Wealth Coffee Chats

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Looking for a daily update on creating the wealth of your dreams? Do you want property investment explained in a simple language? Do you want to learn it whilst sipping on your coffee? Then you’re in the right place! Join me for a daily coffee and chat about all things wealth. With a strong focus on real estate wealth, you’ll cut through the confusion and overwhelm that stops most people in their investment tracks. For the live edition of the episode, where I can answer your questions live, join me on Facebook

Jason Whitton


    • Jun 4, 2025 LATEST EPISODE
    • weekdays NEW EPISODES
    • 18m AVG DURATION
    • 852 EPISODES


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    Latest episodes from Wealth Coffee Chats

    What 11,500 Rental Audits tell us about Min Standards in Victoria

    Play Episode Listen Later Jun 4, 2025 11:26


    Last-Minute Tax Moves to Save You Thousands Before June 30

    Play Episode Listen Later Jun 3, 2025 14:51


    Tax Tuesday is here, and this Wealth Coffee Chat is packed with critical strategies you can still implement before June 30 to dramatically reduce your tax bill. Whether you're a business owner, property investor, or PAYG employee, this episode breaks down proactive tax planning tactics—from instant asset write-offs and superannuation contributions to prepaying expenses and claiming depreciation. Don't leave money on the table—take control of your financial future while there's still time!

    How to Save $61K on Your Home Loan by Doing This One Thing

    Play Episode Listen Later May 30, 2025 15:57


    In this Finance Friday edition of Wealth Coffee Chats, we unpack how a simple repayment strategy could save you over $61,000 in interest and shave years off your home loan. Discover the power of maintaining current repayment levels after a rate drop, why banks don't always adjust your minimum repayments, and how brokers calculate your true borrowing capacity. With insights into HEMs, budgeting, and lender conversations, this episode equips you with practical tools to take control of your property finance journey. Don't forget—Positive's Property Summit is just around the corner!

    Why Shares Are the Most Active and Emotional Asset in Your Portfolio

    Play Episode Listen Later May 29, 2025 16:07


    In today's Wealth Coffee Chat, Alex breaks down the dynamic world of equities—also known as shares—and why they're considered the most active asset class in your portfolio. From global diversification and blue-chip stocks to index funds and franking credits, discover how this high-risk, high-reward asset class can fast-track your wealth-building journey. Learn the key distinctions between direct equities, managed funds, and the hidden exposures within your super fund. Whether you're a seasoned investor or just starting out, this episode helps demystify one of the most talked-about investment vehicles in today's market.

    Why 22% of Property Investors Sell in 12 Months – Don't Be One of Them!

    Play Episode Listen Later May 28, 2025 13:12


    In this special Property Management edition of Wealth Coffee Chats, Cass Shostak explores a concerning trend—22% of property investors are selling within just 12 months. What's causing this rapid turnover, and what can you do to avoid it? Cass breaks down the real costs of selling too soon, the long-term benefits of holding, and how tightening vacancy rates and rental returns play into the bigger picture. Plus, find out how the upcoming Property Summit could help you stay in the game and build lasting wealth.

    Should You Invest Your Super in Property or Crypto? The Truth About SMSFs Revealed

    Play Episode Listen Later May 27, 2025 11:39


    On this episode of Wealth Coffee Chats, we deep-dive into the pros and cons of using a Self-Managed Super Fund (SMSF) to invest in property, shares, and cryptocurrency. Discover how to structure your SMSF to minimise costs and maximise long-term returns, and learn why loan management is the secret to supercharging your wealth inside Super. Whether you're a business owner eyeing commercial property or an investor weighing crypto versus shares, this episode breaks it all down. Get smarter with your SMSF strategy—your future self will thank you.

    Unlock Equity & Use Rate Cuts to Buy Your Next Investment Property

    Play Episode Listen Later May 23, 2025 16:37


    In this Finance Friday edition of Wealth Coffee Chats, we dive into what the latest 0.25% interest rate cut means for investors and homeowners—and how to use it to your advantage. Learn how to review your current mortgage, calculate available equity, and prepare to access funds for your next property purchase. With lender tactics, broker negotiation tips, and simple formulas to estimate borrowing capacity, this episode equips you with the practical tools to act confidently in today's shifting market. Plus, we spotlight the upcoming Property Summit and why it's a must-attend.

    Property in Your Portfolio: Why It's Underused in Super But Overlooked in Planning

    Play Episode Listen Later May 22, 2025 18:26


    Property might be Australia's biggest asset class, but did you know it's often underrepresented in your superannuation portfolio? In this episode of Wealth Coffee Chats, Alex dives deep into the true role of residential and commercial property in long-term wealth strategy. Learn how property compares to other asset classes, why it's not as liquid as you might think, and how it fits within your income and retirement goals. A must-watch for any investor aiming for balance and performance in their portfolio.

    How to go above & beyond achieving market rent?

    Play Episode Listen Later May 21, 2025 19:33


    Backyard Developments: Big Profits or Tax Disaster? What Every Investor Must Know

    Play Episode Listen Later May 20, 2025 14:44


    Thinking about subdividing or building out the back of your property? Before you grab the shovel, tune in to this Tax Tuesday episode where Daniel McPherson explains the hidden risks in backyard developments. From finance pitfalls and GST to losing your main residence exemption, this session breaks down why these “mum and dad” projects require serious planning. Learn how to avoid costly mistakes and unlock your equity the smart way.

    Banks Are Dropping Rates! How to Negotiate & Restructure Loans in 2025

    Play Episode Listen Later May 16, 2025 11:21


    With fixed interest rates dropping and lenders offering better deals to new clients, now is a prime time to renegotiate your mortgage. In this episode of Wealth Coffee Chats, we explore how to secure a better rate, the power of discharge forms, and why reviewing your loan structure annually is critical—especially for investors scaling their portfolios. Learn actionable finance tips to protect your cash flow and set yourself up for the next property purchase.

    What Is Fixed Interest? The Most Misunderstood Investment Explained

    Play Episode Listen Later May 15, 2025 20:51


    Fixed interest investments like bonds and term deposits are often overlooked—but they play a powerful role in protecting and stabilising your portfolio. In today's Wealth Coffee Chat, our resident financial planner breaks down what fixed interest really is, how it works, and why it matters in 2025. Learn about government vs corporate bonds, how interest rate changes impact capital value, and how this underrated asset class complements your wealth-building strategy.

    55% of Investors Are Missing This Critical Cover | Why Landlord Insurance Matters in 2025

    Play Episode Listen Later May 14, 2025 18:17


    Only 45% of Australian property investors have adequate landlord insurance—are you one of them? In this Wealth Coffee Chat, Cash Schost dives into a recent real-world scenario that highlights why every investor must understand the fine print of their insurance policy. Learn what's covered (and what's not), key updates from top providers like Terri Scheer, and how to avoid costly mistakes when managing tenants, pets, rent arrears, and storm damage.

    Should You Start an SMSF in 2025? Tax Advisor Explains Key Rules, Risks & Rewards

    Play Episode Listen Later May 13, 2025 9:46


    Thinking about starting a Self Managed Super Fund (SMSF)? In today's Wealth Coffee Chat, financial advisor Anthony Wolfenden kicks off a brand-new series demystifying SMSFs. He unpacks what they are, who they're for, why they've exploded in popularity, and the key compliance rules every investor must understand. From tax advantages to potential pitfalls, this episode sets the foundation for strategic retirement investing in 2025.

    The Real Reason You're Investing in Property (Hint: It's Not Just About the Money)

    Play Episode Listen Later May 12, 2025 12:04


    What's the real reason behind your property investing journey? In today's Wealth Coffee Chat, we dig into the deeper “why” behind wealth creation—from passive income and early retirement to legacy planning for your kids. Jason unpacks the long game of property investing, reminding us that it's not just about building wealth—but also about living a long, healthy, and fulfilling life. Plus, hear about special guest Marcus Pearce and why health is your most undervalued investment strategy. Ready to rethink your wealth goals?

    New Government Schemes & Interest Rate Cuts: What Homebuyers and Investors Must Know

    Play Episode Listen Later May 9, 2025 16:40


    Labours is in power whIn this episode of Wealth Coffee Chats, we break down the latest government housing initiatives and what they mean for both new and existing property owners. Discover how changes to the Home Guarantee Scheme, the Help to Buy program, and battery rebates could impact your strategy. We also discuss the implications of anticipated interest rate cuts on lending power and property affordability. Whether you're buying your first home, investing with friends, or planning your next move, now's the time to prepare with your broker and the Positive Six Star Team.at this may mean for first home buyers and current home owners

    3 Year 3 Taxes on the cards

    Play Episode Listen Later May 8, 2025 25:47


    3 Taxes to Keep an eye on under the current Government.

    End of Financial Year Traps: Don't Let ‘Deduction-itis' Destroy Your Wealth!

    Play Episode Listen Later May 6, 2025 12:38


    As the end of financial year (EOFY) approaches, it's easy to fall into the trap of deduction-driven spending—but is it really saving you money? In today's Wealth Coffee Chat, Daniel McPherson unpacks “deduction-itis,” the dangerous mindset that leads investors and business owners to waste cash under the guise of tax savings. From flashy car purchases to overpriced tech, we explore real-life examples, smarter strategies, and how to keep your wealth on track. Discover EOFY tax tips, compliance pitfalls, and why your cash flow matters more than deductions.

    Do weekly repayments pay off an offset loan faster?

    Play Episode Listen Later May 2, 2025 12:21


    Cash Is King

    Play Episode Listen Later May 1, 2025 15:37


    What you & your Property Manager should be doing to select the right tenant

    Play Episode Listen Later Apr 30, 2025 15:15


    Cash Flow Secrets Every Investor & Business Owner Needs to Know

    Play Episode Listen Later Apr 29, 2025 15:09


    In this episode of Wealth Coffee Chats, Daniel McPherson dives into practical strategies for mastering cash flow—one of the most critical drivers of long-term financial success. Whether you're a small business owner or a leveraged property investor, you'll learn how to optimise income, manage expenses, and avoid common pitfalls that can lead to insolvency. Discover how to forecast effectively, create financial buffers, and structure smarter cash flow systems in today's volatile economy.

    Will the Election Actually Impact Property Investors? Here's the Truth

    Play Episode Listen Later Apr 28, 2025 22:10


    In today's Wealth Coffee Chat, Jason Whitton is joined by Andy Fenton to unpack whether the upcoming election will genuinely affect property investors in Australia. With both major parties sitting on the fence, the conversation dives into real concerns around negative gearing, capital gains tax, and the staggering lack of supply-side solutions. Jason and Andy also expose how foreign investment incentives are sidelining Aussie investors and why policy changes often do more harm than good. Plus, learn how to future-proof your wealth strategy—regardless of who wins power.

    Why Diversification is Your Best Investment Strategy in 2025

    Play Episode Listen Later Apr 24, 2025 22:17


    In today's Wealth Coffee Chat, Senior Financial Adviser Alex dives into the only thing investors can truly control—asset allocation. Using Tesla's surprising stock rally after poor earnings as a real-world example, Alex unpacks how market logic can defy investor expectations and why a diversified portfolio is essential. Whether you're all-in on property or new to investing, learn how to protect and grow your wealth through smart asset choices. Let's Wealth Coffee Chat!

    Bought Property During COVID? Here's What Happened Next in Brisbane's Rental Market!

    Play Episode Listen Later Apr 23, 2025 14:18


    In today's episode of Wealth Coffee Chats, Cass unpacks the remarkable capital and rental growth seen in Brisbane's Chermside since 2022—specifically for investors who purchased during the COVID era. Discover how values have surged by up to $250K and rents climbed as much as $200 per week in just a few years. Cass also shares essential insights on the importance of strategic holding, market timing, and staying aligned with your investment plan. Whether you're holding or thinking about selling, this episode is your wake-up call to check in with your Six Star Team. Let's Wealth Coffee Chat!

    Entities & Tax Rates

    Play Episode Listen Later Apr 22, 2025 12:15


    Update on Tariffs

    Play Episode Listen Later Apr 17, 2025 15:48


    How to increase your rental return with an upgrade!

    Play Episode Listen Later Apr 16, 2025 18:00


    Tax Planning

    Play Episode Listen Later Apr 15, 2025 11:53


    These Election promises wont fix supply

    Play Episode Listen Later Apr 14, 2025 21:51


    Take these steps to take to review your loan interest rate!

    Play Episode Listen Later Apr 11, 2025 13:04


    Pause On Tariffs Or Is It?

    Play Episode Listen Later Apr 10, 2025 21:18


    Rental Application Changes in QLD. Here's what every landlord needs to know!

    Play Episode Listen Later Apr 9, 2025 12:50


    Salary sacrificing - what are you missing out on?

    Play Episode Listen Later Apr 8, 2025 13:21


    High tax to no tax. High risk to no risk

    Play Episode Listen Later Apr 7, 2025 22:24


    Debt Recycling - Loan Structure

    Play Episode Listen Later Apr 4, 2025 10:55


    Trump Liberation Day

    Play Episode Listen Later Apr 3, 2025 20:08


    Breaking down the Lease Agreement. What you need to know!

    Play Episode Listen Later Apr 2, 2025 16:56


    The 2025 Shiny Bauble Federal Budget

    Play Episode Listen Later Apr 1, 2025 7:30


    The Top 10 Myths of Property Investing

    Play Episode Listen Later Mar 31, 2025 23:34


    From Dreams to Keys: How do you start your property journey?

    Play Episode Listen Later Mar 28, 2025 17:59


    The Budget and Housing. All smoke and mirrors!

    Play Episode Listen Later Mar 26, 2025 10:33


    Maximising Interest Deductibility

    Play Episode Listen Later Mar 25, 2025 14:53


    How you "Feel" is the reason your failing!

    Play Episode Listen Later Mar 24, 2025 15:20


    Lenders expand their LMI waivers to more professional

    Play Episode Listen Later Mar 21, 2025 7:44


    Changes to superannuation are coming - what do they mean for you?

    Play Episode Listen Later Mar 20, 2025 17:28


    Do you struggle to handle defects on your new build property?

    Play Episode Listen Later Mar 19, 2025 15:35


    The sneaky little tax the ATO tells you about when they send you the bill

    Play Episode Listen Later Mar 18, 2025 10:47


    Free House? Exciting Opportunities for First-Time Homebuyers

    Play Episode Listen Later Mar 17, 2025 16:17


    Lending is a team game

    Play Episode Listen Later Mar 14, 2025 8:40


    Cyclone, Winds, Flooding. Are we insured?

    Play Episode Listen Later Mar 12, 2025 16:15


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