Podcasts about payment processing

The Investing Power Hour is live-streamed every Thursday on the Chit Chat Stocks Podcast YouTube channel at 5:00 PM EST. With Ryan out, we brought in Jason and Jeff from Investing Unscripted to the show. This week we discussed:(02:31) Exploring Stable Coins(05:39) Benefits and Downsides of Stable Coins(11:33) The Future of Payment Processing(17:47) Market Implications for Visa and MasterCard(22:16) Investing Perspectives on Stable Coins(26:35) Current Market Opportunities and Trends(37:04) Whiskey Market Dynamics(48:39) Market Bubbles and Pre-Revenue Companies(01:00:28) The Future of Space and Defense InvestmentsFOLLOW INVESTING UNSCRIPTEDApple Podcasts: https://podcasts.apple.com/us/podcast/investing-unscripted/id1638200302Spotify: https://open.spotify.com/show/7mbqwY9bh2JeNAOi7rBDRoYouTube: https://www.youtube.com/@InvestingUnscriptedNewsletter: https://investingunscripted.beehiiv.com/*****************************************************JOIN OUR NEWSLETTER AND CHAT COMMUNITY: https://chitchatstocks.substack.com/ *********************************************************************Chit Chat Stocks is presented by Interactive Brokers. Get professional pricing, global access, and premier technology with the best brokerage for investors today: https://www.interactivebrokers.com/ Interactive Brokers is a member of SIPC. *********************************************************************Fiscal.ai is building the future of financial data.With custom charts, AI-generated research reports, and endless analytical tools, you can get up to speed on any stock around the globe. All for a reasonable price. Use our LINK and get 15% off any premium plan: ⁠https://fiscal.ai/chitchat *********************************************************************Bluechippers Club is a tight-knit community of stock focused investors. Members share ideas, participate in weekly calls, and compete in portfolio competitions.To join, go to ⁠Blue Chippers and apply! Link: ⁠https://bluechippersclub.com/*********************************************************************Disclosure: Chit Chat Stocks hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation.

In this crossover episode of The Consumer Finance Podcast and Payments Pros, Chris Willis, Jason Cover, and Taylor Gess unravel the often-confused distinctions between loans and credit sales in the first installment of our Point-of-Sale Finance Series. This episode sheds light on the regulatory nuances that impact the delivery of financial products. From the historical backdrop of Retail Installment Sales Acts to the modern-day challenges of terminology, the conversation offers a comprehensive overview of the pros and cons of retail installment contracts and direct loans. Whether you're a seasoned professional or new to consumer finance, this discussion will enhance your understanding of these pivotal financial structures.

In this episode of The Consumer Finance Podcast, Chris Willis is joined by Jason Cover to introduce an upcoming special series focused on point-of-sale finance, a rapidly evolving sector in consumer financial services. This teaser provides a sneak peek into increasingly popular topics that will be discussed throughout the series, including innovative point-of-sale finance solutions such as payment methods beyond traditional credit and debit cards, in addition to a diverse range of products and the dynamic interactions between fintech lenders, financial institutions, and merchants. The series will also explore foundational concepts and specific models across various industries, such as home improvements and medical financing, setting the stage for a deep dive into the transformative impact of point-of-sale finance on consumer transactions.

Send us a message!In this week's episode, we're joined by Matt Gurley, Director of Sales and Partner Integrations at the Lynnbrook Group, for a deep dive into the payment side of vacation rentals that most property managers overlook until it's too late.From fraud prevention to faster checkouts to smarter cash flow tools, Matt breaks down how Lynnbrook is simplifying payment processing and helping operators keep more of what they earn. With a career that started in the OTA integration trenches and evolved into leading-edge fintech, Matt brings a unique perspective on why vacation rental companies need more than just a generic payment provider.If you've ever dealt with chargebacks, payout delays, or struggled with reconciling your books, this one's for you.Key Topics Discussed:1️⃣ Why payment processing is more than just a backend task in vacation rentals2️⃣ Common blind spots property managers face when it comes to fraud and chargebacks3️⃣ How modern checkout options like Apple Pay, Pay Later, and Venmo are shaping guest expectations4️⃣ What property managers can do to protect profits and streamline payouts5️⃣ The importance of industry-specific tools for high-risk booking scenarios6️⃣ Lessons learned from OTAs, hurricanes, and helping PMs stay financially stable7️⃣ What operators should ask when choosing a payment partner8️⃣ The real cost of ignoring risk and complianceConnect with Matt:LinkedIn: https://www.linkedin.com/in/matthew-gurley-74688592/ Website: https://www.lynnbrookgroup.com/ Mention "Alex & Annie" when you sign up with Boom to get 50% off your onboarding fee and 1 month FREE: ⁠⁠⁠https://www.boomnow.com/⁠⁠Get a free Growth Hack Review and P&L Evaluation when you mention “Alex & Annie” during your discovery call with the Grand Welcome team: https://calendly.com/jessica-singer-grandwelcome/intro#vacationrentals #shorttermrentals #paymentprocessing

RELATIONSHIPS Over Revenue | Talk2Rami feat. Kate (Barnett) KirschnerKate (Barnett) Kirschner shares her journey from overcoming social anxiety to becoming a successful sales leader at Guesty. For her, the most important aspect of sales is building genuine relationships, embracing vulnerability, and adapting thoughtfully to the rise of AI in the industry. Her philosophy centers on truly caring for people, asking the right questions, and fostering a collaborative sales culture.In the world of sales, the traditional approach often feels transactional, focusing solely on closing deals rather than fostering genuine connections.Successful sales are rooted in relationships. Hiring individuals who are natural relationship builders is crucial. "If you get a good relationship builder, if you get somebody who cares about human beings, you can teach them a product, and they can sell it.”Kate's experience in building relationships serves as a reminder that success is not just about closing deals—but about fostering genuine connections. By prioritizing empathy, curiosity, and collaboration, sales professionals can create a culture that not only drives results but also enriches the lives of those they serve.In a world where technology is ever-present, the human element cannot be replaced, and those who embrace this philosophy will undoubtedly thrive in their careers.Get in touch with Kate on LinkedIn and check out GuestyLinkedIn: https://www.linkedin.com/in/katebarnettkirschner/Guesty automates and streamlines every aspect of your growing & changing rental business. Their end-to-end management platform is integrated with the world's top online travel agencies, as well as third-party solutions that help you succeed—from dynamic pricing tools to noise monitoring technology to key-less entry systems.With Guesty, users can utilize the company's guest-centric tools including: Unified Inbox, Automation Tools, 24/7 Guest Communication Services, Payment Processing and more.  To learn more about the many ways Guesty can help your business, visit https://guesty.com

In this episode of Greater Perimeter Business Radio, Ramzi Daklouche is joined by Mitch Torbett, Senior Director of Sales at Payroc. Mitch shares his journey from building cell towers to excelling in the payment processing industry. The discussion covers the differences between direct and third-party processors, emphasizing how businesses can save on fees by choosing […]

Want to learn more about Vodyssey or start your STR journey. Book a call here:Vodyssey.comIn this episode of the Vacation Rental Revolution podcast, host Shawn Moore discusses the recent policy changes implemented by Airbnb, focusing on communication, direct bookings, and pricing transparency. The conversation also covers mandatory fees, payment processing, cancellation policies, and host damage protection, highlighting the need for hosts to adapt their strategies in light of these changes. IG: @vodysseyshawnmooreFB: @vodysseyshawnmooreTIKTOK: @vodysseyshawnmooreChapters00:00:00 Intro00:00:30 The Show Begins00:02:55 The Importance of Direct Bookings00:06:12 Mandatory Fees and Pricing Transparency00:08:49 Payment Processing and Safety Concerns00:11:58 Cancellation Policies and Host Protections00:14:47 Host Damage Protection and Insurance Options00:17:52 Building Your Own Book of Business

Video Podcast Replay – Audio from a ChargeForward Conversations video podcast with experts from Chargebacks911 and Merchant-Accounts.ca  Getting approved for a merchant account isn't always as simple as filling out an application. Processors evaluate risk profiles, business models, and potential liabilities before deciding to approve a merchant—and many business owners don't realize the factors that can make or break their application. In this episode of ChargeForward Conversations, we sat down with David Goodale, CEO of Merchant-Accounts.ca, to demystify payment processing and help merchants make smarter decisions. What you'll discover: Understanding Risk Profiles - What payment processors look for and how risk assessment impacts your rates. Common Merchant Mistakes - Errors that could delay or prevent approval (and how to fix them). Interchange Plus vs. Flat Pricing - Why transparency matters and how to negotiate better rates. Future Delivery Risk - The hidden factor that could drive up costs or get your application declined. The Role of Relationships - Why working with a processor who understands your business is crucial. Whether you're a startup looking for your first payment processor or an established merchant considering a rate review, this conversation will give you the knowledge you need to make informed decisions. Tune in to gain expert guidance on optimizing your payment strategy and protecting your bottom line. Presentations by Jarrod Wright and David Goodale host of E-commerce Vlogcast 

Tom Warsop, CEO of ACI Worldwide (ACIW), a digital payments company, says his platform can handle “trillions of dollars” reliably every single day. His company handles things like wire transfers, debit card charges worldwide, and other similar transactions. “It's imperative that banks…have the ability to process payments,” he says, explaining that many of their clients are big banks. He talks about their latest quarter and FY25 guidance.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Have you ever wondered how some entrepreneurs make millions without constantly hunting for new sales? Today, we're talking about payment processing with my guest, Ira Cornelius, who built a steady stream of passive income through his merchant service company, PayCompass. His business helps process payments for companies in different industries, earning him money every time a transaction happens!Unlike traditional businesses that require continuous selling to generate revenue, payment processing operates on autopilot.. bringing in recurring income daily, whether the owner is actively working or not. Every time a business processes a transaction, a small percentage goes to the processing provider. Now, imagine that happening across thousands of businesses and millions of transactions; his is how payment processing creates a scalable, high-profit residual income model!!Other Social Media channels: Subscribe to my main channel "Austin Zaback" https://www.youtube.com/c/AustinZabackSubscribe to my Podcast Channel "The Austin Zaback Show" https://www.youtube.com/c/TheAustinZabackShowFollow me on Social Media:https://www.instagram.com/austinzaback/https://www.tiktok.com/@austinzaback

The purpose of the show is to transform your business and life with education and inspiration. I introduce busy people to trends in good ideas, and improving your life by highlighting people you should know.First ParagraphWhat does it take to disrupt the status quo in the payment processing industry? Join me as I explore the innovative approach of Jeff Maine, CEO & President of Pay Proudly, and discover how his company is changing the game. With over 25 years of experience in the field, Jeff has built a reputation as a visionary leader committed to driving positive change.Second ParagraphAs a seasoned professional, Jeff has earned his MBA from Saint Louis University and has been recognized for his philanthropic efforts, including being named the Leukemia Foundation's Man of the Year in 2020. With a passion for finance and a commitment to social responsibility, Jeff has led Pay Proudly to allocate 10% of all revenue to charitable foundations chosen by its business partners. EpisodeDuring this episode, we'll do a deep dive into the changes and hot topics of payment systems & the biggest challenges. I will leverage the expertise of my guest and how to navigate the unique dynamics of the field. CTABy the end of this episode, you will be better equipped to know what to do, & I encourage you to contact my guest, Jeff Maine, CEO & President of Pay ProudlyThe Idea to Author Coach! https://www.facebook.com/groups/ideatoauthorcommunityHi there! Welcome to my page, where I help aspiring writers achieve their dreams of becoming published authors. My name is Mick, known online as The Doctor of Digital, and I'm thrilled to share my story with you.Growing up in a working-class family, I was surrounded by people who worked hard to provide for their families. My father was a factory worker, and my grandfather was a truck driver. Before that, our family had a long history of farming. But despite our humble beginnings, my parents were determined to break the cycle of poverty and create a better life for themselves and their children.My parents were the first in their respective families to graduate from high school, let alone college. In fact, other than a half-uncle, I was the first in my family to even attend college. And I was considered "not college material" by my teachers. But my parents instilled in me a love for reading, learning, and a strong work ethic, which helped me overcome the odds and achieve my academic goals.Throughout my academic journey, I wrote over 85 academic papers, earned three advanced degrees, including a PhD, and earned nine certificates in executive management, and educational technology. Not surprisingly, I became a professor, teaching 35 college-level courses. I even held leadership positions such as Campus Dean, Vice President, and Executive Director. But despite my many accomplishments, I never lost sight of my passion for writing.After years of writing and teaching, I decided to pursue my dream of becoming a published author. And when my first book was published as a novel, I followed that with a screenplay. Since then, I've written a non-fiction book, and I'm currently working on three more book proposals, on history, a book on music, and work-life balance, respectively. I am also active on three podcasts, have a voice talent, and am a favored speaker at conferences, sharing my expertise on educational technology. Regardless of your writing interests I can help.But my journey didn't come without its challenges. I faced many obstacles, including self-doubt, imposter syndrome, and the pressure to conform to societal expectations. However, I refused to let these challenges hold me back. Instead, I used them as opportunities to learn and grow, and to develop a growth mindset that has served me well throughout my career.As a book coach, I've had the privilege of working with many aspiring writers who are struggling to overcome their own challenges. And I've seen firsthand the transformative power of writing and storytelling. Whether you're a seasoned writer or just starting out, I believe that everyone has a story to tell, and that writing can be a powerful tool for personal growth and transformation.So, if you're ready to take your writing to the next level and achieve your publishing dreams, I invite you to join me on this journey. Let's work together to overcome your challenges, develop your writing skills, and bring your stories to life.Thank you for watching, and I look forward to working with you! Book a complimentary call now on my Calendy.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-doctor-of-digital-gmick-smith-phd--1279468/support.

In episode #265, I address a reader's question about payment processing revenue. There are two key points. Recording the revenue on your P&L, and can I take ARR credit for this revenue stream? - The nature of your payment processing revenue - ARR credit - Gross profit Join my SaaS community to be notified of future training, webinars, templates, and more: https://www.thesaasacademy.com/offers/ivNjwYDx/checkout

Are you overpaying on your credit card processing fees?Most dental providers have no idea how much they're overpaying on their processing fees, losing them, literally, thousands of dollars of their bottom line each year.In this episode of Beyond Bitewings, Ash welcomes Jeremy Lessaris, founder and CEO of Payment Brokers, a fintech company specializing in AI-enabled cost reductions within the payment processing industry. With a background as a seasoned entrepreneur who has successfully built and exited eight companies across diverse sectors like tech, SaaS, payments, and healthcare, Jeremy brings a wealth of expertise to the table.Jeremy offers some history of the payment processing industry, revealing pricing tactics that can burden small to medium-sized enterprises, including dental practices. He also shares his journey from being affected by high credit card processing fees to creating a solution that helps businesses avoid these pitfalls. Through Payment Brokers, Jeremy utilizes advanced machine learning tools to analyze merchant statements and negotiate better rates for clients, ensuring significant savings without requiring businesses to switch providers or disrupt their operations.They also touch upon Jeremy's entrepreneurial journey, the importance of sound advisory, and how addressing small operational costs can lead to massive impacts on business valuation, especially for those planning an exit strategy. To find out more about Jeremy, visit: paymentbrokers.com.Key Topics Discussed:Origin and mission of Payment BrokersChallenges in the payment processing industryAI and machine learning applicationsSpecific advice for medical and dental practicesImportance of good advisory supportInsights from Jeremy's entrepreneurial journeyCost-saving strategies for businesses

In this episode of the daily mastermind, George Wright III talks with Colton Page, Chief Sales Officer and co-owner of PlatPay, about the intricacies of the payment processing industry. They discuss Colton's transition from door-to-door sales to leading a merchant processing company that has handled over a billion dollars in transactions. Key topics include the importance of understanding the payment landscape, creating redundancy in banking, fraud prevention, and staying updated with rapid technological changes. Additionally, they delve into Payment Cowboys, a niche initiative aimed at bringing transparent and tailored payment solutions to the Western and cowboy communities. 00:39 Colton Page's Background and PlatPay Overview02:41 Journey from Door-to-Door Sales to Chief Sales Officer04:35 The Importance of Sales Skills for Entrepreneurs10:17 Building PlatPay and Differentiating in the Market12:28 Understanding Banking Redundancy in Merchant Processing16:08 The Pitfalls of Relying Solely on Stripe17:06 Dealing with Chargebacks and Fraud19:15 Adapting to Rapid Changes in FinTech21:33 Introducing Payment Cowboys24:11 Balancing Growth and Client Relationships29:13 Future Goals and Vision Thanks for listening, and Please Share this Episode with someone. It would really help us to grow our show and share these valuable tips and strategies with others. Have a great day. George Wright III“It's Never Too Late to Start Living the Life You Were Meant to Live”FREE Daily Mastermind Resources:CONNECT with George & Access Tons of ResourcesGet access to Proven Strategies and Time-Test Principles for Success. Plus, download and access tons of FREE resources and online events by joining our Exclusive Community of Entrepreneurs, Business Owners, and High Achievers like YOU.Join FREE at www.JoinTheEvolution.comAbout GUEST:Colton PageColton Page is the Chief Sales Officer and Co-owner of PlatPay, a leading merchant processing company with over 20 years of experience and more than $1 billion in transactions. Known for his resilience and hands-on leadership, Colton's journey began in door-to-door sales, where he honed his skills in communication, discipline, and relationship-building. With a dual bachelor's degree in International Business and Finance, Colton has been instrumental in driving innovation and growth at PlatPay, including creating niche solutions like Payment Cowboys. Passionate about adding value and fostering genuine connections, Colton is committed to helping businesses thrive in an ever-evolving marketplace.Guest Resources:Website: https://www.platpay.com/Facebook: https://www.facebook.com/p/PlataPay-61559829641515/Instagram: https://www.instagram.com/platpay/Linkedin: https://www.linkedin.com/company/platpayAbout George Wright III:George Wright is a Proven, Successful Entrepreneur- and he knows how to inspire entrepreneurs, companies, and individuals to achieve Massive Results. With more than 20 years of Executive Management experience and 25 years of Direct Marketing and Sales experience, George is responsible for starting and building several successful multimillion-dollar companies. He started at a very young age to network and build his experience and knowledge of what it takes to become a driven and well-known entrepreneur. George built a multi-million-dollar seminar business, promoting some of the biggest stars and brands in the world. He has accelerated the success and cash flow in each of his ventures through his network of resources and results driven strategies. George is now dedicated to teaching and sharing his Prosperity Principles and Strategies to every Driven and Passionate Entrepreneur he meets. His mission is to Empower Entrepreneurs Globally to create Massive Change and LIVE their Ultimate Destiny.

The purpose of the show is to transform your business and life with education and inspiration. I introduce busy people to trends in good ideas, and improving your life by highlighting people you should know.First ParagraphWhat does it take to disrupt the status quo in the payment processing industry? Join me as I explore the innovative approach of Jeff Maine, CEO & President of Pay Proudly, and discover how his company is changing the game. With over 25 years of experience in the field, Jeff has built a reputation as a visionary leader committed to driving positive change.Second ParagraphAs a seasoned professional, Jeff has earned his MBA from Saint Louis University and has been recognized for his philanthropic efforts, including being named the Leukemia Foundation's Man of the Year in 2020. With a passion for finance and a commitment to social responsibility, Jeff has led Pay Proudly to allocate 10% of all revenue to charitable foundations chosen by its business partners. EpisodeDuring this episode, we'll do a deep dive into the changes and hot topics of payment systems & the biggest challenges. I will leverage the expertise of my guest and how to navigate the unique dynamics of the field. CTABy the end of this episode, you will be better equipped to know what to do, & I encourage you to contact my guest, Jeff Maine, CEO & President of Pay ProudlyThe Idea to Author Coach! https://www.facebook.com/groups/ideatoauthorcommunityHi there! Welcome to my page, where I help aspiring writers achieve their dreams of becoming published authors. My name is Mick, known online as The Doctor of Digital, and I'm thrilled to share my story with you.Growing up in a working-class family, I was surrounded by people who worked hard to provide for their families. My father was a factory worker, and my grandfather was a truck driver. Before that, our family had a long history of farming. But despite our humble beginnings, my parents were determined to break the cycle of poverty and create a better life for themselves and their children.My parents were the first in their respective families to graduate from high school, let alone college. In fact, other than a half-uncle, I was the first in my family to even attend college. And I was considered "not college material" by my teachers. But my parents instilled in me a love for reading, learning, and a strong work ethic, which helped me overcome the odds and achieve my academic goals.Throughout my academic journey, I wrote over 85 academic papers, earned three advanced degrees, including a PhD, and earned nine certificates in executive management, and educational technology. Not surprisingly, I became a professor, teaching 35 college-level courses. I even held leadership positions such as Campus Dean, Vice President, and Executive Director. But despite my many accomplishments, I never lost sight of my passion for writing.After years of writing and teaching, I decided to pursue my dream of becoming a published author. And when my first book was published as a novel, I followed that with a screenplay. Since then, I've written a non-fiction book, and I'm currently working on three more book proposals, on history, a book on music, and work-life balance, respectively. I am also active on three podcasts, have a voice talent, and am a favored speaker at conferences, sharing my expertise on educational technology. Regardless of your writing interests I can help.But my journey didn't come without its challenges. I faced many obstacles, including self-doubt, imposter syndrome, and the pressure to conform to societal expectations. However, I refused to let these challenges hold me back. Instead, I used them as opportunities to learn and grow, and to develop a growth mindset that has served me well throughout my career.As a book coach, I've had the privilege of working with many aspiring writers who are struggling to overcome their own challenges. And I've seen firsthand the transformative power of writing and storytelling. Whether you're a seasoned writer or just starting out, I believe that everyone has a story to tell, and that writing can be a powerful tool for personal growth and transformation.So, if you're ready to take your writing to the next level and achieve your publishing dreams, I invite you to join me on this journey. Let's work together to overcome your challenges, develop your writing skills, and bring your stories to life.Thank you for watching, and I look forward to working with you! Book a complimentary call now on my Calendy.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-doctor-of-digital-gmick-smith-phd--1279468/support.

In this episode of "The Encore Entrepreneur," Lori interviews Derek Chard, owner of TWC Payments, to explore the complexities of credit card processing for small business owners, particularly coaches and consultants. They discuss the importance of understanding fees, transitioning from platforms like PayPal to traditional processors, and the necessity of clear contracts to prevent chargebacks. Derek emphasizes the benefits of negotiating fees and funding times, and the role of technology in streamlining payment processes. The episode aims to empower entrepreneurs with knowledge to make informed decisions about payment processing and manage associated risks effectively. Connect with Derek:Derek's Website LinkedIn: Derek Chard Resources: Are you frustrated that your business isn't growing? "Messy to Magnetic: Unlocking the Secret to Effective Marketing" is a free course that goes over the top 10 mistakes small business owners make with attracting their ideal client and converting those clients to leads. Click here for your free gift!  Join Lori's private Facebook group - Make Your Marketing Simple. Lori interviews her guests in the group (giving you advance listening!) and has a community of small business owners just like yourself to connect and grow their businesses.  Join now!  Schedule a Website Biz Accelerator call. Answer just a few questions and Lori will audit your website for the ONE biggest change you can make to your site to get more clients.  Schedule here!  Connect with Lori

In this podcast episode, Lori delves into the intricacies of credit card processing for businesses, particularly coaches and consultants. Emphasizing the importance of selecting the right provider, the speaker shares personal experiences and practical advice on navigating fees, ensuring good customer support, and understanding billing structures. Key points include the benefits of personalized service from smaller providers, the significance of PCI compliance, and the potential cost savings from switching providers. The episode serves as a comprehensive guide for entrepreneurs to make informed decisions, ultimately enhancing their business's profitability and operational efficiency. Resources: Are you frustrated that your business isn't growing? "Messy to Magnetic: Unlocking the Secret to Effective Marketing" is a free course that goes over the top 10 mistakes small business owners make with attracting their ideal client and converting those clients to leads. Click here for your free gift!  Join Lori's private Facebook group - Make Your Marketing Simple. Lori interviews her guests in the group (giving you advance listening!) and has a community of small business owners just like yourself to connect and grow their businesses.  Join now!  Schedule a Website Biz Accelerator call. Answer just a few questions and Lori will audit your website for the ONE biggest change you can make to your site to get more clients.  Schedule here!  Connect with Lori

After the sudden shutdown of Coinhop, Amy explores new auto-payment processing options for music studios. From Stripe to studio management software and bank solutions, discover practical alternatives to streamline payments and make informed decisions for your teaching studio. Transcript Find the full transcript and show notes (including any links mentioned) here: https://pianopantry.com/podcast/episode149 Subscribe Join Amy's email list Support the Podcast https://pianopantry.com/patreon

Inside a High-Margin Payment Processing Business | Acquisitions Anonymous Episode 350This week, Mills and Michael take a deep dive into a payment processing business that's both wildly profitable and incredibly niche. With $2.1 million in revenue, 81% EBITDA margins, and a foothold in state agency payment systems, this is the kind of deal that grabs your attention. But is it all it's cracked up to be?Here's what we cover:- How it works: The nuts and bolts of processing payments for government agencies.- The challenges: Long sales cycles, RFP-driven contracts, and slow adoption by municipalities.- What makes it tick: Is their niche defensible, or just a fluke?- Valuation speculation: Could this business fetch 10x EBITDA or more?- Risks and rewards: Customer concentration, market saturation, and the ever-looming competition.If you're a strategic acquirer or someone in private equity, this one's worth paying attention to. First-time buyers? Maybe not so much.Why This Episode Stands Out:1. High-Profit Margins: Seriously, 81%.2. Niche Market: Payment solutions for state agencies—could be genius or a total headache.3. Growth Potential: Doubling revenue year-over-year is impressive, but is it sustainable?4. Also, don't miss Mills and Michael sharing some of the best banter we've had in a while—this one's as entertaining as it is insightful.Subscribe to weekly our Newsletter and get curated deals in your inboxAdvertise with us by clicking here Do you love Acquanon and want to see our smiling faces? Subscribe to our Youtube channel. Do you enjoy our content? Rate our show! Follow us on Twitter @acquanon Learnings about small business acquisitions and operations. For inquiries or suggestions, email us at contact@acquanon.com

Inside a High-Margin Payment Processing Business | Acquisitions Anonymous Episode 350This week, Mills and Michael take a deep dive into a payment processing business that's both wildly profitable and incredibly niche. With $2.1 million in revenue, 81% EBITDA margins, and a foothold in state agency payment systems, this is the kind of deal that grabs your attention. But is it all it's cracked up to be?Here's what we cover:- How it works: The nuts and bolts of processing payments for government agencies.- The challenges: Long sales cycles, RFP-driven contracts, and slow adoption by municipalities.- What makes it tick: Is their niche defensible, or just a fluke?- Valuation speculation: Could this business fetch 10x EBITDA or more?- Risks and rewards: Customer concentration, market saturation, and the ever-looming competition.If you're a strategic acquirer or someone in private equity, this one's worth paying attention to. First-time buyers? Maybe not so much.Why This Episode Stands Out:1. High-Profit Margins: Seriously, 81%.2. Niche Market: Payment solutions for state agencies—could be genius or a total headache.3. Growth Potential: Doubling revenue year-over-year is impressive, but is it sustainable?4. Also, don't miss Mills and Michael sharing some of the best banter we've had in a while—this one's as entertaining as it is insightful.Subscribe to weekly our Newsletter and get curated deals in your inboxAdvertise with us by clicking here Do you love Acquanon and want to see our smiling faces? Subscribe to our Youtube channel. Do you enjoy our content? Rate our show! Follow us on Twitter @acquanon Learnings about small business acquisitions and operations. For inquiries or suggestions, email us at contact@acquanon.com

In this eCom Ops Podcast episode, Norbert speaks with Sudipta Jash, B2B FinTech expert at Global PayX, about modernizing B2B payments to become as seamless as in eCommerce. Learn how the latest innovations are transforming the world of B2B transactions.

Send us a textOne of the most significant challenges for agency owners today is the risk of losing cash flow when their payment processor, like Stripe or PayPal, shuts them down without warning. In this episode, I sit down with Josh Knox, founder of Noomerik, to explore payment processing solutions that protect businesses from unexpected disruptions. Josh shares how his innovative dual pricing technology not only stabilizes cash flow but also reduces payment processing fees by up to 90%. We discuss the importance of building a resilient business by choosing the right partners and avoiding the temptation to rely solely on convenient yet risky solutions. You'll hear real stories about how agency owners have faced these challenges, and more importantly, how they've overcome them with the right payment processing systems in place. This episode is a must-listen for any business leader who wants to ensure stability, cut costs, and scale efficiently. Connect with Josh Knox: If you're looking for a more reliable and cost-effective way to manage your business's payment processing, I encourage you to connect with Josh Knox and his team at Noomerik. Visit their website or reach out to Josh directly on Facebook Messenger to see how their payment processing solutions can help secure your cash flow and save you money.  Books Mentioned:Buy Back Your Time by Dan MartellReady to Finish 2024 Strong?Don't wait until December to address your challenges. There's a few months left in 2024, now is the time to plan for a strong finish! Book a free strategy call with Dr. William Attaway to create a plan for impactful results. Support the showJoin Dr. William Attaway on the Catalytic Leadership podcast as he shares transformative insights to help high-performance entrepreneurs and agency owners achieve Clear-Minded Focus, Calm Control, and Confidence. Free 30-Minute Discovery Call:Ready to elevate your business? Book a free 30-minute discovery call with Dr. William Attaway and start your journey to success. Special Offer:Get your FREE copy of Catalytic Leadership: 12 Keys to Becoming an Intentional Leader Who Makes a Difference. Connect with Dr. William Attaway: Website LinkedIn Facebook Instagram TikTok YouTube

James Kemp from WooCommerce discusses ongoing improvements in order management with Beka Rice and Patrick Garman. They emphasize enhancing fulfillment processes, shipment tracking, and payment handling.

James Kemp from WooCommerce discusses ongoing improvements in order management with Beka Rice and Patrick Garman. They emphasize enhancing fulfillment processes, shipment tracking, and payment handling.

There are many details that demand mental energy. You're likely focused on starting something new and how to bring your vision to life, but smaller tasks—like choosing the right payment processor for your business—can become overwhelming. With so many options, how can we stay focused while navigating these essential but exhausting decisions? In this episode, I have Jeff Maine, founder and CEO of Pay Proudly, a payment processing company. Jeff discusses the payment processing industry and how his company aims to provide a better experience for businesses. He emphasizes building relationships with customers based on transparency and trust, offering personalized solutions tailored to each client's needs rather than competing solely on price.     --- Listen to the podcast here: Payment Processing Solutions for Businesses with Jeff Maine Welcome to Action's Antidotes, your antidote to the mindset that keeps you settling for less. Now, when it comes to a lot of the endeavors that we're taking on, particularly starting businesses, there's a lot to figure out and there's a lot of things that we need to put mental energy into that we might not necessarily want to be thinking about because, likely, you're thinking about what your passion is, you're thinking about what you want to start, and thinking a bit about how you want to do it, but some of these nitty-gritty details, such as selecting a payment processor solution when there are so many out there, can be just a huge use of mental energy that you weren't necessarily hoping to sign up for and I know how some of this decision fatigue around this and many other issues can cause people to lose their steam. So, today, I would like to introduce you to my guest, Jeff Maine, and he is the founder and CEO of a company that helps you figure out payment processing called Pay Proudly. ---   Jeff, welcome to the program.   Thanks so much for having me today, Stephen. Looking forward to talking about this fun subject of payment processing.    Yeah, it's just one of the many things that businesses need to think about. And so, to orient our audience here, what do payment processors do and why does nearly every business need a payment processor?   The majority of businesses take the majority of their payments today through electronic payments so a lot of people go the Square routes. They go to big box shops, they go to their bank, sign up for credit card processing, but there's a lot of small, independent sales organizations out there that have relationships with the big banks that this is what we focus on. This is our business. And so, obviously, when we were founding Pay Proudly, we – I've been in this business for 25 years and we've seen a lot of different things and I apologize to a lot of people for our industry. When I walk indoors, I apologize for a lot of what's happened in our industry, and we can dive into some of that today, but there's just a bad stigma around our industry. I tell people sometimes I feel like it's that used car sales approach and there's just a lot that goes on. And so one of the big differences that we've done in Pay Proudly is we want to know our customer and we want our customer to know us and we know we're never going to grow as big as the big guys but we're taking that extra step and the first part of our mission is all about clarity to our merchants. We really want them to understand payment processing and understand why they need to process or how they need to process and what kind of system they need to process on and really dive into it so that they feel more comfortable with making a decision that affects a big part of their business. So how we get paid is often overlooked but it shouldn't be. So that's what we're doing.   So what do most people do when they look for a payment processor? Say, the average person just starts a website where, I don't know, just say you're selling a basic service and needs to collect $100...

1.7 million impacted in payment processing breach Dark web administrators charged in U.S. Resurgence of Predator Spyware sparks privacy concerns Huge thanks to our sponsor, Vanta When it comes to ensuring your company has top-notch security practices, things can get complicated, fast. Vanta automates compliance for SOC 2, ISO 27001, and more, saving you time and money. With Vanta, you can unify your security program management and proactively manage security reviews with AI-powered security questionnaires.Our listeners get $1,000 off at vanta.com/headlines. That's vanta.com/headlines. Get the story behind the headlines at CISOSeries.com

In today's episode, we dive into a hot topic that frustrates many business owners: payment processing fees. Whether you use Stripe, Square, PayPal, or another service, those pesky 3% charges can feel like a thorn in your side. But what if we told you there's a smarter way to look at it? We'll explore why these fees are actually an investment in your business, how embracing them can boost your sales, and why shifting your mindset can make all the difference. Stick around as we unpack practical strategies and insights to help you minimize these fees and maximize your profits.   What you'll hear in this episode: 05:27 Encouraging credit card use for online businesses. 07:27 Payment processing fees are part of business costs.   If you like this episode, check out: Do I Sell More or Spend Less? Is Productivity the Same as Profitability? Building a Business with Exit Strategy in Mind   Want to learn more so you can earn more? CFO On Demand click here Visit keepwhatyouearn.com to dive deeper on our episodes Visit keepwhatyouearncfo.com to work with Shannon and her team Watch this episode and more here: https://www.youtube.com/channel/UCMlIuZsrllp1Uc_MlhriLvQ Connect with Shannon on IG: https://www.instagram.com/shannonkweinstein/   The information contained in this podcast is intended for educational purposes only and is not individual tax advice. Please consult a qualified professional before implementing anything you learn.

Payments giant Stripe has acquired a four-year-old competitor, Lemon Squeezy, the latter company announced Friday. Terms of the deal were not disclosed. As a self-proclaimed “merchant of record,” Lemon Squeezy calculates and pays global sales tax for digital products, handling legal processing and fees in every country. It primarily serves SaaS and software businesses. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mark Rasmussen of Moolah is on the podcast with Kiera! Moolah is all about modernization of payment in dental practices. Mark and Kiera talk about Moolah and its full suite of payment tools, what modernized payments look like in dentistry, software/devices to use, honest processing fees, and more. Bonus: Dental A-Team listeners get a pricing discount: www.moolah.cc/thedentalateam  Episode resources: Learn more about Moolah  Score preferred pricing as a DAT listener here! Reach out to Kiera Watch DAT Podcasts on YouTube Practice Momentum Group Consulting Subscribe to The Dental A-Team podcast Become Dental A-Team Platinum! Review the podcast Transcript: Kiera Dent (00:00.622) Hello, Dental A Team listeners. This is Kiera and I am super jazz. I have a new guest to the podcast, new to the Dental A Team family. I have been watching this company for the last several years. I've had my eyes on them. I recommended them several times, but I'm super excited because I want to help you guys modernize how you guys are taking payments in the dental world. I feel like dentistry is a little old school. So I'm super jazzed to have the CEO and founder of Moolah, Mark Rasmussen on today. Mark, how you doing over there in beautiful Mexico today?   Mark Rasmussen (00:00.76) Thank you.   Mark Rasmussen (00:30.552) I am doing fantastic here. Thank you for allowing us to be part of the podcast. Excited to join you. And as you mentioned, yes, in down here in sunny Mexico, a little family vacation, happy to take a little break and talk with your community.   Kiera Dent (00:35.598) Thank you.   Kiera Dent (00:45.934) Amazing. Well, I was like, that's pure dedication. I offered to have you rescheduled because I'm like, you're in Mexico, go with the family. But I also know sometimes work is kind of fun on vacation. It's like, you know, you guys sit at the pool, I'll go have some alone time. But hopefully.   Mark Rasmussen (00:50.072) Haha.   Mark Rasmussen (00:59.608) Listen, you're winning in life if you feel that your work is worthwhile. Taking a break from a little vacation, that's how you know you're winning. So yeah, glad to do it, excited to do it.   Kiera Dent (01:08.079)  Awesome. Well, I do love Moolah a ton. So I just want, Mark, let's kind of give the listeners, you're new to the podcast. Like I said, I've watched you guys for years. So can you kind of walk the listeners through Moolah, Mark, how did you get into dental payment processing? Walk us through kind of like the history of you and Moolah.   Mark Rasmussen (01:24.888) Yep.   Sure, awesome. Okay, so I have been around electronic payments, just non -dental for about 27, 28 years. My God, I'm dating myself, but yeah, about 28 years. And...   Kiera Dent (01:38.446) Hey, it's fine. I'm sure you're probably like 29. You probably started this business when you were one. That's my assumption, right? Or like you got into it. Yeah, of course. You're fine. 30. Never looking younger than 30 over there. You're looking good.   Mark Rasmussen (01:43.064) Yeah, exactly. Exactly. Let's go with that. Yep. Exactly. I've actually, this is not gray. I actually make this gray. This is normally dark, but I just tried to distinguish myself and try and go gray.   Kiera Dent (01:57.07) I thought you were trying to like match your like mullah swag, right? Like, you know, like beard and mullah, like same thing so that we look covered head to toe. You got the black glasses, you know, the white beard. It's not gray. It's just white. You're trying to go on brand. Yeah, you're welcome.   Mark Rasmussen (02:00.632) yeah, there we go. Mm -hmm. I like it.   Mark Rasmussen (02:06.936) I like it. I like it. Exactly. Exactly. So, so been around payments forever. About four years ago, we got invited into the dental community from our friends at Dental Success Network. And so we started going to their events. And, you know, they loved our model. Our model has always kind of been about simplicity. Even when we were non dental, we were all about like,   you know, no contracts, no monthly fees, we provide the hardware. And so that kind of was really resonating with the dentist. But the constant feedback that we were getting was like, hey, this is cool. But we really want technology, we really want all of our payment activity posting into the patient ledger. And so we set about to go build that out and took us a couple years and but you know, ended up with a phenomenal platform that allows us to really kind of serve up.   this full suite of payment tools for dental practice. That's in practice payments, of course, storing patient cards, being able to create and manage payment plans, be able to create and manage in -house membership or discount plans, sending out electronic requests via text or email to collect on a balance, allowing the practice to have a online payment submission, you know, so those patients can make payments after hours. So just this full suite of payment tools.   that are posting back into the PMS. And really we think serving up the full suite of tools that today's practice would need.   Kiera Dent (03:40.206) for sure. And I think that that's brilliant because you actually are speaking the language. Me as a team member, that was always our big thing with the processors of great. I'm glad you got this great one, but they don't go into the PMS system. They're not easy for me. But I'm curious, Mark, and this is something where you can be honest. Dental A Team is like no filter. I tried really hard to just have a good time on the podcast. How dated did you feel dentistry was? Yeah, of course. Yeah. But I mean, you're totally. Yeah, of course. Do whatever you want. I mean, I'm here for it.   Mark Rasmussen (04:00.056) Nice. Should I grab a tequila shot and serve Asus right now? Or like how much of a good time are we having here? I'll stick to water.   Kiera Dent (04:08.718) Yeah, okay. But I'm curious when you came because you didn't experience dentistry before you came into it. How dated was dentistry as an industry from your perspective? Like, were you a little like blown away? Like, I kind of say like, we're horse and carriage sometimes and some like, the fact that we didn't have online payments blows my mind, right? Could you please call during eight and five to make your payment to pay me? Like, we're gonna make it hard for you. How dated did you feel like dentistry was when you guys entered the industry? No judgment. I just   Mark Rasmussen (04:16.024) Mm -hmm.   Mark Rasmussen (04:30.424) Right. Right.   Kiera Dent (04:37.454) Because I think, like I said, it's horrible.   Mark Rasmussen (04:38.008) No judgment. I won't call it will protect the innocent. I won't call it any names. But yes, when I got into the space, I was blown away because there are some, you know, big legacy providers from payments perspective that had all of these legacy relationships with all the PMS is and I kind of just felt like they've been resting on their laurels for a really long time. Like they have the relationship and then they kind of stopped innovating. And so, yeah, I was, you know,   Kiera Dent (04:41.142) you   Kiera Dent (05:03.662) Mm -hmm.   Mark Rasmussen (05:07.352) surprised that there was a lot of room to make improvements. And so yeah, it's been a great time. And not only improvements on the technology, but even the methods of I'll just call it old school solution providers, payment providers out there. Most of them are old school. And what I mean by that is that, you know, everything from, you know, the signup process or learning about what the fees are going to be.   If you go, for example, go take a look and again, I'm not naming any big names, but go, we all know what they are. If you go to their website and you go to see like, all right, well, how much does merchant services cost from this company? None of them have pricing or rates on their website by design, right? They're all meant to submit a contact form and then wait to have a salesperson call you back. And then, you know, it's just, it feels, it always felt very like car sales, like no disrespect to anybody who sells cars.   Kiera Dent (05:52.014) Peace.   Kiera Dent (05:58.318) Right.   Mark Rasmussen (06:04.92) but it felt very car salesman like of what that experience looked like. And so we were always a big believer of like, we wanted to make, you know, getting signed up for processing less sales like and more transactional like, and how do you do that? You wear your pricing on your sleeve. Like you can go to, you know, the Moolah website, you know exactly what our processing costs. There's no surprises. You don't need to speak with anybody to get pitched on what the services are.   Kiera Dent (06:17.998) Mm -hmm.   Kiera Dent (06:28.878) Thank you.   Mark Rasmussen (06:30.584) And so again, I always liked that. I like more of a transactional experience than a sales experience in kind of, you know, all my aspects of life. So, you know, that element, we saw room to improvement. So, you know, easy to know what the pricing is. And then from a signup perspective, everything can be done online, right? You don't have to have this salesperson send you, you know, paper applications or PDF applications, and you don't need to fill those out and then submit them to the bank and then wait for a couple of days for underwriting.   Kiera Dent (06:34.99) Thank you.   Kiera Dent (06:58.158) Thank you.   Mark Rasmussen (06:59.768) maybe have to provide financials or tax returns, like all that. So with us, we removed all those elements and it's just very easy to know what it costs, very easy to sign up within seconds. So again, just removing the barriers to entry on the actual signup process is a big lift in experience as well.   Kiera Dent (07:11.566) Thank you.   Kiera Dent (07:18.862) Totally agree. And I think I think that that's what's so fun is having these disruptors come into dentistry of this is what you guys could expect from other people but you're right like it is kind of dated and dentistry is such a Relationship industry. I mean I say lab people and reps are so lucky because dentists are so loyal to them So I really really do love that you guys are disrupting it and like you said it's making payments easier and so I was just curious if you can talk about like   Mark Rasmussen (07:39.028) yeah.   Kiera Dent (07:45.134) what does modernized payments look like? Like what should practices, like what's the standard that we should be living at right now? So offices can kind of almost checklist them of am I doing this in my practice? And if not, maybe I should consider a different processor.   Mark Rasmussen (07:59.064) Yeah. So the first thing we touched on is I think you should look at a vendor who can provide you the immediate kind of instant on type of experience. I think the whole legacy of, you know, multi -day underwriting with the bank having to have a hard credit inquiry pull is unnecessary today. Although again, a lot of the legacy providers work that way. So an instant on, I think, you know, modern, you know, modern payments day means not having to lock yourself into any contracts. I'm a big believer in that. Like,   Kiera Dent (08:08.942) Mm -hmm.   Mark Rasmussen (08:29.4) Any vendor that you work with, I think for the most part should allow you to exist in kind of like a month to month environment, right? Because if you're doing your job as a vendor, you don't need to lock anybody else up, right? They're going to stay with you if you're doing your job right. So I'm a firm believer in no contracts. Another thing I'm going to recommend is stop locking yourself into having to buy the hardware or software, right? And most of the vendors will either charge exorbitant amounts for the hardware,   or they'll try and put you into a non -cancellable lease for the hardware or rentals. All that do away with, you know, shameless plug. Of course, we don't do that, but we're not the only ones. There's a few other great vendors out there where they'll give you the hardware or they'll provide it to you at a fair price. Don't overpay for hardware or lock yourselves in a contract. You know, from a tactical standpoint of like payments specifically,   Here's the thing is that I think a modern practice should have. Obviously, you know, in practice, all the latest and greatest. So what is that? That's of course, old school MagSwipe, that's EMB chip card capabilities. That's also Apple Pay, Google Pay, kind of the tap to pay. That's a great convenience for your patients. Wireless devices are a great add on for the practice, right? So they don't have to be stuck at the front desk. You know, you should have devices that can go anywhere in the practice, you know, operatory, consult rooms, et cetera.   Wireless devices are a big lift. Storing patient cards, I think is a great convenience as well. I talked to a lot of practices who really love that because it's interesting. You talk to the front desk, nobody really wants to talk about or like, nobody likes the transactional element of asking for money and having to collect money, right? So if you can take that element out of your experience with a patient at the front desk,   Kiera Dent (10:02.798) So genius.   Mark Rasmussen (10:25.592) and you're like, hey, would you want us to put that on the on the visa we have in file? Great. That's easy. You know, so storing patient cards, I think is a big one. You know, being able to offer, you know, especially when you're when you're building out treatment plans and those dollar amounts to get higher, being able to offer the patients, you know, multiple payment options, obviously credit card, but then even being able to take that credit card payment and break it out, you know, your kids braces. Great. Let's let's set that up so that we can easily just charge out $100 a month or whatever the case may be.   Kiera Dent (10:29.006) Mm -hmm.   Mark Rasmussen (10:55.576) So being able to have multiple payment options to offer the patient is phenomenal. Other things that I, yeah, please, yeah.   Kiera Dent (11:03.054) I just want to plug in that one real quick on the payments because you guys have modernized it because a lot of people like well We did that but I remember my gosh I had so many credit cards that I had to remember to run as the office manager I had to like make sure it was the date then I finally got smart and I was like let's do it on the first and the 15th and not just like every day of the month but there's still offices that are trying to remember to run all these cards and for you guys just to set it up it's like a set it and forget it like of course if it declines so much easier we just go check on that but   Mark Rasmussen (11:21.24) Right. Right.   Kiera Dent (11:31.982) I think to just pin on there, your practice might be doing it, but this is automatically doing it through the software where your team doesn't have to try and remember it, saves so much time from a team member having to do it.   Mark Rasmussen (11:41.944) 100%, 100%. And so many, I talked to a lot of offices that before they connected with us, many of them were like self -admitted and they're like, hey, they're like, I'm not proud to share this, but I'd be like, so how are you guys managing your reoccurring payments? So like, we have card numbers just written down in Notepad and I just make myself a reminder and outlook to go ahead and pull those out. I'm like, okay, you didn't tell me that, okay. But that's kind of the reality. So, you know.   being storing car data in binders. Yeah, it's exactly much safer. But having those card numbers available to you and where they're delivering not written down anywhere. So where they can be compromised is you know what they refer to as PCI compliant best practices. So being able to do that, not have your practice, you know, exposed to the you know, the dangers of having card information, you know,   Kiera Dent (12:12.27) They're binders. Binders, Mark.   Mark Rasmussen (12:39.224) exposed and compromised is huge. And of course, any reputable, you know, vendor that you're dealing with, that's going to lie to store patient cards, they're going to have it where it's tokenized. None of the tokenized card data of course, is ever going to be touching any of the practices servers. So the practices, what they refer to as is out of scope, you know, they're not actually dealing with and holding any card numbers. So that's, that's a huge element as well. what else? you know, I've seen get popular over the last couple of years.   memberships, in -house memberships and in -house discount plans are gaining a lot of traction. And I get it, right? It's great for the patient, it's great for the practice, gets the patient in the chair more, the practice kind of gets some reoccurring revenue going, it's a win -win. And there's a lot of great vendors out there in the space that just focus on that. But again, that's a feature set that we built into Moolah.   that allow you to kind of create and manage your own in -house discount plan. So having that, I think is a big part of today's modern practices. Sending electronic requests, right? Collecting on balances. The old school way of sending paper statements is dead, right? And the evolution of that went like, okay, it was paper statements and then everybody realized that nobody is going through snail mail anymore. And then it went to, okay, cool, let's be able to send electronic email requests.   which was an uptick in lift in response rates. And then, you know, beyond that, you know, text requests kind of like even went even further. I mean, the response rate of just going from email requests to text requests is significant. So, but, you know, giving the practice ability to collect on these balances and send those out electronically, automatic reminders, drip campaigns and all of that.   and allowing the patient to kind of like, you know, make that payment when it's convenient for them, you know, if it's at their home, on their couch, on their phone late at night, doing a quick Apple Pay transaction. That's what it's all about, you know, is making, you know, easy for your patients to interact and handle, you know, their billing issues with you is the ultimate. The other thing I'll touch on is, you know, online payment, right?   Kiera Dent (14:49.294) Yeah.   Mark Rasmussen (14:54.36) So allowing that patient be able to go to your site and click a button, say, hey, make an after hours payment and be able to make that payment after hours. That's another big, you know, we think kind of best practices to do for today's modern practice. And then really the cherry on top of all these things is that these things in itself are great, but really to really elevate this is all this payment tech we talked about is then having an automatically post into the PMS real time is where the magic really happens. And so.   I highly recommend kind of all those touch points as well as having it also integrate directly back in your PMS. That's where the magic really kind of happens, you know?   Kiera Dent (15:31.182) for sure.   And so Mark, I'm curious when you guys do that and goes back into the PMS, does it split because people will like get annoyed when it's like a split payment and my family balance might be $1 ,000, but only 25 come to Kiera and the rest goes to Jason. Does it split or do they need to manually split at the practice level?   Mark Rasmussen (15:52.472) You can do it in two ways. So I'll speak for our system. When you run a payment in Crown, which is our payment platform, you can either have that payment be an unallocated payments, right? And just post to the ledger at the guarantor level. And then you can decide where you want to split that up to, or you can actually, from our system, you can do that transaction, that payment allocated to procedure. And you can pick, when you're doing that allocation, you can pick within the family members,   and at the procedure level of where that payment's going to be allocated to, just as if you were to natively do it in the PMS. So you can do it, you know, like for prepayments, right? Prepayments is something where it's unallocated and then you can assign it afterwards. Or again, you can just assign the payment to the procedure right out of the gate, either way. Yeah.   Kiera Dent (16:27.502) That's awesome.   Mm -hmm.   Kiera Dent (16:41.39) That's awesome. And for patient or for practice, like of course they're going to feel concerned about like, yeah, but Mark, if people are making payments and I don't know and they're doing it at night, how do I make sure I don't miss any of these payments? So kind of what's Moolah's process to make sure they don't miss it.   Mark Rasmussen (16:53.272) Great question. Yeah, great question. So first thing is that we notify the practices in two ways. One is they'll get an email when a payment's made, you know, anytime, whether it's after hours or they're gonna get an email that hits their inbox. And then within our software itself, in the top header, we have this notification bell that anytime there is a transaction that's been made after hours, like a website payment or text to pay, it's gonna let them notify them that it was done. So they're not gonna miss it.   Kiera Dent (17:20.686) So Mark, as you said all these things, I just thought, to me it felt like I was just talking to a normal website that I purchase on all the time, right? Like I think about Amazon. Amazon's so easy. I make payments. I think about the hospital even where my husband works, like when I go see my doctor. They're not sending me paper statements. I don't think I've gotten a paper statement from a medical office in so long. I also just thought I went to therapy the other day and they're like, do you want it on your card on file? And like,   It's crazy because that's how we live in our day -to -day lives of all the things we as consumers are consuming, but yet in our dental practices, we're so far behind, which is why I'm obsessed with you guys as a company. And why I wanted to bring you on the podcast and share you with our community is because the reality is, this is so...   Mark Rasmussen (18:03.544) Thank you.   Kiera Dent (18:05.806) like up and coming, but you're also I love the passion that comes from you. Like I can tell that you're not just somebody who's like, here we are. You're constantly thinking like, all right, what's the next thing and how are we going to make this even easier? And how can we make this so much simpler for the practices? And I think getting on board with companies that are young, that are innovative. I know you said you're only like 30 based on like you starting like in the industry at one years old. I think you're only 30 years old now, right? But you've constantly made it and brought you, but you brought this young energy with you of staying tech and saying savvy and   Mark Rasmussen (18:26.104) Right. Yeah. 50.   Kiera Dent (18:35.918) I mean, the thought of having those processors that can come into the operatories, like same day treatment is so easy. We're not taking the cards and walking them up front and then bringing it back to them. Like it's just normal. I mean, we think about going to restaurants and now there's like little Apple pay sitting at our booth, even if we have a server. We have innovated as a society and making sure practices do that. But Mark, the questions always come and this is why people don't switch processors. One is it's hard to break up with my current processor. So what do they do in that regard?   Mark Rasmussen (18:50.68) Yeah.   Kiera Dent (19:04.846) to break up with a processor in an easy way if they want to switch to Moolah.   Mark Rasmussen (19:10.168) Great question. So the first thing that I, when we're talking to practices, what I always like to say, and cause it's exactly right, making a switch from, you know, your processor, your legacy processor to somebody else seems daunting. It's like, okay, this is going to be a pain. I got people got to learn my stuff. well, we always tell practices, I'm like, don't cancel your current processor. Like Pepsi, Pepsi challenges, right?   Don't disrupt anything, keep your current processor, try out Moolah, bring us into your practice, don't cancel your existing processor, and make sure you guys love it like we say you're gonna love it. I want them to feel comfortable. And that does a couple things. One is after two weeks and they hate us, then great, we can part with friends and we'll have the hardware picked up and they didn't change anything with their current provider. But if they love us like I believe they're gonna love us, well then great, that gave them, that gave the staff the peace of mind of knowing like, hey yeah, I've got this new system.   but I have my old system in place in case I don't remember how to do something. So not trying to time of like, hey, when should I close my old? When do I add in Moolah? Don't put yourself through that stress. Just add Moolah, try us out. And again, there's no contracts with us. So just bring us alongside, Pepsi challenges for a couple of weeks. And then when your staff and everybody's like, yeah, we love Moolah, cool. Then at that point, you can make arrangements with your processor to close that out.   Kiera Dent (20:17.454) Mm -hmm.   Mark Rasmussen (20:36.344) I can't can't to other processors, right? Because many of them have, you know, these long -term contracts and early termination fees. They'll have to course check with their vendor. But the good thing is that once you make that break and once you do come with Mula, Moolah, never have that worry again. There's no contracts with us. At any time, if anybody wants to close out their account, really easy to do business with us, really easy to not do business with us. Let us know. We'll have the hardware picked up at our expense and we'll wish each other well, you know? It's all good.   Kiera Dent (21:05.486) Mm -hmm.   Mark Rasmussen (21:06.2) So at least they can make that break and get out of the contracts and be with a company where they can truly be in a month to month environment.   Kiera Dent (21:14.67) Which is amazing. And I think something that's really awesome is I was thinking about that. If you are in a long -term contract and you can't get out of it, Processing is only charging you on the fees that you do. You might have a monthly fee with the hot hardware that you did purchase, or that might be something you paid upfront. However, you can actually move almost all of your transactions over to Moolah while you wait for that contract to leave. And so just don't think that you have to wait until that contract ends. I do process on two different processors intentionally because I want to like,   Mark Rasmussen (21:35.928) point.   Kiera Dent (21:43.726) leave one and move to another one, but I'm debating because that's going to lead me to my next question about fees. I'm testing two companies currently myself, intentionally, but you can, you can move all your processing over to Moolah if you love them so much, even if you're in contract. So I want that to just be a note for you guys to be afraid of. Yeah.   Mark Rasmussen (21:45.944) Yeah.   Mark Rasmussen (21:58.712) Yes, good point. Yeah, exactly. And you know, in tip to your point there. Even even if you're going to, you know, not cancel the service, maybe that's going to relate to, you know, 20 $30 a month and just maintenance fees. And you're like, well, hey, that still makes sense rather than having to spend three or $400 termination fee. I'm just going to pay the monthly minimum, you know, for whatever it is that six months to take me to that contract term. Yeah, you don't have to wait, you can just kind of pay that minimum.   Kiera Dent (22:20.814) Right.   Mark Rasmussen (22:27.32) and then actually cancel it when you're not going to get hit with a termination fee. Yeah.   Kiera Dent (22:30.51) sure. Yeah, so again, don't feel locked into it because they're going to want you to think you're locked, but it's a very minimal fee, especially if you love it. But something I am curious about, Mark, I feel I will just speak a little bit candidly about the industry. Credit card processors have a little bit of a reputation of being amazing at the beginning, and then they start tacking on all these stupid fees that I don't know, which is why there's companies like Merchant Advocate that come in and check and make sure that our processing fees are not too high. So walk me through processing freeze with Moolah.   because realistically that is always a scary thing when you switch processors. And I think that that's also another reason people don't want to switch. I love you. I love the things you do, but also are you charging me? Like right now I've got somebody who's like, Kiera, switch over to us and we'll be at 2 .9, which I still think is higher. I'd prefer it to be more like 2 .5 % processing fee, but they just sent me an email and I'm very disappointed because they're a very large company and I was so freaking pumped to use them. But they said,   In one year, so I'm like, you guys are smart. You want me to like get all my clients on this new processor. And then in one year, they're literally going to tack on this huge freaking fee on me. And I'm annoyed because it's going to be 10 bucks per transaction, like up to $10 per transaction indefinitely because they're now adding on this like stupid software. I feel annoyed by that. So I'm speaking very candidly. Tell me how your guys's fees work because obviously this is what people are going to be concerned about too. As much as I love you, I also make sure the fees make sense.   Mark Rasmussen (23:30.168) Right.   Mark Rasmussen (23:41.976) Yeah. Yeah. Yep.   Mark Rasmussen (23:50.132) Yep. Yeah, exactly. So we're, we're all about simplicity, right? Like, we love technology, and we love simplicity. So we've been talking about technology, let's talk about simplicity. So you know, anybody out there who's listening to this, and you've seen a merchant account statement, right? Nine and a half, actually, yeah, nine and a half out of 10 times, you look at that merchant statement, that month end statements, it's your eyes will roll back, it's like,   line item after line item after line item of like miscellaneous fees like, okay, this visa fee, this interchange fee, this transaction fee, PCI fees, don't even get me started on PCI fees, but we'll come back to that. PCI fees, monthly minimums, annual fees. I mean, it's crazy. It's like way overcomplicated by design. Not only that, I run in and talk to a lot of practices where like, you know, it's funny.   Kiera Dent (24:19.978) Yeah. Mm -hmm.   Kiera Dent (24:30.062) They're sane.   Mark Rasmussen (24:44.664) They're like, hey, I started engaging with you and then it had me look at my merchant processing again and my merchant processing statement that I just looked at and the pricing we're paying today is very different than it was when we signed up with them two years ago. So over these two years, they've been bumping up the rates unbeknownst to them. So, you know, with that being said, Moolah takes a very, you know, simple approach. With Moolah, you get, you know, our platform, you get our technology, right?   Kiera Dent (24:57.166) Mm -hmm.   Right.   Mark Rasmussen (25:11.192) There's no monthly SaaS fees or annual fees. There's no fees for the software, number one. The hardware, we're gonna provide the practice to brand new wireless smart terminals. They don't have to buy, rent, or lease those devices, they're included. Not only do we provide them the devices, but we also warranty them indefinitely, which is huge, because normally you're buying these devices, and normally it's like a 12 -month manufacturer's warranty. And then Murphy's Law kicks in half the time, and then it's like month 14, the device fails.   And then you're like, oops, sorry, you got to buy a new device. Whereas with Moolah, first of all, as mentioned, we give them the hardware, but we're warranting them indefinitely, even beyond hardware failure, even accidental damage we will cover. So a practice that comes on board with us, three years later, they call us like, hey, we accidentally dropped the device off the counter and broke, cracked the screen. We'll cover that. Just give us a call. We'll provision replacement. We'll overnight it. So practices that do, you know, processing with Moolah.   totally are future -proofing themselves of ever having hardware expense again. Okay? So no fees on the software, no fees on the hardware. So then it comes down to we make our revenue on the merchant processing. And we've done that. And I think is a really fair, simple and straightforward approach. It breaks down to this. There's literally two fees that a Moolah practice will have when they do business with us. One rate, which is 2 .49 % flat rate for anything that's done in practice.   Kiera Dent (26:17.582) Mm -hmm.   Mark Rasmussen (26:35.416) And it doesn't matter whether it's an Amex or a Visa or a Mashcard Discover, the card type doesn't matter. If it's done in person, it's 2 .49%. There's not a transaction fee on top of that. Normally, you'll see like 10 or 20 cents per transaction. None of that, just 2 .49. And then that same logic carries over for any of the card not present transactions. So that would be 2 .99 % for anything that's done, you know, text to pay, the website payment.   Kiera Dent (26:47.95) Mm -hmm.   Mark Rasmussen (27:01.304) So it's literally only those two pricing elements. 2 .49 on transactions are done in practice, 2 .99 where the card is not present, nothing else. And so, you know, when I say nothing else, literally nothing else. So we're eliminating all the kind of miscellaneous fees that we were talking about earlier. The statement fees, the interchange fees, PCI fees. This is a crowd favorite. So not only do we remove the PCI fees, right? And I'm sorry to the rest of my industry.   Kiera Dent (27:19.278) Mm -hmm.   Mark Rasmussen (27:30.552) peers, but this is the truth. PCI is a complete racket. It's become a financial racket to processors of looking to extract more revenue. So we look at PCI where there not only is there never a fee with Moolah on a PCI fee, but we take care of all the tasks. No longer does the practice have to do that once a year self -assessment questionnaire. No longer do they need to deal with quarterly scans. It's   Kiera Dent (27:35.694) Yeah.   Kiera Dent (27:51.05) Thank you.   Mark Rasmussen (27:58.04) All the PCI elements are managed on the practices behalf. So they never have a PCI fee or a task to do as long as they're with Moolah, which people love. So, and again, as I already mentioned, there's no annual fees, there's no contracts. This is 249 .299. And to really hit that home, as we were talking about previously of like, hey, somebody just trying out Moolah, right? So if you're trying us out, let's say you sign up with Moolah, we send you the hardware.   Kiera Dent (28:07.854) Mm -hmm.   Mark Rasmussen (28:26.264) but you didn't get around to actually switching over and then the month goes by. Well, guess what? You would have zero expense from Moolah. If you didn't process any payments from us, nothing's gonna kick in. There's no minimums, there's no statement fees, none of that. So if you didn't process a credit card payment, you would have zero expense from us. So, you know, expense is truly driven from when you process credit card transactions and that's it. So really simple, right? And really straightforward and, you know,   Kiera Dent (28:50.638) Mm -hmm.   Mark Rasmussen (28:53.304) people can get around and knowing what this costs because again, we wear our pricing on our sleeve. There's no surprises. We don't play that game of like teaser rates and then a couple of months kind of sneak in a little message and hope nobody notices and increase the rate. Those rates are gonna be as they are. There's no intention of increasing them.   Kiera Dent (29:06.446) Yep.   Kiera Dent (29:12.142) Yeah, and it's interesting as you're saying that, Mark, I pulled up one of my processing fees. So I'm just curious, because this is what I'm seeing. So tell me, what things are actually nonsense versus what are real? Line item, it says two, visa never approved domestic. What does that even mean?   Mark Rasmussen (29:28.728) So that's referring to an interchange element. So here's the first thing we'll say. Interchange, which is basically the wholesale cost from, you know, not to bore everybody, your audience, but you've got two sides of the equation in credit cards. You have the card issuers, which are patients banks, you know, from their Citibank Visa or their Capital One Visa. And then you have the acquiring banks, which represent the merchants. So interchange is what the card issuers charge the acquiring banks when their customers present their card to their merchants. That's interchange.   Kiera Dent (29:36.078) Mm -hmm.   Mark Rasmussen (29:58.776) And so interchange consists of hundreds and hundreds of different card types with different price points. And so whether it was a Visa, vanilla, you know, plain Visa card, was it a debit card, was it a rewards card, was it a corporate card? So all these variations of interchange expense and there's all these nuances of different fees related to that. Now, listen, these elements happen, doesn't matter who your processor is, all these elements are happening with Moolah in the backend, but we just absorb it all. And so,   Kiera Dent (30:10.286) Great.   Mark Rasmussen (30:28.408) Even though we're very simple in our rates to the practice, make no qualms about it. We're not any different. There's a lot of elements behind the scenes of different expenses that are happening non -domestically. You were talking about rewards, downgrades, all these things are happening behind the scenes. But to our practices, they don't care about that. And they don't need to worry about that. They know that if they do it in their practice, it's 249. And if they do it as a Cardinal President, it's 299.   Don't worry about anything else. We're managing all that behind the scenes.   Kiera Dent (30:58.798) That's awesome. Yeah, because as I'm looking at this statement, I'm like, interesting. I didn't know I had a monthly service fee that has been added on a fixed acquire network fee, another AXP system processing fee that's quite substantial. And I'm like, none of those things were on there prior when I originally signed up. And so I was like, hey. Hey. And so it's interesting.   Mark Rasmussen (31:14.872) You're like, that wasn't on this, that wasn't on my sign up form. I don't remember seeing that. All right, well, we need to talk after the podcast and get you guys over to Moolah, right?   Kiera Dent (31:22.574) I know. Okay, I know. So anyway, that's what I wanted to point out to you guys is like me even looking at this right now, like as listening to the podcast with Mark, like double, I mean, you probably saw my eyes shift over because I was like, what the heck? I got all these fees sitting over here. But what's crazy is I've kind of hovered around this like 2 .9 % for all the time. But I just knew that they were tacking on fees and I had to do this like, my gosh, Mark, we really want to bore people. I had to do all these like   compliance things and they had me do this whole thing to get my rates down and I'm still not but I'm in this higher compliance area. All this nonsense. But anyway, beyond that, I think everybody should use moolah. So I think for modernized payments, I think for the 2 .49, that's insane. Like people are all talking about what are ways that we can save costs on our overhead. Well, get your processing fee down to 2 .49 in practice, you're going to be substantially lower. And then the other ones are 2 .9, which is still lower than what most are at most around three.   Mark Rasmussen (31:54.424) Right. Yeah.   Mark Rasmussen (32:00.216) Thanks.   Kiera Dent (32:17.326) I would usually see about 2 .5 to 3 .3 is typically what I'm seeing for fees, not to mention all the additional add -ons and also having to pay for your process. So if an office, let's say they've got two of these, but they want more, they're a really large practice, do they pay extra for an additional terminal? I would assume yes, because you guys complimentary too, do they pay for extra terminals?   Mark Rasmussen (32:23.64) Yep. Yep.   Mark Rasmussen (32:38.424) They do. So we provide them two, if they want additional devices, it's $30 a month for those additional devices. If they're a larger practice, you know, you sweet talk us a little bit. Well, we have been known to include an extra device or two if it's a larger practice. So, yeah, exactly. Talk to the team. But the short of it is that if the practice is joined more than $60 ,000 a month,   Kiera Dent (32:45.517) Wow, awesome, very easy.   Kiera Dent (32:55.214) So, you know, do a little good sales pitch to Mark over here.   Mark Rasmussen (33:08.44) and they need additional devices, we're usually pretty flexible about providing those additional devices.   Kiera Dent (33:14.51) Do you guys ever do reduced pricing at all if a practice is doing large amounts per month? Or is it just like, this is what it is? I was curious, because I know there's a lot that do hire amounts.   Mark Rasmussen (33:20.248) We do, we do. We do. So matter of fact, so we have the 249 .299 is our wrap rate for dentists. Any practices that come through one of our partnerships, those come in at a reduced rate. And then we have even a lower tier if the practice is multi -practice as multi -locations. So definitely inquire with us.   about those, you know, reduce rates if you're with any of our partners. And yeah, a lot of them. You know, the other thing I was going to mention, just because this is kind of exciting and new for us, and it's crazy how much this has been, practices have been asking about this over the last 12 months. The question that a lot of practices come to us and ask, and they say, is there any way that I can offload my credit card processing fee to the patient?   Kiera Dent (33:50.702) for sure.   Kiera Dent (34:11.982) Yeah. Yeah, I'm curious on this.   Mark Rasmussen (34:15.096) A year ago, we would get that request one out of 10 times. Today, we get that request like seven or eight out of 10 times. So like the cats out of the bag, like people want that. So I'm happy to announce that we just went into beta on being able to offer compliant surcharging. And so you'll be able to practice what they'd like to, they'll be able to offload the credit card processing fee, both in practice and any of the card not present activity, the text to pay, the website payment.   Kiera Dent (34:22.35) Mm -hmm. Agreed.   Mark Rasmussen (34:44.792) you'll be able to offload the credit card processing fee onto the patient. That only does on the credit cards. You're not allowed to do that on the debit cards, right? Debit cards, there's no additional fee to the patient, but if they're paying with a credit card, you'll be able to offload the credit card processing fee to them. And the nice thing with that Moolah is that not only are we giving them the capability to do that, but we're also handling that surcharge amount correctly in the PMS when we're posting into it from an accounting perspective and keeping that clean. Yeah.   Kiera Dent (34:54.03) Mm -hmm.   Kiera Dent (35:10.538)  amazing because agreed I think that's a big piece. I mean when I look at my credit card processing fees a year I'm like we're in the upwards higher like it's almost like another employee when you look at that annual amount that you're paying credit card processing fees and so I just think it's a really awesome way I really love you guys mark. That's why you guys are a sponsor of ours this year That's why you guys are a partner of ours And so definitely everybody let them know that you came from the Dental A Team podcast mark How do people connect with you because I think people should modernize their payments?   Mark Rasmussen (35:19.832) Yeah. Yeah, no doubt.   Kiera Dent (35:39.47) I just feel like would you continue purchasing from Amazon if you had to send them a paper check? The answer's hard pass, no. Would you continue working with Amazon if you couldn't shop at night on them? The answer is no. Would you continue working? And I understand that Amazon does not feel like a dental office, but I'm like, I wouldn't continue seeing my therapist or all these different people. It's so archaic when you go to other even medical professionals that don't take Apple Pay. I'm like, what, you don't take Apple Pay?   Like, what are you doing? Like, everybody takes Apple Pay. Everybody does the tap pay. Why am I still having to insert my card or write you a check or give you my card? Like, it just feels so archaic. And I love, Marc, you guys truly have modernized it and it's not hard. And I love that it's very simple and that people can try you out, see if they like you, but offices that are using you that I know love you. So how can offices get Moolah in their practice? Yeah.   Mark Rasmussen (36:05.976) Yeah. Yeah.   Mark Rasmussen (36:27.32)  Cool. I would recommend if any practice that's interested in learning more about us is, and maybe Kiera in this podcast and description or something, put a link for, because we have preferred pricing for Dental A Team clients. And so I would just take a look at that link that's probably associated with this podcast. And on that page, you guys can go ahead and schedule a time. It's convenient for you to do a demo. And so I think a demo is the, is the,   Kiera Dent (36:40.43) course.   Mark Rasmussen (36:57.176) best natural step for any of your listeners that want to know more about Moolah. And again, schedule that demo and we'll run them through and show them all of the features, all the benefits, and then assist them with getting signed up at that preferred rate that they'll get through Dental A Team.   Kiera Dent (37:15.182) Amazing Mark. And I just like, you know, I love to like sweeten it a smidgey for you guys. So let's just do a hypothetical, a practice is processing a million a year. Okay. And they are just paying that extra half a percentage mark, right? That would be pretty simple. Right? So, you know, if you guys are just paying that extra half a percentage, I'm doing this on a million. That's a $50 ,000. It's insanity to me of how much you guys are saving. Did I do my math right?   Mark Rasmussen (37:24.632) Yeah.   Mark Rasmussen (37:29.592) Yeah? Yeah?   Mark Rasmussen (37:40.216) Right? Yeah.   Kiera Dent (37:44.654) Or is it less than that? A million and we're doing, I lied to you guys. $5 ,000, $5 ,000 just on a half percentage, five grand, which might not seem like enough for you guys to go after. Five grand just by switching processors that you would be saving every year, just on a million dollar practice that you process. That's like, and you probably listen, yes, just the rate.   Mark Rasmussen (37:49.048) We said a half a percent.   Right. Right.   Mark Rasmussen (38:04.344) And you're just talking the rate. And you're just talking about the rate. What about all the other miscellaneous fees that they're probably paying as well? So it's going to be more than five grand. And I feel very strongly that they would be improving their experience on a daily basis with the technology. So not only are you saving on the rate, but you're just improving your day -to -day experience with payments. It's kind of a win -win.   Kiera Dent (38:13.39) Yes, but right alone!   Kiera Dent (38:22.062) I love you, Clint.   Kiera Dent (38:29.55) And as a team member, I have way less I've got to do. I don't have to remember. I've got a drip campaign. I can have them pay on that. I'm not sending statements anymore. So those costs in and of themselves. So I'm just saying, like, for a million dollar practice, it's a guarantee, probably $5 ,000 savings for you just on the rate, let alone everything else. So I think it's worthwhile to schedule that demo. So Mark, thanks for being on the podcast today.   Mark Rasmussen (38:51.224) It was awesome. Thank you so much for allowing us to be there We're so glad to be a sponsor and be with you guys. You guys are rock stars. So appreciate you   Kiera Dent (38:58.03)  Amazing. Well, for all of you listening, guys, don't be like, take the effort, go look into this. It will save you so much money and your team will be happier. Definitely reach out and for all of you listening, thanks for listening and I'll catch you next time on the Dental A Team podcast.  

Will Baumann is the co-founder and CEO of Fourthwall, a company that empowers creators to sell products online without needing to be e-commerce experts.At Fourthwall, they handle sales tax, supply chain, customer support, and more so creators can focus on making content and growing their community.In this episode of DTC Pod, Will shares his insights on the complexities of building a business out of one's personal brand and how Fourthwall has been aiding this process for over 50,000 creators.Will also touches on the power of creators today, the trends they're seeing at Fourthwall in terms of product popularity and paid ad usage, and Fourthwall's differentiation strategy, growth channels, and future plans.Interact with other DTC experts and access our monthly fireside chats with industry leaders on DTC Pod Slack.On this episode of DTC Pod, we cover:1. E-commerce for Content Creators2. Fourthwall's Target Audience and Market Positioning3. How to Get Started with Fourthwall4. Merchandising Strategies for Creators5. Growth Channels: Word-of-Mouth, Cold Outbound, SEO6. Community-Driven Sales vs Paid Ads7. The Power of Content CreatorsTimestamps00:00 How Fourthwall helps creators build their businesses06:39 What creators need to know about sales tax 09:50 Identifying a customer persona for Fourthwall11:53 Steps to get set up with Fourthwall14:09 Fourthwall then vs now, from manual to automated processes18:12 Distribution trends on Fourthwall, community vs paid ads19:05 The most popular products creators sell and how to scale20:10 Starting a business vs creating a new revenue stream22:04 Fourthwall's future plans and growth projections24:10 Positioning against Shopify and Pietra25:44 How Fourthwall reaches its ICPs: word of mouth, cold outbound, SEOShow notes powered by CastmagicPast guests & brands on DTC Pod include Gilt, PopSugar, Glossier, MadeIN, Prose, Bala, P.volve, Ritual, Bite, Oura, Levels, General Mills, Mid Day Squares, Prose, Arrae, Olipop, Ghia, Rosaluna, Form, Uncle Studios & many more.  Additional episodes you might like:• #175 Ariel Vaisbort - How OLIPOP Runs Influencer, Community, & Affiliate Growth• #184 Jake Karls, Midday Squares - Turning Your Brand Into The Influencer With Content• #205 Kasey Stewart: Suckerz- - Powering Your Launch With 300 Million Organic Views• #219 JT Barnett: The TikTok Masterclass For Brands• #223 Lauren Kleinman: The PR & Affiliate Marketing Playbook• ​​​​#243 Kian Golzari - Source & Develop Products Like The World's Best Brands-----Have any questions about the show or topics you'd like us to explore further?Shoot us a DM; we'd love to hear from you.Want the weekly TL;DR of tips delivered to your mailbox?Check out our newsletter here.Projects the DTC Pod team is working on:DTCetc - all our favorite brands on the internetOlivea - the extra virgin olive oil & hydroxytyrosol supplementCastmagic - AI Workspace for ContentFollow us for content, clips, giveaways, & updates!DTCPod InstagramDTCPod TwitterDTCPod TikTok  Will Baumann - Co-Founder and CEO at FourthwallBlaine Bolus - Co-Founder of CastmagicRamon Berrios - Co-Founder of Castmagic

In this episode, we sit down with Theresa Ellsworth from Sertifi. Theresa shares insights into her background growing up in Yonkers, New York, her passion for hospitality, and her journey from college to a 14-year stint at Springer Miller.The conversation delves into how Sertifi accelerates revenue for hotels through digital authorization processes, securing revenue by reducing chargebacks, and using advanced AI-driven fraud prevention tools. Additionally, Sertifi's new features, such as ACH transaction fee reductions and Opera OHIP integration, are highlighted.In this episode, you'll learn:Sertifi's digital authorization process for credit card transactionsAccelerating revenue through digitized sales processes and deposit collectionFraud prevention using advanced AI toolsBenefits of digital signatures and real-time deposit collectionReducing transaction fees through e-commerce merchant IDs and ACH paymentsThe importance of secure handling of guest credit card informationHow technology is simplifying daily operations for hotel staffJoin the conversation on today's episode on The Modern Hotelier LinkedIn pageThe Modern Hotelier is produced, edited, and published by Make More MediaLinks:Theresa Ellsworth on LinkedIn: https://www.linkedin.com/in/theresaellsworth/Sertifi: https://corp.sertifi.com/For full show notes head to: https://themodernhotelier.com/episode/78Follow on LinkedIn: https://www.linkedin.com/company/the-...Connect with Steve and David:Steve: https://www.linkedin.com/in/%F0%9F%8E...David: https://www.linkedin.com/in/david-mil...

Diana is joined by Holly Hillyer to discuss the pervasive issue of social media censorship. They explore the difficulties of navigating ever-changing algorithms and advertising restrictions that disproportionately affect cannabis brands compared to alcohol. Holly and Diana also discuss the creative workarounds they've employed to engage with their audience despite these obstacles. The episode concludes with an in-depth discussion on the challenges of cannabis payment processing and banking, highlighting the complexities of working with payment processors and securing insurance for cannabis operations. Holly also emphasizes the importance of educating new customers about hemp-based products and the health benefits they offer. This episode provides valuable insights into the ongoing struggles and innovative solutions within the cannabis industry. 0:16- Welcome to Your Highness Podcast1:05 - Fave Pot 5:33 - Fave Not Pot8:53 - Main Segment This episode is produced and edited by Your Highness Media. Subscribe to our Substack for the latest updates and event information.

Join us for an enlightening episode of the Financial Freedom Podcast with Dr. Christopher Loo as we explore "Transforming Payment Processing: Jeff Maine's Vision for Business Success and Community Impact." In this episode, we sit down with Jeff Maine, the pioneering founder of Pay Proudly, to uncover his mission to revolutionize the payment processing industry. Jeff shares his journey from transactional to relational payment processing, highlighting how his innovative approach is empowering business owners with clarity and efficiency while making a profound impact in their communities. We delve into the telltale signs that indicate a business has outgrown its current payment solution and reveal secrets to assessing if your payment rates are truly competitive. Discover how the right payment processor can not only save money but also support charitable causes. Jeff discusses the powerful benefits of integrating purpose into your business and how the 'Pay it Forward' ethos can lead to financial and social success. Whether you're an entrepreneur seeking to optimize your payment processes or a business owner eager to give back to society, this episode offers invaluable insights on blending business acumen with heartfelt community service. Tune in to learn how Jeff Maine is creating a more connected and socially responsible business environment and get inspired to bring greater purpose to your own entrepreneurial journey. To connect with Jeff, visit his website: https://www.payproudly.com/ Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Do your due diligence. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd We couldn't do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p Follow our YouTube channel: https://www.youtube.com/chL1357 Follow us on Twitter: https://www.twitter.com/drchrisloomdphd Follow us on Instagram: https://www.instagram.com/thereal_drchrisloo Follow us on Threads: https://www.threads.net/@thereal_drchrisloo Follow us on TikTok: https://www.tiktok.com/@drchrisloomddphd Follow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18 Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1 Subscribe to our Medium newsletter: https://medium.com/@drchrisloomdphd Subscribe to our email newsletter: ⁠https://financial-freedom-for-physicians.ck.page/b4622e816d⁠ Subscribe to our LinkedIn newsletter: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6992935013231071233 Join our Patreon Community: https://www.patreon.com/user?u=87512799 Join our Spotify Community: ⁠https://podcasters.spotify.com/pod/show/christopher-loo/subscribe⁠ Thank you to our advertisers on Spotify. Financial Freedom for Physicians, Copyright 2024

Aubrey Amatelli is the founder of PayRio, a payment processing solution for businesses in alternative medicine sectors. She founded PayRio on the heels of her successful career as an executive in fintech, which included over a decade with J.P. Morgan. Aubrey's payments knowledge and her industry experience is incredibly valuable in the cannabis payments space.In addition, Aubrey has a compelling and inspiring story as she's a single mom of three who's led her first startup to profitability in under a year. I love that we can share her inspiring success story in an industry where female executive leadership and business overall have struggled to survive.PayRio is on a mission to normalize and stabilize payments for high-risk sectors, ensuring that businesses, whether they are dispensaries, delivery services, seed merchants, or e-commerce businesses, have access to compliant, fair, and reliable payment solutions.​ We have a special segment guest today, Jamie Morey, founder of Parents for Plant Medicine – a grassroots advocacy group working to destigmatize and normalize the use of plant medicine and also fighting for the legalization of psilocybin.Culture Corner: I want to recommend a rom-com I watched this weekend with Brooke Shields and Benjamin Bratt – Mother of the Bride. I love that Brooke Shields is my age, 59, and is starring in a romance with most adorable Benjamin Bratt. Set as a destination wedding in Thailand for Brooke's daughter – it reconnects her with the man who broke her heart when she was 22. Fun, romantic and love seeing women my age starring in this type of movie. Mother of the Bride on Netflix.Topics Discussed(1:10) Welcome(2:30) Countdown to Final The Canna Mom Show(3:50) Jamie Morey – Parents for Plant Medicine(4:30) Mushroom Beverages?(6:05) MA Changing DCF Reporting?(7:25) Canna Witch(8:40) Culture Corner: Mother of The Bride(10:15) Aubrey Amatelli Introduction(11:32) PayRio explained(12:45) Becoming a Canna Payment Entrepreneur(17:55) Mom World(19:50) Mission to Empower Moms(22:30) Aubrey's Canna Journey(25:00) Aubrey's Linked-In Canna Revelations(27:15) Introduction Jamie Morey of Parents for Plant Medicine(33:32) MA Psilocybin on The Ballot!(34:12) How to Help –(35:10) Connect with Parents for Plant Medicine – MA For Mental Health Options – Open Circle Alliance(35:50) Rescheduling Impact on Payment Processing(38:10) Talking with Her Kids About Cannabis(41:00) PayRio Business Talk(47:33) Building A Solution for The Future(48:00) Favorite Way to Consume(48:55) Connect with Aubrey at PayRio.co or PayRio.com or InstagramThe Canna Mom Show wants to thank:Josh Lamkin and Bella Jaffe for writing and performing TCMS theme music and Fortuna Design for creating TCMS website and Sugar Leaf Creative for marketing and social media.   

Terrina Taylor Shares Insider Secrets to Merchant Services and Payment ProcessingIn this episode, Dr. Tami Patzer talks with Terrina Taylor, an expert in merchant services specializing in merchant accounts and credit card processing equipment. With her extensive knowledge and experience, Terrina offers businesses a superior alternative to generic one-size-fits-all payment processors like PayPal, Stripe, and Square.Terrina's company provides a holistic, transparent, and growth-oriented approach to Payment Processing, focusing on building long-term partnerships with clients. Today, she'll be sharing her insights on payment processing systems, the importance of PCI-DSS compliance, and more, explaining what it all means for businesses looking to accept payments efficiently and securely.Terrina has a unique perspective, having grown up working in her family's salon business. When the pandemic hit, she had to navigate the shift to more contactless payment options, which led her down the path of researching merchant services in-depth. Terrina now partners with over 15 different payment providers, offering customized solutions for businesses of all sizes and risk levels.If you're a business owner frustrated with the limitations and hidden fees of generic payment processors, this episode is a must-listen. Terrina will explain the key differences between a true merchant account and the sub-merchant status offered by companies like PayPal and Stripe. She'll also dive into the importance of PCI-DSS compliance and how it helps protect businesses from fraud and chargebacks.Additionally, Terrina shares insights on working with high-risk businesses, the components of a payment processing system, and how businesses can potentially save thousands in fees by partnering with her team. She also provides valuable tips on customer service and how to get the fastest access to your funds.Listeners will walk away with a deeper understanding of the merchant services industry and actionable strategies to improve their payment processing setup. Whether you're a brick-and-mortar business, an online store, or operating in a high-risk industry, Terrina's expertise can help you find the right solution to get paid efficiently and securely.To connect with Terrina and learn more, visit her website at TerrinaTaylor.com, where you can download a free ebook with 51 common questions about merchant services.You can also find her on social media, including Instagram, Facebook, and LinkedIn.Schedule a free consultation with Terrina to assess your current merchant account and explore how her team can save you money and provide a superior customer experience.Source: https://businessinnovatorsradio.com/terrina-taylor-empowering-businesses-with-customized-merchant-accounts

With Stripe recently restricting services for certain content creation businesses, many creators are searching for alternative payment solutions.In this episode, we explore Stripe alternatives, how to recognize Stripe-like services that may restrict you, and how to secure your payment processing for the long run.Throughout the episode, we provide actionable insights to help you select the payment processor that aligns with your business model, integrates seamlessly with your platform, and empowers you to thrive in the creator economy.✓ Need a merchant account? Get in touch!

Ever feel like your gym software has you in a stranglehold? In this eye-opening episode, Michael lifts the curtain on the hidden world of software migration. It's not just about switching platforms—it's about understanding the labyrinthine process, the sneaky fees, and the fine print that often goes unnoticed.You're not just changing software; you're navigating a battlefield of gateways, processors, and encrypted data. Michael decodes the jargon and unveils the hidden costs, helping you make sense of the confusing landscape of gym management software. From contracts that seem unbreakable to the frustrating process of extracting your payment data, you'll discover how to sidestep the traps that keep you tethered to a subpar system.Whether you're frustrated by high costs, lack of features, or poor customer support, this episode provides the roadmap you need. Michael's been there—he's owned gyms, managed the transitions, and faced the same hurdles. Now, he's here to share his strategies for a seamless migration.Get ready to turn your software migration from a dreaded task into a strategic move. With Michael's guidance, you'll be empowered to take control, ensuring a smooth transition and better outcomes for your business.Tune in, take notes, and prepare to revolutionize your gym's software management.This Podcast is Presented to you by BUZOPS Software! Your next-generation gym management software and operational system, meticulously engineered for gym owners who seek excellence and efficiency. BUZOPS It's designed to empower you to flawlessly automate administrative tasks and optimize access management to your facilities, synchronizing effortlessly with member accounts, staff management, class bookings, scheduling, individual services, and user-friendly comprehensive business reports.

Dylan Gaines boasts over 23 years of experience in Payment Processing, beginning his journey as a sales representative for UMS Banking. Initially tasked with managing all Citibank Branches from North Hollywood to Downtown, totaling 30 branches, Dylan handled all leads and sales responsibilities with finesse. Following Citibank's acquisition by First Data, he spearheaded the creation of a groundbreaking division within UMZS Banking, earning a promotion to VP National Business Development. In his elevated role, Dylan focused on forging new referral partnerships, particularly in the realm of E-commerce merchants. Collaborating with web designers, developers, internet marketers, and financial consultants, he capitalized on networking opportunities at conventions and conferences. These efforts resulted in the generation of millions of dollars in processing for UMS Banking. In 2009, Dylan co-founded International Payment Solutions with a vision to address the challenges faced by E-commerce merchants dealing with chargebacks and refunds. Recognizing a lack of understanding among merchants regarding the factors contributing to these issues, Dylan and his partner Chris committed themselves to educating and consulting clients on chargeback reduction strategies. Their dedication to guiding businesses through chargeback challenges earned them a reputation for caring and effective solutions. Building strong banking relationships enabled International Payment Solutions to onboard merchants facing processing challenges, including those unfairly placed on monitoring programs or MATCH lists. Dylan's expertise led to partnerships with prominent Mastermind Groups and speaking engagements at conferences like Traffic and Conversion and Affiliate Summit, where he shared insights on fraud prevention and chargeback reduction. Dylan's contributions to the E-commerce space have solidified his status as an opinion leader, leading to features in CEO Life magazine and an upcoming book titled "The Pitfalls of Payment Processing," to be published by Epic Media. His commitment to empowering merchants to navigate payment processing challenges while maintaining their processing capabilities has cemented his reputation as a trusted advisor and industry expert. Listen to this illuminating Sharkpreneur episode with Dylan Gaines about revolutionizing e-commerce. Here are some of the beneficial topics covered on this week's show: - How it's important to understand proper sales funnels and avoid misleading guarantees in e-commerce. - How International Payment Solutions employs strategies to mitigate chargebacks through alert systems and rapid dispute resolution. - Why business owners should provide personakized customer support over email interactions. - How building partnerships with web designers, marketers, and industry specific organizations expands your business reach. - How International Payment Solutions has an affiliate program structure where partners can refer new clients. Connect with Dylan Gaines: Guest Contact Info Links Mentioned: intpaysol.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, hosts Drew McClure chat with Michael Seaman, co-founder and CEO of Swipesum. Michael shares the journey of founding Swipesum, a leading payment processing and merchant services consultancy. The conversation covers their innovative use of AI, proprietary software, and a customer-centric approach to optimize payment solutions for businesses of all sizes. Key Takeaways Founding Story: Michael Seaman and his brother Steven founded Swipesum to streamline payment processing using AI and proprietary software. Innovative Solutions: Swipesum's AI-powered software, Staitment, audits payment statements in seconds, reducing fees and enhancing transparency. Business Philosophy: Emphasis on ethical practices, offering clients the best deals, and cautious financial management. Building a Team: Focus on assembling a high-performing team akin to an Olympic team, where each member excels in their role. Customer-Centric Approach: Swipesum offers tailored solutions, from payment optimization to vendor evaluation, ensuring businesses receive the best possible service. Notable Quotes "We basically are experts at accepting money." – Michael Seaman "We started building the first use case of AI in payments back in 2016, and it can audit a full business's reporting in minutes instead of months." – Michael Seaman "Instead of copying what the newest unicorn is doing, we focus on building what our customers actually need." – Michael Seaman "We think of our team like an Olympic team – everyone is a superstar in their own right, motivated around a common goal." – Michael Seaman

Are you paying more than 2.2% for your payment processing fees? If the answer is yes, you may be losing a lot of money.In this episode of Beyond Bitewings, Ash welcomes Jeremy Lessari, founder of Payment Brokers. Jeremy shares his entrepreneurial journey and how he negotiated his payment processing fees down after discovering companies kept raising rates.After selling his last company, he decided to utilize AI technology and created Payment Brokers, a service that monitors payment processors' fees for small businesses. The company will notify businesses of increases, and also help to negotiate the lowest rates.Jeremy and Ash also talk about why he became an entrepreneur and how so much changed once he found ways to make a difference vs. making money.To connect with Jeremy, visit: PaymentBrokers.comIf you have specific questions about embezzlement or if you'd like to have another question answered on a future podcast, please reach out to the Edwards & Associates team.

In episode 94 of The Payments Show Podcast, I spoke to Merrick Theobald who is the VP of Marketing at BitPay.BitPay is a payment platform that enables businesses to accept bitcoin and other popular cryptocurrencies as a form of payment.VIDEO Version and PDF Transcript: - click here https://thepaymentsshow.substack.com/p/94 Summary of topics discussed:(00:43) - Bitcoin's Price Surge: A Crypto Update(01:11) - Introducing BitPay and the Crypto Payment Landscape(02:52) - The Surprising Popularity of Litecoin in Transactions(03:20) - Crypto Adoption Among Top E-commerce Companies(03:41) - The Growing Mainstream Acceptance of Cryptocurrency Payments(06:48) - Exploring BitPay's Success and Customer Demographics(07:34) - Luxury Purchases and Everyday Needs: BitPay's Wide Reach(09:14) - Why Companies Choose Crypto: The Case of AMC and PacSun(10:45) - Expanding BitPay's Services: Payroll, Payouts, and Bill Payments(13:06) - The Importance of B2B Payments and Stablecoins(15:05) - Educating Businesses and Consumers on Crypto Benefits(18:07) - Global Impact and the Equalizing Power of Cryptocurrency(19:05) - Nation States and Big Companies Investing in Bitcoin(20:38) - Building Trust in the Crypto Payment Industry(33:08) - The Future of Payments: AI, Bill Payments, and More(33:09) - Predictions for the Payments World: NFTs, AI, and Beyond(34:40) - BitPay's Innovations and Future Plans(36:46) - Closing Thoughts and Future OutlookDetails:- Recorded on 25 Apr 2024- Host: Satwant Phull- Guest: Merrick Theobald, VP of Marketing, BitPayNext Steps- Get in touch with Satwant: digitalmoneylab.com - BitPay: bitpay.com | @BitPay- Bit Pay Articles: > > Top Questions to Ask When Choosing a Crypto Payment Processing Partner: click here> > BitPay Blog: https://bitpay.com/blog/

In today's episode, we're diving into a common frustration for business owners: Those pesky payment processing fees from platforms like Stripe, Square, and PayPal. They might seem small, but they sure add up, and many of you have been asking – can we bypass these fees without sacrificing service? We'll tackle why embracing a slight cut in your revenue for a fee can actually enrich your business's maturity and appeal. I'm sharing my take on how these fees are an investment, not just a deduction. So, stay tuned as we peel back the layers of customer convenience, business growth, and the magic of that 97% revenue you retain.   What you'll hear in this episode: 04:27 Business owners prioritize customer payment flexibility and value. 08:03 Accept payment processing fees as an investment.   If you like this episode, check out: Is Productivity the Same as Profitability? Building a Business with Exit Strategy in Mind The Best Places to Look to Find Cost Savings   Want to learn more so you can earn more? Get $50 off your HR audit with People Principles by using code SHANNON50 here. Visit keepwhatyouearn.com to dive deeper on our episodes Visit keepwhatyouearncfo.com to work with Shannon and her team Watch this episode and more here: https://www.youtube.com/channel/UCMlIuZsrllp1Uc_MlhriLvQ Connect with Shannon on IG: https://www.instagram.com/shannonkweinstein/   The information contained in this podcast is intended for educational purposes only and is not individual tax advice. Please consult a qualified professional before implementing anything you learn.

Welcome to another episode of our Learning from Financial Fraud Series. In this episode, we'll look at a case of payment server and network compromise. Craig Jeffery provides his insights on the situation, the attack method, the loss, and the key takeaways.  More from this series:  Payment Server Breach  Understanding “Pig Butchering”  Unpacking the Bernie Madoff Ponzi Scheme  Uncovering the Enron Accounting Scandal  Unmasking the FTX Fraud & Safeguarding Your Assets  Unraveling the Wirecard Fraud – Safeguarding Your Business  Understanding the Satyam Scandal and Its Consequences  Unveiling the Parmalat Fraud Scandal and Bankruptcy 

After 23+ years in venture capital, Jeremy Levine has thrived in many eras, taking risks on now-iconic companies like LinkedIn, Shopify, Yelp, Pinterest, and more. In our discussion, Jeremy shared stories behind these investments and the mindsets he's developed along the way. We also explored how the VC landscape has evolved over the last 20 years and where the industry may head next. Plus, Jeremy shares insights from his journey into VC, along with foundational advice and principles that anyone aspiring to succeed in the industry may find valuable. Overall, an in-depth discussion for anyone who wants to nerd out on venture capital with us. (00:00) Intro(01:03) Exploring the Personal Motivations Behind Venture Capital(01:41) The Impact of Technology on Venture Capital(03:11) The Reality of Venture Capital Impact(06:45) The Ideal Venture Investment: The Donut Company Metaphor(07:30) Operator vs. Career Investor: The Best Venture Capitalists(09:57) The Dynamics of Choosing a Venture Investor(14:03) The Unique Paths to Success in Venture Capital(17:04) Authenticity and Adaptability in Venture Capital(26:33) Navigating the Complexities of Venture Capital Careers(34:11) Jeremy Levine's Journey to Bessemer Venture Partners(40:00) Navigating the Venture Capital Landscape: Insights and Strategies(40:30) The Competitive Edge in Early 2000s Venture Capital(43:26) Reflections on Career Paths and the Role of Serendipity(47:04) The Intricacies of Decision Making in Venture Capital(52:37) Evaluating Investment Opportunities: The Price Sensitivity Debate(55:22) Learning from Success and Failure: The Jet.com Story(01:08:26) The Evolution of Successful Entrepreneurs: Insights from Shopify and Yelp(01:16:22) The Strategic Advantage of Repeat Entrepreneurs in the Startup Ecosystem(01:19:38) Navigating Market Dynamics: Insights and Analogies(01:20:09) The Evolution of a Venture Capitalist: From Ideas to Impact(01:21:22) Pioneering User-Generated Content: A Venture Success Story(01:23:36) Exploring E-Commerce and the Power of Advertising(01:24:59) Innovative Investment Strategies: SaaS and Payment Processing(01:34:53) Bessemer's Legacy and Venture Capital Evolution(01:39:57) Expanding Horizons: Bessemer's Global and Diverse Investment Approach(01:52:35) Cultivating Talent and Embracing Industry Dynamics(02:02:36) Navigating Budgets and Investment Strategies in Venture Capital(02:03:55) The Importance of Accountability and Decision-Making Records(02:05:46) Investment Memo Strategies: Beyond Templates(02:08:43) The Dynamics of Voting and Decision Making in VC Firms(02:16:19) The Evolution of Venture Capital: Trends and Predictions(02:21:13) Building a Successful Venture Capital Firm: Culture and Operations(02:29:57) Mentorship and Individual Growth in Venture Capital(02:39:40) Navigating the AI Investment Landscape(02:41:36) The Debate on Announcing Funding Rounds(02:44:20) Closing Remarks  Produced: Rashad Assir & Leah ClapperMixed and edited: Justin HrabovskyExecutive Producer: Josh Machiz

Get the inside scoop on Fluid Pay's cloud-based gateway. "We are API first," said Nick Cucci, Co-Founder and COO. Also, Fluid Pay will always remain behind the scenes, he adds, as the company has no interest in poaching clients. Then stick around for a conversation between James and Rich Norton concerning opportunities for newbies in merchant services. "This can a big as you want it to be," says Rich. And don't miss Patti's reporting on the government's war on junk fees and the potential implications that could have for differential pricing.

Discover practical insights on reducing and optimizing credit card processing fees in this episode featuring Matthew Rej from merchantcostconsulting.comTopics discussed in this episode:What misconceptions online merchants have about credit card processing feesHow merchants can tell if they're paying too much for credit card transactionsWhat are of the hidden costs associated with credit card processingWhat factors should eCommerce businesses consider when changing payment gateways.Links & ResourcesWebsite: https://www.merchantcostconsulting.comLinkedIn: https://www.linkedin.com/company/merchant-cost-consulting/Twitter: https://twitter.com/MCCSavingsGet access to more free resources by visiting the podcast episode page att.ly/Xp7q-Subscribe & Listen Everywhere:Listen On: ​ecommercecoffeebreak.com | Apple Podcasts | Spotify | YouTube | PoduramaBecome a smarter Shopify merchant in just 7 minutes per weekOur free newsletter is read by 6,402 busy online sellers, marketers, and DTC brands building successful businesses with Shopify. We scour and curate content from 50+ sources, saving you hours of research and helping you stay on top of your ecommerce game with the latest news, insights, and trends. Every Thursday in your inbox. 100% free. Sign up at https://newsletter.ecommercecoffeebreak.com

Payment processing is no longer just transactional. It's now about weaving payments seamlessly into the customer journey. In today's podcast, Craig Jeffery, Managing Partner of Strategic Treasurer, and Layne Kight, Sr. Product Manager of Digital Payment Solutions at Deluxe, discuss customer expectations across industries like healthcare, utilities, and banking. They discuss how those industries cater to expectations, as well as practical ways the industry has improved over the past decade. Listen in to learn more.

In today's episode, Wesley Aster hosts Justo Benetti, SVP Head of Americas at dLocal. Justo formerly served as VP of Strategic Solutions at Worldpay. In this episode you will hear about: - Justo's background and new role at dLocal - Payment processing in emerging economies - Managing regulatory complexity across emerging markets - dLocal's $100M investment in Argentina, and how Argentina's new presidential administration will impact the fintech sector - Global fintech trends

Want to learn why the "set it and forget it" mentality can lead to financial leaks in your business?In this episode of The Business Ownership Podcast I interviewed Karla Dembik. She is the CEO of Phoenix Payment Processing, which provides businesses all over the nation with payment processing services, payroll and business funding, coupled with top of the line customer service.  Karla spent 14 years in the Military, first as a U.S. Marine and later as an Army Intelligence Officer and UH-60 Blackhawk Helicopter Pilot. After a couple of tours overseas, she decided to take her leadership skills and move into the private sector. Successfully making the transition, she worked for Fortune 100 companies in the Cybersecurity, Financial Technology, and Banking industries. During this time, she learned and expanded upon her passion and knowledge of Digital Payments. Karla has spent almost the last decade working with industry leaders in digital payments to bring the most exclusive opportunities to business owners and enterprises nationwide.Learn how to put thousands of dollars back into your pocket every month. Check this out! Show Links: Phoenix Pay Pros Website: https://phxpp.com/Karla Dembik LinkedIn: https://www.linkedin.com/in/karla-d-461b19117/Book a call with Michelle: https://www.AwarenessStrategies.com/m30Join our Facebook group for business owners to get help or help other business owners! The Business Ownership Group - Secrets to Scaling: https://www.facebook.com/groups/businessownershipsecretstoscalingLooking to scale your business? Get free gifts here to help you on your way: https://www.awarenessstrategies.com/Digital Adoption Roadmap: https://www.awarenessstrategies.com/digital-adoption-roadmap/

On this episode of the Scouting For Growth podcast, Sabine VdL talks to Kamran Hedjri, CEO, Chairman, Advisory board member, Entrepreneur in FinTech and Payments at PXP Financial. KEY TAKEAWAYS I started my journey in payments in 1994, I never wanted to be in this industry, it was just something that happened. I was working in IT and programming, was in a couple of startups at the start of ecommerce. There was a lot of new and cool technology being developed and it was the best 5-6 years of my career for learning. AI is being used to automate processes and get a better, smoother, & more intelligent way of dealing with finance activities including customer service, onboarding, KYC & all those processes to get to a point where you can assess a customer. It took us a few years to get a unified way of approaching and understanding different sectors. There are differences between the verticals and the approached that we need to apply & we should not try to unify too much, you need to have the specifics for each sector & add your special nuances for all of those sectors in the language those sectors understand. Don't be afraid of failing. Fail a lot and early and try to learn from them quickly & work harder.  BEST MOMENTS‘One of the good things about open banking & finance is that the APIs are getting more & more slim-lined.'‘Intelligence should be in front of you making things more intuitive & less complicated & burdensome.'‘The journey's always ongoing, you're always learning, building new technology & adapting it.'‘It's our job to simplify complexity in a way that can be used in an easy & cost-efficient way.' ABOUT THE GUESTCEO, Chairman, Advisory board member, Entrepreneur in FinTech and Payments. Kamran has 20+ years of experience in holding C-level roles in the fintech & payments industry. He has built companies across the payment value chain in Europe, North and South America and is currently on the board of PXP Financial Group and C2D Payment Solution. He has always been focused on driving innovation, accelerating growth, and building a great customer experience. LinkedInhttps://www.pxpfinancial.com/  ABOUT THE HOSTSabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew, a venture lab that accelerates the curation, validation, and commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers and accelerating over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner.  Twitter: SabineVdLLinkedIn: Sabine VanderLindenInstagram: sabinevdLofficialFacebook: SabineVdLOfficialTikTok: sabinevdlofficialEmail: podcast@sabinevdl.comWebsite: www.sabinevdl.comThis show was brought to you by Progressive Media