Podcasts about Turnkey

Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com   Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com  **Request Tickets Via Text At (918) 851-0102   See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire   See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/  

Interest rate and monthly payment? We all know those numbers.But what about the total interest you could pay over the full life of the loan?One investor recently looked at that number across 14 mortgages, and the results were hard to ignore. Some loans showed total interest percentages as high as 133%!That's why this week on the Not Your Average Investor Show, host Pablo Gonzalez is sitting down with Leslie Wilson, known in the community as The Real Estate Maven, to talk about what she found, why it changed how she looks at her mortgages, and the financing strategy she is now researching.You'll learn:- where to find the total interest percentage on your mortgage paperwork- what Leslie discovered after reviewing 14 mortgages- exploring HELOCs and lines of credit to pay down mortgage debt faster- what to consider before changing the way you use debt and equity in your portfolioSometimes one small number on a loan statement can change how you think about your whole portfolio.Listen NOW!Chapters:00:00 Meet The Maven02:26 From Plan B to Plan A04:25 Early Rentals and Hard Lessons06:01 Crash Opportunity in Denver09:06 Finding JWB and Scaling Up12:51 Why Jacksonville Now14:27 Funding Deals with Refinances17:46 Appraisals and Investor Mindset21:24 Bundle to Ten and DSCR Loans24:22 Asset Protection and LLC Setup27:35 Infinite Banking Explained33:47 Using Policy Loans for Down Payments36:58 Audience Q and Tax Treatment37:27 Mutual vs Stock Insurers38:12 Tax Free Policy Loans39:20 Replace Your Mortgage41:48 HELOC Cashflow Method45:34 Snowball vs Avalanche Payoff48:18 Why Keep Optimizing52:00 Portfolio Pac Man Breakdown55:06 Why Jacksonville Works58:03 Tactical Q and A01:00:16 Termites and Repairs01:03:49 Plant the Tree Today01:05:32 Final Send OffStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Are you treating your podcast as one more thing on an already impossible schedule? Are you running a sales process that creates friction at every step when the alternative has been sitting right in front of you? Today's featured guest has been podcasting for over 11 years and nearly 1,800 episodes. In this conversation, he'll make the case that a podcast, run correctly, removes the sales cycle almost entirely. He also has a lot to say about what it took to step back from working 100-hour weeks in an entertainment agency and into a business that earns a healthy six-figure income on 15 hours a week. Doug Sandler is the founder of Turnkey Podcast Productions, a podcast production agency, and the host of The Nice Guys on Business, a show he has been running for over 11 years and nearly 1,800 episodes with more than 6 million downloads. Before podcasting, Doug spent 30 years as a Bar Mitzvah MC and entertainment agency owner, running an operation that handled between 700 and 900 events per year. He also wrote the book Nice Guys Finish First, which became the original vehicle for the podcast. Nowadays, he works roughly 15 hours a week and spends the rest of his time restoring classic cars and trucks. In this episode, we'll discuss: A podcast as a hub of the business The decision to stop being the founder who works 80-hour weeks Removing the friction from the sale Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. The Podcast as a Sales Tool, Not a Content Schedule Agency owners who consider starting a podcast tend to frame it as a content commitment: another thing to produce, another distribution channel to manage, another task to fall behind on. Doug's framing is different. He calls the podcast the hub of the business, not a spoke. Marketing, lead generation, business development, sales, and relationship building are all running through the same conversation. Instead of adding to those functions, the podcast replaces most of the friction those functions create. The mechanics of how he uses it to sell without selling are worth understanding in detail. Doug does not cold pitch podcast production services. He reaches out to a prospect, says he hosts a show and likes their message, and asks if they would come on. The answer is nearly always yes. The interview becomes a 30 to 45 minute relationship-building session. By the end of it, he knows whether they are a fit, they know who he is and what he does, and the question "have you ever considered podcasting as a marketing tool?" lands entirely differently than it would in a cold email. The wall that normally exists between a prospect and a vendor does not go up because the conversation never started as a sales call. What 15 Hours a Week Actually Requires Doug works 15 hours a week and earns a healthy six-figure income. That sentence tends to provoke two reactions: skepticism and envy. The skepticism usually comes from founders who have not yet identified what their zone of genius actually is, or who have identified it but have not yet hired out everything around it. Doug is direct about what made the shift possible: he stopped doing anything that did not require his specific capability and hired for everything else, including before he could comfortably afford it. The operations manager hire at Turnkey came when it was just Doug and one other person. They were paying her $40,000 a year before either founder was drawing a paycheck. That decision was possible because Doug had kept his entertainment agency running in parallel and was not dependent on the production company income yet. The broader principle holds regardless of the specific situation: the sooner a founder identifies what they should stop doing and puts someone qualified in that seat, the faster the business grows and the less the founder has to be inside it to make that happen. The Decision to Stop Being the Founder Who Misses the Kids' Doug spent 30 years working weekends as an entertainment agency owner. His children grew up with a father who was almost always working during the exact hours when they were doing the things that mattered. This was a wake-up call. The shift he made when he launched Turnkey was not about working less for its own sake. It was about not repeating the same trade-off. Revenue is not the thing you look back on. Some founders who tell themselves they are working hard now so they can be present later. We know how that story usually ends. The agency gets bigger, the demands grow with it, and the window closes before anyone decides to actually make the change. The structural path out of that loop is a hiring decision, a zone-of-genius identification, and a willingness to pay for someone to take the work you should not be doing before you feel financially ready to do it. Live on Air: What Real Sales Confidence Looks Like Mid-interview, Doug openly asked about the possibility to explore what a partnership with his podcast production company could look like. He narrates the logic as he does it: not asking means leaving a potential opportunity on the table simply because it feels awkward. Asking directly, transparently, and without pressure is not pitching. It is just an honest question between two people who have been talking for 30 minutes and have clearly established that they like and respect each other. The lesson Doug draws from it is about what podcasting actually trains you to do. Every interview is a pre-qualified sales conversation with someone who already said yes to spending time with you. By the time the recording ends, the trust is built and the friction is gone. Asking whether there is an opportunity is the natural last step, not a hard close. That is a fundamentally different sales experience than any cold outreach can create, and it compounds across every episode, every guest, and every listener who has been tuning in long enough to already want to work with you before they ever reach out. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

In this episode, Meg Aubale shares her journey from luxury home construction in California to becoming a leader in Nashville's condo development market. She discusses her innovative short-term rental condo model, strategies for navigating changing market conditions, and plans for expansion into Colorado and other Southeast markets. Meg also explains how technology-driven property management and elevated guest experiences are creating strong opportunities for investors.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

The new State of Downtown Jacksonville Report just dropped, and the numbers tell a bigger story for real estate investors.There's always a lot of talk about downtown Jacksonville, but this report gives us actual numbers to work with. And as real estate investors, that's where the conversation gets more useful.That's why this week on the Not Your Average Investor Show, JWB Co-Founder Gregg Cohen and show host Pablo Gonzalez are breaking down what's new, what's interesting, and what matters from the latest State of Downtown Jacksonville report.They'll talk about:- the biggest single-family trends from the report- what the multifamily numbers reveal about downtown demand- how Jacksonville compares to national market trends- which data points matter most for long-term rental investors- what the report suggests about downtown Jacksonville's next phaseDon't just read the report. Come get the data with perspective, ask your questions, and see what these numbers could mean for investors.Listen NOW!Chapters:00:00 Downtown Report Teaser01:20 Show Intro and Setup02:14 What Is Downtown Vision04:28 Downtown Vision vs DIA06:22 Why Downtown Matters Investors09:08 18 Hour Downtown Thesis12:26 Jacksonville Macro Highlights13:27 10K Residents Tipping Point15:39 Population Surge and Projections23:48 Grocery Stores Signal Momentum27:08 Defining Downtown Neighborhoods28:14 Downtown Economic Impact Stats30:14 Seven Billion Development Pipeline32:59 Under Construction vs In Review35:04 Big Projects Spotlight35:22 Pearl Square Momentum38:38 Jobs And UF Campus41:36 Three Downtown Nodes44:11 Eds And Meds Growth46:26 Office Vacancy Reality50:18 Visits Events Nightlife54:36 Public Spaces Flywheel57:43 Community Q&A Roundup01:04:33 Final Takeaways SignoffStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

Everybody wants to feel more confident before making a big investing decision.But for a lot of people, that confidence does not show up all at once. It builds over time through learning, listening, asking questions, and seeing what actually works in the real world.This week on Not Your Average Investor, Gregg Cohen sits down with Reggie Faunce to talk about what it looked like to go from learning about real estate investing to finally taking action, and why that journey became about much more than just buying a property.Here's what we'll dive into:- how real investors think about building wealth in a changing market- what people learn once they are actually in the journey- how investors handle uncertainty, setbacks, and surprises- what lessons may help you make your own next move with more confidenceIf you have ever thought to yourself, "I need a little more confidence before I make my next move," this is a conversation worth hearing.Listen NOW!Chapters:00:00 Welcome and Setup02:33 Meet Reggie Faunce03:24 Community and First Win04:55 Reggie Background Story05:34 First Property and Education09:06 Using a 1031 Exchange12:33 Why Buy and Hold15:00 Legacy and Family Wealth16:46 Summit Cardboard Cutouts18:48 Teaching the Next Generation24:04 Rentership Trend and Roll Call25:46 Overcoming Challenges32:06 Three to Five Year Plan34:03 VA Loan House Hacking Plan36:26 House Hacking On Steroids38:44 Equity Harvesting And Legacy40:39 Portfolio Numbers Breakdown42:23 Choosing New Build Vs Rehab48:01 Five Profit Centers Explained49:24 Incentives And Refinance Upside52:02 Q&A 1031 Exchange Timing56:23 Incentives Questions And Wrap57:45 Final Thanks And SendoffStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

In this episode, Jean-Martin and Chris sit down with Jessica Paige of Adama Farm to discuss her journey from university student to first-generation regenerative farmer and influencer. Jessica explores the importance of "romanticizing" farm life, explaining how finding beauty in the intensive labor makes the work more enjoyable and sustainable, and how sharing this beauty online can inspire new young people to get into farming. She reflects on her formative apprenticeship at Frith Farm, her spiritual awakening through nature, and the empowerment of leading an all-female crew. The conversation covers the practicalities of starting a farm, from land acquisition to navigating the "year two and three" hurdles of infrastructure and irrigation. Ultimately, she highlights how a small-scale farm can become a vibrant community hub through farm-to-table dinners and shared connection to the land. SponsorsDubois Agrinovation:  https://duboisag.com/Growers & Co: https://growers.coTimestamps[01:30] The viral accident: Meet ‘Jessithefarmer' from Adama Farm[02:20] Survival by magic: Why you must romanticize intensive labor[06:05] Rewriting the rules: Inside an intentional, all-female farm crew[11:38] How a university thesis sparked an unexpected spiritual awakening[16:00] From rejection to fate: The last-minute message that changed everything[28:03] Turnkey destiny: Stumbling onto a hidden 73-acre paradise by pure chance[35:12] Scorched fields and high tunnels: Navigating the chaotic trials of season one[01:07:27] Reverse nostalgia and building a community village around the long table[01:19:21] The 5-year vision: Reverse-engineering an event empire on just two acres[01:24:50] Rapid fire Q&A: Books, farm fashion, and why you can't "skip the suck"Links/ResourcesStart Your Market Gardener Journey Here : https://themarketgardener.com/starthere/Market Gardener Institute:  https://themarketgardener.com Masterclass:  https://themarketgardener.com/courses/the-market-gardener-masterclass Newsletter:  https://themarketgardener.com/newsletterBlog:  https://themarketgardener.com/blog Books: https://themarketgardener.com/booksGrowers & Co: https://growers.coHeirloom: https://heirloom.ag/The Old Mill: https://www.espaceoldmill.com/en/Follow UsWebsite: http://themarketgardener.com Facebook: http://facebook.com/marketgardenerinstitute Instagram: http://instagram.com/themarketgardeners Guest Social Media LinksJessica Paige:Instagram: https://www.instagram.com/jessithefarmer Tiktok: https://www.tiktok.com/@jessithefarmer Website: https://adamafarm.co/ JM:Instagram: https://www.instagram.com/jeanmartinfortierFacebook: https://www.facebook.com/jeanmartinfortier

Niki in the Gym Barbell Logic Turn Key Coaching  Grab my

We've officially hit 500 episodes of the Not Your Average Investor Show.What started as a conversation about real estate investing turned into something more. A place where investors could find clarity, ask better questions, and stay grounded through every market cycle.Along the way, there were challenges. Moments of uncertainty. Big decisions in real time. And conversations that helped shape how investors think and act.In this special 500th episode, show host Pablo Gonzalez and JWB Co-Founder Gregg Cohen take a look back at the journey. Not just the highlights, but the moments that defined the experience of investing through it all.Here's what we're diving into:- What it felt like to invest through uncertainty and changing markets- The real-time decisions and conversations that shaped outcomes- How this community became a place for long-term thinking- The lessons that still guide investors todayWhen you take a step back, you start to see how each moment connects.This episode is about the journey we've all been on together and what it means moving forward.Listen NOW!Chapters:00:00 500th Episode Kickoff01:40 Intro Montage Madness04:18 GC Nicknames and Roll Call06:54 Humble Origins at Coop30309:20 The Social Proof Bet10:38 COVID Changes Everything15:32 Leading Through Uncertainty20:55 Celebrity Guest Highlights26:04 Network Power and Takeaways29:02 Jacksonville Future Teasers31:14 Community Guest Investors36:55 Investor Story Nuggets38:25 Overcoming Investor Obstacles39:51 Tacit Knowledge Exchange41:45 Fan Appreciation With Greg43:38 Going IRL With Meetups47:17 Summit Origins And Vision53:38 Downtown Jax Q&A58:27 GC Market Update Receipts01:06:36 How Market Updates Evolved01:10:44 Final Takeaways And ThanksStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

Want a quick estimate of how much your business is worth? With our free valuation calculator, answer a few questions about your business, and you'll get an immediate estimate of the value of your business. You might be surprised by how much you can get for it: https://flippa.com/exit -- In this episode of The Exit, host Steve McGarry sits down with Mike Brcic, founder of Wayfinders, to discuss the raw reality of scaling a business, the trap of founder burnout, and the mechanics of a successful exit. Mike shares his journey from getting fired from three "ski bum" jobs to building a global mountain bike guiding business that he eventually sold after 20 years. Whether you are currently grinding through due diligence or just starting to scale, Mike's "four-hour work week" approach to systematization offers a masterclass in making your business attractive to buyers while reclaiming your personal freedom. -- Key Takeaways: Systems are Your Best Sales Pitch: Mike reduced his involvement to just four hours of meetings per week before selling. A business that can run without the founder is far more valuable and easier to sell. The "Money vs. Terms" Framework: You can rarely have both the highest price and the best terms. Mike prioritized a clean, fast exit over a long earn-out, allowing him to launch his next venture with fresh energy. Perform Due Diligence on the Buyer: Don't just let buyers pick your company apart. Mike shares a "horror story" of a massive company putting him through months of grueling diligence only to slash their offer at the last minute. Alignment is Everything: Don't use "scaling" as a band-aid for burnout. If the business no longer brings you joy, it's better to sell early while your energy (and the business's trajectory) is still high. -- Timestamps: [00:43] From "terrible employee" to mountain biking entrepreneur. [02:43] How to prepare a business for sale (hint: it's the same as running a good one). [05:50] Identifying the "right" time to sell before you hit a crisis point. [08:52] Revamping a "broken" business model to drive up valuation. [11:58] Common exit mistakes: Why you shouldn't go it alone without a broker. [13:50] The "Due Diligence Hell" story and why you must vet your acquirer. [18:05] Deal structures: Negotiating a fast exit vs. a 3-year earn-out. [21:56] What Mike would tell his younger self about the "myth" of scaling. [24:09] About Wayfinders: Adventure retreats for founders in Mongolia, Bhutan, and beyond. -- Mike Brcic is an entrepreneur, adventurer, and community builder best known as the founder of Wayfinders, an organization that helps entrepreneurs and leaders build deeper connection, purpose, and fulfillment through transformative travel experiences and retreats. He previously founded Sacred Rides, which was named the “#1 Mountain Bike Tour Company on Earth” by National Geographic Adventure. Through his work, writing, and speaking, Mike shares insights on entrepreneurship, mental health, personal growth, and creating a more meaningful life through adventure and human connection. LinkedIn - https://www.linkedin.com/in/mikebrcic/ Websites - https://way-finders.com/ - https://www.mikebrcic.com/ -- The Exit—Presented By Flippa: A 30-minute podcast featuring expert entrepreneurs who have been there and done it. The Exit talks to operators who have bought and sold a business. You'll learn how they did it, why they did it, and get exposure to the world of exits, a world occupied by a small few, but accessible to many. To listen to the podcast or get daily listing updates, click on flippa.com/the-exit-podcast/

Mit Nils Graf-Gutsche (Sightwise) Staffel #13 Folge #4 | #Marketing_021 Der Podcast über Marketing, Vertrieb, Entrepreneurship und Startups *** www.sightwise.ai/ www.linkedin.com/in/nils-gutsche/ *** Im Podcast „Marketing From Zero To One“ berichtet Nils Graf-Gutsche, Co-Founder & COO von Sightwise, über die Gründung des Hannoveraner KI-Startups zur automatisierten Qualitätskontrolle in der industriellen Produktion. Im Fokus steht der Einsatz von Computer Vision und insbesondere synthetischen Daten, um Defekte wie Kratzer oder Risse zuverlässig zu erkennen, auch wenn reale Trainingsdaten fehlen. Er gibt Einblicke in die Ausgründung aus der Universität Hannover, die frühe Validierung über Industrieprojekte und Messen sowie den Aufbau erster Kundenbeziehungen. Darüber hinaus geht es erneut um den praktischen Einsatz und Use-Cases von KI in Unternehmen als auch bei Sightwise, Vertriebsstrategien im B2B-Umfeld und die Bedeutung von Vertrauen ggü. B2B-Kunden in der Industrie. *** 1:46 – Hintergrund & Weg in die Gründung (BMW, Computer Vision) 3:17 – Was Sightwise macht (KI-basierte Qualitätskontrolle) 4:18 – Anwendungsfälle in der Produktion (Defekterkennung) 6:19 – Entscheidung für die Gründung 7:23 – Ausgründung aus der Universität 8:37 – Erste Validierung & Marktfeedback 9:47 – Erste Kunden & Industriepartnerschaften 11:02 – Zwei Kundentypen (Plattform vs. Turnkey) 12:14 – Nutzen & ROI der Lösung 13:41 – Synthetische Daten einfach erklärt 15:32 – Datengenerierung statt realer Trainingsdaten 17:12 – Kundenbasis & Wachstum 17:30 – Vertrieb über Messen & Events 20:19 – Leads durch Fachvorträge 21:01 – Tipps für Messeauftritte 23:34 – Hannover Messe 25:02 – Tipps für Fachvorträge 26:56 – Inbound Leads & Sichtbarkeit 27:48 – Typischer Sales-Prozess 29:28 – Robotics-Trends & Zukunftspotenzial 30:53 – KI-Modelle erklärt (Anomalie vs. Objekterkennung) 34:56 – Training & Aufbau der Modelle 37:19 – Individualisierung je Kunde 39:49 – Tipps für Gründer im KI-Bereich 40:25 – Einfluss von KI auf Kunden & Wettbewerb 41:35 – Datenvorteile & Skalierung 42:20 – IT-Infrastruktur & On-Premise 43:51 – Founder-Market-Fit 44:38 – Einsatz von KI im eigenen Unternehmen 46:54 – Einfluss auf Geschäftsmodelle 48:57 – Hiring & Teamaufbau 52:05 – Zukunftstrends (Hardware, Daten, 2D/3D) 53:12 – Startup-Szene in Hannover

Crypto News: Senate Banking Committee PASSES the Clarity Act in 15-9 vote. Senator Elizabeth Warren says the crypto Clarity Act will "blow up the economy." Kraken to replace LayerZero with Chainlink to bridge assets across blockchains. Dartmouth endowment invests in Solana ETF. Brought to you by

In this episode of the Turnkey 314 Podcast, Justin, Mike, and Dave talk about the real wins that come from long-term real estate investing. From buying turnkey rentals and using the BRRRR method to creating cash flow, building equity, and achieving time freedom — this episode is all about the power of holding real estate for the long game. They share personal stories, lessons learned, big exits, portfolio growth, and the mindset it takes to push through the headaches and stay focused on financial freedom. Whether you're just starting or already investing, this episode is packed with motivation and real-world insight on how real estate can completely change your life over time.

Property taxes have been one of the biggest investor concerns in Florida. They rose sharply over the past few years, headlines have been everywhere, and now there's talk about eliminating them altogether.But are they actually hurting rental property investors?In this episode of the Not Your Average Investor Show, Gregg Cohen and Pablo Gonzalez break down what's really happening with property taxes, and more importantly, where they actually fit in your investment decision.You'll learn:- What really happened to property taxes since 2020—and why that spike isn't the norm- How rent growth, cash flow, and equity gains have offset rising taxes over time- What typical property tax increases look like in a more stable market- What to make of Florida's proposed property tax changes—and what's real vs speculationSmart investing requires understanding what truly moves the outcome over time.Listen NOW!Chapters:01:33 Welcome to First Draft02:56 Roll Call in Studio04:19 New JWB Headquarters05:08 500 Episodes Reflection06:27 Why Property Taxes Matter07:59 DeSantis Tax Headlines10:47 House vs Senate Plan13:14 Who Pays the Bill19:38 Investor Upside and Risks21:48 Myth of Florida Tax Pain22:48 GC Data Breakdown27:14 Jacksonville Numbers 2020-Now29:39 Sticker Shock Taxes31:07 Rents Beat The Hike32:59 Net Gains Breakdown35:40 High Floor High Upside38:49 Normal Tax Reality41:20 Pro Forma Math Explained42:47 Forecasting The Future45:29 Long Term Investor Lens49:04 What Matters Most53:05 Pay Yourself First59:01 Reserves Reduce Pain01:00:43 Tax Cut Q&A01:03:36 Episode Wrap UpStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com   Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com  **Request Tickets Via Text At (918) 851-0102   See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire   See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/  

Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com   Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com  **Request Tickets Via Text At (918) 851-0102   See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire   See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/  

Every investor wants more clarity before making their next move…But in 2026, with market shifts and mixed signals, knowing what to do next isn't always straightforward.That's why we continue to bring you what matters most—real investor experiences.This week on the Not Your Average Investor Show, we're joined by a JWB client to break down a real investing journey and what it actually takes to build long-term wealth.Join host Pablo Gonzalez for a conversation focused on:- how real investors are thinking about their goals in today's market- the decisions that shape a long-term investing strategy- how to navigate uncertainty and risk- the lessons that only come from real-world experienceand moreBecause the best investing insights aren't found in headlines—they're built through real decisions, real outcomes, and a long-term perspective.Listen NOW!Chapters:00:00 Meet Josh Wedding01:50 Money Stress Wakeup05:15 Marriage Future Mindset08:08 Oilfield Grind Sparks Investing10:40 Stocks Crypto Learning Curve14:34 First Turnkey Lessons Ohio16:19 Cashing Out Crypto For Real Estate19:02 Why Jacksonville And JWB21:35 Portfolio Breakdown Five Homes24:12 Why Buy Five So Fast26:29 Taking Chips Off The Table30:10 Emotion And Regret Framework31:38 Real Estate as Hard Asset32:10 Portfolio Returns Breakdown33:04 Refinancing to Scale Up36:15 Running the Refi Math38:44 Serial Refi Snowball Plan41:11 Regret Minimization Mindset43:46 Bad Ohio Turnkey Lessons48:40 Spouse Buy-In and Trust51:04 How to Vet Operators54:58 Underpromise Overdeliver56:11 Advice and ClosingStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

Before you buy your first rental property, you'll need to pick an investing strategy. Should you opt for the convenience of a turnkey rental property or swing for more upside with the BRRRR method (buy, rehab, rent, refinance, repeat)? We'll help you make the right choice! Welcome back to the Real Estate Rookie podcast! Today, we're breaking down everything you need to know about turnkey real estate and value-add rental properties. To make sure we're comparing apples to apples, we'll use the same example property, crunch the numbers, and cover both processes from start to finish—your all-in costs, project timelines, cash flow, and much more. Which strategy is more rookie-friendly? Which makes more money? Which has the biggest risks? You're about to find out! We provide a checklist of things you'll need to do before committing to one strategy or the other, and then help you make a decision that aligns with your lifestyle and investing goals. Whether you're starting from square one or have already begun narrowing down your options, this episode will give you the confidence to move forward! In This Episode We Cover The convenience of turnkey properties versus the upside of value-add real estate How to choose an investing strategy that fits your long-term goals The biggest investing risks to consider when using the BRRRR method Four crucial questions to ask before committing to an investing strategy The “checklist” to complete before buying your first investment property And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠h⁠ttps://www.biggerpockets.com/blog/rookie-711. Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Not long ago, renting was seen as temporary. Now, it's becoming a long-term choice for millions of people.What's less clear is why… and whether it's something investors can rely on long term.In this episode of the Not Your Average Investor Show, Gregg Cohen and Pablo Gonzalez break down what's really driving rent growth in today's rental housing market and why it may be more stable than it looks.You'll hear:- Why more people are renting longer than expected- What's behind rising rents, including income growth and housing supply- How rental demand trends are shifting across the U.S.- What real portfolio data shows about occupancy, lease renewals, and rent collectionIf you own or are considering rental property investing, this helps you understand what's actually driving your returns.Listen NOW!Chapters:00:00 Why Rents Matter02:51 Rent as Business Revenue03:47 Adult Milestones Shift07:04 Is Renting the New Normal14:37 Lifestyle Mobility and Careers18:10 Housing Supply Crunch20:26 Rent Inflation Since 202022:58 Small Rent Bumps Big Cashflow26:04 Comparing Cities With Data27:47 Why Big Cities Lag28:57 Jacksonville Outpaces Metros30:19 Percent vs Dollar Growth33:17 Rent As Dividend Growth34:14 Is Rent Growth Risky37:03 Jacksonville Market Health39:22 Neighborhood Level Variance41:18 Florida Exodus Question45:33 Fundamentals Beat Politics51:17 Inflation And Final WrapStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

Are you adapting to change fast enough or will your industry leave you behind? In this episode of the Real Estate Excellence Podcast, Tracy Hayes sits down with Allison Chance. Allison Chance is a real estate leader military relocation expert and founder of Anchored Real Estate Group who shares her journey of growth leadership and adaptation in an ever-evolving market. She reflects on how her business has transformed over the years the importance of embracing change and how she continues to refine her leadership skills while balancing family life and a growing team. Allison dives into the realities of today's real estate market including pricing strategies buyer behavior and the impact of AI on the industry. She emphasizes the importance of communication relationships and authenticity while leveraging technology wisely. From delegation struggles to navigating difficult negotiations Allison provides a raw and insightful look into what it truly takes to succeed in real estate today. If you want to stay ahead in real estate and business start embracing change refine your strategy and focus on delivering real value to your clients!   Highlights 00:00 - 08:40 Mindset growth and business evolution Staying open to learning Adapting to industry changes Allison's journey and background Growth of Anchored Real Estate Group Balancing family and career 08:40 - 25:10 AI and modern real estate communication Using AI in daily workflow Risks of unedited AI content Maintaining authenticity in messaging Client communication preferences Blending automation with human connection 25:10 - 36:30 Leadership team building and delegation Organic hiring approach Finding the right team fit Mentorship and onboarding Struggles with delegating tasks Building trust within the team 36:30 - 50:45 Systems workflows and client management Text versus phone communication Using automation for efficiency Managing inbound leads Personalizing client experience Staying organized with simple tools 50:45 - 1:20:10 Market trends buyer behavior and pricing Understanding buyer friendly conditions Turnkey versus non turnkey homes Military buyer strategies Using comps and market data Setting realistic seller expectations 1:20:10 - 1:35:52 Negotiation challenges and agent value Handling negotiation standstills Working with other agents effectively Explaining net outcomes to clients Behind the scenes challenges Reinforcing the value of real estate agents   Quotes: "Real estate is evolving every single day and if you are not willing to go with the changes then this probably is not the industry for you." – Allison Chance "AI is not going to replace your job but if you do not embrace AI it will replace you." – Allison Chance "I feel like sometimes I cannot win because no matter what strategy you choose someone will always question it." – Allison Chance "At the end of the day my job is to educate and help my clients make the best decision for their situation." – Allison Chance     To contact Allison Chance, learn more about her business, and make her part of your network, make sure to follow her Website, Instagram, Facebook, YouTube, and LinkedIn.   Connect with Allison Chance! Website: https://anchoredregroup.com/ Instagram: https://instagram.com/thechanceclan Facebook: https://www.facebook.com/allisonhux YouTube: https://www.youtube.com/@allisonchance LinkedIn: https://www.linkedin.com/in/allison-chance-72425a1a/   Connect with me! Website: toprealtorjacksonville.com   Website: toprealtorstaugustine.com    SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best.   #RealEstateExcellence #AllisonChance #RealEstate #AIinRealEstate #Leadership #Entrepreneurship #RealEstateAgent #BusinessGrowth #MarketTrends #Negotiation #HomeBuying #HomeSelling #MilitaryFamilies #PropertyInvestment #RealEstateTips #SalesStrategy #ClientExperience #WomenInBusiness #StartupLife #ScalingBusiness #TechInBusiness #Productivity

If a property keeps showing higher maintenance costs, is it still the best place to keep your capital?This week on the Not Your Average Investor Show, Gregg Cohen and Pablo Gonzalez welcome back Michael Santorios to explore how to think through operational intensity, property performance, and whether a move like a 1031 exchange into newer construction may make sense.You'll Learn:

We're hearing Detroit come up in real estate conversations because of low prices and promises of cash flow. So we're here to ask the question, “How does it compare to Jacksonville?”This week on the Not Your Average Investor Show, Gregg Cohen and Pablo Gonzalez dig beyond surface level stats to do a deep market vs market comparison.We'll talk about:✅ Short-Term Cash vs Long-Term Appreciation: how both markets compare over time✅ Population Demographics and Growth: How long-term population trends affect risk and upside between both markets✅ Neighborhood Class Comparisons: The sneaky tactic we see in most Detroit performas and how to see through it✅ And Much More!!!Listen NOW!Chapters:00:00 Detroit Hype Setup01:36 Show Intro and Welcome02:03 Spring Break Catch Up03:10 Correcting Population Stats04:49 Why Detroit Keeps Coming Up07:37 Cash Flow vs Real Growth10:25 Zooming Out on Appreciation15:19 Long Term Data Mindset17:36 Population Growth Drives Prices22:21 Downtown Jacksonville Upside28:05 Eight to Sixteen Hour Downtown28:51 Downtown Flywheel Effect29:47 Detroit Growth Reality Check31:27 Jacksonville Sustainable Tailwinds33:24 Zip Codes And Turnkey Ratings36:23 Why Workforce Housing Wins42:35 Risk Mitigation And Cash Flow45:00 Workforce Housing Quick Test49:13 Team First Then Property51:57 Wrap Up And Next Week PreviewStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

The Drift hack wasn't a one-off exploit. It was a patient operation spanning months, with nation-state actors working the conference circuit. Then Circle let the hackers take the money. Bitcoin's application layer, Citrea, launched its mainnet, expanding Bitcoin's utility to privacy, lending, BTC yields, and more. Citrea enables: cBTC: The first trust-minimized Bitcoin on a fully programmable platform. ctUSD: A native stablecoin for Bitcoin, allowing for unified liquidity. Bitcoin Capital Markets bringing demand, and utility to the Bitcoin Network. Explore the Citrea Ecosystem. http://citrea.xyz/unchained =============================================================================== Ether.fi is giving Unchained listeners 15% cashback on food and ride apps — and that's on top of the 3% you get on everything else. Your bank is charging you to use your own money. Laura switched and loves her card! Go to http://ether.fi/unchained to claim your offer. =============================================================================== The Drift hack looked like a typical smart contract exploit until the postmortem revealed something far more elaborate: a six-month DPRK intelligence operation involving in-person social engineering at crypto conferences, fully constructed professional identities, and a $1 million deposit to build trust. Then, after $232 million in USDC was stolen, Circle declined to freeze the funds while attackers bridged them across chains for six hours during business hours. Michael Lewellen from Turnkey and Amanda Wick from VerifyVASP tackle what the Drift compromise teaches about operational security in crypto, why Circle's decision raises hard questions about stablecoin issuer responsibility, and whether the legal framework is forcing companies to choose between compliance and doing what's right. Host: Laura Shin, Host / Unchained Guests: ⁠⁠⁠⁠Amanda Wick, Head of Americas at VerifyVASP ⁠⁠⁠⁠Michael Lewellen, Head of Solutions Engineering at Turnkey Learn more about your ad choices. Visit megaphone.fm/adchoices

With the US-Iran conflict dominating headlines, real estate investors are asking the same question: Should I be worried?We have a small update on it in last week's market update, but in this episode of the Not Your Average Investor Show, Gregg Cohen and Pablo Gonzalez we are taking a closer look at how global conflict, especially involving Iran, can affect the economy, inflation, interest rates, and the housing market.We're also answering the questions everyone had in the market update that we didn't get to!You'll learn:✅ Wartime Headlines: How global uncertainty can affect the housing market without changing the core principles of long-term investing.

Keith explores how major geopolitical conflicts tend to reshape—not destroy—real estate markets, redirecting demand away from active war zones and toward safer, more stable regions. He explains how inflation, interest rates, and supply disruptions interact with property values over time, and why certain locations and asset types are more resilient than others. Investor and CEO Dani‑Lynn Robison, joins the conversation, to talk about building long-term wealth through "needs-based" real estate and the idea of a personal "wealth window" — the finite period when combining active income with compounding can have the biggest impact. They discuss the shift many investors make from being hands-on operators to more passive capital allocators, and why calm, long-term strategies focused on essential housing and services can help investors navigate uncertainty and technological change without panic. Resources: "Ready to see how these strategies could fit your own wealth plan? Book a free 20‑minute Capital Architecture Call with Dani‑Lynn's team—just text WINDOW to 66866 to get started. Episode Page: GetRichEducation.com/599 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, wars are extremely expensive. The one to $2 billion spent on the Iran war every day is stoking inflationary pressure. How do wars affect real estate and will values appreciate 10% or more this year? You'll get clear answers, then I'll speak with a woman that I entrust with my own funds today on Get Rich Education.   Corey Coates  0:34   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Keith Weinhold  1:17   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lendinggroup.com, that's Ridge lendinggroup.com.   Speaker 1  1:51   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:07   Welcome to GRE from Canterbury, England to Sunbury, Pennsylvania and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. How does war affect real estate? The war with Iran that began one month ago has really brought this to light. Now, a lot of armchair analysts and even some people with experience, they succumb to folly by having an emotionally driven hunch, as we like to say here at GRE take history over hunches. First look at what's actually happened historically, and at least let that inform the hunch Oh, and now you've brought pragmatism to the question of what happens to real estate in wartime. Now the latest war in the Middle East happened at a time where the existing picture is that US residential real estate prices are stable. Values are not rising or falling very much, and it's been rather slow overall and historically low transaction volume, fewer sellers and fewer buyers, and mortgage rates are near historic norms. I'll get back to us real estate shortly. But as you might imagine, real estate values that are actually in direct war zones, they get pummeled. So we're talking about many parts of the Middle East at this time in history, Iran, Israel, Lebanon, the UAE. In fact, values in the war zones collapse fast when there's physical danger. Properties can be damaged or totally leveled. Insurance becomes unavailable or meaningless, buyers disappear, liquidity dries up. The result is that prices fall hard, sometimes to near zero in active conflict zones. And that completely makes sense. I mean, would you want to make an offer to buy a property in an active war zone, I wouldn't now in safe regions that are adjacent to the war zone. Oh, the opposite has happened historically. Values surge because you've got refugees and migrants that flood into those nearby safer cities. Rental demand spikes immediately, and vacancy collapses. So in these adjacent safe areas, rents jump first, and then prices follow. In fact, when Russia invaded Ukraine back in 2022 this is exactly what happened across Eastern Europe. Cities like Warsaw Poland saw rent Spike. Almost overnight. All right, historically, what has war done to interest rates and inflation, like I alluded to last week, I think you already know that they both rise during wartime, and they sure are Now historically, war triggers energy shocks like oil and gas, and during this war, the energy shocks are greater than usual due to the Middle East being oil rich, war trigger supply chain disruptions and government spending surges. It's been well documented that the US has been spending one to $2 billion every single day on the war with Iran, and this is what can lead to that higher inflation and higher interest rates. And here's the tension for real estate, higher mortgage rates often put downward pressure on real estate prices, but yet inflation puts upward pressure on housing and all types of real assets. So the result there is this short term tug of war longer term, the real estate wins in inflation because it's a hard asset with debt attached. But back to the direct war zones, construction slows and supply tightens, and that's because war disrupts the very availability of labor and materials like steel and fuel and shipping developer confidence goes down the tubes too, and the result is that fewer homes get built, and then existing inventory becomes more valuable after the war, and this is The underappreciated force. Less supply later means higher prices later. Now let's talk outside the war zone. And before I do you know, gosh, it's amazing, whenever the US is involved in a war, it's almost never on American soil that's us hegemony and geography at work. There stuff's always getting blown up on the other side of the world. Rarely where I live in America, but here at home, military and government hubs can boom during war because the war spending is not spread out evenly. Defense contractors expand military bases, scale up logistics hubs get busier with that stuff. In mind, you can think then about which us locations can really boom with economic activity during wartime, as sad as it is for the active combatants and casualties, so the result is for the US to have localized housing boom, something that's often overlooked, but it's very real. And the big takeaway, and this is what most people miss, is that war does not crash real estate. It reroutes demand in destruction zones, there's collapse in safe, stable areas, like certain us regions, there's often a surge and on a national level in the US now, the result is mixed and resilient. And over time, inflation plus constrained supply plus population shifts tend to push values higher in the surviving markets. That is history over hunches. So then a better question than, how do wars affect real estate is instead, where does demand go next? That's a great question. Now, when you think about US military and defense corridors that benefit that's places like Tampa, Huntsville, Alabama, Norfolk, Virginia, and say, San Diego, because historically, defense budgets expand. Contractors hire aggressively and military personnel increases if higher mortgage rates persist and it keeps housing affordability strained, the winners tend to be lower cost resilient markets, places like Cleveland, Memphis and Kansas City. When the war with Iran began, 30 year mortgage rates were 5.98% and then they quickly shot up to about six and a half. They are still lower today than they were a year ago, even during geopolitical chaos, domestic migration really doesn't stop. People will keep piling into boring Sunbelt suburbs in Florida, Texas and Arizona. Now, if war causes domestic travel to drop in the US, and that's an if what happens historically is that short term rentals and hospitality driven real estate can get hurt. Think places like Las Vegas and Orlando. Now, let me have a word with you on interest rates. For a couple years now, people have talked with certainty about how mortgage rates and interest rates have all turned. Types are gonna go down like they've just gotta go down like it's a foregone conclusion or something. And as you know, all this time, I have been resolute in conveying the fact that you cannot predict interest rates with any certainty, and trying to spend time doing so is a fantastic way to waste your time, and sure enough, with a new war, rates rose, they didn't fall. I will forecast home prices, but no one can predict rates. Today, the Fed talks about increasing the rate more than cutting the rate. Now, inflation has been in this small range between two and a half and 3% for almost the year now, inflation has been above the Fed's 2% target. Do you realize this every single month for more than five years now, floating high for more than 60 months in a row before I discuss what Ward does to the rate of inflation.   Keith Weinhold  11:06   let me share something kind of humorous with you. My height of five feet, 11 inches. This is the most honest height that a man can be. Here. I am 511 I weigh 174 every other man of my height rounds up and says they're six feet tall. I'm telling you, heightflation among men is every bit as rampant as price inflation among consumers, but you don't have any choice in the price inflation, so History doesn't repeat, but it often rhymes. Back in the 1970s America experienced what some people call this famous double hump inflation, because in 1974 It peaked at over 12% and then just about five years later, you had another peak of almost 15% inflation and that ran into the beginning of 1980 back in the 70s, those inflation homes were caused by an oil embargo, Nixon, severing the dollar from gold and the Iranian Revolution. Yes, Iran back then too. All right, well, here in more modern times, could we experience a double hump again? Because we had the covid inflation wave that peaked in 2022 and next, could we have another inflation wave five or six years later, just like the 70s? Did you probably already know the story back then, that's when inflation only got crushed. How did we deal with it? Then when Fed Chair Paul Volcker ruthlessly jacked the Fed funds rate to near 20% and that made mortgage rates blast past 18% in 1981 yeah, that all makes today's mortgage rates sound rather adorable, doesn't it? The war with Iran, it is already the biggest oil supply disruption in history, more than double the previous record in the 1950s This is not a small deal. There's a real potential for inflation to spike higher. The oil supply shocks things, because oil is the master ingredient of the global economy. Even if the war winds down, it takes time for things to get back online, but really, the way to think of oil is the master ingredient, that's the way to think of it, the master ingredient. I mean, it's embedded in nearly everything except your morning coffee, plastics, chemicals, fertilizers, transportation. So like an economic octopus, oils. Tentacles extend everywhere. For example, higher fertilizer costs now mean higher food prices later and yep, eventually even your morning coffee, although the US does not rely directly on the Strait of Hormuz for oil, those prices are set on the global market. I myself sailed through the Strait of Hormuz in 2020 and it didn't feel so perilous to me then I was on a cruise ship. But in wartime, you don't want to be on an oil tanker. Why not? Well, it's just the slowest moving vehicle on Earth, packed with the most flammable liquid on earth through the most active war zone on Earth. About a week later, I also flew over the heart of Iran, and it is quite an inhospitable looking place, arid with tall mountains. In fact, they have the highest mountain in the Middle East there. It's called Mount damavanda, about 18,400 feet In Iran   Keith Weinhold  15:01   Dubai, real estate is not going to be the same for a long time, maybe ever. It's said. It's been bombed pretty often this year. So all of this is not ephemeral, what the US calls operation epic fury. It could elevate inflation for years. Wars are expensive, missiles, aircraft carriers, troop deployments, all the logistics, we are not going to pay for all of that with savings. Lol, let's all pause right now for the audience laughter. We don't have savings. We pay for it with debt, and the easiest way to pay for gigantic spending programs is to just quietly and sort of surreptitiously print more dollars. That's inflation. It dilutes every single dollar that you own now, every $20 bill in your wallet, every $100 in your savings account, inflation also debases every dollar of your real estate equity and every dollar in your stock portfolio. You'll remember that about six months ago, right here, I pointed out that though Trump says he wants low inflation, his behavior is highly inflationary. One thing to keep in mind is that, whether you like the President or not, what he does is when he sees the economy hurting, like with high gas prices or with the sinking stock market, what he does is he acts much like he did on tariff tweaks, but at some point it becomes too late to reverse course. You've got to ask, Have we cut rates too much? The Fed made rate cuts both last year and the year before, and meanwhile, a monetary puzzle keeps on brewing. The war could make things awkward, because we're supposed to have a new Fed chair, Kevin Warsh, coming in a month and a half. Trump wants him to lower rates, but if inflation heats up, the obvious solution is to jack up rates. US stock investors are already feeling it, because the indices entered correction territory last week due to the war a correction means a drop of 10% or more from a recent peak, and us real estate investors are well insulated. Like I said, long term high inflation boosts values. Rents are even more stable than prices and rents, as long as you're outside of the direct war zone, have very little relation to the war. But systemic supply chain disruptions can be a real thing that fuels inflation, and here's why. See, manufacturers used to keep eight to 12 weeks of inventory in stock, but no longer. Today, we've got the efficient just in time supply chains and there is less stock on the shelf. The system is fragile. That's why this domino effect can create this long term economic headache of shortages and inflation. Have you seen any empty shelves yet, like we did during the pandemic, I have not but as we know, during inflationary times, investors flock to hard assets, it can help to have a little gold, I think, truly just a little. But in wartime, the most advantaged investment class is right where we already are. It is residential real estate held with debt. We are out here winning the GRE inflation triple crown because property values rise, debt becomes cheaper in real dollars and rents increase over time, all while inflation cannot touch your fixed mortgage payment amount. Now, during the last wave of high inflation, that was 2021 and 2022 us real estate prices were up 10 to 20% in each one of those years, not aggregate, but each one of those years. Do I think that this can happen again if we have another big wave of war generated inflation? No, I don't, I do not believe that national real estate prices can rise as much as 10% over the next 12 months, even amidst this low supply condition, and that is because of the ongoing affordability constraint. As for inflation, the cobasy Letter reported an inflation expectation of 5.2% over the next 12 months. There are other projections in the fours out there, but so much will change between now and then. So I think even they would acknowledge that that is a guess. Above all, wars are tragic. Let's acknowledge that the bottom line here is that wars are expensive too. They create inflation, and residential real estate held with debt is more than an inflation hedge. It's an inflation profiting machine. Straight ahead, we'll talk more about what's happening in the real estate market, in some different sectors. It's with a woman that I invest my own funds with for a stable real estate backed return. I'm Keith Weinhold. You're listening to Episode 599 of get rich education.    Keith Weinhold  20:39   Let me throw out a simple idea, sometimes doing nothing with your money is actually a decision. Leaving it parked might feel safe, but over time, purchasing power changes. So the conversation isn't about chasing returns, it's about intentionally placing money somewhere. Freedom, family investments works in real estate people use every day, housing, senior communities, essential properties, things tied to living and not trends. Their freedom notes offering is built for accredited investors looking for structured income backed by real assets, not speculation. I am an investor with them myself. The Freedom team makes themselves available to walk through their approach, structure and operating philosophy so you can ask questions and determine alignment before moving forward, while past performance doesn't guarantee future results, their historical operating philosophy has yielded 100% investor payouts backed by over 20 years of experience. If you want clarity before making any moves, book a clarity call at Freedom. Familyinvestments.com or text family to 66 866, text the word family to 66 866,    Keith Weinhold  22:00   flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/g R, E.   Kristen Tate  22:39   This is author, Kristin Tate. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  22:55   Today we're talking about the wealth window. Why this moment in real estate is different in the opinion of our guest. I'm talking with a woman that I invest my own liquid dollars with because we've been friends for a decade. They have a track record of making investor payouts 100% of the time and on time. She's the founder and CEO of freedom family investments and owns eight real estate businesses. What they invest in, and therefore what my funds are backed by, is recession resilient, needs based real estate like multifamily, senior housing and self storage. I have a book on my bookshelf that she and her husband wrote, called Get Real and she has an upcoming book, calm money never panics, and a forthcoming Netflix documentary that's going to bring her message to a global audience, as her new partnership with Dr Phil to bring Straight Talk financial clarity to more people. Her philosophy is we measure success, not just by ROI, but by return on life. Rol, love that welcome back to the show. Danny. Lynn Robinson,   Dani-Lynn Robison  24:07   thank you so much, Keith. I'm so happy to be here.    Keith Weinhold  24:10   You always have so many interesting things happening. Tell us about the Dr Phil McGraw partnership and how your messages really move beyond investing circles. Absolutely.   Dani-Lynn Robison  24:20   What I love is when we get to visit again each year, as we talk on a podcast and just as friends. And it's really exciting right now because of the message that I think is perfect timing for the world that we live in right now and how fast things are changing, and Dr Phil came into the picture to really bring visibility to what we're doing and what we're talking about, because there's urgency just around AI and technology and what it's doing to the world and the uncertainty in the marketplace. Because I'm on conversations every single day with investors who just aren't sure what to do anymore. They're just like, I'm not sure exactly where to invest. I don't know what the future holds, and we can't rely. On history anymore, and so it's that instability that we're talking about that people probably feel more than they actually articulate very well in the world and in the economy and our finances. I mean, I don't know if you heard the stat, but chat GPT reached 100 million users in 60 days, like fastest adoption of technology and human history. So really, Dr Phil was, how do I get this message out to the world in a bigger way? And he brings such visibility to everything that he does. So does the documentary, so does the new book. So I'm putting it all together and doing lots of things, and I'm super excited.   Keith Weinhold  25:37   Dr Phil does more than just lecture teen girls that are brats to their parents, Dr Phil needs to invest as well. And you know, Danny, part of the stability that you offer and what you're into is just sort of this premise that we know as real estate investors, that not all real estate is created equal. For example, look at what happened to the office space post covid, and you really are formative with needs based real estate, like I said, and where capital's flowing now into that more resilient sector. Can you tell us more about that?   Dani-Lynn Robison  26:14   Yeah, absolutely. So let me touch on a few other things about AI and technology, and we're going to run into this analogy that I like to use about the river. So right now, with what everything that's going on, I'm calling it the final frontier, the final frontier of building wealth as we know it. And the reason I say it that way is I'm a big believer in not talking about fear based messaging, like I hate things that like the news that just brings fear into your face and makes you scared of everything that's going on, but I am a fan of being real, right? And everything that's going on right now, like as careers are changing over the next five to 10 years, we're just talking with high income earners about what's going on and why we're doing what we're doing, why we're positioning ourselves into what I call this river analogy. And it's because of another stat. There's a bunch of them, but I remember this one always top of mind because it happened five months ago, and I saw it in the news, and I was like, oh my goodness, it's already started, and that's just UPS cutting 48,000 jobs, right? And like I said, I've got articles that are just like, you can just see it, and everybody again feels and see it coming like the writing is on the wall. So when we were looking at what we want to do over the next five to 10 years, as we see what's happening, we're always evaluating that and figuring out where we want to position ourselves and why. And that's where this recession resilient real estate came in. Needs based real estate came in. The phrase not all real estate is created equal, came in, and it's what I'm shouting from the rooftops here, because I think no matter where you invest and who you invest with, I think this is a conversation worth having and questions worth asking. And so the visual I like to use is this, imagine standing on the bank of a river, right? So the water is moving in one direction, towards the path of least resistance. It doesn't fight geography. It flows exactly to where it's needed. So when we talk about real estate, we're talking about where is money flowing right now, in real estate. So we've always invested in the Midwest and southeast. That's where, you know population growth is. A lot of people are investing there. And then we chose three asset classes that I talk about a lot, and this is things that your listeners should write down. If you're driving, don't write down. Just remember it. So the first one is workforce housing. So we chose that one because one in nine Americans live in workforce housing today. Construction has dropped 40% since 2023 so there's a huge supply gap. The second asset class is senior housing, the silver tsunami. I'm sure you've heard of that. Yeah, 10,000 Americans every single day are turning 65 until 2030 and then, if you study all of the stats and you watch the timing of retirement, this ripples like into 2040 so it's 14 years for this asset class that's going to be really, really great for us to be investing in. We're getting very fast, yes, yes. And then the one I was surprised by was self storage. This one, I didn't, I didn't even think about as a recession resilient asset class, but it's actually outpaced traditional real estate over the last 15 years. For some reason, when people are looking at their bills and what they choose to pay, storage is one of them. They want to protect the things that they own, their family heirlooms, whatever it is, businesses want to protect the things that they have, they're putting it in storage. So those are the three asset classes that we're investing in. So our strategy isn't predict markets. It's positioning in that river, right where is the money flowing to? And it's workforce housing, senior housing and self storage. So I always tell people, the question isn't Are you investing in real estate? It's what real estate are you investing in, and are you positioned where the capital is flowing towards, or are you trying to swim upstream? And so that's the needs based versus wants based. Real Estate like the wants based, you nailed it, like luxury apartments, vacation rentals, Class A developments, office and retail space, whereas needs based. Place are the three asset classes I just talked about, because people need a place to live. They always need to care for their aging parents. They always need storage. And these are just things that people cannot live without.   Keith Weinhold  30:12   It doesn't surprise people that workforce housing, which is basically entry level housing, and senior housing, are recession resilient. What surprises some people that aren't in the real estate space is how resilient self storage is. Even in recessionary times, people will not give up that storage locker. They get incredibly sentimental off things that have very little value. Or, you know, they're 1985 baseball cards of Roger Clemens or something. They will continue to pay for that self storage unit year after year? Yeah. Now I know that you often discuss what you call the wealth window, why you feel like this specific moment is different in real estate, and why acting beats waiting. Tell us about that.   Dani-Lynn Robison  30:55   What I'm referring to in the wealth window is that point in everybody's life where the combination of active income and compounding is at its peak, right? Because it's always, always, always easier to build a passive income stream when you already have active income working for you. And so I use an example. Doesn't matter what type of career that you have, but imagine somebody investing $2,000 a month at 35 and how that performs compared to somebody who waited till 40 years old and they started investing 4000 a month. So the 40 year old actually doubled the amount that they're investing per month, but the 35 year old is likely going to outperform all the time because of the compounding effect of those five years where they started earlier. Incredible how that works. Yeah, it's incredible. So it's that wealth window that I like to talk about, that people, especially right now, with what's going on I'm getting on the phone. They're like, Danny, this is where my money is. And I know it's not where it should be, but I just don't know what to do. It's this uncertainty. And so I like to talk about the wealth window that, hey, it's not just the return that you're going to be getting because your money's working for you and not sitting in either a place that's getting no return or a very, very low return, but it's also the window of time in which you can actually grow in very, very big ways and allow it to outperform somebody who starts later in life. So I call it the whale of window, because I wanted this imagery of the window closing, and that every single day the window continues to close. And right now, what makes it different than history is what's happened over the last 20 years and what's going to happen over the next 20 years is drastically different. And again, not trying to go fear based messaging, because I hate that more than anybody else, but I am trying to keep it real, right? Careers are already disappearing. I've got a book coming out this next month for physicians, and I was studying what's happening to their industry, right? And we have a lot of engineers that are on our private investor briefings. And as I'm studying those industries, I'm watching things that we maybe wouldn't realize are going to go away, and I'm seeing how it's already started, and that there's some industries or niches within those industries, they're going to go away faster, and that this conversation is not for particular people. It's for everybody, all of us, over the next 510, years, we don't know what's going to happen. We can't predict it. So there's a couple other stats that I wrote down to share on this, because a lot of the people I'm talking to are still sitting in the stock market because they wanted you know something that they were familiar with, right? And something that they knew that they could get their capital out if they wanted. Yeah.   Keith Weinhold  33:25   And we're here at a time when valuations based on PE ratios are near all time highs in the stock   Dani-Lynn Robison  33:31   market, yes. And so the stock market right now. There's two articles that I talk about all the time on my briefings, and the first one was because I just looked to see what's happening recently. And you may even know something that's happened more recent than these. But February 5, Reuters reported us. Software stocks lost nearly a trillion dollars in a week. And I was like a week, and in that article, it was Microsoft and Salesforce as to the service now, I think was in there too. That dropped like five to 7% disruption there, yes, yes. And the Wall Street Journal reported February 3, 300 billion wiped off software in a single day. And so this AI and technology disruption. It's real, and it's in the headlines. And for all of us that who see it coming, it's just moving faster. And I think any of us realize everybody to talk to, they're like, I can't even keep up anymore. I can't keep up with what's going on the market, what's working, what's not working. Every time I try to adapt to something new, something new comes out tomorrow, and we're just kind of stuck in this place of uncertainty. So that's why, again, I'm just really having this big conversation about the time is now. Getting clarity is important right now. Taking action, even if it's small, is important right now, knowing where your money is and whether you can rely on it later is important right now. And for me, needs based real estate is where it's at.   Keith Weinhold  34:49   Few people that are well thought through, in my opinion, believe that AI is going to permanently reduce the workforce, but it could in the short term, but long term, when you look at. The advent of any new invention, it often creates more jobs, but just shifts where they're going to be, whether that's the steam engine or the automobile or electricity or the advent of the Internet. That has what has happened every time, really no substantial net job loss, at least in the long term. But we all need to evolve. We all need to learn and stay current on this. And Danny Lynn, I know that part of the evolution that you talk about for investors is that from operator to allocator tell us about that. Yeah.   Dani-Lynn Robison  35:35   So I love this conversation, because it's not something that people talk about a lot. I bet you have, because you have gone through this journey, right? So I'm going to call stage one landlord. It's where a lot of people enter real estate, because when you want to become a real estate investor, we all aren't sure where to start, but we've already reached ad for dad. And So level one is landlord. Stage two is turnkey, which you talk about a lot on your podcast, and it's kind of that done for you, landlord, rental model. And then stage three is like funds and more passive investing, which I call the allocator model. So how I define operator now, allocator is really in this stage one, stage two, stage three, right? The operator is stage one, landlord, you are doing it, right? You're finding the property. Maybe you're renovating it. Maybe you're doing you're just doing a lot of the work yourself, because maybe you're new, and that's how you think it should be done. So you're the operator in that situation. Stage two turnkey. Now it's done for you right now. You really just need to look at the opportunities, the properties, and you get to choose one, but somebody else found it, they renovated it, they placed a tenant in it. They're probably going to manage it for you. So this one, I think you're part operator, because you are managing some aspects of it. It's still yours. You still control the asset. But you're also part allocator, because you got to just deploy capital into something that somebody else helped do a lot of that work that an operator normally would do. So that's like, kind of your middle ground stage two, right? Which is a great place to be. And then stage three is that discovery of funds, where you can actually deploy capital into people who do everything for you, and you can get, you know, quarterly distributions, or allow things to compound, and you don't have to do any of the work. So those are the three stages that I talk about. And I know you are involved in two out of the three. I am two. You may tell me you're involved in all three, but I know for sure you're involved at a two out of the three, and I think a lot of people are. We've had investors come to us with rental portfolios, and they decided they wanted the mix, right? They wanted to keep some of the properties. They also wanted to liquidate some of the property, or they kept their entire portfolio, and decided, I just want to add funds to the mix. Because you talk about this a lot on your podcast, and that's getting time back right? The return on time. That's why I like return on life, because I think our time is probably our most precious asset, more than finances. In my opinion, I want my time. I want to be able to choose where it's spent. And really, that allocator, this is the banks, right? They're at the top of the pyramid in terms of wealth, the banks and what do they do? They deploy into good operators. So I just think it's an important conversation to have, and it's why I do funds and syndications, and I do that more than anything else, because I saw the lives of my investors turn, and they were just so much happier because they weren't having to manage as much. And again, they still, many of them balance between the two. I just think it's a really great conversation to have    Keith Weinhold  38:26   this metamorphosis from operator to somewhere in the middle, like a turnkey investor, and then finally, an allocator. Yeah. I mean, you're spot on. And that describes me perfectly. I began as an operator where I thought I had to manage my own properties, and I only did that in my local market. Then I learned about turnkey real estate investing, which is still squarely where I am as an investor, but increasingly I do more and more of the allocation because it is substantially more passive, and really that's where you come in. You help me be the bank in many cases, and as a turnkey investor. Oppositely, I want to be the borrower and create leverage and all that. But in the allocator phase, it can make sense to be a lender with liquidity, and you offer this private money lending that I participate in and help me be the allocator. So tell us more about that, and really just what qualifications one needs to invest    Dani-Lynn Robison  39:24   Absolutely. So we have multiple offerings. The one I talk about a lot right now is our freedom notes. And like you said, it's very much like private money lending. It's a promissory note. So one of the things that I've never liked about investing is sometimes it's very confusing how it works. And I say this is Warren Buffett. Actually, you should never invest in something you don't understand. But that's like, my mindset as well as like, if I don't understand it, if it's too complicated for me to understand, then I don't want to invest. And so we've always gone about everything. And you can take, you know, every single podcast I've done with you right from the very beginning. Okay, we just keep things simple. And so freedom notes and all of our offerings are essentially a promissory note of sorts, and you get fixed returns, and it depends on how much you invest. We do have both accredited and non accredited options. The Freedom note is an accredited offering. It does have fixed returns up to 14% and then we actually put in a 2% bonus on top of that for people who do invest long term. And here's why I do that, we're going to be talking about calm capital in a little bit. And I believe in boring investing, right? I believe in investing long term, because emotional investors tend to lose in the end, because they're always moving their money in and out. And it just doesn't work for you long term and so although we give annual liquidity options, giving people the option to get their cash back out once a year, we do that for peace of mind, more than anything else, less than 10% of our investors actually want their cash back. They do believe in the power of long term wealth building, but they love, love, love, the peace of mind that they can have access to their capital if they need it, right? And so that was really, really hard to do in real estate, because real estate is illiquid, right? So we had to work with an attorney for a very long time to figure out how to do it. How do we offer this option, knowing that our money is tied up in real estate? And so it was a lot of conversations back and forth, but we figured it out. Obviously, there's a notice that you have to give us, and we have to have the ability to get the money out of that real estate to be able to give it back. So there's lots of moving parts, but the option is there for peace of mind. So we do that. We also created an income path and a growth path, because some people are at a stage of life where money matters. They actually want the income some people like me at a stage of life where I just want it to grow, and I want to grow as fast as possible, so I invest as much as possible, get the highest return I can, and then I want it to continue to compound, to accelerate that growth. And use time from my side.   Keith Weinhold  41:52   What are the minimum investment amounts? And can you use your 401, k or IRA to invest?   Dani-Lynn Robison  41:57   Yes, so $25,000 is the minimum. So again, we're keeping it accessible to everybody, and you can use your retirement accounts to invest some 401 ks have different rules. Our team can walk you through what those rules are and what to ask in order to determine how to deploy those funds into our investment opportunities.    Keith Weinhold  42:13   Do you put your own skin in the game on these investments? Tell us about that. I mean, I already know the answer, but let the audience know,    Dani-Lynn Robison  42:21   yes, 100% in fact, flip and I, we invest one yes, flip is my husband. Thank you for you and I have been friends for so long. You know who flip is, but my husband flip and I, yeah, we invest 100% in everything that we do. In fact, all of our money is we used to be a little diversified, and we forget that we're just investing in us and our businesses and our real estate. So we do have skin in the game, not just us, our company as well, invest alongside. So we're along the ride with you guys. We believe in this as much as everybody else, and that boils down to character. There's something that I tell people when they're talking to people that they're going to invest in what's most important when I'm on the phone, people say, Danny, what should I have asked that I didn't ask, and sometimes they don't ask that. And so I tell them to I said, this isn't the question you should have asked. And so I always tell people I answer in different ways depending on what we're talking about, but I talk about character. I said, I don't care about my returns when I'm investing. I care about the person I'm investing in, right? That comes first before anything else. Because I don't care if you told me I could get 20% possibly, but if you run away from a deal that goes bad, then I just lost everything. And I could have invested at a lower return with somebody who actually had character and who was going to stay in the fight no matter what happens. And I think we talked about this on our last podcast, Keith, just about real estate and what's happening in the industry right now, and that there are deals that have gone bad, and I've personally had a partner of mine want to leave investors hanging. We bought the deal out from under them. We just said, Nope, you guys can leave. We're taking over. Because I'm never, ever going to do that to my investors. And I think our very first podcast with you, it was talking about the worst deal that we had in a private home. Yeah, our private lender who lend it honest, never even knew what happened to that property, because I paid them everything that they were owed, plus their interest. And they didn't have to know. I would have transparently told them what was going on. But to me, it's just like, this is just my job. This is my duty. Like you trusted me with your money. I'm going to make sure you get everything back. So when I talk about these stories, it's not really stories that I talk about a whole lot, except for that, I relate it to character, and I think it's important for people to know this is one of the questions you should know to ask. It's not just what are you investing in? It's not just what's your track record. It's not just what's your returns. It's who are you as a person, and things are going to go wrong, right? This is life. This is real estate. All you do know is it. Don't know that's right. So things will go wrong. What happens when things go wrong? What happens to the company? What happens to you? What happens to the investors? That is so incredibly important,   Keith Weinhold  44:48   those that put together private money lending offerings like freedom family investments, they can't say that something is a guaranteed return, even though they have a 100% track. Record of investor payouts that's also on time. It's regulated by the SEC the Securities and Exchange Commission. And in the SEC world, guarantee is not a word that you can use. You get a preferred return, meaning that the investor gets paid first and FFI gets paid last, even though the ones putting this all together? Well, Danny Lynn, tell us more about calm capital. I know that's the philosophy behind your upcoming book.   Dani-Lynn Robison  45:31   Yeah, absolutely. So I love the conversation around calm capital because it refers to the whole boring investor idea, right? And letting your money sit and work for you over time, and that's how real wealth is built. So I believe capital preservation should come before aggressive protections. I believe downside protection should come before upside stories. I believe that you don't build and create a strategy around good times. You build and create strategies around all times, no matter what is happening in the market, and that's why needs based real estate is the thing that we stand behind the most. Because we know, no matter what this is, what people are going to prioritize. And I don't have a crystal ball. None of us do. So over the next 510, years, I'm going to invest in what I know, and I'm going to invest in things that I know will always be there and that people are always going to pay for. And that's why I sleep at night. That's why my investors sleep at night, because we are getting our time back. And that's really the philosophy around what this book is about, is just that calm money doesn't panic, because when the market panics, calm investors still win.   Keith Weinhold  46:35   Yeah, I love the premise of calm money. Well, Danny Lynn, investors and our GRE listeners have benefited from you guys's capital architecture call, a free 20 minute session that your team helps people with tell us about that and how they can learn more.   Dani-Lynn Robison  46:52   Yeah, absolutely. So the word I chose for this is window. So you'll text the word window to 66 866, and the capital architecture call is going to do five things. It's a 20 minute session. It's not a sales call. There's no obligation. Doesn't matter whether you invest with us or not, but it's going to do five things for you. First, it's going to show you how to protect and grow your capital. So this is a framework that maps out exactly how your capital should be allocated based on where you're at right now we're going to ask you if you're in preservation mode or growth mode, or maybe a balance of both. So we're just going to help you find that clarity. Second, we're going to look at your taxes. We're not CPAs and we're not tax professionals. So they said, Well, you have high level overview, but there's two ways to build wealth, right? You make money or you keep more of it. So we're going to look at the keep more of it piece and see where some of that is disappearing, and how you can legally structure things to be able to keep more of that and allow that money to be working for you. And then third, we're going to teach you our it's called the Magnus Investment Framework. My marketing team came up with that word. I always laugh when I say it, Magnus, honestly, yeah, it's honestly just the lens on how we're choosing our markets and the asset classes that we enter and which ones we stay away from. A lot of that we talked about today, because it's the conversation that I'm really having and talking about a lot. Fourth is just priority access. This just means a lot of investors are always looking for the inside track, right? They want to know, where do I find these market opportunities? Where do I find the opportunities that everybody else is trusting and I don't know how to navigate my way through the noise. So just by jumping on this call, you're going to be added to our list, and it just means you're going to get first access to anything that we're doing, or anything we're talking about or exploring that also rolls into the last one. This is just for a select few people. We do have $1 amount of a qualification, dollar amount of whether you can do this? And this is just ownership partner program. So I'm actually taking people and taking calls where they say, Danny, I want to own a property with you. So again, it has to make sense for us to actually do that, so we're looking at higher dollar commitments. But if that's of interest to you, when you jump on a call to say, I want to talk about the ownership partner program, they'll find out exactly where you're at, what you want to invest, if it's actually going to meet your goals, and then if it does, then you'll jump on a call with me and we'll talk about the deals that we're looking at. This is really where you get into the point where you get the massive tax advantages, right? Because you're an actual partner with us on the deal. And so the goal with all of this is just to be specific, because you and I can be talking about generalities all we want, but it comes down to your specific situation, right? Your specific goals. What's going on in your life? Where are you right now? Where do you want to go? And so that's what we do on that call text window to 66866,   Keith Weinhold  49:43   for you the listener, just think about if these insights can be personalized for your own situation. That's what you can get on a capital architecture call. And really everything is built around your specific income, your goals, your situation, you. And every person is going to walk away with more clarity than what they came in with, whether they invest with freedom or not. Yeah, it is a very approachable 25k minimum. Consider booking a free 20 minute capital architecture call just text window to 66 866, Danny. A lot of insights here that every investor is going to find helpful. It's been great having you back on the show. Thank you,   Dani-Lynn Robison  50:25   Keith, it was pleasure being here.   Keith Weinhold  50:32   Yeah, the life stages of investor, operator, turnkey investor, and then allocator, with the first one operator. You might think you have to be one first, but you don't. Then turnkey investor. Turnkey investor is a nice place to be. That's a real sweet spot for a lot of people. You get all the real estate pays five ways, advantages of direct ownership plus control. And then finally, the passive investor, the most passive, the allocator. So nice breakdown from Danny Lynn Robinson today, yeah, one way they help is offering freedom. Note, so what I do is, by making a loan to them, I get a stable return with the passivity of a mutual fund, but it's certainly not a mutual fund, and I get moderately good liquidity too, fixed returns, cash flow. This is a cash on cash return of 8% 10% 12% and up to 14% depending on what your liquidity needs are, and more largely backed by this needs based real estate, workforce housing, Senior Living and self storage. If you think that they can help you with that or something else, it can be a good use of your time to book a quick capital architecture. Call with them. Just text the word window to 66 866, text, window to 66 866, now, next week, it's milestone episode, 600 debt is the American dream. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.   Keith Weinhold  52:16   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  52:44   The preceding program was brought to you by your home for wealth, building, get richeducation.com  

Join us for the Q2 2026 Jacksonville Real Estate Market Outlook by JWB. We'll be joined by Gregg Cohen, Co-Founder of JWB Real Estate Capital.The headlines say home sales are falling. But is that actually what's happening in Jacksonville?Here's what we'll cover:✅ What's actually happening with Jacksonville home prices, inventory, and rents right now✅ Why the headlines may be misleading and how to read the data the right way✅ What rising mortgage applications could mean for buyers in 2026✅ Where the market stands compared to JWB's earlier 2026 outlookYou won't want to miss this opportunity to get a clear, data-driven view of the Jacksonville real estate market straight from one of JWB's owners.Listen NOW!Chapters:00:00 Q2 Outlook Kickoff01:55 Why This Report Matters05:00 Housekeeping And Disclaimers05:57 Jacksonville Market Snapshot06:40 Home Prices Normalizing10:17 Rent Trends And PM Metrics12:38 Multifamily Overbuild Q&A14:18 Home Price Data Debate16:20 Iran War And Rates20:35 Demand Vs Supply Coil Effect23:54 Investor Strength In Inflation30:27 Military Deployment Concerns32:05 Road To Housing Act Intro33:54 Bill Status Overview34:29 What's Inside the Bill35:39 Investor Limits Explained36:32 Seven Year Sell Rule37:58 Why Capital Won't Fit40:04 Build to Rent Fallout44:30 Seasonal Doom Headlines45:48 Month vs Year Data49:10 Seasonality EKG Effect51:13 2026 Predictions Check In53:31 Three Investor Takeaways55:24 Stay the Course ClosingStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

Join Kambi's SVP of Investor Relations Mattias Frithiof as he sits down with CEO Werner Becher and CFO David Kenyon to unpack the key highlights from Kambi's Q4 2025 results, 2025 as a whole and what's next for Kambi in 2026 and beyond. In this episode, hear Werner and David discuss:✅Kambi's Q4 performance and 2026 financial guidance✅Commercial momentum with new Turnkey and Odds Feed+ partnerships ✅How Kambi is embracing the opportunities of AI✅Potential opportunities in new markets  

Maintenance costs can feel unpredictable for real estate investors.And when you do not know who is making the decisions, how pricing is being managed, or what work really needs to be done, it can create stress fast.That's why this week on the Not Your Average Investor Show, Gregg Cohen and JWB's New Construction Senior Superintendent, Tom Leon, are taking you behind the scenes to show how JWB works to control maintenance costs before they turn into bigger problems.You'll learn:✅ How JWB Helps Control Maintenance Costs Early: Why the biggest cost-saving decisions often happen before a repair is ever needed.✅ In-House Project Management Changes: How JWB's construction team helps guide the work from start to finish, instead of leaving investors to manage the process.✅ Better Pricing Happens: Why having the right team and process in place helps create stronger pricing for clients.✅ Scope Management Matters: How clear oversight helps make sure the right work gets done without adding unnecessary cost or confusion.✅ The Vertical Integration Advantage: Why JWB's model creates a smoother experience for investors during turns, renovations, and maintenance decisions.This episode is about the system behind the work and how it helps create a smoother, more thoughtful experience for investors.Listen NOW!Chapters:00:00 Low Maintenance Costs01:14 Show Intro Guest02:06 Market Update Promo03:25 Why Maintenance Worries04:47 Construction By Numbers06:49 In House Team Breakdown13:21 Managing Many Trades16:45 Vendor System Savings24:07 Investor Mindset Decisions30:10 JWB Standard Explained34:44 Vendor Fixes and QC36:42 Turn Payments and Holdbacks38:09 Renovation vs Turn Mindset43:23 Accountability in Vertical Model45:31 Live Q&A Vendor Onboarding49:35 Standardization and Materials50:25 Carpet vs Vinyl Decision53:53 Owner Approval on Turns56:33 Wrap Up and Next StepsStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

This week we get to hear from Dawn Asher again, who you'll remember from episode 150. Dawn is the Founder & Creative Director of The Olive Jar, a vacation rental Experiential Marketing studio that helps hosts re-envision their turnkey properties. We had to catch up for a second episode together because she is now officially an investor herself and is pouring her years of expertise into her own property! Dawn didn't just buy a turnkey vacation rental—she is transforming it through strategic positioning, story-driven design, amenities, and media.Dawn shares with us the realities of buying a "turnkey" property, and why turnkey might actually be a myth?! Today's episode is a realistic look into what you still need to budget for (with both time and money) when moving forward with a turnkey investment. Check out Dawn's links below to learn more! - MAIN LISTING - CHILD LISTING (couples & solo travelers) - WANT TO WORK WITH DAWN? Start by taking The Olive Jar Hosting Quiz - IG @the_ellijayolive DIRECT BOOKING (LODGIFY) www.theellijayolive.com Thank you to our sponsor Lodgify – Take 20% off Lodgify's most powerful plans with code novacancy20! Learn more about your ad choices. Visit megaphone.fm/adchoices

The real estate industry just got a new label for 2026: “The Great Reset.”That phrase alone is enough to make investors uneasy.But here's the real question: Does reset mean retreat?This week on Not Your Average Investor Show, Gregg Cohen and Pablo Gonzalez unpack the 2026 Emerging Trends in Real Estate Report from ULI and PwC and explain how this permanent recalibration changes the game for long-term investors.You'll learn:✅ The Great Reset vs. Crisis: Why this moment is a strategic recalibration rather than a repeat of 2008.✅ The Affordability Megatrend: Why providing workforce housing is the smartest market play for 2026.✅ Suppressed Demand: How higher rates kept buyers on the sidelines and why that pent-up demand is coming back as rates adjust.✅ Asset Adaptability: Why single-family rentals perform in both good times and bad and why that's your unfair advantage in 2026.Smart, patient, fundamentals-first investors may have more leverage today than they realize.Listen NOW!Chapters:00:00 ULI Report Preview01:14 Show Welcome and Hosts01:32 Q2 2026 Outlook Promo03:10 Why ULI Matters05:03 Trend One Great Reset07:59 Back to Basics Operations12:50 Bonus Why Next Decade13:17 Return of Yield19:33 Supply Shortage Worsens23:51 Institutions Flood Housing29:21 Distressed CRE Deals30:12 Debt Maturity Opportunities31:58 Demographics Drive Demand35:02 Buy and Hold Wins35:51 Smart Money Era36:29 Interest Rate Fog40:33 Affordability and Policy Risk45:41 Resilient Asset Classes49:24 Operations Beat Engineering54:32 Wrap Up and Next EpisodesStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

In this episode of the Real Estate Pros podcast, host Michelle Kesil speaks with Taylor Miller, owner of Legacy Invest, about the intricacies of real estate investment. Taylor shares insights on how his company simplifies the investment process for out-of-state and international investors, offering a comprehensive suite of services including property acquisition, management, and insurance. The conversation delves into the importance of personal touch in business, the challenges of finding suitable investment markets, and the significance of educating investors on various strategies and financing options. Taylor emphasizes the need for strong property management and the value of building relationships with clients to ensure a smooth investment experience.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Are rentals still delivering what you invested for? Are they stronger today than yesterday, or are the tradeoffs getting bigger?On the Not Your Average Investor Show, Gregg Cohen and Pablo Gonzalez are turning a Summit keynote into a practical conversation focused on one thing: how to make better rental property decisions right now. ✅ The Promise of Rentals Today: What rental properties still do well in this market and what's changed.✅ Decision Filters That Matter Now: How to make confident buy or hold decisions without relying on predictions.✅ Asset Class Lens: How to judge rental properties on fundamentals instead of headlines.✅ Your Next Best Move: The clearest factors to weigh before you add your next rental property to your plan.When you step back and look at rental properties through the right lens, you stop reacting and start deciding. That's what this episode is built for.Listen NOW!Chapters:00:00 Are Rentals Riskier01:43 Q2 Market Outlook03:48 Business Journal Spotlight08:28 Summit Theme Origins10:38 Five Years Whiplash14:40 Thriving Through Chaos17:47 2010 Inflection Point22:34 Boring Beats Chaos25:49 Boring Gets Better31:18 Downtown Growth Engine35:18 Downtown Momentum Feels Real36:52 The Warren Buffett Comparison43:15 Boring Investing Wins44:19 Certainty Beats Shiny Objects46:43 Passive Income Planning Tool48:36 Refinance for Property Babies54:02 Why and Meaningful Impact56:37 Homeownership Mission HomeStep01:00:04 Audience Q&A Septic to Sewer01:01:34 AI at JWB Today01:03:43 Allocation and Black Swan Strategy01:08:48 Wrap Up and Next WeekStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

New York, like many great cities in the US, has high wages and even higher real estate prices.  Add a growing anti-landlord political environment and you can see why it's hard for many to invest in their local market.But investing isn't your only option.That's why we are bring on John Williams, a real estate investor from Long Island, NY,  as our next guest investor on the Not Your Average Investor Show!JWB's cofounder, Gregg Cohen, and show host, Pablo Gonzalez, will dive into John's story to uncover:- why he decided he would invest in a market 1,000 miles away (instead of somewhere he can drive to)- what made him choose Jacksonville out of all the Florida markets New Yorkers are flocking to- how he is growing his real estate portfolio to fit his goals- and much more!John is famously known in our community as "Il Maestro".  Join us live to meet him on the show for the first time, and be part of the conversation!Listen NOW!Chapters:00:00 Meet John Williams01:56 Early Real Estate Spark02:54 Self Managing Mistakes03:35 Team First Mindset04:59 JWB Community Breakthrough06:42 First Buys and Fast Growth07:57 Tree Damage Trust Test10:02 Doing the Right Thing12:37 Remote Landlord Lessons14:15 Legacy and Identity17:15 Why Community Changes You20:00 Why Not New York24:01 Spouse Buy In Matters27:42 Goals for Ten Properties29:08 Legacy Planning Goals30:04 Three Phase Wealth Plan31:21 Debt Snowball Paydown33:25 Family Involvement Strategy34:39 Portfolio ROI Breakdown37:25 Credits And Buydowns39:39 Real Estate Language 10140:50 Cashflow Credits Explained44:11 Reserves And Bank Accounts46:14 Rate Buydown And DSCR48:44 Pac Man Profit Centers50:42 Retirement Funds To Real Estate52:51 Team First And Summit Wrap55:54 Final Takeaway Dont Be AverageStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Welcome back to the Rent To Retirement Podcast with hosts Matthew Seyoum and Tommy Brown!In this episode, we sit down with Cleveland, a real Rent To Retirement investor who shares how he went from qualifying for $150,000 to closing on a cash-flowing San Antonio rental property in under 30 days.After paying down debt and improving his ratios, Cleveland requalified for over $300,000 — and when new inventory hit the San Antonio market just 20 minutes from his home, he moved quickly.In this episode, we break down:• How he increased his buying power in 7 months• Why San Antonio's fundamentals (military presence, population growth, diversified workforce) made sense• How builder incentives helped secure a 5.75% interest rate• The advantage of buying a property with a tenant already in place (20+ months remaining on lease)• How he structured his down payment using a HELOC, life insurance, and reserves• Why he chose 25% down to reduce risk• How he closed in just 2.5 weeks• His plan to scale into Katy, TX and potentially FloridaCleveland now has built-in equity, long-term lease stability, professional property management in place, and a clear strategy to continue adding doors.If you're serious about building long-term passive income through rental properties, this episode provides a real, transparent look at how investors are succeeding in today's market.⏱ Accurate Episode Timestamps00:00 – Introduction & Cleveland's Investor Background01:14 – Initial $150K Pre-Approval & Improving Ratios02:18 – San Antonio Inventory Opportunity03:16 – First Investment in 20 Years04:19 – Tenant in Place + Two-Year Lease05:18 – Closing in 2.5 Weeks08:20 – Funding the Down Payment (HELOC + Life Insurance + Stocks)09:57 – 5.75% Interest Rate & Builder Incentives12:26 – Market Fundamentals & Risk Mitigation15:33 – Scaling Strategy: Texas & Florida Diversification20:01 – Advice to Investors: Take Action

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Welcome back to the Rent To Retirement Podcast with hosts Matthew Seyoum and Tommy Brown!In this episode, we sit down with Cleveland, a real Rent To Retirement investor who shares how he went from qualifying for $150,000 to closing on a cash-flowing San Antonio rental property in under 30 days.After paying down debt and improving his ratios, Cleveland requalified for over $300,000 — and when new inventory hit the San Antonio market just 20 minutes from his home, he moved quickly.In this episode, we break down:• How he increased his buying power in 7 months• Why San Antonio's fundamentals (military presence, population growth, diversified workforce) made sense• How builder incentives helped secure a 5.75% interest rate• The advantage of buying a property with a tenant already in place (20+ months remaining on lease)• How he structured his down payment using a HELOC, life insurance, and reserves• Why he chose 25% down to reduce risk• How he closed in just 2.5 weeks• His plan to scale into Katy, TX and potentially FloridaCleveland now has built-in equity, long-term lease stability, professional property management in place, and a clear strategy to continue adding doors.If you're serious about building long-term passive income through rental properties, this episode provides a real, transparent look at how investors are succeeding in today's market.⏱ Accurate Episode Timestamps00:00 – Introduction & Cleveland's Investor Background01:14 – Initial $150K Pre-Approval & Improving Ratios02:18 – San Antonio Inventory Opportunity03:16 – First Investment in 20 Years04:19 – Tenant in Place + Two-Year Lease05:18 – Closing in 2.5 Weeks08:20 – Funding the Down Payment (HELOC + Life Insurance + Stocks)09:57 – 5.75% Interest Rate & Builder Incentives12:26 – Market Fundamentals & Risk Mitigation15:33 – Scaling Strategy: Texas & Florida Diversification20:01 – Advice to Investors: Take Action

So many people who want to invest in real estate know they're not ready yet, and want to find a path to get there, but can't find an example to follow.That's why this week on the Not Your Average Investor Show, Gregg Cohen and Pablo Gonzalez are joined by client investor, Gregory Roberts, to share what actually happens in the year between “not ready yet” and feeling confident enough to move forward.Gregory showed up to the Not Your Average Investor Summit knowing he wasn't ready to take action. Instead of forcing a decision, he focused on learning, gaining clarity, and giving himself time.A year later, everything looked different.In this conversation, you'll hear:✅ Why showing up before you feel ready can be a smart move✅ How clarity builds when pressure is removed✅ Who you need in your corner to get over the humpListen NOW!Chapters:00:00 What Can Change in a Year: From Observer to Investor01:23 Summit Week Kickoff + Meet the Panel (Pablo, Gregg, Lee, Dr. Roberts)02:26 How Dr. Roberts Found the Summit & the JWB Community04:06 His ‘Why': From Poverty to Advising Students Through Real Estate07:27 Early Investing Journey: First Townhouse, First Rental Lessons (2017–2018)09:25 Hitting the Wall: Traditional Lending Roadblocks After Relocating11:39 The Breakthrough: Selling, 1031 Exchange, and JWB's Step-by-Step Support14:11 What ‘Real Turnkey' Means: Condensing Years into a Few Calls26:16 1031 Exchange Explained: Deferring Taxes to Buy More Real Estate28:24 1031 Exchange Deadlines: 45-Day ID & 180-Day Close (No Wiggle Room)28:50 How a Coordinated Team Makes a 1031 Exchange Actually Work29:27 From One Property to Two: Understanding Capital Gains & the Exchange Flow31:15 Real Estate as a New Language: Learning the Vernacular Through Repetition32:52 Meeting People Where They Are: Teaching Investing with Analogies37:14 Dr. Roberts' Next Chapter: Growing a Portfolio & Helping Others Start41:23 JWB's Home Step Program: Helping Renters Become Homeowners at Scale45:30 Summit Lightning Round: How to Get the Most Out of Not Your Average Investor50:04 Final Send-Off: Community Impact, Gratitude, and “Don't Be Average” Stay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

You've probably heard us talk about “properties having babies” when investors use a cash out refi to buy new properties with no new capital.But what does that actually look like when you're the investor making the call?In this episode, show host Pablo Gonzalez opens up his real-life portfolio to walk through the decision to do a cash-out refinance, and whether the short-term drop in cash flow is worth the long-term growth.JWB co-founder, Gregg Cohen, will unveil a new tool he just developed that helps visualize the trade-offs investors face when they refinance like:➕ What changes immediately in your monthly cash flow➕ How much quicker it gets investors to their goal➕ When it wouldn't make sense to do itIf you've been sitting on equity and wondering what to do next, this behind-the-scenes breakdown will help you figure out if a cash out refi could work for you!Listen NOW!Chapters:00:00 Cash-Out Refi & “Property Babies” — What We're Building Today01:33 Welcome to Not Your Average Investor Show + Why This Topic Matters02:25 The Equity Fear Factor: When to Harvest Without Killing Cash Flow03:10 Tool Tease + Live Case Study Setup (Pablo's Portfolio)05:02 Quick Housekeeping: Summit Update + Important Disclaimer05:55 Pablo's 3-Property Origin Story (2021–2022) & Funding Moves07:07 Profit Breakdown: Appreciation, Paydown, Tax Savings & Cash Flow Reality08:37 Eviction, Vacancy, and the Long Game: Staying Invested Through Pain Points13:01 Pac-Man Principle: Why Appreciation Dominates the “Profit Pie”14:48 Introducing the Passive Income Planning Tool (Beyond a Profit Snapshot)16:15 Setting the Target: $10K/Month Net in 15 Years — Why It Matters18:18 Phases of the Plan: Acquisitions → Debt Paydown → Distribution20:34 Current Snapshot: $366/mo, $270K Equity, and 43% of Acquisitions Done23:23 If You Do Nothing: 15-Year Projection for Income and Equity Growth24:29 Delivering the Next Property Baby: How Much Cash You Need ($60–$75K)27:55 15-Year Upside: Cashflow Growth + Massive Equity Gains28:54 “Go Find the Money”: Cash-Out Refi Options & Portfolio Cashflow Impact32:05 Which Properties to Refinance? Protecting Low Rates & Picking the Winner35:49 New Passive Income Plan: 4 Properties, Small Cashflow Trade-Off, Big Long-Term Win39:03 Is $63K Enough to Buy Another Rental? Down Payment Targets & Inventory Fit40:00 Small vs Big Homes Debate: Appreciation, Neighborhood Cycles & Workforce Housing45:31 Live Q&A: HELOC vs Refi, Taxes/Insurance Included, and Using Primary Home Equity49:27 Summit Next Steps + Community Updates (C3X, Greg Roberts, Karaoke)54:18 Final Wrap: Summit Logistics & “Don't Be Average” Send-OffStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

Ryan D. Lee is the founder of Wealth Outside Wall Street and co-creator of the Passive Income Machine. After watching his 401k get crushed in the 2008 market crash, Ryan walked away from traditional investing and built financial freedom in under 10 years using alternative assets—primarily turnkey single-family real estate. Through Money Mastery, Ryan has helped thousands of everyday investors place over 3,000 rental homes and create predictable cash flow. In this episode, Ryan breaks down how he transitioned from a six-figure corporate career to owning his time—and how you can start building wealth outside Wall Street today. On this episode we talk about: Why Ryan left Wall Street after the 2008 crash and started investing in alternative assets How turnkey real estate works and why Ryan prefers single-family homes The difference between making money and keeping money—and why most people get it wrong How to evaluate real estate deals using cash-on-cash returns Why inflation and taxes can either destroy your wealth or help build it Top 3 Takeaways It's not what you make—it's what you keep and how you turn it into passive income that buys your time back. Turnkey real estate allows you to own cash-flowing assets without becoming a landlord or property manager. Financial freedom comes from raising your financial intelligence and putting inflation and taxes to work for you—not against you. Notable Quotes “Money is really just a tool to give people more options in their life.” “I want my life to be exciting—but I want my money to be boring.” “If you take control of your money and raise your financial intelligence, financial freedom in 10 years or less becomes possible.” Connect with Ryan D. Lee: LinkedIn: https://www.linkedin.com/in/ryan-d-lee-31838b304/ Website: https://ryandlee.com/ Instagram: https://www.instagram.com/theryandlee Book: https://retirein10years.com/book Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency. Capture leads, nurture them, and close more deals—all from one powerful platform. Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices

Jimmy Vreeland is based in St. Louis and invests in three different markets where he has a portfolio of single family homes at scale. To connect with Jimmy you can find him on Instagram and Facebook at:https://www.facebook.com/jimmy.vreelandhttps://jimmyvreeland.com/https://www.instagram.com/jimmyvreeland------------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1)   iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613)   Website: [www.victorjm.com](http://www.victorjm.com)   LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce)   YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734)   Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso)   Email: [podcast@victorjm.com](mailto:podcast@victorjm.com)  **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com)   Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital)   Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)  

In this episode of the Turnkey 314 Podcast, the team dives into how they evaluate neighborhoods, balance returns with long-term stability, and make decisions beyond the 1% rule. They share insights on investing in better areas, managing risks, and positioning for growth, emphasizing patience, strategy, and building wealth over time.

Welcome to the ThrivetimeShow.com Cleaning Business Podcast Series. During this 100 episode business coach podcast series Clay Clark teaches how you can achieve success in automotive repair, carpet cleaning, dog training, grooming, home building, home cleaning, home remodeling, manufacturing, medical, online sales, podcasting, photography, signage, skin care, and other industries. #CleaningBusinessPodcast   Where You Find Thousands of Clay Clark Client Success Stories?  https://www.thrivetimeshow.com/testimonials/    Breaking Down the 1,462% Growth of Stephanie Pipkin with Clay Clark: An EOFire Classic from 2022 - https://www.eofire.com/podcast/clayclark8/    Who is Clay Clark?  Clay Clark is the co-founder of five kids, the host of the 6X iTunes chart-topping ThrivetimeShow.com Podcast, the 2007 Oklahoma SBA Entrepreneur of the Year, the 2002 Tulsa Metro Chamber of Commerce Young Entrepreneur of the Year, an Amazon best-selling author, a singer / song-writer and the founder of several multi-million dollar businesses.  https://www.forbes.com/councils/forbescoachescouncil/people/clayclark/    Where Can You Learn More About Clay Clark? https://www.thrivetimeshow.com/need-business-coach/#coaching-about-founders    Where Can You Read Clay Clark's 40+ Books? https://www.amazon.com/stores/Clay-Clark/author/B004M6F5T4?ref=sr_ntt_srch_lnk_1&qid=1767189818&sr=8-1&shoppingPortalEnabled=true    Where Can You Discover Clay Clark's Songs & Original Music?  https://open.spotify.com/album/2ZdE8VDS6PYQgdilQ1vWTP?si=Am65WUlIQba4OLbinBYo1g   

Click Here for the Show Notes Should you put your next $100,000 into turnkey rentals—or chase higher returns in passive accredited investments? In this episode, we break down the real question behind the numbers: are you investing for income today or capital gains tomorrow? Marco unpacks the powerful difference between predictable cash-flow investments and long-term equity growth plays—and reveals why residential real estate may offer the best of both worlds through his “IDEAL” framework: Income, Depreciation, Equity growth, Appreciation, and Leverage. If you're building wealth from your W-2 income and want clarity on how to align your strategy with your long-term goals, this episode is a must-listen. Tune in now and discover how to position your portfolio for both freedom today and wealth tomorrow. -------------------------------- Throwback Thursday Episode (The episode originally took place in the year 2021) This episode is part of our Throwback Series and may include references to older content such as web classes, events, promotions, or links that are no longer active or available. While the conversation and insights still hold value, please note that some information may be outdated. -------------------------------- If you missed our last episode, be sure to listen to Is Turnkey Investing Really Worth It? (Real Numbers + Real Story) Download your FREE copy of:  The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. Our team of Investment Counselors has much more inventory available than what you see on our website.  Contact us today for more deals.

Click Here for the Show Notes In this episode of Passive Real Estate Investing, guest host Melissa Nash sits down with longtime investor Jefferson Howell to unpack what it really looks like to start—and scale—a real estate portfolio as a busy professional. From buying his first turnkey property out of state to growing to 11 doors across multiple markets, Jefferson shares his mindset, strategies, and lessons learned along the way. The conversation dives into overcoming the fear of getting started, leveraging turnkey and hybrid BRRRR-style strategies, building trusted relationships on the ground, and using cash flow to accelerate long-term wealth through debt payoff. Whether you're brand new to investing or looking for smarter ways to scale passively, this episode offers real-world insight, encouragement, and proof that building wealth through real estate doesn't have to be as intimidating as it seems. If you're serious about building passive income through real estate, don't just listen—take action. Book your free strategy session and find out exactly how you can start building your own profitable rental portfolio today. -------------------------------- Download your FREE copy of:  The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. SUBSCRIBE on iTunes   If you missed our last episode, be sure to listen to TBT: Ask Marco - How to Best Insure Using Umbrella Insurance? Our team of Investment Counselors has much more inventory available than what you see on our website.  Contact us today for more deals. -------------------------------------------------------- #LearningRealEstate #AskMarco #PassiveRealEstateInvesting #Turnkeyproperties #RealEstatePodcast #Investment #investors #RealEstateInvestors #RentalProperties #TurnkeyProperties #NoradaRealEstateInvestments

It's been years in the making, and now Jacksonville's urban core is on the cusp of something big: 10,000 downtown residents.This week on Not Your Average Show, JWB Co-Founder Gregg Cohen and show host Pablo Gonzalez break down the newly released State of Downtown Report and explain what this milestone means for investors and the future of the city.With nearly 9,000 residents already downtown and a 31% population surge since 2020, the long-talked-about “24-hour city” is finally becoming a reality.Here's what we're diving into:✅ Why 10,000 is more than just a number and how it changes a city's trajectory✅ How JWB's Pearl Square is helping complete the downtown puzzle✅ The power of the density flywheel: more people means more restaurants, retail, and livability✅ Why city leaders are setting their sights on 20,000 and how early investors benefit mostWhen population growth turns into real, livable vibrancy, opportunity follows.

In this episode of the Turnkey 314 Podcast, the team pulls back the curtain on how deals are screened, property managers are vetted, and expectations are set for long-term real estate investing. They recap recent meetings, explain how deals are sourced and managed, and share honest insights on cash flow, appreciation, and why patience—not speed—is the real wealth builder in turnkey real estate.

The real estate market is entering 2026, and many investors are trying to make the right move.And when things feel unclear, it's easy to get distracted by headlines or make decisions that drift away from long-term goals.That's why this week, we're taking you inside JWB Real Estate Capital's annual “State of the Union.”In this special episode of the Not Your Average Investor Show, JWB Co-Founder Gregg Cohen and host Pablo Gonzalez walk you through how JWB reviews performance, filters noise from signal, and builds a strategy rooted in real data and real operations.Here's what you'll learn:- JWB's 2025 performance recap: how we bought, sold, built, and managed properties- What the data says about the Jacksonville market in 2026: home price appreciation, rent growth, inventory, and demand- How JWB's 2026 strategy aligns with these trends to help our clients invest with clarity and confidence- A preview of what's coming at the Not Your Average Investor Summit: what's new this year, what you'll experience in Jacksonville, and who this event is really forIf you want to make smarter, data-driven decisions in the year ahead, this is the conversation you don't want to miss.Listen NOW!Chapters:00:00 Introduction and Overview01:58 Meet the Hosts02:30 Nashville Adventures03:42 State of the Union: JWB's 2026 Playbook07:32 Acquisitions and Market Outlook14:25 New Construction and Sales Strategy20:46 Leasing and Property Management35:22 Homestead Program and Community Impact35:57 JWB's Vision for the Future37:05 Introduction to the Home Step Program37:59 Impact of the Home Step Program39:54 JWB Cares: Charitable Initiatives43:47 Elevate Communities: Multifamily Arm44:52 Expanding Property Management to New Markets52:01 Summit Preview: Celebrating 20 YearsStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

Big headlines make it sound like housing is about to change overnight — but will it?In this episode of the Not Your Average Investor Show, JWB Co-Founder Gregg Cohen and host Pablo Gonzalez break down two major headlines: President Trump's proposed “Wall Street ban” on single-family rentals, and the historic move directing the GSEs to buy $200B of mortgage-backed securities.They'll explore:- The real share institutional investors have in single-family homes- How a proposed ban would actually affect affordability and supply- What the $200B MBS move signals for mortgage rates and the market- Why these policies feel very different depending on where you investIf you've been wondering whether these headlines signal opportunity, risk, or just more noise, you won't want to miss this one.Listen NOW!Chapters:00:00 Introduction and Headlines Overview01:33 Welcome to the Not Your Average Investor Show02:03 Big News: Not Your Average Investor Summit02:23 Jacksonville's Mayor Joins the Summit04:54 Jacksonville Population Growth vs. Home Sales09:54 Trump's Proposal on Institutional Investors10:58 Debunking the Institutional Investor Myth13:14 Institutional Investors' Impact on the Housing Market18:40 Detailed Breakdown of Housing Units and Ownership23:29 Conclusion: Minimal Impact of Potential Ban25:38 Institutional Investors and Housing Affordability26:33 The Role of Institutions in the Housing Market27:24 Challenges and Solutions in Home Building31:02 Q&A: Jacksonville's Housing Market32:35 Summit Preview and State of the Union39:15 Government Policies and Mortgage Rates53:19 Conclusion and Final ThoughtsStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

Send us a textIn this short trailer, Pipeline Design & Engineering announces a new service we quietly piloted in 2025—and are officially opening up in 2026. Pipeline is a team of engineers who design and build custom machines, fixtures, and automation systems for manufacturers working on complex, real-world problems. Like most engineering teams, we rely heavily on custom machined parts—and over the years, we've developed a trusted overseas manufacturing supply chain to support our own work. This episode tells the story of how a single difficult-to-manufacture part led us to test that supply chain for select customers, how carefully we validated quality and lead times, and why we're now confident offering this capability more broadly. What's being announced: Turnkey procurement of custom machined parts at pricing that significantly outperforms typical domestic shops Strong quality, including tight-tolerance and difficult parts Typical ~2-week lead times, with expedited options available case-by-case Engineering-led DFM review, quality checks, and a single domestic point of contact If you're sourcing custom machined parts and feeling pressure from pricing, lead times, or supplier reliability, this episode explains why Pipeline built this service—and who it's best suited for. To learn more or see if your parts are a fit, reach out to Pipeline directly at teampipeline.us  About Being An Engineer The Being An Engineer podcast is a repository for industry knowledge and a tool through which engineers learn about and connect with relevant companies, technologies, people resources, and opportunities. We feature successful mechanical engineers and interview engineers who are passionate about their work and who made a great impact on the engineering community. The Being An Engineer podcast is brought to you by Pipeline Design & Engineering. Pipeline partners with medical & other device engineering teams who need turnkey equipment such as cycle test machines, custom test fixtures, automation equipment, assembly jigs, inspection stations and more. You can find us on the web at www.teampipeline.us

In this episode of the Get Creative Podcast, host Keola Keala sits down with Adam Levine — Sub2, Gator, and Owners Club member with 10+ years in hard money lending — to break down a real-world Morby Method (aka “Stack Method”) transaction that helped an investor buy rental properties with as little as 5% out of pocket. Adam explains how he solved a complex portfolio-buying problem by combining: A DSCR loan (long-term rental financing based on cash flow, not tax returns) A seller carry / seller finance second private money placed into escrow to “stack” the down payment The right title company + transaction coordination to keep everything moving Connect with Adam: https://www.facebook.com/adam.levine.928518 ➡️ RSVP for a FREE Section 8 training with Pace (LIVE): https://subto.sjv.io/JK9LYE ➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour ➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb  ➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace ➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing ➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb ➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW ➡️ Discover the Gator Method: https://gator.sjv.io/6yYWBG ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit COMMUNITY MEMBERS! ➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm Refer a Friend to SubTo: refer.nre.ai/subto Refer a Friend to TTTC: refer.nre.ai/tttc Refer a Friend to Gator: refer.nre.ai/gator PLUG IN & SUBSCRIBE Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby Instagram: https://www.instagram.com/pacemorby/  YouTube: https://www.youtube.com/@PaceMorby TikTok: https://www.tiktok.com/@pacemorby  X: https://x.com/PaceJordanMorby The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow

Keith discusses the K-shaped economy, where income from capital assets is rising while labor income is declining.  In 1965, 50% of income came from labor and 50% from capital; by 1990, it was 54% and 46%, respectively, and today it's 57% and 43%. Keith emphasizes the importance of how capital compounds over labor and advises on building ownership in real estate and businesses.  Finally, he answers your listener's questions about: agricultural real estate inflation, profiting on mortgage loans, transitioning from accumulation to preservation and a fast-growing state that no one talks about. Episode Page: GetRichEducation.com/584 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:00   Keith, welcome to GRE. I'm your host. Keith Weinhold, capital compounds, labor doesn't realizing this can change allocation decisions for the rest of your life. Then I discuss giving. Finally, I answer your listener questions about agricultural real estate inflation, profiting on mortgage loans when it's time for you to stop accumulating properties and a fast growing state that no one talks about today on get rich education   Speaker 1  0:33   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:18   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:34   Welcome to GRE from Williamsburg, Virginia to Williamsport, Pennsylvania and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education, and I'm somewhat near Williamsport, Pennsylvania today. For years, I've told you about the widening canyon between the haves and the have nots, and that's something that you might have only visualized in your head or merely considered a theory, but now you can see it. There's a chart that I recently shared with our newsletter subscribers that might just make your spine tingle and look, I don't like saying this, but hard work just does not pay off like it used to. This is emblematic of the K shaped economy. Just visualize the upper branch of the K, a line rising over time, and the lower branch of a letter k, that line falling over time, both plotted on the same chart. So what steadily happened over the last 60 years really is quite astonishing. And look, I don't want the world to be the way that I'm about to tell you it is, but that's just what's occurring. The share of one's income from capital assets is rising, while the share from labor keeps decreasing simultaneously. Now just think about your own personal economy. What share of your income is from your invested capital versus how much of your income is derived from your labor. When you're the youngest, it's all labor. When I got out of college and had my first job, all of my income was from labor. I certainly didn't have any rental property cash flow or stock dividends. But for Americans, here is how it's changed over time, and this K shaped divergence is alarming people in 1965 it was 5050 by 1990 54% of income was from capital and 46% labor. Today it's 57% capital and only 43 labor. Gosh, the divergence is real, and it's only getting wider, and I really had to dig for the sources on this K shaped economy chart. They are the BLS, the Tax Foundation and the International Labor Organization. Increasingly, asset owners are the haves. The upper part of this K shaped economy, that line is drifting up like a helium balloon that you forgot to tie to the chair. It just keeps going up and then the labor share of income, which is shrinking, that is also known as how much of the economic pie goes to people who actually work for a living. That is another way to think of it. So frankly, that's why I say hard work just does not pay off like it used to, because with each wave of inflation, assets, pump, leveraged assets, mega pump and wages lag behind, and we can't allocate our resources in the way that we want the. World to be, but how the world really is. In fact, the disparity is even greater than the chart that I just described to you, because it doesn't even include value accumulation, also known as appreciation. I was only talking about income there, and the reality is that working for a paycheck just pays off less and less and less. No amount of working overtime on a Saturday can make you wealthy, but it might make you miserable. Owning assets pays off more and more. In fact, the effect is even more exaggerated than what I even described, because, as we know, the tax treatment is lighter on your capital gains than it is your income derived through labor. As the economy keeps evolving, those who benefit the most, they do not sell their time for money. They're not trading their time for dollars. In fact, let me distill it down here are, yeah, it's just four words that could change the way you allocate your time and your effort for the rest of your life. Capital compounds, labor doesn't. yeah, there's a lot right there. If you want to keep up or get ahead, you need to be on the capital part of the K, the upper part. And what would that really look like for you in real life? What does that practically mean? It means building ownership into your financial life, owning real estate, owning businesses using prudent leverage, owning things that produce income, and even merely owning more things that appreciate. And here's the great news, though, real estate is still the most accessible, leverageable, tax favored capital friendly asset class ever created. That's whether you're just patching together like 43k for a down payment on your first turnkey single family rental, or making a tax deferred exchange into a 212 door apartment complex. Okay, this is how that can look in real life. The bottom line here is that as the economy gets more and more K shaped, with this divergence between Americans capital share of income increasing and labor share decreasing, that you want to stack real income generating assets. That is the big takeaway.    Keith Weinhold  7:44   Well, this is the time of year where a lot of people feel compelled to give donations. And as a GRE listener that's paid five ways, you've got more ability than others to give, I need to caution you about some things. I'm sorry that it is this way, because I do want to promote giving. It's kind, it's virtuous, and it's not a completely selfless act either, because when I give, it makes me feel good too. You're making a difference, and that feels great. Let's talk about the downsides of giving, though, because few people discuss that. We already know about the upsides when I give to an organization, say, 1500 bucks here, $1,000 over there, well, inevitably, you do get on that organization's contact list. And yeah, I suppose that it is easier to retain a customer or donor than it is to find a new one. Sometimes I just make what I expected to be a one time donation, but they will keep contacting you. Now, I was once on the other side of this. I served on a volunteer committee that organizes athletic events, and a friend of mine, John made a $1,000 donation to our organization one year, which was really kind, and he's just a day job working kind of guy when he didn't make the donation. The following year, someone made it a line item in our meeting minutes to say that John's donation was not renewed. Like that's the only thing they brought up. Oh gosh, that really struck me the wrong way, because here's a guy that traded his time for dollars at a job that I happen to know he doesn't like very much, and the committee statement was that the guy didn't renew his donation. Sheesh, now, when it comes to the tax treatment of, say, $1,000 that you make in a donation, there's a lot of misunderstanding about how that works, and this is the type of subject that you're thinking about now, because sometimes people want to get a tax break tallied up before year end, because some people think that after the year ends, well, the IRS pays you back the $1,000 you donated because it's tax deductible. No, that's how a tax credit. Works. But a tax deduction, which is all that you might be eligible for, means that if your annual income is 100k well then a 1k donation lowers your taxable income to 99k so if you're in the 24% tax bracket, then you'd get 240 bucks back. But you know, in many or even most cases, you're not going to get any tax break at all for making a donation, and this is because you did not exceed the standard deduction threshold, which is now almost 16k if you're single and almost 32k married, you get to deduct those amounts from your taxable income no matter what. So the standard deduction, in a way, it's nice, because you don't have to keep receipts and do all that tracking for everything. So I've had that experience myself where, huh, feeling a little generous throughout the year, giving $1,500 here, $1,000 there. Oh, and then realizing that it does nothing for me on taxes, you have to give more to exceed the standard deduction amount and start itemizing them. And mortgage interest does go into that amount. Okay, it does go into the amount to try to get your total above the standard deduction threshold. So go ahead and give freely, but in a lot of cases, keep in mind that it often does nothing for your taxes, because you're taking that standard deduction if you indeed are. There's been another tip flation trend that's annoying, and that is increasingly when I give a donation online, I'm asked to if I want to leave a tip on top of the donation. That is so weird, a tip is for good service. I'm serving you by being generous enough to give a donation. Sheesh, a tip request on top of a donation. But please do give when you do, one thing that you might want to specify is that it is a one time donation, if that is your intent, or they will constantly follow up with you.    Keith Weinhold  12:06   Coming up next, I'm going to answer your listener questions. A member of Team GRE, who you haven't heard before, is going to come in to ask me your listener questions, and one of them is going to be among the most important topics that our show has never addressed, and it's about time. I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  12:28   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth every single year I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and healthcare. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly again, 1-937-795-8989   Keith Weinhold  13:40   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Kristen Tate  14:14   this is author Kristin Tate. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  14:32   Welcome back to get rich Education. I'm your host. Keith Weinhold, they say that it takes a village to get some things done and well, it takes a team to prop up this slack jawed operation one GRE team member, capably behind the scenes for more than a year and a half now, is Brenda Almendariz, welcome in. Brenda, Hi, Keith, thanks. Rather than me asking the listener questions this time you. You get to do it, but before we do that, just tell us a bit about your real estate investing.    Brenda  15:07   Sure. So I started maybe learning a little bit about investing and kind of looking into other options to grow my wealth. And I came across the GRE podcast and a few others. So I think about 2018 I did a little bit of just learning and kind of educating myself. And then 2019 I bought my first turnkey property. Turned out well. And then 2020 I bought my second one. And then in 2021 I decided, okay, this is working really well. Maybe I'll do a house hack. I'll do something a little different, and in a year, then maybe I'll do something else. But I've been in my 2021 home now for about almost five years. I'm looking for the next one, hopefully within the next year. But yeah, it's been great. Turnkey. Just met real estate investment company here at my local REIA, and then I learned that I could actually connect with other companies across other places through GRE but yeah, it's been great.   Keith Weinhold  16:02   Brenda lives in Phoenix, just about as close to the center of Phoenix as you can possibly be. I sat down with Brenda for lunch the last time that I was in Phoenix, and like a lot of people, almost everybody that works here at GRE they started out as a listener before they ever worked here. And really, it's that same story with Brenda as well. So yeah, Brenda will want to ask us the first of what we have about four listener questions today   Brenda  16:31   we do, so I'll go over the first one here. Question is, I would love for you to revisit some of the non traditional example, coffee plantation, CBD manufacturing, teak plantation, Belize resort properties and syndication projects you've discussed on the GRE podcast just to see how they turned out. I'm sure some of them failed to deliver the expected returns, and it's the failures that many of us learn the most from   Keith Weinhold  17:02   Yeah, totally. Okay, so not so much a listener question here, but a comment to discuss more of these agricultural real estate investments or ones that are in syndications off of the investment type that you can't do yourself, is what we're talking about here, rather than direct ownership of residential rental property and an appeal to follow up down the road to see how they really turned out. And you know, Brenda, I'll address you because we don't have the listener name with this question. Most people in my position, if an investment has been discussed on the show, and then that investment didn't go as well as was hoped for, you know what? They never tell the audience about it. However, there's the Panama coffee farm investment. We first discussed that here way back in 2015 and we had a GRE field trip where I met a lot of you in person there in Panama. And as I often do when we discuss a particular investment here, I bought and still own Panama coffee farm parcels myself. That investment, it paid cash flow from the crop yields for a few years, and then it stopped. The good yields stopped due to covid disruption, and since then, there have also been erratic weather patterns like drought and precipitation of the wrong levels and at the wrong time of year, and there's been more of a prevalence of pests in disease like coffee leaf, rust and the operator. They have been communicative and forthcoming all the while they're still issuing the annual report that I read, and sometime after that, I think that a lot of investors were assured, because it sort of made national news, international news, that markets for both coffee and cacao have been suppressed, at least from the standpoint of there's not enough crop yield. I mean, that is a problem in a lot of places worldwide. Now I hope that turns around, and it very well may. In fact, we did something here that very few shows do. Back on episode 431, we had the Panama coffee farm CEO come back on the show to describe exactly what I just told you about there. And few shows are willing to do that. Some people just want you to think that every single investment that's discussed goes as well it was hoped for, or even better than expected. But that is not real world. You got to be authentic in real So, okay. Listener, comment, well, taken there. They appreciate that sort of follow up, and they would like more of that. All right, that's great. What's the next question? Brenda.   Brenda  19:40   Sure. So the next one comes to us from our audience over on YouTube. So in response to our real estate pays five ways in a slow market, YouTube video matrices wrote, There is no inflation profiting. You would have to be paying off the loan with an income that goes up with housing inflation. That's plausible if you are a wage earner, but if your source of income is rental properties, then there isn't a wage increase that reduces the effective loan amount. You are double dipping in the inflation profiting column by counting appreciation which you earn as a real estate investor and inflation profiting, which you earn only if your wages go up at the rate of housing inflation, and you use those wages to pay off the loan, which you don't   Keith Weinhold  20:33   Okay, again, somewhat of a statement here. I suppose there's a question implicit within that for matrices. I'm not sure how you say that name exactly. Wondering about inflation profiting. Are you counting it? Right? I don't know about that. The part about paying off the loan faster if you're a wage earner, I mean, that's plausible, but not if your income is from rental properties. I mean, see that's actually backwards, because your cash flow goes up faster than the rate of inflation due to your biggest payment, your principal and interest staying fixed, so your net rent income goes up even faster than the rate of inflation. So inflation profiting, therefore it's even better than how I've been presenting it and calculating it. Now with that understood matrices, here's one way for real estate investors to understand inflation profiting on your loan if you still have trouble getting with that. 30 years ago, in 1995 the US median home price was 130k with an 80% loan, your mortgage balance at origination would have been 104k and the monthly mortgage payment is 763 with the 8% market mortgage rate level that you would have gotten at that time. Now, even if we don't apply any principal pay down at all, your mortgage balance today is still just 104k and your payment is still just 736 bucks, and it is substantially easier to make that payment today, because your wages and salaries and rent incomes are multiples higher. When you originate a loan, the bank doesn't ask to be repaid in dollars or their equivalent. The loan documents only say dollars and dollars are worth less and less and less. So today, your median priced property is worth over 400k despite still having that tiny 104k loan balance. And of course, your tenant would have paid that down to zero, and we aren't even counting that part, I think, to really exaggerate the effect and help make the inflation profiting concept crystallize for you, matrices. If you go back 100 years, the median home cost was 11,600 bucks. An 80% loan would be just over 9k that you borrowed. Okay, so at a 7% interest rate, 30 year loan, the monthly payment would be 94 bucks, laughably small. That's less than the cost of a nice dinner out today. That's all you owe on a median priced property, which is over 400k today. So because it doesn't feel like you're tangibly walking away with anything when you sell a property, hopefully that helps make it real mitricas. And one last way to think about it is, let's just forget real estate for a moment. Would you loan your best friend 100k for 30 years interest free, even if we're somehow absolutely guaranteed that he would pay you back? Well, of course, he wouldn't do that, because inflation destroys the lender and benefits the borrower. So you would want to be the borrower in that case, because the borrower profits from inflation, profiting just like you're the borrower with income property. That's the position that you want to be in. But I'm glad we brought this up, because a lot of people have that question. That was a good one. Matrices, even though you seem to sort of be doubting if inflation profiting is a real thing with the way you approach the question, hey, I really appreciate it. Anyway, what's the next one? Brenda   Brenda  24:10   yep. So the next one we have is Mark. He wrote into our general inbox, and he says, I have been listening to your podcasts from the beginning, and I believe I have not missed a single show. Wow. Yeah, it would be hard to argue with your strategy of using debt to rapidly increase your returns and expand your rental real estate portfolio. This method is great for the accumulation phase of one's life. However, I believe that you have never addressed the next chapter of everyone's life, phase two. I am, of course, talking about preserving your wealth, which is phase two. Yeah, I only ask this because that is what stage of life I am in. For background, he has 15 rentals, seven mortgages. Age 62. Currently all managed by a property manager, and he is married and an empty nester. Please note, no matter how much money is made from rentals, he said, his wife's view is that it is work, and so she does not want any more homes or work. This would be a great idea for an upcoming show. Please consider thanks, Mark.   Keith Weinhold  25:20   Yeah. Great stuff, Mark. And before Brenda came on, we discussed which questions that she's going to choose. And I definitely wanted to have this one in there, because, I mean, this is one of the most important topics that's never been answered on the show, and it really needs to be answered today. The accumulation phase of Mark's life is done. He wants to know about how to approach the preservation stage. First of all, Mark, congratulations. You've listened to every GRE episode, 584, of them now, and you've clearly benefited from acting so good for you to be in this position. In fact, this show had its inception in 2014 and it doesn't even take these 1011, years to reach financial freedom, if you follow my plan. So you are there. All right, so, Mark, you've got 15 rentals, seven mortgages. You're age 62 they're currently managed by a property manager. You're married in an empty nester. I mean, you've made it, and you know that you've made it when you have enough income to support your desired lifestyle. That's what we're talking about here. Financially Free, beat step free and all of that, I'm going to speculate mark that if you had tried paying all cash for every property, you wouldn't have gotten very far. You wouldn't have made it to this point. You know why this question resonates so well with me, Mark, despite being quite a bit younger than you, I am at that stage as well. I definitely don't need to add more properties for the rest of my life. Now. I don't have kids yet either, so there's no clear air there. In fact, one reason that I hold on to my properties is to help educate our audience to be a real investor in the game and to be able to keep up with trends. You can just kind of tell when someone's not investing in real estate themselves. So if I talk it, I want to keep doing it now for you, Mark, it's not about rushing to pay off your seven mortgages, as you know from listening, that's usually not your best return on capital. If you've already made it, there is absolutely zero reason to add more properties, I would agree, especially if you know, in your wife's eyes, that creates a headache, and maybe yours as well, once you get to a certain point. So as far as this preservation stage, since you've moved away from the accumulation phase, the LLC is the favorite protection structure, not a C or an S Corp. And I have done shows on that with attorneys before. Since I'm not one of your 15 properties, if one or two are less profitable or for whatever reason, you just have difficulty getting those rented during vacancies, okay, you can sell those off if you don't want to do the 1031, exchange into more property, you can pay the tax. That's an option, but you will also have to pay depreciation recapture on those properties and mark. If there's one thing I wish I knew, it's that if you do have children or clear heirs, but the gold standard for passing along properties to heirs is a revocable living trust, and if you only remember one thing about that, a properly drafted living trust is the number one way to pass along rental properties smoothly. And why it's great is that it avoids probate. Probate is a court supervised process. It takes months or years of delay. So instead, with a revocable living trust, heirs get access to your properties almost immediately. Now you are age 62 hopefully this isn't happening anytime soon, but you do keep full control while you're alive, it's easy to update a revocable living trust, but the big one probably is that it prevents family disputes and it keeps everything private. That way there's no public probate record. And the bonus is, if you own properties in multiple states, a trust avoids multiple probates, that's huge. So those are some considerations. Mark as you've Congratulations again. Move from the accumulation phase to the preservation stage. It's a completely normal, natural process. You sure don't have to keep adding properties for ever and ever. Congrats. You made it. You did it.    Brenda  29:37   Great. We've got another one, Keith. This one is from Tim in Philomath, Oregon, and he says, I would be interested in the days ahead, if you would be able to help us understand why North Dakota is projected to grow so much.   Keith Weinhold  29:54   Okay, thanks, Tim in follow math, Oregon, another word I'm not sure how to pronounce. Now, yeah, you might think it's unusual that I would want to answer this question. For a low population state of under 1 million people, like North Dakota, from today to 2050 there's forecast to be 9% population growth nationally, but in North Dakota, it is 34% that is quite a surge, and that is per visual capitalist via the University of Virginia, but North Dakota's projected growth, it looks surprisingly strong on paper, especially for a cold, rural, low population state. But really, there are at least four major forces behind the fast 2025 to 2050, Outlook, and when you break them down, the growth actually makes sense. So I want to talk about this, because it's really a template for what makes for a growing place and a good future real estate market, no matter where it is. But in North Dakota, you've got this continued energy sector, strength, oil, gas and next generation energy. Part of what's driving the growth is something that's definitely not a new story. It is still the Bach and shale. It's still one of the top US oil fields. You got advances in drilling. That means more production with fewer rigs. That makes a sector more resilient. You've got global demand for liquid fuels projected to remain high through 2050 I know people like to talk about renewables, and there probably is a future there. But it's not like we're going to go all renewable right away. North Dakota is aggressively expanding carbon capture. So energy equals jobs. Jobs equals population retention and in migration, there's a national labor shortage in North Dakota. It's got this skilled worker hole. The US is going to face a major labor shortage through 2050 that's because of trends that you really can't change, like an aging population and low birth rates. That makes these high wage, high demand energy and engineering jobs stickier. North Dakota consistently leads in labor force participation, job availability, good starting wages for skilled trades, and they always seem to have a low unemployment rate, lower than the national average. So in other words, people move where the jobs are, even if it's cold. They really have one of the best economic outlooks in the country. There's a report called Rich states, poor states. In their latest one, they ranked North Dakota fifth nationwide in economic outlook, and that's above Texas and Florida and Tennessee, and that's because North Dakota has low taxes. They're business friendly, they're light on regulation. Businesses like that, their budgets are stable, and they've got strong public finances. So states with those fundamentals, they tend to grow pretty well over long horizons, and North Dakota has this demographic momentum. It's a younger state than all the surrounding states. They have a younger median age, high birth rates, so they've got this faster natural replacement rates, and they have really strong university systems, both und and North Dakota State, and what that does is that retains those graduates for jobs like energy and engineering and agriculture. So North Dakota benefits from this high stay rate, like a lot of people move for jobs, and they end up staying there, and their population growth seems fast, but the overall population small, so a net gain of 150,000 people, that really seems huge in percentage terms. It's steady rather than explosive growth. We're talking about annual gain. So really, a takeaway for investors is that North Dakota's growth is not a fluke. It's from strong economic policy, a big, durable energy engine, high earning jobs. You got this favorable business climate, and really unexpectedly young demographics. I read that the counties that will grow fastest are Cass Williams and stark and, you know, Brenda. If we learn about a reputable North Dakota property provider, maybe we'll talk about them here on the show. So if you the listener or anyone else know about one, write into us at get rich education, comm slash contact, and we'll check them out. And also, more broadly, if you want your listener question answered in the future, that's where to write to us as well, again, at get rich education.com/contact, thank thanks for the North Dakota question, Tim and Brenda, it's nice to have you here to ask the questions in a different voice.   Brenda  34:29   Thanks, Keith. Yeah, it's good to be on this side of the show instead of   Keith Weinhold  34:34   a listener. After all these years, there's one episode I'm sure you'll be listening to, and it's this one that you're on today.   Keith Weinhold  34:48   Yeah, much of our team here were GRE listeners before they ever worked here. We just made another hire two months ago. That woman worked for a payment processor. I said at the time, that sounds really boring. It definitely sounds more interesting to work at the GRE podcast. To review what you learned today, capital compounds labor doesn't though I promote being a giver, there are downsides to giving, but they're manageable. Inflation, profiting is the most often misunderstood of the five ways, and you will reach a tipping point where you've won in which you no longer have to add properties. That is transitioning from the accumulation phase to the preservation phase. That is one of the more important unaddressed things on the show until today, and finally, North Dakota's booming growth projections coming up soon on the show, I'll reveal GRE national home price appreciation forecast for next year, where you will learn the exact percent appreciation or decline expected in the future. Until then, check us out at get richeducation.com I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  36:00   You nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC, exclusively.   Keith Weinhold  36:32   The preceding program was brought to you by your home for wealth building, GetRichEducation.com