Podcasts about fincen

Privacy is under attack again — and real estate investors need to pay attention. A new federal rule tied to FinCEN and the Corporate Transparency Act now requires certain residential real estate transfers to file a Real Estate Report disclosing personal information of LLC owners. If you're transferring property to an LLC, buying with cash, or using creative financing without a bank involved, this could apply to you starting March 1st.In this episode of the Main Street Business Podcast, Mark J. Kohler and Mat Sorensen break down exactly when this new reporting requirement is triggered, what information must be disclosed, and the penalties for non-compliance. They also explain key exemptions — including the trust exception — and walk through potential privacy strategies using land trusts, Wyoming LLCs, and layered entity structures to help protect your name while staying compliant. If you own rental property or are actively investing in real estate, this is critical information.Make sure you understand the rules before your next transfer. Subscribe for weekly tax and legal strategies, leave a comment with your questions, and share this episode with other real estate investors who need to know about this change!You'll Learn:What the new FinCEN Real Estate Report is and why it's being enforcedThe three specific scenarios that trigger this new federal reporting requirementWhat personal information must be disclosed (and who has to report it)How this rule connects to the Corporate Transparency Act and beneficial ownership reportingWhich real estate transactions are exempt — including the trust exceptionThe risks and penalties for failing to complyHow transferring property to an LLC is still critical for asset protectionPractical privacy strategies using trusts and Wyoming LLCsHow to balance state-level privacy with federal reporting requirementsSmart next steps to stay compliant without sacrificing asset protection or overpaying for entity setupsGet a comprehensive tax consultation with one of our Main Street tax lawyers that can build a tax strategy plan with an affordable consultation that will leave you speechless!! Here's the link - https://kkoslawyers.com/services/comprehensive-bus-tax-consult/?utm_source=buzzsprout&utm_medium=description-link&utm_campaign=main-street-business-podcast&utm_content=msbp611-fincen-real-estate-report Grab my eBook 30 Unique Strategies Every Business Owner Should Know! You don't want to miss this! Secure your tickets for the #1 Event For Small Business Owners On Main Street America: Main Street 360 Looking to connect with a rock star law firm? KKOS is only a click away! Are you ready to get certified in EVERY strategy I teach? Start your journey with a FREE 15-minute discovery call to explore the Main Street Tax Pro Certification. Check out our YOUTUBE Channel Here: https://www.youtube.com/markjkohler Craving more content? Check out my Instagram!

In this week's episode, Elliot Berman and John Byrne cover a wide-ranging set of developments reshaping the global AML landscape. They open by marking the fourth anniversary of Russia's invasion of Ukraine before diving into new regulatory, enforcement, and geopolitical stories affecting financial crime professionals. John highlights the Federal Reserve's request for comment on removing “reputation risk” from bank supervision and discusses ongoing litigation involving JPMorgan and the Trump Organization. The conversation then turns international: OCCRP's newly announced Anti-Corruption Hero Awards, revelations of European-made parts ending up in Russian military drones, and the European Center for Not-for-Profit Law's work on financial access for human rights defenders. Elliot and John also examine Australia's transition to a new AML/CFT regime and Canada's new financial intelligence initiative focused on extortion. Additional topics include the Treasury Inspector General's audit of FinCEN, IRS-CI's latest BSA data usage report, and U.S. cases involving cyber intrusions and tax fraud.

Show Notes - https://forum.closednetwork.io/t/episode-52-opsec-fail-epstein-files-why-decentralized-systems-are-a-threat-to-power-networks-age-verify-is-coming-to-everything/177Website / Donations / Support - https://closednetwork.io/support/BTC Lightning Donations - closednetwork@getalby.com / simon@primal.netThank You Patreons! - https://www.patreon.com/closednetworkMichael Bates - Privacy Bad AssDavid - Privacy Bad AssInferno Potato - Privacy Bad AssTK - Privacy Bad AssDavid - Privacy Bad AssVO - Privacy Bad AssMrMilkMustache - Privacy SupporterHutch - Privacy AdvocateTOP LIGHTNING BOOSTERS !!!! THANK YOU !!!@bon@sn@x@fireflygowartime@unkown@anonymousBBB - Buy Me. A Coffee - $30.00Thank You To Our Moderators:Unintelligentseven - Follow on NOSTR primal.net/p/npub15rp9gyw346fmcxgdlgp2y9a2xua9ujdk9nzumflshkwjsc7wepwqnh354dMaddestMax - Follow on NOSTR primal.net/p/npub133yzwsqfgvsuxd4clvkgupshzhjn52v837dlud6gjk4tu2c7grqq3sxavtJoin Our CommunityClosed Network Forum - https://forum.closednetwork.ioJoin Our Matrix Channels!Main - https://matrix.to/#/#closedntwrk:matrix.orgOff Topic - https://matrix.to/#/#closednetworkofftopic:matrix.orgSimpleX Group Chat - https://smp9.simplex.im/g#SRBJK7JhuMWa1jgxfmnOfHz7Bl5KjnKUFL5zy-Jn-j0Join Our Mastodon server!https://closednetwork.socialFollow Simon On The SocialsMastodon - https://closednetwork.social/@simonNOSTR - Public Address - npub186l3994gark0fhknh9zp27q38wv3uy042appcpx93cack5q2n03qte2lu2 - primal.net/simonTwitter / X - @ClosedNtwrkInstagram - https://www.instagram.com/closednetworkpodcast/YouTube - https://www.youtube.com/@closednetworkEmail - simon@closednetwork.ioApple rolls out age-verification tools worldwide to comply with growing web of child safety lawshttps://techcrunch.com/2026/02/24/apple-rolls-out-age-verification-tools-worldwide-to-comply-with-growing-web-of-child-safety-laws/iOS 26.3—Update Now Warning Issued To All iPhone Usershttps://www.forbes.com/sites/kateoflahertyuk/2026/02/13/ios-263-update-now-warning-issued-to-all-iphone-users/Using the vulnerability, tracked as CVE-2026-20700, an attacker could execute arbitrary code. “Apple is aware of a report that this issue may have been exploited in an extremely sophisticated attack against specific targeted individuals on versions of iOS before iOS 26,” Apple said on its support page.iOS 26.4 Beta - End-To-End RCS Encryption For Messageshttps://www.macrumors.com/guide/ios-26-4-beta-features/#:~:text=End%2Dto%2DEnd%20RCS%20Encryption%20for%20MessagesPopular password managers fall short of “zero-knowledge” claimshttps://cyberinsider.com/popular-password-managers-fall-short-of-zero-knowledge-claims/https://www.youtube.com/watch?v=nLJ_sLr72-gWatch Out: Your Friends Might Be Sharing Your Number With ChatGPThttps://www.pcmag.com/news/watch-out-your-friends-might-be-sharing-your-number-with-chatgpt?test_uuid=04IpBmWGZleS0I0J3epvMrC&test_variant=ABitLocker, the FBI, and the Illusion of Controlhttps://cryptomator.org/blog/2026/02/15/bitlocker-fbi-and-the-illusion-of-control/Google patches first Chrome zero-day exploited in attacks this yearhttps://www.bleepingcomputer.com/news/security/google-patches-first-chrome-zero-day-exploited-in-attacks-this-year/the watchers: how openai, the US government, and persona built an identity surveillance machine that files reports on you to the fedshttps://vmfunc.re/blog/personaTL;DR: discord's KYC provider (persona) is very naked, very poorly secured federal intelligence outfit, and also a siphon for openai data for them and their partners like worldcoinThe most interesting part (for me) is that it legit crosschecks a discord ID check (actually involves checking your face, IP, device signature, etc....) against chainanlysis dossiers for any partial matches to devices/people/accounts/names involved with tracked crypto addresses.So, if chainalysis gets a device signature, and then you verify your discord on the same device (yielding the same signature), both FinCEN, Chainalysis, OpenAI, and basically everyone now knows your crypto tx your device sig your real identityBill Summary: SB26-051 – Age Attestation on Computing DevicesPurpose:SB26-051 requires operating system providers (such as mobile device platforms) to implement an age attestation system that signals a user's age bracket to apps in order to enhance protections for minors.What the Bill Requires1. Operating System Providers Must:Provide an accessible interface at account setup requiring the account holder to enter the user's birth date or age.Generate an “age signal” that communicates the user's age bracket (not exact age) to applications in a covered app store.Provide developers access to this age signal through a real-time API.Share only the minimum amount of information necessary to comply.Not share the age signal with third parties except as required by the bill.2. Application Developers Must:Request the age signal when the app is downloaded and launched.Treat the age signal as knowledge of the user's age range across all platforms and access points.If they have clear and convincing evidence that a user's age differs from the signal, they must rely on that updated information.Not request more information than necessary.Not share the age signal with third parties except as required by the bill.Enforcement & PenaltiesIf violated:Up to $2,500 per minor per negligent violationUp to $7,500 per minor per intentional violationEnforced through civil action by the Colorado Attorney GeneralIn Simple TermsThe bill creates a standardized age-verification signal built into device operating systems. Instead of each app independently collecting age data, the operating system provides an age bracket to apps — while limiting unnecessary data sharing.The goal is to:Strengthen protections for minorsLimit excessive data collectionCreate a consistent age-verification framework across apps

In this episode of AML Conversations, John Byrne sits down with Sarah Beth Felix—AML expert and author of Dirty Money Weekly—to break down the biggest storylines shaping financial crime compliance this month. Sarah offers a practical, forward-looking take on the Epstein files and why community and midsize banks must rethink their approach to adverse media screening. She and John also unpack the confusion surrounding the administration's de-risking Executive Order, the impact of FinCEN's recent CDD “exceptive relief,” and the optics behind the agency's decision to rescind its advisory on the St. Kitts & Nevis Citizenship‑by‑Investment program. They dive deeper into IRS‑CI's newly released data proving the value of BSA reporting—and what rising CTR/SAR thresholds could mean for law enforcement. To close, Sarah responds to emerging rumors that banks should be required to capture and track customer citizenship status, explaining why such a shift would have massive operational implications. This is a must-listen for AML professionals navigating a rapidly changing regulatory landscape and looking for actionable insight, context, and clarity.

Open Frontier Executive Director Erik Balsbaugh and board member Amanda Wick join Andy Pickering for a wide-ranging conversation on crypto, politics, and the future of digital finance. The discussion explores why digital assets are too important to be left to partisan trench warfare, and why the real promise of crypto has less to do with speculation and more to do with reducing fees, expanding access, and breaking the grip of extractive financial intermediaries. Erik and Amanda make the case that this is ultimately a fight about fairness, affordability, and who the financial system is built to serve. Why you should listen Erik lays out the mission behind Open Frontier: to ensure progressive and broader public-interest voices stay engaged in shaping digital asset policy before the space is captured by incumbents and centralized financial power. He argues that crypto and fintech can help restore finance to everyday people by lowering remittance costs, reducing predatory fees, and enabling more transparent, accountable financial flows. Rather than letting digital assets become just another tool for concentrated institutions, Open Frontier wants to push for a democratic financial future—one where the benefits of innovation reach workers, immigrants, nonprofits, and small businesses, not just insiders and early winners. Amanda brings hard-earned perspective from the Department of Justice, FinCEN, Chainalysis, and Capitol Hill, and offers one of the episode's sharpest reframes: crypto doesn't uniquely create crime—it makes financial activity more visible. She argues that much of the outrage around crypto crime reflects a visibility problem, not a new crime problem, noting that scams, laundering, and illicit finance long predate blockchain. What changed is that crypto put more of it in plain sight. She also takes aim at the media and political tendency to reduce the entire sector to meme coins and scandals, while ignoring the less flashy but genuinely transformative use cases: stablecoins, cheaper cross-border payments, tokenization, digital identity, and financial infrastructure that can return value to consumers instead of extracting it. The conversation closes on the geopolitical and ethical stakes of the current moment. Amanda warns that stablecoins are becoming a major global channel for dollar access, and that U.S. policymakers risk undermining dollar influence if they fail to regulate intelligently and stay competitive while other jurisdictions move faster. At the same time, both guests address the reputational damage caused by political grift and conflicts of interest in crypto, stressing that corruption should be treated as a governance and ethics problem—not as evidence that the underlying technology should be discarded. Amanda ends with a broader call that goes beyond left versus right: in a world increasingly split between the haves and the have-nots, digital assets may be one of the few tools capable of shifting structural power in finance—if people pay attention before the opportunity is lost. Supporting links Stabull Finance Open Frontier Andy on Twitter  Brave New Coin on Twitter Brave New Coin If you enjoyed the show please subscribe to the Crypto Conversation and give us a 5-star rating and a positive review in whatever podcast app you are using.  

On today's bonus episode, Editor in Chief Sarah Wheeler talks with Brooklee Han, Senior Real Estate Reporter and a former Olympian, about how her experience at the top of the ice skating world influences her work as a reporter. Related to this episode: Court upholds FinCEN's anti-money laundering rule for home sales HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ More info about HousingWire To learn more about Trust & Will click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

In this episode, Elliot Berman and John Byrne break down the major developments from the February FATF Plenary, including Kuwait and Papua New Guinea joining the Grey List and updates on evaluations for Austria, Italy, and Singapore. They also explore FATF leadership changes and the reiteration of Russia's suspension. The conversation moves into rising crypto-enabled human trafficking networks highlighted in a new report from Chainalysis, Cambodia's large-scale crackdown on fraud centers, and several key U.S. regulatory updates. These include FinCEN's new CDD “exceptive relief,” the rollout of a whistleblower portal, and the OCC's proposed changes to the bank appeals process. Elliot and John also discuss recent law enforcement actions, Supreme Court efforts to strengthen conflict-of-interest checks, and a Federal Reserve governor's insight into how AI may reshape the labor market.

Welcome to another episode of The AZREIA Show! This episode, Mike Del Prete goes solo to give a 2026 Arizona real estate "Path of Progress" update. He dives into emerging investment corridors, major market drivers, and strategies every investor should know to stay ahead. From North Phoenix's Loop 303 boom fueled by TSMC, to West Valley logistics hubs, Southeast Valley growth, and Tucson's hottest areas, Mike breaks down where the opportunities are. Learn about Arizona's rise as a data center hub, the growing demand for senior housing and assisted living, and how new regulations like FINCEN reporting and Arizona HB 2486 could impact investors. Mike also highlights creative acquisition tools including cash, options, seller carrybacks, sub-to, and wraps, and previews the Creative Finance Academy on March 14–15 for those looking to level up their deal-making skills. Whether you're flipping, wholesaling, renting, or building, this episode gives you the insights to invest smarter in Arizona's evolving market. 00:53 Path of Progress Data + Creative Deal Tools 02:48 2026 Market Snapshot: Inventory, Rates & Deal Timing 03:24 North Phoenix & Loop 303 Boom 04:28 West Valley Growth: Buckeye, Goodyear & Logistics 05:39 Southeast Valley + Tucson Markets 06:56 Investor Game Plan: Wholesales, Flips, Rentals, New Builds 07:55 Arizona Data Centers: Big Tech & Investor Plays 09:52 Senior Housing & Assisted Living Trends 12:51 Regulatory Update #1: FINCEN Reporting Rule 15:25 Regulatory Update #2: Arizona HB 2486 19:54 Wrap-Up & Key Takeaways -- Contact Alden of Silver Crest Opportunity Fund at http://silvercrestopportunityfund.com "AZREIA does not endorse specific investments. Please do your own due diligence." Want to grow your real estate business?

Welcome to episode 225 of the Financial Crime Weekly Podcast. I am Chris Kirkbride. In this episode, we look at the outcomes of the FATF Plenary, the UK government's call for evidence on sanctions ownership and control rules, and the FCA issuing a fine to the former Carillion CEO. In the US, the Treasury has launched a new confidential whistleblower portal, and FinCEN has warned of the rise of relationship-investment scams. Finally, we examine the World Economic Forum's analysis of strengthening financial crime defences in the Gulf States, and a major UK government study concerning cyber attacks.A transcript of this podcast, with links to the stories, will be available at www.crimes.financial.

I've been tracking Goliath Ventures Inc. since September 1, 2025, warning anyone who would listen that this so-called "joint venture" in decentralized finance was nothing more than a textbook Ponzi scheme dressed up in crypto jargon.On February 18, 2026, everything I've been saying was laid bare in federal court. Prestige Florida Property Investment LLC filed a blistering complaint in the U.S. District Court, Middle District of Florida (Case No. 6:26-cv-00392), accusing Goliath Ventures and its key players of securities fraud, civil conspiracy, and running an unregistered investment scheme that defrauded investors out of millions.THE SCAM BEGINSIt started with a slick Joint Venture Agreement dated November 21, 2024. Investors were told they were "partners" contributing Bitcoin or Ethereum into liquidity pools on Uniswap, promised guaranteed 4% monthly returns—48% annually—with principal supposedly protected or insured. The document emphasized mutual effort and votes, but the reality was far different. Prestige Florida Property Investment LLC deposited $300,000 in March 2025, then another $1,000,000 on July 30, 2025—totaling $1.3 million. Early distributions kept the illusion alive, but in October 2025 the money stopped flowing.THE FALSE ASSURANCESBy August 15, 2025, Goliath was sending out emails with a glowing "Financial Audit Review" from Blackblock Management Solutions claiming 115% or more reserves, full liquidity, and compliance with AML, FinCEN, and CTA rules. The report painted a picture of a conservative, rock-solid operation. Then came the November 17, 2025, "Forensic Audit Update"—a sudden "temporary halt" in distributions, blamed on an ongoing third-party forensic review for "gold-standard verification." Participants were assured it was all about safety and transparency. The truth? It was the beginning of the end.THE LULLING EMAILSNovember 18, 2025: Jonathan Mason relayed reassurances from Eric Clayman—GVI had "plenty of money," excess reserves of $100–200 million (or even "a few hundred million") after payouts, delays only due to audits and banking. On Christmas Day 2025, Chris Delgado himself emailed: "Merry Christmas," then blamed delays on an MSB account setup pushed to January 1, 2026, and announced USDC wallets would be required moving forward. January 19, 2026: more excuses—MSB application at the 80-day mark, institutional wallets restricted for "policy violations." Even account closures turned into bureaucratic nightmares requiring attorney-drafted letters.THE FEDERAL HAMMERThe complaint hits with nine counts: federal securities fraud under Section 10(b) and Rule 10b-5, sale of unregistered securities (both federal and Florida law), control person liability against Delgado, Mason, and Clayman, civil conspiracy involving the misleading Blackblock report and deliberate delay tactics, fraudulent inducement, FDUTPA violations, and breach of contract as an alternative claim. Prestige is demanding rescission, return of the full $1.3 million principal plus interest, attorneys' fees, and more. This isn't speculation anymore—it's in federal court, building on earlier Broward County cases and potentially drawing SEC and FinCEN eyes.THE HUMAN COSTBehind every email and every promise were real people who trusted the 48% returns and the "transparency" narrative. Families, retirees, everyday investors poured in money thinking they were part of something legitimate. When the excuses piled up—audits, banking issues, MSB applications, wallet restrictions—thBuy Me a Coffee I'm on @buymeacoffee. If you like my work, you can buy me a coffee and share your thoughts.Support the show

Today, Blair discusses a new FinCEN rule requiring reporting of certain non‑financed residential transfers to entities or trusts starting March 1, 2026.

LLC asset protection expert Garrett Sutton, Rich Dad advisor and Corporate Direct founder, joins attorney Ted Sutton to reveal entity structuring strategies that protect entrepreneurs from lawsuits while optimizing tax savings. Operating as a sole proprietor exposes you to five times greater IRS audit risk and unlimited personal liability—this episode provides proven frameworks successful business owners use to build wealth without risking everything. You'll discover: why Wyoming LLCs offer superior charging order protection for real estate investors and crypto assets at just $62 annually, how S corp taxation eliminates 15.3% payroll tax on distributions (saving $6,000+ yearly on $100K income), the catastrophic mistakes DIY entity formation creates, and proper multi-state holding company structures. Garrett shares Robert Kiyosaki's asset protection philosophy from Start Your Own Corporation and Loopholes of Real Estate, explaining how entity structures integrate with trust planning to avoid probate. Ted addresses Corporate Transparency Act compliance and March 2026 FinCEN reporting requirements for cash real estate transactions. Perfect for established entrepreneurs with $100K+ income seeking business growth frameworks that integrate tax planning with asset protection. Essential topics include: choosing between Delaware, Nevada, and Wyoming jurisdictions, structuring holding companies for rental properties, protecting crypto in LLCs, building your money team with CPAs and attorneys, and avoiding the sole proprietorship trap. This conversation bridges startup entity selection with advanced scaling strategies for coaching businesses, real estate portfolios, and service-based enterprises prioritizing sustainable growth with integrated liability protection.

On the Next Black Man Thinkin' with Stanley Levy:  1.    ‘Follow The Money' Is Nice but, Who's Goin' to Jail?2.    Baby, I Thought It Was COLD Outside!3.    Don Lemon Arrested4.    Islam: America's Relentless & Enduring Enemy5.    Why Won't We Change the Abortion Debate?6.    Guess Who Has Voter ID?7.    America Is Losing Something Important

Some residential homes purchased by an entity (including trusts) may be required to report to the Financial Crimes Enforcement Network (FinCEN) as of March 1st

In this January 26th Market Trends edition of the "People Not Titles" podcast, hosts Steve Kaempf and Matt Lombardi discuss major real estate updates, including the NAR's new transparent annual report, changes to MLS access, and the impact of the Burnette settlement. They review recent housing data, interpret a dip in pending home sales as seasonal, and analyze the effects of a new executive order limiting institutional investors. The episode also covers local market stats, mortgage rates, and upcoming legal education events, all delivered with expert insight and engaging banter.Introduction and Episode Overview (00:00:00)NAR's Transparent Annual Report (00:01:07)Financial and Legal Reset Post-Burnette Settlement (00:02:33)MLS Access Rule Changes (00:04:23)Rule Changes: Broker Compensation and Buyer Agreements (00:05:19)Member Value and Technology Investments (00:06:22)Brand and Trademark Protection (00:08:10)Financial Restructuring and Staff Reductions (00:09:24)Advocacy and Transparency Gaps (00:10:02)NAR's Value Proposition and Future Outlook (00:12:01)December Pending Home Sales Decline (00:13:23)Market Reaction and Seasonal Lull (00:14:54)Federal Reserve Meeting Preview (00:18:22)Fed Independence and Political Pressure (00:19:23)Market Volatility and Corporate Earnings (00:20:17)Trump Executive Order on Institutional Investors (00:22:21)Details and Limitations of the Executive Order (00:24:24)FinCEN and Industry Tightening (00:24:56)Mortgage Rate Snapshot (00:27:02)2025 Illinois and Chicago Market Stats (00:27:33)2025 Wisconsin Market Stats (00:29:27)Upcoming Legal Education Events and FinCEN Resources (00:31:04)Podcast Update and Marcus Gray Interview (00:31:46)Super Bowl Predictions and Sports Banter (00:32:32)Closing and Sign-Off (00:34:02)Full episodes available at www.peoplenottitles.comPeople, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.Our Success Series covers principles of success to help your thrive!www.peoplenottitles.comIG - https://www.instagram.com/peoplenotti...FB - https://www.facebook.com/peoplenottitlesTwitter - https://twitter.com/sjkaempfSpotify - https://open.spotify.com/show/1uu5kTv...

In this episode, Elliot Berman and John Byrne take a wide-ranging look at major developments shaping the AML and financial crime landscape worldwide. The conversation begins in Europe, with updates on the transition to the EU's new Anti-Money Laundering Authority (AMLA), and early work to standardize suspicious activity reporting across EU member states. From there, the discussion turns to international cooperation, including public-private partnerships in Canada's fight against human trafficking, and regulatory coordination on cyber threats between the UK and EU. Back in the U.S., Elliot and John examine recent staff reductions at FinCEN, reflect on leadership changes at IRS‑CI, and discuss the implications of presidential pardons involving financial crime. The episode also highlights scam risks targeting retirees, ongoing debates around digital asset regulation and the proposed Clarity Act, and what financial institutions should be watching next.

This week on the Jay Pitts Show, we're breaking down some major developments that could impact the real estate and mortgage markets heading into 2026.We start with President Trump instructing his “representatives” to purchase $200 billion in mortgage-backed securities—what that actually means, why it matters, and how moves like this can influence interest rates, housing affordability, and overall market sentiment.Next, we dive into the new FinCEN requirements for home buyers taking effect March 1. We'll explain what's changing, who it applies to, and why buyers—and agents—need to be aware of these new reporting and transparency rules before getting under contract.And to wrap things up, we get into our weekly wins and fails, from wisdom teeth removal to ghosts and more!Submit your questions for Jay and Ryan to answer on the podcast here!

In this episode, Elliot Berman and John Byrne discuss a fast-moving week across the global financial crime landscape. They unpack the Charity & Security Network's shadow report ahead of the U.S. FATF evaluation, the UK's proposed updated “debanking” rules, and recent European regulatory developments—from Poland's MONEYVAL review to the Dutch Central Bank's call for proportionality. The conversation also covers international efforts against cultural property trafficking, Sweden's new red‑flag guidance for funds transfer providers, FinCEN's geographic targeting order in Minneapolis, and the White House's announcement of a new DOJ Division for National Fraud Enforcement. Elliot and John also discuss upcoming legislative conversations around raising CTR and SAR thresholds.

Join us for a timely and insightful conversation on the evolving landscape of anti-money laundering (AML) compliance in consumer financial services. In this episode of the Consumer Finance Monitor Podcast, Alan Kaplinsky, founder and senior counsel of Ballard Spahr's Consumer Financial Services Group, hosts Terence Grugan, co-chair of Ballard Spahr's AML team and a recognized authority in financial crimes compliance. Together, they deliver a comprehensive discussion on the latest regulatory developments, enforcement trends, and strategic implications for institutions across the industry. Episode Overview and Key Takeaways: 1.     Regulatory Streamlining: Explore how AML and Bank Secrecy Act (BSA) compliance requirements are being recalibrated, with a focus on reducing unnecessary burdens, modernizing supervisory practices, and emphasizing substance over form. 2.     Bank Examination Modernization: Learn how recent policy changes are promoting risk-based, targeted examinations for community banks, enabling institutions to allocate resources more effectively while maintaining compliance. 3.     Non-Bank Financial Institution Developments: Gain insights into emerging proposals from FinCEN and the Treasury aimed at gathering industry feedback and potentially scaling back AML obligations for non-bank entities such as casinos, money services businesses, and others. 4.     SAR Reporting Reforms: Hear about FinCEN's clarifications that are refining suspicious activity reporting (SAR) requirements, streamlining documentation, and reducing operational complexity for financial institutions. 5.     Evolving Crypto Regulation: Assess the regulatory retreat within the cryptocurrency sector, implications for AML risk, and anticipated impact of new regulatory initiatives including upcoming Stablecoin rules. 6.     Enforcement Trends: Review notable shifts in enforcement priorities, with fewer high-profile AML fines this year and an increased focus on targeting substantive violations rather than technical compliance failures. 7.     National Security and Economic Policy Alignment: Understand how AML and financial crime policies are aligning with broader national security priorities, including sanctions compliance, immigration enforcement, and efforts to disrupt international cartels. 8.     Future Outlook: Preview possible future developments, including greater centralization of AML enforcement within the Treasury Department and continuing modernization of compliance obligations. This episode equips financial institutions, compliance professionals, and industry leaders with expert perspectives on the regulatory, operational, and strategic changes transforming AML compliance. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

America remains the ultimate trend setter – and that goes for regulation and law enforcement.Which is why you should not be ignoring FinCEN's new guidance on SARs that is stripping back and relaxing some of the box ticking exercises in favour of a risk-based approach.Our expert host, Robin Lycka, is joined by Guy Huber, Principal at FS Vector, to ask: Is the USA giving up on SARs? The pair discuss: What these SARs changes mean in practice for compliance teams, how this fits into wider AML regulation changes from the US, and whether the rest of the world will follow America's example.Producer: Matthew Dunne-MilesEditor: Dominic Delargy____________________________________The Laundry podcast explores the complex world of financial crime, anti-money laundering (AML), compliance, sanctions, and global financial regulation.Hosted by Marit Rødevand, Fredrik Riiser, and Robin Lycka, each episode features in-depth conversations with leading experts from banking, fintech, regulatory bodies, and investigative journalism.Tune in as we dissect headline news, unpack regulatory trends, and examine the real-world consequences of non-compliance — all through a uniquely compliance-focused lens.The Laundry is proudly produced by Strise.Get in touch at: laundry@strise.aiSubscribe to our newsletter, Fresh Laundry, here. Hosted on Acast. See acast.com/privacy for more information.

In this episode of This Week in AML, Elliot Berman and John Byrne unpack a fast‑moving start to 2026 across the financial crime, regulatory, and geopolitical landscape. They discuss the U.S. military's recent operation in Venezuela and its potential sanctions implications, FinCEN's holiday‑week rule changes—including the extension of AML/SAR requirements for investment advisers and new guidance preparing the industry for the residential real estate reporting rule—and the OCC's renewed warning about voluntary SAR misuse. The conversation also explores brewing crypto legislation in the U.S., the implementation of the OECD's Crypto‑Asset Reporting Framework in the EU and UK, and the Netherlands' new €3,000 cash‑transaction ban. International stories include a troubling investigation into U.S.-registered aircraft ending up in drug‑trafficking networks and FIFA's controversial decisions involving Russian clubs amid global sanctions.

In this episode, Katherine Forrest and Scott Caravello unpack how regulators are thinking about AI in the financial sector. Joined by Paul, Weiss colleagues Roberto Gonzalez and Sam Kleiner of the firm's Economic Sanctions and Anti-Money Laundering (“AML”) practice group, they explore the Financial Stability Oversight Council's initiatives on AI, the Office of the Comptroller of the Currency's model risk management guidance, FinCEN's position on AI tools for AML compliance, and how financial institutions are utilizing AI in their compliance programs. This is both the first episode of the new year and the first in the podcast's history to feature guests—kicking off 2026 with fresh perspectives on AI for financial institutions and key regulatory trends that banks should keep in mind. ## Learn More About Paul, Weiss's Artificial Intelligence practice: https://www.paulweiss.com/industries/artificial-intelligence

Joyce discusses the Trumps admin's success at removing federal regulations in his first year.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this candid year-end conversation, John Byrne and Sarah Beth Felix dissect an unprecedented year in AML enforcement. Felix, President of Palmero Consulting and creator of "Dirty Money Weekly," describes what she sees as systematic dismantling of AML infrastructure despite stated priorities of combating fentanyl and transnational criminal organizations. With only four enforcement actions from traditional federal banking agencies compared to FINRA's 20+ penalties, the landscape has shifted dramatically. The discussion explores Treasury's proposal to give FinCEN veto authority over banking agency BSA decisions - a move Felix warns could create massive bottlenecks. They examine troubling patterns in recent OFAC sanctions penalties where entities disregard guidance while violations flow through traditional banks. Felix shares skepticism about AI replacing the "hyper suspicious" human judgment essential to AML work, noting AI tools consistently fail basic sanctions questions. The conversation addresses the stark gap between U.S. and European cryptocurrency regulation, with America applying 40-year-old money service business laws to digital assets while the EU has comprehensive frameworks like MiCA. Looking ahead to 2026, Felix urges AML officers to use reduced regulatory scrutiny strategically - eliminating legacy policies that waste time while remembering everything missed now can trigger future enforcement. She emphasizes focusing on cartels and foreign terrorist organizations, which now carry criminal liability for banking officers, and proactively auditing customer sanctions programs.

Send us a textUnderstanding Israel Palestine: Beyond the Walls – The Oligarchs, The Spies, and The Grand Bargain that Sold Out the Palestinians and the United States Host: Jeremy Rothe-Kushel Guests: Seth Abramson (Proof), Richard Silverstein (Tikun Olam)Episode Summary: For this episode, I feature segments of 2 interviews from the last half of 2020 with public interest writers & analysts Seth Abramson and Richard Silverstein, both quite prescient in their insights into the current geopolitical crisis surrounding the Russian invasion of Ukraine, most glaring in the international relational faultlines constructed amongst the United States & the Middle East, especially the Israeli security state and its Emirati and Saudi state partners, directly tied to the geopolitical collusion to attack American elections while selling out the Palestinians, and the role of Russian sphere Kremlin-associated oligarchs, some publicly defended from sanctions by Israeli officials, in sponsoring the escalation of Israeli settler politics bent on ethnically cleansing the Palestinian people.Government officials and the media largely told us that the 2016 election interference was just about Russian "troll farms." They lied by omission. In this explosive episode of Understanding Israel Palestine: Beyond the Walls, we tear down the firewall between "Russiagate" and the Middle East to reveal the true geopolitical architecture of the Trump era.We go deep with Seth Abramson, author of the Proof trilogy, to decode the Senate Intelligence Committee's massive Volume 5 report. Abramson exposes what the Mueller Report ignored: the "Grand Bargain" between the Trump campaign, Russia, Israel, Saudi Arabia, and the UAE. We track the fingerprints of Israeli cyber-intelligence mercenaries like Psy-Group and Joel Zamel, the shadowy role of George Nader, and the August 2016 Trump Tower meeting that cemented an alliance of autocrats against democracy and Palestinian rights.Then, we pivot to the money trail with security journalist Richard Silverstein. Breaking down the FinCEN files, Silverstein reveals how Russian oligarch Roman Abramovich funneled over $100 million into Elad, the settler organization aggressively "Judaizing" East Jerusalem. We discuss how dirty money from the post-Soviet sphere is being laundered into the ethnic cleansing of Silwan, turning the biblical "City of David" into a weapon of displacement.This is the deep politics of the Israeli-Palestinian conflict—where intelligence operations, oligarchic wealth, and settler ideology collide to sell out the Palestinian people and compromise the American republic.Featured Guests:Seth Abramson [PROOF]: https://www.sethabramson.net Richard Silverstein [TIKUN OLAM]: https://www.richardsilverstein.comHost/Producer: Jeremy Rothe-Kushel [BEYOND THE WALLS]: https://beyondthewalls.substack.com

Keonne Rodriguez, co-developer of the Samourai Wallet, joins The Steve Gruber Show to discuss the controversial DOJ case that has rocked the cryptocurrency world. Arrested in April 2024 and forced to plead guilty under a contentious plea deal, Rodriguez argues that the prosecution represents unprecedented overreach, threatening financial privacy, innovation, free speech, and the future of U.S.-based crypto development. The Samourai Wallet was a non-custodial Bitcoin privacy tool, designed to protect users' transactions without ever controlling their funds or private keys. Yet the DOJ labeled it a “money transmitting business,” despite FinCEN guidance stating otherwise. Critics, including Rodriguez, lawmakers, and industry experts, warn that this case criminalizes code as speech and sets a chilling precedent for all developers. Rodriguez explains the legal flaws, selective persecution, and privacy implications of the case, highlighting the broader threat to Bitcoin self-custody and U.S. innovation. He also calls for presidential pardons, legislative protections, and stronger oversight to prevent similar government overreach in the future.  

In this week's Security Sprint, Dave and Andy covered the following topics:Warm Open:• TribalHub Magazine, Winter 2025: A Publication For Technology Minded Professionals In Tribal Government Tribal Health, Tribal-Gaming And Non-Gaming Tribal Enterprises. Includes Tribal-ISAC happenings!• React2Shell: Risky Bulletin: APTs go after the React2Shell vulnerability within hours & Critical Security Vulnerability in React Server Components • We discussed our daily SUN and Weekly Ransomware & Data Breach Digest available via Gate 15's GRIP: Join the GRIP! Gate 15's Resilience and Intelligence Portal (GRIP) utilizes the robust capabilities available in Cyware's Collaborate platform to provide the community with technology-enhanced, human-driven analysis products. Further, our team supports the implementation and use of Cyware Collaborate at the Enterprise level. Main Topics:FinCEN Issues Financial Trend Analysis on Ransomware. The U.S. Department of the Treasury's Financial Crimes Enforcement Network (FinCEN) is issuing a Financial Trend Analysis on ransomware incidents in Bank Secrecy Act (BSA) data between 2022 and 2024, which totaled more than $2.1 billion in ransomware payments… Previous FinCEN Financial Trend Analyses have focused on reported ransomware payments and incidents by the date the activity was filed with FinCEN. Today's report shifts the focus to the incident date of each ransomware attack and offers greater visibility into the activities conducted by ransomware actors.• Reported Ransomware Incidents and Payments Reach All-Time High in 2023• FinCEN Data Shows Ransomware Payments Top $2.1B in Just Three Years• Financial Services, Manufacturing, and Healthcare were the Most Impacted Industries• The Onion Router (TOR) was the Most Common Communication Method Reported• ALPHV/BlackCat was the Most Prevalent Ransomware Variant Between 2022 and 2024• FinCEN analysis shows scope of ransomware problemFive-page draft Trump administration cyber strategy targeted for January release; The six-pillar document covers a lot of ground in a short space, and could be followed by an executive order implementing it, according to sources familiar with the draft. America 250: Presidential Message on the Anniversary of the Monroe Doctrine• Here's what the new National Security Strategy says about threats to critical infrastructure• New US National Security Strategy reveals Trump administration's latest stance on TaiwanFBI PSA: Criminals Using Altered Proof-of-Life Media to Extort Victims in Virtual Kidnapping for Ransom Scams. The Federal Bureau of Investigation (FBI) warns the public about criminals altering photos found on social media or other publicly available sites to use as fake proof of life photos in virtual kidnapping for ransom scams. The criminal actors pose as kidnappers and provide seemingly real photos or videos of victims along with demands for ransom payments… Criminal actors typically will contact their victims through text message claiming they have kidnapped their loved one and demand a ransom be paid for their release. Oftentimes, the criminal actor will express significant claims of violence towards the loved one if the ransom is not paid immediately. The criminal actor will then send what appears to be a genuine photo or video of the victim's loved one, which upon close inspection often reveals inaccuracies when compared to confirmed photos of the loved one. Examples of these inaccuracies include missing tattoos or scars and inaccurate body proportions. Criminal actors will sometimes purposefully send these photos using timed message features to limit the amount of time victims have to analyze the images.Quick Hits:• US leader of global neo-Nazi terrorist group signals retribution for arrests• ASD: Information stealers are on the rise, are you at risk? • UK NCSC: Prompt injection is not SQL injection (it may be worse)

This episode breaks down the true scale of the cybercrime economy. Randy covers the Marquis vendor breach that exposed data across more than 74 banks and credit unions and highlights the ongoing weakness in third-party risk. Andre examines the FinCEN report showing over 2 billion in ransomware payments last year and reveals how organized these criminal groups have become. Bryan closes with a deep dive into the US Treasury's decade long analysis of 4.5 billion in ransom payments, showing how ransomware has grown into an economy that rivals legitimate global businesses. This is essential insight for business leaders, MSPs, and IT professionals who want to understand what is really driving the surge in cybercrime.

The federal government just changed the rules for real estate transparency, again. In this episode, Crosby and Zina unpack the long-awaited shift from temporary Geographic Targeting Orders (GTOs) to a permanent nationwide reporting mandate from FinCEN. The new rule requires title companies to collect, verify, and store beneficial ownership information (BOI) for all-cash residential transactions across the U.S. They break down the new timeline, why implementation was delayed, and the five steps every title company must take before the 2026 rollout.   What you'll learn from this episode Why title companies, not lenders, bear the full compliance burden The new definition of "beneficial owner" and what "substantial control" really means 5-step blueprint to prepare your team and avoid compliance penalties How to address client privacy concerns and build trust through transparency What tools underwriters and software platforms are building to automate filings   Resources mentioned in this episode FinCEN ALTA FinCEN BSA E-Filing System Qualia ResWare   Connect With UsLove what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected. Explore more on our website: www.alltechnational.com/podcast Stay updated with our newsletter: www.mochoumil.com Follow Mo on LinkedIn: Mo Choumil Stop waiting on underwriter emails or callbacks—TitleGPT.ai gives you instant, reliable answers to your title questions. Whether it's underwriting, compliance, or tricky closings, the information you need is just a click away. No more delays—work smarter, close faster. Try it now at www.TitleGPT.ai. Closing more deals starts with more appointments. At Alltech National Title, our inside sales team works behind the scenes to fill your pipeline, so you can focus on building relationships and closing business. No more cold calling—just real opportunities. Get started at AlltechNationalTitle.com. Extra hands without extra overhead—that's Safi Virtual. Our trained virtual assistants specialize in the title industry, handling admin work, client communication, and data entry so you can stay focused on closing deals. Scale smarter and work faster at SafiVirtual.com.

This week, we examine the unprecedented regulatory storm targeting the U.S. trucking labor market, which combines aggressive DHS I-9 audits with powerful financial enforcement by FinCEN. These federal pressures, including stricter CDL requirements, are accelerating the market capacity correction by forcing thousands of non-compliant drivers out of the industry and stabilizing depressed freight rates. The air freight sector is simultaneously reeling from a severe, unexpected capacity crunch right at the peak shipping season. We detail why FedEx canceled all MD-11 cargo flights for December following the discovery of fatigue cracks, representing an 8% loss of mainline capacity for the carrier and causing disruption for UPS and Western Global Airlines. We also look south to the U.S.-Mexico border, where massive nationwide blockades organized by truckers and farmers have recently been lifted after they successfully reached deals with federal authorities on security and subsidies. Finally, we cover major corporate finance news, including Yellow Corp.'s massive $7.4 billion pension withdrawal liability being settled for approximately $1.5 billion, alongside a New Jersey truck school's costly misclassification settlement. Learn more about your ad choices. Visit megaphone.fm/adchoices

CannCon and Zak Paine return after the holiday break with a packed episode, opening on the heartbreaking Stockton shooting that left four young people dead before diving into the Treasury Department's new crackdown on illegal remittances sent by migrants working unlawfully in the U.S. They break down how this FinCEN move threatens cartel cash flow, destabilizes sanctuary-state politics, and directly challenges a decades-old system exposed by a newly surfaced 1983 CIA memo. The hosts then turn to Oregon, where the state's attorney general and governor are threatening to arrest federal agents enforcing immigration law, a constitutional confrontation they say is coming to a head. From there, they explore Operation Allies Welcome failures, Afghan nationals flagged for terror ties, and the deeper implications behind the recent D.C. National Guard attack. The show also highlights Trump's escalating posture toward transnational cartels and Venezuela, media attempts to undermine anti-cartel strikes, and how the intelligence community is reacting. A fast-moving, sharp breakdown of immigration, national security, and political warfare.

This week, we examine the unprecedented regulatory storm targeting the U.S. trucking labor market, which combines aggressive DHS I-9 audits with powerful financial enforcement by FinCEN. These federal pressures, including stricter CDL requirements, are accelerating the market capacity correction by forcing thousands of non-compliant drivers out of the industry and stabilizing depressed freight rates. The air freight sector is simultaneously reeling from a severe, unexpected capacity crunch right at the peak shipping season. We detail why FedEx canceled all MD-11 cargo flights for December following the discovery of fatigue cracks, representing an 8% loss of mainline capacity for the carrier and causing disruption for UPS and Western Global Airlines. We also look south to the U.S.-Mexico border, where massive nationwide blockades organized by truckers and farmers have recently been lifted after they successfully reached deals with federal authorities on security and subsidies. Finally, we cover major corporate finance news, including Yellow Corp.'s massive $7.4 billion pension withdrawal liability being settled for approximately $1.5 billion, alongside a New Jersey truck school's costly misclassification settlement. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this urgent and heartfelt conversation, we sit down with Keonne Rodriguez, cofounder of Samourai Wallet, to unpack his prosecution and five-year federal sentence for building noncustodial Bitcoin privacy software. From the government's shifting theory of “unlicensed money transmission” to conspiracy charges built on out-of-context tweets and slides, Keonne details how a noncustodial wallet was framed as a financial institution, even after FinCEN itself reportedly said it was not. We dig into Whirlpool's design (no custody, blinded coordination), the difference between mixers and CoinJoin, and how broad prosecutorial language threatens developers, node operators, and even miners. Keonne walks us through the pretrial gauntlet, denied motions, the plea calculus that cut risk from 25 years to 5, and why truth often can't reach a jury. He shares practical digital hygiene tips, why open source kept Samourai's work alive (Ashigaru, RoninDojo), and how the community can help by amplifying the petition and supporting families. This episode is a call for builders and Bitcoiners to rally, defend open-source freedom tech, and stand against precedent that endangers everyone who values privacy. Resources and how to help: Sign and share the petition for clemency and support families at billandkeonne.org. If donating, use the non-crypto options listed until the dev's surrender date to avoid any bail-condition issues. Keep learning about CoinJoin, Dojo, and community forks like Ashigaru and advocate for legal defense infrastructure to protect open-source builders going forward.

In this episode of This Week in AML, Elliot Berman and John Byrne cover a wide range of pressing financial crime topics. They discuss FATF's latest report on combating online child exploitation, the UK's Economic Crime Survey findings on sanctions awareness and fraud, and updates from FinCEN on cartel-linked gambling establishments. Other highlights include enforcement actions against elder fraud, tariff evasion prosecutions, and regulatory changes at the Federal Reserve. Tune in for expert analysis and actionable insights for compliance professionals.

Banking on Fraudology is presented by Sardine.ai.In this episode of Banking on Fraudology, Hailey Windham sits down with Ravi Loganathan, Co-founder and President of Sonar AI and Head of Banking and Policy at Sardine. Ravi, who has over 20 years in banking and consortium work with institutions like Early Warning Services, Zelle, and Bank of America, has been leading the charge at Sardine to make intelligent sharing accessible and actionable for all institutions.The conversation dives deep into the concept of collective intelligence, which Ravi describes as a "must-have" in the age of accelerating AI-driven scams. Fraudsters exploit information sharing gaps by jumping from one institution (like a fintech) to another (like a large regulated bank), making an ecosystem-wide defense essential.Key Takeaways: Unlocking Collective Intelligence with Sonar AIThe Sonar AI Origin Story: Sonar AI was kickstarted three years ago by a group of banks and fintechs to fill a critical gap: the lack of infrastructure for real-time risk information sharing when funds movement or instant settlement is authorized. This was driven by the need to combat authorized push payment (APP) fraud, particularly concerning the lack of insights on the recipient.How Sonar AI Works: Sonar AI is an industry utility. Before an institution authorizes a fund movement or account opening, they can inquire into Sonar on the entity conducting the transaction. Sonar returns curated signals (often simplified to "high, medium, low" risk, block list status, etc.) for the institution to augment their existing risk decisioning process. In return, the institution provides feedback, benefiting the next inquiring member.Regulatory Foundation: Sonar AI is built on a strong regulatory framework, having worked with FinCEN to receive 314(b) designation to form an association of financial institutions. It also facilitates broader fraud signal sharing under the Gramm-Leach-Bliley Act (GLBA).Empowering Smaller FIs: Sonar AI offers features specifically for smaller community banks and credit unions, including batch contribution and batch inquiry to eliminate the need for immediate API tech builds. Ravi details their collaboration with the Independent Community Bankers of America (ICBA) accelerator program to embed Sardine's solutions into core providers and invite FIs to join Sonar as members.Future Innovations: Ravi reveals Sonar AI's newest services, including Footprint, which provides a broader view of a consumer's financial standing by tracking their transactions across crypto exchanges, marketplaces, and fintechs , and the expansion of the Red Flag service for monitoring credentials leaked on the dark web.This is a must-listen for investigators, executives, and anyone working in the financial crimes space who is serious about strengthening prevention efforts and is ready to embrace the future of shared, collective defense.About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud...

La Corte desecha recursos de Salinas Pliego por su deuda con el SAT, sancionan a 10 casinos en México por lavado de dinero al Cártel de Sinaloa y Francia se une a los clasificados al Mundial 2026, con Mónica Alfaro, Eréndira Reyes y Tlatoani Carrera.00:00 Introducción01:25 La Corte desecha recursos de Ricardo Salinas Pliego por su deuda con el SAT05:40 FinCEN sanciona a 10 casinos en México por lavado de dinero al Cártel de Sinaloa09:28 El Mundial y el T-MEC: dos de los grandes temas del primer Expansión Summit Monterrey13:56 Francia clasifica a Mundial, Portugal espera una jornada más

There's a crackdown on money laundering via real estate transactions. FinCEN (Financial Crimes Enforcement Network) is making new reporting requirements that affect real estate investors across the country, including here in Indianapolis and all of Indiana.FinCEN intention is to prevent illicit actors from using legal entities and trusts to anonymously launder illicit funds thru the US residential real estatemarket. Their goal is to identify individuals involved in the “entities”, by requiring industry reporting of very specific information for members, managers, trustees, etc. of the entity.The scope of the rule for reportable real estate transactions are as follows: 1. Property Type: Residential Real property2. Financing: non-financed (cash or private non-licensedlender)3. Transferee: Buyer is a legal entity or trust4. No exemption applies: not a result of transfer due todeath or divorceThere is no dollar amount threshold. All sales of Residential Real Property are reportable. This basically affects almost everyone in real estate to at least a certain degree.Brett Snodgrass talks to James Schultz of Momentum Title Agency about what this means in practical terms for everyone investing in real estate in Indianapolis and really all of Indiana.James Schultz is the Chairman of Government Affairs Committee for Indiana Land Title Association. James has spent a lot of time in Washington DC as this is a federal issue as well as state and local issue.James has spent many hours talking with attorney generals, state senators, state representatives and so many other officials and professionals that are weighing in on what legislation, regulations and practice changes will look like in the coming days.Many of these lawmakers and government regulators don't really understand what it's like to be an investor, nor do they understand how real estate investors, including wholesalers, positively impact the community.Investors help communities when they have good motives and practices. But there are also bad actors out there who give wholesalers, realtors and investors a bad image.This is such an important conversation to listen to. If you want to know what rule changes and new and developing regulations are and how they will impact your real estate business, then listen to this episode.JAMES SCHULTZ - MOMENTUM TITLE AGENCY: https://momentumclosings.com/teams/location/?company=6&location=Indy%20Main

Brent chats with Gary Fletcher about the upcoming FinCEN non-financed real estate transfer reports. The reports will make many professionals, including lawyers, subject to reporting obligations on many real estate transfers. This would reach into routine estate planning transfers. Brent and Gary discuss the details of the program, what transfers are caught in its net, and what to expect.

The Legal Team discusses the New FinCEN Real Estate Reporting Rule. For more details: fincen.gov

If the IRS Criminal Investigation Division (IRS-CI) were targeting someone like Jeffrey Epstein, the case would start with forensic financial analysis designed to trace unreported income, hidden assets, and offshore structures. Epstein's wealth—largely private, complex, and tied to shell companies and foreign accounts—would trigger red flags for potential violations of tax evasion statutes (26 U.S.C. § 7201). Agents would begin with data analytics, subpoenas to banks and trust administrators, and whistleblower information to uncover discrepancies between reported income and actual financial activity. They would examine private jets, properties, and luxury assets as potential laundering channels or under-reported business expenses, often using the “net worth” method to compare lifestyle against declared earnings. IRS-CI would also coordinate with agencies such as FinCEN and the Department of Justice's Money Laundering and Asset Recovery Section to investigate any violations of Title 31—such as failure to report large transactions or suspicious activity involving foreign financial institutions.If the evidence suggested intentional concealment or laundering, IRS-CI would elevate the case to a full criminal investigation. Epstein's network of offshore accounts, charitable foundations, and LLCs would be scrutinized for the use of nominee owners, false invoices, and circular transfers to disguise the origin of funds. Agents would rely on Mutual Legal Assistance Treaties (MLATs) to obtain foreign banking records, coordinate with Treasury to trace wire transfers, and reconstruct income streams through forensic accounting. Once they established willful intent to defraud the government, the IRS could refer the case to the Department of Justice for prosecution, pursuing charges of tax evasion, money laundering, and conspiracy. In short, an IRS agent targeting someone like Epstein wouldn't just look for missing tax filings—they'd dismantle the entire financial infrastructure that enabled his empire of secrecy.to contact me:bobbycapucci@protonmail.com

In this episode of This Week in AML, Elliot Berman and John Byrne dive into the latest global developments in anti-money laundering and financial crime compliance. They unpack the EU's 19th sanctions package against Russia, discuss the GAO's critique of U.S. sanctions effectiveness, and explore FATF's October plenary outcomes—including new guidance on asset recovery and AI-related risks. The conversation also covers AMLA's growing role in EU-wide crypto oversight, the regulation of law firms, elder financial exploitation initiatives from the OCC, and the impact of government shutdowns on FinCEN operations.

If the IRS Criminal Investigation Division (IRS-CI) were targeting someone like Jeffrey Epstein, the case would start with forensic financial analysis designed to trace unreported income, hidden assets, and offshore structures. Epstein's wealth—largely private, complex, and tied to shell companies and foreign accounts—would trigger red flags for potential violations of tax evasion statutes (26 U.S.C. § 7201). Agents would begin with data analytics, subpoenas to banks and trust administrators, and whistleblower information to uncover discrepancies between reported income and actual financial activity. They would examine private jets, properties, and luxury assets as potential laundering channels or under-reported business expenses, often using the “net worth” method to compare lifestyle against declared earnings. IRS-CI would also coordinate with agencies such as FinCEN and the Department of Justice's Money Laundering and Asset Recovery Section to investigate any violations of Title 31—such as failure to report large transactions or suspicious activity involving foreign financial institutions.If the evidence suggested intentional concealment or laundering, IRS-CI would elevate the case to a full criminal investigation. Epstein's network of offshore accounts, charitable foundations, and LLCs would be scrutinized for the use of nominee owners, false invoices, and circular transfers to disguise the origin of funds. Agents would rely on Mutual Legal Assistance Treaties (MLATs) to obtain foreign banking records, coordinate with Treasury to trace wire transfers, and reconstruct income streams through forensic accounting. Once they established willful intent to defraud the government, the IRS could refer the case to the Department of Justice for prosecution, pursuing charges of tax evasion, money laundering, and conspiracy. In short, an IRS agent targeting someone like Epstein wouldn't just look for missing tax filings—they'd dismantle the entire financial infrastructure that enabled his empire of secrecy.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

If the IRS Criminal Investigation Division (IRS-CI) were targeting someone like Jeffrey Epstein, the case would start with forensic financial analysis designed to trace unreported income, hidden assets, and offshore structures. Epstein's wealth—largely private, complex, and tied to shell companies and foreign accounts—would trigger red flags for potential violations of tax evasion statutes (26 U.S.C. § 7201). Agents would begin with data analytics, subpoenas to banks and trust administrators, and whistleblower information to uncover discrepancies between reported income and actual financial activity. They would examine private jets, properties, and luxury assets as potential laundering channels or under-reported business expenses, often using the “net worth” method to compare lifestyle against declared earnings. IRS-CI would also coordinate with agencies such as FinCEN and the Department of Justice's Money Laundering and Asset Recovery Section to investigate any violations of Title 31—such as failure to report large transactions or suspicious activity involving foreign financial institutions.If the evidence suggested intentional concealment or laundering, IRS-CI would elevate the case to a full criminal investigation. Epstein's network of offshore accounts, charitable foundations, and LLCs would be scrutinized for the use of nominee owners, false invoices, and circular transfers to disguise the origin of funds. Agents would rely on Mutual Legal Assistance Treaties (MLATs) to obtain foreign banking records, coordinate with Treasury to trace wire transfers, and reconstruct income streams through forensic accounting. Once they established willful intent to defraud the government, the IRS could refer the case to the Department of Justice for prosecution, pursuing charges of tax evasion, money laundering, and conspiracy. In short, an IRS agent targeting someone like Epstein wouldn't just look for missing tax filings—they'd dismantle the entire financial infrastructure that enabled his empire of secrecy.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

In this episode of This Week in AML, Elliot Berman and John Byrne cover a wide range of pressing topics in the anti-money laundering and financial crime compliance space. They discuss the UK's latest sanctions targeting Russian energy giants, the European Banking Authority's report on crypto asset risks, and the Charity & Security Network's concerns about IRS scrutiny of nonprofits. The hosts also explore a revealing OCCRP investigation into corruption linked to Iraqi Kurdistan's ruling family and break down FinCEN's new FAQs on suspicious activity reporting. Plus, updates on GTO extensions and staffing concerns in EU regulators.

C.A.R. Attorneys Jana Gardner and Dana Spears give you a rundown of the most significant recent forms updates in Part 1 of this two part episode. NOTE: As mentioned at the end of this episode, the new FINCEN reporting rule deadline has been extended from December 1, 2025, to MARCH 1, 2026. For more information on all recent forms releases, go to https://www.car.org/transactions/standard-forms/new-forms-and-revisions

“Dark money” — meaning funds whose sources are hidden or obscured — has become deeply embedded in the U.S. real estate market through opaque ownership structures and all-cash deals that evade public scrutiny. Wealthy buyers, including foreign investors, often purchase property via shell companies, trusts, or limited liability corporations (LLCs), effectively masking the identity of the ultimate beneficial owners. In major markets like New York, Miami, and Boston, a significant share of real estate is owned via corporate entities, making it difficult for regulators and the public to trace who is behind high-value deals.Because many high-value and all-cash transactions bypass traditional banking and lending scrutiny, they provide an ideal channel for laundering illicit funds or moving capital anonymously. Estimates suggest that as much as 20–30 percent of U.S. residential real estate purchases are made without financing, making them harder to monitor.   Until recently, real estate professionals had little obligation to report beneficial ownership or cash-based transactions, but new rules from the Treasury's FinCEN will mandate reporting for residential all-cash sales involving entities or trusts beginning December 2025—an attempt to pull back the curtain on dark money in the housing market.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

In this episode of This Week in AML, Elliot Berman and John Byrne unpack a range of pressing developments in the financial crime prevention space. They begin with reflections on the U.S. government shutdown and its ripple effects, then dive into the newly released Trafficking in Persons Report—highlighting the disturbing use of AI in human trafficking. The conversation continues with FinCEN's recent requests for comment on AML/CFT compliance costs and paperwork reduction, including insights into Section 314(a) data. They also explore AUSTRAC's warning to Australian banks, the EU's crackdown on beneficial ownership transparency, and the NYDFS leadership transition. The episode wraps with a look at declining U.S. money laundering prosecutions.

In this episode, John Byrne returns from the Missouri Bankers AML Conference to join Elliot Berman for a wide-ranging discussion on the latest developments in financial crime compliance. Topics include FinCEN's proposed delay of investment advisor AML rules, the GENIUS Act's digital asset regulation, and the Bank of Canada's call for stablecoin oversight. The hosts also explore OFAC's controversial sanctions decisions, the EU's 19th sanctions package against Russia, DFS guidance on blockchain analytics, and FATF's mutual evaluation training. Plus, a look at corruption investigations and Antifa's domestic terrorism designation.

Send us a textIn this abbreviated episode of Dishin' Dirt, I will discuss the other side of the coin in the builder agent debate. I will talk about the fiduciary duty that buyer agents have in a new construction transaction. Quit dropping off your clients and leaving!  Why do I even have to say this.And then I will shift gears to explain the implications of the new FinCEN reporting requirements and urge agents to stay informed and compliant to protect their licenses and clients.Don't forget to like us and share us!Gary* Gary serves on the South Carolina Real Estate Commission as a Commissioner. The opinions expressed herein are his opinions and are not necessarily the opinions of the SC Real Estate Commission. This podcast is not to be considered legal advice. Please consult an attorney in your area.

Welcome to The Chopping Block – where crypto insiders Haseeb Qureshi, Tom Schmidt, Tarun Chitra, and Robert Leshner chop it up about the latest in crypto. With special guests: Avichal Garg, Managing Partner at Electric Capital, and Tomasz K. Stańczak, Co-Executive Director at the Ethereum Foundation. This week we get into one of the most pivotal moments in Ethereum's history — from the Tornado Cash verdict and its chilling implications for developers, to Wall Street's growing embrace of ETH through the launch of ETHZilla. The crew unpacks how this trial could redefine developer liability, why Ethereum's narrative is shifting toward institutional adoption, and what the next decade could look like for the world's most versatile blockchain. Whether you're here for the legal drama, the market moves, or the inside scoop from Ethereum's top builders and investors, this episode delivers the sharp analysis, big-picture context, and unfiltered hot takes you've come to expect from The Chopping Block. Show highlights