Podcast appearances and mentions of ira roth

Episode Summary: In this episode of "Financial Advisors Say the Darndest Things," host AB Ridgway explores what are the contribution limits for retirement accounts in 2024? He also explores the intricacies of retirement account contribution limits, emphasizing the importance of understanding and maximizing these limits. Ridgway navigates through changes in contribution limits for various retirement plans, providing brief insights into tax implications and strategies for optimizing retirement savings.Key Takeaways:Understanding Contribution Limits: Ridgway underscores the significance of staying informed about retirement account contribution limits to avoid penalties and optimize tax benefits. By delving into the nuances of IRS regulations, Ridgway empowers listeners to make informed decisions regarding their retirement savings.Tax Efficiency Strategies: The episode highlights the tax advantages associated with contributing to retirement plans, emphasizing the potential for reducing current tax liabilities and deferring taxes into the future. Ridgway elucidates the benefits of leveraging retirement accounts as vehicles for long-term tax planning and wealth accumulation.Individual Retirement Accounts (IRAs): Ridgway elucidates the individual nature of IRAs, clarifying misconceptions and guiding listeners on beneficiary designations. Through practical examples and biblical references, Ridgway encourages thoughtful estate planning and asset distribution strategies.Catch-Up Provisions: Ridgway unpacks the catch-up provisions available for individuals aged 50 and over, offering insights into additional contribution opportunities and the significance of retirement planning at different life stages. By addressing age-specific considerations, Ridgway empowers listeners to adapt their retirement strategies to changing circumstances.Financial Prudence and Biblical Wisdom: The episode concludes with a biblical admonition from Luke, emphasizing the importance of financial prudence and foresight in retirement planning. Ridgway's integration of biblical wisdom underscores the holistic approach to financial stewardship advocated throughout the podcast.Quotes:"Understanding contribution limits is key to optimizing your retirement savings strategy and minimizing tax liabilities. Stay informed to make the most of your retirement accounts." - AB Ridgway"Maximizing tax efficiency through retirement contributions is a foundational principle of long-term wealth accumulation. Leverage retirement plans to build a secure financial future." - AB Ridgway"Planning for the future involves more than just financial considerations; it encompasses thoughtful estate planning and asset distribution strategies. Secure your legacy by understanding the nuances of individual retirement accounts." - AB Ridgway

Episode Summary: In this episode of "Financial Advisors Say the Darndest Things," host AB Ridgway explores what are the contribution limits for retirement accounts in 2024? He also explores the intricacies of retirement account contribution limits, emphasizing the importance of understanding and maximizing these limits. Ridgway navigates through changes in contribution limits for various retirement plans, providing brief insights into tax implications and strategies for optimizing retirement savings.Key Takeaways:Understanding Contribution Limits: Ridgway underscores the significance of staying informed about retirement account contribution limits to avoid penalties and optimize tax benefits. By delving into the nuances of IRS regulations, Ridgway empowers listeners to make informed decisions regarding their retirement savings.Tax Efficiency Strategies: The episode highlights the tax advantages associated with contributing to retirement plans, emphasizing the potential for reducing current tax liabilities and deferring taxes into the future. Ridgway elucidates the benefits of leveraging retirement accounts as vehicles for long-term tax planning and wealth accumulation.Individual Retirement Accounts (IRAs): Ridgway elucidates the individual nature of IRAs, clarifying misconceptions and guiding listeners on beneficiary designations. Through practical examples and biblical references, Ridgway encourages thoughtful estate planning and asset distribution strategies.Catch-Up Provisions: Ridgway unpacks the catch-up provisions available for individuals aged 50 and over, offering insights into additional contribution opportunities and the significance of retirement planning at different life stages. By addressing age-specific considerations, Ridgway empowers listeners to adapt their retirement strategies to changing circumstances.Financial Prudence and Biblical Wisdom: The episode concludes with a biblical admonition from Luke, emphasizing the importance of financial prudence and foresight in retirement planning. Ridgway's integration of biblical wisdom underscores the holistic approach to financial stewardship advocated throughout the podcast.Quotes:"Understanding contribution limits is key to optimizing your retirement savings strategy and minimizing tax liabilities. Stay informed to make the most of your retirement accounts." - AB Ridgway"Maximizing tax efficiency through retirement contributions is a foundational principle of long-term wealth accumulation. Leverage retirement plans to build a secure financial future." - AB Ridgway"Planning for the future involves more than just financial considerations; it encompasses thoughtful estate planning and asset distribution strategies. Secure your legacy by understanding the nuances of individual retirement accounts." - AB Ridgway

Matt Syverson is a Certified Financial Planner and Certified Kingdom Advisor in Overland Park, Kansas. He's also a specialist in helping families understand and set up ABLE accounts.  WHAT ARE ABLE ACCOUNTS AND HOW DO THEY COMPARE TO 529 EDUCATION SAVINGS ACCOUNTS?ABLE accounts, akin to 529 education savings accounts in terms of contributions and tax treatments, are designed to assist individuals with disabilities by allowing for the accumulation of resources without affecting their eligibility for government assistance.ABLE accounts, initially referred to as 529A plans, are intended for individuals with disabilities, allowing them to save beyond the typical asset limits set by government assistance programs.These accounts enable the saving of funds for a broad range of needs beyond just educational expenses, providing a more flexible financial support system for people with disabilities. WHO IS ELIGIBLE FOR AN ABLE ACCOUNT, AND WHAT ARE THE CONTRIBUTION LIMITS?ABLE accounts are specifically for individuals receiving or eligible for Supplemental Security Income (SSI) due to a disability onset before age 26, with annual contribution limits matching the federal gift tax exclusion amount.Eligibility for ABLE accounts extends to individuals with significant disabilities with an onset before age 26, who are recipients of or qualify for SSI, allowing for a greater financial cushion without risking their SSI benefits.The annual contribution limit to an ABLE account is set at $18,000, aligning with the annual gift tax exclusion, enabling families and the individual to contribute without tax penalties and without affecting the individual's SSI asset limits. HOW DO ABLE ACCOUNTS AFFECT SSI BENEFITS, AND WHAT ARE QUALIFIED DISABILITY EXPENSES?ABLE accounts do not count towards the SSI $2,000 asset limit, and funds can be used for a wide array of disability-related expenses without impacting SSI benefits, offering significant flexibility and financial relief.Contributions to ABLE accounts and the savings therein do not affect an individual's eligibility for SSI as long as the account balance stays below $100,000, thus providing a secure means to save and support disability-related needs without jeopardizing SSI benefits.Qualified disability expenses are broadly defined, covering any costs related to living with a disability, including but not limited to housing, education, healthcare, and personal support services, thereby offering a versatile tool for financial planning and care. HOW ARE ABLE ACCOUNTS MANAGED AND WHAT ARE THE INVESTMENT OPTIONS?ABLE accounts are state-sponsored, similar to 529 plans, with investment options ranging from aggressive to conservative portfolios, as well as offering FDIC-insured options with debit card access for day-to-day expenses.Each state sponsors its own ABLE program, with only a few exceptions; individuals can choose to open an account in any participating state, often guided by the specific features and benefits offered by each state's plan.Investment options within ABLE accounts vary, allowing for tailored investment strategies according to the beneficiary's needs and risk tolerance, including the possibility of a portion being allocated to a checking-like account with FDIC insurance for immediate needs.ABLE National Resource Center:able nrc.org ON TODAY'S PROGRAM, ROB ANSWERS LISTENER QUESTIONS:I have a 401k from a previous employer and a portable pension; I'm wondering if I can roll these over into an existing IRA Roth, or if I need to consolidate them into a new IRA.My daughter is looking to buy a house or land and pay cash, but someone suggested delayed financing to get her cash back and then get a mortgage; I'm trying to understand what that is.We have a family business and are currently with a credit card processing company that does not share our Christian values. We are looking for recommendations on credit card processing companies that might be more aligned with our values. RESOURCES MENTIONED:Inspire InsightChristian Community Credit Union Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network as well as American Family Radio. Visit our website at FaithFi.comwhere you can join the FaithFi Community, and give as we expand our outreach.  Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In this transcript, Kevin addresses a question about whether it is better to put money into an IRA Roth or a TSP Roth for someone who is retiring in one year.

In this transcript, Kevin addresses a question about whether it is better to put money into an IRA Roth or a TSP Roth for someone who is retiring in one year.

What are the pros and cons of a Roth IRA? What are the pros and cons of a Roth 401(k)? Can you utilize both accounts in your retirement savings?

主題: 規定最低提領額(RMD) 是否可以轉換成羅斯IRA(Roth IRA) 姚寧剛會計師 主講 姚寧剛會計師 辦公室 聯絡電話：713-777-3332 我們的網站 → https://www.nihaohouston.com/ 我們的LBRY → https://bit.ly/3clh8N3 我們的Facebook → https://www.facebook.com/texaschineseradio 我們的Spotify → https://spoti.fi/30uWp2l 我們的CastBox → https://bit.ly/2WI2EP9 我們的Google Podcast → https://bit.ly/2XrAMzk 我們的Stitcher → https://bit.ly/2PkJGdi 我們的Apple Podcast → https://apple.co/2ZbPdIH 我們的KKBOX → https://bit.ly/2YWTf7z 我們的聯絡信箱 → texaschineseradio@gmail.com --- Support this podcast: https://anchor.fm/texaschineseradio/support

Join the free Building Wealth Livestream Event on January 12th! George Kamel & Jade Warshaw answer your questions and discuss: Paying off the house vs. investing, "Should I keep a HELOC or refinance?" IRA: Roth vs. Traditional, "I took out student loans to invest and lost my money" "Should I sell the condo?" Support Our Sponsor: Grip6 PODS Moving & Storage Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

During this episode I explain exactly what is a Trillion-dollars. Many of us cannot fathom the idea! How are we going to help our Nation’s Trillion-dollar debt deficit? Well, through our IRAs. Listen to this episode and learn how converting your IRA now, during a lower tax bracket, to a Roth will decrease the amount […]

During this episode I explain exactly what is a Trillion-dollars. Many of us cannot fathom the idea! How are we going to help our Nation's Trillion-dollar debt deficit? Well, through our IRAs. Listen to this episode and learn how converting your IRA now, during a lower tax bracket, to a Roth will decrease the amount of taxes you will have to pay after 2025.

In this week's episode, IRA Financial's Adam Bergman Esq. answers questions about contributing family trust assets to a Self-Directed IRA, Roth conversions in 2022, and investing in cryptos with a workplace 401(k) plan.

In this episode of Crypto Over Coffee, Hashoshi breaks down why the Cosmos ATOM ecosystem could explode to epic proportions in 2022 and beyond! Also featured in this episode is MetaMask's newest feature, Secret Network NFTs, and more! Links: Unstoppable Domains (sponsor): https://unstoppabledomains.com/?ref=hashoshi

Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ The FERS Pre-Retirement Course: The Ultimate Guide: https://hawsfederaladvisors.com/fers-pre-retirement-course-the-ultimate-guide/ Help Support Our Channel and Future Content By Donating Here: https://www.paypal.com/donate/?hosted_button_id=YDL6XPP8CQ5WU Submit a question here: https://hawsfederaladvisors.com/question-submission-page/ Check out the full article here: https://hawsfederaladvisors.com/blog/ Check out "Building Wealth in The TSP" on Amazon: https://amzn.to/2FytP9W I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ The FERS Pre-Retirement Course: The Ultimate Guide: https://hawsfederaladvisors.com/fers-pre-retirement-course-the-ultimate-guide/ Help Support Our Channel and Future Content By Donating Here: https://www.paypal.com/donate/?hosted_button_id=YDL6XPP8CQ5WU Submit a question here: https://hawsfederaladvisors.com/question-submission-page/ Check out the full article here: https://hawsfederaladvisors.com/blog/ Check out "Building Wealth in The TSP" on Amazon: https://amzn.to/2FytP9W I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

主題: 傳統IRA轉Roth IRA的問題 姚寧剛會計師 主講 姚寧剛會計師 辦公室 聯絡電話：713-777-3332

Welcome to another episode of The Stock Bros Podcast! In this episode we talk about Retirement accounts! Check out my course on Financial literacy and Investing 101 Here is a coupon for a discounted price https://www.udemy.com/course/financial-literacy-investing-101/?couponCode=69DBE44107A6A06E5101 To get started with investing In crypto, here is a link for Coinbase. coinbase.com/join/szyman_dkd?src=ios-link Start investing with Acorns today! Get $5 when you use my invite link: https://acorns.com/invite/UWHT8B. If your brokerage doesn't offer fractional shares check out Public and get a free stock! You can buy ETFs and stocks for as little as 1 dollar per time https://share.public.com/4lida Join Robinhood with my link and we'll both get free stock

Mark and Mat outline the Backdoor Roth ira process and how you can contribute to a Roth IRA even if your income exceeds the income limits and even if you max out your 401k.

Ira + Roth Pt.1 by Douglass Lodmell

Descarga la app de Finhabits hoy mismo:– Google Play: http://bit.ly/2OFdEuy– Apple App Store: http://appstore.com/finhabits_________¿Tienes un plan de ahorro para tu jubilación? Es esencial para cuando llegue el día que ya no puedas trabajar. En este capítulo de nuestro podcast, te contamos sobre las cuentas individuales de jubilación, conocidas como IRA (por sus siglas en inglés). Existen dos tipos: la IRA Roth y la IRA tradicional. Escucha hasta el final y conoce los detalles y, sobre todo, las ventajas de cada una.

Even though we discussed them yesterday, the caller took exception to us criticisizing SPACs (special purpose acquisition companies) which he believes are the best investments around. Don begs to differ.Plus, a listener wants to know whether of not paying off a mortgage makes sense.Another is concerned that Robin Hood is robbing a friend.Finally, a security guard is unhappy with a very pricey 401(k) plan. 

Retirement decisions can be tough, including what type of retirement account to choose. Discover some information on IRA and Roth IRA accounts from the Furstenau Financial team!

How much money do you need to purchase a home? Find out today. The median home price for single-family homes in San Diego is between $625,000 and $650,000, but you can still find homes in the $450,000 to $500,000 range. Though it might seem expensive, we’re actually somewhat cheaper than other places in California! How much will you actually need in order to buy a home in San Diego? Lenders qualify homebuyers based on their debt-to-income ratio. Their limit is a 50% ratio, meaning that if you make $4,000 a month, you must be able to afford a $2,000 monthly payment. I think that really stretches peoples’ ability to afford a home, so I recommend finding a home whose payment would be around $1,600 (using the monthly income in my example). This way, you’ll have some financial padding to fall back on. “My rule of thumb for closing costs: Calculate about 2% of your purchase price.” How much will you need for a down payment? First of all, there are many ways to come up with a down payment. Many people don’t know this, but you can actually use your IRA Roth account to cover your down payment; you can also use your savings or any investments you own. Similarly, you can also use gift money provided by a family member. The minimum down payment I recommend putting down is 3.5% of the home’s purchase price for a conventional loan or FHA loan. Mind you, when you put down a lower down payment, it’s more of a risk for the bank, so they’ll charge you for mortgage insurance. That’s nothing to be concerned about because you can always refinance and get rid of the mortgage insurance. How much will you need for your closing costs? The majority of your closing costs come from the fact that you have to prepare for your property tax. My rule of thumb: Calculate about 2% of your purchase price for your closing costs. If you buy a home for $500,000, your closing costs would be $10,000. Often, we ask the seller to pay for a portion of the closing costs, and then we can roll the remainder into your rate. If you have any questions or would like more details about today’s topic, don’t hesitate to reach out to me. I’d love to help you.

In episode 186 of Financially Simple, Justin compares IRAs and ROTHs from a Business Owner’s perspective. IRAs and ROTHs may appear to be similar on the surface of things, but when it comes to investing as a Business Owner, there are differences that you will need to consider depending on your goals. Justin goes over the differences between IRAs and ROTHs, and explains why one might suits your requirements more than the other. Don’t forget to subscribe, and let us know how we are doing by leaving a review. Thanks for listening! FULL TRANSCRIPTION: https://financiallysimple.com/small-business-retirement-plans-comparison-pick-best/ _________________   TIME INDEX: 00:51 - A Business Owner’s View of IRAs and ROTHs 01:02 - What is an IRA/ROTH? 02:57 - Rules to Follow 04:19 - From a Business Owner’s Perspective 04:49 - The Tax Triangle 07:33 - Why ROTH is Recommended 08:29 - IRAs and 401Ks 10:04 - The Back-Door ROTH 13:30 - Which is Better? 20:51 - Conclusion _________________   RESOURCES: Financially Simple Educational Website Financially Simple on YouTube Financially Simple podcasts are recorded on a Blue Yeti Microphone & Samsung Notebook 9. Subscribe to the Financially Simple Newsletter NEW Book: The Ultimate Sale - A Financially Simple Guide to Selling Your Business for Maximum Profit NerdWallet.com - ROTH IRA vs. Traditional IRA Financially Simple - What is the Basic Concept Behind a Back-Door ROTH IRA? _________________   BIO: Host Justin Goodbread, Certified Financial Planner, Certified Exit Planning Advisor, Certified Value Growth Advisor. He is a serial entrepreneur, author, speaker, educator, Investopedia Top 100 advisor, and business strategist with over 20 years of experience. Justin owns Heritage Investors LLC, a registered investment adviser with the State of Tennessee. Heritage Investors only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This material is for general information only and is not intended to provide specific advice or recommendations for individuals. To determine what is appropriate for you, please consult a qualified professional. The Financially Simple podcast provides information, guidance, and support to Small Businesses in the United States.

Chris & Brian kick off the hour discussing negative mortgage rates in Denmark and the impact to economic activity. David C. Brown, Assist. Prof. of Finance at the University of Arizona calls in to the show! He shares information on tax uncertainty and retirement savings diversification with traditional IRA & ROTH accounts. www.davidclaytonbrown.com To close out the show, the Team at AMR talk end of summer, back to school, and is a recession coming? #Denmark #IRA #ROTH #retirementsavings #negativemortgagerates

IRA, Roth and 401K management can be confusing, that’s why I answer listener questions in the Practical Planning segment of this episode. This is the last episode of the How to Use Your Accounts series. You’ll definitely want to go back and listen to the entire series to help you familiarize yourself with the different types of retirement accounts and how to finally use them in retirement. Next month we’ll dive into how technology improves retirement. But for now, listen to these listener questions about account management in retirement. How to make money simple for someone in your life Peter Lazaroff joins me on the Hot Topic Segment. He recently wrote a fantastic book called Making Money Simple. Since graduation season is coming up, I highly recommend this book for any graduate. Many financial advisors and Wall Street bigwigs want you to think that saving money and building wealth is complicated, but that’s not true. It’s easy to make good choices with money if you can just get out of your own way. Peter teaches how to build a system that works around our human nature to complicate money choices. He shows that finding small sustainable habits that you can automate will lead to financial success. What do you do if you miss taking the RMD? One listener asks what would happen if you forget to take your required minimum distribution (RMD) one year. You really don’t want this to happen! The IRS imposes a 50% penalty on the amount you didn’t take. For instance, if you have an RMD of $20,000 but you only took $10,000 the penalty would be $5,000. The first thing you need to do if you miss your RMD is talk to a tax advisor. Then take the distribution as soon as you figure out your mistake. Do it alone and maintain records. You will need to file the form 5329 for the year in which there was a shortfall either with your tax return or separately. If you missed it multiple years then you need to file a form for each year. The IRS has grated redemptions from this so it is important to keep records and let them know why it happened and how it was remedied. Are there any options for tax-free growth investments if your income is a bit higher than the Roth income eligibility? One listener is looking for options on tax-free growth investments. Since he lives in Minnesota he feels that the 403B isn’t his best option because the state loves to tax retirement accounts. One option is a back door Roth IRA. The way to do this is to make a nondeductible contribution to an IRA and then immediately convert it to a Roth. Saving money in an HSA is a good option as well. When you save in an HSA this money is pretax. You can allow it to accumulate and even invest it. It comes out tax-free as well but it can only be used for medical expenses. However, if you keep a record of your expenses you can submit an expense for reimbursement several years later. One last option to ease the tax burden is to move to a different state in retirement. Basic retirement tax tips Start diversifying your balance sheet between taxable, tax-free, and tax-deferred accounts as early as you can. Dial in what it costs for you to live comfortably. You can better control your taxable income when you understand your costs. Consider delaying taking your pension (if you have one) to do Roth conversions. Consider taking distributions from tax-deferred accounts. Move to a lower tax state. Be charitable. Build your balance sheet in a way to give you options. Maximize how you withdraw money. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN HOT TOPIC SEGMENT [2:56] Peter Lazaroff discusses his new book Making Money Simple PRACTICAL PLANNING SEGMENT [21:17] What do you do if you miss taking the RMD? [26:05] Mike wants to know how to hide his money from RMD’s [27:56] Are there any options for tax-free growth investments if you are a bit higher than the Roth income eligibility? [31:41] When does it make sense to roll over a traditional IRA to a Roth while still working? [34:15] Basic retirement tax tips THE HAPPY LAB SEGMENT [36:55] Play your own game and set your own rules, don’t be worried about what others are doing TODAY’S SMART SPRINT SEGMENT [38:32] Have an awesome week! Resources Mentioned In This Episode Morningstar article about the missed RMD BOOK - The Elements of Investing by Burton Malkiel BOOK - 30 Minute Money Solutions by Christine Benz BOOK - The Richest Man in Babylon by George Clason BOOK - Making Money Simple by Peter Lazaroff Rock Retirement Club Roger’s YouTube Channel - Roger That BOOK - Rock Retirement  by Roger Whitney Work with Roger Roger’s Retirement Learning Center The Retirement Answer Man Facebook Page

In this episode, I explain the differences between a Roth and a Traditional IRA so you can determine what is best for your retirement savings strategy! --- Send in a voice message: https://anchor.fm/dom-the-maven/message

The Title of today’s show is “FINANCIAL PLANNING UNDERSTANDING YOUR PAYCHECKtoday we will be discussing FINANCIAL PLANNING.  Although there are many diverse facets of financial planning we will specifically address the topics of  Payroll and Payroll Taxes,  Savings, Retirement Plans, Employer-provided or Cafeteria Plans,  Self-Employment Retirement,- State of Florida Retirement Plans and other Various Retirement Plans, Traditional, Investment planning, IRA (Traditional)  IRA (Roth),401K. As well as Investments, to name a few, Stocks (Apple, Weight Watchers, Microsoft) Bonds (Treasury Bonds, Municipal Bonds etc. As always our Black History moment and words to inspire. This as well as few other hot topics, we would love to hear your views and opinions.  Come join us. SHOWTIME IS 2PM CENTRAL / 3PM EASTERN TIME ZONES CALL IN NUMBER IS (347) 838-8622 PRESS '1' TO TALK TO HOST / GUEST CHATROOM LINK IS http://www.blogtalkradio.com/mrtalk

The Title of today’s show is “FINANCIAL PLANNING UNDERSTANDING YOUR PAYCHECK  with Faye Moore, today we will be discussing FINANCIAL PLANNING.  Although there are many diverse facets of financial planning we will specifically address the topics of  Payroll and Payroll Taxes,  Savings, Retirement Plans, Employer-provided or Cafeteria Plans,  Self-Employment Retirement,- State of Florida Retirement Plans and other Various Retirement Plans, Traditional, Investment planning, IRA (Traditional)  IRA (Roth),401K. As well as Investments, to name a few, Stocks (Apple, Weight Watchers, Microsoft) Bonds (Treasury Bonds, Municipal Bonds etc. As always our Black History moment and words to inspire. This as well as few other hot topics, we would love to hear your views and opinions.  Come join us. Showtime is 2pm central / 3pm eastern Time Zones Call In Number is (347) 838-8622 Press "1" on keypad to speak with host or quest. chatroom Link is http://www.blogtalkradio.com/mrtalk  

TOPICS COVERED: Introduction of Guest - PJ DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx; Order to Use Your Three Pots of Money; The Three Most Common Strategic Asset Allocations; Long-Term Money Asset Allocation; Caller Q&A: Should a Roth IRA Conversion Be Done in the Beginning or End of the Year?; The 60/40 Portfolio Asset Allocation; The Short-Term Bucket Asset Allocation