theREsource.tv has been a leading industry show in the mortgage and real estate fields for years.
U.S. household debt just hit $18.2 trillion. Home equity? A record $35 trillion. So… why are homeowners drowning in 20% credit card interest while sitting on six figures of untapped equity? We break down the disconnect between debt overload and equity potential—and why it's the perfect moment for real estate agents and mortgage pros to lead bold, strategic conversations with clients. This isn't about selling a loan. It's about clarity, options, and unlocking financial freedom.
Behind every solid pre-approval is a lender grinding through hours of work, spending hundreds of dollars, and showing up day or night to support your client. In this episode of The RE Source, we expose the real cost of doing business the right way—and why local lenders deserve more than just a passing referral. They deserve loyalty. You'll learn: ✅ What actually goes into a thorough pre-approval ✅ Why the “rate shopper” mindset hurts everyone involved ✅ How to educate your clients on the real value of trusted lenders ✅ A better way to refer that boosts trust, loyalty, and conversions Whether you're a Realtor, Loan Officer, or industry pro—this conversation is a must-watch if you care about long-term success, solid partnerships, and delivering top-tier client experiences.
Young, Smart, and Buying Homes Without Help—The Data No One Saw Coming. Are you focused on the deal—or the decade? The housing market is shifting—but not in the way most people think. We break down the real indicator that tells us who's in control: buyers, sellers, or no one.
A Shifting Market Is Where Real Pros Eat - This isn't doom and gloom—it's an opportunity. The market isn't crashing—it's shifting. And if you're paying attention, this is the greatest opportunity we've seen in years. ⚡ Nearly half of all homes are closing with seller concessions. ⚡ 1 in 3 listings had a price cut in March. ⚡ Buyers and sellers need leadership—and that's where YOU come in. We break down the data, the strategy, and the messaging you need to win in today's real estate and mortgage market. This isn't the time to wait—it's the time to lead. Are you ready?
What happens when the immovable force meets the unstoppable object? We're about to find out. In this episode, Ryan Hills unpacks the mounting tension between the Fed and Trump—two massive forces now colliding over rate policy and economic pressure. With jobless claims rising, Americans pulling back on major purchases, and no emergency savings for many, pressure is building FAST. Redfin's latest data reveals just how shaky Main Street really is—and it could force the Fed to act sooner than expected. Will rates drop? Is a recession already here? And what does it all mean for housing?
Confusion and fear create hesitation—but informed guidance creates confidence. Now's the time to help buyers understand how volatility can work in their favor… if they act decisively. Four of our 2025 housing wildcards just hit—again. For buyers, this could be a rare window of opportunity. For agents and loan officers, this is the time to lead with confidence.
What just happened to Redfin?!
Another one of our Wildcards just hit!
It's a mystery worthy of the greatest escape artist himself—first-time homebuyers are disappearing from the market. But unlike Houdini's illusions, this isn't a magic trick. The question is: where did they go, and what's keeping them from making a move? The Vanishing Act. Traditionally, first-time homebuyers make up around 40% of the market. But lately, they've been pulling a disappearing act, with their share shrinking year over year. Find out why in our latest episode ‼ Links: https://www.lendingtree.com/home/mortgage/single-women-own-more-homes-than-single-men-do/
The Leading Indicator No One's Discussing! In this episode of The RE Source, Ryan Hills uncovers a major leading indicator that could reshape the housing market, economy, and interest rates. What happens when thousands of mid-career workers are forced to re-enter the job market? Could this impact home affordability and mortgage defaults? We're diving into the data no one is talking about—watch now to stay ahead of the curve! Links: https://x.com/DOGE/status/1889437908094042277 https://x.com/byHeatherLong/status/1890420294076014709 HUD to cut 50% of its workforce in latest Trump purge
2025 is here, and the housing market is packed with wildcards that could shape the year for Realtors and loan officers! In this podcast, we reveal the Top 10 Housing Wildcards for 2025, including interest rates, jobs, deregulation, inflation, and much more. Whether you're navigating shifts in demand or bracing for global economic changes, these insights are vital to your success in the real estate and lending industries. Listen now to stay ahead of the curve and uncover opportunities for growth in 2025! ⭐ JOIN OUR COMMUNITY ⭐ Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today ➡️ https://theREsource.tv/?utm_source=ytd
Mortgage Rates / GSE Privatization / Impact of AI / CFPB / Volume / Sales Opportunities / MSR Values
Data heavy! No commentary - just facts
Life throws challenges at all of us, but it's not about the adversity itself—it's about how we respond! In this episode, Ryan Hills shares how you can shift your mindset from "when it rains, it pours" to "fortune favors the prepared."
The RE Source is back with another must-watch episode! Join host Ryan Hills as he breaks down the latest shocking turns in the economy.
In this episode of The RE Source, we have the honor of hosting Rene Rodriguez, a renowned speaker and expert in leadership and personal growth. Rene shares his insights on cultivating a culture of continuous reinvention, the importance of mindset, and introduces us to Ampcon, an innovative platform designed to empower individuals and organizations. Tag an industry pro, share within your team, and post to your local groups & associations! 5:00 We create the Experience based off the Comparison 6:30 Billion Dollar Producer Conversions! 8:30: Creating the Culture of Reinvention 10:00: 10X Is Easier Than 2X Explained! 18:30 Repping Awkwardness! 32 :00 AMPCON 2024 : Exclusive Discount Code Revealed! Learn More: https://meetrene.com https://www.meetrene.com/ampcon AMPCON50 Love this podcast? Subscribe Today! https://theresource.tv Youtube: Watch Now! Join our thousands of FB fans: http://www.Facebook.com/TheREsource.tv Twitter: https://twitter.com/theresourcetv Instagram: https://www.instagram.com/theresourcetv
In this episode, Ryan Hills breaks down the latest stats in the housing market and mortgage industry. From incredible appreciation rates in small towns to predictions of a 100% chance of a Fed Rate cut, we've got all the details you need to stay informed. Whether you're a loan officer or real estate agent, this episode is packed with valuable insights. Tune in to find out what's driving these trends and how they might impact your business. Tag an industry pro, share within your team, and post to your local groups & associations! Love this podcast? Subscribe Today! https://theresource.tv Youtube: Watch Now! Join our thousands of FB fans: http://www.Facebook.com/TheREsource.tv Twitter: https://twitter.com/theresourcetv Instagram: https://www.instagram.com/theresourcetv
Is now the perfect time to buy? Falling mortgage rates and rising housing supply might just be creating a sweet spot for home buyers! Join Ryan Hills as he breaks down the latest trends and what they mean for you. From the potential first Fed rate cut to the improving market conditions, this video is packed with insights you can't afford to miss. Listen now and get ahead in the real estate game! Show Links: +14bp Day Change (mbshighway.com) How low can mortgage rates go with cooler inflation? - HousingWire Home-Sale Prices Hit Record High For 9th Straight Week, But Rising Supply and Slow Demand Could Dampen Price Growth (redfin.com) Rate cut expectations spike (axios.com) Home-Sale Prices Hit Record High For 9th Straight Week, But Rising Supply and Slow Demand Could Dampen Price Growth (redfin.com) Tag an industry pro, share within your team, and post to your local groups & associations! Love this podcast? Subscribe Today! https://theresource.tv Youtube: Watch Now! Join our thousands of FB fans: http://www.Facebook.com/TheREsource.tv Twitter: https://twitter.com/theresourcetv Instagram: https://www.instagram.com/theresourcetv
In this episode of The RE Source, Ryan Hills breaks down the latest data showing why dropping mortgage rates and a cooling housing market might actually be great news. We'll cover key statistics, trends, and what this means for you as a homeowner or potential buyer. Don't miss this data-rich analysis that could change your perspective on the market! Show Links: CME FedWatch Tool - CME Group Tag an industry pro, share within your team, and post to your local groups & associations! Love this podcast? Subscribe Today! https://theresource.tv Youtube: Watch Now! Join our thousands of FB fans: http://www.Facebook.com/TheREsource.tv Twitter: https://twitter.com/theresourcetv Instagram: https://www.instagram.com/theresourcetv
Join Ryan Hills as he breaks down the latest trends in the housing market!
This week, Ryan breaks down powerful insight from Jesse Cole of the Savannah Bananas!
In this episode, Ryan Hills sits down with Michelle Berman-Mikel to discuss effective strategies for maintaining a strong online presence, the importance of a value ladder, and the concept of the black line approach. Learn how to stay ahead in the mortgage and real estate industries with actionable insights and practical tips. Don't miss out on this game-changing episode! 0:00 - Intro 1:15 - How The Black Line Strategy can Massively Improve your Business Today! 7:00 - What is a Value Ladder and How can it Help Me? 8:00 - What's Your ONE BIG THING!?! 9:00 - How to have a Social Media Presence…without being Present 13:00 - The BIGGEST Gap and Opportunity in Social Media! 17:00 - 90 Day Challenge! 20:00 - Content Creation Pitfalls and the 3 C's to help improve your ROI! Show Links: Michelle's Instagram Media PD Website Tag an industry pro, share within your team, and post to your local groups & associations! Love this podcast? Subscribe Today! https://theresource.tv Youtube: Watch Now! Join our thousands of FB fans: http://www.Facebook.com/TheREsource.tv Twitter: https://twitter.com/theresourcetv Instagram: https://www.instagram.com/theresourcetv
Join Ryan Hills and climber and marketing expert Ryan Christensen as they dive into the parallels between climbing mountains and overcoming challenges in the mortgage industry. Learn how resilience, grit, and the right mindset can help you navigate false summits and market hurdles. This episode is packed with insights and practical advice to help you stay on track and achieve your goals. Don't miss it! 0:00 – Intro 2:00 – Business mindset perspective: Setting the pace vs supporting the entire team. 9:00 – How to intelligently deal with “false summits” in life and business. 12:20 – The 12 Week Year… more like the 1 Week Year! 14:00 – Redundancy and Grit are often overlooked in business – can't afford to not adopt these attributes! 16:50 – Positivity only gets you so far – DIRTY GRIT is what's actually required to survive, then thrive! 23:25 – It's go time… your family depends on you and no one is coming to save you. Show Links: Lessons from the ledge: Alison Levine at TEDxMidwest Tag an industry pro, share within your team, and post to your local groups & associations! Love this podcast? Subscribe Today! https://theresource.tv Youtube: Watch Now! Join our thousands of FB fans: http://www.Facebook.com/TheREsource.tv Twitter: https://twitter.com/theresourcetv Instagram: https://www.instagram.com/theresourcetv
Feeling stuck in the real estate market?
Are you a Loan Officer or Realtor feeling beaten down by the current market? You're not alone. This week on "The RE Source," Ryan Hills tackles the pervasive issue of Imposter Syndrome that's touching professionals across the industry. We delve into why this phenomenon is particularly rampant now and offer tangible steps to regain your confidence. From redefining what constitutes a "win" in tough times to embracing mentorship and consistent self-reflection, we provide you with the tools to not only survive but thrive. Subscribe to our channel for more empowering insights every Monday, helping you build resilience and reclaim your professional prowess in any market condition. Show Links: PERMA™ THEORY OF WELL-BEING AND PERMA™ WORKSHOPS THE IMPOSTER AMONG US Tag an industry pro, share within your team, and post to your local groups & associations! Love this podcast? Subscribe Today! https://theresource.tv Youtube: Watch Now! Join our thousands of FB fans: http://www.Facebook.com/TheREsource.tv Twitter: https://twitter.com/theresourcetv Instagram: https://www.instagram.com/theresourcetv
This week on The RE Source, we tackle the challenging concept of the 'No Landing Scenario' in the financial and real estate markets. With the Federal Reserve's actions creating waves of uncertainty, and experts like Peter Schiff and Yahoo Finance weighing in, we clarify what this means for you. Our in-depth analysis focuses on helping loan officers and realtors navigate the ongoing economic fluctuations and understand their impact on the housing market and lending environments. Show Links: "Recession Is The Cure" - Peter Schiff Says The Fed Needs To RAISE Rates To Save The U.S Dollar Wall Street is becoming bullish on a 'no landing scenario' as the Fed tries to quell inflation Stubborn Inflation Fuels Fears of 'No Landing' Scenario Tag an industry pro, share within your team, and post to your local groups & associations! Love this podcast? Subscribe Today! https://theresource.tv Youtube: Watch Now! Join our thousands of FB fans: http://www.Facebook.com/TheREsource.tv Twitter: https://twitter.com/theresourcetv Instagram: https://www.instagram.com/theresourcetv
Another week of healthy economic reports! As a result, Fed Rate cuts are being taken off the table as we speak! And Boomers take a back seat to Millennials in housing! What does it all mean? Let's find out!
Here's our comprehensive breakdown of the real estate market as we navigate through the first quarter of 2024. This year has been anything but predictable, with the Federal Reserve's recent announcements stirring the pot further.
With Massive Agent Podcast Dustin Brohm. This podcast offers a deep dive into the current challenges and opportunities facing real estate professionals. With special guest, Dustin Brohm from Massive Agent Podcast, we explore critical topics affecting the industry today:
Dive into an enlightening discussion with Dave Savage and Kristin Messerli as they tackle the challenging Forever Renter narrative head-on. This episode explores the Modern Real Estate & Mortgage Summit, highlights the problematic trends in mainstream media, and reveals how to build trust with the upcoming Gen Z. Discover the innovative First Home IQ Quiz designed to educate and empower future homeowners. Plus, we delve into whether we're currently at the peak of financial opportunity. Whether you're a professional in the industry or aspiring for homeownership, this video is a must-watch. Click play to join the movement towards a future where homeownership is accessible to all. Time Stamps: 2:00 Modern Real Estate & Mortgage Summit 9:00 Mainstream Media Pushing Forever Renter Narrative 13:00 Building Trust with Gen Z! 16:00 First Home IQ Quiz 34:00 Are we at the Point of Maximum Financial Opportunity? Show Links: FirstHome IQ Ambassador Program FirstHome IQ Quiz Tag an industry pro, share within your team, and post to your local groups & associations! Love this podcast? Subscribe Today! https://theresource.tv Youtube: Watch Now! Join our thousands of FB fans: http://www.Facebook.com/TheREsource.tv Twitter: https://twitter.com/theresourcetv Instagram: https://www.instagram.com/theresourcetv
Most Surprising Changes Coming Our Way!
In this crucial video, we unravel the complex reasons behind the Federal Reserve's reluctance to cut interest rates in 2024, despite widespread anticipation for economic relief. As we navigate through the early months of the year, the expected rebound in the housing market remains elusive. We dissect the persistent inflation challenges, the pivotal role of economic indicators like the 200 Day Moving Average, and the impact of recent inflation reports on the Fed's monetary policy stance. This analysis is vital for buyers, sellers, realtors, and lenders aiming to understand the current economic landscape and its implications for the real estate and mortgage sectors. Join us as we provide a comprehensive breakdown of the factors influencing the Fed's cautious approach and how it affects market dynamics. Show Links: Wholesale prices post biggest increase in five months, PPI shows - MarketWatch Hotter-Than-Expected Inflation Clouds Rate-Cut Outlook - WSJ The US economy added 353,000 jobs in January, starting off 2024 with a bang | CNN Business Jerome Powell: Full 2024 60 Minutes interview transcript - CBS News Weekly Financial Markets Update January 16, 2024 | Gallagher USA (ajg.com) U.S. inflation hotter than expected in January - HousingWire CHART: Core Inflation 1993 to 2024 Shows Why Fed Won't Cut Yet (thebasispoint.com) Calculated Risk: YoY Measures of Inflation: Services, Goods and Shelter (calculatedriskblog.com) Housing Market Update: Home Prices and Mortgage Rates Rise, Pushing Would-Be Buyers to the Sidelines (redfin.com) Office debt is stressing banks. That matters for mortgages - HousingWire Tag an industry pro, share within your team, and post to your local groups & associations! Love this podcast? Subscribe Today! https://theresource.tv Youtube: Watch Now! Join our thousands of FB fans: http://www.Facebook.com/TheREsource.tv Twitter: https://twitter.com/theresourcetv Instagram: https://www.instagram.com/theresourcetv