Podcasts about low risk

Two Eminent ESG Stock Reviews, Plus… Includes insightful reviews of Apple and Temenos, two outstanding environmental and high-performing stocks. By Ron Robins, MBA Transcript & Links, Episode 156, July 11, 2025 Hello, Ron Robins here. Welcome to my podcast episode 156, published on July 11, 2025, titled “Two Eminent ESG Stock Reviews, Plus…” So, this podcast is presented by Investing for the Soul. Investingforthesoul.com is your go-to site for vital global, ethical, and sustainable investing mentoring, news, commentary, information, and resources. Remember that you can find a full transcript and links to content, including stock symbols and bonus material, on this episode's podcast page at investingforthesoul.com/podcasts. Also, a reminder. I do not evaluate any of the stocks or funds mentioned in these podcasts, and I don't receive any compensation from anyone covered in these podcasts. Furthermore, I will reveal any investments I have in the investments mentioned herein. Additionally, please visit this podcast's webpage for links to the articles and additional company and stock information. I have a great crop of 9 articles for you in this podcast! ------------------------------------------------------------- Two Eminent ESG Stock Reviews, Plus… Article 1. My first article in this podcast is about a favourite stock for ethical and sustainable investors. It's titled Is Apple Stock a Green Investment? Net-Zero Goals and Sustainable Supply Chain. By Saptakee S. Seen on carboncredits.com. Here are some quotes from the article. “Apple Inc. (NASDAQ: AAPL) is a key player in the fight against climate change. The tech giant runs one of the largest carbon reduction programs worldwide. And over 320 suppliers have committed to using 100% clean energy by 2030. This makes Apple an appealing investment for those who care about the environment and want solid returns. Apple's strong finances enable meaningful change. The company achieved record revenue of $124.3 billion in early 2025, a 4% increase from the year before. In the next quarter, Apple earned $95.4 billion, with an 8% rise in earnings per share. Services revenue also hit $26.6 billion, a significant milestone. This success is crucial for investors focused on carbon reduction… The company has cut global greenhouse gas emissions by over 60% since 2015… MUST READ: Apple's Best Quarter Ever: Q1 FY 2025 Revenue Hits $124.3 Billion, Carbon Emissions Drop  Manufacturing emissions account for about 55% of Apple's total carbon footprint. The company nearly halved product manufacturing emissions, dropping from 16.1 million tons in 2020 to 8.2 million tons in 2024. Apple's progress toward carbon neutrality: Goal Carbon Neutral by 2030 Apple produced the world's first carbon-neutral consumer electronics. The Apple Watch lineup and Mac mini achieved this through emissions reductions of over 75%. Remaining emissions were balanced by high-quality carbon credits from nature projects… These carbon-neutral products have key features: Over 30% recycled content by weight 100% recycled aluminum in cases Manufacturing with 100% renewable electricity Recycled Materials Drive Sustainability Apple has made progress in using recycled materials. In 2024, 24% of product materials came from recycled or renewable sources. The company now uses 99% recycled rare earth elements in magnets and 99% recycled cobalt in batteries… Apple's recycling innovations include the Daisy robot, which disassembles used devices to recover rare materials… Additionally, the company plans to use only recycled and renewable materials in its products by 2030… Carbon Market Investment Opportunities Apple invests in high-quality, nature-based carbon credits instead of cheap offsets. It spends up to $400 million through its Restore Fund programs, aiming for 1 million metric tons of carbon dioxide removal each year… Strategic Advantages Through Environmental Leadership Apple's environmental leadership provides many competitive advantages. Its detailed carbon accounting prepares it well for global carbon pricing. Early use of renewable energy and efficient manufacturing gives it cost benefits as energy prices change… Investment Considerations and Risks The company trades at a premium price with a P/E ratio of around 28, which may lead to volatility risks… The stock has seen volatility in 2025, declining about 19% year-to-date. This may present opportunities for long-term investors focused on Apple's sustainability leadership and financial strength… From the above analysis, we can see that Apple Stock is a solid choice for carbon-conscious investors… As global carbon markets expand and ESG investing increases, Apple shines in environmental leadership. Its solid financial resources and focus on transparency make it a top pick for portfolios aimed at climate solutions and sustainable tech.” End quotes. ------------------------------------------------------------- Two Eminent ESG Stock Reviews, Plus… Article 2. Unlike the first article featuring a company which is in nearly everyone's portfolio, this second article features a company that is perhaps new to many of you. It's titled Why Temenos Is the Gold Standard in Sustainable Banking Tech—and a Top ESG Investment. It's by Eli Grant and found on ainvest.com. Here are some quotes from the article. Temenos (TEMN.SW) Temenos' ESG credentials are unmatched in its sector. In 2022, it became one of only 13 companies globally to achieve an AAA rating from MSCI's ESG rating system, placing it in the top 8% of all firms assessed. By 2024, Sustainalytics named it a ‘Low Risk' company with an ESG Risk Rating of 11.9—ranking first in its industry and sub-industry, securing the top 2% globally. This stellar performance isn't just about accolades; it reflects tangible actions. The company's carbon emissions calculator, developed with Microsoft and launched at COP27, allows clients to measure their environmental impact from using Temenos Banking Cloud. This tool isn't just a marketing gimmick: banks using its cloud platform reduce their carbon footprints by up to 95% compared to on-premise systems. Such measurable outcomes are critical as regulators globally push for transparency and accountability. Cloud Innovation as a Climate Solution Temenos' cloud-based solutions—like its flagship Banking Cloud and AI-driven Leap platform—aren't just about efficiency. They're a direct response to the existential threat of climate change. By centralizing banking operations in the cloud, Temenos helps institutions slash energy consumption and emissions. For example, a 2024 study by GoCodeGreen validated that Temenos' code optimizations reduced software carbon impact by 32% compared to 2021 levels. This environmental edge is a competitive moat… Governance and Strategy: A Boardroom Priority Temenos' leadership has embedded ESG into its DNA. Its board oversees ESG initiatives directly, and the company has committed to science-based emissions targets aligned with the 1.5°C warming limit… The results speak for themselves: Temenos retains EcoVadis Platinum status (top 1% globally) and was the sole software company to rank in the top 1% of S&P's 2024 Sustainability Yearbook. The Investment Case: Why Temenos Belongs in Every ESG Portfolio For investors, Temenos offers a rare combination of growth and values. Its cloud revenue grew 22% in 2023, and with over 700 clients migrated to its platform, demand is accelerating. Meanwhile, regulatory tailwinds—like the EU's Digital Operational Resilience Act (DORA) and global carbon pricing mechanisms—are creating urgency for banks to modernize their tech stacks. Critically, Temenos' ESG leadership attracts capital from ESG-focused funds. Companies with top quartile ESG ratings historically outperform peers during market downturns, a trend that could amplify as climate risks materialize. Temenos isn't just a tech vendor—it's a sustainability pioneer. Its unrivaled ESG ratings, climate-conscious products, and strategic foresight position it to capitalize on two megatrends: the digitization of finance and the global push for net-zero. For investors, this is a stock that checks all boxes: ethical alignment, growth potential, and resilience in a volatile world… For ESG-focused investors, this is a must-hold.” End quotes. ------------------------------------------------------------- Two Eminent ESG Stock Reviews, Plus… Article 3. This next article is the first of 2 articles on dividend stocks that might interest ethical and sustainable investors. Its title is VZ Named A Top Socially Responsible Dividend Stock by BNK Invest and found on nasdaq.com. Here are some quotes from the article. “Verizon Communications Inc. (Symbol: VZ) has been named a Top Socially Responsible Dividend Stock by Dividend Channel, signifying a stock with above-average 'DividendRank' statistics including a strong 6.4% yield, as well as being recognized by prominent asset managers as being a socially responsible investment, through analysis of social and environmental criteria… According to the ETF Finder at ETF Channel, Verizon Communications Inc. is a member of both the iShares MSCI USA ESG Select ETF (SUSA), making up 0.43% of the underlying holdings of the fund, as well as the iShares MSCI KLD 400 Social Index Fund ETF (DSI), where Verizon Communications Inc. makes up 0.63% of the underlying holdings of the fund. The annualized dividend paid by Verizon Communications Inc. is $2.71/share, currently paid in quarterly installments.” End quotes. ------------------------------------------------------------- Two Eminent ESG Stock Reviews, Plus… Article 4. The second dividend-paying stock article is titled AvalonBay Communities a Top Socially Responsible Dividend Stock With 3.4% Yield (AVB). It's by BNK Invest and is seen on nasdaq.com. Here's some of what BNK Invest says about this stock. “AvalonBay Communities, Inc .(Symbol: AVB) has been named a Top Socially Responsible Dividend Stock by Dividend Channel, signifying a stock with above average ‘DividendRank' statistics including a strong 3.4% yield, as well as being recognized by prominent asset managers as being a socially responsible investment, through analysis of social and environmental criteria… According to the ETF Finder at ETF Channel, AvalonBay Communities, Inc. is a member of the iShares USA ESG Select ETF (SUSA), making up 0.10% of the underlying holdings of the fund. The annualized dividend paid by AvalonBay Communities, Inc. is $7/share, currently paid in quarterly installments.” End quotes. ------------------------------------------------------------- More articles of interest from around the world for ethical and sustainable investors 1. Title: Which ethical ASX ETFs have performed the best in 2025? On fool.com.au. By Aaron Bell. 2. Title: Top 20 best-performing funds and sectors so far in 2025 on ii.co.uk. By Sam Benstead. 3. Title: How Australian Ethical is beating active peers on moneymanagement.com.au. By Laura Dew. 4. Title: ESG Investing Quietly Finds New Life on etftrends.com. By Todd Shriber. 5. Title: Betting Against the Tide: Contrarian Opportunities in Renewables Amid Trump's Energy Shift on ainvest.com. By Harrison Brooks. ------------------------------------------------------------- Ending Comment These are my top news stories with their stock and fund tips for this podcast, “Two Eminent ESG Stock Reviews, Plus…” Please click the like and subscribe buttons wherever you download or listen to this podcast. That helps bring these podcasts to others like you. And please click the share buttons to share this podcast with your friends and family. Let's promote ethical and sustainable investing as a force for hope and prosperity in these deeply troubled times! Contact me if you have any questions. Thank you for listening. I'll talk to you next on July 25th. Bye for now.   © 2025 Ron Robins, Investing for the Soul

Don't be afraid to rebel—just do it wisely.Too often, writers stick to the “safe” path when it comes to marketing—social posts, newsletter swaps, maybe a hopeful BookTok attempt, and then wonder why no one's noticing. The truth? In an overcrowded market, sometimes you need to step a little outside the lines to get seen.This livestream of the Author Culture Podcast with special guest J.J. Johnson is all about low-risk, high-creativity marketing moves that help authors stand out without burning out—or breaking the bank.Think: experimental fiction drops on nontraditional platforms, story-first marketing on Substack, Royal Road, small-scale stunts that get people talking, and ways to build a reputation that doesn't rely on chasing algorithms.Author Culture is a reader-supported podcast that I create to help scifi and fantasy authors just like you. Consider becoming a free or paid subscriber (paid subscribers get bonus current event episodes, live chat, and can request topics). This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit authorculture.substack.com/subscribe

HR3 - Hawks trading for Kristaps Porzingis is very low risk, high reward move In hour three Mike Johnson, Beau Morgan, and Ali Mac spend some time with 92.9 The Games' own Atlanta Hawks insider and reporter Caleb Johnson! Ali, Mike, Beau, and Caleb discuss where Caleb was and what Caleb was doing when he found out the Hawks traded for Kristaps Porzingis, Caleb's reaction to the Porzingis trade, Caleb's thoughts on the Porzingis trade, if Caleb thinks the Kristaps Porzingis trade hints at this season being a make or break season for Trae Young and the Hawks, what Caleb's night will be like tonight covering the Hawks and what they do in the first round of the 2025 NBA Draft, and what new Hawks General Manager Onsi Saleh's philosophy is as a GM. Then, The Morning Shift crew lets callers give their take and thoughts on the Hawks trading for Kristaps Porzingis. Ali, Mike, and Beau also dive into the life of Beau “Squidbilly” Morgan in The Life of Squid. Finally, The Morning Shift crew closes out this Wednesday edition of The Morning Shift by spending some time with Georgia native, former Atlanta Braves outfielder, and now Braves studio analyst for FanDuel Sports Network and Gray TV Charlie Culberson! Ali, Mike, Beau, and Charlie discuss Charlie's transition from playing in MLB to talking about it on TV, if it's tough for Charlier to talk about and critique some of the guys he's played with, what it was like coming for Charlie being able to come home and play with Braves, it being easier to watch, critique, and analyze the game of baseball when watching on TV instead of when you're playing, what Michael Harris has to do to turn things around at the plate, the Braves' inconsistent season, what traits make Ronald Acuña Jr. great, what getting a guy like Ronald Acuña Jr. back in the lineup does for the rest of the team, who is or are the leaders in the Braves' clubhouse, Matt Olson and Austin Riley being lead by example guys like Nick Markakis was for the Braves instead of vocal leaders, and how teammates react to a situation like Jurickson Profar's.

Send us a textWelcome back to Headfirst: A Concussion Podcast! In today's episode, we're thrilled to welcome back Dr. Stephen Casper, first featured in Episode 30. A globally respected medical historian, Dr. Casper is Professor of History and Associate Director of Honors at Clarkson University, as well as a Fellow of the Royal Historical Society. His groundbreaking research has profoundly influenced how we understand the cultural and intellectual history of neuroscience—especially in relation to concussion and traumatic brain injury.Dr. Casper is also a prolific author, with numerous acclaimed publications including The Neurologists and his upcoming book Punch Drunk and Dementia: A Cultural History of Concussion, 1870–Present. He has published over 100 articles, chapters, and reviews throughout his distinguished career.-       Historical Concepts and Activities of Brain Injury (02:00)-       Low Risk to High Risk ‘Vocational' Activities (05:10)-       Normalisation of Dangerous Acts (09:06)-       Run It Straight/ Dwarf Throwing – Concussion Alliance (11:30)-       Consent and Bodily Autonomy Versus Fiduciary Duties (18:15)-       Socioeconomical Aspects of Dangerous Activities (27:37)-       Favourite Historical Aspects When Researching (34:00)  Stephen Casper: - Research Gate: https://www.researchgate.net/profile/Stephen-Casper - Run It Straight:https://www.concussionalliance.org/blog/runit-a-historical-perspective-from-stephen-casper-phd - Run it straight white paper: https://www.repercussiongroup.com/white-paper- Muhammad Ali in Atlanta: https://www.google.com/search?client=safari&rls=en&q=mohamada+aali+1996+alanta+olympics&ie=UTF-8&oe=UTF-8#cobssid=s&fpstate=ive&vld=cid:7c1b4c5c,vid:80wMMFAcweQ,st:0   Subscribe, review and share for new episodes which will drop weekly Social media:Twitter: @first concussionFacebook: Headfirst: A concussion podcastInstagram: Headfirst_ Concussion  Email: headfirstconcussion@gmail.com

Don and Tom expose the seductive illusion of “wealth without risk” by dissecting the explosion of equity-hedged ETFs and mutual funds. They tear into the high fees, low returns, and false promises sold by funds claiming to protect investors from market drops while capturing the upside. With support from recent Wall Street Journal coverage and AQR data, they explain how these “hedging” strategies—especially options-based ones—often underperform simple stock/bond portfolios. Listener questions tackle Roth conversions, AVGE vs. GLOV, and the myth of magical investing pills. 0:04 Investing dreams and chocolate dreams: both come with a price 1:31 Wall Street sells “protection” from volatility—Americans are buying 2:37 Hedged funds as “stock insurance”? More like expensive illusions 3:57 Comparing VOO to PHDG: 13% vs. 4.3% returns 4:54 Downside protection claims fall apart under scrutiny 6:18 Lower volatility, far lower returns—does it help you sleep or retire? 7:34 How these funds work: options-based “protection” explained 8:48 Options decay and premium costs crush performance 9:56 Simpler is better: most “safety” funds fail to beat basic stock/bond mix 11:03 5-year S&P 500 returns: mostly up, and up a lot 11:50 Hedged funds underperform in up years—and still lose in down ones 12:22 Hidden costs in options-based funds aren't in the expense ratio 13:30 Bottom line: no panacea, no magic. Just smart allocation 14:05 Investor responsibility: no one will protect your money but you 14:12 Listener Q&A intro and apology for delay 15:05 Backdoor Roth vs. regular Roth when income is uncertain 16:59 AVGE vs. GLOV: performance vs. philosophy 17:55 GLOV's returns look good—but it's far less diversified 19:21 Passive label vs. reality: GLOV is focused, possibly active 20:38 Short track record makes comparisons tricky 22:04 Don and Tom favor massive diversification over short-term wins 23:42 Set expectations low and you'll be pleasantly surprised 24:49 Ask us anything—and yes, crypto guy left another bad review 26:02 Crypto is “generational”? Maybe, but Don still won't use money he can't spend Learn more about your ad choices. Visit megaphone.fm/adchoices

On WSJ's Take On the Week, co-hosts Telis Demos and Gunjan Banerji start the show by explaining how financial trading platform Robinhood's stock may tell investors what they need to know about the markets right now. They discuss how company's CEO, Vlad Tenev, recently visited the White House to discuss “MAGA Accounts,” President Trump's proposal for a new tax-preferred savings account for children. Plus, with the Federal Reserve's next interest-rate decision coming this week, the hosts share how tariffs may play a role in the question of when to cut rates.  Later on the show, Meghan Swiber, senior U.S. rates strategist at Bank of America's investment banking arm BofA Securities, shares the latest happenings with the world's largest bond market, the U.S. Treasury. Long-term Treasury bond yields have risen in recent months, raising concerns that U.S. or international investors are backing away from assets that are usually considered risk-free. She explains what's going on, and how investors should think about volatility in what usually feels like a placid part of the market. This is WSJ's Take On the Week where co-hosts Gunjan Banerji, lead writer for Live Markets, and Telis Demos, Heard on the Street's banking and money columnist, cut through the noise and dive into markets, the economy and finance—the big trades, key players and business news ahead. Have an idea for a future guest or episode? How can we better help you take on the week? We'd love to hear from you. Email the show at takeontheweek@wsj.com.  To watch the video version of this episode, visit our WSJ Podcasts YouTube channel or the video page of WSJ.com.  Further Reading   ‘MAGA Accounts': What to Know About the $1,000 Child Savings Pitch in the Tax Bill  The Case for Rate Cuts Is Growing  For more coverage of the markets and your investments, head to WSJ.com, WSJ's Heard on The Street Column, and WSJ's Live Markets blog. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

5-year Outcomes After Transcatheter or Surgical Aortic Valve Replacement in Low-Risk Patients With Aortic Stenosis

The 49ers just made a quiet but potentially game-changing move by bringing in pass rusher Bryce Huff — and this could be one of the smartest additions of the offseason. Steph and Weston break down why this trade is considered low-risk and high-reward, how Huff fits into the 49ers defense, and why he's unlikely to start.

Building off our listener questions from last episode, we're helping create a portfolio of workouts that will help you improve with low risk of over training, burnout, or injury!

Kedian Sun is the CoFounder at Level.In this episode, we dive into Level, a new stablecoin protocol offering yield lending USDC and USDT to blue-chip protocols, including how Level's design enables higher yields, what risks and tradeoffs come with that, and how stablecoin farmers can put lvlUSD to work across DeFi protocols like Pendle and Morpho.------

Looking for smart, low-risk places to grow your money in 2025? In this episode, we explore the best safe investment strategies available today, including high-yield savings accounts, money market accounts, certificates of deposit (CDs), and U.S. I Bonds.o Learn the key differences between savings and investment optionso Understand how much you can earn with a $10,000 investmento Discover which accounts are liquid, flexible, and FDIC-insuredo See how to open each account and avoid penaltieso Compare real rates from trusted banks and platformso Make informed decisions about where to park your money nextIf you're trying to protect your principal but still earn a solid return, this episode is made for you. You'll get exact math, growth examples, and a strategy to match your financial goals with the right safe investment option.Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!Articles to Reference:https://www.treasurydirect.gov/savings-bonds/i-bonds/i-bonds-interest-rates/https://www.forbes.com/advisor/banking/cds/best-cd-rates/https://www.bankrate.com/banking/savings/best-high-yield-interests-savings-accounts/https://www.bankrate.com/banking/money-market/rates/**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirror#lowriskinvestments #bestinvestments2025 #safeinvesting #moneytips #cdrates #highyieldsavings #ibonds #moneymarketaccount #financialplanning #growyourmoney

S3 E2 - Low Risk Doesn't Mean No Risk! by The Risky Chicks Podcast

California's insurance crisis has reached absurd new levels as even LOW-RISK homeowners are being pushed onto the state's 'last resort' Fair Plan. Despite living miles from fire danger, thousands of Californians with spotless insurance histories are being abandoned by their carriers. Our analysis of CBS News data reveals the shocking truth: 10 TIMES more homes in low-risk areas are on the Fair Plan than high-risk ones! Why? Insurance companies can't make enough profit under California's restrictive regulations. Meanwhile, state leaders blame 'price gouging' while homeowners face skyrocketing premiums for less coverage. Is anyone surprised that decades of misguided policies have created this mess? From insurance deserts to $8.43/gallon gas predictions, California's regulatory nightmare continues to punish everyday taxpayers. Subscribe now for more coverage exposing how government meddling hurts the very people it claims to protect!

The FAME 3 trial 5-year results, TAVR at 5 years, pacers after TAVR, and mavacamten not a wonder drug are the topics John Mandrola, MD, discusses in this week's podcast. This podcast is intended for healthcare professionals only. To read a partial transcript or to comment, visit: https://www.medscape.com/twic I FAME 3 at Five Years Stents as Good as Surgery for Triple-Vessel Disease https://www.medscape.com/viewarticle/noninvasive-stents-good-surgery-triple-vessel-disease-2025a10007l4 Main trial NEJM https://www.nejm.org/doi/full/10.1056/NEJMoa2112299 Circulation 3-years https://www.ahajournals.org/doi/10.1161/CIRCULATIONAHA.123.065770 5-year results Lancet 10.1016/S0140-6736(25)00505-7 https://linkinghub.elsevier.com/retrieve/pii/S0140673625005057 II TAVR in Low-Risk Patients at 5 years 5-Year TAVR, Surgery Outcomes Similar in Low-Risk Patients https://www.medscape.com/viewarticle/5-year-tavr-surgery-outcomes-similar-low-risk-patients-2025a10007zl EVOLUT Low-Risk 5 years https://www.jacc.org/doi/10.1016/j.jacc.2025.03.004 EVOLUT Editorial – We're Halfway There https://www.jacc.org/doi/10.1016/j.jacc.2025.03.428 PARTNER 3 Low-Risk https://www.nejm.org/doi/full/10.1056/NEJMoa2307447 NOTION at 5 years https://www.ahajournals.org/doi/10.1161/CIRCULATIONAHA.118.036606 III The Matter of Pacemakers After TAVI JACC IV Study Badertscher https://www.jacc.org/doi/10.1016/j.jcin.2025.03.028 Assessing the quality of reporting of harms in randomized controlled trials published in high impact cardiovascular journals   IV Mavacamten Looks to Have Specific Indications EXPLORER HCM 10.1016/S0140-6736(20)31792-X External Link VALOR HCM https://jamanetwork.com/journals/jamacardiology/fullarticle/2809050 BMS Press Release https://news.bms.com/news/details/2025/Bristol-Myers-Squibb-Provides-Update-on-Phase-3-ODYSSEY-HCM-Trial/ FINAL THOUGHTS PRAGUE 25 https://bmjopen.bmj.com/content/12/6/e056522 You may also like: The Bob Harrington Show with the Stephen and Suzanne Weiss Dean of Weill Cornell Medicine, Robert A. Harrington, MD. https://www.medscape.com/author/bob-harrington Questions or feedback, please contact news@medscape.net

In this podcast, Dr. Valentin Fuster reviews a pivotal study comparing the five-year outcomes of transcatheter aortic valve replacement (TAVR) and surgical aortic valve replacement (SAVR) in low-risk patients with severe aortic stenosis. The study found that both treatments yielded similar mortality and stroke rates, reinforcing TAVR's non-inferiority to surgery, though long-term outcomes in younger patients and the impact of pacemaker implantation remain areas of concern.

There are many advantages to having a low-risk pregnancy, especially if you're planning a natural birth. What should your blood pressure look like? What about the food you eat and the amount of time you exercise? This episode explores some practical ways for you to stay in optimal health during the next nine months. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's guest makes $60,000 per MONTH the old-fashioned real estate investing way. He buys rentals you can find on any real estate listing site, uses his own money to invest, doesn't need “creative financing” techniques to fund the deal, and treats his tenants well. This is a real estate portfolio anyone can repeat, and it has made Welby Accely a multimillionaire in just over a decade, even after he lost everything (three times!).  In a time when every real estate guru is trying to get you into the lowest-money-down deal with the most risk and the shallowest margins, Welby takes it the whole other direction. His simple offer “formula” allows him to buy properties under market value, fix them up, get them rented, and refinance out to create an “infinite return.” Basically the BRRRR (buy, rehab, rent, refinance, repeat) strategy, but EVEN safer. How does he find rentals that are (almost) always worth more than what he pays for them? Welby says, “Every deal is a flip,” meaning if you buy rentals like a flipper would, your profit margins massively multiply, and you reap huge financial benefits. Welby is a REAL real estate investor, giving you a real strategy you can use in 2025, even with high interest rates. The question is, will you take advantage of it like Welby did?  In This Episode We Cover Welby's unbeatable “offer formula” to get discounted real estate deals with HUGE equity upside  Why Welby believes every investment is a “flip” and how it's made him millions How to find real estate deals ON-MARKET by simply browsing listing sites and activating notifications  Why Welby always puts more money down on his properties (and it pays him back BIG time) What you can offer (that isn't money) to get a seller to accept your bid  And So Much More! (00:00) Intro (01:32) NEVER Buy “Cheap” Real Estate (03:54) Every Investment is a “Flip” (06:13) ONLY Buy These Properties (09:32) How to Find On-Market Deals (15:29) The Easy Offer Formula (18:02) Put MORE Money Down (23:21) $4,300/Month Cash Flow (ONE Property) (27:55) Offer More Than Money (32:02) Follow Welby's Formula! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1102 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

NFL Free Agency Begins I DK Metcalf to the Steelers I Davante Adams to the Rams

In this episode, we talk with Dr. Jeffrey Kline about disposition and tools to help emergency physicians manage low risk pulmonary emboli. This is a diagnosis that we can send home in many cases. This episode is supported by a grant from the Bristol-Myers Squibb/Pfizer Alliance.

These two college teammates built a sizable real estate portfolio in just three years by using what they call the “delayed BRRRR strategy.” They've used this specific real estate investing tactic (and the regular BRRRR strategy) to turn one duplex into more than a dozen rental properties for their portfolio. They didn't start with a ton of money and only got into investing together in 2021 when housing competition was high, and rates were soon to rise sharply. So, how does their strategy work, and how can YOU use it to buy more rental properties? In this episode, these innovative investors, Joe Escamilla and Sam Farman, talk about why it's CRUCIAL to have great real estate investing partners and how choosing the right one can be the rocket fuel you need to build a financial freedom-enabling rental property portfolio. They share the new “BRRRR” strategy (buy, rehab, rent, refinance, repeat) they're using to get steady real estate cash flow AND boost their equity at the same time.  We'll also talk about raising private capital and creating your own real estate syndication so you can buy more real estate using other people's money and pass along the returns to your investors. Joe and Sam have built a real estate portfolio most investors can only dream of achieving, and they did it all in only three years, during high rates, and while working full-time jobs. Stick around to hear how you can do it, too!  In This Episode We Cover: The new-and-improved “BRRRR” strategy that lets you “recycle” your money  Signs of a perfect real estate partner and why getting this right is CRUCIAL for growth  Cash-out refinancing to reinvest in real estate and grow your portfolio faster  Why you DON'T want to sit on the sidelines while rates are high and competition is low Syndications and how to raise money for your next real estate deal  And So Much More!   Links from the Show Ashley's BiggerPockets Profile Tony's BiggerPockets Profile Join BiggerPockets for FREE Real Estate Rookie Facebook Group Real Estate Rookie YouTube Follow Real Estate Rookie on Instagram Ask Your Question for a Future Rookie Reply “Like” Real Estate Rookie on Facebook Rich Dad Poor Dad Try REsimpli, The Only All-In-One Real Estate Investor CRM Software That Helps You Manage Data, Marketing, Sales, and Operations Grab the Book on the “BRRRR” Strategy Sign Up for the Real Estate Rookie Newsletter Find Investor-Friendly Lenders The Beginner's Guide to “Infinite Investing” with the BRRRR Method Connect with Joe Connect with Sam Connect with Dave (00:00) Intro (01:01) The Perfect Partnership? (03:35) First Duplex in 2021 (11:09) This Works WITH High Rates (15:56) Using Other People's Money (29:59) The New 2025 “BRRRR” Strategy (27:51) Who Does What? Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-530 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com.  Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, Gary, Kate, Henry and Mark discuss 4 new studies relevant to primary care practice: the effectiveness of RSV monoclonals in infants, acupuncture for sciatica associated with disk herniation, zoledronate every 5 years for low risk women, and the effect of arm position on blood pressure readings. Plus a quiz! Please see below for show notes and links:Learn more about Essential Evidence Plus: www.essentialevidenceplus.comReal world study of nirsevemab for average risk infants: https://pubmed.ncbi.nlm.nih.gov/39257372/Acupuncture effective for sciatica: https://pubmed.ncbi.nlm.nih.gov/39401008/Zoledronate every 5 years for average risk women: https://pubmed.ncbi.nlm.nih.gov/39813642/Importance of correct arm position for BP: https://pubmed.ncbi.nlm.nih.gov/39373998/A nice infographic for measuring BP correctly from the AMA and Johns Hopkins: https://targetbp.org/wp-content/uploads/2016/10/MAPHypertension_7StepsInOfficeInfographic_Landscape_English_NoCropsNoBleeds-12.pdf

In this episode of the Real Estate Investing School podcast, host Joe Jensen sits down with investor Tanner Huber—a young professional who has built an impressive real estate portfolio alongside a thriving sales career in the solar industry. Tanner, who is currently the director of sales at V3 Electric, discusses his journey from initially treating real estate as a passionate side hustle to evolving it into a more passive, team-driven investment strategy. He shares practical insights on building a strong professional network that includes real estate agents, property managers, and lenders, emphasizing how leveraging expertise can make the complexities of deal evaluation and management much more manageable. Throughout the conversation, Tanner dives into the nuts and bolts of real estate investing, explaining creative strategies such as analyzing properties on a per-bedroom basis and using leverage to maximize returns while mitigating risk. He candidly recounts both successful deals and near-mistakes, highlighting the importance of continuous education, self-awareness, and aligning one's investments with long-term financial goals. Check out the Real Estate Investing School Youtube Real Estate Investing School Instagram Brody's Instagram Joe's Instagram Tanner's Instagram

Kris Illingsworth is a former New South Wales detective who later trained with the FBI in behavioral threat assessment. In this episode of Crime Insiders | Detectives, Kris takes Brent Sanders behind the scenes at two of Australia's most notorious crimes... When a woman is murdered in the remote community of Norfolk Island, everyone on the island becomes a suspect. And in the sleepy NSW town of Wee Waa, a brutal sexual assault on an elderly woman is solved with the help of criminal profiling.See omnystudio.com/listener for privacy information.

Enjoying the Ecommerce Coffee Break Podcast? Here are a few ways to grow your business: https://ecommercecoffeebreak.com/level-up/ ---In this episode, we explore how to conquer eCommerce with insider tips from Rachid "Rush" Wehbi, founder and CEO of Sell the Trend - a platform helping over 30,000 online stores succeed with dropshipping.  The big takeaway: Starting an online store is easier than ever. Rush explains how to pick winning products, find reliable suppliers, and build a sustainable business using AI tools. Topics discussed in this episode:  Why creativity meets business: From music producer to ecommerce CEO. How dropshipping works: Major companies like Wayfair use this model. What makes dropshipping easy: No inventory needed to start. How to avoid competing with Amazon: Success through targeted marketing. What three things drive success: Great products, landing pages, customer service. How to find reliable suppliers: Using ratings to vet partners. What profit margins you need: Why 3X pricing isn't enough. How AI makes dropshipping easier: Store creation in minutes. What daily tasks look like: Product research and order management. How beginners start right: Comprehensive training and support. Links & Resources Website: https://www.sellthetrend.com Shopify App Store: https://apps.shopify.com/sellthetrend LinkedIn: https://www.linkedin.com/in/rush-w-49861b207/ Instagram: https://www.instagram.com/sellthetrend  Facebook: https://www.facebook.com/sellthetrend  Get access to more free resources by visiting the show notes athttps://tinyurl.com/hjy9uur4 MORE RESOURCESDownload the Ecommerce Conversion Handbook for store optimization tips at https://tinyurl.com/CRO-ebook Best Apps to Grow Your eCommerce Store: https://ecommercecoffeebreak.com/best-shopify-marketing-tools-recommendations/ Become a smarter online seller in just 7 minutes Our free newsletter is your shortcut to ecommerce success. Every Tuesday and Thursday in your inbox. 100% free. Unsubscribe anytime. Sign up at https://newsletter.ecommercecoffeebreak.com Rate, Review & Follow Enjoying this episode? Help others like you by rating and reviewing my show on Apple Podcasts. Rate here: https://podcasts.apple.com/us/podcast/ecommerce-coffee-break-digital-marketing-podcast-for/id1567749422 Follow the podcast to catch all the bonus episodes I am adding. Do not miss out. Hit that follow button now!

Looking for a side hustle that will allow you to set up a second income stream or replace the one coming from your job? Mina Vo Coaching's webinar will let you in on a low-risk way to achieve your goals in 2025. Visit https://www.minahappystyle.com/ Mina Vo Coaching City: Gatineau Address: 84 Rue des Engoulevents Website: https://www.minahappystyle.com

The world's changing fast. How do you protect your assets and succeed in this chaotic landscape? Today on The Milk Road Show, we crash again the Milk Road PRO team meeting to uncover the ultimate high-return, low-risk portfolio strategy for 2025. Is it all in on Bitcoin? Doubling down on tech? Or is there a secret sauce to navigating the ups and downs?~~~~~

“Conservative“ is an overused term in the real estate industry. Every deal is branded as conservative so how can investors really know the risk profile of a deal? In this episode I break down the first 4 things I look for when judging the risk profile of a deal before I invest as a passive real estate investor. Download our 9-phase due diligence checklist that only 0.73% of deals make it through: Download NowWant to invest with us? Get on our email list here: https://forms.gle/qF8LvKAyXMCUjiHT6Connect with me on LinkedIn: https://www.linkedin.com/in/the-presidents-club-investor/Get a copy of the live webinar by filling out this form: https://forms.gle/9ei565bdU1JgQY2o9Sponsored by Presidents Club Investors (https://www.presidentsclubinvestors.com/) 

Message from Hunter Hambrick on February 2, 2025

High-yield savings accounts (HYSAs) are creating buzz in the business world, and for good reason! In this episode, Danielle Hayden, CPA and founder of Kickstart Accounting, Inc., dives into how high-yield savings accounts can help business owners make the most of their cash reserves. With action steps you can take today, Danielle lays out how to use HYSAs as a smart, low-risk tool for growing your money while still keeping it accessible. Have your money work for you as it sits in savings!  Key Takeaways:  What is a High-Yield Savings Account (HYSA): Danielle explains how HYSAs differ from traditional accounts and why they're a smart choice for short-term savings, earning you hundreds, or even thousands, of dollars in interest with minimal effort. Key Considerations When Choosing an HYSA: Transfer times: How long it takes to move funds back to your checking account. Transaction limits: Planning around monthly withdrawal caps to avoid penalties. FDIC insurance: Ensuring your money is protected. Common Pitfalls to Avoid:  Why your account name matters for proper accounting and legal compliance. The difference between business and personal savings and how to ensure you're staying tax-compliant. Action Steps: Open a high-yield savings account for your business if you haven't already. Ensure your account is in the correct name (business or personal) based on your savings purpose. Review your current cash savings strategy and evaluate your options to choose an HYSA that aligns with your financial goals. Topics Discussed: What is a High-Yield Savings Account (HYSA)? (00:00:23 – 00:01:10) Benefits of HYSAs for Business Owners (00:01:10 – 00:02:03) Choosing the Right HYSA (00:02:03 – 00:03:30) The Financial Impact of HYSAs (00:03:30 – 00:04:24) Proper Use and Compliance Tips (00:06:24 – 00:09:05)   Book a Call with Kickstart Accounting, Inc.: https://www.kickstartaccountinginc.com/book    Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks  Facebook | https://www.facebook.com/kickstartaccountinginc  

High-yield savings accounts (HYSAs) are creating buzz in the business world, and for good reason! In this episode, Danielle Hayden, CPA and founder of Kickstart Accounting, Inc., dives into how high-yield savings accounts can help business owners make the most of their cash reserves. With action steps you can take today, Danielle lays out how to use HYSAs as a smart, low-risk tool for growing your money while still keeping it accessible. Have your money work for you as it sits in savings!  Key Takeaways:  What is a High-Yield Savings Account (HYSA): Danielle explains how HYSAs differ from traditional accounts and why they're a smart choice for short-term savings, earning you hundreds, or even thousands, of dollars in interest with minimal effort. Key Considerations When Choosing an HYSA: Transfer times: How long it takes to move funds back to your checking account. Transaction limits: Planning around monthly withdrawal caps to avoid penalties. FDIC insurance: Ensuring your money is protected. Common Pitfalls to Avoid:  Why your account name matters for proper accounting and legal compliance. The difference between business and personal savings and how to ensure you're staying tax-compliant. Action Steps: Open a high-yield savings account for your business if you haven't already. Ensure your account is in the correct name (business or personal) based on your savings purpose. Review your current cash savings strategy and evaluate your options to choose an HYSA that aligns with your financial goals. Topics Discussed: What is a High-Yield Savings Account (HYSA)? (00:00:23 – 00:01:10) Benefits of HYSAs for Business Owners (00:01:10 – 00:02:03) Choosing the Right HYSA (00:02:03 – 00:03:30) The Financial Impact of HYSAs (00:03:30 – 00:04:24) Proper Use and Compliance Tips (00:06:24 – 00:09:05)   Book a Call with Kickstart Accounting, Inc.: https://www.kickstartaccountinginc.com/book    Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks  Facebook | https://www.facebook.com/kickstartaccountinginc  

In this week's Talking Wealth podcast, Janine shares how you can make a profit using a top low-risk strategy that allows you to buy volatile growth stocks. Once direction is confirmed with a momentum line, then proper rules allow you to extract the safest profit.

What determines financial “success”? A major factor includes your ability to play financial defense and minimize the severity of potential investment failure.    In this episode, we discuss:   The definition of “investment risk” How to factor statistical anomalies into your investment plan What it means to mitigate risk in your retirement strategy Today's article is from Enterprising Investor titled, Low Probability of Loss: Why It Doesn't Equal Low Risk in Investing. Listen in as Founder and CEO of Howard Bailey Financial, Casey Weade, breaks down the article and provides thoughtful insights and advice on how it applies to your unique financial situation. Our Market Outlook Webinar is live! Visit https://bit.ly/4bmHkUb to register. Show Notes: RetireWithPurpose.com/474 Rate & Review the Podcast: RetireWithPurpose.com/review

On Site with Winsome Resources: https://youtu.be/bwpjaY98w5E CHAPTERS

Hosting a retreat sounds like a great idea, right? When you stop and think about all the logistical and financial details, that's when many fears and questions come to the surface. Perhaps the biggest fear is whether enough people will pay for your retreat to make it a success. Join us as we dive into this topic with today's expert guest!Our Featured GuestMegan GunnellIn addition to being a business owner, author, and triathlete, Megan Gunnell is a Clinical Social Worker who has been hosting 1-day retreats, workshops and weekend/week long retreats for 20+ years. She hosted her first one at a local community center–complete with harp music! From these humble beginnings, Megan's retreats have evolved into weekend retreats and international retreats that started in 2012 in Costa Rica, Italy, France, and other places around the globe. In this episode, we discuss why therapists find it so appealing to consider hosting a retreat, along with common fears related to the risk of hosting your first retreat. Megan explains how to find suitable venues that offer 100% refund options and points out the important legal and logistical considerations. We wrap up our conversation by discussing retreat marketing, which is vital to the success of your retreat. Megan shares what she has learned along her journey as a retreat host. Megan's Website and Thriving Therapists ® Facebook GroupYou'll Learn:Megan's inspiration to expand beyond private practice into hosting retreatsMegan's #1 lesson learned: Start small and grow later.The attraction of retreats? They are transformative spaces for people to pull away from everyday life and reinvigorate their passion and purpose.The major differences between private practice work and group retreats as income sourcesLegal considerations around liability, disclaimers, emergencies, etc.Megan's low-risk tips for hosting retreats:Start small with a test audience and test venue with a half-day or one-day retreat.Look for 100% refundable venues through a certain date prior to the event.Do the math and “beta-test” your audience.Making your retreat a profitable ventureFinding 100% fully refundable venues—and why international properties are desirableMegan's top marketing strategies for retreats:Be very clear about your intentions. (Who is this for, and what is the purpose?)Think about your runway. (Make sure it is long enough to “land the plane.”)Build a warm excitement with your audience around the date for open registration.Handling the cancellation or rebooking of your retreat with flexibility and transparencyResources:Want to launch your podcast? Check out our free podcasting workshophttps://sellingthecouch.com/podcastingworshopWant to launch your online course?Please check out our free 7-Day Course Creator Starter Kit For Therapists: https://sellingthecouch.com/coursekitMentioned in this episode:Course Creator Starter KitI know that many of us are thinking and planning for the upcoming year. If an online course is on your radar, I want to encourage you to download our free online course starter kit. It's a seven-day email course that will help you validate your course idea. Now, it's going to be 10 years for me...

In this episode, I answer your voicemail-submitted questions about scaling a furniture flipping business, overcoming entrepreneurial fears, starting with limited capital, launching a photo booth business, finding leads for a health insurance business, and the best low-risk, high-reward businesses to start. Plus, I share thoughts on what apps I'd build with an elite developer.Timestamps below. Enjoy!---Watch this on YouTube instead here: tkopod.co/p-ytFree weekly business ideas newsletter: http://tkopod.co/p-nlAsk me a question on or off the show here: http://tkopod.co/p-askLearn more about me: http://tkopod.co/p-cjkLearn about my company: http://tkopod.co/p-cofFollow me on Twitter here: http://tkopod.co/p-xShare this podcast: http://tkopod.co/p-allScrape small business data: http://tkopod.co/p-os---00:00 Introduction 01:20 Furniture Flipping Business06:28 Overcoming Entrepreneurial Fears15:04 Creative Solutions in Business16:22 Low-Risk, High-Reward Business Ideas19:35 Photo Booth Business Idea22:58 Scaling a Health Insurance Business26:21 Developing and Scaling Apps29:13 Conclusion and Feedback Request

What can church leaders do to remove the fear that some potential volunteers may have when approaching a new role? How can we lower barriers to entry and set expectations from the beginning so that people feel less anxiety about volunteering? And, what is the best way to recruit new volunteers? Answers to these questions and recommendations in this second episode in the series, “Volunteerism in the Church.”

On Wednesday's Morning Focus, Alan Morrissey was joined by Tommy Corbett from Carey Corbett Financial Solutions. This week, Tommy provided Alan and our Morning Focus listeners with advice on low risk investing.

Logan Paulsen says the Lattimore trade is a low risk move

Chris Hughen sat down with Steph Mundt to discuss high vs. low risk bone stress injuries. We discuss the differences in patient education, recovery timelines, and management strategies between high and low risk sites.  Watch the full episode: https://youtu.be/f_5arJm93uM  More about Steph: Steph's Instagram Steph's Website Steph's BSI Webinar Nathan Carlson BSI Protocols --- Follow Us: YouTube: https://www.youtube.com/e3rehab  Instagram: https://www.instagram.com/e3rehab/ Twitter: https://twitter.com/E3Rehab --- Rehab & Performance Programs: https://store.e3rehab.com/  Newsletter: https://e3rehab.ck.page/19eae53ac1  Coaching & Consultations: https://e3rehab.com/coaching/  Articles: https://e3rehab.com/articles/  Apparel: https://store.e3rehab.com/collections/frontpage  --- Podcast Sponsors: Legion Athletics: Get 20% off using "E3REHAB" at checkout! - https://legionathletics.rfrl.co/wdp5g  Vivo Barefoot: Get 20% off all shoes! - https://www.vivobarefoot.com/e3rehab Tindeq: Get 10% off your dynamometer using code “E3REHAB” at checkout - https://tindeq.com/ --- @dr.surdykapt @tony.comella @dr.nicolept @chrishughen @nateh_24 --- This episode was produced by Matt Hunter

Dave Breazzano is the head of the Credit Team at Polen Capital, where he oversees $8 billion of the firm's $43 billion in assets. Dave is one of the OGs in high yield, having started in the early 1980s and invested continuously through more than forty years since.   Our conversation covers some history of the high-yield market alongside Dave's involvement in it, the founding of his firm in 1996, Polen's strategy to take advantage of myths in the market, the implementation of the strategy, and Dave's thoughts on the changing interest rate environment, private credit, and opportunities and risks going forward. In our complex world of investing, I suspect you'll find elegance in the simplicity and clarity with which Dave approaches investing.   Learn More Follow Ted on Twitter at @tseides or LinkedIn Subscribe to the mailing list Access Transcript with Premium Membership

This is part two of a two-part series about low-risk venues where you can practice public speaking. In the introduction last week, I mentioned that the absolute best place to practice public speaking is in a public speaking class with a great coach. A good public speaking class is a controlled environment, so the risk is very low. However, over the years, I've come across a bunch of other low-risk venues to practice public speaking. Last week, I covered a number of low-risk virtual venues where you can practice speaking in front of a group. Virtual venues can be great for fine-tuning your message and learning to be concise. And, in most cases, you can practice and get your message perfect before unveiling it to the public.This week, I give you some of the best low-risk venues to practice in front of a live audience. The live audience is crucial for gaining public speaking confidence because most of your confidence will come from seeing that positive visual feedback from the audience. When you communicate well, your audience will give you positive expressions. Those little nods when they agree with you and smiles when you make them laugh are critical to overcoming public speaking fear.

Rent-to-own real estate can make you more cash flow, with less risk and fewer expenses, all while helping tenants become homeowners. But if it's so good, why isn't everyone doing it? Simply put, most investors have no idea that rent-to-own real estate is even possible! So today, we're talking to an investor, sharing the ins and outs of this lucrative strategy, and showing you how she scaled from zero to over fifty units, half of which are thanks to this strategy. Maura McGraw and her husband quickly realized that being active-duty military members wouldn't lead to the stable family life they dreamed of. They needed a way out while still making enough money to provide. So, they pivoted and began formally studying real estate. After a first deal left them with a $30,000 loss, Maura did what most wouldn't and got back out there searching for another deal. After dozens of flips and numerous rentals, she stumbled upon rent-to-own investing—a strategy that would fuel her real estate portfolio's growth. Imagine getting monthly rent checks without repair and maintenance expenses or insurance costs. That's what rent-to-own can provide! We'll talk about analyzing a market, screening tenants/buyers, profit margins, and how YOU can start investing in rent-to-own real estate in your market! In This Episode We Cover: How to make more cash flow with less risk by providing rent-to-own options to tenants The four major ways to make money from a rent-to-own real estate deal  Who makes the perfect buyer/tenant when offering rent-to-own opportunities  What happens when a tenant defaults on the loan, leaving you with the down payment  Screening tenants/buyers before you offer them a rent-to-own opportunity  Why losing money on your first real estate deal does NOT mean you should give up And So Much More! Links from the Show Join BiggerPockets for FREE Let Us Know What You Thought of the Show! Find Your Perfect Investing Strategy with Dave's New Book, “Start with Strategy” Find an Investor-Friendly Agent in Your Area See Dave at BPCON2024 in Cancun! What Are Rent-to-Own Homes? Connect with Maura Connect with Dave Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1012 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today is part three of the three part series we've been doing on the three prong attack to a seven figure income. It's something I developed back in roughly 1996, and it's with minor adjustments. It's still valid today. It's designed to help you stay on track to create the digital part of your business. So this is part three, Products. Screw The Commute Podcast Show Notes Episode 926 How To Automate Your Business - https://screwthecommute.com/automatefree/ Internet Marketing Training Center - https://imtcva.org/ Higher Education Webinar – https://screwthecommute.com/webinars See Tom's Stuff – https://linktr.ee/antionandassociates 00:23 Tom's introduction to Three Prong Attack on a Seven Figure Income Part 3 02:14 Products that are low risk and high returns 06:50 Ebooks, special reports, white papers and more 10:52 Forums, discussion boards and Facebook groups Entrepreneurial Resources Mentioned in This Podcast Higher Education Webinar - https://screwthecommute.com/webinars Screw The Commute - https://screwthecommute.com/ Screw The Commute Podcast App - https://screwthecommute.com/app/ College Ripoff Quiz - https://imtcva.org/quiz Know a young person for our Youth Episode Series? Send an email to Tom! - orders@antion.com Have a Roku box? Find Tom's Public Speaking Channel there! - https://channelstore.roku.com/details/267358/the-public-speaking-channel How To Automate Your Business - https://screwthecommute.com/automatefree/ Internet Marketing Retreat and Joint Venture Program - https://greatinternetmarketingtraining.com/ KickStartCart - http://www.kickstartcart.com/ Copywriting901 - https://copywriting901.com/ Become a Great Podcast Guest - https://screwthecommute.com/greatpodcastguest Training - https://screwthecommute.com/training Disabilities Page - https://imtcva.org/disabilities/ Tom's Patreon Page - https://screwthecommute.com/patreon/ Tom on TikTok - https://tiktok.com/@digitalmultimillionaire/ Email Tom: Tom@ScrewTheCommute.com Internet Marketing Training Center - https://imtcva.org/ Related Episodes Quality Products - https://screwthecommute.com/19/ Great Audio Products - https://screwthecommute.com/304/ Adding Digital Products To Your Business - https://screwthecommute.com/529/ Benefits of Digital Products - https://screwthecommute.com/920/ Three Prong Attack on a Seven Figure Income Part 1 - https://screwthecommute.com/924/ Three Prong Attack Part 2 - https://screwthecommute.com/925/ More Entrepreneurial Resources for Home Based Business, Lifestyle Business, Passive Income, Professional Speaking and Online Business I discovered a great new headline / subject line / subheading generator that will actually analyze which headlines and subject lines are best for your market. I negotiated a deal with the developer of this revolutionary and inexpensive software. Oh, and it's good on Mac and PC. Go here: http://jvz1.com/c/41743/183906 The Wordpress Ecourse. Learn how to Make World Class Websites for $20 or less. https://screwthecommute.com/wordpressecourse/ Join our Private Facebook Group! One week trial for only a buck and then $37 a month, or save a ton with one payment of $297 for a year. Click the image to see all the details and sign up or go to https://www.greatinternetmarketing.com/screwthecommute/ After you sign up, check your email for instructions on getting in the group.

In this episode, we discuss updates on low-risk MDS with Dr. Maximilian Stahl with a focus on imetelstat and luspatercept. Here are the trials we discussed: 1. IWG 2019 response criteriahttps://www.ncbi.nlm.nih.gov/pmc/articles/PMC7042664/ 2. MEDALIST trial: Luspatercepthttps://www.nejm.org/doi/10.1056/NEJMoa1908892?url_ver=Z39.88-2003&rfr_id=ori:rid:crossref.org&rfr_dat=cr_pub%20%200pubmed 3. COMMANDS trial : Luspatercept https://www.thelancet.com/journals/lancet/article/PIIS0140-6736(23)00874-7/abstracthttps://www.thelancet.com/journals/lanhae/article/PIIS2352-3026(24)00203-5/abstract 4. IMerge trial: Imetelstat https://www.thelancet.com/journals/lancet/article/PIIS0140-6736(23)01724-5/abstract  

As a real estate investor, you must always remember one thing: every type of investing strategy involves risk. With that in mind, it's good practice to learn more about low-risk real estate investing strategies. You may come to find that these provide the perfect balance of risk and profit potential.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Hosting a retreat sounds like a great idea, right? When you stop and think about all the logistical and financial details, that's when many fears and questions come to the surface. Perhaps the biggest fear is whether enough people will pay for your retreat to make it a success. Join us as we dive into this topic with today's expert guest!Our Featured GuestMegan GunnellIn addition to being a business owner, author, and triathlete, Megan Gunnell is a Clinical Social Worker who has been hosting 1-day retreats, workshops and weekend/week long retreats for 20+ years. She hosted her first one at a local community center–complete with harp music! From these humble beginnings, Megan's retreats have evolved into weekend retreats and international retreats that started in 2012 in Costa Rica, Italy, France, and other places around the globe. In this episode, we discuss why therapists find it so appealing to consider hosting a retreat, along with common fears related to the risk of hosting your first retreat. Megan explains how to find suitable venues that offer 100% refund options and points out the important legal and logistical considerations. We wrap up our conversation by discussing retreat marketing, which is vital to the success of your retreat. Megan shares what she has learned along her journey as a retreat host. Megan's Website and Thriving Therapists ® Facebook GroupYou'll Learn:Megan's inspiration to expand beyond private practice into hosting retreatsMegan's #1 lesson learned: Start small and grow later.The attraction of retreats? They are transformative spaces for people to pull away from everyday life and reinvigorate their passion and purpose.The major differences between private practice work and group retreats as income sourcesLegal considerations around liability, disclaimers, emergencies, etc.Megan's low-risk tips for hosting retreats:Start small with a test audience and test venue with a half-day or one-day retreat.Look for 100% refundable venues through a certain date prior to the event.Do the math and “beta-test” your audience.Making your retreat a profitable ventureFinding 100% fully refundable venues—and why international properties are desirableMegan's top marketing strategies for retreats:Be very clear about your intentions. (Who is this for, and what is the purpose?)Think about your runway. (Make sure it is long enough to “land the plane.”)Build a warm excitement with your audience around the date for open registration.Handling the cancellation or rebooking of your retreat with flexibility and transparencyResources:Want to launch your podcast? Check out our free podcasting workshophttps://sellingthecouch.com/podcastingworshopWant to launch your online course?Please check out our free 7-Day Course Creator Starter Kit For Therapists: https://sellingthecouch.com/coursekitMentioned in this episode:Check Out PsycCareers!If you're a psychology professional who is ready to take the next step in their career, check out PsycCareers, the American Psychological Association Services, Inc's career center. PsycCareers is home to over 400 open positions tailored specifically for psychology professionals. Start your journey...

Antoine Martel has a secret to finding the best real estate markets around, and here's the thing—ANYONE can repeat his process. After flipping over SIX HUNDRED houses and building a BIG real estate portfolio, he knows a thing or two about where to buy, which markets make the most sense, and what type of house is worth the risk. That's why, instead of doing multimillion-dollar luxury flips, Antoine decided to do “micro-flips” in affordable markets, with a staggering rate of success.   What is "micro-flipping?" If you're a beginner investor like Antoine, starting out with only $40,000, buying in the big cities won't work. So, instead, Antoine found the real estate markets with low prices, high demand, and LOTS of deals so he could get his money back faster and keep repeating the system. These low-risk “micro-flips” all-in often cost less than a down payment, but they can give beginner investors the snowball effect they need to start building wealth.  Shortly after seeing massive success with his “micro-flips,” Antoine ran out of deals and decided to move into more markets. From there, he developed a detailed system that ANYONE can copy to pinpoint America's BEST real estate investing markets. And if you stick around, you'll learn how to do it, too!  In This Episode We Cover How to find the best real estate markets in the country, just like Antoine  The “micro-flipping” strategy that beginner investors can use to start building wealth WITHOUT a big investment  How to use the BRRRR method to turn one property into an entire passive income portfolio  How to “test” your long-distance real estate investing market and ensure it'll be worth investing in  The home renovation budget “sweet spot” that has ninety-six percent accuracy on ANY flip or BRRRR  And So Much More! Click here to listen to the full episode: https://www.biggerpockets.com/blog/real-estate-878 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices