The Randy Forcier Podcast

In this episode of The Mortgage Show, Randy and Beds break down the latest in mortgage news and home financing. They dig into what the latest inflation data means for rates, how to properly compare lenders using the Loan Estimate, and why it's crucial to watch out for fluff numbers. They also cover recent updates to the MaineHousing program income limits and go deep on mobile home financing—what's allowed, what kills a deal, and what borrowers need to know. Plus, some Celtics talk gets mixed in as they process the Jayson Tatum injury and try to stay optimistic.00:00 Introduction and Casual Banter00:16 Discussing Jason Tatum's Injury01:02 Celtics' Playoff Hopes01:40 Frustrations with Jalen Brown03:26 Transition to Mortgage Talk04:00 Economic News and Mortgage Rates06:39 Main State Housing Program13:25 Mobile Homes: Key Considerations17:09 Loan Eligibility for Mobile Homes17:33 Engineer's Certification and Costs19:06 Interest Rates and Down Payments19:49 Comparing Lenders and Loan Estimates21:06 Understanding Closing Costs27:59 Escrow and Property Taxes34:32 Market Predictions and Inventory Levels36:02 Conclusion and Final ThoughtsRandy Forcier Loan Officer I NMLS 322749 CMG Home Loans 9 Beach St, 2nd FloorSaco, ME 04072 207-590-0337 l rforcier@cmghomeloans.comChris Bedard Loan Officer l NMLS 323290 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-229-4731 l cbedard@cmghomeloans.comTHE MORTGAGE SHOW

Episode 64, Originally Posted on 7/31/23On this week's episode I'm joined by a very good friend, Matt Vire, for a different kind of convo. We get into the people who've influenced and impacted our lives—family, coaches, famous folks, you name it. We talk about coaching our daughters, what it means to lead by example, and even dig into our bucket lists. It's a longer episode, a little deeper than usual, but I loved it and I think you will too.PODCAST LINKS

Randy's back from Florida and the boys are catching up on everything they've been watching. They dive deep into Sinners—Coogler's vampire drama that's taken over social media—and break down why it might be one of the best films of the year. They also talk about Celtic City, the nine-part docuseries on the history of the Celtics, and Matt shares his thoughts on the ER drama The Pitt. It's a packed episode filled with movie takes, TV recs, and playoff Celtics hype.00:00 Introduction and Podcast Overview00:29 Vacation Recap and Upcoming Content00:58 Main Discussion: Sinners Movie Review01:11 Celtics City Documentary01:21 The Pit TV Show01:37 Podcast Housekeeping and Listener Engagement02:03 Diving into Sinners: Initial Impressions04:09 Sinners Movie Breakdown: Plot and Characters14:20 Vampire Rules and Unique Portrayal25:52 Final Showdown and Conclusion28:49 Reflecting on Sammy's Journey and Final Choices29:30 Flash Forward: Sammy's Legacy and Post-Credit Scenes30:43 The Mid-Credit Scene: Vampires and Promises32:36 Final Post-Credit Scene and Movie Reflections34:04 Movie's Impact and Comparisons to Black Panther35:15 Box Office Success and Word of Mouth39:56 Celtic City: A Deep Dive into the Documentary42:10 Bill Russell's Legacy and Boston's Complex History45:22 Larry Bird Era and the Tragic Losses of Len Bias and Reggie Lewis50:46 Paul Pierce's Survival and the 2008 Championship52:28 Current Celtics Team and Future Hopes54:49 The Pit: A Groundbreaking Medical Drama58:28 Wrapping Up and Looking Forward

APOLOGIES FOR THE POOR AUDIO ON THIS ONE Randy and Chris are back in The Cheap Seats to recap a wild month in sports. They dig into the NFL Draft, debate how the Patriots did, and spotlight some names to watch. Then it's on to the NBA playoffs, Celtics expectations, and which teams are the real threats. They wrap with some Red Sox talk and a candid convo about Bill Belichick's public image and what it means for his legacy. 00:00 Welcome to The Cheap Seats00:28 NFL Draft Insights01:57 Top Draft Picks and Predictions05:12 Quarterback Controversies13:31 Patriots Draft Analysis22:01 NBA Playoffs Overview25:31 Anthony Edwards vs. Luka Debate26:05 Lakers' Struggles and Playoff Predictions26:38 Cleveland's Playoff Journey30:46 Nuggets vs. Clippers Showdown33:40 OKC's Dominance in the West38:11 Red Sox Season Overview42:14 Bill Belichick's Legacy and Controversies48:32 Podcast Wrap-Up and Call to ActionHosted By:Randy ForcierChris Bedard

On this Episode we dive into the wild ride of the mortgage world, where spring brings not just showers but also unexpected market twists. We chat about lower mortgage rates, creative refinancing moves, and even appraisals that throw curveballs—turning setbacks into closing day wins. It's an honest, behind-the-scenes look at tackling challenging deals, sharing laughs, and staying cool when the market gets wild. Tune in for a spirited ride and some real talk about turning mortgage mayhem into momentum.Hosted by Randy Forcier & Chris BedardContact us with any loan questions, comments or ideas for future episodes.

Randy and Chris are back in another episode of The Cheap Seats breaking down a wild start to the MLB season. The Yankees are blasting homers with "torpedo bats," the Dodgers look like a super team, and the Red Sox—well, they've got some bright spots. The guys also dive into Cooper Flagg's March Madness run, Masters predictions, NBA playoff vibes, and of course, the Pats' draft hopes. Come for the takes, stay for the banter.00:00 Introduction and Podcast Promotion01:32 Top MLB Storylines: Yankees' Torpedo Bats08:09 Dodgers' Dominance and Super Team Status11:30 Red Sox Analysis: Crochet Extension and Struggles18:59 MLB Odds and Predictions24:51 March Madness Update25:18 Duke's Dominance and Cooper's Performance26:05 Cooper Flag's Journey and Potential29:45 March Madness Bracket Talk31:11 Masters and Golf Season Excitement38:07 NBA Playoffs and Celtics' Performance48:59 NFL Draft PredictionsHosted By:Randy ForcierChris BedardPODCAST LINKS

On this week's episode, we wrap up our Severance talk with final theories and takeaways from the finale. Then we run through everything we've been watching lately—Invincible, The Pitt, Adolescence, Paradise, and White Lotus. We look ahead to the live The Rewatchables taping for Good Will Hunting in Boston and finish strong with our Top 5 Most Anticipated Summer Movies. Loaded episode, good vibes all the way through.

On this week's episode, I'm joined by legendary golf photographer Cy Cyr. We talk about his journey from Biddeford High to shooting Tiger Woods, Ricky Fowler, and PGA Tour events around the world. Cy shares some awesome stories, the reality of life behind the lens, and how golf has taken him everywhere from South Korea to Bernanke.0:00 Introduction to Cy Cyr00:15 Reconnecting and Golf Stories00:55 Tournament Photography Insights02:02 Behind the Scenes at Arnold Palmer Invitational05:08 Golf Channel and Career Beginnings05:41 High School Photography Roots07:45 Networking and Career Growth13:17 Memorable Sports Photography Assignments15:49 Photographing Golf Legends20:09 Working with Annika Sorenstam22:56 Building a Photography Business23:23 Exploring Diverse Photography Projects23:35 Capturing Disney and Political Figures25:25 The Art of Horse Photography26:27 The Role of Editing in Photography26:52 The Impact of Community Journalism29:48 Challenges of Being a Photographer30:20 The Evolution of Photography Gear37:17 Adventures in Drone Photography40:39 Returning to the Community42:01 Concluding Thoughts and Future PlansEPISODE LINKSCy Cyr's Website: www.cycyr.comPODCAST LINKS

The Severance Season 2 finale just aired, and we had to hit record. It's our first-ever reaction episode—part raw emotion, part semi-organized chaos (yes, there were some notes). We dive into the biggest moments, the wildest theories, and all the brilliance of the storytelling, acting, and whatever the hell Cold Harbor is. If you just finished the finale and need to talk it out—this is the pod for you.00:00 Immediate Reactions to the Season Finale00:53 Breaking Down the Big Episode Moments02:16 The Intriguing Concept of Innie and Outie Communication04:20 Analyzing Key Scenes and Character Dynamics05:46 Unexpected Twists and Emotional Highs08:37 The Cold Harbor Mystery and Its Implications11:06 The Climactic Confrontation and Final Thoughts21:03 Unexpected Goat Encounter21:21 Elevator Tension and Drummond's Demise22:49 Gemma's Mysterious Attire25:07 Mark and Gemma's Reunion29:15 Milchik's Struggle and Dylan's Heroics30:30 The Red Alert and Final Escape35:43 Season Finale ReflectionsHosted By:Randy ForcierMatt ForcierConnect with us:Randy's Instagram - @randyforcierMatt's Instagram - @mattforcierRandy Forcier Podcasts Instagram - @randyforcierpodcastsPODCAST LINKS

On this week's episode I'm joined by James McGuire, co-owner of The Pickler, the brand-new premier indoor pickleball facility in Westbrook, Maine. We talk about what it took to bring this state-of-the-art club to life, the challenges of launching a new business, and why pickleball is exploding in popularity. James also shares insights on entrepreneurship, franchise growth, and what's next for The Pickler. Whether you're a die-hard pickleball fan or just love a great business story, this episode is packed with value!00:00 Introduction and Guest Welcome00:20 Opening the Pickler Facility00:53 Challenges and Learning Experiences02:18 User Experience and App Features02:54 James' Background and Journey04:42 Crumble Franchise Experience08:27 Transition to Pickleball11:32 The Pickler Brand and Facilities16:17 Location and Construction Challenges19:31 Court Surface and Member Feedback22:03 Private Event Area and Future Plans23:37 Pickleball and UFC Nights23:57 Pro Shop and Exclusive Gear25:27 Demo Paddles and Member Benefits26:52 Garuka Bars and Store Setup27:50 Programming and Clinics29:43 Leagues and Tournaments34:49 AI Coaching and WingField Technology40:02 Expansion Plans and New Locations42:52 Advice for Aspiring Franchise Owners45:00 Conclusion and Final ThoughtsEPISODE LINKSPicklr's Website : https://thepicklr.com/location/westbrook/ PODCAST LINKS

On this episode of The Mortgage Show, we chat about the latest mortgage trends, including why interest rates are dropping and what that means for buyers, homeowners, and refinances. We also dive into market inventory, unique loan scenarios, and how our network of local pros can help with everything from home financing to junk removal. Plus, a personal tribute to an amazing 13-year companion. Tune in for valuable insights, real talk, and a few good laughs along the way.00:00 Introduction and Casual Chat00:18 Springtime and Golf Talk01:04 Skiing Adventures and Nervous Moments01:56 Mortgage Market Overview02:45 Interest Rates and Economic Indicators07:01 Refinancing Opportunities10:09 Government Jobs and Market Predictions12:34 Divorce and Mortgage Refinancing14:50 Maine State Housing Programs16:20 Current Inventory Insights16:54 Market Trends and Inventory Observations17:58 Unique Property Deals and Financing Challenges21:24 Navigating Condo Purchases and Association Issues26:45 Highlighting Local Business Connections31:44 Personal Reflections and Closing RemarksRandy ForcierLoan Officer | NMLS 322749CMG Home Loans9 Beach St, 2nd FloorSaco, ME 04072

We're back with another episode of The Cheap Seats! Beds is finally healthy, Randy's fired up, and there's a ton to talk about in the sports world.We kick things off with a deep dive into Biddeford High School girls basketball's incredible run to the state championship and the heartbreaking finish. Shoutout to all the amazing female athletes in town who have been putting on a show for years!Then, we shift gears to the Celtics—how are they looking as the playoffs approach? Is Jayson Tatum underappreciated? And what's up with the Cavs?We also break down the Lakers' hot streak and the fallout from Dallas' disastrous Luka trade. Plus, thoughts on NBA All-Star Weekend, the dunk contest, and how to fix it.Finally, with baseball season around the corner, Beds gives a Red Sox preview—why this team might be better than people think, the young talent coming up, and the state of the pitching rotation.All that and more from The Cheap Seats! Subscribe, rate, and follow wherever you listen!00:00 Introduction and Apologies01:20 Biddeford High School Girls Basketball Championship09:31 NBA Talk: Celtics and Tatum19:11 LeBron and the Lakers' Resurgence23:16 LeBron vs. MJ: The GOAT Debate25:43 Dallas Mavericks' Downfall30:19 NBA All-Star Weekend: Hits and Misses37:34 Red Sox Season Preview46:22 Shoutout to Local Basketball Talent48:21 Conclusion and Sign-OffHosted By:Randy ForcierChris BedardPODCAST LINKS

The biggest night in Hollywood is here, and we're breaking down everything Oscars! From Best Picture frontrunners to shocking snubs, we're diving deep into the nominees, our bold predictions, and the performances that stole the show. Will The Brutalist take home gold? Did Dune 2 get robbed? And what's the deal with Conclave's late surge? Plus, we talk about Conan O'Brien hosting, the biggest SAG award indicators, and the performances we'll never forget.Tune in for all the Oscars talk, plenty of movie banter, and our final predictions before the winners are revealed!00:00 Introduction and Podcast Updates03:11 Oscar Categories Overview05:39 Best Supporting Actress Predictions10:39 Best Supporting Actor Predictions14:44 Best Actress Predictions24:05 Best Actor Predictions32:33 Discussing Ralph Fiennes' Performance in Conclave33:21 Sebastian Stan as Donald Trump36:50 Best Director Predictions40:34 Best Picture Contenders41:40 Conclave: A Deep Dive45:01 Underdogs and Other Nominees55:54 Animated Feature Highlights57:46 Upcoming Shows and Final ThoughtsHosted By:Randy ForcierMatt ForcierConnect with us:Randy's Instagram - @randyforcierMatt's Instagram - @mattforcierRandy Forcier Podcasts Instagram - @randyforcierpodcastsPODCAST LINKS

On this episode of The Mortgage Show, we're joined by special guest Darcy Bastarache as we dive into everything happening in the mortgage world right now. We break down the latest market trends, including inflation data, interest rate movement, and what's impacting mortgage-backed securities.We also answer some great listener questions, covering topics like:✅ How to apply for a mortgage and what to expect✅ The truth about paying points—are they worth it?✅ Third-party fees vs. escrow—what's the difference?✅ The latest updates on VA, FHA, and RD loans✅ How mortgage recasting works✅ What you need to know about refinancing during a divorcePlus, we get into some fun sports talk with The Cheap Seats crew, discuss Elon Musk's cryptic tweet about the CFPB, and share why CMG's Rate Rebound Program and Fresh Start Program are game-changers for borrowers.Whether you're buying, refinancing, or just want to stay informed, this episode is packed with valuable insights to help you navigate the mortgage world.00:00 Introduction and Casual Chat00:56 Sports Talk and Super Bowl Recap02:09 Mortgage News and Economic Update05:06 Rate Rebound Program Explained06:17 Fresh Program and Cannabis Buyers09:23 CFPB Discussion and Industry Changes13:47 Mortgage Application Process16:04 Understanding Points and Interest Rates19:48 Third Party Fees vs. Escrow Costs20:51 Understanding Property Costs and Escrow Accounts21:32 Comparing Lenders and Closing Costs24:31 Impact of U.S. Treasury on Mortgage Rates26:09 Exploring Mortgage Recasting28:11 Common Loan Types: Conventional, VA, FHA, and RD34:58 Rehab Loans: A Deep Dive38:41 Navigating Divorce and Refinancing43:46 Final Thoughts and Wrap-UpRandy Forcier Loan Officer I NMLS 322749 CMG Home Loans 9 Beach St, 2nd FloorSaco, ME 04072 207-590-0337 l rforcier@cmghomeloans.comChris Bedard Loan Officer l NMLS 323290 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-229-4731 l cbedard@cmghomeloans.comTHE MORTGAGE SHOW

Welcome to the first episode of The Cheap Seats, our brand-new monthly sports podcast! Randy Forcier and Chris Bedard are finally putting their endless sports debates on the record, bringing you unfiltered takes, analysis, and plenty of banter from the best view in the house—the cheap seats. In this debut episode, we kick things off with a massive bombshell: the shocking Luka Dončić trade. How did the Mavericks let go of a 25-year-old superstar? Did Dallas make the right move? And what does this mean for the Lakers' future? We break it all down. Then, it's Super Bowl week! We talk matchups, key players, and why Saquon Barkley could be the difference-maker in this game. Plus, we dive into the best prop bets, Mahomes vs. Brady comparisons, and whether or not we're ready for another Chiefs dynasty. All that and more in our first-ever episode—let's get after it! 00:00 Introduction to The Cheap Seats Podcast 01:23 Discussing the Luka Doncic Trade 10:38 NBA Trade Deadline Insights 15:15 Super Bowl Week: Initial Thoughts 18:14 Super Bowl Predictions and Analysis 23:26 Super Bowl Predictions: Eagles and the Over 23:53 Reflecting on Preseason Picks 25:08 Super Bowl Venue and Ticket Prices 25:30 Dreaming of Attending the Super Bowl 26:20 Diving into Super Bowl Prop Bets 35:52 MVP Odds and Predictions 38:34 Patriots Coaching Changes and Future 40:31 Wrapping Up: Future Podcast Plans PODCAST LINKS

On this episode I'm joined by Nick Pollard, aka The People Displeaser. From his journey overcoming people-pleasing tendencies to building a viral online presence, Nick dives deep into how breaking free from toxic habits can transform your life. We unpack his viral insights, personal growth strategies, and even some hard truths about boundaries and self-worth. Tune in for an honest, funny, and inspiring conversation that might just change how you approach your own life. 00:00 Introduction and Guest Welcome 00:17 How We Got Here: The Podcast Connection 00:59 Nick's Background and Sports Talk 04:11 Defining People Pleasing 11:01 Personal Growth and Setting Boundaries 17:48 Nick's Journey to Self-Care 24:49 Transition to Coaching and Life Changes 29:01 Seasonal Work Patterns 29:55 The No Game: Learning to Say No 30:45 Understanding Fear and Boundaries 32:57 The Journey to Viral Success 36:18 Content Creation Challenges 47:27 Dealing with Online Criticism 51:31 Future Plans and Reflections EPISODE LINKS Nick's Website: www.thepeopledispleaser.com Nick's Instagram: @thepeopledispleaser Nick's TikTok: @peopledispleaser PODCAST LINKS

In this first episode of 2025, Randy and Chris kick off the year with banter, bold predictions, and mortgage insights. They cover everything from Mike Vrabel's return to the Patriots, to current mortgage trends, interest rates, and credit tips for buyers and agents. Dive into unique loan programs like Maine State Housing, bridge loans, and more, all with a conversational vibe that's as informative as it is entertaining. Stick around for updates on upcoming events and Randy's beard rating. Your go-to mortgage podcast is back for another great year! 00:00 Introduction and Casual Banter 01:07 Exciting News for Patriots Fans 02:57 Current Mortgage Interest Rates 06:22 Main State Housing Loan Program 11:26 Property Condition Concerns 15:37 Credit Tips for 2025 24:44 Bridge Loans Explained 27:14 Upcoming CE Class Announcement Randy Forcier Loan Officer I NMLS 322749 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-590-0337 l rforcier@cmghomeloans.com Chris Bedard Loan Officer l NMLS 323290 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-229-4731 l cbedard@cmghomeloans.com THE MORTGAGE SHOW

The Rehashables is back for its first episode of 2025! Randy & Matt kick off the year with a lively discussion on big Patriots news, including the hiring of Mike Vrabel and its impact on the franchise. They also dive into the best entertainment from the past month, sharing reviews of top shows (Shrinking, Severance), hidden gems (Strange Darling, English Teacher), and even the debut of the high-tech TGL golf league. Plus, a sneak peek at award-season buzz and movies you can't miss. 00:00 Introduction and New Year Greetings 00:36 Patriots Hire Mike Vrabel 01:38 Discussing the Patriots' Future 06:49 Transition to Entertainment Talk 07:19 Review of 'Shrinking' on Apple Plus 10:51 Excitement for 'Severance' Season 2 15:07 Clint Eastwood's 'Juror No. 2' 17:53 Avicii Documentary on Netflix 20:35 Surprise Hit: 'English Teacher' 22:24 Disney Plus and Hulu Integration 22:58 Holiday Action Movie: Carry On 26:15 Strange Darling: A Unique Horror Experience 29:11 M. Night Shyamalan's Trap: A Review 33:05 Bad Sisters Season 2 34:45 TGL: The New Golf League 38:06 Final Thoughts and Upcoming Plans Hosted By: Randy Forcier Matt Forcier Connect with us: Randy's Instagram - @randyforcier Matt's Instagram - @mattforcier The Randy Forcier Podcast Instagram - @therandyforcierpodcast PODCAST LINKS

Randy and Chris are back for the final episode of 2024! They reflect on the highs and challenges of the year, discussing relationships, networking, and professional growth. From navigating the higher-rate mortgage environment to sharing personal milestones, this episode dives deep into their experiences and lessons learned. Hear insights on 2025 market predictions, interest rates, debt consolidation trends, and how AI might reshape the mortgage industry. Plus, plenty of banter, laughs, and a glimpse into their personal lives as dads and professionals. Join them as they wrap up the year with gratitude, optimism, and a look ahead to what's next. 00:00 Introduction and Year-End Reflections 00:53 Building Relationships and Networking 02:53 Community Involvement and Personal Growth 04:51 Facing Public Speaking and Personal Challenges 06:17 Transition to CMG and Professional Development 10:12 Market Predictions and Industry Insights 14:08 Interest Rates and Economic Outlook 19:03 AI in the Mortgage Industry 26:44 Pre-Approval vs. Pre-Qualification 29:03 Final Thoughts and Holiday Wishes Randy Forcier Loan Officer I NMLS 322749 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-590-0337 l rforcier@cmghomeloans.com Chris Bedard Loan Officer l NMLS 323290 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-229-4731 l cbedard@cmghomeloans.com THE MORTGAGE SHOW

In this episode, I sit down with Biddeford-based choreographer Kelsie Steil to talk about her incredible journey from studying adventure education to becoming a leader in the arts. We dive deep into her creative process, her love for dance, and her upcoming production, Split My Soul, premiering at Biddeford's City Theater. Kelsie shares how her work combines mental health themes, raw authenticity, and community collaboration. Get ready to hear about her inspiring career, her connection to Maine, and how she's making an impact through her art. Plus, find out why this show is a must-see event this January! 00:00 Introduction and Guest Welcome 00:24 Kelsey's Background and Journey to Biddeford 01:36 Adventure Education and Leadership 03:19 Transition to Dance and Arts Education 05:34 Pilates and Community Connections 07:10 Choreography and Artistic Vision 09:45 Mental Health and Trauma in Dance 12:54 Split My Soul: Concept and Creation 15:59 Production Challenges and Community Support 18:43 Future Plans and Outreach 24:12 Conclusion and Contact Information EPISODE LINKS Kelsey's Website: www.kelsiesteilmovement.com Kelsey's Instagram: @kelsiesteilchoreo Buy Tickets to Split My Soul: www.citytheatre.org/tickets PODCAST LINKS

In this emergency mid-month pod, we're diving deep into The Penguin! Fresh off binging this gritty, unexpected masterpiece, we unpack why it might just be the best TV show we've seen in years. From standout performances by Colin Farrell and Cristin Milioti to shocking moments, jaw-dropping character arcs, and how it sets up the future of the Gotham universe, we cover it all. 00:00 Introduction to the Rehashables Podcast 00:15 Initial Reactions to The Penguin 00:41 Comparing The Penguin to Other Shows 01:19 Expectations and Surprises 02:37 Colin Farrell's Performance as The Penguin 06:02 Episode Breakdown: Overview and Highlights 07:22 Episode 1: After Hours 12:57 Episode 2: Inside Man 19:11 Episode 3: Bliss 23:22 Episode 4: Saint Ani 33:36 The Corruption of Gotham 34:02 Sophia's Rise to Power 35:52 The Brutal Showdown 37:40 Oz's Dark Past Revealed 39:31 Sophia's Ruthless Tactics 43:43 The Final Confrontation 50:03 Penguin's Transformation 54:51 A New Era in Gotham Hosted By: Randy Forcier Matt Forcier Connect with us: Randy's Instagram - @randyforcier Matt's Instagram - @mattforcier The Randy Forcier Podcast Instagram - @therandyforcierpodcast PODCAST LINKS

In this episode, I'm back with Matt Vire & Joe Rob, diving into the JFK assassination on its 61st anniversary. We break down the official story, explore wild conspiracy theories, and dissect the strange circumstances surrounding one of the most controversial moments in American history. Was it the CIA? The mob? A lone gunman? Or something even more sinister? Tune in as we unravel the theories, challenge Occam's razor, and try to piece together the puzzle of that fateful day in Dealey Plaza. 00:00 Introduction and Podcast Setup 00:32 JFK Assassination Overview 02:24 Official Story and Warren Commission 03:06 Lee Harvey Oswald's Role 10:32 CIA Involvement and Conspiracy Theories 12:41 Alan Dulles and CIA Connections 18:02 Alternative Theories: Castro and the Mob 19:32 Mob and Government Collaboration Since WWII 20:07 JFK's Election and Organized Crime 20:56 Jack Ruby and the Mob Connection 23:29 LBJ and the JFK Assassination Theories 24:47 The Warren Commission and Public Skepticism 25:26 Unanswered Questions and Hidden Truths 27:06 The Autopsy and Conspiracy Theories 27:41 Multiple Shooters Theory 34:05 The CIA, Mob, and Military Industrial Complex 36:54 Final Thoughts and Hopes for Declassification EPISODE LINKS Matt Vire's Instagram: @matt_vire_re Joe Rob's Instagram: @robinsj_ PODCAST LINKS

In this episode of The Mortgage Show, Randy and Chris mix business with a little fun, diving into fantasy football banter before settling in for some serious mortgage talk. The duo shares insights on new appraisal waiver rules, non-QM loan options for self-employed borrowers, and changes to Maine State Housing income limits. They also discuss VA loans with high debt-to-income ratios and a resurgence of 203(k) rehab loans. The highlight of the episode is a guest appearance by "Uncle Tony," a seasoned finance pro who breaks down the connections between inflation, the Fed funds rate, and mortgage rates. He also explores the current state of the economy and housing market trends. Packed with technical insights and practical advice, this episode is both informative and entertaining for borrowers, realtors, and anyone curious about mortgages. 00:00 Welcome Back to the Mortgage Show 00:20 Fantasy Football Banter 01:28 Mortgage Industry Updates 02:57 Appraisal Waivers Explained 06:53 Non-QM Loans and Success Stories 10:15 Maine State Housing Loan Changes 15:18 VA Loans and High DTI Scenarios 18:19 FHA Loan Challenges and Solutions 20:53 Navigating FHA Loans and Credit Scores 22:06 Understanding Mortgage Payments: Taxes and Insurance 24:25 Introducing Uncle Tony 24:58 Economic Insights with Uncle Tony 26:37 The Impact of Interest Rates on Mortgages 39:34 Real Estate Market Trends and Predictions 44:25 Concluding Thoughts and Future Conversations Randy Forcier Loan Officer I NMLS 322749 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-590-0337 l rforcier@cmghomeloans.com Chris Bedard Loan Officer l NMLS 323290 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-229-4731 l cbedard@cmghomeloans.com THE MORTGAGE SHOW

Originally Aired on 07/24/23 On this episode of The Randy Forcier Podcast, I sit down with the one and only Jim Godbout—a man who has dedicated his time and energy to strengthening our local communities in York, Cumberland, and beyond. Jim's been at the forefront of many vital community projects, including his work on My Place Teen Center. It's a monumental effort to restore an old church, transforming it into a safe, supportive space for local teens to thrive. From clearing years of decay to building a fresh future, Jim's all in, and his story is an inspiring blend of commitment and heart. Whether you know Jim or this is your introduction, this episode will show you how deeply one person can impact the lives around them. 00:00 Introduction and Guest Overview 00:49 Jim Gobo's Community Projects 01:09 Challenges and Progress of the Teen Center 02:27 Funding and Support for the Teen Center 10:45 Jim's Personal Background and Mentorship 13:04 Jim's Business Ventures and Community Impact 21:41 Rotary Club and Community Involvement 26:49 Future Plans and New Projects 28:47 Conclusion and Final Thoughts PODCAST LINKS

In Episode 14 of The Rehashables, we're diving into all things horror and Halloween! After a wickedly fun Halloween, we rehash our spooky season movie marathon, focusing on the wildly disturbing Terrifier franchise—Randy's bold leap into Terrifier 1 and an in-depth discussion on Art the Clown's journey from cult classic to mainstream menace. Plus, we break down Hereditary's chilling family horror and the unsettling, twisted lore behind it. Finally, we switch gears to reminisce about the Red Sox's legendary 2004 comeback. Buckle up for a thrilling blend of horror, sports nostalgia, and everything in between! 00:00 Introduction and Halloween Recap 00:51 Diving into the Terrifier Franchise 02:33 Terrifier's Cult Following and Success 04:28 Art the Clown: The Iconic Slasher 15:39 Hereditary: A Deep Dive into Horror 20:25 Analyzing the Characters in Hereditary 21:05 Scariest Moments in Hereditary 22:06 The Cult and the Demon: Hereditary's Climax 22:56 Reflecting on the Movie and Podcast 24:06 The Comeback: Red Sox Documentary 30:26 Starting Five: NBA Players' Lives 34:49 Kristen Bell and Adam Brody's New Show 36:04 Upcoming Shows and Movies Hosted By: Randy Forcier Matt Forcier Connect with us: Randy's Instagram - @randyforcier Matt's Instagram - @mattforcier The Randy Forcier Podcast Instagram - @therandyforcierpodcast

This week, I'm sitting down with Curtis Johnson, author of The Success Vault. Curtis shares his surprising journey from speech therapy to becoming an author, the evolution of his book over 12 years, and how his passion for real estate and self-development fueled the project. We dive into his military experiences, how he transformed a simple study journal into a published guide, and the powerful daily habits that help him and his readers achieve big goals. Curtis' story is inspiring, unique, and a testament to turning challenges into opportunities. Don't miss this one! 00:00 Introduction and Guest Introduction 00:23 Curtis Johnson's Journey to Becoming an Author 00:56 The Inspiration Behind 'The Successful' 01:07 The Evolution of the Journal into a Book 03:06 Publishing Challenges and Success 09:42 Marketing and Organic Growth 15:30 Biking Across America: The Adventure Begins 18:08 Planning the Journey 18:40 Team Effort and Support 19:09 Cycling Across America 20:28 Memorable Moments and Challenges 22:54 Future Plans and Fundraising 24:38 The Mental Reps Program 27:48 Real Estate Ventures 32:53 Final Thoughts and Contact Information EPISODE LINKS Success Vault Website: www.officalsuccessvault.com PODCAST LINKS

In this episode, I sit down with Steph Mantis, whose family has run Biddeford's iconic Pizza by Alex for over 60 years. We dive into the history of the restaurant and its role in the community. Steph shares the journey from her Dad's uncle, Alex, who started the place, to her own takeover during the challenges of COVID. We chat about the classic “old oven” orders, the addition of gluten-free options, and what it's like to keep a family-owned restaurant thriving with a mix of tradition and modern updates. Plus, Steph reveals her unique project, “Forever Pizza,” which celebrates Alex Pizza in a creative, unexpected way that has reached millions. This episode is all about local legacy, family, and the power of food in community. 00:00 Introduction and Guest Welcome 00:21 The History of Alex Pizza 00:53 Taking Over During COVID 03:43 Community and Changes 05:35 Modernizing Alex Pizza 08:57 Merchandise and Gluten-Free Options 13:28 Challenges and Adaptations 17:23 The New Oven: Electric vs. Gas 18:02 The Secret of the Old Oven 18:20 Challenges of High Demand 18:39 Innovative Ideas and Community Engagement 21:58 Maintaining Tradition in a Modern World 24:53 Lessons from My Father 27:35 The Story of Forever Pizza 33:01 Conclusion and Final Thoughts EPISODE LINKS Pizza By Alex Website: www.pizzabyalexmaine.com PODCAST LINKS

In this episode, I sit down with Craig Pendleton, who's running for Maine State Senate in District 31. With Election Day just over a week away, we dig into why Craig decided to run as an independent, the issues that matter to him, and the experiences he's bringing to the table – from his background in the fishing industry to his work with local businesses. Craig shares candidly about his approach to policy, his stance on environmental issues, and his vision for Maine's future. We also chat about his campaign experience, community challenges, and his thoughts on supporting workforce growth and affordable housing. Tune in to learn more about the candidate and his journey leading up to election day! 00:00 Introduction and Election Context 00:43 Craig's Decision to Run 02:08 Campaign Challenges and Strategies 03:48 Clean Elections and Funding 06:29 Local Business and Job Creation 09:44 Importance of Technical and Vocational Education 12:51 Craig's Fishing Industry Experience 15:50 Protecting Natural Resources 17:39 Creating the Northwest Atlantic Marine Alliance 18:16 Applying Environmental Negotiation Skills to State Senate 18:37 Challenges with Offshore Wind Farms 20:10 Issues with Electric Buses 24:58 Housing Issues in Maine 30:59 Final Thoughts and Campaign Reflections EPISODE LINKS Craig Pendleton for Senate Website: www.pendletonformaine.com PODCAST LINKS

In this October episode of The Mortgage Show, Randy and Chris dive into the latest on interest rates, reflecting on recent market changes and how it impacts refinancing options. They also discuss fall sports, winter prep, and the state of mortgage-backed securities. With candid insights, they cover everything from escrow holdbacks to FHA loans, plus a unique non-QM product for self-employed borrowers. Tune in for a laid-back, informative discussion about the current mortgage market and what's on the horizon! 00:00 Introduction and Catching Up 00:56 Current State of Interest Rates 01:47 Economic Reports and Market Reactions 05:44 Refinancing Decisions and Advice 09:06 Understanding Mortgage Payment Changes 12:02 Monitoring Your Mortgage Statements 13:01 Challenges with FHA Loans 13:58 Understanding Escrow Holdbacks 16:46 Appraisal Concerns and FHA 18:49 Non-QM Loan Scenarios 21:40 Conclusion and Final Thoughts Randy Forcier Loan Officer I NMLS 322749 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-590-0337 l rforcier@cmghomeloans.com Chris Bedard Loan Officer l NMLS 323290 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-229-4731 l cbedard@cmghomeloans.com Contact us with any loan questions, comments or ideas for future episodes. Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/paulo-kalazzi/heros-timeLicense code: F5VL7ZZ7KQITOFBH #MortgageShow #InterestRates #EscrowHoldback #FHALoans #NonQM #RealEstate #MortgageTips #HomeBuying #Refinance #LoanOptions #MortgageRates #HomeLoans #SelfEmployedBorrowers #CMGHomeLoans #MortgageMarket #HousingMarket #MortgageAdvice #RealEstateTips #MortgageLender #MortgagePlanning --- Support this podcast: https://podcasters.spotify.com/pod/show/therandyforcierpodcast/support

In this episode, Chris Bedard joins me to dive deep into the upcoming NBA season, starting with a look at the Celtics' chances of repeating and the rise of "Darth Tatum." We break down each team in both Conferences, discuss key trades, over/under win totals, and share our bold predictions. Plus, we chat about potential MVP candidates, the impact of ownership changes, and teams to watch for the Cooper Flagg sweepstakes. It's an all-in NBA preview with plenty of banter and hot takes to get you hyped for the season! 00:00 Introduction and Excitement for the NBA Season 00:59 Boston Celtics Season Preview 10:53 Brooklyn Nets and Knicks Analysis 13:32 Philadelphia 76ers Breakdown 15:09 Toronto Raptors and Central Division Teams 22:28 Southeast Division Overview 31:29 Western Conference Predictions Begin 31:39 Denver Nuggets: Over or Under? 32:23 Minnesota Timberwolves: A Rising Team? 33:41 Oklahoma City Thunder: Championship Contenders? 35:05 Portland Trail Blazers: A Rebuilding Year 35:37 Utah Jazz: Betting on Improvement 36:33 Phoenix Suns: Health Concerns 37:27 Golden State Warriors: Aging Stars 39:58 Los Angeles Lakers: LeBron's Last Stand? 42:37 Los Angeles Clippers: A Team in Decline? 44:18 Sacramento Kings: On the Upswing 45:01 Dallas Mavericks: Luka's MVP Year? 47:08 Houston Rockets: Not Yet Ready 47:32 Memphis Grizzlies: Underperforming 48:00 New Orleans Pelicans: Zion's Health 48:32 San Antonio Spurs: Wembanyama's Second Year 49:22 Final Predictions and MVP Odds 54:58 Cooper Flagg: The Next Big Thing 58:32 Wrapping Up: NBA Season Excitement PODCAST LINKS Apple Podcasts: https://apple.co/45sscBj Spotify: https://spoti.fi/3swOZNI YouTube: https://bit.ly/3YSh661⁠⁠⁠⁠⁠⁠ CONNECT Instagram: @therandyforcierpodcast Facebook: @therandyforcierpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ MUSIC Music from #Uppbeat (free for Creators!) https://uppbeat.io/t/trinity/sky-high License code: I8PSNL88QYB60D2D SPONSORED BY Randy Forcier Loan Officer NMLS 322749 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-590-0337 rforcier@cmghomeloans.com THE MORTGAGE SHOW

In this episode, I'm thrilled to welcome back Allison DeFlumeri from Immortalata, who was just named Best Nutritionist in Biddeford for 2024, alongside Katie Cellucci, private chef and founder of Mangia Kitchen. We dive into their exciting collaboration, how they're transforming clients' health through personalized nutrition and gourmet meals, and the incredible growth of their businesses. Tune in to hear how they're making a difference in the community and what's next for them! 00:00 Welcome and Introductions 00:34 Allison's Business Achievements 01:19 Katie's Culinary Journey 04:13 Collaboration Between Immortalata and Mangia Kitchen 08:27 Local Ingredients and Meal Design 14:53 Community Involvement and Future Plans 17:21 Tips for Meal Prepping at Home 20:22 Exciting Developments at Immortalata 24:04 Conclusion and Gratitude EPISODE LINKS Immortalata Website: www.immortalata.com Mangia Kitchen Website: www.mangiakitchenme.com PODCAST LINKS

This week's podcast is an exciting one! I'm joined by my friend Jeff Greene and we're diving into all things overlanding. Jeff and I recently returned from an unforgettable trip, and in this episode, we break down what overlanding really is, how it differs from traditional off-roading, and why the journey matters more than the destination. Jeff has been doing this since 2017 and shares his extensive experience, from what to expect on an overlanding trip to the amazing community that makes these adventures so special. We also talk about 207 Overland, the trips they offer, and the incredible places they've explored. Whether you're new to overlanding or a seasoned traveler, you're going to enjoy hearing Jeff's insights and stories. Tune in for a deep dive into this self-reliant form of adventure travel and learn why it's about much more than just the vehicles! 00:00 Introduction to the Overlanding Adventure 00:41 Defining Overlanding: More Than Just Off-Roading 02:02 The Community and Camaraderie of Overlanding 05:24 Joining 207 Overland: Membership and Benefits 12:18 Exploring the Ghost Trains: A Unique Overlanding Experience 18:08 Overlanding Essentials: Vehicles, Gear, and Preparation 22:30 Cherished Moments with Family 23:37 Highlight Overlanding Trips 26:02 Memorable Adventures and Experiences 30:02 Becoming a Trail Leader 33:00 Exciting 207 Overland Extreme Trips 42:30 Encouragement for Aspiring Overlanders EPISODE LINKS 207 Overland Website: https://207overland.com/ PODCAST LINKS

In this month's episode, we catch up after a brief hiatus and dive into a jam-packed conversation about what we've been watching lately. We kick off with the must-see Mr. McMahon documentary on Netflix, produced by Bill Simmons, which takes us back to our wrestling-filled childhoods. We also cover The Perfect Couple, Hacks, and true crime documentaries like the Scott Peterson, Lacey Peterson series. Plus, we preview upcoming content, from the 04 Red Sox documentary to chilling horror recommendations for Halloween season, including Late Night with the Devil and Terrifier 3. Tune in for TV and movie deep dives, recommendations, and a dash of sports talk! 00:00 Welcome Back to the Podcast 00:31 The Hat Talk and FN Three Putt Shoutout 01:13 TV Watching Struggles and Mr. McMahon Documentary 08:40 The Perfect Couple on Netflix 11:30 Scott Peterson Documentary Discussion 14:37 Hacks on HBO: A Comedy Triumph 17:00 Exploring Zoe Kravitz's Thriller 'Blink Twice' 18:09 Tennis Drama in 'Challengers' 20:05 Diving into 'The Lord of the Rings: Rings of Power' 21:58 Upcoming Documentaries and Shows 24:34 Halloween Movie Recommendations 28:21 Final Thoughts and Upcoming Plans Hosted By: Randy Forcier Matt Forcier Connect with us: Randy's Instagram - @randyforcier Matt's Instagram - @mattforcier The Randy Forcier Podcast Instagram - @therandyforcierpodcast

In this episode, Luke Buotte from Maine Dump Runners shares his inspiring journey from healthcare burnout to building a thriving junk removal business during the pandemic. From clearing hoarder homes piled high with trash to discovering hidden treasures like $10,000 in cash and a vintage boat, Luke's stories are as wild as they are fascinating. Learn how he's built a family business focused on eco-friendly practices, creative problem-solving, and exceptional customer service—offering a unique approach that only charges for the space you use. If you're into real-life business success stories packed with grit, heart, and a few rats, you won't want to miss this. 00:00 Introduction and Guest Welcome 00:25 Starting Maine Dump Runners 01:11 Challenges and Decisions 03:08 Services Offered by Maine Dump Runners 03:55 Unique Selling Points 05:29 Crazy Stories from the Job 08:12 Handling Hazardous Situations 10:22 Finding Treasures 13:53 Ideal Referrals and Business Strategy 18:07 Eco-Friendly Practices 24:14 Future Goals and Hiring Challenges 26:01 Conclusion and Contact Information EPISODE LINKS Maine Dump Runners Website: www.mainedumprunners.com PODCAST LINKS

00:00 Welcome to the Mortgage Show! 00:28 The Hat Giveaway 01:43 Facebook Live and Interest Rates 04:43 Understanding the Federal Reserve's Rate Cut 06:26 Refinancing Opportunities 06:59 Credit Inquiries and Trigger Leads 09:22 Streamline and Conventional Loans 15:00 Home Equity Loans vs. HELOCs 18:03 CMG's Rate Rebound Program 21:16 Closing Remarks Randy Forcier Loan Officer I NMLS 322749 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-590-0337 l ⁠rforcier@cmghomeloans.com⁠ Chris Bedard Loan Officer l NMLS 323290 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-229-4731 l ⁠cbedard@cmghomeloans.com⁠ Contact us with any loan questions, comments or ideas for future episodes. Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/paulo-kalazzi/heros-timeLicense code: F5VL7ZZ7KQITOFBH --- Support this podcast: https://podcasters.spotify.com/pod/show/therandyforcierpodcast/support

In this episode, I sit down with Jessica Walker, the owner of Mossoki House, a new locally sourced home goods shop in Biddeford, Maine. We discuss her journey from Vermont to Maine, the inspiration behind her store, and her passion for sustainable and ethically sourced products. From bedding to kitchenware, Jessica shares how Mossoki House is all about creating a home with intention. Tune in to hear about the challenges of starting a small business, her vision for the future, and the vibrant community supporting her along the way. 00:00 Introduction and Guest Welcome 00:14 About Masoki House 00:36 Jessica's Background and Journey 01:34 Choosing Biddeford 02:14 Local Community and Store Location 03:38 Product Offerings and Sourcing 07:51 Challenges and Support 09:39 Store Operations and Events 14:36 Social Media and Future Plans 17:08 Conclusion and Farewell EPISODE LINKS Mossoki House Website: www.mossokihouse.com PODCAST LINKS

In this episode, Stephen Nelson dives into the world of project management, exploring how the Rolling Wave approach transforms chaotic projects into clear, manageable tasks. Discover strategies for small business growth, cost reduction, and the power of effective planning to bring your ideas to life. 00:00 Introduction and Guest Welcome 00:16 Steve Nelson's Background 01:45 Transition to Project Management 03:26 Understanding Project Management 07:44 Rolling Wave Planning 10:46 Schooley Mitchell Franchise 14:55 Keys to Success and BNI 17:21 Personal Insights and Travel Softball 19:13 Conclusion and Final Thoughts EPISODE LINKS Steve's Instagram: @snelson78373 Michael's Website: www.rollingwaveplanning.comPODCAST LINKS

In this episode, Michael Reeder, owner of Reeder CPA Group, shares his journey of building a virtual CPA firm while living in Bulgaria. He discusses the importance of digital infrastructure, persistence in business, and proactive tax strategies. Michael also dives into his passion for sports and how he balances work, family, and personal interests while running a global business. 00:00 Introduction and Guest Welcome 00:45 Michael's Background and Journey 01:23 Life in Bulgaria and Transition to Maine 05:32 Building a Virtual CPA Firm 07:55 Challenges and Opportunities in the CPA Industry 12:30 Client Advisory Services and Strategic Tax Planning 17:40 Common Mistakes and Audit Triggers 25:08 Proactive Tax Strategies 25:58 The E-Myth and Business Fundamentals 27:01 Personal Transformation and Daily Habits 27:58 The Importance of Persistence 29:27 Advice for Aspiring Accountants 31:22 Chicago Sports Frustrations 35:34 Patriots and Ownership Dynamics 42:35 Basketball Talk: Celtics and NBA Insights 47:12 Podcast Wrap-Up and Final Thoughts EPISODE LINKS Michael's Instagram: @michaelireeder Michael's Website: www.reedercpagroup.comPODCAST LINKS

In this third annual NFL preview podcast, Randy & Chris breakdown each division, starting with the AFC East and moving through both AFC and NFC teams. They discuss team strengths, weaknesses, and key players, while also making bold predictions about division winners. Critical conversations center around teams like the New York Jets, Buffalo Bills, Green Bay Packers, and Detroit Lions, analyzing the potential impacts of star players and coaching dynamics. They also touch upon major storylines, such as Aaron Rodgers' impact on the Jets, Lamar Jackson's potential, and Tom Brady's off-field activities. The episode concludes with predictions for the AFC and NFC champions, Super Bowl winners, and individual MVP favorites. They share their excitement for the new season and the camaraderie that comes with NFL Sundays. 00:00 Introduction and NFL Preview Kickoff 01:00 AFC East Breakdown 06:34 Patriots' Prospects and Challenges 11:00 AFC North Analysis 15:17 AFC South Predictions 19:55 AFC West Favorites 23:06 NFC East Insights 26:06 NFC North Predictions 26:43 Packers' Quarterback Legacy 27:53 Detroit Lions Hopes 29:04 Chicago Bears Analysis 30:27 NFC South Breakdown 31:35 Tampa Bay Buccaneers Outlook 34:37 NFC West Predictions 34:49 San Francisco 49ers Discussion 37:31 Los Angeles Rams Potential 42:53 MVP Predictions and Final Thoughts PODCAST LINKS

In Episode 12 of The Rehashables, we return from a busy summer to dive into the latest in entertainment. We kick things off with a detailed discussion of 'Deadpool and Wolverine,' the biggest movie of the year, filled with nostalgia and groundbreaking moments. Then we share our thoughts on 'The Boys' Season 4, its standout moments, and intriguing character arcs despite early reviews tempering expectations. Next is the new Apple TV series 'Presumed Innocent,' comparing it to past courtroom dramas and highlighting its strong cast, led by Jake Gyllenhaal. Lastly, we touch upon the success of the recent Summer Olympics, Simone Biles' gymnastics, and an inspiring moment from the USA Basketball team led by Steph Curry. 00:00 Welcome Back to The Rehashables! 00:17 Summer Recap and Back to School 00:58 Deadpool and Wolverine Movie Review 02:23 Marvel Cinematic Universe: Is Marvel Back? 05:26 Cameos Galore: Surprises in Deadpool 15:57 The Boys Season 4: A Deep Dive 20:33 Hilarious Characters and Unbelievable Comedy 20:52 New Characters and Surprising Twists 21:19 Victoria Newman's Impact and Demise 22:16 Butcher's Dark Path and Ryan's Arc 23:10 Gen V and Future Seasons Speculations 23:36 Maeve's Return and A-Train's Redemption 23:59 Homelander and The Boys' Capture 24:55 House of the Dragon: A Deep Dive 28:56 Presumed Innocent: A Must-Watch Miniseries 30:35 Apple TV's Impressive Lineup 33:46 Olympics Highlights and Memorable Moments 36:47 Basketball Fever and Olympic Reflections 39:42 Wrapping Up: Summer Recap and Future Plans Connect with us: Randy's Instagram - @randyforcier Matt's Instagram - @mattforcier The Randy Forcier Podcast Instagram - @therandyforcierpodcast

00:00 Introduction and Catching Up 00:15 Trip to Hooksett and Meeting the Team 01:36 Reflections on the Mortgage Industry 03:53 Transition to CMG and Office Updates 05:34 NAR Changes and Their Impact 10:00 VA Loan Updates and Interest Rates Discussion 15:57 Benefits of Working with a Big Company 18:46 Derogatory Credit Events and Waiting Periods 24:17 Market Predictions and Final Thoughts Randy Forcier Loan Officer I NMLS 322749 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-590-0337 l ⁠rforcier@cmghomeloans.com⁠ Chris Bedard Loan Officer l NMLS 323290 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-229-4731 l ⁠cbedard@cmghomeloans.com⁠ Contact us with any loan questions, comments or ideas for future episodes. Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/paulo-kalazzi/heros-timeLicense code: F5VL7ZZ7KQITOFBH --- Support this podcast: https://podcasters.spotify.com/pod/show/therandyforcierpodcast/support

Join us for another episode of the Mortgage Show, where we're navigating the summer heat wave and the bustling mortgage market. We discuss the steadying interest rates, increased inventory, and the impact of recent economic shifts on the mortgage industry. Despite the office AC being out, we're pushing through to provide valuable insights for homeowners and prospective buyers. We also reflect on the personal side of life, sharing experiences from a thrilling softball season and discussing the importance of maintaining a healthy credit profile. Additionally, we feature an insightful interview with Samantha Markwood from Birchwood Credit Services, who provides expert advice on credit management and the nuances of the mortgage process. Tune in for a blend of industry knowledge, personal stories, and practical tips to help you navigate the current mortgage landscape. 00:00 Introduction and Summer Season Kickoff 00:47 Current Market Conditions and Interest Rates 02:35 Rate Lock Strategies and Borrower Advice 05:16 Opportunities in a Changing Market 09:30 Mobile Homes and Financing Options 17:42 Personal Stories and Upcoming Interview 22:13 Introduction to Samantha Markwood and Birchwood Credit 22:48 Samantha's Journey to Birchwood Credit 23:22 Understanding Birchwood's Services 24:14 The Rescore Process Explained 28:06 Impact of Late Payments on Credit Scores 32:25 Tips for Maintaining a Good Credit Profile 39:34 The Cost of Credit Reports 41:34 Dealing with Trigger Leads 46:21 Conclusion and Final Thoughts Randy Forcier Loan Officer I NMLS 322749 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-590-0337 l ⁠rforcier@cmghomeloans.com⁠ Chris Bedard Loan Officer l NMLS 323290 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-229-4731 l ⁠cbedard@cmghomeloans.com⁠ Contact us with any loan questions, comments or ideas for future episodes. Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/paulo-kalazzi/heros-timeLicense code: F5VL7ZZ7KQITOFBH --- Support this podcast: https://podcasters.spotify.com/pod/show/therandyforcierpodcast/support

This month on The Rehashable we celebrate the Celtics' NBA Championship run and recap Tom Brady's unforgettable retirement event. We reflect on the Celtics' remarkable journey, key players' contributions, and Brad Stevens' strategic moves. Relive the highlights from Brady's farewell, including surprise appearances by Jay-Z and Peyton Manning, and Bill Belichick's heartfelt tribute. Plus, we share our excitement for upcoming TV Shows and Movies, including "The Boys" and "Deadpool vs. Wolverine." 00:00 Introduction and Celtics Championship Celebration 00:43 Reflecting on the Celtics' Journey 03:25 Key Players and Their Contributions 05:23 Brad Stevens' Impact and Offseason Moves 06:57 Joe Mazzulla's Coaching Journey 10:21 Al Horford and Other Key Players 14:58 Looking Forward: Future Games and Events 17:10 Reflecting on Celtics' Future 17:26 Tom Brady Retirement Event Recap 19:15 Memorable Moments and Highlights 25:07 Belichick's Tribute and Brady's Speech 33:36 Upcoming Shows and Movies 36:12 Final Thoughts and Sign-Off Connect with us: Randy's Instagram - @randyforcier Matt's Instagram - @mattforcier The Randy Forcier Podcast Instagram - @therandyforcierpodcast

This week Im joined by Jordan Fields, President and CEO of Atlantic Financial Consultants, who shares his journey from an insurance agent to a successful entrepreneur. Jordan discusses the importance of forming connections, balancing professional and personal life, and navigating the challenges of the insurance industry. With anecdotes from his high school days and insights into starting a new business, this episode offers valuable lessons and relatable stories for anyone interested in business and personal growth. 00:00 Introduction and Welcoming Jordan Fields 00:26 Building a Strong Business Relationship 01:42 High School Memories and Early Career 03:21 Journey into the Insurance Industry 08:48 Starting Atlantic Financial Consultants 15:06 Keys to Success and Future Plans 18:26 Challenges in the Insurance Industry 19:57 Importance of Customer Relationships 21:54 Golden Goose Referrals 23:58 Balancing Business and Parenting 28:47 Navigating the Daycare Crisis 29:40 Sports Talk: Celtics and Hockey 33:32 Wrapping Up and Contact Information EPISODE LINKS Jordan's Instagram: @jordanfields33 Jordan's Email: jordan@atlanticfc.org PODCAST LINKS

On this week's episode we sit down with Chris George, the founder, president, and CEO of CMG Financial. Chris shares his journey of 42 years in the mortgage industry, starting from humble beginnings at 19, to founding CMG in his garage with just five employees. He delves into the highs and lows, including the near-collapse during the 2008 financial crisis and the subsequent recovery. Chris highlights the importance of dedication, innovation, and community in CMG's success, emphasizing the company's mantra, "Every customer, every time, no exceptions, no excuses." The conversation also touches on the importance of financial literacy, the challenges of the housing market, and the unique products CMG offers to support diverse borrowers. This episode offers valuable insights into the mortgage industry, leadership, and the impact of a customer-first approach.  00:00 Introduction and Guest Welcome 00:58 Founding of CMG Financial 04:03 Challenges and Triumphs in the Mortgage Industry 09:07 Overcoming the 2008 Financial Crisis 13:30 Company Values and Innovations 22:35 Fun and Personal Insights 29:00 Conclusion and Farewell Randy Forcier Loan Officer I NMLS 322749 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-590-0337 l ⁠rforcier@cmghomeloans.com⁠ Chris Bedard Loan Officer l NMLS 323290 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-229-4731 l ⁠cbedard@cmghomeloans.com⁠ Contact us with any loan questions, comments or ideas for future episodes. Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/paulo-kalazzi/heros-timeLicense code: F5VL7ZZ7KQITOFBH --- Support this podcast: https://podcasters.spotify.com/pod/show/therandyforcierpodcast/support

This week, I talk with Nick Simpson and Nick Rairdon founders of Savage Factor, about their journey from brother-in-laws with a love for the outdoors to creating a motivational brand. They share how a hike in the White Mountains inspired Savage Factor, a community aimed at pushing personal limits and achieving goals. The Nicks discuss their impressive ultra marathon experiences and how Savage Factor encourages a mindset applicable to any challenge, from fitness to overcoming addiction. They outline future plans, including a podcast and interactive website, to connect and support like-minded individuals. Tune in to discover your own Savage Factor. 00:00 Introduction and Guest Introductions 01:17 The Genesis of Savage Factor 04:45 The Savage Factor Mindset 06:52 Building the Savage Factor Community 09:25 Ultra Marathon Adventures 20:44 Future Plans and Vision 27:18 Conclusion and Final Thoughts EPISODE LINKS Savage Factor Instagram: @savage_factor Savage Factor Facebook: @savagefactorlife PODCAST LINKS

This week, Randy catches up with Buzz Gordon, a man of many names and comedic talents. Known officially as Patrick Gordon Ouellette and humorously as Patrick Danger Goulet on Facebook, Buzz shares the story behind his numerous monikers and the origins of his stand-up comedy journey. Discover how Buzz, along with his friends Nate Curran and Paul Roy, formed The Comedy Mill, an open mic night that has quickly become a staple of Maine's comedy scene. 00:00 Introduction and Greetings 00:18 The Many Names of Buzz Gordon 01:51 The Comedy Mill Origins 03:02 Weekly Comedy Nights at Mulligan's 04:40 Portland's Comedy Scene 05:49 Improvisation and Open Mic Philosophy 15:33 Upcoming Special Show at Mulligan's 21:50 Packed Shows and Growing Pains 22:35 Consistency is Key 23:09 Overcoming Rough Weeks 23:58 Balancing Passion and Life 26:13 Coaching and Community Involvement 28:58 Sports Talk: Packers and Patriots 34:22 The Joy of Underdog Stories 37:03 Living in the Moment 41:07 Ghost Stories and Final Thoughts 42:52 Wrapping Up and Future Plans EPISODE LINKS Patrick's Instagram: @buzzkill75 The Comedy Mill Instagram: @thecomedymill Biddeford Belly Laughs Tickets: https://www.eventbrite.com/e/biddeford-belly-laughs-tickets-896580555577 PODCAST LINKS

This week Randy is joined by JT Tounge of Tounge Associatesto explore the world of mergers and acquisitions. Discover how baby boomer retirements are driving business sales, especially in the energy sector. JT shares insights from his unique journey from West Point to working in M&A alongside his father. This episode is packed with valuable advice for business owners contemplating an exit strategy and offers a fascinating look at the personal stories behind business transitions. Perfect for entrepreneurs and industry professionals seeking practical tips and inspiration. 00:00 Introduction and Welcoming JT 00:13 The Baby Boomer Business Exodus 01:15 Background of Townes Associates 04:03 JT's Energy Industry Experience> 05:44 Consolidation in the Energy Sector 09:38 The M&A Process and Challenges 19:17 Personal Stories and Successes 22:04 JT's Military Background and West Point Experience 30:31 Advice for Entrepreneurs and Final Thoughts EPISODE LINKS Tounge Associates Website: www.toungeassociates.com JT's Instagram: @jt_tounge PODCAST LINKS

In this episode of Rehashables, we chat about the NBA and NHL playoffs and share our thoughts on some great shows and movies we've been watching.  We review the Amazon Prime series "Fallout," the dark British show "Baby Reindeer" on Netflix, and the FX series "Shogun." We also discuss the highlights from the hilarious Tom Brady roast and insights from the Bon Jovi documentary.  Plus, we look ahead to upcoming shows and movies, including "The Boys" and "X-Men '97."  00:00 Welcome to Episode Rehashables 00:16 NBA Playoffs and the Struggle to Keep Up with Shows 00:50 Diving into Series and Specials: No Movies This Time 01:13 Anne Hathaway Appreciation and Rom-Coms Discussion 03:20 The Tom Brady Roast: A Deep Dive 09:08 Favorite Moments and Performers from the Roast 14:33 Speculating on Future Roast Candidates 17:32 Diving into the Bon Jovi Documentary 20:17 Exploring Fallout: A Video Game Turned TV Show 24:22 Shogun: A Deep Dive into Feudal Japan 27:34 Wrapping Up with Invincible and Upcoming Excitements Connect with us: Randy's Instagram - @randyforcier Matt's Instagram - @mattforcier The Randy Forcier Podcast Instagram - @therandyforcierpodcast

This week, Randy celebrates the two-year anniversary of The Randy Forcier Podcast with a heartfelt and memorable episode featuring a very special guest—his father. In this episode, Randy and his dad delve into nostalgic recollections of attending sports events together, from unforgettable Celtics games to Patriots showdowns, showcasing their shared passion for Boston sports. They reminisce about the joys of father-son bonding through decades of games, including the experiences of seeing legends like Michael Jordan, Tom Brady and others along with memorable plays that have stayed with them over the years. This episode isn't just a trip down memory lane; it's a testament to the enduring connections forged through shared love of sports. 00:00 Celebrating 2 Years of Podcasting with a Special Guest 01:53 Diving into Family Sports Memories 02:20 Reliving Iconic Celtics Games 08:26 The Magic of Patriots Games and Brady's Legacy 11:06 Adventures and Mishaps at Sporting Events 17:15 Reflecting on Past Games and Looking Ahead 18:38 Canton Hall of Fame Visit and Future Plans 19:49 Brady's Patriots Hall of Fame Induction and Roast Recap 21:46 Decoding Celebrity Behavior at Events 22:10 The Unspoken Rules of Celebrity Roasts 22:48 Navigating the Boundaries of Comedy 24:10 Memorable Red Sox Moments 25:00 The Magic of Baseball and Unforgettable Games 28:58 Road Trips and Encounters with Baseball Stars 30:41 Exploring the Life of Professional Athletes 32:24 Family Traditions and the Love for Sports 35:12 The Challenges and Rewards of Youth Sports Coaching 37:51 The Life of an Umpire: A Different Perspective on Baseball 41:04 Reflecting on Memories and Making New Ones PODCAST LINKS

This week I have a conversation with journalist Randy Seaver discussing his career evolution in the Biddeford Saco area, touching upon journalism's transformation, social media's impact, and the current local news landscape. The script also highlights influential community figures in Biddeford/Saco, shedding light on their roles, accomplishments, city efforts on homelessness, policy changes, and the overall progress, challenges, and complexities of addressing homelessness in the area. 00:00 Welcome to the Podcast with Randy Seaver 01:01 Randy Seaver: A Local Journalism Icon 02:01 The Evolution of Journalism with Randy Seaver 03:24 Randy's Journey from Public Access to Social Media 05:49 The Impact of Social Media on News Consumption 07:14 The Local News Vacuum and Saco Bay News 11:47 Randy Seaver's Approach to Social Media and Politics 16:03 Top 20 Local Political Movers and Shakers List 24:07 Reflecting on Alan Kassaman's Legacy and Influence 24:35 Campaign Management and Political Partnerships 25:38 Alan Kassaman: A Pillar of Biddeford's Renaissance 26:34 Personal Anecdotes and Professional Insights 26:55 Navigating Post-Political Life and Community Engagement 29:16 Tim Harrington's Impact on Biddeford 31:52 Delilah's Contributions to the Heart of Biddeford 33:17 Family Ties in Politics: A Personal Perspective 34:41 Marty's Mayoral Tenure: Efforts and Challenges 36:17 Liam LaFontaine: A Rising Star in City Council 37:21 Jeremy's Unique Position and Achievements 39:21 Ryan Fecto: From Young Politician to Influential Leader 42:04 Biddeford's Current State: Challenges and Progress EPISODE LINKS Randy Seaver's Facebook: www.facebook.com/randy.seaver.3 Saco Bay News: www.sacobaynews.com PODCAST LINKS