Podcasts about voya

The Los Angeles Unified School District created its own 457(b) plan, and it's excellent. It has won not one, but two awards. We speak with two members of the LAUSD Retirement Investment Advisory Committee who were and are instrumental to its success.   LAUSD 457(b) Deferred Compensation Plan Fund Lineup Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®). 

Streamovací služba Voyo zažila v posledních letech velký restart – a nedávno i svůj konec. Skupina PPF a TV Nova investovaly do značky stovky milionů, udělaly z ní lovebrand… a pak ji spojily s O2TV do nové platformy Oneplay.Mužem, který stál u znovuzrození Voya i jeho řízeného konce, je Daniel Grunt, šéf TV Nova. V premiérové epizodě nové řady podcastu Money Maker s názvem Leaders, kam si budeme zvát přední české manažery, odhaluje zákulisí celého příběhu:Proč muselo Voyo skončit?Jak se podařilo utajit projekt, na kterém se pracovalo přes dva roky?Jakou roli v celém plánu měl Petr Kellner?Kde Daniel Grunt vidí budoucnost streamovacích služeb?A jak chce Nova dál růst, i když trh klesá?Poslechněte si rozhovor s jedním z nejvlivnějších českých mediálních manažerů.Kapitoly00:00 Začínáme05:14 Resuscitace Voya a přerod v Oneplay10:24 „Ten název je trošku taková znouzectnost.“16:30 Brand awareness a dražší předplatné23:31 Sdílení hesel a nová aplikace27:49 Nefungující aplikace a inspirace Netflixem 34:02 „Za růst Voya jsem byl po zásluze potrestán.“39:52 StarDance, sport a živé eventy47:39 „Z dobře zajeté korporace do garáže“53:33 Slavná éra Nokie a její úpadek

Eric Stein, head of investments and chief investment officer for fixed income at Voya Investment Management, says that the "sequencing of policies" is impacting the market now, noting that if the Trump Administration had done supply-side reforms and de-regulation first, it would boost the market, but instead the first moves have been tariffs, which has made the market outlook tougher. Still, he's expecting a modestly positive year, buoyed in part by the market's "self-correcting mechanism" that will react to tariff policy and impact how and how long those policies stay in place. Veteran technical analyst Martin Pring of Pring Research and the Intermarket Review says that the primary trend he's seeing in the market remains bullish, and the signs that we are nearing a market top are balanced by indicators showing there's more room to run. David Callaway, founder of Callaway Climate Insights, discusses how energy stocks could be set up for a fall; they have boomed as an AI-adjacent play because artificial intelligence requires high levels of power, but got hammered when the market was disappointed in the results at companies like Nvidia. Plus Andrew Graham of Jackson Square Capital talks stock investing in the Market Call.

Today, we're thrilled to welcome the incredible Carolyn Armitage In the Suite. Carolyn is a force in wealth management—a true pioneer with a career that's redefined advisory, consulting, and executive leadership. As the Founder and CEO of RIA Circle, she's not just building a network; she's igniting a movement. Within RIA Circle, Carolyn is shaping a vibrant, purpose-driven community where advisors gather to connect, grow, and empower each other, one meaningful connection at a time.In this episode, Carolyn takes us through her journey—from her early days as a fearless young advisor to founding RIA Circle, an innovative community that empowers advisors through connection and learning. We'll also explore her unwavering commitment to giving back and how she sustains a balance between career and service. Since beginning her career as an advisor, Carolyn rapidly ascended the ranks of leadership roles across prominent wealth management firms, including HD Vest (now Avantax), ING Advisors Network (now Voya), and Thrivent Advisor Network. Her experience leading LPL Financial's Large Enterprise Consulting Team and consulting with ECHELON Partners has given her unmatched expertise across the wealth management value chain.Formerly holding numerous FINRA and insurance licenses, she holds the CFP®, CIMA®, CLU®, and the ChFC® designations and has a Bachelor of Science in Business Administration from the University of Minnesota and a master's in management from The American College. But that's not all, Carolyn's impact goes even further. Inspired during the financial crisis, she launched True Circle, a personal mission turned powerful nonprofit, creating care packages for those in need. As a devoted wife and mother of four, Carolyn instills the values of empathy and service in her children, who actively contribute to the organization.Carolyn's story is a powerful reminder of the importance of community, resilience, and service. Join us as we dive into her insights on building meaningful connections, her passion for creating positive change, and her inspiring vision for a more inclusive industry—right here, In the Suite.

Mark and Kira Walton, founders of Voya, have faced numerous challenges together. In 2006, they left their corporate jobs in Dublin to create a seaweed-based skincare brand in Sligo. Almost two decades later, Voya has grown into a multimillion-euro enterprise with products available in over 40 countries.

Gail R. Kulas, self-described as an “itchy sweater” – helping people become more comfortable being uncomfortable – is a dynamic force in the world of business strategy, education, and personal development. As the founder of Leading to Unlock, LLC, Gail has dedicated her career to unlocking the potential within individuals and organizations, delivering over $75 million in project benefits to date.With an impressive academic background, Gail holds a Bachelor of Science in Executive Management, a Master of Science in Communication & Information Management, and an MBA in Entrepreneurship & Innovative Practices. Her expertise is further bolstered by an array of certifications, including Six Sigma Black Belt, ISO 9000 Lead Assessor & Auditor, Change Manager, Coach, and LEGO® SERIOUS PLAY® facilitator.Gail's professional journey spans diverse industries, including retail, financial services, aerospace, and manufacturing. Her experience at The LEGO Group as a Senior Manager of Business Excellence and Continuous Improvement Consultant showcases her ability to drive strategic initiatives and foster organizational growth. Her innovative approach, integrating “play” into business through the LEGO® SERIOUS PLAY® methodology, has resulted in better solutions and buy-in at all levels of organizations.Currently, Gail serves as an Assistant Professor of Business at CT State College-Northwestern, where she educates students in Strategic Management, Human Resource Best Practices, Entrepreneurship, Communication, Change Management, Critical Thinking, and Problem-Solving. In her consulting workshops, she playfully introduces herself as the CFO – Chief Fun Officer – reflecting her belief that learning and growth should be engaging and enjoyable.Gail's contributions have not gone unnoticed. She has received numerous accolades, including the VIP Woman of the Year by the National Association of Professional Women, the Pinnacle Professional Award by the Continental Who's Who Organization, and the Bay Path University Young Alum Leadership Award.Beyond her professional accomplishments, Gail is passionate about empowering others. She previously led the Women's Employee Resource Group at ING (now Voya) and continues to be an advocate for women in business.Despite her extensive experience and accolades, Gail remains approachable and down-to-earth. An introvert at heart, she understands the importance of balancing public engagements with quiet reflection time. This self-awareness informs her teaching and consulting approach, allowing her to connect with people where they are and create a comfortable space for growth and learning.Gail's toolbox is “vast and wide,” filled with strategies and techniques she's eager to share. She believes in the power of unlocking potential from within and sees herself not as a salesperson but as a guide ready to help those who seek her expertise.Learn More: https://leadingtounlock.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-gail-kulas-ceo-of-leading-to-unlock-author-of-your-life-on-a-sticky-note

Gail R. Kulas, self-described as an “itchy sweater” – helping people become more comfortable being uncomfortable – is a dynamic force in the world of business strategy, education, and personal development. As the founder of Leading to Unlock, LLC, Gail has dedicated her career to unlocking the potential within individuals and organizations, delivering over $75 million in project benefits to date.With an impressive academic background, Gail holds a Bachelor of Science in Executive Management, a Master of Science in Communication & Information Management, and an MBA in Entrepreneurship & Innovative Practices. Her expertise is further bolstered by an array of certifications, including Six Sigma Black Belt, ISO 9000 Lead Assessor & Auditor, Change Manager, Coach, and LEGO® SERIOUS PLAY® facilitator.Gail's professional journey spans diverse industries, including retail, financial services, aerospace, and manufacturing. Her experience at The LEGO Group as a Senior Manager of Business Excellence and Continuous Improvement Consultant showcases her ability to drive strategic initiatives and foster organizational growth. Her innovative approach, integrating “play” into business through the LEGO® SERIOUS PLAY® methodology, has resulted in better solutions and buy-in at all levels of organizations.Currently, Gail serves as an Assistant Professor of Business at CT State College-Northwestern, where she educates students in Strategic Management, Human Resource Best Practices, Entrepreneurship, Communication, Change Management, Critical Thinking, and Problem-Solving. In her consulting workshops, she playfully introduces herself as the CFO – Chief Fun Officer – reflecting her belief that learning and growth should be engaging and enjoyable.Gail's contributions have not gone unnoticed. She has received numerous accolades, including the VIP Woman of the Year by the National Association of Professional Women, the Pinnacle Professional Award by the Continental Who's Who Organization, and the Bay Path University Young Alum Leadership Award.Beyond her professional accomplishments, Gail is passionate about empowering others. She previously led the Women's Employee Resource Group at ING (now Voya) and continues to be an advocate for women in business.Despite her extensive experience and accolades, Gail remains approachable and down-to-earth. An introvert at heart, she understands the importance of balancing public engagements with quiet reflection time. This self-awareness informs her teaching and consulting approach, allowing her to connect with people where they are and create a comfortable space for growth and learning.Gail's toolbox is “vast and wide,” filled with strategies and techniques she's eager to share. She believes in the power of unlocking potential from within and sees herself not as a salesperson but as a guide ready to help those who seek her expertise.Learn More: https://leadingtounlock.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-gail-kulas-ceo-of-leading-to-unlock-author-of-your-life-on-a-sticky-note

Mary Anna Evans is an award-winning author, she's a writing professor, and she holds degrees in physics and engineering, a background that, as it turns out, is ideal for writing her new series, the Justine Byrne historical mysteries, which began with THE PHYSICISTS' DAUGHTER. The current title, THE TRAITOR BESIDE HER, takes Justine undercover in a Washington, DC code-breaking operation during World War II. Mary Anna describes Justine as “a little bit Rosie-the-Riveter and a little bit Bletchley Park code breaker.”Mary Anna's crime fiction has earned recognition that includes the Oklahoma Book Award, the Will Rogers Medallion Awards Gold Medal, the Mississippi Author Award, the Benjamin Franklin Award, and spots ON "Best Of" lists as varied as Voice of Young America's (VOYA), TRUE WEST, and THE STRAND. In addition to writing crime fiction, she writes about crime fiction, as evidenced by the Edgar, Agatha, Macavity, and HRF Keating Award nominated BLOOMSBURY HANDBOOK TO AGATHA CHRISTIE, which she coedited with J.C. Bernthal. Facebook Page https://www.facebook.com/MaryAnnaEvansAuthorInstagram @maryannaevans Twitter: @maryannaevans Website maryannaevans.com Mentioned in the Podcast:Super Structure by James Scott BellThe New Orleans WWII Museum: https://www.nationalww2museum.org/And Then There Were None by Agatha ChristieThe All Fall Down by Rachel Howzell Hall*****************About SinCSisters in Crime (SinC) was founded in 1986 to promote the ongoing advancement, recognition and professional development of women crime writers. Through advocacy, programming and leadership, SinC empowers and supports all crime writers regardless of genre or place on their career trajectory.www.SistersinCrime.orgInstagram: https://www.instagram.com/sincnational/Bluesky: https://bsky.app/profile/sincnational.bsky.socialThreads: https://www.threads.net/@sincnationalFacebook: https://www.facebook.com/sistersincrimeTikTok:: https://www.tiktok.com/@sincnationalThe SinC Writers' Podcast is produced by Julian Crocamo https://www.juliancrocamo.com/

Think you can't teach an old house new tricks? Think again. We're serving up the inside scoop on retrofitting, energy management, and why your utility bills might just thank you for tuning in. Don't just take our word for it - plug in and power up your home game with the latest in heat pump innovation. Because let's face it, in the world of custom homes, staying ahead of the curve isn't just smart, it's downright essential. Join host Curtis Lawson and returning guest (aka electrification guru), Voya Milašinović for a deep dive in heat pump technology. Discover how heat pumps are revolutionizing water heaters and clothes dryers, and learn about their impact on home energy efficiency.

Cyber and climate risk are also high on the agenda at Moody's summer 2024 insurance conferences in New York and London.Speakers: Audio excerpts from Sarah Williams, Chief Risk Officer, Guardian Life; Brandan Holmes, VP  Senior Credit Officer FIG, Moody's Ratings; Heather Lavallee, CEO, Voya; Joe Brandon, CEO, Allegheny; Sarah Hibler, Associate Managing Director FIG, Moody's Ratings; Ari Moskowitz, Chief Risk Officer, Everest Group; James Eck, VP Senior Credit Officer FIG, Moody's Ratings.Hosts: Marc Pinto, MD Financial Institutions FIG, Moody's Ratings, Myles Neligan – Senior Research Writer, Moody's RatingsRelated Research:Property & Casualty Personal Insurance – US: 2024 outlook changed to stable on rate increases, improved profitabilityProperty & Casualty Insurance – US: Homeowners insurers aim to boost profits as weather-related losses, inflation take tollInsurers' growing private credit investment brings more benefits than risksCommercial real estate risks still abound for US life insurersLife Insurance – Global: 2024 Outlook - Stable as higher rates offset weaker revenue, rising asset risk 

Janice Ellig is joined by Heather Lavallee, CEO of Voya Financial, to discuss how Voya is leading health, wealth, and investment. Heather touches on the importance of ethical leadership and gender equality. tags: lr, janice ellig, Heather Lavallee, leadership, diversity, gender, ceo, voya, health, wealth, investment, ethical

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Join host Stewart Foley on the InsuranceAUM.com podcast as we dive into the world of private fixed income and alternatives with Chris Lyons, head of private fixed income and alternatives at Voya Investment Management. Chris shares his journey from humble beginnings to his current leadership role, providing valuable insights into the dynamics of private credit markets and their post-crisis adaptation.   This episode explores the strategic approaches to managing private credit assets in a fluctuating economic environment, addressing the challenges and opportunities within the sector. Chris discusses current interest rate trends, market liquidity, and the evolving landscape of private credit. He also offers invaluable advice for young professionals navigating their careers in finance, emphasizing the importance of mentorship and seizing opportunities.   Tune in for an engaging and informative conversation that sheds light on the intricacies of private fixed income and alternatives, offering practical insights for insurance investment professionals.

Corporate business operations are where multiple practices converge, with daily outcomes predicted and not. Dave's former student, Senior Vice President Greg Balicki, works at the nexus of Voya's converging business problems and opportunities to lead problem-solving projects addressing both. 

In this episode of the Rainmaker podcast, Gui Costin interviews Troy Chakarun, Managing Director and Head of Private Wealth and Alternative Distribution at Voya Investment Management. Troy discusses his journey from roles at Merrill Lynch and Bank of America to leading sales teams at Voya. He emphasizes the critical role of data in driving sales strategies and introduces his innovative roundtable approach, which enhances market intelligence and builds valuable relationships. Troy also explains Voya's standardized sales process, the importance of effective communication, and the use of CRM systems to streamline operations. His leadership style, characterized by open communication and teamwork, offers valuable lessons for sales professionals. This episode is a must-listen for anyone looking to excel in sales leadership and data utilization!

Seaweed to you may just be something your dog eats on the beach, but the macroalgae has been described as having incredible benefits. Joining Kieran to discuss the amazing properties of seaweed is Mark Walton, Co-Founder of VOYA.

In this episode, Rob Grubka, the CEO of Workplace Solutions for Voya Financial will share Voya's strategy for creating an inclusive workplace culture. He reveals why building a foundation of trust is so important, and how Voya creates an organizational culture based on trust. He discusses the ways in which Voya has responded to the “new normal” and how they have rolled out hybrid and remote work options in response to employee preferences. Rob offers advice to up-and-coming leaders. Listeners will also hear Rob's personal annual review questions that have helped him navigate his career path.

Welcome to another edition of the InsuranceAUM.com Podcast. We are insurance asset management nerds here, me and our guest today. We're talking about insurance asset management with Jeffrey Hobbs CFA, head of Insurance Portfolio Management at Voya. 

In this episode of Life Accelerated, host Anthony O'Donnell revisits some conversations from the past year all about practical approaches to digital transformation. He highlights ideas and insights from five visionaries in the life insurance industry — Santhosh Keshavan of Voya, Jeff Donaldson at Mutual of America, Deb Waters at Aegon, Ryan Downing at Principal Financial Group, and Bill Pappas with MetLife.  As the industry continues to evolve rapidly, these experts bring a wealth of experience and knowledge to the table, shedding light on the challenges of modernizing infrastructure, reshaping customer experiences, and aligning technology with an organization's purpose. Discover actionable insights and strategies from the digital transformation in life insurance as we delve into this industry-wide shift.    Key Takeaways: The shift towards digital transformation in the life insurance industry is driven by the imperatives of innovation and agility.  Embracing the cloud, leveraging customer feedback for improvement, modernizing infrastructure, and fostering a customer-centric mindset can enhance user experiences.  Aligning technology with the organization's overarching purpose is crucial for driving innovation, differentiation, sustainability, and growth in the life insurance industry.   Timestamps: [00:00] Introduction to the episode [01:14] Santhosh Keshavan's case for the cloud [03:10] Ryan Downing's words on AI and the customer experience [05:04] Jeff Donaldson's Route 66 strategy to modernize the core platform [07:13] Deb Waters's take on creating a seamless client experience [09:51] Bill Pappas's five strategic pillars for framing technological priorities [12:30] Closing   Resources: Connect with Santhosh Keshavan: https://www.linkedin.com/in/santhoshkeshavan/  Connect with Jeff Donaldson: https://www.linkedin.com/in/jeffreydonaldson/  Connect with Deb Waters: https://www.linkedin.com/in/debbie-waters-41b90a1/  Connect with Ryan Downing: https://www.linkedin.com/in/cxcio/  Connect with Bill Pappas: https://www.linkedin.com/in/bill-pappas-9a35048/

“I changed the department from HR to People and culture. The term HR is a construct of an economist in the 1800s, talking about people as commodities, just like paper and pens. That's not what this is about anymore”, says Denise. “The world has changed. In order to unlock true potential of a company and its performance, you have to focus on the people, unlocking their true potential as whole individuals.”On the podcast this week, Denise shares her journey from investment banking through Silicon Valley in to insurance. “The consistent theme across my career journey is I'm a risk taker, which is interesting, given I'm in the risk business now. I always looked for additional challenge, something different, something that I could fix, launch or do differently.I left investment banking in the dotcom era and moved to Silicon Valley area and worked for 2 different start-ups. I had the experience of taking them up, expanding and then dismantling.Then through my network, I got a call from Marsh Mclennan and I took the leap. I was sucked into the insurance world. Once you're in, you're really never going to get out.”Following a Head of HR role with Voya and launching her own executive coaching business, Denise was approached by an executive search firm to meet with Fortitude Re. The business operates in the Life and Annuity and Property & Casualty business in the US, Bermuda and in Japan. She joined the team in 2022. Denise gives insight in to her role as Chief People Officer as well as overseeing marketing, communications, branding and CSR. She emphasizes the desire to create a human-centric culture and the benefits of being a smaller reinsurance company. “Human-centricity and putting people as our priority and at the center of what we do, really helps us make decisions as a business in a way that enables our people to not only bring their whole selves to work.But to focus on developing themselves across the spectrum of things that make them people. That unlocks such tremendous potential and their ability to perform at a level that you couldn't really expect otherwise.Human-centric leadership is not something that comes naturally to people who have grown up professionally over the last 20 years. But if you think about authenticity and communications and transparency, you think about empathy and understanding where people are, being adaptive and being able to flex things, it starts to make sense in terms of why that works.Because we're a smaller company, we get to focus more on development. We get to experiment.” Denise highlights the importance of finding opportunities for the team to unplug from the complexities of large reinsurance deals. “If you think about investment banking as an industry, it's very much a burn and churn type of reality. That's not a sustainable model.We're really focused on trying to create balance for our people. The work is hard but we make sure we find opportunities for people to unplug from work.”Denise talks about closing the whole business for a week in August and Fortitude Re's Ignite annual learning allowance program. “They can use it to develop themselves in any way, personally or professionally. We have people using it to go skydiving, learn a language or to get certifications that will help them professionally. It's about developing the whole person.”Highlighting the advice, she'd give to insurance leaders coming for interview, Denise says, “Be confident yet be humble. Our CEO calls it a sneaker culture. We run really fast, we're super aggressive but we like to be normal people. Being very confident in your capabilities and being able to convey your subject matter but being a humble human who can work in that flat hierarchical structure is important.”As advice to her fellow insurance industry people leaders, Denise says the ‘how' is more...

Spiro Preovolos the President of Penchecks joins a live Retireholics. Topics to include: RPAG's FlexPATH Lawsuit, Voya's Managed Accounts, Forfeiture Account Happenings and will the Government eventually take over the 401k. We are back with Drunk Stock Tips, Flashlight Segment and a very special announcement for the Retireholics Community. Get your beers on ice and boot up that laptop.

Welcome back. It's so nice to have you and thanks for joining us. Today's topic is CMLs in 2024: A Repriced Market with Attractive Opportunities? And that's being posed by Greg Michaud, who's the head of real estate finance at Voya. This information is proprietary and cannot be reproduced or distributed. Certain information may be received from sources Voya Investment Management considers reliable; Voya Investment Management does not represent that such information is accurate or complete. Certain statements contained herein may constitute "projections," "forecasts" and other "forward-looking statements" which do not reflect actual results and are based primarily upon applying retroactively a hypothetical set of assumptions to certain historical financial data. Any opinions, projections, forecasts and forward looking statements presented herein are valid only as of the date of this document and are subject to change. Voya Investment Management is not soliciting or recommending any action based on any information in this document.

Let's cut through the fluff and get straight to the point - HVAC can be a maze of confusion, even for builders. So we brought a HVAC Expert, Electrification Stratagist, and energy saving guru, to help us guide you. In this Building Science installment, Curtis' secret weapon for deploying insights and practical tips - Voya Milasonovic. The two team up to explore the latest advancements in HVAC technology, and Voya is here to decode and explain all that terminology too - it's like hacking into the mainframe of sustainable building and beneficial electrification....Why? Because, let's be real, who better to guide you through geekier side of things, than the self-proclaimed building science geek himself? We can give you efficient, cost-effective heating, cooling, and ventilation solutions. Don't take our word for it - just tune in!

In her second sit-down with host Pamela Kubiatowski, Voya Financial CISO Stacy Hughes turns from the technical to the interpersonal. Hughes speaks as an industry advocate and mentor about the importance of going deeper than standard cyber awareness training, mentorship as "servant leadership," practical advice for dealing with the time constraints imposed on executives, and a few of the Atlanta-area organizations she supports.

What are CISOs to make of recent rulings against their colleagues and increasing scrutiny from the SEC, whose new reporting rules are dnow in effect? Host Pam Kubiatowski sits down with renowned Voya Financial CISO and FinTech veteran Stacy Hughes to discuss how the new rules affect incident response, the importance of CEO support, and considerations unique to the financial industry.

Don finally peeked at his brokerage statement and was pleasantly surprised. His portfolio finally made money. Did yours? We talk about the investment markets' ups (and downs) and finding the right balance between safety and potential return. We also share the states with the best and worst home equity appreciation. How can you tap that hidden wealth? Then, we hear from callers asking: What should be done with an old variable annuity in a 403b? How should an end-of-year backdoor Roth be done? Can someone from out-of-state attend Retiremeet? What do we think of some advice from a Voya rep? Is renting really better than buying a home? Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's episode features host Kerry Sette, head of Consumer Insights and Research at Voya — a familiar voice to the podcast. With the health benefits open enrollment period ending for companies, this episode is shifting the focus to talk about one benefit that employers are increasingly offering as an option with high-deductible health plans to their employees: Health Savings Accounts (HSA's). With lots of research conducted by Voya on HSAs, Kerry is joined by Matt Farrar, AVP of Strategic Solutions at Voya to talk more about the power of HSAs. Matt has a great deal of experience with HSAs, but particularly when it comes to helping employers communicate their value to their workforce. Tune in to hear more helpful insights to help employees better understand how to use these solutions year-round.      1Average couple has expected health care expense during retirement of approximately $320,000.  Source:  EBRI, Projected savings Medicare beneficiaries need for health expenses remained high in 2022, February 2023.  2$3,700 average balance of HSA.  Source:  Devenir Research, 2022 year-end HSA market statistics & trends, March 2023.  Neither Voya® nor its affiliated companies or representatives provide tax or legal advice. Please consult a tax or legal professional regarding your specific circumstances.  Health Account Solutions, including Health Savings Accounts, Flexible Spending Accounts, Commuter Benefits, Health Reimbursement Arrangements, and COBRA Administration offered by Voya Benefits Company, LLC (in New York, doing business as Voya BC, LLC). HSA custodial services provided by Voya Institutional Trust Company. For all other products, administration services provided in part by WEX Health, Inc.  This highlights some of the benefits of a Health Savings Account. If there is a discrepancy between this material and the plan documents, the plan documents will govern.  Subject to any applicable agreements, Voya and WEX Health, Inc. reserve the right to amend or modify the services at any time.  The amount saved in taxes will vary depending on the amount set aside in the account, annual earnings, whether or not Social Security taxes are paid, the number of exemptions and deductions claimed, tax bracket and state and local tax regulations. Check with a tax advisor for information on whether your participation will affect tax savings. None of the information provided should be considered tax or legal advice.   CN 3251022_1125 

Today's episode features host Nate Black, vice president, Health Solutions Product Development. With open enrollment in full swing, the conversation continues with Ana Perez, Chief Marketing Officer at Benefitfocus. Recent discussions have focused on the important role education plays when it comes to helping workers with their annual enrollment decisions. Today, Ana and Nate discuss how personalization and guidance can also play critical roles in helping employees not just enroll in their workplace benefits, but also ensuring they know how to use them throughout the year. Tune in to hear more helpful insights for your workforce this open enrollment season.   Products and services offered through the Voya® family of companies. CN3199853_1025 

Today's episode features host Nate Black, vice president, Health Solutions Product Development. With benefits elections coming up, we know that a big part of helping the workforce engage and take the time to enroll in their benefits is to provide the right education. With that as a backdrop, Nate is joined by Mona Zielke, SVP of Workplace Solutions Employee Operations and Claims at Voya, to talk more about how voluntary benefits, including supplemental health insurance, can be used. When a covered event occurs, these benefits are paid directly to the insured and they can be used as they choose including on out-of-pocket medical expenses. In some cases, they may offer the potential to help prevent or minimize hardship withdrawals in one's retirement account.  Mona Zielke is a Registered Representative of Voya Financial Partners, LLC (member SIPC).   Insurance is issued by ReliaStar Life Insurance Company (Minneapolis, MN) and ReliaStar Life Insurance Company of New York (Woodbury, NY). Within the State of New York, only ReliaStar Life Insurance Company of New York is admitted, and its products issued. Both are members of the Voya® family of companies. Voya Employee Benefits is a division of both companies. Product availability and specific provisions may vary by state.  CN3166272_1025 

Today's episode takes us back to where we first began with the podcast featuring guest host Heather Lavallee, CEO of Voya Financial, for a very special episode celebrating National Disability Employment Awareness Month (NDEAM). NDEAM celebrates the contributions of America's workers with disabilities past and present showcasing supportive, inclusive employment policies and practices that benefit both employers and employees. To help shed some light on this topic Heather is joined by Kendra Davenport, CEO of Easterseals, an organization that has been dedicated to supporting individuals with disabilities for over a century. Tune in to hear more from Kendra and learn more about the role that employers and corporate citizens can play when it comes to advocating for individuals with special needs in the workplace. Kendra Davenport and Easterseals are not affiliated with the Voya® family of companies. CN3132386_0925

Today's episode features guest host Allison Dirksen, head of Wealth Solutions Sales at Voya. Joining Allison is a repeat guest Jeanne Sutton, to talk about the important topic of student loan debt support. Jeanne is best known in the industry as the “401(k) lady,” but also serves as a financial benefits advisor at Strategic Retirement Partners. The impact of student loan debt on Americans today is impossible to ignore, particularly for employers when it comes to the broad scope of workplace benefits and savings options to offer the workforce today. Tune in to hear more about what Jeanne has to share when it comes to the opportunities available for borrowers, and their employers to help support this critical challenge facing the savings landscape today.  Allison Dirksen is a Registered Representative of Voya Financial Partners, LLC Jeanne Sutton and Strategic Retirement Partners are not affiliated with the Voya® family of companies.  CN3112866_0925 

Today's episode features host, Nate Black, VP, Health Solutions Product Development. As we're entering the fall, now is an exciting time to talk about open enrollment and to do this, in this episode we are focused on some new trends and areas where many employers are focused. Joining Nate is a guest who will sound very familiar to you all and that is Voya's own Kerry Sette, head of Consumer Insights and Research at Voya. Tune in to hear all that Kerry has to share with new data. CN3065073_0825

With a demand for accuracy but an appetite for innovating with new methodologies, finding the right balance between specialization and generalization is often seen as the key to success in delivering quality consumer insights. But what if we told you that there's more to the story? We're pulling back the curtain to hear from one of the wizards orchestrating the delivery of insights into the world of finance. In this episode, Priscilla McKinney, CEO of Little Bird Marketing, welcomes Kerry Sette, VP, and Head of Consumer Insights and Research at Voya Financial, a Fortune 500 financial services company. Together, they dive into the challenges and strategies behind conducting market research in a rapidly changing industry. The wide range of areas Voya supports includes enterprise brand, media, advertising, corporate social responsibility, employee experience, product development, marketing, advertising, brand health tracking, digital product work, and more. The unique challenge lies in serving both B2B and B2C markets, requiring a deep understanding of various customer constituencies. To keep driving success, one important key to team success is to have “diversity of thought,” Kerry states. She underscores that this single fact truly “makes for a stronger team.” She finds it invaluable, in fact, as the digital transformation of how consumers access financial products continues to change and evolve at a rapid pace. Kerry shares her experience about striking the right balance between a need for both specialists and generalists on an insights team and more “behind the scenes” wisdom. Find out what it takes to build a strong team that can advocate successfully for the consumer in all circumstances.  SPONSORS Priscilla McKinney, CEO at Little Bird Marketing, is thrilled to announce the release of her book, "Collaboration is the New Competition: Why the Future of Work Rewards A Cross Pollinating Hive Mind and How Not to Get Left Behind." The book's chapters are designed to be time-efficient, ensuring busy professionals can easily integrate these transformative ideas into their workflow. From discussing the state of affairs in business to providing fundamental strategies and seven practical anchors for staying on course, this book offers a fresh perspective and a competitive advantage in today's complex business landscape. Visit priscillamckinney.com for more information. Ready to advance in your profession as a client-side insights leader? The Insights Association's Corporate Researchers Conference (CRC) is scheduled for October 25-27 in Chicago. Centered around the theme "Driving Growth in Turbulent Times," the event will spotlight the essential role of insights in guiding organizations through economic, geopolitical, environmental, and social challenges to spur growth. Keynote speakers will discuss critical topics like DEI, ESG, and data quality. Attendees will have the opportunity to foster connections during various social activities, including city excursions. Secure your spot today by registering at insightsassociation.org.

What should you do when you feel overwhelmed and powerless? Listen and learn about life-saving techniques for dealing with stress. (Be very vigilant if you have Voya Financial.) --- Send in a voice message: https://podcasters.spotify.com/pod/show/cherie-hardy/message

Today's episode features guest host Allison Dirksen, head of Wealth Solutions Sales at Voya. Allison is joined bynot one, but two repeat guests: Tom Armstrong, vice president, Customer Analytics and Insight, head of Voya's Behavioral Finance Institute for Innovation at Voya and Nick Maynard, senior vice president at Commonwealth, a national nonprofit focused on building financial security and opportunity for financially vulnerable people through innovation and partnerships to change systems. Tom and Nick join Allison to talk about emergency savings, specifically within the workplace, a topic that's come to light more given the passing of the SECURE 2.0 retirement legislation.Allison Dirksen is a Registered Representative of Voya Financial Partners, LLCNick Maynard and Commonwealth are unaffiliated with the Voya® family of companies.CN2998464_0725

Today's episode features guest host Brannigan Thompson, who leads Human Resources for Voya's Workplace Solutions businesses. In this episode Brannigan discusses something that many leaders are experiencing and even more so as companies continue to operate in a remote setting: how we communicate and lead teams effectively. Brannigan is joined by Alan Nelson, partner at CRA, a leadership consulting and advisory firm. Through his work Alan specializes in the unique communication challenges facing C-suite executives. In addition to his advisory work, Alan is a frequent speaker on leadership and communication and a contributor to several corporate leadership development programs. Tune in to hear more from Alan and Brannigan to better understand how to navigate leadership in a remote world. Alan Nelson and CRA, Inc. are unaffiliated with the Voya® family of companies.CN2956859_0625

Today's episode features guest host Allison Dirksen, head of sales for Voya's Wealth Solutions business. Allison is joined for a popular topic for the podcast and that is a market update featuring Voya's own Barbara Reinhard, senior portfolio manager and head of Asset Allocation at Voya's asset management business. Barbara shares perspectives on the current market environment and how that is shaping the decisions her team makes on a daily basis. Allison Dirksen is a Registered Representative of Voya Financial Partners, LLC (member SIPC).  CN2953953_0625 

Earning income is a critical part of building your wealth. For most of us, that is either having a job or starting a business, but what if there is a hybrid way?  In this episode, I talk to Kirby Williams about her journey of going from an employee to buying and running the business she worked at.  Kirby is the owner of Advantage Publications, an educational publishing company where she was formerly a marketing associate. She has designed and developed custom financial education slide calculators for the Social Security Administration, the FDIC, VOYA, CalPERS, the CFPB, and others. In 2018 she created The Match Booster, based on the Blended Retirement System that is used in financial readiness education by Fleet and Family Support Centers, Army Community Service, and the US Coast Guard PFMP.   The show notes can be found here: https://laceylangford.com/podcast/Employee-to-Owner

Today's episode features guest host, Kerry Sette, head of Consumer Insights and Research at Voya. To better understand the challenges facing Generation Z and their impact on employers and the workplace, Kerry is joined by Eric Wagatha, head of Consumer Life at GfK North America, part of the GfK Group and one of the largest market research companies in the world. GfK Consumer Life is the most comprehensive and longest-standing consumer trend study in the world. Together, Kerry and Eric discuss the ways in which employers have an opportunity to support this cohort of today's workforce as a group that is already imposing its influence in all aspects of American culture. Eric Wagatha and GfK Group are not affiliated with the Voya® family of companies. CN2863429_0425

In today's digital world, finding the balance between personalization and consumer privacy is top of mind and an important part of the discussion and experiences we create. So, in this episode, Bill is joined by Voya's Chief Information Security Officer Stacy Hughes, to talk more about this balance and to help employers find the right balance for their own experiences. Bill Harmon is a registered representative of Voya Financial Partners, LLC (member SIPC).  CN2812048_0325

In this episode we have not one, but two CEOs who join the podcast to talk about a topic that's very important to both of them: mental health in the workplace. Joining for the discussion is Voya's own CEO, Heather Lavallee and Christina Mainelli, CEO at Quartet Health. At Quartet Health, Christina and her team are on a mission to improve the lives of people with mental health conditions with technology and services that reach people who need care to connect them to the right care, track the quality of their care, and support their care journeys. Tune in to hear from both Heather and Christina who discuss opportunities for employers to support their workforce as this important conversation unfolds.  Bill Harmon is a registered representative of Voya Financial Partners, LLC (member SIPC).  CN2835985_0425

In this episode, we're focused on the discussion of helping to close benefits and savings gaps to improve financial outcomes for a diverse workforce. Sharing some pioneering research conducted at Voya, with the support of our clients, to get some valuable insights and opportunities for employers to consider in their own practice. To engage in the discussion, Bill is joined by Tom Armstrong, VP, customer insight and analytics and head of the Behavioral Finance Institute – and Carole Mendoza, VP of benefits at Voya. Tom and Carole share more about the research which takes a deep dive on understanding of how employees from different ethnic and racial groups, think, feel, and act when it comes to saving for retirement.   Bill Harmon is a registered representative of Voya Financial Partners, LLC (member SIPC).  CN2791846_0325

Passive House Podcast cohost Zack Semke interviews Voya Milasinovic, Manager of Performance Construction and Electrification at Mitsubishi Electric Trane HVAC US. They discuss his role as a liaison to the community of Passive House practitioners, a new smaller heat pump sized for Passive House projects, the unique challenges of Passive House delivery in hot and humid climates (and examples of projects that are meeting those challenges), and the central role that the skilled trades will play in high-performance building moving forward. About Vitruvius' 10 Books on Architecture: https://en.wikipedia.org/wiki/De_architectura  Passive House Podcast ep. 10 with Kimberly Llewelyn: https://passivehouseaccelerator.com/podcast/passive-house-podcast-episode-10-kimberly-llewelyn Mitsubishi Electric Component Spotlight re: CO2 DHW, Heat Pump Hyrdronics, and More: https://passivehouseaccelerator.com/videos/passive-house-component-spotlight-mitsubishi-electric-trane-hvac-us Mitsubishi Electric Component Spotlight re: Heat2O, the Future of Water Heating: https://passivehouseaccelerator.com/videos/heat2o-the-future-of-water-heating-with-mitsubishi-electric-trane-hvac-us Upcoming Passive House events: https://passivehouseaccelerator.com/articles/passive-house-weekly-march-27th-2022 Thank you for listening to the Passive House Podcast! To learn more about Passive House and to stay abreast of our latest programming, visit passivehouseaccelerator.com. And please join us at one of our Passive House Accelerator LIVE! zoom gatherings on Wednesdays.

In this episode Bill is joined by Malika Terry, who leads Total Rewards at UPS. During this live event that was hosted at our Chandler office in front of a room full of Voya employees – Malika and Bill discuss the unique emergency savings program that she and her team have built for their nearly 100,000 non-union employees. Bill Harmon is a registered representative of Voya Financial Partners, LLC (member SIPC).  Neither Malika Terry nor UPS are affiliated with the Voya® family of companies. CN2656687_1224

In this episode, Bill is joined by Voya's very own Christine Hurtsellers, CEO of Voya Investment Management to discuss gender parity — both within the context of corporate America and traditionally male dominated industries like financial services. Beyond the state of the industry, as the now leader of Voya's asset management business, in today's episode Christine shares more about her experience coming up in the finance industry and further shares what inclusion looked like in the early days of her career. Tune in to hear more about her experiences and how gender equality and diversity simply makes good business sense.  Bill Harmon is a registered representative of Voya Financial Partners, LLC (member SIPC).  CN2743796_0225

Stacy Hughes, Voya Financial Senior Vice President and Chief Information Security Officer, joins Ann on this week's episode of Afternoon Cyber Tea. Stacy has over 20 years of experience leading complex IT initiatives within Fortune 500 financial technology organizations. Prior to her role at Voya, she was CISO at Global Payments Inc. and has held leadership positions across governance, compliance, accounting, and audit functions. Stacy and Ann discuss her journey to being CISO at Voya, the art and science of cybersecurity, and advice for CISOs and other security leaders on how to effectively inform, educate, and influence stakeholders.     Resources:     View Stacy Hughes on LinkedIn  View Ann Johnson on LinkedIn       Related Microsoft Podcasts:                   Listen to: Uncovering Hidden Risks    Listen to: Security Unlocked     Listen to: Security Unlocked: CISO Series with Bret Arsenault              Discover and follow other Microsoft podcasts at microsoft.com/podcasts    Afternoon Cyber Tea with Ann Johnson is produced by Microsoft and distributed as part of The CyberWire Network.    

In this episode, Bill is joined by Shawn O'Brien, associate director, Retirement at Cerulli, a research and consulting firm specializing in asset management and distribution trends worldwide. Leading the U.S. Retirement research practice, which focuses on the defined contribution and individual retirement account markets, Shawn also leads and supports strategic consulting projects for asset managers on their DC-related market entry and product distribution strategies. With that, we thought we'd take this episode to discuss recent trends and data behind managed accounts, a solution growing in importance for both employers and their plan participants. Bill Harmon is a registered representative of Voya Financial Partners, LLC (member SIPC). Neither Shawn O'Brien nor Cerulli are affiliated with the Voya® family of companies. CN2646610_1224

We're excited to be back after the holidays and starting off 2023 with a “three-peat” guest to talk about the SECURE 2.0 Act of 2022. Joining Bill today is Mike Hadley of Davis Harman, to discuss the details of the final bill that will be most impactful when it comes to expanding participant coverage and increasing savings for individuals today. Tune in to hear more about what the bill entails and what employers need to be thinking about today as it pertains to the rollout. Bill Harmon is a registered representative of Voya Financial Partners, LLC (member SIPC).Neither Mike Hadley nor Davis & Harman LLP is affiliated with the Voya® family of companies.CN2671604_0125

William Harmon is chief client officer for Voya Financial. In his role, Harmon leads the health and wealth sales, distribution and relationship management teams at Voya. He and his team support Voya's efforts to deliver holistic solutions that help employers and their employees address their health and wealth needs and achieve greater financial wellness. He also serves on Voya's Enterprise Leadership Team.  Prior to this role, Harmon oversaw all aspects of Voya's Corporate Markets business, which includes 401(k) and non-qualified plans. Harmon was responsible for sales, relationship management, strategy and profitable growth for all segments of the market. Prior to joining Voya in 2017, Harmon served as senior vice president, Core Markets, for Empower Retirement. Outside of the workplace, Harmon has been very active with nonprofits that serve the special needs community, which is consistent with Voya's own commitment to serve this community through its Voya Cares effort.  This includes Adam's Camp, a group of nonprofit organizations providing a variety of therapeutic programs for children with special needs and their families, the Special Olympics, Rocky Mountain Down Syndrome Association, and the Arc of The Farmington Valley (Favarh). Harmon holds a bachelor's degree in Marketing from Loyola Marymount University in Los Angeles.   Show Notes https://www.linkedin.com/in/bill-harmon/ https://www.voya.com/ https://podcasts.apple.com/us/podcast/the-hire-thru-retire-podcast/id1559794591 https://adamscamp.org/ https://www.specialolympics.org/ https://www.rmdsa.org/ https://favarh.org/

Greetings from the world's greatest city where we kicked off money manager meeting week with significant discussions with the CIO, the taxable fixed income team, and the levered loan group at Voya, and this afternoon met with the real estate team, private equity group, and head real estate folks at Blackstone.  It won't be this many meetings every day this week (it better not be), but it was a great way to start off the week.  My summary of the whole week will be prepared at the end of the week for public consumption. Futures opened last night up +100 points and stayed positive throughout the night even as Japanese markets struggled.  By bedtime, we were about +150 in overnight futures and at the crack of dawn this morning (now on eastern time zone), futures were pointing to a +300-point open. The market opened up +500 points and got as high as +675 points, and stayed very level throughout the day. The Dow closed up +550 points (+1.86%) with the S&P 500 up +2.65% and the Nasdaq up a massive +3.43%. UK bonds rallied violently this morning as yields collapsed, no doubt the key correlative event to the U.S. stock market rally overnight.  The 30-year and 20-year dropped by a stunning 40 basis points, and each point on the yield curve from three years up to ten years was down by almost the same.  Anyone who bought British bonds last week made about two years' worth of return in about 24 hours. The ten-year bond yield closed today at 4.01%, up less than a basis point on the day I am not sure what to think about the measurement of bond returns in 1721 when churning butter was the most profound technological advancement of the decade, but I do know this: 2022 is going in the history books for global sovereign bond returns Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com