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While it's best to refrain from going into debt, sometimes incurring debt can be unavoidable. Attempts to pay off the debt can be difficult. On the latest episode of PennyWise, producer/editor Ambre Moton is joined by WalletHub's Jill Gonzalez shares tips on the best ways to pay off debt. Read more on WalletHub here! About this program Nat Cardona is host of PennyWise as well as Lee Enterprise's true-crime podcast Late Edition: Crime Beat Chronicles. Lee Enterprises produces many national, regional and sports podcasts. Learn more here. Jill Gonzalez is the spokesperson for WalletHub. Her appearances as a Wallet Guru include Wall Street Journal Live, Yahoo Finance Live and ABC News New York. Her take on consumer finance issues has been featured in publications such as The New York Times, Washington Post, CNBC Online and Kiplinger. Episode transcript Note: The following transcript was created by Adobe Premiere and may contain misspellings and other inaccuracies as it was generated automatically: Sometimes incurring debt just can't be avoided. It can, however, be a struggle trying to figure out how to pay it off. Welcome to Pennywise, the Enterprise Enterprises podcast. I am Ambre Moton, producer and editor of the show filling in for Nat Cardona. Jill Gonzales from Wallethub is joining me today to talk about the best ways to pay off debt. Jill, thank you so much for being here for the podcast. Thanks for having me. We going to be talking about the five best ways to pay off debt. So I guess overall, like what's the first step that people should take towards paying off debt? So the best way to really pay off debt is definitely a multi-pronged approach so that you're ready for your future once you don't have this debt anymore. So look at your spending patterns. Get current on your payments, lower your interest rates. All of that starts with stopping the bleeding by making a budget. We definitely hear about that a lot. You mentioned lowering interest rates and I know I hear about that all the time, but how can that actually be done? Right. So lowering your interest rates on your debts is going to lower your costs overall. So the first step here is trying to lower your interest rates by consolidating your debt or by negotiating with lenders. You know, if you actually call up your lenders or sometimes you can use the chat little feature on, you know, their website or app. I think calling is probably still the best way. A little more time consuming, but worth it 80% of the time. If you ask your lender, hey, I want a lower interest rate or I'm considering, you know, opening up a new card, jumping ship, something like that, then they'll negotiate with you and you should be able to get that interest rate lowered. That won't decrease your balance, but it can at least slow it or even stop it from increasing. That's really good. You know, I've heard that you can do it. And I fully admit I have never attempted, but to hear that statistic about how many, you know, the chances of it actually happening, that is going to motivate me, I think, to actually do it my own life. Exactly. Yeah. Take take the risk. Women, what have you got to lose? Right. Worst case, they say no. And I'm still making my regular payments with my regular APR. Right. But I feel like I've always been told to have an emergency fund. But, you know, how can someone do that if they're also struggling with debt? Yeah. So when we talked about budgeting, so part of your budget and, you know, our first step here is going to be budgeting for saving. So that's going to become your emergency fund. So that's something that we need. You know, setbacks happen all the time. We just came off of a huge pandemic. A lot of people lost jobs. There were a lot of emergency health issues. So, you know, there are setbacks that happen all the time that even if you pay your debt off, can send you right back to it. So any safety net that you have can keep you afloat just enough to avoid erasing all your debt. Pay off progress that you made. So ideally, one day you'll be able to have six months to a year's worth of income as an emergency fund. But, you know, take small steps and start with just budgeting for any type of saving in your step. Number one. I like that. That makes it sound a lot more manageable than when you say taking steps to do it, start doing it as opposed to, you know, you need to have six months immediately. You know, I think that hearing that it's kind of intimidating for people when they're struggling. Exactly. And that's kind of the key here. I mean, that's why we started off with saying stop the bleeding, because I think sometimes people get so overwhelmed, they're like, I don't want to look I don't even want to look at my savings right now. I want to look at my credit card bills. I don't want to look at my, you know, banking app. But that really is number one. You got to know where you stand on each of your balances. And you know what? You can afford to pay off. Now, what you're working to pay off later, but stopping the bleeding and just, you know, making it more manageable is the first step, right? Baby steps. So if someone has a balance on multiple credit cards, which I think is a lot more common than most people think, what's the best strategy for dealing with that? So this is what I refer to as the island approach. And for all of us in debt, I know it's hard to think about Hawaii and ever being able to go there, but for the purposes of this, think of Hawaii. Think of your debts and your credit card, your separate credit cards, as you know, interconnected islands, each kind of having their own approach. And then we're going to use the snowball effect. So kind of the opposite of Hawaii did pay them down. So I understand. And rank your dad's and pay off the highest rate balance first. So say you have three credit cards and the one with the lowest balance might be $1,000. The one with the lowest balance I would do that might be 800. But the difference is that $1,000 balance has an interest rate of 20% and your $800 balance has an interest rate of at 26%, which is actually the average right now, which is the highest it's ever been. So you want to rank that highest rate balance first because that is costing you the most money over time. So instead of sprinkling any extra cash you have on hand across all of your credit cards, focus any extra cash on that one with the highest balance and pay the minimum, do the minimum bills on the other. And then once you've paid off that highest rate balance first, then you can move on to the next highest rate balance. So that is really going to be the cheapest and the most efficient way for you to pay off your debt. There's something to be said for tackling the smallest island first as well. I mean, if you do have a balance that is $100 and you know that you can tackle that, it might be worth the psychological payoff for you to do that. And that's just a different approach. It's not the least expensive approach, but maybe you do need that to even get in to this mindset of paying off debt. And hey, you can mix them up. Maybe you need to do that to dip your toe into debt, pay off, and then you switch to the bigger island and then you get to the middle one. So it can definitely be whatever works for you and whatever motivates you. So there's no real wrong approach. It just might be financially smarter to pay off that highest rate balance first. Exactly. That's going to be the least expensive. I like that. So what other debt solutions can people explore if they maybe aren't able to be completely or feel that they're being completely successful with the tips we've already discussed? Yeah. So this will really depend on the size of your debt. There is what's called debt settlement that typically happens directly with your lender. So you pay a portion of what you owe as a lump sum. If you're already in default, it's usually unavailable and then any amount forgiven will probably be taxed as income by the IRS. So that's good to keep in mind. But essentially you're paying off what you can pay off and hopefully getting the rest forgiven. That's debt settlement that happens directly with your lender. And then the other option is bankruptcy, which is not necessarily the end of the world. There is chapter seven, Chapter 11. The bad news is it does really tank your credit score. You're going to have to work on that after this. And basically, it either restructures your debt with a 3 to 5 year payoff plan. That's Chapter 11. Then that's usually the most common, or it discharges all of your unsecured debt with chapter seven. And that's a little bit harder to essentially get approved for. But Chapter 11 bankruptcy, especially after a pandemic, especially in the midst of sky high inflation, is a lot more common than people think. I know a lot of people tend to think of bankruptcy as kind of a scarlet letter when it comes to finances. So it sounds like it's something if you if you desperately need it, but maybe not look at it as your first choice. Exactly. Right. So, you know, hopefully when you do these other steps, you know, budget, lower your interest rate, rank your debts, then, you know, if none of this is working and you've exhausted other options, bankruptcy is certainly there. I really appreciate everything that you've mentioned. You know, is there anything else you just kind of wanted to add? So if you need more help on any one of these things, you know, there's a guide that wallet hub to, you know, really get into budgeting or really get into the island approach the snowball method, the avalanche method, all of which we, you know, briefly mentioned here.
On The Gate! A podcast hosted by two jailbird/recovering drug addicts and active comedians Geo Perez and Derek Drescher, who talk each week about their times in jail, what they learned, what you should know, and how they are improving their life or slipping into recidivism each day! This week we got Jill Gonzalez and Wolfgang Hunter ON THE GATE! ENJOY!#jail #convicts #comedy #podcast #onthegate #onthegatepodcast #geoperez #derekdrescher #wolfganghunter #jillgonzalez #relationships #pause #ayo #recovery #addiction #opiate #fart #ireland #boston #impressions #bronx #mentalhealth #socialjustice #brooklyn #tampa #florida #polio #milf #amputation #mexico #chatterbate #statenisland #tree #hockey #newjersey #longisland #lgbtq #disability #golf #tampa #teenagemutantninjaturtles #nickkerr #alabama #colorado #kattwilliams
On The Gate! A podcast hosted by two jailbird/recovering drug addicts and active comedians Geo Perez and Derek Drescher, who talk each week about their times in jail, what they learned, what you should know, and how they are improving their life or slipping into recidivism each day! This week we got Jill Gonzalez & Derrick Gonzalez ON THE GATE! ENJOY!#jail #convicts #comedy #podcast #onthegate #onthegatepodcast #geoperez #derekdrescher #jillgonzalez #derrickgonzalez #relationships #pause #ayo #recovery #addiction #opiate #fart #ireland #boston #impressions #bronx #mentalhealth #socialjustice #brooklyn #tampa #florida #polio #milf #amputation #mexico #chatterbate #statenisland #tree #hockey #newjersey #longisland #lgbtq #disability #golf #tampa #teenagemutantninjaturtles #nickkerr #alabama #colorado
Host Shirley Rooker speak with WalletHub's Jill Gonzalez to discuss a study that found consumers are willing to go into debt for the new iPhone. However, there are plans that will reduce the cost. And she talks about a survey that provides a look at the cities with the highest credit card debt. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Host Shirley Rooker speak with WalletHub's Jill Gonzalez to discuss a study that found consumers are willing to go into debt for the new iPhone. However, there are plans that will reduce the cost. And she talks about a survey that provides a look at the cities with the highest credit card debt.
On The Gate! A podcast hosted by two jailbird/recovering drug addicts and active comedians Geo Perez and Derek Drescher, who talk each week about their times in jail, what they learned, what you should know, and how they are improving their life or slipping into recidivism each day! Episode 83! This week we have Jill Gonzalez, Lawrence Reese and Myles Toe ON THE GATE! ENJOY!#jail #convicts #comedy #podcast #onthegate #onthegatepodcast #geoperez #derekdrescher #jillgonzalez #mylestoe #lawrencereese #relationships #pause #ayo #recovery #addiction #opiate #fart #ireland #boston #impressions #bronx #mentalhealth #socialjustice #brooklyn #tampa #florida #polio #milf #amputation #mexico #chatterbate #statenisland #tree #hockey #newjersey #longisland #lgbtq #disability #golf #tampa #teenagemutantninjaturtles #nickkerr #alabama #colorado
On The Gate! A podcast hosted by two jailbird/recovering drug addicts and active comedians Geo Perez and Derek Drescher, who talk each week about their times in jail, what they learned, what you should know, and how they are improving their life or slipping into recidivism each day! Episode 82! This could possibly be our last episode for awhile. This week we got Jill Gonzalez and JC Mendoza THE GATE! ENJOY!#jail #convicts #comedy #podcast #onthegate #onthegatepodcast #geoperez #derekdrescher #jillgonzalez #jcmendoza #relationships #pause #ayo #recovery #addiction #opiate #fart #ireland #boston #impressions #bronx #mentalhealth #socialjustice #brooklyn #tampa #florida #polio #milf #amputation #mexico #chatterbate #statenisland #tree #hockey #newjersey #longisland #lgbtq #disability #golf #tampa #teenagemutantninjaturtles #nickkerr #alabama #colorado
On The Gate! A podcast hosted by two jailbird/recovering drug addicts and active comedians Geo Perez and Derek Drescher, who talk each week about their times in jail, what they learned, what you should know, and how they are improving their life or slipping into recidivism each day! Episode 81! This week we got Jill Gonzalez and Doug Uram ON THE GATE! ENJOY!#jail #convicts #comedy #podcast #onthegate #onthegatepodcast #geoperez #derekdrescher #jillgonzalez #douguram #relationships #pause #ayo #recovery #addiction #opiate #fart #ireland #boston #impressions #bronx #mentalhealth #socialjustice #brooklyn #tampa #florida #polio #milf #amputation #mexico #chatterbate #statenisland #tree #hockey #newjersey #longisland #lgbtq #disability #golf #tampa #teenagemutantninjaturtles #nickkerr #alabama #colorado
On The Gate! A podcast hosted by two jailbird/recovering drug addicts and active comedians Geo Perez and Derek Drescher, who talk each week about their times in jail, what they learned, what you should know, and how they are improving their life or slipping into recidivism each day! Episode 79! This week we got Jill Gonzalez, Warren Simpson, and Lev Fer ON THE GATE! ENJOY!#jail #convicts #comedy #podcast #onthegate #onthegatepodcast #geoperez #derekdrescher #jillgonzalez #warrensimpson #levfer #relationships #pause #ayo #recovery #addiction #opiate #fart #ireland #boston #impressions #bronx #mentalhealth #socialjustice #brooklyn #tampa #florida #polio #milf #amputation #mexico #chatterbate #statenisland #tree #hockey #newjersey #longisland #lgbtq #disability #golf #tampa #teenagemutantninjaturtles #nickkerr #alabama #colorado
Host Shirley Rooker speak with WalletHub's Jill Gonzalez to discuss a study that found consumers are willing to go into debt for the new iPhone. However, there are plans that will reduce the cost. And she talks about a survey that provides a look at the cities with the highest credit card debt. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Host Shirley Rooker speak with WalletHub's Jill Gonzalez to discuss a study that found consumers are willing to go into debt for the new iPhone. However, there are plans that will reduce the cost. And she talks about a survey that provides a look at the cities with the highest credit card debt.
Jill Gonzalez joins Mike Vecchione and together they investigate not showering every day, movie dates, dating someone with roommates, why Jill couldn't date a first responder, getting kicked out of a sorority for being too violent, learning about broadcasting, turning down a proposal, fear of child birth, switching from focusing on sports to finance, Jill's Puerto Rican, Japanese and Jewish background, getting into stand up comedy, the effect of the weather on today's markets, a baby formula shortage update and so much more!(Air Date: September 7th, 2023)Support our sponsors:YoDelta.com - Use promo code: Gas to get 25% off!To advertise your product or service on GaS Digital podcasts please go to TheADSide.com and click on "Advertisers" for more information!Submit your own video investigation to MikeVecchioneInvestigates@gmail.comYou can watch Mike Vecchione Investigates LIVE for FREE every Thursday at 3pm ET at GaSDigitalNetwork.com/LIVEOnce you're there you can sign up at GaSDigitalNetwork.com with promo code: MVI for a 7-day FREE trial with access to every No Disrespect and Mike Vecchione Investigates episode show ever recorded! On top of that you'll also have the same access to ALL the shows that GaS Digital Network has to offer!Follow the whole show on social media!Jill GonzalezTwitter: https://twitter.com/JillGonzalezTVInstagram: https://instagram.com/JillGonzalezMike VecchioneTwitter: https://www.twitter.com/comicmikevInstagram: https://www.instagram.com/comicmikevWebsite: https://www.comicmikev.comShannon LeeTwitter: https://www.twitter.com/imshannonleeInstagram: https://www.instagram.com/shannonlee6982GaS Digital NetworkTwitter: https://twitter.com/gasdigitalInstagram: https://www.instagram.com/gasdigital/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
This week, Mike and Jeremy speak with Jill Gonzalez from Wallethub about the best and worst states for teen drivers. Also, Jill tells us how to save money when shopping for your teen's insurance. Mike reviews the 2024 Subaru Impreza and teaches us about charging systems. Jeremy updates us on his VW Truck project.
Host Shirley Rooker speaks with Jill Gonzalez of WalletHub about starting small businesses, booking cheap flights on the internet and much more.
Host Shirley Rooker speaks with Jill Gonzalez of WalletHub about starting small businesses, booking cheap flights on the internet and much more. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
On The Gate! A podcast hosted by two jailbird/recovering drug addicts and active comedians Geo Perez and Derek Drescher, who talk each week about their times in jail, what they learned, what you should know, and how they are improving their life or slipping into recidivism each day! This week we have JC Mendoza, Jill Gonzalez and Natalie DeCicco ON THE GATE! We talk about TMNT, April O'Neil's new look and Geo participating in sexual activity in the theater! ENJOY! #jail #convicts #comedy #podcast #onthegate #onthegatepodcast #geoperez #derekdrescher #nataliedecicco #jillgonzalez #jcmendoza #relationships #pause #ayo #recovery #addiction #opiate #fart #ireland #boston #impressions #bronx #mentalhealth #socialjustice #brooklyn #tampa #florida #polio #milf #amputation #mexico #chatterbate #statenisland #tree #hockey #newjersey #longisland #lgbtq #disability #golf #tampa #teenagemutantninjaturtles
Brian Price, head of investment management at Commonwealth Financial Network, says it's hard to make a case for risk assets like stocks to move much in either direction and the mixed signals extend to the economy, which he believes will avoid the extreme moves in either direction. As a result, he discounts the potential for an economic hard landing -- despite expecting below-average economic growth -- despite expecting lackluster performance as current conditions play out into next year. Similar sentiments were expressed by Thomas Winmill, manager of the Midas Fund, who notes that gold has been a better hedge for inflation of late than it was at the start of the interest rate-hike cycle, but who notes that the real potential in precious metals moving forward will be more about total return of the asset compared to stocks. Winmill, who also manages Dividend and Income Fund, says he expects a coming downturn to strengthen the many buys he currently sees for investors willing to look past the few stocks that have led the current rally. Also on the show, Jill Gonzalez discusses WalletHub's analysis that a small Federal Reserve rate hike will directly cost Americans billions of dollars in extra interest charges, Lester Jones talks the latest business conditions survey out this week from the National Association for Business Economics -- which shows surprising optimism among economists -- and Chuck answers a listener's question about investing for income.
WalletHub analyst Jill Gonzalez joins Lisa Dent to discuss their recent study that determined which cities in America have the biggest homicide rate problems and where Chicago rated in the analysis. Follow The Lisa Dent Show on Twitter:Follow @LisaDentSpeaksFollow @SteveBertrand Follow @kpowell720 Follow @maryvandeveldeFollow @LaurenLapka
Wondering if it's a good time to sell your home or what is it like to sell and list your home in the current housing market? REALTOR® Marianne Bornhoft from Spokane, Washington walks through the steps a homeowner needs to take to get their house ready to sell. She also talks equity, assuming a loan, and mortgage buydowns. Ashton Ritchie from the Scotts Miracle-Gro Company gives tips on how to make sure your lawn and landscaping stay green and a selling point for your home. And, WalletHub's Jill Gonzalez goes over their 2023's Most & Least Energy-Expensive States study to see how states compare when it comes to energy costs. Also, Melissa Dittmann Tracey discusses home design trends and if hardwood floors or carpeting are hot or not.
Wondering if it's a good time to sell your home or what is it like to sell and list your home in the current housing market? REALTOR® Marianne Bornhoft from Spokane, Washington walks through the steps a homeowner needs to take to get their house ready to sell. She also talks equity, assuming a loan, and mortgage buydowns. Ashton Ritchie from the Scotts Miracle-Gro Company gives tips on how to make sure your lawn and landscaping stay green and a selling point for your home. And, WalletHub's Jill Gonzalez goes over their 2023's Most & Least Energy-Expensive States study to see how states compare when it comes to energy costs. Also, Melissa Dittmann Tracey discusses home design trends and if hardwood floors or carpeting are hot or not.
On The Gate! A podcast hosted by two jailbird/recovering drug addicts and active comedians Geo Perez and Derek Drescher, who talk each week about their times in jail, what they learned, what you should know, and how they are improving their life or slipping into recidivism each day! This week we have Jill “The Thrill” Gonzalez & first time offender Mike “Mad Dog” Vecchione ON THE GATE! We talk about the mafia, mushrooms, and penile fragments! ENJOY!#jail #convicts #comedy #podcast #onthegate #onthegatepodcast #geoperez #derekdrescher #mikevecchione #jillgonzalez #relationships #pause #ayo #recovery #addiction #opiate #fart #ireland #boston #impressions #bronx #mentalhealth #socialjustice #brooklyn #tampa #florida #polio #milf #amputation #mexico #chatterbate #statenisland #tree #hockey #newjersey #longisland #lgbtq #disability #golf
Jill or Sewingsensation has sewn all her life but took sewing up again during covid lockdown. Jill shares the new skills she learns through her Instagram account. In the lead up to her daughter's wedding in December, Jill has decided to make her dress using silk fabric. The lessons she is currently learning is what she shares through her Instagram account. Jill is making the robes for the bridal party and in doing so, she has discovered the highs and lows of using the ruffler foot. Most of what Jill has shared is what she has learnt from fellow sewists on Instagram. SewOver50 intersects with all communities. SewOver50 where we are so over ageism. Our focus is the sewing talent each person shares on social media and providing recognition of their willingness to share their skills whether a beginner or experienced sewist. Make sure you listen to your SewOver50 friends in our SewOver50 podcast archive. If you are able, consider supporting this podcast through our patreon account. Every podcast is free and the archive is gradually being uploaded on to the podcast YouTube channel. Sound with permission by bensound.com Sew Organised Style features people who freely support the sewing community. You're welcome to be a podcast guest by contacting us via DM on Instagram.
Sgt. Reckless is more than just a horse. Carrying ammo through explosive battlefields, she saved thousands of Marines during the Korean War in the early 1950s. In a research paper, Marine Corps veteran Dylan Clark documented her case and why she legally has the right to be buried in Arlington National Cemetery. His paper inspired animal and environmental attorney Jamie McLaughlin to create the current Change.org petition and push the DoD to give this Marine veteran the honors she earned.Sign the petition herehttps://www.change.org/p/give-decorated-u-s-war-horse-the-burial-she-deservesFor more on SSgt Recklesshttps://sgtreckless.com/VA UPDATE: PACT Act Claims deadlineMany veterans have heard the window for filing their toxic exposure claims is closing soon. We talked about it with Army combat veteran and VA Press Secretary, Terrence Hayes who shared how vets will always be entitled to their service-related care and benefits, but vets who file now may be able to receive more money.More on PACT Act, VA toxic exposure claims herehttps://www.va.gov/resources/the-pact-act-and-your-va-benefits/Best Cities for VeteransMost veterans have spent time all over the world. But where is the best place for them to live after the military? WalletHub dot com recently analyzed the largest US cities on several key metrics and created “The Best Cities for Veterans” list. Jill Gonzalez breaks down the numbers and reveals which cities rise to the top. See the full report herehttps://wallethub.com/edu/best-and-worst-cities-for-veterans/8156To reach Phil Briggs, Host, CBS Eye on Veterans: phil@connectingvets.comFollow on Twitter:@philbriggsVet @eyeonveteransSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
John Porter, chief investment officer at Newton Investment Management, says the market has traded in a tight range for almost 10 months and he expects it to stay in that range while the economy sorts out its unknowns until a clear picture emerges, which he thinks will take another six to nine months. Meanwhile, to produce reasonable results in a choppy market, he says money managers will need to increase their turnover and trade more, taking advantage of the short, tight fluctuations even as the market has no bigger trend. Also on the show, Jill Gonzalez discusses the new study from WalletHub.com showing that U.S. households now have $17 trillion in household debt, more than $140,000 per household, Carter Malloy of AcreTrader.com discusses the benefits and expected returns to investing in farmland and timberlands, and Chuck celebrates what would have been the 70th birthday of his brother by talking about the delicate balance between making money and enjoying life.
Host Shirley Rooker speaks with Jill Gonzalez of WalletHub about starting small businesses, booking cheap flights on the internet and much more.
Host Shirley Rooker speaks with Jill Gonzalez of WalletHub about starting small businesses, booking cheap flights on the internet and much more. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
On The Gate! A podcast hosted by two jailbird/recovering drug addicts and active comedians Geo Perez and Derek Drescher, who talk each week about their times in jail, what they learned, what you should know, and how they are improving their life or slipping into recidivism each day! This week we have return guests, Jill "The Thrill" Gonzalez, Rachel Williams, and Lil Sasquatch, On The Gate! This week The Boys touch on Geo's recent comeback from, polio, and being an amputee in jail! Enjoy!#jail #convicts #comedy #podcast #onthegate #onthegatepodcast #geoperez #derekdrescher #napoleonemill #dancarney #relationships #pause #ayo #recovery #addiction #opiate #fart #ireland #boston #impressions #bronx #mentalhealth #socialjustice #brooklyn #tampa #florida #polio #milf #amputation
Dec Mullarkey, head of investment strategy at SLC Investments, says that 'everything is lining up pretty well that the Fed can shepherd the economy to the other side,' and that the markets are starting to agree with that conclusion, expecting a soft landing -- anemic growth but avoiding a deep decline -- and price improvement from here. Mullarkey also notes that he sees 2023 as 'the year of the yield,' which he described as 'a great opportunity to go to the fixed income buffet table and pick from it right now,' noting that he particularly likes U.S. corporate bonds. In The Book Interview, author Drago Dimitrov, discusses what he thinks investors should really know about the underlying operations of the stocks they purchase, as covered by his book 'What Does This Company Do? Understanding a Business and its Risks' David Trainer, president at New Constructs, takes that conversation a step further as he discusses a real-estate company that's a 'zombie stock,' but also part of a troubling wave within an industry. Plus, Jill Gonzalez of WalletHub covers the site's recent survey showing that -- no matter what the official numbers are saying about prices -- a majority of Americans believe inflation is going to keep getting worse this year.
A new survey shows one in three Americans say their resolution for 2023 will focus on finances. PennyWise Host Teri Barr is talking with Jill Gonzalez, a Spokesperson for WalletHub, to learn why the number of Americans making a money-related resolution is higher than in the past. Jill also shares four ways to make your resolution stick throughout the year.Support the show: https://omny.fm/shows/pennywiseSee omnystudio.com/listener for privacy information.
Stand-up comedy is not for the faint of heart as Jill Gonzalez will tell you. Personal finance reporter and TV personality by day, hilarious stand-up comedian by night, Jill talks with Alisha about Oscar Meyer “cold dogs,” what topics are off limits in comedy (um…none), and the best way to handle a heckler. Hosted on Acast. See acast.com/privacy for more information.
Guest, Jill Gonzalez, how rate hikes affect travel plans
Jill Gonzalez joins JT to discuss WalletHub's recent holiday studies and reports.
Before he was the legendary guitarist for The Eagles, Joe Walsh lost his father who served as an Air Force pilot. That's one of the reasons he founded “VetsAid” the annual concert that raises millions for vets and veteran services. This year's VetsAid salutes Ohio vets with bands from there. Featured guests include a reunion of Walsh's former band The James Gang plus Nine Inch Nails, The Black Keys, Dave Grohl and The Breeders. We also talked about his memories of Ohio and his time at Kent State University. To stream the show and make a donation check out VetsAid 2022 here:https://www.vetsaid.org/vetsaid-ohioThe Best Cities for VeteransWallet Hub dot com recently ranked the Best Cities in America for Veterans to live, and analyst Jill Gonzalez shared details about the best and worst on the list. See the full report herehttps://wallethub.com/edu/best-and-worst-cities-for-veterans/8156The Best College Majors for VeteransFor many military veterans, starting a new career often begins with pursuing a college degree. Air Force veteran Will Stevens has been there. And now he's the Associate Director of Enrollment for UMGC in Asia and he has some great advice for vets. Check out everything UMGC has to offer here:https://www.umgc.edu/https://workingnation.com/https://www.jdogjunkremoval.com/https://www.sba.gov/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
WalletHub analyst Jill Gonzalez joins Lisa Dent to discuss where Illinois ranks as the best at giving back to the community, and how people in the state volunteer their time and money. Follow The Lisa Dent Show on Twitter:Follow @LisaDentSpeaksFollow @SteveBertrand Follow @kpowell720 Follow @maryvandeveldeFollow @LaurenLapka
In this episode of Saving With Steve, host Steve Sexton is joined by Jill Gonzalez, a consumer finance expert, financial literacy advocate, and Communications Director at WalletHub. They discuss: - The findings of WalletHub's 2022 Winter Travel Survey - How the Federal Reserve's rate hikes and inflation are impacting people's travel plans this winter - Why so many people are planning to apply for a new credit card and use credit card rewards to save on winter travel expenses - Some tips for people trying to take advantage of credit cards this winter Learn more about the show at www.SavingWithSteve.us
Analyst for WalletHub Jill Gonzalez discusses why Richmond was ranked so low on the list of the safest cities in the United States.
We have news personality/comedienne Jill Gonzalez on this week to discuss power dynamics and what it's like to be a Fin Dom. We also get into the psychology of foot fetishes and Jill may be the first person we've heard that likes getting waxed a little too much…
Host Shirley Rooker speaks with WalletHub senior analyst Jill Gonzalez about handling credit card debt in the midst of inflation.
As The Federal Reserve is preparing another mega-sized rate hike, risking deeper economic downturn. What does this mean for your family?It means you'll pay more interest on your credit card. Bad news: A new survey of credit card debt shows we're at a breaking point & Utah families can't financially sustain how much they're charging.Jill Gonzalez, with Wallethub joins the discussion See omnystudio.com/listener for privacy information.
Michael Gayed, portfolio manager for the tactically managed ATAC Funds says the Federal Reserve should have raised rates even more than it did Wednesday -- when the central bank made its biggest rate hike in almost 30 years -- because market and economic pain is inevitable and could be long-lasting, but there is growth potential once the market passes the troubles and starts a new recovery. This show also features Tom Lydon, vice chairman at VettaFi.com, making a brand new fund his ETF of the Week, Jill Gonzalez of WalletHub.com discussing the site's latest survey which shows that consumers are looking at rewards cards as a way to deal with inflation, and Rob Lutts, president of Cabot Wealth Management, talks growth investing in the Market Call.
On The Gate! A podcast hosted by two ex cons and active comedians Geo Perez and Derek Drescher, who talk each week about their times in jail, what they learned, what you should know, and how they are improving their life each day. This week we chat with Jill Gonzalez about stealing cars, how she motivated champion hockey players, and cheating Glamorously!#jail #convicts #comedy #podcast #onthegate #onthegatepodcast #geoperez #derekdrescher #ayo #jillgonzalezGeo Perez@geoperez86Derek Drescher@derekdrescherJill Gonzalez@jillgonzalezBrought to you by Too Much Contentwww.toomuchcontent.live@toomuchcontent.live
It looks like people are flying more these days, and that's raising airfare. In fact, in March, airfare went up more than 5 percent, marking the third largest jump in 20 years. To bring the cost of airfare down, many travelers rely on frequent flyer programs. But some are better than others. On this episode, we're talking to Jill Gonzalez with WalletHub, who evaluated frequent flyer programs for each airline. She'll break down all the flyer programs to let you know how you can get the most out of each one. MORE INFO HERE
Our guest is Jill Gonzalez. She is the Executive Director for the Women's Storybook Project of Texas. It is a non-profit organization where volunteers go into Texas women's prisons, meet with mothers and have them read a book that is recorded and then brought back to their children. A heartwarming program. An incredible statistic: 80 % of incarcerated women in Texas are mothers. Visits for many families are often difficult or impossible because of cost and distance. Listen in on the interview and more information is available at https://storybookproject.org/
It's Genetic welcomes Jill Gonzalez (NBC) and her dad, Kevin! In this episode we discuss: How Kevin got Jill's mom to agree to their first date (spoiler: it involves a gunshot wound to the face) Jill experiencing being the dumpee when she's always been the dumper Being a Jersey girl Lying to get a job in the air force Surviving throat cancer Gaslighting your boss into rehiring you after firing you Getting caught shoplifting thongs And more! Follow Blair IG @Blairsimone, Twitter @urgirlblair Follow Jill Twitter @JillGonzalezTV, IG @jillgonzalez
On this episode of Talk Clearlyer, comedians Jill Gonzalez and Natalie Cuomo join the guys to share their bad weather stories, relationship queries, and Natalie's school play audition. Try to follow along! New episodes arrive every Wednesday! FOLLOW THE GUESTS! Jill Gonzalez https://twitter.com/jillgonzaleztv https://instagram.com/jillgonzalez Natalie Cuomo http://nataliecuomo.com/ https://twitter.com/nataliecuomo https://instagram.com/nataliecuomo_ FOLLOW THE SHOW http://thelaughbutton.podlink.to/talkclearlyer http://talkclearlyer.com https://twitter.com/talkclearlyer https://instagram.com/talkclearlyer FOLLOW CIPHA SOUNDS http://ciphasounds.com http://twiter.com/ciphasounds http://facebook.com/ciphasounds http://instagram.com/ciphasounds FOLLOW WIL SYLVINCE http://wilsylvince.com http://twitter.com/wilsylvince http://instagram.com/wilsylvince http://facebook.com/wsylvince For advertising opportunities email: advertise@thelaughbutton.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
Jill Gonzalez, of Wallethub.com, offers information on how the coronavirus impact varies significantly from state to state. The post Which States Are Being Hardest Hit By The Coronavirus? appeared first on Steve Pomeranz.
Maria speaks with WalletHub analyst Jill Gonzalez about which city is the friendliest; which city has the most pet businesses; which city is least friendly and much more!
Washington, D.C. is the area hardest hit by the partial government shutdown. Maryland is the third hardest hit and Virginia is sixth. That's according to an index developed by credit rating company WalletHub. Their analyst Jill Gonzalez joined Federal Drive with Tom Temin to discuss what's in the index and what it shows.
How vulnerable are you to identity theft or fraud? And what's the difference between the two? Wallet Hub Analyst, Jill Gonzalez, tells Heather Kelly what you need to do to try and protect yourself; and your wallet. Also find out what the agencies Equifax, Experian, and TransUnion are doing to help you keep your credit rating intact. You can follow this show on Twitter @MoneyMakingSens and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here. See omnystudio.com/listener for privacy information.