Podcasts about insurance institute

This Special Episode of the Capitol Weekly Podcast was recorded live at the California Insurance Crisis, which was held in Sacramento on Wednesday, May 14, 2025This is Panel 2: The Los Angeles Fires, featuring Sonoma County Supervisor James Gore; Steve Hawks, Insurance Institute for Business & Home Safety; Kelsey Szamet, Eaton Fire Survivors Network; Nancy Wallace, UC BerkeleyModerated by journalist Dan MorainThanks to our California Conferences sponsors:THE TRIBAL ALLIANCE OF SOVEREIGN INDIAN NATIONS, WESTERN STATES PETROLEUM ASSOCIATION, KP PUBLIC AFFAIRS, PERRY COMMUNICATIONS GROUP, CAPITOL ADVOCACY, THE WEIDEMAN GROUP, CALKIN PUBLIC AFFAIRS and CALIFORNIA PROFESSIONAL FIREFIGHTERS 

We're exploring Dixon Trail, a 64-home community in Escondido, California, designed with cutting-edge, wildfire-resistant features. From fire-rated roofs and ember-resistant vents to strategic landscaping and metal fencing, we'll find out how this neighborhood is redefining safety in the face of increasing wildfire threats. KFI's Heather Brooker spoke with the Insurance Institute for Business & Home Safety and KB Homes to find out why they say Dixon Trail could serve as a blueprint for future communities in wildfire-prone areas.

President Trump authorized turning a 700-mile stretch of federal land, from New Mexico to California, into a military installation to allow troops to detain migrants crossing the southern border. At the Insurance Institute for Business and Home Safety, researchers are testing how homes withstand natural disasters like fires and hurricanes. The results could help shape fire codes and improve building standards. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

In this episode of the Strong Homes, Safe Families! podcast, host Leslie Chapman-Henderson speaks with Alister Watt, Chief Product Officer at the Insurance Institute for Business and Home Safety (IBHS). They discuss the urgent need for wildfire preparedness, especially in light of recent devastating wildfires in California. The conversation covers the Wildfire Prepared Home program, which helps homeowners protect their family and strengthen their property against wildfires. Alister shares insights on the importance of understanding the fire triangle (fuel, heat, and oxygen), the significance of community efforts in wildfire mitigation, and the need for resilient rebuilding practices. The episode emphasizes the role of embers in wildfire spread and the necessity of a systems approach to ensure that individual efforts do not leave weak links in the chain of safety. The discussion concludes with a message of hope and the importance of ongoing education and collaboration in wildfire safety.TopicsIntro/ Educational background (1:23)What is the Wildfire Prepared Home Program (4:43)California Wildfires /What recently happened in California (9:42) Understanding the fire triangle (fuel, heat, oxygen) is crucial for wildfire safety. (13:33)The dangers of ember and the importance to the zero to five zone (16:03)How rebuilding resiliently and incorporating modern building codes for better protection. (22:45)Cost-effective measures to reduce wildfire risks. (27:57)Why your neighbor is so important when surviving wildfire (31:59) Wildfire-Resilient Neighborhood announcement (38:06)There is hope in the evolving science of wildfire safety. (41:18)Links and ResourcesInsurance Institute for Business & Home SafetyWildfire Prepared HomeKB Home Introduces Wildfire-Resilient Neighborhood Connect With Us  Alister Watts Leslie Chapman-HendersonFederal Alliance for Safe Homes (FLASH)Toll-free: 877-221-SAFE(877-221-7233)Email: info@flash.org

Tucked in the foothills of central Virginia, the Insurance Institute for Highway Safety (IIHS) runs a state-of-the-art facility where researchers conduct a range of vehicle crash tests and publish their widely consulted vehicle safety ratings. The Travelers Institute gave a behind-the-scenes look at how this important work, supported by Travelers and the insurance industry, is helping consumers make informed decisions about their auto purchases and encouraging automakers to produce safer vehicles. Watch the original Wednesdays with Woodward® webinar: https://institute.travelers.com/webinar-series/symposia-series/crash-and-learn-0614  --- Visit the Travelers Institute® website: http://travelersinstitute.org/  Join the Travelers Institute® email list: https://travl.rs/488XJZM   Connect with Travelers Institute® President Joan Woodward on LinkedIn: https://www.linkedin.com/in/joan-kois-woodward/ 

Making your home stronger can protect your property and your family if a severe storm hits. What does “home hardening” mean? Home hardening makes your home stronger to withstand severe weather. This can help avoid costly insurance claims. Less costly claims can also mean lower insurance costs. What is the Insurance Institute for Business and Home Safety's role in home hardening? The Insurance Institute for Business and Home Safety (IBHS) is a nonprofit research center that analyzes how buildings perform in severe weather. The lab in Richburg, South Carolina can create full-sized houses and structures and put those through heaving winds, rainstorms, hailstorms, and wildfires. With 105 fans at 350 horsepower each, IBHS can create 130 mile per hour winds. That's equivalent to a Category 3 hurricane. What does IBHS look for with its created storms? IBHS can test an entire house as a system and look for weak links that can lead to cascading failures. It then develops protective strategies.  Does IBHS have a designation system for home hardening? Yes, it's called Fortified. New construction and remodeling projects can get ratings from Roof to Silver to Gold depending on the type of materials used and how they're used. For example, a house built to the Silver level will have metal braces on the roof to keep it from blowing off. Does IBHS help with wildfires? IBHS has a program called Wildfire Prepared that looks at mitigation strategies and creating defensible space. They suggest you keep a 0-to-5-foot zone around your house that is free of branches and other combustible materials. How can you show that you have a Fortified home? After the work is done, you get a certificate that is third-party verified. You can give this to your insurance agent. Some insurance companies offer discounts for home hardening. The extra cost of home hardening might save you money on home repairs and insurance. Are you prepared for a tornado? Here's how to protect your home. Are you ready for a disaster? Hurricane season: How to prepare your home and property 

Peggy Smedley and Aimee Cox, research scientist, Insurance Institute for Highway Safety, talk about how big of a problem distracted driving is on U.S. roads. She says distracted driving could be any secondary task that takes our mind or focus off of safe driving. They also discuss: The challenges of distracted driving. The most effective ways to reduce distracted driving. How technology can help from being distracted in the car. iihs.org (4/1/25 - 914) IoT, Internet of Things, Peggy Smedley, artificial intelligence, machine learning, big data, digital transformation, cybersecurity, blockchain, 5G, cloud, sustainability, future of work, podcast, Aimee Cox, Insurance Institute for Highway Safety, distracted driving This episode is available on all major streaming platforms. If you enjoyed this segment, please consider leaving a review on Apple Podcasts.

#ThisMorning on #BRN | #Lifestyle | #2028 | #Stronger #Protection for #BackSeat #Passengers | David Harkey, Insurance Institute for Highway Safety | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #Wellness and #More - #Everyday

Peggy Smedley and Aimee Cox, research scientist, Insurance Institute for Highway Safety, talk about how big of a problem distracted driving is on U.S. roads. She says distracted driving could be any secondary task that takes our mind or focus off of safe driving. They also discuss: The challenges of distracted driving. The most effective ways to reduce distracted driving. How technology can help from being distracted in the car. iihs.org (4/1/25 - 914) IoT, Internet of Things, Peggy Smedley, artificial intelligence, machine learning, big data, digital transformation, cybersecurity, blockchain, 5G, cloud, sustainability, future of work, podcast, Aimee Cox, Insurance Institute for Highway Safety, distracted driving This episode is available on all major streaming platforms. If you enjoyed this segment, please consider leaving a review on Apple Podcasts.

Get ready to fortify your home because today, we're diving deep into how to prep your casa against wildfires, storms, and hurricanes with Fred Malik from the Insurance Institute for Business & Home Safety. We're talking about the Fortified Home program, a game-changer that gives your house a fighting chance against Mother Nature's worst tantrums. From roofs to garage doors, Fred's got the lowdown on what makes a home resilient and ready to withstand those wild weather events. Plus, we'll sprinkle in some witty banter and real-life stories that'll make you rethink your home safety strategies. So, whether you're battling a tornado or just dealing with a pesky rainstorm, tune in and learn how to keep your home safe and sound!Eric G and Fred Malik dive into the nitty-gritty of home safety against the wrath of Mother Nature in this episode, and boy, do they have a lot to unpack! With everything from wildfires to the menace of storms and hurricanes, they break down the Fortified Home program that's basically your home's personal bodyguard against nature's tantrums. As we roll through the discussion, Fred shares insights on why many homes fail against severe weather, and it all boils down to one thing: preparation—or rather, the lack thereof. They chat about the importance of maintaining roofs, the damage that can sneak up on you when you least expect it, and how the right materials can make all the difference. Plus, they throw in a few chuckles about the wild antics of roofing mishaps and how a good roof is like a good friend—it'll keep a storm at bay when you need it most!Takeaways: Being proactive about home safety can significantly reduce risks from natural disasters like wildfires and hurricanes. The Fortified Home program offers a systematic approach to strengthening your house against severe weather impacts. Regular roof inspections and maintenance are crucial to ensure your home remains resilient against weather-related damage. Investing in better roofing materials and installation can save you money in the long run by preventing costly repairs after storms. Understanding how wind pressure affects your home can help you make informed decisions about renovations and upgrades. Taking small steps, like updating garage doors or trimming trees, can have a huge impact on your home's ability to withstand storms. Links referenced in this episode:aroundthehouseonline.commonumentgrills.comfortifiedhome.orgibhs.orgCompanies mentioned in this episode: Monument Grills Fortified Insurance Institute for Business and Home Safety To get your questions answered by Eric G give us a call in the studio at 833-239-4144 24/7 and Eric G will get back to you and answer your question and you might end up in a future episode of Around the House. Thanks for listening to Around the house if you want to hear more please subscribe so you get notified of the latest episode as it posts at https://around-the-house-with-e.captivate.fm/listenIf you want to join the Around the House Insider for access to the back catalog, Exclusive Content and a direct email to Eric G and access to the show early https://around-the-house-with-e.captivate.fm/support We love comments and we would love reviews on...

Hailstorms cause billions of dollars in damage each year, but how do we study hail to build stronger homes and communities?In Episode 109 of the GeoTrek Podcast, we dive into the world of hail research, forensic meteorology, and building science with two incredible guests:Brenna Meisenzahl – Researcher at the Insurance Institute for Business & Home Safety (IBHS), leading field studies on hail formation and its impacts on buildings.Sara Hudson – a Forensic Meteorologist at CNC Catastrophe & National Claims, specializing in storm analysis and severe weather damage assessments.Together, we explore:

This podcast focuses on Local Matters, Matt Ward, Regional Membership Manager at the Chartered Insurance Institute, will be speaking with Danielle Ashmore, President of the Insurance Institute of Coventry, Sarah Hughes, Communications Officer for the Insurance Institute of Cardiff and Kath Harvey, President of the Insurance Institute of Aberdeen, to discuss their plans to engage their membership in 2025.

Cities across America have been trying — and mostly failing — to achieve Vision Zero for more than a decade. But is it really time to trade the goal of ending road deaths and serious injuries for the aim of reducing them 30 percent by 2030? And would we be better positioned to eliminate the other 70 percent of fatalities if we made that strategic shift, or not?  Today on the Brake, we sit down with the presdient of the Insurance Institute for Highway Safety, David Harkey, to talk about his organization's pivot to push for a five-year full-court press on traffic violence, and why he doesn't believe that means giving up on ending road deaths overall. And along the way, Kea presses him to examine what strategies would really rise to the surface if we set a tighter time horizon for more modest road safety gains, and why we have to sweat our strategy when it comes to saving lives. 

WWJ auto analyst reports it may be a first for the auto industry as IIHS is adopting metrics used by the NFL for head injuries.

Some of the most striking images to come out of the Los Angeles wildfires are photos of a single intact house, surrounded by rubble. We wondered: why do some houses burn down and not others? Is it possible to build a fire-proof house? Imperfect Paradise host Antonia Cereijido, correspondent Emily Guerin, and host of the LAist Studios podcast The Big Burn Jacob Margolis, look at what preventative measures you can take to try to save your house in a wildfire. Plus, we meet a man who tried to build a fire-proof house and a woman who lost everything, yet chose to rebuild in exactly the same place. To see photos of the bunker home in Topanga Canyon: https://www.instagram.com/p/CkueCwIrHta/?utm_source=ig_web_copy_link&igsh=MzRlODBiNWFlZA== Eaton Fire Ring Cam footage: https://www.instagram.com/reel/DEydaaLvfra/?utm_source=ig_embed&ig_rid=9c2269c5-a77d-42d6-8333-3c4ad540ccd0 Insurance Institute for Business & Home Safety homes on fire video: https://www.youtube.com/watch?v=QQIHtMQ_y5k&ab_channel=InsuranceInstituteforBusiness%26HomeSafety%28IBHS%29 Grow your business–no matter what stage you’re in. Sign up for a one-dollar-per-month trial period at SHOPIFY.COM/paradise Learn more about the rich traditions and vibrant voices of Native California at https://NewsFromNativeCalifornia.com Support for this podcast is made possible by Gordon and Dona Crawford, who believe that quality journalism makes Los Angeles a better place to live.

Some of the most striking images to come out of the Los Angeles wildfires are photos of a single intact house, surrounded by rubble. We wondered: why do some houses burn down and not others? Is it possible to build a fire-proof house? Imperfect Paradise host Antonia Cereijido, correspondent Emily Guerin, and host of the LAist Studios podcast The Big Burn Jacob Margolis, look at what preventative measures you can take to try to save your house in a wildfire. Plus, we meet a man who tried to build a fire-proof house and a woman who lost everything, yet chose to rebuild in exactly the same place. To see photos of the bunker home in Topanga Canyon: https://www.instagram.com/p/CkueCwIrHta/?utm_source=ig_web_copy_link&igsh=MzRlODBiNWFlZA== Eaton Fire Ring Cam footage: https://www.instagram.com/reel/DEydaaLvfra/?utm_source=ig_embed&ig_rid=9c2269c5-a77d-42d6-8333-3c4ad540ccd0 Insurance Institute for Business & Home Safety homes on fire video: https://www.youtube.com/watch?v=QQIHtMQ_y5k&ab_channel=InsuranceInstituteforBusiness%26HomeSafety%28IBHS%29 Grow your business–no matter what stage you’re in. Sign up for a one-dollar-per-month trial period at SHOPIFY.COM/paradise Learn more about the rich traditions and vibrant voices of Native California at https://NewsFromNativeCalifornia.com Support for this podcast is made possible by Gordon and Dona Crawford, who believe that quality journalism makes Los Angeles a better place to live.

Some of the most striking images to come out of the Los Angeles wildfires are photos of a single intact house, surrounded by rubble. We wondered: why do some houses burn down and not others? Is it possible to build a fire-proof house? Imperfect Paradise host Antonia Cereijido, correspondent Emily Guerin, and host of the LAist Studios podcast The Big Burn Jacob Margolis, look at what preventative measures you can take to try to save your house in a wildfire. Plus, we meet a man who tried to build a fire-proof house and a woman who lost everything, yet chose to rebuild in exactly the same place. To see photos of the bunker home in Topanga Canyon: https://www.instagram.com/p/CkueCwIrHta/?utm_source=ig_web_copy_link&igsh=MzRlODBiNWFlZA== Eaton Fire Ring Cam footage: https://www.instagram.com/reel/DEydaaLvfra/?utm_source=ig_embed&ig_rid=9c2269c5-a77d-42d6-8333-3c4ad540ccd0 Insurance Institute for Business & Home Safety homes on fire video: https://www.youtube.com/watch?v=QQIHtMQ_y5k&ab_channel=InsuranceInstituteforBusiness%26HomeSafety%28IBHS%29 Grow your business–no matter what stage you’re in. Sign up for a one-dollar-per-month trial period at SHOPIFY.COM/paradise Learn more about the rich traditions and vibrant voices of Native California at https://NewsFromNativeCalifornia.com Support for this podcast is made possible by Gordon and Dona Crawford, who believe that quality journalism makes Los Angeles a better place to live.

Some of the most striking images to come out of the Los Angeles wildfires are photos of a single intact house, surrounded by rubble. We wondered: why do some houses burn down and not others? Is it possible to build a fire-proof house? Imperfect Paradise host Antonia Cereijido, correspondent Emily Guerin, and host of the LAist Studios podcast The Big Burn Jacob Margolis, look at what preventative measures you can take to try to save your house in a wildfire. Plus, we meet a man who tried to build a fire-proof house and a woman who lost everything, yet chose to rebuild in exactly the same place. Eaton Fire Ring Cam footage: https://www.instagram.com/reel/DEydaaLvfra/?utm_source=ig_embed&ig_rid=9c2269c5-a77d-42d6-8333-3c4ad540ccd0 Insurance Institute for Business & Home Safety homes on fire video: https://www.youtube.com/watch?v=QQIHtMQ_y5k&ab_channel=InsuranceInstituteforBusiness%26HomeSafety%28IBHS%29 Grow your business–no matter what stage you’re in. Sign up for a one-dollar-per-month trial period at SHOPIFY.COM/paradise Learn more about the rich traditions and vibrant voices of Native California at https://NewsFromNativeCalifornia.com Support for this podcast is made possible by Gordon and Dona Crawford, who believe that quality journalism makes Los Angeles a better place to live.

Some of the most striking images to come out of the Los Angeles wildfires are photos of a single intact house, surrounded by rubble. We wondered: why do some houses burn down and not others? Is it possible to build a fire-proof house? Imperfect Paradise host Antonia Cereijido, correspondent Emily Guerin, and host of the LAist Studios podcast The Big Burn Jacob Margolis, look at what preventative measures you can take to try to save your house in a wildfire. Plus, we meet a man who tried to build a fire-proof house and a woman who lost everything, yet chose to rebuild in exactly the same place. Eaton Fire Ring Cam footage: https://www.instagram.com/reel/DEydaaLvfra/?utm_source=ig_embed&ig_rid=9c2269c5-a77d-42d6-8333-3c4ad540ccd0 Insurance Institute for Business & Home Safety homes on fire video: https://www.youtube.com/watch?v=QQIHtMQ_y5k&ab_channel=InsuranceInstituteforBusiness%26HomeSafety%28IBHS%29 Grow your business–no matter what stage you’re in. Sign up for a one-dollar-per-month trial period at SHOPIFY.COM/paradise Learn more about the rich traditions and vibrant voices of Native California at https://NewsFromNativeCalifornia.com Support for this podcast is made possible by Gordon and Dona Crawford, who believe that quality journalism makes Los Angeles a better place to live.Support LAist Today: https://LAist.com/join

Some of the most striking images to come out of the Los Angeles wildfires are photos of a single intact house, surrounded by rubble. We wondered: why do some houses burn down and not others? Is it possible to build a fire-proof house? Imperfect Paradise host Antonia Cereijido, correspondent Emily Guerin, and host of the LAist Studios podcast The Big Burn Jacob Margolis, look at what preventative measures you can take to try to save your house in a wildfire. Plus, we meet a man who tried to build a fire-proof house and a woman who lost everything, yet chose to rebuild in exactly the same place. To see photos of the bunker home in Topanga Canyon: https://www.instagram.com/p/CkueCwIrHta/?utm_source=ig_web_copy_link&igsh=MzRlODBiNWFlZA== Eaton Fire Ring Cam footage: https://www.instagram.com/reel/DEydaaLvfra/?utm_source=ig_embed&ig_rid=9c2269c5-a77d-42d6-8333-3c4ad540ccd0 Insurance Institute for Business & Home Safety homes on fire video: https://www.youtube.com/watch?v=QQIHtMQ_y5k&ab_channel=InsuranceInstituteforBusiness%26HomeSafety%28IBHS%29 Grow your business–no matter what stage you’re in. Sign up for a one-dollar-per-month trial period at SHOPIFY.COM/paradise Learn more about the rich traditions and vibrant voices of Native California at https://NewsFromNativeCalifornia.com Support for this podcast is made possible by Gordon and Dona Crawford, who believe that quality journalism makes Los Angeles a better place to live.

Some of the most striking images to come out of the Los Angeles wildfires are photos of a single intact house, surrounded by rubble. We wondered: why do some houses burn down and not others? Is it possible to build a fire-proof house? Imperfect Paradise host Antonia Cereijido, correspondent Emily Guerin, and host of the LAist Studios podcast The Big Burn Jacob Margolis, look at what preventative measures you can take to try to save your house in a wildfire. Plus, we meet a man who tried to build a fire-proof house and a woman who lost everything, yet chose to rebuild in exactly the same place. To see photos of the bunker home in Topanga Canyon: https://www.instagram.com/p/CkueCwIrHta/?utm_source=ig_web_copy_link&igsh=MzRlODBiNWFlZA== Eaton Fire Ring Cam footage: https://www.instagram.com/reel/DEydaaLvfra/?utm_source=ig_embed&ig_rid=9c2269c5-a77d-42d6-8333-3c4ad540ccd0 Insurance Institute for Business & Home Safety homes on fire video: https://www.youtube.com/watch?v=QQIHtMQ_y5k&ab_channel=InsuranceInstituteforBusiness%26HomeSafety%28IBHS%29 Grow your business–no matter what stage you’re in. Sign up for a one-dollar-per-month trial period at SHOPIFY.COM/paradise Learn more about the rich traditions and vibrant voices of Native California at https://NewsFromNativeCalifornia.com Support for this podcast is made possible by Gordon and Dona Crawford, who believe that quality journalism makes Los Angeles a better place to live.

Automatic Emergency Braking (AEB) is a fairly common feature in production vehicles from the Honda Civic to the Ford F-150. It's shown to have a material impact on preventing impacts. But according to new research, some AEB systems may contain worrisome blind spots.The Insurance Institute for Highway Safety (IIHS) just released findings from its recent research into the effects of high-visibility clothing – like the reflective gear worn by construction workers and runners – on AEB systems. While reflective clothing can substantially help human drivers spot people on or near the road, especially while driving at night, it seems to have the opposite effect on some AEB systems.

Ryan Vigus leads CSAA Insurance Group's personal lines products, including auto, home, umbrella, and pet.  His team develops and manages insurance products and product experiences that serve the needs of AAA Members. Ryan's responsibilities include Product Strategy and Development, Product Management, Actuarial, and Data Science.  CSAA Insurance Group is a AAA insurer that serves AAA Members in 23 states and the District of Columbia.  Ryan has served on the board of directors and various committees for the Insurance Institute for Business and Homes Safety (IBHS) since 2018 and currently serves as the chair of the board of directors.  He has a master's degree in applied mathematics from Bowling Green State University (Ohio) and is a Fellow of the Casualty Actuarial Society. Highlights from the Show California is a massive economy that has had a history of difficult insurance situations. Back in the day, Auto Insurance became a problem, with rates jumping and profitability suffering. California's insurers looked to Homeowners to make up the difference to remain profitable. And then the wildfire situation changed dramatically, putting great pressure on the industry, leaving many with the need to dramatically increase rates, pull out of the state, or both. Homeowners Associations often put in place rules to govern how homes in the development look to uphold standards and consistency across homes. But what happens when those standards are at odds with the decisions that make a home more resilient to things like hail, hurricanes or wildfire? Can you install a better roof, plant different vegetation (or remove it), etc., if it means your home will still be standing when others may not? Colorado has made laws that ensure HOAs cannot restrict a homeowner from doing something that makes their home safer from losses like hail or wildfire. If your home falls victim to a flood or hail damage, and your insurer pays to repair the damage, what if there was a way to enhance how you rebuild so your house is less likely to suffer a loss in the future? Wouldn't the time to make such upgrades be when you're working on those items anyway, like upgrading the type of roofing materials you use when replacing a roof destroyed by hail? That's not how insurance works today. But what if it could be? Ryan shares an interesting perspective as we discussed ways to combat the spiraling cost of buying homeowners insurance by homeowners and providing it to them by insurers. What can you do to materially impact the chance a home suffers a loss in a weather-related event like a hurricane, flood, hail storm or wildfire?At PLRB, we see the impact of better building codes on losses, and many areas have seen the benefit in how newer construction stands up to these weather events. Ryan  discusses one hold up to making your home more resilient at a cost to the homeowner is the availability of subsidized insurance through state FAIR plans that allows people to still get coverage at a low enough cost to discourage investing in hardening your home to loss. This may be contributing to some of the issue states like California have in insurance affordability and viability. What is the long-term solution to making insurance affordable to buy and viable for insurers to sell? Do we have an insurance affordability problem? In California, Ryan  believes we don't. Instead, he says we have a “homes burning down” problem, and we in the insurance industry need to stretch beyond our traditional role of paying after a loss to thinking about how we stop the losses upfront and facilitate that. This episode is brought to you by The Future of Insurance thought leadership series, available globally from Amazon in print, Kindle and Audible audiobook. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

Guest: Alister Watt, Chief Product Officer, Insurance Institute for Business and Home Safety (IBHS)On LinkedIn | https://www.linkedin.com/in/alister-watt-32a60b4/recent-activity/all/Hosts: Alejandro Juárez CrawfordOn ITSPmagazine  

GM finally listened to us and/or did some basic math and realized that GM Cruise was a dumpster fire that needed to be extinguished. Imagine what they could have done with the $10 Billion they squandered.A recent AAA survey covers risky driver behaviors and the Insurance Institute for Highway Safety's findings that vehicle height increases pedestrian injury severity. Consumer Reports' reliability and owner satisfaction surveys show that Rivians are unreliable but make their owners happy. And troubling statistics from Kids in Car Safety about cars stolen with children inside.Join the Fight for Safer Cars!Linkshttps://www.washingtonpost.com/technology/2024/12/10/gm-cruise-scraps-robotaxi/https://www.iihs.org/news/detail/vehicle-height-compounds-dangers-of-speed-for-pedestrianshttps://newsroom.aaa.com/2024/12/the-deadly-trio-on-u-s-roads-speeding-distractions-and-aggression/https://www.consumerreports.org/cars/car-reliability-owner-satisfaction/who-makes-the-most-reliable-cars-a7824554938/https://www.consumerreports.org/cars/car-reliability-owner-satisfaction/most-and-least-liked-car-brands-a1291429338/https://www.msn.com/en-za/technology/tech-companies/family-blames-elon-musk-for-son-s-death-while-driving-tesla-in-autopilot-mode/ar-AA1vuKNHhttps://www.msn.com/en-us/autos/general/nearly-a-dozen-cars-stolen-with-kids-left-inside-over-thanksgiving-car-safety-group-warns/ar-AA1vlNw0https://jalopnik.com/missouri-has-the-most-dangerous-traffic-laws-in-the-u-s-1851715759https://static.nhtsa.gov/odi/rcl/2024/RCLRPT-24V896-3848.PDFhttps://static.nhtsa.gov/odi/rcl/2024/RCLRPT-24V900-4741.PDFhttps://static.nhtsa.gov/odi/rcl/2024/RCLRPT-24V898-1694.PDF

On this week's program, your host, Justin Mog, sits down with Alex Otte, Mothers Against Drunk Driving (MADD) Regional Executive Director and former National President. Alex is a Kentucky resident, who was hit by a boat driven by a drunk driver while sitting on a jet ski when she was 13 years old. Despite sustaining severe injuries — including a traumatic brain injury, broken neck, shattered femurs, and the loss of her right leg below the knee — Alex survived and has dedicated her life to ending drunk driving. Learn Alex's personal story at https://www.youtube.com/watch?v=oN7vEoTkeOE December is Impaired Driving Prevention Month - and December is also a month where we see an increase in impaired driving due to the holiday celebrations and increased travel. Tune in as Alex shares some valuable safety tips during this high-risk period. You'll also learn what MADD is doing to end drunk driving year-round, and how anti-drunk driving technology, required by the bipartisan, federal HALT Act which was passed into law in 2021, will ultimately end drunk driving. Drunk driving is an escalating public health crisis. Drunk driving deaths have increased by 33% since 2019, claiming more than 13,000 lives in 2022 alone — impacting families nationwide. Every 78 seconds, someone is killed or injured in a drunk driving crash. Anti-drunk driving technology in cars offers a lifeline, yet regulatory delays mean 37 more lives lost each day. MADD believes we can end drunk driving with lifesaving anti-drunk driving technology. The HALT Drunk Driving Act, passed in November 2021, requires a new national safety standard for anti-drunk driving technology in all new cars. The law then requires car manufacturers to integrate the technology in new vehicles. This technology will save more than 10,000 lives per year and prevent hundreds of thousands of injuries, according to the Insurance Institute for Highway Safety. The HALT Act directs the U.S. Department of Transportation (USDOT) to complete a rulemaking process to determine what technology solution is ultimately chosen. The law directed USDOT to establish regulations for this technology by November 15, 2024. The rulemaking process involves gathering insights from a broad range of stakeholders including auto manufacturers, safety experts, engineers, and the public, ensuring that the solutions developed are both effective and practical. This is similar to the regulatory process that brought us seatbelts, airbags and backup cameras, which are all standard in new vehicles. The National Highway Traffic Safety Administration (NHTSA) is directed to complete a rulemaking process within three years of the November 2021 enactment of the IIJA. Automakers will then have two to three years to implement the new standard. The auto industry has the resources and expertise to make safety advancements like drunk driving prevention a reality, much the same way it has used its R&D prowess for self-driving vehicles, electrification and many safety innovations. As always, our feature is followed by your community action calendar for the week, so get your calendars out and get ready to take action for sustainability NOW! Sustainability Now! is hosted by Dr. Justin Mog and airs on Forward Radio, 106.5fm, WFMP-LP Louisville, every Monday at 6pm and repeats Tuesdays at 12am and 10am. Find us at http://forwardradio.org The music in this podcast is courtesy of the local band Appalatin and is used by permission. Explore their delightful music at http://appalatin.com

Dr. Ian Giammanco, Managing Director for Standards & Data Analytics at the IBHS Research Center, joins Eric to discuss how the Insurance Institute for Business & Home Safety is revolutionizing the way homeowners approach resilience in their homes against natural disasters. The conversation highlights the importance of fortified building practices that not only improve safety but also provide long-term cost savings by minimizing damage from events like hurricanes and wildfires. Dr. Giammanco explains the Fortified program, which offers various levels of protection for roofs and structures, ensuring homes can withstand severe weather. They also delve into the crucial role of proper landscaping and building materials in reducing fire hazards, particularly in wildfire-prone areas. Listeners will gain valuable insights into practical steps they can take to enhance their home's resilience and the benefits of engaging with their insurance providers regarding these upgrades.To get your questions answered by Eric G give us a call in the studio at 833-239-4144 24/7 and Eric G will get back to you and answer your question and you might end up in a future episode of Around the House. Thanks for listening to Around the house if you want to hear more please subscribe so you get notified of the latest episode as it posts at https://around-the-house-with-e.captivate.fm/listenIf you want to join the Around the House Insider for access to the back catalog, Exclusive Content and a direct email to Eric G and access to the show early https://around-the-house-with-e.captivate.fm/support We love comments and we would love reviews on how this information has helped you on your house! Thanks for listening! For more information about the show head to https://aroundthehouseonline.com/ Information given on the Around the House Show should not be considered construction or design advice for your specific project, nor is it intended to replace consulting at your home or jobsite by a building professional. The views and opinions expressed by those interviewed on the podcast are those of the guests and do not necessarily reflect the views and opinions of the Around the House Show. Eric G. sits down with Dr. Ian Giammanco, a leading researcher from the Insurance Institute for Business and Home Safety (IBHS), to delve into the critical topic of building resilience against natural disasters. The discussion highlights how IBHS is at the forefront of creating standards that help homeowners protect their properties from various hazards, including wildfires, hurricanes, and severe storms. Dr. Giammanco emphasizes the importance of comprehensive building codes and the adoption of fortified construction methods that go beyond the minimum requirements. The episode explores the various designations available through IBHS, such as the Fortified Home program, which offers guidelines for enhancing the durability of homes against windstorms and wildfires. The conversation touches on real-life examples, showcasing how communities can significantly reduce damage and ensure that families have homes to return to after disasters. By implementing these standards, homeowners not only safeguard their properties but also contribute to the overall stability of their neighborhoods during catastrophic events.Takeaways: The IBHS Research Center is dedicated to making homes more resilient to natural disasters. Fortified homes use advanced building standards to withstand severe weather challenges effectively. Homeowners can potentially receive insurance discounts for implementing...

In this episode of What's Up Waco, we chat with Jeff Payne, General Manager of Douglass Subaru, about why Subarus are a surprisingly perfect fit for Texas living. Known for their rugged dependability, Subarus are ideal for navigating dirt roads and outdoor adventures, while their sleek design also complements a downtown lifestyle. Jeff highlights Subaru's exceptional safety ratings, which include consistent recognition from the Insurance Institute for Highway Safety (IIHS). Subaru's advanced safety features, such as EyeSight Driver Assist Technology and superior crashworthiness, make these vehicles a top choice for families and safety-conscious drivers. Erica's favorite part: we discuss Subaru's dedication to community through their Love Promise, a commitment to making a positive impact on both a national and local scale. A cornerstone of this promise is the annual Share the Love Event, which has donated nearly $320 million to charities across the country since its inception. In Waco, the 2023 Share the Love Event enabled Douglass Subaru to donate $20,000 to two local organizations: Meals on Wheels Waco and Fuzzy Friends Rescue. Through this initiative, in 2024 Subaru will donates $325 for every new vehicle sold or leased during the event, allowing customers to support causes they care about while the dealership adds an extra local contribution. Links and Contact Information: Learn more about Subaru's Love Promise: Subaru Love Promise Explore Douglass Subaru: Douglass Subaru Waco Contact Douglass Subaru:

Join the Carolina Weather Group as we celebrate the first 500 episodes of our podcast. We're back on-location at the Insurance Institute of Home and Business Safety in Richburg, South Carolina  @IBHS_org . Over the years, the weekly weather podcast has brought you exciting science, insightful interviews with your favorite meteorologists and live coverage of historic severe weather. Plus special events including our trip to Kennedy Space Center for the launch of NASA SpaceX Crew-6, a railfanning adventure in Altoona, Pennsylvania and - of course - the lifesaving science experiments we saw at IBHS. Join us as we reminisce about the first 500 episodes covering weather, science and technology from the Carolinas. We will be putting links to all of the mentioned episodes here shortly.

How the insurance industry is promoting a shift in disaster mitigation through science-backed building standards and state-level partnerships to make homes more resilient is discussed in “Building Resilience: From Rooftops to Results,” the latest episode of the Predict & Prevent podcast from The Institutes.Roy Wright, President and CEO of The Insurance Institute for Business & Home Safety (IBHS), joined Pete Miller, CEO of The Institutes, to explore the role of insurers and consumers in making homes and communities safer.Roy talks about the IBHS FORTIFIED program and its success in Alabama, as well as the newer Wildfire Prepared Home initiative. He explains how these programs have evolved, their impact on reducing insurance claims, and the critical role of state partnerships in driving adoption. Roy also talks about how proper building standards and retrofitting can significantly reduce property damage and disruption to people's lives during severe weather events. The challenge of getting more states to adopt modern building codes is also discussed. And Roy talks about future initiatives focused on roof durability and performance.Resources:The Institute for Business & Home Safety: https://ibhs.org/ FORTIFIED home designation: https://fortifiedhome.org/ Wildfire Prepared Home: https://wildfireprepared.org/ Rating the States: https://ibhs.org/public-policy/rating-the-states/The Institutes: https://global.theinstitutes.org/Predict & Prevent website: https://www.predictandprevent.org/Sign up for our weekly Predict & Prevent newsletter: https://www.predictandprevent.org/newsletter/

Setting a home on fire intentionally... or shooting hail out of a potato gun at roofing material... are all ways the Insurance Institute for Business Home and Safety uses science to make our lives safer. For the Carolina Weather Group's 500th podcast episode, the team goes on-location to the giant IBHS weather lab in Richburg, South Carolina. In this video, you will see scientists light a home on fire INTENTIONALLY in order to study how wind spread wildfires. On-hand for this experiment in the Carolinas, CALTECH and CAL FIRE from California, where wildfires can quickly become deadly and destructive. IBHS utilizes its wind tunnel to push over flames at 35 mph. Scientists want to see how quickly a fire can spread from one building to the next. See what happens when those fans crank up and blow onto the fully engulfed home. From fire to ice... we take you inside IBHS' hail lab, where they make and study the impact of hail on roofs. Shooting hail at roofing materials of various ages and construction materials, helps IBHS make recommendations for the best roofing material. Coupled with science they collect storm chasing severe storms, and scientists use this data to publish their findings on https://IBHS.org. See what happens when our team gets to fire the hail gun! All of this science helps drive building codes, which makes construction smarter and safer for homes and businesses. Want to see over 30 minutes of the wind-driven fire experiment uninterrupted?

Why were some homes in Hurricanes Helene and Milton heavily damaged while others sustained little or no damage?  Much of the answer lies with the building materials and techniques used in their construction. Former Florida Deputy Insurance Commissioner Lisa Miller talks with a building science researcher, a building products manufacturer, and a developer whose homes survived unscathed from the hurricanes about how resilient construction can save money and insurance costs for both new and existing homes. Show Notes (For full Show Notes, visit https://lisamillerassociates.com/episode-53-fortified-homes/)  Host Lisa Miller opened the discussion by highlighting the devastation caused by recent Hurricanes Helene and Milton, particularly in Florida.  She emphasized the urgent need for homeowners to prepare their properties to withstand such disasters.  “Everywhere I go in Florida, I see homes built with plywood and two-by-fours, and I affectionately say that these production homes are built with sticks.  I don't see how they withstand 150 mph winds,” said Miller, who is a disaster insurance and recovery expert.  The focus of the episode is on using innovative building products and techniques to enhance the resilience of homes.Fred Malik, Managing Director of the Fortified Program at the Insurance Institute for Business and Home Safety (IBHS), shared his expertise on building techniques and materials designed to minimize damage from natural disasters.  He stressed the importance of rigorous building standards and inspections, noting that "you get what you inspect, not what you expect."  Malik explained that homes built to the Fortified standard undergo thorough third-party inspections, ensuring that critical details are not overlooked.  This certification process provides consumers with a way to differentiate between homes that may appear similar but have vastly different levels of resilience against severe weather.Marshall Gobuty, Managing Director at Pearl Homes Developments, shares his firsthand experience with building resilient homes. He discusses his development, Hunter's Point in Cortez, Florida, which successfully withstood Hurricane Milton without any damage.  Gobuty attributes this success to his innovative building practices, which include using a combination of block and poured concrete for foundations, as well as advanced insulation techniques that enhance the structural integrity of the homes.Scott Lidberg, CEO of NEXGEN Building Products, introduced his company's innovative magnesium oxide-based building materials.  He explained how these products can replace traditional materials like plywood and gypsum, offering superior resistance to impact, moisture, and fire.(For full Show Notes, visit https://lisamillerassociates.com/episode-53-fortified-homes/) 

Our profile interview this evening is Ms Thokozile Mahlangu, Chief Executive Officer at Insurance Institute of South Africa (IISA),  who is an experienced executive with 25 years' experience in the insurance industry, 10 years of which at executive management and 7 years as a Chief Executive Officer.See omnystudio.com/listener for privacy information.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Maryam Salmasi, the Fred H. Bossons Award Winner for 2024. They discuss Maryam's passion for ERM, her professional training in Iran, and her tips on studying for the CRM exam. She tells how being multilingual helps her in risk management. She reveals what winning the Fred H. Bossons Award 2024 meant to her. Maryam concludes with her hopes and next steps for her risk management career in Canada.   Key Takeaways: [:01] About RIMS. [:15] About this episode. We are coming to you live from Vancouver at the RIMS Canada Conference 2024 and are featuring our very special guest, the Fred H. Bossons Award Winner for 2024, Maryam Salmasi. [:43] The RIMS ERM Conference will be held on November 18th and 19th. Keynote John Hagel recently appeared here on RIMScast. The full agenda is live. [:53] We will talk about everything from RMIS and AI to D&O, ESG, the SEC, and various other acronyms, in addition to future casting and risk quantification. Register at RIMS.org/ERM2024. [1:05] RIMS-CRMP holders can earn recertification points by attending the RIMS ERM Conference 2024! For those interested in studying for the exam, a pre-conference workshop will be held on-site on November 16th and 17th. Register now; a link is on this page! [1:28] The next RIMS-CRMP Exam Prep will be held with Purima virtually on November 14th and 15th. [1:36] The next RIMS-CRMP-FED Exam Course will be hosted along with George Mason University from December 3rd through the 5th. Links to these courses can be found on the Certifications page of RIMS.org and through this episode's show notes. [1:51] RIMS Virtual Workshops! Elise Farnham of Illumine Consulting recently joined us here on RIMScast. On December 4th and 5th, she will host Applying and Integrating ERM. Other dates for the Fall and Winter are available on the Virtual Workshops calendar, RIMS.org/virtualworkshops. [2:16] Interview! This episode is recorded live on-site at the RIMS Canada Conference 2024 in Vancouver. It's a beautiful city and everyone is having a fantastic time! [2:29] The RIMS Canada Council and Planning Committee outdoes themselves every year with the networking opportunities and educational offerings! One of the highlights of the RIMS Canada Conference was the Fred H. Bossons Award. [2:42] The Fred H. Bossons Award honors the risk management professional who earns the highest average mark on the three examinations required to attain the Canadian Risk Management designation (CRM). This year's winner is ERM consultant Maryam Salmasi. [2:56] Maryam has such a fantastic story and unique background. I wanted to capture her perspective and share it all with the RIMScast audience! [3:03] We're going to learn about what it was like for her to be an emerging risk professional in Iran, what her experience has been here in Vancouver, and what it took for her to study for, pass, and eventually make the grade! [3:18] Maryam Salmasi, this year's winner of the Fred H. Bossons Award, welcome to RIMScast!  [3:58] Maryam is an enterprise risk management consultant at Stage Meta in Canada. She is also working with the Burnaby Board of Trade in Vancouver, with incredible people. [4:20] Maryam has been in ERM for about eight years. Risk management helps control uncertainty. Maryam is passionate about helping businesses to grow and make the best of themselves. [4:39] Maryam chose to concentrate on risk management to help businesses understand their risks and address them, mitigate them, and have better paths for growth. [5:06] Maryam started her career in Iran. She is a newcomer to Canada. In Iran, she worked as a risk manager for an insurance company, insurance agencies, and a brokerage. [5:31] Maryam worked in the insurance industry for about 19 years, in underwriting, claims, and customer-facing roles for about three years. She worked in organizational development, ERM, organizational excellence, quality, and process management, as a manager and specialist.  [6:13] Maryam was also involved in designing new insurance products and executing actuarial calculations, package design, and insurance acquisitions. [6:43] Maryam says that organizations share similarities in all the world. They each have structure, risk strategies, and financial, operational, and hazard risks. The environments are different but the concepts are the same. [7:19] Maryam says that in Iran, more than 50% of insurance industry employees are women who work hard and thrive in different positions but not many of them are managers or directors. [8:16] Maryam was part of a supportive risk management networking group that was mostly women. [8:48] Plug Time! RIMS Webinars! On October 17th, Resolver will discuss The Future of Risk & Compliance: 5 Key Insights for the Modern Leader. [9:00] On October 24th, Hub International returns for the fourth installment of their Ready for Tomorrow series, From AI to the SEC: The Future of D&O Litigation and Regulatory Exposures. [9:13] On October 31st, TÜV SÜD GRC discusses Mastering Property Renewals: Strategies for Success in 2025 with Risk Engineering. On November 4th, I will be hosting a special RIMS Webinar presentation, Lessons from Veterans on Strategic Risk Leadership. [9:43] On November 14th, Marsh will present Risk Perception and Management: Insights for a Changing Landscape. More webinars will be announced soon and added to the RIMS.org/webinars page. Go there to register. Registration is complimentary for RIMS members. [10:02] There is another webinar you should know about. On October 22, 2024 at 1:00 p.m.ET. I will be moderating for my friends at ex judicata If I Leave the Law — A Webcast Series: Landing a Nonlegal Job in Insurance Industry: Risk Management, Brokerage, Claims, & Advisory. [10:28] Other panelists include leaders from Lockton, Berkshire Hathaway Specialty Insurance, and our friend from the RIMS Public Policy Committee and the RIMS Detroit Chapter, Lynn Haley Pilarski, who works at GM. [10:45] This is a complimentary webinar and it is a chance for you to invite your friends who are in the legal profession, looking to transition to another role, to check out risk management and see what it's all about. The link is in this episode's notes. [11:05] Back to My Interview with the 2024 Fred H. Bossons Award Winner, Maryam Salmasi! Maryam studied for the CRM exam online at the Insurance Institute at her own pace while she was searching for a full-time job as she worked as a risk management consultant. [12:21] Maryam's study method is to take detailed notes and create summaries and summaries of summaries, to review and compare the points. She says there are similar concepts across CRM and risk management materials and her notes help her locate and review concepts. [12:55] That review gave her a better understanding of the concepts than trying to memorize them. Her notes were very helpful for her. [13:13] Maryam finished the risk management courses and the examinations in two semesters. In the first semester, she took two exams. In the second semester, she studied for and took the third exam. [13:53] Maryam was not taking the examinations to win an award but to acquire the CRM certification. When she found out she had won the 2024 Fred H. Bossons Award, at first she was surprised. It's great that someone recognized her passion as she did what she truly enjoyed. [14:38] Maryam is grateful to be recognized for her passion for risk management and the insurance industry. She enjoyed being on stage and receiving the trophy for the award. It's precious to her. [15:01] Maryam speaks Persian, English, and some Italian. Knowing English helped Maryam in her risk management career. She also found a few risk books translated into Persian from English. She follows some Italian insurance companies' social media accounts in Italian. [15:44] Maryam feels that knowing other languages and cultures is like having two or three souls. It's wonderful to know them, but for insurance and risk management, she says that English is the best language. [16:24] Maryam has found great opportunities to network and meet incredible people with great backgrounds and knowledge of risk management, most of them in the insurance industry, at the RIMS Canada Conference 2024. Maryam is grateful to be there. [16:52] Maryam's tip for studying for the CRM examinations is to make notes and summaries. You have to pass both Institute courses and exams separately. That's a total of six exams. Once you achieve passing grades in both courses and the exams, you will receive the designation. [17:29] Maryam scheduled two exams on the same day, which kept her fresh and focused on the material, which she thought was good, although she was tired at the end of the day. [17:58] Maryam's next step is to learn more and to get the CRMP certification. She is still in search of her ideal long-term position. She hopes this certification will help her to gain more success! Justin believes the Fred H. Bossons Award will elevate Maryam's professional profile. [18:49] I want to thank you so much! It was such a pleasure to meet you and I feel fortunate to sit down with you the day after you won an award. Congratulations again and I wish you continued success! [19:07] Special thanks again to 2024 Fred H. Bossons Award winner Maryam Salmasi for joining me here on RIMScast live, in person! We had a great time here at the RIMS Canada Conference 2024 in Vancouver. [19:20] I look forward to seeing you all at the RIMS Canada Conference 2025 in Calgary, September 14th through the 17th. [19:27] And special thanks and congratulations to all the members of the RIMS Canada Council, the RIMS Canada Conference Planning Committee, and the RIMS Events staff for producing one of the most memorable RIMS Canada Conferences I've attended. I hope you get some sleep! [19:46] Register today for the RIMS ERM Conference 2024, to be held November 18th and 19th in Boston, Massachusetts! Visit RIMS.org/ERM2024 to register. [20:04] More RIMS Plugs! The RIMS App is available to RIMS members exclusively. Go to the App Store and download the RIMS App with all sorts of RIMS resources and coverage. It's different from the RIMS Events App. Everyone loves the RIMS App! [20:37] You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in our show notes. RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [21:19] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [21:36] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [21:51] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [22:05] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [22:12] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Mentioned in this Episode: RIMS ERM Conference 2024 will be in Boston, MA Nov. 18–19 | Register Now RIMS DEI Council RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS Strategic & Enterprise Risk Center NEW FOR MEMBERS! RIMS Mobile App RIMS Canada News Release: RIMS Ontario Chapter Honours Valerie Fox with the 2024 Donald M. Stuart Award Follow RIMS Canada on LinkedIn The Strategic and Enterprise Risk Center RIMS-CRMP Stories — New interviews featuring Dan Elliott! The CRM designation provides risk professionals with a foundation of knowledge and skills needed to identify, assess, monitor, and limit risks. The award is recognized by RIMS and awarded by GRMI.   RIMS Webinars: The Future of Risk & Compliance: 5 Key Insights for the Modern Leader | Sponsored by Resolver | Oct. 17, 2024 “If I Leave the Law – A Webcast Series: Landing a Nonlegal Job in Insurance Industry: Risk Management, Brokerage, Claims, & Advisory”  Presented by ex judicata | Oct. 22, 2024 From AI to the SEC: The Future of D&O Litigation and Regulatory Exposures | Sponsored by Hub International | Oct. 24, 2024 Mastering Property Renewals: Strategies for Success in 2025 with Risk Engineering | Sponsored by Global Risk Consultants, a TÜV SÜD Company | Oct. 31, 2024 Lessons from Veterans on Strategic Risk Leadership | Presented by RIMS | Nov. 4, 2024 Risk Perception and Management: Insights for a Changing Landscape | Sponsored by Marsh | Nov. 14, 2024 RIMS.org/Webinars   Upcoming Virtual Workshops RIMS-CRMP Exam Prep with PARIMA (Virtual) November 14–15, 2024 | 9:00 am–4:00 pm SGT — Register by Nov. 7 Applying and Integrating ERM | Dec 4‒5 See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “Big Shifts with John Hagel, ERM Conference Keynote” “Applying ERM Theory with Elise Farnham” “Maintaining an Award-Winning ERM Program with Michael Zuraw”   Sponsored RIMScast Episodes: “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich (New!) “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | (New!) “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer “Alliant's P&C Outlook For 2024” | Sponsored by Alliant “Why Subrogation is the New Arbitration” | Sponsored by Fleet Response “Cyclone Season: Proactive Preparation for Loss Minimization” | Sponsored by Prudent Insurance Brokers Ltd. “Subrogation and the Competitive Advantage” | Sponsored by Fleet Response “Cyberrisk Outlook 2023” | Sponsored by Alliant “Chemical Industry: How To Succeed Amid Emerging Risks and a Challenging Market” | Sponsored by TÜV SÜD “Insuring the Future of the Environment” | Sponsored by AXA XL “Insights into the Gig Economy and its Contractors” | Sponsored by Zurich “The Importance of Disaster Planning Relationships” | Sponsored by ServiceMaster   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy   RIMS Events, Education, and Services: RIMS Risk Maturity Model® RIMS Events App Apple | Google Play   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Maryam Salmasi, ERM Consultant at Stage Meta, Fred H. Bossons Award Winner 2024 Social Shareables (Edited For Social Media Use): Risk management controls uncertainty. Because I am passionate about helping businesses to grow and to make the best of themselves, I chose to concentrate on risk management to help them understand their risk. — Maryam Salmasi   It's very important to have Canadian certification to show that you know this concept. My only intention was to pass the exam. It's great that someone recognized my passion for risk management because I did what I truly enjoyed. — Maryam Salmasi   When you know other languages or cultures it's like you have this second or third soul. It's pretty wonderful to know other languages or cultures but for insurance or risk management, English is the best language. — Maryam Salmasi   I found great opportunities to network and meet incredible people with great backgrounds and knowledge of risk management, most of them in the insurance industry, at the RIMS Canada Conference 2024. I am grateful to be here. — Maryam Salmasi  

Technology and innovation are increasingly being applied to manage the growing threat of wildfires. Pete Miller, CEO of The Institutes, welcomes Bill Clerico, founder of Convective Capital, to discuss how early-stage firetech companies are making a difference in improving community resilience, mitigating risk and enabling a safer and faster response to fires. Bill shares his personal experience with wildfires and how it led him to start Convective Capital, a venture capital fund that invests in early-stage wildfire technology companies. Bill highlights the three main problems these startups are solving: building resilient landscapes, creating fire-adapted communities, and ensuring safe and effective response. He provides examples of companies in each category, such as BurnBot for resilient landscapes, Fire Aside for fire-adapted communities, and Pano for safe and effective response. Clerico also emphasizes the need for greater collaboration among stakeholders, including utilities, insurers, and regulators, to address the challenges of wildfire prevention and mitigation. Finally he shares some ideas on how insurers can fund pilots to capture data that could save billions down the road by reducing wildfire risk.Resources:Convective Capital: https://www.convectivecapital.com/BurnBot: https://burnbot.com/ Fire Aside: https://www.fireaside.com/ Pano: https://www.pano.ai/ OnSight Technology: https://onsightops.com/ Red Sky Summit: https://redskysummit.com/ Insurance Institute for Business & Home Safety (IBHS): https://ibhs.org/Predict & Prevent website: www.predictandprevent.orgSign up for our weekly Predict & Prevent newsletter: www.predictandprevent.org/newsletter

Google outlines plans to include identifying if an image was taken with a camera, digitally edited or AI generated. Plus the Insurance Institute for Highway Safety study shows partial automation tech increases driver distraction. And starting today Instagram is putting every user under the age of 18 into “Teen Accounts”.Starring Tom Merritt, Sarah Lane, Roger Chang, Joe.Link to the Show Notes.

Google outlines plans to include identifying if an image was taken with a camera, digitally edited or AI generated. Plus the Insurance Institute for Highway Safety study shows partial automation tech increases driver distraction. And starting today Instagram is putting every user under the age of 18 into “Teen Accounts”. To read the show notes in a separate page click here! Support the show on Patreon by becoming a supporter!

Nationwide Insurance is working to improve property resilience through risk mitigation, technology adoption, and advocacy for building codes. Mark Berven, president and COO of Nationwide, talks about the importance of shifting from a reactive approach to a "predict and prevent" mindset in the insurance industry, especially amid changing weather patterns. Berven discusses Nationwide's efforts to increase property resilience and advocacy for wider adoption of building codes in the U.S. Heshares insights from Nationwide's commercial lines protection survey, highlighting the concerns and impacts of severe weather on businesses. He also discusses various technologies that Nationwide is evaluating and implementing to prevent losses. Berven also talks about the role of agent partners in promoting resilience, and how insurer support for the Insurance Institute for Business & Home Safety is producing valuable research into resilience and risk mitigation.Resources:Nationwide website: https://www.nationwide.com/Ting by Whisker Labs: https://www.whiskerlabs.com/Kinetic: https://kineticcomp.com/Insurance Institute for Business & Home Safety: https://ibhs.org/Predict & Prevent website: https://www.predictandprevent.org/Sign up for our weekly Predict & Prevent newsletter: https://www.predictandprevent.org/newsletter/

Clement Manyathela speaks to Thokozile Mahlangu, the CEO of the Insurance Institute of South Africa about the annual African Insurance Exchange event taking place at Sun City.See omnystudio.com/listener for privacy information.

Clement Manyathela speaks to Collin Molepe, the chairperson of the Insurance Institute of South Africa and Robert Attwell, the CEO of Discovery Insure at the annual African Insurance Exchange event taking place at Sun City.See omnystudio.com/listener for privacy information.

UK CAR FACTORIES HALVE CARBON EMISSIONSThe UK car manufacturing industry has managed to cut carbon emissions by half in the past 25 years. On top of which, water use has dropped significantly. This comes from the SMMT's 25th annual Sustainability Report. If you wish to learn more, click this AMOnline link here. JLR SALES INCREASEJLR, in the last quarter, saw their sales to dealers (wholesale) rise for the Range Rover and Range Rover Sport. The reason being given is the new body shop opening at Solihull. The Range Rover, Range Rover Sport and Defender made up 68% of wholesale numbers. Foreign markets such as China and particularly the US also grew. Click this Autocar article link to read more. They also announced that the Jaguar lineup will be cut down to just one model, due to lack of profitability. Only the F-Pace will be sold by the Jaguar brand until they announce their new models, aimed at the luxury market. If you wish to learn more, click this AMOnline article link here. RENAULT OFFERS EV CONVERSION TO MASTER OWNERSOwners of Master III vans are being offered a conversion to EV, by Renault in France. At a cost of €26,900 + tax the vehicles will have a maximum range of 124 miles. This is significant saving on a new electric van, but with a limited range. To read more about this, click here to go to an electrive article. AUDI MAY CLOSE BRUSSELS PLANTDue to a lack of sales, of the Q8 e-tron, the future of the VW Group plant in Brussels is under consideration, with the ultimate move being to close it and stop selling the model. Whilst Volkswagen Group has just announced it is investing heavily in Rivian, it has financial issue to sort as they and shareholders lower their earning expectation. Click this Reuters article link here to read more. US STUDY QUESTIONS SAFETY CLAIMS OF ADASA study by the Insurance Institute for Highway Safety and the Highway Loss Data Institute (IIHS), in the United States, has questioned how effective some of the advanced driver assistance systems actually are and if they do mitigate road incident rates. This covers technology which claims to be partial automation, not crash avoidance such as automatic emergency braking. Their conclusion is that partial automation adds nothing when it comes to additional safety. You can ream more, by clicking this link from IIHS here. To read the TechRadar piece associated to this, click here. NEW CAR THEFT ATTACKS HIT HYUNDAI AND OTHERSWith the...

As the frequency and severity of natural catastrophes intensify, the need to strengthen the resiliency of communities against these perils is increasingly urgent. Building codes are a critical tool in this endeavor. However, their adoption and enforcement vary significantly across states. A recent report from the Insurance Institute for Business and Home Safety (IBHS) underscores the lack of uniformity in building code implementation among states vulnerable to hurricanes.While some states, like Florida, have stringent codes that help to reinforce home resilience, other states like Texas grapple with disparities in code adoption, amplifying vulnerability to hurricane-related damages.This divergent approach to building codes has far-reaching implications for disaster preparedness and response.With the arrival of the 2024 hurricane season, understanding the intersection between building codes, community resilience, and climate change is key for entities developing mitigation strategies anchored in resilience.To talk about the importance of building codes, address concerns regarding up-front costs versus long-term benefits, and discuss the success of stronger structures in weathering storms, Host Maiclaire Bolton Smith is joined by CoreLogic's Director of Catastrophe Response, Jon Schneyer.In This Episode:2:41 – Why are building codes so important, and how can older buildings be retrofitted to code?6:18 – Examining one of the most famous examples of building codes in action.8:04 – Erika Stanley goes over the numbers in the housing market in The Sip.9:14 – Looking at the differences between Texas and Florida building codes, according to the IBHS report.11:21 – Is mitigation through building codes a financially sound investment?14:36 – Erika Stanley reviews natural catastrophes and extreme weather events across the world.15:41 – What could the inconsistent use of building codes in Texas mean if a strong hurricane hits the state this year?17:52 – How is hurricane risk developing, and how can you understand your risk?Up Next: SEC Climate Disclosure Guidance Timeline Pause: Why Companies BenefitLinks: Texas Hail(ed) 2023 a Record-Breaking Year for Insured LossesIBHS Research Report: Rating the States 2024Hazard HQ Command CentralRead CoreLogic Intelligence Find full episodes with all our guests in our podcast archive here: https://clgx.co/3HFslXD4 Copyright 2024 CoreLogic

Shoot us a Text.We're heading into a huge sales weekend and we're talking big Memorial Day discounts on 2023 cars, Elon Musk's reversal on Chinese EV tariffs, and California's new bill requiring cars to beep when speeding.Show Notes with links:Edmunds reported that 2023 model year vehicles on U.S. lots rose to 6.8 percent in May. With higher inventories and many 2023 cars and trucks, Memorial Day weekend may be the  ideal time to buy for some shoppers, but it depends on the brandMay saw an increase in the share of 2023 models on lots, rising to 6.8%.Average new vehicle incentives expected at $2,640 in May, up 48% from last year.Dodge had the highest concentration of 2023 models, offering discounts averaging $6,753."If you look at Honda, Toyota and Subaru, our days' supply are all under 30 still," said Joey Huang, president of Great Lakes Auto Group. "We're all still begging for inventory. We're selling more than we can get."Average new-vehicle loan interest rate projected at 7.1%, with special financing offers like Tesla's 0.99% on the Model Y standing out.Most dealerships anticipate high sales traffic over the holiday weekend due to increased promotions and warmer weather.Tesla founder Elon Musk reversed his stance on U.S. tariffs on Chinese electric vehicles, now opposing measures he once supported.Musk, previously in favor of tariffs, now opposes them, calling market distortions "not good."The Biden administration quadrupled EV tariffs to over 100%, affecting $18 billion in Chinese goods."Neither Tesla nor I asked for these tariffs... I'm in favour of no tariffs," Musk said at Viva Technology.Musk went on to state that Tesla competes well in China without tariffs or special support.Back in January, Musk warned "If there are no trade barriers established, they will pretty much demolish most other car companies in the world.”California has passed a bill to combat speeding by requiring new cars to alert drivers when they exceed the speed limit.The bill, SB 961, mandates passive speed limiters in new cars, starting with 50% by 2029 and 100% by 2032.These systems use GPS and a database of speed limits to issue visual and audio warnings when exceeding the limit by more than 10 mph.The regulation will apply to all passenger vehicles, including trucks and buses, but will not physically prevent speeding.Similar measures will soon be implemented in the European Union, with potential for national adoption in the U.S.Supporters include the National Transportation Safety Board and the Insurance Institute for Highway Safety.Hosts: Paul J Daly and Kyle MountsierGet the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/ Read our most recent email at: https://www.asotu.com/media/push-back-email

For decades, Consumer Reports has been at the forefront of advocating for automotive safety, collaborating closely with the Insurance Institute for Highway Safety (IIHS) to continually elevate safety standards in cars.  In this episode, we take you behind the scenes of the IIHS auto crash test facility in central Virginia. Our experts talk with David Aylor, the Vice President of Active Safety at IIHS, discussing the significance of crash safety and detailing the collaborative efforts between IIHS and Consumer Reports in advancing automotive safety standards.   SHOW NOTES ----------------------------------- 00:00 - Introduction 00:49 - Insurance Institute for Highway Safety (IIHS) 01:04 - Side Impact Crash Test 02:21 - How CR incorporates IIHS Data into the rating 03:16 - What is Car Safety 04:42 - Crash Avoidance Systems 07:25 - What is HLDI 08:47 - How CR and IIHS are raising the bar for car safety 10:05 - How our work benefits consumers 10:41 - IIHS ratings 12:05 - Understanding CR's safety ratings 13:04 - Difference between IIHS and NHTSA 13:53 - How we are all working together for the consumer 15:08 - Looking forward     ----------------------------------- To find out how products scored in CR's rigorous lab tests—and to access our comprehensive ratings for items you use every day—become a member. CR is a mission-driven, independent, nonprofit organization. Join now at https://CR.org/joinviaYT   Check out https://www.ConsumerReports.org for the latest reviews, tips, and recommendations and subscribe to our YouTube Channel: http://bit.ly/1Nlb1Ez

For decades, Consumer Reports has been at the forefront of advocating for automotive safety, collaborating closely with the Insurance Institute for Highway Safety (IIHS) to continually elevate safety standards in cars.  In this episode, we take you behind the scenes of the IIHS auto crash test facility in central Virginia. Our experts talk with David Aylor, the Vice President of Active Safety at IIHS, discussing the significance of crash safety and detailing the collaborative efforts between IIHS and Consumer Reports in advancing automotive safety standards.   SHOW NOTES ----------------------------------- 00:00 - Introduction 00:49 - Insurance Institute for Highway Safety (IIHS) 01:04 - Side Impact Crash Test 02:21 - How CR incorporates IIHS Data into the rating 03:16 - What is Car Safety 04:42 - Crash Avoidance Systems 07:25 - What is HLDI 08:47 - How CR and IIHS are raising the bar for car safety 10:05 - How our work benefits consumers 10:41 - IIHS ratings 12:05 - Understanding CR's safety ratings 13:04 - Difference between IIHS and NHTSA 13:53 - How we are all working together for the consumer 15:08 - Looking forward     ----------------------------------- To find out how products scored in CR's rigorous lab tests—and to access our comprehensive ratings for items you use every day—become a member. CR is a mission-driven, independent, nonprofit organization. Join now at https://CR.org/joinviaYT   Check out https://www.ConsumerReports.org for the latest reviews, tips, and recommendations and subscribe to our YouTube Channel: http://bit.ly/1Nlb1Ez

For decades, Consumer Reports has been at the forefront of advocating for automotive safety, collaborating closely with the Insurance Institute for Highway Safety (IIHS) to continually elevate safety standards in cars.  In this episode, we take you behind the scenes of the IIHS auto crash test facility in central Virginia. Our experts talk with David Aylor, the Vice President of Active Safety at IIHS, discussing the significance of crash safety and detailing the collaborative efforts between IIHS and Consumer Reports in advancing automotive safety standards.   SHOW NOTES ----------------------------------- 00:00 - Introduction 00:49 - Insurance Institute for Highway Safety (IIHS) 01:04 - Side Impact Crash Test 02:21 - How CR incorporates IIHS Data into the rating 03:16 - What is Car Safety 04:42 - Crash Avoidance Systems 07:25 - What is HLDI 08:47 - How CR and IIHS are raising the bar for car safety 10:05 - How our work benefits consumers 10:41 - IIHS ratings 12:05 - Understanding CR's safety ratings 13:04 - Difference between IIHS and NHTSA 13:53 - How we are all working together for the consumer 15:08 - Looking forward     ----------------------------------- To find out how products scored in CR's rigorous lab tests—and to access our comprehensive ratings for items you use every day—become a member. CR is a mission-driven, independent, nonprofit organization. Join now at https://CR.org/joinviaYT   Check out https://www.ConsumerReports.org for the latest reviews, tips, and recommendations and subscribe to our YouTube Channel: http://bit.ly/1Nlb1Ez

#weather #northcarolina #southcarolina #hurricane #severeweather See why IBHS is expressing serious concerns about North Carolina's building codes when it comes to hurricane readiness -- and why South Carolina continues to hold strong. With the traditional start of hurricane season just weeks away, the Insurance Institute for Business & Home Safety (IBHS) has released its Rating the States which report evaluates the 18 states along the Atlantic and Gulf coasts, all vulnerable to catastrophic hurricanes, based on building code adoption, enforcement, and contractor licensing. In the report, published every three years, each state is rated on a 0–100 scale using data from responses to groups of questions related to different aspects of their building code programs. https://ibhs.org/public-policy/rating-the-states/

In Europe, the Fiat 500e is leading the electric city-car market for the second year in a row, ranking at the top of that category in Italy, Germany, Spain, Belgium and Austria. But can it achieve similar success in North America? One person who thinks so is Fiat North American Head Aamir Ahmed, and in his exclusive interview with AOTR Host Jack Nerad he'll tell us why. One of the reasons he cites is price. With a manufacturer's suggested retail price of $32,500 (excluding the $1,595 destination fee), the 2024 Fiat 500e appears to be within the reach of young urban dwellers, one market that most EV makers have found difficult to exploit. Fiat's opening salvo in its renewed attack on the U.S. market is the redhot (RED) Edition. The Italian brand partnered with (RED) to introduce what it calls "the coolest, most ethical car in urban mobility." As you might guess, not only is red the color that my baby wore, but also the featured hue of the (RED) Edition with its red-painted exterior mirrors, front grille details, and dashboard. In the interview, Ahmed will hint at other 500e special editions to come and offer more details on the launch strategy he has prepared for this latest EV. In our road test segment this week, Co-Host Chris Teague got a very early drive in the all-new 2025 Subaru Forester. The brand's popular entry in the popular compact crossover utility segment, the Forester has more exterior appeal than ever while retaining the bedrock Subaru values of all-wheel-drive and all-weather capability. While many brands have largely turned their backs on low- and middle-income buyers who are seeking affordability, Hyundai has not, as evidenced by the 2024 Hyundai Venue subcompact crossover tested by Host Jack Nerad. The top-of-the-line Limited test model had a base price of less than $25,000. And, surprisingly, it is filled with more standard electronic safety equipment than some luxury brand vehicles. In the news this week, Tesla is in hot water again with the National Highway Traffic Safety Administration over its Autopilot system, and we'll have the details. It looks as if the all-electric Volvo EX30 is about to arrive in showrooms in the U.S., and we'll have more info about the car and its labyrinthine journey to the U.S. Honda has just announced a plan to invest $11 billion in an EV factory in Canada with the financial help of the Canadian government and the Canadian people. We'll have more on that, including our comments. The Insurance Institute for Highway Safety has offered some recommendations that could make the delivery vans we see everywhere now much safer for everyone. We'll tell you all about that in this episode. So there's plenty of food for thought this week. Thanks for joining us. America on the Road is brought to you by Driving Today.com, Mercury Insurance, and EMLandsea.com , the publisher of Nerad's latest book, Dance in the Dark, which is available HERE on Amazon.com

Episode 705: The Insurance Institute for Highway Safety is making it tougher to earn its TOP SAFETY PICK awards this year. On today's Unscripted, Neil Alldredge, president and CEO of NAMIC, talks with David Harkey, president of IIHS, about the challenge for auto manufacturers to offer better protection for backseat passengers and pedestrians.

In today's eye-opening episode, we dive deep into the critical importance of preparing homes to withstand the wrath of severe weather and wildfires. George Siegal's guest is Roy Wright, CEO of the Insurance Institute for Business and Home Safety. Roy talks about practical steps homeowners can take to fortify their homes against natural disasters. Discover the innovative testing methods used to simulate catastrophic conditions and understand why building to higher standards is not just an option, but a necessity. This conversation sheds light on the stark realities of disaster impact and offers actionable insights for enhancing home safety and resilience. Whether it's facing hurricanes, wildfires, or other severe events, learn how to give your home a fighting chance in the face of nature's fury. Don't miss this crucial discussion on safeguarding your most valuable asset – your home.Here's how you can follow or reach Roy Wright:Website:  https://ibhs.org/  Website:  https://fortifiedhome.org/   Facebook:  https://www.facebook.com/IBHSorg  Instagram:  https://www.instagram.com/ibhs_org/  LinkedIn:  https://www.linkedin.com/company/institute-for-business-&-home-safety/ X:  https://twitter.com/IBHS_org Important information from Homeowners Be Aware:We are excited to be listed in Feedspots 40 best Homeowner podcasts : https://podcasts.feedspot.com/homeowner_podcasts/ Here are ways you can follow me on line:Instagram: https://www.instagram.com/homeownersbeaware/ Website: https://homeownersbeaware.com/ LinkedIn: https://www.linkedin.com/in/george-siegal/ If you'd like to reach me for any reason, here's the link to my contact form: https://homeownersbeaware.com/contactHere's the link to the documentary film I'm making Built to Last: Buyer Beware.