Podcasts about fincen

GUnitedHealth shareholders sue company over ‘corporate governance failures on a historic scale' UBS fined record $125 million for money laundering violations$125 million civil penalty to the U.S. Treasury's Financial Crimes Enforcement Network (FinCEN) for willful violations of the Bank Secrecy Act (BSA), the primary U.S. anti-money laundering law.FinCEN said the fine is the largest ever assessed against a broker-dealer for BSA violations.The settlement marks FinCEN's second enforcement action against UBS Financial Services, a subsidiary of the Swiss bank UBS. The firm had previously paid a $14.5 million penalty in December 2018 for similar failures, including inadequate monitoring of foreign currency wire transfers.Despite assurances to regulators that it would fix the underlying problems, the firm subsequently failed to monitor more than 50,000 foreign currency wires with a combined value exceeding $10 billion.SEC launches new enforcement unit aimed at accounting fraudHow??The unit will be housed within the SEC's Division of Enforcement and staffed by both attorneys and accountants with specialized skills related to financial reporting, accounting, and auditing in securities regulation, according to the announcement.The announcement is “a little surprising” given the SEC's current deregulatory focus under Chair Paul Atkins, Rebecca Fike, a partner in Reed Smith's regulatory and enforcement group, told CFO Dive.Andreessen Horowitz Focus of DOJ Probe Over Board DirectorsBIG DATA and AI BS‍ ‍Gwyneth Paltrow is rumored to be throwing a party for AI mogul Sam Altman. People don't love the opticsPaltrow played WeWork Rebekah NeumannAnthropic is embedding invisible watermarks in Claude text and images Young People Hate AI CEOs So Passionately That It's Almost Hard to BelieveCNBC survey asked over 1,000 US adults aged between 18 and 34Asked “who do you trust to act responsibly on AI?” the vast majority of participants said they “don't trust” any of the nine figures.Palantir's extremely controversial CEO Alex Karp scored the lowest, with 81 percent choosing “don't trust,” while Microsoft CEO Satya Nadella fared the best — albeit with a pitiful 35 percent “trust” score.Everyone else fell in between: 79 percent of respondents said they don't trust Peter Thiel, while a whopping 71, 70, and 69 percent said they “don't trust” Mark Zuckerberg, Elon Musk, and Sam Altman, respectivelyMeta, others lose appeal to drop thousands of social media addiction lawsuitsA U.S. Appeals Court [Judge Jacqueline Nguyen] said that thousands of lawsuits targeting Meta Platforms, ByteDance's TikTok and other social media outlets over claims that social media is harmful and addictive can proceed.The court also denied Meta's request to postpone a trial over allegations that they used data from children to keep them on its platforms.AI data center outrage is showing up everywhere from ads to electionsSpirit Flight Attendants Fight Google's Data Bid for AIThe flight attendants want assurance that their confidential information will be removed from the sale of the defunct airline's digital recordsCULTURE WARSThe 'MAGA Alternative to Amazon' Is Fighting for Survival After Nearly $160M in Losses and 99% Stock CrashPublicSquare's marketplace has struggled to grow despite political backing, prompting a costly shift to financial servicesDisney is suing the FCC in a departure from former CEO Bob Iger's strategy US firms that kept DEI policies despite ‘go woke, go broke' threats thrived Ellison Is Now Willing to Sell CNN to Save His $111 Billion DealE Solar Panels on Storage Units: Illinois Is Going All In on This No-Brainer First test flight of largest all-electric aircraft used just $5 of electricity Trump ordered to release billions in climate grants meant for Black communitiesa $2.8 billion program meant to help mitigate the harm from climate change and environmental issues in Black, low-income, and disadvantaged communities.Trump tried to curb clean energy. It's booming anywayClean energy additions will rise by a record 45 gigawatts this year, according to S&P Global Energy—equivalent to the average electricity demand of Turkey. The increase is roughly 25 percent higher than the record set in 2024.It Just Got Way Easier to Sue Fossil Fuel Companies Over Climate ChangeClimate attribution scienceA new peer-reviewed study published earlier this month in Earth's Future suggests that it is possible to demonstrate that “emissions from company X cause injury Y.”It also could potentially provide evidence so industry could be forced to answer for climate impacts.The new methodological framework has, for the first time, drawn a straight line from single corporate emitters like Exxon or Chevron, or even whole countries like the United States, to specific heatwaves and areas of extreme rainfall.By running over 150 simulations across 8 different climate models, the study's author, Christopher Callahan—an Earth systems scientist and assistant professor at Indiana University's O'Neill School of Public and Environmental Affairs—built a statistical model to figure out the relationship between the amount of carbon dioxide in the atmosphere and the odds of extreme heat or rain. He then used real emissions data to calculate the extent to which specific fossil fuel emitters increased the risk of extreme weather.SPEED ROUND‍ ‍DuckDuckGo Is Selling Anti Pervert Glasses That Contain Zero AI, Cameras, or Even Electronics Whatsoever Jason Kelce Wants Fans to 'Pee on Computers' to Protest AI Water Use: 'We Want Your Pee' Cards Against Humanity Unveils 'Sad Little Bitch' Elon Musk Monument Near Texas StarbaseFrance bans unsolicited telemarketing calls--$87,000 fine per call I'm the CEO of Siemens. I reply to most emails with 2-letter responses and don't have recurring meetingsScientists Genetically Engineer High-Protein LettuceGen Z is bringing pen and paper back to the workplaceArianna Huffington says even high-flying CEOs are unhappy and feel stuck in their multimillion-dollar jobs: ‘It's a trap'Bank of America is splashing out $250 million a year on weight loss drugs for its staff: ‘We see a great impact on employees,' CEO says‘We see a great impact on employees,' CEO saysExcuse me? Body shamer.

In this episode of This Week In AML, Joe McNamara fills in for Elliot Berman and joins John Byrne for a packed week of AML news on both sides of the Atlantic. The conversation opens with the fallout from Treasury and FinCEN's final rule eliminating domestic beneficial ownership reporting under the Corporate Transparency Act, then moves to Transparency International's guidance for EU member states that have not yet published a national anti-corruption strategy. Ireland, one of the six late adopters named in that report, has now released its first national AML/CFT/CPF strategy, and John walks through its five strategic goals and three pillars ahead of AMLA supervision and FATF evaluation. The hosts also cover the UN Security Council's 38th Monitoring Team report on ISIL, AMLA's warning that money laundering in the EU property sector could deepen the housing crisis, and the OCC's conditional approval of a national trust bank charter for World Liberty Trust Company, along with the sharp objections raised by Senator Elizabeth Warren and others over conflicts of interest. Stateside, they close on Treasury: an unreleased internal report on the risks of an AI bubble, and the department's public request for comment on GENIUS Act implementation. John rounds out the episode with a $165 million crypto Ponzi indictment reported by OCCRP. Links Referenced Transparency International, Good Practices for National Anti-Corruption Strategies in EU Member States: https://knowledgehub.transparency.org/helpdesk/good-practices-for-national-anti-corruption-strategie... Ireland Department of Finance, Ireland's First National Anti-Money Laundering Strategy: https://www.gov.ie/en/department-of-finance/press-releases/t%C3%A1naiste-and-minister-for-finance-si... UN Security Council, 38th Report of the Analytical Support and Sanctions Monitoring Team (S/2026/651): https://docs.un.org/en/S/2026/651 AML Intelligence, AMLA Urges Crackdown on Money Laundering in EU Property Sector: https://www.amlintelligence.com/2026/08/news-amla-urges-crackdown-on-money-laundering-in-eu-property... OCC, Conditional Approval for World Liberty Trust Company (CD 1385): https://www.occ.gov/topics/charters-and-licensing/interpretations-and-decisions/2026/cd1385.pdf NOTUS, Treasury Internal Report Warns of the Dangers of an AI Bubble: https://www.notus.org/economy/treasury-internal-report-warning-dangers-ai-bubble?utm_source=content_... U.S. Treasury, Request for Public Comment on GENIUS Act Implementation: https://home.treasury.gov/news/press-releases/sb0605

John Byrne is joined by Sarah Beth Felix, author of Dirty Money Weekly, for their monthly conversation on financial crime developments. They start with FinCEN's final rule ending Corporate Transparency Act reporting and what it means in practice: the detection burden for shell companies shifts back to financial institutions, the CDD rule remains in force, and beneficial ownership data belongs in SAR backup documentation to support law enforcement. Sarah Beth shares practical red flags for spotting shell companies, from formation mill documents to companies with no online presence and unexplained revenue. The conversation then turns to the Wise enforcement action and why a clean exam history is the wrong benchmark for a compliance program, including the OCC's pointed finding that leadership lacked financial crime expertise at the board level. They also discuss the Capital One litigation and the safety risks of demands to identify individual investigators, and close on the operational obstacles AML teams face in responding to the executive order on credit risk and illegal immigration, where citizenship indicators are buried across lending and deposit systems that financial crime teams rarely see.

Monday, August 17, 2026 Today, the Democratic National Committee passed resolutions that could inform the 2028 party platform; the Justice Department is expanding the military's law enforcement power; the Food and Drug Administration traveled to Mexico a month after linking Taylor Farms to cyclospora outbreak; U.S. and Ukrainian forces went head to head in a drone exercise and Ukraine won; the Tate brothers' custody hearing was postponed as they fight extradition; a Canadian petition to oust Hoekstra as the ambassador has nearly 200,000 signatures; plus Allison and Dana deliver your Good News. Thank You, IQBAR Text DAILYBEANS to 64000 to get 20% off all IQBAR products, plus FREE shipping. Message and data rates may apply.  Thank You Smalls For a limited time, get 60% off your first order, plus free shipping and free treats for life, when you head to Smalls.com/DAILYBEANS The Trump Epstein Memorial Bookmobile The Daily Beans is proud to partner with Miles Taylor and our friends at DEFIANCE.org For a limited time, members of the Daily Beans community can receive a FREE 3-month full membership to DEFIANCE.org and gain access to one of the fastest-growing pro-democracy movements in America. Join here: https://www.defiance.org/beans Diamond Dames - Subscribe here: Diamond Dames - A Ted Lasso PodcastDiamond Dames - YouTube playlist   Guest: Heather Cox RichardsonLetters from an American | Heather Cox RichardsonHeather Cox Richardson - YouTubeinstagram.com/heathercoxrichardson@hcrichardson.bsky.social - Bluesky@HC_Richardson - Twitter The Latest Breakdown→ INSIDE Trump DOJ's BRUTAL Epstein Court Reckoning StoriesJustice Department expands military's power to detain migrants accused of trespassing | CBS News FDA in Mexico a month after linking Taylor Farms to cyclospora outbreak | The Washington PostDemocrats disagree over abolishing or reforming ICE at DNC meeting | AP News Tate brothers custody hearing postponed as they fight U.K. extradition | NBC News Good TroubleCards Against Humanity - Elon has no Friends →Friday August 28 in DC March On Washington 2026 -marchonwashington2026.com Check your voter registration and deadlines → Voter Registration Deadlines - Vote.org →Helpline Orientation- Spanish Speakers Needed! · VoteRiders →Help save Texas from Ken Paxton! →NO HATE in WA State →Stand With Minnesota →iceout.org Good NewsSpokAnimal animal rescue Oct 9 -Southwest Funny Fest:Dana Goldberg's Southwest FunnyFest - City of Albuquerque -Email Dana@DanaGoldberg.com for sponsorship informationTickets for Dana Goldberg: Outrageous - Sep 23 - Den Theater - Chicago  →Share your Good News & Good Trouble - The Daily Beans →Beans Talk audio -beans-talk.simplecast.com Subscribe to the MSW on YouTube - MSW Media - YouTube Our Donation Links The Trevor Project - trevorproject.org/beans Blue Wave California - ActBlue.com/donate/msw-bwc Donate to Public Citizen - https://citizen.org/beans/ Donate to It Gets Better / The Daily Beans Fundraiser Pathways to Citizenship - boomerang - pathways  Dana and The Daily Beans support of Human Rights Campaign ONE CAUSE HRC The Daily Beans supports It Gets BetterNational Security Counselors - Donate, WhistleblowerAid.org/beans Dr. Allison Gill - The Breakdown | Allison Gill, Mueller, She Wrote @muellershewrote.com - Bluesky, MSW & The Daily Beans Podcast @muellershewrote - Instagram, MSW Media - YouTube →Federal workers email AG - fedoath@pm.me Dana Goldberg - Dana is on Patreon! At Dana's Dugout, @dgcomedy - Bluesky, @dgcomedy - IG, Dana Goldberg - Facebook,  DanaGoldberg.com More from MSW Media - Shows, Cleanup On Aisle 45 pod, The Breakdown | Allison Gill Reminder - you can see the pod pics if you become a Patron. The good news pics are at the bottom of the show notes of each Patreon episode! That's just one of the perks of subscribing! patreon.com/muellershewrote Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:https://apple.co/3XNx7ckWant to support the show and get it ad-free and early?https://patreon.com/thedailybeanshttps://dailybeans.supercast.com/https://apple.co/3UKzKt0 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Brady breaks down the Bitcoin community's open letter to Anthropic: red team researchers report over a thousand serious vulnerabilities found across Bitcoin's open source ecosystem, and by their account not one was surfaced by an American frontier model Rob Hamilton's line lands hardest: getting locked out of a US cyber program mid-investigation "guts him as a patriotic American," but he uses the models that work, and so do the attackers Isaiah reaches for the crossbow: medieval bans on easy-to-use weapons never held, and hobbling defenders while attackers ignore the rules is the same losing proposition A viral Sam Altman clip about AI watching your screen and hearing your calls prompts the show's sharpest frame: take the Bitcoin ethos to intelligence itself, and control your own model like you control your own money The debt reality check: Trump told Bob Woodward in 2016 the $19 trillion debt could be erased in eight years through trade; a decade later the US approaches $40 trillion and interest payments have passed defense spending Groceries tell the story the CPI smooths over: food prices up roughly a third since 2019 by the AP's chart, quality quietly falling, and full-time employment down millions from its early-2025 peak Japan shrank its debt-to-GDP from 229 to 204 without repaying a dime through financial repression, a roundabout tax nobody voted on, and the gap savers should have earned is exactly what the government kept The catch: Japan owes itself, with the Bank of Japan holding 48% of its own debt, while foreigners hold 31% of America's, so when Washington tried the same trick, foreign holders sold and yields broke five percent Bear market check-in: Brady's third, Isaiah's second, and the shared lesson that conviction is earned in the first winter, while the 200-week moving average and cost-of-production zone mark where Bitcoin sits now The week's rare good news: FinCEN permanently ends beneficial ownership reporting for US companies and deletes the collected data, days after Liechtenstein's equivalent register leaked 31,000 entities ► For high-net-worth individuals and corporations seeking to build generational wealth with Bitcoin, Swan Private is your guide ✔ https://www.swanbitcoin.com/private?utm_campaign=private&utm_medium=sponsorship&utm_source=podcast&utm_content=swan_signal_live ► Secure your bright orange future with the Swan IRA today! Real Bitcoin, no taxes ✔ https://www.swanbitcoin.com/ira?utm_campaign=ira&utm_medium=sponsorship&utm_source=podcast&utm_content=swan_signal_live ► Secure your Bitcoin with Swan Vault ✔ https://www.swanbitcoin.com/vault?utm_campaign=vault&utm_medium=sponsorship&utm_source=podcast&utm_content=swan_signal_live ► Download the all-new Swan Bitcoin App ✔ https://www.swanbitcoin.com/app?utm_campaign=app&utm_medium=sponsorship&utm_source=podcast&utm_content=swan_signal_live ► Want to learn more about Bitcoin? Check out Welcome To Bitcoin a FREE Introductory course. Learn about Bitcoin in under 1 hour! ✔ https://www.swanbitcoin.com/welcome?utm_campaign=welcome_to_bitcoin&utm_medium=sponsorship&utm_source=podcast&utm_content=swan_signal_live ► Connect with Swan Bitcoin: ✔ Twitter: https://twitter.com/Swan ✔ Instagram: https://instagram.com/SwanBitcoin ✔ LinkedIn: https://linkedin.com/company/swanbitcoin ✔ Threads: https://www.threads.com/@swanbitcoin ✔ Facebook: https://www.facebook.com/SwanBitcoin/ ✔ TikTok: https://www.tiktok.com/@realswanbitcoin

In this episode of This Week in AML, Elliot Berman and John Byrne break down FinCEN's final rule eliminating beneficial ownership reporting requirements for millions of small businesses and discuss what the move means for AML compliance, transparency, and financial crime prevention. The conversation also explores the renewal of FinCEN's Minnesota Geographic Targeting Order and the growing debate over whether the U.S. is experiencing a true fraud crisis, including insights from Jonathan Rusch's recent analysis of federal fraud enforcement efforts. Beyond the U.S., the hosts examine OCC concerns that led to the rejection of a European fintech's national bank charter application, the Luxembourg FIU's new authority to freeze fraud-linked payments, developments surrounding European beneficial ownership registries, Russia's reported sanctions-evasion payment network, and Australia's enforcement action against a major cryptocurrency ATM operator. The episode concludes with a discussion of a new de-risking resource for nonprofits.

 Today Blair discusses why the FinCEN rule is currently on hold and what agents should watch for moving forward.

[Verse 1]They built another website overnight,Put Wall Street pictures underneath the lights,A shiny little logo, a certificate too,A man you've never met says, “I've got something for you.”“Don't worry about trading, we've got experts inside,Just follow the signals, come along for the ride,Deposit your crypto, we'll handle the rest,Our artificial genius only picks the best.”They've got SEC written all over the screen,FINRA and FinCEN to make it look clean,But registration doesn't mean what they say,And somehow that detail gets hidden away.[Pre-Chorus]If the money was easy,If the profits were free,Why would some strangerNeed an investment from me?[Chorus]Wake up before you pay up,Learn before you lose,A fancy little dashboardDoesn't make the numbers true.Wake up before you pay up,Ask who holds the cash,Because the next amazing opportunityCould be the same old scam.New logo, new website,New professor with a plan,But education is the weaponThat can stop it where it stands.[Verse 2]“Follow our analysts — easy profits!” they say,“Unlimited potential!” — what could go astray?Professional traders with incredible gains,But ask for their credentials and nobody explains.Your balance keeps climbing, you're feeling alive,Ten becomes twenty, then twenty becomes five—Hundred thousand dollars glowing on your phone,But try taking it out and suddenly you're alone.“Pay another tax.”“Your account has been frozen.”“Upgrade to VIP.”“Your withdrawal wasn't chosen.”Funny how the problems only start to appearWhen you stop sending money and try getting it here.[Chorus]Wake up before you pay up,Learn before you lose,A fancy little dashboardDoesn't make the numbers true.Wake up before you pay up,Ask who holds the cash,Because the next amazing opportunityCould be the same old scam.New logo, new website,New professor with a plan,But education is the weaponThat can stop it where it stands.[Verse 3]They show you a certificate, framed up nice,Because official-looking paper has a psychological price,Colorado corporation — “See, we're legitimate!”But registering a company doesn't validate an investment.Then comes the alphabet marching in line:SEC, FINRA, MSB — everything looks fine,Until somebody bothers to check what they mean,And the regulatory story isn't quite what it seemed.One page says they're regulated,Another says “underway,”One says leverage comes tomorrow,Another sells it today.And buried in the contract, for everyone to see:“Governed by the laws of...[for example: Delaware], maybe?”[Breakdown]Wait.They forgot to finish the template.But you want me to send them my Bitcoin?[Heavy Chorus]WAKE UP BEFORE YOU PAY UP!CHECK BEFORE YOU SEND!DON'T LET A WHATSAPP STRANGERBECOME YOUR FINANCIAL FRIEND!WAKE UP BEFORE YOU PAY UP!QUESTION EVERY CLAIM!THE WEBSITE MAY BE DIFFERENT,BUT WE'VE SEEN THIS BLOODY GAME!Different company!Different coin!Different “expert”!Different name!Same greed.Same pressure.Same bloody game.[Bridge]Stop asking,“How much can I make?”Start asking,“How can I verify it?”Who owns the company?Who holds the funds?Who executes the trades?Where does the crypto run?Can I verify the broker?Can I verify the shares?Can I withdraw my moneyWithout paying something else?Don't show me screenshots.Don't show me your mate got paid.Don't show me numbers on an appThat somebody else has made.Show me evidence.[Verse 4]Because yesterday was BG Wealth,Tomorrow something new,Same promises recycledFor another trusting crew.They'll change the website address,They'll change the token name,They'll find another “professor”And restart the bloody game.And every time it collapses,Someone says, “How could we know?”But the warning signs were screamingLong before the money flowed.We cannot stop every scammer,We cannot close every door,But we can make their job much harderThan it ever was before.[Final Chorus]Wake up before you pay up,Learn before you lose,Nobody gets to pressure youInto something you can't prove.**Wake up before you pay up,Teach your family too,Because scammers lose their powerWhen their victims know the clues.New logo, new website,Let them dress it how they can—An educated investorIs a nightmare for a scam.[Outro]Before you invest...Check the company.Check the regulator.Check the people.Check the money.And if somebody promiseseasy profits with almost no effort...Don't ask how quickly you can get in.Ask why they're so desperate to get you in.Support the show

This week on This Week in AML, John Byrne and Elliot Berman examine FinCEN's record-setting $125 million enforcement action against UBS, the largest civil money penalty ever imposed against a broker-dealer for Bank Secrecy Act violations. They discuss what made the case significant, the consequences of repeated compliance failures, and the lessons financial institutions should take from the enforcement action. The conversation also covers FinCEN Director Andrea Gacki's departure for Citibank and what the appointment of Acting Director Jenna Casanova could mean for future enforcement priorities. John and Elliot then explore Senator Ron Wyden's report on financial institutions' handling of Jeffrey Epstein-related accounts, including proposed changes to suspicious activity reporting requirements and concerns about SAR confidentiality. They also review Capital One's defense of account closures tied to AML obligations and the broader debate surrounding claims of "debanking." Internationally, the hosts discuss the FCA's planned overhaul of transaction reporting requirements in the UK, ongoing challenges in accessing beneficial ownership registries across the European Union, and Transparency International's push for stronger global anti-corruption measures.

 In this episode of Compliance 911, Len Suzio and Dean Stockford review key banking and compliance developments from June 2026, including new OCC rules affirming federal banks' authority over real estate escrow interest and fees, updated FDIC guidance on official signs and advertising, and CFPB changes to Regulation B that have created uncertainty around disparate impact and fair lending enforcement. They also discuss a joint FinCEN advisory identifying red flags tied to fraud involving unauthorized employment, CFPB guidance on considering immigration status in ability-to-repay decisions, and expanded use of Section 314(b) information sharing for fraud and cyber-related activity. The episode concludes with FHA's decision to make certain appraisal field reviews optional and an overview of the proposed 21st Century ROAD to Housing Act, which could provide regulatory relief for community banks through higher examination thresholds, brokered deposit reforms, streamlined bank formation, and support programs for smaller and newly chartered institutions. Brought to you by GeoDataVision and M&M Consulting

The award-winning Compliance into the Weeds is the only weekly podcast that takes a deep dive into a compliance-related topic, literally going into the weeds to explore a subject more fully. Looking for some hard-hitting insights on compliance? Look no further than Compliance into the Weeds! In this episode of Compliance into the Weeds, Tom Fox and Matt Kelly discuss a newly issued FinCEN consent order sanctioning UBS Financial Services, the U.S. broker-dealer subsidiary of UBS. It is a $125 million penalty, the largest FinCEN fine against a broker-dealer, for extensive anti-money laundering failures. They highlight weak transaction monitoring and suspicious activity reporting (SAR) processes, poor customer due diligence, inadequate wire-transfer data collection, and data governance gaps that led to under-reporting and hindered FinCEN's ability to build a complete money-laundering picture. The order notes UBS failed to monitor more than 50,000 foreign-currency wires totaling over $10 billion and did not disclose ongoing deficiencies discovered after a 2018 $14 million FinCEN action requiring fixes by 2021, with problems traceable back to 2004 and not addressed until 2023. They frame the matter as a tone-at-the-top and resourcing failure, compare it to other enforcement actions (including a recent SEC fine against Merrill Lynch), and suggest a future deeper dive after reviewing the full order. Key highlights: What UBS Got Wrong Scale Of The Failures Board Oversight and Resourcing Data Governance Breakdown SARs, Metrics, and AI Talk Takeaways and Next Steps Resources: ⁠USB Consent Order⁠  Tom   ⁠Instagram⁠ ⁠Facebook⁠ ⁠YouTube⁠ ⁠Twitter⁠ ⁠LinkedIn⁠ A multi-award-winning podcast, Compliance into the Weeds was most recently honored as one of the Top 25 Regulatory Compliance Podcasts, a ⁠Top 10 Business Law Podcast⁠, and ⁠a Top 12 Risk Management Podcast⁠. Compliance into the Weeds has been conferred a Davey, Communicator, and W3 Award, all for podcast excellence.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of This Week in AML, John Byrne and Elliot Berman unpack several significant developments across the AML, sanctions, fraud, and compliance landscape. They begin with the U.S. Senate's overwhelming bipartisan vote to advance new Russia and Iran sanctions legislation, then turn to FinCEN Director Andrea Gacki's recent congressional testimony, including her emphasis on fraud prevention, BSA modernization, SAR guidance, and the industry's ongoing uncertainty about AML priorities and effectiveness standards. The conversation also explores Transparency International's 2025 achievements in advancing anti-corruption reforms worldwide and raises important questions about whether corruption will remain a formal U.S. AML priority. John and Elliot review FinCEN's new alert on financial student aid fraud, discuss the continued role of shell companies in fraud schemes, and examine a House Financial Services Committee report on scams and fraud. Additional topics include Treasury's review of the SDN List, the growing industry around sanctions delisting petitions, the closure of crypto exchange BitMEX despite presidential pardons for its founders, the OCC's denial of Wise US's national trust charter application due to AML compliance concerns, and new reporting linking crypto-to-cash storefronts to money laundering activity.

Patrick McKenzie (patio11) is joined by Garrison Lovely, journalist and author of Obsolete: The AI Industry's Trillion-Dollar Race to Replace Us and How to Stop It, to map the three-sided debate over AI risk and why the arguments keep talking past each other. They then turn to what cheap cognition does to surveillance that already exists: FinCEN receives roughly 4 million suspicious activity reports a year and reads almost none of them, ICE agents run about a million queries against that database annually, and every podcast ever recorded is now transcribable for approximately nothing. The conversation covers capabilities denialism, ablated open-weights models, the fraud supply chain, and why AI is also unusually good at writing the Regulation E letter that gets your bank to fix your problem.–Full transcript available here: https://www.complexsystemspodcast.com/cheap-cognition-and-the-end-of-practical-obscurity-with-garrison-lovely/ –Presenting Sponsors: Mercury, MongoDB & ChainguardComplex Systems is presented by Mercury—radically better banking for founders. Mercury's new feature Command brings an LLM directly into your banking interface, so checking balances, finding invoices, or sending a wire is as easy as asking. Apply online in minutes at https://mercury.com/. What's the point of building faster with AI if your database can't keep up? MongoDB's native data model mirrors the language LLMs already speak. Ship at the speed of AI while staying ACID compliant at Fortune 500 scale. Start building at https://mongodb.com/ai.If attackers are using AI to weaponize code faster than any team can review it, your scanners won't save you. Chainguard builds libraries and container images from source, verified all the way down, with near-zero CVEs and zero malware. Build safely at https://www.chainguard.dev/. –Links:Obsolete: The AI Industry's Trillion Dollar Race to Replace Us―and How to Stop It: https://www.amazon.com/Obsolete-Power-Profit-Machine-Superintelligence/dp/1682196305 –Timestamps:(00:00) Preview(00:43) Intro(01:51) The three-sided debate over AI risk(05:32) Power, politics, and the tech backlash(09:49) Capabilities denialism and AI tells(14:54) The obsoleting machine(17:09) The Turing test is dead(18:56) Languages for free, then software engineering(22:37) Sponsors: Mercury | MongoDB(25:09) How high up the stack do the models decide?(29:11) Surveillance and cheap cognition(32:38) Podcasts, FinCEN, and the end of practical obscurity(38:35) Section 702 and the data broker loophole(39:35) Sponsor: Chainguard(40:55) Section 702 and the data broker loophole (cont'd)(47:23) Institutional friction and a million ICE queries(53:29) Security through obscurity no longer works(54:54) Scams, fraud, and ablated models(1:00:20) Personal utility versus societal backlash(1:02:16) AI as a tool for redress(1:06:34) State capacity and regulating what you understand(1:12:37) Tobacco, nuclear, and AlphaFold: strangle it or steer it(1:18:37) Where to find Garrison and the book(1:20:32) Wrap

Thanks to our partners Promotive, WickedFile, Maverick Shop Owners, and OverdryveYour bank account just hit zero. What do you do in the next 24 hours? And if you're planning six months ahead instead, is a bank loan really your cheapest option?Following up on last week's episode on cash reserve mistakes, Hunt Demarest, CPA, goes solo again to tackle the other side of that coin: how to actually get cash back into your shop, whether you need it today or you're planning ahead. He draws a hard line between "I need money right now" and "I need money eventually," and walks through the immediate, band-aid moves every shop owner should make the moment they run dry — leveraging credit cards, cutting the right expenses (and not the wrong ones), and diagnosing the real reason the cash dried up in the first place. From there, Hunt ranks every borrowing option available to shop owners, from real estate equity all the way down to credit card advance loans, and explains why "debt-free" can quietly become one of the most dangerous positions a shop can be in.Whether you're staring down an empty operating account this week or mapping out a remodel a year from now, this episode is a practical roadmap for getting and keeping the cash your shop actually needs.What You'll Learn...00:00 Intro: last week's reserve mistakes come home to roost03:29 Need cash now or need cash later? The question that changes everything03:57 Already out of cash? Why it's too late for the "normal" fixes05:51 Leveraging credit cards as your fastest lever08:00 Cutting expenses without cutting your own throat09:27 The real fix: understanding why you ran out of cash15:05 How much should you borrow? More than you think16:02 How long should you take to pay it back? Longer than you think18:11 Real estate equity, the cheapest money you'll ever borrow20:03 Business lines of credit and what banks actually want to see21:33 FinCEN loans explained: Amex, PayPal, and Kabbage23:16 Credit card advance loans, the last resort and its true costThanks to our partner, PromotivePromotive has over 40 years of recruiting and automotive experience. If you need qualified technicians and service advisors and want to offload the heavy lifting, visit https://gopromotive.com/Thanks to our partner, WickedFileTurn chaos into clarity with WickedFile, the AI for auto repair shops. Transform invoices into insights, protect cash flow, and stop losing parts, cores, or credits to maximize your bottom line. visit https://info.wickedfile.com/Thanks to our partner, Maverick Shop OwnersYou're working on growing a more profitable shop - that's critical. That's exactly what the 24-video Blueprint course by Maverick Shop Owners addresses - customers, sales, profit, people, systems, and freedom. Get free access for our listeners only at https://maverickshopowners.com/blueprintThanks to our partner, OverdryveOverdryve is your AI-powered marketing operating system. It predicts slow weeks before they happen, automatically launches revenue-driving campaigns, tracks ROI down to the dollar, and optimizes performance in real time. Visit https://overdryvemarketing.com/Paar Melis and Associates – Accountants Specializing in Automotive RepairVisit us Online: www.paarmelis.comEmail Hunt: podcast@paarmelis.comGet the FREE 2026 Auto Shop Benchmark Report: https://hubs.ly/Q04j-grh0Download a Copy of My Books Here:Beyond the Bays: A Financial Playbook for Auto Repair Shop OwnersWrenches to Write-OffsYour Perfect Shop The Automotive Repair Podcast Network: https://automotiverepairpodcastnetwork.com/Remarkable Results Radio Podcast with Carm Capriotto: Advancing the Aftermarket by Facilitating Wisdom Through Story Telling and Open DiscussionDiagnosing the Aftermarket A to Z with Matt Fanslow: From Diagnostics to Metallica and Mental Health, Matt Fanslow is Lifting the Hood on Life.The Weekly Blitz with Chris Cotton: Weekly Inspiration with Business Coach Chris Cotton from AutoFix - Auto Shop Coaching.Speak Up! Effective Communication with Craig O'Neill: Develop Interpersonal and Professional Communication Skills when Speaking to Audiences of Any Size.Business by the Numbers with Hunt Demarest: Understand the Numbers of Your Business with CPA Hunt Demarest.The Auto Repair Marketing Podcast with Kim and Brian Walker: Marketing Experts Brian & Kim Walker Work with Shop Owners to Take it to the Next Level.

Fraud in America is made possible by the generous donation of Getnick Law, a boutique Manhattan law firm dedicated to fighting fraud and promoting business integrity. ------------------Fraud in America Social Links

In this episode of "Financial Crime Matters," Kieran asks former senior banking regulators Lisa Arquette, Donna Murphy and Suzanne Williams to draw on their cumulative decades of insight related to US anti-financial crime regulation. Recently retired, Lisa, Donna and Suzanne discuss their roles in defining Bank Secrecy Act, or BSA, requirements over the past twenty years at the FDIC, Office of the Comptroller of the Currency, and Federal Reserve Board, respectively. Recalling that anti-money laundering oversight was once "given to the most junior [bank] examiner" and primarily involved asking tellers "what they did with cash," Lisa, Donna and Suzanne detail how the terrorist attacks on September 11, 2001, Congressional hearings and other events brought about the huge expansion of BSA responsibilities for financial institutions. In discussing their careers, Lisa, Donna and Suzanne also touch on how inter-banking agency conflicts were dealt with and what they wished their agencies might have accomplished but did not. Finally, they conclude by discussing the current shift in regulatory priorities manifest by the changing role of the Financial Crimes Enforcement Network, or FinCEN, and the push to grant banking charters to digital asset companies and other fintechs.

***"I think I got kind of orange-pilled and privacy-pilled in this way when Snowden exposed all this surveillance that was happening by default through every system you've ever touched. That's when I started treating all digital infrastructure as inherently recording devices. They're trying to take information and, even if someone doesn't really want or intend to store the information, it's possible that it gets leaked through a hack. And when it comes to money, that reveals all the relationships someone has. And without privacy, there's no way for that to be free. For Bitcoin to kind of live up in my mind to what it was meant to do, be censorship resistant, you need to have privacy." ~ Dan Gould*** We've all heard that Bitcoin needs privacy to function as real money. But most current solutions force you to jump through ridiculous hoops. Dan Gould has been obsessing over this exact problem for years, and he came on the show to explain why we might finally have a viable fix. Dan and I talked through the history of Bitcoin privacy tools. We looked back at the early days of TumbleBit and Wasabi, and got into why past attempts failed to gain significant adoption. But the core of our conversation was about Payjoin V3. If you care about protecting your stack and keeping your identity safe from on-chain surveillance firms, you need to hear this one. Dan breaks down exactly how the new Payjoin protocol strips out the heavy infrastructure and simply hides your transactions in plain sight. It completely shifted my perspective on how we actually achieve basic on-chain privacy. Chapters (00:00:00) - Guest intro (00:04:42) - Fixing base layer anonymity (00:10:29) - The physical risks of public ledgers (00:14:58) - Lessons from early privacy protocols (00:21:44) - FinCEN and the downfall of Stratus (00:26:20) - The technical flaws of synchronous mobile coinjoins (00:30:37) - Developer assumptions versus actual user behavior (00:32:40) - Understanding Payjoin and interactive transaction batching (00:39:19) - Overcoming complex connection barriers in p2p privacy (00:42:07) - Async Payjoin directories (00:49:20) - Output substitution and routing interactive payments (01:00:28) - Achieving non-interactive additions without covenants (01:12:34) - The push for widespread adoption Guest Links Dan on X (Link: https://twitter.com/bitgould) Payjoin's Website (Link: https://payjoin.org) Payjoin's GitHub (Link: https://github.com/payjoin) Edward Snowden's X post (Link: https://x.com/Snowden/status/1391040522433830912?s=20) Affiliate Links Become sovereign, hold your keys, be censorship resistant with the Bitbox hardware wallet. Get 5% off everything in the store with code GUY (Link: https://bitbox.swiss/) Get 10% off the best Bitcoin board game in the world, HODLUP! Or any of the other great games from The Free Market Kids! Use code GUY10 at checkout for 10% off your cart! (Link: https://www.freemarketkids.com/collections/games-1) Host Links ⁠⁠Guy on Nostr ⁠(Link: http://tinyurl.com/2xc96ney) ⁠Guy on X ⁠(Link: https://twitter.com/theguyswann) Guy on Instagram (Link: https://www.instagram.com/theguyswann) Guy on TikTok (Link: https://www.tiktok.com/@theguyswann) Guy's Takes on YouTube (Link: https://www.youtube.com/@GuysTake) Guy Swann on YouTube (Link: https://www.youtube.com/@theguyswann) ⁠Bitcoin Audible on X⁠ (Link: https://twitter.com/BitcoinAudible) The Guy Swann Network Broadcast Room on Keet (Link: https://tinyurl.com/3na6v839)

The latest episode of the Consumer Finance Monitor podcast examines a significant and coordinated regulatory initiative that could reshape anti-money laundering and countering the financing of terrorism (AML/CFT) compliance across the financial services industry. In this episode, host Alan Kaplinsky and guest Celia Cohen, a partner in Ballard Spahr's White Collar Defense and Investigations Group, analyze the joint notice of proposed rulemaking issued by the federal banking agencies Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency, and National Credit Union Administration—alongside a parallel proposal from Financial Crimes Enforcement Network (FinCEN). Together, these proposals represent one of the most important efforts in years to modernize AML/CFT compliance frameworks, moving the system toward a more risk-based, effectiveness-driven model. Key Topics Discussed Include: A Shift Away from "Check-the-Box" Compliance "Establish and Maintain" — and Prove It Works SAR Filings and the Challenge of Judgment Calls Impact Across Financial Institutions Regulatory Signals: A Coherent Direction What Institutions Should Be Doing Now The Consumer Finance Monitor podcast will continue tracking developments as the rulemaking process advances and will revisit the topic when final rules are issued. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

In this week's episode of This Week in AML, John Byrne and Elliot Berman examine major developments shaping the financial crime compliance landscape. They discuss newly released presidential financial disclosures, FATF's priorities under new President Giles Thomson, and a new FATF report on terrorist financing risks tied to social media, messaging apps, and streaming platforms. The conversation also covers the Rome Statement on Art Market Integrity, Binance's licensing challenges under the EU's MiCA framework, FinCEN and FBI actions targeting cartel-linked fuel theft and human smuggling networks, and the UK's evolving crypto asset regulatory regime. Additional topics include Europol's latest assessment of organized crime networks, the SEC's enforcement action against Merrill Lynch for SAR reporting failures, and the potential business and regulatory implications of a recent U.S. Supreme Court decision affecting independent federal agencies. The episode concludes with a preview of upcoming AML RightSource content, including a discussion on AI and financial compliance.

What does the future of fraud prevention look like from the perspective of someone who has spent two decades helping scam victims?In this episode of The Scam Rangers Podcast, Ayelet Biger-Levin sits down with Amanda Shute, Senior Risk Manager, External Fraud Oversight, whose career began on the front lines as a bank teller helping customers after devastating scams. That experience shaped her belief that fraud prevention isn't just about stopping transactions. It's about helping people navigate trust.Together they explore how AI is changing the scam landscape, why traditional awareness campaigns often fail in emotionally charged moments, and what financial institutions can do to build customer resilience before a payment is ever made.From relationship-building and victim advocacy to synthetic trust and real-time intervention, this conversation offers a fresh perspective on the human side of fraud prevention, and why trust may become the industry's most important security control.In this episode you'll learn: How Amanda's career on the teller line shaped her approach to fraud prevention Why scam victims lose more than money. They lose trust The role financial institutions can play in rebuilding customer confidence What "synthetic trust" means in the age of AI-generated scams The new warning signs of AI-driven social media fraud Why awareness alone isn't enough once emotions take over How banks can evolve from fraud recovery to customer resilience Why collaboration across institutions is becoming essential What the new FinCEN 314(b) clarification means for information sharing Why every fraud professional should continuously learn from peers across the industryWhy this episode mattersScams are no longer simply attacks on accounts—they're attacks on trust. As AI enables criminals to create increasingly convincing stories and identities, financial institutions face a new challenge: helping customers make better trust decisions before manipulation succeeds.Amanda offers a practical roadmap for how fraud leaders can rethink prevention—not just through stronger controls, but by building trusted relationships, creating meaningful interventions, and putting the customer experience at the center of their strategy. You can learn more about her on LinkedIn: https://www.linkedin.com/in/amandashute/About the Host - Ayelet Biger-Levin is the Founder and CEO of RangersAI and the host of Scam Rangers, a podcast exploring the human side of scams and the people working to protect consumers from financial and emotional harm.Through her work at RangersAI and her leadership within the Global Anti-Scam Alliance, Ayelet partners with financial institutions, policymakers, and advocates to elevate scam prevention beyond controls and technology toward trust-based, customer-centric protection.Be sure to follow her on LinkedIn and reach out to learn about her additional activities in this space: https://www.linkedin.com/in/ayelet-biger-levin/RangersAI: https://www.rangersai.com/

English: In this episode of Whistleblower of the Week, guest host, Rachel Demeuse, an intern with Kohn, Kohn & Colapinto, interviews William Bourdon. Bourdon is one of Europe's most prominent human rights attorneys, founder of Sherpa and PPLAAF, and the lawyer who successfully defended Antoine Deltour and Edward Snowden, reflects on four decades at the forefront of whistleblower defense. He assesses what Europe's legal arsenal actually offers those who dare to speak out.The conversation moves from law to philosophy, exploring the role of whistleblowers as sentinels of democracy, the deep cultural divide between Europe and the United States on financial rewards. It ends on a pressing note: Bourdon's sharp critique of FinCEN's proposed AML whistleblower regulations, which he sees as part of a broader assault on press freedom and dissent, and a dangerous signal to authoritarian regimes worldwide.French: Dans cet épisode de Whistleblower of the Week, William Bourdon, l'un des avocats de droits de l'homme les plus influents d'Europe, fondateur de Sherpa et de la PPLAAF, défenseur d'Antoine Deltour, Rui Pinto et Edward Snowden, revient sur quatre décennies passées à défendre ceux qui osent parler. De la loi Sapin II à la loi Wasermann, il évalue ce que l'arsenal juridique européen offre réellement aux lanceurs d'alerte.L'entretien s'élève ensuite du droit à la philosophie, explorant le rôle des lanceurs d'alerte comme sentinelles de la démocratie, le fossé culturel profond entre l'Europe et les États-Unis sur la récompense financière. Il se conclut sur une actualité brûlante : la critique acérée de Bourdon à l'égard de la nouvelle réglementation FinCEN, qu'il perçoit comme une attaque contre la liberté de la presse, et un signal dangereux envoyé aux régimes autoritaires du monde entier. Listen to the podcast on WNN or on Spotify, Apple Podcasts, or Amazon. Subscribe on your favorite platform!

In this episode of Fraudology, Karisse Hendrick sits down with Hailey Windham, Community Lead for Banking at Sardine and host of the Fraud Forward podcast. Hailey shares her journey transitioning from a practitioner at community financial institutions to the vendor side, focusing entirely on providing practical, operational insights for credit unions and community bank fraud teams.The conversation explores the highly anticipated June 2026 updated guidance from FinCEN regarding Section 314B of the USA Patriot Act. Hailey breaks down how this new fact sheet eliminates long-standing confusion and regulatory fears, giving financial institutions a robust legal framework to safely share information and collaborate under a liability safe harbor.We also explore the "hot topics" dominating the banking fraud landscape today:Fraud Explicitly in Scope: How the new guidance expands past narrow money laundering limits to formally include computer fraud and scams targeting individuals, organizations, or governments.Reasonable Suspicion vs. Certainty: Why teams no longer need a fully completed investigation or total certainty before sharing data, making early sharing on incomplete information permissible.Real-Time Data Transmission: The protocol shifts allowing financial institutions to share verbal alerts, video surveillance footage, IP addresses, and attempted transactions in real time.The Power of Associations: How non-bank compliance providers and industry trade groups can now legally organize 314B associations so smaller institutions don't have to fight fraud alone.Additionally, Hailey dives into the preliminary insights from the industry's first practitioner-built benchmarking survey for community banks and credit unions under $10 billion. We examine the systemic issues keeping banking fraud fighters up at night, from rigid legacy core system limitations to the immense pressures of tackling an exponential surge in social engineering scams with limited resources.Connect with Hailey Windham

This week on This Week in AML, Elliot Berman and John Byrne unpack major developments shaping the financial crime landscape. They discuss FinCEN's guidance expanding Section 314(b) information-sharing to include fraud and what it means for financial institutions. The conversation also covers new CFPB guidance on lending and immigration-related risks, increased IRS scrutiny of nonprofits, and enforcement actions from the UK and New Zealand. Plus, they explore growing concerns about the future of U.S. anti-financial crime leadership, the challenges of beneficial ownership transparency, and ongoing investigations tied to high-profile cases.

This week on This Week in AML, Elliot Berman and John Byrne break down a wide range of developments shaping the financial crime landscape. They unpack a new joint advisory from FinCEN and federal banking agencies targeting risks tied to unauthorized labor and its implications for banks. The conversation then turns to escalating concerns about “debanking,” including controversy over blocked charitable donations and its implications for access to the financial system. The episode also dives into a congressional hearing on Chinese money laundering networks and how evolving typologies are challenging traditional approaches to tracking money. Plus, insights on prediction markets and potential manipulation, fraud trends tied to social media platforms, EU sanctions targeting crypto, and progress in combating antiquities trafficking.

On the latest episode of the ABA Banking Journal Podcast, ABA's Heather Trew breaks down recent news about the president's executive order on illegal immigration and the financial system and the advisory from the Financial Crimes Enforcement Network, the OCC, the FDIC and others on red flags associated with illegal immigration. Trew covers: An overview of the executive order and advisory Financial typologies of suspicious activity linked to illegal immigration that FinCEN has identified — for individual consumers, small businesses and large businesses Scrutiny on the use of individual taxpayer identification numbers, or ITINs, to open accounts, and the technical complexities of differentiating between ITINs and other identifiers How banks can stay in the loop on developments, particularly future changes to the customer due diligence and customer identification program rules

Small tax mistakes can cost you thousands, even when you think you're doing everything right.From missing a filing deadline to misunderstanding how a deduction works, small errors can quickly turn into penalties, lost deductions, and a higher tax bill.In this episode, Mike answers real tax questions from small business owners covering gambling losses, BOI reporting, moving an S corporation to another state, the Augusta Rule, HSAs, late 1099s, estimated tax penalties, startup expenses, vehicle write-offs, and more. He breaks down the rules, explains the available options, and shares practical steps to help you stay compliant and avoid costly tax mistakes.

This week, Patty and Scott welcome special guest Dan Sumner, Scott's former college roommate and the show's "Buyer of the Month!"

In this episode, Tom Fox welcomes Matt Ellis of Miller & Chevalier about the ACI “Cartels, TCOs and Compliance in Latin America” forum (July 20–21, Washington, DC) and why cartel/TCO/FTO risk is a timely 2026 compliance priority. Ellis describes the Trump administration's focus on cartels, fentanyl, China's influence, and the expanded enforcement toolkit—FCPA guidance linking to cartel activity, sanctions, AML actions (including FinCEN orders against Mexican financial institutions), and cartel FTO designations implicating the Anti-Terrorism Act. They discuss how cartels infiltrate supply chains, creating “material support” exposure, and why due diligence must go beyond traditional screening to on-the-ground intelligence and nuanced red flags. Ellis notes government interest in compliance expectations, extortion-payment considerations, the Lafarge/ISIS example, anticipated investigations, broader regional risk (Mexico, Venezuela, Colombia, Brazil), and increased multi-agency coordination and potential dialogue with U.S. authorities. Key highlights: Why This Conference Now Due Diligence Goes Deeper Extortion and Self-Reporting Beyond Mexico Regional Risks Whole-of-Government Focus When to Engage Government Resources: Cartels, TCOs and Compliance in Latin America, July 20-21 Matt Ellis on LinkedIn Tom Fox Instagram Facebook YouTube Twitter LinkedIn To learn about the intersection of Sherlock Holmes and the modern compliance professional, check out Tom's latest book, The Game is Afoot-What Sherlock Holmes Teaches About Risk, Ethics and Investigations on Amazon.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Lauren Rodriguez joins Mark Edge at the Libertarian National Convention to share the story of her husband Keonne Rodriguez and William "Bill" Lonergan Hill, creators of Samourai Wallet. In April 2024, both men were raided by the FBI and charged with money laundering and operating an unlicensed money service business — despite FinCEN confirming the wallet was not in violation. After a judge denied every motion, they were left with no choice but to accept a plea deal. Keonne is now serving 5 years and Bill 4 years in federal prison. Visit BillandKeonne.org to sign the petition for a presidential pardon and support their families. Sponsored by SALT Lending.

This week, Elliot Berman and John Byrne break down a packed slate of AML and financial crime developments shaping the global landscape. They start in the U.S. with two new FinCEN alerts—one highlighting Iran's use of front companies, digital assets, and complex corporate structures to evade sanctions, and another warning of heightened human trafficking risks tied to the 2026 FIFA World Cup. The conversation expands into broader trafficking concerns From there, they unpack the OCC's latest risk perspective, emphasizing persistent cyber threats, rising fraud sophistication, and mounting pressure on compliance systems amid geopolitical tensions. On Capitol Hill, attention turns to the Clarity Act and its push to build a regulatory framework for cryptocurrencies—alongside mounting concerns from banks and law enforcement about stablecoins, AML enforcement, and investigative visibility. Internationally, they discuss Canada's dramatic increase in AML penalties, AUSTRAC's updated risk outlook and virtual asset focus, Switzerland's proposed AML rule changes, and The EU's push toward a unified anti-corruption strategy.

Today, we released a new episode of the award-winning Consumer Finance Monitor Podcast examining one of the most significant recent federal developments in the fight against scams and fraud: Executive Order 14390. Hosted by Alan Kaplinsky (the founder, chair for 25 years and now Senior Counsel in the Consumer Financial Services Group), the episode features returning guests Kate Griffin and Nick Bourke of the Aspen Institute, who previously joined the podcast to discuss Aspen's landmark report, United We Stand: A National Strategy to Prevent Scams.   Why This Episode Matters Scams and fraud continue to impose staggering losses on American households, businesses, and financial institutions. As discussed in the episode, the Aspen report framed scams as a "whole-of-society" problem requiring coordination across government, financial institutions, technology companies, telecom providers, and civil society. The new Executive Order appears to respond directly to that challenge by calling for: A coordinated federal anti-scam strategy Greater inter-agency cooperation Enhanced public-private information sharing Increased disruption of transnational scam networks Stronger victim restitution and recovery efforts More aggressive international enforcement tools, including sanctions and diplomatic pressure In many respects, the Executive Order may represent the first serious federal attempt to build a national strategy to combat scams. Key Themes Explored in the Episode During the discussion, Kate Griffin described the Executive Order as the "starting gun" in the race against scams—an important signal that the federal government is now treating scams as a national priority. Nick Bourke emphasized that success will require more than enforcement alone. He noted that regulators, financial institutions, telecom carriers, and digital platforms must be empowered to share information and intervene more effectively when suspicious activity is detected. The conversation also examined: Coordination Across Government The Executive Order relies heavily on the federal government's National Coordination Center framework to align agencies such as the Departments of Treasury, State, Justice, and Defense. Whether that coordination translates into meaningful operational change remains to be seen. 2. Information Sharing and Safe Harbors The guests explained that one of the largest barriers to scam prevention is the inability of private-sector participants to share threat intelligence quickly because of privacy, litigation, or antitrust concerns. Legislative or regulatory safe harbors may ultimately be necessary. 3. Targeting the Scam Business Model Rather than focusing solely on individual fraudsters, the discussion stressed the need to undermine the economics of scams—making them harder, riskier, and less profitable for criminal enterprises to operate. 4. Victim Restoration A particularly notable feature of the Executive Order is its call for a victim restoration program, which could help return seized assets to scam victims more efficiently. 5. Modernizing Law Enforcement Tools The guests also highlighted the need to modernize legacy federal databases such as FBI and FinCEN reporting systems, many of which were designed before today's high-speed digital scam environment. What Comes Next? While the Executive Order is an important milestone, the guests agreed that additional action will be needed from Congress, regulators, and the private sector. A successful anti-scam strategy will likely require: Clearer legal pathways for data sharing Better consumer reporting systems Greater use of AI and analytics International cooperation Faster prosecutions and asset recovery Ongoing public education efforts Bottom Line This episode makes clear that scams are no longer simply a consumer-protection issue, they are now a national economic security issue. The White House has taken an important first step, but whether the Executive Order produces meaningful results will depend on execution, follow-through, and sustained cross-sector collaboration. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

In this episode of AML Conversations, John Byrne is joined by Sarah Beth Felix, author of Dirty Money Weekly, for an in-depth discussion on the evolving state of AML and BSA reform. Recorded at the close of April, the conversation examines FinCEN's proposed AML program rule, with a critical look at how concepts like “effectiveness,” “risk-based approach,” and “reasonably designed” are used—and often left undefined. Sarah and John also dig into FinCEN's latest annual report, ongoing challenges with SAR data and form design, and what proposed changes could mean for enforcement consistency and regulatory bottlenecks. The episode explores emerging issues, including the PACE Act, AML model validation, and what meaningful modernization of the Bank Secrecy Act should prioritize ahead of an upcoming congressional hearing on BSA reform.

Attorney Stephen Kohn joins Jane Turner to sound the alarm on an urgent action alert regarding the Anti-Money Laundering (AML) Whistleblower Law. This new law is the most comprehensive award program ever passed—covering everything from drug cartels to sanctions violations—yet proposed regulations written and administered by the Financial Crimes Enforcement Network (FinCEN) now threaten the very confidentiality whistleblowers critically depend on to stay safe. Act now—submit your comment before the June 1 deadline! Go to www.whistleblowers.org/actions/fincen-rules to take action today.Use the direct link to submit your official public comment to regulations.gov.You can easily cut and paste the proposed comment provided by the National Whistleblower Center.Your action is urgently needed. Massive public participation is critical right now to compel the Department of the Treasury to enact regulations that work as Congress intended and to protect those who risk everything to expose global corruption. Listen to the podcast on WNN or on Spotify, Apple Podcasts, or Amazon. Subscribe on your favorite platform!

Can the U.S. government send a software developer to prison for writing and publishing code? That's the question at the center of the Tornado Cash and Samourai Wallet prosecutions, and every crypto founder, builder and investor should understand the answer.This deep-dive episode walks through the history of U.S. money transmission law, how the DOJ is applying it to non-custodial software developers, what the Roman Storm verdict actually means, and what new legislation could change in 2026.Guests:Peter Van Valkenburgh — Executive Director, Coin CenterAmanda Tuminelli — Chief Executive Officer, DeFi Education FundBrian Klein — Partner at Cooley, lead defense attorney for Roman StormJake Chervinsky — Hyperliquid Policy Center (cameo)This is the most comprehensive podcast I've ever done. Welcome to Law of Code, Season 2.Timestamps:0:00 Intro3:18 What's at stake?4:40 Which developers are at risk6:03 Custodial vs. non-custodial9:32 What is a money transmission license?9:47 Steamships, the telegraph & Western Union12:14 The Bank Secrecy Act13:38 Section 196015:26 The Patriot Act19:39 FinCEN's 2013 and 2019 guidance24:42 OFAC sanctions Tornado Cash 27:30 How Tornado Cash works 30:48 Coin Center v. Yellen 32:24 DOJ indicts Roman Storm, Roman Semenov, Roman Sterlingov & Samourai Wallet developers35:15 The Van Loon win 40:33 Developer losses43:48 Bad facts make bad law48:46 Brian Klein on Roman Storm's case 50:50 The Brady letter57:00 Michael Lewellen sues for answers1:09:24 The Blanche memo1:18:46 The Galeotti speech1:26:13 Catch-22 for developers 1:30:03 The chilling effect on U.S. innovation1:33:48 Blockchain Regulatory Certainty Act 1:38:03 Promoting Innovation in Blockchain Development Act1:45:28 What's nextNothing in this podcast is legal or investment advice. Newsletter: I'm re-launching the Law of Code newsletter soon: you can ⁠⁠⁠stay updated on emerging tech law for free here⁠⁠⁠. https://www.lawofcode.fm/ Any feedback on this episode? Or how to improve the podcast? ⁠⁠Click here⁠⁠. https://forms.gle/W4d2a5aHuLJjuNdn7 Disclaimer: This podcast is for informational and educational purposes only and does not constitute legal or investment advice. Views expressed by guests are their own and do not necessarily reflect those of their employers. Listening to this podcast does not create an attorney-client relationship.

On today's episode of The Stretch we recap the Chicago Bears 2026 draft class. While some picks may seem questionable and some needs appear to not be addressed, we have decided to trust Ben Johnson's process. We talk about some of the Bears newest rookies, Billy Donovan stepping down, the Cubs 10 game winning streak snapped and more. On today's episode of The Stretch we recap the Chicago Bears 2026 draft class. While some picks may seem questionable and some needs appear to not be addressed, we have decided to trust Ben Johnson's process. We talk about some of the Bears newest rookies, Billy Donovan stepping down, the Cubs 10 game winning streak snapped and more. SUPPORT THE SHOW Mountain Dew - Enjoy the refreshing citrus kick of Mountain Dew: an American Original. Grab a Dew. Tasting Great Since 48. Shopify - Sign up for your one-dollar-per-month trial today at https://SHOPIFY.com/stretch Kraken - Kraken's giving you $25 inBitcoin, new users go to kraken.com/barstool, use code BARSTOOL25 when you sign up, deposit and trade $100 boom -- $25 in BTC. Disclaimer: Securities and brokerage services offered by Kraken Securities LLC, member FINRA/SIPC. Digital asset services offered by Payward Interactive Inc., (NMLS ID:1843762) a FINCEN registered money services business, not a member of FINRA/SIPC and not FDIC insured DraftKings - Gambling Problem? Call 1-800-GAMBLER. 18+ (21+ in certain states) to open, own, or access an advance deposit wagering account and resident of a state where DK Horse or DK Racing is available. Eligibility restrictions apply. Void where prohibited. Opt-in req. Min. $5 wager. Only the first straight single horse win wager on the Kentucky Derby placed after opt-in is eligible. Wager must win to qualify for an equal share of $1,000,000. Reward issued in cash within 7 days of race completion via a click to claim, which expires 30 days (720 hours) after receipt. Unclaimed rewards will be forfeited. Ends at the closing of the betting pool for the Kentucky Derby on 5/2/26. Terms: www.dkhorse.com/bet/offers/details; www.racing.draftkings.com/promos Sponsored by DraftKings.You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/redlineradio

In this week's episode of This Week in AML, with Elliot traveling, Joe McNamara joins John Byrne to break down a busy week in global compliance news. The big domestic story is the Corporate Transparency Act, where the House Financial Services Committee passed a bill to repeal the CTA for domestic entities - but only by a single vote. The hosts unpack what that means, where the legislation goes from here, and why a separate threat to withhold FinCEN's entire budget adds another layer of uncertainty to an already complicated picture. North of the border, Canada's FINTRAC has rolled out updates to its administrative monetary penalty framework, including a notable elevation of certain compliance program violations from serious to very serious. Internationally, Transparency International had a busy week - launching a new Anti-Corruption Resource Center, announcing the EU's first Anti-Corruption Directive, and publishing a working paper on professional enablers implicated in illicit financial flows from Africa. AMLA is also moving forward with two public consultations on risk assessment and compliance standards, with hearings scheduled for May 20th and May 28th. Across the pond, the FCA is pressing ahead with the UK's crypto regulatory regime, targeting October 2027 for full implementation - with rules expected this summer and firm authorization applications opening in September 2026. The episode closes with a look at FATF's latest ministerial declaration, a heads-up on OCCRP's coverage of the CTA repeal, and a walkthrough of FinCEN's 2025 Year in Review - a document the hosts recommend as essential reading for any BSA professional. Plus, a preview of AML RightSource's upcoming May webinar on global financial access and a recent AML Conversations episode featuring former IRS CI Special Agent in Charge Paul Camacho.

Thursday April 23, 2026 FinCen Fines Canaccord $80 Million

On today's show we are joined by Jeff D. Lowe and Clem for a draft of the greatest fast food french fries of all time. SUPPORT THE SHOW: Shopify - Sign up for your one-dollar-per-month trial today at https://SHOPIFY.com/dogwalk Mountain Dew - Enjoy the refreshing citrus kick of Mountain Dew: an American Original. Grab a Dew. Tasting Great Since 48. Kraken - Kraken's giving you $25 inBitcoin, new users go to kraken.com/barstool, use code BARSTOOL25 when you sign up, deposit and trade $100 boom -- $25 in BTC. Disclaimer: Securities and brokerage services offered by Kraken Securities LLC, member FINRA/SIPC. Digital asset services offered by Payward Interactive Inc., (NMLS ID:1843762) a FINCEN registered money services business, not a member of FINRA/SIPC and not FDIC insured Stella Blue - Grab yours now at https://stellabluecoffee.com, Amazon, and select retailers nationwide.You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/thedogwalk

The boys sit down this week in a new set up. We talk tootsie rolls, green apple caramel pops, Coachella, Atlanta, nicknames, and more! Ads: DraftKings - GAMBLING PROBLEM? CALL 1-800-GAMBLER or 1-800-MY-RESET, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD), 1-800-981-0023 (PR). 21+ and present in most states. (18+ DC/KY/NH/PR/WY). Void in NH/OR/ONT/PR. Eligibility restrictions apply. On behalf of Boot Hill Casino (KS). Pass-thru of per wager tax may apply in IL. 1 per new DraftKings Sportsbook customer. Must register new account to receive reward Token. Must select Token BEFORE placing min. $5 bet to receive $300 in Bonus Bets if your bet wins. Min. -500 odds req. Min. deposit varies, either $5 or $10. Token and Bonus Bets are single-use and non-withdrawable. Bet must settle by and Token expires 5/3/26 at 11:59 PM ET. Bonus Bets expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 4/26/26 at 11:59 PM ET. Sponsored by DK. Jackpocket - GAMBLING PROBLEM? CALL 1-800-GAMBLER, Call 877-8-HOPENY/text HOPENY (467369) (NY). 18+ (19+ in NE, 21+ in AZ). Physically present where Jackpocket operates. Jackpocket is a lottery courier and not affiliated with any State Lottery. Eligibility restrictions apply. Void where prohibited. 1 per new customer. Min. $5 deposit. Max. $10 issued in non-withdrawable Lottery Credits that expire in 7 days (168 hours). Ends 5/3/26 at 11:59 PM ET. Terms: https://jkpt.co/DEPOSIT5. Scratch off tickets subject to availability. Sponsored by Jackpocket.  *Based on 2025 iOS download data collected by Sensor Tower. Kraken - Don't be the guy telling the story later.Be in it. Kraken's giving you $25 in Bitcoin, new users go to https://kraken.com/barstool, use code BARSTOOL25 when you sign up, deposit and trade $100 boom -- $25 in BTC. Done.   Disclaimer: Securities and brokerage services offered by Kraken Securities LLC, member FINRA/SIPC. Digital asset services offered by Payward Interactive Inc., (NMLS ID:1843762) a FINCEN registered money services business, not a member of FINRA/SIPC and not FDIC insured Stella Blue - Grab yours now at https://stellabluecoffee.com, Amazon, and select retailers nationwide. More ANUS content ⬇️ https://linktr.ee/anuspodcastYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/anuspodcast

Thursday April 16, 2026 FinCen Fines Broker Dealer $80 Million

On the upcoming show, we chat with Janelle Kennedy about the latest in real estate and dive into important updates from FinCEN. #LasVegasRealEstate #FinCEN #RealEstateNews #LasVegas #RealEstateRadio #RadioShow Facebook: www.facebook.com/LVRealEstateRadio Twitter: www.twitter.com/LVRERadio LinkedIn: www.linkedin.com/in/LVRealEstateRadio Instagram: www.instagram.com/lvrealestateradio/ SoundCloud: @lvrealestateradio Website: www.lvrealestateradio.com

In this week's This Week in AML, Elliot Berman and John Byrne break down FinCEN's newly released notice of proposed rulemaking to modernize the AML/CFT program rule—its first major rethink in two decades. They explore what a risk-based refocus could mean in practice, including new requirements for risk assessments, changes to the four pillars, examiner discretion, and the unprecedented requirement that bank regulators consult with FinCEN before certain enforcement actions. The conversation also covers a flurry of regulatory and enforcement developments: the OCC's GENIUS Act proposal on stablecoins, the removal of reputation risk from bank examinations, and what both could mean for smaller financial institutions. Elliot and John look back at the 10-year anniversary of the Panama Papers, review the FBI's 2025 Internet Crime Report, and discuss global enforcement challenges—from scam centers in Southeast Asia to resource constraints at foreign FIUs.

AML RightSource's John Byrne sits down with Dan Stipano, partner at Davis Polk's Financial Institutions and Regulation Group and former Deputy Enforcement Director at the OCC, for an immediate reaction to FinCEN's newly proposed AML/CFT Program Rule. The conversation covers the genesis of the proposal and its key structural changes — including the bifurcation of program establishment and implementation, the formal incorporation of national AML priorities, and the clarification of the US-based compliance officer requirement. Most notably, the two dig into what may be the rule's most consequential provision: FinCEN's unprecedented new role as a gatekeeper over federal banking agency supervisory and enforcement actions. They also touch on a separate final rule from the OCC, the Fed, and the FDIC that eliminates reputational risk from the supervisory framework and what that means for banks' account decisions going forward.

In this episode, Elliot Berman and John Byrne break down a wide‑ranging set of regulatory and enforcement developments shaping the global financial crime landscape. The conversation covers major U.S. bank settlements tied to the Epstein litigation, a closely watched Capital One debanking case involving Trump‑affiliated entities, and key overseas actions—from Australia's expanded AML regime to the UK's sanctions enforcement against Apple and a massive scam operation in Cambodia. The discussion also dives into the OECD's latest anti‑bribery report, FinCEN's proposed whistleblower award program, emerging healthcare fraud typologies, and renewed concerns over the weakening of the U.S. Corporate Transparency Act. Wrapping up, Elliot and John assess developments tied to FATF's mutual evaluation of the United States, nonprofit de‑risking, and new OFAC guidance on sham transactions—offering critical context for compliance professionals navigating a rapidly shifting risk environment.

In this episode of AML Conversations, John Byrne sits down with Sarah Beth Felix—AML expert and author of Dirty Money Weekly—for a wide‑ranging discussion on the biggest AML, sanctions, and financial crime developments shaping the landscape in March 2026. Drawing on insights from multiple industry conferences and recent regulatory activity, Sarah shares why banks of all sizes are becoming more creative in financial crime detection, why sanctions compliance is no longer just a name-matching exercise, and how AI can be leveraged thoughtfully to manage growing complexity. The conversation explores Treasury's newly released national risk assessments, critical gaps in the U.S. regulatory framework, and what institutions should take away as the FATF mutual evaluation continues. John and Sarah also dig into the implications of recent court decisions affecting FinCEN's residential real estate rule, ongoing lobbying challenges, FINRA's growing leadership in AML enforcement, and why now is not the time for institutions to let their guard down—despite shifting regulatory priorities. This episode is a must‑listen for AML, compliance, and risk professionals looking for practical, unfiltered insights on where the industry stands—and where it's headed next. The views expressed in this podcast represent those of the speakers and not AML RightSource.

In this milestone 300th episode of This Week in AML, Elliot Berman and John Byrne reflect briefly on the evolution of the podcast before diving into a wide‑ranging discussion of the most pressing developments in the AML, sanctions, and financial crime landscape. The episode features key takeaways from the Fifth Annual AML Partnership Forum in Washington, DC, including insights on public‑private collaboration, cryptocurrency investigations, fraud trends, sextortion, and human trafficking. Elliot and John also unpack major global and domestic developments—from wartime corruption risks and sanctions involving Iran and Russia, to FATF's new anti‑fraud toolkit and a federal court ruling striking down FinCEN's residential real estate AML rule. Additional topics include emerging concerns about insider trading and prediction markets, nonprofit investigations tied to domestic extremism, shifting counterterrorism resources, and new reporting on classified information and financial motives. The episode closes with reflections on public service and the legacy of former FBI Director Robert Mueller. As always, listeners are encouraged to review the source material referenced and draw their own conclusions.

Two major housing developments just hit real estate investors in a short window, and both could have a big impact on how you buy, hold, and scale residential real estate. In this episode of the TaxSmart REI Podcast, Thomas Castelli and Nate Sosa break down the Senate's 21st Century Road to Housing Act and FinCEN's new residential real estate reporting rule that went live on March 1. They cover what the proposed housing bill could mean for investors with large single-family portfolios, the key exceptions built into the legislation, and how forced exit rules could create major tax planning considerations. To become a client, request a consultation from Hall CPA, PLLC at go.therealestatecpa.com/3KSEev6 Register for our FREE Tax Mistakes Webinar: https://go.therealestatecpa.com/3PpELKu Submit your question for Tom & Nathan: go.therealestatecpa.com/question The Tax Smart Real Estate Investors podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests. Any mention of third-party vendors, products, or services does not constitute an endorsement or recommendation. You should conduct your own due diligence before engaging with any vendor.

The news of Texas covered today includes:Our Lone Star story of the day: New polling is out in the Texas Republican primary runoff race for U.S. Senate between Ken Paxton and ol' John Cornyn. One might say about it: The more things change, the more things remain the same. Paxton is leading Cornyn and as expected has picked up the majority of Wesley Hunt voters. See the full breakdown from Quantus here.Our Lone Star story of the day is sponsored by Allied Compliance Services providing the best service in DOT, business and personal drug and alcohol testing since 1995.Anti-Wimp update: Incident leads to home invasion; homeowner was ready for action.Federal court in Texas strikes down FinCEN's horrible real estate surveillance rule that burdened title companies with big expenses and fines. Hub City Title's Lee Williams discusses the issue with us.Microsoft to rent data center expansion in Abilene from which Oracle backed away.TEA orders public schools to suspend instruction and activities related to the nasty Cesar Chavez. Also, new leadership for Fort Worth ISD announced.UNT to cut its leftwing Women's and Gender Studies minor.Listen on the radio, or station stream, at 5pm Central. Click for our radio and streaming affiliates.www.PrattonTexas.com

A new federal reporting rule could impact how real estate investors buy and transfer property. In this episode, Kathy Fettke sits down with asset protection attorney Clint Coons to break down the new FinCEN real estate reporting requirements that took effect March 1. The rule targets certain residential real estate transactions involving business entities and cash purchases, requiring detailed reporting to the U.S. Treasury. Clint explains which transactions are now reportable, what exemptions exist, and why many investors are reconsidering how they structure property ownership. He also discusses strategies investors are using to maintain privacy and asset protection, including the role of land trusts and LLCs. If you buy investment property, transfer property into an LLC, or purchase real estate with cash, this is an important update you won't want to miss.

Privacy is under attack again — and real estate investors need to pay attention. A new federal rule tied to FinCEN and the Corporate Transparency Act now requires certain residential real estate transfers to file a Real Estate Report disclosing personal information of LLC owners. If you're transferring property to an LLC, buying with cash, or using creative financing without a bank involved, this could apply to you starting March 1st.In this episode of the Main Street Business Podcast, Mark J. Kohler and Mat Sorensen break down exactly when this new reporting requirement is triggered, what information must be disclosed, and the penalties for non-compliance. They also explain key exemptions — including the trust exception — and walk through potential privacy strategies using land trusts, Wyoming LLCs, and layered entity structures to help protect your name while staying compliant. If you own rental property or are actively investing in real estate, this is critical information.Make sure you understand the rules before your next transfer. Subscribe for weekly tax and legal strategies, leave a comment with your questions, and share this episode with other real estate investors who need to know about this change!You'll Learn:What the new FinCEN Real Estate Report is and why it's being enforcedThe three specific scenarios that trigger this new federal reporting requirementWhat personal information must be disclosed (and who has to report it)How this rule connects to the Corporate Transparency Act and beneficial ownership reportingWhich real estate transactions are exempt — including the trust exceptionThe risks and penalties for failing to complyHow transferring property to an LLC is still critical for asset protectionPractical privacy strategies using trusts and Wyoming LLCsHow to balance state-level privacy with federal reporting requirementsSmart next steps to stay compliant without sacrificing asset protection or overpaying for entity setupsGet a comprehensive tax consultation with one of our Main Street tax lawyers that can build a tax strategy plan with an affordable consultation that will leave you speechless!! Here's the link - https://kkoslawyers.com/services/comprehensive-bus-tax-consult/?utm_source=buzzsprout&utm_medium=description-link&utm_campaign=main-street-business-podcast&utm_content=msbp611-fincen-real-estate-report Grab my eBook 30 Unique Strategies Every Business Owner Should Know! You don't want to miss this! Secure your tickets for the #1 Event For Small Business Owners On Main Street America: Main Street 360 Looking to connect with a rock star law firm? KKOS is only a click away! Are you ready to get certified in EVERY strategy I teach? Start your journey with a FREE 15-minute discovery call to explore the Main Street Tax Pro Certification. Check out our YOUTUBE Channel Here: https://www.youtube.com/markjkohler Craving more content? Check out my Instagram!