Podcasts about merchant accounts

Video Podcast Replay – Audio from a ChargeForward Conversations video podcast with experts from Chargebacks911 and Merchant-Accounts.ca  Getting approved for a merchant account isn't always as simple as filling out an application. Processors evaluate risk profiles, business models, and potential liabilities before deciding to approve a merchant—and many business owners don't realize the factors that can make or break their application. In this episode of ChargeForward Conversations, we sat down with David Goodale, CEO of Merchant-Accounts.ca, to demystify payment processing and help merchants make smarter decisions. What you'll discover: Understanding Risk Profiles - What payment processors look for and how risk assessment impacts your rates. Common Merchant Mistakes - Errors that could delay or prevent approval (and how to fix them). Interchange Plus vs. Flat Pricing - Why transparency matters and how to negotiate better rates. Future Delivery Risk - The hidden factor that could drive up costs or get your application declined. The Role of Relationships - Why working with a processor who understands your business is crucial. Whether you're a startup looking for your first payment processor or an established merchant considering a rate review, this conversation will give you the knowledge you need to make informed decisions. Tune in to gain expert guidance on optimizing your payment strategy and protecting your bottom line. Presentations by Jarrod Wright and David Goodale host of E-commerce Vlogcast 

Getting your merchant account application approved is not easy, but this video will cover everything you need to know to get banks and providers to say "yes" to yours.0:00 Intro00:58 What are you selling?1:37 Is your product high risk?3:24 Is your website ready?8:11 Are you on MATCH or TMF?9:40 Have you declared bankruptcy?10:23 Do you have bad credit?11:43 Is your bank account low?13:31 Outro Stripe account suspended? https://youtu.be/duyX85tqSNkStripe permanently terminated? https://youtu.be/L6075XCHvOw✓ Need a merchant account? Get in touch!

Eric Douay stops by the podcast today to talk about something that isn't discussed often in the coaching world … merchant accounts!  What You'll Hear In This Episode:  -    Eric's journey from the hospitality world into his current business  -    What is a merchant account? -    How many merchant accounts should coaches have?  -    Challenges that entrepreneurs have with some countries banning certain payment processors 

Terrina Taylor Shares Insider Secrets to Merchant Services and Payment ProcessingIn this episode, Dr. Tami Patzer talks with Terrina Taylor, an expert in merchant services specializing in merchant accounts and credit card processing equipment. With her extensive knowledge and experience, Terrina offers businesses a superior alternative to generic one-size-fits-all payment processors like PayPal, Stripe, and Square.Terrina's company provides a holistic, transparent, and growth-oriented approach to Payment Processing, focusing on building long-term partnerships with clients. Today, she'll be sharing her insights on payment processing systems, the importance of PCI-DSS compliance, and more, explaining what it all means for businesses looking to accept payments efficiently and securely.Terrina has a unique perspective, having grown up working in her family's salon business. When the pandemic hit, she had to navigate the shift to more contactless payment options, which led her down the path of researching merchant services in-depth. Terrina now partners with over 15 different payment providers, offering customized solutions for businesses of all sizes and risk levels.If you're a business owner frustrated with the limitations and hidden fees of generic payment processors, this episode is a must-listen. Terrina will explain the key differences between a true merchant account and the sub-merchant status offered by companies like PayPal and Stripe. She'll also dive into the importance of PCI-DSS compliance and how it helps protect businesses from fraud and chargebacks.Additionally, Terrina shares insights on working with high-risk businesses, the components of a payment processing system, and how businesses can potentially save thousands in fees by partnering with her team. She also provides valuable tips on customer service and how to get the fastest access to your funds.Listeners will walk away with a deeper understanding of the merchant services industry and actionable strategies to improve their payment processing setup. Whether you're a brick-and-mortar business, an online store, or operating in a high-risk industry, Terrina's expertise can help you find the right solution to get paid efficiently and securely.To connect with Terrina and learn more, visit her website at TerrinaTaylor.com, where you can download a free ebook with 51 common questions about merchant services.You can also find her on social media, including Instagram, Facebook, and LinkedIn.Schedule a free consultation with Terrina to assess your current merchant account and explore how her team can save you money and provide a superior customer experience.Source: https://businessinnovatorsradio.com/terrina-taylor-empowering-businesses-with-customized-merchant-accounts

Unravel the complexities of merchant processing with Holly Jensen from Cash Practice Systems, as she joins Dr. Kevin Christie on the Modern Chiropractic Mastery podcast. With Holly's extensive experience as COO, she sheds light on the importance of understanding merchant processing for chiropractic practices, and how it can be more than just a mundane necessity—it can be an integral part of your practice's growth and patient experience.In this enlightening discussion, Holly shares insights on creating a frictionless patient experience by streamlining the financial interactions within your practice. Learn about the various types of merchant processing, the trend of passing fees to patients, and how to implement compliant cash packages, payment plans, and memberships that can pandemic-proof your practice.Whether you're navigating one-time payments or recurring revenue, Holly's expertise will guide you through optimizing your practice for better financial health and higher patient retention. Plus, discover how Cash Practice Systems' unique features, like mobile app payments and gift card platforms, can contribute to your practice's cash flow.Don't miss out on this opportunity to transform your approach to merchant processing and elevate your chiropractic business. Tune in to hear Holly's valuable strategies and take the first step towards a more profitable and patient-friendly practice.For more information on how Cash Practice Systems can revolutionize your practice's financial management, visit https://www.cashpractice.com.1. Introduction to Merchant Processing in Chiropractic Practices2. The Role of Merchant Processing in Patient Experience3. Types of Merchant Accounts and Their Impact on Your Practice4. How to Choose the Right Merchant Processing for Your Practice5. The Trend of Passing Merchant Fees to Patients and Its Consequences6. Implementing Compliant Cash Packages and Membership Plans7. Cash Practice Systems' Unique Features and Benefits8. Conclusion and Contact InformationEnjoy the journey to a more streamlined and successful chiropractic practice with The Modern Chiropractic Mastery Show.

Webinar Replay – Audio from an earlier webinar with experts from Chargebacks911 and Merchant-Accounts.ca Merchants have cause to worry about customer disputes. But did you know your payment processor is concerned about your chargebacks, as well? If you get too many claims, they could get fined. To avoid that risk, some processors may simply close your merchant account. We look at why chargebacks matter to processors… and how merchants and PSPs can work together to maintain a healthy partnership.  Why your processor worries about chargebacks When chargebacks pose the greatest threat Calculating chargeback ratios and understanding thresholds What to say to your processor (and how to say it) How proactive prevention can remedy the issue Webinar presentations by Justin Clements and David Goodale

Co-Founders Adam Engst and Tonya Engst and current Publisher Joe Kissell celebrate the 20th anniversary of Take Control Books, revealing the origins of the company. The success of their ebook model, the challenges of setting up their first merchant account, and how the sale of the company to Joe came about are all part of the story. Take Control was years (maybe more) ahead of its time, and there are plenty of behind-the-scenes details are included in the conversation. The episode concludes with the announcement of a special limited-time sale on all existing titles.  [embed]http://traffic.libsyn.com/maclevelten/MV23263.mp3[/embed] Show Notes: Chapters: 0:00:00 A Special Celebration of Take Control Books 0:03:43 Joe Kissel Joins as the First Author 0:10:05 The unexpected success: Selling a thousand copies in a day 0:12:33 Lucky break: Getting the merchant account turned back on 0:14:09 The Birth of a Publishing Empire 0:18:04 Innovating with Updates for Print Books 0:22:40 Ahead of Our Time: 100% Remote Workforce 0:22:53 The Challenges of Limited Office Space and Staffing 0:23:48 Lower Costs and Greater Efficiency in Publishing Process 0:34:44 The Revolutionary Nature of These PDFs 0:37:03 The challenges of e-books vs. physical books 0:42:57 Right place, right time, right ideas 0:47:24 Transition: Selling Take Control Books to Joe 0:49:40 The Surprise Announcement of Take Control Sale 0:53:31 Celebrating 20 Years with Special Pricing 0:57:43 Free Copy of Take Control of Thanksgiving Dinner Links: MacVoices #17102: Adam Engst, Tonya Engst, Joe Kissell, and a Major Take Control Books Announcement Guests: Adam C. Engst is the publisher of TidBITS and the TidBITS Content Network. He has written numerous books, including the best-selling Internet Starter Kit series, and many magazine articles - thanks to Contributing Editor positions at MacUser, MacWEEK, and now Macworld. His innovations include the creation of the first advertising program to support an Internet publication in 1992, the first flat-rate accounts for graphical Internet access in 1993, and the Take Control electronic book series. His awards include the MDJ Power 25 ranking as the most influential person in the Macintosh industry outside of Apple every year since 2000, inclusion on the MacTech 25 list of influential people in the Macintosh technical community, and being named one of MacDirectory's top ten visionaries. And yes, he has been turned into an action figure. Want more? Follow Adam on Twitter for 140-character musings on a variety of topics. Tonya Engst co-founded the TidBITS online publication in 1990 with Adam Engst. She also co-founded the Take Control Books series with Adam in 2003 and saw the series through its early years. Tonya was editor-in-chief of the Take Control series from 2003–2017. She is currently Digital Content Editor at the Yang-Tan Institute on Employment and Disability, ILR School, Cornell University. Follow her on Twitter.   Support:      Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:      http://macvoices.com      Twitter:      http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices      Mastodon:      https://mastodon.cloud/@chuckjoiner      Facebook:      http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:      http://www.facebook.com/macvoices/      MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice      LinkedIn:      https://www.linkedin.com/in/chuckjoiner/      Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss 00:00:00 A Special Celebration of Take Control Books 00:03:42 Joe Kissel Joins as the First Author 00:10:04 The unexpected success: Selling a thousand copies in a day 00:12:33 Lucky break: Getting the merchant account turned back on 00:14:08 The Birth of a Publishing Empire 00:18:04 Innovating with Updates for Print Books 00:22:40 Ahead of Our Time: 100% Remote Workforce 00:22:52 The Challenges of Limited Office Space and Staffing 00:23:47 Lower Costs and Greater Efficiency in Publishing Process 00:34:43 The Revolutionary Nature of These PDFs 00:37:03 The challenges of e-books vs. physical books 00:42:57 Right place, right time, right ideas 00:47:23 Transition: Selling Take Control Books to Joe 00:49:40 The Surprise Announcement of Take Control Sale 00:53:30 Celebrating 20 Years with Special Pricing 00:57:43 Free Copy of Take Control of Thanksgiving Dinner

In episode 80 of The Payments Show Podcast, I spoke to Dustin Magaziner who is the Founder of PayBright. PayBright helps businesses to reduce processing costs by up to 30%, recommends the best payment systems for different types of business, and provides risk management advice to ensure your business runs 100% of the time. VIDEO and PDF Transcript: - click here https://thepaymentsshow.substack.com/p/80Summary of topics discussed:[02:15] - Founding Story: Poor Industry Practices[11:15] - PayBright's Main Services[13:02] - ROI and Lifetime Customer Value[17:52] - Introductory Rates: Bad for Both Parties[20:49] - Industry Consolidation: Pros & Cons[24:46] - Food, Beverage and Quick Service Restaurants[25:32] - Platform Risk: TOS, High-Risk Accounts, Getting Cancelled[26:41] - Types of "Risk"[28:07] - Risk Analysis & Management with PayBright[38:37] - Convenience vs Ability to Get a Merchant Account[40:09] - Micro-Merchants: Where Square Succeeded[43:22] - PayBright: a Trusted Partner, Not The "Best of the Worst in Payments"!And much more…Details:- Recorded on 28 Sep 2023- Host: Satwant Phull- Guest: Dustin Magaziner, Founder, PayBright[Next Steps]- Get in touch with Satwant: digitalmoneylab.com - PayBright: gopaybright.com

Start accepting crypto at your business, for free. Not kind of free, not mostly free - entirely free, forever! My Crypto Merchant makes it super-easy, eliminates chargebacks, and helps you attract new customers - with absolutely no cost, ever. Visit https://mycryptomerchant.com/free-merchant-accounts-with-zero-transaction-fees My Crypto Merchant LLC 2355 State Street, Salem, OR 97301, United States Website https://mycryptomerchant.com Email prc.pressagency@gmail.com

Demystifying Payment Processing 101 Gateway vs. Merchant account What is a gateway? Popular – gateways – but there are many now - Auth.net – NMI What is a merchant account? Understanding the difference is crucial for businesses. A payment gateway acts as a virtual terminal, sending transaction data between the customer, the business, and the payment processor. Uses – virtual terminal - text – email requests, invoicing, e-commerce. A merchant account is a “bank account” that allows businesses to accept credit cards,ach, and other electronic payments from customers, and then that money goes into the business operating account. Choosing the right gateway and merchant account will ensure smooth – secure – payment processing. Also, setting up your security settings, velocity settings on your VT - In today's digital age – understanding how you can get a customized solution for your business is of the utmost importance – Today – everyone is looking for a bespoke – custom – payment platform to do everything they need to do. So how do you choose your technology? Then you need a merchant provider that works with your business type.

Protecting Your Merchant Accounts Maria Sparagis, DirectPayNet   – The Sharkpreneur podcast with Seth Greene Episode 928 Maria Sparagis As President of DirectPayNet, Maria Sparagis makes it her mission to help merchants find the best payment solutions for their online business, especially if their business model involves online subscriptions or continuity products and services. She helps setup localized payments modes and has tons of other tricks to increase conversions and in turn your revenue!   Prior to starting DirectPayNet over 10 years ago, Maria was a founding Director at MANSEF Inc. (now known as MindGeek), where she led a team dedicated to managing merchant accounts for hundreds of product lines as well as customer service and secondary revenue sources. She is an avid traveler, conference speaker and loves to attend any event that allows her to learn about technology. She is fascinated by anything related to fintech and can offer you a wealth of information on new trends and technology regarding payments around the globe.   Listen to this informative Sharkpreneur episode with Maria Sparagis about protecting your merchant accounts. Here are some of the beneficial topics covered on this week's show: - How there are two different types of risk: reputational risk and charge back risk. - Why having a lot of charge backs can lead to issues with your payment processor. - How being a high-risk merchant means you can have large repercussion in your business and little recourse. - Why relying on aggregators like Stripe and PayPal is a huge risk you shouldn't take. - How you lose all your traffic and subscriptions if your aggregator shuts down your account.   Connect with Maria: Guest Contact Info Twitter @directpaynet Facebook facebook.com/directpaynet LinkedIn linkedin.com/company/directpaynet YouTube https://www.youtube.com/channel/UCiPxIjN4s6iZskqf7BvP43Q   Links Mentioned: directpaynet.com   Learn more about your ad choices. Visit megaphone.fm/adchoices

As an expert in the payment technology industry, I can confidently say that PayPal and merchant accounts both have their pros and cons. Let's start with PayPal. PayPal is a popular payment processor that allows businesses and individuals to send and receive payments online. One of the biggest advantages of using PayPal is that it's easy to set up and use. With just a few clicks, you can start accepting payments from customers all over the world. Another advantage of using PayPal is that it's widely recognized and accepted by consumers. This means that customers are more likely to trust and use PayPal to make purchases, which can ultimately lead to increased sales for your business. However, there are also some disadvantages to using PayPal. For one, PayPal charges fees for each transaction, which can add up over time. Additionally, PayPal has been known to freeze accounts or withhold funds for various reasons, which can be frustrating for businesses that rely on those funds to operate. Now, let's talk about merchant accounts. A merchant account is a type of bank account that allows businesses to accept payments from customers using credit and debit cards. One of the biggest advantages of using a merchant account is that it gives businesses more control over the payment process. With a merchant account, businesses can choose which payment processor to use and negotiate lower transaction fees. Additionally, businesses can access their funds more quickly than they would with PayPal, which can be important for cash flow management. However, setting up and maintaining a merchant account can be more complex than using PayPal. Businesses will need to work with a bank or payment processor to set up the account and ensure that it meets all regulatory requirements. Additionally, businesses will need to be vigilant about fraud prevention, as they will be responsible for any fraudulent transactions that occur. In conclusion, both PayPal and merchant accounts have their advantages and disadvantages. As a business owner, it's important to evaluate your specific needs and weigh the pros and cons of each option before making a decision. If you're looking for a quick and easy way to accept payments online, PayPal may be the best choice for you. However, if you want more control over the payment process and are willing to put in the time and effort to set up and maintain a merchant account, it may be the better option.

So 2022 is almost over, and we covered many subjects on the podcast over the year. This past month was busy with all sorts of crazy news stories, and we were active at the office with many different projects. Here are the topics we talked about in the last month: We thought "Cannabis" would rise and Congress would pass the Safe Banking Act - only to find out that they kicked the can down the road again. Then we get notices from Visa and the Banks that we deal with about Cashless ATMs and that they are shutting it all down and fining business and the companies who placed them $50K per device. Cryptocurrency has been in the news the last month with the FTX debacle. Congress, CFPB - Consumer Financial Protection Bureau, SEC Security, Exchange Commission, and FinCEN are all cracking down on the "Digital Asset" industry. Making stiff laws regulating Anti Money Laundering Rules and Regulations and Crypto companies have until Feb or March 2023 to finish up audits. In our opinion, the law regarding how Crypto is handled needs to be changed to what Japan is doing; there, you can purchase, then the crypto/tokens are moved to another platform that acts as a bank to hold the Crypto/Tokens. This way, what happened at FTX can't occur; Coinbase has a setup similar to that - where you purchase on Coinbase, and then the crypto/tokens are held in the Coinbase wallet. We talked about our community giving project. https://nationwidepaymentsystems.com/community-giving-project/ We talked about how scams are on the rise right now, especially during the holiday season; everything from check fraud (watch for future podcast), shoplifting, and friendly fraud in retail and restaurants, along with fraud on the internet with e-commerce and Identity Theft. We covered how to Thrive in a Recession and down economy and provided some excellent advice and lessons from the past about things we had had to deal with when it came to business and experiencing similar circumstances. Digitizing your business and marketing needs to be on your list of things to do for 2023! We talk about the need for companies to use Social Media, Google my business page, reviews, upgrade your website, look at the technology you are using in your business today, and see how you can update that. Businesses all need to embrace the new way to do business - OMNI Channel or Compete Business Solution and offer your customers the services that the big companies offer - we have it all available for you! Have a website that provides delivery, in-store pickup, and curbside pickup so you can compete in 2023! Level up your technology! We also explain what the F is a Merchant Account and What the difference is between a bank account and a merchant account. Also, we explain why you need separate business bank accounts to save money on taxes and more! And we describe a simple formula of how to figure out how to calculate what you pay for credit card processing. You have to listen to get that GEM. We also answered quite a few viewer/listener questions that were sent in. Keep sending those questions to us, post on our various social media accounts or send a message, your question could get featured on the podcast, and we might send you some SWAG.

B2B Vault is a pretty nerdy podcast as we talk about financial subjects, payments, small businesses, technology, business, merchant services, and more. How do you get paid at your business? Many business owners have merchant accounts. So what the F is a merchant account? A merchant account acts like a Bridge between your customer's credit card and bank account. Your customer/cardholder gets billed, and you get CASH in your bank account minus some fees. In this podcast, we discuss - how it can be complicated to understand, or you can get set up with more simplified pricing models. We also discuss alternative payment methods that many business owners have used for the last couple of years, how the government has changed how those companies operate, and the new taxes those business owners will have to pay. We discuss the PROS and CONS of the different types of pricing offered. We discuss the fees and the competitors, and more. As always, visit our website https://b2bvault.info. You can apply for an account or set up a meeting with Allen or Justin. A merchant account is a type of bank account that allows businesses to accept payments in multiple ways, typically debit or credit cards. A merchant account is established under an agreement between an acceptor and a merchant acquiring bank for the settlement of payment card transactions. - Wikipedia Other Episodes You'll Enjoy Episode 126 - Financial Brand Forum 2022 in Las Vegas | Digitization in Banking Episode 61 - The Future of Payment Processing, FinTech & Business Episode 117 - Why did I get kicked off of Stripe, Square, PayPal etc.? Connect with Me: Website LinkTree LinkedIn Instagram Facebook Twitter YouTube

What secrets did we reveal on today's podcast.... Listen in and find out! We go over what it takes to get a merchant account. And we went over how to make the right choice for your business when it comes to choosing a provider. And a lot more - but if you want more secrets, tips, and great info, follow the podcast. Happy Thanksgiving from - Allen, Justin, Rocky, and the rest of the Podcast team at B2B vault and thanks to Nationwide Payment Systems. Also, we are thank for many things in live - our listeners, customers, family, and more! Carpe Diem - Peace Out!

Each Business Owner/Merchant must ensure that they are in full compliance with all PCI-DSS Data Security Standard Protocols. Hefty penalty fines may be charged DIRECTLY to ANY Merchant who is determined to be NOT PCI-DSS Compliant. Often, this may simply mean the Business Owner or Merchant who signed their respective Merchant Agreement has not gone online and completed their PCI Survey Questionnaire. Again, significant monthly “non-Compliant” penalty fees can and are charged to each Merchant Account that are not compliant.If you would like more information about this or to schedule a consult about your businesses compliance, contact:Marty Reed, Merchant AdvisorCell (774) 696-7066Marty@Capitalbankcardne.comwww.Capitalbankcard-Asheville.comSupport the show

The Cannabis Market is in Limbo for business owners. In today's podcast, we talk about what is going on up on Capital Hill with Cannabis. Here are some of the subjects we are covering: Does the Safe Banking Act have a chance? - update Why is it hard to get a bank account? Compliance and why it's important. Why no one got out of Jail - with the recent Executive Order What can be done about all the cash at dispensaries, and what solutions are available now and what some banks - who are vendors of ours are proposing. Cashless ATMs are under attack from Visa and Sponsoring Banks. Can you have an ATM in your Cannabis Dispensary - Yes - if you follow the rules. We also touch on what is happening with CBD, Kratom, and Cannabis related businesses. And how to get a merchant account that is not high priced - if you work with our sponsor Nationwide Payment Systems.

As a high-risk business owner, have you struggled to find merchant account providers for your payment gateways? Would you like an experienced provider that understands the challenges your business faces? American Verification Processing Solutions (1-800-719-9198) has the solutions you need. Visit https://avpsolutions.com (https://avpsolutions.com) for more information.

Today we are going to talk about the MPC Digital Payments Event in Atlanta, GA Shoutout to the MPC Staff!!! Enjoy the discussion about all of the subjects covered over 3 days There were a few buzz words that were mentioned quite a few times, Frictionless Wallet Payments, Omni Channel, Mobile Payments, Cryptocurrency, Metaverse, Web3, Encryption, Payments going out to employees and gig workers. Merchant Accounts vs Payfac and Platforms and Software I was on a panel about how customer pay at the point of sale - in person or on the web, how people and businesses pay at bill. Fraud was discussed and how to combat that and what will the next steps the card schemes are looking into - biometrics, AI solutions and more for e-commerce and banking. Product discussions included: What do business want? What do consumers want from businesses as far as payment and customer interaction? In-store pickup - delivery - shipped - curbside pickup - payment options as well. What do people expect with a business to business payment? Technology is moving fast - innovation is a level 10 Watch for our new platform - which will get you a merchant account in approx 10 minutes To find out more about what we are doing - text book to (954) 827-9818 Enjoy the podcast! Carpe Diem - Peace out Allen & Justin

On this episode of The Lead King Podcast Russ discusses how he originally started taking payments when he was selling bootleg sex tapes and TV shows. He tells the story of how his funds were regulaly frozen and why and explains how you can avoid the same fate! This episode also rehases some of the most outrageous moments of Russ' journey to build a bootleg video empire!

In today's podcast, we are discussing High-Risk Merchant Accounts. Talking about everything you wanted to know but weren't sure what to ask. Just because you are in a high-risk business and think you might need a High-Risk Merchant Account, that might not be the case. Industries such as Adult, Dating, Legal, CBD, HEMP, Cannabis Related, Crypto, Crypto Related, Nutra, Supplements, Doc Prep, or any other non-traditional business. That doesn't mean you have to pay the excessive fees typical processors charge. Some banks are friendly to your NICHE, and you have to work with the right consultant to find a merchant account provider that is familiar with your space. We are not brokers; we are the direct source with direct contracts with some of the best processors and banking partners that money can buy. We help you through the entire process, and professionals will set up your account upon approval. We also help you fight chargebacks and fraud with the latest solutions; a lot of new technology can help businesses level the playing field. Enjoy the podcast and if you want to book an appointment - go to the site or text the word book to (954) 827-9818 #b2bvault #merchantservices #paymentprocessing #B2B #acceptcryptocurrency #b2bvaultcommunity #smallbizshoutouts #showloveitstheb2bvaultway #smallbizlove #FinTech #CryptocurrencyProcessing #PaymentProcessing #CreditCardProcessing #PaymentTechnology #cryptopaymentprocessing #merchantaccount #creditcardprocessing #debitcardprocessing #internetcardprocessing #wirelessprocessing #creditcardterminals #onlinepayments #merchantaccountprocessing #paymentgateway #ecommercesolutions #smallbusinesspaymentsolutions #highriskmerchantaccounts #highriskbusinesses #cryptopayments

In today's podcast, we'll be talking about what is an omnichannel merchant account. It's one of those new words that we talk about a lot on the podcast. The FinTech industry. The FinTech word is in, in its is another one of those words that, that is constantly in the news, Google updates and all that other, yeah. They either call it omnichannel or commerce. Yeah. Everybody's calling it something a little different. So what. omnichannel, it's everything. It's basically, that's what it is. It's nice. What can you do? It's like merchants need to do so much with their business. The business was, really simple when I started doing this business in 1999, 2000. You would just go to the merchant, you put a terminal on the counter, then merchants expanded into, oh, I gotta have a website and sell on my website. We had to get 'em a second merchant account. So then they needed a second merchant account for the eCommerce. Then. Companies started saying we don't want merchant to have all these, merchant account, too many merchant accounts. So they would give 'em what they call the Omni account. They called it so that you had your retail account where you were doing your card, present transactions, and then your Omnicom, your second account, because pricing is a little different. You'd have a second. Merchant account for your non card present transactions like for your website or virtual terminal. Now there's a few companies. There's one company we deal with has it for B2C. And then we have another company. We have Omni channel product for B2B. We'll talk about that one on a separate podcast, cuz it's the focuses are a little bit different, but with omnichannel now you can. We have one dashboard, you log into the dashboard and literally you can do everything.

Today we will be chatting about Cannabis Related Businesses and how to get a merchant account. What you do NOT want to do is call someone who says - That's High-Risk... time to hang up and listen to this podcast While many businesses are High-Risk - I prefer to say they are Niche Business Types, and there is a Bank - Processor for just about everything. For the last 21 years - we have provided payment processing for some pretty crazy - wild business types. There is a bank for everything - Cannabis-Related companies - have a few rules to follow - but there are banks that will open up a merchant account - and not charge you an arm and leg. We have provided accounts for software companies, magazines, organizations, fertilizer, doctors' offices, LED lights, and many more over the years - you have to know who is willing to take the business, and we do! So check out the podcast and learn how we get it done. We also discuss CBD, HEMP, Dispensaries, and more today! Carpe Diem - Seize the Day! Allen and Justin

Today we are discussing what is the best option for your business when it comes to payments. We are diving into Paypal, Square, Stripe, or a merchant account and how these companies work; what are the differences so you can make an informed decision. Allen Kopelman and Justin Owings dive deep into the discussion as we have both been merchants. We understand the struggle that small businesses work - we have a good understanding from the standpoint of being a merchant and being a merchant services provider - which gives us a unique perspective on the subject - this is a question that comes up often, so we wanted to tackle it. When it comes to merchant services - we have the experience of dealing with all types of businesses and technology, and we talk about small business - taking your side hustle to the next level and what to consider when you will start accepting payments - credit cards and getting merchant services. Stripe Pricing https://stripe.com/pricing Square Pricing https://squareup.com/us/en/pricing?solution=pricing-in-person-payments PayPal Pricing https://www.paypal.com/us/webapps/mpp/merchant-fees We talk about the pricing models - when it is good and when the pricing is better to deal with an actual merchant services provider like npsbank.com. Paying by credit card has been around for years -during the pandemic, it hit new levels, and when people started up side hustles - they needed to accept credit cards - so sit back and listen and hear about all the advantages and disadvantages of each of these services. As always, we offer a free 15-minute consultation - https://npsbank.com/appointment/. Carpe Diem - Seize the Day NPS Bank Hashtags #b2bvault #nationwidepaymentsystems #merchantservices #paymentprocessing #B2B #acceptcryptocurrency #b2bvaultcommunity #smallbizshoutouts #showloveitstheb2bvaultway #smallbizlove #FinTech #CryptocurrencyProcessing #PaymentProcessing #CreditCardProcessing #PaymentTechnology #cryptopaymentprocessing #merchantaccount #creditcardprocessing #debitcardprocessing #internetcardprocessing #wirelessprocessing #creditcardterminals #onlinepayments #paypal #stripe #square #merchantaccountprocessing #paymentgateway #ecommercesolutions #smallbusinesspaymentsolutions #highriskmerchantaccounts #highriskbusinesses #cryptopayments

In today's podcast, we dive into the world of CBD, HEMP, Smoke Shops, and Kratom. We will talk about what is going on with the FDA, FTC, DEA, FBI, and the USDA. This industry has the most government agencies watching it - also state, local, and the federal government and congress. These industries are a moving target, and we will talk about how to get a merchant account if you are in one of these businesses and what products are being accepted for Retail and the list is different for E-commerce. We talk about these products and dive into the programs out there, and we work with start-ups, retailers, e-commerce, and wholesale companies. If you want to find out more - we offer a free 15-minute consultation, and you can book your call here. We like to keep our listeners informed when it comes to this industry because it is constantly changing - but the good thing is that more banks accept these types of merchants - of course, they all have rules. With 20 plus years of experience, we know who allows what products and have the best program for your business Relax and enjoy the episode!

Welcome to Friday 15! Today Steph chats with Keith Waldon, Founder and Director of Departure Lounge, about the best travel conferences, why to join a virtuoso host for luxury travel, and what to know about merchant accounts. We do this every week! If you have travel industry questions, HAR likely has an answer :) Submit your burning question here Har.News/Friday15 and join us this Friday (and every Friday!) at 12CT for travel agent tips! Resources we go over: https://hostagencyreviews.com/events https://hostagencyreviews.com/blog/travel-agent-commissions https://www.flywire.com/ https://wise.com/ https://hostagencyreviews.com/blog/seller-travel-laws-service-fees kwaldon@departurelounge.com https://hostagencyreviews.com/hosts/departure-lounge https://departurelounge.com/join-our-travel-advisor-team/

If you're a business owner and process payments and you want to learn about the latest trends and financial technology for businesses, this is the podcast for you! We talk about business, payments, fintech, Defi, Merchant Services, Cryptocurrency, and more on the B2B Vault Podcast. In Today's Podcast we discuss Are you really a High-Risk Merchant? We go over a few different business types and what happens when you engage with a specialist at NPS about a high-risk merchant account. Not every account you might think is High Risk is more like a niche - and the reason for that is that banks all have different specialties when it comes to merchant accounts that are in high-risk or niche categories. After being in the business for over 20 years we have contacts with banks and processors and we know who likes what types of accounts and what it will take to get you approved. So relax and get ready to learn about the high-risk merchant services business and how we get your account approved. We have a saying - if it's legal - there is a solution out there for your business! Carpe Diem - Seize The Day - Peace out

Evolved idiots welcomes Eric Robichaud, CEO of Green Goddess Supply, a “cultivation to consumption” cannabis lifestyle brand offering a line of high-quality products to grow, store, prep and consume hemp flower & cannabis products. 0:00 - Eric's Cannabis Journey 13:48 - Sleep & Insomnia 18:50 - Strain Genetics & Education 23:35 - The Struggle for Legalization Legislation 37:24 - Banking Access 43:20 - Home-Grow 1:03:35 - Merchant Accounts 1:11:15 - Licensing Requirements 1:20:32 - Interstate Commerce & Vape Bans 1:30:40 - Safe Access & Normalization 1:36:25 - Marketing Hurdles 1:41:04 - Amazon's Predatory Practices 1:57:26 - Wrap Up Learn more about Green Goddess Supply @ https://www.greengoddesssupply.com/ ------- Discover more from Evolved idiots! • Rumble: @Evolvedidiots https://rumble.com/c/c-1183594 • Odysee: @Evolvedidiots https://odysee.com/@Evolvedidiots:7 • YouTube: @ Evolved idiots https://www.youtube.com/c/EvolvedIdiots • Instagram: @Evolvedidiots https://www.instagram.com/evolvedidiots/ • Twitter: @Evolved_idiots https://twitter.com/Evolved_Idiots • Facebook: @Evolvedidiots https://www.facebook.com/Evolvedidiots • Spotify: @ Evolved idiots https://open.spotify.com/show/3uQzEKP... • Stitcher: @ Evolved idiots https://www.stitcher.com/show/evolved... • Audible: @ Evolved idiots https://www.audible.com/pd/Evolved-id... • SoundCloud: @ Evolved idiots https://soundcloud.com/evolvedidiots • Also @ Apple Music, Google Podcasts, Amazon, & more!

In this episode of The Payments Show Podcast, I spoke to Maria Sparagis who is the Founder & Managing Director of DirectPayNet.  DirectPayNet helps high-risk businesses with payment processing capabilities. If your company has ever had it's merchant account shut down or application for an account rejected, this episode will give you the information you need to ensure you can operate your business without any surprises. Click through the Chapters Menu at the top of the episode webpage here: http://thepayments.showSummary of topics discussed:1. Types of Risks2. Credit Cards vs Bank Payments3. Dedicated Merchant Account vs Stripe and Others4. Account Approvals and Getting Shut Down5. Avoid Match Listing6. When To Use a Backup Merchant Account7. Chargeback Criteria and Thresholds8. Payment Descriptors9. Competitive Pricing10. Increasing Sales ConversionsAnd much more…Details:- Recorded on 19 Apr 2022- Host: Satwant Phull, Founder of Digital Money Lab- Guest: Maria Sparagis, Founder & Managing Director, DirectPayNet[Next Steps & Contact Info]- Get in touch with Satwant: digitalmoneylab.com- Get in touch with Maria: LinkedIn: linkedin.com/in/mariasparagis- DirectPayNet: w: directpaynet.com | t: @directpaynet- Uncensored Direct Marketing Podcast: https://apple.co/3EAv8PD Credits:- Sound Effects from Pixabay | Music licensed from Envato Market[Support the Show]Support the show (https://www.buymeacoffee.com/satwant)

In today's podcast, we will be talking about Interchange and the yearly ritual of the cards brands to raise Interchange fees. What will you learn today? What is Interchange? Why are the Card Brands Raising it? You'll learn why the FEDS haven't raised it for the last two years. What is Visa doing to help or not help Small Businesses? How can you save money on processing for your business? So we discuss how these increases will affect business owners. We talk about Cash Discount and Surcharging, which became very popular before and during the last two years as a way for business owners to save money. Allen wrote an eBook, and he's giving it to everyone for FREE. How to pay zero 0% - Go to https://payzero.info and download your copy! To book an appointment with Allen --->Click Here

In Today's podcast, we are talking about the CBD business and how to get a merchant account for a CBD business. We talk about the CBD business, Retail, Internet, Wholesale, Vape, Pet CBD, etc. What makes this space risky for the banks, and what does it take to get and keep a merchant account for a CBD company. We talk about the alternative products that are out there and government regulation that is over this space. With the DEA, USDA, FTC, and the FDA all watching over the hemp and CBD space, it's crucial that merchants follow the rules and keep up with compliance, and have all their products tested. We also talk about our visit to the Alternative Product Expo a couple of weeks ago. Nationwide Payment Systems offer a variety of services that can assist you in finding the right technology for your merchant account. We find the right solutions for all business types - High-Risk to Low-Risk. https://nationwidepaymentsystems.com/ For more info about CBD merchant accounts - book an appointment with Allen. https://linktr.ee/allenkopelman Enjoy the podcast - follow here - https://pod.link/1589977495. Have a great day - Carpe Diem - Seize the day!

In today's episode, we talk about Merchant Nightmares. What happens when you have an issue. The last 20 years owning Nationwide Payment Systems has been interesting. So I share some crazy stories and issues over the previous 20 years in this episode, and Justin is always good about asking me questions - which adds the element of a layperson or business owner to the conversation. https://nationwidepaymentsystems.com All of the stories have a happy ending because my dad taught me when you work for someone, treat their business as if you were the owner, and that is how we treat our clients. When you have an issue or a challenge, we will take ownership and assist or take over and solve the problem or issue. And owning a business is a big responsibility, and we understand that responsibility, and we are helping people with payments and getting that money into the business owners bank account is essential and helping business owners are our passion Book a call with Allen - https://linktr.ee/allenkopelman Enjoy the podcast and follow us on your favorite app! https://pod.link/1589977495

Have you been looking at setting up your website using the Shopify platform? Then you are going to want to take in this episode. When it comes to taking credit card payments and getting involved in E-Commerce using the Shopify platform, folks in the Caribbean have been struggling to get the information needed in order to get paid on the platform. This episode is going to shine a light on the 2 methods of getting paid on Shopify if you are in the Caribbean. Here are the 3 websites to check out that we spoke of in the episode: First Atlantic Commerce Web Gold (FAC) Shopify Integration The Wify Plugin   Remember, You need to ask your bank where your business account is set up for the Merchant Account or The E-Commerce account. You can reach out to First Atlantic Commerce and they can help you get set up with a Merchant Account in your country with your bank of choice.    Don't forget to visit Keronrose.com to learn how to build your digital presence and monetize your platforms and also visit the Digipreneur.FM website to ensure you never miss an episode.

If you're a new online business owner who wants to minimize costs, the idea of getting a free merchant account is very appealing. But make no mistake, nothing in business is ever really free. There are always fees associated with processing credit card payments. It's just a question of who pays for it – you or your customers. So be wary of so-called “free merchant accounts”. They can result in business losses in the long run.  As always, you're listening to another value-packed episode.  So, take note of the solutions that will help you save money and convert more sales. “Free merchant accounts do not exist!” - Maria Sparagis Connect with Maria: Maria Sparagis Website: http://mariasparagis.com/ (http://mariasparagis.com) DirectPayNet Website: https://directpaynet.com/ (https://directpaynet.com) LinkedIn: https://www.linkedin.com/in/mariasparagis (https://www.linkedin.com/in/mariasparagis) Facebook: https://web.facebook.com/directpaynet (https://web.facebook.com/directpaynet) Instagram: https://www.instagram.com/directpaynet (https://www.instagram.com/directpaynet) Twitter: https://twitter.com/directpaynet (https://twitter.com/directpaynet)

Getting your account shut down can be extremely stressful, and we've talked before about when Stripe freezes your account and holds your funds. But today we're going to talk about the steps to take to get your business back up, so you're able to process and accept credit card payments again. The MOST important piece of advice to remember is, DON'T WAIT! The sooner you start taking action, the sooner you can start accepting payments again. To ensure your business is not disrupted, it's best to have a backup online payment processor. In this episode, Maria provides a quick summary of the steps to apply for a high-risk merchant account. So, let's dive in. “If you've been shut down, applying for a merchant account is your best option to continue processing payments.”  - Maria Sparagis Need help now? Contact DirectPaynet to get expert service: https://directpaynet.com/contact-us/ (https://directpaynet.com/contact-us/) Listen to episode 42 here - https://podcasts.apple.com/ca/podcast/stripe-froze-my-account-and-my-funds-what-now/id1547309434?i=1000538567483 (Stripe Froze My Account and My Funds - What Now?) Connect with Maria: Maria Sparagis Website: http://mariasparagis.com/ (http://mariasparagis.com) DirectPayNet Website: https://directpaynet.com/ (https://directpaynet.com) LinkedIn: https://www.linkedin.com/in/mariasparagis (https://www.linkedin.com/in/mariasparagis) Facebook: https://web.facebook.com/directpaynet (https://web.facebook.com/directpaynet) Instagram: https://www.instagram.com/directpaynet (https://www.instagram.com/directpaynet) Twitter: https://twitter.com/mariasparagis (https://twitter.com/mariasparagis) Pinterest: https://www.pinterest.ph/directpaynet (https://www.pinterest.ph/directpaynet)

Many times, non-US merchants run into issues that most merchants don't talk about, so they get frustrated when encountering problems they do not understand. If you are a non-US merchant selling in the US market and do not have a US merchant account, it's best to be aware of your options. There will be times when there are no clear solutions or workarounds to your issue. Today, Maria answers two of the biggest questions and provides advice for selling your products to the US. Let's dive in!  “It's good to understand the problems so you can take steps to fix them.”  - Maria Sparagis Connect with Maria: Maria Sparagis Website: http://mariasparagis.com/ (http://mariasparagis.com) DirectPayNet Website: https://directpaynet.com/ (https://directpaynet.com) LinkedIn: https://www.linkedin.com/in/mariasparagis (https://www.linkedin.com/in/mariasparagis) Facebook: https://web.facebook.com/directpaynet (https://web.facebook.com/directpaynet) Instagram: https://www.instagram.com/directpaynet (https://www.instagram.com/directpaynet) Twitter: https://twitter.com/mariasparagis (https://twitter.com/mariasparagis) Pinterest: https://www.pinterest.ph/directpaynet (https://www.pinterest.ph/directpaynet)

High-risk merchants and direct response marketers face a significant challenge in the e-commerce space because of compliance issues. Almost everything you do from creating your website, to publishing content on different platforms, and running ads, has to be legally compliant. Therefore, everyone on your team should work together to ensure you adhere to all compliance requirements, or you'll risk the suspension or termination of your business. Tune in today for some quick tips to help you navigate the challenges of staying compliant amongst the different regulations. “Your online reputation matters not just for compliance but for your customers.”  - Maria Sparagis Connect with Maria: Maria Sparagis Website: http://mariasparagis.com/ (http://mariasparagis.com) DirectPayNet Website: https://directpaynet.com/ (https://directpaynet.com) LinkedIn: https://www.linkedin.com/in/mariasparagis (https://www.linkedin.com/in/mariasparagis) Facebook: https://web.facebook.com/directpaynet (https://web.facebook.com/directpaynet) Instagram: https://www.instagram.com/directpaynet (https://www.instagram.com/directpaynet) Twitter: https://twitter.com/mariasparagis (https://twitter.com/mariasparagis) Pinterest: https://www.pinterest.ph/directpaynet (https://www.pinterest.ph/directpaynet)

Hey, Allen Kopelman here. Another episode, B2B vault, where we bring you educational information for business owners today, I want to talk to you about high risk. High risk business is very confusing to some people, some businesses are high risk and they don't realize it. And other businesses get told they're high risk from their credit card processor, but they're really, you know, more like a medium risk or they're a low risk business, but getting a merchant account for, you know, a card not present e-commerce business can sometimes be difficult.

The multi-billion-dollar adult entertainment industry offers an enticing opportunity for entrepreneurs to make money, for those interested in taking the risk. In the last two years alone, over 2 million adult tube sites have popped up online. So, even with economic uncertainties, one thing for sure is that adult entertainment is still a very profitable business. But how do you manage to thrive in this highly competitive and risky industry? A few key things to remember if you are an adult merchant: first, make sure you stay on top of the changes in regulations and maintain full compliance. It is also critical that you find the right merchant account provider. Tune in to get expert advice on how to navigate the adult entertainment industry in today's episode.   “There shouldn't be anything left to chance when you're working in this industry.”  - Maria Sparagis Connect with Maria: Maria Sparagis Website: http://mariasparagis.com/ (http://mariasparagis.com) DirectPayNet Website: https://directpaynet.com/ (https://directpaynet.com) LinkedIn: https://www.linkedin.com/in/mariasparagis (https://www.linkedin.com/in/mariasparagis) Facebook: https://web.facebook.com/directpaynet (https://web.facebook.com/directpaynet) Instagram: https://www.instagram.com/directpaynet (https://www.instagram.com/directpaynet) Twitter: https://twitter.com/mariasparagis (https://twitter.com/mariasparagis) Pinterest: https://www.pinterest.ph/directpaynet (https://www.pinterest.ph/directpaynet)

Many entrepreneurs are thinking about offering CBD because of its known benefits. Yes, it's a potentially lucrative business, but one that comes with strict regulations. On top of dealing with federal and state laws, it can be pretty challenging to get approved for a merchant account. Starting a CBD business without a merchant account is risky. So this is one component you want to get right. Unfortunately, most credit card payment processors don't allow the use of their service for high-risk merchants, including CBD sellers. But there's a solution for that -- CBD merchant accounts. Tune in to this excellent talk to learn how to navigate the merchant account application process, especially if you're thinking about launching an online CBD shop. “I can guarantee you there are providers out there ready to help you; just be upfront and honest about what you're selling. ”  - Maria Sparagis Connect with Maria: Maria Sparagis Website: http://mariasparagis.com/ (http://mariasparagis.com) DirectPayNet Website: https://directpaynet.com/ (https://directpaynet.com) LinkedIn: https://www.linkedin.com/in/mariasparagis (https://www.linkedin.com/in/mariasparagis) Facebook: https://web.facebook.com/directpaynet (https://web.facebook.com/directpaynet) Instagram: https://www.instagram.com/directpaynet (https://www.instagram.com/directpaynet) Twitter: https://twitter.com/mariasparagis (https://twitter.com/mariasparagis) Pinterest: https://www.pinterest.ph/directpaynet (https://www.pinterest.ph/directpaynet)

When you're operating an online business, you want to have the ability to accept debit and credit card payments. So you're going to need a reliable payment solution. In previous episodes, you've heard Maria talk about third-party processors like Stripe, PayPal, and ClickBank vs. merchant accounts and which is the best option. It's also a good idea to have a backup merchant account, even if you're already using Stripe or PayPal, to safeguard your business in the event that one of your other accounts gets suspended.  Getting a merchant account can be tricky, especially if it's your first time. Payment processors use a variety of criteria to determine whether to approve a merchant account or not. So tune in to this episode to learn how to navigate the merchant account application process and increase your chances of getting approved. “Getting a merchant account should not be painful. If you do it correctly, you can get through it quickly. ”  - Maria Sparagis Connect with Maria: Maria Sparagis Website: http://mariasparagis.com/ (http://mariasparagis.com) DirectPayNet Website: https://directpaynet.com/ (https://directpaynet.com) LinkedIn: https://www.linkedin.com/in/mariasparagis (https://www.linkedin.com/in/mariasparagis) Facebook: https://web.facebook.com/directpaynet (https://web.facebook.com/directpaynet) Instagram: https://www.instagram.com/directpaynet (https://www.instagram.com/directpaynet) Twitter: https://twitter.com/mariasparagis (https://twitter.com/mariasparagis) Pinterest: https://www.pinterest.ph/directpaynet (https://www.pinterest.ph/directpaynet)

Part of running an online business is the ability to accept card payments. Luckily, there's a simple way to begin accepting online credit card payments. You can choose a third-party payment service provider such as Stripe or PayPal and do away with an extensive application process or credit check. However, many customers have complained about sudden account holds or even account suspensions from Stripe and PayPal without warning or explanation. A better option is to set up a merchant account. It can be more time-consuming to set up but will likely end up costing you less down the road.  As you can see, there are pros and cons to each type of payment system. By being aware of how credit card processing works, you can make an informed decision about the most effective way to accept credit card payments, while delivering a seamless experience to your clients. Tune in to this episode for a quick guide to choosing your payment solution.  “Prevention is the best recourse.”  - Maria Sparagis Connect with Maria: Maria Sparagis Website: http://mariasparagis.com/ (http://mariasparagis.com) DirectPayNet Website: https://directpaynet.com/ (https://directpaynet.com) LinkedIn: https://www.linkedin.com/in/mariasparagis (https://www.linkedin.com/in/mariasparagis) Facebook: https://web.facebook.com/directpaynet (https://web.facebook.com/directpaynet) Instagram: https://www.instagram.com/directpaynet (https://www.instagram.com/directpaynet) Twitter: https://twitter.com/mariasparagis (https://twitter.com/mariasparagis) Pinterest: https://www.pinterest.ph/directpaynet (https://www.pinterest.ph/directpaynet)

Selling a product or service does not end when your customer enters their payment information at check out. There's a lot that goes on in the backend which your merchant account provider does for you. So how do you choose which merchant account provider is the best for your type of business? Pricing can be a critical factor in selecting a merchant account provider, especially when you're on a budget, but there are other things you need to consider. And if you're serious about keeping your expenses to a minimum, you must pay close attention to the most common fees and determine which ones you can avoid. In today's episode, Maria will walk you through the merchant account pricing structures, incidental expenses, and simple things you can do to save money while running your business.  “Not all merchant accounts are created equal.”  - Maria Sparagis Connect with Maria: Maria Sparagis Website: http://mariasparagis.com DirectPayNet Website: https://directpaynet.com LinkedIn: https://www.linkedin.com/in/mariasparagis Facebook: https://web.facebook.com/directpaynet Instagram: https://www.instagram.com/directpaynet Twitter: https://twitter.com/mariasparagis Pinterest: https://www.pinterest.ph/directpaynet

Have you taken a close look at your merchant account statements? Merchant account fees can seem overwhelming, but they don't have to be. In today's episode, Maria will discuss how you can optimize your merchant account, get the best rates possible, and how and when to negotiate with your payment processor. Knowing your numbers and understanding the variables you have control over can save you thousands of dollars. So grab your most recent account statement and listen up. With Maria's simple tips, your business can begin saving money today.  “You have to know your numbers; you have to know what you're being charged. It's important for you to know that reconciliation is key.”  ~ Maria Sparagis In This Episode: - Why it's good to scrutinize your monthly statements - Understanding the discount rate  - Why Interchange Plus pricing model is beneficial for you - Transaction fees you should look out for - PCI Compliance fee and non-compliance fee - How your MCC code significantly impacts your Interchange fees - Integrating anti-fraud measures can save you lots of money - How much in reserves should you pay  - Why you should do a thorough reconciliation Connect with Maria: - Maria Sparagis Website: http://mariasparagis.com/ (http://mariasparagis.com) - DirectPayNet Website: https://directpaynet.com/ (https://directpaynet.com) - LinkedIn: https://www.linkedin.com/in/mariasparagis (https://www.linkedin.com/in/mariasparagis) - Facebook: https://web.facebook.com/directpaynet (https://web.facebook.com/directpaynet) - Instagram: https://www.instagram.com/directpaynet (https://www.instagram.com/directpaynet) - Twitter: https://twitter.com/mariasparagis (https://twitter.com/mariasparagis) - Pinterest: https://www.pinterest.ph/directpaynet (https://www.pinterest.ph/directpaynet)

Adam Niec was tearing up the credit card processing industry as a sales pro when he noticed a consistent pattern in the complaints his customers were making. Adam vowed to do things better and co-founded the processing company Certain Pay with the promise of transparency and stable rates and fees. Adam is also the founder of Rate Tracker and helps businesses track and monitor all of their Merchant Fees leading to a stronger relationship and higher standards of accountability for Business Owners in their Merchant Accounts. We had a great time digging into his story and talking about his journey so far. Connect with AdamInstagram - @adamniec11Rate Tracker - ratetracker.ioCertain Pay - gocertainpay.com

How to scale an offer from an Ops and Merchant Accounts Standpoint once you have the traffic - with Emma & Travis from Shockwave Solutions LLC.

Today Emma sits down with her partner, Travis Gomez of CambridgeCommerce, to pull out the secrets that no one tells you about merchant accounts. They share how they met, why Emma couldn't stand him, and their journey to a partnership. Besides breaking down the basics of merchant accounts, Travis reveals the difference between types of merchant accounts and when to best use them. He covers the most common mistakes advertisers make and how to navigate these relationships to get what you want out of it: your money! Don't miss the time tested strategies that Travis & Emma have implemented with multiple clients to unlock the secrets of massively reducing chargebacks. For more information about Travis Gomez & CambridgeCommerce, Inc. Email: Travis@CambridgeCommerce.com Website: www.CambridgeCommerce.com For more information on Shockwave Solutions: Email: Emma@shockwavesolutionsllc.com Website www.shockwavesolutionsllc.com Facebook www.facebook.com/shockwavesolutionsllc LinkedIn www.linkedin.com/company/51720861 About Shockwave Solutions: Duo Travis Gomez and Emma Rainville, co-founders of Shockwave Solutions, LLC have experience in advising companies on operations, logistics, finance, merchant accounts, and strategic planning. Shockwave Solutions works with clients to design and implement strategies, solutions, and systems that increase revenue through creating or optimizing the client's direct marketing campaigns. They also maximize profitability by evaluating and restructuring (if necessary) operational systems and solutions. They carefully select clients to ensure they create unparalleled value through each interaction. At Shockwave, glossy off the shelf presentations and abstract visions are definitely not their style. Because they provide immediately implementable solutions that help company's hit their business goals.

In this episode, Hall is joined by Edward Corona of New York-based FinTech Merchant Accounts, a specialty firm providing the leading payment processing platform for the equity financing and crowdfunding industries. Edward touches on his extensive background in financial services and fintech, before explaining how FinTech Merchant Accounts came into being. In addition, Edward talks about the current state of crowdfunding, and how crowd direct and blockchain will shape the future of that space. Edward and Hall also discuss some of the regulatory challenges on the horizon, how Reg A has widened the investor pool, and difficulties in managing payment processes. Finally, Edward speaks about some of the sectors he feels are especially promising.

Your host Kendra Sean and cohost an executive producer Andrea Adams-Miller take you on a journey of fluctuation from fluctuating hormones with Gunther Meuller to fluctuating finance And your merchant accounting with Ryan Fritzsche! Cameo guest Bethany Hanna Outlines her review of Pathway to Power LIVE Event this last weekend in San Diego!

Your host Kendra Sean and cohost an executive producer Andrea Adams-Miller take you on a journey of fluctuation from fluctuating hormones with Gunther Meuller to fluctuating finance And your merchant accounting with Ryan Fritzsche! Cameo guest Bethany Hanna Outlines her review of Pathway to Power LIVE Event this last weekend in San Diego!