Podcasts about offering memorandum

For professionals only NAM talks Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

For professionals only NAM talks Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

For professionals only NAM talks Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

For professionals only NAM talks Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

For professionals only NAM talks Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

On this episode of REI Mastermind Network, host Jack Hoss talks with expert guests Michael Coffee and others about strategies for analyzing seller's profit and loss statements when reviewing potential real estate investments. They highlight the importance of examining repair and maintenance costs and discuss how underwriting guidelines can impact loan proceeds. Listeners will learn about factors lenders consider when evaluating deals, such as credit, cash flow, and experience. Additionally, the speakers provide insights into the loan origination process and offer tips for screening potential capital sources. Whether you're a seasoned real estate investor or just starting out, this episode has something valuable for anyone interested in the intricacies of the industry.

For professionals only NAM talks Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

or professionals only NAM talks Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

For professionals only NAM talks Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

For professionals only NAM talks Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

For professional investors only. NAM talks Disclaimer: For professionals only Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

For professional investors only. NAM talks Disclaimer: For professionals only Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

For professional investors only. NAM talks Disclaimer: For professionals only Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

Toronto's best mortgage brokers return for another episode of Make Money Count. They discuss how certain factors like delinquencies and rental rates may assist in stabilizing values with increased interest rates. They then dive into how the Cannect Mortgage Investment Corporation (MIC) has been prepared for economic conditions like these for a while due to conservative loan-to-values and prioritization of exit strategies. Have a listen to learn more about the current state of our mortgage fund. It's the tough times like these that show how prudently MICs have been lending. Many are currently unable to lend because their funds are tied up into deals with no exit strategy. When the only exit is default, it is very difficult for not only the borrower, but the lender too. When deciding which MIC to invest in, give them a call and ask the tough questions like how often do they stress test for LTVs; how do they arrive at property values for their loans? If these answers don't satisfy you, the cloudy days will be extra cloudy for these funds. Past performance does not guarantee future results. Prospective investors should rely solely on the Fund's Offering Memorandum, which outlines the risk factors in making a decision to invest. Cannect MIC shares are sold through our exempt market dealer, Meadowbank Asset Management Inc. Not CDIC insured.   Attachments: Cannect MIC Investment Stats Make Money Count 049 Transcript Subscribe for more! PODCAST: =============================== Apple - Spotify - iHeart Radio - Podbean SOCIAL: =============================== ♪ - TikTok - FACEBOOK - TWITTER - Instagram - LinkedIn

For professional investors only. NAM talks Disclaimer: For professionals only Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

For professional investors only. NAM talks Disclaimer: For professionals only Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

“With addy, we get amazing messages every day from people that are so excited and so proud to own a piece of this building and it's more of a life-changing thing than I've ever experienced before with this type of a business. The addy community is unbelievable.” – Stephen Jagger  Connect with Stephen Jagger: LinkedIn Website Facebook Youtube Selected links and people mentioned from this episode: OutsourcingThingsDone.com addyinvest.com Sociable! by Shane Gibson & Stephen Jagger Rich Dad, Poor Dad by Robert Kiyosaki Entrepreneurs' Organization Radical Candor by Kim Scott Connect with REIN Canada REIN Canada CEO@reincanada.com REIN Channel Facebook Instagram Twitter [02:08] Patrick introduces his next TEDM guest, Stephen Jagger. [03:32] Stephen & Patrick get right into it with what's keeping Steve busy in his work world these days. [04:44] Invest in real estate with $1? Stephen explains a bit about he his partner's software platform “addy” that enables Canadians to invest in institutional, commercial grade real estate for a dollar amount that is accessible for them. [08:14] Stephen provides a bit more detail into how a person would get started with addy first by reviewing (and a third-party review!) the Offering Memorandum to inform their decision on whether it's an investment that could work for them. With an average investment around $350, Stephen gives an overview of how it would look to invest $10,000 through the addy platform. [15:31] Focus on the vision. Stephen tells the story behind why and how he and his long-time business partner Mike, conceived and created addy. [22:06] Stephen describes the unique benefit of providing an investing model that allows people to take pride in the fact that they own a small portion of a building like a Starbucks or a hotel and it also provides a beneficial edge for the general contractors they work with, to improve employee retention – hear why. Plus, with consumer choice available, why not go to your own building to support that business and then tell your friends and family. [25:45] Stephen walks us through the start of a 22-year entrepreneurial journey with his business partner Mike Stephenson, that started in high school, spent some time working from their bedrooms at parents' house and continued to morph as they evolved into masterful problem solvers through the medium of technology. [35:01] Being raised in an entrepreneurial family with a good work ethic, from a young age, Stephen and his brothers were out finding ways to make money, soliciting their Calgary neighbourhood, shoveling walks in the winter and mowing lawns in the summer. Stephen was hard-wired to be an entrepreneur; literally! His older brother started his business from the same bedroom, so all Stephen had to do was get the second phone line and the fax line re-connected for the business he started with Mike. [39:08] Stephen shares what he's learned about being in a business partnership for 22 years, the key to their success and working to one another's complementary strengths. [42:24] Stephen and Patrick talk a bit more about the altruistic vision of addy and how Stephen and Mike endeavour to level the playing field for more access to asset investments that have traditionally been reserved for the wealthy who can write big cheques. [47:14] The real estate “gateway book” fueled Stephen's fire, like many real estate investors, to get started on his real estate journey and with the first condo he purchased, he was hooked. Although more cautious than Stephen, his parents' encouragement and support went a long way. [52:52] Wait, what? We're moving to the Philippines? Once again, looking to solve a problem, Stephen, his family, and his business partner set out for a big change. Having the support of his wife was invaluable, and in the end also allowed her to flourish in creating her own thriving business which she brought back to Canada.

Sólo para inversores profesionales NAM talks Disclaimer: For professionals only Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

For professionals only Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

For professionals only NAM talks Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

For professionals only NAM talks Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

Today we're going over the steps of how we are structuring investor returns for the 48 unit deal. We're not only trying to educate but anytime that we can apply it to a case study and something that we're working on right now to see it in action. Download your Free Private Lending Report here: www.freedomcapitalinvestments.com/lendingClick on the Social Media links below and listen in on our Private Group Conversations about how to achieve Financial Freedom through a consistent pipeline of passive income investments:  https://www.facebook.com/groups/freedomthroughpassiveincome—————————————————————————We start with underwriting the numbers that Ken has created. This is not an offering or a solicitation because a lot of the deals that we do are 506B's and that means there has to be an existing relationship already established prior to mentioning an investment opportunity. So what we did is we talked about what Ken and I went through and modeled out different scenarios to figure out how to best structure this for investors to get a good return. And in some instances we're going to create different classes. Some of our investors are investing with us for tax benefits and would rather not have the distributions. There's different variables and we're trying to meet all of those needs. Flip and I ultimately just had a conversation, saying what if we do this? Does this make sense for the deal? Can the deal afford it? We're basing everything off on like 70% occupancy, so that we have 14 units at any given time to be able to run through. We made a decision on how to structure the deal. That was the process we went through. Then the next step is to talk to the investor relations team and ask for any feedback or any other ideas? And once that's done, then it goes to Flip to finish drafting the Offering Memorandum. Our private Facebook group gives you access to where you can start building a direct relationship with us, we'd love to get to know you. 30 days later you may be invited into our Deal Room.  The Deal Room is our private room where we share exclusive 506B opportunities because now you are our “Buddy.”Join our groups on Facebook and LinkedIn.https://www.facebook.com/groups/freedomthroughpassiveincomehttps://www.linkedin.com/groups/14048250www.FreedomCapitalInvestments.comInvest Smart.  Live Happy.—————————————————————————Connect with us here:FB personal pageshttps://www.facebook.com/Flipsterhttps://www.facebook.com/dani.lynn.robisonLinkedIn personal pageshttps://www.linkedin.com/in/fliprobisonhttps://www.linkedin.com/in/danilynnrobisonInstagram personal pageshttps://www.instagram.com/fliprobisonhttps://www.instagram.com/danilynn23TikTok  personal pageshttps://www.tiktok.com/@danilynnrobisonhttps://www.tiktok.com/@fliprobison

For professionals only NAM talks Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

For professionals only NAM talks Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

Brandon Kaufman and Gunnar Wilson of Kaufman Hagan Commercial Real Estate join me to talk about an exciting and unique listing in Denver. The Essex is a 20-unit apartment building in Uptown that is a designated historic landmark. Top to bottom renovations turned this 115 year old property into a modern, turnkey building that will make passersby think it's a newly constructed retro build. Owners have the option to continue the short-term rental model in place, or convert to medium- or long- term leases and dramatically lower their taxes. This property is a great deal either way! Listen to the episode to get all of the details, and download the Offering Memorandum here: https://khcommercial.com/wp-content/uploads/Offering-Memorandum-The-Essex-630-E-16th-Ave.pdf

Brandon Kaufman of Kaufman Hagan Commercial Real Estate joins me to talk about a turnkey 24-unit apartment building for sale in Fort Collins. This is a great opportunity for an investor who worked hard managing their last asset and is ready for a renovated building that will cashflow from day one. Listen to the episode to learn more details and download the Offering Memorandum here: https://khcommercial.com/featured-listings/foco-flats-632-n-shields-st-fort-collins/

For professionals only NAM talks Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

For professionals only NAM talks Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

For professionals only NAM talks Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

For professionals only NAM talks Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

For professionals only NAM talks Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches and subsidiaries. This podcast is advertising material and is intended to provide the reader with information on Nordea's specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast is furnished on a confidential basis and may not be reproduced or circulated without prior permission and must not be passed to private investors.. This podcast contains information only intended for professional investors and financial advisers and is not intended for general publication. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities' branches and/or subsidiaries

  Ira Singer Wisdom of 25 Years of Relationship Building with Real Estate Investors Today Dr. Allen chats with Ira Singer, Principal Mosaic Construction. He leads new business development, estimating, construction production, project management, and managing trade partner and vendor relationships for Mosaic Construction. As a relationship builder with over 20 years of experience in construction, Ira develops new opportunities through his various roles in the company and community. Since 1989 and for more than 12 decades, he has been in the exterior residential industry, and for over 12 years, he has owned Premier Window and Construction. Ira is an expert in residential, commercial, and multifamily remodeling who works collaboratively from design through project execution. His objective is to exceed their client's expectations while developing key relationships with their clients, trade partners, and team members so they can provide remodeling services at the highest level to their clients. In today's chat, listen to Ira's successful real estate journey and wisdom of over 25 years of relationship building with real estate investors. His primary objective is to work with owners to add value to the communities through a capital improvement project that will improve community residents' lives and bring attractive returns to the investors. 3 Key Points from the episode: Building good Community relationships is very important in real estate investments. It is imperative to have a General Contractor with experience in place. An experienced syndicator attorney should draw up the Offering Memorandum. Connect with Ira: www.mosaicconstruction.net/ ira@mosaicconstruction.net

US Elections deliver an unclear winner – what now? Tune it to find out more with #NAM's Sr. Macro Strategist, Sebastien Galy. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

In this episode, Adam Carswell, and Michael Flight talk with Jordan Steck, Liberty Real Estate Fund's co-founder and Director of Eastern Acquisitions & Capital Markets, to work through the financial analysis of an offering memorandum — the same OM reviewed in episode NNN005. (To follow along with Michael, Adam and Jordan, watch the video HERE to see them actually going through the offering memorandum!) They discuss the key assumptions that are important when evaluating the economic feasibility of a real estate investment. Jordan also points out the annual cash flows and how to get to different levels of income as well as understanding what the different returns are of the Triple Net property and how to get to those returns. They wrap up this episode with an emphasis on the importance of evaluating the taxable income that Triple Net properties offer investors. For more information on: Liberty Real Estate Fund LLC (https://libertyfund.io/) Concordia Realty Corporation (concordiarealty.com/) Chicago Blockchain Real Estate Collective (http://www.concordiarealty.com/chicago-blockchain-real-estate-collective-meetup/)

In this episode, Adam Carswell and Michael Flight work through a sample offering memorandum to show investors how to read and understand a potential acquisition from its given written information. (To follow along with Michael and Adam, watch the video HERE to see them actually going through the offering memorandum!) They discuss how investors must evaluate for growth rates, economic prospects, and especially the government structure after choosing a location(s) for net lease properties. Michael shares why and how to assess the location and trade area of prospective Triple Net properties through the Walgreens sample offering memorandum. Michael and Adam point out other important metrics to pay attention to and what they mean, including the price per square, building attributes, lease term, and more. They wrap up by giving investors some advice on what to do before signing a net lease property, especially why to physically visit a property location. For more information on: Liberty Real Estate Fund LLC (https://libertyfund.io/) Concordia Realty Corporation (concordiarealty.com/) Chicago Blockchain Real Estate Collective (http://www.concordiarealty.com/chicago-blockchain-real-estate-collective-meetup/)

Tune it to find out about the latest news on #Brexit with #NAM's Sr. Macro Strategist, Sebastien Galy Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

The Federal Reserve signalled through its rates forecast that it will hold rates steady until 2023. Tune in to find out more about the implications with #NAM's Sr. Macro Strategist, Sebastien Galy Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

MacroFlash - A Light At The End Of The Tunnel. Tune in to find out more with NAM's senior macro strategist Sebastien Galy in today's Macro Matters Podcast. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

Europe Forges Ahead With A Positive Outlook. Tune in to find out more with NAM's senior macro strategist Sebastien Galy in today's Macro Matters Podcast. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

Looking beyond risk management. Tune in to find out more with NAM's senior macro strategist Sebastien Galy in today's Macro Matters Podcast. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

The Fed faces the post-pandemic economy. Tune in to find out more with NAM's senior macro strategist Sebastien Galy in today's Macro Matters Podcast. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

In today's Macro Matters Podcast we will hear about the response from the FED and ECB towards COVID-19. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

Is there new hope for the European Union. Find out in today's Macro Matters Podcast. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

Find out in today's Macro Matters Podcast what's behind the Fed's latest outlook. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

In today's Macro Matters Podcast, Sebastien Galy will share with us his outlook on Equities. Tune in to find out more. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

Today’s Macro Matters Podcast focuses on the ECB meeting that took place a few hours ago, the Fed’s situation and how investors should behave considering the present environment of distress. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

COVID-19 continues to dominate headlines. In today’s MacroMatters Podcast we’ll take a look at Wall Street’s reaction to the outbreak, the US economic slowdown and the Fed’s reaction to it. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

As the Wuhan coronavirus continues to spread, investors are beginning to ask questions about how this could impact markets. We decided to dedicate today’s Macro Maters Podcast solely to this matter. Sebastien Galy will look at what this virus means to China’s economy and to global economic growth. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

Today’s main focus: Equities. Why should investors still be cautious about this asset class and how will US-EU negotiations impact European equities? Tune in to find out more. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

Today’s topic focus on the 2020 Outlook. What should investors watch out for? What opportunities do emerging markets hold? Geopolitical hotspots in 2020? Tune in to find out more. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

In today’s episode we discuss the superficial frictions in the US-China trade deal, the upcoming UK election and the US repo crisis. Tune in to find out more. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

In today’s episode we discuss the steady increase of Yield on American CCC Bonds. In addition, we will understand why the fed is on hold during December and lastly, we will give you a short update on the US-China Trade Negotiations. Tune in for the full discussion. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

The US stock market has recently hit record highs, whilst the economic outlook is worsening. How is this possible? NAM’s Senior Macro Strategist, Sebastien Galy, answers! Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

The US and China have reached a partial trade deal, whilst Boris Johnson appears to be on the brink of reaching a deal on Brexit. What has been decided and what are the implications? Tune in for the full discussion. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

In this episode we discuss the safe-haven value of the Yen and the slowdown in the US. Tune in to hear the full discussion. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

The policy makers of the European Central Bank have come to an agreement on the monetary policy. What has decided and what can we expect to happen? Tune in to find out. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

Tim Gileo is the founder of the field service management system, FSMS this is a health, safety and environmental program that was developed beginning in 2003.As early as 2009 the founders of the Operating under Anchor Communication Inc was actively promoting safety and environmental stewardship to the oil and gas and government heads, workers compensation boards and industry major producers and the leading associations in Canada the Canadian Association of Petroleum Producers, CAPP.Currently the interest of Field Service Management System, FSMS is held by Big T's Holdings Inc. The industry through its association with government in cooperation and collusion has utilized the intellectual property the FSMS in training industry supply services business in the safety plan developer course since as early as 2009.Big T's Holding Inc maintains the offering through the collusion of government and industry is a criminal extortion and has offered the industry through CAPP and the government the opportunity to challenge the veracity of the companies claims.Through the investigations of the unauthorized use of the intellectual property and the activities of the founders the information and wanton disrespect for life and the environment has included the Prime Ministers Office of Canada, the Prime Minister Trudeau, the Natural Resource Ministry the Minister Sohi, The office of the Attorney Generals the Justice Ministry and Minister Lametti, among other ministers and ministry which was finalized by a small claims suit, between the listed individuals and ministry and Big T's Holding Inc. File # 22760, Dawson Creek registry, the current status is the government has defaulted as of this writing by failing to address the issue even though the plaintive provided a draft copy of the complaint 30 days in advance of filing and used the government mail bag to insure prompt delivery.It is in all fairness the inclusion of former Attorney General and Justice minister Judy Wilson-Raybould inclusion as possible witness that may have limited the actions of the government.The reason for the go fund me is in part to allow the fight for justice to continue but also to limit the cost to the service industry devastated by the activities in the oil and gas industry and the extortion by the industry.Big T's Holdings Inc. The  legal owners of the Field Service Management System, FSMS has provided notice to the industry and government that it is our intention to order the service and supply business those existing and those that have been forced out of business to pay to Big T's Holdings Inc. a licence fee for every year the business operated a safety program voluntarily identified as the certificate of recognition program or one if the lessor programs identified as , COR/MECOR/SECOR.Having identified the extortion and collusion between government and the comparative strength of engaging these forces the last thing the owners of the intellectual property want is to harm the workers and business further.In lieu of the current years licencing fee and a suspension of litigation Big T's Holdings Inc. Is offering inclusion in a class action suit for the extortion as evidenced by the action we have set out in the letter to industry and government. Currently the effect of the criminal extortion under lies a greater propensity by government and industry to ignore convention and the public interest and provide interest to the corporatocracy and corruption that effects us all. The relationship between FSMS and the class action is to limit the harm the criminal activity of industry and government on the supply/ service business that the extortion has harmed the most by providing them recourse. Likewise it is the adaptation of the FSMS by which its design made the industry accountable resource development and the regulatory bodies to vessels of the citizens once again where the application of laws specific to The Criminal Liability Of Organizations Act, Canadian Criminal Code 217.1.The information is known and shared among the various governments the list includes my local MLA Mike Bernier, Peace river south, my MP Bob Zimmer, Prince George, Peace river, Rocky mountain, The Canadian Association of Petroleum Producers and the top 64 oil and gas companies, 637 officers and directors of the same, the White House Administration of President Trump.The Premiers office Alberta, The Premiers office of Saskatchewan, The Premiers office of BC, Workers Compensation Board of Alberta, Workers Compensation Board of Saskatchewan, Work safe BC. This list has been subject to a mailing list specific to the allegations in lieu of theindustry rejecting an offer to reinstate the application of FSMS as itwas designed for the application reducing industry liability applied brought on by the legal liabilities of organizations act. Whereby the industry safety and environment and liabilities would be negated by accountability and the paid for by the increased efficiency. Rather than the FSMS becoming a vessel along with the government collusion to create and maintain a criminal extortion one of two serious enough that as identified by the communication dated August 25th 2019 including industry communications dated July 14 2019 and emails to CAPP dated August 17th and 19th, 2019 respectively.The founder will provide a video of the activity but due the 17 years of activity and 4 decades of involvement with the industry the majority of the information will be released to the public through the youtube channel listed, which will begin airing the first week of September to provide media reference material as well as citizen reporting. This will be a segmented descriptive format so as to enlighten as many individuals to "The Rest Of The Story." https://www.youtube.com/channel/UCy5JIXNi6Mpb5EFHxFf1A8QMedia release is pending which will be prior to the closing of the Offering Memorandum Currently before the Industry Membership of CAPP.The offering Memorandum is a offer for the purchase of part of the intellectual property identified as the Field Service Management System, FSMS with conditions which are subject to adaptations of the features and benefits , the tracking of and accountability of all participants in industry with real-time monitoring of environmental and safety related operations. The end of private ownership and or singular control by industry which through proxy organizations and faux services manipulate and negate the possibility of a positive industry application and awareness of the environment and safety. To achieve these goals we are eating an elephant and be it possible one bite at a time the reality is whether you support the oil and gas industry or are against pipelines if we do not mass together to eat this elephant your environment and your freedom and ability fight for your rights as a citizen will continue to be eroded.We are asking the oil and gas service and supply industry to stand with us the environmental lobbies to support the end of the collusion with government industry and the foreign ownership and special tax treaties that rape the nation. We are offering an incentive that having established a price on May 23rd 2018 and again on October 4th 2018 with the industry for 35,000.00 per annum that the FSMS has without any challenge from the Industry the legal right to charge for the use of the intellectual services even though the parties may not have known they were engaging in a criminal activity.The potential which is devastating to the service and supply sector and would force many legal actions all capable of being addressed through a small claims action but would in many cases force the bankruptcy and business closure of a wounded industry.Instead as the industry is fond of punitive measures when challenged the worst of which you might imagine is not just financial ruin we Big T's Holdings Inc. are providing or attempting to provide cover for the remaining supply and service businesses and their workers and recidivism for those that are no longer in business.This cover is in lieu of legal action the parties join the class action suit as it applies to the extortion and then again as it applies to the involuntary inclusion in a criminal undertaking and we provide licencing as needed. Then again as it involves other extortion we have identified as need be until we have effected real safety and environmental stewardship not just administrative faux safety that we all identify as manipulated and manufactured as need dictates. The Rest Of The Story, while we await the Closing of the Offering Memorandum and to give the Government time to respond on a provincial level will focus on the cause and effect. The various effects that the theft of the FSMS allowed through investigations to uncover from the suggested use of the NAFTA trade agreements Chapter 11 to cripple a nation to the transfer of the criminal extortion system into America where the application is potentially a RICO violation and carries many years prison. The use of Potential Use of Canadian oil and gas companies and the utilities in cases of potential money laundering that triggered investigations that exposed Canada as the money laundering center of the western world along with collusion with government, drug dealing and involvement with international criminal organizations. Until the media release which is anticipated for around the September 11, 2019 this will initially involve the mail out on about the 31st of August for American media and the 3rd of September for Canadian media, this accounts for mailing delays.For 17 years we have fought the elephant we resisted selling out or being silenced on numerous occasions it has cost many of us more than any of you are being asked to give but it is time that the citizens stand up and support the movement because this is bigger than just the singular operation of a criminal enterprise engaged in extortion and cor

Tim Gileo is the founder of the field service management system, FSMS this is a health, safety and environmental program that was developed beginning in 2003.As early as 2009 the founders of the Operating under Anchor Communication Inc was actively promoting safety and environmental stewardship to the oil and gas and government heads, workers compensation boards and industry major producers and the leading associations in Canada the Canadian Association of Petroleum Producers, CAPP.Currently the interest of Field Service Management System, FSMS is held by Big T's Holdings Inc. The industry through its association with government in cooperation and collusion has utilized the intellectual property the FSMS in training industry supply services business in the safety plan developer course since as early as 2009.Big T's Holding Inc maintains the offering through the collusion of government and industry is a criminal extortion and has offered the industry through CAPP and the government the opportunity to challenge the veracity of the companies claims.Through the investigations of the unauthorized use of the intellectual property and the activities of the founders the information and wanton disrespect for life and the environment has included the Prime Ministers Office of Canada, the Prime Minister Trudeau, the Natural Resource Ministry the Minister Sohi, The office of the Attorney Generals the Justice Ministry and Minister Lametti, among other ministers and ministry which was finalized by a small claims suit, between the listed individuals and ministry and Big T's Holding Inc. File # 22760, Dawson Creek registry, the current status is the government has defaulted as of this writing by failing to address the issue even though the plaintive provided a draft copy of the complaint 30 days in advance of filing and used the government mail bag to insure prompt delivery.It is in all fairness the inclusion of former Attorney General and Justice minister Judy Wilson-Raybould inclusion as possible witness that may have limited the actions of the government.The reason for the go fund me is in part to allow the fight for justice to continue but also to limit the cost to the service industry devastated by the activities in the oil and gas industry and the extortion by the industry.Big T's Holdings Inc. The  legal owners of the Field Service Management System, FSMS has provided notice to the industry and government that it is our intention to order the service and supply business those existing and those that have been forced out of business to pay to Big T's Holdings Inc. a licence fee for every year the business operated a safety program voluntarily identified as the certificate of recognition program or one if the lessor programs identified as , COR/MECOR/SECOR.Having identified the extortion and collusion between government and the comparative strength of engaging these forces the last thing the owners of the intellectual property want is to harm the workers and business further.In lieu of the current years licencing fee and a suspension of litigation Big T's Holdings Inc. Is offering inclusion in a class action suit for the extortion as evidenced by the action we have set out in the letter to industry and government. Currently the effect of the criminal extortion under lies a greater propensity by government and industry to ignore convention and the public interest and provide interest to the corporatocracy and corruption that effects us all. The relationship between FSMS and the class action is to limit the harm the criminal activity of industry and government on the supply/ service business that the extortion has harmed the most by providing them recourse. Likewise it is the adaptation of the FSMS by which its design made the industry accountable resource development and the regulatory bodies to vessels of the citizens once again where the application of laws specific to The Criminal Liability Of Organizations Act, Canadian Criminal Code 217.1.The information is known and shared among the various governments the list includes my local MLA Mike Bernier, Peace river south, my MP Bob Zimmer, Prince George, Peace river, Rocky mountain, The Canadian Association of Petroleum Producers and the top 64 oil and gas companies, 637 officers and directors of the same, the White House Administration of President Trump.The Premiers office Alberta, The Premiers office of Saskatchewan, The Premiers office of BC, Workers Compensation Board of Alberta, Workers Compensation Board of Saskatchewan, Work safe BC. This list has been subject to a mailing list specific to the allegations in lieu of theindustry rejecting an offer to reinstate the application of FSMS as itwas designed for the application reducing industry liability applied brought on by the legal liabilities of organizations act. Whereby the industry safety and environment and liabilities would be negated by accountability and the paid for by the increased efficiency. Rather than the FSMS becoming a vessel along with the government collusion to create and maintain a criminal extortion one of two serious enough that as identified by the communication dated August 25th 2019 including industry communications dated July 14 2019 and emails to CAPP dated August 17th and 19th, 2019 respectively.The founder will provide a video of the activity but due the 17 years of activity and 4 decades of involvement with the industry the majority of the information will be released to the public through the youtube channel listed, which will begin airing the first week of September to provide media reference material as well as citizen reporting. This will be a segmented descriptive format so as to enlighten as many individuals to "The Rest Of The Story." https://www.youtube.com/channel/UCy5JIXNi6Mpb5EFHxFf1A8QMedia release is pending which will be prior to the closing of the Offering Memorandum Currently before the Industry Membership of CAPP.The offering Memorandum is a offer for the purchase of part of the intellectual property identified as the Field Service Management System, FSMS with conditions which are subject to adaptations of the features and benefits , the tracking of and accountability of all participants in industry with real-time monitoring of environmental and safety related operations. The end of private ownership and or singular control by industry which through proxy organizations and faux services manipulate and negate the possibility of a positive industry application and awareness of the environment and safety. To achieve these goals we are eating an elephant and be it possible one bite at a time the reality is whether you support the oil and gas industry or are against pipelines if we do not mass together to eat this elephant your environment and your freedom and ability fight for your rights as a citizen will continue to be eroded.We are asking the oil and gas service and supply industry to stand with us the environmental lobbies to support the end of the collusion with government industry and the foreign ownership and special tax treaties that rape the nation. We are offering an incentive that having established a price on May 23rd 2018 and again on October 4th 2018 with the industry for 35,000.00 per annum that the FSMS has without any challenge from the Industry the legal right to charge for the use of the intellectual services even though the parties may not have known they were engaging in a criminal activity.The potential which is devastating to the service and supply sector and would force many legal actions all capable of being addressed through a small claims action but would in many cases force the bankruptcy and business closure of a wounded industry.Instead as the industry is fond of punitive measures when challenged the worst of which you might imagine is not just financial ruin we Big T's Holdings Inc. are providing or attempting to provide cover for the remaining supply and service businesses and their workers and recidivism for those that are no longer in business.This cover is in lieu of legal action the parties join the class action suit as it applies to the extortion and then again as it applies to the involuntary inclusion in a criminal undertaking and we provide licencing as needed. Then again as it involves other extortion we have identified as need be until we have effected real safety and environmental stewardship not just administrative faux safety that we all identify as manipulated and manufactured as need dictates. The Rest Of The Story, while we await the Closing of the Offering Memorandum and to give the Government time to respond on a provincial level will focus on the cause and effect. The various effects that the theft of the FSMS allowed through investigations to uncover from the suggested use of the NAFTA trade agreements Chapter 11 to cripple a nation to the transfer of the criminal extortion system into America where the application is potentially a RICO violation and carries many years prison. The use of Potential Use of Canadian oil and gas companies and the utilities in cases of potential money laundering that triggered investigations that exposed Canada as the money laundering center of the western world along with collusion with government, drug dealing and involvement with international criminal organizations. Until the media release which is anticipated for around the September 11, 2019 this will initially involve the mail out on about the 31st of August for American media and the 3rd of September for Canadian media, this accounts for mailing delays.For 17 years we have fought the elephant we resisted selling out or being silenced on numerous occasions it has cost many of us more than any of you are being asked to give but it is time that the citizens stand up and support the movement because this is bigger than just the singular operation of a criminal enterprise engaged in extortion and cor

Liquidity risk in asset management can be crucial in a time of crisis. Tune in to hear the latest insights on managing liquidity risk in the current market environment. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

In this episode we discuss, whether the economy is moving towards a recession, as well as the predictions of the next foreseeable financial crisis. Tune in to hear the full discussion. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

Christine Lagarde and Ursula von der Leyen and are set for the European Central Bank and European Commission presidency. Who are the candidates, what do they represent, and what does the nominations of two female candidates imply? Tune in to find out. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

The US and China seem to be headed for a trade deal. What happened, and what can we expect next? Tune in to find out. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

Investors perceive that there are currently three to five competing theories regarding the US economy. In this episode, we discuss the dominating theory: The US Recession. Tune in to hear the full discussion. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

The EU Elections 2019 saw the highest voter turnout in twenty years. In this episode we discuss the election, and the key events ahead. Tune in to hear the full discussion. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

In Week 20 Macro Matters – Episode NAM’s Senior Macro Strategist, Sebastien Galy gives you the latest update regarding the trade war in China. Tune in to hear the full discussion. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

US GDP was relatively weak the first quarter of 2019. NAM’s Senior Macro Strategist, Sebastien Galy, discusses, how this will reflect on the global outlook for the year end. He also discusses the current crisis in Turkey and its impact on the economy. Tune in to hear the full discussion. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

In Week 16 Macro Matters –episode NAM’s Senior Macro Strategist, Sebastien Galy, discusses trade negotiations between China and the US as well as China and the EU. Sebastien also provides insights about the Eurodollar, which seems to be moving upwards. Tune in to hear the full discussion. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

In Week 14 Macro Matters –episode NAM’s Senior Macro Strategist discusses the Equity vs Fixed Income markets, the rebound of Chinese PMI, and Brexit, which is down to the current short extension. Tune in to hear the full discussion. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

The S&P500 declined last year. NAM’s Senior Macro Strategist expects that higher wages should help the participation rate to recover keeping the Fed on hold. EU trade negotiations have begun. The EU has started bargaining on the mandate to negotiate lower tariffs on industrial goods. Tune in to hear the full discussion. Disclaimer: Nordea Asset Management is the functional name of the asset management business conducted by the legal entities Nordea Investment Funds S.A. and Nordea Investment Management AB (“the Legal Entities”) and their branches, subsidiaries and representative offices. This podcast is intended to provide the reader with information on Nordea’s specific capabilities. This podcast (or any views or opinions expressed in this podcast) does not amount to an investment advice nor does it constitute a recommendation to invest in any financial product, investment structure or instrument, to enter into or unwind any transaction or to participate in any particular trading strategy. This podcast is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instruments or to participate to any such trading strategy. Any such offering may be made only by an Offering Memorandum, or any similar contractual arrangement. This podcast may not be reproduced or circulated without prior permission. © The Legal Entities adherent to Nordea Asset Management and any of the Legal Entities’ branches, subsidiaries and/or representative offices.

In this edition of the Blackstone podcast, Vice Chairman Byron Wien sat down with Head of Private Wealth Solutions and External Relations Joan Solotar to talk more about his ten surprises for 2018 – covering topics ranging from oil prices to Xi Jinping’s focus on China’s credit problem. In addition to his 10 surprises, Byron talks more about his “also rans” – surprises for 2018 that didn’t make the top 10 such as cryptocurrency, the Mueller investigation and cyberattacks. ** Disclaimer: The views expressed in this commentary are the personal views of Byron Wien of Blackstone Advisory Partners L.P. (together with its affiliates, “Blackstone”) and do not necessarily reflect the views of Blackstone itself. The views expressed reflect the current views of Mr. Wien as of the date hereof and neither Mr. Wien nor Blackstone undertakes to advise you of any changes in the views expressed herein. This commentary does not constitute an offer to sell any securities or the solicitation of an offer to purchase any securities. Such offer may only be made by means of an Offering Memorandum, which would contain, among other things, a description of the applicable risks.

Michael discusses what lenders are looking for when applying for financing on an apartment transaction.  With apartment lending- the quality, condition and location of the asset are the most important factors in underwriting. A PRE-APPROVAL is not going to be available because 2/3rds of an apartment lending decision is based on subject property. The lender needs to have a complete picture on a number of critical underwriting variables. Examples: Where is property located and age? What are historical cash flows for the last 2 years and year to date? How much deferred maintenance does the property currently have and what is rehab budget necessary to cure? Who is going to manage the property? What does your monthly proforma show; what is your future expected operating expenses and total income?  1/3 of an apartment lending decision is based on you. What is your liquidity? What is your net worth? What is your past apartment experience and level of ownership or management? Do you receive consistent personal income outside this transaction? Are you going to have additional guarantors, with a sufficient balance sheet that will stand with you?  Bottom line, the lender can give you an indication on how much you can qualify for, but because the age, condition and location of the asset is so important in an underwriting approval, a WRITTEN PRE-APPROVAL, before the asset is selected is NOT WORTH VERY MUCH. Speak with your commercial mortgage broker on how to structure the transaction for approval. They will give you a verbal insight on how much you can qualify for based on the total picture. Checklist of Items You’ll Need to Provide Your Commercial Loan Broker: ✓ Updated signed personal financial statement ✓ Liquidity verification (bank and/or brokerage statements) ✓ Last 2 years of personal/corporate tax returns ✓ Real estate resume- detail your real estate experience. “I bought a home, fixed it up, and sold it.” Tell the story of your successes in real estate. It’s like you’re applying for the job of running the property. ✓ Schedule of Real Estate owned (what do you currently own; loan balance, value, contingent liability or non-recourse; annual NOI, annual debt service, etc.) ✓ Broker’s Offering Memorandum on the property you are looking to purchase ✓ Property’s historical monthly operating statements (last two years and YTD) ✓ Current rent roll  ✓ Five digital pictures of the interior/ exterior of the property ✓ Your analysis of transaction; share your monthly PROFORMA for the next 12 months. How are you going to operate property?

Morgan & Westfield's clients range from small companies with revenues of less than $100,000 annually to large international companies with revenues up to $50 million. The firm has assisted with the sale and valuation of companies in a wide range of industries, including retail, construction, manufacturing, software, technology, wholesale, and professional services.