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Big Al is surrounded by people who do Halloween right. Learn more about your ad choices. Visit megaphone.fm/adchoices
J-Si's wife wanted people to know she wasn't out with Big Al on a date, and Kellie hosted her first bible study. Learn more about your ad choices. Visit megaphone.fm/adchoices
We're playing “which comes first” today on Your Money, Your Wealth® podcast number 551 with Joe Anderson, CFP® and Big Al Clopine, CPA. “Retired G-Man and Nurse Ratched” from Pennsylvania have saved $2 million. Should they withdraw money first from their IRA or their taxable accounts in retirement? “Mike and Carol in Florida” want to know when and how much to convert to Roth, but they're also sitting on a mountain of company stock. Should they deal with that first? Mackey in Florida is 55 and wonders if he can retire now with $2.6 million and some lingering debt - but there's an important first he's missing too! Plus, Mike in Utah asks Joe and Big Al to spitball on a plan for his 90-year-old mom's $1.9 million annuity, and Doc McMuffin in Minnesota asks for the fellas' take on her plan to gift appreciated assets to her parents. Free Financial Resources in This Episode: https://bit.ly/ymyw-551 (full show notes & episode transcript) YourMoneyYourWealth.com - all our financial resources! Ask Joe and Big Al, blogs, workshops, financial guides, and 11 seasons of YMYW TV! 10 Big Retirement Regrets to Avoid (Before It's Too Late) - YMYW TV Financial Blueprint (self-guided) Financial Assessment (Meet with an experienced professional) REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings Chapters: 00:00 - Intro: This Week on the YMYW Podcast 00:53 - How to Retire at 55 With $2.6M and Debt? First, How to Write a Good Spitball Request (Mackey, FL) 03:46 - Sequence of Retirement Withdrawals: IRA First or Taxable First? (G-Man and Nurse Ratched, PA) 12:10 - Roth Conversions vs Concentrated Stock: Which Comes First? (Mike & Carol, FL) 29:27 - What to Do With 90-Year-Old Mom's $1.9M Annuity? (Mike, UT) 40:59 - Is Gifting Appreciated Assets to Parents Tax-Smart or Risky? (Doc McMuffin, MN) 48:27 - Outro: Next Week on the YMYW Podcast
Big Al is going to the fair and will spend all of his money. Learn more about your ad choices. Visit megaphone.fm/adchoices
We all think we're smarter than Big Al… but can you prove it? Learn more about your ad choices. Visit megaphone.fm/adchoices
Kellie Rasberry has recommended a very handsome doctor to help Ana, and Big Al is trying to “teach a man to fish.” Learn more about your ad choices. Visit megaphone.fm/adchoices
Big Al and J-Si learned something about cheese today, and Kellie loves Ana's hands. Learn more about your ad choices. Visit megaphone.fm/adchoices
Patrick and the Fishin' Team have landed in Japan and are ready for the Baycurrent Classic in Yokohama. Big Al joins the pod. Sponsored by Goldenwest Credit Union.
Joe and Big Al spitball on how to avoid screwing up the timing of your Roth conversions, today on Your Money, Your Wealth® podcast number 550. Barrie from New York is 62 and single, and she's been diligently converting pre-tax money each year for lifetime tax-free Roth growth. Should she continue after she retires next year? “Jerry and Elaine” want to retire in the next six years and still leave the kids an inheritance. When should they start Roth conversions? Alex in Pennsylvania is a 31-year-old software engineer. Should he convert his IRA to Roth all at once? Plus, how can he transition into a career as a financial planner? A clarification on the age plus 20 rule of thumb for retirement contributions from one of our YouTube viewers is very un-clarified for Joe, and the fellas let Lisa in San Diego know whether she can use her rental real estate income to fund a Roth 401(k). Free Financial Resources in This Episode: https://bit.ly/ymyw-550 (full show notes & episode transcript) Ultimate Guide to Roth IRAs 6 Signs You Truly Have “Enough” for Retirement - YMYW TV Financial Blueprint (self-guided) Financial Assessment (Meet with an experienced professional) REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings Chapters: 00:00 - Intro: This Week on the YMYW Podcast 00:55 - Should I Keep Converting $20K a Year in Retirement? (Barrie, NY) 07:17 - Can We Retire at 62 and Still Leave an Inheritance? Roth Conversion Strategies for Big Accounts (Jerry & Elaine, KS) 17:05 - I'm 31. Should I Convert $57K Now or Spread It Out? (Alex, PA) 29:12 - Roth Conversion Timing Before Retirement (Mike, Philly Suburbs) 36:49 - Confused About Roth Withdrawal Rules at 60 (Lisa, Omaha NE) 40:05 - Clarification on the Age + 20 Rule of Thumb for Contributions (Matt, YouTube) 45:40 - Can Rental Property Income Fund a Roth 401(k)? (Lisa, San Diego) 47:24 - Outro: Next Week on the YMYW Podcast
J-Si's thought he lost his favorite jersey, and Big Al is getting a new dog. Learn more about your ad choices. Visit megaphone.fm/adchoices
If you're in need of a t-shirt and you're great at trivia… Do we have a game for you! Learn more about your ad choices. Visit megaphone.fm/adchoices
On this Wrap Party Podcast we discuss scary movie season. We talk about a list of the scariest movies from each year, and how BIg Al likes to troll these movies! What was the scariest movie way back in 2005? How about 2024? Found out! Click and listen to a little more ML Show, a lot more unfiltered! See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Big Al is having trouble getting his hands on a very popular Halloween costume. Learn more about your ad choices. Visit megaphone.fm/adchoices
Big Al's granddaughter keeps licking things, and J-Si thinks his marriage would end if he and his wife went on The Amazing Race. Learn more about your ad choices. Visit megaphone.fm/adchoices
A jump scare hit Ana in a pretty safe place, and Big Al decided that parenting is easy. Learn more about your ad choices. Visit megaphone.fm/adchoices
We welcome you back to another episode of Upstairs Neighbors! Your neighbors are hanging out with Vanillamace aka Big Al. They talk about life as a streamer, embracing bald guys, and growing up on YouTube. Plus, throw bands at Dave and Buster's. Enjoy! West coast tour tickets: https://rb.gy/gp982k Find your curl confidence and take the Curl Quiz at https://Curlsmith.com for 10% off your first purchase or find them today at Ulta Beauty. Check out https://www.squarespace.com/UPSTAIRS to save 10% off your first purchase of a website or domain using code UPSTAIRS. Cancel your unwanted subscriptions at https://rocketmoney.com/UPSTAIRSNEIGHBORS. Download Tinder Today: https://open.tinder.com/9K8a/Upstairs Follow our Guest: Vanillamace: https://www.twitch.tv/vanillamace https://www.instagram.com/vanilllamace/ https://www.tiktok.com/@vanillamace https://www.youtube.com/@vanillamacee IG: https://www.instagram.com/upstairsneighborspod/ Tiktok: https://www.tiktok.com/@upstairsneighborspod Follow our Hosts: Maya IG: https://www.instagram.com/mayamoto_/ Maya Tik Tok: https://www.tiktok.com/@mayahasatiktok Dom IG: https://www.instagram.com/domrobxrts/ Dom Tiktok: https://www.tiktok.com/@domnotateenmom Learn more about your ad choices. Visit megaphone.fm/adchoices
Big Al has a pickleball champ working for him! Learn more about your ad choices. Visit megaphone.fm/adchoices
Big Al can't find anything that his granddaughter wants to eat. Learn more about your ad choices. Visit megaphone.fm/adchoices
Today on Your Money, Your Wealth® podcast number 549 with Joe Anderson, CFP® and Big Al Clopine, CPA, a comment on one of our YouTube videos sparks a dialogue between Joe and Big Al on the 4% rule vs. the "guardrails" withdrawal strategy. Joe at the Beach is managing his ~$6M portfolio on his own, but wants the fellas' take on his upper limit for yearly spending, so he can keep drinking his old-fashioneds. Can Joe Ko in Virginia afford to bridge the gap between retiring at 67 and taking Social Security at 70? Plus, "Harold and Maude" have nearly $7M saved. Should they accelerate Roth conversions into high-tax brackets before moving from low-tax Colorado to high-tax California? And how much more than their current annual spend can they afford for family vacations and travel? Free Financial Resources in This Episode: https://bit.ly/ymyw-549 (full show notes & episode transcript) Withdrawal Strategy Guide Cruising Into Retirement Checklist and Guide (limited time offer, download by this Friday!) How to Cruise Into Your Retirement - YMYW TV Financial Blueprint (self-guided) Financial Assessment (Meet with an experienced professional) REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings Chapters: 00:00 - Intro: This Week on the YMYW Podcast 00:50 - What About the Guardrails Withdrawal Strategy? (Bill, YouTube) 04:13 - I'm 69 with $5.7 Million Saved. What's the Max I Can Spend in Retirement? (Joe at the Beach) 15:12 - 63 and 58 With $1.85M Saved. How Much Can We Spend from 67 Until Social Security at 70? (Joe Ko, VA) 21:30 - We're 61 and 69 with $7.6 million. Can We Increase Our Retirement Spending? How Should We Do Roth Conversions? (“Harold and Maude”, Durango, CO) 33:49 - Outro: Next Week on the YMYW Podcast
It's a good ol' fashioned shoot out at Big Al's... if by old fashioned you also mean with drone swarms, Militech mercs, Arms Unlimited repo men, turret armed panic rooms, and a Minecraft-inspire cyber battle. So yeah, a good ol' fashioned shoot 'em up! This arc uses the Cyberpunk 2077 setting and themes but the mechanics of the Everyday Heroes system. Thanks to A Wilhelm Scream for intro music, "Walkin' with Michael Douglas" more here https://www.awilhelmscream.com/ Theme song for Red Rising is "Neon Drifter" by Antti Martikainen. All other scores are by Antti Martikainen and Adrian von Ziegler. Check us out online at www.nastygramrpg.com Find us on Facebook at www.facebook.com/nastygram and our group is at https://www.facebook.com/groups/865467380821766; we are @nastygramrpg on both Instagram and Twitter and on Tik Tok at @nastygram.rpg
Big Al's granddaughter has moved in with him. Learn more about your ad choices. Visit megaphone.fm/adchoices
Big Al got the chance to cook with his favorite musician's mother! Learn more about your ad choices. Visit megaphone.fm/adchoices
Claire has a tall task in front of her… Can she outsmart our resident genius, Big Al Mack? Learn more about your ad choices. Visit megaphone.fm/adchoices
Big Al's friend Grampa Tim gave us a call to talk about some life changing news. Learn more about your ad choices. Visit megaphone.fm/adchoices
Big Al shares his weekend plans filled with Texas BBQ, star-studded monologues, and heartwarming family moments. Don't miss the fun and laughter on this episode of the Third Wheel Podcast. Learn more about your ad choices. Visit megaphone.fm/adchoices
What Are You Drinking Jazz Odyssey
The Wrap Party is a little more of the Maney and LauRen show a lot more unfiltered. Today they discuss birthday parties as adults and birthday parties as kids! Big Al and his family went out to dinner for his mom's birthday, and he bought her an awesome gift! LauRen surprised her mom last year, and Maney's childhood birthday included some super dangerous events! See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Kellie felt a little nervous when she put hair dye on her roots, and J-Si is trying to get a pro golfer to play with Big Al. Learn more about your ad choices. Visit megaphone.fm/adchoices
It's time... the crew of edge runners have a plan, have a location, and have all the drugs, stims, and weaponry they can handle. It's time to face the Four Horsemen and what better place than Big Al's? This arc uses the Cyberpunk 2077 setting and themes but the mechanics of the Everyday Heroes system. Thanks to A Wilhelm Scream for intro music, "Walkin' with Michael Douglas" more here https://www.awilhelmscream.com/ Theme song for Red Rising is "Neon Drifter" by Antti Martikainen. All other scores are by Antti Martikainen and Adrian von Ziegler. Check us out online at www.nastygramrpg.com Find us on Facebook at www.facebook.com/nastygram and our group is at https://www.facebook.com/groups/865467380821766; we are @nastygramrpg on both Instagram and Twitter and on Tik Tok at @nastygram.rpg
We have a fun one for you! Comedian Alec Flynn joins us to talk about The Performative Male (Are they a red flag? Is there a spectrum? How do you spot the “bad ones”?) as well as Black Cat Boyfriends vs. Golden Retriever Boyfriends. We also break down an email from a male listener about why he's having trouble dating and offer advice for how to build confidence, and we discuss the notion that men have disappeared from the social and/or dating scenes and why. Other topics include: Leg tattoos, conspiracy theories about gambling, and panda diplomacy (we learned something new). Before Alec joins us, we're talking about green flags in guys – everything from how they treat animals to drinking habits to what kind of music they like. Enjoy! Follow Alec on Instagram at @bigalflynn, check out his podcast Big Al's Grill ASMR, and get tickets to his shows at https://punchup.live/alecflynn. Follow us on Instagram @girlsgottaeatpodcast, Ashley @ashhess, and Rayna @rayna.greenberg. Visit girlsgottaeat.com for LIVE SHOW TICKETS and more! Thank you to our partners this week: Quince: Get free shipping and 365-day returns on your next order at https://quince.com/gge. Article: Get $50 off your first purchase of $100 or more at http://article.com/gge. Bilt: Get points by paying rent at https://joinbilt.com/gge. Function: Our first 1000 listeners get a $100 credit toward your membership at https://functionhealth.com/gge or use code GGE100. Nutrafol: Get $10 off your first order and free shipping at https://nutrafol.com with code GGE10. Hungry Root: Get 40% off your first box and free item in every box for life at https://hungryroot.com/gge with code GGE.
Can Mandy take down the biggest brain we have on the show? It's trivia time! Learn more about your ad choices. Visit megaphone.fm/adchoices
Big Al likes nature… as long as he can sleep inside, and Ana and Part-Time Justin are still on a high from last night's festivities. Learn more about your ad choices. Visit megaphone.fm/adchoices
Big Al needs to clean up his phone, so we're helping him out. Learn more about your ad choices. Visit megaphone.fm/adchoices
Worst Date Ever, Big Al's Hotties, And The Boom, Bop, Bam. Learn more about your ad choices. Visit megaphone.fm/adchoices
Big Al and Kellie have workout goals, and Part-Time Justin is sure his knee will heal itself. Learn more about your ad choices. Visit megaphone.fm/adchoices
Producer Trey couldn't understand what his wife was saying, and Big Al figured out how to not have to make his bed every morning. Learn more about your ad choices. Visit megaphone.fm/adchoices
Big Al's best friends showed up to help him get through a tough time in his life. Learn more about your ad choices. Visit megaphone.fm/adchoices
You have to be smarter than Big Al if you want a free t-shirt. Learn more about your ad choices. Visit megaphone.fm/adchoices
With Zada absent, Big Al is joined by three energetic guests Nate, Aldo, and Owen as they dive into their recent guys' trip to Broken Bow, Oklahoma. In this episode, the 'Broken Bow Bible Brisket Bros' share their experiences, deep conversations, and the joys of fellowship they enjoyed over their 3-4 day trip. From rented cabins, amazing views, and unforgettable moments, the episode highlights the importance of male bonding and spiritual growth. Highlights include the touching foot washing ceremony inspired by John 13:1-17, fun moments at the casino, fishing adventures, and a lot of laughter and camaraderie. Subscribe, like, and comment to hear more about their journey! 00:00 Introduction and Guest Introductions 01:02 Special Edition: Broken Bow Bible Bros 02:11 Reflections on the Trip 02:56 Cabin and Sleeping Arrangements 03:33 First-Time Experiences and Fellowship 04:05 Deep Conversations and Vulnerability 10:14 Fishing Adventures 11:54 Bonding Over Shared Experiences 14:39 Unexpected Connections 17:17 New Arrival: Cedric Joins the Conversation 18:09 Unexpected Discoveries 18:51 Casino Adventures 21:38 Pool and Dominoes 23:04 Troop's Workout Regimen 24:14 Reflecting on the Trip 26:20 Advice for Young Men 33:41 The Foot Washing Ceremony 37:04 Closing Thoughts and Prayer Learn more about your ad choices. Visit megaphone.fm/adchoices
Big Al was offended when a guy didn't want to take his cart at the grocery store, and J-Si was up late doing math. Learn more about your ad choices. Visit megaphone.fm/adchoices
Big Al received an email that might change his life… but will take the leap? Learn more about your ad choices. Visit megaphone.fm/adchoices
Big Al went over to his mom's house and found some old stuff that got him thinking. And there's was even a new paper article written about him. Learn more about your ad choices. Visit megaphone.fm/adchoices
Big Al went down memory lane with his mom, and J-Si's internet went out. Learn more about your ad choices. Visit megaphone.fm/adchoices
Big Al almost got a new dog, and Part-Time Justin waited for 2 hours to be seated at a restaurant. Learn more about your ad choices. Visit megaphone.fm/adchoices
J-Si's story was ruined by Big Al… but we made the critter story work in the end. Learn more about your ad choices. Visit megaphone.fm/adchoices
Big Al and Ana both had to deal with wild life problems yesterday. Learn more about your ad choices. Visit megaphone.fm/adchoices
Big Al Mack is taking on Brandy in a trivia battle for the ages. Learn more about your ad choices. Visit megaphone.fm/adchoices
Big Al has a lizard problem at home, and J-Si is proud of himself for something he's been doing in his sleep. Learn more about your ad choices. Visit megaphone.fm/adchoices
Big Al's walls are missing something…. Learn more about your ad choices. Visit megaphone.fm/adchoices
Subscribe to TMG Studios for Bonus Episodes & Ad Free Episodes of this show and more: https://bit.ly/4bUjAai The Alec Flynn joins Noel again this week amidst big news! They discuss Alec joining the network, the heat death of Tempe, Arizona, and Check out https://www.squarespace.com/TMG to save 10% off your first purchase of a website or domain using code TMG. This episode is sponsored by BetterHelp. Give online therapy a try at https://betterhelp.com/TMG and get on your way to being your best self. Highlights Channel: https://www.youtube.com/@TMGPodcastHighlightsMain?sub_confirmation=1 TMG Socials: https://www.reddit.com/r/SmallDeliMeats/ https://twitter.com/tinymeatgang/likes https://www.instagram.com/tmgforreal/ https://www.tiktok.com/@tinymeatgang?lang=en NOEL http://youtube.com/thenoelmiller http://twitter.com/thenoelmiller http://instagram.com/thenoelmillerhttps://www.tiktok.com/@notnoelmiller?lang=en ALEC https://www.instagram.com/bigalflynn/?hl=en https://www.youtube.com/@Bigalflynn If you listen on Apple Podcasts, go to: https://apple.co/tmgstudios Hosted, Created and Produced by Noel Miller & TMG Studios. Chapters: 00:00 the big news 03:06 recapping az 09:55 the arizona lifestyle 12:33 the weirdos of az 16:09 squarespace 17:38 better help 19:10 advice from ig reels 27:05 instant satisfaction 32:07 getting into hockey 39:01 highschool hockey coaches 43:40 adult laser tag 48:00 meathead gyms 53:15 chatbot lovers 55:25 see you in bonus Learn more about your ad choices. Visit megaphone.fm/adchoices