Podcasts about qualified plans

Join Shawn Rider as he delves into the world of qualified plans, unraveling their intricacies and providing insights on how to navigate them effectively. Explore the pros and cons of qualified plans, gaining valuable knowledge on retirement planning, investment strategies, and financial education. Whether you're seeking guidance on tax-advantaged accounts or looking to optimize your retirement savings, Shawn offers a comprehensive discussion to enhance your financial literacy and build a secure retirement future.How To Get Involved:You can connect with Shawn Rider on Facebook and Instagram.If what you heard resonated with you, you can find Jeff on Instagram, Facebook.And don't forget to visit us on Apple Podcasts to leave a review and let us know what you think! Your feedback keeps us going. Thanks for helping us spread the word! 

In the inaugural episode of Troutman Pepper's three-part Employee Benefits and Executive Compensation podcast miniseries, hosts Lynne Wakefield, Constance Brewster, and Brianna Hourihan discuss recent legislative developments and pressing issues in the qualified retirement plan space. They delve into the key provisions of SECURE 2.0, proposed regulations on the use of forfeitures, the expansion of the Employee Plans Compliance Resolution System (EPCRS), and recent litigation trends, as well as year-end administrative tasks.Stay tuned for next week's episode, where hosts Lynne Wakefield and Lydia Parker will highlight key health and welfare plan developments as we close out 2023 and head into 2024.We are excited to announce that we will be hosting our annual webinar in September 2024, which will provide a comprehensive look at the future landscape of employee benefits and executive compensation.

Going Long Podcast SERIES HIGHLIGHT Episode 355: How Having The Right Sense Can Go a Long Way in Your Investing Journey ( To see the Video Version of today's conversation just CLICK HERE. ) In the conversation with today's guest, Dmitriy Fomichenko, you'll learn the following:   [00:30 - 03:23] Show introduction with comments from Billy. [03:23 - 07:22] Guest introduction and first questions. [07:22 - 17:12] The backstory and decisions made that led Dmitriy to this point in his journey. [17:12 - 24:41] How Dmitriy's company Sense Financial is helping people with different qualified plans today. [24:41 - 27:57] Some of the responsibilities you should be aware of when investing with Self Directed I.R.A.s. [27:57 - 30:59] Dmitiry explains how you can know the differences between various Qualified Plans and Self Directed I.R.A.s so that you can know what is best for you.  [30:59 - 35:30] Some of the investments and transactions that you can and can't make with a Self Directed I.R.A. [35:30 - 38:06] How leverage or using a loan can impact your ability to invest in something.    Here's what Dmitriy shared with us during today's conversation:    Where in the world Dmitriy is currently: South California. The most positive thing to happen in the past 24 hours: Waking up and realising that every breath is a gift from God! Favourite city in Europe: Riga, Latvia. A mistake that Dmitriy would like you to learn from so that you don't have to pay full price: Learn the difference between investing and speculation!  Book Recommendation: Cashflow Quadrant, by Robert Kiyosaki. https://www.amazon.com/Rich-Dads-CASHFLOW-Quadrant-Financial/dp/1612680054    Be sure to reach out and connect with Dmitriy Fomichenko by using the info below:     Website: https://www.sensefinancial.com/  Instagram: https://www.linkedin.com/in/dfomichenko  Facebook: https://www.facebook.com/dfomichenko/  Bigger Pockets: https://www.biggerpockets.com/users/sensefinancial      To see the Video Version of today's conversation just CLICK HERE.   How to leave a review for The Going Long Podcast: https://youtu.be/qfRqLVcf8UI     Start taking action TODAY so that you can gain more Education and Control over your financial life.   Are you an Accredited Investor that's tired of getting crushed by paying so much in income tax? Find out how we're helping others like you keep Uncle Sam out of your pocket. Go to https://www.firstgencp.com/goinglong   Be sure to connect with Billy!  He's made it easy for you to do…Just go to any of these sites:   Website: www.billykeels.com Youtube: billykeels Facebook: Billy Keels Fan Page Instagram: @billykeels Twitter: @billykeels LinkedIn: Billy Keels  

In this episode of Infinite Wealth, we delve into the fascinating topic of Qualified Plans. Join us as we explore the ins and outs of 401K plans, IRAs, and the tax implications associated with them. Discover the benefits of rolling over your 401K to an IRA and why it might be a better option than transferring it to another job. We also discuss the potential consequences of early distributions from a Roth IRA and offer tips on avoiding penalties. Tune in to learn about the myths and realities surrounding government-created plans and gain valuable insights on generating passive income and making informed investment decisions. Don't miss this episode if you're looking to expand your knowledge on qualified plans and wealth-building strategies! Overview- 0:00 Introduction 1:57 How to get money from qualified plans 4:56 Tax considerations and lack of knowledge drive investment decisions. 10:23 Government created plans have limitations and drawbacks. 14:47 Taxes on IRA and investments explained briefly. 20:09 A trillion is a lot of money. 22:48 Plan for lower income in retirement, tax bracket. 25:27 401k Early distribution options 29:52 Exceptions to IRS penalty for early withdrawal. 37:21 Good examples and opportunities mentioned. Resources: Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast Check our online course at www.InfiniteWealthCourse.com Buy Becoming Your Own Banker by R. Nelson Nash http://bit.ly/BYOBbookIWC 

Bryan has been a well-known Financial Professional and Educator for the Last 36+ Years! Bryan has developed a specialty working with Semi-Retired and Retired persons aged 50+. Hundreds have attended his classes on learning how to Shield their Life Savings (Assets) from all the negative issues out there that they are usually unaware of!Knowledge is Power! Education is Key! Consequently, many of those who have worked for small & large companies have set aside millions of dollars. Bryan helps clients to make sure their savings last throughout their lifetime & creating a legacy if they desire for their heirs!Learn More:https://shieldyourretirement.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-financial-professional-bryan-baysinger-discussing-tax-qualified-plans

Bryan has been a well-known Financial Professional and Educator for the Last 36+ Years! Bryan has developed a specialty working with Semi-Retired and Retired persons aged 50+. Hundreds have attended his classes on learning how to Shield their Life Savings (Assets) from all the negative issues out there that they are usually unaware of!Knowledge is Power! Education is Key! Consequently, many of those who have worked for small & large companies have set aside millions of dollars. Bryan helps clients to make sure their savings last throughout their lifetime & creating a legacy if they desire for their heirs!Learn More:https://shieldyourretirement.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-financial-professional-bryan-baysinger-discussing-tax-qualified-plans

Taxes and qualified plans go hand in hand when it comes to a successful retirement plan. This podcast addresses issues to beware of...

Are you an Accredited Investor that's tired of getting crushed by paying so much in income tax? Find out how we're helping others like you keep Uncle Sam out of your pocket. Click the link HERE.  Going Long Podcast Episode 270: How Having The Right Sense Can Go a Long Way in Your Investing Journey ( To see the Video Version of today's conversation just CLICK HERE. ) In the conversation with today's guest, Dmitriy Fomichenko, you'll learn the following:   [00:30 - 03:23] Show introduction with comments from Billy. [03:23 - 07:22] Guest introduction and first questions. [07:22 - 17:12] The backstory and decisions made that led Dmitriy to this point in his journey. [17:12 - 24:41] How Dmitriy's company Sense Financial is helping people with different qualified plans today. [24:41 - 27:57] Some of the responsibilities you should be aware of when investing with Self Directed I.R.A.s. [27:57 - 30:59] Dmitiry explains how you can know the differences between various Qualified Plans and Self Directed I.R.A.s so that you can know what is best for you.  [30:59 - 35:30] Some of the investments and transactions that you can and can't make with a Self Directed I.R.A. [35:30 - 38:06] How leverage or using a loan can impact your ability to invest in something.    Here's what Dmitriy shared with us during today's conversation:    Where in the world Dmitriy is currently: South California. The most positive thing to happen in the past 24 hours: Waking up and realising that every breath is a gift from God! Favourite city in Europe: Riga, Latvia. A mistake that Dmitriy would like you to learn from so that you don't have to pay full price: Learn the difference between investing and speculation!  Book Recommendation: Cashflow Quadrant, by Robert Kiyosaki. https://www.amazon.com/Rich-Dads-CASHFLOW-Quadrant-Financial/dp/1612680054    Be sure to reach out and connect with Dmitriy Fomichenko by using the info below:     Website: https://www.sensefinancial.com/  Instagram: https://www.linkedin.com/in/dfomichenko  Facebook: https://www.facebook.com/dfomichenko/  Bigger Pockets: https://www.biggerpockets.com/users/sensefinancial      To see the Video Version of today's conversation just CLICK HERE.   How to leave a review for The Going Long Podcast: https://youtu.be/qfRqLVcf8UI     Start taking action TODAY so that you can gain more Education and Control over your financial life.   Are you an Accredited Investor that's tired of getting crushed by paying so much in income tax? Find out how we're helping others like you keep Uncle Sam out of your pocket. Go to https://www.firstgencp.com/goinglong   Be sure to connect with Billy!  He's made it easy for you to do…Just go to any of these sites:   Website: www.billykeels.com Youtube: billykeels Facebook: Billy Keels Fan Page Instagram: @billykeels Twitter: @billykeels LinkedIn: Billy Keels  

Jon talks qualified plans for the Boomer generation on the latest podcast.

Are you an Accredited Investor that's tired of getting crushed by paying so much in income tax? Find out how we're helping others like you keep Uncle Sam out of your pocket. Click the link HERE.  ( To see the Video Version of today's conversation just CLICK HERE. ) Going Long Podcast Episode 251: Understanding The Cashflow Aspect of Qualified Plans In today's solo show you'll learn the following from Billy himself:   [00:20 - 01:19] Show introduction with comments from Billy. [01:19 - 02:14] Billy shares an honest written review from a GLP listener with the whole Going Long family. [02:14 - 10:39] Following on from last week's solo episode where we learned the basics about Qualified Plans, Billy goes into the finer details of Qualified Plans including the Cashflow aspects.  [10:39 - 12:03] How Billy can help you to keep more of your earned income by connecting  with him online.   To see the Video Version of today's conversation just CLICK HERE.   How to leave a review for The Going Long Podcast: https://youtu.be/qfRqLVcf8UI    Start taking action TODAY so that you can gain more Education and Control over your financial life.   Are you an Accredited Investor that's tired of getting crushed by paying so much in income tax? Find out how we're helping others like you keep Uncle Sam out of your pocket. Go to https://www.firstgencp.com/goinglong   Be sure to connect with Billy!  He's made it easy for you to do…Just go to any of these sites:   Website: www.billykeels.com Youtube: billykeels Facebook: Billy Keels Fan Page Instagram: @billykeels Twitter: @billykeels LinkedIn: Billy Keels

Are you an Accredited Investor that's tired of getting crushed by paying so much in income tax? Find out how we're helping others like you keep Uncle Sam out of your pocket. Click the link HERE.  Going Long Podcast Episode 249: Understanding The Fundamental Problem with Qualified Plans (To see the Video Version of today's conversation just CLICK HERE. ) In today's solo show you'll learn the following from Billy himself:   [00:20 - 01:56] Show introduction with comments from Billy. [01:56 - 03:01] Billy shares an honest written review from a GLP listener with the whole Going Long family. [03:01 - 10:31] Billy explains the concept of what a Qualified Plan is, and then also what could be seen as a fundamental flaw in Qualified Plans, and therefore why you might want to choose a different investment route. [10:31 - 11:12] A summary of what we've learned today, and Billy shares a resource to help you on your journey to investing success. [11:12 - 08:17] Billy wraps up the show.   To see the Video Version of today's conversation just CLICK HERE.   How to leave a review for The Going Long Podcast: https://youtu.be/qfRqLVcf8UI    Start taking action TODAY so that you can gain more Education and Control over your financial life.   Are you an Accredited Investor that's tired of getting crushed by paying so much in income tax? Find out how we're helping others like you keep Uncle Sam out of your pocket. Go to https://www.firstgencp.com/goinglong   Be sure to connect with Billy!  He's made it easy for you to do…Just go to any of these sites:   Website: www.billykeels.com Youtube: billykeels Facebook: Billy Keels Fan Page Instagram: @billykeels Twitter: @billykeels LinkedIn: Billy Keels

In this podcast, the Money Multiplier team talks about the difference between Qualified Plans and the Infinite Banking Concept!  Learn more at The Money Multiplier at https://www.themoneymultiplier.com. 

We had a lovely time chatting over Zoom with Trisha Morrison of The Pangburn Group! This group is based out of New Roads, Louisiana, and they specialize in non-qualified benefit plans. They certainly help us out with any questions regarding these specific plans and we love being able to send them referrals. Thanks for joining us, Trisha!Call us at 225-300-8478Visit our website at choosesentinel.comStay tuned for more tidbits regarding retirement plans.Have a question for us? Please email 401k@choosesentinel.com.Follow us on LinkedInFollow us on FacebookMusic by Adam Vitovsky

Business owners tend to have four major types of assets on their balance sheets. In most cases, the business tends to represent the largest asset they own, and the majority of their net worth. Real estate, including business and personal, typically represents the second largest asset listed. Next, business owners look to non-qualified savings for liquidity to address emergencies, opportunities or the unknown. In this episode, we discuss the option not listed above and somewhat disregarded in terms of tax-efficiency: qualified retirement plans. Ernie Guerrero, Director of Qualified Plans at Consolidated Planning, Inc. discusses with us the logic behind using these assets in an effective manner to save, overfund, and layer additional tax-deferred plans to save hundreds of thousands of dollars each year, while reducing taxable income in a strategic way. For any business owner that would like to learn more about effective savings strategies while reducing taxes each year, this is the episode for you! This podcast is for informational purposes only and is not to be construed as tax, legal, or investment advice. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Michael and Ernest are Registered Representatives and Financial Advisors of Park Avenue Securities LLC (PAS). OSJ: 6115 PARK SOUTH DRIVE, SUITE 200, CHARLOTTE NC, 28210, 704-5528507. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representatives of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Huskey Financial Group LLC and CP Planning Group, Inc. are not an affiliate or subsidiary of PAS or Guardian. 2021-131529 Exp 12/23 --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

A nonqualified deferred compensation (NQDC) plan is an elective or non-elective plan, agreement, method, or arrangement between an employer and an employee (or service recipient and service provider) to pay the employee or independent contractor compensation in the future. In comparison with qualified plans, NQDC plans do not provide employers and employees with the tax benefits associated with qualified plans because NQDC plans do not satisfy all of the requirements of IRC § 401(a). Under a nonqualified plan, employers generally only deduct expenses when income is recognized by the employee or service provider. In contrast, under a qualified plan, employers are entitled to deduct expenses in the year contributions are made even though employees will not recognize income until the later years upon receipt of distributions. Despite their many names, NQDC plans typically fall into four categories. Salary Reduction Arrangements simply defer the receipt of otherwise currently includible compensation by allowing the participant to defer receipt of a portion of his or her salary. Bonus Deferral Plans resemble salary reduction arrangements, except they enable participants to defer receipt of bonuses. Top-Hat Plans (aka Supplemental Executive Retirement Plans or SERPs) are NQDC plans maintained primarily for a select group of management or highly compensated employees. Excess Benefit Plans are NQDC plans that provide benefits solely to employees whose benefits under the employer's qualified plan are limited by IRC § 415. Despite their name, phantom stock plans are NQDC arrangements, not stock arrangements.

Today Jason is at a Mastermind Conference in Tampa, Florida and has Darlene Root as his guest! She is an expert on IRAs, HSAs, 401Ks and "Qualified Plans." A potentially new law is on the horizon which will negatively affect us all. Jason also talks about the 3 Dimensions of Real Estate and how we use it to protect us from the coming $3.5 Trillion "Grab" that the folks in Washington are planning, creating a 'reverse Robin Hood' effect affecting ROTH and TRADITIONAL IRAs, PPMs or Private Placement Memorandums and the most financially vulnerable. This only fuels Jason's conspiracy FACT and talks about why he never converted to a ROTH IRA. The WEALTH TRANSFER is happening FAST! Protect your financial future now! Did you know that 25% to 40% of all dollars ever created were dumped into the economy last year???  This will be devastating to some and an opportunity to others, be sure you're on the right side of this massive wealth transfer. Learn from our experiences, maximize your ROI and avoid regrets. Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com Jason's TV Clips: https://vimeo.com/549444172  Asset Protection, Tax Savings & Estate Planning: http://JasonHartman.com/Protect What do Jason's clients say? http://JasonHartmanTestimonials.com Easily get up to $250,000 in funding for real estate, business or anything else  http://JasonHartman.com/Fund  Call our Investment Counselors at: 1-800-HARTMAN (US) or visit https://www.jasonhartman.com/ Guided Visualization for Investors: http://jasonhartman.com/visualization  

In this episode we discuss Qualified Plans, considerations such as taxes, fees, the value of the dollar, access to your money, guarantees and more! Knowledge of Infinite Banking gives a dramatic perspective on where to put money and why. Happy Learning my friends! If you have any topics you'd like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash's book Becoming Your Own Banker, please contact us at: Email: durhamtalents@gmail.com Phone: 828-817-4223 All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

We are being sold and buying into an idea that was created during an era where the average lifespan was 61 years! Today we live into our mid to late 80s and think we should retire at 65. We think we will have enough money to live based on market returns and putting 3% of our income away every year. There are so many things wrong with what the gov't has sold us and what we continue to believe and buy into. This is a longer episode but is well worth the listen. Audio Production by Podsworth Media.

This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Tax Consultant Jessie Thomas, CPA, to cover the week's market action and inflation indicators, the Consumer Price and Producer Price indices. D.J. and Jessie delve into a case study involving inherited IRAs and the SECURE Act, which eliminated the “stretch” strategy. They provide insight on the required minimum distribution rules for beneficiaries and other alternatives to pass assets on to heirs. The experts round out the show answering listeners' questions on being a contractor or employee, qualified plans, the billionaire space race, and deductible business expenses.Check out the show segments using the chapter controls in the player above:Market Roundup: Covering the week of July 12 – July 16, 2021Case Study: Inherited IRAs and the SECURE ActQ&A Time: Deductible Business Expenses, Qualified Plans, Billionaire Space Race, and Contractor or Employee Status

David Jean and Dan Doiron wrap up their three part retirement series by examining strategies utilizing both qualified retirement plans and individual retirement accounts.

This episode is also available as a blog post: https://paylesstax.com/2021/04/04/tax-tip-podcast-or-blog-post-for-real-estate-professionals-and-introductory-information-on-qualified-plans/ --- Send in a voice message: https://anchor.fm/don-fitch/message

This week, Melissa is here to touch on some different types of retirement plans that you might not be familiar with. She explains the purpose of each one and why it may be beneficial to you and your company.Stay tuned for more tidbits regarding retirement plans.Have a question for us? Please email 401k@choosesentinel.com.Follow us on LinkedInFollow us on FacebookMusic by Adam Vitovsky

This week, Melissa is here to touch on some different types of retirement plans that you might not be familiar with. She explains the purpose of each one and why it may be beneficial to you and your company.Stay tuned for more tidbits regarding retirement plans.Have a question for us? Please email 401k@choosesentinel.com.Follow us on LinkedInFollow us on FacebookMusic by Adam Vitovsky

An explanation of beneficiary designations and income tax consequences related to ERISA and qualified plans during divorce. The American College of Trust and Estate Counsel, ACTEC, is a professional society of peer-elected trust and estate lawyers in the United States and around the globe. This series offers professionals best practice advice, insights and commentary on subjects that affect the profession and clients. Learn more in this podcast.

As we continue to discuss building a God honoring financial plan, we begin to discuss the third building block of the plan, which is qualified investing. The most common options for qualified investing are dependent upon your type of employment. For those that are self-employed or work at an employer that does not offer a […] The post Qualified Plans Available to You appeared first on Ultimate Christian Podcast Radio Network.

Join Vincent as he talks about the second treasure chest from chapter 7, Qualified Plans.

Welcome back to the next episode of LifeTyme Financial Freedom Fighters, where Vincent and Charles break down the dirt on Qualified plans. What ae they, why are they important, and how can you use them as another tool in your arsenal are just a few topics covered in todays podcast!

In episode 258 of Financially Simple, Justin talks to Jennifer McConnell of July Services about amendments to the Cares Act. The Cares Act is a living document, being altered and improved upon as the situation calls for changes to best help those that the Act is meant to help. Justin and Jennifer go over recent changes to the Act and discuss how business owners can best respond to the changes. Don’t forget to subscribe, and let us know how we are doing by leaving a review. Thanks for listening! _________________   TIME INDEX: 02:56 - Ask Justin featuring Jennifer McConnell: The Cares Act and Qualified Plans 04:52 - Changes to the Cares Act 07:31 - Time and Cost 08:43 - Employee Sponsored Plans 11:54 - Other Changes 14:07 - Defined Benefits 16:42 - Safe Harbour Matches 18:08 - Standard Adjustments 21:59 - Fees 24:47 - Most Common Areas of Adjustment 26:26 - Justin’s Thoughts 35:00 - One Pearl of Wisdom 37:13 - Wrap Up _________________   RESOURCES: Financially Simple Educational Website Financially Simple on YouTube Financially Simple podcasts are recorded on a Blue Yeti Microphone & Samsung Notebook 9. Subscribe to the Financially Simple Newsletter Ask Justin a Question NEW Book: The Ultimate Sale - A Financially Simple Guide to Selling Your Business for Maximum Profit July Services Jennifer McConnell _________________   BIO: Host Justin Goodbread, Certified Financial Planner, Certified Exit Planning Advisor, Certified Value Growth Advisor. He is a serial entrepreneur, author, speaker, educator, Investopedia Top 100 advisor, and business strategist with over 20 years of experience. Justin owns Heritage Investors LLC, a registered investment adviser with the State of Tennessee. Heritage Investors only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. This material is for general information only and is not intended to provide specific advice or recommendations for individuals. To determine what is appropriate for you, please consult a qualified professional. The Financially Simple podcast provides information, guidance, and support to Small Businesses in the United States.

Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast In this week's episode we interview Todd Langford, CEO and developer of Truth Concepts Financial Calculators and Co-Founder of the Summit for Prosperity Economics Advisors. We discuss the “Top 5 Myths of Financial Planning.” Topics discussed include: -Myth #1: Buy Term and Invest the Difference -Myth #2: Qualified Plans are the best way to save for retirement -Myth #3: The path to wealth is found in a well-diversified portfolio of stocks and bonds -Myth #4: Whole Life Insurance is a terrible investment -Myth #5: Paying Cash is the best way to make large purchases -Myth #6: Direct vs. Non-Direct Recognition. Which is best? Check our on-line course at www.InfiniteWealthCourse.com

Guest: Bob Keebler, CPA/PFS Now that the SECURE Act is in effect, you need to know how this impacts your clients’ financial plans and what you can do to best serve them. In this episode, Bob Keebler, CPA/PFS will discuss practical knowledge and solutions that will help you best serve your clients: What are the key tax and planning strategies to focus on for the families you serve? How can you use a disclaimer for 2019 deaths to use the life expectancy rules? What is the “ghost” rule and when does it apply? How can you use a conduit trust for effective estate planning? Access the related resources from this podcast: H.R.1994 - Setting Every Community Up for Retirement Enhancement Act of 2019 Impact of Tax Reform on Planning Toolkit, including charts from Bob Keebler Demonstrate your competency in personal financial planning with the CPA/PFS credential or the PFP certificate program. Don’t miss other SECURE Act podcasts! SECURE Act: Practical Solutions for your Clients (12/17/2019) Eligible Beneficiary Exception (1/10/2020) IRAs payable to trusts (1/17/2020) IRAs payable to conduit trusts (1/24/2020) Mathematics of estate planning for IRAs (1/31/2020) Estate Administration for IRAs and qualified plans (2/7/2020) The episode is brought to you by the AICPA’s Personal Financial Planning Section, the premier provider of information, tools, advocacy and guidance for professionals who specialize in providing tax, estate, retirement, risk management and investment planning advice and by the CPA/PFS Credential program which allows CPAs to demonstrate competence and confidence in providing these services to their clients. Visit us online at www.aicpa.org/pfp to join our community and gain access to valuable member-only benefits. Don’t miss an episode – subscribe to our podcast series on iTunes or Pod-o-Matic or Spotify! Just search for “AICPA Personal Financial Planning” on any Apple, Android or Windows device.

Headlines are swirling after several tax-related developments in Washington at the end of 2019. Join guests Ed Karl, vice president of taxation at the American Institute of CPAs (AICPA), Dan Smith, Lynn Mayabb and host Damien Martin, as they discuss the tax-related provisions of the Further Consolidated Appropriations Act, 2020 (Act), share what these modifications could mean for individuals and businesses and provide an inside look at what Ed and the AICPA are focusing on in the year ahead. Here’s what’s covered in our first episode of 2020: The latest in tax legislation with Ed Karl Ed’s reaction to the Act, its contents and how the Act came to be @2:22 Are changes needed to the disaster relief provisions? @4:12 It’s hard to justify the use of temporary provisions @8:13 Changes for Qualified Plans with Dan Smith Dan’s experience with qualified plans and the history of 401(k)s @12:28 The genesis of the SECURE Act’s provisions within the Act @16:15 Modifications to pooled employer plans and what they mean for smaller companies @19:50 “There’s a lot in there!” @26:59 The remedial amendment period @28:38 Other changes in the Act for qualified plans @31:58 The most common error with qualified plans and things to watch for @49:23 Closing thoughts from Dan @53:39 Individual Considerations After the Act with Lynn Mayabb How to approach the updates for individuals @56:36 The two biggest changes and potential action needed by individuals @58:06 Roth IRAs after the latest developments under the Act @1:04:57 There’s no one-size-fits-all answer @1:05:57 Taking a collaborative and holistic approach @1:11:14 Other changes for individuals in the Act @1:12:21 Key considerations and actions to take now @1:16:00 Other Developments & the Year Ahead with Ed Karl Recent guidance—and the need for it @1:17:37 What are Ed and the AICPA watching and working on in 2020? @1:20:39 The latest developments with the taxation of the digitalized economy @1:24:26 Tax proposals and the AICPA’s response @1:29:27 Amending returns after the Act @1:31:39 Learn more about our guests and get additional resources here. GET MORE “SIMPLY TAX” We’re excited to also provide video content to strengthen your tax mind! Check it out on our YouTube channel. A complete archive of our episodes is available on our website and YouTube playlist. We’d love to hear from you! Email feedback and questions to SimplyTax@bkd.com. Connect with Damien on social media! LinkedIn | Twitter | Instagram | YouTube

Headlines are swirling after several tax-related developments in Washington at the end of 2019. Join guests Ed Karl, vice president of taxation at the American Institute of CPAs (AICPA), Dan Smith, Lynn Mayabb and host Damien Martin, as they discuss the tax-related provisions of the Further Consolidated Appropriations Act, 2020 (Act), share what these modifications could mean for individuals and businesses and provide an inside look at what Ed and the AICPA are focusing on in the year ahead. Here's what's covered in our first episode of 2020: The latest in tax legislation with Ed Karl Ed's reaction to the Act, its contents and how the Act came to be @2:22 Are changes needed to the disaster relief provisions? @4:12 It's hard to justify the use of temporary provisions @8:13 Changes for Qualified Plans with Dan Smith Dan's experience with qualified plans and the history of 401(k)s @12:28 The genesis of the SECURE Act's provisions within the Act @16:15 Modifications to pooled employer plans and what they mean for smaller companies @19:50 “There's a lot in there!” @26:59 The remedial amendment period @28:38 Other changes in the Act for qualified plans @31:58 The most common error with qualified plans and things to watch for @49:23 Closing thoughts from Dan @53:39 Individual Considerations After the Act with Lynn Mayabb How to approach the updates for individuals @56:36 The two biggest changes and potential action needed by individuals @58:06 Roth IRAs after the latest developments under the Act @1:04:57 There's no one-size-fits-all answer @1:05:57 Taking a collaborative and holistic approach @1:11:14 Other changes for individuals in the Act @1:12:21 Key considerations and actions to take now @1:16:00 Other Developments & the Year Ahead with Ed Karl Recent guidance—and the need for it @1:17:37 What are Ed and the AICPA watching and working on in 2020? @1:20:39 The latest developments with the taxation of the digitalized economy @1:24:26 Tax proposals and the AICPA's response @1:29:27 Amending returns after the Act @1:31:39 Learn more about our guests and get additional resources here. GET MORE “SIMPLY TAX” We're excited to also provide video content to strengthen your tax mind! Check it out on our YouTube channel. A complete archive of our episodes is available on our website and YouTube playlist. We'd love to hear from you! Email feedback and questions to SimplyTax@bkd.com. Connect with Damien on social media! LinkedIn | Twitter | Instagram | YouTube

Guest: Bob Keebler, CPA/PFS After nearly 20 years since the current set of life expectancy tables were released by the IRS, the IRS released proposed regulations to update these tables for an increase in the average lifespan. In this episode, Bob Keebler, CPA/PFS will discuss practical knowledge that will help best serve your clients: What are the changes you need to know about? What is the impact on lifetime RMDs? What are the transitional rules? When do they become effective? What are the tax issues to consider? Access the related resources from this podcast: IRS proposed regulations to update the life expectancy and distribution period tables Impact of Tax Reform on Planning Toolkit, including charts from Bob Keebler The Adviser’s Guide to Financial & Estate Planning Demonstrate your competency in personal financial planning with the CPA/PFS credential or the PFP certificate program. The episode is brought to you by the AICPA’s Personal Financial Planning Section, the premier provider of information, tools, advocacy and guidance for professionals who specialize in providing tax, estate, retirement, risk management and investment planning advice and by the CPA/PFS Credential program which allows CPAs to demonstrate competence and confidence in providing these services to their clients. Visit us online at www.aicpa.org/pfp to join our community and gain access to valuable member-only benefits. Don’t miss an episode – subscribe to our podcast series on iTunes or Pod-o-Matic or Spotify!. Just search for “AICPA Personal Financial Planning” on any Apple, Android or Windows device.

In today's episode, Ken Greene revisits some previous concepts to help you understand 529 plans and other strategies for saving for college, retirement, and qualified plans in general that can be useful no matter what stage you are in your life! Stay tuned, and listen to Ken's insights! Ken Greene transitioned from being a Professional Engineer (P.E.) to the “Engineer of Finance.” His goal is to help people become financially independent and earn better yields with less risk by investing Off Wall Street. Links and Resources from this Episode For resources and additional information on this episode go to http://engineeroffinance.com  Connect with Ken Greene http://engineeroffinance.com  Office 775-624-8839 https://www.linkedin.com/in/ken-greene  https://business.facebook.com/GreeneFinance Book a meeting with Ken If you liked what you’ve heard and would like a one-on-one meeting with the Engineer Of Finance click here Show Notes Ken's ideal client  - 2:10 Being in the accumulation phase - 2:55 Being more dependent - 3:20 Required Minimum Distribution (RMD) - 7:00  What is a 529 plan? - 9:14 Advantages of 529 plans - 11:44 Prepaid tuitions - 13:22 The way you really create wealth - 16:47 Tax liabilities and real estate - 18:40 The value of a 529 plan - 19:12 Focus on doing one thing! - 21:41 What is the "baby Bankosaurus®" - 24:00 If you want to know more about the baby Bankosaurus®, contact Ken - 26:40 Review, Subscribe and Share If you like what you hear please leave a review by clicking here Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Spotify Subscribe with Stitcher Subscribe with RSS

As always don't forget to subscribe to the podcast, visit our website at www.outfastrealty.com, and be sure to follow us on social media: Facebook: www.facebook.com/outfastrealty IG: www.instagram.com/outfastrealty More about our guests at NuView Trust: How NuView Can Help You We have one purpose: To hold alternative assets within a retirement account. Whether you're an investment sponsor with an alternative product or a broker-dealer you've come to the right place for your alternative asset custodial solutions. As a passive administrator providing custody of alternative assets, you don't have to worry about NuView competing for your clients as we never offer advice or investment products. Our sole business is to provide the record-keeping and IRS reporting for the following types of plans: – Traditional and Roth IRA – SEP and SIMPLE IRA – Education Savings Accounts and Health Savings Accounts – Pension and Profit Sharing Plans – Record-Keeping Accounts for Qualified Plans (401k) Our Specialization is What You've Been Looking For Most IRA custodians choose not to hold alternative assets. Other custodians may hold them as an accommodation alongside traditional investment product, however, they most likely lack the speed, efficiency, and cost-effectiveness that NuView can provide. At NuView, we exclusively offer custody of alternative assets, including: – Private Limited Partnerships and LLCs – Private Stock – Non-Traded REITs – Debt Offerings – Debentures – Convertible Notes We welcome the opportunity to earn your business, and we look forward to showing you that holding alternative assets in a retirement account is easier than you may have experienced. Find out more here:https://www.nuviewtrust.com/ (https://www.nuviewtrust.com)

Bill Black is the president of W.H. Black & Company, a firm that specializes in pension and life insurance planning. Bill has worked in the field of pension administration for 40 years, and he specializes in custom-designed plans for closely-held businesses and professional practice owners. Bill is a national and international speaker on the topic of Qualified Plans and has been quoted in USA Today and several important industry publications, as well as having appeared as a guest on several radio shows to speak about financial topics. He holds a B.A. from Rollins College in Business Administration and Economics, is a CLU, ChFC, Life and Qualifying member of the Million Dollar Round Table, and an eighteen time Court of the Table and Top of the Table qualifier. What You Will Learn: Bill shares his history and background in pension administration and business consulting, and he shares how he works with closely-held businesses and professionals to save money in taxes through custom-designed retirement plans. Bill discusses how the plans he designs for people allow them to keep as much money as possible, and he dispels some of the pervasive myths that surround designing retirement plans. Bill talks about how he determines what plan is the most beneficial for his clients, and he describes the differences between the types of plans available to business owners and professionals. Bill explains why practice owners do not have to cover all of their employees, and he shares strategies he uses to maximize the benefits his clients receive from their plans including spousal benefits and other strategies. Bill explains non-qualified plans and how they can help grow wealth in a tax-deferred way. He explains how these plans can help defend assets against predatory lawsuits. Bill describes what a “favorable determination letter” from the IRS is, and he shares how the letter can protect you by documenting that your plan is approved by the IRS. How to contact Bill Black: Website: //pensionspecialist.net/ Website: //pensionspecialist.net/printable-brochures/ Email: bill@pensionspecialist.net Telephone: (888) 412-4120

In today’s episode, you will learn about Financial Planning: What it is, How You Will Benefit, Financial Advisors vs. Investment Advisers, Accredited Investors, Tax-Advantaged Retirement Plans, Qualified Plans, Non-qualified Plans, and ... The post 3rd30 033: INVESTING 101: FINANCIAL PLANNING – Part 2 appeared first on 3rd30.

The truth about qualified plans and how they really work. WTR discusses, along with tactic ideas that could save you thousands of dollars, especially of taxes, over your lifetime.

Qualified Plan Vs Non-Qualified Plan and how each plan plays into taxes. What is your money really for and how do (non)qualified plans relate to your retirement?

When President Obama signed the “Affordable Care Act”, aka Obamacare, it came with a pretty significant tax bite called the Net Investment Income Tax (NIIT). From the IRS: “The NIIT applies at a rate of 3.8% to certain net investment income of individuals, estates and trusts that have income above the statutory threshold amounts.” Now, you may be thinking, “I don't have anywhere near that $250,000 in MAGI to worry about this tax. So, what's the big deal?” See where it says: “Taxpayers should be aware that these threshold amounts are not indexed for inflation”? (Emphasis mine). Not indexed for inflation... Hmmmm..where have we heard that before? Oh yeah, the provisional income rules for the taxation of Social Security benefits as well as the Alternative Minimum Tax. When the legislation to tax Social Security and then the Alternative Minimum Tax were first enacted very few people were affected, thus no outrage, as only “the rich” paid. Now almost everyone pays some tax on their Social Security benefits. (As of the 2017 tax bill fewer taxpayers are caught in the AMT web, thankfully.) Pretty sneaky, eh? Oh, but it gets worse. How is Net Investment Income derived? Again, straight from the IRS website: What are some common types of income that are not Net Investment Income? Wages, unemployment compensation; operating income from a nonpassive business, Social Security Benefits, alimony, tax-exempt interest, self-employment income, Alaska Permanent Fund Dividends (see Rev. Rul. 90-56, 1990-2 CB 102) and distributions from certain Qualified Plans (those described in sections 401(a), 403(a), 403(b), 408, 408A or 457(b)). (emphasis mine) Here the IRS is telling us that distributions from retirement accounts are NOT subject to the NIIT, which is factually correct. What they don't say is that distributions from retirement accounts are counted as income to determine if you need to pay the NIIT on your dividends, interest and capital gains. Some might even call this an error of omission. I certainly do. Let me give you an example of how this works. You are single. You have $180k income. You take a $50k IRA distribution. Your total income now is $230k. That $50k IRA distribution is not subject to NIIT. But if you have capital gains, interest and dividend income, those will be subject to the NIIT because that $50k IRA distribution put you above the $200k threshold! Large distributions from your qualified accounts could add 3.8% to your tax rate on dividends, interest and capital gains. That is nearly a 25% tax increase! Yeah, I get it. This tax won't affect many people so it's not a huge deal. Well, it's not a big deal now but I assure you it will be because of inflation, just like taxes on Social Security. So, what do you do to avoid this??? Take a guess… Distributions from the Roth are not counted in your Adjusted Gross Income and thus will not ensnare you in NIIT trap. Once again, YAY for the ROTH! Is there anything it can't do? --- Support this podcast: https://anchor.fm/josh-scandlen-podcast/support

1/20/2019 hour 1 Bank Woes, expectations, life insurance as an investment and qualified plans The post Bank Woes and qualified plans appeared first on Paul Winkler, Inc.

Chuck Rolph talks about the qualified plan opportunity that was created by Internal Revenue Code section 199A.

In this 25-minute podcast, Bob Keebler discusses planning to maximize the income tax benefits of retirement plans and IRAs under the Tax Cuts and Jobs Act. This Podcast is sponsored by Leimberg Information Services, Inc. at http://www.leimbergservices.com Please visit our software, books, and PowerPoint Presentations site at http://www.leimberg.com

In this 25-minute podcast, Bob Keebler discusses planning to maximize the income tax benefits of retirement plans and IRAs under the Tax Cuts and Jobs Act. This Podcast is sponsored by Leimberg Information Services, Inc. at http://www.leimbergservices.com Please visit our software, books, and PowerPoint Presentations site at http://www.leimberg.com

In this 25-minute podcast, Bob Keebler discusses planning to maximize the income tax benefits of retirement plans and IRAs under the Tax Cuts and Jobs Act. This Podcast is sponsored by Leimberg Information Services, Inc. at http://www.leimbergservices.com Please visit our software, books, and PowerPoint Presentations site at http://www.leimberg.com

Features, benefits, and challenges of qualified plans in retirement. Techniques that dictate how to divorce the IRS in retirement legally.

We assembled a panel of top experts together to help you understand qualified plans and why you may want to offer them to your employees. Hear insights from Equanimity Wealth Management and The Benefit Advantage.

We assembled a panel of top experts together to help you understand qualified plans and why you may want to offer them to your employees. Hear insights from Equanimity Wealth Management and The Benefit Advantage.

Important things to know about tax qualified plans so you can be a good money manager. Recommended Resources: Winning Your Financial GAME (book) with the New Study Guide + Retirement Curveball (book)

The Bells of Retirement toll for thee, heh, heh. So plan. With whose help? The Department of Labor weighed in on that question with its "fiduciary rule," which has sent brokers and advisors scurrying to comply -- and which has consequences for investors. In this show, Jeff Kelley of Equity Institutional (an asset custodian) and John Drachman of Alpha Segment (a Series 7 Registered Representative) offer their perspectives. You can learn more about Equity Institutional and Alpha Segment here and here. Or you can find them here: LinkedIn- Jeff Kelley & John Drachman Twitter: @AlphaSegment   About Jeff Kelley Jeff Kelley has over 20 years of experience in financial services operations management, and was named Chief Operating Officer of Sterling Trust in January 2008. He began his career with Sterling Trust in June of 1999 as Vice President of Qualified Plans and Institutional Group. Prior to joining Sterling Trust, Jeff was employed by Academy Capital Management as a Registered Investment Advisor, where he served as the Manager of the Operations and Trading Departments since 1991. He is an Accredited Retirement Plan Consultant (ARPC) through the Society of Professional Administrators and Recordkeepers. Jeff earned a BBA in Finance/Management from Baylor University.   About John Drachman John C. Drachman serves as team leader, senior writer, and principal of AlphaSegment, a creative group of marketing communications freelancers dedicated to meeting the marketing needs of RIAs, asset managers and financial services providers. An IABC Gold Quill-winner for writing and publications, John has developed marketing communications initiatives for dozens of clients over three decades. He has also served in executive positions at Putnam and Pioneer Investments.  John applies his editorial skill and marketing knowledge toward crafting marketing strategies designed to help clients attract, grow and retain assets under management.  Applying sound journalistic principles to the story telling process, John has the ability to turn complex themes into compelling and actionable messages. John is a frequent contributor to industry publications on topics related to financial technology trends, crowdfunding and alternative investments.  Most recently, he drafted articles for RIABiz and PrivateWealth. A Series 7 General Securities Agent, he is affiliated with Innovations Partners, LLC, headquartered in Charlotte, N.C.

Summary: Do you have money in a qualified plan like a 401(k) or an IRA? Are you thinking about putting money into one? If so, this episode is for you. Today, our hosts Kim Butler and Todd Strobel sit down with special guest John Cummuta to talk about the dangers that qualified plans pose to your hard earned savings. They discuss the statistics that prove qualified plans are poor places to store your money, the alternatives, and the reasons why these plans are failing us. Tune in to take control of your finances and learn more about the way money works. If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!   Show Notes: 0:00 Intro 0:26 Introducing John Cummuta 1:06 How John Discovered the Problem With Qualified Plans 4:49 The System is Broken 6:44 Statistics that Show that Qualified Plans Are Broken 10:29 Why Have Qualified Plans Failed? 15:06 How to Get a John Cummuta's Banker's Secret to Permanent Family Wealth Text “smartestwealth” to 44422 15:59 Outro

Think through your options first. In this Episode Dr. Tom and John McFie share some recent cases.  Many insurance agents ignore important consequences to pad their pocket and sell a bigger 1st-year premium which = more commission.

Because Americans, en masse, participate in Qualified Plans without having all the details of how they actually work, many soon-to-be retirees are finding that their 401ks are falling short in means of future comfort. This week, our host David Lukas dives into the topic of 401ks and what you, as an investor in your future, need to know before retirement. Throughout the hour, David explains and expands on the importance of understanding the negative implications of future taxation as well as the effect that hidden fees can and will have on your hard earned retirement funds. Important financial questions that David addresses this week: What types of fees am I playing on my 401k? How much of my 401k do I actually get to keep? What are the external costs of my 401k? How much in taxes do I pay if I want to cash in my 401k before I retire? What are the differences between the internal, external, and eternal rates of return? *This episode of the DL Show is filled with great information and tips on how you too can retire WorryFree® Listen to entire episode here online today! You won't be sorry that you did! *Related DL Show with connectedly important information: I'm From the Government and I'm Here To Help With Your 401k Did you know that just 2% in fees, over a lifetime, will slash your retirement account by 65%. Want to know how much you are paying in fees? Download your FREE Fee Disclosure Kit by visiting davidlukasfinancial.com today. Want to know exactly how David Lukas Financial can benefit you and your retirement portfolio—call all David Lukas, (501) 218-8880, to learn more about The WorryFree Retirement® process. It's unlike anything else in the industry. David Lukas Financial is conveniently located in North Little Rock, Arkansas. Not sure if you're a Saver, an Investor or a Speculator? Find out your financial DNA today at davidlukasfinancial.com

In Episode 50, Accredited Investor Markets Radio speaks with Jeff Kelley of Equity Institutional and John Drachman of Alpha Segment, about alternative investment custodial services, i.e., how interests in alternative assets are held and transferred. This is where the rubber (if that's your commodity) meets the road, the gold bars meet the vault, and where documentation of securities is meticulously completed and monitored. From that perspective, the growth of alternative investing, now and in the future, is very evident.    You can learn more about Equity Institutional and Alpha Segment here and here.     About Jeff Kelley   Jeff Kelley has over 20 years of experience in financial services operations management, and was named Chief Operating Officer of Sterling Trust in January 2008. He began his career with Sterling Trust in June of 1999 as Vice President of Qualified Plans and Institutional Group. Prior to joining Sterling Trust, Jeff was employed by Academy Capital Management as a Registered Investment Advisor, where he served as the Manager of the Operations and Trading Departments since 1991. He is an Accredited Retirement Plan Consultant (ARPC) through the Society of Professional Administrators and Recordkeepers. Jeff earned a BBA in Finance/Management from Baylor University.     About John Drachman   John C. Drachman serves as team leader, senior writer, and principal of AlphaSegment, a creative group of marketing communications freelancers dedicated to meeting the marketing needs of RIAs, asset managers and financial services providers.   An IABC Gold Quill-winner for writing and publications, John has developed marketing communications initiatives for dozens of clients over three decades. He has also served in executive positions at Putnam and Pioneer Investments.  John applies his editorial skill and marketing knowledge toward crafting marketing strategies designed to help clients attract, grow and retain assets under management.  Applying sound journalistic principles to the story telling process, John has the ability to turn complex themes into compelling and actionable messages.   John is a frequent contributor to industry publications on topics related to financial technology trends, crowdfunding and alternative investments.  Most recently, he drafted articles for RIABiz and PrivateWealth. A Series 7 General Securities Agent, he is affiliated with Innovations Partners, LLC, headquartered in Charlotte, N.C.

On this Episode, Wealth Mentor Tom Balmer joins Dr. Tom and John McFie to explore the dangers of Qualified Plans and what you can do to increase and protect your wealth without giving up the use and control of your money.  Tom Balmer shares his thoughts on the employer match in a 401k and why people don’t like to talk about money.   This podcast contains expressed views and opinions of Life Benefits, LLC., its agents, representatives, and/or others who have been quoted from various sources.  Such content should be used for educational purposes only.  Nothing in this recording constitutes, or is meant to constitute, advice or counsel of any kind.   If you require advice or counsel in relation to any legal, financial or medical matter you should consult an appropriate professional.

In this episode, Kim D.H. Butler and NO BS Money Guy Todd Strobel tell the real story of the qualified retirement plan. Who really benefits? Which types of plans give you the most freedom towards your prosperity, and which should you AVOID? One key thought in today's conversation is, “When the government is benefiting, it typically means that we are not.” 0:27 – Let's talk about the real story of the qualified plan 2:01 – The difference in tax treatments between qualified plans 3:05 – Is the qualified retirement plan structure truly beneficial? 3:54 – Sharing the 7 Principles of Prosperity 5:11 – In order to gain prosperity, you need to have your brain on, you need to be thinking, you need to be consciously doing things not just letting it happen. 5:21 – Todd's profound quote, “prosperity follows responsibility” 7:48 – Why is the government providing a tool for tax deferrals and is it really beneficial 8:57 – When the government's benefitting, it typically means that we are not 9:44 – Should you contribute to the up to the match or the max in your retirement plan? 11:24 – Kim talks about her latest book, Busting the Retirement Lies 12:50 – Why you should be investing for cash flow from the get go 14:30 – Investing for cashflow vs. equity 15:55 – You should have control over your structure and over the investments inside that structure 18:00 – How to create movement with your money 19:39 – When money is moving or leveraged in any way, it is healthier money 20:52 – How to get your money to multiply 22:33 – When dollars are just doing one job, if they're just enabling us to retire, if they're just educating a child, that's not as effective or as efficient as dollars that could do both. 22:58 – How to avoid paying huge penalties in taxes to use your own money

Tom and John McFie talk about Retirement and Qualifed Plans, and what is happening to American's savings, Social Security, and Retirement. So what should people do to avoid this? Asks John. Tom shares the Financial Solution that creates Wealth, Money and Freedom that he discoverd when he was 45 years old.   This show contains expressed views and opinions of Life Benefits, LLC., its agents, representatives, and/or others who have been quoted from various sources.  Such content should be used for educational purposes only.  Nothing in this show constitutes, or is meant to constitute, advice or counsel of any kind.   If you require advice or counsel in relation to any legal, financial or medical matter you should consult an appropriate professional.

This was David's first week to broadcast at his new time on his local affiliate station KARN 102.9FM . The new time every week is 12pm CT. For those of you who listen online or from your David Lukas Show Smart Phone App, this change really doesn't affect you unless you listen live online. Tune into to hear David talk about his experience of literally "throwing money out the window".  Yes you read that right! David revisits many topics for those who are tuning in for the first time. If you are a regular listener, you will still enjoy learning and being entertained all in the same hour. What more could one ask for? David can be reached at: David@DLShowOnline.com or 800-559-0933 **NOTE**Any links can be accessed and viewed from your David Lukas Show App by going to "Extras" Next Week, on Saturday the 18th at 12pm, David interviews David B. Muhlhausen, Ph.D. from The Heritage Foundation regarding The 2013 Index of Dependence on Government  Listen To Recent Shows and watch the accompanying videos: Fees, Fees, Fees Look What The Banks Are Doing Look What The Wealth Are Doing Think And Operate Like A Bank **Please note, when David talks about Qualified Plans on this broadcast, he mentions in qualified plans an individual has to wait till age 65 and 1/2  to access their money penalty free. The actual age is 59 and 1/2.

This week, David dives into the topic of Qualified Plans. Yes, Americans en mass blindly participate in 401k's without  having any idea of how they work. At the very least if you are putting the bulk of your retirement savings into a 401k or other qualified plan, you owe it to yourself to understand the implications of future taxation as well as the hidden fees and the eroding effects they have on your retirement account. This week David hones in on Fees. Next, week, taxation. Listen in on today's show and then watch the video below. If your web browser is not displaying the video below. Click HERE to watch the video. We will post a second video further analyzing America's most popular retirement vehicle by early next week. Check back! Until then, Enjoy!

We consider how a difference in current versus future tax rates impact the decision to contribute to a tax deferred or tax exempt retirement plan.

Bob Keebler discusses early distributions from IRAs and Qualified Plans. He talks about both federal and state "penalties" (i.e. the additional tax). Bob distinguishes between public employees, corporations, and money in an IRA. This Podcast is sponsored by Leimberg Information Services, Inc. at http://www.leimbergservices.com Please visit our software, books, and PowerPoint Presentations site at http://www.leimberg.com

Bob Keebler discusses early distributions from IRAs and Qualified Plans. He talks about both federal and state "penalties" (i.e. the additional tax). Bob distinguishes between public employees, corporations, and money in an IRA. This Podcast is sponsored by Leimberg Information Services, Inc. at http://www.leimbergservices.com Please visit our software, books, and PowerPoint Presentations site at http://www.leimberg.com

Bob Keebler discusses early distributions from IRAs and Qualified Plans. He talks about both federal and state "penalties" (i.e. the additional tax). Bob distinguishes between public employees, corporations, and money in an IRA. This Podcast is sponsored by Leimberg Information Services, Inc. at http://www.leimbergservices.com Please visit our software, books, and PowerPoint Presentations site at http://www.leimberg.com

Bob Keebler discusses early distributions from IRAs and Qualified Plans. He talks about both federal and state "penalties" (i.e. the additional tax). Bob distinguishes between public employees, corporations, and money in an IRA. This Podcast is sponsored by Leimberg Information Services, Inc. at http://www.leimbergservices.com Please visit our software, books, and PowerPoint Presentations site at http://www.leimberg.com

Discuss the special tax rules that may apply to lump sum distributions from qualified plans

Compare nonqualified plans with qualified plans

Compare nonqualified plans with qualified plans

Review the types of benefit distribution options that are available in qualified plans, IRAs, and 403(b) plans

Identify the exceptions to the general rule that distributions from qualified plans, 403(b) annuities, and IRAs are included as ordinary income

Compare simplified employee pensions (SEPs) to qualified plans, and identify when a SEP is a good alternative to a profit-sharing plan

Explain the death benefit requirements that apply to qualified plans

Discuss the special tax rules that may apply to lump sum distributions from qualified plans

Identify the exceptions to the general rule that distributions from qualified plans, 403(b) annuities, and IRAs are included as ordinary income

Explain the death benefit requirements that apply to qualified plans

Compare simplified employee pensions (SEPs) to qualified plans, and identify when a SEP is a good alternative to a profit-sharing plan

We look at options for the solo practitioner and the small employer. We learn that the practitioner should focus on the amount he/she would like to save and administrative simplicity when choosing a tax advantaged plan.