Podcasts about Manulife

DOD – Disrupter Disrupters China markets reopening after Lunar New Year Mexico Cartel Wars Refunds requested for the illegal tariffs PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - The CTP for Caterpillar announced - DOD - Disrupter Disrupters - China markets reopening after Lunar New Year - Mexico Cartel Wars (Jalisco) Markets - Mortgage Rates - looking good! - Tariffs found illegal - that is not stopping anything - Refunds requested for the illegal tariffs - Monday's big drop and AI taking a bite out of stock prices Tariffs - First, who actually knows what is going on. 100% chaos - Supreme court ruled illegal (6-3) - 10% flat across all countries immediately added - Wait a day and make that 15% - FedEx seeks refund for illegal IEEPA tariffs imposed by Trump after the Supreme Court ruled Trump's tariffs exceeded authority - Numerous lawsuits expected for IEEPA tariff refunds - Apple has spent more than $3 billion on tariffs since President Donald Trump enacted his trade policies. What about that? (HOW TO FIGURE OUT WHO GETS THE REFUND) --- Estimate that $175B tariffs have been collected alreay - A group of 22 U.S. Senate Democrats on Monday introduced legislation that would require President Donald Trump's administration to fully refund within 180 days all of the revenue, with interest, collected from tariffs struck down by the U.S. Supreme Court. - The legislation would require the Customs and Border Protection agency, which collects tariffs at U.S. ports of entry, to prioritize small businesses. - The U.S. Customs and Border Protection agency said it will halt collections of tariffs imposed under the International Emergency Economic Powers Act at 12:01 a.m. EST (0501 GMT) on Tuesday Stop The Presses - After years of JCD's rants....... - Apple will soon introduce MacBooks with touch screens - Apple Inc.'s initial touch Macs will have the Dynamic Island at the center top of the display and OLED screen technology. The new MacBook Pro models will have a refreshed, dynamic user interface that can shift between being optimized for touch or point-and-click input. Europe Reacts - "The current situation is not conducive to delivering 'fair, balanced, and mutually beneficial' transatlantic trade and investment, as agreed to by both sides" in the joint statement setting out the terms of last year's trade agreement, the Commission said. "A deal is a deal." - All active discussions are halted on any USA/Europe trade deal The Potential Winners - Brazil and China may be the winners here - Chinese President Xi Jinping has a boost in bargaining power after the US Supreme Court invalidated Donald Trump's broad emergency tariffs, a key point of leverage over China. - The removal of tariff threats will make it harder for Trump to press Xi for larger purchases of certain products and leaves him without a key weapon to strike back if Chinese negotiators make fresh demands. - Xi's team will likely push harder for access to advanced semiconductors, the removal of trade restrictions on Chinese companies, and reduced US support for self-ruled Taiwan, according to Wu Xinbo, director at Fudan University's Center for American Studies. NVDA Earnings - NVIDIA drops its fiscal Q4 2026 (ended Jan 2025) results tomorrow—another make-or-break moment for the AI trade. - The bar is sky-high after years of blowout beats, but whispers of "peak AI" and slowing growth momentum have investors on edge. --- Consensus Expectations : ----Revenue: ~$65.6–$66.1 billion (up ~67–68% YoY from last year's ~$39B; guided $65B ±2% in prior report) ------EPS (adjusted/non-GAAP): ~$1.50–$1.53 (up ~70–72% YoY from $0.89). --------Gross margins: Targeting ~75% non-GAAP (holding strong despite supply chain noise). -----------Key driver: Data Center segment expected to crush ~$58–$60B, fueled by Blackwell ramp and hyperscaler spend. Home Depot Earnings - The home-improvement retailer gained 2.7% after posting fourth-quarter adjusted earnings of $2.72 per share on revenues of $38.20 billion. - That exceeded the per-share earnings of $2.54 on revenues of $38.12 billion expected by analysts polled by LSEG. AMD News - The semiconductor maker rose about 11% after it inked a multiyear deal with Meta to lend up to 6 gigawatts of its graphics processing units to artificial intelligence data centers. - The cost of the deal is unclear, but the companies' agreement includes a a performance-based warrant that could amount to up to 160 million of AMD shares, according to a statement dated Tuesday. - Meta has committed to deploying up to 6 gigawatts (GW) of AMD's Instinct GPUs (high-end graphics processing units optimized for AI workloads) to power its massive AI data centers. - Analysts estimate the GPU portion alone could be worth $60–$100+ billion over 5+ years Mortgage Rates - The average rate on the popular 30-year fixed mortgage fell to 5.99% on Monday, according to Mortgage News Daily, matching its lowest levels since 2022. - Last year at this time the rate was 6.89%. - A buyer putting 20% down on the median priced home, about $400,000 according to the National Association of Realtors, would have a monthly payment of $1,916 for the principal and interest. One year ago, that payment would have been $2,105, a difference of $189. Life Insurance Record - Manulife Financial Corp. sold a $300 million life insurance policy in Singapore, topping what Guinness World Records certified as the most valuable policy ever issued. - The policy surpasses the previous record of $250 million, set by HSBC Life in Hong Kong in 2024. Manulife said in a statement Tuesday that the deal reflects growing demand from ultra-wealthy clients to preserve their assets. - In Singapore over the past 12 months, Manulife has issued 25 individual policies each worth more than $50 million. Bitcoin Rout - Gemini said it was axing as much as a quarter of its staff and exiting the UK, European Union and Australia entirely. - This week, it parted with its chief operating officer, chief financial officer and chief legal officer, all in a single day. - Its stock has fallen more than 80% from a post-listing high last year, collapsing its market value from a peak of almost $4 billion to under $700 million. Over the Greenland - USA sending a "hospital ship" over - Trump's post on the ship came hours after Denmark's Joint Arctic Command said it had evacuated a crew member who required urgent medical treatment from a U.S. submarine in Greenlandic waters, seven nautical miles outside of Greenland's capital, Nuuk. - Greenland said thanks but no thanks So Long! - U.S. investors are pulling money out of their own stock market at the fastest pace in at least 16 years as Big Tech returns fade and better-performing overseas markets look more attractive. - In the last six months, U.S.-domiciled investors have pulled some $75 billion from U.S. equity products, with $52 billion flowing out since the start of 2026 alone, the most in the first eight weeks of the year since at least 2010 AI Disruption - DOD (Disruption of Disrupters) - CrowdStrike -9.8% and other cybersecurity names under heavy pressure again as AI disruption fears build following Anthropic's Claude Code release - - Cybersecurity stocks are under broad pressure today, extending recent weakness following Friday's launch of Claude Code Security by Anthropic. Claude Code Security scans codebases for vulnerabilities and suggests software patches for human review, fueling a narrative that AI platforms may be moving more quickly into parts of the security workflow than investors had previously expected. For cybersecurity, that raises concern around the forward demand outlook and competitive positioning, particularly in areas tied to application security, cloud security, identity workflows, and security operations automation, where AI-native tools could start to narrow perceived differentiation. - The move suggests investors are still sorting through the implications for product overlap, pricing power, and competitive positioning as AI capabilities evolve quickly. - IBM shares dropping toward lows of the session; attributed to news that Claude can automate cobol modernization COBOL (Common Business-Oriented Language) is a high-level, English-like programming language created in 1959 for business, finance, and administrative data processing. It is renowned for its verbosity, readability, and reliability, processing massive amounts of transactions on mainframe systems,, notes NetCom Learning and IBM. Despite being decades old, it remains critical in banking, insurance, and government sectors. - It is estimated that 70-80% of the world's business transactions are processed by COBOL Grok's Prediction about Future of OpenAi/ChatGPT Scenario Likelihood (My Estimate) Key Factors Outcome for OpenAI/ChatGPT Thriving Leader Medium (40%) Sustained breakthroughs, partnerships (e.g., Microsoft), regulatory wins OpenAI as AI giant; ChatGPT as ecosystem hub for agents/robots Evolved Survivor High (50%) Adaptation to agents/hardware; mergers Exists but rebranded; ChatGPT integrated into daily life tools Decline/Acquisition Low (10%) Overcompetition, funding collapse Absorbed or legacy; ChatGPT commoditized or obsolete Quick check on Europe Shares - European company earnings growth is picking up this reporting season against a tentatively improving economic backdrop, but wary investors are demanding more than solid results to justify sky-high valuations. - Companies representing 57% of Europe's market capitalization have reported so far, achieving average earnings growth of 3.9% in the fourth quarter, ahead of estimates for a final result of a contraction of 1.1% --- That is a big differential.... +3.9 vs -1.1 Iran Talks - News over the weekend that Iran will look to discuss a variety of items and potentially get a deal.... energy, mining and aircraft - Best guess: Iran will string us along like Russia is doing and we will say we have some kind of bogus deal. --- There is some talk of US "going in" as we are building military presence. Supposedly there are some saying it could be a multi-week incursion. - What is the plan - Regime change? What is this? - A divided Supreme Court on Tuesday ruled that Americans can't sue the U.S. Postal Service, even when employees deliberately refuse to deliver mail. - By a 5-4 vote, the justices ruled against a Texas landlord, Lebene Konan, who alleges her mail was intentionally withheld for two years. Konan, who is Black, claims racial prejudice played a role in postal employees' actions. - Justice Clarence Thomas, writing for a majority of five conservative justices, said the federal law that generally shields the Postal Service from lawsuits over missing, lost and undelivered mail includes “the intentional nondelivery of mail.” - So can ballots just be thrown in garbage for mail-ins for one party that will throw out another party's?     Love the Show? Then how about a Donation? HE CLOSEST TO THE PIN for CATERPILLAR Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt!     FED AND CRYPTO LIMERICKS   See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

Today, Randy Gunn, BULLWEALTH's VP and Portfolio Manager, sits down with Mike Werbowecki, Senior Vice President at NFP Canada, who brings more than 35 years of experience in the insurance industry, primarily within group pension plans at firms such as Clarica, Equitable Life, and Manulife. Their discussion focuses on employer-sponsored pension plans in Canada, with particular attention to Defined Benefit and Defined Contribution plans, including the current state of these plans, their limitations, the responsibilities of plan sponsors, and best practices for achieving strong outcomes for plan members. Mike also highlights the challenges both plan sponsors and members are likely to face in the years ahead, particularly as the shift from Defined Benefit to Defined Contribution plans continues. Together, Randy and Mike offer a thoughtful and insightful conversation that provides practical guidance for navigating employer-sponsored pension plans.

Hosts Kevin Headland and Macan Nia recently sat down with John Natale, Head of Tax, Retirement & Estate Planning Services at Manulife, to unpack: • The real world trade offs between registered retirement savings plans (RRSPs) and tax-free savings account (TFSAs); • Why successor holder designations can spare families tax and paperwork; • A time sensitive spousal RRSP contribution opportunity after a death; • Cross border (U.S.) TFSA considerations; • Using segregated funds as a liquidity “cash wedge” after death; and • Why the value of financial advice extends far beyond portfolio returns. Take a listen for practical, plain language insights you can bring to client conversations today.

This episode of The New Abnormal podcast features Deborah Hayek, who leads Foresight & Innovation at Servus Credit Union, in Canada.She brings over a decade of experience integrating strategic foresight into business strategy within major financial institutions. Previously, at the forefront of Manulife's Global Innovation team, Deborah served as Head of Strategic Foresight, driving foresight initiatives across business lines and shaping innovation strategy through macro trend analysis and immersive engagement tools. Prior to that, she built and led the future-focused R&D team within Desjardins's Innovation Lab.In parallel, Deborah designs and teaches executive education at HEC Montréal, equipping senior leaders with the methods and mindset to navigate uncertainty and seize future opportunities. Through bilingual instruction, she aims to make strategic foresight both practical and accessible to leaders shaping tomorrow's economy. She discusses all of the above in our discussion, which I hope you find as interesting as I did. And you can read her newsletter on corporate foresight 'The Sparkline' on Substack... 

Andrew and Caroline start this episode the same way many parents start a “normal” day: northern lights, a bank visit that ate two hours, and a reminder that adulting is its own full-time job. Then they try something parents are doing more and more—asking AI for parenting advice.They put a “nice British voice” to the test on real-life sticking points: kids refusing chores, screen-time blowups, bedtime anxiety, and the constant tug-of-war between boundaries and burnout. The advice isn't wild… but the tone is the story. Why does AI feel so comforting? When does reassurance turn into a crutch? And what happens when “helpful” starts replacing your village?If you've ever Googled a parenting question at 2 a.m., this one will hit. Expect laughs, some blunt truth about consistency, and a practical way to use AI without handing it the keys to your home.“Homework” ideas!Homework 1: Pick one non-negotiable and make it boringChoose one daily expectation (dishes in sink, teeth brushed, screen off at X).Say it once, neutrally.Follow through with a consequence you'll actually do (pause screens, delay dessert, Wi-Fi off).Resource: a one-sentence script you can print:“When ___ is done, then ___ happens.”Homework 2: Build a screen-time runway (no surprises)Give a two-step warning: “10 minutes” + “2 minutes.”Add a simple handoff action: “screen off → device charges here → we move.”Resource: set two phone alarms labeled “10” and “2,” or use a visible kitchen timer.Homework 3: Write your “calm plan” for when you feel yourself boilingPick a pattern interrupt you'll use every time: step into hallway, cold water on wrists, 10-count down, slow exhale.Practice it once when you're not mad, so it's there when you are.Resource: a note on your phone lock screen: “Pause. Breathe out longer than you breathe in.”Homework 4: Bedtime anxiety ladder (reduce reassurance over time)Keep routine steps in the same order nightly.Decide on a “stay time” (3 minutes), then shorten it every few nights.Use one consistent line at the door: “I'm nearby. You can do this.”Resource: a simple bedtime checklist your child can tick off (paper on the wall works great).Homework 5: Use AI without letting it “parent for you”Try a prompt that forces clarity and reduces the cheerleading:“Give me 3 options for handling screen-off meltdowns for a child aged __. Include exact words to say, one consequence I can enforce, and what not to do. Keep it short. No pep talk.”Resource: save that prompt as a note called “Parenting Prompt” so you don't spiral-scroll when you're stressed.Bonus Homework (from the bank + Manulife moment): Make a 30-minute “family admin” fileOne page: mortgage info, insurance contact, school logins, emergency contacts.Put it in a folder labeled “If I get hit by a bus.”Resource: shared note app doc + one printed copy.Send us a textEnjoying the show? Help us out by rating us on Apple! https://apple.co/3du8mPK Follow us on Facebook and join our Facebook Community! Access resources, get support from other parents, and ask Caroline and Andrew your questions! Follow FB: https://www.facebook.com/profile.php?id=61566206651235and FB Community: https://www.facebook.com/groups/674563503855526

Emily Roland, co-chief investment officer at Manulife John Hancock Investments, says that she may be forced to believe her eyes and is whispering to investors "This time is different," which are famously described as the most dangerous words in investing. With leading economic indicators negative for 38 months, the long time when the yield curve was inverted, three months of negative job growth and more; all of those are supposed indicators of trouble and recession, but the difference has been that the market has overcome those concerns. Roland is encouraging investors to resist the urge to trade on political headlines, or to get caught up in "fear of missing out" and jumping into parts of the market that are moving more on sentiment than fundamentals. She says it is a back-to-basics market, where investors might want to look more toward bonds as a backstop to high valuations and headline-induced nervousness. Brad Lamensdorf, portfolio manager of the Ranger Equity Bear ETF, says investors should be more nervous than they seem right now, because classic signs of trouble are building. Those factors include low money-market balances but high balances on margin accounts, suggesting that investors "are extremely aggressive and very, very off-balance here." Lamensdorf says that the market's current dividend yields and high prices make it the market "very, very expensive," at levels where some investors may feel they're not being rewarded for taking risk, a condition that is usually happening at times when bull markets are ending. In the Market Call, Brian Huckstep, chief investment officer at Advyzon Investment Management, discusses ETFs and mutual funds, which structure he prefers and which parts of the market stand out to him now.

In today's episode, we explore how Alberta separatist groups have been secretly meeting with Trump administration officials, seeking massive financial support for a potential independence referendum. We also look at Canada's major banks expanding into the Middle East, with RBC applying for banking licences in Abu Dhabi and Riyadh as Canadian businesses deepen ties with Gulf nations. Plus, we cover General Motors' layoffs at its Oshawa plant, Pierre Poilievre's leadership vote, SpaceX and xAI merger talks, Manulife's use of AI in life insurance applications, and Wealthsimple's partnership with Canada Post for cash deposits.

I first got to know Soraya Chabarek the way many relationships now begin: entirely on screen. Meeting in person was different. As Soraya notes in this episode, technology accelerates access, but it can't replace human connection — a belief that has shaped how she invests, leads, and builds organizations. That philosophy sits at the heart of her work as president and CEO of Manulife CQS Investment Management, and it frames one of the hardest problems in asset management: succession. Hedge funds, in particular, tend to live and die by star portfolio managers. Soraya explains why she never believed you could truly “succession-plan” a single person — and instead thought about how teams could be designed to outlast any one individual.She traces that thinking back to the earliest chapters of her career, where mentors emphasized education over selling, long-term relationships over transactions, and a deep respect for risk. We talk about her path through the hedge fund world, what she learned from some of the legends in the industry, and why there are still too few women in the ranks and leadership. “A village needs to come together” to changes things, she says. From there, the conversation turns more technical. Soraya breaks down how CQS institutionalized itself over time and built scale across multi-asset credit, structured credit, and regulatory capital strategies. She explains why European credit has quietly delivered stronger risk-adjusted returns, and how complexity — when properly understood — can create durable return premiums.As the industry continues to consolidate, Soraya talks about what she looked for in a partner in the 18 months leading up to CQS's acquisition by Manulife. With the industry littered with failed asset management acquisitions, Soraya addresses the importance of culture, and how to identify a good one. The result, Soraya argues, is a rare balance: remaining a boutique credit specialist while gaining the stability, distribution, and patient capital of a global insurer. This is a wide-ranging conversation about how judgment actually shows up — in people, in markets, and in building institutions.

In this episode of Change Leadership Conversations, Yvonne Ruke Akpoveta is joined by Blake Bell for a grounded and practical conversation on what it really takes to get buy-in for change at scale.Blake shares insights from over two decades of leading enterprise-wide change in complex organizations including Rogers, RBC, and now Manulife - where he's helping to build a change-capable workforce of over 40,000 employees.Together, they explore the shift from change management to change enablement, and how organizations can create the conditions for people to not only adopt change - but lead it from wherever they sit.In this episode:Why getting buy-in starts with language, trust, and timingWhat the move from change management to change enablement means for leaders todayPractical ways to build enterprise-wide readiness and capability for changeHow to speak the language of leadership to gain executive supportGuest BioBlake Bell is the Global Head of Organizational Change Enablement at Manulife. With more than 20 years of experience leading change across financial services and telecommunications, Blake brings a grounded, people-first approach to transformation. He previously led change and communications at Rogers and RBC, and today focuses on enabling leaders and teams to thrive in disruption. He's also a published author and pop culture enthusiast. Resources & Links:Connect with Blake Bell on LinkedInConnect with Yvonne Ruke Akpoveta on LinkedInLearn more about the Change Leadership TrainingDownload the free Agile & Change-Ready Team Guide Subscribe & ReviewIf you enjoyed this episode, don't forget to rate, subscribe, and leave a review. It helps others discover the show, and we appreciate your support!

Leo Seewald ('97 Law) studied at the University of Alberta and oversaw International operations of large companies like Manulife and Blackrock. While living in Taiwan, he learned Mandarin and became the host of Happy Fisherman on TaiwanPlus TV channel where he sails to various fishing harbors with Taiwanese Fishermen. Click here to read more about Leo: https://docs.google.com/document/d/1D6wjLizUzrJH6s0eEmhPEbcItrUBLXZKIpC4_n6-ccM/edit?tab=t.0 What the Job? is a University of Alberta Alumni Association podcast Hosted by: Matt Rea Produced by: Jennifer Jenkins and Matt Rea Music: Cottages by Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License creativecommons.org/licenses/by/3.0/

Singapore shares dipped in a shortened trading session today as investors looked ahead to the Christmas Day holiday. The Straits Times Index was down 0.16% at 4,631.39 points at 10.59am Singapore time, with a value turnover of S$279.02M seen in the broader market. In terms of counters to watch, we have Manulife US Real Estate Investment Trust. That’s after the Reit’s manager posted an update today that the master restructuring agreement concessions, which include an extension of its asset disposal deadline and temporary relaxation of its financial covenants from Dec 31, 2025, to Jun 30 next year, have been granted. Elsewhere, from how the US economy expanded at a much faster-than-expected clip in the third quarter, to the elusive Santa Claus rally setting in, more economic and international headlines remained in focus. On Market View, Money Matters’ finance presenter Chua Tian Tian unpacked the developments with Jeffrey Yap, Regional Head of Wealth Management, Hong Leong Bank.See omnystudio.com/listener for privacy information.

This week on The CEO Series, Karl Moore speaks with Naveed Irshad, President and CEO of Manulife Canada, one of the country’s leading insurance companies. Naveed discusses how Canada’s aging population is reshaping the insurance industry, how Manulife is working to better educate Canadians on the value of insurance in long-term financial security, and how the company is leveraging artificial intelligence (AI) to boost productivity.

In this episode of Ikigai with Jennifer Shinkai, I welcome Hendrik, a friend and professional contact since 2019, to discuss talents and strengths. We reconnect after several years and reflect on how their collaboration during the COVID-19 pandemic was crucial for Jennifer's business survival. Hendrik shares his experience working at Manulife Japan, emphasizing the importance of cultural diversity and the positive energy at the Indonesian Pavilion Expo. We delve into Hendrik's journey to Japan, his struggles and learnings in a different culture, and his newfound passion for Gallup's CliftonStrengths assessment. Hendrik highlights the importance of knowing one's talents and leveraging them to live a fulfilled life, aligning this with the concept of Ikigai. We also discuss the potential pitfalls of overusing strengths and the paradigm shift required in corporate environments to focus on strengths rather than weaknesses. If you enjoyed this episode and it inspired you in some way, we'd love to hear about it and know your biggest takeaway. In this episode you'll hear:How Hendrik discovered his passion and Ikigai through the CliftonStrengths assessment, including his journey from Indonesia to Japan and his unique experiences in the Japanese workplaceThe importance of focusing on strengths rather than weaknesses, and how a strengths-based approach differs from trying to fix weaknessesHow leveraging individual strengths can boost workplace morale, enhance engagement, and improve overall quality of lifePractical steps to uncover and use your hidden talents in daily lifeThe crucial role that connections and community play in achieving professional success and finding purposeThings mentioned in the episode:CliftonStrengths: https://www.gallup.com/cliftonstrengths/en/253676/how-cliftonstrengths-works.aspx32 CliftonStrengths team synergy sessions, 498 people over the last 2 years (Jan 2024 – Dec 2025)About Hendrik:Hendrik joined Manulife in January 2023 as Global Learning Partner, reporting into Asia Learning Lead and rolled up to Katherine MacNaughton`s organization. While sitting in the global team, Hendrik`s role is to build a learning culture in the Japan market. Hendrik ensures Japan programs are aligned with Manulife strategies & priorities while meeting the Japan market needs. Prior to joining Manulife, Hendrik had similar roles and responsibilities in companies such as Philip Morris International and Bridgestone. Hendrik also performed an APAC regional role during his time in Bridgestone where he led regional talent management related projects covering 11 countries working in the Regional HQ of Bridgestone in Singapore. Hendrik`s background is in talent management and development areas. Hendrik was awarded an MBA from Murdoch University in Singapore in 2018 and graduated with a Bachelor of Business from Queensland University of Technology in Brisbane, Australia.Outside of work, Hendrik is a father of 2 daughters.Connect with Hendrik:LinkedIn: https://www.linkedin.com/in/hendrik-kwee-2512474b/Contact: https://www.gallup.com/learning/certification/en/10644108/profile.aspxConnect with Jennifer:Linked In:

Dan Ahlstrand and Clinton Wilkins welcome Mario Cloutier from Manulife to explain the importance of mortgage protection, noting that 83% of Canadians are underinsured. 

Episode 113: 2025 in the rearview—are markets in for another strong year?Hosts:Kevin Headland (Co-chief Investment Strategist)Macan Nia (Co-Chief Investment Strategist)Special guests:Emily Roland (Co-Chief Investment Strategist)Matt Miskin (Co-Chief Investment Strategist)Episode highlights• 2025 in review:• The team discusses the strong performance of markets in 2025, including theTSX's impressive 24% return despite a challenging economic backdrop in Canada.• Key market drivers:• The role of momentum trading, trend-following strategies, and AI exuberance.• The ongoing influence of the crypto trade.• Discrepancies between Canada's economic data and TSX performance.• Looking ahead to 2026:• Will the trends of 2025 continue, or is a shift on the horizon?• The importance of sentiment as we enter the new year—are markets priced forperfection?• Why investing in companies is not the same as investing in the broader economy.• Risks and opportunities:• Potential risks for the Canadian economy, especially regarding banks andfinancials.• The importance of being prudent and keeping an eye on domestic economicindicators.• The impact of investor confidence and employment on market flows.• Actionable insight:Information à usage interne - Internal• The team provides practical considerations for investors as they positionportfolios for 2026.• Encouragement to review the team's full 2026 outlook, available on the ManulifeInvestments website.Additional information• Subscribe on Spotify, Apple Podcasts, or your favorite platform to stay up to date.• Listeners are encouraged to rate, share, and reach out with questions or feedback. 

MOST Malaysians believe 5.5% EPF returns mean they're building wealth. Victor Liew shows why you're actually losing purchasing power. While official inflation sits at 2-3%, your nasi lemak costs 90% more than a decade ago—that's your real inflation. Add policy drags like SST, subsidy removals, and healthcare premium spikes, and middle-class Malaysians face a 10-15% annual hurdle rate their savings can't clear. The TLDW: → Why your RM1 million at 55 will only buy RM300K worth of goods by 75  → The "shadow inflation" eating 7-10% of your wealth annually while governments report 3%  → How a 31-year-old should invest differently than someone at 51 and why renting beats buying Link to download the ‘How Many Days Till End of Money' spreadsheet (as referred towards the end of the conversation) https://bit.ly/HowManyDaysTillEndOfMoney Chapters: 00:00 - Introduction: Malaysia's Middle Class Under Siege 00:49 - The Shadow Inflation Truth: Why Official Numbers Hide Real 10-15% Costs 04:09 - The Retirement Math Nobody Tells You: 1 Million Becomes Worthless 07:10 - Investment Strategy: Why Global Diversification Is Non-Negotiable 13:10 - Finding The Right Funds: 15% Returns Over 50 Years Is Possible 18:25 - Life Stage Investing: From Age 21 To Retirement Planning 27:44 - How Much You Really Need: The 2 Million Ringgit Reality Check 29:27 - Investment Psychology: Why Dead Investors Outperform Everyone 33:04 - The Forgotten Middle Class And What To Do Now --- Follow Victor here: Facebook: https://facebook.com/TheAffluentLink/ LinkedIn: https://linkedin.com/in/victorjliew X: http://x.com/victorliew  

AI-enhanced investing meets Singapore’s $5B market catalyst - and Manulife is at the centre of both. Singapore’s equity markets just received a major boost as MAS appointed Manulife IM among six global managers under its $5-billion Equity Market Development Programme. At the same time, Manulife is rolling out a powerful new AI engine that slashes analyst review time by up to 80%, redefining how investment teams generate insights and assess risk. We unpack what AI-driven public-markets investing really looks like and 2026 positioning.with Colin Purdie, Global CIO of Public Markets at Manulife Investment Management. Plus: the overlooked risks and hidden opportunities investors may be missing. All this and more - hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

In this episode, Lindsay Hanson, CMO at John Hancock and Global Head of Behavioral Insurance Strategy at Manulife, invites us to take a closer look at the Longevity Preparedness Index — a groundbreaking framework designed to help financial professionals and individuals take a more holistic approach to aging.Why you should tune in:See the full picture: The report covers health, care, housing, social connection, and more.Spot planning gaps: Low scores in care, housing, and health reveal where better preparation is needed.Start meaningful conversations: Use the insights to talk about tough topics like caregiving and life transitions.Stand out: Position yourself as a longevity partner, not just a financial advisor.INTENDED FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR USE WITH THE GENERAL PUBLIC. Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.MLINY110425893-2

Exciting news: The Humphrey Group has been acquired by Humance! In this special episode of The Inspire Podcast, Bart Egnal speaks with Bernard Letendre, Managing Partner, Ontario and Western Canada at Humance, about the story behind this decision and the journey that led him there. Bernard shares his remarkable career path from practicing law to leading major divisions in Canada's financial services industry, to joining Humance and becoming the architect behind its acquisition of The Humphrey Group. Along the way, he reflects on lessons learned about taking risks, creating opportunities rather than waiting for them, and pursuing growth with purpose. He also draws powerful parallels between leadership and his lifelong practice of judo, where discipline, humility, and mutual benefit are essential to success. Bart and Bernard close with an inside look at how the merger came to be after a year of conversation and a shared vision for growth, and how it will set both organizations up to continue serving their clients in existing and new ways. Whether you're navigating your own career transitions or leading through change, this conversation offers powerful insights on creating your own opportunities, embracing non-linear growth, and finding strength in partnership. Show Notes: 00:14 Show intro 00:48 Welcoming Bernard 01:14 Special announcement 02:05 "Humance" meaning 02:29 Judo and its importance 04:40 How Bernard began his career 05:01 Law and the law of electronic surveillance 05:34 Wife: "law made you less fun to be around" 06:47 Joined IG 07:06 Taking a 100% commission job 07:53 Making cold-calls to the bar phonebook 08:35 Finding opportunities in the new job 08:40 Officer training in the military 09:05 Good at management 10:19 Changing career paths regularly 10:36 Switching to Standard Life 11:21 Standard life 12:05 2009 Financial crisis - lost job 12:14 Landing at Manulife 12:36 Should you take a step down in your career? 13:01 Building a biz plan for private wealth at Manulife 13:44 Manulife tapped him to run his business plan 14:54 Advice for people who are ambitious with their careers 15:08 Don't wait for opportunity, come up with ways of creating value 15:36 Congrats, you have employment now figure out your job 16:50 How the Pandemic transformed his life 17:53 cert in organizational coaching 20:59 Why he made the leap to Humance 22:38 Long-term thinking 22:45 Doing is big "act" before it was too late 24:16 Advice: A career does not have to be linear 25:13 Not having a rigid mind 25:36 The final act: Humance 27:05 His Biz plan for expanding Humance outside the Quebec market 28:48 How Bernard reached out to Bart 31:17 Mutual benefit in Judo 33:41 Thank yous and wrap up 34:02 Outro

The Blue Jays were swinging for the fences, but investors are facing numerous curveballs of their own. In our latest episode of Investments Unplugged, Kevin and Macan step up to the plate to tackle some of the most frequently asked questions from the road: the real impact of the U.S. government shutdown, the rally in gold prices, and what's really driving bond yields. To add a festive twist, our dynamic hosts also go off- script to share their thoughts on trick-or-treating budgets, Halloween candies, and costume trends. Tune in for recent market developments—and enjoy a few treats along the way.

In this episode of the InsuranceAUM.com podcast, host Stewart Foley, CFA, sits down with Erin Patterson, Global Co-head of Research and Strategy at Manulife Investment Management, to explore the intersection of macroeconomic uncertainty and commercial real estate opportunity. Erin shares how Manulife is navigating ongoing volatility, from interest rate shifts to global trade disruptions, and why a resilient, globally diversified strategy remains key for insurance investors.   The conversation covers the "five Ds" shaping their investment lens demographics, deglobalization, decarbonization, digitalization, and democratization and how these trends are influencing everything from market selection to sector prioritization. Erin also dives into the evolving role of alternative real estate, the importance of demographic tracking, and how AI and infrastructure considerations are shaping CRE strategy. Whether you're focused on long-term income or adapting to short-term uncertainty, this episode offers valuable insights into institutional real estate allocation in today's complex environment.

Episode overviewIn this special episode, hosts and Co-Chief Investment Strategists Kevin Headland and Macan Nia welcome Nathan William Thooft, Chief Investment Officer for Multi Assets and Equities at Manulife Investments. Nate shares his global perspective on markets, asset allocation, and the evolving investment landscape, with insights tailored for Canadian investors.---Key topics & insights1. U.S. economic outlook: resilience amid uncertainty· No imminent recession expected—Nate explains that while recent U.S. labor market data has softened, it's not likely a signal for an imminent recession. The U.S. economy's balance between manufacturing and services helps offset sector-specific weaknesses.· Policy uncertainty—Earlier legislative and tariff changes have caused “paralysis” in company decision-making, but clarity is expected to improve economic data in coming months.· New paradigm—The severity of future U.S. recessions may be more muted due to the economy's diversification.2. Inflation & tariffs: what's really happening?· Tariff impact delayed—Studies show tariffs typically take up to a year to affect inflation. Many imports are exempt, and companies are absorbing costs, leading to lower-than-expected inflationary effects.· Substitution effect—Companies are shifting imports to countries with lower tariffs, further dampening inflation pressures.  3. Regional equity markets: Europe & Asia· Europe's outperformance—European equities have surprised with strong returns in 2025. Nate attributes this to a sentiment shift away from the U.S. amid geopolitical uncertainty, but sees it as opportunistic rather than a long-term trend.· Active vs. passive management—Active management is especially valuable in regions like Europe and Asia, where opportunities are less covered.· China's mixed signals—Despite strong equity performance and policy support, China's fundamentals (consumer spending, industrial production) remain weak. Nate is cautiously optimistic, citing potential in technology and AI, and improving sentiment.4. Asset allocation: equities vs. fixed income· Modest equity overweight—Manulife portfolios remain overweight equities, reflecting solid fundamentals despite stretched valuations.· Fixed income caution—Less conviction in long-duration fixed income due to changing yield curve dynamics and rising term premiums.· Diversification beyond 60/40—Nate advocates for broader diversification, including alternative assets, to manage risk.5. Private Assets & Alternatives· Democratization of privates—The trend toward making private assets (infrastructure, private credit, real estate) accessible to retail investors is accelerating, as seen in recent industry partnerships.· Role in portfolios—Private assets offer diversification and potential downside protection, especially when traditional fixed income may be less effective.6. Artificial Intelligence (AI) in asset management· Efficiency & speed—AI is transforming research, data analysis, and commentary writing, but won't replace portfolio managers who bring creativity and intellectual capital.· Research revolution—AI enables analysis of vast data sets, improving productivity and decision-making.  7. Cryptocurrency: a legitimate asset class?· Growing acceptance—Nate views crypto as a legitimate asset class, though volatility and regulatory uncertainty mean exposures should remain modest and client-specific.· Regulatory trends—As demand grows, policy is likely to become more accommodating.8. Career advice for aspiring portfolio managers· Decisiveness—Don't wait for perfect information—make decisions with 60–80% of the data to avoid missing opportunities.· Passion & objectivity—Be passionate about investing, but unemotional in decision-making. The ability to cut losses and remain objective is crucial for success.---Actionable takeaways for Canadian investors· Stay diversified—Consider global opportunities and alternatives beyond traditional stocks and bonds.· Monitor policy impacts—Watch for delayed effects from tariffs and monetary policy.· Embrace active management—Especially in regions with less coverage and more inefficiencies.· Explore private assets—As access expands, these can enhance portfolio resilience.· Leverage technology—AI will increasingly support research and efficiency, but human insight remains essential.---Links & Resources · Listen to the episode: Investments Unplugged Podcast · Learn more about Manulife Investments: Manulife IM Canada---Share & SubscribeIf you enjoyed this episode, please share it with your network and subscribe for future insights on markets, investing, and portfolio strategy.---For informational purposes only. This episode does not constitute investment advice. Please consult a qualified advisor before making investment decisions.---Show notes prepared by Investments Unplugged Podcast Team, September 2025.

Nate Thooft, chief investment officer and senior portfolio manager at Manulife Investment Management, says that he's still leaning into equities despite stock valuations being stretched, noting that the fundamentals support modest gains and aren't signalling a bubble or crisis. Thooft does worry that the market may run out of momentum and may lack a catalyst for further gains by the time 2026 rolls around, but for now he says there are plenty of reasons to keep investing and not to be scared off by high prices.  Mark Hamrick, senior economic analyst at Bankrate.com, discusses the site's latest retirement savings report, released Wednesday, which showed that nearly 60 percent of workers are behind on their retirement savings. Hamrick noted that the problem is partially about failing to make set-asides, but it is also caused by a lack of financial planning and common misperceptions about how money grows over time and how much it takes to afford a comfortable retirement.  Todd Rosenbluth, head of research at VettaFi, makes a Fidelity fund his pick as the ETF of the Week, but this selection is about the investment-grade assets the fund holds, and how they are an interesting actively managed change-up to more conventional fixed-income funds. Plus, Chuck answers a question from a listener whose wife wants to buy a new car and who wonders if it ever makes sense to buy new when he could save money on a quality used car.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if your mortgage, checking account, and line of credit were all combined into one powerful tool—could it really speed up your debt freedom and build wealth faster, or just cost you more in the long run?Many Canadians are intrigued by the Manulife One account, a product that promises simplicity, flexibility, and cash flow efficiency. On the surface, it looks like a debt optimizer's dream—every dollar you earn instantly works to reduce interest. But behind the appeal lie real risks: higher rates, temptation to overspend, and the need for disciplined money management. If you've ever wondered whether this account is a smart wealth-building strategy or an expensive convenience, this episode breaks down the truth.In this conversation, you'll discover:Why the Manulife One account can accelerate mortgage payoff and unlock advanced wealth strategies like the Smith Maneuver.The hidden pitfalls that trip up borrowers—and how to know if this tool is a fit for your financial discipline.An alternative approach using a traditional mortgage with a re-advanceable HELOC that may give you lower rates while still opening doors to long-term wealth.Press play now to learn whether Manulife One is your secret weapon—or if there's a smarter path to financial freedom waiting for you.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial freedom in Canada requires more than paying down a mortgage—it's about creating a holistic Canadian wealth plan that aligns with your goals. Tools like the Manulife One account can streamline cash flow, strengthen debt management, and even open doors to strategies like the Smith Maneuver, where home equity is re-leveraged for investment and wealth buildReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

EchoStor Technologies appointed Cale Anjoorian as Chief Information Officer to lead enterprise technology strategy and managed services. Anjoorian brings over 25 years of experience, including roles at Ironwood Pharmaceuticals, Elizabeth Arden, Avid Technology, and Manulife. EchoStor realigned its leadership, moving Daniel Clydesdale-Cotter to Chief Innovation Officer and Matt Hoeg continuing as Chief Technology Officer. The company is expanding its market presence in the Northeast and Tri-State areas and has recently received industry recognition, including placement on the 2025 Inc. 5000 List and several CRN awards.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

Manulife is hoping to build a model for regenerative agriculture that can be applied across that vast amount of acreage.

The promise of regenerative agriculture to work with nature rather than against it is enticing. But is that how it plays out?

Farmers are stewards of the land. But can investing in soil health help to pay the bills?

Farmers are stewards of the land. But can investing in soil health help to pay the bills?

n this episode, Kathryn talks with Lindsay Hanson, Chief Marketing Officer at John Hancock and Global Head of Behavioral Insurance at Manulife. They discuss how data can dispel business-damaging myths about the customer and the ways that John Hancock is better able to understand their customers through their data. Lindsay also dives into their use of data and behavioral science to engage customers and impact their health for the better. Guest Quote:“ We went ahead on this myth busting, myth busting trail. One, was that this was really going to be, our program was gonna be impacted by age. Older people may not want to engage over certain age groups. They're not digital, they're not gonna go onto your mobile app. And we said, okay, let's actually test that. And so we put our customers into different cohorts and we said, okay, let's separate them by decades. Every 10 years, let's take a look at it. And one of our highest engaged populations is between 70 and 80 of actually getting into our app. Four times a day, they're in our mobile app. And if I think of, as a consumer, how many apps am I going to four times a day? You don't think of life insurance or insurance in general.”Episode Breakdown: [02:06] Alchemy UnveiledBusting myths with data: Stories that are told about groups of consumers or different demographics may be false. Look to the data to determine how to best serve your customers, you may be surprised by what you learn. [16:57] From Nuggets to Campaign GoldCustomer stories as a catalyst for change: Strong stories campaigns will have a balance between head and heart, and for John Hancock, they also empower the consumer to take control of their health. [29:54] Gold Rush!Data and marketing is limitless: The opportunity is limitless. There are so many ways to leverage data in marketing, and the challenge is pulling the data together in a way that reaches your goals. Links & Resources:Connect with KathrynConnect with LindsayLearn more about DeluxeLearn more about John HancockMarketer's Alchemy Website: https://www.deluxe.com/resources/marketers-alchemy/

Warmer days are on the horizon, and while many of us are planning our next vacation spots, others are looking back at the half year and recalibrating their portfolios for what lies ahead. What happened to markets in the first half of the year? What can we expect as we move into the year's final stretch? Tune in to our new podcast episode as our Co-Chief Investment Strategists Kevin Headland and Macan Nia discuss the opportunities and risks affecting the global economy, including U.S. tariff policy, decelerations in global manufacturing, and the role of corporate earnings as a potential driver of market performance. Will the chaos and unpredictability witnessed during the first six months of 2025 prevail in the months ahead? Listen in to our episode for all this and more. Intended for Investment Professionals, investors should connect with their financial advisor for more information

Is the greenback currently at an inflection point? Listen in as our Capital Markets Strategy Team weighs in on the U.S. administration's proposed economic and trade initiatives, including the Mar-a-Lago Accord—a modern echo of the 1985 Plaza Accord. Explore the implications of devaluing the U.S. dollar in today's global economy and learn more about trade deficits and some of the bold ideas from White House chief economist Stephen Miran. Can the U.S. dollar maintain its reserve currency status? Is multilateral cooperation even possible in today's geopolitical climate? Tune in to our podcast episode for all this and more

The magnitude of the U.S. administration's “Liberation Day” tariffs surely caught investors off guard. How did markets react to the news? Will U.S. trade policy reshape global trade dynamics? Join our Co-Chief Investment Strategists Kevin Headland and Macan Nia as they discuss the market's strong reaction to President Trump's announcement on April 2. Is this a policy play or part of a deeper structural shift? How will upcoming congressional outreach factor into the evolving economic picture? Stay on top of this rapidly evolving situation—don't miss out on our new podcast episode.

Manulife's Jessica Harrison and CBRE's Kevin Aussef join us from the CBRE Investor Symposium, where they highlight investment opportunities, particularly in alternative asset classes.Share these insights: - Market Momentum: Real estate capital markets are gaining momentum, as the gap between buyer and seller expectations narrows.- Strategic Investment: Sectors like affordable housing, cold storage, and industrial outdoor storage present attractive opportunities.- Market Reset and Repricing: Investors are setting their sights on higher returns, even for lower-risk assets.- New Approach: Manulife has transformed into a private equity real estate investor and launched new investment strategies to capitalize on market opportunities.- Tech Advances: AI enhances operational efficiencies and predictive analytics, improving underwriting and investment decisions.

Rising tensions, evolving trade policies, and potential tariffs have sparked widespread discussions—even going as far as rallying hockey fans on both sides of the Canada-US border. Are these policies merely a negotiation tactic, or do they signal a shift in North American trade dynamics? Join our Co-Chief Investment Strategists, Kevin Headland and Macan Nia, as they explore the latest trade developments and their potential implications for Canadian investors. In an in-depth conversation with Dominique Lapointe, Global Macro Strategist, Multi-Asset Solutions Team, we zero in on tariffs and trade disputes and examine their potential impact on Canada's economy. Tune in to our latest episode for insight on this evolving landscape.

For many employees, work is more than a paycheck—it's an opportunity to contribute to something bigger. But for organisations, creating a culture where purpose is more than just a slogan requires bold action and thoughtful strategy. One organisation that has achieved this successfully is financial services company Manulife. In this episode of the Digital HR Leaders podcast, host David Green sits down with Katherine Macnaughton, Vice President of Global Talent Management and Development at Manulife, to discuss how Manulife is embedding purpose into every stage of the employee journey. Together they explore: The catalyst that sparked Manulife's cultural transformation How the Better Life Campaign is creating a more engaged workforce The business impact of aligning employees with a shared purpose Preparing for the future and Generative AI readiness with Manulife's Pursuit Program Addressing job security concerns in the age of AI Listen now to learn how Manulife is redefining what it means to work with purpose. This episode is sponsored by Amazing Workplace, an AI-powered platform designed to help companies grow and succeed by unlocking the full potential of their people. By providing the most accurate insights into how employees feel and why, Amazing Workplace equips leaders with powerful tools to drive meaningful improvements where they matter most. With Amazing Workplace, companies have reduced turnover by up to 90%, have increased revenue by over 400%, and solved recruitment. Find out more at www.amazingworkplace.com  Hosted on Acast. See acast.com/privacy for more information.

In this episode of FP&A Tomorrow, host Paul Barnhurst, aka The FP&A Guy, sits down with Hugh Cumming, the CTO of Vena Solutions. They explore how AI and technology are transforming financial planning and analysis (FP&A) by discussing real-world AI implementations. With over 20 years of experience in fintech and digital transformation, Hugh shares his perspectives on AI-driven efficiency, the evolving role of FP&A professionals, and the future of Excel in financial modeling.Hugh Cumming is the Chief Technology Officer (CTO) at Vena Solutions, a leading FP&A platform for Excel users. Hugh has led global teams in engineering, UX, cloud computing, and AI-driven innovation at companies like Finastra, SecureKey Technologies, ADP Canada, and Manulife. Hugh talks about his passion for using technology to drive efficiency and smarter decision-making, and helping to overcome change resistance in finance teamsExpect to Learn:How AI is reshaping FP&A workflows and automating financial reporting.The role of AI-powered copilots in driving business efficiencies.Why change resistance in FP&A is common and how to overcome it.The future of Excel, Python, and automation in financial modeling.Practical advice for FP&A professionals to prepare for AI-driven changes.Here are a few relevant quotes from the episode:“One of the biggest barriers to AI adoption in FP&A is simply finding the time to implement it.”“AI-driven tools should feel like an extension of your team, not an external system you have to fight against.”“When you start using AI for small tasks, you quickly realize how much time you've been wasting on manual work.”Hugh Cumming provided incredible knowledge about how AI-powered tools like Vena Copilot are helping finance teams become more efficient, strategic, and data-driven. Excel isn't going anywhere, but it's getting smarter. AI isn't replacing people, but it's making their work more valuable. As Hugh emphasized, those who adapt and leverage these innovations will thrive in the evolving financial landscape. The AFP FP&A Forum:The Association for Financial Professionals FP&A Forum, March 17–19 in Austin, is the must-attend event for finance professionals seeking sales-free, expert-led insights on AI, process efficiency and strategic planning. With 18+ actionable sessions and a community of peers, this forum is all about real learning, no fluff—join us and take your finance game to the next level.Explore the agenda: https://bit.ly/40W1eChUse the code FPAGuy2025 for $200 off: https://bit.ly/40Cts3BFollow FP&A Tomorrow:Newsletter - Subscribe on LinkedIn - https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6957679529595162624 Follow Hugh:LinkedIn - https://www.linkedin.com/in/hughwcumming/Company - https://www.venasolutions.com/Follow Paul: Website - https://www.thefpandaguy.com LinkedIn -

Health plan leaders from Cambia Health Solutions, Highmark Health and League share strategies for driving consumer engagement, improving health outcomes, and optimizing payer-provider relationships. Learn how health plans can shift from broad segmentation strategies to truly personalized, member-centric healthcare by harnessing data, AI, and digital transformation.     Learn how health plans are using AI-driven insights to deliver tailored interventions.

2025 is in full swing! What can we expect from equity and fixed income markets as the year gradually unfolds? Our first podcast episode of 2025 is an absolute must-listen. Hear from our Co-Chief Investment Strategists Kevin Headland and Macan Nia, as they delve into the opportunities and challenges shaping the market landscape this year. Can we expect some volatility up ahead? No matter what's in store for investors in the coming months, it's important not to get overly cautious or fearful. Stay the course, and as always, remember to stay invested—especially when there are bumps along the way. Tune in as our experts underscore some of the key developments in 2025. This is one episode of Investments Unplugged you won't want to miss!

The one where Ted chats with Karen from Manulife.Sign up for the Marketing News Canada e-newsletter at www.marketingnewscanada.com.–Special Offer for Marketing News Canada ListenersUnbounce can help you easily build landing pages, popups and sticky bars. Highly customizable and no coding required, anyone can get started on converting more traffic into leads, signups and sales. Try it yourself with a free 14-day trial and get 20% off your first three months now! https://unbounce.grsm.io/5cmrgz1mt3r6Thanks to our sponsor Jelly Academy. Jelly Academy has been helping professionals, students and teams across Canada acquire the skills, knowledge and micro certifications they need to jump into a new digital marketing role, get that promotion, and amplify their current marketing roles. Learn more about Jelly Academy's 6 Week online bootcamp here: https://jellyacademy.ca/digital-marketing-6-week-program–Follow Marketing News Canada:Twitter - twitter.com/MarketingNewsC2Facebook - facebook.com/MarketingNewsCanadaLinkedIn - linkedin.com/company/marketing-news-canadaYouTube - youtube.com/channel/UCM8sS33Jyj0xwbnBtRqJdNwWebsite - marketingnewscanada.com Follow Ted Lau: LinkedIn - https://www.linkedin.com/in/ballisticarts/Website - https://www.ballisticarts.com/ Follow Karen Leggett:LinkedIn - https://www.linkedin.com/in/leggettkaren/?originalSubdomain=caWebsite - https://www.manulife.ca/personal.htmlAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Michael Serbinis, CEO and Founder of League, sits down with Eric to for a compelling discussion on how digital innovation is reshaping healthcare. Discover how League's platform empowers health plans like Highmark to deliver personalized, data-driven experiences that simplify navigation, improve engagement, and enhance member satisfaction. Mike shares fascinating insights on: The power of a unified digital front door for healthcare consumers  Real-world examples of how League amplifies care access and reduces costs  The role of personalization in creating Amazon-like experiences for healthcare  Mike also reflects on lessons from his entrepreneurial journey, including his time working with Elon Musk and how it inspired his vision to transform healthcare. Listen in for actionable strategies on leveraging technology to meet evolving consumer expectations and drive better outcomes. About Mike Michael Serbinis founded League in 2014. League accelerates the digital transformation of the healthcare consumer experience (CX). Serbinis has led the company since its inception, raising over $235 million in funding and driving exponential growth as League powers healthcare's biggest brands.    Mike has had a long and distinguished career as a serial entrepreneur, rocket scientist, engineer and investor. Most recently, Serbinis was the founder and CEO of Kobo, a digital reading company that rivals Amazon's Kindle worldwide. Before that, he founded cloud storage pioneer DocSpace and then built Critical Path, a messaging service that handled one-third of the world's email. Serbinis is also Chair of the Board of Directors for the Perimeter Institute, the world's leading center for scientific research in theoretical physics.    Now, as the CEO of League, Serbinis is focused on healthcare transformation. Payers, providers and pharmacy retailers build on the League platform to accelerate digital transformation and deliver high-engagement, personalized digital experiences. Millions worldwide use and love solutions powered by League to access, navigate and pay for care.   About League  Founded in 2014, League is the leading healthcare consumer experience platform, reaching more than 20 million people around the world and delivering the highest level of personalization in the industry. Payers, providers, and consumer health partners build on League's platform to deliver high-engagement healthcare solutions that improve health outcomes. To date, League has raised $235 million in venture capital funding, powering the digital experiences for some of healthcare's most trusted brands, including Highmark Health, Manulife, Medibank, and Shoppers Drug Mart.   Bright Spots in Healthcare is produced by Bright Spots Ventures Bright Spots Ventures brings healthcare leaders together to share working solution or "bright spots" to common challenges. We build valuable and meaningful relationships through our Bright Spots in Healthcare podcast, webinar series, leadership councils, customized peer events, and sales and go-to-market consulting. We believe that finding a bright spot and cloning it is the most effective strategy to improve healthcare in our lifetime. Visit our website at www.brightspotsinhealthcare.com

In this episode of the InsuranceAUM.com Podcast, Stewart Foley sits down with Michael King, Senior Managing Director and Co-Head of Senior Credit at Manulife Investment Management, to take a deep dive into the world of direct lending and sponsored finance. Michael shares his journey from carpentry to credit, discusses the unique dynamics of middle market private equity firms, and unpacks Manulife's patient, deliberate approach to growing its private credit platform.   Discover how Manulife's focus on consistent underwriting, strong sponsor relationships, and market access has fueled success through various economic cycles, and hear Michael's thoughts on private credit's evolving landscape in 2025. From industry insights to advice for future professionals, this episode offers something for everyone in the insurance asset management space.

Dan Pontefract, author of Work-Life Bloom, joins Sales Talk for CEOs to share a groundbreaking approach to leadership. Key takeaways include redefining CEO responsibilities to include care, balancing humanity with execution, and fostering engagement through positive reinforcement. Dan also introduces a unique framework for navigating work-life cycles, offering practical advice for CEOs to inspire their teams and drive sustainable success. About GuestMy new book, WORK-LIFE BLOOM is a Thinkers50 Top New Management Book for 2024 and won the Gold Medal - Axiom Business Book Awards. Otherwise, I'm a leadership strategist, author, consultant, and keynote speaker. Other award-winning books include LEAD. CARE. WIN., OPEN TO THINK, THE PURPOSE EFFECT & FLAT ARMY. I help leaders realize that the future of work is now. Dan Pontefract is a renowned leadership strategist, author, and keynote speaker with over two decades of experience in senior executive roles at companies such as SAP, TELUS, and Business Objects. Since then, he has worked with organizations worldwide, including Salesforce, Amgen, the State of Tennessee, Nestlé, Canada Post, Autodesk, BMO, the Government of Canada, Manulife, Nutrien, and the City of Toronto, among others.As an award-winning and best-selling author, Dan has written five books: WORK-LIFE BLOOM, LEAD. CARE. WIN., OPEN TO THINK, THE PURPOSE EFFECT, and FLAT ARMY. Dan also writes for Forbes, Harvard Business Review, and other outlets.Dan is a renowned keynote speaker who has presented at four TED events and has delivered over 600 keynotes . He is an adjunct professor at the University of Victoria's Gustavson School of Business and has received over 25 industry, individual, and book awards.Dan's career is interwoven with corporate and academic experience, coupled with an MBA, B.Ed, and multiple industry certifications and awards. Notably, Dan is listed on the Thinkers50 Radar, HR Weekly's 100 Most Influential People in HR, PeopleHum's Top 200 Thought Leaders to Follow, and Inc. Magazine's Top 100 Leadership Speakers.About Guest CompanyDan offers a range of options to help you, your team, your entire organization, or your event with various leadership and corporate culture insights. Options include keynotes, workshops, strategic planning sessions, assessments, master classes, and various learning modules. Tailored or off-the-shelf, Dan's repertoire of knowledge and solutions is as wide as his musical tastes. (hint: very wide) Inquire: speak@danpontefract.comSocial Links https://www.danpontefract.com/content/https://www.linkedin.com/in/danpontefract/https://www.linkedin.com/company/the-pontefract-group/Books: https://www.danpontefract.com/content/booksbydan/Podcast: https://www.danpontefract.com/content/podcast/Blog: https://www.danpontefract.com/content/blog/Book recommended by Dan: https://www.danpink.com/books/drive/Podcast recommended by Dan: https://munkdebates.com/listen/Connect with Alice HeimanLinkedIn Profile: https://www.linkedin.com/in/aliceheiman/Alice's Website: https://aliceheiman.com/

The festive holiday season is upon us and what better time than now to reflect and prepare for the road ahead. Don't miss out on this unique opportunity to hear from Kevin and Macan as they look to 2025 and share their thoughts on equity and fixed income developments. Will equity fundamentals continue to be a defining theme in the new year? What role will security selection and duration management play in the fixed income space? Tune in to the year's last episode of Investments Unplugged, as our experts delve into their base case, bull case and bear case scenarios for 2025. This is one episode you just can't miss. Be sure to tune in! Intended for Investment Professionals, investors should connect with their financial advisor for more information.

Data surprises, recession concerns, shifting U.S. Federal Reserve policy? What if building a resilient portfolio mattered more than predicting future outcomes. This month, our Co-Chief Investment Strategist Kevin Headland had the pleasure of sitting down with Mawer Investment Management's President and Portfolio Manager Jim Hall to discuss how patience and discipline play a crucial role in navigating volatile markets. Listen in as Jim delves into some of our flagship funds and reminds us to approach investing with a steady hand. As markets fluctuate, a well thought-out, long-term strategy remains the cornerstone of success. Here's to embracing the journey and mastering The Art of Boring in investing! Be sure to tune in to our podcast episode.

Here we are—100 episodes and 7 years later! This truly is a remarkable milestone for our Investments Unplugged podcast, which has seen roughly 86,000 downloads since the pilot episode aired all those years ago. In this month's celebratory episode, we get up close and personal with our dynamic hosts and Co-Chief Investment Strategists: Kevin Headland and Macan Nia. Take a trip down memory lane as they reflect on their careers and offer valuable insight to aspiring young investment professionals. Considering a career in markets or investing? Think you could benefit from the lessons they've learned over the years? Tune in as Kevin and Macan look through the rearview mirror and commemorate their 100th episode. This is one episode you just can't miss. Be sure to tune in!

Julie Koeninger is Managing Director and Senior Portfolio Manager in Agriculture at Manulife Investment Management, where she serves as the senior agricultural portfolio manager for the Hancock Timberland and Farmland Fund and leads business development for Manulife Investment Management global agriculture strategy.  She has over 30 years of experience in agriculture investing, having worked in a series of roles at other institutions prior to joining Manulife and led the first ever securitization of US Agricultural mortgages.   Our conversation traces Julie's career at the intersection of infrastructure and finance and the evolution of those industries in terms of product creation and understanding of the asset class. We examine some of the lateral moves that Julie made throughout her career and how they contributed to her growth as a professional.  We spend some time on the innovations in products centered around agriculture and look at how investors are treating agriculture within the context of their overall portfolio.  This podcast is kindly supported by GCM Grosvenor. GCM Grosvenor is a global alternative asset management firm with a longstanding commitment to supporting small, emerging, and diverse investment managers. For over 30 years, the firm has developed expertise in funding and guiding these managers as part of its broader activity across alternative investments.  With over $20 billion in AUM dedicated to small and emerging managers and $16 billion in AUM dedicated to diverse managers, GCM Grosvenor leverages its experienced team, broad network, and proprietary sourcing capabilities to support their success. Through the Small, Emerging, and Diverse Manager Program, the firm creates opportunities for investors to access a wide range of talent while seeking to drive strong returns and impact. For more information, visit www.gcmgrosvenor.com.

In this episode of the InsuranceAUM.com podcast, Stewart Foley sits down with Jason Walker, Co-Chief Investment Officer at Manulife CQS, as part of the CIO Spotlight series. Jason shares his insights into current market conditions, focusing on the importance of downside protection and the opportunities created by market dislocations. He emphasizes how sentiment, liquidity, and new variables are reshaping markets, offering opportunities for savvy investors. Jason also discusses the impact of higher rates on credit markets, structured credit, and how his team at Manulife CQS navigates uncertainty with a disciplined, bottom-up approach.   The conversation dives into significant risk transfer (SRT) markets, U.S. commercial real estate, and the role of flexibility in portfolio construction. Jason explains how experience and strategic risk-taking are key to capturing returns in today's markets. With a thoughtful discussion on political risk and opportunities in structured credit, this episode is packed with insights from a seasoned CIO leading through complex market conditions.

Kevin Wright is the COO of Farmland Services at Manulife. Manulife Investment Management manages a diversified global portfolio of timberland and agriculture with forests covering 5.5 million acres across the United States, Australia, Brazil, Canada, Chile, and New Zealand, and farms covering nearly 400,000 acres of prime farmland across the United States, Australia, Canada, and Chile Kevin leads the teams responsible for operations, management, and support of the North American row crop portfolio. In this capacity, Kevin oversees the teams that manage, operate and support clients' row crop properties in the United States and Canada.  In his expanded role as Interim North American Regional Operation Lead (“NARO”) and Chief Operation Officer (“COO”) of the Western U.S. Permanent Crops, Kevin will be responsible for leadership of the MAS leadership team and the commercial enterprise, as well as overseeing the manufacturing of the returns in our tree nut and tree fruit platforms. Prior to joining the firm in 2020, Kevin was president of E. Ritter Agribusiness, Inc., a fifth-generation family owned vertically integrated agricultural business, where he led the management of the family's agricultural land and business portfolio. — This episode is presented by American AgCredit. Learn more HERE. Check out Matt Woolf's episode on the California ag market HERE. — Links Manulife - https://www.manulifeim.com/timberland-agriculture/global/en Kevin on Linkedin - https://www.linkedin.com/in/kevin-wright-087b6b31/ Join the Co-op - https://themodernacre.supercast.com Modern Acre Newsletter - https://themodernacre.substack.com — Disclosures The views and opinions expressed in this podcast are those of the speakers, are subject to change as market and other conditions warrant, and do not constitute investment advice or a recommendation regarding any specific product or security. There is no guarantee that the investment strategy discussed will be successful or achieve any particular level of results. Any economic or market performance information is historical and is not indicative of future results, and no forecasts are guaranteed. Investing involves risks, including the potential loss of principal. Financial markets are volatile and can fluctuate significantly in response to company, industry, political, regulatory, market, or economic developments. The information provided does not take into account the suitability, investment objectives, financial situation, or particular needs of any specific person. All overviews and commentary are intended to be general in nature and for current interest. While helpful, these overviews are no substitute for professional tax, investment or legal advice. Clients and prospects should seek professional advice for their particular situation. Neither Manulife Investment Management, nor any of its affiliates or representatives (collectively “Manulife Investment Management”) is providing tax, investment or legal advice.

On this episode of the DealQuest Podcast, Grace Vandecruze joins me to share her remarkable journey from humble beginnings in Guyana, South America, to becoming a leading investment banker in the financial services industry. With over 20 years of experience, Grace brings a wealth of knowledge in mergers and acquisitions, financings, capital strategies, valuations, restructurings, and private placements. Throughout her career, Grace has been instrumental in numerous restructurings, debt and equity offerings, IPOs, M&A transactions, team mutualization, and regulatory projects within the global life and PNC reinsurance and insurance markets. Her personal story of resilience and professional insights offer invaluable lessons for listeners.THE INFLUENCE OF EARLY LIFE AND FINANCIAL SECURITYGrace recounts her early life in Guyana and the significant impact of her grandmother, who instilled in her the belief that she could achieve anything. Despite facing significant hardships, including a devastating house fire that left her family homeless, Grace's resilience and determination led her to a successful career in finance. Her personal experiences underscore the importance of insurance and financial security, fueling her passion for her work.FROM AUDITING TO INVESTMENT BANKINGGrace's career path started in high school, leading her to major in accounting at Pace University. After working as a financial auditor at EY for five years, she sought more dynamic challenges, leading her to the Wharton Business School and an internship at Merrill Lynch. Grace's transition from auditing to investment banking saw her playing pivotal roles in the demutualization of major insurance companies like MetLife, John Hancock, Prudential, Manulife, and Sunlife.INSURANCE INDUSTRY INSIGHTSGrace provides an overview of the U.S. insurance market, noting its developed yet fragmented nature. She discusses key drivers for mergers, such as capital needs, regulatory requirements, and succession planning. Despite a current slowdown in M&A activity due to high-interest rates, the industry remains ripe for consolidation. Grace also highlights the impact of climate change on the insurance sector, influencing company decisions and M&A activity.SIGNIFICANT DEALS AND STRATEGIC APPROACHESGrace recounts facilitating a notable deal between Commercial Travelers and Berkshire Hathaway, showcasing her negotiation skills and ability to build valuable connections. Her strategic approach and deep industry knowledge have been instrumental in numerous high-stakes transactions. She later became Managing Director at Swiss Re and founded her own firm, Grace Global Capital. Her career challenges parallel her passion for mountain climbing, emphasizing the importance of mental resilience.TECHNOLOGICAL ADVANCEMENTS AND INDIUSTRY TRENDSGrace highlights the potential for AI to solve specific pain points in the insurance industry and drive significant value. Technological capabilities are crucial in acquisition transactions, exemplified by Microsoft's investment in OpenAI. The integration of AI and the emphasis on developing human capital are key trends shaping the insurance industryPERSONAL FINANCIAL PHILOSOPHYGrace shares insights from her book, "Homeless to Millionaire: Six Keys to Uplift Your Financial Abundance," focusing on financial empowerment and shifting from a scarcity mindset to one of abundance. She underscores the importance of rewriting one's money story to overcome financial trauma.• • • For my full discussion with Grace Vandecruze, and more on this topic and topics not featured in this blog post:Listen to the Full DealQuest Podcast Episode Here• • • FOR MORE ON GRACE VANDECRUZE:LinkedInGrace Global Capital Corey Kupfer is an expert strategist, negotiator, and dealmaker. He has more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker. He is deeply passionate about deal-driven growth. He is also the creator and host of the DealQuest Podcast. Get deal-ready with the DealQuest Podcast with Corey Kupfer, where like-minded entrepreneurs and business leaders converge, share insights and challenges, and success stories. Equip yourself with the tools, resources, and support necessary to navigate the complex yet rewarding world of dealmaking. Dive into the world of deal-driven growth today!