Podcasts about dinuzzo

How can we apply the principles of the Law of Attraction to enhance our health, wealth, and overall happiness? What practical steps can each of us take to align ourselves with our desired outcomes, regardless of our current circumstances? Are there specific techniques or exercises that we can incorporate into our daily lives to strengthen our ability to manifest our dreams? These questions and more answered on today's episode of Food Heals which is Part 2 of my conversation with P.J Papi Dinuzzo. In his new book, Manifest Anything You Can Imagine: How to Use the Law of Attraction to Achieve the Health, Wealth, and Happiness of Your Dreams, best-selling author and wealth manager P. J. DiNuzzo presents a transformative guide to using the Law of Attraction to shape a life of prosperity and joy. P. J. “Papi” DiNuzzo, is the Founder and President of P. J. MindsetCoach™ and DiNuzzo Private Wealth, Inc., which he founded in 1989, and which currently serves clients in over 30 states across the United States and manages $943 Million, as of December 31, 2023. He serves as leader and coach of the successful Self-Improvement and Personal Development business, P. J. MindsetCoach™, where he coaches people who desire to Manifest the Law of Attraction and their dream lives no matter what their current financial circumstances look like. This is a two-part series and in Part one, we went over what the law of attraction is and how to apply these principles to your life. Today, in Part 2 we deep dive into your burning questions. Work with PJ for FREE at: pjmindsetcoach.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Sweet mommas, We ARE our sisters keepers.WE (yes…you and I in all our mess and imperfect-ness) are the first line of defense for our friends when it comes to a culture of care for women.On this VERY podcast, we have shared stories of several women who had reached their lowest lows, and it wasn't a mental health professional who suddenly appeared and popped up to tell them they had a problem (although they WERE a big part of the solution)…it was a close friend.  Today we have a beautiful wife and mom to four amazing children who ALSO happens to be the licensed professional counselor behind Sacred Heart Mental Wellness. Catherine DiNuzzo utilizes traditional cognitive-behavioral counseling practices all through a Catholic lens, and she is here today to talk with us today about anxiety and how our mental health can show up differently in our cycles.Catherine DiNuzzo (00:00)What is Anxiety? (02:40)Talking TO Your Body (06:04)Anxiety & Your Cycle (09:00)Don't be a Bully...to Yourself (12:20)A Proactive Approach to Anxiety (16:40)Helping Fellow Mothers (26:52)Rapid-Fire Questions (31:53)More About Catherine DiNuzzo (34:30)Catherine DiNuzzo, MA is a Licensed Professional Counselor in private practice, and specializes in helping clients to overcome anxiety and depression, as well as other concerns. She is the heart and soul of Sacred Heart Mental Wellness, providing mental health information, resources, assessments, and videos for the Catholic who wants to live a mentally fit lifestyle. She and her husband, live in Kansas with their four amazing children.Right now, Catherine has a simple book written FOR her clients and people who love her client, called The Catholic Guide Through Anxiety (this is a quick read).  She has also has a series of videos explaining mental wellness.  Finally, she's working to get out to speaking events this year…in her experience—this is the best way to serve the greatest amount of people—and she would love to speak at YOUR event (simply reach out for more info). And as always, sweet momma, never forget…You are doing beautiful work!Find the complete podcast notes on our website.To find The Deliberate Day on Instagram, click here.Looking for items shared in our podcasts?! Here's the Editable Homeschool Clipboard Template Here's our Homeschool Plan Like A Mother Guide! For the 12 Week Planner, click here! (Use code PODCASTMOM for 20% off!) Get your Deliberate Start here! Get your FREE Meal Planning Kit here. For the Favorites List, go here. If you're planning an adventure, you'll find the Ultimate Family Road Trip Guide here.

What if there were a set of principles that anyone, irrespective of their background or present predicament, could use to achieve optimal health, wealth, and happiness? Today's guest, P.J Papi Dinuzzo is here to share with us how to do just that. In his new book, Manifest Anything You Can Imagine: How to Use the Law of Attraction to Achieve the Health, Wealth, and Happiness of Your Dreams, best-selling author and wealth manager P. J. DiNuzzo presents a transformative guide to using the Law of Attraction to shape a life of prosperity and joy. P. J. “Papi” DiNuzzo, is the Founder and President of P. J. MindsetCoach™ and DiNuzzo Private Wealth, Inc., which he founded in 1989, and which currently serves clients in over 30 states across the United States and manages $943 Million, as of December 31, 2023. He serves as leader and coach of the successful Self-Improvement and Personal Development business, P. J. MindsetCoach™, where he coaches people who desire to Manifest the Law of Attraction and their dream lives no matter what their current financial circumstances look like. This is a two-part series and in Part one, we will go over what the law of attraction is and how to apply these principles to your life. Then, in Part 2 we will be doing listener Q&A and deep diving into your burning questions. Work with PJ for FREE at: pjmindsetcoach.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Meet P.J. "Papi" DiNuzzoMindset Coach, MBA, MSTxP. J. “Papi” DiNuzzo, MBA, MSTx is the Founder and President of P. J. MindsetCoach™ and DiNuzzo Private Wealth, Inc., which he founded in 1989, and which currently serves clients in over 30 states across the United States and manages $943 Million, as of December 31, 2023. He also operates a successful Self-Improvement and Personal Development Mindset Training business, P. J. MindsetCoach™, where he coaches people who desire to Manifest their dream lives no matter what their current financial circumstances look like. P. J.'s passion is to inspire underserved people, communities of color, single-parent households, and women and children in need. His message is one of hope, inspiration, guidance, peace of mind, and abundance.He is also the Wall Street Journal (#5 in the U.S.), USA Today, Amazon (#1 Non-Fiction Overall), and Barnes and Noble (#1 Overall) bestselling author of Manifest Anything You Can Imagine (Morgan James Publishing, 2024), Manifest Anything You Can Imagine (Morgan James Publishing (Spanish), 2024) The DiNuzzo “Middle-Market Family Office” Breakthrough (Morgan James Publishing, 2022), Don't Get Killed on Taxes (Morgan James Publishing, 2023), The Seven Keys to Investing Success (Lioncrest Publishing, 2020), The Secret to Scale (Morgan James Publishing, 2024).

In this episode Justin Chezem the head coach of men's soccer at Christopher Newport University and Tommy DiNuzzo, Hampden-Sydney College's head men's soccer coach were at the Richmond Strikers College Night. I recorded their conversation about their seasons, recruiting, and the matches they were watching. This is an informative conversation that I'm certain you'll find helpful. We plan on being at more of these events talking to coaches and student-athletes. Let me know what questions you have!

Have you ever considered how our coping mechanisms can shape or misshape our lives? This episode welcomes licensed professional counselor Catherine DiNuzzo for a critical conversation circling the topic of alcohol misuse and mental health. Our discussion unveils the profound ways in which alcohol is often used as an unhealthy coping strategy to address emotional voids. Shifting gears, we move on to discuss how alcohol interferes with the intricate process of inner healing, emphasizing the importance of recognizing our inherent goodness and the detrimental effects of alcohol on our biology. The conversation is a guiding light for those seeking to break the cycle of alcohol dependence and build a more stable foundation for recovery. As we enter the third part of our discussion, there's a strong focus on faith and its transformative role in overcoming alcohol misuse. We talk about the power of acknowledging our worth and God's love for us, and how tools such as prayer and meditation, coupled with community support, can be instrumental in this journey. You can find out more about Catherine, her book, and gain access to some of the resources she mentioned in this episode by visiting her website: https://www.sacredheartmentalwellness.com/I'm here for you. I'm praying for you. You are NOT alone!Please subscribe to this podcast so you won't miss a thing! FREE Sacred Sobriety Kick-Start: https://the-catholic-sobriety-coach.myflodesk.com/5-day-sobriety-kick-startJoin the Sacred Sobriety Lab: https://sacredsobrietylab.comDrink Less or Not at All FREE Guide: https://view.flodesk.com/pages/63a4abe81488000c28b9ba89 Follow me on Instagram @thecatholicsobrietycoach Visit my Website: https://thecatholicsobrietycoach.com

In this episode Matt Lamb, Matt Lawrey, and Tommy DiNuzzo join me. Matt Lamb is the head coach of men's soccer at Rhodes College in Memphis, Tennessee. Matt Lawrey is the Youth Academy Director at the MLS club Atlanta United. Returning to the podcast is Tommy DiNuzzo, the head coach of the Hampden-Sydney College men's soccer program. They bring decades of experience around youth development, college recruiting, and are well-informed on what it takes to become a college soccer student-athlete. This is an enjoyable, informative podcast, these guys are old friends on top of being extremely knowledgeable in the soccer world.

We talk frozen fruit, starting in smoothie bars, growing to thousands of distribution points and growth consulting.

I'm privileged to welcome 3 former college teammates who remain involved in soccer. Emmett Rutkowski is the head coach of the Stetson University Men's Soccer team, Glenn Gray is the College Advisory Director at the historic youth club, the Richmond Strikers in Richmond, Virginia. I also welcome back Tommy DiNuzzo the head coach of the men's team at Hampden Sydney College in Virginia. It's an enjoyable conversation among 3 old friends with a ton of useful information as well. Please remember to share this podcast and send me your questions and comments through matchplayrecruit.com.SummaryThe conversation explores the coaching connections and unique paths in soccer, particularly at Mary Washington. The guests discuss the importance of finding the right fit in college and the role of connections and recommendations in the recruiting process. They also provide insights on navigating the recruiting process, including first contact and catching a coach's attention. The conversation concludes with a discussion on considering different playing styles and dealing with parents in the recruiting process. The conversation covers various aspects of the college soccer recruiting process, including evaluating families and club coaches, assessing players' attitude and behavior, the importance of being yourself in the recruiting process, the significance of on-campus visits, and evaluating different styles of play.TakeawaysWhen evaluating families and club coaches, it is important to observe how they handle different aspects of the recruiting process and whether they align with the values and goals of the college program.Assessing players' attitude and behavior is crucial in determining their fit within a team and program. Coaches pay attention to body language, reactions to game outcomes, and how players interact with teammates.Being authentic and true to oneself is essential in the recruiting process. It is important for both players and coaches to evaluate if there is a genuine fit between the player and the program.On-campus visits provide an opportunity for prospective student-athletes to experience the team's culture, training environment, and campus life. It allows them to assess if the program and campus align with their preferences and goals.Different styles of play exist in college soccer, and it is important for players to evaluate and understand the style of play of the programs they are interested in. This includes considering the tactics, formations, and playing philosophy of the team.Chapters00:00 Coaching Connections at Mary Washington01:01 Longevity of Head Coach at Mary Washington02:15 Unique Connections and Paths in Soccer03:06 Introduction and Background of Guests04:00 Importance of Finding the Right Fit in College05:09 First College Experience and Meeting09:01 Importance of Connections and Recommendations10:04 Role of College Advisory in the Recruiting Process12:44 Navigating the College Recruiting Process17:06 First Contact and Catching a Coach's Attention20:47 Navigating the Recruiting Process for Different Schools26:43 Considering Different Playing Styles and Fit28:49 Dealing with Parents in the Recruiting Process44:58 Evaluating Families and Club Coaches49:04 Evaluating Players' Attitude and Behavior56:07 Importance of Being Yourself in the Recruiting Process59:10 Importance of On-Campus Visits01:02:07 Evaluating Different Styles of Play

The Healing Retreat with Catherine DiNuzzo by DMR

In this podcast episode, Olivia interviews Nora DiNuzzo of Pitcher to explore *Naming, Branding, Marketing Consistency, and Keeping the Human Element in Your Marketing*. In this episode, you'll learn: -Why a strong brand identity is critical for financial advisors -What branding goals you should shoot for -Common branding mistakes and how to avoid them -Why the human element should be front and center in your marketing Their conversation also included the frequency of adjusting branding strategies for continuous improvement and future trends in business marketing to help business owners stay ahead of the curve. Contact Nora at https://www.pitchergrowth.com/ Connect with Nora on Instagram at https://www.instagram.com/pitchergrowth/ or on LinkedIn at https://www.linkedin.com/company/pitchergrowth/

We've got a couple of true contenders on Settle the Score so please join our host Matt Knost and musical director Andy Merryweather in welcoming back two stellar individuals Craig Gaynier and Paul "PLD" DiNuzzo on to this week's show! Our patreon is now LIVE!!! Head over to https://www.patreon.com/settlethescoreshow and join one of our 5 tiers! We're offering all kinds of perks, backstage access, exclusive shows, and more. We can't wait to have you be apart of the show and our new community. So please head to https://www.patreon.com/settlethescoreshow to support the show today! There's a general text thread on our Discord server for everyone. Join the discussion at https://discord.gg/GqcDngEjAB Make sure to SUBSCRIBE to the podcast and leave a RATING/REVIEW on Apple and Spotify If you'd like to take part in our next fan show you can enter in one of two ways. You can like and retweet the tweet Matt puts out each week promoting that week's show. Or you can leave a comment at https://www.youtube.com/mattknost. For every retweet and comment you leave it just adds your name into the pool that many more times. You can increase your odds by leaving more comments and retweets so fire away! Follow on twitter Matt: https://www.twitter.com/mattknost Andy: https://www.twitter.com/STS_Andym Craig: https://www.twitter.com/BarbarianCraig Paul: https://www.twitter.com/Paul_DiNuzzo

Have you ever struggled with anxiety? Has anxiety caused your quality of life to suffer? Anxiety is real and affects so many people. Mental health is as important as physical health and so we want to dive deep into what causes anxiety, how it manifests physically and mentally in a person, and how it can be treated. Today on The Hormone Genius Podcast we had the honor of interviewing Catherine DiNuzzo. Catherine MA is a Licensed Professional Counselor in private practice, who also operates Sacred Heart Mental Wellness. She utilizes traditional cognitive-behavioral counseling practices all through a Christian/Catholic lens. ​Catherine earned her Master's Degree in Counseling and Human Services from the University of Colorado-Colorado Springs. Prior to her private practice, Catherine worked for several years in both schools and in agency counseling, namely with Veterans and services such as Veterans Upward Bound and Vet Centers, working with PTSD. She specializes in helping clients to overcome anxiety and depression, as well as other concerns. She has spoken internationally on the topics of mental wellness, as well as for FOCUS, EWTN-Vatican, The Military Council of Catholic Women, and more. Catherine and her husband, Dave, live in a small rural town in the middle of Kansas with their four amazing children. Find out more about her practice here: https://www.sacredheartmentalwellness.com/about Opinions, statements, and beliefs of our interviewees are not necessarily a reflection of the HG podcast's beliefs and opinions as a whole. Medical disclaimer: The information presented in The Hormone Genius Podcast is for informational purposes only and is not intended to be a substitute for actual medical or mental health advice from a doctor, psychologist, or any other medical or mental health professional.

Since arriving in a modified coach as an almost-grey-nomad @Chris Dinuzzo has found a home at the Broome Motox. Using his skills as a project manager Chris is now an integral part of a club that has big ambitions. Find out what they are and the pivotal role Chris is playing in PART 1 of the Volunteer Champs Podcast

Since arriving in a modified coach as an almost-grey-nomad @Chris Dinuzzo has found a home at the Broome Motox. Using his skills as a project manager Chris is now an integral part of a club that has big ambitions. Find out what they are and the pivotal role Chris is playing in PART 2 of the Volunteer Champs Podcast

What does success look like to you? I've often heard that scaling your business to one million dollars is the pinnacle of success for a business owner. But, if doing so means that you're trading in your lifestyle and running at 110% all of the time, is it really worth it? In this episode of the Got Marketing? Podcast, my biz pal Kristy Dinuzzo and I dive deep into this question, and why the riches are in the niches, the importance of balancing life and work, and what success really looks like for us. Kristy helps new product based brands ditch the social media grind and go from fumbling around to mastering their marketing and growing their online stores. Got Marketing? is brought to you by Mia Fileman, a professional marketing strategist and the founder of Campaign Del Mar. Connect with Mia Fileman: www.instagram.com/campaign_del_mar https://www.linkedin.com/in/miafileman/ Connect with Kristy Dinuzzo: https://www.instagram.com/thestartupsisterhood/ https://www.thestartupsisterhood.com.au Free resources: Take our quiz to find the campaign that is right for your business.

My guest today has had taxes as part of his comprehensive approach to serving his clients for a long time, and he has some great insight to offer on the topic. P.J. DiNuzzo joins the show to share his background, how he decided to add tax preparation to his services, and important lessons he has learned along the way. His experience incorporating tax planning and prep into his practice is unique and a great example of how valuable (and sometimes complicated) it can be.

When we first met Rob DiNuzzo, he was displaying his pristine B7 RS 4 at the Waterfest enthusiast show. Rob's been into modern performance Audis for years, but more recently he's dived into the world of 2-stroke '60s era Auto Union classics including a 1000 Deluxe Coupe and his 1000 SP sports coupe. In owning them he's become a bit of an expert on the space. Look for a full feature on Rob's cars in the upcoming Q2_2022 issue of quattro Magazine, shipping to Audi Club North America members in early April. To join Audi Club and subscribe to the magazine, please visit www.audiclubna.org.

 Catherine Dinuzzo speaks on the Catholic Guide through Anxiety. Tom Hoopes discusses his article "Why does God let us suffer". Finally,  Tex Phelps speaks about ACYC.

On this episode of Picture Perfect, Bobby welcomes "PLD" Paul DiNuzzo to the show to review Free Guy! They also discuss what they've watched recently including Aloha, Heels, Schmigadoon, What If?, and a ton of new releases Bobby's watched! What'cha Been Watching?: 3:45 Free Guy non-spoiler: 29:29 Free Guy spoilers: 47:13 PIC PERFECT MINUTE: 58:04 Paul's Twitter: https://twitter.com/Paul_DiNuzzo All of this show's links: https://linktr.ee/picperfectcast Thumbnail courtesy of Mike Piwko (@WeThePiwko on Twitter) --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Keith sits down with PLD to talk all things PLD, Action Army, Schmoedown and The FCL

On the premiere episode of The Gold Standard, hosts Amber and ASG will take you through all of the news about the First Class League and preview the opening day of matches. Plus they'll be joined by special guest Paul DiNuzzo, the head writer for the FCL! Join us! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/lets-get-ready-net/support

Enjoy our new series where we talk to Schmoedown competitors, movie critics, and fans about their lives involving a unique twist. Schmoe Me The Money Social Media Twitter - https://twitter.com/SchmoeMeMoney ​Brandon - https://twitter.com/Brandonbcuk88 ​Geoff - https://twitter.com/Geoff1106​ Twitch - https://www.twitch.tv/schmoemethemoney Paul Dinuzzo Twitter - https://twitter.com/Paul_DiNuzzo PLD Projects - https://www.youtube.com/channel/UCv8ZV8WDOTbqYd-hwz-VQEQ

This bonus episode is the first in an ongoing series highlighting the tremendous work that women do in the state and local tax field. We kick off the series with two of the best: Kate Pascuzzi (State Tax Counsel at ConocoPhillips) and Karen DiNuzzo-Wright (Director of State Income Tax Strategy and Compliance at Walmart). They share their wisdom for those just starting out, along with some hilarious anecdotes of discovering their common roots. Questions & Comments: mhunsaker@bakerlaw.com bakerlaw.com/matthunsaker

For many people, the thought of planning one’s financial future evokes fear and anxiety. Not only is there a lot to think about and plan for, but there is so much information out ... The post The Seven Keys to Investing Success: P.J. DiNuzzo appeared first on Author Hour.

“When you think of your brand, you’ve got to be looking at what your mission is, what your vision is, what your values are, what your the ideal customer, your tone of voice and what is the look and feel, which is usual the last part of your strategy, but also another critical part, is your messaging.”Why is being consistent across your platforms, having a clear brand strategy and nailing your brand on Instagram so important? Understanding how to brand and market your business effectively is one of the trickier parts of owning a business and converting sales. Having a brand strategy allows you to be clear about your brand and your marketing so that dream customers instantly connect with you.In today’s episode we have Kristy Dinuzzo who is a brand and marketing strategist, who's obsessed with helping female founders gain clarity and confidence around their brand and marketing. With over a decade of marketing, branding and advertising experience Kristy knows a thing or two when it comes to creating a stand-out brand. After running her own successful 6-figure e-commerce business, with a passion for the start-up phase and looking for a fresh challenge, Kristy started Secret Sauce Agency in late 2019 where she utilises her unique blend of marketing, branding and advertising experience along with her passion for teaching, to help businesses nail their branding and marketing strategies.In this chat, we will be talking about how to nail your branding on Instagram, the difference between service based and ecommerce businesses on Instagram and in brand strategy in general and how Kristy has experience across both types of business. Kristy also shares her strategy for warming up leads via the DMs, keeping your ‘link in bio’ system simple and so much more.Let’s jump in!WHAT YOU’LL LEARN FROM THIS EPISODE:Why Kristy started Secret Sauce AgencyWhat is a brand strategy and why we need oneKey tips on how to drive brand strategy on social mediaWhy a consistent website is just as important as your social media content for the customer journey and sales conversionWhy Kristy focuses on Instagram biosA reminder that your products or services need to be high quality & targeted at the right audience ie. ‘you can’t polish a turd…’What are the main differences between ecommerce and service-based business when it comes to content pillars and brand strategyWhat are content pillarsAn insight into starting a business on Instagram before having a website setupWhy Kristy prefers DMs over a linking system on InstagramA strategic approach to the ‘link in bio’ on InstagramWhat it was like for Kristy transitioning from an e-commerce business to a service-based businessRESOURCES:Secret Sauce Agency WebsiteSecret Sauce Agency InstagramSecret Sauce Agency FacebookKaity on InstagramKaity Griffin Website

They will be battling in a verbal battle to the death, to the blood! Schmoebates is a Schmoedown-themed debate show where our competitors argue big questions and the viewers determine a winner with votes. In today's debate, Paul and Alan will be arguing questions picked by Alex Mac and Adam Witt based on our favorite moments from the Schmoedown Star Wars Tournament. Q1) What was the most important challenge in the SW tourney? Q2) What was the best competitor SW tourney promo? Q3) What SW tourney match will be nominated for match of the year?

Suge, Justin, and Fares are joined by Danielle Ramirez, Kelsey Kirkland, and Paul DiNuzzo from Call to Action to talk about the epic Star Wars tournament finale between Andrew "The Hunter" Dimalanta and Andres "Ace" Cabrera. They break down that incredible match round by round and big moment by big moment, talking about the attempted challenge, how many points were bet in round 3, and that brand new speed round. After that, they look forward to the future of the Star Wars division and preview the winner's match against Alex "The Demon" Damon at this December's Schmoedown Spectacular V. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/lets-get-ready-net/support

In a league far far away... Danie and DiNuzzo hang out with the Star Wars league's bright new death star Sean Sullivan and Schmoewife Jillian Mansolino

C2A's Danie, DiNuzzo, and Alex chat with SEN Goddess, Den Mother and comedian, Kate Mulligan. In this interview we chatted about participating in Schmoedown's first draft, becoming a last-minute manager and working with the SEN crew! Follow the C2A team on social media! Twitter: @CalltoActionPod Instagram: @CalltoActionPodcast Facebook: https://www.facebook.com/calltoactionpod

Dave describes the recent craziness in the DiNuzzo household, with ridiculous schedules, kid's sports, and work-related juggling-of-tasks. He also spends some time talking about a grandfather disciplining a grandchild in Mass, and how we as men can be ready for whatever comes our way in the home.

Dave shares a little about himself in an attempt to connect with the audience. He shares about his life, his wife and kids, his extra curriculars, and other interesting details. Check it out!

2017 has been a remarkable year for the United States, both politically and financially. Beginning with Donald Trump’s inauguration, it’s been a year of Congressional gridlock, a high-stakes political investigation, and unprecedented actions – and tweets – from a U.S. President. Yet through it all, the markets have continued their upward charge. The Dow Jones Industrial Average reached the 24,000 mark for the first time on November 30 – and it’s up more than 20% since January 1, 2017. The current bull market (typically defined by a continuous rise in stock prices without being interrupted by a 20% decline) is now over eight and a half years old – one of the longest in history. This has left investors wondering…how long can this bull market continue? Is this current market situation entirely new, or have we seen things like this in the past? Should we be worried? Is it possible to invest strategically to minimize the impact of an inevitable market downturn? On this episode of The Lange Money Hour, CPA/Attorney Jim Lange welcomes back investment advisor, P.J. DiNuzzo. P.J. and Jim will discuss: What has happened so far in 2017, both in the U.S. and international markets What these results mean for investors Active Money Mangaement vs. Index Investing Strategic vs. Tactical Asset Allocation Diversification Rebalancing your portfolio Bond markets, interest rates, and inflation Given future unknowns, how you can succeed financially by "Controlling What You Can Control."

Historically, the markets have provided long-term investors with growth that offset inflation.* But, investors without that perspective can to get jumpy when the markets go down, or feel like nothing can go wrong when the markets are up—both sentiments can lead to emotional investment decision making. And emotional decision making in investing can lead to very bad results. So, how do successful investors maintain their cool, exercise patience, and not fall victim to spur-of-the-moment irrational decisions? Having a wealth of experience really helps and having smart people conduct your research also provides a huge advantage. Tonight, P.J. and Jim will share some important lessons from their combined 60-odd years in their respective businesses, as well as some of the wisdom from their research and the research of other experts in the field. Listen tonight to benefit from sage advice from two trusted advisors. Topics will include: How trying to “time the market” can lead to disaster. Why past performance is not a good indicator of future performance. An explanation of what we call “smart diversification” and how it can be put into practice. How a trusted advisor can help you stay-the-course. Some of the big lessons from long-term data analysis of the market, and why it is so important to view investing with a well-balanced/risk-appropriate portfolio as a long-term commitment.

Investing in low-cost index funds has risen sharply over the last 20 years – and for good reason. Studies have shown that the S&P 500 has historically outperformed the vast majority of active money managers. But that doesn’t necessarily mean you should be a “do it yourself” investor. DIY investors can fall victim to some very common mistakes – the biggest of which is letting their emotions -- rather than logic and data -- dictate their decisions. In fact, the numbers show that when investors listen to their “gut,” they’re wrong two out of every three times! On this episode of The Lange Money Hour, CPA and Attorney Jim Lange will welcome back his frequent guest and nationally recognized investment advisor, P.J. DiNuzzo, CEO of Pittsburgh-based DiNuzzo Index Advisors, Inc. P.J. and Jim will discuss the added value that a qualified, low-fee advisor who takes his or her fiduciary responsibility (acting in your best interest) seriously can bring to the investor/client relationship. Examples include: • Expertise on asset allocation. • Recommendations for Social Security planning. • Evaluating the options and the merits of Roth IRA conversions. • Understanding and planning for your future—not some generic future. • Offering reassurance in turbulent times to help you stick to a safe course of action. • Developing a coordinated and comprehensive financial plan that addresses short-term, long-term, and estate planning needs, as well as dreams and wishes—you might be very surprised to learn that you do have the resources for that dream vacation or a vacation home. KQV will rebroadcast the show this Sunday at 9:05 a.m. The audio will also be archived on our web site at www.paytaxeslater.com/radioshow.php, along with a written transcript. The audio will also be archived on our web site at www.paytaxeslater.com/radioshow.php, along with a written transcript. *All investing involves risk, including the potential for loss of principal. There is no guarantee that any investment strategy or plan will be successful. Investment advisory services offered by Lange Financial Group, LLC.

Making decisions about your financial future can be daunting. It’s hard to know which investment path to follow and how much risk you can tolerate. There’s a lot of noise to filter out -- from the talking heads on TV to advisors who aren’t necessarily looking out for your best interests, i.e., they are not fiduciary advisers who are legally bound to act in your best interest. You also need to evaluate whether you can navigate these choppy waters on your own, or if you would benefit from the help of an experienced, reputable advisor. In this episode of The Lange Money Hour: Where Smart Money Talks, CPA/Attorney Jim Lange and Pittsburgh-based investment expert, P.J. DiNuzzo, discuss how to invest successfully for financial independence and how to avoid the retirement pitfalls that can undermine your success. Jim and P.J. will cover: 1. Key personality traits of a successful DIY investor 2. The value of reputable advisor—both financially and in terms of peace-of-mind 3. What Gamma research and behavioral science can teach us about saving for retirement 4. How determining your optimal asset allocation depends on age, health and risk tolerance 5. The best techniques for diversifying your portfolio 6. Why you should try to BE the market, not BEAT the market

In this episode of The Lange Money Hour, Jim welcomes guest P.J. DiNuzzo, a nationally recognized expert in investment management and president of DiNuzzo Index Advisors, Inc. P.J. was one of the first few hundred independent advisors in the U.S. permitted to access Dimensional Fund Advisor's (DFA) index funds for individual investors. DiNuzzo Index Advisors, Inc. consistently ranks among the country's Top 500 investment companies. Jim and P.J. will be talking about the foundations of your financial house. Just as a solid house is built on a good foundation, you cannot ignore the foundations of your financial house. The four corners of your financial house include: legal planning, tax planning, financial planning, and investment planning. A bad foundation can undermine your security, and jeopardize your long-term objectives. In this episode, you will learn how your CPA, estate attorney, and money manager should work together to protect your best interests. Jim and P.J. will also discuss the Senate Finance Committee’s recent vote to kill the “Stretch IRA” -- which signals a major change on the horizon that could devastate your ability to pass wealth to your children and grandchildren. The so-called “Death of the Stretch IRA” is also covered in-depth in Jim’s new book, The Ultimate Retirement and Estate Plan for Your Million-Dollar IRA. This show will discuss: • How to build a good foundation for your financial house. • The value of a personal balance sheet. • How Jim and P.J. manage their collaboration, and the value for the client. • An overview of index funds and a review of the market for 2016. • The "Death of the Stretch IRA". Interested listeners can sign up to receive Jim's latest book, The Ultimate Retirement and Estate Plan for Your Million-Dollar IRA: Including How to Protect Your Nest Egg from the Pending “Death of the Stretch IRA” Legislation by going to: www.paytaxeslater.com/MillionDollarIRA To listen to this radio show and others, go to www.paytaxeslater.com/radioshow.php

Can investors spend more than the traditional 4% safe withdrawal rate in their 60s and 70s with the idea they are likely to spend less later in life? David Blanchett is on the cutting edge of this and many other financial issues. David provides a fresh look at the 4% safe withdrawal rate and has significantly different conclusions than Bill Bengen, the best known safe withdrawal expert in the world, who also appeared on The Lange Money Hour. This is a great show and very worth your time, especially if you are in your sixties or seventies. TOPICS COVERED: Guest Introduction: P.J. DiNuzzo, The Safe Withdrawal Rate, A Change in the Safe Withdrawal Rate?, How Long Can You Expect Your Money to Last?, Lump Sum of Annuity, The Best Asset Allocation, Diversification

Episode 165 - Supporting the Four Corners of Your Financial House with P.J. DiNuzzo - Your financial house has four corners: legal planning, tax planning, financial planning, and investment planning. Take away one corner, or build it improperly, and your entire house could fall down around you. Having the strongest possible foundation for your family’s financial success means ensuring that all of these corners are fully supported. Want to enjoy your retirement to the fullest and leave a legacy behind for your heirs? It is important that your CPA, estate attorney, financial planner, and investment managers work as a team, at the highest level, to optimize your planning.

TOPICS COVERED: Guest Introduction: P.J. DiNuzzo; The DiNuzzo Money Bucket Stack Analysis; Apply and Suspend for Social Security; Claim Now, Claim More Later; What can an Advisor add above and beyond Investment Returns?

TOPICS COVERED: Guest Introduction: P.J.DiNuzzo; Diversification; Are Stocks and Bonds Still a Good Investment?; A Safer Portfolio; The DiNuzzo Money Bucket Stack Analysis; The Difference between Active Investing and Index Investing

TOPICS COVERED: Guest Introduction: P.J. DiNuzzo; Premiums and Risk; Value vs. Growth Stocks; Why do Some Premiums Outperform the Market?; Smart Beta; Rules-Based Factors; Impurities in ETFs

TOPICS COVERED: Guest Introduction: P.J. DiNuzzo, The History of Indexing, Getting the Asset Allocation Correct, Listener Email Inquiry, Stocks versus Bonds, Value and Growth Stocks, Momentum, Direct Profitability, Smart Beta, The Importance of Cost

Episode 137 - World Class Investing with guest P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx - TOPICS COVERED: Different Investors, Different Thoughts, Emotional Investing versus Objective Investment Strategy, What is Asset Allocation and Why is it Important? Asset Allocation versus Diversification, Common Diversification Mistakes, Asset Class Decisions, Indexing versus Active Money Management, The Difference Between Vanguard and Dimensional Fund Advisors, Rebalancing

Creating a Comprehensive Retirement Strategy, Guest: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx, Episode 132 - TOPICS COVERED: Guest Introduction: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx, A Little Bit More about Jim and What a Meeting with Jim Looks Like, Meeting with P.J. DiNuzzo, Defining “Fiduciary Standard”, A Second Consultation with P.J. DiNuzzo, “I want to commit. Now what?”

Supporting the Four Corners of Your Financial House, James Lange, CPA/Attorney, Guest: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx, Episode 126, TOPICS COVERED: Guest Introduction: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx, The DiNuzzo Stack Analysis, Fiduciary Responsibility, Behavior Coaching, Taking Advantage of a Dynamic Withdrawal Strategy, Cost Effective Portfolios, Tax Management of a Portfolio Rebalancing

Following an Efficient Financial Strategy Produces Dividends James Lange, CPA/Attorney Guest: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx Episode 120 TOPICS COVERED: Guest Introduction: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx, Introducing Gamma, The Bucket Analysis, Other Key Aspects of the Gamma Strategy, Tax Efficiency as Part of Your Financial Strategy, Morningstar and Defining “Liability Relative Asset Allocation Optimization”

Asset Allocation Strategies That Will Maximize Your Retirement Jim Lange, CPA/Attorney Guest: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx Episode 114 TOPICS COVERED: Guest Introduction – P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx What is Asset Allocation? What is Diversification and Why is it Beneficial? Having An Adequate Cash Reserve Different Portfolio Management How Time Affects Asset Allocation Gifting Different Asset Allocation Scenarios Rebalancing What Changes your Asset Allocation?

Government Gridlock & Retirement Planning with Guest P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx Jim Lange, CPA/Attorney Guest: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx Episode 110