Real Estate Investing in New York by Christina Kremidas

In this I'm breaking down the surprising truth about co-ops versus condos in New York City real estate. While co-ops are known as the more affordable option with lower purchase prices, I'll show you the shocking math that reveals they actually require MORE income and cash on hand than their pricier condo counterparts. Through a detailed side-by-side comparison of a $1M co-op and $1.25M condo, I'll expose how co-op down payment requirements, debt-to-income ratios, and post-closing liquidity demands dramatically change the affordability equation.About the Host:Christina Kremidas is a lifelong New Yorker who brings her extensive background in advertising to her successful real estate career in Manhattan. Her personal experience as a property investor and landlord in New York City gives her unique insight into her client's needs, while her negotiation expertise and market knowledge have quickly established her as a top-performing agent, ranking among the top 1.5% of licensed Agents in the United States for Sales Volume and among the Top 10 highest producing Small Teams at Douglas Elliman Real Estate. Beyond her professional achievements, Christina is deeply involved in the NYC community.  She is a founding Steward at St. Nicholas Greek Orthodox Church and National Shrine at the World Trade Center, where she serves on the Parish Council and leads social media, marketing, and young adult initiatives.Get in touch with Christina:Instagram: https://www.instagram.com/christina.kremidasTikTok: https://www.tiktok.com/@christina.kremidasCheck out my website: https://christinakremidas.com/Email me: Christina.Kremidas@elliman.comWhat Is Your Property Worth?: https://christinakremidas.com/home-valuationThe Virtual Agent Experience: https://christinakremidas.com/virtual-agentTimestamps0:00 "The co-op math ain't mathing"1:19 Setting up the comparison: $1M co-op vs. $1.25M condo3:47 Breaking down financing options and down payment requirements6:19 Analyzing debt-to-income ratio requirements9:29 Calculating income requirements 11:52 Post-closing liquidity requirements 14:14 Comparing closing costs 16:22 Co-op requires $200K more cash and $30K higher income

In this episode of Real Estate Investing in New York, I'm thrilled to sit down with the remarkable Michael Liebowitz, CEO of Douglas Elliman Real Estate, whose journey from Staten Island to leading one of the most prestigious luxury real estate brands is nothing short of inspirational. Michael's genuine approach to business, from trusting his gut on a game-changing insurance deal to manifesting success through visualization, showcases why he's not just a brilliant business mind, but truly one of the most down-to-earth leaders I've encountered.About the Guest:Michael Liebowitz serves as the President and Chief Executive Officer of Douglas Elliman and as a member of our Board of Directors. Mr. Liebowitz is an entrepreneur, private investor, and seasoned business executive with extensive experience founding, acquiring, and monetizing businesses in the insurance and financial industries. About the Host:Christina Kremidas is a lifelong New Yorker who brings her extensive background in advertising to her successful real estate career in Manhattan. Her personal experience as a property investor and landlord in New York City gives her unique insight into her client's needs, while her negotiation expertise and market knowledge have quickly established her as a top-performing agent, ranking among the top 1.5% of licensed Agents in the United States for Sales Volume and among the Top 10 highest producing Small Teams at Douglas Elliman Real Estate. Beyond her professional achievements, Christina is deeply involved in the NYC community.  She is a founding Steward at St. Nicholas Greek Orthodox Church and National Shrine at the World Trade Center, where she serves on the Parish Council and leads social media, marketing, and young adult initiatives.Get in touch with Christina:Instagram: https://www.instagram.com/christina.kremidasTikTok: https://www.tiktok.com/@christina.kremidasCheck out my website: https://christinakremidas.com/Email me: Christina.Kremidas@elliman.comWhat Is Your Property Worth?: https://christinakremidas.com/home-valuationThe Virtual Agent Experience: https://christinakremidas.com/virtual-agentTimestamps0:00 Michael Liebowitz Introduction3:03 Michael's humble beginnings and background9:10 The insurance transaction story that put Michael on the map,17:38 Douglas Elliman's brand positioning in the high-end luxury real estate market28:55 Achieving exclusivity with major companies like General Motors, Goldman Sachs, and JP Morgan39:15 Michael's perspective on leadership intuition43:52 The future of the real estate industry and AI technology47:27 Michael's forecast for the 2025 residential real estate market50:01 Michael's beliefs on visualization, manifestation, and the importance of personal development for success

Jonathan Movtady graduated from the University of Florida in 3 short years with a Bachelor of  Arts in Business Administration. He also studied International Business, while living abroad, at Universitat Autonoma de Barcelona.  After that, he earned a Juris Doctor at the University of Miami School of Law.   Shortly thereafter, Jonathan was admitted to the New York & New Jersey Bars in early 2011. Jonathan has been practicing Real Estate Law ever since.  ClAbout the Host:Christina Kremidas is a lifelong New Yorker who brings her extensive background in advertising to her successful real estate career in Manhattan. Her personal experience as a property investor and landlord in New York City gives her unique insight into her client's needs, while her negotiation expertise and market knowledge have quickly established her as a top-performing agent, ranking among the top 1.5% of licensed Agents in the United States for Sales Volume and among the Top 10 highest producing Small Teams at Douglas Elliman Real Estate. Beyond her professional achievements, Christina is deeply involved in the NYC community.  She is a founding Steward at St. Nicholas Greek Orthodox Church and National Shrine at the World Trade Center, where she serves on the Parish Council and leads social media, marketing, and young adult initiatives.Get in touch with Christina:Instagram: https://www.instagram.com/christina.kremidasTikTok: https://www.tiktok.com/@christina.kremidasCheck out my website: https://christinakremidas.com/Email me: Christina.Kremidas@elliman.comWhat Is Your Property Worth?: https://christinakremidas.com/home-valuationThe Virtual Agent Experience: https://christinakremidas.com/virtual-agentTimestamps 0:00 Jonathan Movtady Introduction5:49 What due diligence entails8:13 Analyzing building financials14:11 Key factors in building financial health and detecting warning signs21:11 Special considerations for new development buildings and litigation risks28:28 Consequences of inadequate due diligence and potential financial impact31:00 Christina's personal story of poor due diligence experience50:22 Sponsor ownership concerns and important questionnaire topics

Welcome back to Real Estate Investing in New York with me, Christina Kremidas. In this episode, we are talking about how to maximize your property's value by leveraging the appraisal, a critical part of the purchase and sale process that can make or break your transaction in the competitive New York market.About the Host:Christina Kremidas is a lifelong New Yorker who brings her extensive background in advertising to her successful real estate career in Manhattan. Her personal experience as a property investor and landlord in New York City gives her unique insight into her client's needs, while her negotiation expertise and market knowledge have quickly established her as a top-performing agent, ranking among the top 1.5% of licensed Agents in the United States for Sales Volume and among the Top 10 highest producing Small Teams at Douglas Elliman Real Estate. Beyond her professional achievements, Christina is deeply involved in the NYC community.  She is a founding Steward at St. Nicholas Greek Orthodox Church and National Shrine at the World Trade Center, where she serves on the Parish Council and leads social media, marketing, and young adult initiatives.Get in touch with Christina:Instagram: https://www.instagram.com/christina.kremidasTikTok: https://www.tiktok.com/@christina.kremidasCheck out my website: https://christinakremidas.com/Email me: Christina.Kremidas@elliman.comWhat Is Your Property Worth?: https://christinakremidas.com/home-valuationThe Virtual Agent Experience: https://christinakremidas.com/virtual-agentTimestamps0:00 Andrew Goodman of Gotham Valuation Introduction1:46 What an appraisal is and its importance in the mortgage process3:34 When sellers or buyers should proactively call an appraiser before the bank does7:39 Personal bias in appraisals versus market reactions to property features9:49 Using appraisals strategically in negotiations to provide reality checks on pricing12:34 What to do when an appraisal comes in under the contract price21:54 The law of diminishing returns on renovations 27:02 How outdoor space affects property value 31:21 The impact of views on property value35:03 Duplex apartments and how they impact property value37:45 The value of ceiling height in apartments 39:17 Whether adding bedrooms or bathrooms increases property value42:03 Impact of building amenities on property value, especially in remote locations44:20 How subway proximity affects property values in different neighborhoods47:41 Considerations for land lease buildings50:53 The value of in-unit laundry versus building laundry facilities57:11 Limitations of using price per square foot as a valuation metricDisclaimer: All information provided by Christina Kremidas and/or Douglas Elliman is furnished strictly for educational and entertainment purposes only. Christina Kremidas is licensed in the State of New York. Some concepts discussed here may not be relevant in other states. The principles covered here are general statements, every concept mentioned here may not be applicable to you. Christina Kremidas/Douglas Elliman is not making any legal or financial recommendations. You agree that use of the information contained in any content provided by Christina Kremidas and/or Douglas Elliman is at your own risk.

About the Guest:Avery Reavill is an experienced deal maker in New York City working diligently for both tenants and owners. Avery's thoughtful approach with consistent communication will give you the confidence and support needed to navigate all transactions in the commercial market.Prior to joining Okada & Company, Avery worked as a Tenant Representative at Gold Properties NYC. This foundation exposed him to a variety of business owners, all facing unique challenges when searching for a space to best facilitate their growth. Avery's proactive mindset helps deliver positive results to all his clients.About the Host:Christina Kremidas is a lifelong New Yorker who brings her extensive background in advertising to her successful real estate career in Manhattan. Her personal experience as a property investor and landlord in New York City gives her unique insight into her client's needs, while her negotiation expertise and market knowledge have quickly established her as a top-performing agent, ranking among the top 1.5% of licensed Agents in the United States for Sales Volume and among the Top 10 highest producing Small Teams at Douglas Elliman Real Estate. Beyond her professional achievements, Christina is deeply involved in the NYC community.  She is a founding Steward at St. Nicholas Greek Orthodox Church and National Shrine at the World Trade Center, where she serves on the Parish Council and leads social media, marketing, and young adult initiatives.Get in touch with Christina:Instagram: https://www.instagram.com/christina.kremidasTikTok: https://www.tiktok.com/@christina.kremidasCheck out my website: https://christinakremidas.com/Email me: Christina.Kremidas@elliman.comWhat Is Your Property Worth?: https://christinakremidas.com/home-valuationThe Virtual Agent Experience: https://christinakremidas.com/virtual-agentTimestamps0:00 Avery Reavill introduction and background 2:52 Debunking the stigma around commercial properties and discussing current market opportunities6:04 How banks and property owners are handling commercial real estate loans10:11 How landlords are renovating spaces to attract new commercial tenants15:22 How to find good commercial property deals and the importance of working with a broker18:16 The Midtown South rezoning plan and its impact on the Garment District27:23 Why having a commercial real estate expert on your team is valuable43:51 Which NYC neighborhoods currently offer the best commercial real estate deals

Are you seeing what I'm seeing? We are in the midst of a new cultural renaissance in New York City, with a return to 1920s Great Gatsby glamour transforming everything from our restaurants and homes to fashion and music."About the Host:Christina Kremidas is a lifelong New Yorker who brings her extensive background in advertising to her successful real estate career in Manhattan. Her personal experience as a property investor and landlord in New York City gives her unique insight into her client's needs, while her negotiation expertise and market knowledge have quickly established her as a top-performing agent, ranking in the top 5% at her first firm in 2018. Beyond her professional achievements, Christina is deeply involved in her community as a founding Steward at the St. Nicholas Greek Orthodox Church and National Shrine at the World Trade Center, where she serves on the Parish Council and leads social media, marketing, and young adult initiatives. Get in touch with me: Instagram: https://www.instagram.com/christina.kremidasTikTok: https://www.tiktok.com/@christina.kremidasCheck out my website: https://christinakremidas.com/Email me: Christina.Kremidas@elliman.comWhat Is Your Property Worth?: https://christinakremidas.com/home-valuationThe Virtual Agent Experience: https://christinakremidas.com/virtual-agentTimestamps0:00 Introduction to "The New York Cultural Renaissance"1:20 New York's Evolving Dining Scene & Restaurant Design Trends3:54 The Return of Luxury Food Culture (Caviar & Martinis)6:00 Shift from Hustle Culture to Domestic Luxury Living12:30 Interior Design Trends: Rich Colors, Wood & Vintage Elements17:20 Fashion Revival: Fur, Designer Labels & Statement Jewelry19:41 Music Shift: The Return of Positive, Uplifting Music25:39 What This Cultural Renaissance Means for Real Estate

Financing restrictions are rampant in co-op buildings—it's really their main way of weeding out people that they don't feel are prestigious enough to live in these buildings, and the way they do that is by limiting the percentage that you can finance. In this episode, I'm going to let you decide if the prestige and appeal of co-ops in New York City has dwindled as we cover everything you need to know about this evolving real estate landscape.About the Host:Christina Kremidas is a lifelong New Yorker who brings her extensive background in advertising to her successful real estate career in Manhattan. Her personal experience as a property investor and landlord in New York City gives her unique insight into her client's needs, while her negotiation expertise and market knowledge have quickly established her as a top-performing agent, ranking in the top 5% at her first firm in 2018. Beyond her professional achievements, Christina is deeply involved in her community as a founding Steward at the St. Nicholas Greek Orthodox Church and National Shrine at the World Trade Center, where she serves on the Parish Council and leads social media, marketing, and young adult initiatives. Get in touch with me: Instagram: https://www.instagram.com/christina.kremidasTikTok: https://www.tiktok.com/@christina.kremidasCheck out my website: https://christinakremidas.com/Email me: Christina.Kremidas@elliman.comWhat Is Your Property Worth?: https://christinakremidas.com/home-valuationThe Virtual Agent Experience: https://christinakremidas.com/virtual-agentTimestamps0:00 Episode introduction 1:24 Overview of condos as a newer, more flexible property type4:37 Co-ops explained: exclusivity and ownership structure7:07 Shift in buyer preferences from co-ops to condos9:12 Co-op financing restrictions as a barrier to entry11:41 Subletting policies and community aspects of co-ops13:19 Financial requirements: debt-to-income ratio and post-closing liquidity17:29 The co-op interview process and potential discrimination issues

The Financial District is finally rebranding, and I am here for it. Welcome back to Real Estate Investing in New York with me, Christina Kremidas, and in this episode, we're discussing the great rebrand of the Financial District, so stay tuned as we cover everything from luxury developments to high-end dining and why this neighborhood is about to experience a major boom.About the Host:Christina Kremidas is a lifelong New Yorker who brings her extensive background in advertising to her successful real estate career in Manhattan. Her personal experience as a property investor and landlord in New York City gives her unique insight into her client's needs, while her negotiation expertise and market knowledge have quickly established her as a top-performing agent, ranking in the top 5% at her first firm in 2018. Beyond her professional achievements, Christina is deeply involved in her community as a founding Steward at the St. Nicholas Greek Orthodox Church and National Shrine at the World Trade Center, where she serves on the Parish Council and leads social media, marketing, and young adult initiatives. Get in touch with me: Instagram:   / christina.kremidas  TikTok:   / christina.kremidas  Check out my website: https://christinakremidas.com/Email me: Christina.Kremidas@elliman.comWhat Is Your Property Worth?: https://christinakremidas.com/home-va...The Virtual Agent Experience: https://christinakremidas.com/virtual...Timestamps0:00 Introduction to the 5 key reasons why FiDi is booming 0:53 The Financial District is worth investing in1:16 History of the Financial District, particularly post-9/11 decline2:34 The waterfront advantage of the Financial District3:30 The area's architecture and aesthe

When it comes to new development buildings in New York, there are major pros and cons that buyers need to understand before jumping in. In this episode, I'll break down everything you need to know about purchasing in these luxury properties, from the unique negotiation strategies that can save you hundreds of thousands to the timing issues that could leave you waiting months longer than expected.About the Host:Christina Kremidas is a lifelong New Yorker who brings her extensive background in advertising to her successful real estate career in Manhattan. Her personal experience as a property investor and landlord in New York City gives her unique insight into her client's needs, while her negotiation expertise and market knowledge have quickly established her as a top-performing agent, ranking in the top 5% at her first firm in 2018. Beyond her professional achievements, Christina is deeply involved in her community as a founding Steward at the St. Nicholas Greek Orthodox Church and National Shrine at the World Trade Center, where she serves on the Parish Council and leads social media, marketing, and young adult initiatives. Get in touch with me: Instagram: https://www.instagram.com/christina.kremidasTikTok: https://www.tiktok.com/@christina.kremidasCheck out my website: https://christinakremidas.com/Email me: Christina.Kremidas@elliman.comWhat Is Your Property Worth?: https://christinakremidas.com/home-valuationThe Virtual Agent Experience: https://christinakremidas.com/virtual-agentTimestamps0:00 Episode Introduction1:45 Helping viewers make informed decisions about new developments2:16 PROS: Different negotiation approach in new developments5:37 Benefits for financing buyers8:32 PRO: Brand new apartments with high-quality materials and no previous owners10:30 PRO: Warranty benefits and prestige associated with new luxury developments14:18 PRO: No board approval process and simplified purchase compared to co-ops15:20 CONS: No guaranteed timing for completion and lack of buyer recourse for delays22:38 CON: One-sided contracts favoring developers with limited recourse for buyers27:56 CON: Higher closing costs in new developments and why broker representation is essential32:16 CON: Potential construction malfunctions after move-in with real examples38:44 CON: Walkthrough process concerns and declining priority after closing42:40 The critical importance of experienced broker representation in new development purchases

Welcome back to Real Estate Investing in New York. On this episode, we have a phenomenal artist with groundbreaking work - my friend Courtney Kire is joining us to talk about everything from her sustainable art practice to the evolving NYC real estate market.About the Host:Christina Kremidas is a lifelong New Yorker who brings her extensive background in advertising to her successful real estate career in Manhattan. Her personal experience as a property investor and landlord in New York City gives her unique insight into her client's needs, while her negotiation expertise and market knowledge have quickly established her as a top-performing agent, ranking in the top 5% at her first firm in 2018. Beyond her professional achievements, Christina is deeply involved in her community as a founding Steward at the St. Nicholas Greek Orthodox Church and National Shrine at the World Trade Center, where she serves on the Parish Council and leads social media, marketing, and young adult initiatives. Get in touch with me: Instagram:   / christina.kremidas  TikTok:   / christina.kremidas  Check out my website: https://christinakremidas.com/Email me: Christina.Kremidas@elliman.comWhat Is Your Property Worth?: https://christinakremidas.com/home-va...The Virtual Agent Experience: https://christinakremidas.com/virtual...Timestamps0:00 Episode Intro 1:15 Courtney's background and art2:58 Courtney's custom chess sets6:36 NYC apartment horror story9:55 Recovering from injury in NYC13:03 Art market trends for 202515:50 Changing NYC real estate preferences

There's a new piece of paper that if you're a buyer in NYC, you're going to need to sign. In this episode, I'm explaining how recent changes to real estate commission disclosures affect both buyers and sellers in New York City.About the Host:Christina Kremidas is a lifelong New Yorker who brings her extensive background in advertising to her successful real estate career in Manhattan. Her personal experience as a property investor and landlord in New York City gives her unique insight into her client's needs, while her negotiation expertise and market knowledge have quickly established her as a top-performing agent, ranking in the top 5% at her first firm in 2018. Beyond her professional achievements, Christina is deeply involved in her community as a founding Steward at the St. Nicholas Greek Orthodox Church and National Shrine at the World Trade Center, where she serves on the Parish Council and leads social media, marketing, and young adult initiatives. Get in touch with me: Instagram:   / christina.kremidas  TikTok:   / christina.kremidas  Check out my website: https://christinakremidas.com/Email me: Christina.Kremidas@elliman.comWhat Is Your Property Worth?: https://christinakremidas.com/home-va...The Virtual Agent Experience: https://christinakremidas.com/virtual...TImestamps0:00 Introduction 0:35 NYC real estate disclosures and new policies1:05 Commission changes and how they affect buyers and sellers3:30 How real estate commissions historically worked6:44 Benefits of the traditional system for buyers11:48 Introduction to the new buyer agency agreement form

Welcome back to Real Estate Investing in New York, where I'm your host Christina Crus, helping you achieve future financial success through intelligent real estate investment decisions. On this episode, I'm thrilled to have phenomenal mortgage lender Carrie Morrison from Citizens Bank joining us, alongside my teammate Joseph Tesoriero, as we dive into everything you need to know about the current market, interest rates, and strategic mortgage decisions in 2025.About the Host:Christina Kremidas is a lifelong New Yorker who brings her extensive background in advertising to her successful real estate career in Manhattan. Her personal experience as a property investor and landlord in New York City gives her unique insight into her client's needs, while her negotiation expertise and market knowledge have quickly established her as a top-performing agent, ranking in the top 5% at her first firm in 2018. Beyond her professional achievements, Christina is deeply involved in her community as a founding Steward at the St. Nicholas Greek Orthodox Church and National Shrine at the World Trade Center, where she serves on the Parish Council and leads social media, marketing, and young adult initiatives. Get in touch with me: Instagram: https://www.instagram.com/christina.kremidasTikTok: https://www.tiktok.com/@christina.kremidasCheck out my website: https://christinakremidas.com/Email me: Christina.Kremidas@elliman.comWhat Is Your Property Worth?: https://christinakremidas.com/home-valuationThe Virtual Agent Experience: https://christinakremidas.com/virtual-agentTimestamps0:00 Episode Introduction1:34 Increased buyer activity and market momentum in 20253:41 Citizens Bank's competitive position5:20 The importance of monitoring rates between locking and closing7:20 Interest-only loan features and benefits8:18 Explanation of adjustable-rate mortgages (ARMs)12:10 How to determine if refinancing makes sense (cost vs. savings)15:35 How rate fluctuations affect monthly payments17:04 Important questions to ask lenders when comparing options18:43 Why your personal bank might not be the best mortgage option20:18 Building exceptions and what they mean for buyers22:35 Insurance requirements and building approval challenges24:41 How exceptions work and the importance of having options26:16 Christina's personal condo purchase story and lessons learned28:50 Emotional aspects of home buying in NYC31:26 Work personality vs. home personality in real estate35:35 NYC real estate prices now vs. 5 years ago (post-COVID comparison)38:32 Hottest property types in the current market (condos, brownstones, one-bedrooms)41:17 Importance of pricing properties correctly in today's market45:18 "Coming soon" marketing strategy for listings49:58 Episode wrap-up and teaser for next episode

Welcome back to Real Estate Investing in New York, where today I'm joined by my amazing team - Katherine Bender, Maryia Yakushevich, and Joseph Tesoriero - as we dive into what's coming up for 2025 and share some incredible stories from our recent deals.You're going to hear everything from our successful pre-market strategy that landed a full-price offer on day one in Tribeca, to the wild tale of selling in Trump Tower during an unprecedented security lockdown, so stay tuned because we're covering it all to help you achieve future financial success by making intelligent real estate investment decisions today.About the Host:Christina Kremidas is a lifelong New Yorker who brings her extensive background in advertising to her successful real estate career in Manhattan. Her personal experience as a property investor and landlord in New York City gives her unique insight into her client's needs, while her negotiation expertise and market knowledge have quickly established her as a top-performing agent, ranking in the top 5% at her first firm in 2018.Beyond her professional achievements, Christina is deeply involved in her community as a founding Steward at the St. Nicholas Greek Orthodox Church and National Shrine at the World Trade Center, where she serves on the Parish Council and leads social media, marketing, and young adult initiatives.Get in touch with me:Instagram:   / christina.kremidas TikTok:   / christina.kremidas Check out my website: https://christinakremidas.com/Email me: Christina.Kremidas@elliman.comWhat Is Your Property Worth?: https://christinakremidas.com/home-va...Meet the team: https://christinakremidas.com/team

Welcome back to Real Estate Investing in New York, where today I'm joined by my amazing team - Katherine Bender, Maryia Yakushevich, and Joseph Tesoriero - as we dive into what's coming up for 2025 and share some incredible stories from our recent deals. You're going to hear everything from our successful pre-market strategy that landed a full-price offer on day one in Tribeca, to the wild tale of selling in Trump Tower during an unprecedented security lockdown, so stay tuned because we're covering it all to help you achieve future financial success by making intelligent real estate investment decisions today.About the Host:Christina Kremidas is a lifelong New Yorker who brings her extensive background in advertising to her successful real estate career in Manhattan. Her personal experience as a property investor and landlord in New York City gives her unique insight into her client's needs, while her negotiation expertise and market knowledge have quickly established her as a top-performing agent, ranking in the top 5% at her first firm in 2018. Beyond her professional achievements, Christina is deeply involved in her community as a founding Steward at the St. Nicholas Greek Orthodox Church and National Shrine at the World Trade Center, where she serves on the Parish Council and leads social media, marketing, and young adult initiatives. Get in touch with me: Instagram:   / christina.kremidas  TikTok:   / christina.kremidas  Check out my website: https://christinakremidas.com/Email me: Christina.Kremidas@elliman.comWhat Is Your Property Worth?: https://christinakremidas.com/home-va...

Welcome to Episode 55 of REAL ESTATE INVESTING IN NEW YORK!! Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!  YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBE Contact me: Email: christina.Kremidas@elliman.com Join me on Instagram and Tiktok*Please note that this episode was filmed on late 2024* In this episode, we are discussing the potential NYC real estate market outcomes for 2025. Though we are still being teased with the potential for interest rates to further decline, it seems like movement will not be as dramatic as we hoped due to out overall strong economy. However, even a small decline in interest rates will surely stimulate the market and create more competition among buyers. But it's not that simple. There are many other factors that will affect the real estate market this year. Please enjoy this episode and remember to comment with your own thoughts or questions! Are you purchasing in NYC?  I would love to answer your questions!I hope you find this information helpful, and please reach out to me if you have any questions! I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me. Discover the value of your home Please subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post! Check out my website  

Welcome to Episode 54 of REAL ESTATE INVESTING IN NEW YORK!! Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!  YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBE Contact me: Email: christina.Kremidas@elliman.com Join me on Instagram and TiktokIn this episode, we are discussing the Financial District's best and worst features in great detail, as well as my tips and opinions on the best buildings to invest in when it comes to this neighborhood.  Are you purchasing in NYC?  I would love to answer your questions!I hope you find this information helpful, and please reach out to me if you have any questions! I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me. Discover the value of your home Please subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post! Check out my website 

Welcome to Episode 53 of REAL ESTATE INVESTING IN NEW YORK!! Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!  YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBE Contact me: Email: christina.Kremidas@elliman.com Join me on Instagram and Tiktok  In this episode, we have a special Guest, Tax Professional Yvette Sadovoy of Savvy and Suite with us spilling the tea on how to maximize the benefits of your NYC Real Estate to save you money instead of handing it over to the IRS!  Some of the tips she shares seem so obvious but are commonly missed by tax preparers, and others are more intricate concepts that you'll only hear here!   Are you purchasing in NYC?  I would love to answer your questions!I hope you find this information helpful, and please reach out to me if you have any questions!   I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me. Discover the value of your home Please subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post! Check out my website  

Welcome to Episode 52 of REAL ESTATE INVESTING IN NEW YORK!! Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!  YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBE Contact me: Email: christina.Kremidas@elliman.com Join me on Instagram and Tiktok  In this episode, I'm sharing the most important information that NYC property owners must know about Local Law 11: mandatory facade maintenance required for all buildings with 6+ stories. This is usually the most expensive project that condo & co-op buildings have to fund, and it happens every 5 years! Make sure you know what to look for so you aren't caught holding the bag.   Are you purchasing in NYC?  I would love to answer your questions!I hope you find this information helpful, and please reach out to me if you have any questions!   I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me. Discover the value of your home Please subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post! Check out my website 

Welcome to Episode 51 of REAL ESTATE INVESTING IN NEW YORK!!Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!  YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBE Contact me: Email: christina.Kremidas@elliman.com Join me on Instagram and Tiktok   Are you purchasing in NYC?  I would love to answer your questions!Where exactly is Battery Park City?  Is it a good investment? What's it like to live there? How accessible is it? What's the deal with the land lease? What are the best BPC buildings to buy in? Covering this and much more in today's episode!I hope you find this information helpful, and please reach out to me if you have any questions!   I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me. Discover the value of your home Please subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post! Check out my website  

Welcome to Episode 50 of REAL ESTATE INVESTING IN NEW YORK!! Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!  YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBE Contact me: Email: christina.Kremidas@elliman.com Join me on Instagram and Tiktok   Are you purchasing in NYC?  I would love to answer your questions!In this Episode, I'm summarizing the main ideas of a proposed bill called Intro360 which aims to delegate who is responsible for paying Real Estate Broker fees for rental transactions in New York City. In order to decide for yourself what your opinion on the legislation is, and how this will affect you if the bill is passed, you'll need a fundamental understanding of the state of the market that got us here, the ‘business-as-usual' methods that are currently implemented for moving rental listings, and the effects that this legislation would create. You'll learn everything in this episode. I hope you find it informative. This is important and timely information, so please share it with a friend who would benefit from hearing about this!  I hope you find this information helpful, and please reach out to me if you have any questions!   I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me. Discover the value of your home Please subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post! Check out my website  Description: In this episode, I'll teach you how to renovate your NYC residence for maximum return on your investment. I'm explaining which home improvements are money-makers, and which you'll end up taking a loss on. The key to renovating an apartment with the intent of selling is to achieve a modern, clearly ‘renovated' aesthetic, while omitting unnecessary features and expenses that will not increase the price your home sells for.   I hope you find this information helpful, and please reach out to me if you have any questions! 

Welcome to Episode 49 of REAL ESTATE INVESTING IN NEW YORK!! Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!  YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBE Contact me: Email: christina.Kremidas@elliman.com Join me on Instagram and Tiktok   Are you purchasing in NYC?  I would love to answer your questions!In this episode, Ellie Benigar takes us in a journey through her extensive knowledge of Feng Shui principles to develop an understanding of how we can improve our lives using the energy in our home. Ellie's mission is to elevate people's lives, and her work is intuitive and transformative. Reach Ellie at fengshuiwithellie.comI hope you find this information helpful, and please reach out to me if you have any questions!   I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me. Discover the value of your home Please subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post! Check out my website 

Welcome to Episode 48 of REAL ESTATE INVESTING IN NEW YORK!! Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!  YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBE Contact me: Email: christina.Kremidas@elliman.com Join me on Instagram and Tiktok   Are you purchasing in NYC?  I would love to answer your questions! In this episode, we are discussing all of the various taxes that must be paid at the closing table when you are buying or selling real estate in NYC. These taxes make up the bulk of your closing costs, and they can get extremely expensive!   The good news is, knowing these costs in advance can get you some additional savings while you are negotiating on the property.   I hope you find this information helpful, and please reach out to me if you have any questions!   I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me. Discover the value of your home Please subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post! Check out my website  Description: In this episode, I'll teach you how to renovate your NYC residence for maximum return on your investment. I'm explaining which home improvements are money-makers, and which you'll end up taking a loss on. The key to renovating an apartment with the intent of selling is to achieve a modern, clearly ‘renovated' aesthetic, while omitting unnecessary features and expenses that will not increase the price your home sells for.   I hope you find this information helpful, and please reach out to me if you have any questions! 

Welcome to Episode 46 of REAL ESTATE INVESTING IN NEW YORK!! Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!  YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBE Contact me: Email: christina.Kremidas@elliman.com Join me on Instagram and Tiktok   Are you purchasing in NYC?  I would love to answer your questions!  In this episode, I'll teach you how to renovate your NYC residence for maximum return on your investment. I'm explaining which home improvements are money-makers, and which you'll end up taking a loss on. The key to renovating an apartment with the intent of selling is to achieve a modern, clearly ‘renovated' aesthetic, while omitting unnecessary features and expenses that will not increase the price your home sells for.   I hope you find this information helpful, and please reach out to me if you have any questions!   I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me. Discover the value of your home Please subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post! Check out my website  

Welcome to Episode 46 of REAL ESTATE INVESTING IN NEW YORK!! Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!  YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBE Contact me: Email: christina.Kremidas@elliman.com Join me on Instagram and Tiktok Are you trying to win the bid against other buyers for real estate property in New York City? It's not always easy!  In this Episode, I'm sharing exactly how I craft winning offers. It is important to remember that a winning offer is NOT just the highest price.  You need to communicate that you are highly qualified, highly interested in the residence and that you are dependable and trustworthy. I'm breaking down the exact wording of my winning offers so you can have a good chance of winning the property of your dreams! Please remember that I am ALWAYS here for you and thrilled at the opportunity to work as your Buyer's Agent to negotiate on your behalf. Email, call or text me anytime to discuss! Are you purchasing in NYC?  I would love to answer your questions! I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me. Discover the value of your home Please subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post! Check out my website 

Welcome to Episode 45 of REAL ESTATE INVESTING IN NEW YORK!! Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!  YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBE Contact me: Email: christina.Kremidas@elliman.com Join me on Instagram and Tiktok Is 2024 a good time to buy or sell a home? I'm joined by Joseph Tesoriero and Katherine Bender of The Christina Kremidas Team to discuss the current NYC Real Estate market dynamics, key negotiation and advertising strategies we have been implementing to get deals done better, client case studies, and we are introducing our newest team member!  Are you purchasing in NYC?  I would love to answer your questions! I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me. Discover the value of your home Please subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post! Check out my website 

Welcome to Episode 44 of REAL ESTATE INVESTING IN NEW YORK!! Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!  YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBE Contact me: Email: christina.Kremidas@elliman.com Join me on Instagram and Tiktok In this Episode, I'm sharing my personal experiences and advice for those considering becoming a real estate professional.  This is information that a lot of my listeners have asked for, and I hope you find it helpful!  Please send me feedback and let me know if you still have outstanding questions!  By the end of this episode you'll have an accurate idea of whether you'll do well in a real estate career, as long as you are honest with yourself while listening!  Are you purchasing in NYC?  I would love to answer your questions! I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me. Discover the value of your home Please subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post! Check out my website 

Welcome to Episode 43 of REAL ESTATE INVESTING IN NEW YORK!! Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!  YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBE Contact me: Email: christina.Kremidas@elliman.com Join me on Instagram and Tiktok In this Episode, we are discussing all the details you will need to reveal about yourself in order to get approved by a co-op board. We touch on  which types of buyers typically are the best match for a co-op building, and who should stay away! You'll also learn about the most important criteria that all co-ops use to qualify applicants. By the end of this Episode, you'll have an accurate understanding of whether or not you want to entertain the idea of buying in a co-op!    Are you purchasing in NYC?  I would love to answer your questions! I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me. Discover the value of your home Please subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post! Check out my website 

Welcome to Episode 42 of REAL ESTATE INVESTING IN NEW YORK!! Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!  YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBE Contact me: Email: christina.Kremidas@elliman.com Join me on Instagram and Tiktok In this Episode, In this episode, I'm sharing the neighborhoods I recommend most often for Brooklyn specifically to my Buyers and Investors who are interested in maximizing their long-term appreciation. Are you purchasing in NYC?  I would love to answer your questions! I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me. Discover the value of your home Please subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post! Check out my website 

Welcome to Episode 41 of REAL ESTATE INVESTING IN NEW YORK!! Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!  YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBEContact me:Email: christina.Kremidas@elliman.comJoin me on Instagram and TiktokIn this episode, you'll get to learn more about my team! Today's Guest Maryia Yakushevich is a member of my team with several years experience in the industry, and she is sharing her personal experiences in the business. We discuss what motivates us, what makes a successful agent, and what sets The Christina Kremidas Team apart as award-winners.Are you purchasing in NYC?  I would love to answer your questions!I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me.Discover the value of your homePlease subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post!Check out my website 

Welcome to Episode 40 of REAL ESTATE INVESTING IN NEW YORK!! Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!  YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBE Contact me: Email: christina.Kremidas@elliman.com Join me on Instagram and Tiktok In this episode, I'm sharing the neighborhoods I recommend most often to my buyers and investors who are interested in maximizing their CAP Rate and long-term appreciation.    Are you purchasing in NYC?  I would love to answer your questions! I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me. Discover the value of your home Please subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post! Check out my website 

Welcome to Episode 39 of REAL ESTATE INVESTING IN NEW YORK!! Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!  YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBE Contact me: Email: christina.Kremidas@elliman.com Join me on Instagram and Tiktok In this Episode, we are talking more about the Buyer's agent and how & why websites like Zillow and StreetEasy are linking you up with Buyer's Agents when you inquire on properties.   We are also talking about what to look for when choosing a Buyer's Agent!    Are you purchasing in NYC?  I would love to answer your questions! I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me. Discover the value of your home Please subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post! Check out my website 

Welcome to Episode 38 of REAL ESTATE INVESTING IN NEW YORK!! Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!  YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBE Contact me: Email: christina.Kremidas@elliman.com Join me on Instagram and Tiktok In this Episode, I'm discussing the role of a Buyer's Agent and their importance.  Just as you hire your own Real Estate Attorney to represent your best interests, the same goes for your Real Estate Broker.  New York City buildings have rigorous processes that require a professional to help you navigate. It is imperative to choose a Buyer's Agent who has the expertise help you identify the best opportunities and help you achieve your goals.  Are you purchasing in NYC?  I would love to answer your questions! I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me. Discover the value of your home Please subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post! Check out my website 

Welcome to Episode 37 of REAL ESTATE INVESTING IN NEW YORK!! Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!  YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBE Contact me: Email: christina.Kremidas@elliman.com Join me on Instagram and Tiktok In this Episode, I'm updating you on the latest opportunity in the world of Real Estate Investing, Gowanus! This hidden gem near Park Slope and Carol Gardens once known for its industrial nature is being converted into a residential neighborhood that will soon bring thousands of people to the area. Are you purchasing in NYC?  I would love to answer your questions! I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me. Discover the value of your home Please subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post! Check out my website 

Welcome to Episode 36 of REAL ESTATE INVESTING IN NEW YORK!! Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!  YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBE Contact me: Email: christina.Kremidas@elliman.com Join me on Instagram and Tiktok In this Episode, we take a break from the real estate market and dive into the common traits of my wealthiest clientele. Here in NYC, I am constantly meeting new people and often notice similar characteristics among HNWIs.  Did I forget any traits here? Let me know your thoughts!      Are you purchasing in NYC?  I would love to answer your questions! I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me. Discover the value of your home Please subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post! Check out my website 

Welcome to Episode 35 of REAL ESTATE INVESTING IN NEW YORK!! Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!  YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBE Contact me: Email: christina.Kremidas@elliman.com Join me on Instagram and Tiktok In this Episode, we dive deep into the intricacies of the attorney's due diligence process and the necessary steps after your offer on a property is accepted. Whether you are engaging in a transaction for a Condo or a Co-op, understanding the due diligence process is critical.    Are you purchasing in NYC?  I would love to answer your questions! I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me. Discover the value of your home Please subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post! Check out my website 

Welcome to Episode 34 of REAL ESTATE INVESTING IN NEW YORK!! Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!  YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBE Contact me: Email: christina.Kremidas@elliman.com Join me on Instagram and Tiktok In this episode, I'm sharing tips to negotiate the best deal on your NYC apartment.  You'll learn about a specific property type that offers prime opportunities to secure substantial discounts. I'm sharing various negotiation techniques, empowering you with the knowledge and strategies needed to clinch the best deals in this competitive market.  Of course, your offer is the strongest when you are represented by an expert Buyer's Agent, but it is important to understand the details of your negotiation!    Are you purchasing in NYC?  I would love to answer your questions! I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me. Discover the value of your home Please subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post! Check out my website 

Welcome to Episode 33 of REAL ESTATE INVESTING IN NEW YORK!!Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBEContact me:Email: christina.Kremidas@elliman.comJoin me on Instagram and Tiktok In this Episode, I'm discussing what I expect will happen for NYC real estate this year and reviewing key data point indicators that are shaping the current market trends in Manhattan and Brooklyn.   Are you purchasing in NYC?  I would love to answer your questions!I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me.Discover the value of your homePlease subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post!Check out my website 

Welcome to Episode 32 of REAL ESTATE INVESTING IN NEW YORK!!Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBEContact me:Email: christina.Kremidas@elliman.comJoin me on Instagram and TiktokIn this Episode, we have Michael Goldberg, Loan Officer at Roundpoint Mortgage,  on with us  sharing how to you can leverage various aspects of your Mortgage to strengthen your offer, get approved for a higher purchase price, and become more competitive than other buyers in this crazy, challenging market. Are you purchasing in NYC?  I would love to answer your questions!I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me.Discover the value of your homePlease subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post!Check out my website 

Welcome to Episode 31 of REAL ESTATE INVESTING IN NEW YORK!!Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBEContact me:Email: christina.Kremidas@elliman.comJoin me on Instagram and TiktokIn this Episode, we are doing a fun intro Q & A with  Anna Horbata and Joseph Tesoriero, my Founding members on The Christina Kremidas at Douglas Elliman Real Estate.   I hope you enjoy getting to know them!  Are you purchasing in NYC?  I would love to answer your questions!I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me.Don't Miss Episode 32, where I will have Michael Goldberg, Loan Officer at Roundpoint Mortgage, on with us to discuss how you can strengthen your offer by leverage various aspects of the mortgage.   Discover the value of your homePlease subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post!Check out my website 

Welcome to Episode 30 of REAL ESTATE INVESTING IN NEW YORK!!Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBEContact me:Email: christina.Kremidas@elliman.comJoin me on Instagram and TiktokIn this Episode, I'm sharing the exact steps and tools to use to identify which rental properties in New York will earn you the money you need to meet your financial goals! This is an episode I've been asked to make numerous times, so I hope you find it helpful! If you have any questions after watching, send me an email and I'll help you one-on-one.  Are you purchasing in NYC?  I would love to answer your questions!I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Broker as you begin the property purchase or sale process, please do not hesitate to reach out to me.Don't Miss Episode 31, where I'll be introducing you to Anna Horbata and Joseph Tesoriero, my amazing team members on The Christina Kremidas Team at Douglas Elliman!  Discover the value of your homePlease subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post!Check out my website 

Welcome to Episode 29 of REAL ESTATE INVESTING IN NEW YORK!!Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBEContact me:Email: christina.Kremidas@elliman.comJoin me on InstagramIn this Episode, I'm sharing everything that we have coming in 2022, including topics that will be covered on the show.Are you purchasing in NYC?  I would love to answer your questions!I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Agent as you begin the property purchase or sale process, please do not hesitate to reach out to me.Don't Miss Episode 30, where I will be sharing how to identify the best, most lucrative investment properties!  Discover the value of your homePlease subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post!Check out my website 

You guys have been wondering what happened to Real Estate Investing in New York!! I appreciate all of your messages and emails and am so happy to announce that after a very busy year the show is back for good with regularly scheduled programming! I now have a professional team to ensure that these Episodes look and sound amazing, and that I am able to share Episodes regularly. Thank you all for being here!

Welcome to Episode 27 of REAL ESTATE INVESTING IN NEW YORK!!Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBEContact me:Email: christina.Kremidas@elliman.comJoin me on InstagramIn this Episode, I'm sharing exactly how to present yourself properly to a Seller/Seller's Agent so that you can WIN your #1 choice property at the best price possible. Topics covered in this episode:☆ My most important tips for winning in a Seller's market:  - Show that you are qualified: get pre-approved by a REPUTABLE lender - Demonstrate your intent, that you are serious - Don't be a stranger, show who you are - Explain your employment security  - Be as flexible as possible - Get creative with negotiating - Work with a qualified and reputable Buyer's Agent ☆ Some things that I personally do to win deals for my Buyers against the competition: - Build confidence in the seller's agent and the Seller- Get very creative negotiation  - identify the pain points on both sides of the transaction and negotiate against those - Communicate open line of communication and solid working relationship  with all members of the Buyer's team: mortgage loan officer and attorney☆ Best practices for planning your move/logisticsAre you purchasing in NYC?  I would love to answer your questions!I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Agent as you begin the property purchase or sale process, please do not hesitate to reach out to me.Don't Miss Episode 28, where I will be sharing how to identify and purchase your first NYC rental property!  to your questions! Be sure to send me your real estate questions via instagram DM or by email!Discover the value of your homePlease subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post!Check out my Growth-mindset/inspiration podcast, NEW YORK & BEYONDCheck out my website 

Welcome to Episode 26 in my Series REAL ESTATE INVESTING IN NEW YORK!!Please remember to Subscribe, Review and Share this podcast, it is SO appreciated!YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBEContact me:Email: christina.Kremidas@elliman.comJoin me on InstagramIn this Episode, I'm sharing the timeline for the purchase process condos and co-ops in NYC. I'll bet you are going to be surprised at how long it actually takes to get from the apartment search phase all the way to the closing table! Topics covered in this episode: ☆ Overview of the property purchase process: - Apartment search - Offer and acceptance - Due diligence- Contract signing - Mortgage Loan approval - Purchase application for the building- Board interview (for co-ops)- Closing☆ Why the timing of the purchase is very unpredictable ☆ Common causes of delay ☆ Best practices for planning your move/logistics Are you purchasing in NYC?  I would love to answer your questions! I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Agent as you begin the property purchase or sale process, please do not hesitate to reach out to me.Don't Miss Episode 27, where I will be sharing answers to your questions! Be sure to send me your real estate questions via instagram DM or by email!Discover the value of your homePlease subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post!Check out my Growth-mindset/inspiration podcast, NEW YORK & BEYONDCheck out my website 

Welcome to Episode 25 in my Series REAL ESTATE INVESTING IN NEW YORK!!Please remember to Subscribe, Like and Share this podcast, it is SO appreciated!YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBEContact me:Email: christina.Kremidas@elliman.comJoin me on InstagramIn this Episode, I'm sharing everything you need to know about Land Lease Buildings in NYC, and the financial implications that you may experience if you own one. Would you buy  in a Land Lease Building?   Leave your thoughts in the comments!    Topics covered in this episode: -  Price difference between land lease buildings and regular buildings- Property Tax differences between land lease buildings and regular buildings- The options that a Land Lease building has when its lease expires: Lease renewal and its implications, and Purchase of the Land and its implications  - Assessments to unit owners in Land Lease buildings- Mortgage approval challenges in Land Lease BuildingsI always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Agent as you begin the property purchase or sale process, please do not hesitate to reach out to me.Don't Miss Episode 26, where I will be sharing answers to your questions! Be sure to send me your real estate questions via instagram DM or by email! Discover the value of your homePlease subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post!Check out my Growth-mindset/inspiration podcast, NEW YORK & BEYONDCheck out my website 

Welcome to Episode 24 in my Series REAL ESTATE INVESTING IN NEW YORK!!Please remember to Subscribe, Like and Share this podcast, it is SO appreciated!YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBEContact me:Email: christina.Kremidas@elliman.comJoin me on InstagramIn this Episode, I'm sharing the 3 most important financial criteria that every co-op board looks at when reviewing your application for purchase, along with some other important requirements! Would you buy a co-op? Leave your thoughts in the comments!    Topics covered in this episode: -  DTI (Debt to Income Ratio)- Post-Closing Liquidity- Length of Employment in your current industry - How the co-op boards analyze each of the above when determining their decision on your approval.  I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Agent as you begin the property purchase or sale process, please do not hesitate to reach out to me.Don't Miss Episode 25, where I will be sharing answers to your questions! Be sure to send me your real estate questions via instagram DM or by email!  Discover the value of your homePlease subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post!Check out my Self Improvement/Lifestyle podcast, NEW YORK & BEYONDCheck out my website 

Welcome to Episode 23 in my Series REAL ESTATE INVESTING IN NEW YORK!!Please remember to Subscribe, Like and Share this podcast, it is SO appreciated!YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBEContact me:Email: christina.Kremidas@elliman.com Join me on InstagramIn this Episode, I'm sharing why the standard Mortgage Contingency leaves you with huge exposure for risk, and how the new Covid-19 Funding Provision is a necessary layer of added protection for you as a buyer during this highly volatile time. Did you know that the Mortgage Contingency does NOT protect you in the final stages of the transaction? So many people do not know this, so be sure you get this critical information in this episode. Thank you to Real Estate Attorney Milan Reyngach of Reyngach Law, P.C. for clarifying the details of the Covid-19 Funding Provision for me so that I was able to properly communicate the facts to you. Building your team is important when engaging in a real estate transaction, whether you are a Buyer or a Seller. Check out my most highly recommended Real Estate Attorneys, Mortgage Lenders, Inspectors and Movers. ​ Topics covered in this episode: - What is a Mortgage Contingency? - How the standard Mortgage Contingency does NOT protect you all the way up to your closing date. - What is the Covid-19 Funding Provision, and why you should push to have it in your contract? I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Agent as you begin the property purchase or sale process, please do not hesitate to reach out to me.Don't Miss Episode 24, where I will be sharing the financial requirements that Co-Ops look for when they are reviewing your application. Discover the value of your homePlease subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post!Check out my Self Improvement/Lifestyle podcast, NEW YORK & BEYONDCheck out my website

Welcome to Episode 21 in my Series REAL ESTATE INVESTING IN NEW YORK!!Please remember to Subscribe, Like and Share this podcast, it is SO appreciated!YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBEContact me:Email: christina.Kremidas@elliman.com Join me on InstagramIn this Episode, I'm discussing the 5 best neighborhoods to invest in in 2021. Whether you are looking to buy an apartment, a private house or even just land, I am breaking down the neighborhoods where you can get the most value for your money. For those of you who want to know my top 5 neighborhoods right now, here they are: Manhattan: - Financial District - Upper East Side Brooklyn: - Windsor Terrace - Greenwood Heights - Sheepshead Bay I would love to what neighborhoods you have your eyes on! I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Agent as you begin the property purchase or sale process, please do not hesitate to reach out to me.Don’t miss Episode 23, where I’ll be sharing the details on what exactly a Mortgage Contingency is, what the new Covid funding provision is and why you should have it in your contract!Discover the value of your homePlease subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post!Check out my Self Improvement/Lifestyle podcast, NEW YORK & BEYONDCheck out my website

Welcome to Episode 21 in my Series REAL ESTATE INVESTING IN NEW YORK!!Please remember to Subscribe, Like and Share this podcast, it is SO appreciated! YOU CAN ALSO WATCH THIS EPISODE ON YOUTUBE Contact me: Email: christina.Kremidas@elliman.comJoin me on InstagramIn this Episode, I'm discussing how you can utilize one of the most important parts of the property purchase process, the Bank Appraisal, as a tool to strengthen your offer so you can win the bid on the property of your choice without having to only drive up the asking price when competing against other buyers. Here’s the summary: - An appraisal is done whenever you are getting a mortgage omg a property. It is not done when you’re paying cash. - The appraisal is the bank's assessment of the value of the property. - Quick overview of the bank appraisal implications and how a low appraisal affects your transaction. -4 options that you have if the bank appraisal comes in low. - Why you are much more appealing to a seller if you are financing less. - 3 hacks to craft a much stronger offer by leveraging the appraisal. I always am so happy to have the opportunity to work with you - if you would like for me to represent you as your Agent as you begin the property purchase or sale process, please do not hesitate to reach out to me. Don’t miss Episode 22, where I’ll be sharing my top recommended New York neighborhoods to invest in right now. Discover the value of your home Please subscribe to this channel and turn on notifications (click the bell icon) so you can keep up with the videos I post! Check out my Self Improvement/Lifestyle podcast, NEW YORK & BEYONDCheck out my website

Welcome to Episode 20 in my Series REAL ESTATE INVESTING IN NEW YORK!!Please remember to Subscribe, Like and Share this video, it is SO appreciated! THIS EPISODE IS ALSO ON YOUTUBE Contact me: Email: christina.Kremidas@elliman.comJoin me on Instagram In this Episode, we are discussing the Lowball Offer and how it can actually sabotage your entire real estate negotiation! I provide you with both the Purchaser’s and Seller’s point of views when it comes to a negotiation that begins with a lowball offer, and alternative negotiation strategies that will allow you to shave MORE money off the asking price and salvage your transaction. Some of this information I learned during my training to become a Certified Negotiation Expert, and most of the info covered here is from my first-hand negotiation experience. Here’s the summary: An offer far below the asking price actually insults the seller. It’s always best to place an initial offer that is not too far below the price that you actually wish to pay for the property. If you are looking to have $20,000 off the asking price, the best idea is not to begin the negotiation $40,000 under - your initial offer should not be ‘double below’ the amount you’re trying to save. In a real estate transaction, there is a very long road between an agreement on price and the closing date. The purchase process take months, and the beginning stages of the deal, the negotiation, is very much like dating the person on the opposing side. You want to start out on the right foot and show mutual respect. The Seller is going to choose to engage with a buyer that they are most comfortable working with for an extended period of time. Negotiation requires both sides feeling good. Starting out respectfully in a negotiation and acting in a transparent, honest, genuine and ethical fashion will ensure that you can tackle all of the issues that inevitable arise throughout the purchase process. When a seller and a buyer has a difficult relationship, small issues can sabotage an entire deal. Don’t miss Episode 21, where I’ll be sharing how to leverage the Appraisal to strengthen your offer without increasing your bid. Discover the value of your home Please subscribe to this channel and leave a positive review, it is so appreciated! Check out my other series, NEW YORK & BEYOND Check out my website

Welcome to Episode 19 in my Series REAL ESTATE INVESTING IN NEW YORK!!Please remember to Subscribe and leave this podcast a positive review, it is SO appreciated! THIS SERIES IS ALSO ON YOUTUBE: https://www.youtube.com/watch?v=pIuOMLKhnJ4&feature=youtu.be Contact me: Email: christina.Kremidas@elliman.comJoin me on Instagram: https://www.instagram.com/downtownnat... In this Episode, we are discussing everything you need to know about the Mortgage process tor NYC Real Estate. By the end of this episode you will have an understanding of what is required to be approved for a mortgage, the stages of the mortgage process, how the bank analyzes whether your property of interest is a sound investment, and how Covid has affected the process of getting a mortgage. Our guest for this Episode is Michael Goldberg, Senior Loan Officer at Freedom Mortgage. Here is Michael Goldberg’s contact information:Cell: 917-642-1462Office: 718-621-5626Website: freedommortgage.com/michael.golberg Email address: Michael.Goldberg@freedommortgage.com Office Locations:9120 4th Ave Brooklyn NY 112091928 Williamsbridge Road Bronx, NY 104611150 South Avenue Suite 304-B, Staten Island, NY 10314Questions that Michael answers in this Episode: ✩ Why it is important to get pre-approved for a mortgage before shopping for apartments✩ What is required from the Purchaser, and how long it typically takes to obtain a pre-approval letter✩ The differences between a Pre-Qualification letter, a Pre-Approval Letter, and a Commitment Letter ✩ The main differences between a fixed rate and Adjustable rate mortgage, and when you would choose them ✩ What the process of getting building approval entails ✩ The main differences between a mortgage for a Primary Residence and a mortgage for an Investment apartment that will be rented out ✩ How the mortgage approval process differs for someone who is self-employed vs a W2 employee ✩ Everything you need to know about the the Bank Appraisal, how it effects the mortgage loan approval, and what you can do if your bank appraisal comes in low. Don’t miss Episode 20, where I’ll be talking about the ‘Lowball’ offer and why you should never do it. Discover the value of your home: https://bit.ly/2Z91OLE Thank you guys for being here! Please subscribe so you can keep up with new episodes!