Latte Money

Hello My Lattes! In this episode, I am so excited to speak with Tessa Waresmith. Tessa achieved the status of millionaire in her 20s. Yes! You read that right. In her 20s! Wanting to maintain this status, she was taught in order to keep her wealth multiplying, she needed to invest. So she retained a friend who was a financial advisor. And lessons were learned but they were not the ones she expected! Join Tessa and myself as we discuss: patreon.com/lattemoneycafe Crypto Job benefits Financial Advisors Annuity Index Funds Quit Like a Millionaire by Kristy Shen , et al. Entrepreneurship Multi-six figure income 9-5 jobs Building wealth Honorable Mentions Founder of Purported Cryptocurrency Company Sentenced Are Benefits More Important Than Salary? 7 Mistakes People Make When Choosing a Financial Advisor Guide to Annuities: What are they? What Are Index Funds? How Do They Work? Making Money while Traveling with Rachel Covert 9–5s Don't Kill Dreams, They Fund Them: Here's Why Follow Tessa here: Website: https://wealthwithtess.com/ Instagram: https://www.instagram.com/wealthwithtess/ FREE SAVVY INVESTOR STARTER PACK  LINK: https://www.moneyconfidentcoach.com/savvy?utm_campaign=savvy&utm_medium=share&utm_source=podcast ☕

It has been five months since I dropped the last Latte Money episode. For those who are new here, welcome! For those who have been talking Money, Honey with me since 2022, Thank You for showing up with me again. After dropping a podcast episode almost every week for a year, it started feeling like work and as someone who already has a full time job, I was unsure if I wanted to continue the podcast. After taking a break and tapping into what I really wanted to do my conclusion was HELL YES! I WANT TO CONTINUE! In this episode, I will share how I came to the HELL YES as well I what I have been up to, or should I say down to, these last few months! Join me as I discuss: patreon.com/lattemoneycafe Exploration Taking a Break Gastric Sleeve Tummy Tuck Compulsive Behavior Plastic Surgery Covid-19 Financing Surgery Mommy Make-Over Honorable Mentions When Passion Leads to Burnout Economic Impact of the Clinical Benefits of Bariatric Surgery in Diabetes Patients with BMI ≥35 kg/m Compulsive Spending and Eating Disorders: Experts are Recognizing the Similarities Will a Tummy Tuck Help Relieve Back Pain? Covid-19 is fueling a Zoom-boom in cosmetic surgery Plastic surgery financing facts and statistics Cosmetic Surgery Age Distribution ☕

If you didn't know, there was a show on Bravo called "The Millionaire Matchmaker". I was obsessed with it. It is exactly what it sounds like! A group of people seeking out a matchmaker to find them the person of their dreams. In this episode, my dreams are coming true as I speak with Christiana Maxion. Not only is Christiana connected to Patti Stanger (The OG Millionaire Matchmaker), but she shares with us how she took an overwhelming situation (being fired from her teaching job) and pivoted into creating a $50,000/month revenue business! Join Christiana and I as we discuss: patreon.com/lattemoneycafe Passion Projects Marrying Rich Education Power Dating Standpoint Taylor Swift Pandemic Pivot Imposter Syndrome Burnout LinkedIn Empowered Dating Dating Apps Honorable Mentions A woman's best route to the top 1 percent is to marry rich, research shows Why do we expect so little from male politicians and so much from female politicians? The Great Pandemic Pivot 10 Signs Your Job Is Making You Sick You Are a Badass at Making Money: Master the Mindset of Wealth by Jen Sincero Everything I learned from using a professional matchmaker 57% Of Single Adults In U.S. Not Looking To Date, Survey Says Learn more from Christiana Maxion in these spaces: Website https://christianamaxion.com/ IG: christiana.maxion.matchmaker LinkedIn: https://www.linkedin.com/in/christiana-maxion/ Dating in Dubai Podcast: https://christianamaxion.com/dating-in-dubai/ ☕

We had our first Patreon book club discussion and it was fantastic!! If you are ready to talk about finances with like-minded people, join the Latte Money Patreon! Another discussion for the remaining half of the book is coming up soon so don't delay. You don't want to miss it. Reading the Patreon book has done what every book should do: it makes you think. And for me, it made me think....Where is my money going!! Join me as I discuss: patreon.com/lattemoneycafe Money Leaks Cleaning Wasting Money Renting vs Buying Second Hand Purchases Being Intentional Athleisure wear Taylor Swift Premium Credit Cards Honorable Mentions Quit Like a Millionaire by Kristy Shen et al 30 Things You're Probably Wasting Money On 10 Most Common Financial Leaks: Plug Them Now! Rent The Runway Primary Motivations for Second-Hand Shopping LuluLemon ☕

Dubai was an amazing experience but I am exhausted. Between the 10-hour time difference and the networking, I definitely should have scheduled a vacation after this experience. However, I have found some interesting facts about Dubai that I had to share with you! Also, you know whenever I go somewhere I share the cost breakdown and this is no different. But before we get into that, let's talk about the elephant in the room: Silicon Valley Bank or most commonly known as SVB. It's a mess! Join me as I discuss: Sympathy Stock CAMP Peer to Peer Investing patreon.com/lattemoneycafe Stimulus checks PPP loans Inflation Selling for a Loss UAE Exploitation Millionaires Low Crime Cost of Living Honorable Mentions Why Silicon Valley Bank collapsed and what it could mean 2 More Bank Stocks Are Falling as Worries Mount The Fastest-Growing Tech Companies of 2020 look toward a post-Covid world Special Purpose Acquisition Company (SPAC) Explained: Examples and Risks Deposit Insurance Labor Cruelty Inside Dubai, the City of Gold UAE Ranks No. 1 For Migrating Millionaires; U.S.“Fading Fast,” China Falls ☕

I love to be in people's money business! That why, even though I was in Dubai, I was so excited to speak with Noemi Viver Grigorian who has throughout her life found the most creative ways to make that money, honey! Noemi first came to the United States as an exchange student in her senior year in high school. When she returned to Spain, she told her mother, "I want to get my degree in America" and that is exactly what she did. After graduating from San Francisco State with a degree in Finance, she started working at Peet's Coffee, transitioned to Apple and is now working for Comcast. Even though she is making a great salary, being a single mom to two littles, she just needed some extra to get her through. Join Noemi and myself as we discuss: Live-In Nanny Business Operations California Child Support Market Research Housecleaning Cost of Living First Generation Amazon FBA Kohls Rewards Write-Offs patreon.com/lattemoneycafe Generational Wealth Honorable Mentions Care.com Peet's Coffee The Best Practices For Hiring A Live In Nanny Why So Many Children of Immigrants Rise to the Top How to Apply for an Employer Identification Number (EIN) Learn from Noemi Viver Grigorian: Noemi's Workshop: Friday, March 10, 2023 at 3:00 pm - 4:00 pm PST Webinar "Become an Amazon Seller: How to Get Started and Quickly Scale Up" https://webinarfbatothemoon.eventbrite.com Noemi's Bootcamp fbatothemoon.eventbrite.com Code SMS20OFF for Stock Market Stories group gets you 20% off any tier (the early bird pricing is limited) so tickets are as low as $77.60 ☕

In this episode, I am celebrating MY BIRTHDAY! I feel in my bones, that my 39th year is going to be the best one yet! I started it off celebrating all the things I love (Valentine's Day, Mardi Gras, and my family) and now I want to invite you to celebrate with me! I have an exciting new opportunity for YOU to learn even more about money, honey...but you have to listen to the entire episode to find out what it is. Until then, let me share with you different stories of how myself and some friends have made money outside of the box. Join me as I discuss: Money Mindset Valentine's Day Mardi Gras Last Chance Amazon Real Estate Rental Arbitrage Stock Market Investing patreon.com/lattemoneycafe Honorable Mentions What is a “money mindset” 9 Empowering Ways to Be Your Own Valentine How to Resell for a Side Hustle 9 Ways Real Estate Can Make You Rich How Many Shares Should I Buy of a Stock? Options Strategies: Covered Calls & Covered Puts Patreon ☕

This episode is chock full of amazing information. Firstly, Latte Money is creating a Discord channel! In this channel, we will talk about "a latte" things including investing, stock market, the real estate is so many other money related topics! Stay tuned to find out how you can join. Secondly, I have been reading quarterly trading reports. Yes, for fun! Per investopedia, a quarterly trading reports is a summary or a collection of a company's financial statements, such as balance sheets and income statements, issued every three months. If you are a business owner, sell anything, or buy anything, you are going to want to take a listen to this episode. Join me as I discuss: Consumer Behavior Inflation Consumer Price Increases Earnings Reports Fast Food Store Brands Savings Credit Cards Travel Industry Conscious Spending Stock Market Portfolio Honorable Mentions What Causes Inflation? CPI January 2023 is 6.4%, core inflation rose - USA Today Americans are spending an extra $371 a month because of inflation YUM Financial Releases Here's What To Expect From 2023 Travel: Trends And Predictions ☕

I have been quite honest in my money journey. As I explored changing my mindset when it comes to money, I always wondered, why aren't there more stories of people talking about their relationship with money. And I don't mean the older white guys who say you can get yourself out of poverty by not buying a coffee. I am talking about ingrained beliefs that people have with money. It is always exciting to talk about conquering your money story and thriving but it's harder when you feel like you are battling money challenges. This episode is about my struggle with just that. In this episode, I will be discussing: My best money year Money struggles Emergency account Additional income Rental Properties Passive income Furnished Finding Patreon Asking for Funds Blessed Money Intentions Gratitude Honorable Mentions Understand Your Relationship with Money The link between money and mental health How To Use Self-Introspection To Increase Financial Intimacy 25 Ways to Make Money Online, Offline and at Home The Soul of Money by Lynne Twist How Gratitude Can Help Your Financial Life ☕

My very first job was a telemarketer!! And with that job, I was able to purchase a furniture set for my first apartment. At 20, our lives are very different than where we end up when we are in our 30s and 40s. If you could turn back the hands of time, what would you tell your 20-year old self about money?! Well today, I am speaking with a group of my 20-years old cousins about just that: their money stories, what is the most expensive things they purchase and what they consider a desirable income. Shout out to my Guests! Thank you, Cousins: Aya IG pixelgloss Afnan IG afnannhamdan Jenna Hamdan IG JennaJamilah Rawan Abed TikTok LifeOfRawan Dalya Qadadah Sondos Fares Sawsan Rizeq IG Sawsanmke Join us as we discuss: Biggest expenses Expensive cities Utilities Financial Stress Education costs Tutor Experiences No regrets Ideal Lifestyle Desirable income Honorable Mentions The Average Salary by Age in the U.S. The 25 Cheapest Places to Live: U.S. Cities Edition Financial Planning in Your 20s: Skills You Need To Master How much does a baby cost in the first year? 6 Reasons Why The Best Job You'll Have In Your 20s Is At A Restaurant How much money you need to make to live comfortably in every state in America ☕

I have missed you!! I am back from our holiday break and am bringing all of the excitement into 2023!! I had the best experience in Paris in December and I am still embracing that energy. It only makes sense that I bring you someone who not only was one of my Paris tour guides but also someone who's voice just booms fun, love and warmth. Those three things are what I wish for you in 2023!! My guest for this episode is April Pett. April love Paris, the culture, and most importantly, she loves what she does. Let's make it a 2023 goal to be as excited as April is, to go into work every day. Join April and myself as we discuss: The World Cup Language Eiffel Tower Fashion A Year Abroad Strength Finders Tour company Being Brave Entrepreneurship Influencers Law of Attraction Espresso Honorable Mentions The Importance of Learning Languages The magic behind the tourist's Paris 7 Simple Ways to Learn About a Different Culture Shame Is Detrimental To Mental And Physical Health, Experts Say, And Women Tend To Feel It More 5 Ways To Stop Giving Negative People Too Much Power In Your Life Where can you follow April Pett: Website: https://www.aprilinparistours.com/ Instagram : https://www.instagram.com/aprilinparistours/ Facebook: https://www.facebook.com/AprilinParisTours ☕

Tis the season of giving and in this episode, I have the best gift for you: The gift of talking about travel and money. I LOVE when people give me a financial breakdown of their big trips because with this knowledge, I can go on that trip, too. I want you to be able to go to Paris just like me so I will be sharing what was worth l'argent (the money in French) and how I am travel hacking my way to another trip to France! Join me as I discuss: Travel hacking Travel cards Air France Rakuten Southwest Points Hotels Guided Tours Food Tour Angelina Fresh Food Honorable Mentions Travel Hacking with Jennifer Brady 5 Scientifically Proven Health Benefits of Traveling Abroad Amex Transfer Partners: How & Where to Transfer Membership Rewards Points Welcome to Paris! Welcome to Versailles 15 Traditional French Foods You Need To Try in France ☕

When you think of your favorite foods, are you a sweet person...or do you crave salty treats! Whichever you chose, this episode is bringing you both! In this episode, I have the opportunity to speak with the wonderful Fatmah Muhammad Williams who is changing the world with her dough. This is not a euphemism for money but ACTUAL DOUGH! Fatmah has mastered the award winning dessert knafeh. Per her website, Knafeh Queens, they layer buttery knafeh dough with mouthwatering sweet and salty cheese filling that is drenched in syrup for a decadent dessert that's fit for royalty! But this conversation is not all delicious. We will be discussing our experiences with overt racism and what it was like to be a Muslim in the United States immediately after the tragic September 11th events and how Fatmah's kids asked her if they were going to be "kicked out of America" after Trump took office. Join Fatmah and myself as we discuss: Knafeh Palestinian Racism Connection Innate Gifts Gift of Gab San Bernadino Shooting Muslim Starting a business Just Do It Opportunities Generational Wealth Honorable Mentions How Food Brings Us Closer Together How The Events Of 9/11 Still Affect The Israeli-Palestinian Conflict Anti-Muslim hatred has reached 'epidemic proportions' says UN rights expert, urging action by States The Big Leap by Gay Hendricks How to Identify the One Thing You Were Born to Do How To Learn From Your Business Mistakes ​Life Purpose: What Is It and How to Find It Outliers: The Story of Success by Malcolm Gladwell Where can you follow Fatmah Muhammad Williams: Instagram: Knafeh Queens Website: www.knafehqueens.com ☕

If you have wanted to travel and you have the time, you now have the money! The euro is worth less than a $1.00 and I couldn't be more excited. I am so excited, that I am taking my daughter and mother on vacation...to PARIS! And it is costing me less to have an amazing experience: YES, PLEASE!  Some would say it was LUCKY that I am going to Paris when the euro is less than the dollar. Is it LUCK or is it me seeing an opportunity and jumping on it? Let's explore this idea together! Join me as I discuss: Tourist Taxes VAT Refund Opportunities Lucky Christi Helsel Botello Coffee Queen Good fortune Unlucky Luck Experiments Personality Tests Behavior Honorable Mentions What does it mean that the euro has fallen below parity with the dollar? Guide to VAT refund for visitors to the EU How To Attract Good Luck: 4 Secrets Backed By Research The Power of Optimism Magazine - Its Remarkable Impact The Luck Factor by Richard Wiseman Six Things Lucky People Do That Others Don't ☕

This episode is going to be a little different! In honor of Breast Cancer Awareness month, I will be speaking to two women who have different experiences with breast cancer. You may recognize one of my guests, Lorraine Galvis, who was featured in episode 21: Achieving the American Dream Through Relationships. Today, she will be speaking about her experience as a surivivor of breast cancer. I also welcome, Noora Aburaad BSN, RN. Noora is an Oncology nurse navigator for breast cancer patients at Texas Medical Center in Houston.  Join me and my guests in conversation as we discuss: Diagnosis Menstruation Heritage Community Research Emotional Response Coping Mechanism Hope Financial Plan Financial Peace University Life Insurance Planning ahead Fertility Honorable Mentions Chick Mission: https://www.thechickmission.org/ 5 Under 40: https://5under40.org/ The Donna Foundation  https://thedonnafoundation.org/programs/   Susan G. Komen https://www.komen.org/treatment-assistance-program/   The Pink Fund   https://pinkfund.org/get-help/   Wishing for Mommy http://wishingformommy.org/make-your-wish/   Provision Project https://provisionproject.org/application/   Remember Betty https://www.rememberbetty.com/   Team Maggie  https://www.teammaggiesdream.org/   Find Help  https://www.findhelp.org/ Where can you follow Lorraine: Website: galvisandcompany.com Instagram: galvisandcompany Email: info@galvisandcompany.com Where can you find Noora: Website: https://www.tmc.edu/ Instagram: https://www.instagram.com/thetexasmedicalcenter/LinkedIn: https://www.linkedin.com/company/texas-medical-center/Facebook: https://www.facebook.com/texasmedcenter ☕

Recently, I did a call to action in a Facebook Group dedicated to women in Optometry (shout out to you, OD Divas)! I asked if anyone had any experiences that they would like to share regarding a toxic or negative work environment. I was shocked by the amount of my fellow colleagues that reached out to me and the experiences about how they were wronged in the industry. I believe these stories of women in Optometry need to be told. That is why Latte Money is starting a series called: Seeing Our Truth. This series is dedicated to the Optometrists that have been treated like assistants instead of doctors and have chosen to do something about it! In today's episode, I will be speaking to Dr. Jennifer Smith. Dr. Smith is a the owner of Boreing Vision and her goal is to meet and exceed your expectations by providing friendly service, professional care, and quality products to everyone in Lake Charles at affordable prices. Join Dr. Jennifer Smith and myself as we discuss: Pandemic Business Equity Ownership Alignment Maternity Leave Being fired Optometrist Self Advocacy Honorable Mentions Women Business Ownership in America On the Rise 5 scientifically proven ways to be happier at work Dismissal during pregnancy, or maternity, adoption or shared parental leave Celebrating women in optometry: 5 awesome facts Where can you follow Dr. Jennifer Smith: Website: https://boreingvision.com/ Facebook: https://www.facebook.com/BoreingVisionClinic ☕

Recently, I did a call to action in a Facebook Group dedicated to women in Optometry (shout out to you, OD Divas)! I asked if anyone had any experiences that they would like to share regarding a toxic or negative work environment. I was shocked by the amount of my fellow colleagues that reached out to me and the experiences about how they were wronged in the industry. I believe these stories of women in Optometry need to be told. That is why Latte Money is starting a series called: Seeing Our Truth. This series is dedicated to the Optometrists that have been treated like assistants instead of doctors and have chosen to do something about it! I cannot imagine beginning this discussion without speaking to Dr. Maria Sampalis. If you are an optometrist, you have definitely heard her name!! Dr. Sampalis shares when she didn't get the answers she was seeking, she created her own! And the optometry world has been better because of it! Join Dr. Maria Sampalis and myself as we discuss: Immigration Rhode Island Eye refractions Entrepreneurship DeFocus Media Warby Parker Publishing Webinar Passion Double Greek coffee Honorable Mentions New England College of Optometry The Future is Female Immigration and Entrepreneurship in the United States 2019 Most Influential Woman in Optical Where can you follow Dr. Maria Sampalis: Founder of Corporate OD Alliance- CODA Founder of Corporate Optometry Publication Facebook group: Corporate Optometry Instagram: Corporate Optometry ☕

Although I am not getting paid to say this: I MEET THE BEST PEOPLE AT FINCON and this episode's guest is proof of that! As a first generation Latina, Lorraine Galvis, Esq. used her savvy brains and her love of music to get an internship at one of the most well known recording labels in New York when she was only 16! Lorraine's tenacity, hard work and persistence to make a name for herself in the music industry is attributed to the many phenomenal women she considers mentors and friends. The very first person on that list is her mom. After working for the most influential people in hip hop, Lorraine is now an attorney who owns and operates a law firm focusing on trademarks, contracts, social media, entertainment, & small businesses since 2014. Join Lorraine and myself as we discuss: Starbucks caramel macchiato latte Immigration East Harlem, NY Single Mother Union workers Baby boomers Custodian Engineer First generation Work culture Shay Young Sean Coombs Making The Band Labeling Theory Breast cancer Relationships Mentorships Honorable Mentions 4 Monthly Budget Tips to Stretch Your Paycheck Further Why Are Employee Benefits Important? The Roll of Job Loss The Pressure of Being a First-Generation Student The Influence of Hispanic Music in American culture Where can you follow Lorraine: Website: galvisandcompany.com Instagram: galvisandcompany Email: info@galvisandcompany.com ☕

WE MADE IT TO 20 EPISODES!! Can we take a moment and celebrate this victory!

I have to tell you, I LOVE FinCon!! In fact, some of the guests I have had on this podcast have come from meeting them at FinCon in 2021! This year, it was in Orlando, Florida. This conference is not just for people in the financial industry. It is for entrepreneurs, content creators, brand enthusiasts and so many more! When coming back home from FinCon, my learning did not stop. On the airplane, I got an opportunity to read an article about mindset and the differences between growth or fixed. Did you know we can have both? Join me as I discuss: Money Making Journey Limiting Beliefs About Wealth Money Nerds Passive Investing with Angela Matthews Making Money while Traveling with Rachel Covert Learning How To Be an Entrepreneur with Rachel Jimenez Growth Mindset Failure Motivation Fixed Mindset Triggers Honorable Mentions FinCon MoneyLife with Chuck Jaffe Mindset: The New Psychology of Success by Carol Dweck ☕

Before you think you clicked on the wrong podcast, you have not! In today's episode, I, Asma Alsalameh, will be talking to YOU, my friend about SAVING MONEY! When I was starting my financial journey, I always felt like there was something wrong with me because I could not follow the teachings of the Dave Ramseys of the world. However, although those teachings did not resonate with me, I did learn some money and time saving hacks! Join me as I discuss: Reframing Your Mindset Mind, Body & Soul Connection with Lori Blevins-Schilling Preservation of Energy Zone of genius The Fresh Grocer FIRE Money Saving Hacks Beauty Schools Local Library Samples Birthday freebies Honorable Mentions “Time is Money” Doesn't Mean What You Think It Means Rakuten How Much Does a Haircut Cost? | Average Prices by State Find a Library near you Free Stuff from Restaurants & Stores ☕

Because I have done some serious money mindset work in my life, with most experiences, I now find myself having money realizations without even trying. My trip to Jordan was no different. For those who have not listened to the prior episodes, I was in Jordan for 12 days. To learn a very quick history of Jordan, click here. I discovered that although their annual income is significantly less, the cost of living is pretty comparable to the United States. When I was discussing this with my uncle he said: "You acclimate to what you have". Do you believe that is true? Join me as I discuss: Middle Income Nation Life dissatisfaction Acclimating Not Enough Wealthy People Insecurity More is Better That's just the way it is Honorable Mentions Average salary in Jordan Convert Jordanian Dinars to US Dollars The Soul of Money: Transforming Your Relationship with Money and Life by Lynne Twist The Feeling that You Are "Not Enough" About Lynne Twist ☕

If you are feeling some heat coming into your ear canal, it is because I am recording this during my vacation in Jordan! Although my skin is silky smooth from the dead sea and the mud baths, IT IS HOT HERE but we are having an amazing time. During this vacation, I got an opportunity to think about what I want in life...and I realized, I want to feel rich! Join me as I discuss: Enclothed Cognition Scientific Experiment Brain Games Statistical Data Bedding Color Therapy Decluttering Coffee Serums Health benefits of herbs Chacuterie board Amazing Grace by Philosophy Tony Birch sandals Honorable Mentions How Dressing Affects Your Attitude and Emotions Enclothed Cognition: Journal of Experimental Psychology What Does Thread Count Mean? What makes people happy when skies are gray? The color yellow The Negative Impact of Clutter on Mental Health Kopi Luwak - The World's Most Expensive Coffee Beans Eight O'Clock Coffee Simple Steps to the Best Daily Skincare Routine, According to Dermatologists ☕

If you have traveled in 2022, I am sure you have had an adventure. If you traveled out of country in 2022, I am sure that adventure may have had you questioning your sanity! But you know what makes it better: lounge access. While traveling, I got to thinking about what has brought me financial success and one of the very top things on my list is: BOOKS! That's right: BOOKS! In this episode, I am going to share with you some books that have brought me wealth. In more ways than one! Join me as I discuss: Travel Hacking Lost luggage Traveling oversees Books Brene Brown Shame Belonging Tina Marie & Company Luvvie Ajayi Jones Limiting factors Neuroscience Honorable Mentions The Power Of Reading In Wealth Creation: Ideas From Naval Ravikant, Charlie Munger, and Warren Buffett Daring Greatly: How the Courage to Be Vulnerable Transforms the Way We Live, Love, Parent, and Lead by Brene Brown Entrepreneurial You: Monetize Your Expertise, Create Multiple Income Streams, and Thrive by Dorie Clark Professional Troublemaker: The Fear Fighter Manual by Luvvie Ajayi Jones The Big Leap: Conquer Your Hidden Fear and Take Life to the Next Level by Gay Hendricks The Abundance Code: How to Bust the 7 Money Myths for a Rich Life Now by Julie Anne Cairns ☕

Friends! Last week, my household battled covid but I am happy to say we all came out victorious. Although it did mess up some vacation plans, it DID allow me to do some work and get some reading done. I also had an opportunity to take a course with the Alpha Femme, Melanie Ann Layer! Not only was I extremely impressed with the course, I was even more intrigued and excited about how she sold the course! Join me as I discuss: The invisible offer Buying decisions Consumer Behavior Creating Experiences Your context Reframing your Why Voids Honorable Mentions melanie@alphafemme.com Harvard Professor Says 95% of Purchasing Decisions Are Subconscious How Consumers Think by Gerald Zaltman The New Science of Customer Emotions ☕

Sometimes when our lives take an unexpected turn, the only thing that can get us through is our will. In this episode, my guest Lori Blevins-Schilling survived a head on collision because she desperately wanted to live. She told her mind, she is not going to die. She would survive for her children. And she did. While recovering from a brain injury due to the impact of the collision, Lori found her love of art and designing. Through Lori's own recovery and research into the amazing health benefits of creative arts and wellness for the mind, body & spirit connection led her to helping others discover their ‘inner fire” and rekindle their “inner passions.” You are probably thinking but when are we going to "Talk Money, Honey!" Dive into the conversation with us as Lori shares within her discoveries and recovery how she also found a correlation between her childhood trauma and the money story she continuously told herself in her mind. RIGHT! Isn't that so juicy!?! Join us as we discuss: Mind, body, spirit Trauma activation Vulnerability Childhood trauma Beliefs Divorce Looping Thoughts Reticular Activating System Learned Helplessness Mantras Healing mechanisms Scarcity mindset RTT Healing "Behind every entrepreneur is an inner child wanting their freedom - Megan Hale Latte Money Bookclub! Where can you find Lori Blevins-Schilling? For a free 30 min. discovery call, learn more about RTTⓇ (Rapid Transformational TherapyⓇ and Coaching). Contact Lori Blevins-Schilling at passionoutreachhypnosis@gmail.com or passionoutreachcoaching@gmail.com Honorable Mentions Passion Outreach accepts donation: https://bainbridgeheartandsoul.square.site Understanding the Impact of Trauma Best Practices to Minimize Looping Thoughts 40 Daily Affirmations for Women (to Inspire and Uplift!) World-Class Hypnotherapy  Training ☕

When I am going on vacation, I am so excited!! I plan on getting out of the house and in the car early so we can avoid traffic and have an easy fun filled ride to our destination. Except, sometimes the best laid plans end up with vomit all over your car! That is not a euphemism! In this episode, I will not only take you on a journey of how my vacation began but also, I will offer insight on how I was able to turn the experience around with my mind . As a bonus for listening to vomit talk, you get to hear what a young mind thinks about money...and how much he thinks things actually cost! Join me as I discuss: Vacation mode Projectile vomiting Destin, Florida High Stress Gratitude Money Beliefs Children's perspective YouTuber Latte Money Bookclub! Honorable Mentions How to Install a Booster Car Seat Atlas of the Heart by Brene Brown How Much Do YouTubers Make? Facts and Figures for 2022 How Much Your Monthly Food Budget Should Be Let's Go Fun Pro ☕

Can you imagine being a wife, mommy, full time employee, that made 6-figures from her side hustle? Well, you don't have to imagine it because in this episode, my guest, Rachel Jimenez, talks about it! Learn what motivated Rachel and how she found the time to do all of the things she wanted to do! Join us as we discuss: Fincon Side Hustle Etsy Failure Learning Lessons Arbitrage Power of Connections Podcasting Opportunities Strategize Approaching people Where can you find Rachel Jimenez? Website: https://moneyhackingmama.com/ Optimizer Personality Quiz Honorable Mentions This 34-year-old mom's Etsy store brought in nearly $160,000 in 2021: How she built her side hustle while working full time The Side Hustle Show Podcast ☕

For almost two decades, I had no idea that a Costco, an In-N-Out Burger, or outlet malls existed! Then, I landed in Southern California!! Visiting my aunt changed my life not only because I learned of that epic big box store, burger joint and shopping extravaganza but mostly because it truly brought me to a realization: I belonged on the west coast! So what happens if financial opportunities were lurking someplace other than the Golden State? Join me as I discuss: Care-free California Contractor Employment Interviewing Visiting California Sound decisions Latte Money Bookclub! Investing in yourself Honorable Mentions CC's Coffee House Latte Money Bookclub ☕

If you are looking for a short yet informative episode to listen to, this one is for you! In this episode I discuss what I learned from my friend, Ronita! She taught me to keep a list at all of the things I am good at because THAT list is going to be my money maker. If you are not sure of what you are good at, grab a pen and paper because I am going to be talking about writing some sh*t down! Join me as I discuss: The importance of writing Encoding Reticular Activating System Taking notes Brain activity The relationship between writing and retention Personality tests Strength finding List building Latte Money Bookclub! Honorable Mentions FinCon The Big Leap by Gay Hendricks Stronger Brain Activity After Writing on Paper Than on Tablet or Smartphone Latte Money Bookclub Clifton Strengths Test The Personality Lab Enneagram Test ☕

If this is your first time listening, you are in for a whole treat! I am going to be making an announcement for an opportunity to be in community with like minded people! SOO, if that is your jam, make sure you listen all the way through the episode. BUT before I get into that, I experienced a money mindset setback which afforded me this quality podcasting material! If you got a bonus check, what would be your go to purchase or would you choose to save OR would you do both? This was my conundrum! Join me as I discuss: Home décor Traveling Scarcity Mindset Unworthiness Panic attacks Clinical rotations Toxic environments Mindset work Clear intentions Latte Money Bookclub! Honorable Mentions High Fashion Home Stock Market Stories Latte Money Bookclub ☕

Do you have a list of things that make you happy? Is travel one of them? Today's episode is the PERFECT follow up to Episode #4: Making Money while Traveling with Rachel Covert. In my conversation with Jennifer Brady, who is a member of my Stock Market Stories Facebook group, she and I speak about Travel Hacking (and yes, it is as fun as it sounds!). Jennifer Brady is a former Navy Nuclear Operator who loves to travel the world. She enjoys reading, solving puzzles and escape rooms as well as playing all types of games. She has lived all over the U.S. and visited many different countries. Her favorite place though is her couch where she writes books and learns about new topics to include in the books. She is the author of the Code Breaking for Kids series as well as several coloring books made for the kids in her life. Join us as we discuss: What is travel hacking? Loyalty Programs Opportunities and perks Airline hacks Southwest companion pass tips Redeeming points Bringing Abundance Sharing experiences with others Where can you find Jennifer Brady? Amazon Honorable Mentions American Express Link! 10X Travel ☕

I can't even begin this episode without celebrating YOU my listener!!! In one month, Latte Money has received 1,161 downloads!!! That means you are listening and sharing. I am so honored, blessed and humbled. THANK YOU! But don't stop now! Keep letting everyone from your BFF to your favorite barista know about the gems I am offering up in this podcast! Let's knock those podcasts about financial scarcity mindset right out off the charts so I can replace them! Now, let's get into this episode! How do you harness your power to find opportunities in a recession? No, we aren't in one. However, historically right now, it has preceded a recession. So, why not be prepared to see opportunities under ANY financial conditions? Join me as I discuss: Economic Downturns Significant Layoffs from large industries Maximizer characteristics The story of Harland Sanders The Great Depression Creating opportunities Bear Market Digital Nomads Virtual Assistants Empowered Activist The Luxury Shopper Honorable Mentions Def Leppard - Hysteria Amazon's new labor issue: What to do with too many workers ‘We probably pissed away $200 million,' Better.com CEO told employees in layoffs meeting Clifton Strengths Online Test ☕

Let's talk about the "B" word: BURNOUT! My burnout not only impacted me mentally but it transformed itself into physical ailments. As soon as one ailment would go away, another one would arrive to take its place. That is why I am so excited to speak with Dr. Puja Aggarwal. In 2021, Dr. Aggarwal created Zenful Brain, LLC to help high achieving female professionals, get rid of overwhelm, stress less and find themselves in our chaotic, fast-paced world! Join us as we discuss: The power of showing up Hyper focusing Physical sickness Self-care Scarcity mindset Abundant mindset Therapist vs Coach Amygdala brain Signs of Burnout Tips to combat burnout Where can you find Dr. Puja Aggarwal? Zenful Brain, LLC Zenful Brain Podcast Instagram: https://www.instagram.com/zenfulbrainofficial/ Honorable Mentions Burnout and the Brain Guided Breathwork Meditation Strategy Call with Dr. Puja ☕

All of my episodes are fun but who would have thought we could have such a great time talking about GEOARBITRAGE! Are you saying to yourself, Asma, what the hell is geoarbitrage? I said the same thing but thank goodness I am speaking with Rachel Covert who can answer that question and more. If you do not know Rachel Covert, Rachel retired in 2021 at the age of 36 after achieving financial independence/retire early (FI/RE). She set off on her dream to travel the world full time and discovered a huge lack of financial literacy among Americans. Rachel launched Electri FI Financial Coaching and made it her mission to educate women about financial literacy and help them achieve financial independence. While traveling full time and enjoying the benefits of geoarbitrage, Rachel leads a group coaching program to empower women to manage their money and invest with confidence to build lasting, sustainable wealth.  Join us as we discuss: Digital Nomads Leaving corporate life Difference between Travel and Vacation Pursuing financial independence Smashing limiting beliefs Emotional support What is geoarbitrage? Expats Expenses for nomad lifestyle Places all over the world to live World schooling Honorable Mentions Luvvie Ajayi The 4 big mindset shifts to create a nomadic lifestyle you love Where can you find Rachel Covert? Instagram handle: @The_RachelCovert  Facebook: Facebook.com/RJCovert ☕

Welcome back to Latte Money!! Did you know a year existed before 2020? It's true!! And today, I am going to share with you a story from a year that seems far far away. The year was 2019. At that time, I was leasing office space from a corporate chain and it was going well. So clearly, I should multiply it by three. Not so much! Join me as I discuss: My scarcity mindset Self sabotage Limiting Beliefs Inner child healing Process of changing belief systems A secret to crushing limiting beliefs Money mindset Honorable Mentions Steve Harvey - First class ☕

Listeners, get ready because I am about to expose myself....with good stories about MONEY, HONEY!! Today, I am speaking with the one and only Angela Matthews! Angela is a Native New Yorker and huge autodidact. Whether working at Goldman Sachs, or driving a leading Marketing Campaign for a new tech company, her success in many areas, stems from a natural interest to understand why things are the way they are. As a native New Yorker, her story is like many: First generation, Well Stamped Passports, Lover of Markets (Flea and the DowJones) , and a flair for adventure. Get that warm beverage and a pen and notebook. Gems will be a plenty! Join us as we discuss: Shifting the money narrative W-2 jobs How do you become self made? Google searches Money stories Lazy person facts Passive investing Maximizing opportunities Best lattes Being The Most Honorable Mentions What I learned from Warren Buffett Mayan Mocha recipe The Most Conference Jean-Georges Where can you find Angela: Instagram Happy Investor Method Happy Investor Guide ☕

Welcome to the very first episode of Latte Money!! I am so excited this podcast is happening and even more excited you are on this journey with me. In this podcast, I get to combine my love of money with my love of stories and you get to learn some financial tips and tricks along the way. Today, we will begin talking about anatomy. No, not Meredith Grey of Grey's Anatomy! But mindset anatomy. Get your notebook and pen and get ready to take some notes. Join me as I discuss: Texas State fair Perception is reality Reticular Activating System (RAS) Way we practice our beliefs Confirmation Bias Bad Experiences with money Examples of RAS working in my favor Honorable Mentions The Abundance Code by Julie Ann Cairns ☕

You know those podcasts that talk about you saving all of your money by not purchasing that delicious corner coffee shop's special bean concoction that makes your whole mouth happy? Well, this podcast is NOT THAT! I am Asma Alsalameh. Mother, daughter, eye doctor, drinker of lattes, former scarcity minded woman who found her literal financial worth and became the founder of Stock Market Stories: a group for women traders of all experience levels to share their trading experiences! Join me as I help you get the cha-ching in your bank accounts while you continue to enjoy life's pleasures! Put down the coffee cup and put on your head phones. We are about to talk money, honey!