Podcast appearances and mentions of nick hopwood

Nick Hopwood, Certified financial planner and Founder at Peak Wealth Management. Nick and his team of CFP's help high net worth individuals and small business owners retire with peak confidence. Visit PeakWM.com/Gruber to learn how YOU can protect your FUTURE The Market Has Been Rising Everyday for Two Weeks Trump Vs. Walmart

On the Trust the Plan Podcast, Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth Management dive into the importance of starting early when investing for college. They emphasize that the earlier you begin, the more you can take advantage of compound growth, making it much easier to fully fund a college education. Using tools like 529 plans, families can invest in a tax-advantaged way toward future tuition costs. Nick and Jim break down how much you need to save monthly— depending on the target school and timeline—to stay on track. Their key message: trust the process, start early, and stick to the plan. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

Nick Hopwood, founder and president of Peak Wealth Managment, helping high net worth individuals and small business owners retire with peak confidence. Retire with Peak Confidence. Visit https://www.peakwm.com/gruber to get a second opinion  Warren Buffett is retiring at the end of the year On Monday, the S&P 500 broke a nine-day winning streak, which has only happened seven other times in 40 years. Now that the market has recovered back to liberation day, it's a good time to reassess your risk tolerance. 

Nick Hopwood, Certified Financial Planner, Founder, and President at Peak Wealth. Nick and his team of CFP's help clients who are frustrated because they never hear from their advisor and are looking for a second opinion. Check out peakwm.com/gruber to get your second opinion today. The Market Recovery Amidst Tariff Anxiety  

On the Trust the Plan Podcast, Nick Hopwood, CFP® and Preston Gee, CFP® emphasize the power of education and guidance in helping clients take control of their financial future. For them, it's not just about managing money—it's about empowering individuals to truly understand their financial plan, be involved in the process, and feel confident in the decisions they're making. By breaking down complex topics and focusing on clear, personalized advice, Nick and Preston aim to inspire clients to make smart choices today that build a secure, fulfilling retirement tomorrow. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

Nick Hopwood, leads a team of CFPs at Peak Wealth Management. You know it's great to have a team of advisors working together to develop a customized financial plan and investment plan, bc most advisors work as a solo operator. When clients make a change and move from one advisor to another, it often times comes down to communication. In times like these, with 5% swings in the markets, are you hearing from your advisor? You can check out the urgent market video update from nick and his team at youtube.com/peakwealthmgmt. IF YOU ARE QUESTIONING YOUR ADVISOR RIGHT NOW, REACH OUT TO NICK AT PEAKWM.COM/GRUBER FOR A SECOND OPINION

On the Trust the Plan Podcast, Nick Hopwood, CFP® and Preston Gee, CFP® dive deep into the concept of market corrections and what investors can expect moving forward in the current state of the U.S. market. They discuss how a correction—defined as a 10% drop from recent highs—can offer both risks and opportunities. By analyzing historic market charts, they explain the patterns of past corrections, and emphasize that while corrections are a natural part of market cycles, they often pave the way for future growth. The duo discusses how investors can navigate these times by staying disciplined, managing risk, and looking for opportunities when the market stabilizes. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

Nick Hopwood, CFP® and Preston Gee, CFP®, hosts of the Trust the Plan Podcast,  discuss a tax planning case study focused on achieving early retirement outside of traditional retirement accounts like 401(k)s and IRAs. They emphasized that a key strategy for early retirement is having access to funds without needing to tap into retirement accounts, which often come with penalties for early withdrawal. By effectively managing taxes and diversifying income streams, individuals can set themselves up for financial independence much earlier than traditional retirement planning might allow. This approach focuses on smart tax strategies, investments, and withdrawal planning to create more flexible financial freedom. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

Nick Hopwood, Certified financial planner and has been helping high net worth investors and small businesses owners retire with peak confidence since 1999. If you are questioning your plan or have lost confidence in your current advisor, reach out to Nick's team of CFP's at peakwm.com/gruber and they will create a plan you can trust. As a fiduciary, everything Nick recommends is in your best interest, and not his. The last several corrections have been buying opportunities US stocks are down, but international stocks are up over 10% this year

In this episode of Trust the Plan, Peak Wealth's Nick Hopwood, CFP® and Jim Pilat, CFP® dive into the growing TikTok debate surrounding 401(k) plans. TikTok critics argue that 401(k)s aren't a reliable retirement strategy, citing concerns over fees, market volatility, and limited flexibility. Nick and Jim take on these claims head-on, sharing their expert insights on why 401(k)s remain a valuable tool for long-term retirement planning. They highlight the benefits of tax advantages, employer matches, and disciplined saving, explaining why 401(k)s can still play a crucial role in building a secure financial future. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

On the Trust the Plan Podcast, Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth Management delve into the current economic landscape, discussing crucial topics like tariffs and inflation. Their conversation provides insightful perspectives on how these factors are influencing the market today. They explore how tariffs, especially with global trade tensions, are impacting prices and supply chains, while also analyzing the broader implications of inflation on investments and consumer behavior. This discussion is timely, offering listeners a chance to connect economic theory to real-world market trends. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

In a discussion sparked by a Wall Street Journal article titled "The U.S. Economy Depends More Than Ever on Rich People", Nick Hopwood, CFP® and Jim Pilat, CFP® delve into the crucial role of consumer spending in driving economic growth. They emphasize how, despite challenges in other sectors, the wealthiest individuals are responsible for a significant portion of spending in the U.S. economy. This group's purchasing power, from luxury goods to high-end services, has become a critical engine for sustaining economic momentum, as their expenditures contribute disproportionately to overall demand, helping to prop up the broader economy. – Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

Nick Hopwood, CFP® and Jim Pilat, CFP®, hosts of the Trust the Plan Podcast,  discussed the intersection of Big Ten basketball, focusing on Michigan and Michigan State, while also diving into an important financial topic—1031 exchanges. Nick, with his extensive experience in real estate, shared firsthand insights into how clients often come to him seeking advice after selling property and wanting to avoid paying taxes on the gain. They explored the possibilities within the 1031 exchange framework, explaining how this rule allows investors to defer taxes by reinvesting in similar property. Their conversation provided valuable guidance for those navigating the complexities of real estate investments.  — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

Nick Hopwood, Certified financial planner and has been helping high net worth investors and small businesses owners retire with peak confidence since 1999. Reach out to Nick's team of CFP's at peakwm.com/gruber to create a plan you can trust. 

Nick Hopwood, Certified Financial Planner, known as Mr Roth in some circles, leads the team of CFP's at Peak Wealth Management. If you are frustrated with your current advisor, consider a second opinion. Visit peakwm.com/gruber & get a free roth conversion analysis!

Nick Hopwood leads his team of certified financial planners at Peak Wealth Management and loves to give second opinions to folks who aren't feeling the love from their existing financial advisor. You can learn more about Nick's team at peakwm.com/gruber Get your free roth conversion analysis  

In this episode of the Trust the Plan Podcast, Preston Gee, CFP® sits down with Nick Hopwood, CFP® to discuss his financial plan for 2025, reflecting on the lessons he's learned from the challenges and successes of 2024. Preston opens up about how his approach to investing, budgeting, and wealth-building has evolved over the past year, highlighting key adjustments he's making to better navigate the shifting economic landscape. With a focus on adapting to both market uncertainties and personal growth, Preston shares actionable insights on how he plans to stay ahead in 2025, while avoiding the pitfalls that held back some investors in 2024. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

Nick Hopwood, President and Founder of Peak Wealth. Leads a team of CFPs and manages 350 million for small business owners, high net worth individuals, those who are considering retiring soon, and those who are unhappy with their current advisor. Get a second opinion from Nick and his team.

In this feel-good edition of the Trust the Plan Podcast, hosts Nick Hopwood, CFP® and Jim Pilat, CFP® come together for their highly anticipated annual episode, offering an in-depth look at their personal financial family plans for 2025. Nick dives into the strategies and goals he's crafted to secure his family's financial future in the coming year, while Jim shares his own unique approach to financial planning, offering valuable insights for listeners. With a focus on long-term stability, family values, and actionable steps, this joint episode serves as both inspiration and a roadmap for families looking to build a secure and prosperous 2025. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

Nick Hopwood, Certified Financial Planner for the last 25 years. Known is some circles as Mr Roth. Leads the team of CFP's over at Peak Wealth Management. Get your free roth conversion analysis at peakwm.com/gruber.

On this episode of the Trust the Plan Podcast, Nick Hopwood, CFP® and Jim Pilat, CFP® explore the intricacies of IRA beneficiary designations, with a special focus on the IRA Beneficiary Family Tree. They discuss key scenarios, including how distributions work when leaving an IRA to an organization, your spouse, or your children. Nick and Jim explain the tax implications and strategic considerations for each option, such as how IRAs transfer to a surviving spouse with potential benefits, the options available to children and other heirs, and how charitable organizations are treated differently. This episode provides listeners with practical insights on how to structure IRA beneficiaries to best fit their family's financial goals and legacy. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

Nick Hopwood leads the team of CFP's over at peakwm.com helps clients retire with peak confidence coaches hundreds of clients to and through retirement. If you are looking for a second opinion, that is Nick's specialty 

In this episode of the Trust the Plan Podcast, Nick Hopwood, CFP® and Jim Pilat, CFP® dive into the remarkable market performance we've seen over the last two years, with the market up 20% in both 2023 and 2024. This rare occurrence has only happened 8 times in history, sparking questions about what the future holds. Will the trend continue into 2025, or is the market due for a shift? Tune in as Nick and Jim break down the potential scenarios and what investors should be thinking about as we approach year three of this unprecedented run. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com  

Nick Hopwood, Founder and President at Peak Wealth. Nick has been in the business for over 25 years and founded Peak Wealth 10 years ago, where he leads a team of CFP's.  

On the latest episode of Trust the Plan Podcast, Nick Hopwood, CFP® and Jim Pilat, CFP® share some exciting news: Peak Wealth has been named the winner of the Canton People's Choice Awards for Favorite Financial Services in the Community. They thank their loyal clients for voting and supporting their mission. The episode also dives into the newly announced 401(k) rules for 2025, offering valuable insights on the changes and what they mean for retirement planning. It's a blend of celebration and informative financial guidance, reflecting Peak Wealth's commitment to its clients and the community. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com  

In this feel-good edition of the Trust the Plan Podcast, Nick Hopwood, CFP®, and Jim Pilat, CFP® wrap up the 2024 Michigan football season with a thrilling victory over Ohio State, extending the Wolverines' winning streak to an impressive four years. As Michigan closes out the season, Nick and Jim celebrate the teamwork, strategy, and perseverance that have propelled the team to this remarkable achievement. Join them as they reflect on the season's highs and lows, the enduring rivalry with OSU, and the shared lessons in success—both on the field and in financial planning. Go Blue! — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com  

Nick Hopwood, CFP at Peak Wealth Management. Visit peakwm.com/gruber for your free roth conversion analysis. Mr. Roth and his team of CFP's love roth conversions and now is the time to take advantage, especially if you are in the 12% tax bracket. Learn more at peakwm.com/gruber

On this episode of the Trust the Plan Podcast, Nick Hopwood, CFP® and Jim Pilat, CFP® dive into the critical yet often overlooked aspects of personal finance: tracking expenses and calculating your net worth. They discuss how regularly monitoring where your money goes can lead to smarter spending decisions, and why understanding your net worth is a powerful tool in building long-term wealth. Whether you're just starting to get a handle on your finances or you're refining your approach, Nick and Jim offer practical tips and insights to help you stay on track, avoid common financial pitfalls, and ultimately trust the plan you've set for your financial future. Tune in for actionable advice and real-world strategies to make your money work for you. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com  

Join us for our special Dinner Table Webinar hosted by Nick Hopwood, CFP®, Jim Pilat, CFP® and Preston Gee, CFP® of Peak Wealth Management. Following the success of our recent in-person seminar, which sparked lively conversations and insightful financial discussions, many clients who couldn't attend requested this virtual session. The webinar focuses on helping families build a strong financial foundation for future generations, with strategies for supporting children and grandchildren while preserving a lasting legacy. Don't miss this opportunity to learn from the experts and deepen your understanding of multigenerational wealth planning. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com  

On this episode of the Trust the Plan Podcast, Nick Hopwood, CFP® and Jim Pilat, CFP® sit down with Olivia Olson, a freshman basketball player for the University of Michigan, at Peak Global HQ. Olivia shares her journey through the recruiting process, her experience as a student-athlete at Michigan, and the unique challenges and rewards of being part of such a prestigious program. She also reflects on the significance of wearing the iconic Block M, particularly for young girls who look up to her as a role model. With insights on both her athletic journey and her academic pursuits, Olivia's story is an inspiring example of dedication, talent, and the power of representation. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

Nick Hopwood, Founder and President of Peak Wealth Management, leads a team of CFP's and manges over 350 million for their clients. Nick is a fiduciary so all advice given to his clients is always in their best interest, not like other advisors where they might be making a commission or towing the company line for the mother ship in New York city. Nick works for you and nobody else. Visit peakwm.com/gruber and reach out to Nick for a free roth conversion analysis. Let Mr Roth help you decide if it makes sense before year end.

On this episode of the Trust the Plan Podcast, hosts Nick Hopwood, CFP® and Jim Pilat, CFP® are joined by Syla Swords, a rising star in women's basketball. Syla shares her journey to the University of Michigan, explaining why she chose the Wolverines as a freshman and what it's like to compete at such a high level. The youngest Olympic basketball player ever from Canada, she also reflects on her unforgettable experience competing in Paris during the 2024 Olympics. As one of the top recruits in the country, Syla has had an incredible start to her college career, including a thrilling matchup against the #1 ranked South Carolina team. Listen in as she talks about balancing school, sports, and her bright future ahead in basketball. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

Welcome to the Trust the Plan Podcast with Nick Hopwood, CFP® and Jim Pilat, CFP® where we tackle the real struggles of financial planning and personal growth. Inspired by a poignant Reddit post, we dive into the challenges faced by a man in his 30s, grappling with high living costs, credit card debt, and the pressure of providing for his young family. Join us as we explore practical strategies and offer actionable advice to help you regain control of your finances and build a brighter future. Whether you're feeling overwhelmed or just looking for a clearer path, we've got the insights you need to trust the plan and move forward with confidence. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

In the Trust the Plan Podcast, hosts Nick Hopwood, CFP® and Jim Pilat, CFP® delve into the changing landscape of financial arrangements among married couples, questioning whether pooling salaries is becoming less common. They discuss the trend of maintaining separate bank accounts and splitting expenses based on income, highlighting how this can create divisions rather than unity. Advocating for a unified approach, they assert that merging finances fosters collaboration and alignment of goals, transforming “his and hers” into “ours.” By working as a team, couples can enhance their financial success and strengthen their partnership, reinforcing the idea that together, they can achieve more. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

Nick Hopwood, leads his team of CFP's (Certified Financial Planners) at Peak Wealth Management, working with clients in nearly all 50 states to help them retire with peak confidence. Learn more about Nick at peakwm.com/gruber and claim your complimentary Social Security analysis as well as a roth conversion analysis.

In this episode of the Trust the Plan Podcast, hosts Nick Hopwood, CFP® and Jim Pilat, CFP® dive into the often-overlooked topic of what happens to Health Savings Account (HSA) funds when the account holder passes away. They'll discuss the importance of beneficiary designations, the tax implications for heirs, and strategies to ensure your health savings continue to serve your loved ones. Join Nick and Jim as they clarify the complexities surrounding HSAs and offer actionable advice to help you secure your financial legacy. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

In this episode of Trust the Plan Podcast, host Nick Hopwood, CFP® sits down with renowned radio personality Steve Gruber to delve into his fascinating career journey. They discuss his experiences interviewing high-profile figures like RFK Jr., the challenges he faced while navigating the radio industry during the tumultuous COVID era, and the evolving landscape of media today. Steve shares insights on building a successful platform amidst uncertainty and the importance of staying true to one's voice in an ever-changing world. Tune in for an engaging conversation filled with behind-the-scenes stories and invaluable lessons from a seasoned pro! — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

Nick Hopwood, Certified Financial Planner, Founder of Peak Wealth Management. Nick has a passion for helping clients retire with confidence. Check out Nick's podcast called "Trust the Plan" - in fact, Nick and Steve recorded an episode together and it will be published next week. Just search out Nick Hopwood on any podcast app or the Peak Wealth Youtube Channel.

On the latest episode of the Trust the Plan Podcast, hosts Nick Hopwood, CFP® and Jim Pilat, CFP® dive into a recent Wall Street Journal article discussing the trends in bank account medians over the past five years. They explore how the financial landscape experienced a notable boost during the COVID-19 pandemic, largely fueled by stimulus checks that temporarily elevated household savings. However, as the economy stabilizes, Nick and Jim reflect on how those numbers have returned to pre-pandemic levels, prompting a deeper conversation about financial resilience and planning in the current economic climate. Their insights shed light on the broader implications for individuals navigating their finances in today's world. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

In this episode of the Trust the Plan Podcast, hosts Nick Hopwood, CFP® and Jim Pilat, CFP® delve into the contrasting performances of Ferrari stock and Dollar General amid today's economic challenges. While Ferrari, a luxury brand, continues to thrive, showcasing resilience against inflation, Dollar General faces declining sales as consumers tighten their budgets. The discussion highlights how high-end luxury items often appreciate in value, even in tough times, while staple goods retailers like Dollar General struggle as economic pressures mount. Join us as we unpack the implications of these trends and what they mean for investors navigating this unique market landscape. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

Nick Hopwood, Certified Financial Planner and Founder at Peak Wealth. Peak Wealth is independent, unbiased, and a fiduciary so you know Nick's advice is always in your best interest

In this episode of the Trust the Plan Podcast, hosts Nick Hopwood, CFP® and Jim Pilat, CFP® delve into the recent drop in money market rates following the Federal Reserve's latest rate cut. While the immediate effects of lower rates can seem beneficial, they argue that the focus should be on longer-term investments and fixed income strategies. The discussion highlights historical trends, examining how the S&P 500 has performed twelve months after rate cuts, drawing insights from data spanning back to 1929. Tune in for a thoughtful analysis on navigating these changing financial landscapes. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

Nick Hopwood, Certified Financial Planner and Founder at Peak Wealth. Nick and his team manage 350 million dollars for high net worth individuals, retirees, and small business owners, and folks looking for a second opinion. Check out Nick's 5 star google reviews - more 5 star reviews than any other advisor I'm aware of.

On the latest episode of the Trust the Plan Podcast, hosts Nick Hopwood, CFP® and Jim Pilat, CFP® delve into an intriguing article titled The Magnificent Memory Hole, which explores the "Magnificent Seven" stocks that have significantly outperformed the market. Despite their impressive gains, the discussion highlights a crucial point: these companies faced substantial downturns in their histories. The conversation underscores that while the current market conditions may appear favorable, it's essential to remember the volatility these stocks experienced. Nick and Jim emphasize that the substantial rewards associated with these high-flying stocks come with considerable risks, and historical market fluctuations often get overlooked. Listen to our podcast or watch the video below to learn more.  — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

In this episode of the Trust the Plan Podcast, Nick Hopwood, CFP® and Jim Pilat, CFP® delve into a Wall Street Journal article about a woman who, after a breakup nearly 40 years ago, stands to inherit her ex's $1 million retirement account due to a beneficiary designation made in 1987. This intriguing case underscores the critical importance of regularly reviewing and updating beneficiary information. Nick and Jim stress that during every client meeting, they ensure accounts are thoroughly reviewed, including making any necessary updates to beneficiary designations. This proactive approach helps prevent unintended financial consequences and ensures that your assets are distributed according to your current wishes. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

Nick Hopwood, Certified Financial Planner and Founder at Peak Wealth. Nick and his team manage 350 million dollars for high net worth individuals, retirees, and small business owners. Nick has a podcast you won't want to miss - the TRUST THE PLAN podcast - just search out nick hopwood in your favorite podcast app. Check out nick's 5 star google reviews - more 5 star reviews than any other advisor I'm aware of. Schedule your second opinion at peakwm.com/gruber. 1. Fed chair Jerome Powell spoke last Friday at Jackson Hole 2. When you retire or change jobs what do you do with your old 401k? 3. what should be my top priority for savings and investing for retirement - 401k? Roth? HSA? Brokerage? 4. Harris agrees with Biden on the tax on unrealized gains 5. Teaching kids about money - does an allowance still make sense? 6. Harris is proposing a $6,000 one time baby bonus and reinstating the COVID child tax credit of $3,600 per child (currently the child tax credit is 2,000). JD Vance agrees with a 5k credit and Trump says he agrees with the idea of a credit but has not specified how much.

In the latest episode of the Trust the Plan Podcast, hosts Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth delve into the crucial topic of defining their ideal client. With a focus on personalized wealth management, they discuss the characteristics that make a client a perfect fit for Peak Wealth's strategic approach. According to Nick and Jim, their ideal client is someone who values long-term financial planning, demonstrates a commitment to their financial goals, and seeks a collaborative partnership in achieving peak wealth. They emphasize the importance of clear communication, mutual trust, and shared values in fostering a successful client-advisor relationship that drives optimal financial outcomes. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

On this episode of the Trust the Plan Podcast, hosts Nick Hopwood, CFP® and Jim Pilat, CFP® dive into a fascinating analysis of consumer confidence trends segmented by political affiliation, drawing on a JP Morgan chart spanning from 2000 to the present. The data vividly illustrates how consumer sentiment among Republicans and Democrats has fluctuated in response to major events such as 9/11, the housing market crash, and other significant milestones. For instance, the chart reveals that Republican consumer confidence often surged in the wake of elections won by their party, while Democratic confidence generally peaked under their leadership, albeit with notable drops during economic crises or geopolitical tensions. This dynamic interplay highlights not only the impact of political shifts on consumer behavior but also the broader economic ripple effects of pivotal historical events. Nick and Jim's analysis sheds light on how these patterns reflect deeper ideological divides and the broader economic psyche over the past two decades. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

Nick Hopwood, certified financial planner and founder at peak wealth, managing over 350m for high net worth individuals and small business owners. Schedule your second opinion at peakwm.com/gruber. 

Nick Hopwood, certified financial planner and founder at peak wealth, managing over 350m for high net worth individuals and small business owners. Schedule your second opinion at peakwm.com/gruber   1. US just hit 35 trillion in debt   2. We are seeing continued rotation out of tech and into small caps   3. PUBLIC SERVICE ANNOUNCEMENT: DOUBLE CHECK YOUR BENEFICIARIES. If you don't have a named beneficiary your money will go to probate   4. Four questions to ask yourself if you are ready to retire   5. Market is fully pricing in a Fed rate cut in September.