/josephine-baker-memoir-now-published-first-time-english-180985963/ Anderson, Sonja. “Archaeologists Discover Intricately Decorated Tomb Belonging to a Doctor Who Treated Egyptian Pharaohs 4,100 Years Ago.” Smithsonian. 1/10/2025. https://www.smithsonianmag.com/smart-news/archaeologists-discover-intricately-decorated-tomb-belonging-to-a-doctor-who-treated-egyptian-pharaohs-4100-years-ago-180985788/ University of Vienna. “Analysis of skull from Ephesos confirms it is not Cleopatra's sister.” 1/10/2025. https://phys.org/news/2025-01-analysis-skull-ephesos-cleopatra-sister.html Weber, G.W., Šimková, P.G., Fernandes, D. et al. The cranium from the Octagon in Ephesos. Sci Rep 15, 943 (2025). https://doi.org/10.1038/s41598-024-83870-x Ferguson, Donna. “Archaeologists discover 3,500 year-old tomb of ‘missing pharaoh’ in Egypt.” The Guardian. 1/19/2025. https://www.theguardian.com/world/2025/feb/19/first-new-pharaohs-tomb-to-be-found-in-over-a-century-discovered-in-egypt Ferguson, Donna. “‘You dream about such things’: Brit who discovered missing pharaoh’s tomb may have unearthed another.” The Guardian. 2/22/2025. https://www.theguardian.com/science/2025/feb/22/you-dream-about-such-things-brit-who-discovered-missing-pharaohs-tomb-may-have-unearthed-another State Information Service. “New Discoveries illuminate the Legacy of Queen Hatshepsut’s Temple in Luxor.” 1/8/2025. https://www.sis.gov.eg/Story/204116/New-Discoveries-illuminate-the-Legacy-of-Queen-Hatshepsut%E2%80%99s-Temple-in-Luxor?lang=en-us Lynch, Cherise. “Penn Museum, Egyptian archaeologists discover tomb of unnamed pharaoh.” 3/27/2025. https://www.nbcphiladelphia.com/news/local/penn-museum-egypt-unnamed-pharaoh/4145053/ Melly, Brian. “The scent of the mummy. Research discovers ancient Egyptian remains smell nice.” Phys.org. 2/16/2025. https://phys.org/news/2025-02-scent-mummy-ancient-egyptian-nice.html Lawson-Tancred, Jo. “Suitcase Belonging to King Tut Tomb Explorer Sells for More Than 11 Times Its Estimate.” ArtNet. 2/28/2025. https://news.artnet.com/art-world/howard-carter-suitcase-king-tut-2612417 Erb-Satullo, Nathaniel L. et al. “Mega-Fortresses in the South Caucasus: New Data from Southern Georgia.” Antiquity 99.403 (2025): 150–169. Web. Cranfield University. “Drone mapping unveils 3,000-year-old fortress, reshaping ancient history.” Phys.org. 1/8/2025. https://phys.org/news/2025-01-drone-unveils-year-fortress-reshaping.html Randall, Ian. “Sprawling Lost City From 600 Years Ago Revealed.” 1/30/2025. https://www.newsweek.com/lost-city-mexico-guiengola-zapotec-forest-lidar-archaeology-2023494 Anderson, Sonja. “Researchers Have Found an Inca Tunnel Beneath the Peruvian City of Cusco.” Smithsonian. 1/21/2025. https://www.smithsonianmag.com/smart-news/researchers-have-found-an-inca-tunnel-beneath-the-Peruvian-city-of-cusco-180985872/ Politecnico di Milano. “Ground-penetrating radar reveals new secrets under Milan's Sforza Castle.” EurekAlert. 1/14/2025. https://www.eurekalert.org/news-releases/1070514 Schrader, Adam. “Rare 19th-Century Painting by Beloved Black Artist Found in a Thrift Store.” Artnet. 1/6/2025. https://news.artnet.com/art-world/william-henry-dorsey-thrift-store-painting-2595107 Kinsella, Eileen. “Unique 19th-Century Double-Sided Portrait by American Folk Art Icon Resurfaces.” Artnet. 1/6/2025. https://news.artnet.com/market/ammi-phillips-double-portrait-rediscovered-christies-2595027 Whiddington, Richard. “A Famed Painting of Venice’s Grand Canal Is Reattributed to a Precocious 16-Year-Old.” ArtNet. 3/11/2025. https://news.artnet.com/art-world/a-grand-canal-painting-bellotto-wallace-collection-2618974 Lawson-Tancred, Jo. “Lavinia Fontana’s Lost Miniature Resurfaces at Texas Auction.” 1/20/2025. https://news.artnet.com/art-world/miniature-portrait-lavinia-fontana-2599828 Wizevich, Eli. “Expert Rediscovers Painting by Renaissance Master Lavinia Fontana, One of the First Professional Female Artists.” Smithsonian. 3/26/2025. https://www.smithsonianmag.com/smart-news/experts-rediscover-painting-by-renaissance-master-lavinia-fontana-one-of-the-first-professional-female-artists-180986307/ The Collector. “Digitization Reveals Cathedral’s Hidden Medieval Wall Paintings.” https://www.thecollector.com/digitization-reveals-hidden-medieval-wall-paintings/ The History Blog. “Hidden 13th c. murals of Angers Cathedral documented for the 1st time.” 1/14/2025. https://www.thehistoryblog.com/archives/72156 Almeroth-Williams, Tom. “Islamic ‘altar tent’ discovery.” University of Cambridge. https://www.cam.ac.uk/stories/islamic-altar-tent Lawson-Tancred, Jo. “Van Gogh Museum Rules $50 Garage Sale Painting Is Not a $15 Million Masterpiece.” Artnet. 1/29/2025. https://news.artnet.com/art-world/van-gogh-lmi-group-2602847 Lawson-Tancred, Jo. “$50 Van Gogh? 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Keith introduces the three types of freedom: time freedom, money freedom, and location freedom, and how real estate investing can provide all three. He is joined by special guest, Loral Langemeier, a global wealth expert, who shares her journey from a $25,000 investment to becoming a millionaire through real estate and mentorship.  Debt is Not Negative: Loral emphasized that debt is simply the cost of money and can be a positive tool when used responsibly. Tax Strategies for Wealth Building: She introduced the "tax trifecta" - understanding how you make money, how to activate tax code deductions, and how to invest in alternatives like real estate to reduce taxes.  Active Engagement and Mentorship: Loral stressed the importance of actively engaging in your wealth-building journey, getting the right mentors, and continuously learning. She believes the difference between those who succeed and those who struggle is their level of active participation and willingness to learn from experts. Resources: Ask questions and make requests at AskLoral.com to receive free tickets, ebooks, and other resources. Show Notes: GetRichEducation.com/549 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching:GREmarketplace.com/Coach Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, it's the first time that we have a certain legacy finance personality on the show. We're talking about how you can cultivate your own personal wealth mindset, how to creatively add value to your real estate and how to put your kids to work for big tax deductions and more. Today on get rich education.    Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, who delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show, guess who? Top Selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE from the second state of Pennsylvania to the second to last State of Alaska and across 188 nations worldwide. I'm Keith weinholding. You are back for another wealth building week. This is get rich education, and coincidentally, they are the two states where I've lived my life. Every single one of us has a gap in our lives. There is a gap between who you are and who you could be. And today, my guest and I will talk about this some more. Look, there are people who should already be financially free, but they're not. Their residual income could exceed their expenses by now, yet they aren't financially free. It's not because they're lazy, it's not because they're stupid, it's because they're stuck in one of these three traps. Number one, they're working harder instead of smarter. Number two, they're playing small instead of playing to win, which is like paying off low interest rate debt instead of keeping their own money, like I discussed last week, or thirdly, investing in all the wrong things, or not investing at all. And the worst part is that these people don't even realize that they're doing it. Most people aren't even cognizant. They don't have any awareness of the gap. You're not going to make progress on closing a gap that you don't know exists, you've got no chance of hitting a bull's eye when you're aiming at the wrong target. And I think it helps to develop a structure in your life where you have to tell yourself, I better do a good job here, or else. Yeah, it's the or else part that's a motivator. Now, some people won't extrapolate that mantra beyond the workplace. The number one thing that keeps employees showing up at work is fear. They tell themselves, I better show up at work on time, or else, I better do a good job on this project, or else I better give a great sales presentation. Or else. Now that's all well and fine, but to close the gap between who you are and who you could be, tell yourself something on a higher level, like I had better get some residual income outside of work, or else I'm going to stay stuck in a soulless job forever, and I'll never get that time back. So you've got to set up the right for else consequence for yourself. And then, yeah, of course, there are smaller ones like, I better avoid eating kettle chips, or else I'll gain weight. Let's be mindful that there are three types of freedom. You've got three types time freedom, money freedom and location freedom. Real Estate Investing gives you all three. You can make an unlimited income. There's the money freedom part. You can remotely manage your property managers from anywhere. There's your location. Freedom. And since you're not directly responding to your tenant, your property manager is, well, there's your time, freedom, you've got a buffer from emergencies, once you get this dialed in, and it does take a few years, oh, now you've got the time freedom, the money freedom and the location freedom. What do you want to avoid only making a big income? It was recently reported that Wall Street bonuses were way up this past year. Okay, yeah, but how happy are those finance worker Manhattanites who wear an iron pressed button down shirt and a Patagonia vest for 14 hours a day. That's not time freedom for sure, and it isn't location freedom either, unless it's 100% work from anywhere. You know, in my life, I recently got a great reminder of this. It really hit me. I have this close friend. He was the valedictorian of our high school class. I think I brought him up before. He's still a tight friend. I mean, sometimes we go on vacations together. Well, we have a high school class reunion back in Pennsylvania this summer, and among him and our other like, closest group of friends, my tightest guys, I'm always encouraging everyone to, hey, spend at least a week together, because we can't all get together like this that often, and because I have the time freedom to kind of suggest that and even push for that. Well, my valedictorian friend, he is a surgeon in St Louis, and among this tightest knit group of friends, he's the only one that cannot get the week off so that we can all hang out together more after the reunion. Instead, he can only get three or four days. He's got to get back to work as a surgeon in St Louis. Now, I'm sure he's compensated really well, and he doesn't live a bad life, but as a surgeon, you know, it's just become blatantly obvious that he doesn't have either the time freedom or the location freedom. Yet I do as a remote real estate investor, even though it's not something that I studied in college, but my valedictorian surgeon friend, you know, he had a long educational path, you know, undergrad and med school and residency and a ton of training and all these years tied up in his medical education. Therefore, you know, sometimes when people do that, they feel obligated, like that's what they should do, that's what they have to do, because he's already put so much into it. But he only has one of the three types of freedom. And no matter what you went to school for, if you find out about something better, like a great business idea or remote real estate investing, you've got to consider pivoting into that and go into that if it makes sense for you, the world changes. It keeps getting faster, and you've got to change with it. So obtaining financial freedom through real estate helps you deal with an external locus of control issue where life is constantly happening to you, rather than something you can influence. When you're an employee, life happens to you more often than when you're the one pushing the buttons, when you control the three freedoms now, you are narrowing that gap between who you are and who you could be.    I didn't mention it previously. Two weeks ago, I brought you the show from Las Vegas, Nevada, last week, from just outside Colorado Springs. And today I'm here in Anchorage, Alaska, where I'll be for a few weeks before heading to London, England, and then from there, on to Scotland. I plan to visit the former home of the father of economics when I'm in Edinburgh, Scotland, of course, that is Adam Smith, the author of The Wealth of Nations. I might tell you more about that at that time.    Before we bring in our guest this week, a quarter recently ended.  Here is our asset class rundown. The NAR reported that the median sale price of an existing home rose 3.8% year over year in February, marking the 20th straight month that sale prices increased year over year. Mortgage rates fell from 6.9% to 6.6 per Freddie Mac this is all year to date. Q1, the S, p5, 100 was down four and a half percent. The NASDAQ down 10 and a half percent. That's officially correction territory, as those tariff years dominated. The quarter interest rates of all kinds are a little lower yield on the 10 year, Tino falling from 4.6 to 4.2 despite inflation concerns, inflation hovering just under 3% for most of the quarter, Bitcoin down 12% oil is still super cheap, beginning the quarter where it ended near 70 bucks. Gold has been the star performer this year. Are up 17% just in the quarter, and for the first time in history, has searched the over $3,000 an ounce, its best quarter since 1986 in fact, this century, gold has now outperformed the S, p5 100 by two and a half times. Just incredible. There's our asset class rundown. Let's speak with this week's guest.   This week's guest has been a long time, prominent, well known name, perhaps even a household name. She is a global wealth expert, six time New York Times, best selling author, and today, she runs integrated wealth systems and other alternative asset platforms since 1996 she's been involved in multiple areas of finance, mentoring, real estate investment, business development and gas and oil. And much like me, she teaches people her strategies on how to make money, invest money and keep money, but together, you and I can look forward to getting her spin today, and you've seen her seemingly everywhere over time, in the USA Today, The Wall Street Journal, the view Dr Phil in every major legacy network channel, many times she is on a mission to change The conversation about money. She was known as the millionaire maker from back when a million was actually a lot of money. Welcome to GRE Loral Langemeier.   Loral Langemeier  11:31   hey, thank you. It's great to be here. Look forward to talking with your audience,   Keith Weinhold  11:35    Laurel, though we're a real estate investing show and audience here, I think that you and I would agree that wealth building starts in the mind that most valuable six inches of real estate between our ears. What's your take on cultivating a wealthy mindset?   Loral Langemeier  11:50   You got to hang out with millionaires. I said the fastest way to become a millionaire is hang out with them. Is for me. I knew that's what happened. 1996 Bob Proctor introduced me to Robert Kiyosaki, Sharon Lechter, I flew down, sat at her kitchen table. I walked out that day. I flew in as an exercise physiologist for Chevron, building fitness centers in their blue collar like offshore oil rigs, refineries like the sexiest places in the world, Kazakhstan and goal Africa. I went in as an exercise physiologist. I went out the next day as a master distributor with a cash flow game. And I jumped, I quit my job and said, I'm going to go follow this Japanese kind of game around. And I was teased and teased and teased. Keith because, I mean, Rich Dad, Poor Dad didn't really hit until 1998 so sort of this risky proposition. But like with anything you say yes, you figure it out. And I knew people asked me over the time. They said, What would have happened if Rich Dad, Poor Dad didn't hit, if it didn't become as big? I said, we just opened up another door that's such a message for people, their need to see the path of how to do everything before they move is honestly one of their biggest saboteurs. So for mindset, I think mindset also goes with knowledge, because I just know, having taught this, you know, just this whole millionaire hold like a millionaire maker book. And for all your listeners, I can give them a ebook copy of the millionaire maker. So love to give that out to everybody for free. However. You want to do that in the show notes, but becoming a millionaire is the same thing as take like you said, you got to learn to make money. As an entrepreneur, even if you have a job, you've got to learn to make money. You've got to learn to keep it through better tax planning, and you have to invest in alternatives, which is why real estate was my first millionaire status. And I've been a millionaire now in nine industries. So that's kind of exciting new hit nine industries this last year. So done in a lot of different categories. Real Estate was my first in 1999 and during that period, if it wasn't hanging out with Robert Sharon, Keith Cunningham, like Bob Proctor. I mean the guys. I mean when you're living around millionaires, the fastest way to not only get your mindset, but then your behavior and your knowledge levels just skyrockets because you're around I mean people who live it, and they're living it every day. I think those who sit on the bleacher seats, I call it Keith, where they're just watching, reading, but never getting in the game. They're the ones who like they're sitting in the oyster seats, right? They're just watching. They're not actually get on the playing field.   Keith Weinhold  14:09   Sure, it harkens back to the classic Jim Rohn quote, you are the average of the five people that you spend the most time with. Laurel when it comes to mindset, one thing I think about is that every single day, 8.2 billion humans wake up, and every single one of us has this gap between who we are and who we could be, yet most of us make zero progress on this ever present gap. So when it comes to wealth mindset and finances, what can we do?    Loral Langemeier  14:38   You gotta get a mentor and a coach. And I got a mentor and a coach when I was 17, what shifted me and really changed the whole trajectory of my life. I grew up at farm in farm girl in Nebraska, and at 17, I was going off to university, also going to play basketball. And so I went to one of those pre sports seminars, and Dennis Whateley was a speaker. And. And I ran to the front of the stage, and I got the book, Think and Grow Rich, and that I can tell you, a farm girl 17, going like, there's a whole other way to live. So instead of going to school to get a law degree, which is what I went into, which I still think I'd be a heck of a little debater and negotiator, but I do that enough in business now, I got a finance degree, and I just studied. And my first mentor at 17, I walked into a bank, and I remember asking the bank president, will you mentor me? Because rich people put their money here. I need to understand money, because I don't understand it. And I was never really raised in that conversation, which I would say, 99% of the planets that way. And I have taught and traveled this work since, you know, 1999 when I became a millionaire, Keith, I've put this work into six continents, all but Antarctica. So I know it works in principle. Everything we will talk about today works in every continent. The benefit is the United States has the most corporate structure, the best tax structure, the best tax strategist, stack strategies. So even my high net worth international clients end up, typically in Nevada, with a C Corp or some sort of asset company or trust, where then they can buy us real estate, US gas and oil and activate our tax code for them. So we do a lot of really high, high level international strategies. Just because I bent all over to do that, when very blessed to do that, it's interesting, because I think mentoring, you're not going to be taught this. And what drives me crazy when people say, and I'm sure you've heard this a million times on your podcast too, Keith, schools should teach this. No, they shouldn't. Parents, you need to teach it. You need to be more active in your household than your family. And instead of letting Tiktok raise your kids, you need to raise your kids. So I do a lot of work in this category, because my kids are now 18 and 25 raised them a single mom, but legacy work is critical, and that's why I have a game. I have a millionaire maker game. So from the cash flow game, I have a game, and I think the parents have got to put the conversation about money in the household, and they got to monitor like, what they say, you know, don't ever, ever say to a child. Don't ask for it, or, you know, or we can't afford it, because you can afford anything you want if you learn to make money. And I think Keith is part of this. I know we're in a real estate show, but you know, how many people want to be real estate millionaires and never make it? How many people want to do like you said, whatever, the life they're really meant to live? But again, I think they're in I don't think I know their environment, who they hang out with, who they spend time with, what they read there. Are they binging your podcasts and my YouTube channel, or are they binging Netflix and Hulu and watching John like how you feed your mind and what content, how many books you read? I don't care if they're ebooks audiobooks, but you've got to put new content in your brain all the time and be around the people making it happen.   Keith Weinhold  17:41   Oh, that's great. Sure. To change yourself. You got to change your five, change your mentors, change your influencers, and, yeah, be that parent that teaches your children about money, and you don't have to teach that money is a scarce resource. I really just think that's one part of a mindset. That's where most people's mind goes when they think about money. They think about it as a scarce resource for one thing, and it's pretty counterintuitive with the mindset. I mean, if you want to be in the top of 1% you're probably going to be misunderstood and even iconoclastic.   Loral Langemeier  18:13   Yep, I would agree. And you know, another thing with mindset that I think is interesting is, and again, I'm gonna go back to knowledge, about consuming the right knowledge. And on my YouTube channel, which is, you know, Laura Langmuir, The Millionaire maker, it's family friendly. It's for five years old and up. We actually have a YouTube journal, Keith, that we did, where it says, What day did you watch the video? What did you learn? What will you do? And in 365, days, because I'm there every day, here is your this. And that's what I tell parents. I said, get yourself and get your kids a journal and at least one lesson from every recorded, you know, video. So I would say, give me five to 10 minutes a day just for a new piece of content. And the biggest one that is searched on my channel. I want to relate this to real estate is people's mindset and understanding with debt. They have such a negative, negative relationship to debt. And I want to start with this. Debt is the cost of money period. It is not negative. I think it's the most positive thing you could do. And as a real estate investor, arbitraging debt, meaning, if you can get debt for two, 3% or 0% I have over 500 sources, I can get 0% financing for 21,24 months, that's free money that's not hard money, that's not 13% 14,15, that's free. And I would go into a million dollars of 0% debt I have, and I will at the end if I can invest it and make 10,12, 20, 30% so people need to learn, debt is your friend. If you use it in a responsible, organized and educated way, it is absolutely your enemy if you're using it to buy lifestyle crap. So like, debt is such a weird thing. Keith and I don't care how long I've had clients, if they grew up with a lot of debt and a negative impact around money, they can be a millionaire and still have this weird relationship to death. Oh my god, debt, and it's literally. They tremor. It's like it's just money, and there's plenty of it. It's just the cost of it. Or is it being paid to you, or are you paying it out and arbitraging that that range could build. I mean, that alone, if you just learned that strategy and applied it on top of your real estate strategy, would triple, if not 10x your portfolio,   Keith Weinhold  20:19   like we say around here at GRE financially free beats debt free. You understand the difference? So does our audience. A lot of people don't. In fact, trying to retire your debt and slow your progress toward being financially free. I love it. Yep, you know what's funny, Laurel, just like you're coming on this show today, sometimes I'm a guest on other shows, and the way I've started to have the host introduce me to say, Hey, if you want your show to get some attention, say that our guest today, me has millions of dollars in debt, and he has from a young age that attracts attention. They think it's a negative thing. They don't know that my debt is outsourced to tenants. They don't realize a net worth statement. That's only the debt side of the column. We haven't talked about the asset side of the column, so it's really just an example of being paradoxical and iconoclastic. There we move beyond the mindset Laurel. I know you have some really actionable things on how you can help people build wealth quickly. Tell us about that.    Loral Langemeier  21:16   So again, using debt is a massive piece of it. I'll just talk about some of the stories, like when I got into real estate in 1999 real estate in 1999 I lived in Marin, California, Sausalito, specifically right on the water. I shouldn't be on one side, right the San Francisco Bay. And got pregnant at 19 January, 8 was like, Oh, little sticks like, Oh, I'm gonna be my mom. And I knew I'd be a single mom. So I entered parenting as single mom, and I struck that, you know, another check for $25,000 seems to be the number for a real estate mentor that I've been kind of putting off. And I said, Oh, it's time. I said, so right now let's go. I have nine months. And he said, Why do we have nine months? I said, I'm really close to being millionaire, but I gotta hit millionaire status. And I need this much cash flow by my 34th birthday, which was June that year. I said, because in September, I'll be having a baby. And he went, what dropped the phone, and so he said, All right, so I wired him the money, and he said, meet me in Oklahoma City the next day. Yeah, well, there's a ticking clock. Yeah, there was my timeline nine months. But we went straight to the streets. And I think for the for me, I was privileged to be with a whole team, and I don't think I am a massive advocate. If you don't know what you're doing and you haven't done it, why take 100% risk in any industry that you've never played so I only got 15 20% of that run. But here's what I came with. In 1999 I knew how to build a database because Bob Proctor taught me that. So during the cash flow era, I bought my own inventory, took out debt, bought $500,000 of games, put them in my own warehouse so I could collect my own database. So from 96 to 99 I had acquired 18,000 people who had bought Rich Dad, Poor Dad books, cash flow, cash flow, 101202, all his the products, and I had my own financing. So I was doing my own product. I had my own stuff. And all this is a big backstory, because a lot of you in real estate don't have a database. And here's the value I brought to that team that earned me another almost 10, 15% of equity is I brought 18,000 people, and when they saw that, they're like, you could help us raise the money, I said, I don't know to raise money. And they said, we do so again, I bought my way into a team for 25,000 in a mentoring program. There's about 10 of us that met in Oklahoma City, went down to Norman, and within less than a month, we raised $16 million out of that database. They did. I didn't know how to do it again. I sat on the sideline, but highly mentored and guided. So I was on a winning team from the beginning. We bought so much real estate, and then we went into the remodel. And so right then it's like, well, let's own the construction company, so that way we could get better buys. We can buy for the whole street. We can buy for the whole apartment. So we bought we started construction companies. We started being the distributor of the windows and doors in Oklahoma. We did that in Kansas. Now we do flooring as part of the distribution. We've done stoves. I mean, you name it, if you're going to buy it, buy it from yourself, or some way that you get paid extra. And then, like I told you before we went on the show, I would have the property management company. So we would start that, which was then came along with the cleaning companies. Gotta have the cleaning companies, the cleaning crews, the hauling crews. You're gonna pay one 900 got junk, buy your own truck, lease your own truck, haul your own stuff, and then rent it out lease it to others. So when we say cash flow fast in real estate, I went all in. So I own 51% of every property management company, and I put a ad in the paper for an electrician or a plumber, because they were mine most of two expensive things. And so they became partners. And I just made a lot of stuff, quite frankly, but I made it up with a lot of mentoring and guidance, of which those guys are still great, great friends of mine. We still own a little bit of property together. We went to Mexico and did a whole run through Mexico. The team was the most vital part. And what I say to folks in real estate, if you want to go big is you better get a database. I just find key that so many people in real estate don't understand. The Association of having a database, and the way I describe it is, today I might not want to buy, but if you don't have my name, phone number and email, and you don't continue to market to me the day, I am ready to buy or sell, you're no longer on my radar because you're not keeping in touch with me. Your job is an agent, a broker, an investor, I mean, is to build this database of people who then will go along with you on a journey. And I can tell you, it was a very blessed to have done it that way, but that 18,000 is what helped me become a millionaire. Because I had the people. I didn't know what to do with them. I didn't know how to raise my I didn't know anything about a PPM. I knew nothing, but I learned it all, and I was under a very, very successful. You know, decades and decades of success team. So, you know, they were 20,30, years my senior, but boy, I learned. I really leaned into it. And I think people do buy into programs and mentoring communities, but they don't do the work. And I see it all the time, I don't know how many people, and I'm holding up my millionaire maker book, and then this latest one, which is how I made my kids millionaires on paper at 10, again, by using trust real estate. Put them in my real estate company, shareholders,   Keith Weinhold  26:05   make your kids millionaires. Is the title of the book you just held on that second one.   Loral Langemeier  26:10   That one's a 2022, that was my latest best seller, and how I did it with my kids. And again, this back to The Parenting. So I can go a lot of ways, Keith, but I think the do it fast is go wider. I think so many people just go into buying just the asset, and they don't like I'm in the cannabis space right now in Nevada, legal. I'm an illegal cannabis I have licenses and very similar, if you're going to go in and you say seed to sale, you own everything like so I mean, the guy who's running my farm, he owns the label makers. He owns the, I mean, if you name it, he owns the nutrient company, because you need nutrients for the plant you're going to own. You're going to own. So the more you own of what you do and you have to pay, the more you keep your cash flow. And again, I see that mistake with real estate people subbing all the work to so many people. It's like there's so much cash that just went out that could be at least a percent of that could have stayed home with you. Sure   Keith Weinhold  26:59   100% there's an awful lot there. You're a big believer in vertical integration, in bringing in all these levels and stages of construction and management and so on, and bringing them in house. And yeah, it's interesting. You talk about the importance of the team. Here, we talk about how your team, whether that's your property manager, your mortgage loan officer, your 1031 exchange agent, how your team is actually even more important than the property itself. And yeah, when it comes to having a database these names Laurel, it's amazing, in a way, reassuring, in a high tech world with AI, that it still comes down to that primordial human connection of people and who you know you're the listener. As you've listened to Laurel, you could probably tell that she was a star student, which is why she's now a star teacher and mentor so much more when we come back with Laurel Langemeier, this is Get Rich Education. I'm your host. Keith Weinhold.   you know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866.   hey, you can get your mortgage loans at the same place where I get mine at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start Now while it's on your mind at Ridgelendinggroup.com that's Ridgelendinggroup.com.   Hal Elrod  29:43   This is Hal Elrod author of The Miracle Morning and listen to get it rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  30:01   Welcome back to get rich education. We have a well known name in the finance space. For decades, Laurel Langemeier with us. She has done an awful lot of real estate investing in her career, and as you can tell, she's got her own recipe, her own formula. She does things differently, she integrates. She brings things in house. Has multiple companies, and Laurel knows that you can be a profiteer when you serve the customer or the tenant, really, to the maximum amount. A lot of people have a gap there, and there's an opportunity cost. And Laurel, I know that one way you serve people is with Airbnbs in the Ozark region of Arkansas. Tell us about what you're doing there. That's really interesting.   Loral Langemeier  30:41   So we bought pretty big houses, and a few of them we actually the one we were remodeling it, and that's when we really got to know the Ozarks. And there's a lot of tentacles. And so to get, like, from the properties we were buying to where you would rent a boat or a jet ski or get your watercraft, it was all the way around the lake. I mean, that's two lane roads, and it just took forever. And I thought, well, let's so we have another LLC that we bought some boats and jet skis. And again, when you get to know what do people really go to the Ozarks part that we call it the Redneck Riviera. They go to party. They go to party more than they need some bougie house to stay in. That's not what they really come they want to stay on the docks. So instead of putting a lot of money, we said, how can we force Do we have one property has 22 beds, so 22 people can sleep, but they just barely sleep there because they party. So we put more money in rehabs, into the dock, expanding the dock, big sound systems, a big bar, refrigerators, just made it super fun. And then when the tenants come, they don't just rent for the night. We also give them. We'll get your groceries and booze. We'll stock your bar down on the dock if you want. We'll pull up our boats and jet skis. So we had our own small fleet. Again, we just stacked on more service. So when the tenants arrived, a we got, you know, anywhere between depending on the boats and the jet skis and the tubes and all the ropes and everything they wanted, water skis. I mean, whatever they wanted to rent. Basically, we became like a rental company, and everybody freaked out, and they said, Oh my gosh, you're going to get killed in insurance. You're not. I mean, yeah, it's a lot more planning, and it's more work to get all that prepared. But that was anywhere between 500 to 1000 more a night in just the Airbnb. So again, why? If you're going to do one thing, do more for them, the more you serve a client, I don't care what area it is, yeah, the more you serve people, the more money you will make, because they're going to buy it, they're going to have to go get their booze on their own. They're going to have to go get groceries like that's a whole day of getting all that gear to their property versus, let us just save you a day on your holiday and let us do it all for you. There's so many creative ways that you could just serve people, and if you don't know what to do, ask them, What a novel concept. I do surveys all the time, like always doing polling and surveys. Hey, I'm a money expert. What do you want me to talk about? That's what right now, if you really look at a lot of my YouTube and a lot of my social media, people want reduced taxes. So like, I'm doing a heavy, heavy lift, because it was a survey that told me to do it, not just because Laurel decided to do it. And I think so many of you don't realize your audience will tell you what they want and how they want to be served. If you're listening, that's how you make money. And so many people as you know too Keith, that come as the entrepreneur saying, This is what I'm going to teach you. Well, nobody asked, nobody asked for that content. You wonder why it's not working. Is because you're pushing your agenda versus pulling and giving and serving their agenda?   Keith Weinhold  33:23   Well, that is a great point. How do you know what people want? Two words ask them, which is exactly what you're doing there and the way that you're adding value and amenities onto a property there, like with what you're doing with Airbnbs in the Ozarks. It actually brings up a thought for another Jim Rohn quote. Jim Rohn said money is usually attracted, not pursued. Tenants are attracted to your rental units, new luxurious floors, and you'll soon profit when they compete over it.   Loral Langemeier  33:52   Yeah, it's a lot of this stuff. It's not difficult. It's just different. And I use that saying all the time because people are like, Oh my gosh, it's so scary. He said, It's not scary. The only reason why people put fear and risk and that kind of negative energy and words, you know, language around, I think real estate or money or any of that, is the lack of knowledge. Because if they don't know, anything that you don't know is scary, like you and I talked before the show about aliaska. I mean, if you don't know how to ski and you try to go to aliaska, good luck. You would be scared out of your mind. But once you learn, it's exhilarating. And I find out with everything. So anything you approach and just notice the hesitation, is it because you need to learn it then lean in and find the best in class to teach you and like, shortcut your learning curve. You don't have to study for years and years and years and years. Becoming an entrepreneur is a decision right now, today, in two minutes, make a decision, and then get to work on what your offers are. You say, Well, what am I going to offer? People ask them, and they'll tell you what they're going to buy from you, because they're buying stuff all day long in this economy, they are buying and going to continue to buy.   Keith Weinhold  34:56   If you yourself have a question for Laurel, you can always ask. Ask it at Ask loral.com L, O, R, A, L and Laurel, what are some of the more outstanding questions that you get over there, and how do you help them with some of the most important ones?   Loral Langemeier  35:12   I'd say the number the biggest flood of content and questions right now is, how do we reduce taxes? I made up this term called the tax trifecta, because what affects your tax return is how you make your money. If you're just an employee, meaning a w2 like in America, that's what it's called. And Kiyosaki said it best in Rich Dad Poor about there's two tax systems. You're an employee, you're going to get tax pieces. You live on what's left. You're an entrepreneur, and you make money inside of a company. You activate 81,000 pages of tax code, and then you pay tax. So you decide how, where you want to pay tax. I call this living corporate life. So when how you make your money inside, what kind of a company? Right? And then activate the 81,000 pages of code for the deductions. Like I teach my people, they'll never go on a vacation. They're gonna have a business trip. And when you're in real estate, you can go anywhere in the world legally on a business trip, as long as you do what's required to actually make it a business trip by looking at real estate, and it's not that difficult. I mean, the reason I'm in a lot of different businesses is my kids have never been on a vacation. I don't take vacations because they're not deductible. I take business trips. So I teach families how to employ their kids. How to do all of that, like, how do you activate your kids? I mean, when my son was born in 1999 he was employed day one. He had Roth IRA By the second day of his life, and he was funded every day. And he's 25 now, just that one move made him a millionaire, just the one move of maximizing your Roth IRA strategically using it to invest in real estate. So I use a lot of participating notes. I did all sorts of different plays to grow their Roths tax free, tax deferred. So I'm super active about the whole family being in a real estate business. I think real estate is it's the first one I went after, and it's still the first one I tell lots of families. I mean, it's got to be in your portfolio. I still own a lot of commercial real estate, some residential, I said, in the Ozarks, but most of mine went commercial within the last especially COVID, I went all commercial for the most part, besides a few pieces of residential. Back to what do I that tax trifecta, how you make money, how you activate the tax code. And then the biggest one that nobody in financial planners will not tell you about it, your tax, your CPA, won't tell you about it. TurboTax is never going to tell you about it. It's how you invest in alternatives. So real estate, obviously, is a big one. Gas and oil is a massive one. Aviation, water rights, mineral rights, conservation easements, carbon credits, those are the ones that affect your tax, because you get the depreciation schedules. So it's how you make it, how you use deductions and how you invest collectively makes up your tax. And so those are the kind of questions key some category of that, like I told you before the show, I have a new guy that just joined by over $20 million of real estate and only a few LLCs, no S corp, no C Corp, no trust. I'm like, and then you have these ridiculous insurance agents who say insurance will cover it all. You don't need to have an LLC or an S corp RC. You do? You do too. I would never live on just insurance that is such as 1960s conversation, like you guys got to grow up?   Keith Weinhold  38:17   Yeah? Well, you know, totally. And you mentioned Rich Dad, and it's really the Cash Flow Quadrant. And one thing that the Cash Flow Quadrant helps delineate is you touched on it your tax treatment. Tom wheelwright is the most frequent guest that we have ever had here on the show, being the tax guy coming from the rich dad school. And Tom wheelwright was really the first one to inform us that something like 98 to 99% of the tax code is actually a road map for where the deductions are. Only one or 2% of maybe are the tax tables and what you must pay almost all the rest of it, is this roadmap to give you a guaranteed ROI if you follow it, something that you don't usually get in investing. And you brought up a few interesting tax strategies there. I think one of them is how you employ your kids and get deductions that way, while your kids learn. Tell us more about that.   Loral Langemeier  39:11   I mean, when Logan was two, I put him out. He was painting buildings. He was around all sorts of, you know, title companies and closing tables. And then my daughter's same thing. So I take them with me. There's again, part of parenting is they have to be involved in your life. And I think so many parents just leave their kids home. They leave them with the device or their phone or some iPad. None of us have it like if they're gonna sit at a time, you know, a closing table, then I want them if they may not know everything at that moment, but that experience in that environment of just being a natural environment for them to know, to do business deals. It changes them. Changes your kids drastically. And then fast forward, when my kids are 18, they get an LLC for their birthday, and they're added on shareholders in a bigger way, because then I use again the roadmap. Because, you know, well, I always. Laugh, I say, but people read fiction novels and junk whatever. I'm reading the tax code. I think the tax code is the most creative, freeing body of work that has ever been done. It's fascinating. It's so creative. My son's becoming a CPA because of it. So when my son went to school, he was on a football scholarship. He played for Georgia, Southern starting center five years because I'm a single mom and I only make $42,000 I don't even own a phone. I don't own a car. I don't own a home, actually, because it's held in LLC It's an estate property   Keith Weinhold  40:32   I put or on paper or on papers.    Loral Langemeier  40:34   No companies own it all and trust on it all. So I own nothing like I literally live Rockefeller style, and I teach people that this really was beyond the millionaire maker stuff. But my point with the kids is then when he goes to school. So instead of going every Friday to watch him play football, on a Saturday, I went on a business trip to see my son, and he and I actually are looking again. That's in states pro Georgia, where Georgia's other is buying some apartments that we can then back into, and then then we go to the athletic department, and we know how much they will guarantee rent paying scholarship men to live in our apartment, like there are so many cool ways, and that that's how my son will get involved. So during all of my trips to watch him, Yes, I took one hour to watch him play football. Otherwise, I went to see my business partner. So my point is, and when he came home, he had to come home, not to just come home, but he came home to see his business partner happened to be his mom. So there's a way to put your kids into these businesses early and put them through school, have school that can't be written off. And even though he's done a scholarship, all that travel was still not a deduction, unless we structured it as a deduction to the real estate company. There's so many strategies that I honestly, Keith, I made a lot of these up. And I went to, you know, my top tax team, and I said, why can't we do this? I said, I want this to be done. Tell me the legal way to do it, and then they would guide me. So then I just turn around and I teach other people that when you do your own taxes, number one, you're not educated enough to do your own taxes, so why people do Turbo Tax or even H R Block? I mean, that's where kindergarteners play. And if you want to be a millionaire, you have to get experts around the table that really know what they're doing. I mean, a proper tax strategist at the level we have, and I have, like, 28 people on my financial teams that integrate. I mean, they have masters of accounting. So they've gone to school five and six years. They've sat for four exams and had 2000 hours of audit. So whenever, like an engineer or somebody, even a real estate investors, try and do their own taxes, I'm like, it's a highly, highly skilled expertise. So anyway, I could go into the team approach. I don't think Keith, I know so many people are so close to getting it really all right, but their sequence is completely out of order, and they're just at call tax and invisible paying. You're just used to it. You're just used to paying it because you think you have to. And you've been scared by the media that it's this big, scary thing, and the IRS is going to come get you. It's like, no, they're not. This is legal to do all this stuff. You just have to do it right and document it right   Keith Weinhold  42:57   right. And that's part of your team, your tax team, and that's another good ROI. If you pay a tax preparer and strategist 5k which is more than most people, maybe they're making you 10x that or more with their knowledge of the tax code. And for you, the listener that might find the tax code to be dry reading, you know, for a lot of people, you're probably right that it is dry reading. But if you think of it this way, if I act on what I read, then I am getting paid for what I'm reading here in the IRS tax code. Well, Laurel, do you have any just last thoughts, overall, whether that's about wealth, mindset or real estate or anything else, as we're winding down here   Loral Langemeier  43:35   any question ever you just go to ask Laurel, A, S, K, L, O, R, E, L, ask questions. Make a request you can ask about I have online events. You can ask for free tickets. You can ask her ebooks. So ask her whatever you want. We're super generous on giving gifts away to especially our new listeners and new folks. But a lot of it's, I'm going to say it's active engagement. That's a term I've used as I walked into 25 and I look at the people I've made over 10,000 millionaires, probably 12, 14,000 by now. But the difference between those who make it and those who still struggle is active engagement. I'm showing this on your screen just to have it on video, but I got this magic wand because people say I have a magic wand. I said, I do. I naturally now officially have one, and it comes with pixie dust. But it doesn't really matter. It won't work. I can't just, you know, anoint you with my little wand, and all of a sudden it's magically going to change. You have to actively, like you said, study the IRS code, study my books like my millionaire maker is a blueprint for how to be a millionaire. So there's seven families in the book. Pick which one you're closest to and what you've done to yourself, and then start the pattern, and there's a pattern and a sequence for everybody, for seven different kinds of family, and what you've done to yourself. And I also live the last kind of words I would say to people is that I've been doing this way too long. I have no judgment, no criticism about what you did to yourself. A lot of people are ashamed or embarrassed, like I can't believe I'm this old and I should be farther along. So what now? What is my. Saying, so what happened or how you got here? What do you want to do about it now? So we start with a new, fresh line and stand and let's go and you can create anything you want with the right team around you and the right initiative. So just know you'll be actively engaged in this. This isn't me, doing it for you or to you. It's with you, and you have to own it. You have to own your own wealth. Nobody else cares about it more than you.   Keith Weinhold  45:23   these strategies work as long as you do. Laurel, it's been a great mindspring of ideas for the listener here. Thanks so much for coming onto the show.   Loral Langemeier  45:32   Thank you. Appreciate it. Look forward to hearing from many of you and helping you out.   Keith Weinhold  45:35   Oh, yeah, a wide range of expertise from Laurel Langemeier there. And you know, we're talking about the awareness of the gap between who you are and who you want to be earlier. Really, there could be a gap between how you're utilizing your rental property currently and what it could be Laurel found more ways, for example, to serve her short term rental tenants in the Arkansas Ozarks with providing boats and jet skis dockside to her tenants. In fact, there's a book all about this called the gap and the gain. It was published about five years ago, and let me tell you what it's about and maybe save you 10s of hours of reading most people, especially highly ambitious people, are unhappy because of how they measure their progress. We all have an ideal. You have an ideal. I have an ideal. It's a moving target that is always just out of reach. Well, when you measure yourself against that ideal, you're in the gap. However, when you measure yourself against your previous self, you're in the gain measuring your current self versus your former self, that can have enormous psychological benefits. That's how you can feel like you're making progress, and that gives you confidence, and you make more progress. You might have only owned two rental properties last year, and you're going to have four this year. So you want to make that comparison, don't make the comparison that Ken McElroy has 10,000 units and you never will big thanks to the driven and experienced Laurel Langemeier, today, I feel like she has a narrow gap between who she is and who she could be.    There is a lot happening here at GRE in our newsletter called The Don't quit your Daydream letter. I recently let you know about what chat gpts ai updates mean for real estate investors, and I showed you that before and after photo of how you can now tell AI to just renovate your rental unit, and within just a minute, it shows a pre and post renovation, it shows what the renovation would look like. AI is also being used for fraud, like to generate fake receipts or insurance fraud that makes a property look damaged when it really isn't. And every few weeks, I like to send you a good real estate map, like the recent one that I sent you, showing the cost of living by county and how that map was almost like a cheat code on how you can find the best real estate.    Also here at GRE our free coaching is helping connect you with properties. Many of you are interested in BRRRR strategy properties lately, I recently reshot the entire real estate pays five ways course, and I updated it for today's times with today's numbers. I'm giving that away for free, those videos and even giving a free gift at the end of the course, I share those resources with you in the Don't quit your Daydream letter as well.    And then, of course, I sent you details on the Great Investor Summit at sea cruise starting in Miami, sailing the Caribbean June 20 to 29th and how you can have dinner with me and the other faculty, like Robert Kiyosaki, Robert Helms, Peter Schiff, Ken McElroy and more. And this particular cruise event is not cheap to attend, although I don't make any money from the event, but our Don't Quit Your Daydream letter is totally free. I would love to have you as a reader, and you'll stay informed on all these Real Estate Investing Insights and trends and events and more, otherwise, you're really missing out. See, the reason that I write the letter is that I have visual things to show you that I cannot do on an audio medium here, like this, like those real estate maps. And before and after photos. I write the letter myself. You know so many other letters are now AI generated. I write this myself. It is all from me to you. And if you aren't already a reader, you can get the Don't quit your Daydream. Letter free right now, just text text GRE to 66866, and by the way, we don't text you the letter each week. That would be intrusive. The letter is emailed. It's just a convenient way for you to opt in. You can do that while it's on your mind again. Text GRE to 66866, and I'll turn it alternative way to get the letter is to visit get rich education.com/letter that's get rich education.com/letter. I've got a lot more for you next week. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 1  51:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  51:25   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text GRE to 66866, while it's on your mind, take a moment to do it right now. Text GRE to 66866.   The preceding program was brought to you by your home for wealth, building, getricheducation.com    

Morgan Munkvold joins Jim to share her journey from a Subaru Outback to van life and entrepreneur. She discusses the evolution of her travel experiences, and lessons learned along the way to starting her own solar power design and installation company. She reflects on the challenges of entrepreneurship, the importance of community, and her transition from a consulting career to merging her business with Explorist.Life. Morgan emphasizes the joy of connecting with nature and people while navigating the ups and downs of life on the road. She shares the intricacies of setting up off-grid electrical systems, the benefits of merging businesses for support and knowledge sharing, and the importance of effective communication within a distributed team. Discover insights on balancing work with a love for travel, common mistakes in solar power setups, and the significance of planning and budgeting for the best solar energy system to meet your needs.GUEST BIO: Born and raised in Anchorage, Alaska, Morgan Munkvold is a passionate road traveler who hit the road solo in 2015 and later moved into a Ford Econoline for full-time van life. Her early struggles with power systems inspired her and her husband to launch an off-grid solar installation shop in 2022. After merging with EXPLORIST.life, Morgan now helps fellow travelers stay powered up and prepared for life off the grid.Connect & Learn More:https://explorist.life/https://shop.explorist.life/about-our-services/https://morganmunkvold.substack.com/https://www.instagram.com/morganmunkvoldEpisodes Mentioned:Adventure Van Expohttps://therventrepreneur.com/rve304/Caravan to Alaskahttps://therventrepreneur.com/rve385/Moonfabhttps://therventrepreneur.com/rve372/RESOURCES:Power Audit Calculatorhttps://explorist.life/power-audit-calculator/ABYC Certificationhttps://abycinc.org/abyc-for-technicians/Asana Project Managementhttps://asana.com/Honeybook CRMhttps://www.honeybook.com/

In this episode of Modern Chiropractic Mastery, host Dr. Kevin Christie welcomes Dr. Tyler and Dr. Laura Wright to share their transformative journey over the past year. As members of the West Mastermind group, the Wrights recount their bold decision to move from Jackson, Wyoming to Anchorage, Alaska, uprooting their clinic and family life in search of better opportunities. They discuss the various challenges they faced, from selling their home and closing their practice to rebuilding their business in a new location. The conversation highlights the importance of resilience, adaptability, and the mindset of overcoming obstacles. Tune in to be inspired by their story and learn how to tackle big changes in your own professional and personal life.

In this one, co-host Micah Hollinger and Cody talk to Adrian Williams. Both of them grew up skating the streets of Anchorage, at spots like Hanshew Middle School and Abbott Elementary. Those two spots in particular were important to their upbringing and their skating. It's where they met up with friends, learned tricks and got shots. They were both on the Boarderline Skate Team too, where the yearly shop video gave them even more of a reason to push the limits of what local skating could look like. Staying motivated was important to progression, especially in a place like Anchorage, where the weather isn't always conducive to skating and it's easy to put limits on yourself. But Adrian was never about that. He was about making the most of his environment, which meant skating tennis-court-skateparks and schools in the summer and cold parking garages in the winter. It was a struggle, but he and his tight-knit group of friends made it work. It's this perseverance that molded Adrian's style into what it is — calm, technical and driven. And a lot of his perspective, he learned from his older brother, Angel, who actually got him into skating and remains one of his biggest influences. His part in Business As Usual, Think Skateboards 2013 video, marked a major turning point for Adrian: Not only did it prove he could hold his own among the best skaters out that year, but it also signaled the beginning of the end for Think, the company he had skated for since 2007. When Think went under, it was a blow to his career. He was now out of a board sponsor and everything that came with it — skate gear, a travel budget, connections to photographers and filmers, and the momentum that comes from being part of a functioning team. It was a jarring reset after years of building toward something bigger. But it never dampened his love for skating. He just had to pivot. So, he picked up more traditional jobs at companies like UPS and Amazon and always made sure that skating stayed a priority. Lately, though, that priority has shifted. In search of more consistent, less physically demanding work, Adrian recently enlisted in the Air Force Reserves, where he'll be training in Heavy Aircraft Integrated Avionics. It's a new chapter, for sure, but the same mindset: Still rooted in dedication, persistence and putting in the work. But even with his focus shifting to a new career path, skating will always be a part of who he is.