Podcasts about Consumer spending

Could your home's equity be the secret weapon in your financial toolkit? Host Jack Russo and Joe Cucchiara unpack the power of Home Equity Lines of Credit (HELOCs) and why they're surging in popularity. With flexible borrowing, prime-minus rates, and credit-card-style access, HELOCs are reshaping financial strategies. They explore how rising interest rates, economic uncertainty, and shifting spending habits are impacting real estate, lending, and vehicle leasing. From leveraging HELOCs for investments to consolidating debt and keeping cash flowing, the conversation delivers sharp insight into modern financial tools. Plus, a look at AI's potential impact on jobs and the broader economy. Don't miss this fast-paced dive into smart money moves!   https://www.shortlysts.com/ Jack Russo Managing Partner Jrusso@computerlaw.com www.computerlaw.com https://www.linkedin.com/in/jackrusso "Every Entrepreneur Imagines a Better World"®️  

Kia ora,Welcome to Monday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.And today we lead with news the world is working out how live with a capricious America.First though, the week ahead will feature Wednesday afternoon's OCR review from the RBNZ, preceded Tuesday by the RBA's cash rate review. The Aussies are expected to cut their rate by -25 bps to 3.60% but the RBNZ is expected to hold at 3.25%. We will be covering the outcomes and implications of both reviews.Both Malaysia and South Korea will also be reviewing their official rates. The Malaysian will likely leave their rate unchanged at 3.00%, and the South Koreans are expected to cut theirs by -25 bps to 2.25%.In the US, apparently negotiating trade deals is complicated (who knew?) so Trump is dispensing with all that and just "sending letters" unilaterally. "90 deals in 90 days" is too hard for him. He might have got one over the line with Vietnam (he claims but the Vietnamese haven't confirmed). He sort of got one with the UK but before the 90 day clock started. And the China one he claims leaves the US in a worse position. His Treasury Secretary is promising "a few more" over the next few days and weeks. "Best deal maker of all time".And we should probably note that the integrity of official US data, from the Census Bureau, the BLS and the BEA, all now under Trump control (in the Lutnick Commerce Department), is getting increasingly questioned. Sharp budget cutbacks is resulting in fewer actual surveys, more 'estimates by officials'. Even Fed boss Powell expressed concern over the issue in questioning at the recent Congressional testimony. The data reporters are moving to a "Make Trump Look Good" approach.Suspicion is rising because there are widespread indications tariff-tax price increases are being pushed through but the BLS data isn't reflecting that.In China we will get CPI and PPI updates for June later this week. It would be supremely ironic if users came to view Chinese economic data was more trustworthy than American. It no longer seems far-fetched.Across the Pacific in Japan, household spending jumped +4.7% in May from a year ago, reversing a -0.1% fall in April and far exceeding an expected +1.2% rise. It was their fastest growth since August 2022, and that August 2022 was only good because it was off the very weak pandemic-affected base a year earlier.Singaporean retail sales rose by +1.4% in May from a year ago, accelerating from a downwardly revised +0.2% rise in April. This was the third straight month of growth and the fastest annual increase since January. But to be fair, most of the increase was driven by car sales, a very expensive and exclusive corner of their retail sector.Next, halfway around the world, EU producer prices eased again in May so that it is only +0.4% higher than year ago levels, less in the euro area. The past three months have delivered producer prices lower than in each of the prior months.German factory orders dropped by -1.4% in May from April and that was weaker than expected, but the April gain was revised higher. The May weakness however came after some very large-scale computer, electronic and optical orders in April. From a year ago, these factory orders were up +5.3%.And we should probably note that EU house prices are rising, up +5.7% from a year ago led by 10%-plus gains in Portugal (+16%), Bulgaria (+15%), Croatia (+13%), Slovakia (+12%), Hungary (+12%), and Spain (+12%).In Australia, household spending rose in May and by more than expected with a good recovery from a weak month in April. This spending was up +4.2% from May a year ago. It was their best gain in 7 months.The FAO food price index was little-changed in June from May, holding its gains from a year ago. Within that, both meat and dairy prices rose.The UST 10yr yield is now at 4.33%, and unchanged from yesterday. The price of gold will start today at US$3,336/oz, and unchanged from Saturday.American oil prices are unchanged at just under US$66.50/bbl while the international Brent price is also little-changed at just under US$68.50/bbl.The Kiwi dollar is now just on 60.6 USc, unchanged from Saturday. For the week it is up +20 bps. Against the Aussie we are up +10 bps at 92.5 AUc. Against the euro we are up +10 bps at 51.5 euro cents. That all means our TWI-5 starts today at just under 68 and up +10 bps from yesterday, and unchanged for the week.The bitcoin price starts today at US$108,921 and up +1.0% from this time yesterday. Volatility over the past 24 hours has been low at just on +/-0.5%.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston. And we will do this again tomorrow.

Garrett Melson says the real story on the tax bill is it won't be as supportive for growth as the government is claiming. He thinks the impact of tariffs might be less than feared but says we're “not quite out of the woods” on the labor market after a negative print from the ADP this morning. “The big story is that [labor falling] is not really a function of trade and tariff policy,” he argues, but an effect of organic economic cooling.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

The elimination of taxes on tips is closer to becoming reality.   McDonald's launched the first of what could be many new desserts to come. And Americans are cutting back on spending - way back.

 Even top-tier computer science grads are struggling to get hired as AI rapidly replaces entry-level coding roles. In this episode, Neil McCoy-Ward breaks down how automation is reshaping the job market and what it means for the next generation entering the workforce. Support the showThanks for listening. For more commentary, join my newsletter! To Stay In Touch: Click Here To Subscribe To My NewsletterSee you next time!

TakeawaysBTS is the second largest retail season after winter holidays.Total BTS spending is set to total around $38 billion this year.Families are focusing more on essential items and discounts for BTS shopping.Retailers are adjusting strategies to capture budget-conscious shoppers.Economic indicators show mixed signals but overall consumer spending remains resilient.New tariffs are significantly impacting retail pricing and supply chains.Retailers are diversifying sourcing to mitigate tariff impacts.Category-specific strategies are crucial for navigating the BTS season.Communication of value and pricing transparency is key for retailers this season.Retailers should remain agile and data-driven to adapt to changing consumer behavior. Chapters00:00 This Week in Research: New Reports and Data02:03 The Importance of BTS for Retailers03:35 Consumer Spending Trends and Categories07:12 Economic Indicators and Consumer Behavior11:51 Impact of New Tariff Regime on Retail20:53 Retail Strategies Amid Tariff Challenges24:08 Category-Specific Retail Strategies34:11 Final Thoughts and Future OutlookCheck out the Coresight Research US Back to School series of reports to dive into US consumers' shopping expectations for the BTS season in more detail. 

Consumer spending declined with the sharpest drop of the year, signaling economic uncertainty is starting to weigh on households. With inflation still tame and personal income falling, pressure is mounting on the Fed to cut rates soon. Fed officials, including Neel Kashkari, are now pointing to September as a likely starting point, while warning tariffs could still spark delayed inflation. Investors are watching closely for any signs the Fed will act sooner. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Consumer Spending and Incomes going down was a standout in the latest PCE data, says Mish Schneider. The slight uptick in core inflation to 2.7% was more than expected, but "not a huge surprise" to her. She posits the question: is the U.S. economy showing signs of disinflation or stagflation? Mish says there are 3 major factors where we go from here: oil prices, Fed Policy and the "Big, Beautiful Bill." In terms of positioning, she likes Silver, "Made in the USA" companies, E.V. and Solar companies. Later, she makes the case for staying in Rivian (RIVN) and Tesla (TSLA).======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

As the 2025 holiday shopping season nears, what's top of mind for retailers? In this insightful episode, Winnie Albornoz (Director of Product Marketing, SAP Commerce Cloud) is joined by Eric Fisch (National Sector Head of Retail & Apparel, HSBC) to unpack the state of the retail and fashion sectors.From the shift toward off-price retailing and changes in consumer spending behavior to the nuanced role of Gen AI in customer service and advertising, this conversation offers a sharp look at what brands need to know—and how they're adapting. Eric also shares predictions on promotional strategies, loyalty programs, and why in-store retail is reclaiming its importance in an increasingly omnichannel world.What You'll Learn in This Episode:What's driving consumer spending decisions in 2025The role of off-price and designer segments in shaping demandWhy brands are rethinking influencer marketing and turning to UGCHow AI is making resale and customer support smarterStrategies retailers are using to manage early holiday shopping and tariffsKey Takeaways:Resilient consumers are spending more cautiously, often prioritizing essentials.Luxury shoppers are trading down to contemporary brands for better value.Retailers are adopting data-driven promotions and combining online/offline tactics.The "golden age" of mega-influencers may be fading—UGC is on the rise.AI tools are now actively improving customer service, personalization, and inventory management.Subscribe to our podcast for expert insights on the future of retail and commerce.  Visit The Future of Commerce for the latest retail strategy and tech trends.  Share this episode with colleagues and leaders in retail, fashion, and e-commerce.

Rogers Healy says two consumer trends are defining the year so far. First, cash-strapped Americans are dialing back on non-essential spending due to rising prices and economic uncertainty. Second, the "better for you" movement is here to stay, with shoppers demanding more transparency from brands like General Mills (GIS) and Kraft Heinz (KHC), which are already adapting by eliminating artificial ingredients and cleaning up their labels.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

One product category that is experiencing more demand than ever, but is suffering due to the impact of rising prices is wellness. Demand is high, but for many, making purchases for wants or needs is out of reach due to the higher and higher pricing they're having to face these days. Brands that democratize access without compromising quality and trust will unlock mainstream adoption and a lasting competitive advantage that comes from winning that customer as a result.

This month, Al is joined by Jeff Calderwood, CEO of the National Golf Course Owners Association (NGCOA), to discuss the economic impact of golf in Canada and how the industry reflects this year's tourism trends. Jeff also delves into how golf courses are adapting to changes in travel due to tariffs and the various programs and services offered by the NGCOA to support its members.Also in this episode:Lynne Dubuc, Director of Events at Elevate talks about Toronto Tech WeekSean McCormick, VP of Business Development at Moneris Data Services talks about consumer spending during round 2 of the NHL PlayoffsLinks of InterestNational Golf Course Owners Association CanadaTake A Kid To The CourseToronto Tech WeekElevateMoneris Data Services Subscribe now!If you have a payment-related or business question you'd like to submit to one of our experts, you can email us at podcast@moneris.com.Just Good Business is a Moneris podcast production hosted by Al Grego.

About the Guest(s):Lauren Saidel-Baker is a seasoned economist at ITR Economics, a division of CROW LLP. Known for her data-driven and objective approach, Lauren specializes in economic forecasting and consulting, helping businesses and industries navigate economic changes. With a strong academic background from Wellesley College, where she double-majored in Economics and Religion, Lauren brings unique insights into the economic sector, making her a sought-after speaker and consultant.Specright eBook - How to define sustainable packaging strategies!* Gartner Report* Packaging Pros eBook* Home Page* Book a demo with SpecrightMeyers has some incredible sustainable packaging options!* Get the 2023 Sustainability Report* Meyers Packaging EPR eBook - it is FREE!!New sponsor is Label King! Check them out at www.thelabelking.comBook a demo with Trayak (LCA's on demand!)SmartSolve has water soluble label and paper materials. Learn more!The Scrapp App is going to revolutionize home and corporate recycling. Download for your device today!Episode Summary:In this engaging episode of [Podcast Name], host Adam Peek converses with Lauren Saidel-Baker, an economist from ITR Economics, about the complexities and current impact of tariffs on the U.S. economy, with a spotlight on the packaging industry. Lauren delves into the macroeconomic trends, providing data-backed insights into how tariffs affect imports, exports, and consumer behavior. This episode promises to equip listeners with a robust understanding of economic principles and future trends.Lauren highlights the shifting tides of globalization and nationalism, articulating the nuanced effects of tariffs as merely one facet of broader economic movements. She emphasizes the influence of these policies on business investment and timing, underscoring the resultant uncertainty. With concrete examples like the aluminum market, Lauren illustrates the intricate relationship between tariffs, inflation, and consumer prices. Throughout the episode, she dissects the economic indicators that businesses and individuals should track to make informed decisions, painting a clear picture of current and future economic climates.Key Takeaways:* Impact of Tariffs: Tariffs primarily function as taxes designed to protect domestic industries by making imported goods more expensive, yet they introduce significant uncertainty into business planning.* Potential Economic Downturn in 2030: Lauren projects a potential depression due to demographic shifts, government overspending, and fiscal imbalances, suggesting strategic preparation for long-term financial health.* Consumer Spending as Economic Strength: The robustness of the U.S. economy is largely bolstered by consumer spending, which continues to rise due to increasing wages and employment levels.* Importance of Economic Indicators: Businesses should focus on industry-specific economic indicators and adjust strategies based on macroeconomic trends and forecasts provided by reliable resources.* Preparing for Future Opportunities: The advice includes living below one's means, planning for better investment opportunities post-downturn, and not heavily leveraging current assets.Notable Quotes:* "If you remember back, the Biden administration put tariffs on certain items and goods too, so everyone can do tariffs again."* "The fundamental support for our economic growth is people. Consumer spending makes up two-thirds of GDP."* "We are looking at another four or five years of pretty steady growth… but have a plan because come 2028, 2029, we'll see those leading indicators start to roll over."* "The big impact that I'm watching, that I'm concerned about, is just the uncertainty that this is bringing up."* "We don't see a recession in 2025… Even if through some weird quirk of the math that were to happen, this is not what a business should react to as a recession."Resources:* ITR Economics: Stay updated with their economic insights and resources at itreconomics.com* Blog and Video Content: Explore economic indicators and forecasts tailored for various sectors on ITR Economics' website.* Laura Saidel-Baker's Work: Follow her insights on LinkedIn and other social media platforms associated with ITR Economics.Listen to the full episode for an in-depth exploration of current economic paradigms, strategic insights from Lauren Saidel-Baker, and a comprehensive understanding of how tariffs and broader economic trends affect businesses and individuals alike. Stay tuned to [Podcast Name] for more insightful content. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.packagingisawesome.com

The days of trying things and experimenting and simply seeing what works best are at least temporarily on hold, as we must be, as sure as we can be with our marketing and sales campaigns and spend these days as we go after that highly coveted share of consumer spend.

Trump is back…but should stakeholders operating within the intersecting CPG categories of functional foods, functional beverages, and nutritional supplements be cheerful about his return to the oval office? This will certainly not sound like a “hot take” or anything, but the second Trump presidential term will undoubtedly offer a mixture of risk and reward…ushering in a new era of market volatility. As press secretary Karoline Leavitt recently pointed out, "there has never been a president who communicates with the American people as openly and authentically as Donald Trump.” But while I personally enjoy that operating model…it does create an economic environment that I recently described to an industry colleague as “best suited for master sailors.” And that's because the art of both the sailor (and businessperson) is to leave nothing to chance…but sailors are artists whose medium is the wind and today's businesspeople must be artists whose medium is correctly spotting Donald Trump's subtle hints that reveal upcoming events. Furthermore, I believe a key to potentially benefitting from the Trump 2.0 “driver of demand” requires understanding how to position against a few of his known (but converging) “the art of the deal” tendencies. And these would be (1) a little hyperbole never hurts, (2) confirm an impression they were already predisposed to believe, (3) never get too attached to one deal or one approach, and (4) sometimes your best decisions are the ones you don't make. Finally, it's extremely important to consider rate of speed and level of efficiency surrounding Trump 2.0 changes. Since this is a “been here, done that” kind of thing, Trump won't fumble through the initial phase of his term he will have a better understanding around bottlenecks and getting around chokepoints…including how to flex unilateral powers. Also, given that the House and Senate are Republican majorities (at least for the next two years), that political trifecta usually creates efficiency and makes for stickier policy changes. But the inspiration behind my latest first principles thinking content piece (or I guess content miniseries) was a Trump 2.0 section titled “rhetoric foreshadowing action is greater than embellished negotiation tactics” that I included into many of functional CPG brand and supply side client presentations during the last quarter of 2024. And while each of those client presentations were packed with diverse personalized insights…I'm confident this “Trump 2.0” content miniseries, filled with a refined (and expanded) version of my generalized “base case” strategies, will be extremely valuable to my regular audience. And I figured the final part should be "commerce" because it has a complex interplay with those previous parts. And to help everyone envision what's included within this part, it will start with the consumer spending and transition into areas that directly influence consumer behavior (e.g. social media like TikTok), before commencing around the underlying drivers impacting aspects of offline and online retail. You'll often hear veteran professionals throw around the claim that “the supplement industry is recession proof (or recession resistant),” but I wouldn't blindly put trust in that anecdote…as every economic downturn is different. But whether the current economic environment turns negative enough (and for long enough) to be deemed “the R word” shouldn't be what's overly worrisome.

Marketplaces and social commerce are providing consumers with convenience, variety, and competitive pricing, and as a result, they're trending up in terms of increased engagement over two thirds of global digital shoppers bought from a marketplace like Amazon or Walmart, for example, and at the front end of the purchase journey, 20% of global shoppers say they typically begin their search for a new product to buy on an online marketplace.

In this episode, Matt Wolf, Valuation Leader and Healthcare Senior Analyst at Elliott Davis, shares insights on slowing consumer spending, job growth trends, and their impact on the healthcare sector.

In this episode, Matt Wolf, Valuation Leader and Healthcare Senior Analyst at Elliott Davis, shares insights on slowing consumer spending, job growth trends, and their impact on the healthcare sector.

The U.S. Commerce Department released the Personal Consumption Expenditures Price Index and the Core Inflation Index, the Federal Reserve's key inflation measure; Kevin has the details, discusses the data and offers his perspective. Also released on Friday, Consumer Spending and Personal Income reports; Kevin digs into the numbers and offers his perspective. A business news network commits journalism regarding Tariffs and Inflation. States are increasing fuel taxes: Kevin points out how this will affect nationwide gas price averages and energy cost inflation. Kevin has the news, geopolitical factors, wildfires and OPEC+'s crude oil production plans are affecting oil and gas prices.

Dollar General (DG) shares surged more than 10% after beating earnings estimates, fueled by a strong consumer and solid job market. Jan Rogers Kniffen says DG's success is a sign of a resilient lower-end consumer. With wage growth outpacing inflation and low unemployment, Kniffen expects other discount retailers like Dollar Tree (DLTR) and Five Below (FIVE) to follow suit. However, he does express concerns about the rising popularity of buy-now, pay-later services like Affirm (AFRM) and Klarna, which could lead to increased financial pressure on consumers if not managed carefully.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

The U.S. Commerce Department released the Personal Consumption Expenditures Price Index and the Core Inflation Index, the Federal Reserve's key inflation measure; Kevin has the details, discusses the data and offers his perspective. Also released on Friday, Consumer Spending and Personal Income reports; Kevin digs into the numbers and offers his perspective. A business news network commits journalism regarding Tariffs and Inflation. States are increasing fuel taxes: Kevin points out how this will affect nationwide gas price averages and energy cost inflation. Kevin has the news, geopolitical factors, wildfires and OPEC+'s crude oil production plans are affecting oil and gas prices.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.

Memorial Day Weekend Sales Predicted to be Mixed Bag

The resumption of federal student loan payments is reducing consumers' purchasing power, leading to tighter household budgets and potentially dampening economic growth due to lower consumer spending. Today's Stocks & Topics: PDI - PIMCO Dynamic Income Fund, Market Wrap, TEVA - Teva Pharmaceutical Industries Ltd. ADR, UPS - United Parcel Service Inc. Cl B, VRNA - Verona Pharma PLC ADR, Restart of Student Loan Repayments Could Squeeze Consumer Spending and Slow Economic Growth, Credit Card Debt, The Big Beautiful Bill, CTRA - Coterra Energy Inc., NET - Cloudflare Inc. Cl A, Japan, O - Realty Income Corp., The FCC Investigating Several Chinese Companies.Our Sponsors:* Check out Square: https://square.com/go/investAdvertising Inquiries: https://redcircle.com/brands

Walmart's (WMT) strong earnings report showed consumers are still spending, but they're getting pickier about where they open their wallets. Jharonne Martis and Jeff Weniger discuss this, as well as April's retail sales data which came in better than expected. They go over which retailers are best positioned as tariffs loom and inflation concerns linger.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Links & ResourcesFollow us on social media for updates: ⁠Instagram⁠ | ⁠YouTube⁠Check out our recommended tool: ⁠Prop Stream⁠Thank you for tuning in! If you enjoyed this episode, please rate, follow, and review our podcast. Don't forget to share it with friends who might find it valuable. Stay connected for more insights in our next episode!

If there's ever been a time to buy generic, it's now many consumers are turning to private label products, including Kirkland Signature to save money. Creating demand for items, better purchase now, rather than waiting when prices will be higher. And in other cases where consumers are already pulling back on certain purchases, one thing is for sure, consumers today are a lot more conservative with their spending moving away from significant purchases and non-essential purchases as well.

Spending on this year's Mother's Day hit $34.1 billion, total spending amount is up from last year's $33.5 billion. A deeper look into the spending reveals that, consistent with previous years, 84% of adults celebrated the holiday, and on average, it's estimated that those who did celebrate spent $259 on average on Mother's Day gifts and other things relating to celebrations. That's about $5 more than they spent in 2024. Where did all the spending take place? Online, where 36% of all shoppers did their buying.

► If you enjoyed the episode, please leave us a good review!► More from PIF: https://linktr.ee/practicalislamicfinanceDie HardIn this episode, we will cover:Intro & Market OverviewNine-Day S&P Streak and Market ResilienceVIX Levels and Market SentimentStock Pullbacks: Tesla, Bitdeer, CLSKEconomic Signals: Jobs, Consumer Spending & TariffsInflation Trends & Fed Rate PredictionConsumer Confidence & Market PsychologyTariff Talks with ChinaInvesting Approach in Current EnvironmentHIMS & Celsius Stocks OverviewBitcoin ETF vs. Direct BTCOutro and Final Thoughts CONTACT USsalam@practicalislamicfinance.comABOUT OUR PODCASTOur podcast is about helping people ethically build wealth. We cover a broad range of topics, including stock and crypto investing, product reviews, and general financial well-being.DISCLAIMERAnything you hear in this video is an opinion. It is not personalized financial advice. Make sure you do your due diligence before making any investment decisions.

In this high-voltage episode of Soar Financially, Kai Hoffmann speaks with Ross Gerber, CEO of Gerber Kawasaki, about the risks looming over the U.S. economy. Ross unpacks why Trump's tariffs could lead to a deliberate recession, why he sold Bitcoin for gold, and how AI might be the only way to escape the debt trap. We also dive into Tesla's leadership, the bond market, and whether gold is the real safe haven in today's volatile climate.#Gold #Recession2025 #bitcoin ----------Thank you to our #sponsor EMP METALS. Make sure to pay them a visit: https://empmetals.com/------------

Al welcomes Douglas Porter, Chief Economist at the Bank of Montreal, to the podcast to discuss Canada's current economic landscape. They delve into topics such as Canada's economic performance in the first quarter of 2025 and the effects of trade wars with the U.S. on Canadian businesses and consumers. Porter shares valuable advice for small business owners and entrepreneurs navigating this uncertain economic climate. He also offers his perspectives on the 'Buy Canadian' movement and inter-provincial trade barriers, and what they could mean for the economy. To lighten the mood, Sean McCormick, VP of Business Development at Moneris Data Services, joins Al to share early consumer spending data from this year's NHL Playoffs.Links of Interest:BMO EconomicsMoneris Data Services  Subscribe now!If you have a payment-related or business question you'd like to submit to one of our experts, you can email us at podcast@moneris.com.Just Good Business is a Moneris podcast production hosted by Al Grego.

Citi CEO Jane Fraser says that consumer spending is holding up, and discusses her favorable view of the Mexican president. She speaks at the Milken Conference with Bloomberg's Sonali Basak.See omnystudio.com/listener for privacy information.

CPG sales and volumes are slipping among persistent inflation and tariff fears, but Circana uncovers how food and beverage manufacturers are maintaining – and gaining – share despite the shaky market

According to a new user testing survey released last month, more than 2/3 of consumers in the US, Australia, and the UK are willing to pay an average of 25% more for their purchases made from their favorite brands. The average person remains loyal to as many as six brands with the most loyalty being associated with grocery, food, clothing, footwear, phone, and electronics brands.

April Market Insights: GDP Fears and Volatility In this episode of Dividend Cafe, Brian Szytel discusses the significant market volatility experienced on April 30th. The DOW initially dropped 700 points before closing up by 141 points, while the S&P saw minor gains. Key topics include the unexpectedly small GDP contraction, weak private payrolls, stable inflation rates, and a rise in consumer spending. Brian addresses concerns about potential recession risks and emphasizes the importance of focusing on fundamental investments and long-term strategies amidst market fluctuations. 00:00 Introduction and Market Overview 00:39 GDP and Economic Indicators 01:42 Employment and Inflation Insights 02:18 Consumer Spending and Credit Health 03:00 Market Volatility and Predictions 03:47 Recession Possibilities and Personal Observations 05:11 Investment Strategies and Market Behavior 06:14 Conclusion and Looking Ahead Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

IaIn Cunningham, head of multi-asset growth at 91 in London, considers the world's largest country shift towards domestic consumption rather than saving as a strategy to achieve its 5% GDP growth.

Visa (V) is on deck to report earnings after the close. Caroline Woods talks about how the credit card company will highlight consumer spending trends. One metric she's keeping a close eye on: cross-border volume, which can offer another perspective into international travel. Tim Biggam turns to an example options trade in Visa.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Domino's Pizza (DPZ) beat on profit but missed on revenue, sparking concerns about consumer spending habits. Spencer Hakimian says the company's growth prospects are tied to the U.S. market, where a consumer slowdown could have a significant impact. Hakimian believes a change in consumer confidence, a strong job market, and controlled food prices are needed for a turnaround.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Consumers are expected to cut back on restaurant spending this summer. North Italia has reinvented its brunch and happy hour menus. And the fast-casual Currito chain is accelerating its growth.

Our guest on this week's episode is Ken Ramoutar, Chief Marketing Officer at Lucas Systems.  As supply chains adjust to changing conditions, they will continue to need tools to increase flexibility, speed, and productivity. That's where technology can come to the rescue. Our guest offers insights into how new technologies can help operators address the many challenges they face today.Most economists are predicting that an uncertain market like this one means individual shoppers will cut back on discretionary spending - things like luxury goods and travel. Instead, they'll save up their money because most models predict the tariffs will cause higher prices on goods. And that may already be happening, but this week we saw two measures that showed that many consumers are actually buying more goods in certain sectors. We explain why.Despite the economic uncertainty we've been experiencing, wages for truck drivers and warehouse staff surged in the first quarter amid strong demand for frontline workers nationwide. This is according to a report from two employment industry companies – resume-building platform Resume Now and talent-matching platform Talroo. Supply Chain Xchange  also offers a podcast series called Supply Chain in the Fast Lane.  It is co-produced with the Council of Supply Chain Management Professionals. All episodes are available to stream now. Go to your favorite podcast platform to subscribe and to listen to past and future episodes. The podcast is also available at www.thescxchange.com.Articles and resources mentioned in this episode:Lucas SystemsThe grocery sector holds strong as consumers cut discretionary spendingCensus data shows that retail sales grew in MarchReport: trucking and warehousing pay up in Q1Visit Supply Chain XchangeListen to CSCMP and Supply Chain Xchange's Supply Chain in the Fast Lane podcastSend feedback about this podcast to podcast@agilebme.comPodcast is sponsored by: ID LabelOther linksAbout DC VELOCITYSubscribe to DC VELOCITYSign up for our FREE newslettersAdvertise with DC VELOCITY

Netflix (NFLX) closes out the earnings week before the extended weekend, and Jeff Pierce believes the streaming giant can post strong numbers. He points to the company's extensive catalog and lack of exposure to other industries as tailwinds in a tariff-fueled market. Joe Tigay later offers an example options trade for Netflix.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

For Episode #164 of the PricePlow Podcast, Ben Kane sits down with Cassie Smith (Senior Editorial Content Director at SupplySide) and Josh Long (Associate Editorial Director at SupplySide Supplement Journal) for a dynamic discussion recorded live at SupplySide Connect New Jersey 2025. This wide-ranging conversation dives into the most pressing issues facing the supplement industry today, with particular focus on the regulatory uncertainty created by changing tariff policies, FDA oversight challenges, and the evolving landscape of GLP-1 related products and claims. The panel unpacks the complex implications of recent tariff changes on supplement ingredients from China, the ongoing evolution of FDA enforcement priorities under changing leadership, and the controversial marketing practices surrounding GLP-1 mimetics in the supplement space. Throughout the conversation, they highlight a critical need for industry unity, more nuanced discourse on regulatory matters, and a stronger focus on quality products that genuinely benefit consumers rather than minimal-effort “functional” products with questionable claims. Make sure to subscribe to the PricePlow Podcast and stay up to date with the latest supplement industry news, regulatory developments, and emerging trends that impact both businesses and consumers. https://blog.priceplow.com/podcast/supplyside-connect-new-jersey-2025-164 Video: Industry Trends & Regulatory Challenges at SupplySide Connect NJ 2025 https://www.youtube.com/watch?v=aMs-I_oH2JQ Detailed Show Notes: PricePlow Podcast with SupplySide Editorial Team (00:00) – Introductions and Welcome to New Jersey (02:00) – Tariffs: The Hot Topic Dominating Industry Conversations (05:00) – Supply Chain Shifts: Looking Beyond China (10:00) – FDA Oversight and Political Uncertainty (15:00) – The MAHA Movement and Political Divisiveness in Health Policy (20:00) – Mandatory Product Listing Debate (25:00) – GLP-1 Claims and Marketing Ethics (29:30) – Weight Loss Drug Support Products (34:30) – Peptides and Regulatory Gray Areas (39:30) – Media Coverage and Industry Reporting Priorities (44:30) – Functional Foods and Beverages: Beyond the Politics (49:30) – Economic Outlook and Consumer Spending (54:30) – Industry Unity and Positive Messaging Thank you to Cassie Smith and Josh Long for joining us on this episode of the PricePlow Podcast, and thanks to SupplySide Connect for hosting! Subscribe to the PricePlow Podcast on your favorite platform, and don't forget to leave us a review!

TakeawaysThere has been a consistent flight to value in retail.Walmart's performance is influenced by tariff impacts.Consumers are shifting spending toward brands they trust.Retail strategies differ significantly among major players.Holiday inventory management is becoming increasingly complex.Dependence on China for manufacturing remains a critical issue.Economic volatility creates uncertainty in the market.Retail prices are expected to rise due to increased costs.Technology will play a crucial role in retail's future.Adaptability is essential for success in a changing market. Chapters00:00 This Week in Research: New Reports and Data00:25 Navigating Supply Chain Challenges06:20 Retail Strategies in a Volatile Market12:15 The Impact of Tariffs on Consumer Behavior17:38 The Future of Retail Technology21:05 Adapting to Change in Retail Read all Coresight Research coverage of tariffs here.

On WSJ's Take On the Week, co-hosts Gunjan Banerji and Telis Demos talk about the markets' reaction to the latest developments in President Trump's tariffs policies. They talk about the “buy the dip” trade and weigh in on “the stock market isn't the economy” debate. The hosts also discuss what's going on with Treasurys. Later on the show, Kris Kraus, a managing director and portfolio manager at one of the world's largest bond managers, Pimco, joins the podcast to give us a pulse check on the health of consumers, including their debt, from mortgages to auto loans. He shares what we should—and shouldn't—be worried about as tariffs start to hit our pocketbooks and portfolios. Kraus also talks about what he'll be looking out for in upcoming earnings from credit card companies, like American Express and Capital One, for clues on where consumers are headed. This is WSJ's Take On the Week where co-hosts Gunjan Banerji, lead writer for Live Markets, and Telis Demos, Heard on the Street's banking and money columnist, cut through the noise and dive into markets, the economy and finance—the big trades, key players and business news ahead. Have an idea for a future guest or episode? How can we better help you take on the week? We'd love to hear from you. Email the show at takeontheweek@wsj.com.  To watch the video version of this episode, visit our WSJ Podcasts YouTube channel or the video page of WSJ.com  Further Reading To read more from co-host Gunjan Banerji, catch up on When Does a Market Dive Hit the Rest of the Economy? and Market Rout Shatters Long-Held Beliefs on Investing  Live Q&A: What's Happening With the Markets?—Our Reporters Answered Your Questions  Trump U-Turn Halts the ‘Sell Everything American' Trade, but the Fallout Remains  For more coverage of the markets and your investments, head to WSJ.com, WSJ's Heard on The Street Column, and WSJ's Live Markets blog.   Sign up for the WSJ's free Markets A.M. newsletter.  

Jason Bottenfield and John Lonski break down the March PPI report, which came in cooler than expected. Jason calls the report a “double-edged sword,” because it could be a sign of inflation cooling, but could also bode ill for markets. John argues that middle and lower-income consumers are “already financially stressed” and we could see a significant drop off in spending that will “reverberate throughout the entire economy.”======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Roundup of the Week's Top Stories in Economics and FreedomAnti-Trump Consumers are Blinding Economic DataActual Consumer Spending SoarsDemocrat Party Approval hits 29%Despite DOGE, Federal Spending is Still RisingWorld Population is CollapsingRead the full article “World Population is Collapsing” at https://www.profstonge.com/Visit our Lead Sponsor: UnchainedKeep your Bitcoin safe and minimize your taxes. Open a Bitcoin IRA and get the first year free!Visit our Sponsor: Monetary MetalsEarn 5% to 12% interest on your physical gold and silver, paid in physical gold and silver.Visit our Sponsor: CoinKiteProtect your Bitcoin with an Ultra-Secure Hardware WalletVisit: Trammell Venture PartnersTVP is a Bitcoin-native venture capital firm that has backed the best brands in Bitcoin.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show

DisclosuresThese views are subject to change at any time based upon market or other conditions and are current as of the date at the top of the page.Investing involves risk and principal loss is possible.Past performance does not guarantee future performance.Forecasting represents predictions of market prices and/or volume patterns utilizing varying analytical data. It is not representative of a projection of the stock market, or of any specific investment.This material is not an offer, solicitation or recommendation to purchase any security. Nothing contained in this material is intended to constitute legal, tax, securities or investment advice, nor an opinion regarding the appropriateness of any investment, nor a solicitation of any type.The general information contained in this publication should not be acted upon without obtaining specific legal, tax and investment advice from a licensed professional.  The information, analysis and opinions expressed herein are for general information only and are not intended to provide specific advice or recommendations for any individual entity.Please remember that all investments carry some level of risk. Although steps can be taken to help reduce risk it cannot be completely removed. They do no not typically grow at an even rate of return and may experience negative growth. As with any type of portfolio structuring, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns.Investments that are allocated across multiple types of securities may be exposed to a variety of risks based on the asset classes, investment styles, market sectors, and size of companies preferred by the investment managers. Investors should consider how the combined risks impact their total investment portfolio and understand that different risks can lead to varying financial consequences, including loss of principal. Please see a prospectus for further details.Indexes are unmanaged and cannot be invested in directly.Copyright © Russell Investments Group LLC 2025. All rights reserved.This material is proprietary and may not be reproduced, transferred, or distributed in any form without prior written permission from Russell Investments. It is delivered on an “as is” basis without warranty.CORP-12753Date of first use: April 2025

The top 10% of earners account for half of all consumer spending in the U.S., a new study shows. In other words, if the goods and services Americans buy in a year were a pie, those with the highest incomes have been shelling out for a massive slice. Where does that leave everyone else? Also in this episode: Investors and the AI industry await Nvidia’s earnings report this week and tariffs threaten a complex auto manufacturing supply chain.

The top 10% of earners account for half of all consumer spending in the U.S., a new study shows. In other words, if the goods and services Americans buy in a year were a pie, those with the highest incomes have been shelling out for a massive slice. Where does that leave everyone else? Also in this episode: Investors and the AI industry await Nvidia’s earnings report this week and tariffs threaten a complex auto manufacturing supply chain.