Your Money's Worth

Retail stock investors are said to be living in a golden age when it comes to the convenience and cost of trading. But picking a broker should still be a conscious decision. We look at today's options. Links mentioned in this episode: The Best Online Brokers and Trading Platforms, 2022 https://www.kiplinger.com/investing/wealth-management/online-brokers/605136/the-best-online-brokers-and-trading-platforms Who Are the Best Small Online Brokers? https://www.kiplinger.com/investing/wealth-management/online-brokers/605137/who-are-the-best-small-online-brokers How a Stock Trade Actually Works https://www.kiplinger.com/investing/stocks/601905/anatomy-of-a-stock-trade

If you've dutifully socked away money in your 401k and IRA for years, you could be in for an unpleasant shock when you're required to start taking money out of those accounts. We'll explain how to defuse the tax explosive.   Links mentioned in this episode: https://www.kiplinger.com/retirement/retirement-planning/605109/is-your-retirement-portfolio-a-tax-bomb  https://www.kiplinger.com/retirement/retirement-planning/605146/watch-out-rmds-can-trigger-massive-medicare-means-testing  https://www.kiplinger.com/taxes/tax-refunds/605135/irs-tax-refunds-for-late-filing-penalty https://www.kiplinger.com/retirement/medicare/602937/you-can-appeal-a-medicare-premium-surcharge

Kalman Chany, author of the Princeton Review's Paying for College will help you find every bit of tax relief available. Also, the USPS raises rates for the holidays. Links mentioned in this episode: USPS to Raise Rates for "Holiday" Season Again https://www.kiplinger.com/personal-finance/605110/usps-to-raise-rates-for-holiday-season-again Paying for College, 2023: Everything You Need to Maximize Financial Aid and Afford College https://www.amazon.com/Paying-College-2023-Everything-Admissions/dp/0593516494 Fight Inflation with Series I Bonds https://www.kiplinger.com/personal-finance/banking/savings/savings-bonds/603848/fight-inflation-with-series-i-bonds IRS Publication 970: Tax Benefits for Education https://www.irs.gov/pub/irs-pdf/p970.pdf Grandparents: Now is the Time to Contribute to Your Grandkid's 529 Plans https://www.kiplinger.com/personal-finance/careers/college/605082/grandparents-now-is-the-time-to-contribute-to-your

You don't have to be ready to retire to consider where you might go. We'll talk about how and why we make our lists of great destinations. Links mentioned in this episode:   Can You Trust TikTok's Advice? https://www.kiplinger.com/investing/cryptocurrency/603519/can-you-trust-tiktoks-advice How to Shop for Life Insurance https://www.kiplinger.com/article/insurance/t034-c000-s002-how-to-shop-for-life-insurance.html 7 Standout Places to Retire https://www.kiplinger.com/retirement/happy-retirement/604819/7-standout-places-to-retire 12 Smart Places to Retire https://www.kiplinger.com/slideshow/retirement/t006-s002-12-smart-places-to-retire/index.html

“Professor Cope” – NFL player and Kiplinger editor– joins us for the latest on his ventures and videos. Also, we clarify some of the terms around Series I bonds. Links mentioned in this episode: Fight Inflation with Series I Bonds https://www.kiplinger.com/personal-finance/banking/savings/savings-bonds/603848/fight-inflation-with-series-i-bonds Vladimir Ilyich Lenin: Imperialism, the Highest Stage of Capitalism https://www.marxists.org/archive/lenin/works/1916/imp-hsc/ch08.htm   Cope'ing with Money by Brandon Copeland https://www.kiplinger.com/brandon-copeland YouTube: Bry-Bry Tries! Highlight Reel https://www.youtube.com/watch?v=bV3GPe0pYxs

Steady income, moderate growth, manageable risk — those are the goals that Jeffrey Kosnett, the editor of Kiplinger's Investing for Income, has been pursuing for decades. Also, a quick look at holiday shopping strategies. Links mentioned in this episode: Kiplinger's Investing for Income https://store.kiplinger.com/kiplingers-investing-for-income.html Don't Overlook Preferred Stocks https://www.kiplinger.com/investing/etfs/603643/dont-overlook-preferred-stocks Stay Above the Interest Rate Fray https://www.kiplinger.com/investing/bonds/603317/stay-above-the-interest-rate-fray

With cars both scarce and expensive these days, what should you do if you want – or need – a new ride? Car-buying strategist Jenni Newman of cars.com shares some tips. Also, more on the magical 9% bond.   Links mentioned in this episode: Kiplinger's Economic Outlooks: Inflation https://www.kiplinger.com/economic-forecasts/inflation Fight Inflation with Series I Bonds https://www.kiplinger.com/personal-finance/banking/savings/603848/fight-inflation-with-series-i-bonds TreasuryDirect: Buying Series I Savings Bonds https://www.treasurydirect.gov/indiv/research/indepth/ibonds/res_ibonds_ibuy.htm   Cars.com: Buckle Up With Jenni Newman, Our Editor-in-Chief https://www.cars.com/articles/buckle-up-with-jenni-newman-our-editor-in-chief-1420699390000/ Electric Vehicles Take Charge in 2022 https://www.kiplinger.com/personal-finance/shopping/cars/604265/electric-vehicles-take-charge-in-2022

College graduates looking to land that first real job will need to know how to ace the virtual interview and be prepared to do good old-fashioned research and networking. Also, gas prices are high, but try a little global perspective.   Links mentioned in this episode: Gas Prices Around the World https://www.kiplinger.com/personal-finance/shopping/cars/604410/gas-prices-around-the-world Gas-Saving Tips That Actually Work https://www.kiplinger.com/personal-finance/how-to-save-money/604390/gas-saving-tips-that-actually-work Beth Hendler-Grunt https://nextgreatstep.com/about-us/ Kiplinger's Economic Outlooks: Jobs https://www.kiplinger.com/economic-forecasts/jobs

With a lot of recession talk out there, we might just talk ourselves into one. We take that risk with Jim Patterson of the Kiplinger Letter. Also, dollar stores: deal or no deal?   Links: 15 Best Things to Buy at Dollar Stores (Dollar Tree Included) https://www.kiplinger.com/personal-finance/how-to-save-money/602810/best-things-to-buy-at-dollar-stores-dollar-tree 17 Worst Things to Buy at Dollar Stores (Dollar Tree Included) https://www.kiplinger.com/personal-finance/spending/602750/worst-things-to-buy-at-dollar-stores Kiplinger's Economic Outlooks: GDP https://www.kiplinger.com/economic-forecasts/gdp Why Inverted Yield Curve Panic Is Overdone https://www.kiplinger.com/investing/stocks/604484/inverted-yield-curve-stocks Kiplinger's Economic Outlooks: Fuel Prices https://www.kiplinger.com/economic-forecasts/energy How Gas Prices Are Determined https://www.kiplinger.com/personal-finance/604688/how-gas-prices-are-determined

Fyooz Financial, the husband and wife team of Dan and Natalie Slagle have carved out a niche advising other couples with the money questions that come with pairing up. Links mentioned in this episode: Sell in May and Go Away? Here We Go Again … https://www.kiplinger.com/investing/602700/sell-in-may-and-go-away-2022 5 Stocks to Sell or Avoid Now https://www.kiplinger.com/investing/stocks/stocks-to-sell/604659/stocks-to-sell-or-avoid-now Fyooz Financial https://www.fyoozfinancial.com/ Getting Married? Don't Forget to Talk Money First https://www.kiplinger.com/personal-finance/how-to-save-money/family-savings/604596/the-money-talk-new-couples-need

A speedy recovery from disaster can depend on your financial recordkeeping. Kiplinger's Personal Finance writer Rivan Stinson tells us how to keep our affairs in order. Also, will you be able to invest your 401(k) money in bitcoin? Links mentioned in this episode: Now You Can Own Bitcoin in 401(k)s. Should You? https://www.kiplinger.com/investing/cryptocurrency/604597/now-you-can-own-bitcoin-in-401ks-should-you   Trading Options for Your 401(k) https://www.kiplinger.com/retirement/retirement-plans/401ks/603514/more-choices-in-your-401k News release from the Department of Labor on cryptocurrencies in 401(k) plans https://www.dol.gov/newsroom/releases/ebsa/ebsa20220310   Which Tax Documents Should I Save, Which Should I Shred? https://www.kiplinger.com/taxes/tax-planning/604270/what-to-save-and-what-to-shred How to Protect Your Home from Natural Disasters with the Right Insurance https://www.kiplinger.com/real-estate/home-improvement/602297/protect-your-home-from-natures-wrath

Environmental, social and governance investing is simpler than it sounds, and has a profitable track record to boot. Links mentioned in this episode: 7 Money-Smart Ways to Spend Your Tax Refund https://www.kiplinger.com/taxes/tax-refunds/602762/money-smart-ways-to-spend-your-tax-refund Amy Domini on the Secrets of Sustainable Investing https://www.kiplinger.com/investing/esg/604272/secrets-of-sustainable-investing Double Your ESG Impact With Funds Tied to Charities https://www.kiplinger.com/investing/esg/604114/double-your-esg-impact-with-funds-tied-to-charities 5 'Blue Economy' Stocks and Funds https://www.kiplinger.com/investing/esg/604278/blue-economy-stocks-funds Kiplinger ESG 20: Our Favorite Picks for ESG Investors https://www.kiplinger.com/investing/esg/603525/kiplinger-esg-20 EWG Skin Deep Database https://www.ewg.org/skindeep/

Consumers are feeling the pinch at the pump; how long will prices stay high? Plus, Congress starts to fiddle with retirement-savings rules again.   Links mentioned in this episode: SECURE Act 2.0: 14 Ways the Proposed Law Could Change Retirement Savings https://www.kiplinger.com/retirement/retirement-plans/602821/secure-act-2   How the SECURE Act Will Impact Your Retirement Plan https://www.kiplinger.com/podcast/retirement/t049-c000-s002-how-secure-act-impacts-retirement-planning.html Kiplinger's Economic Outlooks: Energy Prices: https://www.kiplinger.com/economic-forecasts/energy U.S. Energy Information Administration, weekly update https://www.eia.gov/petroleum/supply/weekly/   Gas-Saving Tips That Actually Work https://www.kiplinger.com/personal-finance/how-to-save-money/604390/gas-saving-tips-that-actually-work Electric Vehicles Take Charge in 2022 https://www.kiplinger.com/personal-finance/shopping/cars/604265/electric-vehicles-take-charge-in-2022

Daniel Bortz doesn't just write about home sales and housing prices – he's been in the business. He'll share insights about the real estate outlook for 2022 and “how-to” tips for both buyers and sellers. Also, the pain of high gas prices. Links mentioned in this episode: Kiplinger's Economic Outlooks: Energy Prices https://www.kiplinger.com/economic-forecasts/energy How Much Will Home Prices Continue to Rise in 2022? https://www.kiplinger.com/real-estate/buying-a-home/604252/home-prices-will-continue-to-rise-in-2022 Home-Sale Prices in the 50 Largest Metro Areas https://www.kiplinger.com/real-estate/buying-a-home/604280/home-sale-prices-in-the-50-largest-metro-areas Kiplinger's Economic Outlooks: Inflation https://www.kiplinger.com/economic-forecasts/inflation

Not all financial advice is the same. We talk with the chair of the CFP Board about what she's doing to preserve her brand and extend its reach. Also, the right way to file your tax returns for free.   Links mentioned in this episode: IRS Free File: Do your Taxes for Free https://www.irs.gov/filing/free-file-do-your-federal-taxes-for-free How to File Your Taxes for Free (Kiplinger) https://www.kiplinger.com/taxes/tax-filing/604124/how-to-file-your-taxes-for-free Extending Financial Planning's Reach https://www.kiplinger.com/personal-finance/604223/extending-financial-plannings-reach About CFP Board: History https://www.cfp.net/about-cfp-board/history CFP Board: Center for Financial Planning https://www.cfp.net/the-center-for-financial-planning

There's no escaping your credit score, so what can you do to make it better? Kiplinger's credit expert joins us to talk strategy. Also, a number of new electric cars are joining the market this year. Will one work for Sandy?   Links mentioned in this episode:   Save Money With an Electric Car https://www.kiplinger.com/personal-finance/shopping/cars/601936/save-money-with-an-electric-car Federal Tax Credits for New All-Electric and Plug-in Hybrid Vehicles https://www.fueleconomy.gov/feg/taxevb.shtml   What Does Your Credit Score Really Mean? https://www.kiplinger.com/personal-finance/credit-debt/loans/credit-reports/603964/what-does-your-credit-score-really-mean Consumer Financial Protection Bureau: Credit reports and scores https://www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/ AnnualCreditReport.com AnnualCreditReport.com

Your tax dollars are at work funding a government bureau to help you deal with the IRS. Strange but true! Also, the price of Amazon is going up. Links mentioned in this episode: Amazon Raising Annual Fees for Amazon Prime Membership https://www.kiplinger.com/personal-finance/spending/604171/amazon-raising-annual-fees-for-amazon-prime-membership   40 Best Amazon Prime Benefits to Use in 2022 https://www.kiplinger.com/personal-finance/spending/602399/best-amazon-prime-benefits Erin M. Collins, National Taxpayer Advocate, bio page https://www.taxpayeradvocate.irs.gov/about-us/our-leadership/   Taxpayer Advocate Service qualifier tool https://www.taxpayeradvocate.irs.gov/can-tas-help-me-with-my-tax-issue/   How to Cut Your 2021 Tax Bill https://www.kiplinger.com/taxes/tax-filing/604122/how-to-cut-your-2021-tax-bill

Pandemic pressures (and high stock and real estate values) are leading many to try to move up retirement. Plus, tax-filing season gets under way.   Links mentioned in this episode: When Can You File Your Taxes This Year? https://www.kiplinger.com/taxes/tax-filing/604041/when-can-you-file-your-taxes-this-year   Child Tax Credit FAQs for Your 2021 Tax Return https://www.kiplinger.com/taxes/602431/child-tax-credit-2021-faqs Talking With the Taxpayer Advocate: The IRS Is Under Stress https://www.kiplinger.com/taxes/tax-filing/602438/talking-with-the-taxpayer-advocate-the-irs-is-under-stress Take This Job, I'm Retiring https://www.kiplinger.com/retirement/retirement-planning/603931/take-this-job-im-retiring   Pew Research Center: Amid the pandemic, a rising share of older U.S. adults are now retired https://www.pewresearch.org/fact-tank/2021/11/04/amid-the-pandemic-a-rising-share-of-older-u-s-adults-are-now-retired/

What to expect from the U.S. economy and an election-year Congress, as well as the outlook for cryptocurrency regulations, TikTok and more. Plus, we give the Elizabeth Holmes verdict a think. Links mentioned in this episode:   Kiplinger's Economic Outlook: GDP https://www.kiplinger.com/economic-forecasts/gdp Kiplinger's Economic Outlook: Inflation https://www.kiplinger.com/economic-forecasts/inflation Kiplinger's Economic Outlook: Jobs https://www.kiplinger.com/economic-forecasts/jobs Kiplinger's Economic Outlook: Interest rates https://www.kiplinger.com/economic-forecasts/interest-rates Kiplinger on tiktok https://www.tiktok.com/@kiplingerfinance

Sure, measuring stock markets by calendar years is a bit artificial, but it's still a good way to give your portfolio a checkup. Two Kiplinger investing editors join us to forecast what stocks and sectors will fare well in 2022. Also, did you know how the 401(k) got its start? Links mentioned in this episode: Meet the Architect of the 401(k) Plan https://www.kiplinger.com/retirement/retirement-plans/401ks/603971/meet-the-architect-of-the-401k-plan Kiplinger's Investing Outlook https://www.kiplinger.com/kiplingers-investing-outlook PODCAST: Investing for Income with Jeffrey Kosnett https://www.kiplinger.com/investing/603852/podcast-investing-for-income-with-jeffrey-kosnett James K. Glassman's 10 Stock Market Picks for 2022 https://www.kiplinger.com/investing/stocks/stocks-to-buy/603817/james-glassmans-10-stock-market-picks-for-2022 The 22 Best Stocks to Buy for 2022 https://www.kiplinger.com/investing/stocks/stocks-to-buy/603893/22-best-stocks-to-buy-for-2022 5 Stocks to Sell for 2022 https://www.kiplinger.com/investing/stocks/603878/5-stocks-to-sell-for-2022

Managing your parents' finances can be a difficult situation. Doing so if you haven't laid down a plan for how to do it is worse. Cameron Huddleston, a Kiplinger alumna and author of a book on having those conversations has help. Also, how to squeeze every last dollar out of the Recovery Rebate Credit. --LINKS-- What's the Recovery Rebate Credit?: https://www.kiplinger.com/taxes/602269/what-is-the-recovery-rebate-credit; Mom and Dad, We Need to Talk, by Cameron Huddleston: https://cameronhuddleston.com/mom-and-dad-we-need-to-talk/; 10 Ways to Talk to Your Aging Parents About Their Finances: https://www.kiplinger.com/slideshow/retirement/t013-s001-talk-to-your-aging-parents-about-their-finances/index.html

Steady income, moderate growth, manageable risk — those are the goals that Jeffrey Kosnett, the editor of Kiplinger's Investing for Income, has been pursuing for decades. Also, a quick look at holiday shopping strategies. Links mentioned in this episode: Resist the Impulse to Buy These 14 Holiday Gifts https://www.kiplinger.com/personal-finance/shopping/601753/worst-gifts-to-impulse-buy-for-the-holidays Kiplinger's Investing for Income https://store.kiplinger.com/kiplingers-investing-for-income.html Don't Overlook Preferred Stocks https://www.kiplinger.com/investing/etfs/603643/dont-overlook-preferred-stocks Stay Above the Interest Rate Fray https://www.kiplinger.com/investing/bonds/603317/stay-above-the-interest-rate-fray

The National Flood Insurance Program is getting an overhaul that could send your rates up (or down). We dig into what's changing with this coverage that many have—and many more need. Also, a bond that pays over 7 percent, for now.   Links mentioned in this episode: When Savings Bonds Make Sense https://www.kiplinger.com/article/credit/t065-c000-s002-when-savings-bonds-make-sense.html What Grandparents Need to Know About Using Savings Bonds for a Grandchild's Education https://www.kiplinger.com/article/taxes/t054-c050-s002-using-savings-bonds-for-grandchild-education.html Flood Insurance May Cost You More https://www.kiplinger.com/personal-finance/insurance/home-insurance/603640/flood-insurance-may-cost-you-more How to Protect Your Home from Natural Disasters with the Right Insurance https://www.kiplinger.com/real-estate/home-improvement/602297/protect-your-home-from-natures-wrath

Atlanta Falcons linebacker and Kiplinger contributing editor Brandon Copeland joins us to reflect on what he's learned from working with us. Plus, billed for a COVID shot? Don't pay. Links mentioned in this episode: Brandon Copeland Cope'ing with Money features https://www.kiplinger.com/brandon-copeland Billed for a COVID-19 Vaccine? Dot Pay https://www.kiplinger.com/personal-finance/insurance/health-insurance/603639/billed-for-a-covid-19-vaccine-dont-pay A Champion's Mindset: Failure is Not an Option https://www.kiplinger.com/personal-finance/603381/a-champions-mindset-interview-wnba-renee-montgomery   Who is Brandon Copeland | Money Music Culture (YouTube) https://www.youtube.com/watch?v=CXkBzhOPh14  

The simplicity of target date funds has made them popular, particularly among 401(k) investors. But investors may be paying a price. Links mentioned in this episode: Inheriting an Annuity? Here's a Little-Known Way to Stretch Its Tax Benefits https://www.kiplinger.com/article/retirement/t003-c032-s014-inheriting-an-annuity-stretch-its-tax-benefits.html Retirement Ready (Tony Drake radio program) https://retirementreadyshow.com/about-us/ Is a Target Date Fund Right for You? https://www.kiplinger.com/article/investing/t047-c032-s014-is-a-target-date-fund-right-for-you.html ICI.org: Target Date Funds Remain Popular Investment in 401(k) Plans https://www.ici.org/news-release/21_news_tdf The Disturbing Conflicts of Interest in Target Date Funds https://www.kiplinger.com/investing/mutual-funds/602705/the-disturbing-conflicts-of-interest-in-target-date-funds  

Just because you're in the will doesn't mean you're sitting pretty. Also: Does October deserve its scary reputation for stocks?   Links mentioned in this episode: 18 States With Scary Death Taxes https://www.kiplinger.com/retirement/inheritance/601551/states-with-scary-death-taxes PODCAST: Estate-Planning Your Stuff with T. Eric Reich https://www.kiplinger.com/retirement/estate-planning/602721/podcast-estate-planning-your-stuff-with-t-eric-reich

Mutual funds and exchange-traded funds -- two different but similar ways to invest. How to choose? Fund expert Todd Rosenbluth helps us sort it out. Also, if you have a leased car, don't leave money on the table.   Links mentioned in this episode: iSeeCars: Best Leased Cars to Buy Back and Sell for Profit https://www.iseecars.com/best-leased-cars-to-buy-study ETFs vs. Mutual Funds: Why Investors Who Hate Fees Should Love ETFs https://www.kiplinger.com/investing/etfs/602576/etfs-vs-mutual-funds-why-investors-who-hate-fees-should-love-etfs The 21 Best ETFs to Buy for a Prosperous 2021 https://www.kiplinger.com/investing/etfs/601891/the-21-best-etfs-to-buy-for-2021

In today's customer-service environment, getting through and getting results takes determination -- and skill. We'll talk about techniques to help you get help.   Links mentioned in this episode:   10 Things to Know About Hurricane Insurance Claims https://www.kiplinger.com/slideshow/insurance/t028-s001-10-things-to-know-about-hurricane-insurance-claims/index.html   After Hurricanes, Beware of Flooded Cars for Sale https://www.kiplinger.com/personal-finance/shopping/cars/603404/after-hurricane-beware-flooded-cars-for-sale   Your Tree, Your Neighbor's Property: Whose Insurance Pays? https://www.kiplinger.com/article/insurance/t028-c001-s000-your-tree-your-neighbors-property-whose-insurance.html   How to Protect Your Home from Natural Disasters with the Right Insurance https://www.kiplinger.com/real-estate/home-improvement/602297/protect-your-home-from-natures-wrath   Avoid the Summer Travel Rush; Plan a Fall Getaway https://www.kiplinger.com/personal-finance/spending/602977/avoid-summers-rush-plan-a-fall-getaway   Complain and Get Results https://www.kiplinger.com/personal-finance/shopping/cars/603338/complain-and-get-results

Writer Adam Shell has distilled advice from seven Wall Street savants into guidance the individual investor can profit from.   Links mentioned in this episode:   https://minorleaguebaseballrelief.com/   Lessons from Top Investing Gurus https://www.kiplinger.com/investing/602998/lessons-from-top-investing-gurus   Warren Buffett Stocks Ranked: The Berkshire Hathaway Portfolio https://www.kiplinger.com/investing/stocks/602261/warren-buffett-stocks-ranked-the-berkshire-hathaway-portfolio   PODCAST: Unpacking the GameStop Blowup with Kyle Woodley https://www.kiplinger.com/investing/stocks/602235/podcast-unpacking-the-gamestop-blowup-with-kyle-woodley   The secrets of successful stock investing from a veteran markets reporter https://www.usatoday.com/story/money/2019/01/07/dow-stock-market-lessons-bear-markets/2480874002/

Saving for retirement? Good start. But almost everyone has something to learn about optimizing their individual retirement account from IRA strategist Ed Slott. Also, the next round of retirement-planning changes Congress is eyeing.  Links mentioned in this episode: SECURE Act 2.0: 10 Ways the Proposed Law Could Change Retirement Savings https://www.kiplinger.com/retirement/retirement-plans/602821/secure-act-2-10-ways-the-proposed-law-could-change-retirement-savings Ed Slott & Co. LLC (irahelp.com) https://www.irahelp.com/   Roth IRA Basics: 11 Things You Must Know https://www.kiplinger.com/retirement/retirement-plans/roth-iras I Inherited an IRA. Now What? https://www.kiplinger.com/retirement/retirement-plans/iras/603240/i-inherited-an-ira-now-what

Pioneering fund manager Andrew Chanin knows where investing opportunities are in space. Also: Inflation is here -- how should you adjust your investments? Shield Your Portfolio From Inflation https://www.kiplinger.com/investing/etfs/603178/shield-your-portfolio-from-inflation How to Cash In on the Final Frontier https://www.kiplinger.com/investing/stocks/stocks-to-buy/602865/how-to-cash-in-on-the-final-frontier Procure AM https://procureetfs.com/

The latest government stimulus is a much-more generous child tax credit, with a new twist: The IRS is going to send you money each month, if you're eligible. Also, what marrying will do to your taxes.   Links mentioned in this episode: 2021 Child Tax Credit Calculator https://www.kiplinger.com/taxes/602334/2021-child-tax-credit-calculator   Child Tax Credit 2021: Who Gets $3,600? Will I Get Monthly Payments? And Other FAQs https://www.kiplinger.com/taxes/602431/child-tax-credit-2021-who-gets-3600-will-i-get-monthly-payments-and-other-faqs   When to Opt-Out of Monthly Child Tax Credit Payments https://www.kiplinger.com/taxes/603046/when-to-opt-out-of-monthly-child-tax-credit-payments Marriage and Taxes: What You Need to Know https://www.kiplinger.com/taxes/602851/marriage-and-taxes-what-you-need-to-know

As used car values soar, the old rules of how to get the best price still hold. Also, in the stock market, value stocks pull a rotation move on growth.    Keywords: Kiplinger, Your Money's Worth, used car deals, how to negotiate car prices, used car deals, Karl Brauer, iseecars, buying a used car for less, trade-in values   Kiplinger's Closing Bell newsletter https://my.kiplinger.com/generic/investing/t052-c000-s001-sign-up-for-the-closing-bell.html The 16 Best Value Stocks for the Rest of 2021 https://www.kiplinger.com/investing/stocks/value-stocks/602945/best-value-stocks-2021   10 Best Value ETFs to Buy for Bundled Bargains https://www.kiplinger.com/investing/etfs/602795/best-value-etfs-to-buy-bundled-bargains-2021   Karl Brauer on Twitter https://twitter.com/karlbrauer   Getting a Used Car Deal in a Tight Market https://www.kiplinger.com/personal-finance/shopping/cars/602652/getting-a-used-car-deal-in-a-tight-market

Cybercriminals are in the news for targeting companies with ransomware, but they're still up for stealing your identity as well. We have the latest on protecting yourself. Also, student loan rates are going up.    Links mentioned in this episode:   Biden Extends Student Loan Relief, Is Loan Forgiveness Next?: https://www.kiplinger.com/personal-finance/credit-debt/loans/student-loans/602114/president-biden-extends-student-loan-relief ;   Protect Yourself Against New ID-Theft Schemes: https://www.kiplinger.com/personal-finance/credit-debt/loans/credit-reports/602854/protect-yourself-against-new-id-theft;   Identity Theft Resource Center 2020 Annual Data Breach Report: https://www.idtheftcenter.org/identity-theft-resource-centers-2020-annual-data-breach-report-reveals-19-percent-decrease-in-breaches/ ;   Pandemic Brings New Scams, Too: https://www.kiplinger.com/personal-finance/careers/unemployment/602860/pandemic-brings-new-scams-too ;   https://haveibeenpwned.com/ www.haveibeenpwned.com   pwned - Urban Dictionary:  https://www.urbandictionary.com/define.php?term=pwned ;   Federal Trade Commission -- Payments and Billing:  https://www.ftc.gov/consumer-protection/payments-and-billing ;

A rapidly evolving legal landscape is keeping cannabis investors on their toes. We talk to private equity investor Matt Hawkins, who has long experience in the sector, about pot's potential. Also: unemployment insurance versus a tight labor market.   --LINKS-- Taxes on Unemployment Benefits: A State-by-State Guide: https://www.kiplinger.com/taxes/state-tax/602307/taxes-on-unemployment-benefits-a-state-by-state-guide; The Basics of Unemployment Benefits: Who Qualifies, How to Apply, How Much You’ll Get:  https://www.kiplinger.com/personal-finance/careers/unemployment/602484/the-basics-of-unemployment-benefits-who-qualifies-how; Job Listing: Associate Personal Finance Editor: https://www.linkedin.com/jobs/view/2557948057/; Job Listing:  Associate Investing Editor, ESG: https://www.linkedin.com/jobs/view/2557969493/; 10 Best Marijuana Stocks to Buy for 2021: https://www.kiplinger.com/investing/stocks/stocks-to-buy/601667/best-marijuana-stocks-to-buy-for-2021; Investing in Cannabis? Beware These Red Flags: https://www.kiplinger.com/investing/stocks/marijuana-stocks/602632/investing-in-cannabis-beware-these-red-flags; How Long Should You Keep Tax Records?: https://www.kiplinger.com/taxes/602798/how-long-should-you-keep-tax-records; 22 IRS Audit Red Flags: https://www.kiplinger.com/taxes/tax-returns/602068/irs-audit-red-flags; How to Fix Your Social Security Earnings Record: https://www.kiplinger.com/article/retirement/t051-c001-s002-fix-your-social-security-earnings-record.html;

We'll knock down some misconceptions about what home insurance actually covers to make sure you're not left high and dry when things get wet (or hot, or shaky). Also, inflation is here. Time to freak out? --LINKS-- Kiplinger’s latest forecast on inflation: https://www.kiplinger.com/economic-forecasts/inflation; How to Protect Your Home from Natural Disasters with the Right Insurance: https://www.kiplinger.com/real-estate/home-improvement/602297/protect-your-home-from-natures-wrath; Home Insurance Literacy Survey 2020: Americans are confused about coverage: https://www.policygenius.com/homeowners-insurance/home-insurance-literacy-survey-2020/; FEMA Flood Maps: https://www.fema.gov/flood-maps; PODCAST: Bitcoin Explained with Tyrone Ross: https://www.kiplinger.com/investing/602582/podcast-bitcoin-explained-with-tyrone-ross; Insurance Institute for Business & Home Safety -- Roof Fortification: https://fortifiedhome.org/roof/; Dogecoin's a Joke. Don't Make Yourself the Punchline.: https://www.kiplinger.com/investing/cryptocurrency/602738/dogecoin-joke-dont-make-yourself-punchline  

Housing prices have been on a tear, and that means home equity is up, too. Turning that value into cash in your wallet can be complicated, though. Equity expert Keith Gumbinger helps us sort it out. Also, "Sell in May and Go Away": urban legend or investing strategy? --LINKS-- Sell in May and Go Away? Here We Go Again … : https://www.kiplinger.com/investing/602700/sell-in-may-and-go-away-here-we-go-again; Keith Gumbinger, Vice President of HSH.com: https://www.hsh.com/press-room/author/keith-gumbinger.html; This Hot Housing Market with Daniel Bortz: https://www.kiplinger.com/real-estate/602559/podcast-this-hot-housing-market-with-daniel-bortz; Black Knight mortgage data reports: https://www.blackknightinc.com/data-reports/ Retirees, Make the Most of Your Home Equity https://www.kiplinger.com/retirement/601665/retirees-make-the-most-of-your-home-equity

Managing editor of the Kiplinger Retirement Report Catherine Siskos joins us to talk about what a new administration and Congress might do to solve Social Security's looming funding problems. Also, buy now - pay later plans and what to do with a used shoe. --LINKS-- Big Changes Likely for Social Security, Medicare Under a Biden Presidency: https://www.kiplinger.com/retirement/social-security/601700/big-changes-likely-for-social-security-medicare-under-a-biden; What Is the Social Security COLA?: https://www.kiplinger.com/article/retirement/t051-c000-s010-what-is-the-social-security-cola.html; More Social Security information from Kiplinger: https://www.kiplinger.com/retirement/social-security

No doubt, investing in annuities can be a tough call for the active investor. But there comes a time when relinquishing some control for reliable income can be a wise move. Also: Remembering the biggest financial fraud in history. --LINKS-- How Annuities Are Taxed: https://www.kiplinger.com/retirement/annuities/602248/how-annuities-are-taxed; Annuities Just May Be the Broccoli of Retirement Planning: https://www.kiplinger.com/retirement/annuities/602199/annuities-just-may-be-the-broccoli-of-retirement-planning; Pension or Lump Sum? Compare Payouts and Options Before You Decide: https://www.kiplinger.com/retirement/annuities/601077/pension-or-lump-sum-compare-payouts-and-options-before-you-decide; What Life Is Like After Winning the Lottery: https://www.kiplinger.com/article/spending/t064-c000-s002-what-life-is-like-after-winning-the-lottery.html

What to do with the house, the vacation house and the china? We talk with a financial adviser who's got some wise counsel. Also, who makes up the so-called Generation I? --LINKS-- Gen I: What Investing's New Class Looks Like: https://www.kiplinger.com/investing/602583/gen-i-new-investors; Time to Face Reality: Your Kids Don’t Want Your Stuff!: https://www.kiplinger.com/retirement/estate-planning/602507/time-to-face-reality-your-kids-dont-want-your-stuff; Selling Your Stuff: The Tax Dimension: https://www.kiplinger.com/article/taxes/t055-c032-s014-selling-your-stuff-the-tax-dimension.html

Sustainable stocks are going gangbusters. In an era of triple-digit gains for many market favorites (it's not just Tesla), we look for value options. Also, use your tax-day delay wisely. --LINKS-- Tax Day 2021: When's the Last Day to File Taxes?: https://www.kiplinger.com/taxes/tax-deadline/602221/tax-day-2021-whens-the-last-day-to-file-taxes-this-year; Most U.S. Taxpayers Don’t Know How Effects Of Pandemic Will Impact Their Taxes: Five Tax Myths Debunked: https://www.norc.org/NewsEventsPublications/PressReleases/Pages/most-us-taxpayers-don%E2%80%99t-know-how-effects-of-pandemic-will-impact-their-taxes-five-tax-myths-debunked.aspx; Profit With These 7 Planet-Friendly Companies: https://www.kiplinger.com/investing/stocks/stocks-to-buy/602282/profit-with-these-7-planet-friendly-companies; Earth-First Funds Are Soaring: https://www.kiplinger.com/investing/etfs/602284/earth-first-funds-are-soaring; How Green Are Your Bonds?: https://www.kiplinger.com/investing/mutual-funds/602283/how-green-are-your-bonds

Pretending it's a fad that will go away didn't work for the internet, and it won't work for cryptocurrency, either. But there are still so many questions. We'll field some key ones with an expert who bridges digital currency and traditional financial advising. --LINKS-- 7 Reasons Why Your Third Stimulus Check Could Be Delayed or Denied: https://www.kiplinger.com/taxes/602487/reasons-why-your-third-stimulus-check-could-be-delayed-or-denied; Where's My Stimulus Check? Use the IRS's "Get My Payment" Tool to Get an Answer: https://www.kiplinger.com/taxes/602010/where-is-my-stimulus-check-use-the-irs-get-my-payment-tool; T-Shirt Long Bitcoin, Short the Bankers: https://2020trendingtees.com/product/long-bitcoin-short-bankers-shirt/; How Much Bitcoin Should I Own? A Mathematical Answer: https://www.kiplinger.com/investing/602384/how-much-bitcoin-should-i-own-a-mathematical-answer; On Purpose, With Tyrone Ross (Coindesk podcast): https://www.coindesk.com/podcasts/on-purpose-with-tyrone-ross; Cryptoassets: The Innovative Investor's Guide to Bitcoin and Beyond: https://www.amazon.com/Cryptoassets-Innovative-Investors-Bitcoin-Beyond/dp/1260026671; CASEBITCOIN: Making the Case for Bitcoin Every Day: https://casebitcoin.com/ ; OnrampforAdvisors: https://www.onrampinvest.com/leadership

Home sales and prices have been on a tear and are forecast to continue to rise in 2021. Whether you're hoping to sell, buy or refi, contributing writer Daniel Bortz has insights for you. And: Did you win your bracket? What that means for taxes. -- LINKS -- Home Buyers Loving the Suburbs Again: https://www.kiplinger.com/real-estate/selling-a-home/602120/home-buyers-loving-the-suburbs-again; 11 Home Features Today's Buyers Want Most: https://www.kiplinger.com/slideshow/real-estate/t010-s001-home-features-that-buyers-want/index.html; 6 SPACs to Buy for 'Smart Money' Returns: https://www.kiplinger.com/investing/stocks/601168/spacs-to-buy; 8 Tax Tips for Gambling Winnings and Losses: https://www.kiplinger.com/slideshow/taxes/t056-s001-tax-tips-for-gambling-income-and-losses/index.html

As with so many things, the pandemic has had big effect on side hustles and contract work. We talk with an expert in the field on finding a good gig. Also, there's a lot noise about inflation these days. --LINKS-- Kiplinger's Inflation Forecast: https://www.kiplinger.com/economic-forecasts/inflation; Sidehusl: https://sidehusl.com/https://sidehusl.com/; Unemployment Tax Break: Don't Amend Your 2020 Tax Return to Claim the New Exemption: https://www.kiplinger.com/taxes/602429/unemployment-tax-break-dont-amend-your-2020-tax-return-to-claim-exemption; Taxes on Unemployment Benefits: A State-by-State Guide: https://www.kiplinger.com/taxes/state-tax/602307/taxes-on-unemployment-benefits-a-state-by-state-guide

You probably know you're getting a check, but did you know you can have an impact on its amount? Senior tax editor Rocky Mengle talks about the moves you can make to upsize your stimulus. Also, will your state raise -- or lower -- your taxes. --LINKS-- State-by-State Guide to Taxes on Middle-Class Families: https://www.kiplinger.com/kiplinger-tools/taxes/t055-s001-kiplinger-tax-map/index.php; Third Stimulus Check Calculator: https://www.kiplinger.com/kiplinger-tools/taxes/third-stimulus-check-calculator/index.php; 2021 Child Tax Credit Calculator: https://www.kiplinger.com/kiplinger-tools/taxes/third-stimulus-check-calculator/index.php; What to Do If You Get a Stimulus Check for a Deceased Person: https://www.kiplinger.com/article/taxes/t054-c005-s001-what-if-you-get-a-stimulus-check-for-a-dead-person.html

The COVID-19 pandemic and accompanying recession have been particularly hard on women, who've lost millions of jobs. Financial planner Marguerita Cheng talks about how she's helping her clients cope. Also: What dad taught us about personal finance. --LINKS-- A Kiplinger Special Report: Roth Conversions: https://www.kiplinger.com/taxes/602288/your-guide-to-roth-conversions; Your Guide to Roth Conversions: https://www.kiplinger.com/retirement/retirement-plans/roth-iras/601774/your-guide-to-roth-conversions; Marguerita M. Cheng, CFP®, RICP®: https://www.blueoceanglobalwealth.com/our-team.php; C. Nicole Mason: https://iwpr.org/member/c-nicole-mason-ph-d/; Kennett Lyle Block: https://www.harperfh.net/obituary/Kennett-Block

Managing your parents' finances can be a difficult situation. Doing so if you haven't laid down a plan for how to do it is worse. Cameron Huddleston, a Kiplinger alumna and author of a book on having those conversations has help. Also, how to squeeze every last dollar out of the Recovery Rebate Credit. --LINKS-- What's the Recovery Rebate Credit?: https://www.kiplinger.com/taxes/602269/what-is-the-recovery-rebate-credit; Mom and Dad, We Need to Talk, by Cameron Huddleston: https://cameronhuddleston.com/mom-and-dad-we-need-to-talk/; 10 Ways to Talk to Your Aging Parents About Their Finances: https://www.kiplinger.com/slideshow/retirement/t013-s001-talk-to-your-aging-parents-about-their-finances/index.html

Love and money go together like, well, sometimes they don't. Financial planner Mari Adam joins Your Money's Worth to discuss how couples can work together to have a good relationship, both with each other and their finances. Also, we look at new twists for 2020 tax filing and gadgets that can help when the power goes out. --LINKS-- 9 Ways to Raise Cash Quickly: https://www.kiplinger.com/slideshow/saving/t065-s002-ways-to-raise-cash-quickly/index.html; There’s Still Time to Save on 2020 Taxes: https://www.kiplinger.com/taxes/tax-planning/602127/theres-still-time-to-save-on-2020-taxes; CARES Act Expands Tax Deductions for Charitable Giving: https://www.kiplinger.com/slideshow/taxes/t054-s001-cares-act-expands-charitable-giving-tax-deductions/index.html; Getting Married or Moving In Together? Time to Talk About Money: https://www.kiplinger.com/personal-finance/601898/getting-married-or-moving-in-together-time-to-talk-about-money; 14 Must-Have Items for Your Home Emergency Kit: https://www.kiplinger.com/slideshow/real-estate/t065-s001-must-have-items-for-your-home-emergency-kit/index.html

Far more people could be filing their federal returns for nothing. Sandy Block helps us figure out what's truly “free.” Also, the latest from Brandon Copeland and the not-so-secret perks of stock ownership. --LINKS-- Meet Brandon Copeland: NFL Linebacker, New Kiplinger Contributor: https://www.kiplinger.com/personal-finance/601580/meet-brandon-copeland-nfl-linebacker-new-kiplinger-contributor; Get Rid of Your Money Anxiety in 2021: https://www.kiplinger.com/personal-finance/602140/get-rid-of-your-money-anxiety-in-2021; Kiplinger’s Best Values in Tax Software: https://www.kiplinger.com/taxes/tax-filing/602135/kiplingers-best-values-in-tax-software-2021; 5 Tips for Finding a Tax Preparer:https://www.kiplinger.com/taxes/602225/tips-for-finding-a-tax-preparer; File Your Federal Taxes Online for Free (IRS Free File): https://www.irs.gov/filing/free-file-do-your-federal-taxes-for-free ; Tiicker: https://www.tiicker.com/

Did the market gyrations of late January rattle your faith in the market, or did you shrug at another "short squeeze"? Senior investing editor Kyle Woodley provides his insights on the drama over GameStop. Also, how the ultimate penny-pincher car might be a used electric. --LINKS-- Save Money with an Electric Car: https://www.kiplinger.com/personal-finance/shopping/cars/601936/save-money-with-an-electric-car; and https://www.consumerreports.org/hybrids-evs/evs-offer-big-savings-over-traditional-gas-powered-cars; How WSB Beat Hedge Funds at Their Own Game: https://www.kiplinger.com/investing/stocks/602158/gamestop-how-wallstreetbets-wsb-beat-hedge-funds; What Exactly Is a Short Squeeze?: https://www.kiplinger.com/investing/602165/what-exactly-is-a-short-squeeze; President Biden's Tax Plans for the Next Few Years: https://www.kiplinger.com/taxes/602109/president-bidens-tax-plans-for-the-next-few-years

Among the disruptions of the COVID-19: Many people working remotely changed their location to a new state, maybe even a new country. That can lead to complications, particularly when it comes to state taxes. Also: why the IRS is starting tax season late this year, and a check-in on student loan policies in the new administration. --LINKS-- When Can You File Your Taxes This Year?: https://www.kiplinger.com/taxes/tax-filing/602089/when-can-you-file-your-taxes-this-year; There’s Still Time to Save on 2020 Taxes: https://www.kiplinger.com/taxes/tax-planning/602127/theres-still-time-to-save-on-2020-taxes; Work From Home, Wherever That Is: https://www.kiplinger.com/personal-finance/careers/601927/work-from-home-wherever-that-is; 7 Foreign Countries Luring Americans to Work Abroad During the Pandemic: https://www.kiplinger.com/personal-finance/careers/601410/7-foreign-countries-luring-americans-to-work-abroad-during-the