Podcasts about Caution

Navigating Multifamily CRE in a Volatile Environment Insights from Paul Fiorilla, Director of U.S. Research at Yardi Matrix   Paul Fiorilla offers a data-driven view of today's commercial real estate (CRE) landscape using the vast resources he has at his disposal at Yardi.   While market sentiment may be growing more optimistic, Fiorilla acknowledges investors should separate short-term mood from long-term fundamentals. His perspective, rooted in close analysis of multifamily data and macro conditions, is both pragmatic and cautionary: yes, there's capital on the sidelines and deals are getting done but many investors may be misreading the durability of recent tailwinds and underestimating latent risks.   Short-Term Confidence, Long-Term Industry   Real estate is an inherently long-term, illiquid asset class yet, much of the current market behavior appears to be anchored in short-term confidence (and short term memories). That dissonance should give investors pause. While macroeconomic shocks like tariffs, interest rate hikes, and political uncertainty do not immediately register in quarterly CRE data, their effects compound over time.   Investor sentiment, meanwhile, remains buoyant. Debt markets have resumed activity, stock indices are back near prior highs, and many assume the worst is behind us. But the lagging nature of real estate data means we're still months away from fully seeing the impacts of recent fiscal and geopolitical developments.   Multifamily Fundamentals: A Shifting Landscape   Fiorilla addresses the fundamentals of the multifamily sector, noting that demand has remained strong in recent years, but the distribution of that demand is shifting. Rent growth is no longer universal. Over the past 15 months, metros in the Midwest and Northeast, markets like Chicago and New York, have consistently posted moderate, steady rent growth. In contrast, high-growth Sunbelt cities such as Austin, Atlanta, Nashville, and Salt Lake City are experiencing flat to negative rent trends.   What's driving this bifurcation is primarily supply. In oversupplied markets, absorption hasn't kept pace with new deliveries. Despite a sharp national decline in starts, down approximately 40% year-over-year, the existing pipeline remains heavy. Nationally, over 1.2 million units are either in lease-up or under construction. In high-growth markets, deliveries will continue at elevated levels for the next several years. Some cities may see 12–15% added to their multifamily inventory by 2027.   Fiorilla underscores that while national numbers suggest a tapering of supply, the local realities are more complex. Markets that arguably need more housing, Los Angeles, New York, and Chicago for example, are seeing similar slowdowns in new development as oversaturated markets. The result is a continued misalignment between where capital is building and where it's most needed.   The Waning Tailwinds of Demand   Fiorilla also points to softening demand drivers that may soon undermine current assumptions. Over the past several years, demand has been supported by several powerful tailwinds: robust job growth, high immigration, and pandemic-era trends such as household formation and suburban relocation. But these are now tapering.   Net immigration, while still meaningful, is slowing. Job growth has begun to decelerate. Moreover, federal employment cuts and delays in private-sector hiring – driven by political and fiscal uncertainty – are contributing to a weakening outlook for household formation. These are not necessarily signs of imminent distress, but they do suggest that the extraordinary absorption rates of 2021–2022 will be difficult to sustain.   As Fiorilla puts it, “the risks are to the downside.” He's not forecasting a collapse but cautions against overreliance on recent performance when underwriting future deals, particularly in light of ongoing supply pressure.   Policy Risk and the Fragility of Subsidized Housing   Among the more underappreciated risks in the market, Fiorilla emphasizes policy risk, especially in affordable and subsidized housing. He notes that while programs like LIHTC and Opportunity Zones appear safe, others such as Section 8 are under pressure.   Of particular concern are proposals to convert these programs into state-administered block grants. While this may seem like a technocratic shift, it would represent a material change for property owners. Federal guarantees would be replaced by varying state-level funding regimes, increasing payment risk and reducing the predictability that underpins underwriting in the subsidized housing sector. For owners reliant on these programs, even modest payment disruptions could be “catastrophic,” he notes.   Interest Rate Volatility: The Real Pain Point   Turning to capital markets, Fiorilla distinguishes between the level of interest rates and the pace at which they change. Today's rates, he argues, are not historically high. Pre-GFC, rates were often at similar levels. What's destabilizing is the speed of change. A sharp increase from near-zero to 4–5% within a single year has impaired refinancing feasibility and upended underwriting assumptions.   This volatility, not the rates themselves, has created most of the current distress. Borrowers facing refinancing at double or triple the prior coupon are under strain. And yet, transaction activity persists, with many deals still pricing at thin or even negative leverage. Why? Because the #1 driver of compressed cap rates is investor confidence in future cash flows. The belief that rents will continue to rise justifies aggressive pricing – until it doesn't.   This mindset echoes pre-GFC sentiment, where rent growth was taken as a given. Fiorilla is quick to clarify that today's market is not nearly as reckless. Still, elevated pricing in an environment of cooling fundamentals could leave investors dangerously exposed to even mild shocks.   Quiet Distress and the Maturity Wall   Another issue masked by short-term optimism is the growing volume of loan maturities. These include both regularly scheduled maturities and loans previously extended during 2021–2023 that are now reaching their end.   Fiorilla notes that many of these are being addressed quietly. Lenders, reluctant to force asset sales, are working with borrowers on a case-by-case basis. The result: distress is real, but it's largely invisible. There's little evidence of forced portfolio liquidations or widespread delinquencies – yet.   The availability of capital, particularly for multifamily, is helping to buffer these pressures. There's no shortage of dry powder. But absent a sharp rate reversal or improved clarity from policymakers, the sector could see a slow bleed of marginal deals rather than a systemic reset.   Underappreciated Geopolitical Risk   One of the most thought-provoking parts of the conversation concerns CRE's growing sensitivity to global and political dynamics. This is a structural change. The U.S. has long benefited from its role as a stable, rule-of-law jurisdiction. But shifts in foreign policy, trade restrictions, and political dysfunction are beginning to weigh on foreign investment.   Declining Canadian cross-border investment and tighter restrictions on visa travel are, in part, evidence of this shift. These aren't headline stories but they are meaningful. If the U.S. loses its perception as a reliable haven for capital, CRE pricing could face downward pressure from shrinking foreign demand. This is a long-term trend worth monitoring closely, not a transitory blip.   What He's Watching   When asked what indicators he watches most closely, Fiorilla points to three primary metrics: Occupancy Rates – Particularly in high-supply markets. Stabilized occupancy below 94% would be an early warning sign. Absorption Trends – A sustained drop in household formation or leasing activity could signal weakening demand. Employment Data – Job losses, especially if broad-based, would ripple into rent growth and occupancy. He also monitors transaction volume as a proxy for investor confidence. If deal flow freezes again, that would signal a recalibration of forward expectations.   Final Reflection   While Fiorilla resists giving investment advice, his closing thoughts reflect a conservative posture. He's not sitting on the sidelines entirely but he's not rushing in either. Caution, portfolio balance, and realistic expectations are the guiding principles.   For CRE professionals, this conversation is a reminder to look past sentiment and dig into the data and the fundamentals: local supply pipelines, policy shifts, interest rate trends, and the fragility of assumptions underpinning future rent growth. The macro backdrop is far from stable and the margin for error, even in multifamily, may be thinner than it appears.   *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing.   With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection.    Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000

Some fantastic tunes for this weeks show, tracks from Evidence of a Struggle, Ghost, Chironex, Underwater Father and more. … Caution Burning – DarkCompass 23rd May 2025

Native Son is a 2019 drama based off the 20th century American classic novel of the same name by Richard Wright. Starring Ashton Sanders (of Moonlight fame), Native Son follows a young black man named Bigger who lives in Chicago. Bigger is into the punk and alternative lifestyle but doesn't quite fit in with his friends. His mom's boyfriend gets him an interview to be a driver for a wealthy Chicago businessman named Henry Dalton (portrayed by Bill Camp). Bigger quickly gets to know Henry Dalton's daughter Mary Dalton (portrayed by Margaret Qualley), a woman that will eventually change his life. Caution: movie spoilers. Intro- 0:00 to 5:41.Film Discussion- 5:41 to 1:11:19.Film Ratings/Outro- 1:11:19 to End.Programming note: we will be taking a two week break due to our editor and co-host Eric taking a vacation over the Memorial Day week, thus not having time to edit the episode.Upcoming podcast release schedule-June 4th- Hundreds of Beavers.June 11th- Under the Silver Lake.June 18th- The Birdcage.June 25th- The Souvenir.

Dale Earnhardt Jr. is back in the studio after the NASCAR All-Star race for a new episode of Dirty Air. He joins co-host TJ Majors to chat about the race weekend at North Wilkesboro and all the latest storylines in the racing world:Dale is prepping for the broadcast boothCARS Tour at North Wilkesboro recapFuture races at North WilkesboroReimagining the Clash and the All-Star raceJoey Logano and Christopher Bell beefWas the Promoter's Caution a success?Layne Riggs and Corey Heim's Truck dust-upChristopher Bell calls in to chat about winning the All-Star Race and his thoughts on the Coke 600.During the Ask Jr. portion of the episode, listeners asked about:Morgan Wallen referencing Dale Sr.The milk shower at the Indianapolis 500Favorite Coke 600 memoriesGo to hot dog and hamburger toppings Dirty Mo Media is launching a new e-commerce merch line! They've got some awesome Dale Jr. Download merch on the site. Visit shop.dirtymomedia.com to check out all the new stuff.And for more content check out our YouTube page: https://www.youtube.com/@DirtyMoMediaFanDuel disclaimer: Must be 21+ and present in select states (for Kansas, in affiliation with Kansas Star Casino) or 18+ and present in D.C. First online real money wager only. $5 first deposit required. Bonus issued as nonwithdrawable bonus bets which expire 7 days after receipt. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG. Call 1-888-789-7777 or visit ccpg.org/chat in Connecticut, or visit mdgamblinghelp.org in Maryland. Hope is here. Visit GamblingHelpLineMA.org or call (800) 327-5050 for 24/7 support in Massachusetts, or call 1-877-8HOPE-NY or text HOPENY in New York.

Joining John Maytham is Faan van der Walt, CEO of WeBuyCars, a major player in South Africa’s used car space. He shares insights into the risks and realities of buying Chinese vehicles, especially for first-time or budget-conscious buyers. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

A historic gap between consumer sentiment and economic data is raising concerns about future tech spending. Despite positive economic indicators, such as a steady unemployment rate and a slight increase in the Consumer Price Index, consumer confidence is faltering, as evidenced by a significant drop in the Consumer Sentiment Index. Analysts from Bank of America have noted that this disconnect, the widest on record, suggests that businesses, particularly in sectors sensitive to consumer demand, may become more risk-averse in their tech investments. This could lead to longer sales cycles and a shift in budget approvals for tech solutions. The delivery of cloud services is evolving, with a focus on outcomes rather than just uptime. A recent survey by the International Data Corporation emphasizes that managed service providers (MSPs) must prioritize customer success and align their services with clients' business objectives. As cloud technology becomes more integral to business transformations, MSPs are encouraged to move beyond traditional service level agreements (SLAs) and adopt a value-oriented approach. This shift is crucial to avoid commoditization and maintain profitability in a competitive market. TD Cinex has introduced a new Partner Loyalty Program aimed at strengthening relationships with business partners through rewards similar to consumer loyalty programs. This initiative reflects a growing trend in the industry, where partners increasingly value loyalty incentives over traditional vendor benefits. However, there is skepticism regarding the effectiveness of such programs, as some partners argue that consistent pricing and margin protection are more critical than loyalty perks. The challenge for vendors and distributors will be to ensure that these programs deliver tangible value rather than merely serving as marketing optics. The Massachusetts Institute of Technology (MIT) has retracted a controversial AI research paper that claimed artificial intelligence enhances productivity in research settings. The paper, which suggested that AI tools led to increased discoveries but decreased job satisfaction among researchers, faced scrutiny from both economists and computer scientists. MIT's decision to withdraw the paper signals a growing skepticism towards AI productivity claims, indicating that the market will demand more verifiable and transparent evidence before accepting AI as a driver of innovation. This development is seen as a positive step towards ensuring the integrity of research in the field of artificial intelligence.  Four things to know today  00:00 Vibes vs. Reality: Sentiment-Economy Gap Widens, Signaling Risk for Tech and Retail Spending04:35 IDC Survey Urges MSPs to Align Cloud Services with Business Outcomes, Not Just SLAs06:00 Perks or Just Packaging? TD SYNNEX Adds to Loyalty Trend with New Partner Program08:19 Flawed AI Research Spurs MIT Retraction, Reflecting Broader Demand for Verifiable Innovation Claims  This is the Business of Tech.      Supported by:  https://getnerdio.com/nerdio-manager-for-msp/ All our Sponsors: https://businessof.tech/sponsors/ Do you want the show on your podcast app or the written versions of the stories? Subscribe to the Business of Tech: https://www.businessof.tech/subscribe/Looking for a link from the stories? The entire script of the show, with links to articles, are posted in each story on https://www.businessof.tech/ Support the show on Patreon: https://patreon.com/mspradio/ Want to be a guest on Business of Tech: Daily 10-Minute IT Services Insights? Send Dave Sobel a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/businessoftech Want our stuff? Cool Merch? Wear “Why Do We Care?” - Visit https://mspradio.myspreadshop.com Follow us on:LinkedIn: https://www.linkedin.com/company/28908079/YouTube: https://youtube.com/mspradio/Facebook: https://www.facebook.com/mspradionews/Instagram: https://www.instagram.com/mspradio/TikTok: https://www.tiktok.com/@businessoftechBluesky: https://bsky.app/profile/businessof.tech

Why This Episode Is a Must-Listen In an era where philanthropy is rapidly evolving—spanning from billion-dollar foundations to viral crowdfunding and crypto donations—how can we ensure our giving actually makes a difference? This episode of Inspired Money brings together an expert panel of changemakers to reveal how generosity can be smarter, more inclusive, and more impactful. Whether you're a business leader aligning profit with purpose, a non-profit professional seeking fresh strategies, or someone passionate about making a difference, this discussion spotlights actionable ways to maximize your impact. Meet the Expert Panelists Jacob Harold is a social change strategist and author of The Toolbox: Strategies for Crafting Social Impact. He is the former President & CEO of GuideStar, co-founder of Candid and Project Starling, a Planetary Fellow at the Berggruen Institute, and Senior Advisor at Rewiring America, with a career spanning philanthropy, nonprofit innovation, and climate advocacy. www.craftingimpact.org Jamie Minden is the Executive Director at Zero Hour, a youth-led climate justice organization mobilizing communities to take action against the climate crisis. A seasoned organizer since age 13, she has led efforts with Sunrise Movement Silicon Valley, Fridays For Future D.C., and the Monterey Bay Aquarium, bringing powerful grassroots strategy and storytelling shaped by her firsthand experience with California's climate disasters. https://thisiszerohour.org Bruno Fierens is a fifth-generation member of a wealthy Belgian family and the first Belgian member of Millionaires for Humanity, an organization advocating for fairer taxation and a more just global system. Reflecting on issues like sustainability, the fight against poverty, his privileged position in society and his experiences with philanthropy, kept leading him to the same conclusion: “if someone like me is really serious about changing things for the better, fairer taxation is the core issue to act on”. He is a media trainer and former spokesperson based in Brussels and holds master's degrees in political science and communication. www.brunofierensmediatraining.be https://millionairesforhumanity.org Key Highlights 1. Philanthropy: More Than Writing Checks Jacob Harold emphasizes that strategic philanthropy requires more than reacting to symptoms; it's about “thinking structures, long-term impact, and tapping into a toolbox of solutions—from data to community organizing to storytelling.” He challenges us to ask: Are we using all the tools available, and are we learning as we give? 2. Tackling Systemic Issues Over Band-Aid Solutions Bruno Fierens shares his journey—including tangible success and frustration—supporting homeless initiatives in Brussels. His perspective: “Philanthropy is amazing and needed, but it's almost always going to work on symptoms—not enough on structural issues.” Bruno argues for systemic approaches like fair taxation alongside charitable giving. 3. Youth-Driven Action for Climate Solutions Jamie Minden highlights how today's young leaders, born into the climate crisis, are pushing philanthropy toward supporting community-driven and policy-level change. She shares, “Investing in grassroots organizations addressing policy and social change right now is vital if we want to turn the tide on climate.” 4. The Power—and Perils—of Modern Giving Platforms Panelists discuss the transformative role of technology: from social media amplifying grassroots movements to the promise (and pitfalls) of AI and blockchain in making data-driven giving decisions. Caution is raised to prioritize ethical philanthropy that elevates community needs over donor preferences, to avoid what's described as “philanthropic colonialism.” Call-to-Action

https://www.acenet.edu/News-Room/Pages/Statement-on-Legal-Challenge-to-NSF-Indirect-Cost-Cap.aspxJon Fansmith, Mushtaq Gunja, and Sarah Spreitzer are joined by Steven Bloom, ACE assistant vice president for government relations, about the Trump administration's escalating actions against higher education. Topics include a joint statement from more than 50 associations condemning political attacks on colleges and universities, deep funding and tax cuts proposed in the House reconciliation bill, legal efforts to block new restrictions on research funding, and recent developments on DEI, international students, and campus antisemitism. Here are some of the links and references from this week's show. You can contact Congress about the House reconciliation bill using this tool. Restoring the Compact with Higher Ed Community Joint Statement Calling on Trump Administration to Reforge Compact with Higher Education ACE | May 14, 2025 ACE, Others Call on Trump Administration to Reforge Compact with Higher Education ACE | May 14, 2025 Harvard Response to Education Secretary Linda McMahon McMahon letter Harvard's response Harvard Argues It Has ‘Common Ground' With Trump Administration The New York Times (sub. req.) | May 12, 2025 AJC, ACE Antisemitism Statement AJC, ACE, AAU, Others Unite Against Antisemitism, Caution on Federal Overreach Funding & Budget Landscape Tax Reform and Higher Education in 2025  Summary: Higher Ed Provisions in the Ways and Means Tax Reconciliation Tax Package Letter to the House on Proposed Medicaid Cuts Skinny Budget & Appropriations White House Office of Management and Budget Releases the President's Fiscal Year 2026 Skinny Budget White House FY 2026 Budget Proposal Targets Education, Science, and Civil Rights Funding ACE | May 9, 2025 What Trump's Proposed Budget Cuts Mean for Education, Research Inside Higher Ed | May 2, 2025 National Science Foundation Lawsuit  Higher Education Groups File Lawsuit Against NSF Cap on Research Reimbursements ACE | May 5, 2025 Statement of AAU, ACE, and APLU Regarding their Legal Challenge to the National Science Foundation's Cut to Critical Research That Strengthens America

* Caution: some content may be sensitive for listeners. ShownotesWhen our loved ones die, there's a desolation that comes over us. A feeling of knowing that the door of death has closed all opportunities for second chances. How do we reconcile with the moments of missing out? Our GuestDr. Gary Lawrence is the founder and director of New Life Dynamics Christian Counseling Ministries, and author of his bestselling book, Rejection Junkies. After 20 years as the host of his own radio show, Life Mastery Counseling with Dr. G, Dr. G has personally met with and coached more than 6,000 clients and has inspired thousands more on radio, television, and stage. Dr. G specializes in breaking down the damaging effects of rejection and the way in which this trauma manifests throughout all phases of life. In Rejection Junkies, Dr. G helps readers to recognize the circumstances that hold them hostage, keeping them stuck, and making them bitter.ScriptureIsaiah 53:3Hebrews 12:15LinksRejection Junkies Unplugged (Dr. Gary Lawrence's website)Rejection Junkies bookJournaling questions1. Reflect on this week's scripture of Hebrews 12:15. How can you work to reduce bitterness that springs up? 2. Bitterness comes in many forms but the hardest comes when we must look within. If you are feeling bitterness toward someone or a situation what steps are you taking to remove your bitterness? 3. Who are positives examples in your life that promote love and forgiveness? How can this person(people) help you model virtue? 4. What is your mourning glory?We'd love to hear your mourning glory. Email us to share your mourning glory stories.  Be sure to let us know if you're willing to allow us to share them with our community, as we can all use simple reminders that we are not alone on our grief journeys. God bless, everyone.

Ben breaks down the decline in faith in institutions, in the country, and in one another, particularly among young, Democrat voters. He's then joined by Cygnal Pollster John Rogers to discuss the rise in friendship fall-outs after the 2024 election. Author David Zweig joins to discuss the poor decisions made by American schools during the Covid pandemic and the consequences of those mistakes as detailed in his book, An Abundance of Caution. Later, Ben reacts to Taylor Swift's involvement in Blake Lively's legal battle with Justin Baldoni. Follow Ben on X: @bdomenech Email us at bigbenshow@fox.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Andy, Noah, and Corey dive into current market conditions—what they call the "eye of the storm." They break down the latest concerns around inflation, interest rates, trade tensions, and an uncertain earnings season. The team explores how to approach investing during times of heightened volatility and shares strategies for staying grounded when markets are anything but.Key Takeaways:- We're in a calm period before potential market turbulence- The Fed's inflation fight continues to affect market dynamics- Trade tensions and rate hikes may contribute to an economic slowdown- Caution is key: build cash reserves, focus on value metrics, and consider delta-neutral strategies- Financial education and preparation matter more than ever in uncertain times

Vincent Reinhart, chief economist and macro strategist at BNY Investments, says that Monday's temporary halt to the tariff battle between the United States and China significantly reduces the potential for a recession, but it doesn't create the clarity that investors and business leaders are seeking. He believes the U.S. will continue to deliver solid results long-term, but warns that the road to those long-term gains is likely to be bumpy, and even notes that "for now, cash looks pretty attractive." Larry Tentarelli, editor at Blue Chip Daily Trend Report, says that the market's gains Monday continue a trend that has been building since the market bottomed after "Liberation Day." He says the recent moves have crossed trend lines and moved the Nasdaq out of bear-market territory and the recent gains have more room to run. Plus, Paula Fleming, chief spokesman for the Better Business Bureau of Eastern Massachusetts, Maine, Rhode Island and Vermont, talks about avoiding summer scams around roofing, home construction and more.

In this episode of Trading Justice, Matt and Mark break down the latest market action through the lens of one of Wall Street's oldest patterns—Buy the Rumor, Sell the News. With new trade talks emerging, the Fed punting on cuts, and geopolitical headlines flying, the guys ask: has the market already priced it all in? They start with a technical read on SPY and then dig into Powell's latest comments, the Fed's cautious tone, and what the data is really saying about inflation vs. growth. The trade section covers the U.S.–U.K. deal, upcoming China negotiations, and whether a new tariff regime is forming. Crypto makes a statement this week, with Ethereum and Bitcoin breaking out, while gold and the U.S. dollar reverse course. The guys also spotlight key stock stories, including Apple, Google, Nvidia, AMD, Palantir, Disney, and Boeing. They close with a preview of next week's setup—and why inflation data could be the biggest catalyst of the month.

Interview with nurse Michele Caliva

In Part 2 of Tom's wide-ranging conversation with Andy Weir, Andy explores how AI will transform material science, medicine, biotechnology, and possibly even human evolution itself. From AI-designed drugs and custom gene editing to the ethical dilemmas of “designer babies” and the future of cosmetic self-alteration, Andy contemplates what these advances could mean for human identity, equality, and society's deepest values. The episode then hurtles into the far future, weighing the prospects of artificial superintelligence, AI alignment, and the ultimate “tool or agent” debate. Tom and Andy touch on open versus closed source AI, existential risk, and what humanity's historical track record tells us about technology. SHOWNOTES 22:08 AI's leap in material science, biotech, and AlphaFold's revolution28:49 Hardware bottlenecks and the coming “AI card” revolution32:09 Efficiency breakthroughs, compression, and training paradigm shifts36:10 How new materials could propel us to low Earth orbit38:39 AI-designed proteins: The promise and danger within biology39:47 The ethics of designer babies: Health, intelligence, and consent46:38 The coming age of “cosmetic ethnicity” and identity fluidity47:29 Body hacking: Social and economic consequences, from eating to politics48:32 Why society will push—and resist—genetic modifications49:34 The looming “intelligence arms race” between humans and AI50:15 Why Andy doubts the need to compete with AI; the “bulldozer analogy”57:15 Caution and optimism: Why Andy expects a post-scarcity AI future58:10 Why “control” is likely to stay with humans—unless we hand it over1:01:04 Open source debate, narrative control, and algorithmic bias1:28:00 What excites Andy: Self-driving cars and societal revolution1:33:57 Andy on writing, his approach to AI, and what's next for his books1:35:29 Where to follow Andy Weir FOLLOW ANDY WEIR:Twitter/X: @andyweirauthorFacebook: Andy Weir CHECK OUT OUR SPONSORS ButcherBox: Ready to level up your meals? Go to ⁠https://ButcherBox.com/impact⁠ to get $20 off your first box and FREE bacon for life with the Bilyeu Box! Vital Proteins: Get 20% off by going to ⁠https://www.vitalproteins.com⁠ and entering promo code IMPACT at check out Netsuite: Download the CFO's Guide to AI and Machine Learning at ⁠https://NetSuite.com/THEORY⁠ iTrust Capital: Use code IMPACTGO when you sign up and fund your account to get a $100 bonus at ⁠https://www.itrustcapital.com/tombilyeu⁠  Mint Mobile: If you like your money, Mint Mobile is for you. Shop plans at ⁠https://mintmobile.com/impact.⁠  DISCLAIMER: Upfront payment of $45 for 3-month 5 gigabyte plan required (equivalent to $15/mo.). New customer offer for first 3 months only, then full-price plan options available. Taxes & fees extra. See MINT MOBILE for details. What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business:⁠ join me here at ZERO TO FOUNDER⁠ SCALING a business:⁠ see if you qualify here.⁠ Get my battle-tested strategies and insights delivered weekly to your inbox:⁠ sign up here.⁠ ********************************************************************** If you're serious about leveling up your life, I urge you to check out my new podcast,⁠ Tom Bilyeu's Mindset Playbook⁠ —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you. ********************************************************************** LISTEN TO IMPACT THEORY AD FREE + BONUS EPISODES on APPLE PODCASTS:⁠ apple.co/impacttheory⁠ ********************************************************************** FOLLOW TOM: Instagram:⁠ https://www.instagram.com/tombilyeu/⁠ Tik Tok:⁠ https://www.tiktok.com/@tombilyeu?lang=en⁠ Twitter:⁠ https://twitter.com/tombilyeu⁠ YouTube:⁠ https://www.youtube.com/@TomBilyeu⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

After the Trump administration revoked thousands of student visas, including over 30 in the St. Louis area, some students prepared themselves for possible deportation and loss of their education. Now that the government has restored those visas, St. Louis immigration attorney Jim Hacking shares his insights from the recent whiplash in legal developments — and why lawsuits filed to defend international students aren't going away.

The 80th film in the A24 catalog is the Sci-Fi space drama High Life starring Robert Pattinson, Juliette Binoche, Andre 3000, and Mia Goth. Directed by French filmmaker Claire Denis, High Life explores a group of convicts that were sent into space for mysterious reasons. Pattinson portrays Monte, who has a daughter at the start of the film, but also inhabits a spaceship with no one else on it. What happened to the crew he was with? How did he end up alone wandering through space? Caution: movie spoilers.Intro- 0:00 to 7:08.Film Discussion- 7:08 to 1:02:37.Film Ratings/Outro- 1:02:37 to End.Upcoming Podcast Release Schedule-5/14- Top 16 Midwestern Films, a Blind Ranking.5/21- Native Son.5/28- Hundreds of Beavers.

Send Wilk a text with your feedback!Exposing the Cost of Fear: School Closures, Media Failures, and COVID Truths In DTH Episode 262, Wilk Wilkinson sits down with investigative journalist and author David Zweig to explore the pandemic-era decisions that reshaped American education. David, widely known for his work on the Twitter Files and now his explosive new book, An Abundance of Caution, unpacks how fear, flawed media narratives, and political tribalism drove the closure of schools—with devastating consequences for children and society.From misinformed public health messaging to the silencing of dissenting voices, this episode pulls back the curtain on what really happened during COVID—and how we can make sure it never happens again.

In this week's episode of The Impact Farming Show, Tracy speaks with Damian Mason on “The Next Farm Crisis: Tariffs, Trade Wars, Land Bubbles, Oversupply & Deglobalization.” Does history repeat itself?  Well, it may not repeat itself exactly, but our current economic environment is showing many similarities to the farm crisis of the 1970s and 1980s. Don't miss this thought-provoking conversation.  Conversation Time Stamps [0:00] - Introduction [1:40] - Is agriculture history repeating itself, with similarities from the 70s and 80s? [3:39] - The political, economic, trade, and productive climates are very similar to the 70s and 80s.  [3:45] - Anyone in agriculture that is around 40 year olds only knows the golden age of North American agriculture. This is dangerous. [4:10] - 80's were terrible. Damian shares about the 80s land values dropping, farm bankruptcies and farms so far upside down that the bank refused to foreclose. [6:17] - So, are we as bad as the 1980s? No, but Damian makes some startling comparisons that will raise a few eyebrows.  [6:20] - What got us into the 80s farm crisis? Inflation, global strife, trade fights, oversupply, and uncertainty. We are facing all the same economic conditions right now. [8:31] - The World is vastly oversupplied, and this is being reflected in price and trade wars. [9:07] - Asset run-up is another factor. Land is at near record highs, as it was in the 1980s. [9:54] - Supply and demand. Tracy asks, “Are we still feeding a growing World, Damian?” [11:18] - Industrialization, innovation, and incredible yield advancement have outpaced population growth. [12:20] - North American 20 to 25 year “up cycle” in demand for agriculture products. [12:54] - We have reached productive capacity, and population growth is heading towards decline. [15:40] - Misleading messaging to farmers. “Feeding the growing World” is no longer accurate and is a dangerously misleading statement for farmers considering farm growth or not. [18:40] - PIK program from the 80s. Subsidizing farmers to reduce agricultural production in dairy, corn, etc. [19:36] - Vastly oversupplied right now. This is a similar tune to 80's over supply. [20:00] - Caution to 40 and 50-year-old farmers on future agriculture and farm growth. [22:38] - “If you got the dirt, you cannot get hurt.” A younger generation is banking on land, which could never possibly decrease in value. [24:40] - Are we in a very different time in history? Attempting change of World powers. [26:07] - Deglobalization versus globalization. [27:28] - Trade wars, protectionism, tariffs, and de-globalization are one interconnected conversation. [28:30] - European agriculture protectionism. [29:50] - USA protectionism. Started long before Trump.  [31:00] - Canadian protectionism: Canadian poultry and dairy supply management is protectionism. Pros and cons. [34:00] - Damian predicts supply management is coming to American agriculture. [36:40] - So what's the answer? [37:00] - Just open new markets. The consumers are already being fed. No one is going unserved. [38:00] - We are now all fighting for the same consumer. No new consumers. [39:00] - Is this the new normal? What do farmers need to have on their radar? [39:30] - Damian predicts indefinite trade spats for the foreseeable future.  [44:00] - Damian, what advice would you give to a 28-year-old young farmer who wants to expand the farm? If you want a thought-provoking and non-mainstream conversation, don't miss this episode! Thanks for tuning in, Tracy =================================

He's got 215,000 YouTube subscribers and millions of views. The urban planner and YouTube creator Uytae Lee sits down with Sabrina Maddeaux and Mike Moffatt to have a fun and wide-ranging conversation about housing and the systemic hurdles to building more of it. Uytae shares insights on creating engaging content about housing, urban planning, design and the realities of YouTube monetization. The discussion also touches on the challenges of prefabricated housing, the need for innovation and some free advice for the new prime minister of Canada.Chapters00:00 Introduction 01:14 Understanding the B.C. housing situation and housing taxes04:12 Getting lucky with single egress video05:41 The impact of building codes on housing08:49 Creating engaging YouTube content12:55 The reality of YouTube monetization14:34 How long it takes to make an About Here video15:41 Are you hopeful about housing?17:44 Political discourse on housing 18:15 Caution around factory built homes as a panacea  21:30 Uytae's favourite form of housing23:35 Good governance could mean good housing policy25:17 Immigration, housing and the backlash 27:24 Start with what you want to create and work backwardsResearch/LinksUytae Lee's YouTube page:The Housing Tax CrisisWhy North America Can't Build Nice Apartments (because of one rule)How Breaking Rules Could Create Better ApartmentsWhy is it So Hard to Mass-Produce Housing?How a SoftBank-Backed Construction Startup Burned Through $3 BillionHow Elevator Rules Cost Us Homes: An Interview with Market UrbanismEight Pieces of Housing Advice to the Prime MinisterHosted by Mike Moffatt & Cara Stern & Sabrina Maddeaux Produced by Meredith Martin This podcast is funded by the Neptis Foundation and brought to you by the Smart Prosperity Institute.

Join economist Dr. Orphe Divounguy and Chris Krug as they discuss economic news to look forward to this week on this episode of Everyday Economics! Everyday Economics is an unrehearsed, free-flow discussion of the economic news shaping the day. The thoughts expressed by the hosts are theirs, unedited, and not necessarily the views of their respective organizations. Support this podcast: https://secure.anedot.com/franklin-news-foundation/ce052532-b1e4-41c4-945c-d7ce2f52c38a?source_code=xxxxxx

Millions of healthy children didn't set foot in a classroom for more than a year during the COVID pandemic. Journalist David Zweig says those school closures may have done more harm than good.

Thank YOU! For all excellent questions! [00:00] Episode Highlights[03:00] Introduction and Milestone Celebration[06:00] Setting the Stage[08:00] Investment Philosophy and Starting a Career[10:00] Business Valuation Approaches[12:00] Essential Investment Skills[13:00] Portfolio Structure and Management[15:00] Position Sizing and Client Alignment[17:00] Investment Preferences and Strategy[21:00] Performance Lessons and the "No Zero Policy"[24:00] Holding Periods and Acquisition Experiences[27:00] Market Scenarios and Economic Context[32:00] Investment Strategy Evolution[35:00] Central Banking and Political Context[38:00] Personal Insights and Time Management[40:00] Daily Structure and Deep Work[42:00] Podcast Logistics and Guest Selection[44:00] Client Relationships During Volatile Times[46:00] Personal Perspectives on Optimism and Caution[48:00] Unlearning and Media Consumption[50:00] Book Recommendations[57:00] Life Lessons and Closing Thoughts[59:00] OutroPodcast Program – Disclosure StatementBlue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm's employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

"There's a sense of caution" heading into Hims & Hers (HIMS) earnings, says Caroline Woods. The telehealth company is up over 65% so far in 2025 but has fallen more than 40% off its February highs. Caroline notes the volatility seen in bearish and bullish positions on the stock. Joel Hawthorne turns to an example options trade in Hims & Hers.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

May 2, 2025 – In today's Smart Macro segment, Chris Puplava, Chief Investment Officer at Financial Sense Wealth Management, analyzes the credit markets amid recent stock market volatility. He notes a divergence, as credit markets...

Is traditional retirement keeping you trapped instead of setting you free? Joining us today is Russ Morgan, co-founder of Wealth Without Wall Street. Russ shares his powerful journey from certified financial planner, turned real estate investor, and reveals why traditional financial planning often leads to frustration, and not freedom. Russ dives into understanding your unique "Investor DNA," and building passive income streams that align with your strengths and goals rather than blindly following Wall Street narratives and conventional reliance on 401(k)s and IRAs.  If you like this episode, here are more episodes we think you'll enjoy: Ep #532 - David McAlvany – Recession and Reindustrialization: Investing Wisely in a Time of Transformation Ep #518 - Mathew Owens – Real Estate Reality Check: Strategies, Caution, and Cash Flow for Today's Market Check out the show notes for more information! P.S. Whenever you're ready, here are some other ways I can help fast track you to your Freedom goal (you're closer than you think): 1. Schedule a Call with My Team: If you'd like to replace your active practice income with passive investment income within 2-3 years, and you have at least 1M in available capital (can include residential/practice equity or practice sale), then schedule a call with my team. If it looks like there is a mutual fit, you'll have the opportunity to attend one of our upcoming member events as a guest. 2. Become a Full-Cycle Investor: There are many self-proclaimed genius investors today who think everything they touch turns to gold. But they're about to learn the hard way what others have gained through “expensive” experience. I'm offering a free report on how to become a full-cycle investor, who knows how to preserve and grow capital in Up and Down markets. Will you be prepared when the inevitable recession hits? Get your free report here. 3. Get Your Free Retirement Scorecard: Benchmark your retirement and wealth-building against hundreds of other practice professionals, and get personalized feedback on your biggest opportunities and leverage points. Click here to take the 3 minute assessment and get your scorecard.

Are small, unconscious habits holding your on-camera performance back?When you're acting on camera, even tiny movements can distract the viewer and weaken your performance - without you even realizing it. Today's episode of The Actor's Career Compass shows you how to spot and fix those hidden distractions so your performance connects with confidence and clarity.You'll discover:A simple self-tape exercise to uncover habits that are stealing your screen presenceWhy your most natural gestures might not read well on camera—and what to do about itHow to use a 10-second mindset trick to feel calm and grounded right before a takeWant to look more polished and professional in every audition? Hit play and take the first step toward stronger, distraction-free screen acting.Contact Info:Email: martin@cityheadshots.comWebsite: www.martinbentsen.comAdditional Resources:HeadshotsShoot Footage for Your ReelEdit Footage Into a ReelThis show dives deep into the world of acting in film, exploring the journey of movie acting with stories, building confidence among aspiring actors, navigating auditions and productions, and offering insights from acting agents, coaches, and the challenges of becoming SAG-AFTRA eligible to advance your acting career, skills, and landing roles.

A24 on the Rocks enters the millennial time machine and rolls it back to 2004, when Hot Topic "Vote for Pedro" shirts were the new fad, and all the middle schoolers were hitting each other in the face with steaks and yelling "NAPOLEON, GIVE ME SOME OF YOUR TOTS!" You guessed it, today's A24 vibe discussion is millennial cult classic Napoleon Dynamite starring Jon Heder and Jon Gries. Cole unfortunately broke his coccyx dirt-biking at the dunes, so Josh from Keemig's IG Movie Reviews (https://www.instagram.com/keemig.movie.reviews/) joins the program. How has Napoleon Dynamite aged, and are the dark fan theories about the film true? Also, don't forget to check out Eric on The Morally Offensive Podcast (https://morallyoffensive.podbean.com/) this Friday, as he reviews The Last Temptation of Christ. Caution: movie spoilers.Intro- 0:00 to 3:49.Film Discussion- 3:49 to 52:40.Film Ratings/Outro- 52:40 to End.Upcoming Podcast Release Schedule-5/7- High Life.5/14- Top 16 Midwestern Films, a Blind Ranking.5/21- Native Son.

In this episode of Packernet After Dark, we dive into fan reactions and analysis following the Green Bay Packers' 2025 NFL Draft. Callers share their pride in Green Bay's hosting of the draft, their excitement for new talent on the offensive line, wide receiver room, and defensive line, and some cautious optimism about undrafted free agents. We explore concerns around the cornerback position and highlight the Packers' strategic focus on flexibility and fostering a competitive roster. Join us for honest reactions, a bit of Bears bashing, and a glimpse into the Packers' promising future. To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast

In this episode of Packernet After Dark, we dive into fan reactions and analysis following the Green Bay Packers' 2025 NFL Draft. Callers share their pride in Green Bay's hosting of the draft, their excitement for new talent on the offensive line, wide receiver room, and defensive line, and some cautious optimism about undrafted free agents. We explore concerns around the cornerback position and highlight the Packers' strategic focus on flexibility and fostering a competitive roster. Join us for honest reactions, a bit of Bears bashing, and a glimpse into the Packers' promising future. To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast

The world laughs at wisdom today. Caution is mocked. Boundaries are ridiculed. Prudence is treated like fear. But the Bible tells a different story. Prudence is not insecurity—it is wisdom applied. It is faithfulness in action. In this livestream, we are going to study what prudence really means, why the world despises it, and how Christians must walk wisely, guarding their hearts and honoring their commitments. From Joseph in Egypt to Nehemiah rebuilding the walls to Jesus Himself moving carefully according to the Father's will, Scripture shows that prudence is a mark of the faithful, not the fearful. Join me as we walk through the Bible and reclaim the virtue the world has forgotten.

An Abundance of Caution: American Schools, the Virus, and a Story of Bad Decisions Learn more about your ad choices. Visit podcastchoices.com/adchoices

In honor of this year's remake of The Wedding Banquet (now in theaters!), we're taking a look at a more troubled Ang Lee romance: his 2007 adaptation of Eileen Chang's novella Lust, Caution. Join in as we discuss the star performances of Tony Leung and Tang Wei, the various censored versions of the film, Lee's use of sex as a storytelling device, and also Sinners because it's too good to ignore! Plus: Why is the first shot a close-up of a German shepherd? Why don't they ever develop a specific plan to kill Mr. Yee? And could anyone resist trying to date Tang Wei's character? Make sure to rate, review, and subscribe! Next week: The Kissing Booth (2018) Note: We tried a new recording setup for this episode and some audio is a little funky, but we've worked out the kinks going forward.Key sources and links for this episode:"Focus Won't Sweat NC-17 for Lust" (The Hollywood Reporter)"Ang Lee is Heartbroken by Media Hype of Sex" (China Times Showbiz)"No Sex Scenes in China's Version of Lust, Caution" (CBC)"Lee Admits 'Political Edit' of Film" "Lust, Caution Actress is Banned in China" (Reuters)"Tang Wei's Erotic Sex Scenes Accused of Blaspheming Martyrs" (People (China))"The Dark Side of Your $5 Footling: Business Owners Say it Could Bite Them" (Washington Post)"The End of Hooters" (The Atlantic)

Measles has returned to Montana for the first time in decades. Health officials say parents should take precautions as cases are confirmed in their community. The schedule for measles vaccines in the U.S. calls for kids to get their first dose around 12 months and a second shot right before kindergarten.

Send us a textLinking the Travel Industry is a business travel podcast where we review the top travel industry stories that are posted on LinkedIn by LinkedIn members.  We curate the top posts and discuss with them with travel industry veterans in a live session with audience members.  You can join the live recording session by visiting BusinessTravel360.comYour Hosts are Riaan van Schoor, Ann Cederhall and Aash ShravahStories covered on this session include -A United Airlines flight diverted to Washington Dulles Airport on 3 April after galley oven smoke filled the cabin, marking the fifth such incident among major U.S. carriers in 2025.A wing collision at Washington's Reagan Airport on 10 April involving an American Airlines flight. This marks the third similar event at this airport since 2022.A sight seeing helicopter crashes in the Hudson River in New York, with six fatalities. Caution: distressing video in this link.Ted Christie steps down from his role as Spirit Airlines CEO. Carmen S. writes about American Airlines's move to bring airport service staff numbers down this summer, instead of up.US airlines Republic Airways and the holding company of Mesa Airlines, Inc. are combining in an all-stock deal.Greek air traffic controllers went on strike on 9 April, causing substantial flight cancellations in the area.India and China are in talks to resume direct flights between them. Virgin Australia reveals they have identified more than 60,000 customers who may have been overcharged over a five year period, and that they will be refunding those affected.You can subscribe to this podcast by searching 'BusinessTravel360' on your favorite podcast player or visiting BusinessTravel360.comThis podcast was created, edited and distributed by BusinessTravel360.  Be sure to sign up for regular updates at BusinessTravel360.com - Enjoy!Support the show

Today, I'm sharing a recent and powerful conversation I had with Jeremy Knauff, a friend and public relations and marketing expert, unpacking the dramatic shifts underway in the global economy and how everyday Americans can prepare. In this conversation, we make sense of macroeconomic chaos, including inflation, tariffs, the demise of the dollar standard, and the risks of a debt-fueled financial system, as well as how it's important as Americans to increase our financial literacy, live within our means, invest in real assets (not just paper wealth), and build resilient networks in preparation for the volatile times ahead. If you like this episode, here are more episodes we think you'll enjoy: Ep #532 - David McAlvany – Recession and Reindustrialization: Investing Wisely in a Time of Transformation Ep #518 - Mathew Owens – Real Estate Reality Check: Strategies, Caution, and Cash Flow for Today's Market Ep #512 - Andrew McDannels – Protecting Your Wealth – Fiat Currency, Tangible Assets, and Commodities Check out the show notes for more information! P.S. Whenever you're ready, here are some other ways I can help fast track you to your Freedom goal (you're closer than you think): 1. Schedule a Call with My Team: If you'd like to replace your active practice income with passive investment income within 2-3 years, and you have at least 1M in available capital (can include residential/practice equity or practice sale), then schedule a call with my team. If it looks like there is a mutual fit, you'll have the opportunity to attend one of our upcoming member events as a guest. 2. Become a Full-Cycle Investor: There are many self-proclaimed genius investors today who think everything they touch turns to gold. But they're about to learn the hard way what others have gained through “expensive” experience. I'm offering a free report on how to become a full-cycle investor, who knows how to preserve and grow capital in Up and Down markets. Will you be prepared when the inevitable recession hits? Get your free report here. 3. Get Your Free Retirement Scorecard: Benchmark your retirement and wealth-building against hundreds of other practice professionals, and get personalized feedback on your biggest opportunities and leverage points. Click here to take the 3 minute assessment and get your scorecard.

How to tell the source of your blessing, is it Godly or Satanic Traps? Caution trying to do Karma's Job, & Choices w/ WillzChanges - Album by Willzhttps://justusproductionsent.bandcamp.com/album/changes-2Available on all podcast streaming services:https://thehighestpointtv.com/Instagram: https://www.instagram.com/thehighestpointpodcastSupport the show: https://www.cash.app/$highestpointenthttps://www.paypal.com/paypalme/highestpointpodcast#thehighestpointpodcast

In this episode, investigative journalist David Zweig discusses his new book, 'An Abundance of Caution,' which critiques the pandemic policies that disproportionately affected children. He emphasizes the importance of evidence-based decision-making and the media's role in shaping public narratives during the crisis. Zweig reflects on his experiences as a journalist and the need for humility and honesty in reporting, especially in the context of public health. The Karol Markowicz Show is part of the Clay Travis & Buck Sexton Podcast Network - new episodes debut every Wednesday & Friday. Buy David's NEW Book HERE #DavidZweig #pandemic #children #evidencebasedmedicine #medianarratives #policydecisions #publichealth #AbundanceofCautionSee omnystudio.com/listener for privacy information.

The 79th film in the A24 catalog is Gloria Bell starring Julianne Moore. Gloria Bell is a remake from a 2013 Chilean film named "Gloria," and is about a middle-aged divorcee at a transition period in her life. Gloria meets a man named Arnold (portrayed by John Turturro) at a modern 70s disco bar. This new love interest seems to have promise, before Gloria starts noticing his kids control his life, while Gloria is navigating her own relationship with her kids. Directed by Sebastian Lelio, the same filmmaker who directed the Chilean movie, the A24 rocks crew debates if the film is "too slice of life" and if the remake was worth making only 6 years later. Caution: movie spoilers.Intro- 0:00 to 3:26.Film Discussion- 3:26 to 1:04:21.Film Ratings- 1:04:21 to End.Upcoming podcast release schedule-4/30- Napoleon Dynamite.5/7- High Life.5/14- Our Top 15 Midwestern Films, a Blind Ranking.

This smooth operator joins me at Kitchen Table Studios after a long day of teaching and dadding.  Listen as this Kankakee-born musician talks skipping a grade, clutching a high-honor scholarship, falling a few credits short, mastering his degree later in life, becoming a teacher of music and playing his voice all over our community while trying to manage a tricky relationship with finances. Finally and after some persuasion, Brandon sings for the podience to my delight!I'd like to thank this episode's sponsor Illini Pella Windows & Doors of Champaign. At 1001 N Country Fair in Champaign you'll find the brand synonymous with quality in windows and doors. Pella is one of America's most trusted names for replacement windows, entry doors and sliding patio doors. Visit their showroom on Country Fair Drive or call (217) 356-6474. Pellaofchampaign.com has all the information you need for planning. Thank you so much for listening! However your podcast host of choice allows, please positively: rate, review, comment and give all the stars! Don't forget to follow, subscribe, share and ring that notification bell so you know when the next episode drops! Also, search and follow hyperlocalscu on all social media. If I forgot anything or you need me, visit my website at HyperLocalsCU.com. Byee.

Caution! You might be a Nussbaum customer by the end of this episode! (actually, that would be a great thing for your business. Go ahead and press play). What's it take to be successful in truckload sales? Wining and dining? The lowest rates? (hint: not that). In today's exchange, we explore five keys to success using the acronym S.A.L.E.S. • S – Strategic Outreach• A – Aligning Internally • L – Long-term Relationships• E – Excellence in Service • S – Sustainable Growth According to Joe, Brent, and Mark, our Business Development Managers, patience and thoroughness underpin everything. To be sure, sales can be fast-paced and exciting! But finding the best customers with the right freight at the right price takes persistence. In addition to prospecting and building customer relationships, our BDMs unpack the “three-legged stool”—the importance of aligning your sales, operations, and pricing teams to find the right business for your network strategy. Checks and balances are critical, as each part brings needed perspective—sales with possibility, pricing with profitability, and operations with feasibility. They also highlight Nussbaum's SalesScope software that enhances collaboration throughout the bidding process. Press play and enjoy! FROM TODAY'S PODCAST• Guests: Mark Stalter, Brent Wagenbach, and Joe LaTulip—Business Development Managers LET'S CONNECT• Visit us online at terminalexchange.org • Follow The Terminal Exchange on social media! o Facebooko Instagram o TwitterABOUT NUSSBAUM Employee-Owned, Purpose Driven | Nussbaum is an industry-leader in over-the-road freight transportation. For more information on our award-winning services and top-paying driver careers, visit nussbaum.com or nussbaumjobs.com.

Megyn Kelly begins the show by discussing Pope Francis' death at 88 after a recent battle with double pneumonia, his legacy as leader of the Catholic Church, his progressive ideology and messaging, the process of the conclave in selecting a new pope, and more. Plus, Kevin O'Leary, chairman of O'Leary Ventures & Beanstox, joins to discuss SCOTUS pausing deportations under the Alien Enemies Act, the breakdown of what is actually happening under Trump with tariffs and why China is taking advantage of American businesses, the reality of Donald Trump's tariff policies, why China is taking advantage of American businesses and stealing IP, and more. Then, David Zweig, journalist and author of “An Abundance of Caution,” joins to talk about the ridiculous sheltering of children during Covid, schools remaining closed while restaurants and stores were up and running, the potentially made-up data out of the CDC used as political propaganda, and more. O'Leary- https://x.com/kevinolearytvZweig- https://davidzweig.com/ SimpliSafe: Visit https://simplisafe.com/MEGYN to claim 50% off & your first month free!Grand Canyon University: https://GCU.eduDailyLook: https://dailylook.com to take your style quiz and use code MEGYN for 50% off your first order. Follow The Megyn Kelly Show on all social platforms:YouTube: https://www.youtube.com/MegynKellyTwitter: http://Twitter.com/MegynKellyShowInstagram: http://Instagram.com/MegynKellyShowFacebook: http://Facebook.com/MegynKellyShow Find out more information at: https://www.devilmaycaremedia.com/megynkellyshow

We're diving into one another's heads to explore the romance of Spike Jonze's 1999 genre-defying hit Being John Malkovich! Join in as we discuss the 7 1/2th floor, the script's sparse character descriptions, the movie's exploration of gender and sexuality, and our own experiences with Malkovich. Plus: Does Malkovich ever sleep? How are they retrieving their clients in New Jersey? What's Maxine's job? And, most importantly, why couldn't it be Being Tom Cruise? Make sure to rate, review, and subscribe! Next week: Lust, Caution (2007)-----------------------------------------------Key sources and links for this episode:Rogert Ebert's four-star review"The Fun and Games of Living a Virtual Life" (New York Times)"Being Charlie Kaufman" (Salon)Interview with Catherine Keener and Cameron Diaz (StarTalk)Interview with John Cusack and John Malkovich (StarTalk)John Cusack Interview with Tasha Robinson (The AV Club)"White Lotus Star Aimee Lou Wood, 31, Won't Get Botox. Here's Why" (Evie Magazine on YouTube)

Apr 18, 2025 – Market volatility remains high, with MarketGauge's Mish Schneider warning that investor optimism may be misplaced as key consumer indicators flash caution. She highlights the critical role of consumer spending, the impact of tariffs...

Munaf Manji and Griffin Warner talk MLB betting for Tuesday. MLB is in full swing and the guys are off to a hot start on the bases. Best bets as always.

The Department of the Interior removes top cybersecurity and tech officials. The DOJ looks to block foreign adversaries from acquiring sensitive personal data of U.S. citizens. Microsoft issues emergency updates to fix an Active Directory bug. Hackers are installing stealth backdoors on FortiGate devices. Researchers warn of a rise in “Dangling DNS” attacks. A pair of class action lawsuits allege a major adtech firm secretly tracks users online without consent. Google is fixing a 20-year-old Chrome privacy flaw. The Tycoon2FA phishing-as-a-service platform continues to evolve. My guest is Tim Starks from CyberScoop, discussing the latest from CISA and Chris Krebs. Slopsquatting AI totally harshes the supply chain vibe.  Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest Today we are joined by Tim Starks from CyberScoop, and he is discussing the latest with CISA and Chris Krebs. Selected Reading Interior Department Ousts Key Cyber Leaders Amid DOGE Spat (Data Breach Today) US Blocks Foreign Governments from Acquiring Citizen Data (Infosecurity Magazine) Microsoft: New emergency Windows updates fix AD policy issues (Bleeping Origin) Fortinet Issues Fixes After Attackers Bypass Patches to Maintain Access (Hackread) Dangling DNS Attack Let Hackers Gain Control Over Organization's Subdomain (Cyber Security News) Two Lawsuits Allege The Trade Desk Secretly Violates Consumer Privacy Laws (AdTech) Chrome 136 fixes 20-year browser history privacy risk (Bleeping Computer) Tycoon2FA phishing kit targets Microsoft 365 with new tricks (Bleeping Computer) AI Hallucinations Create a New Software Supply Chain Threat (SecurityWeek) Share your feedback. We want to ensure that you are getting the most out of the podcast. Please take a few minutes to share your thoughts with us by completing our brief listener survey as we continually work to improve the show.  Want to hear your company in the show? You too can reach the most influential leaders and operators in the industry. Here's our media kit. Contact us at cyberwire@n2k.com to request more info. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Eric recaps last week's wild ride in the S&P 500, driven by tariff headlines, a surprise 90-day pause, and a sharp oversold rally. He covers key economic data—including CPI, PPI, and sentiment numbers—and why they paint a mixed inflation picture. Eric also shares the latest SPX levels he's watching, how he's positioning with an iron condor, and what Alpha Crunching's updated weekly forecast reveals about the current choppy trend. This is still a headline-driven market, and patience remains key.Want to connect? Find me on X:Eric O'Rourke: https://twitter.com/OptionAssassinAfter that, join other listeners at https://StockMarketOptionsTrading.net and join the community for free right now where there are daily posts with clues to the where the market may be headed next. Disclaimer: This podcast is for informational and educational purposes only and should not be considered financial advice.

In this episode, Tom Bilyeu dives into the complexities of the current geopolitical and economic landscape as he addresses the escalating tariff exchanges between the U.S. and China. The conversation explores the implications of these trade tensions on global markets, highlighting the political strategies at play, including Trump's controversial tactics and their potential impact on small businesses. Tom also reflects on the broader horizon, pondering the future of manufacturing amid technological advancements like AI and robotics. SHOWNOTES 00:00 "Tariffs as Strategic Negotiation Tool" 07:04 "Debt Cycle Complexity Unfolding" 18:12 Resource Wars: Democracy vs. Authoritarianism 23:45 "American Workers vs. Chinese Efficiency" 33:30 China's Economic Dilemma: Stimulation vs. Deflation 44:11 Scrutinizing Budget Reallocation Decisions 56:09 Caution on Germline Gene Editing 01:15:45 AI Revolutionizing Biological Discoveries CHECK OUT OUR SPONSORS Audible: Sign up for a free 30 day trial at https://audible.com/IMPACTTHEORY  ButcherBox: Ready to level up your meals? Go to https://ButcherBox.com/impact to get $20 off your first box and FREE bacon for life. Vital Proteins: Get 20% off by going to https://www.vitalproteins.com and entering promo code IMPACT at check out Upway: Get $150 OFF any purchase over a thousand when you use code IMPACT at https://upway.co. Kettle & Fire: Get 20% off your first order at https://kettleandfire.com/impact with code IMPACT  Netsuite: Download the CFO's Guide to AI and Machine Learning at https://NetSuite.com/THEORY Found: Try Found for FREE at https://found.com/impact Shopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impact Thrive Market: ​​Go to https:thrivemarket.com/impact for 30% off your first order, plus a FREE $60 gift! American Alternative Assets: If you're ready to explore gold as part of your investment strategy, call 1-888-615-8047 or go to https://TomGetsGold.com Tech Unheard: Tune into Tech Unheard from Arm and NPM—wherever you get your podcasts. iTrust Capital: Use code IMPACTGO when you sign up and fund your account to get a $100 bonus at https://www.itrustcapital.com/tombilyeu  Mint Mobile: If you like your money, Mint Mobile is for you. Shop plans at https://mintmobile.com/impact.  DISCLAIMER: Upfront payment of $45 for 3-month 5 gigabyte plan required (equivalent to $15/mo.). New customer offer for first 3 months only, then full-price plan options available. Taxes & fees extra. See MINT MOBILE for details. ********************************************************************** What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business: join me here at ZERO TO FOUNDER SCALING a business: see if you qualify here. Get my battle-tested strategies and insights delivered weekly to your inbox: sign up here. ********************************************************************** If you're serious about leveling up your life, I urge you to check out my new podcast, Tom Bilyeu's Mindset Playbook —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you. ********************************************************************** Join me live on my Twitch stream. I'm live daily from 6:30 to 8:30 am PT at www.twitch.tv/tombilyeu ********************************************************************** LISTEN TO IMPACT THEORY AD FREE + BONUS EPISODES on APPLE PODCASTS: apple.co/impacttheory ********************************************************************** FOLLOW TOM: Instagram: https://www.instagram.com/tombilyeu/ Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en Twitter: https://twitter.com/tombilyeu YouTube: https://www.youtube.com/@TomBilyeu Learn more about your ad choices. Visit megaphone.fm/adchoices

Today Clark goes back to basics on homeowner's insurance as rates continue to rise around the country, including 2 common mistakes to avoid, and specific advice for those thinking of moving. Also in this episode - eyes wide open on meme coins and crypto. There are lots of people pitching these as “alternative investments” to the stock market. Get Clark's take on how to approach the hype.  Homeowner's Insurance: Segment 1 Ask Clark: Segment 2 Clark On Crypto: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Housing market map: How much home insurance is expected to rise by 2055 Best and Worst Homeowners Insurance Companies How Much Homeowners Insurance Do I Need? 5 Reasons Why Your Home Insurance Will Cancel You as a Customer Credit Karma Review: Free Credit Score and More at Your Fingertips Warning: How You Should NOT Buy Gold Limited Purpose Flexible Spending Account (LP-FSA) Guide What Is an HSA Account and How Does It Work? Legit Online Surveys for Money: What I Earned Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices