Podcasts about Big Al

In the final hour, Dover and Cecil contract? Our old friend Big Al used to talk about teams needing 12 bricks to be a title contender. Do the Broncos have 12 bricks on their roster? We hear from Sean Payton. What did he have to say after the first day at mini-camp? How is Bo Nix coming along after his surgery, and what can we expect next month? Is there anything that Marvin Mims can do to get more touches? Does Sean think he’s already proved himself? Where is he after the ankle surgeries? Can we put the injury concerns to bed now?

In hour two, Dover and Cecil look at Sean Payton. What did he have to say after the first day at mini-camp? How is Bo Nix coming along after his surgery, and what can we expect next month? Is there anything that Marvin Mims can do to get more touches? Does Sean think he’s already proved himself? Our old friend Big Al used to talk about teams needing 12 bricks to be a title contender. Do the Broncos have 12 bricks on their roster? We check our X to close the hour.

What's on your mind?They love LauRenOutta the will When Nature Calls3 in the QCCan't Beat LauRenWar of the RosesGame of the day Someone slid into Big Al's DMs See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Al and the podcast were busy the past couple of weeks, so enjoy this episode! Subscribe to the YouTube! https://www.youtube.com/@CarolineManzoMedia Make sure to be following us on Instagram @Dear_Albie and email us mailbags at: Dearalbiemailbag@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices

What's got you feeling good going into the weekend? See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Criminals are using A.I. to get your info, and Big Al wants to get a package from a delivery drone.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Big Al, J-Si and Trey all have a different angle for the World Cup, and Audrey is concerned about El Nino.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Producer Trey made a dumb mistake when pulling into his garage, and Big Al was featured on a rarely seen news channel. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Part-Time Justin is helping Big Al get rid of some of his contacts. We're talking with a few people to find out if they need to stay in Al's phone or be deleted forever. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Part-Time Justin wants to do a few accents if we agree not to cancel him, and Big Al ate cheese fries out of spite. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Big Al is excited to continue a tradition that he didn't plan to start, and Ana found out that the rooster next door is alive and well. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Big Al and J-Si traded sexy photos on Saturday morning. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Big Al got a woman's phone number last week and Part-Time Justin wanted to get the question out of the way early… See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Financial Assessment (Meet with an experienced professional):https://bit.ly/PureAssessmentFree Financial Resources in This Episode: https://bit.ly/ymyw-585 (full show notes & episode transcript)Today on Your Money, Your Wealth® podcast number 585, Joe and Big Al spitball for folks who are already winning and thinking about getting fancy with it. Reno in Oregon is 50, and his pension is so big he's not sure how to invest or why he would need to convert to Roth. Michael is considering taking out a half-million-dollar margin loan to juice investment returns. What do the fellas think? Tune in for the surprising debate. Husker Fans just pocketed two million from selling their business here come the product pitches: should they buy annuities, set up a charitable trust, or just swallow the tax? What do the fellas think of whole life insurance? And finally, John and Lib on Waltons Mountain - or rather, the Catskills - aren't sure if they've saved too little or too much. Can they bridge the gap until their pension?Emotionless Investing Guide - free download:https://purefinancial.com/white-papers/emotionless-investing-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-emotionless-investing-guide&utm_content=ymyw-pod-ep585-description-whitepaperFinancial Blueprint - free, self-guided:https://purefinancial.com/financialblueprint/?utm_source=captivate&utm_medium=podcast&utm_campaign=financial-blueprint&utm_content=ymyw-pod-ep585-description-blueprintRetirement Rebound: 5 Plays to Help You Score a Comeback - YMYW TV:https://purefinancial.com/ymyw/episodes/retirement-rebound-5-plays-help-score-comeback/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep585-description-tv-s10e11REQUEST your Retirement Spitball Analysis:https://bit.ly/AskJoeAndAlDOWNLOAD more free guides:https://bit.ly/PureGuidesREAD financial blogs:https://bit.ly/PureFinBlogWATCH educational videos:https://bit.ly/PureEdVideosSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWNewsletterConnect With Us:Subscribe on YouTube and join the conversation in the comments:https://bit.ly/YMYW-YTSubscribe or follow YMYW in your favorite podcast app:https://lnk.to/ymywLeave your honest reviews and ratings in Apple Podcasts:https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254Chapters: 00:00 - Intro: This Week on the YMYW Podcast00:58 - How Should a Pension-Rich 50-Year-Old Invest? Should They Even Bother with Roth Conversions? (Reno, OR)10:30 - Should I Borrow $500K in a Margin Loan to Invest? (Michael, VA)23:01 - We're Getting $2M From Selling the Business. Annuity, Charitable Trust, or Bite the Tax? What About Whole Life Insurance? (Husker Fans, Nebraska)34:14 - Can a Frugal Mountain Couple Bridge the Gap to a $60K Pension? (John & Lib, NY Catskills)41:13 - Outro: Next Week on the YMYW Podcast

Big Al tried to work him magic… and it kind of worked! See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Big Al got cast in our movie trailer based on looks… no acting ability. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

J-Si really wants a new pet, and Big Al thought a crime was about to go down at the gas station. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Sign up for Audible, using our affiliate link! When you sign up for Audible you will be helping out our podcast, and the “Terry goat fund.” Sign up, and get your first month free. After that it becomes $15 every month. You can unsubscribe at any time. Each month you will get one token for an audible book, and some really great prices and discounts on titles that you want to add to your library. Jill shared details about her vacation in Florida, including visiting her aunt and her daughter’s trip to an expensive amusement park. Keith and Terry shared updates about local news, including the passing of a friend, Donna Bierman and a robbery at the Cone Barn. Keith also mentioned an issue with his phone data plan after lending his phone to Isaac, who used excessive data while away from Wi-Fi. The conversation concluded with Keith retelling a humorous story about ordering coffee at McDonald’s. News of the Week Terry shared a news story about the most misspelled words in America, including “bougie” and state-specific words like “Chihuahua” in Georgia and “ukulele” in Minnesota. Jill then discussed a story from Florida about a woman who discovered a monkey in her backyard near Wekiva Springs State Park, which was later confirmed to be a rhesus macaque. The group discussed how the monkey might have escaped from an island off the coast where such animals were kept. Keith shared a story about shirtless fans at a Cardinals game who became known to the team after attending a Minor League World Series game in Alton, Illinois, and the team’s manager later bought them tickets to return. Terry discussed a family in Ohio who attempted to break the world record for sending a Slinky down stair, successfully getting it to descend 53 stairs at a stadium. Next, Jill shared about monkeys that escaped in Germany, with six macaques escaping from a research facility and three remaining at large. Keith shared a newsflash about a photo shoot by Kat Daly with a 14-foot alligator named Big Al at Gator Country in Texas. They also covered a story about police in Massachusetts seeking the owner of a large animatronic puppet that was turned in to the station. Jill's Trivia Quiz Jill hosted a quiz about The Flintstones where she asked questions about characters, episodes, and storylines from the show. The participants, Keith and Terry, answered various questions about the show’s details, with Keith correctly guessing the school bus number and Terry correctly identifying that Fred caused Barney to go invisible. The quiz covered topics including pet names, anniversary gifts, and Fred’s different jobs, with some questions being more obscure than others. Terry's Top 10 List Terry presented a top 10 funny Father’s Day gifts list, including items like face-on socks, grilling aprons, and novelty ties. Anchor Topic The group discussed orientation and mobility, particularly focusing on the importance of using white canes when traveling, with Jill sharing personal experiences about being left in parking lots without a cane. Keith and Terry discussed navigating conventions, including the upcoming ACB conference in St. Louis, and shared tips about traveling independently using various assistance methods. Email and Final Thoughts Keith reads emails from listeners. One involving a baby delivered by a surrogate mother, and the other from a farm boy who had a neighbor with a curious question. Voicemails feature an update from Gerald the Amazon destroying cow. Also from a woman who was a little too proud of her facelift. The final word from our AI companion The conversation ended with the team sharing jokes and humor before signing off. Show notes written by AI, edited as needed by Keith. Sponsored by: Retro Radio Podcast. Bringing you family-friendly entertainment through classic, old-time radio. Episodes are posted daily. Keith and his Retrobots share everything in his collection from the days of vintage radio. Adventure, comedy, detective, westerns, and lots in between. If you don't hear your favorite show, just ask Visit the web page today, https://retro-otr.com

Part-Time Justin has been going through Big Al's phone and calling some of his old contacts to see if we should keep them or delete them. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Part-Time Justin is worried that it's too late for Big Al to find love, and Producer Trey had to hold himself back at the community pool. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ana is celebrating a holiday made for her, and Big Al got his granddaughter to try a new food! See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Big Al and J-Si have smart shoes… but are they working? See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Schedule a Free Financial Assessment with an experienced professional:https://bit.ly/PureFreeAssessmentHeidi from the Space Coast of Florida found a money-saving tidbit in a past episode that completely changed how she thinks about her financial advisor's fee. Joe Anderson, CFP® and Big Al Clopine, CPA expand on the strategy, today on Your Money, Your Wealth® podcast number 584. Laverne and Shirley have four million bucks, Roth conversion questions, annuity questions, and a retirement plan so detailed it may require a diagram. Finally, Bess and George from Pure Michigan are already retired, already on Social Security, and already losing sleep over their investments. So why are they so stressed? Joe and Big Al's a debate about a 1% advisory fee gets a little spicy in that one.Retirement Accounts Guide - free download:https://purefinancial.com/white-papers/retirement-accounts-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-retirement-accounts-guide&utm_content=ymyw-pod-ep584-description-whitepaperFinancial Blueprint - free, self-guided retirement plan check-in:https://purefinancial.com/financialblueprint/?utm_source=captivate&utm_medium=podcast&utm_campaign=financial-blueprint&utm_content=ymyw-pod-ep584-description-blueprintRetirement Course: Can You Hit a Hole in One? With PGA Pro Chris Riley - YMYW TV:https://purefinancial.com/ymyw/episodes/retirement-course-hole-in-one-pga-pro-chris-riley/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep584-description-tv-s11e02REQUEST your Retirement Spitball Analysis:https://bit.ly/AskJoeAndAlDOWNLOAD more free guides:https://bit.ly/PureGuidesREAD financial blogs:https://bit.ly/PureFinBlogWATCH educational videos:https://bit.ly/PureEdVideosSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWNewsletterConnect With Us:Subscribe on YouTube and join the conversation in the comments:https://bit.ly/YMYW-YTSubscribe or follow YMYW in your favorite podcast app:https://lnk.to/ymywLeave your honest reviews and ratings in Apple Podcasts:https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254Chapters: 00:00 - Intro: This Week on the YMYW Podcast01:02 - Can Financial Advisor AUM Fees Come Out of Pre-Tax Money? (Heidi, Space Coast, FL)09:54 - Are We Converting Enough Before RMDs? What to Do With Annuities? (Laverne & Shirley, Cleveland, OH)30:23 - Target Date Funds and a Sad Brokerage: Good Enough? Can't See Ever Paying an Advisor (Bess & George, MI)45:37 - Outro: Next Week on the YMYW Podcast

Big Al's granddaughter is off to cooking camp, and J-Si's son is a high schooler now. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Mixed weekly from Ibiza by Rayco Santos, this podcast honors the spirit, music, and legacy of our dear friend and resident DJ Alex Kentucky, whose sound defined countless moments at Nassau. 01 Gega - Smooth Operator GNTLMN 02 Bio-Rhythm - Closed Circuit Palette Records 03 Beriev - Heat on Asphalt No Exit Music 04 Toscana, Carlos Castro - Life In Motion The Groove Recordings 05 BiG AL, Amalia Leandro - Soul Inspiration Personal Belongings 06 Spennu - Les Autres Moments Dark Pleasure Records 07 Dop - Close Up Circus Company 08 Sébastien Léger, Roy Rosenfeld, Lost Miracle - All Night Long Lost Miracle 09 DJ Vivona, Miss D - Love Is A Shelter (HyperSOUL-X's DHT Mix) Sunclock 10 Taz - Sup She's Super Deep 11 Kraak & Smaak, Ivar - Travel Light (Sound Support Remix) Boogie Angst 12 Miss Malevich feat. Kali Mija - The Difference Merecumbe Recordings 13 St.Ego - Don't Drag Me Down The Purr https://www.raycosantos.com https://www.nassaubeachclub.com NASSAU MIXCLOUD SELECT Exclusive channel Encoded and Host by MUSICZONE PODCAST SERVICES

Ana turned another one of Big Al's tales into a children's story.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ana wrote a children's story all about Big Al and his granddaughter. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Where's Tim, get it out now. Doug forgot about the Strode-gram. Doing laundry at the neighbor's. This show will haunt you for years. Cards drop a tough one and get swept in Milwaukee. Audio of Marmol talking about Dustin May's performance and the loss to the Brewers. Trending down but still on pace for 87 wins. Chairman's proud of the people in the YouTube chat for still showing up today.Joined by Senator Eric Schmitt talking the landscape in college athletics. Does he expect the big conferences to go along with potential legislation? Why is this important enough for Congress to get involved? What is the likelihood of this legislation moving forward? Audio of Eli Drinkwitz talking with Paul Finebaum and cracking some jokes and having a grand old time with what sounds like a band playing in the background. Everybody's a little hot right now because Tim's out.Is Martin doing some 7:00 hour onboarding? Oh good, Martin's back. Andy Strickland is in studio with us. The Sports Buffet and 1380 The Woman. Howard Balzer. Tuesdays with Ryan Fitzpatrick. Talking some NHL Playoffs. Costco memberships. Strick's Hockey Sense show. Blues trying to move up in the draft? Riggin' the draft for Toronto? Mike Danton documentary.Another segment with Strick Nasty. Would Craig Berube want to coach again? Toronto loses Marner then Mathews injured. John Tortarella. Players love playiing for Torts. Vegas sweeping Colorado out of the playoffs is impressive. The moves Armstrong would want back. Confidence in Alexander Steen. Army and no-movement clauses.UFL logistics that nobody cares about. Wake Forest talk. Tarps Off. Rams Rules. Who are the pieces the Blues have to win the Stanley Cup. Robert Thomas the next captain? ODS, Old Dirty Strick. Real estate talk. Take us to break, Strick.Joined by Cardinal broadcaster, Brad Thompson on his way to Busch Stadium to hang out with Fredbird. Should Torres have caught that ball yesterday? Great outing from Dustin May but a heartbreaking loss. Gotta figure out a way to generate some offense at the bottom of the lineup. O'Brien hasn't had a save in two weeks. Brad's take on the tension in Milwaukee. Brad would have crotch chopped but he never got a strikeout in a big moment. Might see some Tarps Off Thompsons this weekend.Limping into a segment. The last Cardinal no-hitter at home. Alberto Castillo. An interesting thought exercise. Sports events you were supposed to be at but missed. FIrst ever Hell in the Cell. Fun facts about no-hitters. Lettermen's jackets. Poodle skirts and pompadours.More on the near Cardinal no-no's. Pricey tickets for this weekends Cards/Cubs series. Let's get some fireworks going this weekend. People are insulted by Jackson's lack of drops. A quick drop bender. Jackson vs. retractable roofs.Audio of Steve Kline with The Cat reliving the moment when he gave Tony LaRussa the finger from the bullpen. IUPUI or IUP?Design Aire Heating & Cooling EMOTDBroadcasting left and right. Big Al on the phones getting ready to enjoy some Denny's on his birthday. Average age of MLB fans. Still smarting from only getting one navy cap game. Uniform Jack gives us a full Cards uni breakdown.And the winner of the Design Aire Heating & Cooling EMOTD is...See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

(00:00-7:28) Design Aire Heating & Cooling EMOTD(7:36-16:46) Broadcasting left and right. Big Al on the phones getting ready to enjoy some Denny's on his birthday. Average age of MLB fans. Still smarting from only getting one navy cap game. Uniform Jack gives us a full Cards uni breakdown.(16:56-18:38) And the winner of the Design Aire Heating & Cooling EMOTD is...See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A dead animal almost ruined Big Al's TripSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Big Al is looking for something for his granddaughter to do this summer… and got in some trouble. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Episode 305 - We are a day late after a fun wet weekend. We discuss the passing of Kyle Busch and Rob Base, Recap the PGA championship in Philly, Phillies up and down, NHL Playoffs, NBA playoffs, INDY 500, Last day of English Premier League in Philly watching Tottenham at Founding Fathers with Big Al, Angelo's for cheesesteaks, Eagles schedule and some fun with MR D videos.

Part-Time Justin is helping Big Al thin out his contact list by calling some of the random numbers. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

It's the Wrap Party Podcast with Maney and LauRen, the no-holds-barred after-show where we spill all the behind-the-scenes details. This week, Manny and LauRen break down Big Al's jump into the pool to kick off Memorial Day and what they have planned for the weekend. We know LauRen is traveling somewhere and that Maney is staying home but Big Al shocked us all with his family plans! See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

(00:00-20:00). Parish picnics and swinging. Still reeling over St. Gabe's moving the parish picnic to the fall. Big Al checks in before he goes tarp down. Working out some material. Infidelity and knife fights. St. John The Baptist don't play. Third graders with mustaches.(20:08-35:37) This one goes out to Jason Larue. The St. Louis Magazine podcast. Donnybrook makes wives randy. Ray Hartmann. Tim has the hottest of brothers. Are the McKernans the hottest brothers in St. Louis? Doug will never eat octopus. Second dinner. The 314 hates us.(35:47-39:07) And the winner of the Design Aire Heating & Cooling EMOTD is...See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Come talk about how much you hate us for the next five hours. Nice sweats, Jackson. A dark phallus emerging from your boy cleavage. A surprise guest at 9:00. The surprise guest is Joe Buck approved. Is it Martin Short? What you heard was left, what I meant was right. You wanna see Pozo in that spot. Oli Marmol's on McGreevy's outing. Tarps off or not, you're gonna have a stinker every now and then. Bryan Torres called up from Memphis. See something, say something. Overzealous ushers. Bucket hats for the boys.Joined by Anuk Karunaratne, VP of Business Operations for the St. Louis Cardinals talking about the organic nature of the Tarps Off movement and the organization embracing it. General admission in the topless section. A conscious effort on the organization's part welcoming youth and energy into the park. Not a huge increase in ticket sales but a decrease in no shows. TV broadcasts. Increased television ratings. Different vibe with the fan base despite a similar record to last year. Unlimited food, tarps off, now we just need release the hoosier.Martin won't give any hints on today's surprise guest. Mt. Rushmore of anti-heros. Movin' the dope.Cardinal TV analyst Brad Thompson joins us. Pumped for a 12:15 game with some beautiful weather. Not the strongest start out of McGreevy but managed to navigate it. Bryan Torres getting the call up with no corresponding move announced yet. If Carlos Baerga supports the call up, it's good. Does Brad get out and show himself off on the strip in Vegas? Will the front office be aggressive if the club keeps this up and is in the hunt at the deadline? And apparently Baerga has deleted the post about Torres. Eggs Benedict. LuLuLemon pants.Cupid Shuffle. Who's going down to the Bussman's special. Who's the surprise guest? Last name starts with H. Surprise Guest! Alan Hunter, one of the original VJ's at MTV, joins the show. We talk with Alan about the origins of his career, living in Webster Groves now, and so much more! Juicy. Ahmad Hardy gives us an update himself. Did Jackson find his Cardinal prediction segment. Martin & Jackson's texts. We finally get to our Cardinals prediction recap as we are a quarter way through the season.EMOTDParish picnics and swinging. Still reeling over St. Gabe's moving the parish picnic to the fall. Big Al checks in before he goes tarp down. Working out some material. Infidelity and knife fights. St. John The Baptist don't play. Third graders with mustaches.This one goes out to Jason Larue. The St. Louis Magazine podcast. Donnybrook makes wives randy. Ray Hartmann. Tim has the hottest of brothers. Are the McKernans the hottest brothers in St. Louis? Doug will never eat octopus. Second dinner. The 314 hates us.And the winner of the Design Aire Heating & Cooling EMOTD is...See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

MasterClass program Mindset Series How to Meet New People Guidebook An Offer They Can't Refuse Free Magic Words for Prospecting audios Master the Four Core Skills 

Part-Time Justin is cleaning out the contacts in Big Al's phone. He decided to call someone the contacts with fun names. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Big Al and Ronaldo will have a lot of time to fill during their raining weekend at the cabin. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Financial Assessment (Meet with an experienced professional):https://bit.ly/PureFreeAssessmentToday on Your Money, Your Wealth® podcast number 582, Joe Anderson, CFP® and Big Al Clopine, CPA address something a not-insignificant portion of this audience has been complaining about for years: their so-called 'absurdly conservative' safe withdrawal rates for early retirement. Rand and Elayne from Ohio are here to gripe about it directly with a thought experiment: a million bucks at age 36 and a three-year sabbatical in France. When, if ever, would Joe and Big Al say they should cut it short and go back to work if the markets turned ugly? Mike2me17 piles on, with his own SWR take about AUM fees in his Apple Podcasts review. But first, a real world example: Ron and Harry from Florida are elite performers with a high-risk specialty job. Can they safely pull off moving to Portugal and living on $38,000 a year in their early 40s? If you're one of the people yelling at your podcast app every time Joe or Al mentions a 2% withdrawal rate, today's your day, and we welcome you to leave more of your thoughts on the topic in Apple Podcasts, YouTube, on Reddit, in our inboxes - like everyone else has.Free Financial Resources in This Episode: https://bit.ly/ymyw-582 (full show notes & episode transcript)Withdrawal Strategy Guide - YMYW TV:https://purefinancial.com/white-papers/withdrawal-strategy-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-withdrawal-strategy-guide&utm_content=ymyw-pod-ep582-description-whitepaperFinancial Blueprint (free, self-guided):https://purefinancial.com/financialblueprint/?utm_source=captivate&utm_medium=podcast&utm_campaign=financial-blueprint&utm_content=ymyw-pod-ep582-description-blueprintRetirement Pop Quiz: 18 Questions to Get You Ready to Retire - YMYW TVhttps://purefinancial.com/ymyw/episodes/retirement-pop-quiz-18-questions-ready-to-retire/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep582-description-tv-s10e10Financial Assessment (Meet with an experienced professional):https://bit.ly/PureFreeAssessmentREQUEST your Retirement Spitball Analysis:https://bit.ly/AskJoeAndAlDOWNLOAD more free guides:https://bit.ly/PureGuidesREAD financial blogs:https://bit.ly/PureFinBlogWATCH educational videos:https://bit.ly/PureEdVideosSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWNewsletterConnect With Us:Subscribe on YouTube and join the conversation in the comments:https://bit.ly/YMYW-YTSubscribe or follow YMYW in your favorite podcast app:https://lnk.to/ymywLeave your honest reviews and ratings in Apple Podcasts:https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254Chapters: 00:00 - Intro: This Week on the YMYW Podcast01:14 - Elite Performers Semi-Retiring at 43 and Moving to Portugal. Can We Pull It Off? (Ron & Harry, FL)16:16 - YMYW Safe Withdrawal Rate Assumptions Are Absurd. At What Point Do You Go Back to Work If Markets Crash? (Rand & Elayne, ID)34:13 - YMW Safe Withdrawal Rates to Protect AUM Fee (Comment from mike2me17, Apple Podcasts)41:46 - Outro: Next Week on the YMYW Podcast

J-Si found his hand twin, and Big Al brought Part-Time an inappropriate gift. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Big Al's employee was very forward at work… See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

J-Si got hyped up by the high school football coaches, and Big Al has an interview tip…See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Big Al and the crew shout out moms, bonus moms, those trying to become mothers, and those grieving a mother or child. After introductions and jokes, Al shares an embarrassing church moment: he bought a Mother's Day card for a woman he liked, only to notice an engagement ring right as he was about to give it to her. The group reflects on what Mother's Day means, including Christian's difficult relationship with his mom, Matthew being a “rainbow baby,” Owen's sister going into labor (with Baby Miles arriving during the episode), and memories of childhood discipline. Troop, who is also a pastor, summarizes his sermon comparing Eve, Jezebel, and Hannah and explains complementary roles of fathers and mothers, ending with a prayer.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Part-Time Justin is trying to clean up Big Al's contact list, so he's calling people to see if he should keep or delete their number.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Big Al has a “mystery” on his hands, and Ana is really into “hockey.”See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Part-Time Justin is going through Big Al's contacts and deciding which ones to keep and which ones to delete. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

June in Washington State is 62 with $2.5 million saved and a $350,000 pension on the table. Should she take the lump sum or the monthly check for life? Spoiler alert: there's a 3-to-1 vote in the studio, and Big Al is the one, today on Your Money, Your Wealth® podcast number 581 with Joe Anderson, CFP®, and Big Al Clopine, CPA. Plus, how aggressive should “Homer and Marge” get with Roth conversions, and is it smart to pay the conversion tax from an inherited IRA RMD? Pompous Assets drops his big, fat wallet on the YMYW table next: with millions in tax-deferred and taxable accounts, why is his financial advisor fighting him on a Roth conversion? Of course, Joe and Big Al have some thoughts on the subject. Finally, Johnny Mercer in Georgia is eyeing an immediate income annuity and a MYGA. The fellas break down why that 7.5% “rate of return” might not be what he thinks.Free Financial Resources in This Episode: https://bit.ly/ymyw-581 (full show notes & episode transcript)Ultimate Guide to Roth IRAs - free download:https://purefinancial.com/white-papers/roth-ira-white-paper/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-ultimate-guide-to-roth-iras&utm_content=ymyw-pod-ep581-description-whitepaperFinancial Blueprint (free, self-guided):https://purefinancial.com/financialblueprint/?utm_source=captivate&utm_medium=podcast&utm_campaign=financial-blueprint&utm_content=ymyw-pod-ep581-description-blueprintYour 11 Step Path to Financial Freedom - YMYW TV:https://purefinancial.com/ymyw/episodes/your-11-step-path-to-financial-freedom/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep581-description-tv-s10e13Financial Assessment (Meet with an experienced professional):https://bit.ly/PureFreeAssessmentREQUEST your Retirement Spitball Analysis:https://bit.ly/AskJoeAndAlDOWNLOAD more free guides:https://bit.ly/PureGuidesREAD financial blogs:https://bit.ly/PureFinBlogWATCH educational videos:https://bit.ly/PureEdVideosSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWNewsletterConnect With Us:Subscribe on YouTube and join the conversation in the comments:https://bit.ly/YMYW-YTSubscribe or follow YMYW in your favorite podcast app:https://lnk.to/ymywLeave your honest reviews and ratings in Apple Podcasts:https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254Chapters: 00:00 - Intro: This Week on the YMYW Podcast01:08 - Should I Take the Pension Lump Sum or Monthly Income? (June, WA State)09:23 - How Much Should We Convert to Roth Each Year? (Homer & Marge)16:26 - Should I Convert My Entire IRA to a Roth? (Pompous Assets, Arkansas)23:00 - $5M All in Pre-Tax. Should I Buy an Annuity Before It's Too Late? (Johnny Mercer, GA)36:00 - Outro: Next Week on the YMYW Podcast

Big Al brought a Mother's Day card to the women he's been crushing on at church.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Marlon Wayans stopped by the studio to talk about stand-up comedy, Scary Movie 6, and Big Al's clothes. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.