Key Factors Podcast

Send us a textWhat if your challenging circumstances became the very fuel that propelled you to extraordinary success? Devin Resendez embodies this powerful transformation. From growing up in San Antonio's inner city with a teenage mother to building one of the region's most successful real estate teams, Devin's journey captivates with its raw honesty and profound insights.Devin's entry into real estate wasn't planned – it began with a negative home-buying experience that sparked a desire for change. What started as a somewhat vengeful career move evolved into a purposeful mission to serve communities often overlooked by other agents. His strategic decision to "fish where others aren't fishing" allowed him to build a thriving, recession-resistant business by focusing on underserved markets that held tremendous opportunity.The conversation delves deep into the evolution of leadership – from Devin's early days of simply expecting agents to replicate his methods to developing a nuanced approach that helps each team member achieve their own version of success. With remarkable candor, he shares his mistakes, breakthroughs, and the pivotal mentors who shaped his growth. Particularly moving is his commitment to providing opportunities for single mothers, a direct reflection of his own upbringing and desire to create the support system he wishes had been available to his mom.Beyond business strategies, this episode explores profound questions about potential, purpose, and the courage to continuously evolve. Devin's philosophy that "it takes no more time to be me than it does for you to be you" challenges listeners to examine what truly separates high achievers from everyone else. His remarkable story proves that with focused effort, strategic positioning, and commitment to serving others, extraordinary business success is possible regardless of where you begin.Whether you're in real estate, entrepreneurship, or simply seeking inspiration to transform your own circumstances into advantage, Devin's journey offers a blueprint for turning life's challenges into the very foundation of exceptional achievement.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Send us a textWhat really separates top-producing real estate agents from those who struggle to find consistent success? Zach Castillo, co-founder of The Castillo Group in San Antonio, shares his remarkable journey from physical therapy student to real estate powerhouse, revealing the strategic mindset that's fueled his decade-long success story."I subscribe very early that it's all about lead generation," Zach explains, cutting through industry noise with refreshing clarity. His story is particularly compelling because it began almost by accident—from persuading a college professor to pass him so he could pursue real estate to building a team that closed 50 properties worth $10 million in their first year. The conversation dives deep into what truly drives sustainable growth in real estate. While many chase the latest marketing trends or technology, Zach attributes his success to something far more fundamental: "I'm just going to listen to you and I applied what they said." This willingness to follow proven models rather than reinventing the wheel has been his competitive advantage.What makes this discussion especially valuable is Zach's transparency about the challenges of team building, including the difficult lessons learned through losing team members and having to rebuild. His "prenup" approach to agent partnerships now ensures clear expectations from day one—wisdom gained through experience rather than theory.Perhaps most compelling is Zach's evolution from defining himself entirely by his real estate success to finding greater balance and fulfillment: "If I could go back and talk to myself 10 years ago, I would say define who you are first." His practical advice for struggling agents—focus on winning just four days a week by adding one new prospect daily—offers a simple but powerful framework anyone can implement.Ready to transform your real estate business? Listen now and discover why consistent action, proven systems, and proper tracking create sustainable success in any market condition.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Send us a textThis episode delves deep into short sales and pre-foreclosures, offering clarity and guidance for both homeowners and industry professionals. Featuring expert insights from Josh Boggs, the conversation explores the current real estate landscape, the emotional aspects of navigating short sales, and the critical role of mentorship in this shifting market.• Understanding what short sales and pre-foreclosures mean• The challenges faced by homeowners in today's market• The importance of mentorship in the real estate industry• Navigating the emotional side of short sales and their impact on families• The role of hedge funds and investors in shaping the housing market• Philanthropy as a key element for real estate professionalsJoin us for this engaging discussion, full of valuable lessons and actionable insights that can help you thrive in an ever-changing real estate environment.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Send us a textRenee Zunker, a US Air Force veteran turned real estate maven, joins us to share her inspiring journey from military life to curating a successful career in real estate. For those of you curious about mastering the transition from service to civilian success, Renee's story is a treasure trove of insights. Her dedication to assisting fellow veterans with navigating the housing market is not just career-driven but also deeply personal, as she leverages her own experiences to guide others. Alongside her professional feats, Renee offers a glimpse into her serene farm life in Texas, where she finds balance amidst her bustling career. We shine a light on intriguing trends and strategies in the real estate landscape, such as the emerging popularity of "van life" among Gen Z and the timeless concept of building equity through property investment. Renee generously shares her expertise on VA loans, debunking myths and outlining how veterans can utilize these benefits to secure their dream homes. Our conversation also touches on the unique challenges facing today's real estate market, offering practical advice on how to navigate these hurdles, especially for those contemplating renting versus selling in a competitive environment. Beyond market mechanics, Renee opens up about personal growth journeys, sharing candid experiences with burnout and self-discipline. Her story is a powerful reminder that while the path to success is fraught with challenges, it's also paved with opportunities for self-discovery and resilience. From prioritizing mental health and productivity practices to overcoming self-doubt, this episode offers a rich mix of personal anecdotes and professional wisdom. Whether you're a veteran eyeing a new career path or simply someone seeking inspiration, Renee's insights will leave you with plenty to ponder and apply in your own life.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Send us a textGuest: MarkAnthony Ball: Real Estate, Social Media, and AuthenticitySubscribe to MarkAnthony:  @markanthonyball Learn how MarkAnthony Ball became a top real estate agent by combining authenticity, discipline, and creativity. Discover tips for 2025 success, social media strategies, and more.In this festive holiday episode of the Key Factors Podcast, host Mark Jones welcomes the remarkable Mark Anthony Ball, a San Antonio real estate powerhouse, to discuss everything from innovative strategies in the real estate industry to maintaining authenticity and confidence in the face of challenges.Mark Anthony shares his journey from a military career to becoming a celebrated social media influencer and top-performing real estate agent. Along the way, we dive into his unique alter ego, Vivian, who brings humor and transparency to the real estate world. They tackle topics like the importance of education, staying consistent, and adapting to industry changes like the NAR lawsuit.Whether you're a seasoned pro or a newcomer to real estate, this episode is packed with insights and actionable advice to help you dominate in 2025. Plus, get inspired by Mark Anthony's fearless approach to building his brand and helping clients.

Send us a textWhat ignites a relentless pursuit of success? Join us for an inspiring conversation with Rudy Sedatnil, a seasoned real estate agent who shares his incredible journey from the watermelon fields of California to becoming a standout figure in the real estate world. Rudy's story is one of perseverance, resilience, and the power of mentorship. Influenced by his grandfather's work ethic, he overcame a series of life adversities, including a legal battle and financial struggles, to craft a successful career driven by passion and integrity. Rudy's experiences teach us the value of transforming challenges into stepping stones towards achieving greatness.Rudy's transformative journey illustrates the importance of relationships and seizing opportunities. He delves into how he nurtured client connections, turning simple interactions into lucrative, long-term partnerships. The episode emphasizes the significance of understanding one's purpose and the power of a proactive mindset, whether through creative real estate strategies or by leveraging social media to stay relevant in a competitive market. Rudy's narrative is a testament to the potential of hard work and authenticity in building a lasting legacy, resonating deeply with both seasoned professionals and newcomers in the field.As we wrap up our conversation with Rudy, we explore the importance of personal growth and resilience. With anecdotes highlighting integrity, reputation, and the need to embrace vulnerability, Rudy encourages us to reflect on our own stories. He inspires us to step back, recharge, and face the world with renewed purpose and passion, reminding us that success is not just about financial gain but also about the legacy we leave behind. Whether you're a real estate veteran or just starting, this episode is sure to motivate you to pursue your own journey with authenticity and determination.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Discover the fascinating journey of Brad Dower, a CPA who found his path to success through an unexpected route, including a transformative stint in the Marine Corps. In our latest episode of the Key Factors Podcast, Brad shares how he transitioned from the rigors of working long hours at an accounting firm to establishing his own business with a focus on work-life balance and family priorities. His story not only highlights the importance of balancing professional and personal life but also delves into the economic pressures of changing retirement ages and life expectancies. Celebrate with us as we also acknowledge our producer JC's birthday during this engaging conversation.Shifting gears, we delve into the lucrative world of real estate and taxation, offering valuable insights for homebuyers, investors, and realtors alike. We discuss the potential tax benefits of homeownership and explore strategies for minimizing tax liabilities through real estate investments. From cost segregation studies to the differences between commercial and residential real estate investing, we cover essential tips for maximizing deductions and maintaining meticulous financial records. Learn how to leverage these insights to make savvy financial decisions and achieve greater financial success.Finally, we unveil essential tax strategies tailored for self-employed realtors and real estate investors. Get expert advice on maintaining accurate records, maximizing deductions, and saving for taxes, while exploring the benefits of achieving Real Estate Professional status. We also dive into recent developments concerning the Beneficial Owner Information report and offer practical tips on employing family members for tax advantages. This episode is packed with actionable insights and expert advice to help you navigate the complex world of tax planning and real estate investing with confidence.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Imagine thinking you're on the right path in real estate or finance, but ending up blindsided by unseen market shifts or unexpected personal setbacks. In this episode, we're joined by industry visionaries Lulu Bishop, JJ, and Robert Armandade as they uncover the hidden challenges and opportunities awaiting us in 2025. Lulu brings her deep-rooted passion and expertise in custom home building, JJ shares strategies honed from decades in commercial real estate, and Robert offers financial wisdom sparked by personal life events. Together, they dissect the evolving landscape and provide a toolkit for success amid uncertainty.Listeners will leave equipped with knowledge on adapting to the ever-changing real estate market and the psychological nuances of finance. We tackle the age-old battle between short-term desires and long-term goals, underscoring the necessity of patience and strategic planning. Discover how breaking goals into actionable steps, influenced by resources like the "12 Week Year" book, can transform ambitious dreams into achievable realities. We highlight the importance of setting realistic expectations, along with a focus on mentorship and accountability as cornerstones for personal and professional growth.Pioneering beyond traditional advice, our guests discuss the subtleties of business ethics, the power of personal productivity, and the art of maintaining focus in a world filled with distractions. Whether you're navigating real estate challenges, setting financial priorities, or seeking inspiration in your career journey, this episode promises a wealth of insights. Embrace the stories and lessons shared by Lulu, JJ, and Robert as you steer your path toward a future of resilience and success.Find Out Your Home Financing Options:https://www.reviewmymortgage.comSubscribe on Apple Podcasts:https://podcasts.apple.com/Connect with Us on Social Media:Facebook: https://www.facebook.com/KeyFactorsPodcastInstagram: https://www.instagram.com/keyfactorspodcast/YouTube: https://www.youtube.com/@KeyFactorsRealEstateAFStay Informed, Stay Inspired, and Stay Ahead—Tune In and Take Action![00:09:55] – Shifting Your Mindset in a Changing MarketProblem: Agents new to the industry haven't faced a changing market and don't know how to handle it.Solution: The panel explains the importance of education, understanding absorption rates, and rethinking pricing strategies to navigate shifting markets effectively.[00:16:25] – Adopting a Long-Term View for Real Estate SuccessProblem: Relying solely on short-term goals leads to frustration and shiny-object syndrome.Solution: JJ and Lulu emphasize creating 5-year (or even 10-year) visions, encouraging agents to look beyond annual goals, focus on long-term strategy, and avoid burnout.[00:21:50] – Handling Buyer Objections in a High-Rate EnvironmentProblem: Buyers hesitate due to rising interest rates and affordability fears.Solution: Lulu demonstrates how to set proper expectations, educate on the trade-offs of price versus rate, and show clients why waiting might be costlier than acting now.[00:25:30] – Clarity in Communication & Educating ClientsProblem: Clients are often misinformed by social media, TikTok, and well-meaning friends.Solution: The group discusses asking clients open-ended questions, providing reliable data, and simplifying complex concepts into digestible, realistic advice to build trust and confidence.[00:36:45] – Dealing with Career DerailmeKey Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Curious about the journey from a small-town bank to the heights of Wall Street? Join us for an insightful conversation with Mauricio Sanchez, a San Antonio native and founder of Portfolio Capital Management. Mauricio shares his compelling story of transitioning from fashion aspirations to becoming a prominent figure in the finance world. Discover how a single finance course redefined his career path, eventually leading him to the high-energy finance scene of Midtown Manhattan. Together, we explore the profound influence of AI technologies on investment banking, discussing both its promising potential and challenges, shaped by generational perspectives.Gain a deeper understanding of investment strategies tailored to life's various stages as we dive into Mauricio's investment philosophy. From the importance of diversifying portfolios to understanding the impact of Federal Reserve policies, Mauricio provides valuable insights into making informed financial decisions. Our conversation also touches on the critical role of financial literacy, emphasizing how early education can shape future economic success. We discuss the nuanced interplay between fiscal and monetary policies, highlighting the complexities of navigating market perceptions and economic stability.Finally, discover why real estate remains a vital investment for achieving personal and family goals. Mauricio articulates the enduring value of owning a home, not just as an asset but as a stepping stone toward fulfilling dreams. We also consider the importance of financial education in schools, advocating for a curriculum that equips young minds with the skills they need to thrive in today's economic landscape. Whether you're an experienced investor or just starting out, this episode offers a wealth of knowledge to guide you through the evolving worlds of finance and investment.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Unlock the secrets to a thriving real estate career as you gain firsthand insights from AJ Regattas, a veteran broker with over a decade of experience, and the dynamic Stephanie Aguillon, known for her bold transition from Hereford to San Antonio. Learn how these experts balance the unpredictable nature of the market with structured business planning, and explore how personal resilience can lead to professional breakthroughs. Their stories reveal the power of blending seasoned wisdom with fresh perspectives, providing an engaging and educational experience for anyone looking to elevate their real estate game.In this episode, we dismantle the myth that talent alone is enough to succeed. Discover the critical role of structured business planning and goal-setting in transforming raw talent into sustained success. From setting realistic income goals to maintaining consistency during slow periods, we delve into the strategies that can keep your business thriving. Listen as AJ and Stephanie share their tactical approaches to balance, time management, and leveraging past experiences to refine future strategies. These insights serve as a masterclass on how to build a business that not only survives but flourishes in any market condition.We also unravel the art of building a referral-based business through strategic networking and foundational activities. Find out why relying on familiar networks isn't enough and how engaging in activities like open houses and cold calling can expand your reach. AJ and Stephanie discuss the significance of creating systems, using tools like greatness trackers, and integrating personal beliefs into daily routines to enhance focus and motivation. By the end, you'll be equipped with practical, actionable advice to not only navigate the real estate landscape but to excel in it with passion and perseverance.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

What are the sacrifices that truly lead to success in the real estate industry? Our latest episode features an engaging conversation with real estate experts Jeff Garza, Ronnie Trevino, and Gilly Mendoza, who share their experiences and insights. Jeff reflects on his journey from a stable job to founding Redbird Realty, shedding light on the sacrifices and determination necessary for success in this challenging field. Gilly, on the other hand, reveals how working alongside his wife fuels his passion for real estate investing and the ambitions that drive him forward. Together, they highlight the importance of hard work, dedication, and the support of like-minded individuals.Listeners can expect to gain valuable insights into the multifaceted world of real estate, from the San Antonio market trends to the intricacies of building successful partnerships. Ronnie emphasizes the significance of patience and adaptability, not only in achieving professional growth but also in balancing family life. Our conversation explores the essential role of effective networking and mentorship, as Gilly shares his transformative experience at a Grant Cardone mastermind. These stories underscore the importance of being in the right environment and making informed decisions to thrive in this ever-evolving industry.Finally, we navigate the challenges real estate professionals face, from the complexities of dual agency to the need for transparent and knowledgeable partnerships. Our guests offer advice on finding the right mentors and cultivating a supportive circle that fosters growth and ambition. Whether you're an agent just starting or a seasoned professional, this episode provides a comprehensive look at the strategies, mindset, and community needed to succeed in real estate. Join us for a thought-provoking discussion that promises to inspire and guide you on your own real estate journey.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Discover the hidden dynamics of the real estate world with special guests Jeff Garza and Chris Jacobs as we unravel the complexities of the National Association of Realtors settlement. You'll gain insights into how Texas real estate agents have smoothly adapted to new industry standards, thanks to their robust documentation practices. Jeff offers a broker's perspective on navigating regulatory changes, while Chris draws captivating comparisons between real estate and sports, highlighting the importance of understanding the broader industry shifts.Ever wondered how complex legalities affect affordable housing? We tackle these questions by scrutinizing the roles of brokers, agents, and lawyers in shaping the regulatory landscape. Our candid discussion examines the impact of excessive legal requirements on the real estate market and debates the potential need for reducing these regulations to make housing more affordable. We also explore the risks and rewards of federal assistance programs, all while proposing innovative strategies to educate and empower potential homeowners navigating high listing durations and elevated interest rates.Dive into the entrepreneurial mindset required for success in real estate, tackling challenges from rising property taxes in Central Texas to the pitfalls of instant gratification in the industry. We'll share transformative strategies for new agents, emphasize the importance of actionable learning, and discuss the value of quality and ethics in real estate. Join us as we explore the power of unreasonable self-belief, setting financial goals, and creating a supportive network to thrive amid competitive market demands. Whether you're a seasoned professional or a newcomer, this episode is packed with insights to inspire and guide you on your real estate journey.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

What if you could transform raw land into a thriving community while navigating economic uncertainties? Join us for an insightful conversation with Gilly Mendoza, a seasoned real estate professional, as we explore the current state of the market. With over a decade of experience, Gilly provides valuable insights into the financial landscape, drawing from the lessons of the 2008 recession. Learn how entrepreneurial endeavors, particularly in real estate, can shape future generations, as evidenced by Gilly's daughter's newfound passion for the field. Immerse yourself in the complex world of real estate development, where Gilly shares updates on significant land projects and career shifts. From rezoning challenges to the political aspects of development, we unravel the intricate process of turning parcels of land into profitable ventures. Gilly's experience highlights the importance of detailed site plans and stakeholder communication, offering a glimpse into the dynamic east side's evolving housing demands and the potential for mixed-use developments.As we forecast the future of real estate amidst technological advancements, we emphasize the necessity of maintaining discipline and adaptability. Despite predicted market downturns, 2023 has brought unexpected opportunities, emphasizing the power of focus and assertive business strategies. Our discussion also touches on the evolving structure of real estate commissions and the critical role of transparency in transactions. Dive into the broader economic landscape, examining the U.S. national debt and its implications for homeownership, while empowering listeners through education and resources to make informed decisions in the ever-changing real estate market.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Discover the secrets to thriving in the ever-changing real estate landscape with Sandra Rangel, our esteemed guest who brings 18 years of invaluable industry experience. Kicking off her real estate journey amidst the turbulent market of 2007, Sandra shares her compelling transition from corporate roles at USAA and Toyota to becoming a successful realtor. Her story is a testament to resilience and adaptability, offering both newcomers and seasoned professionals invaluable lessons on navigating economic uncertainties by returning to the basics.Our discussion takes a deep dive into Sandra's journey of building a successful real estate business. From her workaholic drive to utilize evenings and weekends effectively, to nurturing client relationships during the 2008-2009 economic downturn, Sandra emphasizes the enduring importance of dedication, consistent effort, and adaptability. She also highlights the rewarding journey of team building, sharing key insights on strategic growth, fostering supportive environments, and understanding team dynamics to nurture future leaders in the industry.Finally, Sandra shares how embracing social media and video content has transformed her business, underscoring the power of these tools in maintaining relevance and enhancing client connections. Overcoming her initial reluctance to be on camera, she illustrates the importance of practice and consistency, along with effective strategies for real estate video marketing. Highlighting the significance of quality equipment and content planning, Sandra reveals how authentic video content can dramatically boost client engagement and lead generation, ensuring sustained success in today's fast-paced real estate market.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Real Estate Journey & Emotional Intelligence (Guest: Denise Bocanegra)Join Denise Bocanegra as she shares her journey from Property Management to becoming a successful realtor. Learn about the importance of emotional intelligence, building client relationships, and navigating today's challenging real estate market.Podcast Description:In this episode of Key Factors Podcast: Real Estate AF, host Mark Jones sits down with Denise Bocanegra, a dedicated realtor with deep insights into real estate's complexities and emotional intelligence. Denise shares her journey, from beginning in property management to overcoming fears of commission-based income. She highlights her strategies in client communication, the significance of understanding a client's goals, and the role of emotional intelligence in building lasting client relationships. Dive into practical advice on adapting to current market challenges, the evolving role of real estate agents, and empowering buyers and sellers with knowledge to make informed decisions.

Unlock the secrets to thriving in the competitive world of real estate photography with insights from Rick Garza, founder of Brighton Early Productions. Discover why creativity alone won't cut it, as we explore the vital technical skills and additional services like video and 3D tours that can elevate your business. With over 15 years of experience, Rick shares his journey from club photography to mastering real estate media, emphasizing the importance of treating photography as a business and the patience required to see growth.Hear an inspiring story of resilience and adaptability from a former event photographer who transformed personal struggles into a passion-driven career. We discuss the challenges of transitioning from weddings to real estate, and the role supportive relationships play in motivating change. Learn how early experiences in unconventional sales can lay the groundwork for business success, even without formal training or resources.Explore the multifaceted role of storytelling and market dynamics in real estate photography. We highlight the importance of professional imagery, statistics that demonstrate increased sales, and the power of a cohesive team approach. Discover strategies for navigating the economic waves of the industry and the significance of leaving a compelling first impression. With expert advice and relatable narratives, this episode is a treasure trove for anyone looking to turn their passion for photography into a thriving business.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Navigating Mortgage Complexities & Builder Market InsightsDiscover mortgage tips, industry insights, and builder strategies from veteran loan officer Lisa Alonso. Learn how today's loan market, new construction trends, and personal financial strategies affect your journey to homeownership.Podcast Description: In this episode of Key Factors Podcast: Real Estate AF, host Mark Jones is joined by veteran loan officer Lisa Alonso to break down the real side of mortgages. They discuss the advantages and hurdles of working with builders, navigating loan guidelines, and the hidden factors in today's mortgage landscape. Tune in to uncover critical insights into VA loans, the power of forward commitments, and how new construction pricing impacts home affordability. Whether you're a first-time buyer or industry pro, this conversation brings transparency to the process and provides valuable advice for securing your financial future.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

What if you could revolutionize the credit repair industry with just one bold move? Dylan Shively returns to our podcast, sharing his innovative strategy that could change the game forever. By offering lifetime access to credit repair services for a one-time fee, Dylan challenges traditional business models, setting a new standard for customer value and ethical practices. Discover how this approach not only enhances efficiency but also simplifies the often complex credit repair process, empowering clients to take control of their financial futures with a self-service portal.Dive into the ethical intricacies of the mortgage industry as we explore the controversial use of trigger leads. Dylan and I discuss how these tactics can disrupt consumer privacy and erode trust, raising questions about the long-term implications for industry reputation. We also touch on the financial benefits companies derive from these leads, drawing parallels to problematic strategies seen in political arenas. It's a candid examination of the pressures and responsibilities that come with industry innovation and consumer advocacy.The conversation takes an inspiring turn as Dylan recounts his experience on the reality TV show "The Blocks." From contestant to judge, he shares valuable insights on building a personal brand and the power of consistent, authentic engagement. Together, we explore how embodying your brand in everyday actions can lead to lasting connections and meaningful growth. Whether it's through Vision Partners Media's guidance on video production or simple acts of relationship building, Dylan's journey underscores the impact of genuine interactions and the importance of helping others without expecting immediate returns. Join us for an episode packed with actionable insights, heartfelt stories, and a vision for a more transparent and supportive industry.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Unlock the secrets to building a thriving real estate career by mastering the art of authentic networking and strategic recruiting. Our latest episode promises to transform your approach to relationships and time management, ensuring you align with partners who truly understand your vision. With insights from industry experts like Scott Maloof and Dayton, we explore the mindset shifts necessary for roles like transitioning from a lender to a realtor or recruiter, and how these changes can complement broader industry strategies. Gain a fresh perspective on the evolving landscape of real estate, where personal growth and professional success go hand in hand.Step into the future of real estate, where we ponder the industry's evolution, drawing on intriguing concepts like alternate universes and divine intervention. Discover how keeping busy can sometimes obscure the bigger picture, and why advising clients beyond the basics is key to establishing trust and credibility. We reflect on an inspiring mastermind event in San Antonio, featuring local legends who shared their wisdom and set the stage for future discussions on transformative topics. By embracing proactive communication and structured approaches, you'll learn how to navigate the complexities of the real estate market with confidence.Explore the fascinating world of revolutionary real estate models, as we take a closer look at LPT Realty's hybrid brokerage approach. With a focus on agent empowerment through innovative marketing and compensation strategies, this episode reveals how founders like Robert Palmer are redefining the industry. From leveraging video marketing to building high-quality relationships, we emphasize the importance of persistence and proactive engagement in overcoming challenges. Join us in this engaging conversation that promises not just strategies and insights, but a new way of thinking about success in real estate.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Ever wondered how a bartender and construction worker could pivot into a successful career in real estate finance? Join us as we chat with JT, a seasoned loan officer with 17 years under his belt, sharing his journey from mixing drinks in San Antonio to mastering the world of mortgages. JT opens up about the early days, when he was inspired by the affluent lifestyles of lenders and made the bold leap into a commission-only role before the Dodd-Frank era reshaped the industry. His story is filled with humor, grit, and the kind of determination that makes you believe anything is possible if you're willing to hustle.But JT's journey is more than just numbers and loans; it's about personal growth and transformation. We dig deep into his bold strategies in the competitive real estate market, like his innovative approach to For Sale by Owner properties. With insights into the power of a purpose-driven mindset and the role of spirituality in amplifying success, JT shares how supportive relationships and accountability are crucial for achieving big wins. Learn how marrying the right partner can be like having a personal coach, driving you to new heights, and why the thrill of the chase in business is only rivaled by the fulfillment found in collaboration.The conversation doesn't stop there. JT shares his vision for the future, navigating the challenges of rising interest rates and financial setbacks while aspiring to become a top recruiter globally. He opens up about the difficult choices in entrepreneurship, including the hard decisions that come with letting go of team members. Yet, through adversity, JT remains focused on serving underserved clients and seizing new opportunities, like those at LPT Holdings. Whether you're in real estate or simply enjoy a good story of resilience and reinvention, this episode offers a refreshing perspective on working smart and embracing change, with a sprinkle of humor along the way.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

How can a dedicated fourth-grade teacher end up living in his car despite earning $53,000 a year? Discover the heartbreaking story of Bill Atkinson, whose financial struggles exemplify the broader crisis of low teacher salaries in Texas. With insights from Ovidia Molina, president of the Texas State Teachers Association, and experts like Martin Tirado and Leah Arndt, we explore the systemic issues that have pushed educators like Bill to the brink and the urgent need for increased wages and greater support.Financial responsibility can be a minefield, especially for middle-class individuals and educators burdened with debt. We share personal anecdotes and practical advice on navigating the complex landscape of homeownership, maintaining good credit, and overcoming common financial misconceptions. Our conversation sheds light on the unique challenges teachers face, especially as single parents, and the limited opportunities available to them to build wealth through real estate.Empowering the next generation with financial literacy is crucial, and we dive into innovative solutions that can make a tangible difference. From the PadSplit concept to teaching children the value of saving and responsible spending, our guests provide actionable insights that listeners can implement in their own lives. Celebrate with us as we reach 10,000 subscribers, and thank you for being part of this journey. Your engagement fuels our mission to bring you valuable and thought-provoking content.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Get ready to explore the pivotal role of housing in economic resilience with our distinguished guests, John Hudson and Brianna Jones. We're unpacking the latest residential construction trends, job data, and the impact of lower interest rates on the housing market. Learn about the Federal Reserve's shift from prioritizing inflation to focusing on growth, and how this move is influencing market reactions, particularly for small caps and high-quality stocks. This episode is packed with insights for managing your portfolio strategically in the current economic climate.Do Kamala Harris's plans to build three million new homes and Donald Trump's opportunity zones hold the key to solving the affordable housing crisis? We dive into a critical examination of these proposals, considering their feasibility and potential impacts. We discuss the intricate balance between federal and state powers, and how current and future administrations' policies could shape the housing market. From regulatory barriers to economic issues, this debate covers all the angles of affordable housing policy.In our final segments, we discuss practical solutions and advocacy for prospective homebuyers, including the intricacies of a proposed $25,000 down payment assistance program. We emphasize the importance of financial education and professional guidance in the home buying process. From the benefits of zero-down payment FHA loans to the critical role of trustworthy loan officers, we cover it all. Tune in to gain a comprehensive understanding of the challenges and opportunities in today's housing market, and walk away with actionable insights for navigating homeownership.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Get ready for some real talk on financial struggles as we address the often misleading perceptions of success perpetuated by social media. Preston shares his personal story of transition and success, emphasizing the significance of educating young people about financial literacy. We advocate for a game-based approach to financial education for youth, making lessons relevant to everyday life. Our dialogue extends to the evolving job market, the rise of remote work, and the global competition that demands adaptability and entrepreneurship, all while stressing the importance of personal decisions and perseverance.Finally, we'll explore the intricate world of investment strategies and real estate. Discover how changes in Japan's interest rates ripple across global markets, impacting everything from stock investments to real estate transactions. We also discuss the benefits of homeownership versus renting and the significant role of financial education in navigating these decisions. Joseph Milhouse brings his expertise to the table, offering nuanced perspectives on market trends and financial advising. Celebrate with us as we reach 9,000 subscribers, and join our commitment to providing valuable content aimed at financial empowerment and resilience.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Ready to tackle the $35 trillion U.S. national debt? Join us as we bring in Kevin O'Leary, renowned Shark Tank investor, to present his ambitious proposal: tapping into the Arctic National Wildlife Refuge for oil extraction and channeling the profits towards debt reduction. We dissect his plan, drawing parallels to Norway's sovereign wealth fund, and debate the legislative safeguards necessary to ensure these funds are allocated correctly. With hosts Mark, Andy Hilger, and John Hudson, we navigate the complexities of the U.S. debt clock and its economic ramifications, stressing the urgency for viable solutions and fiscal responsibility.Ever wondered why the stock market's success doesn't seem to benefit everyone? We break down the staggering economic disparities where the top 10% reap most of the benefits, leaving the bottom 50% with barely a sliver of the pie. We challenge the misconception that a booming stock market can offset the national debt, analyzing the economic policies of political candidates and the critical need for spending cuts to combat inflation and safeguard family finances and retirement savings. This chapter underscores the pressing need to reevaluate our economic strategies.Shifting gears, we scrutinize the ways the U.S. government generates revenue and the effects of "printing money" on inflation and interest rates, examining how these policies impact consumer affordability and the housing market. The conversation pivots to the BRICS coalition's efforts to establish an alternative trading system, the historical petrodollar agreement, and current geopolitical tensions. Finally, we tackle the challenges of financial literacy and the importance of staying informed in an era rife with misinformation. This episode is a treasure trove of insights, perfect for anyone eager to understand today's economic landscape.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

What if you could turn your financial struggles into a triumphant success story? Join us on the Key Factors Podcast as we chat with Whitney Robinson, a realtor who has navigated a winding road from a small Virginia town to a thriving career in real estate. Whitney's journey is a testament to perseverance and the power of financial literacy, shaped by early experiences in a single-parent household and an eclectic career path that spans from waitressing to wealth management at Wells Fargo.Whitney opens up about the emotional and financial challenges she faced, sharing poignant moments that reveal the depth of her resilience. From childhood curiosities about money to the harsh realities of being judged by appearances, her story underscores the importance of managing limited resources and finding hope through biblical lessons. Whitney also delves into the complexities of co-parenting post-divorce, the significance of emotional intelligence, and how maintaining authenticity can foster genuine relationships both personally and professionally.But the wisdom doesn't stop there. Whitney dishes out invaluable advice for real estate professionals, from strategic marketing tactics to financial planning for those living on commission. Whether you're inspired by stories of house-flipping triumphs or looking for tips on emotional check-ins with your kids, this episode is packed with insights. Whitney's narrative is a powerful reminder that success isn't just about financial gain; it's about emotional growth, genuine connections, and staying true to yourself along the way. Don't miss out on this episode packed with heart and strategy!Topics Covered:Introduction and Background: Mark introduces Whitney Robinson, highlighting her faith-based approach to overcoming life's challenges and her journey from a small town in Virginia to a thriving career in Texas.Early Life and Financial Trauma: Whitney opens up about her upbringing in a small town, the financial struggles her family faced, and how these experiences shaped her understanding of money and financial literacy.Career Before Real Estate: Whitney discusses her diverse career path, including waitressing, retail, and working in wealth management and business banking. She shares her experience working for Wells Fargo and the pivotal moments that led her to real estate.Transition to Real Estate: Whitney describes the significant life changes she faced, including moving to Texas, the death of her father, and becoming a new mother. She explains how these events led her to pursue a career in real estate and the challenges she overcame in her first year.Emotional Intelligence and Forgiveness: The conversation delves into the importance of emotional intelligence (EQ) and relational intelligence (RQ). Whitney shares her journey of forgiving her father and maintaining a positive relationship with her ex-husband for the sake of her son.Building a Real Estate Career: Whitney offers practical advice for new real estate agents, emphasizing the importance of asking questions, shadowing professionals, and putting in the extra work without expecting immediate returns. She stresses the value of authenticity and building relationships based on trust.Marketing and Personal Branding: The discussion highlights the significance of marketing, social media presence, and staying true to oneself. Whitney shares her strategies for leveraging social media and creating engaging content to build her braKey Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Imagine being laid off from a stable job at the Bank of San Antonio while raising a family. That's exactly what Moses Thatcher faced, and his emotional journey from frustration to resilience is nothing short of inspiring. Listen as he opens up about the challenges of unemployment, the unwavering support from his family, and how he balanced the responsibilities of child support while embarking on a new career in real estate. Moses' story is a testament to the power of adaptability and determination in the face of adversity.Starting a new career with minimal financial resources is daunting, but Moses proves that it's possible with the right mindset and sacrifices. From cutting out luxuries to prioritizing essentials, learn about the practical decisions that paved the way for his success in real estate. We also tackle the importance of authenticity in business, the pitfalls of superficial success, and the critical role of building supportive professional relationships. Through practical business strategies and personal growth stories, discover how investing in oneself and others can lead to genuine success and fulfillment.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Discover the transformative power of emotional intelligence in sales and leadership with our special guests, Joey Rodriguez and Katie Hasson. Joey, a loan officer who pivoted from the food and beverage industry to the mortgage sector, shares his unique journey and insights. Katie, a seasoned sales and leadership coach, explains how her diverse background—from selling books door-to-door to coaching professionals—shapes her approach to personal and professional development. Together, they reveal the secrets to aligning personal values with behavior and recognizing different behavioral styles to improve sales strategies and business relationships.Learn how emotional intelligence can be the game-changer in understanding and managing both your emotions and those of your clients. We break down the four critical areas of EQ: self-awareness, self-management, social awareness, and social management. Joey and Katie share real-world examples to illustrate the importance of maintaining core routines while being adaptable, recognizing verbal and non-verbal cues, and using self-awareness to enhance interactions. By understanding the four behavioral styles—fighter, detective, entertainer, and counselor—sales professionals can tailor their approach to connect more effectively with clients.Unlock the potential of meaningful conversations and build trust through emotional intelligence. We explore how empathy, genuine care, and strategic thinking can improve client relationships and drive better sales outcomes. From the initial discovery phase to closing deals and asking for referrals, our discussion emphasizes the importance of listening, asking the right questions, and demonstrating vulnerability. Tune in and discover how continuous practice and self-awareness can help you master EQ, strengthen professional relationships, and inspire others on their journey. Thank you for being part of this insightful exploration into the role of emotional intelligence in sales and leadership.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

What if the journey from organizing backyard parties to conquering the real estate market held the secret to career transformation? Join us as Moses Thatcher candidly shares his incredible journey from nightlife club promoter to a successful real estate professional. Discover how his early experiences and decision to stay alcohol-free until 21 shaped his path, and learn the importance of building genuine connections with clients. Moses' dedication to family and his commitment to his core values serve as the foundation of his work ethic and success in real estate.In this episode, we delve deep into the critical need for financial literacy, especially for those raised with a cash-only mentality. Hear firsthand from Moses about the psychological challenges of managing large sums of money and the pitfalls of financial mismanagement. We'll discuss practical advice on credit scores, debt management, and creating better financial habits that can lead to long-term stability. Our conversation sheds light on how comprehensive financial education can break cycles of financial stress and foster lasting financial health.Finally, we shift our focus to overcoming adversity and the power of self-accountability. Moses and I explore the importance of moving past failures, the reality of hard work and resilience, and how mentorship and the right relationships can propel you to success. We wrap up by highlighting the significance of maintaining a positive attitude, learning to be a supporter rather than a detractor, and the transformative impact of personal growth and sobriety. Don't miss these valuable insights and inspiring stories that can guide you on your own journey to success.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

What if you could transform your real estate career by learning from the best? In this episode, we meet Carlos Kabzawa and Chris Jacobs, the powerhouse real estate agents who have successfully transitioned from military service and extensive sales backgrounds to dominating the real estate market. They share the mission behind their new venture, "Just One More Podcast," which aims to shed light on topics beyond real estate, from supporting veterans and first responders to promoting local businesses in San Antonio. Their stories are not just motivational but also packed with practical advice on how mindset and effort play crucial roles in overcoming market challenges.Navigating today's real estate market can be tricky, but Carlos and Chris are here to demystify it for us. We delve into the nitty-gritty of pricing homes realistically, understanding the true value of properties, and the nuances between median sales prices and actual home values. With interest rates hovering around 6.8%, the duo discusses strategic marketing and buyer hesitancy, emphasizing the need for realistic pricing. They offer invaluable insights into ongoing market corrections and the importance of strategic planning for both buyers and sellers to thrive.Lastly, we explore the critical aspects of buyer representation agreements and the expertise required to navigate these complex contracts. Carlos and Chris highlight the importance of clear communication and mentoring in the real estate industry, stressing the value of building lasting relationships over mere transactions. From understanding the financial intricacies to mastering the art of negotiation, this episode is a goldmine of knowledge for anyone involved in real estate. Tune in for expert advice, personal stories, and actionable strategies that can elevate your real estate game.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Ready to uncover the truth about VA loans and shatter some long-held myths? Join us as we toast with Don Julio and celebrate our birthdays alongside John Hurd of the John Hurd Team. John shares his inspiring journey from his roots in San Antonio and his service in the Marines, to becoming a respected mortgage professional. Our conversation underscores the critical role of honesty in setting expectations, a principle that has greatly benefited our clients and careers.Are you confused about VA loan eligibility, especially for spouses and active duty members? This episode is your guide to understanding the intricacies of VA loans. We tackle common misunderstandings, such as the myth that VA loans can only be used once, and explain the unique Tidewater process for VA appraisals. You'll also learn about recent changes tying appraisals to veterans rather than properties, and how these developments ensure a fairer home valuation.Curious about the current mortgage market trends and how they impact you? We delve into refinancing options like the IRRRL and the benefits of switching from conventional to VA loans. We dispel the notion of hidden fees and highlight the advantages of VA loans, such as potential exemptions from property taxes for veterans with higher disability ratings. Don't miss our discussion on the resilience of the Texas real estate market and our predictions for future interest rates. Join us for a heartfelt celebration of our first podcast episode and gain invaluable insights into the world of VA loans!Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

What if you could transform your financial constraints into entrepreneurial success? Join us as we sit down with Jade and Eric Flores, seasoned experts in real estate and finance, who reveal their experiences in hard money lending, property flipping, and property management. Jade sheds light on managing a hard money lending company in Central Texas, focusing on loans for fix-and-flip projects and rental properties, while Eric shares insights on handling the construction aspects of their ventures. This episode is packed with eye-opening discussions on the benefits and risks of hard money loans, debunking common misconceptions, and the importance of having some capital and meeting basic credit requirements.Ever wonder why some real estate investors fail and others thrive? Discover the significant knowledge gaps that realtors face when transitioning into real estate investments and the pitfalls of misguided mentorship. We recount our first unsuccessful flip and the costly mistakes we made due to poor guidance and incorrect property evaluations. Through personal anecdotes, we emphasize the importance of vetting contractors and accurately estimating costs upfront to ensure a successful investment. This episode also explores the transformational journey from financial struggle to entrepreneurial success, highlighting a critical wholesale deal that helped us break free from financial constraints.Curious about balancing professional and personal lives in a business partnership? Tune in as we delve into the dynamic interplay between different personalities and skill sets, particularly when working closely with a spouse. We share our experiences on effective communication, organization, and maintaining harmony in both business and marriage. Additionally, we touch on the current real estate market trends, project management tools, and offer invaluable advice for aspiring investors. Whether you're a seasoned professional or just starting, this episode is brimming with practical tips and strategies to navigate the real estate landscape successfully. Don't miss out on valuable insights that could propel your real estate journey to new heights!Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

 Welcome back to another episode of Key Factors Podcast, where we dive into the world of business and entrepreneurship. In this episode, we are joined by Blanca Abu, the Vice President at Engage PEO, who brings a wealth of knowledge about the PEO (Professional Employee Organization) industry and its impact on modern businesses. We discuss the critical roles of PEOs in enhancing cost efficiency, employee benefits, compliance, and technological advancements to help businesses thrive. Blanca also shares insights on the current economic landscape, workforce trends, and the strategic importance of returning to the office. Tune in to gain valuable insights that could transform the way you manage your business operations.Key Topics Discussed:Introduction of Blanca Abu and Engage PEO [0:07 - 1:36]Benefits of using PEO for businesses [1:37 - 5:35]Impact of technological advancements on businesses [5:36 - 6:45]The significance of returning to the office post-pandemic [6:46 - 10:03]Challenges in recruitment and maintaining company culture [10:04 - 12:59]Overview of the current economic climate and its impact on employment [13:00 - 18:50]Discussion on home affordability and the potential role of PEOs [18:51 - 20:00]Get in Touch with Them:Blanca AbbudVice President of Sales, Engage PEOEmail: blanca.abbud@engagepeo.comLinkedIn: Blanca AbbudWebsite: Engage PEOMark JonesHost, Key Factors PodcastEmail: info@ithinkmortgage.comWebsite: iThink Mortgage Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Ever felt like the hustle of your career is pulling you away from what truly matters? John Hudson did, and a trip to Disney World was the eye-opener he needed. Tune in as John, a mortgage industry veteran with 26 years under his belt, shares the heartfelt story behind his decision to start his own company. Discover how the relentless demands of his past roles and the noticeable lack of expertise among newer loan originators fueled his passion to make a difference. John dives deep into the world of mortgage structuring, income calculation, and compliance, revealing the intricacies that newer professionals often overlook.In this episode, we also dissect the role of down payment assistance programs in today's mortgage market. You'll hear all about an innovative 0% down program from the largest wholesaler in the country, along with its potential benefits and ethical dilemmas. John's candid discussion about responsible marketing practices is a must-listen for anyone involved in real estate. Whether you're a seasoned investor or just curious about the mortgage sector, John's insights and experiences offer valuable lessons and practical advice for navigating this dynamic industry. Don't miss out on this engaging, informative conversation that's packed with actionable takeaways.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Embark on a transformative journey through the landscape of credit and real estate with me, Mark Jones, as I sit down with JP, the Regional Director for UQUAL. Our candid conversation unravels JP's personal evolution, from the early credit card blunders as a new immigrant to becoming a pivotal figure in the credit industry. Together, we dissect the challenges minority communities face in securing loans and the legacy of discriminatory practices like redlining. Through our dialogue, we illuminate strategies to enhance financial standing and credit scores, revealing the intricate dance between credit repair, real estate, and wealth building in America.As we navigate the ever-shifting mortgage industry terrain, I reveal how UQOL is redefining the customer experience, fostering a more attainable dream of homeownership. We discuss the resilience of the housing market, despite doomsayers forecasting its downfall, and delve into consumer mindsets that shape the approach to first-time home buying. Providing a beacon of hope, I reflect on the transformative effect of financial literacy and education, key components housed in our Learning Center, designed to empower individuals on their path to property ownership.In this engaging episode, JP and I confront the myths surrounding credit scores and financial algorithms, debunking misconceptions that cloud sound financial decision-making. We tear down the walls of misinformation about credit utilization, offering actionable advice for building a robust credit foundation. By the end, our heartfelt conversation aims to arm you with knowledge, embolden you to embrace financial education, and ultimately witness the life-changing power of credit and real estate. Join us for an episode that's not just about numbers, but about the stories and lives they affect.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

From a one-room office in a former mortuary to a mortgage banking empire, Don Mann, founder of Mann Mortgage, joins us to weave an extraordinary tale of tenacity and vision. Our conversation takes us through the heart of the American Dream—a narrative punctuated by Don's North Dakota roots, a life-altering boating accident, and the sweet success initiated by handing out M&Ms. His is a story that traverses the ebbs and flows of the mortgage industry, unearthing the resilience and adaptability needed to thrive through decades of economic shifts.This episode is more than just an entrepreneurial chronicle; it's an intimate glimpse into the transition of leadership within a family business. Don shares the emotional and practical nuances of passing the torch to his son, ensuring that the foundational values and legacy of Mann Mortgage endure. It's a testament to the power of familial bonds and the importance of nurturing the next generation to foster growth and innovation.Housing is more than walls and a roof—it's the cornerstone of stability and prosperity for many. As we explore the transformative impact of homeownership, particularly for those breaking the cycle of generational renting, we uncover how mortgages do more than finance homes; they finance dreams and legacies. Join us for a heartfelt journey that celebrates the milestones of property ownership and the profound influence it has on individuals, families, and communities at large.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Could your daily latte be jeopardizing your shot at homeownership? Join me, Mark Jones, with guests Austin Pantuso and Nicole Aguero Kelly, as we unravel the complex web connecting the economy and real estate. In a landscape where consumer debt soars and the cost of living climbs, we take a critical look at how these pressures influence personal finance and the housing market. From scrutinizing fast food prices to debating the impact of monopolistic practices, this episode is a deep dive into the factors that shape our economic reality and the choices we face as a consequence.As interest rates loom large over financial stability, we draw parallels with the 2008 crisis and question the Federal Reserve's optimistic forecasts. With Austin and Nicole bringing their expertise to the table, we dissect the role of consumer spending in market regulation and whether government intervention might be the necessary medicine. The Texas real estate market comes under our microscope, too, as we weigh the merits of buying a home in uncertain economic waters. For anyone navigating the complexities of financial recovery or considering a property investment, this conversation is packed with insights and advice.We don't just explore problems; we're also sowing the seeds for financial acumen. Financial education takes center stage as we discuss how showcasing money-savvy role models can empower a new generation to build wealth. Achieving a lifestyle balance, managing credit, and making informed consumer choices are more than buzzwords—they're the pillars of financial health. If you're a professional, investor, or simply someone trying to stay ahead of the property market pulse, this episode is your guide to a more informed financial future.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Welcome to this enlightening episode of Key Factors Podcast - RealEstateAF , where knowledge meets ambition in the fast-paced realms of real estate and finance. Hosted by Mark Jones, this podcast brings together top industry experts to dissect and discuss the evolving market dynamics, investment opportunities, and critical strategies for success in real estate.Today's episode features a deep dive into the essential roles and strategic decisions that define the success paths of real estate agents and brokers. Join us as we explore with our guests, Martin Tirado and Anthony Almaguer, with REAL Brokers in San Antonio, Texas, the nuanced differences between these roles and how they impact team dynamics and business growth in the ever-competitive real estate landscape.Episode Highlights:Introduction to Real Estate Dynamics (0:00-2:00): Mark Jones sets the stage, introducing the podcast's mission to meld knowledge with ambition, aiming to empower real estate professionals and enthusiasts with cutting-edge insights and actionable advice.Agent vs. Broker – Roles and Growth Paths (2:01-15:29): Our guests delve into the critical differences between agents and brokers, discussing how these roles evolve as professionals advance in their careers. They cover the strategic decisions involved in growing real estate teams and the impact of these decisions on business scalability and personal growth.Transitioning Skills from Other Industries (15:30-27:59): Anthony shares his journey from the fitness industry to real estate, highlighting how skills from other sectors can significantly boost one's success in real estate. This segment is particularly inspiring for newcomers transitioning from various backgrounds, emphasizing adaptability and the transfer of versatile skills.Navigating Market Shifts (28:00-40:59): As the market continuously evolves, our experts discuss the importance of adapting to changes, such as obtaining a broker's license and the strategic timing for such moves. This part of the discussion focuses on aligning professional credentials with market needs and personal business goals.Emphasizing Innovation in Practices (41:10-52:19): The conversation shifts towards innovation in real estate practices. Our guests discuss the necessity of embracing change and leveraging innovative approaches to stay ahead in a competitive market. This segment is crucial for professionals aiming to differentiate themselves and excel in a crowded marketplace.Building and Demonstrating Value (52:20-1:04:00): Here, the focus is on how real estate professionals can effectively communicate and demonstrate their value to clients, crucial for justifying commissions and building trust. This part is packed with actionable tips for enhancing visibility and proving worth in both the eyes of clients and peers.This episode is not just a podcast but a masterclass for anyone passionate about mastering the art of real estate. Whether you're starting your journey or looking to sharpen your skills further, the insights shared here will equip you with the knowledge to navigate through the complexities of the property market successfully.Let's Connect : We love to hear from our listeners! If you have any questions or need more insights on specific points discussed, please leave a comment below. Don't forget to like, subscribe, and share this episode if you find it enlightening and helpful. Your engagement helps us grow and continue bringing valuable content to you.Stay tKey Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Discover the underlying factors that drive our work ethic and dive into the real estate market's unique challenges with me, Mark Jones, and my insightful guest Kendra, a seasoned realtor. Together, we explore whether a predisposition to laziness is wired in our DNA or the product of our environment and choices. Kendra opens up about her own path to success, sharing how she overcame the evolving demands of technology and the industry to achieve her ambitious goals. Our candid conversation will leave you questioning the very nature of motivation and the role it plays in shaping our professional journeys.As we tackle the concept of generational laziness, we unearth the societal shifts influencing productivity across different age groups. From the lingering effects of the pandemic to the integration of Gen Z into the workforce, we break down the myriad of elements affecting drive and ambition. Our exchange sheds light on the potent mix of social influence and technological saturation that has come to define our times. Kendra's real-life experiences add depth to our discussion on the importance of hands-on learning, setting realistic targets, and the art of doubling down on one's efforts to stand out in a competitive industry.Wrapping up with actionable insights for anyone with a stake in real estate, we touch upon the essential strategies for navigating market trends and investment opportunities. Kendra and I dissect the high turnover in real estate, the necessity of foundational skills, and the true meaning of "fake it till you make it." We also emphasize the crucial role of face-to-face interactions in building a successful career and the impact of personal accountability on long-term achievement. If you're looking to get ahead in real estate or simply crave a deeper understanding of what drives us to succeed, this is an episode you won't want to miss.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Unlock the door to real estate mastery as I, Mark Jones, bring together industry powerhouses Nacole Ricks and Tom Ochoa to share their wealth of knowledge on the Key Factors Podcast. Our conversation promises to equip you with actionable strategies and insights to navigate the Texas property market. With an emphasis on integrity and creative investment solutions, you'll learn from Nicole's hands-on experience with Align Properties and Tom's innovative approach at New Western, where ethical practices pave the way for success in real estate investing.Venture into the heart of the Texas real estate scene, where you'll discover how to make the most of investment opportunities, even in situations as complex as foreclosures and divorces. Our guests shed light on the art of aligning property portfolios with investor goals, and the critical role relationships play in acquiring high-potential properties. Whether you're contemplating house flipping or holding for rental income, our experts reveal the transformative power of real estate and the strategies that can help you turn even a modest iron bar into a treasure trove of value.Step into the realm of real estate and mortgage insights, where every episode serves as a guide through the ever-evolving market landscape. This session is not just about making transactions—it's about crafting a vision that guides your journey from humble beginnings to towering achievements. Nacole and Tom's anecdotes and expert advice are more than just stories; they are roadmaps to leveraging failures as stepping stones and recognizing the potential in every opportunity. So, whether you're a seasoned investor or taking your first step into the world of property markets, join us for an enlightening journey where we dissect the key factors that fuel real estate triumphs.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Embarking on a journey that meanders through the valleys of personal struggle and soars to the pinnacles of professional achievement, Steve Collins joins us with tales of his life's metamorphosis, a narrative as inspiring as it is instructive. From the shackles of ADHD and addiction to the liberating triumphs in real estate and personal coaching, Steve's story is a masterclass in harnessing adversity and transforming it into a driving force for success. His coaching philosophy, steeped in authenticity and the wisdom of lived experience, offers a beacon of hope for anyone navigating the often-turbulent waters of self-improvement.The conversation seamlessly weaves through the delicate tapestry of life's many facets—leading us through Steve's seasoned insights on balancing a bustling real estate career with the richness of family life and spiritual growth. With over two decades of experience and a familial crew of seven, Steve doesn't just sell homes; he embodies the principles of leadership and personal development he preaches. He peels back the layers on the profound influence of empathy and understanding love languages in business and personal relationships, providing actionable wisdom for anyone looking to deepen connections and drive their career forward.As we round out this enlightening dialogue, Steve underscores the pivotal role of coaching in personal evolution and the courage it takes to embrace growth, even when fear and failure loom large. He champions the idea that accountability is the linchpin of success, sharing poignant stories of breaking free from limiting beliefs and the generational echoes of scarcity. Steve's narrative culminates in a compelling call to action: to seek joy, shun drama, and steadfastly pursue the best version of oneself through the transformative power of coaching and the willingness to leap into the unknown. Join us for an episode that doesn't just paint pictures of success but gives you the palette and brushes to create your masterpiece.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

When the beaten path doesn't appeal, forging your own way becomes the only option. Philip Becker joins me, Mark Jones, to recount the tale of how he defied the odds and the naysayers to establish Becker Properties, a real estate brokerage that thrives on individuality and defies the traditional office structure. Our walk down memory lane isn't just about nostalgia; it's a journey through the trials and triumphs that have shaped us both as professionals. Our story is for those who see rejection not as a setback, but as the motivation to build a legacy, and for anyone who's ever believed that a family-like business environment can indeed be created and nurtured.Let's peel back the curtain on the real estate industry's best-kept secrets and the power of community, as I chart my own rise from a bright-eyed '30 under 30' awardee to a leader in the Young Professionals Network (YPN) within the National Association of Realtors (NAR). Philip and I dissect the anatomy of a successful real estate career, discussing the hurdles of starting up, the innovative strategies that keep us ahead of the curve, and the personal growth that comes from mentorship and true passion for the field. If you're looking to get a leg up in the world of real estate or merely curious about the inner workings of this dynamic industry, pull up a chair and tune in for some genuine, experience-driven insights.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Ever find yourself wondering if the spirit of integrity still has a home in the cutthroat world of real estate? Look no further as we welcome Josue Martin to the Key Factors Podcast, a man whose personal narrative is steeped in a mission to infuse trust and authenticity into property dealings. From the streets of 90s LA where his family faced the darker side of the industry, to the sprawling properties under the Texas heat, Josue's tale is a beacon for those yearning for genuine connections in real estate transactions.Peel back the layers of any successful agent's story, and you'll often find a saga of resilience and faith. That's precisely what unravels as we traverse the rocky path to triumph in the real estate landscape with our guest. Discover how a partnership with Scott Maloof became a cornerstone for growth, and delve into the emotional complexity behind professional journeys. It's not just about the licenses and listings; it's about overcoming life's hurdles, like parental divorce, and emerging with a vision for a career that's as robust as the homes we sell.Balance—it's a term as crucial to architecture as it is to our lives. In this heart-to-heart, we tackle the juggling act of maintaining a booming business alongside personal joy. The conversation shifts gears, revealing the real estate industry's dance with commission adjustments, and how transparency becomes our compass in the murky waters of builder and realtor disputes. In sharing these insights, we illuminate the power of relentless service, community ties, and why, at the end of the day, it's the satisfaction of our clients and the strength of our relationships that construct the foundation of lasting success.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Embark on a voyage into the dynamic world of real estate with the exceptional Rami Dietz, as he lays bare the twists and turns of his career, from a young licensee to a powerhouse in the industry. Discover the intricacies of apartment locating, where Rami found his niche, and learn how persistence, building robust relationships, and managing the challenges of income stability can pave the way to success. His candid reflections promise insights into not only the lucrative aspects but also the grit and determination needed to thrive in real estate.Witness the transformative power of a well-structured team and the magnetic pull of a supportive environment in our latest episode. As we unravel the creation of my real estate team, you'll appreciate the significance of continuous mentorship and how Mindy Dennis's legacy of excellence in training became our brand's hallmark, long after her departure. The narrative unfolds to reveal how these practices became a beacon for attracting exceptional talent, reinforcing the importance of a nurturing team dynamic in the competitive realm of real estate.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Embark on a journey with me, Mark Jones, as we uncover the hidden traps of housing finance regulation with the astute John Hudson. Straight from the trenches of mortgage compliance, we dive into the repercussions of navigating this minefield without the proper guidance, as emphasized by the profound cautions of Ken Perry. Our conversation is a beacon for real estate professionals, signalling the importance of transparency and the value of vetted expertise in an industry where missteps can lead to severe penalties.Imagine navigating a labyrinth of mortgage advertising regulations without a map. This episode serves as your compass, highlighting the fine balance between genuine promotion and deceptive practices. With the support of my guest, we dissect the critical role of clear communication in financial dealings, illustrating how perplexing jargon and unclear offers can invite the ire of the CFPB and consumer complaints. It's an insider's guide for loan originators on how to safeguard consumer trust and ensure your marketing materials can weather regulatory storms.As we peer into the future of real estate, we tackle the contentious issues of realtor commissions and the evolving public perception of the profession. The stakes are high, with lawsuits challenging traditional commission structures, potentially reshaping buyer representation. We share insights on market dynamics and the indispensable role of home builders, stressing that robust homeownership and community stability hinge on the shoulders of those who advocate for educational outreach and professional excellence. Tune in for a thought-provoking exploration of the standards that will define the future of real estate.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Navigate the murky waters of mortgage trigger leads with us as mortgage expert Benjamin Sutton returns to shed light on how these controversial practices are changing the landscape for consumers and lenders alike. From the aggressive selling of consumer data by credit bureaus to the resulting onslaught of marketing that borrowers face, we tackle the pressing need for transparency and the push for legislative reform. Benjamin offers a decade's worth of industry insights, revealing the erosion of trust and the strategies professionals like us employ to shield our clients from unwanted solicitations.Amidst the industry shakeups, we discuss the appointment of Jonathan Haddad as CEO of AIME and the ethical questions surrounding his company's engagement with trigger leads. Our conversation extends to the influence of builders' lenders in the home construction market, uncovering potential conflicts of interest and the importance of client education in financing options. We navigate the ethical maze of trigger leads and share personal anecdotes that highlight the significance of maintaining integrity in the mortgage process.Cap off the episode with a critical look at the incentives and transparency—or lack thereof—in home buying, particularly within the new construction sector. We dissect the tactics used by builders to control market values and the ramifications for buyers who may be lured by seemingly attractive deals from in-house lenders. Sharing stories from the front lines, we underscore the complexities of this dynamic and why educating our buyers is more crucial than ever in making informed decisions in today's real estate market. Join us for a compelling exploration into the forces shaping the mortgage industry and the quest for a more ethical and consumer-friendly approach.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Unlock the mysteries of the real estate industry with insights from our expert panel, featuring brokerage owner Jeff Garza, high-volume sales agent Robert Elder, and discount real estate company innovator Chris. As the recent lawsuit settlement sends shockwaves through the sector, we dissect the crumbling of the standard 6% commission rate and the imminent rise of commission negotiation innovation. Veteran real estate attorney Doug Miller joins us, providing a legal lens on the shake-up and championing these developments as a catalyst for much-needed transformation.Embark on a journey through the trenches of real estate with us, where we debunk myths and illuminate the overlooked sacrifices of agents. The discussion delves into the tumultuous work environment of agents, who often go without pay while managing life's most pivotal events. We confront the harsh criticism the industry faces, advocating for the unrecognized value agents bring to the table. This conversation is a testament to the agents' unwavering commitment and a clarion call for a fair evaluation of the commission structure.As we peer into the future, we're joined by our guests who share their experiences and competitive insights, considering the broader economic ramifications of the evolving real estate landscape. In a world where technology and regulation are in flux, we ponder the rise of more supportive networks within brokerages, the strategic navigation of commission negotiations, and the potential reshaping of professional communities. Don't miss this deep dive into the heart of real estate's transformation, where we invite you to witness the confluence of challenge, innovation, and opportunity.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Embark on a guided tour of the property management landscape with none other than Janice Lozano, an adept who oversees a staggering 200 properties. Our conversation navigates the intricacies of this bustling industry, from the strategic use of software to the nuanced dance of tenant relations. Janice, opting for the meticulous field of property management over the flash of sales, reveals how her approach is not only changing the narrative but significantly impacting the community, including military families. Unveil the stepping stones from homeowner to landlord, as we dissect how property management companies like Janice's are indispensable in the rental market, making the investment journey seamless for landlords. Drawing from Janice's extensive experience, we shine a light on the critical importance of a meticulous tenant vetting process and share tales from the front lines that underscore the direct correlation between careful tenant selection and investment success. The rental market's current challenges are laid bare, with a candid discussion on the pressing demand for affordable housing and how the pandemic has reshaped market expectations.Finally, we pivot to the transformative power of real estate education, demystifying the homeownership process for renters and advocating for a collective effort to bridge the information gap. As we dissect the real estate investment landscape, Janice and I offer insights into the wealth-building potential that lies within, irrespective of one's starting point. Concluding with pearls of wisdom for upcoming property managers, this episode is a treasure trove of expert advice, best practices, and a testament to the philosophy of building trust through transparency. Join us for a robust discussion that could very well redefine your view on the rental game.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Unlock the hidden truths behind real estate commissions and discover strategies for navigating the industry's evolving landscape with insider John Story. Our riveting discussion sheds light on the recent National Real Estate Association settlement's impact on real estate, empowering both agents and homeowners with knowledge about commission negotiability. We challenge the status quo, scrutinizing the effectiveness of real estate teams and the reliance on lead generation platforms that may not deliver on their promises.Dive headfirst into the murky waters of real estate misinformation with us; dismantle the myths surrounding that infamous 6% commission rate. With John's expertise, we peel back the layers of the industry, revealing how realtors must now compete not just with each other but with clients' growing savvy, fueled by online resources. Our conversation pivots to the real investment required for success — not just financial, but in relationships, branding, and adapting to technology that's reshaping the industry.Lastly, we leave no stone unturned in examining the real estate profession's future. John Story imparts wisdom on the value of transparent business strategies and the importance of reinvesting in one's growth. Be inspired to reevaluate how you approach client service, embrace change, and cultivate genuine connections in a landscape where being informed is just as critical as being influential. Join us for a session that promises to redefine how you view the business of buying and selling homes.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Embark on an enlightening adventure with me, Mark Jones, as we welcome the charismatic Ken Perry, president and founder of the Knowledge Coop, to the podcast. From his serendipitous pivot from bartending into the mortgage world to becoming an indispensable trainer and compliance specialist, Ken's story is one of passion meeting purpose. Together, we unravel the intricacies of real estate and mortgage, unpacking ethical dilemmas, the surprising edge ADHD can offer professionals, and the evolution of AI in enhancing training and compliance.Ken Perry's journey is a beacon for all who seek to blend personal growth with professional excellence. Our discussion delves into the power of human connection and the necessity of ethics in mortgage practice, as Ken recounts his gripping transition from an often-criticized student to a master communicator. Discover how AI is reshaping our industry, from simplifying guideline searches to potentially redefining the roles of loan officers and realtors, all while grappling with the persistent threat of misinformation and the ethical quandaries it poses.As we gaze into our crystal ball, the future of real estate seems ripe for revolution. From the demographic shifts in the mortgage industry to the advent of AI in property assessments, this episode is a treasure trove for anyone involved in real estate or seeking knowledge on the subject. We even take a moment to celebrate the realtors' undiminished value amidst technological disruption and share strategies for cultivating lasting client relationships that weather the market's ups and downs. Tune in for a session rich with anecdotes, practical insights, and the shared wisdom of two industry veterans navigating the fast-paced world of property and real estate.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Prepare to unravel the complexities of the housing market with the unparalleled guidance of real estate broker Austin Pantuso. In a landscape where new builds and pre-owned homes dance a delicate tango of supply and demand, we navigate these nuances to arm you with the essentials for your next real estate venture. With Austin steering the conversation, we venture beyond surface-level statistics, diving deep into the vital indicators that spell out the future for buyers bracing for shortages and sellers riding the wave of fleeting trends.The tug-of-war between home affordability and buyer expectations takes center stage in this candid discussion. Ever wondered what really happens when sales prices adjust, or how sellers are acclimating to buyer demands even amidst a sea of competitive offers? We dissect these phenomena, comparing the current waves of the market to the turbulent waters of the past. As we break down the long-term investment benefits of real estate, we offer a telescope to those on the fence, peering into the horizon of ownership versus renting.Touching down in the heart of Texas, the beacon of real estate stability, we illuminate the path for investors drawn to the allure of San Antonio's growth. From the gritty reality of property management to the ballet of flipping houses in a market peppered with giant investment firms, Austin Pantuso's insights serve as your guide through the thicket. We wrap our journey with a personal reflection on the intertwining of social media and relationship-building, sharing lessons from my own voyage through the riveting world of real estate finance. Join us in this episode for an audio expedition that's as enlightening as it is indispensable.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

How do you thrive in the ever-evolving landscape of real estate and mortgage? Discover the answers as Austin Pantuso of United Realty Group of Texas joins me, Mark Jones, in a compelling discussion that promises to reshape your perspective on building a successful brokerage. Austin doesn't just share his own transformative journey—from the wake-up calls of youth to his rise as an associate broker—he also unveils the strategic shifts propelling his company forward. This episode is a treasure trove for anyone with a stake in real estate, offering a candid look at the personal and professional growth that comes from embracing life's curveballs and the significance of a client-centered business philosophy.Have you ever pondered the delicate dance between authenticity and meeting clients' expectations? Together with Austin, we tackle how attire and relatability play crucial roles in today's professional environment. As I recount my transition to a TV show host, we spark a debate on the balance between dress codes and genuine self-representation, especially in the digital realm. Meanwhile, we draw the line between confidence and arrogance, emphasizing the power of humility and the Golden Rule in nurturing lasting client relationships. And as we dissect innovative brokerage models that empower agents' financial freedom, this conversation stands out as a must-hear for industry professionals seeking to elevate their craft.Finally, we confront the double-edged sword that technology presents in real estate. As we navigate through the intricacies of online platforms like Zillow and Realtor.com, we delve into their impact on agents, the market, and the cruciality of financial literacy for consumers. Whether you're contemplating the advantages of buying new homes or seeking to comprehend the forces shaping the property market, this session is your gateway to the pivotal factors influencing real estate today. Austin and I invite you to join us for a robust exploration that promises to arm you with the insights necessary to make informed decisions in the world of property.Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.