Podcasts about community reinvestment

Hillsborough Mayor Mark Bell spoke with 97.9 The Hill's Andrew Stuckey on Tuesday, January 28, discussing town news and events.  He talked about the business of the most recent Board of Commissioners meeting, which saw a conversation around the town's water and sewer capacity. He also discussed a report on the Community Reinvestment program. He discussed the recent acquisition of the Historic Occaneechee Speedway by Eno River State Park, and more. The post Hillsborough: Occaneechee Speedway, Sewer Capacity, Community Reinvestment appeared first on Chapelboro.com.

In 2023, the Maryland General Assembly approved the Cannabis Reform Act, which created an additional revenue stream for all counties in Maryland, including Charles County.  This money became available through the state's collection of funds from the sale of cannabis for recreational use.    Tune in to hear Jake Dyer from Fiscal and Administrative Services talk about Charles County Government's plan for this new special revenue fund! To learn more about the Community Reinvestment and Repair Fund at the state level, visit: https://marylandtaxes.gov/cannabis/https://cannabis.maryland.gov/Pages/home.aspxhttps://ose.maryland.gov/Pages/default.aspxThanks for listening. If you like this podcast and want to hear more, search Charles County Government on Apple Podcast, Spotify or where ever you get your podcast - and be sure to like and subscribe. We're also available on YouTube. Search Charles County Commissioners And Stay Connected for all County news, information, and programs by visiting www.CharlesCountyMD.gov/StayConnected

June 13, 2024 On June 13, 2024, during the live Broadcast from the National Conference on Black Cooperative Agenda titled "Economic Wealth: Power of Black Cooperative Enterprises,” hosted by the Network for Developing Conscious Communities, Vernon Oakes interviews Mayor Melvin Carter, Christina Nicholson and Jessica James. The conference was a continuation of the legacy work of Dr. Martin Luther King, Jr. In a recent interview on Everything Co-op Ron Hantz, president of NDCC states, "We take no credit for the title of the conference. Actually it was initiated by the Poor Peoples Deveopment Foundation (PPDF) which came about in 1968 during Dr. King's efforts to bring attention to the poverty of Black and poor folks in the Country. It was an organization started by Cornielus "Cornbread" Givens and Bayard Rustin to bring about education about cooperatives in communities that were needing economic opportunities, as well as bringing food to those communities as well." Ironically, the mission of the foundation was to create cooperatives. In fact, the PPDF was instrumental in moving the National Consumer Cooperative Bank Act in 1978, which led to the creation the National Consumer Cooperative Bank, today known as the National Cooperative Bank (NCB). The act aimed to encourage the development of new and existing cooperatives. The Network for Developing Conscious Communities is honored to carry on its legacy, especially in addressing concerns related to poverty, affordability, and access to healthy food. Melvin Carter is the 46th mayor of the City of Saint Paul, Minnesota's Capital City. A fourth-generation Saint Paul resident, Mayor Carter leads with an unapologetic equity agenda. Since taking office in 2018, his accomplishments include raising the city's minimum wage; tripling free program in rec centers; eliminating late fines in public libraries; reestablishing an Affordable Housing Trust Fund; expanding immigrant & refugee support resources; and launching an Office of Financial Empowerment. One signature initiative is CollegeBound Saint Paul, Mayor Carter's plan to start every child born in the city with a $50 College Savings Account, which started January 1, 2020. Jessica James is Assistant VP of Community Reinvestment and Loan Advisor at Associated Bank; Jessica thrives on cultivating partnerships and addressing strategic financing needs. Additionally, she holds leadership positions in various organizations, including board roles at Network for Developing Conscious Communities (NDCC), NAREB TC, City of Lakes Community Land Trust and Rondo Community Land Trust, where she champions affordable homeownership and economic development initiatives. Christina Nicholson is a Cooperative Finance Developer for the Worker Owner Initiative, which is part of Nexus' Community Wealth Building Strategy. In this role she supports both start-ups and existing businesses and understands the role that Worker Ownership can play in successful owner retirement strategies as well as improved workplace cultures for teams. She has been working in cooperatives in Minnesota for 25 years in a wide range of roles, from front of house retail to construction to cooperative consulting. In all of her endeavors, she has been working to connect communities to each other through a common cause.

In May 2023, Baltimore's City Council unanimously voted to establish the Community Reinvestment and Reparations Commission to oversee the distribution of funds granted by the Community Reinvestment and Repair Fund, making Baltimore City the first jurisdiction in Maryland to establish a commission like this. In this episode Dayvon Love, Director of Public Policy for Leaders of a Beautiful Struggle, will explain the importance of this commission and how vital reparations and reinvestment are in Baltimore. Support the showIn Search of Black Power is a Black-owned internet show and podcast. This podcast is sponsored and produced by Leaders of a Beautiful Struggle (LBS). The internet show is published in collaboration with Black Power Media (BPM).

California Community Reinvestment Corporation is a lender, giving loans to finance the construction of affordable housing.

Brenda Rodriguez has served as Executive Director of Affordable Housing Clearinghouse (AHC) since 2009. This is her fourteenth year with the organization which is celebrating over 30 years of addressing the evolving affordable housing needs of the community. Some of her responsibilities include identifying business opportunities to sustain the organization, overseeing fee-for-service programs/contracts, managing housing developments (both rental and for sale), financial literacy and counseling, and representing the organization at various community events, cultivating relationships between nonprofits, lenders, and other community groups to facilitate Community Reinvestment activities. Although homeownership continues to be a challenge in Southern California, Brenda is steadfast in ensuring the community is educated on the process and benefits of this long-term investment through support and collaboration of lenders, nonprofits, and various partners. Under her leadership, AHC successfully made homeownership a reality for families throughout southern California; a geography with significant barriers to first-time homebuyers. She secured National Stabilization Funds (NSP 1 & 2) and currently oversees monitoring for the remaining portfolio. She maintains relationships with contacts at US Department of Housing and Urban Development as well as the Federal Home Loan Bank of San Francisco and the Federal Reserve. Brenda is dedicated to the Orange County community and serves on several Boards focused on housing and uplifting families with very little means. Some of these boards include the Kennedy Commission, Orange County Community Housing Corporation (Chairwoman) and Hope Through Housing Foundation. She is passionate about helping the underserved, low-income families, educational programs, and the veteran community. She facilitated the 2016 Veterans Symposium on Housing in Orange County and has previously served as the Chair for Orange County Military and Veterans Families Collaborative Steering Committee for Housing. Her speaking engagements include participating as a guest on the Ron Siegel broadcast in January 2016, Radio Santa Ana (Spanish broadcast), and Telemundo Canal 52 promoting of down payment assistance program for working families. Brenda also established the organization's relationship with the Veterans Administration and partners with them to offer life skills. The focus of the series ranges from tax savings, credit information to homeownership and other topics. Lastly, Brenda served as a Board Director of the Southern CA Association of Nonprofit Housing for six years where she also volunteered as part of the Fundraising and Recruitment Committees. Brenda previously held positions in both the private sector at companies like Czarnowski Exhibit Services, IBM as well as in the Public Sector (County of Orange Housing & Community Services). Brenda earned a BA in Social Work from UC Berkeley and an MSPPM from the Heinz School of Public Policy at Carnegie Mellon University. She studied at the University of Padua, Italy and is fluent in both Italian and Spanish. Brenda was born and raised in South Central Los Angeles, CA. -- Critical Mass Business Talk Show is Orange County, CA's longest-running business talk show, focused on offering value and insight to middle-market business leaders in the OC and beyond. Hosted by Ric Franzi, business partner at Renaissance Executive Forums Orange County. Learn more about Ric at www.ricfranzi.com. Catch up on past Critical Mass Business Talk Show interviews... YouTube: https://lnkd.in/gHKT2gmF LinkedIn: https://lnkd.in/g2PzRhjQ Podbean: https://lnkd.in/eWpNVRi Apple Podcasts: https://lnkd.in/gRd_863w Spotify: https://lnkd.in/gruexU6m #orangecountyca #mastermind #ceopeergroups #peergroups #peerlearning

A recent report on the racial wealth divide illustrates the stark reality of economic inequality in the United States. Authored by distinguished equity advocate and Chief of Organizing, Policy, and Equity for the National Community Reinvestment Coalition (NCRC), Dedrick Asante-Muhammad's comprehensive study sheds light on the profound disparities in wealth accumulation among racial groups. He joins Tavis to dissect the report's eye-opening findings and to unpack projected trajectories, policy interventions, and the urgent need for systemic change to rectify the deeply ingrained imbalances.

Welcome back and thank you all for tuning in to the latest and final episode of the Working Within Podcast! In this episode we are joined by Shannon Jones, Chief People Officer for FirstBank. We dive into topics like creating community trust, betting on your leadership skills, and trailblazing from associate to c-suite.  Shannon Jones is the Chief People Officer for FirstBank, and has worked for the bank since June 1997, starting as an intern. Shannon serves on the Bank's Senior Leadership Team and the following internal committees: Black/African American Business Development Group, Strength Through Recognition of Inclusion Diversity and Equity (STRIDE), Investment Advisory, Internal Compensation, Community Reinvestment and Involvement Oversight. Shannon serves on the Board of Directors for the Aurora Public Schools Foundation, The Women's Foundation of Colorado, and the CU Denver Business School Board of Advisors. She also served on the Leadership Advisory Council for the Black Progress in Education Fund and The Dearfield Fund. In October 2015 Shannon was the awardee for the Young Professional of the Year through the Colorado Women's Chamber of Commerce. Please enjoy this meaningful conversation! As always, thank you for tuning in.

Michelle Solomon is a Senior Policy Analyst in the Electricity program at Energy Innovation, working to accelerate the transition to a clean, affordable, and equitable electricity sector in the United States. We've invited her to talk about their recent publication of the third edition of their report - Coal Cost Crossover – which argues that over 90% of coal-fired power plants in the U.S. could be replaced by renewable energy generation at a net cost savings.Prior to joining Energy Innovation, Michelle earned her Ph.D. in materials science and engineering at Stanford University, where she studied nanoparticles with applications in purifying chemicals for use in medicine and the environment. During graduate school, she also pursued an interest in energy policy and spent a summer working on electric vehicle policy at the California Energy Commission. After graduating, she transitioned full-time into policy as a Congressional Science and Engineering Fellow. As a fellow, she had the chance to work on energy and environment policy for Senator Ed Markey, focusing on a wide range of issues spanning environmental justice to electric vehicle charging.Michelle holds a Ph.D. and an M.S. from Stanford University in materials science and engineering. She also completed her B.S. in physics at Boston College.Further Reading:·      Coal Cost Crossover 3.0: Local Renewables Plus Storage Create New Opportunities for Customer Savings and Community Reinvestment·      Coal Cost Crossover Interactive data visualizationSupport the showVisit us at climatemoneywatchdog.org!

We're seeing an alarming and rapid increase in the rates of opioid addiction and overdoses in African American communities across the country. Disparities in prescription procedures, improper pain management strategies, the pandemic, the defunding of dedicated task forces — these factors are all contributing to this growing problem. Michael Brown, the Global Director of Counter-Narcotics Interdiction Partnerships at Rigaku Analytical Devices and one of our expert co-hosts, breaks down the elemental reasons for this rise, and what we can do to stop it. Join us as we discuss: Addressing inequalities in specific communities such as lack of access to treatment centers and economic opportunities Investing in and rebuilding areas afflicted with drug-related violence Eliminating trafficking routes Instituting harm-reduction programs and rebuilding community infrastructure To make sure you never miss an episode of The Opioid Matrix, subscribe on Apple Podcasts, Spotify, the website, or your favorite podcast player. Listening on a desktop & can't see the links? Just search for The Opioid Matrix in your favorite podcast player.

Joshua B. Hoe interviews Patrice Sulton about her work at the DC Justice LabYou can find full episode notes on our website https://decarcerationnation.com/

Evan Holladay is the President and CEO of Holladay Ventures where they are focused on multi-family affordable/workforce housing deals in the Southeast US. To date, Evan has sourced and developed over $237 million, helping create 1300+ units of new affordable housing. He's worked in innovative financing – introducing and utilizing the first PILOT (Payment In Lieu Of Taxes) in many jurisdictions, utilizing Renewable Energy Credits with LIHTC, and working with HOME, CDBG, Project-Based Vouchers, and HUD 221d4 financing. Evan is an advocate for affordable housing and was recently featured in the book CRA at Forty: Views on the Present and Future of Community Reinvestment.[00:01 - 05:23]  A Passion in Serving OthersLet's get to know Evan Holladay Monumental PodcastEvan shares his work and passion[05:24 - 22:55] Holistic and Impact Investing with CommunitiesEvan's past and current dealsThe last 3 years with the communities and a skyrocketing businessA Holistic Strategy in the Making to Provide the Best HousingEvan talks about Monumental PodcastHow Evan started his great podcastA Phenomenal Story with a Phenomenal Guest Evan's Big, Big, Big Goal[22:56 - 29:42] THE FINAL FOURWhat's the worst job that you ever had?His first job with a developerWhat's a book you've read that has given you a paradigm shift?I Can See Clearly NowWhat is a skill or talent that you would like to learn?SpanishWhat does success mean to you?Fulfillment in every level of lifePutting actions behind your wordsConnect with Evan. Links available belowTweetable Quotes:“When you can provide stable and attainably priced housing, everybody in the community wins.” - Evan Holladay “Just being a part of a community, knowing where the redevelopment is, where the corridors are, is important and key.” - Evan Holladay “You need to have a support version and an amazingly supportive partner or else it's all for nothing.  You can't accomplish this on your own.” - Evan Holladay Connect with Evan through evan@holladayventures.com, Facebook, Instagram, and LinkedIn. Visit their website https://holladayventures.com/ and create impact through connecting with communities and holistically investing.LEAVE A 5-STAR REVIEW by clicking this link. WHERE CAN I LEARN MORE?Be sure to follow me on the below platforms:Subscribe to the podcast on Apple, Spotify, Google, or Stitcher.LinkedInYoutubeSupport the show (https://www.buymeacoffee.com/weissadvice)

Building something with momentum and action can create something really powerful. Evan Holladay is the President and CEO of Holladay Ventures. They are focused on multi-family affordable workforce housing deals in the Southeast US. Evan has sourced and developed over $237 million, helping create 1300+ units of new affordable housing. He's worked in innovative financing – introducing and utilizing the first PILOT (Payment In Lieu Of Taxes) in many jurisdictions, utilizing Renewable Energy Credits with LIHTC, and working with HOME, CDBG, Project Based Vouchers. Evan is an advocate for affordable housing and was recently featured in the book CRA at Forty: Views on the Present and Future of Community Reinvestment. He is also the host of the Monumental Podcast. Let's get right into it and learn how Evan marries impact with income, and how he builds momentum by helping others. Getting to know Paul Moore - [00:01 – 06:23] I introduce Evan Holladay Bio  How Evan got into real estate and became passionate about making an impact From property management to entrepreneurship Helping put people back to work  Affordable housing Building Holladay Ventures and the podcast How to Make an Impact with Your Income - [06:24 – 22:19] How Evan worked through the last crash Recovering from the heartburn Getting people their jobs back The ins and outs of property development The usual kind of deal flow The challenges of supply and demand Negotiating pricing with equity The different types of investors How the money comes back around How the properties are operated  Build and hold developing Final Questions- [22:15 - 28:44] What is your superpower? Getting above the clouds What is your biggest failure? Not believing in myself early on Where to find more of Evan Links below How Evan is impacting the world Book'em Final words   Tweetable Quotes: “Building something with momentum and action can create something really powerful.” - Evan Holladay “We're using a public good and creating a public good but using privately financed sources… being able to create something that really creates impact for our residents.” - Evan Holladay   Resources Mentioned:  Monumental Podcast Book'em Want to connect with Evan? You can find him on Instagram, Twitter, and LinkedIn. Check out https://holladayventures.com/ and learn about how they are building communities and empowering residents.   Join the MFIN Summit and use our promo code: QUATTRO LEAVE A 5 STAR REVIEW + help someone who wants to explode their business growth by sharing this episode. Find out how team Quattro can help you by visiting www.TheQuattroWay.com.  Real Estate Runway Podcast is all about alternative business and investment strategies to help you amplify life, and maximize wealth! Click here to find out more on how to do capital the Quattro way.

Evan Holladay is the President and CEO of Holladay Ventures where they are focused on multi-family affordable/workforce housing deals in the Southeast US. To date, Evan has sourced and developed over $237 million, helping create 1300+ units of new affordable housing. He's worked in innovative financing – introducing and utilizing the first PILOT (Payment In Lieu Of Taxes) in many jurisdictions, utilizing Renewable Energy Credits with LIHTC, and working with HOME, CDBG, Project Based Vouchers, and HUD 221d4 financing. Evan is an advocate for affordable housing and was recently featured in the book CRA at Forty: Views on the Present and Future of Community Reinvestment.Show notes:www.tylercauble.com/podcast/episode046

From vaccines to stimulus and everything in between, Jon Vazcones , Queens College alumnus and now VP of Community Reinvestment for M&T Bank Regional, discussed the next phase of adapting in the community with Alex Garrett Podcasting!

From vaccines to stimulus and everything in between, Jon Vazcones , Queens College alumnus and now VP of Community Reinvestment for M&T Bank Regional, discussed the next phase of adapting in the community with Alex Garrett Podcasting!

From vaccines to stimulus and everything in between, Jon Vazcones , Queens College alumnus and now VP of Community Reinvestment for M&T Bank Regional, discussed the next phase of adapting in the community with Alex Garrett Podcasting!

How do you reduce the incarceration and detention of youth of color, lift up their strengths, and make a community safer? In this podcast, Dr. Assata Richards speaks personally and passionately about how the Redefining Youth Justice Coalition successfully advocated for the creation of a Youth Justice Community Reinvestment Fund in Harris County, Texas, comprised of $2 million in funds redirected from juvenile probation and $2 million from the county's General Fund. Dr. Richards uses the metaphor of making a pot of gumbo—layering ingredients and patiently nurturing the pot—to describe how the coalition brought together impacted youth and families and local and national partners to learn, organize, advocate together, and work through tension points with compassion and care. With a commitment to “power with,” not “power over,” they kept a laser focus on their shared vision and created relationships and resources for a continuum of care that is sure to nourish the community. This podcast was made possible with support from The Langeloth Foundation.

In this episode of the Millionaire Mindcast, Evan Holladay shares insights on how to level up yourself, your business, and career during this pandemic, reveals the magic trick to get the clarity of your goals in just an hour, the importance of having confidence to win every battle, how to prepare yourself and your business for possible downturns, and what is the best income stream in the future that you should pay attention to! Evan Holladay is the founder and host of Monumental, a top-rated podcast where he interviews leaders, entrepreneurs, and visionaries making a massive change in the world. Also, he is the President and CEO at Holladay Ventures where they work with city leaders, impact-driven partners and communities to build multi-family affordable workforce housing deals in the Southeast US. He is an advocate for affordable housing and was recently featured in the book CRA at Forty: Views on the Present and Future of Community Reinvestment. Currently, Evan has sourced and developed over $237 million, helping create 1300+ units of new affordable housing. Evan’s mentorship started from his parents and during his college when he realized that he hated science and chemistry, and building housing what his passion is. That’s when he became part of a new million mixed-use development construction on the campus. He was the first one hired at the development and really learned the nuts and bolts of real estate and real estate development work. That’s where the real estate journey takes place for Evan. Later in college, they’ve started a modular housing development company that not just builds generational wealth but also makes an impact for people that make all types of incomes. It is a company that provides affordable and workforce housing for families in need. After college, they do their best to grow the company and find partners in the real estate world with the experience and learn the knowledge from them. During this interview, Evan gives lots of insights on how to step up and make an impact during these hard times. For him, it is important to have clarity on your goals. Figure out where your current condition is & align it where you want to go and what your vision is. This is the time to double down and find the opportunity that suits your passion and turn it into a business. There are massive opportunities in real estate, especially on the rental side.  Therefore, do the preparation ahead of time. Roadmap your destination and get a mentor. Take that learning and put it into action. This is the best time to plant your seeds to capital, education, building relationships with your network, brokers, and investors in order to take advantage of it later.   Lastly, never forget to think of the downside of your business and mitigate the risks ahead of time. Plan for, and be prepared for the downturns! Some Questions I Ask: Where’s your overall mindset? How are you feeling with everything right now? (00:10) What’s your overall outlook on how Corona Virus is going to impact real estate as a whole? (01:23) What are some of the things that you would tell that new real estate agent or investor or new entrepreneurs starting their business to start with, think about, plan for, & build from day 1? (05:02) How critical is mentorship in where you started to where you are at & find yourself up today? (10:40) Is now a good time for someone to consider jumping into real estate whether it's investing or career, what do you say to that?  (15:50) What would you say has been the best ROI on a scale that you’ve learned that has made you successful over your real estate investing journey that others should put on their tool belt or sharpen the ax on from day 1? (19:20) What would you say from a tactical & strategy in business perspective is a discipline that a lot of business owners lack or overlook or are really struggling because of it? (23:16) What’s a good reserve amount that people should use as a rule of thumb when they’re starting to build up their business bank account? (25:54) Where do you see the greatest impacts and opportunities coming in real estate in the next 2 to 5 years? (28:24) Take us through a high level of what does this opportunity, space, and niche that you plan to look like?  (32:50) What other things should people be paying attention to or thinking about how they incorporate things into their own life and how that might create opportunities for them to go and serve that certain sector of that business or those opportunities? (35:01) If you were to be starting all over again, what are the 3 things that you do for the next 90 days? (37:58) Who are some of your favorite mentors & people to follow that you believed virtually, physically, positively influenced your life, your habits, & your mindset that other people might be able to follow and learn a little bit more about? (40:03) What trends are you paying attention to over the next few months? How can people navigate these uncertain times and still succeed, still make money now, still positioning themselves to capitalize on building success and wealth in the process? (42:12) If you are on your death bed & you’re looking at the rearview of your life, what do you hope you accomplished and what are people saying about you that you would consider a life well-lived, a business well built, a successful journey? (45:47) In This Episode, You Will Learn: Steps to get the clarity of your goals just in 1 hour (05:32) How to turn decades into dates (06:59) 3 main parts of a business (17:13) How confidence contributes to Evan’s success (19:55) The importance of cash especially in the business right now (24:32)  Quotes: “Dig the well before you need the water.” “If you‘re clear of who you are as a person then your confidence & your abilities becomes way more clear too.” “The butterflies are great and the more you attack the fear it just allows you to get the butterflies to fly and formation.”  “Cash flow, cash, capital, all those different things are king right now.” Connect with Evan Holladay on: Website Monumental Podcast Holladay Ventures Facebook Instagram YouTube Twitter LinkedIn

Bob Dickerson and guest John Taylor President and founder of the NCRC(National Community Reinvestment Coalition) talk about economic justice in the United States.

Bob Dickerson and guest John Taylor President and founder of the NCRC(National Community Reinvestment Coalition) talk about economic justice in the United States.

Bob Dickerson and guest John Taylor President and founder of the NCRC(National Community Reinvestment Coalition) talk about economic justice in the United States.

In this episode of the Millionaire Mindcast, Evan Holladay shares insights on how to level up yourself, your business, and career during this pandemic, reveals the magic trick to get the clarity of your goals in just an hour, the importance of having confidence to win every battle, how to prepare yourself and your business for possible downturns, and what is the best income stream in the future that you should pay attention to! Evan Holladay is the founder and host of Monumental, a top-rated podcast where he interviews leaders, entrepreneurs, and visionaries making a massive change in the world. Also, he is the President and CEO at Holladay Ventures where they work with city leaders, impact-driven partners and communities to build multi-family affordable workforce housing deals in the Southeast US. He is an advocate for affordable housing and was recently featured in the book CRA at Forty: Views on the Present and Future of Community Reinvestment. Currently, Evan has sourced and developed over $237 million, helping create 1300+ units of new affordable housing. Evan’s mentorship started from his parents and during his college when he realized that he hated science and chemistry, and building housing what his passion is. That’s when he became part of a new million mixed-use development construction on the campus. He was the first one hired at the development and really learned the nuts and bolts of real estate and real estate development work. That’s where the real estate journey takes place for Evan. Later in college, they’ve started a modular housing development company that not just builds generational wealth but also makes an impact for people that make all types of incomes. It is a company that provides affordable and workforce housing for families in need. After college, they do their best to grow the company and find partners in the real estate world with the experience and learn the knowledge from them. During this interview, Evan gives lots of insights on how to step up and make an impact during these hard times. For him, it is important to have clarity on your goals. Figure out where your current condition is & align it where you want to go and what your vision is. This is the time to double down and find the opportunity that suits your passion and turn it into a business. There are massive opportunities in real estate, especially on the rental side.  Therefore, do the preparation ahead of time. Roadmap your destination and get a mentor. Take that learning and put it into action. This is the best time to plant your seeds to capital, education, building relationships with your network, brokers, and investors in order to take advantage of it later.   Lastly, never forget to think of the downside of your business and mitigate the risks ahead of time. Plan for, and be prepared for the downturns! Some Questions I Ask: Where’s your overall mindset? How are you feeling with everything right now? (00:10) What’s your overall outlook on how Corona Virus is going to impact real estate as a whole? (01:23) What are some of the things that you would tell that new real estate agent or investor or new entrepreneurs starting their business to start with, think about, plan for, & build from day 1? (05:02) How critical is mentorship in where you started to where you are at & find yourself up today? (10:40) Is now a good time for someone to consider jumping into real estate whether it's investing or career, what do you say to that?  (15:50) What would you say has been the best ROI on a scale that you’ve learned that has made you successful over your real estate investing journey that others should put on their tool belt or sharpen the ax on from day 1? (19:20) What would you say from a tactical & strategy in business perspective is a discipline that a lot of business owners lack or overlook or are really struggling because of it? (23:16) What’s a good reserve amount that people should use as a rule of thumb when they’re starting to build up their business bank account? (25:54) Where do you see the greatest impacts and opportunities coming in real estate in the next 2 to 5 years? (28:24) Take us through a high level of what does this opportunity, space, and niche that you plan to look like?  (32:50) What other things should people be paying attention to or thinking about how they incorporate things into their own life and how that might create opportunities for them to go and serve that certain sector of that business or those opportunities? (35:01) If you were to be starting all over again, what are the 3 things that you do for the next 90 days? (37:58) Who are some of your favorite mentors & people to follow that you believed virtually, physically, positively influenced your life, your habits, & your mindset that other people might be able to follow and learn a little bit more about? (40:03) What trends are you paying attention to over the next few months? How can people navigate these uncertain times and still succeed, still make money now, still positioning themselves to capitalize on building success and wealth in the process? (42:12) If you are on your death bed & you’re looking at the rearview of your life, what do you hope you accomplished and what are people saying about you that you would consider a life well-lived, a business well built, a successful journey? (45:47) In This Episode, You Will Learn: Steps to get the clarity of your goals just in 1 hour (05:32) How to turn decades into dates (06:59) 3 main parts of a business (17:13) How confidence contributes to Evan’s success (19:55) The importance of cash especially in the business right now (24:32)  Quotes: “Dig the well before you need the water.” “If you‘re clear of who you are as a person then your confidence & your abilities becomes way more clear too.” “The butterflies are great and the more you attack the fear it just allows you to get the butterflies to fly and formation.”  “Cash flow, cash, capital, all those different things are king right now.” Connect with Evan Holladay on: Website Monumental Podcast Holladay Ventures Facebook Instagram YouTube Twitter LinkedIn

Congress passed the Community Reinvestment Act in 1977, intending to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods, consistent with safe and sound banking operations. The Act seeks to achieve this goal through federal examinations and ratings of banks’ performance toward this objective, often driving significant national changes in lending activity. In the intervening time, the nature of banking has substantially changed to encompass online and mobile banking—many Americans do not rely on physical depository institutions in their neighborhood at all—and yet the Community Reinvestment Act has not been amended. Regulations and enforcement priorities under the Act, however, have also shifted with presidential administrations. This episode discusses newly proposed reforms by the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation that would shift toward a metric-based, less malleable set of criteria for how banks’ and other institutions’ performance is rated under the Community Reinvestment, as well as how those changes will affect the banking system and low- and moderate-income communities.Featuring:- Mehrsa Baradaran, Professor of Law, UC Irvine School of Law- Diego Zuluaga, Associate Director of Financial Regulation Studies, Center for Monetary and Financial Alternatives, Cato Institute- [Moderator] Elliot Gaiser, Associate, Boyden Gray & AssociatesVisit our website – www.RegProject.org – to learn more, view all of our content, and connect with us on social media.

Evan Holladay is the President and CEO of Holladay Ventures - a fast-growing workforce and mixed-income multifamily development real estate company in Nashville, TN. He is the former Development Director for LDG Development for multi-family affordable/workforce housing deals concentrating on Tennessee and Louisiana. To date, Evan has sourced and developed over $100 million, helping create 600+ units of new affordable housing. He's worked in innovative financing – introducing and utilizing the first PILOT (Payment In Lieu Of Taxes) in many jurisdictions, utilizing Renewable Energy Credits with LIHTC, and working with HOME, CDBG, Project Based Vouchers, and HUD 221d4 financing. Evan is an advocate for affordable housing and was recently featured in the book CRA at Forty: Views on the Present and Future of Community Reinvestment.   On Evans Podcast, Monumental, he sits down with entrepreneurs, leaders, visionaries, creatives, BIG thinkers, and those helping shape our future. His focus is on mindset and motivation, big vision, what makes them tick, and how all of us can achieve our own success, learning from their mistakes and experiences.    Find out more at https://evanholladay.com   Thank you so much for listening! WE ARE SO GRATEFUL!!!!  Our Sponsor:  Multifamily Foundation  If you are serious about learning how to buy apartment buildings then don't wait, go towww.multifamilyfoundation.com and let us help you build your foundation.  Investing for Lifestyle and Legacy: https://www.yarusiholdings.com/  Subscribe To Us On YouTube: https://www.youtube.com/channel/UC1SuXB01d14DC8ZnEWpRQdQ?sub_confi rmation=1  Subscribe To Us on #Libsyn: http://multifamilyfoundation.libsyn.com/website Subscribe To Us on iTunes: https://podcasts.apple.com/us/podcast/the-multifamily-foundation/id1484177595   #75hard #multifamilyfoundation #realestate #investinyourfuture #thefutureyou #success #moveforward #trusttheprocess #family #crossfit #crossfitenthusiast #menwholift #womenwholift #yoga #yogamom #run #runner #podcast #podcasthost #health #wealth #mindset #podcastlover #podcastaddict #realestate #investinyourfuture #thefutureyou #success #moveforward #trusttheprocess #health #wealth #mindset #dreams #goal #yourfuturematters #realtor #goals #dreamer #realestatecoach #realestatementor #invest #investor #investtime #family #runner #investinyourself #investinyourfamily   See acast.com/privacy for privacy and opt-out information.

When it comes to a creating a nonprofit or a social business it is very important to see the need around us and really, actually see where and how our communities could leverage off of our skills set and knowledge. Offering high-quality services and products, allowing a fair value exchange to take place and having the mindset of adding value through our businesses is key when it comes to offering back and socially impact our communities and the world. Connect with Erik Cooper LinkedIn: https://www.linkedin.com/in/erik-cooper-492aa813/ Find out more about Community Reinvestment Foundation Website: https://www.crf.net/

From houseboats to large real estate development deals. Evan Holladay shares with us his real estate journey and how he’s able to tie his passion for real estate and helping people together by creating affordable housing. Some information discussed: How to get your foot in the real estate door Making Affordable Housing Work How to increase your NOI with tax abatement Using median income to find the right market Books Mentioned The 10X Rule: The Only Difference Between Success and Failure by Grant Cardone Four Hour Work Week by Tim Ferris Think and Grow Rich by Napolean Hill Pain Point In Business Delegating work About Guest Evan Holladay is the Development Director for LDG Development for multi-family affordable/workforce housing deals concentrating on Tennessee and Louisiana. To date, Evan has sourced and developed over $100 million, helping create 600+ units of new affordable housing. He’s worked in innovative financing – introducing and utilizing the first PILOT (Payment In Lieu Of Taxes) in many jurisdictions, utilizing Renewable Energy Credits with LIHTC, and working with HOME, CDBG, Project-Based Vouchers, and HUD 221d4 financing. Evan is an advocate for affordable housing and was recently featured in the book CRA at Forty: Views on the Present and Future of Community Reinvestment. Giveaway Free 30 minute coaching call with Evan Contact evan@evanholladay.com Instagram: @Evanholladay Show Us Some Love If you enjoyed Real Estate Journeys with Matt Baltzell, don’t forget to leave a rating and leave a review on iTunes! Also, if you’ve got friends who want to jump into real estate (or who dived it and need a life preserver), feel free to share this podcast! (PS We got free swag and the best intro music of all real estate podcasts!)

In this episode Champ'Ron gives a heartfelt tribute to his great brother and business colleague Jason Daniels, owner of Titans Electrical and guest on episode #33, who died this past Tuesday. Then he discusses community reinvestment, what he learned at the bank compliance conference in St. Simons Island, GA this week, and how you can hold your bank accountable to community edification. Finally, he gives his thoughts on "black flight" and what will compell African Americans to move from suburbs back to their root neighborhoods. . . Powered by The Binge Podcast Network! Subscribe, listen, and share! www.themybpodcast.com

TOPICEqualizing the Balance of Power IN THIS EPISODE[01:48] Introduction of Veronica Eady. [02:14] Veronica explains when she realized being an environmental justice advocate would be her life’s work. [03:59] What is a community benefits agreement? [05:20] Do community benefits agreements work in equalizing developers and communities? [07:50] Why are community benefits agreements important for equitable reinvestment or development? [11:33] Are there other examples of a good environmental benefits agreement, and is an environmental benefits agreement the same as a community benefits agreement? [13:40] Veronica describes the elements of obtaining a community benefits agreement. [16:21] Where can we learn more or get advice about a community benefits agreement? [18:17] Veronica explains about the Conservation Law Foundation and the work that is done there. [19:27] Veronica shares how listeners can learn more about the Conservation Law Foundation and get in touch with her. [19:55] Veronica shares one change that would lead to smarter, more sustainable, and more equitable communities. [20:37] Veronica describes the action that listeners can take to help build a more equitable and sustainable future. [21:27] Veronica explains what the New England region looks like 30 years from now. GUESTVeronica Eady is the Vice President and Massachusetts Director of the Conservation Law Foundation. She is a lawyer whose practice has been focused on issues of environmental justice. Veronica is a former chair of the U.S. EPA’s National Environmental Justice Advisory Council and the principal author of the State of Massachusetts’ environmental justice policy. Check out Veronica’s recent posts on the http://www.clf.org/about/our-team/veronica-eady/ (Conservation Law Foundation website) Contact Veronica via email at veady@clf.org ORGANIZATIONThe Conservation Law Foundation protects New England’s environment for the benefit of all people. They use the law, science and the market to create solutions that preserve natural resources, build healthy communities, and sustain a vibrant economy. Their vision is for a healthy, thriving New England – for generations to come. TAKEAWAY QUOTES“Generally speaking, the interests on the community side in a community benefit agreement are wide-ranging. It can be community based organizations; it can be labor unions, faith organizations, or mainstream environmental groups, or any combination of those. But typically those are the types of groups that have an interest in community benefits agreements.” “I’ve seen some community benefits agreements that have been very good, and I have seen some that have not been so good…Over the last 20 years, we’ve seen them change quite a bit, to the extent that in some states, community benefits agreements are mandated by law. “…here in Massachusetts, where I live, our casino gaming law requires a community benefits agreement with the community, and the fact that these community benefits agreements are now more so embodied in a statute and required, that’s really changed what the playing field looks like. So no longer is it community organizations, the environmental groups and such coming together and insisting on their power and their place at the table, the dynamic is a little bit different now because you have the state government, in Massachusetts, for example, saying you have to do this community benefits agreement…it changes the lead of the agreement; it changes the tenor of the agreement…it really has shaken up the playing field and the balance of power.” “[Community benefits agreements] continue to be an important tool because they are still a way for communities to be at the table and formally engage in this conversation, even if it is a conversation mandated by statute.” RESOURCEShttp://www.clf.org/ (Conservation Law Foundation) http://www.clf.org/our-focus/people-communities/ (Conservation Law Foundation – People & Communities)...

High school graduation rates can have a broad effect on an area's economic vitality. How can communities implement programs to help students graduate while also providing work skills? Mike Beatty, of Great Promise Partnership, and Mike Wiggins, formerly of Southwire Company, discuss an exemplary model in an Economic Development podcast.

How can sector-based workforce development strategies address the needs of both employers and job seekers? Maureen Conway of the Aspen Institute and Fred Dedrick of the National Fund for Workforce Solutions discuss a recent book on the topic in an Economic Development podcast.

2.1 Billion Christians worldwide banking on hope that THE BEST IS YET TO COME!  This week Pentecost Sunday is on the Christian calendar.  It’s the 50th day after the resurrection of Jesus The Christ, and a celebration of the return of power to the church through the Holy Spirit . What’s good to you and for you from the first lady’s garden?  What’s love got to do with the President’s My Brother’s Keeper Initiative? And were is the civil rights leadership endowed by a LEGACY OF HOPE?  Join us on YouthUSA Radio as American Mentors set out to discover #MyBrothersKeeper somewhere out there in Dr. Martin Luther King Jr’s vision for The Beloved Community. 

Community Reinvestment and the Foreclosure Crisis February 22, 2011 According to the Woodstock Institute, lenders repossessed more than 25,000 homes in the Chicago area during the first three quarters of 2010. According to the same analysis, these lender-owned foreclosures will take an average of 16 months to be absorbed by the housing market. Vacant properties cause blight, which destabilizes neighborhoods and local real estate markets, and also weakens the ability of municipalities to maintain a comfortable quality of life by shrinking tax rolls and increasing maintenance costs. Geoff Smith from the Woodstock Institute took an in-depth look at recent trends in foreclosure activity in the Chicago region with a focus on the shifting patterns of regional foreclosures, the concentration of vacant properties tied to foreclosures, and implications for community development.