Podcast appearances and mentions of mark hamrick

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Best podcasts about mark hamrick

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Latest podcast episodes about mark hamrick

Mottek On Money with Frank Mottek
Iran peace talks get postponed, oil edges up, capping epic week

Mottek On Money with Frank Mottek

Play Episode Listen Later Jun 20, 2026 38:27 Transcription Available


Frank Mottek is joined by Jim Hausberg, Mark Hamrick and Todd Johnson.See omnystudio.com/listener for privacy information.

A New Morning
How will economy be impacted by peace deal with Iran?

A New Morning

Play Episode Listen Later Jun 15, 2026 6:13


Futures are already looking up Monday morning over news of a peace deal with Iran. What will the impact be on the economy? Bankrate's Mark Hamrick takes a look.

Wintrust Business Lunch
Noon Business Lunch 6/8/26: Persistent inflation, interest rate hike possible, Cradles to Crayons

Wintrust Business Lunch

Play Episode Listen Later Jun 8, 2026


Segment 1: Mark Hamrick, Washington Bureau Chief and Senior Economic Analyst for Bankrate.com, and author of ‘The Hamrick Brief‘ on Substack, talks to John about the great jobs numbers released on Friday, the ongoing inflation concern, the likelihood that the Fed raises interest rates this year, and the date behind Mark’s Hamrick American Prosperity Index. Segment 2: Jim Dallke, […]

A New Morning
Why did a sell-off follow a good jobs report?

A New Morning

Play Episode Listen Later Jun 8, 2026 5:51


The Labor Department released a better-than-expected jobs report last Friday morning, but financial markets saw a major sell-off. What gives? Bankrate's Mark Hamrick explains. Also, where's the return on investment from AI?

Brandon Boxer
Jobs report is due out Friday!

Brandon Boxer

Play Episode Listen Later Jun 3, 2026 5:45 Transcription Available


Mark Hamrick of Bankrate looks at the possible numbers and what it could mean for the housing market and broader economy

A New Morning
Lack of consumer confidence causes job, housing markets to stagnate

A New Morning

Play Episode Listen Later Jun 1, 2026 6:38


Healthcare and social assistance continue to make up the majority of job gains in the US while new home sales are dropping. Bankrate's Mark Hamrick takes a deeper look at what the numbers mean.

Wintrust Business Lunch
Noon Business Lunch 5/28/26: Inflation surging, consumer spending resilient, data center impact

Wintrust Business Lunch

Play Episode Listen Later May 28, 2026


Segment 1: Jay McCracken, Executive Director, Ottawa Chamber of Commerce, tells John how a small town like Ottawa stays competitive, their many great partnerships, how tourism is an important part of the local economy, the business incubator program that will bolster downtown, and the incredible food and beverage scene in Ottawa. Segment 2: Mark Hamrick, Washington Bureau […]

A New Morning
Iran war's impact stretching further than gas prices

A New Morning

Play Episode Listen Later May 26, 2026 7:38


The fallout of the war in Iran is causing a ripple effect throughout the economy as a whole. Also, there's troubling signs for credit card debt. Bankrate's Mark Hamrick explains.

Money Life with Chuck Jaffe
Voya's Stein: Rates are rising now so they can fall again soon

Money Life with Chuck Jaffe

Play Episode Listen Later May 22, 2026 60:18


Eric Stein, chief investment officer at Voya Investment Management, says that  investors can expect interest rates — particularly on longer-term bonds — will keep rising, but those higher reates "will lead to lower rates because you will see a response on the demand side whether it's through the consumer or through the [capital expenditures] cycle." Stein says that if "demand destruction" doesn't slow the economy too much, recession remains avoidable, particularly in the muted economic cycles that the U.S. has been going through in recent years. In The NAVigator segment,  Bryce Doty, senior portfolio manager at Sit Investment Associates, also says that rates will be coming down, with his estimation being that it happens by the fall because "the worst is over as far as yields going up." Doty says that if oil prices stay below $110 per barrel, it's viewed as inflationary; above that level, "We have a problem, and so does the rest of the world." He says central banks will solve that problem by cutting rates to "save economies from disaster," and likes two-year TIPS, municipal bonds and high-yield corporate bonds to ride out the storm. Plus, Mark Hamrick, senior economic analyst and Washington bureau chief at BankRate.com — who recently launched The Hamrick Brief on Substack to give his take on current financial events — discusses mortgage rates and inflation both reaching recent highs, the historical context of those numbers and how, why and when conditions may ease and change.

Mottek On Money with Frank Mottek
Stocks finish mixed as the Fed holds the line on short term rates

Mottek On Money with Frank Mottek

Play Episode Listen Later Apr 30, 2026 37:55 Transcription Available


Frank Mottek dives into the latest market news and expert analysis. Today's market mixed finish was driven by the ongoing closure of the Strait of Hormuz and the Federal Reserve's decision to hold the line on short-term interest rates. Joining us live are veteran market strategist Art Hogan and Mark Hamrick, Washington Bureau Chief for Bankrate.com, who attended the Fed's historic news conference. We'll discuss the implications of the Fed's decision, the impact on oil prices, and the latest market trends.See omnystudio.com/listener for privacy information.

Brandon Boxer
Mark Hamrick- "Cooling in home prices nationally should offer some breathing room"

Brandon Boxer

Play Episode Listen Later Apr 30, 2026 10:37 Transcription Available


Bankrate's Mark Hamrick says housing prices are cooling, but things in Iran are affecting mortgage rates and inflation. Plus, Mike and Campy talk about a huge water project in Columbus

Wintrust Business Lunch
Noon Business Lunch 4/3/26: Strong jobs report, care for solo agers, Chicago youth report

Wintrust Business Lunch

Play Episode Listen Later Apr 3, 2026


Segment 1: Mark Hamrick, Washington Bureau Chief and Senior Economic Analyst for Bankrate.com, joins John Williams to talk about the better than expected March employment report. And what are the expectations for interest rates and Fed policy? Segment 2: Colleen Ceh Becvar, Co-Founder, Trinity Advocacy Group, joins John Williams to talk about how they help seniors with no family […]

TD Ameritrade Network
Low Hire, Low Fire: Why Workers Are Stuck

TD Ameritrade Network

Play Episode Listen Later Apr 2, 2026 10:01


Mark Hamrick breaks down a frozen U.S. labor market as JOLTS data shows low hiring and low firing, limiting mobility and wage growth. He explains why job gains remain concentrated in healthcare, what upcoming jobs data could reveal, and how small businesses are holding up despite higher rates and tariff risk.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

WWL First News with Tommy Tucker
President Trump's Liberation Day tariffs are a year old. What has the impact been?

WWL First News with Tommy Tucker

Play Episode Listen Later Apr 2, 2026 9:32


It's the one year anniversary of President Trump's Liberation Day tariffs. We break down their impact with Mark Hamrick, a Bankrate senior economic analyst.

WWL First News with Tommy Tucker
Hour 3: Tariffs haven't helped so far and another COVID variant circulating

WWL First News with Tommy Tucker

Play Episode Listen Later Apr 2, 2026 19:39


* It's the one year anniversary of President Trump's Liberation Day tariffs. We'll break down their impact with Mark Hamrick, a Bankrate senior economic analyst. * The “cicada” COVID-19 subvariant is circulating around the country and has made its way to Louisiana. We'll talk about it with Dr. Fred Lopez from LSU Health New Orleans.

WWL First News with Tommy Tucker
How the markets have been reacting to the war with Iran, Trump's statements

WWL First News with Tommy Tucker

Play Episode Listen Later Mar 12, 2026 9:38


How are the markets responding to the war with Iran? What can the average person expect in the coming weeks and potentially months? We'll talk with Bankrate senior economic analyst Mark Hamrick.

Mottek On Money with Frank Mottek
Republican Steve Hilton talks business in CA governor race

Mottek On Money with Frank Mottek

Play Episode Listen Later Mar 5, 2026 37:47


Frank is joined by Steve Hilton, John Kilduff and Mark Hamrick.See omnystudio.com/listener for privacy information.

WWL First News with Tommy Tucker
How have mortgage rates changed this year? What can we expect the rest of the way?

WWL First News with Tommy Tucker

Play Episode Listen Later Mar 4, 2026 8:15


Dave Cohen in for Tommy. How have mortgage rates changed this year? What can we expect the rest of the year? We'll break it all down with Bankrate senior economic analyst Mark Hamrick.

WWL First News with Tommy Tucker
Hour 1: The debt keeps going up and the stock market is taking a hit at the moment

WWL First News with Tommy Tucker

Play Episode Listen Later Mar 4, 2026 20:37


Dave Cohen in for Tommy. * What's the state of America's debt and deficit? Are we making any progress in the short-term or long-term? Do any politicians even care? * The stock market has dropped some with the war with Iran. And how have mortgage rates changed this year? What can we expect the rest of the year? We'll break it down with Bankrate analyst Mark Hamrick.

Wintrust Business Lunch
Noon Business Lunch 2/26/26: K-shaped economy, new Apple products, Oak Forest Fleadh 

Wintrust Business Lunch

Play Episode Listen Later Feb 26, 2026


Segment 1: Mark Hamrick, Washington Bureau Chief and Senior Economic Analyst for Bankrate.com, joins John Williams to talk about the ‘low fire, lower hire” job market. Mark also tells John what to expect from the next Fed meeting in March. Segment 2: Scott Stein, Editor at Large, CNET, tells John what we can expect from Apple’s new product event happening […]

A New Morning
Bankrate Senior Economic Analyst Mark Hamrick

A New Morning

Play Episode Listen Later Feb 16, 2026 6:32


Mark Hamrick on retirement and investing

news analysts bankrate mark hamrick senior economic analyst
WWL First News with Tommy Tucker
Hour 1: Good and bad jobs news and drones and balloons over the southern border

WWL First News with Tommy Tucker

Play Episode Listen Later Feb 12, 2026 20:41


* We'll break down the latest jobs report with Bankrate economic analyst Mark Hamrick. * What happened with the El Paso airport briefly being closed on Wednesday? We'll try to sort it out with Ryan Wallace, a professor at Embry-Riddle Aeronautical University.

WWL First News with Tommy Tucker
There's good news and bad news in the new jobs report

WWL First News with Tommy Tucker

Play Episode Listen Later Feb 12, 2026 11:56


We'll break down the latest jobs report with Bankrate senior economic analyst Mark Hamrick.

TD Ameritrade Network
Takeaways From This Week's Labor Data: Any Bright Spots?

TD Ameritrade Network

Play Episode Listen Later Feb 6, 2026 6:16


Mark Hamrick and Brian Jacobsen share takeaways from this week's labor data, with the monthly report delayed to next week due to the partial government shutdown. Brian digs into the ISM numbers, highlighting new orders staying “pretty strong, if not improving.” However, he thinks we might see the employment report revised down further next week. Mark notes that employment data has been “routinely downbeat” over the last few months. He points out that the ratio of those seeking work and job openings is no longer 1:1, with unemployment growing faster than job creation.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Your Money Matters with Jon Hansen
Your Money Matters: Fed updates and ashes in space

Your Money Matters with Jon Hansen

Play Episode Listen Later Jan 29, 2026


On this airing of Your Money Matters, January 28th 2026: Segment 1: It’s a Worker Wednesday! Phil Davidson, Communications Director at Mid-America Carpenters Regional Council, joins to discuss the reinstatement of the Job Corps. Segment 2: Mark Hamrick, Senior Economic Analyst at Bankrate, recaps the Fed meeting and consumer confidence. Segment 3: Question of the […]

WWL First News with Tommy Tucker
Hour 1: How to build your savings and prepping for the coming cold

WWL First News with Tommy Tucker

Play Episode Listen Later Jan 22, 2026 22:32


* A third of Americans say they would have to go into debt to pay for an emergency expense of $1,000, and over half say they're saving less these days. We'll talk with Mark Hamrick, a Bankrate analyst. * Checking in with Ag Commissioner Mike Strain

WWL First News with Tommy Tucker
A third of Americans would go into debt to cover a $1,000 emergency. Would you have to?

WWL First News with Tommy Tucker

Play Episode Listen Later Jan 22, 2026 12:23


A third of Americans say they would have to go into debt to pay for an emergency expense of $1,000, and over half say they're saving less these days. We'll talk with Mark Hamrick, Bankrate senior economic analyst

Anti-Social
The Economy 2025: Will things get better? Analyst Mark Hamrick

Anti-Social

Play Episode Listen Later Dec 21, 2025 38:28


THE STOCK MARKET is soaring, but weak employment numbers and stubborn high prices are making many Americans feel uneasy as 2025 comes to a close. Our guest is veteran financial analyst MARK HAMRICK, who synthesizes the trends and says there is some hope that things will change course in 2026. And, he has some good financial tips of use to every household. And -- we announce the winner of KBI's annual Newsmaker of the Year contest -- both the reader's and the editors choices. Send us a textSupport the showSubscribe to the Key Biscayne Independent today

WWL First News with Tommy Tucker
Fewer Americans believe their finances will improve in 2026 compared to past years

WWL First News with Tommy Tucker

Play Episode Listen Later Dec 16, 2025 8:26


Mark Hamrick joins Don Dubuc to talk about the financial outlook for Americans in 2026.

WWL First News with Tommy Tucker
Here's the good news and bad news in the new jobs report

WWL First News with Tommy Tucker

Play Episode Listen Later Nov 21, 2025 9:21


The delayed September jobs report was finally released, and it showed better than expected numbers. We break it down with Mark Hamrick, Bankrate senior economic analyst

NewsTalk STL
6A: A Lesson in Law and Economics 11-21-2025

NewsTalk STL

Play Episode Listen Later Nov 21, 2025 45:42


Susie Moore and Billy Crow discuss legalese and local government. Mark Hamrick of Bankrate joins Susie Moore, Billy Crow, and Producer Jerome to talk economics.See omnystudio.com/listener for privacy information.

Chicago's Afternoon News with Steve Bertrand
Delayed September Jobs report expected to be released on Nov. 20th

Chicago's Afternoon News with Steve Bertrand

Play Episode Listen Later Nov 18, 2025


Mark Hamrick, Senior Economic Analyst for Bankrate.com, joins Lisa Dent to discuss what he anticipates to appear on the the September jobs report which will be released Thursday, November 20th. Hamrick shares that the September report is a pre-shutdown report. The expectation is that the unemployment numbers remained steady, and while lackluster, the hiring numbers […]

TD Ameritrade Network
Consumer Sentiment Takeaways: Where has the ‘Damage' Occurred?

TD Ameritrade Network

Play Episode Listen Later Nov 7, 2025 7:06


Mark Hamrick and Tsvetta Kaleynska break down the Consumer Sentiment data report with the jobs report delayed by the government shutdown. Mark points out “where the damage has occurred,” particularly in forward-looking sentiment. The overall number missed for November, though this is a preliminary reading. Tsvetta discusses her consumer sentiment data based on social media, with 33% “explicitly negative” and focus on prices not falling despite inflation decreasing.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

WWL First News with Tommy Tucker
Higher uncertainty, more inflation: consumers are getting pummeled

WWL First News with Tommy Tucker

Play Episode Listen Later Nov 5, 2025 12:51


What have we seen from the job market and the economy as the shutdown has dragged on for over a month? Mark Hamrick, Bankrate senior economic analyst, joins us.

Brandon Boxer
"Stay Tuned and Buckle Up" State of the Economy and Jobs Market

Brandon Boxer

Play Episode Listen Later Nov 5, 2025 8:48 Transcription Available


Mark Hamrick of Bankrate looks at the limited numbers because of the shutdown and also discusses whether or not there be a rate cut in December

Brandon Boxer
Are Americans ready to retire?

Brandon Boxer

Play Episode Listen Later Oct 23, 2025 8:32 Transcription Available


Mark Hamrick of Bankrate says most Americans are NOT ready to retire because they are not sure they'll receive Social Security when the time comes

Chicago's Afternoon News with Steve Bertrand
Bankrate: 52% of Americans expect to rely on Social Security for expenses in retirement

Chicago's Afternoon News with Steve Bertrand

Play Episode Listen Later Oct 22, 2025


Mark Hamrick, Senior Economic Analyst for Bankrate.com, joins Lisa Dent to discuss Bankrate’s recent survey that shows 52 percent of Americans expect to rely on Social Security Benefits for expenses when they retire.

WWL First News with Tommy Tucker
Is the economy in the middle of an AI bubble?

WWL First News with Tommy Tucker

Play Episode Listen Later Oct 22, 2025 12:43


Some experts think the stock market is in the middle of an AI bubble. Are we? We see what Mark Hamrick, Bankrate senior economic analyst, thinks.

WWL First News with Tommy Tucker
How is the job market looking, with shutdown uncertainty?

WWL First News with Tommy Tucker

Play Episode Listen Later Oct 7, 2025 11:12


We get the state of the job market and the uncertainty over what the Fed will do if the shutdown keeps going. Mark Hamrick, Bankrate senior economic analyst

Wintrust Business Lunch
Noon Business Lunch 10/2/25: Jobs data, government shutdown, Amazon Prime Big Deal Days, retirement security

Wintrust Business Lunch

Play Episode Listen Later Oct 2, 2025


Segment 1: Bill Geiger, President and CEO of Geiger Wealth Management, joins Jon Hansen to talk about National Retirement Security Month, the importance of creating a secure retirement plan, and the three most important jobs to do to prepare for retirement. Segment 2: Mark Hamrick, Washington Bureau Chief and Senior Economic Analyst for Bankrate.com, talks to Jon about […]

WWL First News with Tommy Tucker
JOLTS Report and Potential Government Shutdown

WWL First News with Tommy Tucker

Play Episode Listen Later Oct 1, 2025 8:58


Mark Hamrick joins Dave to talk about the jobs report and impacts of a government shutdown.

Money Life with Chuck Jaffe
Manulife's Thooft: High valuations aren't signalling trouble ahead

Money Life with Chuck Jaffe

Play Episode Listen Later Sep 25, 2025 62:06


Nate Thooft, chief investment officer and senior portfolio manager at Manulife Investment Management, says that he's still leaning into equities despite stock valuations being stretched, noting that the fundamentals support modest gains and aren't signalling a bubble or crisis. Thooft does worry that the market may run out of momentum and may lack a catalyst for further gains by the time 2026 rolls around, but for now he says there are plenty of reasons to keep investing and not to be scared off by high prices.  Mark Hamrick, senior economic analyst at Bankrate.com, discusses the site's latest retirement savings report, released Wednesday, which showed that nearly 60 percent of workers are behind on their retirement savings. Hamrick noted that the problem is partially about failing to make set-asides, but it is also caused by a lack of financial planning and common misperceptions about how money grows over time and how much it takes to afford a comfortable retirement.  Todd Rosenbluth, head of research at VettaFi, makes a Fidelity fund his pick as the ETF of the Week, but this selection is about the investment-grade assets the fund holds, and how they are an interesting actively managed change-up to more conventional fixed-income funds. Plus, Chuck answers a question from a listener whose wife wants to buy a new car and who wonders if it ever makes sense to buy new when he could save money on a quality used car.

valuations etf bankrate signalling manulife hamrick mark hamrick manulife investment management vettafi todd rosenbluth
Total Information AM
Nearly 3 in 5 Americans say they are behind in retirement savings

Total Information AM

Play Episode Listen Later Sep 25, 2025 5:40


Mark Hamrick, Bankrate Senior Economic Analyst joins Megan to talk about the new Bankrate survey that shows 3 in 5 Americans say they are behind with retirement savings.

TD Ameritrade Network
Critical Importance of Rare Earth Minerals & Resetting Expectations for Trade Deals

TD Ameritrade Network

Play Episode Listen Later Sep 10, 2025 6:39


Mark Hamrick and Peter Tchir break down the latest trade headlines. Peter talks about the possibility of the Supreme Court ruling against tariffs, which are projected to reach $300 billion in revenue by the end of the year. He thinks we need to “break the rules” on rare earth minerals and bring jobs back to the U.S. Mark argues that the tariff impacts are a “known quantity” and covers their impact on inflation, and thus potentially on Fed rates. He calls them the “primary tool” of the Trump administration and says we need to reset expectations on trade deals.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

The Real Estate Crowdfunding Show - DEAL TIME!
Tariffs, Trust, and the Cost of Capital

The Real Estate Crowdfunding Show - DEAL TIME!

Play Episode Listen Later Aug 20, 2025 53:49


The Signal Beneath the Noise Serious operators obsess over the next print, but my podcast/YouTube guest this week, Bankrate senior economic analyst, Mark Hamrick, argues the industry is missing the structural signals that actually set the cost of capital and shape demand.   Start with this premise: Data credibility is a macro variable.   When the quality of national jobs and inflation statistics is questioned, it is not just an esoteric Beltway quarrel; it becomes a pricing input for Treasuries and, by extension, mortgages, construction loans and exit cap rates.   As Hamrick puts it, the path to good decisions for households, enterprises and policymakers ‘is lined by high quality economic data, most of which is generated by the federal government.' Hamrick's concern is not theoretical. He links the chain plainly: if markets doubt the numbers guiding the Federal Reserve's dual mandate, you can ‘envision a scenario where there's less demand for our Treasury debt,' forcing higher yields to clear supply – an economy‑wide tax that lifts borrowing costs from mortgages to autos and narrows the Fed's room to maneuver.   What Happens If Trust Erodes? The near‑term catalyst for this anxiety is unusual: the Labor Department's head statistician was fired after unfavorable revisions, and an underqualified nominee has floated ideas as extreme as not publishing the data at all. Hamrick's advice for investors and executives is simple: pay attention. This may not break the system tomorrow, but it introduces risk premia where none previously existed.   Through a real estate lens, the translation is straightforward.   Underwriting already contends with volatile inputs on rents, expenses and exit liquidity; add a credibility discount on macro data and your discount rate moves against you. Prudent sponsors should stress‑test deals for a modest upward shock in base rates – an echo of Hamrick's ‘economy‑wide tax' – and consider how thinner debt markets would propagate through construction starts and refis.   Housing's Lock‑In: Inventory, Not Prices, Is the Release Valve The ‘lock‑in effect' remains the defining feature of U.S. housing. Owners sitting on sub‑3% mortgages are rationally immobile, starving resale inventory and suppressing household formation mobility, a dynamic Hamrick equates with today's ‘no hire, no fire' labor market: stable but sluggish churn. Builders fill some of the gap, but affordability remains constrained by national price firmness and still‑elevated mortgage rates relative to the pandemic trough.   What happens if mortgage rates dip to 6.25% or even 5.5%? Don't expect a binary ‘unlock.' Hamrick argues for incremental improvement rather than a light switch: lower rates would expand qualification and appetite gradually, and, crucially, free inventory. He is less worried that cheaper financing simply bids up prices; the supply response from would‑be sellers is the more powerful margin effect.   For operators underwriting for‑sale housing (build to rent or single-family home developments), the tactical read is to focus on markets where latent move‑up sellers dominate and where new‑home concessions currently set the comp stack. He also reminds us of the persistent, national‑level truth: prices have been unusually firm for years; in the U.S., homeownership is still the primary path to wealth – advantage owners, disadvantage non‑owners.   Wealth Transfer: Inequality In, Inequality Out The widely cited $84 trillion Boomer‑to‑GenX/Millennial wealth transfer via inheritance won't repair the middle class. It will mainly perpetuate asset inequality: assets beget assets, and the recipients most likely to inherit are already nearer the ‘have' column. That implies continuing bifurcation in housing demand (prime school districts, high‑amenity suburbs) alongside a renter cohort optimizing for cash‑flow goals rather than equity growth. For CRE, that supports a barbell: high‑income suburban nodes + durable rental demand where incomes grow but deposits lag.   Renting Without Shame and the Budget Reality Check Hamrick is refreshingly direct: there is no shame in renting as, perhaps, there used to be. For many households, renting is a rational bridge to other financial goals; build emergency savings, avoid surprise home maintenance expenses, and keep debt service from getting ‘too far out over your skis.'   For CRE owners, this fortifies the case for professionally managed rental product with transparent total‑cost‑of‑living and flexible lease options. For lenders, it argues for cautious debt-to-income ratios and expense reserves in first‑time buyer programs.   Tariffs, Inflation, and the New Dashboard Hamrick closes with a monitoring list to stay on top of dominant economic trends: labor market strength (monthly employment; weekly jobless claims), the inflation complex (Consumer Price Index (CPI), Producer Price Index (PPI), and Personal Consumption Expenditures index (PCE)), and the full housing tape (mortgage rates, existing/new sales, builder confidence, starts) plus, of course, one political‑economy input now impossible to ignore: tariffs, with the effective rate at the highest level since the Great Depression.   For CRE, tariffs are not an abstract: they seep into materials costs, fit‑out budgets, and the headline inflation path that steers the Fed. Sponsors should build tariff scenarios into Guaranteed Maximum Price (GMP) contingencies and model procurement alternates.   Actionable Takeaways for CRE Professionals Price a credibility premium: Run sensitivities for higher Treasury yields if data trust wobbles; Pay attention to how easily the government can sell its debt and the extra yield investors demand on longer bonds. Both shape interest rates, which then filter into real estate cap rates. Underwrite inventory elasticity, not sticker shock: As rates ease, model inventory release ahead of price spikes; focus on submarkets with pent‑up sellers. Lean into renting's rationality: Product that aligns with household cash‑flow priorities will capture durable demand while affordability resets. Track tariffs as a construction line‑item and macro tailwind to inflation: Feed this into budgets and hold periods. My conversation with Mark really brought home how connected real estate is to the bigger capital markets picture. If you want a sense of where cap rates are heading, keep an eye on the bond market – because that's where the story starts.   *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing.   With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection.    Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000

The FarrCast : Wealth Strategies
Not Even Pretending to Reach for Their Wallets

The FarrCast : Wealth Strategies

Play Episode Listen Later Aug 1, 2025 44:22


This week Michael Farr welcomes Jim Iuorio on the markets, Matt Leffingwell on the latest insider's view in Congress, and Mark Hamrick from Bankrate.com for a discussion of the latest from the Fed.Bringing you Wall Street, Washington, and The World -- it's The FarrCast!

Mark Reardon Show
MO AG Andrew Bailey investigation into Sam Page, NY shooting, attack in Cincinnati, Sue's News, cut of day - Full Show (7-29-25)

Mark Reardon Show

Play Episode Listen Later Jul 29, 2025 111:40


Today on the Mark Reardon Show with Ryan Wrecker as the host; Charles Lipson, Professor Emeritus at the University of Chicago joins to talk about President Trump's wins over some Ivy League Universities. Tim Fitch, Former St. Louis County Police Chief and former St. Louis County Councilman joins to give his thoughts last night's shootings in NYC; that brutal attack in Cincinnati; and Missouri AG Andrew Bailey into Sam Page is a good idea. Jane Dueker, Attorney, former candidate for the Democratic nomination for St. Louis County Executive, & former chief of staff for Governor Holden joins to talk about Attorney General Andrew Bailey investigation into Sam Page. Mark Hamrick, Bankrate Senior Economic Analyst joins to talk about the cooling job market. Paul Mauro, FOX News Contributor, retired NYPD inspector, attorney, and founder of the OpsDesk.org joins to talk about the New York shooting brutal attack in Cincinnati and more. Tim Graham, Executive Editor for the Media Research Center's Newsbusters joins to talk about Lib Media ignoring Tulsi's Russiagate allegations against former President Obama and Jay Leno saying late night comedians should focus more on being funny, not political. Also Sue is back with Sue's News and an audio cut of the day

Mark Reardon Show
Mark Hamrick on the cooling job market

Mark Reardon Show

Play Episode Listen Later Jul 29, 2025 4:08


Mark Hamrick, Bankrate Senior Economic Analyst joins to talk about the cooling job market.

Mark Reardon Show
Sue's News - Hour 2

Mark Reardon Show

Play Episode Listen Later Jul 29, 2025 36:02


Royals player gets stung by a bee while at bat, Sue's News. Jane Dueker, Attorney, former candidate for the Democratic nomination for St. Louis County Executive, & former chief of staff for Governor Holden joins to talk about Attorney General Andrew Bailey investigation into Sam Page. Mark Hamrick, Bankrate Senior Economic Analyst joins to talk about the cooling job market.

TD Ameritrade Network
Hamrick: U.S. Resilience Stands Despite Durable Goods Orders Decline

TD Ameritrade Network

Play Episode Listen Later Jul 25, 2025 6:43


Mark Hamrick believes the U.S. economy will remain strong even as manufacturing lags. Friday's durable goods orders print showed a near-10% decline. Mark adds that Boeing's (BA) "mindboggling" backlog will be met at some point, even if the timeline slogs. On interest rates, he urges consumers to "divorce the noise" between when the White House wants and what the FOMC sees in the economic data.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about