Podcasts about Misled

This episode of Focus, the podcast of Catholic Answers, features Catholic apologist Joe Heschmeyer taking listener calls on a wide range of topics related to the Catholic faith. Support the show

In this episode of The Feminine Frequency Podcast, host Amy Natalie sits down with entrepreneur, author, and CEO Kelly Ehlers to celebrate the release of her transformative book, Nice Girls Win. Kelly shares her remarkable journey of rising from rock bottom—navigating a sudden job loss while five months pregnant during the 2010 recession—to building a thriving, 100% referral-based digital marketing agency. Together, Amy and Kelly dive deep into dismantling the hustle-culture myth that kindness is weak, illuminating how leading with high emotional intelligence, soft boundaries, and radical self-worth creates authentic success. Kelly also reveals the exact mindset and neuroplasticity practices she used to awaken her inner power, stop self-abandoning through "invisible contracts," and step fully into her high-vibrational feminine frequency.Themes:Rising from Rock Bottom to Authentic Success Kelly reflects on being fired while five months pregnant during a recession and how choosing courage over collapse propelled her to pioneer a social media consultancy when the industry was completely unproven.Redefining Kindness as a Business Superpower A breakdown of why society mistakenly equates niceness with weakness, and how combining genuine warmth with data, strategic boundaries, and high emotional intelligence creates an unstoppable leadership style.Tearing Up "Invisible Contracts" & Ending Self-Abandonment Amy and Kelly explore the unspoken obligations women take on in their relationships, homes, and workplaces—and how practicing the "soft no" reclaims vital energy.Shifting from Unworthiness to "I Deserve It" The powerful mindset shift required to move past subconscious self-sabotage and how to step into the identity of the woman who already embodies her dreams.Rewiring the Brain Through Manifestation & Daily Intentionality Kelly shares her exact six-month journaling practice in the park that helped rewire her neural pathways, awaken her life purpose, and channel her book in record time.Embodying the Feminine Frequency in Business How operating from a flow state, radical self-confidence, and unapologetic alignment led to doubling company revenue and calling in major milestones without burnout.

Larry Coval is a motivational speaker, business coach, author and Founder of ARCANE Leadership concepts. His recently released book, MisLed, explains what the leadership industry has got wrong about Leadership (Hint – just about everthing). Along the way we discuss – Larry' Journey (1:45), The Biggest Mistake of a New Leader (4:30), What the Leadership Industry Got Wrong (6:00), The Grind Gap (10:15), A.R.C.A.N.E. (12:45), Three Forces Impacting Leadership (15:30), Conducting Meetings (21:00), The Grandstand Worker (24:30), Coaching Communications (27:30), MisLed the Book (32:45), and Coval's Memo to Leaders (37:16). Need help to fix your organization's leadership? Contact Larry @ ARCANE Website Grab a copy of Coval's book @ MisLed - the Book This podcast is teamed with LukeLeaders1248, a nonprofit that provides scholarships for the children of military veterans. Help us sponsor 5 scholarships for 2026. Send a donation, large or small, through our website @ www.lukeleaders1248.com, PayPal, or Venmo @LukeLeaders1248.  Music intro and outro from the creative brilliance of Kenny Kilgore. Lowriders and Beautiful

Larry Coval spent nearly four decades leading organizations at AT&T, Global Crossing, and Cox Business, and came out the other side convinced that most of what gets taught about leadership is wrong. He joins Neal to talk about his new book, Misled, and the argument at its center: “team” is the wrong unit of analysis for business, leadership was never a soft skill, and the fundamentals got skipped while the keynote circuit sold platitudes. He also makes the case for the smoked marlin taco at Oscar's - drowned in orange sauce.Key topics* Why teams don't exist in business — and the three things real ones have* Leadership Industrial Complex: why substance lost to style* Gallup's data: managers are now as disengaged as their people* Hiring for sameness as the founder's most expensive mistake* Red teaming: how the military pressure-tests decisions* Setting expectations with crystalline clarity — confusion is friction* How hoarding work robs your people of development* 60% of managers get zero training when promoted* The ARCANE model and why career planning has no playbook* The smoked marlin taco at Oscar's Mexican SeafoodLinks & resources* ARCANE Leadership Concepts* Misled: Why (Almost) Everything You Learned About Leadership Is Wrong and How to Fix ItConnect on LinkedIn* Neal Bloom* Larry Coval This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit risingtidepartners.substack.com/subscribe

Cristina Gomez reviews the latest UFO / UAP news and covers a British MP who says his own government misled him on UFOs, a Five Eyes UAP contradiction, and how UFO research is moving into Congress, journals, and university labs. To see the VIDEO of this episode, click or copy link - https://youtu.be/Y-A9w0aksfEVisit my website with International UFO News, Articles, Videos, and Podcast direct links -www.ufonews.co00:00 - The UFO Question They Buried02:08 - UFO Coordination Denied03:44 - UFOs, The Inconvenient Truth05:55 - A Reporter Hunts UFO Truth06:57 - The 75-Year UFO Secret07:44 - The Area 51 UFO Walkback10:26 - UFOs Go Mainstream Become a supporter of this podcast: https://www.spreaker.com/podcast/strange-and-unexplained--5235662/support.

In this episode, we are discussing why the traditional version of the American Dream may have been keeping us small instead of truly allowing us to ‘live the dream.' Success in any economic season is always about how you are willing to adapt your strategy to benefit from current market conditions. The math will surprise you — I'm outlining exactly how you can round out your financial portfolio, live in the same home FOR LESS MONEY OUT OF POCKET, pay less interest on your mortgage and enjoy the true freedom and flexibility that the ‘American Dream' promises.   Finding the right investment property is the difference between finding yourself in a desirable vs. undesirable financial position. Reach out to me if you are interested in starting your search or if you have any general questions!  About the Host:Christina Kremidas is a lifelong New Yorker who brings her extensive background in advertising to her successful real estate career in Manhattan. Her personal experience as a property investor and landlord in New York City gives her unique insight into her client's needs, while her negotiation expertise and market knowledge have quickly established her as a top-performing agent, ranking among the top 1.5% of licensed Agents in the United States for Sales Volume and among the Top 10 highest producing Small Teams at Douglas Elliman Real Estate. Beyond her professional achievements, Christina is deeply involved in the NYC community.  She is a founding Steward at St. Nicholas Greek Orthodox Church and National Shrine at the World Trade Center, where she serves on the Parish Council and leads social media, marketing, and young adult initiatives.Get in touch with Christina:Instagram: https://www.instagram.com/christina.kremidasTikTok: https://www.tiktok.com/@christina.kremidasCheck out my website: https://christinakremidas.com/Email me: Christina.Kremidas@elliman.comWhat Is Your Property Worth?: https://christinakremidas.com/home-valuationThe Virtual Agent Experience: https://christinakremidas.com/virtual-agent

Share a commentPanic loves to sound like wisdom. It tells you to move fast, trust your gut, and do whatever it takes to feel safe again. That's exactly where David is in 1 Samuel 27 to 30, and we follow the chain reaction as his “perfect plan” seems to work at first, then traps him: conniving in enemy territory, cornered into an unthinkable battle, crushed by loss at Ziklag, and finally corrected when he seeks God instead of his own instincts.We talk through why “listening to your heart” can be dangerous, especially when discouragement is twisting your thoughts into something that feels reasonable. Along the way we pull in F B Meyer's counsel for biblical decision making: never act in panic. Get quiet, let the pulse slow, and wait for God's way rather than baptizing your relief as “peace.” We also wrestle with the hard tension that God remains faithful even when we are faithless, without pretending that self-directed choices are harmless.One of the most unforgettable moments is a warning story about a raccoon named Bandit and the confidence that says, “It'll be different for me.” It's a mirror for how compromise works until it suddenly doesn't. The good news is where the story ends: David finally asks God, God answers with clarity, and grace meets him on the road back.If this helped you rethink a decision, share it with a friend who's under pressure, then subscribe and leave a review so more people can find the show. What's one place you've mistaken relief for God's peace?Learn more about twenty-five years of global impact, and reserve tickets to our gala. https://www.wisdomonline.org/mp/25 Learn more: https://www.wisdomonline.org/Support the show

Share a commentPanic loves to sound like wisdom. It tells you to move fast, trust your gut, and do whatever it takes to feel safe again. That's exactly where David is in 1 Samuel 27 to 30, and we follow the chain reaction as his “perfect plan” seems to work at first, then traps him: conniving in enemy territory, cornered into an unthinkable battle, crushed by loss at Ziklag, and finally corrected when he seeks God instead of his own instincts.We talk through why “listening to your heart” can be dangerous, especially when discouragement is twisting your thoughts into something that feels reasonable. Along the way we pull in F B Meyer's counsel for biblical decision making: never act in panic. Get quiet, let the pulse slow, and wait for God's way rather than baptizing your relief as “peace.” We also wrestle with the hard tension that God remains faithful even when we are faithless, without pretending that self-directed choices are harmless.One of the most unforgettable moments is a warning story about a raccoon named Bandit and the confidence that says, “It'll be different for me.” It's a mirror for how compromise works until it suddenly doesn't. The good news is where the story ends: David finally asks God, God answers with clarity, and grace meets him on the road back.If this helped you rethink a decision, share it with a friend who's under pressure, then subscribe and leave a review so more people can find the show. What's one place you've mistaken relief for God's peace?Learn more about twenty-five years of global impact, and reserve tickets to our gala. https://www.wisdomonline.org/mp/25 Learn more: https://www.wisdomonline.org/Support the show

Share a commentDiscouragement isn't just a feeling, it's a lever. When it gets under the edge of your heart, it can pry you open and start rewriting what you believe about God, yourself, and the future. We start with a stark reminder from Scripture: even when we are faithless, God is faithful. That truth doesn't erase consequences or discipline, but it does give us a solid floor when fear tells us we're finished.Then we walk through David's nearly fatal slide in 1 Samuel 27 to 29. Under real pressure, David stops bringing his fears to God and starts holding private conversations “in his heart” until he talks himself into a plan that seems wise: run to the Philistines. For a moment it feels like it works. Saul stops chasing him, the pressure lifts, and David finds a new home base in Ziklag. But we tease out why relief is not the same as guidance, and how a false sense of peace can be one of the most convincing traps.Finally, the story turns when David's compromise boxes him into the unthinkable: marching with the enemy against Israel. This is where the episode gets painfully practical about self-talk, panic decisions, and the lies we feed our souls. And it's also where God shows up quietly, moving pieces behind the scenes to rescue David from a disaster of his own making. If you've ever made a “perfect plan” that later unraveled, you'll feel this one.Subscribe for more Bible teaching that connects to real life, share this with a friend who's discouraged, and leave a review to help more people find the show. What's one decision you're tempted to make out of panic right now?Learn more about twenty-five years of global impact, and reserve tickets to our gala. https://www.wisdomonline.org/mp/25 Learn more: https://www.wisdomonline.org/Support the show

Share a commentDiscouragement isn't just a feeling, it's a lever. When it gets under the edge of your heart, it can pry you open and start rewriting what you believe about God, yourself, and the future. We start with a stark reminder from Scripture: even when we are faithless, God is faithful. That truth doesn't erase consequences or discipline, but it does give us a solid floor when fear tells us we're finished.Then we walk through David's nearly fatal slide in 1 Samuel 27 to 29. Under real pressure, David stops bringing his fears to God and starts holding private conversations “in his heart” until he talks himself into a plan that seems wise: run to the Philistines. For a moment it feels like it works. Saul stops chasing him, the pressure lifts, and David finds a new home base in Ziklag. But we tease out why relief is not the same as guidance, and how a false sense of peace can be one of the most convincing traps.Finally, the story turns when David's compromise boxes him into the unthinkable: marching with the enemy against Israel. This is where the episode gets painfully practical about self-talk, panic decisions, and the lies we feed our souls. And it's also where God shows up quietly, moving pieces behind the scenes to rescue David from a disaster of his own making. If you've ever made a “perfect plan” that later unraveled, you'll feel this one.Subscribe for more Bible teaching that connects to real life, share this with a friend who's discouraged, and leave a review to help more people find the show. What's one decision you're tempted to make out of panic right now?Learn more about twenty-five years of global impact, and reserve tickets to our gala. https://www.wisdomonline.org/mp/25 Learn more: https://www.wisdomonline.org/Support the show

Fire the Whole Investment Team: Meb Faber on 250 Years of American Compounding and Why CalPERS Can’t Beat a 60/40 allocation https://youtu.be/9lBYkG4J2sY A dollar invested in the U.S. stock market in 1800 is worth roughly $200 million today, and Meb Faber says the giant pension funds paid to beat that kind of compounding usually can’t. In this episode of Wealth Actually, Frazer Rice talks with Meb Faber, co-founder and CIO of Cambria Investment Management and host of The Meb Faber Show, about his new coffee-table book Investing in America: The Rise of a 250-Year Bull Market, the shareholder yield thesis behind Cambria’s ETF lineup, and his long-running public campaign arguing that CalPERS and other giant institutional pools routinely fail to beat a simple, low-cost buy-and-hold portfolio. https://open.spotify.com/episode/4WmnPm3GN8jwQtJuCVV9XG?si=nLLcz8y8RSuydORA5_ZHGQ Key Takeaways America is, in Faber’s words, the greatest compounding machine in history. He puts a dollar invested in U.S. stocks in 1800 at roughly $200 million today — a number he uses to reframe how clients should think about staying invested through wars, depressions, and pandemics. The book’s origin story starts with meme stocks. Faber says COVID pulled a new generation of retail investors into the market through gamified trading apps, and he wanted to hand them a historically grounded alternative to day-trading and zero-day options. Diversification is older than the country itself. Faber traces the concept back to 15th- and 16th-century joint-stock voyages — the Mayflower and the Virginia Company among them — where spreading capital across many risky expeditions let “merchant adventurers” survive when any single ship was lost. Shareholder yield, not dividend yield, is Cambria’s core factor. Since the S&P 500’s dividend yield now sits near an all-time low of 1.04%, Faber argues the real signal is cash dividends plus net buybacks — net of the dilution from stock-based compensation that quietly erodes shareholders’ ownership every year. Faber’s CalPERS critique boils down to one line: “the returns are not bad, they’re just not good.” He’s built an entire body of work, including Cambria’s ENDW endowment-style ETF, arguing that giant pools with virtually unlimited access to managers still can’t consistently beat a disciplined global 60/40. Complexity is often the enemy, not the edge. Faber contrasts investing with almost every other field of expertise: hiring the best doctor or coach nearly always helps, but hiring the most sophisticated (and expensive) money manager frequently doesn’t. Illiquidity has a way of showing up at the worst possible time. Faber points to endowments getting caught upside down in 2008–2009 and to more recent leveraged blowups as the same lesson repeating: over-lever a portfolio and you’re out of chips at the poker table. The real accountability gap is career incentives, not investment theory. Faber contrasts Yale, which gets a pass for strong long-term results, with Harvard’s endowment, which he says has underperformed for two decades without anyone losing their job over it — a dynamic he says maps directly onto UHNW family governance. Timestamps [00:00] Cold open — CalPERS CIOs vs. UK prime ministers [00:29] Show open and disclaimer [00:54] Welcome: Meb Faber, Cambria, and the new book [02:07] The $76 price tag and the 1776 joke [03:13] Genesis of Investing in America: COVID, meme stocks, and joint-stock voyages [06:33] The most surprising find: Ben Franklin’s “Mind Your Business” motto [09:09] Argentina vs. the U.S. — what actually drove American exceptionalism [12:47] Cambria today: the shareholder yield thesis [17:46] Why politicians target buybacks instead of stock-based comp [20:54] The CalPERS critique begins [21:34] The Ivy Portfolio, the ENDW endowment ETF, and year-one results [25:45] The Nevada pension comparison and the liquidity-complexity pushback [26:56] Institutional blowups, Harvard’s endowment dysfunction, and misaligned incentives [29:36] The “anti-Switzerland of asset management” bit [31:16] Close: where to find Meb, Cambria, and the book Pull Quotes “No, no, no, no, Frazer — it is $76, in honor of 1776.” — Meb Faber “A dollar would be worth roughly $200 million today… despite wars and depressions and pandemics and everything else terrible that’s happened in the history of the world, this relentless compounding is such a fun story.” — Meb Faber “There are dividend funds in the U.S. today… whose actual dividend yield is lower than their management fee. A negative net dividend yield — an astonishing statistic in 2026.” — Meb Faber “Who’s had more turnover in the past 10 years — CalPERS CIOs or UK prime ministers? Both totally dysfunctional. I think CalPERS has a slight edge, but it’s close.” — Meb Faber “I’m the anti-Switzerland of asset management.” — Meb Faber About the Guest Meb Faber is co-founder, CEO, and Chief Investment Officer of Cambria Investment Management, an independent, privately owned advisory firm built around quantitative asset management and alternative investment strategies (BusinessWire). He hosts The Meb Faber Show, one of the most widely followed investing podcasts, and is the author of eight books, including The Ivy Portfolio, Global Asset Allocation, Global Value, Shareholder Yield, and now Investing in America: The Rise of a 250-Year Bull Market — his first coffee-table book, released to coincide with the U.S. semiquincentennial (Curzio Research). Proceeds from the book go to charities that fund investment accounts for Americans born in the country. A ninth book, The Awesome Portfolio, is slated for release on September 8, 2026 (Meb Faber on X). Contact Meb Faber & Cambria Cambria Investment Management: cambriainvestments.com Cambria Funds: cambriafunds.com Meb’s blog, podcast & research: mebfaber.com The Meb Faber Show: themebfabershow.com Twitter/X: @MebFaber Book — Investing in America: available on Amazon, Barnes & Noble, and signed via Pages bookstore in Manhattan Beach, CA (Acquirer’s Multiple) Cambria Funds Mentioned Shareholder Yield suite (SYLD, FYLD, EYLD, plus small-cap and large-cap variants) — cash dividends plus net buybacks plus net debt reduction, divided by market cap (MarketWatch) GVAL — Global Value ETF screening the cheapest quartile of roughly 45 country markets by long-term valuation (Cambria — GVAL) TAIL / FAIL — U.S. and global ex-U.S. tail-risk ETFs pairing short-term Treasuries with a rolling ladder of out-of-the-money S&P 500 puts (Cambria — TAIL) Trinity Portfolio (TRTY) — roughly half buy-and-hold, half trend-following across a basket of other Cambria funds (Cambria — Trinity Portfolio) ENDW — Cambria’s endowment-style ETF, discussed on the show as roughly $150–180 million at launch and referenced later in conversation as having grown toward roughly $5 billion in assets with more than 100,000 investors (MebFaber.com) The CalPERS Critique — Further Reading 9 Institutions Can’t Beat a Basic Buy-and-Hold Allocation — MebFaber.com How California’s $450B Pension Fund Misses the Basics of Investing — YouTube Should a Robot Be Managing CalPERS’ Portfolio? — MebFaber.com, 2015 Index Funds vs. Ivy League — MarketWatch/Barron’s Streetwise CalPERS: America’s Misled and Misleading Pension Leader — Retired Public Employees Association CalPERS Section II Performance Tables (2026) — CalPERS.ca.gov Reducing the Noise of AI Investing – FrazerRice.com Frequently Asked Questions How much would a dollar invested in the U.S. stock market in 1800 be worth today?Meb Faber says roughly $200 million, using the figure to illustrate how relentless compounding has powered through wars, depressions, and pandemics over the country’s history. It’s an illustrative, back-of-envelope estimate rather than a precise index calculation, since standardized stock indexes didn’t exist in 1800. Why is Meb Faber’s new book priced at $76?It’s a nod to 1776 and the country’s founding, timed to the U.S. semiquincentennial. All proceeds go to charities that fund investment accounts for Americans born in the country. What is shareholder yield, and how is it different from dividend yield?Shareholder yield is cash dividends plus net stock buybacks (net of new share issuance, particularly from stock-based compensation), divided by market cap. Faber argues it captures real capital return to shareholders better than dividend yield alone, especially now that the S&P 500’s dividend yield sits near an all-time low of about 1.04% and share buybacks have outpaced dividends every year since the late 1990s. What is Meb Faber’s argument against CalPERS and other large pension funds?Faber’s recurring claim is “the returns are not bad, they’re just not good” — that giant institutional pools with access to virtually any manager on the planet still fail to consistently beat a simple, low-cost, diversified buy-and-hold portfolio, once fees and complexity are accounted for. Cambria launched an endowment-style ETF (ENDW) partly to make this a live, ongoing comparison rather than a hypothetical one. What is Cambria’s endowment-style ETF and how does it compare to institutions like CalPERS?ENDW replicates a Yale/Swensen-style endowment allocation — global stocks, global bonds, and real assets like gold, TIPS, and REITs — in a low-cost ETF with an all-in expense under 25 basis points. Faber uses it as a running, real-time benchmark against actual endowment and pension performance reported each fiscal year. Why does Meb Faber say complexity is often the enemy in investing?Unlike most fields, where more resources and the best available experts reliably produce better outcomes, Faber argues that in investing, more complexity and more access to exotic managers frequently doesn’t translate into better returns net of fees — and often just adds cost and illiquidity risk. What lesson does Meb Faber draw from institutional blowups and the 2008–2009 crisis?Endowments that mark their portfolios only once a year got caught badly offsides in 2008–2009, with illiquid positions falling even further than public markets. Faber sees the same pattern recur whenever a fund over-levers and gets forced out of the game — a basic failure of position sizing and situational awareness that keeps repeating at the highest levels of finance. Full Transcript [00:00] Cold Open (produced VO): I said, who’s had more turnover in the past 10 years — CalPERS CIOs or UK Prime Ministers? Both totally dysfunctional. And I think CalPERS has a slight edge, but it’s close. Meb Faber suggested that CalPERS should fire its entire investment team, and that complexity has become a major headwind to their ability to generate returns. Find out more on this episode of Wealth Actually. We’re also going to talk about Meb’s new book, which argues that America is one of the greatest compounding machines in the history of capitalism. [00:29] Show Open (produced VO): Welcome back to the Wealth Actually podcast — the show that features experts, entrepreneurs, and commentators who give you the right knowledge, planning, and guidance so you can preserve your assets and enjoy your wealth. Learn more and subscribe today at WealthActually.com. This podcast is for educational and entertainment purposes. It is not investment, legal, or tax advice. It does not represent the opinions of the employers of the host or guest. [00:54] Frazer Rice: Welcome back. Meb Faber is on the show. He founded Cambria Investment Management, which is a $4 billion ETF group. He also has The Meb Faber Show and does a lot of different writing. He’s famous for being on Twitter and taking on CalPERS. But most importantly, he has a new book out talking about America as a great compounding machine. It’s a lot of fun to have him on. Welcome aboard, Meb. [01:16] Meb Faber: My man, great to be here. Frazer Rice: Oh, thank you for being on. I thank you beforehand for including a piece of my writing in one of your old compendiums on best investment writing. I’ve never forgotten that, so thank you again. Meb Faber: Well, good job making the cut. Frazer Rice: Yeah, right, exactly. I passed the audition. Seen you a few times on The Idea Farm here and there over the years. Meb Faber: Yep. As I tell people with my girlfriend, I met expectations in my recent review, so we’re onto the next year. Look, key to life, Frazer — investors, we’re in a bull market, everyone expects 15% returns forever. Key to investing in life: just low expectations. That’s it. Set your expectations low, and you’ll be pleasantly surprised every day. Don’t lose principal over time — that’ll get you pretty far in life. [02:07] Frazer Rice: So anyway, you’ve got a new book out too, which I thought was pretty cool. I love the fact that you priced it at $17.76 and really focused on the— Meb Faber: No, no, no, no, Frazer — it is $76, in honor of 1776. Now to be clear, we don’t make any money on this book. We’re donating all the proceeds to the Invest America charities that fund accounts for Americans born in this country — a wonderful charity, big supporters of it. Frazer Rice: But yes, in honor of the country’s founding. This is why we have you all to make sure I get that stuff right. But the concept of America as the best compounding machine ever — I think that’s really interesting. First of all, what prompted you to get involved with putting this book together? You’ve written before — seems like you’ve been busy with other stuff, of course — but then you came back and decided this was a good topic to take on. What was the genesis of the book? [03:13] Meb Faber: Yeah, so this is my eighth book, and the first coffee-table book we’ve ever done. People were saying, “What the hell, $76? Are you guys crazy?” Look — this is a beautiful 200-page book. There’s probably 70 pictures, charts, tables. And the concept is in the subtitle: Investing in America: The Rise of a 250-Year Bull Market. And the origin story goes back to COVID. Nobody had anything to do — sports stopped, you couldn’t go to the beach. So people were sitting around, and Americans — look, they’re gamblers, they’re risk-takers, we know that. And I said, we can’t do anything about that. So this entire generation of young people turned their attention to the stock market, and we got meme stocks. Today that’s evolved into prediction markets and zero-day options and all sorts of other nonsense. We wanted to grab those young people and say, “No, you don’t understand — the real story is better than any of this. You don’t have to day-trade. You don’t have to bet against the casino and lose.” So we said, let’s do this history since the founding of our republic — what it would have looked like if you could invest from 1800. And the compounding math is so fantastical it seems wrong. A dollar invested in 1800 — and yes, I know there were no indexes back then, chill out, people — but just to be instructive, a dollar would be worth roughly $200 million today. The point is you get on this train despite wars and depressions and pandemics and everything else terrible that’s happened in the history of the world — despite all that, this relentless compounding is such a fun story. On top of that — the founding of our country, and a lot of people don’t know this: when you learn the history of America in elementary school, you learn about the immigration, particularly from Europe, people escaping religious persecution, seeking a better life through freedom — the Mayflower, all that. All true. But what they leave out is that most of these explorations and voyages were funded by companies. Back then they called them joint-stock companies; today we call them companies, LPs, C-corporations — corps, right, partnerships. Because the reality, going back to the 15th century, is that if you’re sending a ship to the New World to find gold, that ship could sink, or there were pirates — you’d lose all your money. So this brilliant invention we call diversification today has been around for hundreds and hundreds of years. These companies said, it’s risky to invest in one voyage, but you can own part of a company that invests in 10 or 20 or 30 of these, and maybe one of them will hit. That sounds like venture capital. They used to call these people “adventurers” or merchant adventurers. Hudson’s Bay, the Mayflower voyage, the Virginia Company — many of them failed, many didn’t make money, but some made spectacular profits. It’s a fun origin story that hasn’t really been told about these early entrepreneurs and risk-takers, who honestly still permeate our culture to this day. [06:33] Frazer Rice: In putting the book together, what was the most surprising chart you found that you ended up including? [06:41] Meb Faber: There’s a lot of fun historical statistics in the book. One of my favorite parts of writing it was buying — I don’t know, 50 or 100 financial history books I’d never heard of, books on financial crises globally from various markets. We just had an author on the podcast talking about the global financial crisis of 1873, and on and on — you learn so much. One I love telling people, especially young people — my son or his friends — is: look at a dollar bill or a quarter, and I ask, what’s the motto on there? Well, that used to not be the motto. Ben Franklin, back in the day, the motto on the Fugio cent used to say “Mind Your Business” — which I thought was amazing. And it’s not “mind your business, kid” in the nosy sense — it’s more like, mind your (own) business. It had a sundial on it, too: time is short, mind your business. I thought, let’s go back to that — such a great motto. A bunch of little fun stories, but to me one of the big takeaways of the book is: as a public stock investor, the news is always negative. You turn on CNBC, Bloomberg, pull up your phone, social media — negative, negative, negative, negative. It’s hard to sustain conviction. Look, we haven’t been through a big bear market in 17 years, but when you’re down 30%, 40%, 50%, and you’re reading “Lehman’s going under” and all these crazy headlines — the book lets you zoom out. Each chapter zooms into a decade and then zooms back out and says, okay, 1930s, Great Depression, you lost 80% in stocks — but guess what, here’s your return over the next 50 years. Even over a 20-year period, large-cap stocks become less volatile than bonds, which is an amazing takeaway. Being able to zoom out and say, “I’m a long-term investor, why am I even concerning myself with day-to-day negativity” — that shift in mindset is really important, because when you zoom out, you can barely even see 1987 on a long-term chart of the stock market. I think it’s a useful thing to send to clients, particularly at year-end if you’re a financial advisor. We’ve got big discounts if you buy 50 books online — send it to clients and say, hey, stop going crazy, this too shall pass. [09:09] Frazer Rice: One thing I always have in my mind — I don’t remember if this is exactly true, but Argentina and the US were on roughly equal economic footing back around 1900. When you were putting this together, did you see anything in the US’s political climate or structure — the things that gave it tailwinds to go from 1900 through to now with this rocket-ship growth — versus a country like Argentina, similarly situated, that just muddled along economically? Was there anything in particular that you saw that codified American exceptionalism? [09:51] Meb Faber: Yeah, you’ve got to remember, the US was an emerging market too, for a long period. We didn’t always hold the crown as the largest economy or the largest stock market in the world. The US is two-thirds of world market cap today — astonishing. But if you and I were sipping tea back in 1800 or 1900 and betting on what country would dominate the next century, you’d have gotten a whole host of different answers. That’s part of the fun of this book — you realize, when things got started in Amsterdam in the 1600s, they held the crown, but not forever. It shifted to London, then eventually to New York. And in our own lifetimes, the US wasn’t always the largest stock market — Japan was, in the 1980s. It’s a useful construct: look how much things change. Not even just on a country level — sectors too. Go back 100 years and you’re like, wait, where are the tech stocks? It was railroads. Go back another 100 years and it’s, wait, where are the railroads? There weren’t any — it was banks and insurance. The constant is always change and creative destruction. The big takeaway is you have to be an owner. This ownership mentality is particularly pervasive in the US. Talk to people in Sweden, Europe, Asia, Latin America — they own far fewer stocks than Americans do. Ask what they invest in, and it’s cash in the bank, real estate, maybe. There’s something in the water here. Same thing with entrepreneurship — talk to Americans about failure, and there’s no shame in it here. It’s almost celebrated; we cheer for it. The only thing we like seeing more than someone fail is their eventual rise after failure — the phoenix. There’s a lot of big takeaways in that. It feels like the last 17 years, the US is just going to dominate forever. We wrote a paper called The Bear Market and Diversification a few years back about how special this period has been for US stocks, crushing everything else — but it’s not totally without precedent. In the last hundred years it’s happened three other times where 10-year rolling stock returns hit 15%: the 1920s (the Roaring Twenties), the Nifty Fifty period in the mid-20th century, and my favorite bull market, the late 1990s. And now again today — COVID, meme stocks, the AI boom, whatever you want to call it. Eventually the good times don’t last forever; you probably shouldn’t expect 15% returns to the moon. But pat yourself on the back and celebrate it — it’s been a very special run. [12:47] Frazer Rice: Day-job-wise, at Cambria you’ve got a whole host of different investment theses that you build vehicles around. One that’s gotten my attention, and that I really like the idea of, is the shareholder yield concept — especially the global shareholder yield concept, for the reasons you just described, coming off a very long cycle of US exceptionalism in the stock market. I like the idea of cash flow as an indicator of good investment performance, and diversifying both within and outside the US. With an asterisk here that this is not investment advice, everyone — take us through what you’re thinking on that front, and what else you’re up to at Cambria that’s interesting in the investment ecosystem right now. [13:35] Meb Faber: Sure. It’s kind of crazy, Frazer, but we hit our 20-year anniversary this year, which feels like just yesterday when I started the company. Some of the shareholder yield funds — we now have three with over a 10-year track record, and our oldest, SYLD, is a pesky teenager now. What do you expect out of teenagers? More volatility — hopefully up volatility, not down. We wrote a book on this topic 10, 15 years ago, and a new second edition is out — it’s free online as an ebook, listeners, you can get it from the blog. The subtitle of the book is Shareholder Yield: A Better Approach to Dividend Investing — a pretty bold claim, given there are hundreds of dividend-type funds out there: dividend income, dividend growth, equity income, on and on. Our thesis was that there’s something the entire marketplace hadn’t noticed or appreciated: the rise of share buybacks. Starting in the late ’90s, share buybacks have outpaced dividend distributions in the United States every year. In fact, the US dividend yield on the S&P 500 is at an all-time low of 1.04% — it may cross below 1% for the first time ever, which is astonishing. Our thesis was that a shareholder yield approach — simply cash dividends plus net stock buybacks — outperforms, historically, any dividend strategy you can construct. The “net” matters because it accounts for share issuance, particularly stock-based compensation to the C-suite, which is everywhere in the US — my home state of California’s tech companies love to “make it rain” with stock-based comp. The problem is the average US stock is a diluter: your ownership share goes down every year because they keep issuing more shares. We’ve since demonstrated this in real time across SYLD, FYLD, EYLD (the emerging-market version), and now small-cap and large-cap variants — they’ve done exceptionally well. These funds effectively target a Buffett-like, value-and-quality approach: the average stock coming into the portfolios has roughly a double-digit shareholder yield. Let that sink in — there are dividend funds in the US today, ETFs and mutual funds, that claim to be high-yield or dividend-income funds whose actual dividend yield is lower than their management fee. A negative net dividend yield — an astonishing statistic in 2026. In the US, that shareholder yield is mostly driven by buybacks. In foreign developed and emerging markets, it’s closer to 50-50 — those markets still have more of a culture of cash dividends, so you’ll see yields there closer to 5-6%. But that’s changing, and changing fast. We did a blog post recently calling the UK the “buyback capital of the world” — the UK, China, Japan, and a bunch of other countries have hockey-sticked higher on this. It’s spreading globally, this idea of corporate responsibility: “my stock’s at half of book value, maybe we should consider buybacks.” There’s so much mythology around stock buybacks — we could do a whole podcast on it — and we try to tackle it in the book. Hopefully it’s like a red pill: once you take it, it’s hard to look at investing the same way again, because it feels like you were missing a major piece of the puzzle. [17:46] Frazer Rice: How infuriating is it when the Warrens of the world take aim at buybacks? It feels like an economically illiterate, and certainly politically driven, approach to legislating. To put the clamps on a genuinely useful capital allocation tool — I just don’t understand it. You must look at that and want to shake people and say, you’re missing the point, and you’re not even really targeting the abuses that exist. [18:20] Meb Faber: Well, I try not to be too dismissive of our lovely politicians — the joke I always make is, don’t look down on them, they weren’t taught finance and investing in school either. We don’t teach money and investing in school, and that’s sort of my white whale — I think we should be teaching it as early as elementary school, just basic classes on money. The good news is, roughly a quarter to a third of high schools are now requiring at least one class on the topic. What they’re actually targeting, I think somewhat thoughtfully underneath it, is executive compensation and stock issuance — which is the crazy part, because buybacks are the flip side of that. If a company is consistently loading up its CEO with options and diluting shareholders, and using buybacks to mop that dilution up — that’s what they’re really targeting, but it’s not the buyback itself. It’s the stock-based comp. Buybacks are the exhaust; that happens down the road. The cool part about our methodology is we’re only targeting companies trading at something like 80 cents on the dollar. Buffett is my favorite example here — Berkshire has never paid a dividend, and you might think that’s crazy, but he understands this better than anyone. He’s been writing about buybacks since the 1980s. There’s a great quote from an old Berkshire annual report where he says there’s no better use of cash than buying back your own shares when they’re trading below intrinsic value. Berkshire has bought back a ton of stock over the past several years — smart — they say they’ll buy back at 1.2 times book or below and run a valuation screen. There’s a great, somewhat surprising, takeaway in the book: there’s a myth that CEOs are megalomaniacs who just buy back stock whenever they think it’s expensive or cheap, but if you model it out historically, companies doing big buybacks (say, to retire 5% of market cap) tend to trade at a valuation discount to the market, and companies doing share issuance tend to trade at a valuation premium. There’s a real valuation arbitrage going on — CEOs aren’t dummies. That’s part of what you’re capturing with a shareholder yield approach, as long as it’s consistently recycled. And remember, a buyback is optional — there has to be someone willing to sell into it, so there are always two sides. [20:54] Frazer Rice: Let’s talk about one of my favorite parts of your persona, honestly — your fun critique of CalPERS and what large institutions do (and don’t do well) in managing money, and the inefficiencies that creep in with these big pools of capital as implementation and asset allocation get very complicated and very expensive. Walk me through your thinking when you first noticed the CalPERS phenomenon, and a bit of the history there. [21:34] Meb Faber: My very first book was called The Ivy Portfolio, and we looked at how top endowments manage their assets — Yale, the late David Swensen. One of the strange things about our world in asset management — almost unique among industries — is the assumption that more resources, more money, more access automatically equals better results. That’s true in almost every other endeavor: get the best doctor, you’re probably better off than with your local doctor; best trainer, best nutritionist, best coach, on and on. Not necessarily true in investing. The longer I’ve been in this business, the more I see complexity as often an enemy. So we love to pick on CalPERS — we’ve written a dozen articles: should CalPERS be run by a robot, should they just fire everyone and buy ETFs? We’ve run the simulations, and in many cases these giant institutions — with $500 billion, hundreds of employees, access to literally any fund on the planet — should be able to beat everyone, but they can’t. A very basic buy-and-hold portfolio can mimic what a lot of these top institutions actually deliver. Eventually I got tired of just talking about it. I’ve applied for the CalPERS CIO job at least half a dozen times — they have an opening every other year, listeners, it’s the most dysfunctional organization. I joked on Twitter the other day: who’s had more turnover in the past 10 years, CalPERS CIOs or UK prime ministers? Both totally dysfunctional — I think CalPERS has a slight edge, but it’s close. I said I’d do the job for free — I’d fire almost everyone and get rid of all the illiquid, high-fee investments. But there’s this entire ecosystem of people incentivized to keep the engine running: private equity consultants and the rest of the “two-and-20” crowd. So eventually we said, let’s make this a real, live contest. We launched an endowment-style ETF, ENDW — roughly $150-180 million in it now — and said every June 30th, once we’re through a fiscal year, we’re going to compare results head-to-head. This ETF has no management fee to speak of, all-in under 25 basis points. Can you beat a low-cost ETF like that? Let’s find out. Sure enough, year one — CalPERS has already reported, and they didn’t do badly, but it was basically like a 60/40 portfolio; you’d have been just as well off doing 60/40 and moving on. Our endowment-style allocation actually replicates the average endowment quite well — a nice global mix of global stocks, global bonds, and global real assets (gold, TIPS, REITs, and so on — that real-assets sleeve is one a lot of people leave out). To get closer to a Swensen-level result, you need a couple more ingredients, in my view: you can approximate something like private equity with small-cap value, and approximate the broader endowment risk profile with a bit of leverage, plus tilts to value, global exposure, and trend-following. We’ll see how year one shakes out once all the endowments report — UNC might actually beat us because they had a huge stake in SpaceX, so congrats to Chapel Hill. But I think year one goes to me, sorry to say, CalPERS. I’m going to be a giant irritant on this for years to come. The cool thing is you now have a genuinely investable benchmark. Every endowment investment committee suddenly has to ask, with real fiduciary teeth: can we beat this low-cost ETF? And if we can’t, what are we even doing — why are we studying all these crazy illiquid partnerships instead of just buying a basket of ETFs and calling it a day? That’s going to be an awkward conversation in a lot of boardrooms. [25:45] Frazer Rice: Two comments on that. First — isn’t there someone in the state of Nevada doing something similar, basically running one of the state pension pools with a team of about three people? [25:51] Meb Faber: Yes — we had him on the podcast. I told him, look, you’re putting your money where your mouth is on this. I won’t do his story justice here, I’ll tell you about it off-air — but it’s a great example that this doesn’t have to be as hard as people make it out to be. Frazer Rice: The second thing is — anytime I’ve talked to people in the industry about this, they come back and say, “yes, we technically have an infinite investing horizon, but we have very rigid liquidity needs, so we need to be complex, because our liquidity needs can shift at any moment.” Meanwhile, on one hand I’m thinking, that complexity doesn’t actually help you with liquidity, as far as I can tell — and on the other, it feels like a bit of a convenient excuse. Do you have a response to that? [26:56] Meb Faber: Oh boy, I’ve got a bunch. The endowments famously got caught upside-down in 2008-2009. They only mark their portfolios once a year, June 30th — I wish we could all do that; maybe we should just tell clients, you’re only allowed to look once a year. They were probably down roughly half in ’08-’09, and the illiquid positions were probably down even more. A lot of them got badly offsides, and I don’t think many of them have fully learned the lesson — if you look at the amount of private allocations still sitting in a lot of these portfolios today, it’s a massive amount. I hope they’ve learned the lesson. We’ll see. But it’s a story as old as time — we just saw a version of it recently with a fund blowup, a basic, one-oh-one level failure of situational awareness and position sizing: you over-lever a portfolio, you get taken out of the game, you lose all your money, and then you’re out of chips at the poker table. You watch these mistakes happen at the upper echelons of finance and wonder how it’s still happening — and the core problem is that the career incentives of the people running the money don’t necessarily match the actual investment problem. Yale gets a pass. When Swensen’s successors hit a rough patch, how long do they get a pass? Because Harvard has been a total mess for the last 20 years — there are entire books written about the Harvard endowment, which used to be the Yale before Yale. The Harvard Crimson ran article after article saying, you’re overpaying people, what’s going on here — and the fund would underperform and nobody would actually lose their job over it. That’s the real problem, and I have some sympathy for how hard it is to fix. You deal with a version of this on the personal client side too, with multigenerational wealth — it’s almost an unsolvable structural problem for a Harvard, an endowment, or a CalPERS, because — take Harvard — you’ve got current students, alumni, future students, professors, the people who work at the endowment itself, all with completely different incentives and interests. It creates a genuinely absurd situation where, in no realistic scenario, should the resulting portfolio look like what they actually end up with. It’s an outright disaster, structurally. [29:36] Frazer Rice: It reminds me of a car designed by committee — you end up with this stitched-together Frankenstein’s monster of a product that was never going to work or sell, and it ends up sinking the company. Meb Faber: Yeah, yeah — a Rube Goldberg machine is not what you need. But there’s a reason our endowment ETF, out of the roughly 20 funds we’ve launched, has gotten the least attention — even though it’s now about $5 billion in assets with over a hundred thousand investors. It’s received the least publicity of any ETF we’ve ever done, because it doesn’t benefit anyone in that whole existing ecosystem — it’s actually a genuine threat to it. I was at an institutional conference up in Santa Barbara, at a wine happy hour, talking to three women who run three of the most famous pension and endowment pools of real money in the country. We’d just launched an endowment-style ETF, and they just stared back at me with these icy daggers. I said, oh, sorry — I’m not really a competitor to you, you should easily be able to beat me, I’m just the table stakes. But I think they realized that’s probably not true — they’re going to have a very hard time beating me, which doesn’t exactly make me anyone’s friend. I’m the anti-Switzerland of asset management. [31:16] Frazer Rice: Meb, how do people find the firm, find the book, find you? [31:24] Meb Faber: With a name like Meb, it’s easy. Cambria Funds is the day job, with the ETFs. Meb Faber is the old blog, podcast, and Twitter presence — you can find that just about anywhere. And if you find yourself in Los Angeles, Manhattan Beach, come say hi. We’d love to hear from you if you pick up a copy of the book, Investing in America — let us know what you think. Frazer Rice: Really cool stuff. Thanks, Meb, for being on. This was a blast — let’s do it again. Meb Faber: Let’s do it. [31:50] Close (produced VO): This podcast is for educational and entertainment purposes. It is neither investment, legal, nor tax advice. It does not represent the opinions of the employers of the host or guests. https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/

“Are Catholics misled by leftist groups?” This question opens a discussion on the naivety some Catholics may have regarding social justice issues. The conversation also touches on the positive impact of refraining from Sunday shopping and draws parallels between personal trials and those faced by Christ, highlighting the diverse challenges and reflections within the faith. Join the Catholic Answers Live Club Newsletter Invite our apologists to speak at your parish! Visit Catholicanswersspeakers.com Questions Covered: 02:00 – I think Catholics have to understand they are being coopted by these leftist organizations. A lot of Catholics are very naive about social justice issues. 07:40 – We stopped going to businesses to do any shopping on Sundays and it has been a good change. 17:30 – Joan's trial tracks very closely with that of our Lord. 22:00 – I've been a widow for 11 years. Before he died my favorite gift to give him was flannel shirts (he was a logger). I still wear his shirts. It has meant so much to me to watch Catholic Answers and the Flannel Panel. 29:40 – Why are companies open on Sundays anyway when they know they won't get business from a lot of Christians?

Tucker Carlson and Nathan Apffel discuss the financial status of the "Mormon Church" (The Church of Jesus Christ of Latter day Saints) as well as the biblical basis for tithing... and they totally miss the mark.  Our LinksWebsite: http://thoughtfulfaith.orgInstagram:   / thoughtful.faith  TikTok:   / thoughtful.faith  Podcast: https://www.buzzsprout.com/1478749DISCLAIMER: The views expressed in this video are entirely the opinion of the creator and do not necessarily reflect any officially endorsed positions of the Church of Jesus Christ of Latter-Day Saints or channel sponsors.

Bulldog examines the design philosophy behind the new Highmark Stadium, featuring insights from Jonathan Mallie on improving concourse visibility. He later discusses the PSL purchasing experience and addresses concerns regarding obstructed views in the new venue. 01:01 - New Highmark Stadium Design 04:47 - Bills Preseason Game Preview 06:24 - PSL And Obstructed Views

A group of New Zealand bus drivers working in Sydney have been left living in sub-standard housing, struggling to meet the costs of living, and unable to return home unless they stump up thousands of dollars. That's according to the New South Wales transport union - the RTBU. 

Mike Schopp and the Bulldog analyze the mixed reactions from Buffalo Bills fans following a recent stadium event. They address caller concerns about obstructed sightlines, the canopy's failure to block rain, and the polarizing reception of the Nickel City jerseys. 01:03 - Bills Stadium Experience Feedback 04:18 - Refunding Dissatisfied Fans 07:09 - Canopy Protection Realities 11:48 - Nickel City Jersey Debate 15:11 - Assessing Stadium Launch Struggles

We usually think of gumraah as someone who has been led astray. But is that all the word means? In this episode of Urdunama, we unpack the word, 'gum-raah', through the poetry of Khumar Barabankvi and Muneer Niazi among others.  Along the way, we discover that gumraahi isn't always about taking the wrong path. Sometimes it begins with trust. Sometimes with love. Sometimes with a destination that opens into countless new roads. And sometimes, what looks like losing your way turns out to be finding a completely different one.Tune in to discover why one simple Urdu word can hold so many different journeys and paths. Learn more about your ad choices. Visit megaphone.fm/adchoices

Millions turn to social media every day for entertainment, advice and information - including health advice from artificially generated sources. Some of the videos appearing online were not created by real health experts, with plenty of content designed more around selling products over helping people answer their health questions. Misleading AI-generated health influencers are fake online personalities and computer-generated medical videos using deepfakes, fabricated doctor personas, and false product endorsements to sell unproven supplements. Naturopath and wellness expert Erin O'Hara explained further. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Show Transcript https://youtu.be/7D_mStBw7aU Did Wheaton College President Phil Ryken lie when he claimed in a recent statement that he apologized to the congregation of his previous church for mishandling abuse? In this stunning podcast, an eyewitness says yes. And he explains what really happened, which is a far cry from the statement Wheaton College recently […]

After using AI almost every day for the past few months, I've realized something important—AI is an incredible assistant, but it's not a replacement for your thinking.In this episode of Friday Talk with Aru, I share the biggest lessons I've learned while using LLMs for content creation, coding, learning, and everyday work. We discuss why prompt engineering alone isn't enough, why context matters more than most people think, and how to use AI responsibly without blindly trusting every answer.If you're using ChatGPT, Claude, Gemini, or any other AI tool, these practical lessons will help you become a smarter AI user.## Chapters00:00 - My biggest AI learnings after months of daily use02:18 - Prompt Engineering vs Context Engineering04:47 - Why humans are still responsible in the AI era

If we want people to change, we have to give them a way to see the truth for themselves.

Preview for Later Today: Reassessing Fed Guidance and the Inflation Spike. Liz Peek comments on Governor Christopher Waller's critique of the "dot plot" and forward guidance. She explains how these tools potentially misled officials during unprecedented economic shifts, contributing to the recent spike in inflation. (4)1870

Josh Peck speaks with Doron Keidar about what Christians need to know about the Temple Mount. Full Interview -    • Why the Temple Mount Is Still at the Cente...   Or you can find it at DailyRenegade.com or JoshPeck.Substack.comTo get full videos, audio-only podcast versions of full videos, and Josh Peck's blog, which includes original articles, show notes, and more, subscribe to Josh's Substack at http://joshpeck.substack.com

Rock and Roll Hall of Fame, Grammy® Honoree, Hollywood Walk of FameLet's Celebrate Rock & Roll Hall of Fame IHonoree Robert " Kool" Bell & Kool & The Gang! Robert's NEW Brand is.  La Kool. lKool had always envisioned having his own brand out of Europe. For many years, he sought out Grand Cru Vineyards from owners that have been selling for generations and decided to work with Paul Berthelot, a Multi-Vintage Grand Cru Producer since 1884. Kool & the Gang, officially launched in 1969, after performing for five years under various band titles, has influenced the music of three generations and the band has become true recording industry legends. Thanks to iconic songs like Celebration, Cherish, Jungle Boogie, Summer Madness and Open Sesame, they've earned two Grammy Awards, seven American Music Awards, 25 Top Ten R&B hits, nine Top Ten Pop hits and 31 gold and platinum albumsIn 1969, Kool & the Gang released their self-titled debut album/ It was the introduction to a theme, music is the message, that Kool & the Gang stands by today. The instrumental album was an expression of their deep love of music. It was also an introduction to their signature sound and the fierce horn arrangements created by Khalis, Dee Tee, and Spike. Their debut album spawned their first Billboard R&B charted single Kool & the Gang and later Let the Music Take Your Mind. In 1970, their audacious sophomore set Live at the Sex Machine peaked at #6 on Billboard's R&B chart and yielded three hit singles: Funky Man, Who's Gonna Take the Weight, and I Want to Take You Higher. Next came The Best Of Kool & the Gang Featuring The Penguin, Kool & the Gang Live at PJ'S, Music Is The Message, and Good Times, all of which helped solidify a sound that wowed not only fans but such contemporaries as James Brown and Nina Simone.e 80's would see them dominate the mainstream, starting with the double platinum-selling album Celebrate (driven by the international monster hit Celebration, which spent six weeks atop the R&B chart and became a #1 Pop single). Celebration, which played as the American hostages returned from Iran, remains de rigueur at joyous occasions worldwide. The smashes Get Down On It, Take My Heart, Let's Go Dancing, Joanna, Tonight, Misled, the #1 R&B, #2 Pop giant Cherish and the #1 R&B anthem Fresh (these last three from the multi- platinum LP Emergency) solidified the group's international stardom. Kool & the Gang landed global commercial endorsements, supported countless charitable causes and were the only American group to participate in Band Aid's 1984 Do They Know It's Christmas project for famine victims in Africa. With the explosion of hip-hop in the 90's, Kool & the Gang's incredible catalog of grooves made them DJ favorites. They were second only to R&B icon James Brown as sources of rap music samples. Today, the group enjoys global fame and recognition and a following that spans generations due in part to the groups widely sampled catalogue.© 2026 Building Abundant Success!!2026 All Rights ReservedJoin Me on ~ iHeart Media @ https://tinyurl.com/iHeartBASSpot Me on Spotify: https://tinyurl.com/yxuy23baAmazon Music ~ https://tinyurl.com/AmzBASAudacy:  https://tinyurl.com/BASAud

Millions of Americans now believe and live as if Obergefell has settled the question of same-sex "marriage". It did not.  __________ Help ADF defend our freedoms by giving at joinadf.com/breakpoint.

There are accusations immigration officials misled ministers, deliberately withheld information and used creative accounting to avoid scrutiny of a failed technology upgrade that blew through tens millions of dollars before being mothballed. Immigration Minister Erica Stanford today launched a scathing take down of her Ministry off the back of a report detailing a litany of expensive mistakes in the biometric project. MBIE is the Ministry responsible, and chief executive Nic Blakeley spoke to Lisa Owen.

Dr. Abramson reveals how doctors unknowingly rely on distorted data and how journals prioritize pharma revenue over scientific integrity. #MedicalBias #ClinicalData #DoctorAwareness

s the food industry intentionally misleading the public about sweeteners, health, and what people are really putting into their bodies every day? In this eye-opening episode, Dr. Habib Skaff and Jennifer Allen join Michael Jaco to break down the growing concerns surrounding artificial sweeteners, hidden food industry practices, inflammation, metabolic dysfunction, and how many products marketed as “healthy” may actually be accelerating aging and damaging long-term wellness. The conversation focuses on how modern food manufacturing and processed ingredients have transformed the way people eat while simultaneously contributing to rising levels of chronic illness, fatigue, inflammation, skin deterioration, blood sugar imbalance, and metabolic stress. Dr. Skaff explains why many consumers have been conditioned to trust labels, marketing campaigns, and nutritional narratives that often fail to tell the full story about what certain sweeteners and additives may actually be doing to the body at the cellular level. The discussion dives deeply into the science behind healthier alternatives and why ingredients such as Allulose are attracting growing attention for their potential role in supporting metabolic balance and healthier aging without some of the concerns associated with conventional sweeteners. Jennifer Allen also shares how Skin Wisdom approaches wellness and skincare differently by focusing not just on appearance, but on the deeper relationship between inflammation, nutrition, cellular health, and the visible condition of the skin itself. According to Dr. Skaff, skin health is often one of the clearest reflections of what is happening internally within the body. When inflammation, oxidative stress, poor nutrition, and metabolic dysfunction are present for long periods of time, the skin frequently becomes one of the first places where those effects begin to show. Throughout the conversation, the focus remains on helping people become more informed consumers, better understand how the body responds to different ingredients, and avoid being manipulated by industries driven more by profit than long-term health outcomes. This episode explores the intersection of food science, anti-aging research, cellular wellness, metabolic health, and modern skincare while encouraging listeners to question mainstream nutritional narratives and become more intentional about what they consume daily. At its core, this discussion is about reclaiming personal health, understanding how modern systems influence the body, and learning how better choices can improve not only appearance — but energy, vitality, and long-term well-being.

In this episode of Breaking Math, Autumn and Noah speak with Ron Wasserstein, Executive Director of the American Statistical Association, about what statistics means in a world increasingly shaped by AI, misinformation, and fragile public trust. Wasserstein argues that statistics is not merely a “bag of tools,” but a way of thinking: asking where data comes from, what it leaves out, how uncertainty should be communicated, and when numbers are being used to illuminate rather than manipulate.Chapters00:00 The Golden Age of Statistics02:36 AI's Impact on Statistics08:16 Data as Fuel for AI10:55 Bias in AI and Statistics14:01 Preparing Future Statisticians16:58 Bridging the Gap: Academia and Industry22:58 The Misconception of Statistics23:08 The Role of Statistics in Public Discourse26:20 The American Statistical Association's Mission32:18 Statistics and Politics: A Historical Perspective36:02 Addressing Misinformation and Misuse of Data39:51 The Importance of Statistical Literacy44:01 Misconceptions About Statistics and Expertise46:57 The Essence of Statistics47:22 Statistics as a Way of ThinkingFollow Ron WassersteinLinkedIn (https://www.linkedin.com/in/ron-wasserstein/)Follow Breaking Math onSubstack (https://breakingmath.substack.com/)Twitter (https://x.com/breakingmathpod)Instagram (https://www.instagram.com/breakingmathmedia/)Bluesky (https://bsky.app/profile/breakingmath.bsky.social)Website (https://www.breakingmath.io/)YouTube (https://www.youtube.com/@BreakingMathPod)Follow Noah onInstagram (https://www.instagram.com/profnoahgian/)Twitter (https://x.com/ProfNoahGian)Bluesky (https://bsky.app/profile/profnoahgian.bsky.social)Follow Autumn onTwitter (https://x.com/1autumn_leaf)Bluesky (https://bsky.app/profile/1autumnleaf.bsky.social)Instagram (https://www.instagram.com/1autumnleaf/)Substack (https://substack.com/@1autumnleaf)email: breakingmathpodcast@gmail.com

The Opposition prepares to hand down its budget reply, which will tie Australia's migrant intake to the number of new houses being built.

Headlines: Trump boasts of high-powered delegation to China Aussie hantavirus passengers to begin their journey home Labor has a new senator, as Tammy Tyrell switches sides Budget reactions see major Aussie banks lose value Deep Dive: Coles misled its customers over false discounts, a Federal Court ruled today. The supermarket raised prices only to slightly drop them, and then presented the new, higher, prices as “Down Down” discounts. Coles shoppers were misled over hundreds of common supermarket items, the judge found. In this episode of The Briefing, Natarsha Belling is joined by Joel Gibson, consumer expert, to talk about what penalties Coles could face and whether we’ll ever be able to trust supermarkets again. Follow The Briefing: TikTok: @thebriefingpod Instagram: @thebriefingpodcast YouTube: @TheBriefingPodcast See omnystudio.com/listener for privacy information.

The Opposition prepares to hand down its budget reply, which will tie Australia's migrant intake to the number of new houses being built.

A five minute bulletin for English language learners

A judge rules Coles misled customers in its 'Down Down' pricing campaign; Independent Tasmanian Senator Tammy Tyrell defects to Labor; and in football, Iran's football team is sent off by supporters, ahead of a controversial World Cup campaign.

Spencer Pratt joins 'TMZ Live' after being criticized for misleading voters about living in a trailer, Rep. Ilhan Omar tells TMZ DC she thinks there's 'a lot of' weed smokers in Congress, Chris Brown crashes out over criticism of his new album, and Senate advances resolution to suspend pay during government shutdowns. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Spencer Pratt is pushing back against criticism over his campaign ad, denying he misled voters about where he lives. Plus, Hayden Panettiere's ex Brian Hickerson says he still hopes to marry her someday despite their complicated past. Learn more about your ad choices. Visit podcastchoices.com/adchoices

5/2/26. Five Minutes in the Word scriptures for today: Galatians 2:13. Misled by Hypocrisy. Hypocrisy spreads when the fear of people replace the fear of God. Resources: biblehub.com; logos.com; ChatGPT; Copilot. Listen daily at 10:00 am CST on https://kingdompraiseradio.com Podcast website: https://www.hwscott.net/podcast.php YouTube: https://m.youtube.com/@hhwscott LISTEN, LIKE, FOLLOW, SHARE! #MinutesWord; @MinutesWord; #dailybiblestudy #dailydevotional #Christian_podcaster

You might have heard that 95% of corporate AI pilots are failing. It was a widely cited AI statistic in 2025, repeated by media outlets and commentators everywhere. It helped trigger a Nasdaq selloff and became a pillar of the "AI is overhyped" case. The problem: 95% fail is 100% wrong. The real finding, once you read the underlying MIT report carefully, points in roughly the opposite direction:80% of surveyed companies had never piloted a custom AI tool at all.Among the companies that deployed pilots, a quarter reported success — according to an extremely high bar set by the researchers — within six months. Over 90% of staff at all surveyed companies were using tools like ChatGPT regularly for their work.None of that made the headlines. Nor did the fact that the study's authors are all developing or selling the "agentic AI framework" technology the report recommends as the solution to this supposed epidemic of failing AI. Host Rob Wiblin breaks down how an opaque, conflicted, barely scrutinised report carrying the MIT label managed to move markets and shape global opinions on AI's real-world utility.Learn more, video, and full transcript: https://80k.info/mit-ai-study This episode was recorded on February 13, 2026.Chapters:The AI myth that moved global markets (00:00)The math was totally wrong (00:52)The bar for success was insanely high (01:46)The study ignores its own best finding (03:28)The sample was tiny (04:49)The report wasn't even available when it went viral (05:54)The hidden conflicts of interest (06:58)The real lesson (09:28)Video and audio editing: Dominic Armstrong, Milo McGuire, Luke Monsour, and Simon MonsourCamera operator: Dominic ArmstrongProduction: Nick Stockton, Elizabeth Cox, and Katy Moore

Newly uncovered leaked emails show that Prince Andrew remained in contact with Jeffrey Epstein until at least 2015—five years longer than the Duke claimed in his infamous 2019 Newsnight interview. At the time, Andrew insisted he cut ties after meeting Epstein in December 2010, following Epstein's sex crime conviction. But the emails, originating from former Israeli Prime Minister Ehud Barak's hacked inbox, include messages where Epstein passed along information attributed directly to “Andrew,” with Epstein confirming the source. These discussions involved potential business ventures, including a private security project in China.The revelations directly contradict Andrew's carefully crafted public narrative and expose him as a man who misled the public, the monarchy, and investigators about the true extent of his ties to Epstein. By insisting he severed contact in 2010 while secretly maintaining communications for years, Andrew not only damaged his own credibility but also dragged the Royal Family deeper into scandal. His willingness to keep dealing with a convicted sex offender behind the scenes reveals a level of arrogance and dishonesty that makes his 2019 Newsnight denials look like a calculated performance. Far from being a victim of bad judgment, Andrew now appears complicit in sustaining a relationship he knew was toxic, raising the question of what else he has concealed.to contact me:bobbycapucci@protonmail.comsource:Prince Andrew 'remained in contact with Jeffrey Epstein five years longer than he claimed in Newsnight interview', emails suggest | Daily Mail OnlineBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

A key group of House Republicans are growing increasingly wary of the US war with Iran after a briefing with Department of Defense officials on Wednesday left some unsatisfied with what they were told about the objectives and length of the war effort. Learn more about your ad choices. Visit podcastchoices.com/adchoices

A New Mexico jury is to decide whether Meta misled users about their platforms' risks to children. The AP's Jennifer King reports.

Listen for the latest from Bloomberg NewsSee omnystudio.com/listener for privacy information.

The AP's Jennifer King reports a jury finds Elon Musk misled investors during his purchase of the company now called "X."

In Part 1, I shared how my own bloodwork forced me to question everything I thought I knew about cholesterol. In this episode, we go deeper — into the markers that actually predict cardiovascular risk and why so many women are being reassured by tests that don't tell the full story. Because a "normal" cholesterol panel doesn't mean your risk is low. It often just means the most important markers were never measured. I walk you through the two advanced markers that can completely change how we understand heart disease risk — especially when genetics are involved — and why these tests are essential if you want a clear, accurate picture of your cardiovascular health. We also have an honest conversation about cholesterol-lowering medications: what they do, when they make sense, and why modern medicine can be protective when used thoughtfully and strategically. This isn't about fear. It's about clarity. It's about having the full picture so you can make informed decisions about your health and your future.   In this episode of The Perimenopause Solution Podcast, you'll learn: • Why a standard cholesterol panel often misses true cardiovascular risk • What Lipoprotein(a) is and why genetics play a major role • Why ApoB is one of the strongest predictors of heart disease • How advanced markers change risk assessment — even when traditional labs look "normal" • The truth about cholesterol-lowering medications and how they work in the body • When lifestyle is enough — and when additional support may be protective • How to advocate for the testing and information you deserve If you've ever been told your cholesterol looks "fine," this episode will help you understand what may still be missing — and why that matters. WATCH ON YOUTUBE ------------------------------------------- HANGOUT WITH TARA ON FEBRUARY 24TH My Perimenopause Hangout is happening on February 24th and there's still time to join HERE. This isn't a fluffy webinar. It's a no-BS sit-down chat where I'll hand you a real-life roadmap for navigating midlife hormones + metabolism, so you finally know what to focus on (and what to stop wasting money on). You'll leave with strategies you can use the very next day. No starving yourself, no supplement graveyard. Show up live and you'll also get my best bonuses that only my clients typically get: Ultimate Midlife Blood Work Guide: The Tests Your Doctor Skips + Ranges That Actually Mean Something, (Not Just "You're Alive") Hormone Decoder Cheat Sheet: How To Talk To Your Doctor About the Right Hormones, Right Doses, Right Delivery, Even If Round 1 Failed Protein Made Simple Cheat Sheet: Help Figuring Out Your Daily Target + Meal Ideas & Easy Ways To Hit Your Protein Goals. The Magnesium Decoder Cheat Sheet: Which Form Does What + Electrolytes I Recommend. ​Save your free spot here!   Mentioned in this episode: HERBATONIN - Save 10% when you shop HERE and use Tara's code: Tara10       EQUIP - Click HERE to grab yours and use Tara's code: TARA to get 15% off When you sign up for a subscription via Tara's link, you'll save 30% on the first month & 15% on any subsequent months!        PIQUE TEA - These are some of Tara's favourite teas! They're crystal form, which makes them super unique and easy to transport in your purse, (they come in single use satchels!) and higher in polyphenols. They're made from high quality ingredients with triple toxin screening, (super important when it comes to your tea). Click HERE to visit the shop.           HRT Made Simple™ - Learn how to confidently speak to your doctor about the benefits of hormone replacement therapy so you can set yourself up for symptom-free, unmedicated years to come without feeling confused, dismissed, or leaving the medical office minus your HRT script. Hair Loss Solutions Made Simple™ – This course will teach you the best natural, highly effective, and safe solutions for your hair loss so you can stop it, reverse it, and regrow healthy hair without turning to medications. The Perimenopause Solution™ – My signature 6-month comprehensive hormonal health program for women in midlife who want to get solid answers to their hormonal health issues once and for all so they can kick the weight gain, moodiness, gut problems, skin issues, period problems, fatigue, overwhelm, insomnia, hair/eyebrow loss, and other symptoms in order to get back to the woman they once were. [FREE] The Ultimate Midlife Perimenopause Handbook - Grab my free guide and RECLAIM your confidence, your mood, your waistline and energy without turning to medications or restrictive diets (or spending a fortune on testing you don't need!).   [BOOK A 30-MINUTE SESSION WITH TARA HERE]  

If TikTok influencers are to be believed, testosterone, or T, is the answer to everything from fitness frustrations and fatigue to low libido. But doctors are warning that social media misinformation is driving men to seek testosterone therapy that they don't need. This in turn comes with risks for health and fertility. In part one of a miniseries exploring the popularity of testosterone, Madeleine Finlay hears from Prof Channa Jayasena of Imperial College London, who is chair of the Society for Endocrinology, about how this craze is manifesting in NHS clinics, and from ‘Sam' who tells Madeleine about his own journey with the hormone. Help support our independent journalism at theguardian.com/sciencepod

Monday, January 20th, 2025Americans celebrate Martin Luther King Jr's legacy and the struggle for freedom, equality, and justice. A prominent leader in the modern civil rights movement, Dr. King was a tireless advocate for racial equality, working class, and the oppressed around the world. TikTok is back online after a farce rescue from the man who originally wanted to ban it; Trump launches a crypto rug pull scam; Elon Musk is dispatching agents across government agencies; the SCOTUSblog publisher has been indicted on tax charges; CNN is moving Jim Acosta's show to the middle of the night; President Biden makes a statement on the Equal Rights Amendment and commutes the sentences of 2,500 non violent drug offenders; the US grounds SpaceX Starship after another explosion; Vivek Ramaswamy will announce a run for Ohio governor; CBS kisses the ring by discussing a settlement with Trump in their defamation suit; Chicago and San Diego brace for immigration enforcement operations; and Allison and Dana deliver your Good News. Reminder - you can see the pod pics if you become a Patron. The good news pics are at the bottom of the show notes of each Patreon episode! That's just one of the perks of subscribing! patreon.com/muellershewrote Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:https://apple.co/3XNx7ckWant to support the show and get it ad-free and early?https://patreon.com/thedailybeanshttps://dailybeans.supercast.com/https://apple.co/3UKzKt0 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A 2013 Science paper claimed beta-hydroxybutyrate (BHB), the primary ketone body produced during ketosis, was a potent histone deacetylase (HDAC) inhibitor with powerful epigenetic benefits — this claim became the foundation of the keto movement's health narrative A devastating 2019 head-to-head comparison in Scientific Reports found that BHB shows no detectable HDAC inhibition in vitro or in vivo, while butyrate (a different molecule produced by gut bacteria) demonstrates robust HDAC-inhibiting activity The bitter irony: ketogenic diets actually reduce colonic butyrate production by depleting fiber intake and diminishing butyrate-producing gut bacteria — the very diet designed to boost the "HDAC-inhibiting ketone" may be depleting the actual HDAC inhibitor While BHB has legitimate benefits as an alternative fuel source and GPR109A receptor activator, the widespread claim that ketosis provides "epigenetic therapy" through HDAC inhibition appears to be scientifically unfounded

TruthSeekah https://www.TruthSeekah.com Forbidden Knowledge Network https://forbiddenknowledge.news/ FKN Link Treehttps://linktr.ee/FKNlinksMake a Donation to Forbidden Knowledge News https://www.paypal.me/forbiddenknowledgenehttps://buymeacoffee.com/forbiddenWe are back on YouTube! https://youtube.com/@forbiddenknowledgenews?si=XQhXCjteMKYNUJSjBackup channelhttps://youtube.com/@fknshow1?si=tIoIjpUGeSoRNaEsDoors of Perception is available now on Amazon Prime!https://watch.amazon.com/detail?gti=amzn1.dv.gti.8a60e6c7-678d-4502-b335-adfbb30697b8&ref_=atv_lp_share_mv&r=webDoors of Perception official trailerhttps://youtu.be/F-VJ01kMSII?si=Ee6xwtUONA18HNLZPick up Independent Media Token herehttps://www.independentmediatoken.com/Be prepared for any emergency with Prep Starts Now!https://prepstartsnow.com/discount/FKNStart your microdosing journey with BrainsupremeGet 15% off your order here!!https://brainsupreme.co/FKN15Book a free consultation with Jennifer Halcame Emailjenniferhalcame@gmail.comFacebook pagehttps://www.facebook.com/profile.php?id=61561665957079&mibextid=ZbWKwLWatch The Forbidden Documentary: Occult Louisiana on Tubi: https://link.tubi.tv/pGXW6chxCJbC60 PurplePowerhttps://go.shopc60.com/FORBIDDEN10/or use coupon code knowledge10Johnny Larson's artworkhttps://www.patreon.com/JohnnyLarsonSign up on Rokfin!https://rokfin.com/fknplusPodcastshttps://www.spreaker.com/show/forbiddenAvailable on all platforms Support FKN on Spreaker https://spreaker.page.link/KoPgfbEq8kcsR5oj9FKN ON Rumblehttps://rumble.com/c/FKNpGet Cory Hughes books!Lee Harvey Oswald In Black and White https://www.amazon.com/dp/B0FJ2PQJRMA Warning From History Audio bookhttps://buymeacoffee.com/jfkbook/e/392579https://www.buymeacoffee.com/jfkbookhttps://www.amazon.com/Warning-History-Cory-Hughes/dp/B0CL14VQY6/ref=mp_s_a_1_1?crid=72HEFZQA7TAP&keywords=a+warning+from+history+cory+hughes&qid=1698861279&sprefix=a+warning+fro%2Caps%2C121&sr=8-1https://coryhughes.org/Become Self-Sufficient With A Food Forest!!https://foodforestabundance.com/get-started/?ref=CHRISTOPHERMATHUse coupon code: FORBIDDEN for discountsOur Facebook pageshttps://www.facebook.com/forbiddenknowledgenewsconspiracy/https://www.facebook.com/FKNNetwork/Instagram @forbiddenknowledgenews1@forbiddenknowledgenetworkXhttps://x.com/ForbiddenKnow10?t=uO5AqEtDuHdF9fXYtCUtfw&s=09Email Forbidden Knowledge News forbiddenknowledgenews@gmail.comsome music thanks to:https://www.bensound.com/ULFAPO3OJSCGN8LDDGLBEYNSIXA6EMZJ5FUXWYNC6WJNJKRS8DH27IXE3D73E97DC6JMAFZLSZDGTWFIBecome a supporter of this podcast: https://www.spreaker.com/podcast/forbidden-knowledge-news--3589233/support.

President Trump's "big, beautiful bill" passes the U.S. House by one vote. Two young Israelis killed by a pro-Palestinian terrorist in Washington, D.C. South Africa delegation visits the White House and gets treated to facts about a genocide happening in South Africa. U.S. media accuses Trump of ambushing the leader of South Africa in a tense Oval Office visit. Vice President Vance and Secretary of State Rubio push back on those upset at Trump's immigration policies. Tom Cruise: Greatest stuntman of all time. Five of the 10 New Orleans escapees have been caught. AI is getting more and more realistic. Elon Musk updates us on the very near future of self-driving cars. How much political spending is Elon Musk planning to do going forward? CDC changing recommendations for the COVID vaccine. The Biden administration hid the truth about the dangers of the COVID vaccine from the public. Hilary Kennedy health tips! Will anyone ever be held accountable for the major scandals of the Biden administration? Learn more about your ad choices. Visit megaphone.fm/adchoices

The Deception Regarding Afghan Troop Strength: Colleagues Jerry Dunleavy and James Hasson detail how the administration misled the public with inflated Afghan troop numbers, hiding the reality of "ghost units" and police forces, adding that removing essential contractors guaranteed the military's failure, yet officials maintained optimistic rhetoric that trapped American citizens and allies behind Taliban lines. 1919 KABUL BOMBED