Podcasts about Portuguese

Merriam-Webster's Word of the Day for October 15, 2025 is: coalesce • koh-uh-LESS • verb To coalesce is to come together to form one group or mass. // The club's community service projects provide students with a common goal to coalesce around. // The movie is full of beautifully written scenes but they never coalesce into a whole. See the entry > Examples: “... as Angola prepares for the final, the combination of personal perseverance, team cohesion, and national pride coalesces into something bigger than a game: a celebration of resilience, dedication, and the enduring spirit of basketball in Angola.” — Sindiswa Mabunda, Forbes, 24 Aug. 2025 Did you know? The meaning of many English words equals the sum of their parts, and coalesce is a fitting example. The word unites the prefix co- (“together”) and the Latin verb alescere, meaning “to grow.” Coalesce is one of a number of English verbs (along with mix, commingle, merge, and amalgamate) that refer to the act of combining parts into a whole. In particular, coalesce usually implies the merging of similar parts to form a cohesive unit, such as a political ideology, a fan-following, or (perish the thought) a Portuguese man-of-war, the body of which includes three types of zooids.

Want Portuguese you can actually use the moment you land? We invited our friend David to walk us through a traveler's toolkit that works in both Brazil and Portugal, focusing on sounds, phrases, and tiny tweaks that turn confusion into connection. From the musical softness of Brazilian Portuguese to the crisp edges you'll hear in Lisbon, we break down what changes, what stays the same, and how to be understood anywhere you roam.We start with high‑impact essentials: bom dia vs boa noite, when tchau fits, and why “obrigado/obrigada” depends on who's speaking. David demystifies the nasal vowels that give Portuguese its character—think sim that feels like “seen,” and não with a gentle hum you feel more than hear. You'll learn how to get attention with com licença, own a slip with desculpe, and navigate everyday moments with clarity: “Fala inglês?” “Falo.” If the reply races by, “mais uma vez?” slows the world down without killing the vibe.Then we get practical with maps and menus. Use onde fica to find the places travelers need most: o banheiro, a estação, o ponto de ônibus, o hotel, a farmácia. Order like a local by naming the item plus por favor—água, café com leite, chá—no stress, no essays. Introductions are simple and warm: “Meu nome é…” followed by “muito prazer” builds instant rapport. We also cover numbers with a twist—um/uma and dois/duas reflect gendered nouns—so you can ask for duas águas and then request a conta with confidence.This is language stripped to what works: sound patterns you can mimic, phrases built for real life, and a traveler's mindset that favors clarity over perfection. If Portugal's tiles or Brazil's beaches are calling, this guide gets you from shy nods to small wins fast. Hit play, learn a handful, and see how far “tudo bem?” can take you. Enjoyed the episode? Subscribe, leave a review, and share it with a friend who's dreaming of Lisbon or Rio.Thanks for your ongoing support!http://paypal.me/TheROAMiesAlexa and RoryThe ROAMiesPlease subscribe, rate and share our podcast! Follow us at:http://www.TheROAMies.comThe ROAMies: Facebook and Instagram YouTube and X.

Portugal's Golden Visa with Your IRA? David's Path to Investing & Retiring AbroadWhat happens when a regular gay man says “enough” to U.S. chaos and starts building a fabulous Plan B abroad? Meet David Govacker, a medical professional who leveraged a self-directed IRA to invest in a diversified fund, qualify for Portugal's Golden Visa, and set up a life with sunshine, safety, and equality—without Trump-era stress or American price tags. If you're exploring investing for residency and retiring abroad, this episode is your blueprint.Top Takeaways:Why Portugal? LGBTQ+-affirming culture, stable politics, urban lifestyle, big airports, and easy U.S. access.Golden Visa 101: The €500k investment route, residency timeline, and minimal stay rules (think: ~14 days every 2 years).Investing via IRA: How a self-directed IRA rollover (not a taxable distribution) can fund a qualifying investment.Fund choice matters: Why a diversified, open-ended mutual fund (vs. private equity lockups) matched David's risk profile.Logistics made simple: Paperwork, biometrics, realistic timing, and avoiding tax pitfalls with clean rollovers.Plan B → Peace of mind: Build optionality now so you're not scrambling later.Real talk for LGBTQ+ folks: Looking for places where equality is both law and lived.Perfect for: LGBTQ+ professionals curious about Portugal, the Golden Visa, investing for residency, and retiring abroad—without giving up financial sanity or safety.Loved this? Share with a friend who's Golden-Visa-curious, and subscribe for our Netherlands retirement countdown next week.Download: Get your Happy Gay Retirement CalculatorMentioned in this episode:Get Your Portugal Golden Visa Here!Get Your Portugal Golden Visa Faster Here!Want a European passport with access to living in nearly any European country? Just click the link below to find out how. Get Your Portugal Golden Visa Here!

Lionel addresses the cancellation of the 81st annual New York City parade and then Lionel delves into heritage, immigration, and the American melting pot. Lionel and callers share powerful, nostalgic stories about their foreign-born grandparents (Sicilian, Greek, Azorean) who came to America—often through Ellis Island—with nothing, faced severe hardship (including quarantine, KKK threats, and the "black hand"), but persevered through hard work and bravery. The conversation highlights the resilient spirit of grandmothers (nonnas), the complexities of Italian and Portuguese dialects, and the love of "peasant food" like polenta and baklava. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's story: Large language models like ChatGPT are increasingly sycophantic—flattering users, validating flawed reasoning, and agreeing too easily. This tendency stems from how models are trained: by rewarding responses users like. While some innocent flattery is harmless, models' sycophancy can be harmful in hidden ways. Here's what AI sycophancy is, and how to avoid it.Transcript & Exercises: https://plainenglish.com/810Full lesson: https://plainenglish.com/810 --Upgrade all your skills in English: Plain English is the best current-events podcast for learning English.You might be learning English to improve your career, enjoy music and movies, connect with family abroad, or even prepare for an international move. Whatever your reason, we'll help you achieve your goals in English.How it works: Listen to a new story every Monday and Thursday. They're all about current events, trending topics, and what's going on in the world. Get exposure to new words and ideas that you otherwise might not have heard in English.The audio moves at a speed that's right for intermediate English learners: just a little slower than full native speed. You'll improve your English listening, learn new words, and have fun thinking in English.--Did you like this episode? You'll love the full Plain English experience. Join today and unlock the fast (native-speed) version of this episode, translations in the transcripts, how-to video lessons, live conversation calls, and more. Tap/click: PlainEnglish.com/joinHere's where else you can find us: Instagram | YouTube | WhatsApp | EmailMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

NHK WORLD RADIO JAPAN - Portuguese News at 18:00 (JST), October 13

Learn 5 everyday Portuguese phrases natives use but most textbooks don't teach! Sound more natural and confident in European Portuguese conversations.

Jason Martins is a Certified Property Manager and seasoned real estate investor overseeing more than 170 rentals across multiple states, with over 17 years in property management. His expertise spans conventional, LIHTC, and Section 8 housing, blending hands-on experience with strategic investment insight. Fluent in English and Portuguese and proficient in Spanish, Jason is an active member of the Central Florida Chapter of the Institute of Real Estate Management®, where he continues to lead and inspire within the industry.   Here's some of the topics we covered:   How Jason Built His Property Management Expertise The Game-Changing First Multifamily Deal Overcoming the Fear of Raising Capital Secrets to Finding the Right Investor Demographic How Technology Can Supercharge a Remote Real Estate Team Why Educating Your Property Management Company Is Non-Negotiable Key Traits Every Successful Multifamily Partner Shares How to Crush Fear and Take Bold Action in Real Estate   If you'd like to apply to the warrior program and do deals with other rockstars in this business: Text crush to 72345 and we'll be speaking soon.   For more about Rod and his real estate investing journey go to www.rodkhleif.com  

We enter in the final years of Afonso de Albuquerque as he continues his master strategy to bring the Indian Ocean under Portuguese control. He heads west to subdue the Red Sea and the Persian gulf. In doing so, he earns his title "The Lion of the Sea"   PLEASE LEAVE A RATING AND REVIEW ON APPLE PODCASTS!  Flash Point History YouTube Channel: https://www.youtube.com/channel/UCTYmTYuan0fSGccYXBxc8cA Contribute on Patreon: https://www.patreon.com/FPHx Leave some feedback: flashpointhistory@gmail.com Follow along on Facebook: https://www.facebook.com/FLASHPOINTHX/ Engage on Twitter: https://twitter.com/FlashpointHx

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Today we are focusing on financial crime and fraud management with the CEO and co-founder of Feedzai, one of the world's largest independent risk management platforms serving banks and fintechs. Nuno shares his fascinating journey from being the first Portuguese engineer at the European Space Agency to building a global fintech powerhouse with over 700 employees across four continents.The conversation explores how the fraud landscape has fundamentally shifted, where bad actors no longer target technical infrastructure but instead exploit people as the "weakest link in the chain" through AI-powered scams and social engineering. Nuno discusses Feedzai's evolution from transaction fraud monitoring to a comprehensive risk management platform, emphasizing the critical need to move from detecting fraudulent activity to understanding customer intent. He also delves into the company's TRUST framework for responsible AI, explaining why explainability is essential in financial services and much more.In this podcast you will learn:Nuno's transition from the European Space Agency to founding Feedzai.How he Feedzai has evolved since its early days and what it does today.What an AI-generated scam looks like.Why the weakest link is us.How you can protect the less sophisticated consumers.Why detecting fraud is no longer enough.How they are able to understand the intent of the customer.How can you be proactive, combining risk management and cyber security.What their TRUST Framework for responsible AI innovation is all about.What it means to be a critically systemic vendor for banks.What Nuno learned by interviewing the likes of Richard Branson, Stephan Hawking and Steve Wozniak.Feedzai's geographic footprint and their distributed leadership team.The scale Feedzai is at today.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

NHK WORLD RADIO JAPAN - Portuguese News at 18:00 (JST), October 10

learn 10 high-frequency expressions, including cooking-related vocabulary

President Donald Trump says Israel and Hamas have agreed to the first phase of his Gaza peace deal and that hostages could be released within days. Israel's Benjamin Netanyahu called the agreement "a great day for Israel". Hamas confirmed the deal, but said it's awaiting details of a prisoner exchange. People have flooded the streets in Gaza and Israel to celebrate the announcement. Also: the French President, Emmanuel Macron says he'll name a new premier before the weekend. Ukraine's military accuses Russia of trying to erase Ukrainian culture by looting historical artefacts. US police have arrested a man who they believe intentionally started the Palisades fire, which devastated part of Los Angeles in January. The Portuguese athlete Cristiano Ronaldo has become the first billionaire footballer. UNICEF warns that the number of children displaced by armed gang violence in Haiti has almost doubled in the last year. Meanwhile, the United Nations is said to be intending to cut a quarter of its peacekeepers globally because of budget shortfalls, largely due to reduced US funding. The European Parliament has voted to ban the naming of meat-related terms like “burger” and “sausage” for plant-based products. And four decades on, the global hit musical Les Misérables is celebrated in London. The Global News Podcast brings you the breaking news you need to hear, as it happens. Listen for the latest headlines and current affairs from around the world. Politics, economics, climate, business, technology, health – we cover it all with expert analysis and insight. Get the news that matters, delivered twice a day on weekdays and daily at weekends, plus special bonus episodes reacting to urgent breaking stories. Follow or subscribe now and never miss a moment. Get in touch: globalpodcast@bbc.co.uk

In this episode of Carioca Connection, Alexia and Foster dive into the practical differences between the Portuguese verbs “ser” and “estar.” Using engaging mini-dialogues, they encourage listeners to practice these essential verbs, providing real-life examples and pronunciation tips. The duo explores common scenarios like identity, profession, emotions, and location, making it easier for learners to grasp these concepts. This episode is perfect for those wanting to master conversational Brazilian Portuguese in a relaxed and interactive way.E agora em português…

Today's story: Archaeologists are excavating a never-before-studied part of Pompeii, the ancient Roman city buried by a volcanic eruption. They've uncovered luxury homes, decorated bathhouses, and evidence of how residents tried to survive the disaster. These new finds offer a vivid window into Roman life—and death—in the first century A.D.Transcript & Exercises: https://plainenglish.com/809Full lesson: https://plainenglish.com/809 --Upgrade all your skills in English: Plain English is the best current-events podcast for learning English.You might be learning English to improve your career, enjoy music and movies, connect with family abroad, or even prepare for an international move. Whatever your reason, we'll help you achieve your goals in English.How it works: Listen to a new story every Monday and Thursday. They're all about current events, trending topics, and what's going on in the world. Get exposure to new words and ideas that you otherwise might not have heard in English.The audio moves at a speed that's right for intermediate English learners: just a little slower than full native speed. You'll improve your English listening, learn new words, and have fun thinking in English.--Did you like this episode? You'll love the full Plain English experience. Join today and unlock the fast (native-speed) version of this episode, translations in the transcripts, how-to video lessons, live conversation calls, and more. Tap/click: PlainEnglish.com/joinHere's where else you can find us: Instagram | YouTube | WhatsApp | EmailMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

O capítulo final de Romanos apresenta uma lista de nomes, mas não se trata apenas de uma despedida. Paulo nos convida a entrar em uma galeria de arte viva — homens e mulheres comuns transformados pela graça de Deus. De Timóteo a Erasto, de senhores a servos, cada nome representa uma obra-prima nas mãos do Mestre. Neste episódio, você vai refletir sobre o valor eterno de uma vida redimida e sobre como a igreja se torna o museu da graça de Deus para o mundo ver.Para mais recursos, visite wisdomonline.org/portuguese. Para mais ensinamentos bíblicos, visite nosso site: https://www.wisdomonline.org/?lang=Portuguese

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Today on the show, the YouTube Creator Insider team gets deep on some new features, including A/B thumbnails, media kits, and expand with AI. Additionally the Head of Instagram announces translations for Reels in English, Spanish, Portuguese, and Hindi, plus the Edits team has some new features including sound effects and a media kit (just like YouTube!)Links:YouTube: Test A/B Thumbnails in YouTube Studio (YouTube)YouTube: Public to Member-Only Live Streams, Media Kit Expansion, and "Extend with AI" (YouTube)Instagram: Reels Now Translated into English, Spanish, Portuguese, and Hindi (Instagram)Edits: Shareable insights, 250 new sound effects, and text presets (Threads)Sign Up for The Weekly Email Roundup: NewsletterLeave a Review: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Me on Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@danielhillmedia⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ger Gilroy, Colm Boohig, Arthur O'Dea and Dara Smith-Naughton were on hand to run through all the morning's big sports stories on Thursday's Off The Ball Breakfast. With Manchester United's minority owner Jim Ratcliffe giving Ruben Amorim a very definitive vote of confidence, the lads considered whether the club are as well sticking with the Portuguese - or if it is all just talk. On that note, Ireland travel to Portugal this weekend for a hopeless-looking World Cup qualifier. The lads debated what success would look like from an Irish point of view. Finally, some of the lads have been out doing an NFL-style kicking challenge recently - Dara brought us the results! Off The Ball Breakfast w/ UPMC Ireland | #GetBackInAction Catch The Off The Ball Breakfast show LIVE weekday mornings from 7:30am or just search for Off The Ball Breakfast and get the podcast on the Off The Ball app.SUBSCRIBE at OffTheBall.com/joinOff The Ball Breakfast is live weekday mornings from 7:30am across Off The Ball

Earth.fm curator Melissa Pons was recently invited to attend Endless Fields 2025, as one of seven sound artists-in-residence at Portugal's Estúdio Yucca, in the Algarve by the Ria Formosa lagoon. This inaugural edition of Endless Fields, organized by Anna Clock and Stefano Arrigoni, was funded by the Department of Applied Social Sciences at the School of Science and Technology (FCT), NOVA University, Lisbon, Portugal, and co-organized by its participants. Local facilitation was by Raquel Castro - curator, producer, film director, and former president of the World Forum for Acoustic Ecology - and Ivo Louro, PhD Candidate in History, Philosophy and Heritage of Science and Technology (at FCT NOVA), and “occasional” sound artist. During the residency, which involved collective listening and recording, sound performances, jams, and an open day, Melissa conducted interviews with her fellow participants. These conversations form the basis of a new two-part episode of Earth.fm's Wind Is the Original Radio podcast. This, the first part, features Ivo, Iddo Aharony, a composer of electronic and acoustic music and environmental and multimedia compositions, and Xavier Velastín Vicencio - self-described sound designer, composer, technologist, and whale lover. Ivo Louro - who is studying the acoustemologies of Aeolian instruments, examining how they have been used not only to make music from the wind but also to monitor and forecast weather in both scientific and traditional craft settings - discusses: How his lifelong interest in environment, ecology, and science began in childhood, but that it was a university class on acoustic pollution, taken during his environmental engineering training, which opened a new world that linked sound and environment. Later, reading David Toop's Haunted Weather: Music, Silence, and Memory prompted him to begin making field recordings and engaging with sound theory - starting with R. Murray Schafer's The Soundscape: Our Sonic Environment and the Tuning of the World and, later, the work of ethnomusicologist Steven Feld, whose field research with the Kaluli people of Papua New Guinea's Bosavi rainforest culminated in the 1991 album Voices of the Rainforest How his research accidentally led him to wind-driven Aeolian instruments. This includes resonators attached to the sails of traditional Portuguese windmills, which cause them to “hum and howl and [generate a] complex drone”, allowing millers to anticipate weather shifts while also producing a kind of music that accompanied their long, solitary hours. For Ivo, these sounds also resonate with personal memories and family histories, echoing rural soundscapes once common across the Portuguese hills Estúdio Yucca's location being “almost like an oasis, [but also] very much just a tiny nook inside an area fraught with environmental issues and pressures”, citing the intensive farming and wastewater production associated with the touristification of the Algarve The connection between field recording and travel, and the environmental impacts of that travel, which has led Ivo to mainly make “field recording[s] around the city [...] [to] avoid going out into the country” How soundscape recordings can make “the world completely change” by engaging with unfamiliar species such as crabs: “put a small, sensitive microphone on the sand and [you'll hear] a full world”. Iddo Aharony is a creative musician and listener who continuously explores the myriad intersections of sound, environment, culture, and technology. His body of work spans a wide variety of instrumentations, media, and interdisciplinary collaborations, from a fully-staged opera to various experimental projects utilizing live electronics, created in collaboration with visual artists, theater directors, scientists, and other musicians. He currently lives in Colorado Springs and is Associate Professor of Music Technology at Colorado College. He talks about: His interest in the way that sounds from our environment can be engaged with in unexpected ways, or how they can surprise listeners The way gradually moving from not really listening to what was around him, to an increased engagement with it, “felt like a door that kept opening more and more” How living in an economic structure that is built around attracting people's attention means that listening to whatever environment in which you find yourself is a wonderful way to be in the world without thinking in terms of functionality or productivity: a small, quiet act of rebellion against that attention economy His fascination with sound since childhood, when, while playing guitar and piano, music was Iddo's “most private place”, where he was able to most fully be himself. And how music's emotional resonances acted as a gateway to emotions that he couldn't otherwise express - leading to the realisation that “the whole world has that potential [for] emotional resonance”. Xavier Velastín Vicencio is a performance and sound artist whose practice spans live art, sound design and composition for theatre, sound installations, sound for video games, sound poetry, algorithmic composition, and digital instrument creation. His work often focuses on utterance, agency, the environment, technology, and the physicality of sound. Xavier is a resident of the Pervasive Media Studios, Bristol, and is currently on a research fellowship with the British Library's Eccles Institute, in London, England. With Melissa, Xavier speaks about: How the ‘liveness' and ‘presentness' of the body and the voice “relate to [...] larger questions about bodily autonomy and agency” His obsession with whales and their songs, which began with his realization that the recordings we generally hear have either been edited to make them audible for us, chosen to fit our idea of how whale song ‘should' sound (avoiding any sounds that are too uncomfortable or challenging), or overlaid with “plinky-plonky” New Age piano music. All of which led to his Edinburgh Festival Fringe show [whalesong]: “a sound play about the noises and voices in the sea [...] [and] a love song to cetaceans”, which was used whale song as an organizing structure His excitement about system design and how organic processes can be embodied within technological systems The pleasure of getting to spend time with other sound artists, as opposed to sound designers whose interests lean towards engineering and the results of sound design: “You know, I'm not that interested in plugins and equipment and [...] how many tracks your REAPER session has [...]; I'm interested in [...] effective moments.” We hope that you enjoy this episode. If you'd like to connect with the participants, you can do so here: Iddo and Xavier. And keep an ear out for part two - coming soon!

Episode 75 - Nadia Duinker turned a vision into reality by transforming an abandoned Portuguese village into the transformative resort Freedom Ville - a story of leaving the old world behind to create something new! Disclaimer: Please note that all information and content on the UK Health Radio Network, all its radio broadcasts and podcasts are provided by the authors, producers, presenters and companies themselves and is only intended as additional information to your general knowledge. As a service to our listeners/readers our programs/content are for general information and entertainment only.  The UK Health Radio Network does not recommend, endorse, or object to the views, products or topics expressed or discussed by show hosts or their guests, authors and interviewees.  We suggest you always consult with your own professional – personal, medical, financial or legal advisor. So please do not delay or disregard any professional – personal, medical, financial or legal advice received due to something you have heard or read on the UK Health Radio Network.

En esta conversación, Dani nos comparte cómo aprende varios idiomas extranjeros. Dani viene de Brasil y trabaja con el canal de Easy Portuguese. Además de su portugués nativo, habla inglés, español, alemán, japonés... y chapurrea algunos idiomas más. ¿Cuál es su secreto? ¿Cómo sigue motivado? Y, ¿por qué recomienda aprender español hoy en día? ¡Vamos! italki ➡️Find your ideal Spanish teacher on italki: https://go.italki.com/easyspanishp2

Vivemos cercados por tentações, distrações e falsas promessas — uma verdadeira “Feira das Vaidades”. Como cristãos, nossa missão é atravessar esse mundo mantendo os olhos fixos na Cidade Celestial. Em Romanos 16, Paulo nos ensina a praticar a pureza, nutrir a ingenuidade e fugir do mal. Neste episódio, você vai entender por que ser “sábio para o bem e simples para o mal” não é ingenuidade, mas sobrevivência espiritual. A vitória contra a tentação começa com vigilância, oração, e a certeza de que o Deus da paz esmagará Satanás debaixo dos nossos pés.Para mais recursos, visite wisdomonline.org/portuguese. Para mais ensinamentos bíblicos, visite nosso site: https://www.wisdomonline.org/?lang=Portuguese

Want to sound more fluent in Portuguese? In this episode, you'll learn how to build longer, natural Portuguese sentences using connectors, structure, and real-life examples. Stop sounding robotic and start speaking like a native!

In this conversation, Kalie and Diogo Capela discuss the recent changes in immigration law in Portugal, focusing on the implications for expats, particularly regarding residency permits, family reunification, and citizenship. They explore the challenges faced by the immigration agency (AIMA) in processing applications and the potential impact of new laws on expats' ability to navigate the immigration system. The discussion also touches on the timeline for citizenship applications and the importance of staying informed about ongoing legal changes.S3E24 with Morgan: https://www.youtube.com/watch?v=fsiYieMHrdY 

James Fletcher is the founder of Ethos Investment Management, based in Salt Lake City. He has over 19 years of investing in Emerging Market and was previously Director and Senior Portfolio Manager of the $1billion EM Small and Mid-cap fund at APG Asset Management. Our conversation starts with the seeds that started James's passion for Emerging Markets – an extended stay in Brazil, where he learned to speak Portuguese and was entirely immersed in the brands and consumer culture of the dynamic country. This led to a hunger to uncover what is less well known about regions under the Emerging Markets umbrella, and we dive in to this – including the unique, research driven, approach that the team takes at Ethos. We also refer to the origins of the name – it defines both their approach to investment management and portfolio construction as well as the ethos of the companies they invest in – companies committed to their mission, with honesty and integrity.We move then another passion – James is also the founder of Young Investors Society (www.yis.org). Young Investors Society has become a leading global Financial Literacy organization teaching financial literacy and long-term investment skills to high-school students in over 1,000 high-schools across the world. We hear about lives changed and the impact felt by giving an opportunity to thousands of young people and about the power of lighting the spark for investing. With thanks to Baillie Gifford for sponsoring Series 4 of 2025. Baillie Gifford is a long-term investment manager, dedicated to discovering the innovations and changemakers that deliver exceptional growth opportunities for its clients.

No meio de uma série de saudações calorosas, o apóstolo Paulo interrompe sua carta aos Romanos com uma advertência urgente. Ele alerta os crentes sobre o perigo real dos falsos mestres — homens e mulheres que dividem a igreja, distorcem a verdade e enganam os incautos. Neste episódio, Stephen Davey nos lembra que nem tudo o que soa agradável é verdade, e que o Evangelho genuíno exige coragem para ser proclamado. A igreja precisa estar alerta, pronta para discernir, defender a verdade e evitar os caminhos que parecem seguros, mas levam à destruição.Para mais recursos, visite wisdomonline.org/portuguese. Para mais ensinamentos bíblicos, visite nosso site: https://www.wisdomonline.org/?lang=Portuguese

Viajamos até três destinos muito diferentes, mas que têm em comum a presença portuguesa. 3 história em 3 continentes. A Alice Vilaça junta à conversa a Cláudia Cruz , o Manuel Ramos e o Pedro Ildefonso.

Lisbon's Streets and the People Trying to Change Them: Lisbon is one of Europe's most picturesque cities with a reputation for being a safe place to live, work and visit. That's true from one lens, but look deeper and you'll discover a city with one of the worst road safety records in Europe and recently rated one of the worst European cities for children's urban mobility.This time, Adam and Laura were in Lisbon, Adam's new home, to look into some of the transport challenges ahead of the upcoming mayoral elections. Portugal has one of western Europe's worst road safety records and its roads are at least twice as lethal as Spain's. Portuguese cities disproportionately feature in fatal collisions (57%) compared to the European average (38%).Ahead of Lisbon's mayoral elections, there's a divide between the main candidates: the socialist party's (PS) Alexandra Leitão, who Streets Ahead interviewed, who rather ambitiously wants to eliminate all road traffic deaths in just five years, up against incumbent Carlos Moedas (PSD), on the right of centre. We also spoke to campaigners and those running for office, headlining road safety in their campaigns. Three quarters of Lisbon's cycle network requires improvement, according to Portugal's motoring association ACP: https://www.acp.pt/o-clube/revista-acp/noticias-do-clube/detalhe/mais-de-75-da-rede-ciclavel-de-lisboa-exige-melhorias Air pollution in Portugal has increased and the Court of Justice of the European Union ruled that the country failed to fulfil its obligations to tackle this https://eur-lex.europa.eu/legal-content/EN/TXT/PDF/?uri=CELEX:62022CJ0220.Some comparisons between Portugal and the rest of Europe in road collision injuries and death https://road-safety.transport.ec.europa.eu/document/download/489f6875-12a4-421a-93fd-eb05acc2f589_en?filename=erso-country-overview-2023-portugal_0.pdf In this episode, we spoke to:Alexandra Leitão, mayoral candidate https://viverlisboa2025.pt/ (Viver Coalition)Francisco Costa and Pedro Franco (Livre Party, part of Viver Coalition); local campaigners who want less traffic and slower speeds to improve pollution and safetyAnd Mário Alves, Secretary General, International Federation of Pedestrians; a leading member of MUBi, the Portuguese association for urban mobility; and a transport and mobility specialist.For ad-free listening, behind-the-scenes and bonus content and to help support the podcast - head to (https://www.patreon.com/StreetsAheadPodcast). We'll even send you some stickers! Hosted on Acast. See acast.com/privacy for more information.

Thanks for listening to the Long Ball Futebol Podcast!Become a Long Ball Futebol Sócio for just £1 a month → https://www.patreon.com/LongBallFutebolThis week we discuss the biggest game in Portuguese football, the Porto v Benfica clássico, albeit not the best clássico we've every had, the game throws up great talking points nonetheless. We also discuss Sporting's unfortunately draw against Braga, Nacionals exciting comeback against Moreirense, Gil Vicente's continued good form, and much more ...You can get in contact with the show on Twitter & Instagram @LongBallFutebolFollow Andrew Batista → https://x.com/andrewgbatistaFollow Kevin Fernandes → https://x.com/kevinaraujof

Merriam-Webster's Word of the Day for October 6, 2025 is: embarrass • im-BAIR-us • verb To embarrass someone is to make them feel confused and foolish in front of other people. // Unexpected laughter embarrassed the speaker. See the entry > Examples: “Going public creates accountability and makes backing out harder. Every creator wishes they'd started sooner. Don't let future-you have the same regret. Get okay with the idea that in the future, your past work will embarrass you. This means growth.” — Jodie Cook, Forbes, 19 Mar. 2025 Did you know? If you've ever felt frozen, unable to move, or like a deer in the proverbial headlights when embarrassed by something, then the origins of the verb embarrass will make a great deal of sense. When embarrass first entered English from French in the late 16th century, it was used for the action of hampering or impeding the progress of someone or something—figuratively tying them up. No wonder then that embarrass comes ultimately from the Portuguese verb embaraçar, which adds the prefix em- to the noun baraça, meaning “noose” or “rope.” This “hampering” sense of embarrass, and others related to restricting, impairing, or burdening of one sort or other, are still in use today, but they're less common than the “to make someone feel confused and foolish in front of other people” sense is.

Over 20 years after his first European success, José Mourinho returned to Porto this weekend - but as manager of his boyhood club, Benfica. And you'll be shocked to hear that it was a park the bus masterclass!Andy is joined by Portuguese journalist and author Miguel Pereira to assess the fallout from last night's 0-0 draw at the Dragão and how two of Portugal's giants are positioned for the rest of the season under their new managers, with everything on the line for both club's presidents too...Ask us a question on Twitter, Instagram and TikTok, and email us here: otc@footballramble.com.For ad-free shows, head over to our Patreon and subscribe: patreon.com/footballramble.**Please take the time to rate us on your podcast app. It means a great deal to the show and will make it easier for other potential listeners to find us. Thanks!** Hosted on Acast. See acast.com/privacy for more information.

Today's story: A growing number of state and national education systems are banning cell phone use during the school day. Supporters say phones are distracting, addictive, and bad for learning. Not everyone agrees, but teachers—and even some students—say the changes are making a big difference.Transcript & Exercises: https://plainenglish.com/808Full lesson: https://plainenglish.com/808 --Upgrade all your skills in English: Plain English is the best current-events podcast for learning English.You might be learning English to improve your career, enjoy music and movies, connect with family abroad, or even prepare for an international move. Whatever your reason, we'll help you achieve your goals in English.How it works: Listen to a new story every Monday and Thursday. They're all about current events, trending topics, and what's going on in the world. Get exposure to new words and ideas that you otherwise might not have heard in English.The audio moves at a speed that's right for intermediate English learners: just a little slower than full native speed. You'll improve your English listening, learn new words, and have fun thinking in English.--Did you like this episode? You'll love the full Plain English experience. Join today and unlock the fast (native-speed) version of this episode, translations in the transcripts, how-to video lessons, live conversation calls, and more. Tap/click: PlainEnglish.com/joinHere's where else you can find us: Instagram | YouTube | WhatsApp | EmailMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Priscila “Pri” Cosentino is the Founder and Financial Advisor at Fern Prosperity, an advisory firm dedicated to helping individuals pursue their financial goals through integrated planning strategies and personal development. With over a decade of professional experience in finance, advertising, events, and retail across Brazil and the United States, Pri brings a holistic perspective to financial planning and personal growth.Pri was mentored for more than ten years by an experienced financial advisor, during which time she developed the WISE Method™—a planning framework based on Wisdom, Insight, Strategy, and Enjoyment. This approach is designed to help clients consider how to align their financial decisions with their values and long-term vision.Pri holds a degree from the University of Central Florida (UCF) and an MBA in Neuroscience and Human Behavior from UniF. Her education combines financial planning with behavioral science, which supports her work in helping clients make informed decisions about money, life, and legacy.As an Advisor, Pri applies the W.I.S.E. Planning™ methodology when building personalized strategies that may address areas such as income planning, tax considerations, estate and legacy planning, and personal development. She works with a diverse and global clientele, offering services in English, Portuguese, German, and Spanish.Pri is also an author and speaker who shares insights on financial planning and personal development. Her professional philosophy emphasizes clarity, a client-first focus, and values-based planning.Outside of her professional work, Pri is a committed learner, traveler, and cultural enthusiast. She enjoys fitness, thoughtful conversations about business and purpose, and is the proud dog mom of Tish, Weiße, Pkna, and Traya.Learn More: https://pricosentino.com/Fern Prosperity, LLC and Pri Cosentino are not affiliated with the Social Security Administration or any government agency. This content is intended strictly for educational purposes and should not be construed as individualized investment advice. Any decisions related to Social Security, retirement, or financial planning should be made in the context of a comprehensive plan and in consultation with a qualified advisor. Investment advisory services are offered through Virtue Capital Management, LLC (VCM), a registered investment advisor. Fern Prosperity, LLC and VCM are independent entities. Investing involves risk, including the potential loss of principal. Past performance is not indicative of future results, and no investment strategy can guarantee a profit or protect against loss during periods of market decline. None of the information presented shall constitute an offer to sell or a solicitation of an offer to buy any security or insurance product. References to protection benefits or reliable income streams relate exclusively to fixed insurance products and not to securities or investment advisory services. Annuity guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products and may be subject to fees, surrender charges, and holding periods, which vary by insurance carrier. Annuities are not FDIC-insured. Information and opinions provided by third parties have been obtained from sources believed to be reliable, but Fern Prosperity, LLC makes no representation as to their accuracy or completeness. Content is provided for informational purposes only and should not be the sole basis for any financial decision, nor should it be interpreted as advice tailored to the specific needs of an individual's situation. Third-party ratings, awards, or recognitions are not guarantees of future investment success and should not be construed as endorsements of Pri Cosentino or Fern Prosperity, LLC. They do not ensure that a client or prospective client will achieve a higher level of performance or results. Such ratings are not indicative of any one client's experience and should not be considered a testimonial.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-pri-cosentino-founder-financial-advisor-at-fern-prosperity-discussing-maintaining-lifestyle-and-legacy-in-retirement

Show Notes: Miruna studied art history at Harvard, focusing on Renaissance art. After taking a year off to travel and visit Romania, she decided to study Latin American Studies and Spanish and Portuguese at Yale. She found the graduate experience at Yale challenging, especially the sense of isolation that can come with graduate work when it is not socially or politically involved. Miruna began traveling to Mexico for her research on colonial Latin America, focusing on the intersection of history of science, literature, and ritual. Teaching History of Science Miruna moved to Mexico City, where she still resides. She works at a public university, Universidad Autónoma Metropolitana, in the Humanities Department where she  works on narratives that have to do with the history of science. She also teaches courses on collecting and museum formation  from a material culture perspective. She works with the national archeological collection in Mexico City, focusing on how collections are formed and the role of material culture in shaping history. Arriving in the U.S. As a Refugee Miruna shares more about her experience as a refugee and her journey to the US. Miruna was 13 when she left Romania with her parents, staying in a refugee camp near Vienna before moving to the US. Her parents applied for asylum in Australia, Canada, and the U.S., and the U.S. was the first to grant it. Miruna describes the cultural shock of arriving in Los Angeles in March with heavy winter coats, highlighting the differences between Central Europe and Southern California. The Cultural Importance of Understanding the Past Miruna discusses her teaching at a public university in Mexico, where she encourages students to question and engage with the past. She explains the hierarchical nature of Mexican society and how public universities provide a space for people from different backgrounds to meet. Miruna emphasizes the importance of understanding that the past is not fixed and that there are always opportunities to intervene and shape the present. In her courses on the history of archeology and collecting, she encourages students to develop their own relationships with the past. Archeological Collections and Community Ownership Miruna shares a story from the 19th century about the National Museum of Mexico and how archeology became a central part of the country's national heritage. She explains how archeological collections were moved from communities to the capital, often with resistance from local people. Miruna discusses a specific incident where urns from the Pacific coast were shattered during transportation, highlighting the different ways of caring for objects. While disciplinary narratives insist that museums care for objects, this episode shows how the opposite is true as well: objects and their meanings can be destroyed, physically and conceptually in their transfer to museum. She further discusses  a more recent event, involving state violence and local resistance, when a 168-ton monolith was moved from  a village outside Mexico City to the National Museum of Anthropology in Mexico City, in 1964. Practices and Norms in Archeology The conversation turns to changes in archeological practices and norms over the years. Miruna notes that younger archeologists are more likely to seek permission from local communities and give credit to local guides and people working on excavations. She mentions the increasing difficulty of accessing certain areas in Mexico due to organized crime, which has reduced the number of archeological projects in some regions. Miruna emphasizes the importance of local museums and community collections in providing more inclusive and contextualized narratives. The Rise of Political Parties and the Zapatista Movement Miruna shares her experience of arriving in Mexico and the political changes she witnessed, including the rise of new political parties and the Zapatista movement. She describes the vibrant and dynamic nature of Mexican society, with ongoing efforts to find new ways of relating to the past and imagining the future. Miruna discusses the challenges of prejudice and hierarchies in Mexican society, despite progress in areas like gay marriage and feminist marches. Science Fiction as a Form of Resistance Miruna teaches science fiction written from the Global South, which she sees as a form of resistance against dominant narratives. She explains that this genre is relatively new in Latin America and is influenced by writers from the Global North like Octavia Butler and Ursula Le Guin. Miruna highlights the work of young writers like Gabriela Damian and Fernanda Trias, who explore social and cultural realities through science fiction. She discusses the importance of imagining open networks and connected worlds, rather than closed systems and technological fantasies. Archeological Points of Interest in Mexico Miruna offers a few recommendations for visitors interested in archeology in Mexico. She suggests visiting the Museum of Anthropology in Mexico City, which focuses on archeology and pre-Hispanic history. She also recommends a trip to Teotihuacan, highlighting the importance of visiting the mural paintings in the residential compounds. Miruna also recommends exploring the center of Mexico City, which is a palimpsest of different centuries and cultures, with the Templo Mayor, a pre-Hispanic structure from the 16th century, which is rising out of the ground due to shifts in soil and shifts in the water table. Harvard  Reflections Miruna mentions Joseph Koerner, who taught Northern Renaissance art, and John Sherman, who taught Italian Renaissance art. She also recalls Oleg Grabar, who taught Islamic art and read poems such as Yeats' poem "Sailing to Byzantium" to inspire students to see art with different eyes. Miruna expresses regret for not taking classes with other influential professors like Stephen Jay Gould, which she would have loved to do now. Timestamps: 01:35: Studying Art History and Latin American Studies 03:20: Life and Work in Mexico City 04:43: Experiences as a Refugee and Arrival in the US 08:43: Teaching and Research in Mexico 13:41: Historical Context of Archeology in Mexico 21:43: Changes in Archeological Practices 24:33: Miruna's Experience in Mexico and Political Context 29:38: Teaching Science Fiction from the Global South Featured Non-profit The featured non-profit of this week's episode is recommended by Becca Braun who reports: “ Hi. I'm Becca Braun from the class of 1992. The featured nonprofit of this episode of The 92 Report is the Lawrence School in Sagamore Hills, Ohio. The Lawrence School is a leading school in teaching students with ADHD and dyslexia, and its wonderful tagline is “Great Minds Don't Think Alike.” Lawrence School has been transformative for our youngest child with ADHD, and he went from thinking that he was a troublemaker and problem student to completely believing in himself and loving going to school every day. Every child should have this opportunity, regardless of their financial means. We have donated and hope that you might so that more children with ADHD or dyslexia, those who are unable to thrive in large public school classrooms might have the opportunity to attend this transformative school. Thanks a lot. You can learn more about their work at Lawrence school.org, Lawrence L, A, W, R, E, N, C, E, school.org, and now here is Will Bachman with this week's episode.” To learn more about their work, visit: www.lawrenceschool.org. 

Priscila “Pri” Cosentino is the Founder and Financial Advisor at Fern Prosperity, an advisory firm dedicated to helping individuals pursue their financial goals through integrated planning strategies and personal development. With over a decade of professional experience in finance, advertising, events, and retail across Brazil and the United States, Pri brings a holistic perspective to financial planning and personal growth.Pri was mentored for more than ten years by an experienced financial advisor, during which time she developed the WISE Method™—a planning framework based on Wisdom, Insight, Strategy, and Enjoyment. This approach is designed to help clients consider how to align their financial decisions with their values and long-term vision.Pri holds a degree from the University of Central Florida (UCF) and an MBA in Neuroscience and Human Behavior from UniF. Her education combines financial planning with behavioral science, which supports her work in helping clients make informed decisions about money, life, and legacy.As an Advisor, Pri applies the W.I.S.E. Planning™ methodology when building personalized strategies that may address areas such as income planning, tax considerations, estate and legacy planning, and personal development. She works with a diverse and global clientele, offering services in English, Portuguese, German, and Spanish.Pri is also an author and speaker who shares insights on financial planning and personal development. Her professional philosophy emphasizes clarity, a client-first focus, and values-based planning.Outside of her professional work, Pri is a committed learner, traveler, and cultural enthusiast. She enjoys fitness, thoughtful conversations about business and purpose, and is the proud dog mom of Tish, Weiße, Pkna, and Traya.Learn More: https://pricosentino.com/Fern Prosperity, LLC and Pri Cosentino are not affiliated with the Social Security Administration or any government agency. This content is intended strictly for educational purposes and should not be construed as individualized investment advice. Any decisions related to Social Security, retirement, or financial planning should be made in the context of a comprehensive plan and in consultation with a qualified advisor. Investment advisory services are offered through Virtue Capital Management, LLC (VCM), a registered investment advisor. Fern Prosperity, LLC and VCM are independent entities. Investing involves risk, including the potential loss of principal. Past performance is not indicative of future results, and no investment strategy can guarantee a profit or protect against loss during periods of market decline. None of the information presented shall constitute an offer to sell or a solicitation of an offer to buy any security or insurance product. References to protection benefits or reliable income streams relate exclusively to fixed insurance products and not to securities or investment advisory services. Annuity guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products and may be subject to fees, surrender charges, and holding periods, which vary by insurance carrier. Annuities are not FDIC-insured. Information and opinions provided by third parties have been obtained from sources believed to be reliable, but Fern Prosperity, LLC makes no representation as to their accuracy or completeness. Content is provided for informational purposes only and should not be the sole basis for any financial decision, nor should it be interpreted as advice tailored to the specific needs of an individual's situation. Third-party ratings, awards, or recognitions are not guarantees of future investment success and should not be construed as endorsements of Pri Cosentino or Fern Prosperity, LLC. They do not ensure that a client or prospective client will achieve a higher level of performance or results. Such ratings are not indicative of any one client's experience and should not be considered a testimonial.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-pri-cosentino-founder-financial-advisor-at-fern-prosperity-discussing-maintaining-lifestyle-and-legacy-in-retirement

On this week's episode we have a very special back 2 back.Carlos Manaca and Gui Manaca played last August at one of the best Portuguese clubs, Companhia Club in Covilhã (Portugal) and ended the event with a surprise back 2 back which is on the second half of episode 389. More info athttps://www.instagram.com/guimanacahttps://soundcloud.com/guillerme-manaca-16835264https://linktr.ee/carlosmanacahttps://linktr.ee/magnarecordingshttps://music.beepd.co/card/carlosmanaca 

Romanos 16 parece uma simples lista de nomes, mas por trás de cada nome existe uma história de fidelidade. Neste episódio, você vai conhecer os heróis anônimos da igreja primitiva — homens e mulheres que serviram com humildade, trabalharam em silêncio, abriram suas casas e suportaram prisões por causa do Evangelho. Eles não buscavam fama, mas foram eternizados nas páginas da Escritura como servos fiéis. Descubra o que é necessário para fazer parte do verdadeiro Hall da Fé de Deus.Para mais recursos, visite wisdomonline.org/portuguese. Para mais ensinamentos bíblicos, visite nosso site: https://www.wisdomonline.org/?lang=Portuguese

In this episode, we dig into one of Brazil's most baffling unsolved mysteries: the 1966 deaths of two electronics technicians, found wearing lead masks on Vintém Hill. What were they trying to do? What clues did they leave behind? And why has this strange case captivated investigators, UFO hunters, spiritualists, and conspiracy theorists for decades? Key Topics Covered The timeline and discovery: how the bodies were found, what was with them (masks, notes, clothing) Biographical background: who were Manoel Pereira da Cruz and Miguel José Viana The cryptic instructions left behind — “ingest capsules,” “await signal,” “protect metals” Possible explanations: spiritualism / UFO contact, ritual experiment, poisoning, homicide, hoax Skeptical assessment: what we do know, what is speculation, where evidence fails Why the case still fascinates — how mystery becomes mythology Lessons for seekers of weird and unexplained phenomena   Recommended Resources & Further Reading   General Overviews / Reference “Lead masks case” (Wikipedia) — solid baseline for facts and variants  Solving the Lead Masks of Vintem Hill (Skeptoid) — skeptical breakdown of theories  The Lead Masks Case: Brazil's Most Chilling Mystery (Michele Gargiulo blog) — atmospheric telling + context  The Lead Masks Case: Unexplained Deaths & Alleged Extraterrestrial Contact (Dante Castelo) — a speculative lens on the story    Podcast / Audio / Video Stuff They Don't Want You to Know — “The Lead Mask Case” episode (show notes)  YouTube: The Lead Masks of Vintém Hill (documentary / storytelling Historical / Deep-Dive Analyses The Lead Masks Case — PMIG96 blog (Portuguese / translated source with investigative detail)  Dead in Lead: The Puzzling Lead Mask Deaths (Medium) — a fresh narrative framing    Enjoying the show? Rate, review, and subscribe so you don't miss a single episode! Also, be sure to share with a friend!

Oklahoma's “Trump Bibles” have landed in public schools (special editions stuffed with the Constitution and other patriotic texts), but they're conspicuously lacking the amendments that abolished slavery, secured women's suffrage, and guaranteed civil rights. Frank and Dan unpack the scandal and what it means for education and politics. Plus: the “Jesus Take the Wheel” songwriter dies in a plane crash, Portuguese bikers get their helmets blessed, Peter Thiel ties AI regulation to the Antichrist, churches resurrect Charlie Kirk with AI generated deepfakes, Ryan Walters quits as state superintendent of schools to join an anti-union crusade, and TikTok Christians brace for a rapture that never came.

Priscila “Pri” Cosentino is the Founder and Financial Advisor at Fern Prosperity, an advisory firm dedicated to helping individuals pursue their financial goals through integrated planning strategies and personal development. With over a decade of professional experience in finance, advertising, events, and retail across Brazil and the United States, Pri brings a holistic perspective to financial planning and personal growth.Pri was mentored for more than ten years by an experienced financial advisor, during which time she developed the WISE Method™—a planning framework based on Wisdom, Insight, Strategy, and Enjoyment. This approach is designed to help clients consider how to align their financial decisions with their values and long-term vision.Pri holds a degree from the University of Central Florida (UCF) and an MBA in Neuroscience and Human Behavior from UniF. Her education combines financial planning with behavioral science, which supports her work in helping clients make informed decisions about money, life, and legacy.As an Advisor, Pri applies the W.I.S.E. Planning™ methodology when building personalized strategies that may address areas such as income planning, tax considerations, estate and legacy planning, and personal development. She works with a diverse and global clientele, offering services in English, Portuguese, German, and Spanish.Pri is also an author and speaker who shares insights on financial planning and personal development. Her professional philosophy emphasizes clarity, a client-first focus, and values-based planning.Outside of her professional work, Pri is a committed learner, traveler, and cultural enthusiast. She enjoys fitness, thoughtful conversations about business and purpose, and is the proud dog mom of Tish, Weiße, Pkna, and Traya.Learn More: https://pricosentino.com/Fern Prosperity, LLC and Pri Cosentino are not affiliated with the Social Security Administration or any government agency. This content is intended strictly for educational purposes and should not be construed as individualized investment advice. Any decisions related to Social Security, retirement, or financial planning should be made in the context of a comprehensive plan and in consultation with a qualified advisor.Investment advisory services are offered through Virtue Capital Management, LLC (VCM), a registered investment advisor. Fern Prosperity, LLC and VCM are independent entities. Investing involves risk, including the potential loss of principal. Past performance is not indicative of future results, and no investment strategy can guarantee a profit or protect against loss during periods of market decline.None of the information presented shall constitute an offer to sell or a solicitation of an offer to buy any security or insurance product. References to protection benefits or reliable income streams relate exclusively to fixed insurance products and not to securities or investment advisory services. Annuity guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products and may be subject to fees, surrender charges, and holding periods, which vary by insurance carrier. Annuities are not FDIC-insured.Information and opinions provided by third parties have been obtained from sources believed to be reliable, but Fern Prosperity, LLC makes no representation as to their accuracy or completeness. Content is provided for informational purposes only and should not be the sole basis for any financial decision, nor should it be interpreted as advice tailored to the specific needs of an individual's situation.Third-party ratings, awards, or recognitions are not guarantees of future investment success and should not be construed as endorsements of Pri Cosentino or Fern Prosperity, LLC. They do not ensure that a client or prospective client will achieve a higher level of performance or results. Such ratings are not indicative of any one client's experience and should not be considered a testimonial.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-pri-cosentino-founder-financial-advisor-at-fern-prosperity-discussing-overcoming-retirement-fears-and-achieving-peace-of-mind

Priscila “Pri” Cosentino is the Founder and Financial Advisor at Fern Prosperity, an advisory firm dedicated to helping individuals pursue their financial goals through integrated planning strategies and personal development. With over a decade of professional experience in finance, advertising, events, and retail across Brazil and the United States, Pri brings a holistic perspective to financial planning and personal growth.Pri was mentored for more than ten years by an experienced financial advisor, during which time she developed the WISE Method™—a planning framework based on Wisdom, Insight, Strategy, and Enjoyment. This approach is designed to help clients consider how to align their financial decisions with their values and long-term vision.Pri holds a degree from the University of Central Florida (UCF) and an MBA in Neuroscience and Human Behavior from UniF. Her education combines financial planning with behavioral science, which supports her work in helping clients make informed decisions about money, life, and legacy.As an Advisor, Pri applies the W.I.S.E. Planning™ methodology when building personalized strategies that may address areas such as income planning, tax considerations, estate and legacy planning, and personal development. She works with a diverse and global clientele, offering services in English, Portuguese, German, and Spanish.Pri is also an author and speaker who shares insights on financial planning and personal development. Her professional philosophy emphasizes clarity, a client-first focus, and values-based planning.Outside of her professional work, Pri is a committed learner, traveler, and cultural enthusiast. She enjoys fitness, thoughtful conversations about business and purpose, and is the proud dog mom of Tish, Weiße, Pkna, and Traya.Learn More: https://pricosentino.com/Fern Prosperity, LLC and Pri Cosentino are not affiliated with the Social Security Administration or any government agency. This content is intended strictly for educational purposes and should not be construed as individualized investment advice. Any decisions related to Social Security, retirement, or financial planning should be made in the context of a comprehensive plan and in consultation with a qualified advisor.Investment advisory services are offered through Virtue Capital Management, LLC (VCM), a registered investment advisor. Fern Prosperity, LLC and VCM are independent entities. Investing involves risk, including the potential loss of principal. Past performance is not indicative of future results, and no investment strategy can guarantee a profit or protect against loss during periods of market decline.None of the information presented shall constitute an offer to sell or a solicitation of an offer to buy any security or insurance product. References to protection benefits or reliable income streams relate exclusively to fixed insurance products and not to securities or investment advisory services. Annuity guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products and may be subject to fees, surrender charges, and holding periods, which vary by insurance carrier. Annuities are not FDIC-insured.Information and opinions provided by third parties have been obtained from sources believed to be reliable, but Fern Prosperity, LLC makes no representation as to their accuracy or completeness. Content is provided for informational purposes only and should not be the sole basis for any financial decision, nor should it be interpreted as advice tailored to the specific needs of an individual's situation.Third-party ratings, awards, or recognitions are not guarantees of future investment success and should not be construed as endorsements of Pri Cosentino or Fern Prosperity, LLC. They do not ensure that a client or prospective client will achieve a higher level of performance or results. Such ratings are not indicative of any one client's experience and should not be considered a testimonial.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-pri-cosentino-founder-financial-advisor-at-fern-prosperity-discussing-overcoming-retirement-fears-and-achieving-peace-of-mind

NHK WORLD RADIO JAPAN - Portuguese News at 18:00 (JST), October 03

Você escolheria um bilhete de terceira classe se soubesse que teria que empurrar o veículo pela estrada lamacenta? O apóstolo Paulo destaca um casal que fez exatamente isso. Priscila e Áquila não buscaram conforto, fama ou reconhecimento. Eles serviram com humildade, abriram seu lar, arriscaram suas vidas e caminharam lado a lado com Paulo, Apolo e Timóteo. Neste episódio, você será desafiado a sair do banco e servir de forma prática e sacrificial, como os filhos espirituais desse casal exemplar. O futuro da igreja depende de crentes dispostos a sujar os sapatos.Para mais recursos, visite wisdomonline.org/portuguese. Para mais ensinamentos bíblicos, visite nosso site: https://www.wisdomonline.org/?lang=Portuguese

This week's episode of Long Reads is the second in a two-part interview. In our last episode, we spoke to Catarina Príncipe about the politics of Portugal since 2015. Today we're going to cover developments from 2022 onward. One of the main themes in that period has been the rise of the far right. In 2022, the parties of the radical left, the Communist Party and the Left Bloc, lost ground and were no longer part of the governing majority. In this year's general election, the right-wing Chega Party became the second-largest force in the Portuguese parliament. Chega's breakthrough came at the expense of the Portuguese Socialist Party, which now had the third-largest group of MPs. For the Socialists, it represented a dramatic fall in the space of three years. Catarina Príncipe is a contributing editor for Jacobin and she co-edited the book Europe in Revolt. She's also a member of the Left Bloc. Listen to the first part of the interview here: https://apple.co/4mmUUec Read Catarina's article “How Portugal's Right Won the Election” here: https://jacobin.com/2024/03/portugal-right-wing-chega-election Long Reads is a Jacobin podcast looking in-depth at political topics and thinkers, both contemporary and historical, with the magazine's longform writers. Hosted by features editor Daniel Finn. Produced by Conor Gillies with music by Knxwledge.

Today's story: Reusable water bottles have become a big global industry, driven by health trends, social media, and changing values around sustainability and style. Brands like Stanley turned practical hydration into a fashionable status symbol—but are they environmentally friendly if you collect them and don't use them?Transcript & Exercises: https://plainenglish.com/807Full lesson: https://plainenglish.com/807 --Upgrade all your skills in English: Plain English is the best current-events podcast for learning English.You might be learning English to improve your career, enjoy music and movies, connect with family abroad, or even prepare for an international move. Whatever your reason, we'll help you achieve your goals in English.How it works: Listen to a new story every Monday and Thursday. They're all about current events, trending topics, and what's going on in the world. Get exposure to new words and ideas that you otherwise might not have heard in English.The audio moves at a speed that's right for intermediate English learners: just a little slower than full native speed. You'll improve your English listening, learn new words, and have fun thinking in English.--Did you like this episode? You'll love the full Plain English experience. Join today and unlock the fast (native-speed) version of this episode, translations in the transcripts, how-to video lessons, live conversation calls, and more. Tap/click: PlainEnglish.com/joinHere's where else you can find us: Instagram | YouTube | WhatsApp | EmailMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Robert Viglione is the Co-Founder & CEO at Horizen Labs, and the Founder of zkVerify . In this conversation we talk about zero-knowledge proofs, why they are critical for U.S. national security, how this technology allows machines to share information without revealing data, Rob's experience as a military intelligence officer in Afghanistan, how he discovered the value of Bitcoin, and why ZKPs are one of the most underrated technologies shaping the future.======================Check out my NEW show for daily bite-sized breakdowns of the biggest stories in finance, technology, and politics: ⁠⁠⁠⁠⁠⁠⁠⁠⁠http://pompdesk.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠======================Bitizenship helps Bitcoin-forward investors gain EU residency and a path to Portuguese citizenship in five years while maintaining exposure to Bitcoin. Their regulated fund qualifies you for the Golden Visa through an operating company focused on Bitcoin-native innovation. Book a free strategy call at https://bitizenship.com/pomp.======================Bitwise is one of the largest and fastest-growing crypto asset managers, with more than $15 billion in client assets across an expanding suite of investment solutions—including the world's largest crypto index fund—plus products spanning Bitcoin, Ethereum, DeFi, and crypto equities. In addition to managing assets, Bitwise helps investors stay informed about the fast-moving crypto market. Every week, CIO Matt Hougan breaks down what's happening in crypto in five minutes or less. Read the latest at https://experts.bitwiseinvestments.com/cio-memos. Certain Bitwise investment products may be subject to the extreme risks associated with investing in crypto assets. Visit https://bitwiseinvestments.com/disclosures to learn more.======================Timestamps: 0:00 - Intro 2:28 - ZK proofs and bitcoin & crypto in Afghanistan 7:25 - National security use cases 10:42 - Biggest areas for opportunity 14:45 - AI, proof of human & machine 20:25 - Why blockchain is so valuable 24:44 - What are some technical obstacles? 27:17 - How to cut costs and improve efficiency 30:33 - Bitcoin integration & future tech

Mark Ogden, Rob Dawson and James Olley discuss the significance of Arsenal's win over Newcastle after Liverpool's loss to Crystal Palace. Plus, Portuguese football journalist Tom Kundert joins to speak about Jose Mourinho's return to Chelsea with Benfica and the guys assess the growing risk of player burnout. Learn more about your ad choices. Visit podcastchoices.com/adchoices