For many Americans, living abroad is the dream. But the reality of being a U.S. expat, particularly when it comes to finances and attempting to invest from outside of the United States, can quickly turn into a nightmare with the complexities involved. Wit
Walkner Condon Financial Advisors for U.S. Expats
This episode of Gimme Some Truth, International edition, explores recent discussions surrounding the weakening of the US dollar and the role of currency diversification in managing financial risk. Topics include changes in global markets, impacts on investments, and practical approaches to building diversified portfolios without requiring international relocation.Timestamps:00:00 – Introduction to US Dollar Trends00:31 – Currency Diversification and Historical Context01:55 – Cash Flows and Currency Exposure Abroad04:07 – Impact of Dollar Weakness on Retirees and Expats06:17 – Types of Dollar vs. Non-Dollar Assets09:04 – Dollar-Hedged vs. Unhedged Investments10:44 – Gold, Commodities, and Currency Hedges13:24 – Preparing for Dollar Decline vs. Reacting to It15:35 – Portfolio Construction for Currency Diversification18:32 – Misconceptions About Diversification Strategies20:00 – Concluding Observations on Currency Risk✅ Subscribe for detailed discussions on markets, diversification, and financial risk management.SUBSCRIBE @walknercondon @usexpatinvesting For more on this topic and others check out the blog on our website: https://usexpatinvesting.com/blog/ Visit our website for more financial planning resources and educational information: https://www.usexpatinvesting.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/usexpatinvesting
This episode of Gimme Some Truth International discusses the key market movements and economic developments in Q2 2025. Topics include global volatility, shifting investor sentiment, changes in international stock and bond markets, and the role of diversification during uncertain times. Emphasis is placed on understanding broad trends rather than short-term reactions.Timestamps:00:00 – Introduction and Overview of Recent Volatility01:32 – Day-to-Day Market Swings and Short-Term Sentiment03:04 – Information Gaps and Global Trade Concerns06:01 – Investor Psychology and Volatility Responses08:19 – Diversification Strategies in Uncertain Markets11:24 – International vs. US Market Shifts13:40 – Germany's Economic Stimulus and Implications16:30 – International Stocks vs. US Stocks Performance18:45 – Importance of Global Portfolio Diversification20:55 – Final Thoughts on Market Trends and Adaptability✅ Subscribe for in-depth market discussions, portfolio insights, and financial analysis updates.SUBSCRIBE @walknercondon @usexpatinvesting For more on this topic and others check out the blog on our website: https://usexpatinvesting.com/blog/ Visit our website for more financial planning resources and educational information: https://www.usexpatinvesting.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/usexpatinvesting
Are you a U.S. expat looking to make charitable donations while maximizing tax benefits?
Thinking about moving abroad?
The Corporate Transparency Act (CTA) is a new federal law requiring millions of businesses to report their beneficial ownership to the Financial Crimes Enforcement Network (FinCEN). But who needs to file? What are the penalties for non-compliance? And why has the CTA been challenged in court?In this video, we cover:✅ Who must file under the CTA (LLCs, Corporations, and Foreign Entities)✅ Key deadlines & reporting requirements✅ Potential penalties for non-compliance✅ Why 93% of businesses are unaware of this law✅ Legal challenges and the possibility of repealDon't get caught off guard—learn how the CTA impacts small businesses, foreign investors, and corporate compliance in 2025 and beyond.
Stay informed on the latest UK tax updates with Stan Farmer and Syl Michelin! In this episode, they discuss significant changes to remittance-based taxation and the introduction of the Temporary Repatriation Facility (TRF). Learn how these updates affect US-UK taxpayers, strategies to optimize your finances, and why now is the time to act on unremitted income and gains.
Join us as we explore the challenges and rewards of international living. In this episode, our international team members share personal stories of moving abroad, adapting to new cultures, overcoming language barriers, and navigating the unique aspects of expat life. Learn about living in countries like Germany, Angola, Switzerland, and Dubai, with insights into financial planning, cultural integration, and lessons from global adventures. Introduction and purpose of the podcast: 00:00:04 Insights on team international backgrounds: 00:00:34 Talia's journey to Germany: 00:02:41 Overcoming German language challenges: 00:04:15 Navigating expat bubbles and integration: 00:05:49 Stan's move to Angola and ambitions in the financial sector: 00:07:53 Economic boom and bust in Dubai: 00:08:55 Swiss rental inspections: 00:23:00 Challenges in Portuguese bureaucracy: 00:25:40 Dreaming of future international living: 00:27:45
This episode of Gimme Some Truth for Expats dives into wealth taxes and their implications for expats living abroad. Discover how wealth taxes differ from income taxes, explore policies in countries like France, Spain, and Portugal, and learn how offshore assets are taxed. We also cover strategies for navigating international tax systems effectively. A must-watch for expats managing finances across borders. #WealthTaxes #Expats #InternationalTaxes #OffshoreAssets #TaxPlanning #GlobalFinance
With remote work on the rise, many digital nomads and international families split their time across countries, navigating complex tax laws and residency rules. In this episode of Gimme Some Truth, we explore common tax pitfalls of global living, why the "183-day rule" might not provide full protection, and essential insights for those balancing lives across borders. Tune in to learn how to plan effectively, reduce tax surprises, and make the most of a cross-border lifestyle.
Much is changing in the world of U.S. Estate Planning with regards to the possible sunsetting of the increased estate exemption in the United States in 2025. In this podcast, the International Team at Walkner Condon discuss how these possible changes will effect American expats and how they plan for their children: given the lower estate exemption amounts in many European countries, these may not have a major effect, but can for those in other jurisdictions with no estate tax.
David Luzon from Barclay Damon joins the Walkner Condon team to discuss estate planning issues affecting US expats and cross-border families. Topics covered include probate jurisdiction, wills, inheritance/estate tax, transfer certificates, and other practical planning considerations expats need to be aware of.
In this episode of Gimme Some Truth, Syl, Keith and Stan discuss the importance of international allocation in portfolios. Despite years of US outperformance, international markets remain a pillar of a well diversified allocation, in both equity and fixed income. In this discussion, we share insight and look at index data to help investors with their own international allocation decisions.
This Gimme Some Truth episode explores the nuances of Roth conversion strategies for Americans abroad. For most Americans, the decision to roll over a Roth IRA is governed by the calculus of US Tax Rates and their age. However, many foreign countries either treat the Roth IRA like a traditional brokerage account or a traditional IRA. Therefore, Americans living abroad (or thinking about it) should proceed carefully and fully analyze how their prospective destination(s) will treat Roth IRAs and their withdrawals.
In this installment of Gimme Some Truth, Keith, Stan and Syl discuss how residing abroad can effect one of the most common decisions US investors make - rolling over their employer-sponsored retirement plan (401k, 403b, TSPP) to an IRA. While this decision is frequently presented as a "no brainer" for Americans in the US, the various tax treaties the US has with foreign countries frequently render this decision more complicated for Americans residing or thinking about residing abroad as certain countries will tax different types of plans differently.
Syl and Clint discuss the domestic and international stock and bond markets, reviewing the second quarter of 2024 and touch on some themes for the rest of the year. Syl is seeing a few more headwinds for the remainder of the year, and both Syl and Clint are a bit skeptical that this recent stock market rally will persist.
Clint and Stan share practical advice on navigating the financial complexities of a blended family in our newest podcast episode. #BlendedFamilyTips #finance --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
Syl Michelin and Nate Condon host an exciting economic commentary with feature guest Andrew Opdyke. Andrew is a CFA and economist for First Trust Portfolios and frequently speaks on macroeconomic topics and the current state of the markets. In this podcast, we discuss inflation and its impact on debt, the housing market, and the current health of multinational corporations. We hope that this podcast will help to provide some insight on the current state of the economy and how the Fed may navigate the remainder of 2024. --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
Keith and Stan offer valuable guidance on starting your expat life from the US, highlighting the benefits this change brings. #ExpatLife #NewBeginnings --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
We are joined by Leonardo DeCosta from First Trust to discuss the environment of expats in Europes markets. --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
Join Keith and Syl as they talk about how and when to select the right brokerage for your expat journey. --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
In this podcast, Walkner Condon's team of International Advisors discuss the banking rules and regulations that face Americans moving abroad. They also discuss some of the additional banking options for Americans outside of the U.S. --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
In our latest podcast episode, Polly engages in a discussion with Anna January, who serves as the Director of Charitable Giving at Wisconsin Watch. Tune in as they explore the present and upcoming landscape of charitable contributions. Read the 2024 Market Report here: https://walknercondon.com/2024-market-outlook-2/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
Mitch and Alicia talk about Alicias article covering timing the market and why it can be the wrong choice. --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
Clint and Nate sit down to talk about their articles for the 2024 Market Report. They cover the housing market and the low consumer sentiment surrounding the markets. --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
Mitch and Keith are talking about their articles for our 2024 Market Report. Keith talks about his piece on bonds and Mitch talks about piece on the possibility of a soft landing. --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
Stan and Syl continue our discussions about the articles in our 2024 Market Report. They discuss Stans article covering Recency Bias and its influence on the market. Read the article here: --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
Isabel Quintero joins Keith, Stan, and Syl to discuss the services Henley and Partner offer their clients and the environment of international residency. Connect with Henley and Partners: isabel.quintero@henleyglobal.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
This is our first podcast talking about our 2024 Market Outlook. Clint and Syl discuss Syl's article titled "What Year Is It?", a global macro piece. Read the Walkner Condon 2024 Market Outlook here: https://walknercondon.com/2024-market-outlook-2/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
Keith and Stan talk about the updates to the situation surrounding NHR policies in Portugal. --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
Keith sits down with the Founder of Kubera, Rohit Nadhani to talk about the platform and its beginnings. --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
The non-habitual residence program (NHR) is a special tax status that offers special tax treatment to non-residents who would like to establish permanent or temporary residence in Portugal. The NHR scheme will end in 2024, meaning you may only have until the end of 2023 to apply. #NHR #nhrprogram #expats #expatlife #portugal #portugalforexpats --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
Our expat team sat down with Tina Adatia from her London office. Ms. Adatia is an executive vice president and product strategist, focusing on global fixed income and ESG strategies at Pimco. PIMCO is a global leader in active fixed income with deep expertise across public and private markets. Our extensive resources, global presence and time-tested investment process are designed to help provide our clients with an edge as they pursue their long-term goals. #globalbondmarket #bonds #pimco #fixedincome --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
The commercials will show you people walking on the beach hand-in-hand, gardening with a smile, even taking on high risk adventures. Eventually, the retirement luster can wear off. It is important to have a plan, figure out how you will spend your days. We see this all of the time with clients. The reality of retirement can be different than the dream. It is important to have a plan so that you can maximize your retirement satisfaction. #retirement #retiring #seniorcitizens #retirementsavings #financialadvice --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
#luxurytravel becomes an attainable goal with this helpful information from Scott Poniewaz, Head of EXEC. EXEC is a highly curated hotel, travel, lifestyle, and business benefits program providing access to exceptional brands and experiences. It powers the benefits and perks programs of some of the world's leading associations and organizations. --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
Our international expat team had a discussion with Mishkin Santa, JD, LLM, TEP from The Wolf Group about recent and relevant court cases that directly impact expats when it comes to tax filing. The Wolf Group thrives as an international tax accountant firm. Mishkin is a Principal of The Wolf Group and oversees the firm's international tax services in the areas of Offshore Voluntary Disclosure, US Exit Tax, foreign grantor and non-grantor trusts, nonresident alien taxation, international organization employee taxation, pre-immigration tax planning, and cryptocurrency. He assists individuals and businesses with highly specialized and complex tax issues related to offshore corporations, family businesses, trusts, and retirement plans. As a former Attorney with the IRS Chief Counsel, Mishkin is well-positioned to guide clients on a range of reporting and disclosure issues. In addition, he speaks regularly at professional events sponsored by attorney and CPA groups in the US and abroad. --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
Coming up on the mid-year, Stan Farmer and Syl Michelin talk about the markets and what we might be able to expect in the second half. --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
Clint Walkner, Nate Condon, and Syl Michelin break down the looming Debt Ceiling Deadline. What does it ALL mean? Should you be nervous? Questions answered! --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
Clint Walkner, Nate Condon, and Syl Michelin break down all of your questions about the looming Debt Ceiling Deadline. --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
Americans flock to places like Portugal and France, but don't forget these hidden gems! Low cost of living, friendly tax rates, and loaded with culture and scenery. Let's talk Romania, Hungary, and Bulgaria. --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
GST guest and local business owner Jonny Hoffner (Paper Antler, Good Lion Golf) joins Stan and Mitch in the booth to discuss the month he and his family spent in Portugal. They discuss how Portugal was the “edge of the old world”, why it is such an attractive place to visit or retire, and Jonny's fun day at a Portuguese golf course. --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkner-condon-expats/message
London has long been a truly international city and many Americans live and work in the greater metropolitan area. Whether you are considering a short, intermediate, or long-term move to the United Kingdom, there are a variety of financial planning topics that are best considered prior to making the move. --- Send in a voice message: https://anchor.fm/walkner-condon-expats/message
Stan and Keith sit down to discuss the markets, touching on U.S. stock market before transitioning to a more substantive discussion on international markets. With recession still possible (and some say probable), how will the markets react? --- Send in a voice message: https://anchor.fm/walkner-condon-expats/message
On the heels of the release of Walkner Condon's 2023 Market Outlook, Keith & Mitch have a conversation with Jack Manley, Global Market Strategist, and Eric Lewis, ETF Specialist, both of J.P. Morgan Asset Management. Jack, as a contributing member of the team that produces the J.P. Morgan Guide to the Markets, talks about the data in the guide and how we can use it to make data-driven investment decisions. They discuss the state of inflation, macroeconomic trends, and positioning for U.S. and international markets going forward. --- Send in a voice message: https://anchor.fm/walkner-condon-expats/message
Year-end means many things: holidays, new year's resolutions, and plenty of holiday-themed foods, which necessitate certain new year's resolutions. But year-end in the financial world also means tax loss harvesting. In this episode, Stan Farmer, CFP, J.D., and Syl Michelin, CFA, explore the world of tax loss harvesting for U.S. expats and Americans abroad. In a sentence, tax loss harvesting simply means selling certain investments at a loss to reduce your tax bill or offset capital gains. Capital gains – either short-term or long-term – come when investments are sold and have appreciated beyond the price at which they were initially purchased. For example, you purchased Apple stock at $40.56 a share in 2018 and sold in 2022 when Apple was at $140.09. As is the case with many expat financial topics, tax loss harvesting becomes more complicated when you're living outside the U.S. But it is still an important topic to explore. Questions on tax loss harvesting as an expat? Or other topics you'd like us to cover in future episodes? Send us an email at podcast@walknercondon.com or book an appointment with one of our advisors. LINKS Walkner Condon's U.S. Expat YouTube Channel Educational Materials for Expats Contact Us Meet with a U.S. Expat Financial Advisor --- Send in a voice message: https://anchor.fm/walkner-condon-expats/message
We finish our ‘Introduction to Expatration' series by taking into account what we've covered so far and asking the question, "Should you really expatriate?" Our Expatriation 101 miniseries started by defining covered vs. uncovered expat status, while our second episode detailed the consequences of falling under the covered expat status. Now that we have a more complete picture of what it means to expatriate, Stan, Syl, and Keith dive into when it might make sense to do so. Questions about this episode or topics you'd like us to cover in future episodes of our ‘Intro to Expatriation' series? Let us know by sending an email to podcast@walknercondon.com. LINKS Intro to Expatriation: Ep. 1 Intro to Expatriation: Ep. 2 Walkner Condon's U.S. Expat YouTube Channel Educational Materials for Expats Contact Us Meet with a U.S. Expat Financial Advisor --- Send in a voice message: https://anchor.fm/walkner-condon-expats/message
We take a break from our regularly scheduled expat investing programming to dive into a rapidly approaching international event that may be of interest to our audience of Americans abroad – the 2022 World Cup. While financial advisors Stan Farmer, CFP®, J.D., and Keith Poniewaz, Ph.D., have quite the knowledge of soccer, with a particular focus on the U.S. Men's National Team, we wanted to bring in an outside guest with an even greater breadth of expertise on the subject. Enter Jake Landau of the It's Called Soccer YouTube channel. Coincidentally enough, Jake is an American who recently returned to the United States after living abroad. So between his international living experience and love of soccer, he fits right in with our team. In this episode, Stan and Keith get the lowdown from Jake on the USMNT ahead of the 2022 Qatar World Cup, break down Group B (the group the U.S. is in), make predictions, and more. To check out Jake's channel or to find our resources dedicated to investing and financial planning for U.S. expats, check out the link section below. Feedback on this episode or topics you'd like us to cover in future episodes of Gimme Some Truth for Expats? Let us know by sending an email to podcast@walknercondon.com. LINKS It's Called Soccer - YouTube Channel Watch on YouTube Walkner Condon's U.S. Expat YouTube Channel Educational Materials for Expats Contact Us Meet with a U.S. Expat Financial Advisor --- Send in a voice message: https://anchor.fm/walkner-condon-expats/message
Saving for their children's college experience is often a financial goal that many of our clients living in the U.S. want to accomplish. But that goal becomes more convoluted when you're an American living outside the U.S. trying to send your child to university, whether they'll eventually be attending a school internationally or one in the U.S. In this episode, our team of U.S. expat financial advisors – Stan Farmer, CFP®, J.D.; Syl Michelin, CFA; and Keith Poniewaz, Ph.D. – break out the lesson plan and teach you the basics about college savings and how to navigate it as a subject. Unfortunately, the investment vehicles available to Americans living in the U.S. become considerably more complex when you move away. But there are still ways to work around those complications, which we delve into, as well. Questions about this episode or topics you'd like us to cover in future episodes of our ‘Intro to Expatriation' series? Let us know by sending an email to info@walknercondon.com. LINKS Watch on YouTube Walkner Condon's U.S. Expat YouTube Channel Educational Materials for Expats Contact Us Meet with a U.S. Expat Financial Advisor --- Send in a voice message: https://anchor.fm/walkner-condon-expats/message
We continue our ‘Introduction to Expatration' series with a deeper dive into the implications and consequences of covered expat status. While our first episode of this miniseries focused on the definitions and differences of covered vs. uncovered expat status, this edition hones in on what it means financially if you find yourself in the group of covered expats. As with most things involving expatriation, it's complex to be in the covered category. And as Stan Farmer, CFP, J.D., and Keith Poniewaz, Ph.D. explain, there are many financial (and tax components) to consider. They go more in-depth on what those considerations are, how different types of assets are treated when it comes to expatriation, and more. Questions about this episode or topics you'd like us to cover in future episodes of our ‘Intro to Expatriation' series? Let us know by sending an email to info@walknercondon.com. LINKS Watch on YouTube Walkner Condon's U.S. Expat YouTube Channel Educational Materials for Expats Contact Us Meet with a U.S. Expat Financial Advisor --- Send in a voice message: https://anchor.fm/walkner-condon-expats/message
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