Podcasts about fair housing

Send us Fan Mail"Coming Soon" is a marketing fiction — and it may be costing your seller money while exposing you to lawsuits, MLS sanctions, and fair housing violations.In this episode, Gary Pickren makes the case that a property marketed as "coming soon" has already arrived in the marketplace. The moment you post it on social media, send a text to another agent, or blast an email — that's marketing. And marketing without a signed listing agreement violates South Carolina law.Gary breaks down exactly why "coming soon" is legally, ethically, and practically indefensible:SC law is clear: No marketing without a signed listing agreement — periodMLS rules require listings to be entered within 24–48 hours of signingOffers must be presented the moment they arrive — regardless of "coming soon" statusRestricting access raises antitrust concerns and potential fair housing violationsYour fiduciary duty runs to the seller, not the brokerage — and limiting exposure reduces competition and likely the final sales priceThe SC Real Estate Commission has already issued guidance — ignorance is no defenseIf you think coming soon is a harmless marketing tactic, this episode will change your mind. The same industry that said guaranteed MLS compensation "had always been done that way" just lost a $1.5 billion verdict. Don't make the same mistake twice.This episode is required listening for every SC agent, broker, and team leader.Don't forget to like us and share us!Gary* Gary serves on the South Carolina Real Estate Commission as a Commissioner. The opinions expressed herein are his opinions and are not necessarily the opinions of the SC Real Estate Commission. This podcast is not to be considered legal advice. Please consult an attorney in your area.    

Behind The Sale: What Your Agent Can Help You With Before, During & After The Sale Buying or selling a home is about so much more than putting a sign in the yard or scheduling an open house. During a recent episode of Talk Real Estate Roundtable, Sharon McNamara and Melissa Wallace pulled back the curtain on what truly happens “behind the sale” and the many ways a real estate agent helps clients before, during, and after a transaction. From coordinating inspections and gathering documents to managing timelines, solving unexpected problems, and protecting clients from risk and liability, a great real estate agent is constantly working behind the scenes to keep transactions moving smoothly. At Boston Connect Real Estate, we believe every move should be a moving experience and that means guiding our clients every step of the way. Before the Home Hits the Market One of the biggest misconceptions in real estate is that selling a home simply means putting it online and waiting for offers. In reality, much of the work begins long before the property ever goes live. Understanding the Seller's Goals Before discussing pricing or marketing, Sharon explained that the first conversation always centers around understanding the client's goals, timeline, and motivation for moving. Questions often include: Why are you moving? Are you staying local? Are you downsizing? Are you relocating out of state? Do you need to buy before you sell? What timeline works best for your family? Sometimes the best advice is actually not to move. Melissa Wallace shared that there are situations where it makes more financial sense for homeowners to modify their existing home rather than give up a low interest rate or take on a more expensive monthly payment. That type of honest guidance is part of the value experienced agents provide. Preparing the Property for Market Before listing a home, agents help sellers gather critical documentation and identify potential issues before they become problems later in the transaction. Important Documents Sellers May Need: Plot plans Septic plans Title V inspections Solar agreements HOA documents Condo documents Permit records Closed permits Roof warranties Appliance warranties Mold remediation documentation Radon system information One example discussed during the show involved a property requiring a new septic system. Sharon coordinated directly with septic professionals and engineers to determine the best solution and prepare the property for market. This is one of the many behind-the-scenes responsibilities sellers may never fully see. Identifying Risk Before It Becomes a Problem Experienced agents are constantly looking ahead for potential issues that could impact the sale. That includes: Easements Shared driveways Boundary concerns Open permits Utility agreements Leased propane tanks Solar lease transfers Melissa Wallace explained how researching these items early allows agents to proactively address concerns instead of scrambling days before closing. As Sharon stated during the show: “It isn't about hiding anything, it's about disclosing everything that we know.” Transparency protects everyone involved in the transaction. Pricing Strategy Matters More Than Ever Pricing a home correctly is one of the most important responsibilities of a listing agent. Sharon explained that pricing is never simply based on emotion or guesswork. Agents analyze: Comparable sales Market trends Buyer demand Local inventory Seasonal timing Neighborhood activity And in today's market, conditions can change quickly. Melissa pointed out that buyers will immediately tell you if a property is overpriced or underpriced through showing activity and feedback. That is why strategic pricing and adjusting when necessary is critical to success. What Happens During the Sale Once a property officially hits the market, the behind-the-scenes work intensifies. Marketing the Property Agents coordinate: Professional photography Floor plans Video tours Social media marketing Email campaigns Open houses Broker open houses MLS exposure But marketing is not just about exposure it is about creating the right story for the right buyer. Managing Showings & Buyer Communication One of the most valuable things a listing agent does is communicate directly with buyer agents before and after showings. Sharon explained that she personally speaks with buyer agents to highlight important features buyers may otherwise overlook. Examples include: Hidden storage areas Laundry hookups Expansion potential Utility information Future renovation possibilities This helps buyers better understand the property while also helping buyer agents confidently present the home to their clients. Gathering Feedback & Solving Problems Sometimes a home receives strong traffic but no offers. That is where feedback becomes essential. Sharon shared an example of a property where buyers consistently commented about the lack of a second-floor bathroom. After speaking with agents and buyers directly, she adjusted the marketing conversation to focus on the home's renovation potential and possible future primary suite layout. This kind of problem-solving and market analysis happens constantly behind the scenes. Managing Deadlines & Keeping Transactions Together A real estate transaction includes countless moving parts and deadlines. Agents help coordinate: Deposit deadlines Inspection timelines Purchase & Sales deadlines Mortgage commitment dates Title V inspections Smoke inspections Final walkthroughs Closing coordination Sharon emphasized how important communication is throughout the process because even small delays can create major problems if deadlines are missed. Experienced agents are not simply reacting to problems they are actively trying to prevent them before they happen. Understanding Fair Housing & Legal Compliance Another major responsibility agents handle behind the scenes is ensuring all marketing and communication complies with Fair Housing laws. Even phrases many people think are harmless can violate fair housing regulations. For example: “Perfect family neighborhood” “Short walk to the beach” “Great for young couples” Real estate professionals must carefully analyze every listing description and marketing piece to ensure compliance with federal and state regulations. This is another area where professional representation protects both buyers and sellers. Real Estate Is More Than a Transaction At the end of the day, great agents are not simply salespeople. They are: Problem solvers Project managers Negotiators Communicators Marketing professionals Compliance experts Trusted advisors As Sharon McNamara explained throughout the episode, real estate is about helping people navigate major life transitions with confidence and clarity. Final Thoughts There is an enormous amount of work happening behind every successful real estate transaction—much of which clients may never fully see. From preparing homes for market and coordinating inspections to navigating negotiations and protecting clients from risk, experienced agents play a critical role in keeping transactions on track. At Boston Connect Real Estate, our team is committed to guiding buyers and sellers every step of the way before, during, and after the sale. To learn more about buying or selling throughout Boston, the South Shore, South Coast, and Cape Cod, visit: Boston Connect Real Estate   Watch our live video on Youtube!

Send us Fan MailMost agents believe their fiduciary duty to the client is the highest obligation in real estate. It's not — fair housing law comes first, and the way many agents operate right now may be setting them up for serious legal exposure.Colette Stevenson, CEO of Resides in Hilton Head, joins Gary Pickren to break down exactly where the line is — and how exclusive listings, in-house deal strategies, and seller-driven decisions can cross it without agents even realizing it.What you'll learn in this episode:• Why "the seller told me to" is not a fair housing defense• How exclusive listings and private listing networks unintentionally harm minorities, seniors, and first-time buyers• What MLS policies actually protect you from — and what happens when you bypass them• Where fiduciary duty ends and fair housing law begins — and why agents consistently get this wrong• The real legal exposure listing agents face when they prioritize seller preferences over accessIf you're a listing agent navigating seller pressure, a buyer agent being locked out of inventory, or a broker building ethical listing practices — this is required listening.South Carolina agents: the fair housing rules and MLS compliance standards discussed here apply directly to your practice.Don't forget to like us and share us!Gary* Gary serves on the South Carolina Real Estate Commission as a Commissioner. The opinions expressed herein are his opinions and are not necessarily the opinions of the SC Real Estate Commission. This podcast is not to be considered legal advice. Please consult an attorney in your area.    

A Travis County judge has ordered a state agency to comply with the fair housing agreement it made with the developer of a Muslim-centric neighborhood in North Texas. In other news, the North Central Texas Council of Governments terminated Director of Transportation Michael Morris on Tuesday evening; Rep. Jasmine Crockett gave a peek into her political future Wednesday, telling a daytime TV talk show host she will work to elect like-minded candidates and launch a road show to share her views; the Fort Worth ISD board of managers unanimously voted early Wednesday to close a campus for immigrant and refugee students; and Dallas Cowboys wide receiver George Pickens signed the $27.3 million non-exclusive franchise tender on Wednesday. The Cowboys can trade him now if they choose. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This episode of Justice Above All investigates one way in which segregation has been rebranded in the twenty-first century: all-white, or “whites-only,” settlements. In recent years, there has been an alarming rise in these settlements across the United States. Attempts to build all-white settlements represent a modern rebranding of segregationist housing practices like restrictive covenants. All-white settlements are morally corrosive to a multi-racial democracy and undermine the principles of inclusive housing articulated in the Fair Housing Act. Policymakers and all people who oppose segregation should actively resist the rise of all-white settlements.Today's host is Dr. Kesha Moore, Research Manager of the Thurgood Marshall Institute. She is in conversation with the following guests: Jason Bailey, Senior Counsel, Legal Defense FundJin Hee Lee, Director of Strategic Initiatives, Legal Defense FundCynthia Miller-Idriss, Professor, American University School of Public Affairs and School of Education; Founding Director, Polarization and Extremism Research & Innovation LabYou can learn more about this episode by visiting our landing page.This episode was written and produced by Jakiyah Bradley. Resonate Recordings provided production support.If you enjoyed this episode please consider leaving a review and helping others find it! To keep up with the work of LDF please visit our website at www.naacpldf.org and follow us on social media at @naacp_ldf. To keep up with the work of the Thurgood Marshall Institute, please visit our website at www.tminstituteldf.org and follow us on Twitter at @tmi_ldf. 

In this bonus episode of Momentum: A Race Forward Podcast, we take a closer look at the state of housing in the United States nearly 60 years after the passage of the Fair Housing Act and why this moment demands renewed urgency. With a national shortage of more than 4.7 million homes, rising rents, and persistent racial discrimination, the housing crisis goes beyond supply. It reflects a deeper shift in how fair housing is being understood and enforced, as federal protections are rolled back under the guise of “colorblind” policies.  We hear from Nathan Cheung, Communications Manager for Housing Now California, and Andreanecia M. Morris, Executive Director of Housing Louisiana, who bring this moment into focus through lived experience and on the ground advocacy. They speak to what housing justice looks like in practice, including stable, affordable homes and real choice not constrained by race or income. They also share how communities are organizing for affordable, safe, and stable housing. From community land trusts to local policy fights, this episode shows how people across the country are not just pushing back, but actively building a more just housing future. Special thanks to Ryan Curren, Director of Housing, Land, and Development at Race Forward, for his contribution to this episode. You can find the full Leaders of the Movement for Housing Justice video series on Colorlines.com. Resources:  Colorlines – Housing and Land Justice  https://colorlines.com/housing-and-land-justice The Trump Administration Puts Fair Housing In Danger. But Local Advocates Are Still Scoring Wins (Via Colorlines) https://bit.ly/4usUgAH

In this episode of Killin It Real Estate, guest host, Dayna Gray, welcomes back Monique Simpson for a powerful follow-up conversation that goes beyond the transaction and into the heart of Fair Housing in today's market. Building on her first appearance, Monique shares practical insights, real-world perspective, and a grounded reminder of the responsibility real estate professionals carry every day.We also take a moment to focus on the human side of the business—mental wellness and simple practices to stay centered in a demanding industry.Whether you're a seasoned agent or just getting started, this episode is a reminder that doing the right thing isn't optional—it's essential.Monique's original interview (Season 1, Episode 11) NAR Fair Housing ResourcesNAR Fair Housing TrainingPAR Fair Housing ResourcesBCAR Fair Housing ResourcesHousing Equality Center of PennsylvaniaApril 23, 2026- Liberty, Justice, and Housing for All: Advancing Fair Housing in Pennsylvania's 250th year

In honor of Fair Housing Month, we're sitting down with CRS Certified Instructor Nate Johnson for an important and timely conversation every real estate professional should hear. In this episode, Nate shares his perspective on the evolving landscape of fair housing, why it remains a critical focus in today's market, and how agents can stay informed, compliant, and intentional in their day-to-day business. From real-world insights to practical takeaways, this conversation serves as both a reminder and a call to action.

A coalition of 15 state attorneys general and the District of Columbia has filed a lawsuit against the U.S. Department of Housing and Urban Development (HUD), challenging efforts to roll back key fair housing protections, including the critical use of 'disparate impact.' Advocates warn that weakening these safeguards could impede accountability for discriminatory practices and exacerbate housing discrimination, particularly as access to affordable housing remains a significant national concern.  On the Rhythm & News Podcast to talk about this issue is Charlene Crowell, a longtime advocate and expert on economic justice. Interview by Chris B. Bennett.

HUD's decision to withdraw long‑standing fair housing guidance is changing how landlords, developers and local governments interpret their federal obligations, even as the underlying law remains the same. The move is raising new questions about compliance, enforcement and how much certainty housing providers can rely on as policy priorities shift. Helping us make sense of that landscape is Gwen Roy Harrison, a principal at Offit Kurman.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Fair housing is something every REALTOR® knows matters, but are you staying current? This week, we discussed what to know, what to avoid, and what matters most right now, with Alexia Smokeler from NAR.    Sign up for Free Industry News Subscriptions for HAR Members here-    https://www.harconnect.com/free-industry-news-subscriptions-for-har-members/   Are you an HAR MLS Platinum Subscriber? Join our Facebook Group! Click to join. Sign Up for your free Real Estate News Subscription here. Sign up for your free Inman Select Subscription here. Follow us on Facebook, Twitter, Instagram, YouTube , and LinkedIn.

A once-in-a-generation housing bill is on the move in Congress that would address housing supply and affordability. Shannon McGahn and Patrick Newton break down what happens next, what could stall it and what it all means for the future of homebuyers and REALTORS®. Plus, April marks Fair Housing Month and the 58th anniversary of the Fair Housing Act. They highlight NAR's ongoing work and commitment to expand housing access, as well as the resources available to all members.

Taryn Kelly is a REALTOR®, real estate instructor and Chair of the 2026 KCRAR Diversity, Equity and Inclusion Committee. To kick off Fair Housing Month, she talks with Alex about lessons she's learned through teaching Fair Housing and how agents can continue to uphold the critical law of Fair Housing. Book Bit: Sitting Pretty by Rebekah Taussig Long Island Divided: https://projects.newsday.com/long-island/real-estate-agents-investigation/

Second Half Congressional candidate Elizabeth Lee is a nationally recognized nurse, board-certified patient advocate, and reproductive healthcare policy expert with over a decade of experience advancing access to care. She built a career helping thousands of patients navigate complex medical, financial, and ethical barriers—while also advising lawmakers on federal IVF and reproductive health protections. Running for SRP Board President: Commissioner Sandra Kennedy began her public service career when she was elected to the Arizona House of Representatives in November 1986, where she served for six years. In 1992, Sandra successfully ran for a seat in the Arizona State Senate, serving three terms. Sha has sponsored legislation that was signed into law concerning Domestic Violence Shelters, Foster Care Placement, the Prenatal Care Education Fund, and City Powers related to Fair Housing. Sandra was also elected to the Arizona Corporation Commission in 2008 on a platform of promoting solar energy and serving as a strong consumer advocate. She was re-elected to the Arizona Corporation Commission in 2018 with a focus on restoring integrity and transparency, reducing unjustified utility rate hikes, and increasing solar and renewable energy in Arizona, especially rooftop solar. Running for SRP Board Vice President: SPR Board At-Large Member Casey Clowes currently serves on the Salt River Project District Board in At-Large seat 11 and is running to support healthy, sustainable communities across the Valley. As VP, she will advocate for a fair transition to a renewable energy economy and ensure AI data centers pay their fair share. She is a graduate of ASU, where she earned a BS in Public Service and Public Policy and a JD from Sandra Day O’Connor College of Law. While working at the Federal Energy Regulatory Commission (FERC), Casey represented the public interest by ensuring reliable, safe, secure, and cost-effective energy for consumers.Support the show: https://www.patreon.com/civiccipher?utm_source=searchSee omnystudio.com/listener for privacy information.

First Half: Congressional candidate Elizabeth Lee is a nationally recognized nurse, board-certified patient advocate, and reproductive healthcare policy expert with over a decade of experience advancing access to care. She built a career helping thousands of patients navigate complex medical, financial, and ethical barriers—while also advising lawmakers on federal IVF and reproductive health protections. Running for SRP Board President: Commissioner Sandra Kennedy began her public service career when she was elected to the Arizona House of Representatives in November 1986, where she served for six years. In 1992, Sandra successfully ran for a seat in the Arizona State Senate, serving three terms. Sha has sponsored legislation that was signed into law concerning Domestic Violence Shelters, Foster Care Placement, the Prenatal Care Education Fund, and City Powers related to Fair Housing. Sandra was also elected to the Arizona Corporation Commission in 2008 on a platform of promoting solar energy and serving as a strong consumer advocate. She was re-elected to the Arizona Corporation Commission in 2018 with a focus on restoring integrity and transparency, reducing unjustified utility rate hikes, and increasing solar and renewable energy in Arizona, especially rooftop solar. Running for SRP Board Vice President: SPR Board At-Large Member Casey Clowes currently serves on the Salt River Project District Board in At-Large seat 11 and is running to support healthy, sustainable communities across the Valley. As VP, she will advocate for a fair transition to a renewable energy economy and ensure AI data centers pay their fair share. She is a graduate of ASU, where she earned a BS in Public Service and Public Policy and a JD from Sandra Day O’Connor College of Law. While working at the Federal Energy Regulatory Commission (FERC), Casey represented the public interest by ensuring reliable, safe, secure, and cost-effective energy for consumers.Support the show: https://www.patreon.com/civiccipher?utm_source=searchSee omnystudio.com/listener for privacy information.

In this episode of the Rent Perfect Podcast, host David Pickron and co-host Scot Aubrey explore what happens when you experience the rental process from the tenant's perspective—and the results may surprise you.David shares a real story about helping one of his employees find a safer home after a frightening situation in her neighborhood. What followed was a series of frustrating rental experiences: being ghosted by landlords, questionable application fees, and even potential Fair Housing violations.The conversation then shifts to a growing concern affecting landlords and tenants alike: rental fraud. With personal data widely available online and scammers becoming more sophisticated, both landlords and renters must take extra steps to verify who they're dealing with.You'll learn:Why the tenant experience matters more than many landlords realizeHow application fees can become a Fair Housing riskThe rising threat of rental fraud and identity deceptionPractical ways landlords and tenants can verify identity and build trustWhy simple steps like video calls, ID verification, and personal communication can make all the differenceWhether you're a landlord, property manager, or real estate investor, this episode offers real-world insights into the modern challenges of renting and tenant screening.At Rent Perfect, our mission is simple: help landlords avoid costly mistakes and build better rental relationships.Subscribe for more tips to help you screen smarter and rent with confidence.

Keith sits down with the youngest guest in show history—a 19-year-old college sophomore and student-athlete who's already deeply immersed in real estate and economics, Hunter Taddy. You'll hear a candid Gen Z perspective on money, debt, and the shifting social landscape, along with what's really being taught in today's real estate and econ classrooms.  They explore how young people are navigating college costs, work, and early investing decisions, and how hands-on property management education is shaping one student's path.  If you're curious about where the next generation of investors is headed—and what that might mean for your own strategy—this conversation offers a rare, on-the-ground look without the usual clichés. Episode Page: GetRichEducation.com/597 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold talking with a 19 year old guest that I befriended last year. He's a college sophomore with a real estate investing related major. What does he think about generation Z's future is in person, social life, dead. And what do you really learn about real estate and economics in college today on get rich education.   Corey Coates  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android. Listener phone apps build wealth on the go with the get rich education podcast, sign up now for the get rich education podcast, or visit get rich education.com   Keith Weinhold  1:11   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 1  1:44   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:00   Welcome to GRE from Concord, New Hampshire to Concord, California and across 188 nations worldwide, you're listening to one of America's longest running and most listened to shows on real estate investing. I'm your host, Keith Weinhold, and this is get rich education. Increasingly, you know, people ask why even go to college? Is the value of higher education even worth it to drag yourself to an 8am American Lit class while living off of dining hall Breakfast Biscuits and chicken strips for $100,000 a year, it's been estimated that one in seven men are meats, n, e, e, t, that means not in education, employed or training. Why put on a suit and tie and show up at a job when you have a reasonable facsimile of life online and you have discord and Reddit and trade stocks on Robinhood and crypto on Coinbase. Now I don't think that's going to be good for you, and I still think that there are a lot of positives about attending college. At least 15 to 20 colleges close each year in the United States. And despite this, you know, most people that I talk to, they still seem to be mostly positive about college, or they have this expectation that their kids go to college. So anecdotally, this hasn't changed. I probably wouldn't even be as aware of this shift if I didn't read media like I do, if I just talked to people informally, I really wouldn't know. One thing that has not changed also is the notion of the broke college student. I used to be one of those. Now America is just a couple years removed from that wave of elevated inflation and war in Iran has positioned to stoke a second wave of inflation. Today's guest told me that he does pay credit card finance charges, even though he makes more than the minimum payment, just kind of like I did as a college student. The default state of teenage society today is different. It used to be boredom, and now that's been replaced with anxiety. That part has certainly changed, and often it tends to be teen anxiety over such nonsense things. I mean, I have a teenage niece. One example is the burden of maintaining your Snapchat streak? Oh my gosh, if you're a Gen Z or you know what I'm talking about, basically a snap streak where you've got to send a friend a photo or video every single day to keep your streak going, two people have to send it to each other, and people with long streaks, they even like send each other a photo of the floor, just. To keep the streak going. I mean, talk about anxiety over the wrong things.    Keith Weinhold  5:04   Well, today's team guest Hunter, he has a somewhat better grip on life. I haven't met his parents yet, but they've done an amazing job. In fact, Hunter's dad owns rental property, which kind of helps to fuel some of his interests and desire. But in order to cope with inflation and expenses, buy now pay later programs have really taken off. They're widely known, but less widely known. Our rent now pay later plans. They're booming. Platforms like livable, flex and affirm. They're used by lower income and lower credit score tenants that often live paycheck to paycheck. And how it works is that these tenants are extended money at the beginning of the month to pay the rent. They often pay a flat subscription fee plus 1% of the rent. And you know, hey, that could be better than the tenant paying late fees to the landlord. I learned from one tenant that had trouble paying his $1,850 in rent that flex charged him a $15 monthly subscription plus 1% of the total rent for providing the service. So his total fees for the app were around $33 a month rent. Now pay later. You're probably only going to hear more about it, but if you're a landlord, you probably do not know that your tenant is using a rent now, pay later plan, because you just received the full payment on time, and then your tenant pays back the service later. Remember, it is called rent. Now, pay later. Oh, before we bring in our guest, can I ask you for some quick help? Maybe you wanted to tell me what you think about the show. You could have been listening for years, but you don't think that you can reach me. If this show has helped you become a better investor, the best way to support the podcast is to leave a quick rating or review. It helps more investors discover the show. Just tap the five stars in your podcast app. It can take as little as 10 seconds, and I will read it myself. Thanks in advance for leaving a rating and review. Let's meet this week's guest.   Keith Weinhold  7:22   This week's guest is the youngest we've ever had in show history. He's a teenager, so he's about a generation younger than me, and it's his first time on a podcast. He is a sophomore student athlete at the University of Alaska Anchorage, where he competes in the 800 meters for the track and field team. He runs about a 155 his major is management, with a specialization in real estate and property management, and he's just into so many things beyond athletics and academics, he serves as an ambassador for the Widener property management and real estate program. He's also an officer of the real estate management and investment club from Wisconsin. He's 19 years old, a straight A student. He's also an RA that's a Resident Assistant there helping out students at the dorms. Welcome to GRE Hunter, toddy.    Hunter Taddy  8:18   Yeah, I'm happy to be here. Thanks for having me.   Keith Weinhold  8:20   Taddy is spelled T, A, D, D, Y. I met Hunter almost six months ago. A property manager introduced us just thinking that we might have some things in common, and she sure was right. We've gotten together a few times, including going running at one time where, well, I had more than a little trouble keeping up with an active college athlete. The last time we sat down for coffee, just last week, I looked at my watch. We were done, and we sat almost two and a half hours like how many teenagers could really hold my attention for that long? But he just understands the world and politics surprisingly well. For a 19 year old. He's confident and well thought out. He's read War and Peace. He even got some of his own cooking and avoids seed oils. And you know, Hunter being born in 2006 when GRE debuted in 2014 you were eight years old. So before we talk about you, let's talk about your generation, generation Z What do you think some of the markers of your generation are?   Keith Weinhold  9:28   Yeah, so it's as I've shared with you in the past. It's interesting, because especially at UA, I'm mostly surrounded by like, athletes. So athletes tend to be a lot more social, just like how they grown up, they're always around people that tend to be a lot more driven. But then when I talk to, like, non athletes, it's a little bit different. Like, my generation is definitely they're on their phone a lot. I mean, I've told you before, like, I avoid social media. Well, I wouldn't say like the flag, but I avoid it a lot, because I know, hey, how addicting it is. And B, just like, you know, the.The word of my generation is slop or brain rot, and which is most of the stuff on the internet, but Yeah, seems to be like, there's a lot of anxiety in my generation, a lot of, like, lack of accountability, which I've noticed a lot lot of, like, lack of responsibility. And it's almost like self indulgent in a way, where it's like, oh I'm so lazy, or Oh, I'm so this, or I'm so that, and it's just kind of weird. You don't really get that much with like the athletes. Back to the social aspect. I don't know if you've seen that headline recently, that's like, the alcohol industry has lost eight, $30 million over the past four years because he doesn't drink. The real story isn't about Gen Z not wanting to drink alcohol. It's about Gen Z, not like really being social, right? I mean, I don't see that many like, Hangouts as much as, like, when I hear from, like my parents, you know, every night you're going somewhere with your friends or your you know, you're going to the bar, you're going to a bonfire, or things like that. And it's just, you don't see it as much. A lot of people are just in their rooms or online and, you know, the online gaming, online gaming, I don't game a lot, but gaming with friends is actually really fun to do sometimes. But everything's a lot more digital, you know, from the communication to like the spaces, you know, where you hang out, whether it's video games or whether it's VR chat, and some people do that, or discord, or just like internet forums and things like that. Yeah, just lot more digital.    Keith Weinhold  11:24   Yeah, you use little or no social media. Personally, I know you manage the Instagram page for your real estate organization, but yeah, there is more of this perception of in person, social life, maybe not dead, but dying. I've learned that 51% of 18 to 24 year old men have never asked out a woman in person you were sharing with me at how you know people have anxiety just about ordering food in person at a restaurant in Gen Z.    Hunter Taddy  11:54   That's actually funny. So because of how that conversation escalated, I technically did ask her out in Snapchat, but then she was like, you have to ask me out in person. And then I did eventually ask her out in person.    Keith Weinhold  12:06   Now, when it comes to in person meetings, after a few meetings with you, I noticed something rare when it's about seeing people in person, you have virtues that I think are somewhat rare for Generation Z. I mean, you actually show up on time. This this chat we're having right now. It's the fourth time we've gotten together, and you actually showed up early each of the four times, which is something that I really notice and appreciate, which, even for people my age, it seems like it's a virtue that they've lost. I mean, showing up on time is just common decency. That's just doing what you said that you were going to do. I find that pretty interesting. But when it comes to your generation being in college now, I mean, college is tough. You know, when I went to college, I took on student loans. My parents and I each paid for half of the tuition, and also worked a part time job while I was there. So I mean, you hang out with a lot of athletes, but how is it with balancing, you know, the income and student loans? Because, you know, college kids are still pretty poor   Hunter Taddy  13:10   I wanted to run for a division two program, because you can get athletic scholarship. I came in as a walk on. I'm not on any athletic scholarship. I get free housing and free meals for being an RA. Yeah, with my RA position, I actually got the RA position my second semester. So I got it as a freshman, which was like, really, really clutch. So my dad was in the Air Force for 20 years, and I got the GI bill for like, I think, six months. So I got my two first semesters of tuition paid for, and then I got some, like, some money for, like, housing and stuff. I mean, I pocketed most of that just because, I mean, I got it for free already. I don't get any more help from the GI Bill, because I'm not in Wisconsin. But if I went to Wisconsin, I could go to any school for free, like, tuition free. So, I mean, sometimes I do think about that, but with my real estate program. I mean, oh my gosh, the scholarship deadline. Every year they give out like, $50,000 in scholarships. A lot of them are from Widener and then just other like local real estate companies in the area. Last year, I got a $2,500 scholarship to travel to the National Apartment Association's apartmentalized It's like, their yearly conference in Las Vegas, and that was pretty cool. So that stuff kind of went over my head, but a lot of the stuff about AI was, like, just really interesting to hear, especially just about property management. And it's crazy to me, because, like, AI is almost like, my generation's thing, since we're, like, growing up with it, yeah. And then hearing, like, a lot of like, the older people in the property management profession talk about, I mean, they're still talking about when they had to keep their records on pen and paper, or, like, files and stuff. And I'm like, This is crazy. So I have scholarships with the real estate program, if I'm lucky, I can get up to almost $10,000 after the spring. It's.That means I pay in state tuition because I live on campus. It was a deal they were running after covid. So that's only like $5,700 I mean, my scholarships will be able to cover that. This semester, I paid like 2000 of it or something, and then my parents were kind enough to cover the rest, and then I'm going to pay them back right away after the year ends once I get those scholarships. And then, yeah, I get $11 an hour for working desk at my RA job. It's tax free, so, I mean, it's not totally bad, but I don't working desk hours that much because we only have them at night. And then, you know, being an athlete, I don't like staying up until, you know, one o'clock sometimes. I mean, the other night, I had to work a nine to three desk shift, and that screwed my whole for an entire week. Yeah. Okay,    Keith Weinhold  15:48   so when you graduate college in a few years, you could very well come out with a lower student loan balance than a lot of others did, although you might still have an informal loan with dad in there as well. How do you and a lot of people of your generation see your financial future? They sure can be hard to predict, but a lot of people see this crushing debt with student loans, and I wonder, even though it could be far into the future if really Gen Z thinks that they're ever going to be able to afford a home. Now, when it comes to the student loans, I know I shared with you when we sat down for coffee that I had a balance. I think it was like a $20,000 balance when I graduated, because again, my parents paid half of it and I worked part time when I went to school, I shared with you that I just took that balance and paid very little interest on my student loan balance because I kept transferring it repeatedly onto these 0% APR credit cards, and when my introductory rate expired on one card, I would just transfer it onto another card. So I've long been comfortable with debt.    Hunter Taddy  16:52   So me, personally, I do not want to take out a loan from any entity. I'm very fortunate and privileged that my parents are able to, you know, front that money for me when I need it. When I need it, I try to pay them back right away. I do not want student loans like my goal is to get out of college, you know, without owing anybody any money. It's weird, because I'm from such a small town in Wisconsin, and I view trades a lot differently than, like a lot of my peers who grew up in the big cities, I know blue collar millionaires, right? People who just, you know, put their nose to the grindstone, pouring concrete. You know, working driving a semi. Only do that for maybe five or 10 years, like my cousins. My cousin pours concrete, and then the other one, I think, works for construction company, the Midwestern work ethic, they're sitting on 10s of 1000s of dollars in their savings account right now. You can make the argument. Well, their back is going to give out in a couple years. And some of that's true. But also, you know, you don't have to be the guy pouring concrete for how long. You could be the business owner, or you could be the guy who's the plumber for 510, years, and then, you know, start your own plumbing business. That's why I don't look at student loans as, like, I need this college degree to, like, make money or be successful. Like, I've met a lot of people who legitimately have that mindset. That's like, I understand that if you've grown up in that sort of, like sphere, you've grown up with those ideas. But to me, it's like, I know if I can't pay for college, or if I don't graduate college, I know I'm going to be fine. I could go, you know, work construction, or I could go, you know, mow lawns or something. I know, I guess I just view it differently. But a lot of people think they need those student loans. So, I mean, they sign up for them. And I looked it up the other day, the average time to pay off student loans is, like, 20 years or something like that. Yeah, I believe it. That is kind of sad. That's insane to me. I want my lawyers going to college. I want my doctors going to college. I want to college. I want all these people to have a good education. But I mean, like 100,000 to $200,000 I just see that, and it's like, oh, I don't know, man, I sign up for the fast flow every year, but I never get anything Free Application for Federal Student Aid, yeah, but I know some people get, like, Pell Grants. If I'm not wrong, I think the Pell Grants are just, I don't know they have to pay those back. It seemed like I was applying for the Stafford Loan. I was lower middle class. I don't think we quite qualified for the Pell grant. The grant being like, free money and a loan of stuff that you need to pay back. Yeah, of course. And of course, in addition to student loans, we regularly have students using credit cards and probably not being able to pay the full balance, is they make their way and try to pay their way through college. That's certainly one thing that I did.    Hunter Taddy  19:28   Here's something for you, DoorDash, my generation and DoorDash is so crazy. I mean, I look at some of these people we have like a desk, at some of the halls, and the amount of people who just DoorDash some of these people are doordashing every night. And that's not cheap, like, that's sometimes it's like 30 bucks just to get Taco Bell or, you know, Wingstop or something like that, and then Klarna, it's like, finance a pizza. Like, what are we doing here?    Keith Weinhold  19:54   Sure, yeah, you're making a down payment on a blooming onion and financing it and making the last payment on it. Years later or something. Yeah, crazy like that, 100% and yeah, I would imagine home ownership is just seen as something that's so far into the future, it's almost unfathomable.    Hunter Taddy  20:12   Yeah, it's funny to me, because, you know, I come from, again, very small town, the cost of living is, like, extremely low compared to the country. I'm pretty sure Green Bay was voted number one place to live by us, News and World Report couple years ago, number one place to live in the United States. But more of the people back home who work these jobs in the trades, like the thought of owning a home seems a lot more real to them than my friends who are in college. And a lot of that has to do with, you know, like we're in bigger cities. Again, people have more debt, but yeah, I mean, you look at those prices of homes, I think the median home price in Anchorage is like $426,000 and just, you know, looking at that numbers like, how am I ever going to afford that? One of my friends, he's in the real estate program. He's got $40,000 saved up. He's got his Roth IRA maxed out. It's weird, because this is one of the points I want to make. So in my generation, you have people who have all these resources, you know, especially with the internet, and they're doing very well with it. They're taking it and they're running with it. And then you have the other part of my generation who's doing the buy now, pay later option. It's almost like a upside down bell curve or something like that. The people who are good are getting so much better, and the people who are making the bad decisions are getting so much more worse.    Keith Weinhold  21:25   Ah, the K shaped economy starts young.   Hunter Taddy  21:27    It's just interesting to see sometimes, because you have some people like, I can't afford this, I can't afford that, and it's like, yeah, being college student is hard. But then it's like, you buy your $6 coffee every day, and it's, you know, I'm guilty of that too. My spending habits aren't the best. And then you look at like home ownership inflation is real. Cost of living is getting higher. But also my dad talks about this a lot like our standards are getting so much higher, too great. Our houses are getting bigger. Kids don't share bedrooms anymore. All our kids have to have our phone. All our kids have to have the newest thing or the newest coat. And you know, you want nice things for your family. I get that, you know, I don't have a family, so I can only talk about this so much. But I mean, our standards are getting a lot, a lot higher as well. I mean, you look at our grandparents houses, and they're like, these, just small, one story houses, one bathroom. You know, I look at the house that my dad grew up and he shared a room with his brother until he graduated, right? And then you look at all these families kids live in their bedroom, it's so weird to me that like siblings, they know each other, but they don't know each other because they're sitting in their rooms all day and they're looking at their phones.    Keith Weinhold  22:31   You surface a good and salient point hunter that a lot of people don't bring up because the K shaped economy that means a widening disparity between the haves and the have nots, but the entire K also keeps moving up, so standards of living continue to get better for both the haves and the have nots, even though the disparity between them continues to widen, and yes, a poor person today has Wi Fi and has Air Conditioning and a lot of minor conveniences that poor people didn't have 75 years ago. You're listening to get rich education. We're doing something different this week, talking to the youngest guest in GRE history. His name's Hunter toddy. We're going to talk more when we come back about what he's learning in classes, economics and real estate classes, because that is one thing that college students do. Remember, I'm your host. Keith Weinhold.    Keith Weinhold  23:24   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio through a 721, exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE. That's f, l, O, C, K, homes.com/g.R, E,    Keith Weinhold  24:00   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program, why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre,or send a text. Now it's 1-937-795-8989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Robert Kiyosaki  25:12   this is our rich dad. Poor Dad. Author Robert Kiyosaki, listen to get rich education with Keith Weinhold don't quit your daydream   Keith Weinhold  25:26   Welcome back to get rich Education. I'm your host. Keith winehill, we're talking with Gen Z and student athlete Hunter toddy. He's a sophomore college student, and he's got a management degree with a concentration in real estate investing. So yeah, Hunter, tell us some of the things that you've learned about in an economics class or two that you've taken there at UAA.    Hunter Taddy  25:51   So I had an economics class last semester, but the teacher is basically tenured, and he only posted YouTube videos and like three quizzes was like the entire grade. He made us great at 2000 wasn't gonna say and didn't even grade it. So I didn't learn anything about economics, but that was macro, and now I'm in micro. And this professor, he's fantastic. He talks to Anchorage and Alaska legislators all the time. He was on Meet the Press Like he's very, very, very, very smart and well spoken, one of my and professors, and he's also Yale educated, as I understand. Yeah, I always get crap from my cross country teammates because most of them are STEM majors. There's a lot of engineers, and then there's, you know, you have people who are in, like, kinesiology, and then a lot of aviation, but they always give me crap because, like, oh, business, it's supply and demand, blah, blah, blah. But then, like, legitimately, economics has been so fascinating for me, just like, you know, consumer behavior, opportunity cost, trade off. One of the things is rent control, right? Definitely a big conversation, especially in, like, my generation, you know, because of all these rising prices. And then, you know, the landlord always gets the negative connotation, right? Landlords are greedy. I wouldn't even as a college student. Well, you think about rent control is like as soon as you put that binding price ceiling on the rent prices in an area, that's why there's not enough housing on the West Coast. That's why landlords are painting over the light switches, or they're not fixing your toilet, or they're not fixing the leaky sink. There's just a lack of understanding general society about, like, just how markets work and why. You know, businesses make certain decisions that they do. That's one thing with, like, a lot of my generation, is a lot of them are almost anti business, in a sense, right? In a sense, but they love being consumers. What my dad talks about a lot is as the business owner, like when you work for a company, a lot of the times you can clock in, clock out, you go home and you lay your head on the pillow, and you don't have to worry about anything, right? But when you're the business owner, like my dad, and if you have a lot of anxiety, like he does, about certain things, and you stress a lot, you're up at 2am wondering if the LVP you put in someone's kitchen is going to buckle, well, then you're gonna have to go back and fix it all and all these things, and so I definitely have a lot more to say understanding for like business owners and like landlords. Yeah, the economics classes just broaden my understanding of how the world works. I think that's a class everyone should take, and it is a general ed but I think it's a class everyone should pay attention to as well.    Keith Weinhold  28:18   Sure, rent control gives landlords no incentive to make improvements to a property. So yeah, it's good that you're learning about this in econ class. Tell us about some of the other things that you've learned in economics or in your more real estate investor centric college courses.    Hunter Taddy  28:36   So I'll focus more on the real estate stuff. So Dean Widener, Widener apartment homes, one of the top five, I think, largest owners of apartment homes in terms of units like in the United States, right? He basically came to Anchorage, and he wanted to build the Widener program, basically like a farm for property managers, like, you know, give this education. And then they, you know, they come work for widener. They come work for, you know, whoever a lot of the education has to do with property management. So there's leasing, asset maintenance. Talk a lot about operating budgets, risk management. All students in the program memorize the cash flow performer by heart. So, you know, you have gross potential income loss to lease, vacancy, net revenue, other income, expense reimbursements. Maddie poo, which is maintenance, admin, taxes, insurance, payroll and utilities. Have you heard that acronym before? What is it? Yeah. Maddie poo, I pretty sure my professor, like, that's kind of like his thing. I didn't finish it all, but we have it all memorized, and then we do, like, a lot of fair housing and landlord tenant law. Yesterday, in my Real Estate Investment Finance course, we were analyzing loans, and we were making like amortization tables, yeah. And then so we were looking at like interest rates, how a balloon loan works, variable interest rates. I took real estate Maintenance and risk last semester, and that was really awesome. We got to visit buildings all across Anchorage and talk with the property managers, talk about maintenance systems, general maintenance of the property, property management, the day to day, things like that. And then leasing, we actually had us basically go undercover. We have to have three properties, and we go do a showing at all of them, and then we had to review them, and we did a presentation about them, and, like, we basically reviewed them and graded, like the leasing agent, and how they did that one was really cool.    Keith Weinhold  30:33   Okay, so the mock tenant, grading a leasing agent, yeah, then showing you amenities, explaining lease length, things like that,    Hunter Taddy  30:41   and then seeing if, you know, they violated any like Fair Housing things. He said, Don't necessarily try and bait them, but one of the questions that one of my classmates asked, so what kind of people live here? And then the good property manager, you know, it says we rent to anyone that fits our criteria. And then you have some people that's like, oh, you should have said that. Yeah, yeah, it's pretty touchy, age, race, family status, right? Yeah. So we definitely have that drilled in our heads as well, like landlord tenant law and then, like, fair housing, you    Keith Weinhold  31:11   told me something interesting when we got together, when you run the numbers for property, that the numbers always work better in one condition than they do in another.    Hunter Taddy  31:20   So we do cap rate. And so cap rate is noi over value, I believe, yep. So we analyze the cap rates for all the properties, and then we see what is our return if we pay cash or whatever is our return when we pay leverage. And sometimes it's better if you pay cash, or sometimes it's better if it's leveraged. But I always think even if you could pay cash, you pay, say, $3 million for the whole complex, well, you could put a $500,000 down payment on six other properties. So I always thought that was weird, because that's just, I read Rich Dad, Poor Dad, after my dad recommended it to me, and then it just talking to my dad about leveraged investments. Yeah, why don't you do that instead? Oh, he said,    Keith Weinhold  32:00   right, as long as you control your cash flow and pay the mortgage and the operating expenses. Yeah, we typically talk about getting the leverage here, because the appreciation grade has absolutely nothing to do with the amount of equity that's in the property. Is there anything else interesting that you learned from going out in the field and actually seeing some properties or talking to some managers? And I think this is really interesting, because a lot of times when people graduate college, they tend to broad brushstroke students or new graduates, and say, Yeah, but they haven't gotten out in the real world yet, but you actually are as a student.    Hunter Taddy  32:33   Yeah. So that's one thing I really love about our program, and I really love our professor. He owns properties himself. It's not like a pyramid scheme thing where, like, almost like, you're going to college to learn how to be a professor, and sometimes that we need those people for, like, research and stuff. But like, he's actually done the work. He knows what it's like. He can relate to things that we're talking about. Yeah, we get a lot of that real world experience, which is really awesome going about that, like the leasing experience. One of the things with, like, a lot of the managers, especially in Anchorage, because there's such a housing shortage, a lot of them didn't really like try, because they like, almost don't have to, because, I think a lot of them assume you're gonna lease someone anyways, no matter, because it's not necessarily really competitive. So because the vacancy rate is so small, yeah. So it's just like, here's the kitchen. You know, we're actually taught in leasing class, leasing strategies. And also, what's really good about our classes, we read, like, a lot of personal growth books in our classes. So like in our leasing class, our professor had us read The Seven Habits of Highly Effective People, Stephen Covey and yeah. And then I think for our real estate investment class, we're going to read the compounding effect. I don't know what it's about, but I mean, I really appreciate how our professor gives us, like, those books and that knowledge that's not just, you know, specific to real estate. It's like how to become like a better person, or how to become better at personal finance in general.    Keith Weinhold  33:58   All right, so some conceptual and some mindset stuff, along with more of the hands on and more of the numbers. Well, before I ask you, what's next for you, do you have any last thoughts with what you've learned in class, or just anything overall about your generation and lifestyle and getting along financially? For a college student,    Hunter Taddy  34:18   in April, I'm going down to Austin for the property con, which is Institute of real estate management, big conference. I think they have this one every year too. I think John Quinones, the guy from what would you do, is going to be like one of the keynote speakers. So looking forward to that, definitely looking forward to some of, like, learning more about, like AI, and how it's used in, like, the property management, like real estate sphere, and then I'm kind of interested in green building, because it almost seems to be like, Win win, right? Because better for the environment and then better for the investor most of the time, you know, like, through these retrofits, like you're just switching to LED light bulbs, we actually, we ran those numbers a lot in my.In its class. Like, you know, what would it be like if you switch from iridescent to LED light bulbs? And it's like, that's like, what are the things that all property managers should do? Because you're saving, sometimes 1000s of dollars and seven or 10 year period, or whatever it is, improve the cap rate, right there? Yeah, I want to definitely learn more about, like, the green building. And also, just because, you know, I'm a healthy person, when I build my house one day, I don't want to have, like, a lot of toxic materials and stuff as well. I have one friend. He's really, really dialed in his health. They're talked about him with you before, but he, like, he's not even have drywall in his house because there's some, like, toxic thing in drywall, or something, like, he's gonna build it out of brick and mud or something, I don't know.    Keith Weinhold  35:39   Oh, he can't just go live in any rental. Yeah, well, Hunter, this has been really good. Your dad owns rentals in Wisconsin, and like you mentioned, he's red, Rich Dad, Poor Dad himself. So that's kind of an influence on you. And you do have a management internship back in Wisconsin this summer. But before we go on, you mentioned to me that your dad owns a certain type of apartments in Wisconsin, and I've never heard of that type before. What are they called? And then, what does that mean?    Keith Weinhold  36:06   I think the name is local to the city itself in Manitowoc, Wisconsin. So they're called custerdales. I think there were homes built after World War Two, I believe, for like GIS and things like that so well. Just before he got in the Air Force, he was in Saudi Arabia for a year, and he was thinking about, you know, what am I going to do when I retire? Because he knew after the year was done, he was going to retire and come back to Wisconsin. And one of his friends got him into real estate, and he talked to my mom a little bit, and they just started buying properties. So that was in 2018 and now they own about 70 units, mostly duplexes, with their biggest being a five Plex. They also have a 18 bed assisted living facility. Most of the the 70 units are called custerdales. They're all like, cookie cutter, like, the same they're basically the same layout, you know, sometimes it's just flipped or whatever. And he basically did the same thing each time, a lot of them were, like, really run down ones that they purchased had someone with a chicken living on top of the refrigerator. And then when they locked the place up after they bought it, he broke back in and took stuff. And so they've really, actually, like, helped the community in a way, by remodeling a lot of these homes. And then my dad would refinance them, and then he would take that money and then invest it into another property. And he just kept doing that again and again and again. Yeah, so buy and hold we self manage, because there's not really a reputable property management service in the area. This is near Manitowoc, Wisconsin. Maybe you've heard that name before. Manitowoc, they make heavy construction equipment, and you are going back to Wisconsin this summer for a management related internship, yeah, well, Hunter, well, this has been great talking about what your generation's like, what you do in your classes, and the practical experience that you're already getting as a 19 year old. I mean, you're just substantially further ahead than I was as a geography degree student and major way back in the day, if anyone wants to reach out to you, see what you're doing, or contact you. What's the best way for them to do that? Hunter.    Hunter Taddy  38:09   So I don't have Instagram or Facebook, but I do have LinkedIn. So if you just search Hunter toddy again, T, A, D, D, y, on LinkedIn, you can find me there. Also just give my email. It's H hottie 007 at Gmail.    Keith Weinhold  38:26   All right, look that up if you want to reach out to Hunter. Yeah, it's been great having you here. Thanks so much for coming on to the show.    Hunter Taddy  38:32   Thanks forhaving me.    Keith Weinhold  38:40   Yeah, a fresh perspective from college student, Hunter toddy today. He has got his act together amazingly well for a teenager, and you know, talking to him made me think about something like I said when I graduated college, and it was just with a bachelor's degree. By the way, pretty humble bachelor's double major, geography and regional planning, I had that 20k in student loan debt, which I transferred onto 0% APR credit cards, over and over again and inflation adjusted terms, that might be 40k in today's dollars. I had no incentive to pay it down, let alone pay it off, since my finance charges were essentially zero, so that's why I probably carried that balance for close to 20 years. But this is the first time that I thought about the fact that that very habit was probably a benefit to me, not because it saved me from paying interest on student loans, but because it got me comfortable withholding debt for the long term and rationalizing that there would be an opportunity cost of paying off that debt, because a payoff would have meant that I would forego the opportunity of investing those dollars to get gains, that habit got me comfortable with prudently using debt and leverage as a real estate investor, and that helped me own and control more property sooner. So it was a somewhat autodidactic approach to good debt. Today, we talk with a young, likely soon to be investor, oppositely next week here on the show. We're talking about the book end, on the other side of the shelf, and that is when you're ready to retire from real estate, you can exchange your properties into a fund, pay zero capital gains tax or depreciation recapture. And unlike a 1031 exchange, what you've done is you have totally exited the direct real estate business with a 721, exchange, and you still get financial upside with zero management duties retired. Finally, if you've ever wanted to tell me what you think about the GRE podcast, if this show has given you some fresh perspective or helped you become a better investor. The best way to support the show is to leave a quick rating or review. It helps more investors discover the show. Here's how to do it inside the get rich education Show page on Apple podcasts, scroll about halfway down to ratings and reviews. Tap the purple stars to rate, and then tap the purple words write a review on Spotify from the get rich education podcast, tap the three dots near the top of the show page, tap rate podcast and leave your star rating. That's all it takes. It's crazy that this show has almost 6 million total listener downloads, but yet, across all platforms, we have perhaps only 1000 reviews, and that's probably because I rarely ask for them. I would greatly appreciate it. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  41:59   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  42:27   The preceding program was brought to you by your home for wealth, building, get richeducation.com  

Send a textThe real estate landscape is shifting dramatically with a new alliance between Compass, Redfin, and Rocket Mortgage. This episode uncovers the emerging "shadow MLS" that could redefine how homes are bought and sold. I will explore how this partnership bypasses traditional channels, creating a private ecosystem where control trumps transparency. Discover the controversial tactics at play, such as private listings and rerouted buyer inquiries, designed to maximize profits for a select few. I delve into the legal and ethical challenges, including potential fiduciary violations and fair housing concerns. As these private networks grow, they threaten the transparency and fairness that have long governed the industry. Will regulators intervene? Can traditional MLS rules withstand this challenge? Tune in to understand the stakes and prepare for the future of real estate.Don't forget to like us and share us!Gary* Gary serves on the South Carolina Real Estate Commission as a Commissioner. The opinions expressed herein are his opinions and are not necessarily the opinions of the SC Real Estate Commission. This podcast is not to be considered legal advice. Please consult an attorney in your area.

The Legal Team discusses how to comply with Fair Housing law when implementing policies involving criminal background checks.

In the United States, there are three types of “animals” that a tenant can have:  a pet, a service animal, and an emotional support animal.  But each one is defined differently, each one may or may not have additional rent, a damage deposit, or require verification as a tenant applies for one of your units.  Additionally, a landlord may have some questions about what “reasonable accommodation” regarding that animal.  Where do we start?  Krista Reuther returns to My Life As A Landlord, to help us figure out the ABCs of ESAs. 

The rise in the everyday use of electronic items has also contributed to an increase of electronic waste, filling already crowded landfills and increasing risks to the environment. How can electronic items be safely disposed of, and how can the public play a part in cutting down on e-waste? also on the program: The Pennsylvania Human Relations Commission (PHRC) formally released its State of Fair Housing in the Commonwealth of Pennsylvania. The report examines current housing conditions, patterns of discrimination, and structural challenges impacting access and affordability. It also advances key policy and enforcement recommendations, including strengthening protections against source-of-income discrimination, addressing disparate impact and segregation, improving code enforcement and habitability standards, and increasing accountability for affirmatively furthering fair housing. The report brought together state leaders, civil rights advocates, and housing experts to address ongoing disparities and outline a path forward to ensure equal housing opportunity for all Pennsylvanians.Support WITF: https://www.witf.org/support/give-now/See omnystudio.com/listener for privacy information.

(00:00:00) The Pennsylvania Human Relations Commission (PHRC) formally released its State of Fair Housing in the Commonwealth of Pennsylvania. The report examines current housing conditions, patterns of discrimination, and structural challenges impacting access and affordability. It also advances key policy and enforcement recommendations, including strengthening protections against source-of-income discrimination, addressing disparate impact and segregation, improving code enforcement and habitability standards, and increasing accountability for affirmatively furthering fair housing. The report brought together state leaders, civil rights advocates, and housing experts to address ongoing disparities and outline a path forward to ensure equal housing opportunity for all Pennsylvanians. (00:22:22)Prostate cancer is a malignant tumor of the prostate gland. The prostate is a walnut-sized organ located in front of a man's rectum and below the bladder. Prostate cancer usually grows slowly, so chances for successful treatment increase if doctors catch the disease early. Your age and the stage of the cancer will help determine your treatment. For some men, doctors recommend active surveillance — closely monitoring the tumor — instead of treatment.Support WITF: https://www.witf.org/support/give-now/See omnystudio.com/listener for privacy information.

In this episode of The Consumer Finance Podcast, host Chris Willis is joined by Troutman Pepper Locke Partner Lori Sommerfield and Relman Colfax Co-Managing Partner Stephen Hayes for a candid discussion about how redlining has traditionally been defined, how redlining was defined and applied during the Biden administration, and how it may return under a future administration or in cases brought by state regulators or private litigants. This episode further explores the tension between the standards set forth in enforcement actions and those applied in supervisory examinations, and the role of statistical analysis and HMDA data in redlining cases. The podcast also tackles issues like digitally targeted advertising and what shifting regulatory priorities under the current administration may mean for future redlining enforcement risk, offering a balanced look at where redlining law has been — and where it may be headed next. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a textWhat if your year-end tax plan could do more than reduce your bill… and actually strengthen the future of independent pharmacy?In this episode of The Bottom Line Pharmacy Podcast, Bonnie Bond, CPA, and Austin Murray sit down with Sonja Pagniano of the NCPA Foundation to unpack how the Foundation supports pharmacy ownership, disaster recovery, and long-term sustainability for community pharmacies.We cover:- The origin story of the NCPA Foundation- Why public understanding of independent pharmacy is a key piece of independent pharmacy's future- The Rural Pharmacy Ownership Accelerator and what it means for “pharmacy deserts”- End-of-year planning strategies pharmacy owners should consider- And more!More About Our Guest:Sonja Pagniano, is the executive director of the NCPA Foundation. Sonja leads the foundation's strategic growth including the fundraising campaigns, marketing initiatives, as well as various other projects. Throughout her career Sonja has sought to strategically support the mission of philanthropic groups such as the NCPA Foundation. She most recently served as the development manager for the Center for Disaster Philanthropy, which helps donors maximize their impact on long-term recovery from disasters through expert resources, community-driven grantmaking and philanthropic consulting services.  Prior to this position, she worked at the College of Wooster's Advancement Division as the assistant director of annual giving, and as an associate planner at the Medina County Department of Planning Services and Fair Housing in Ohio.  Sonja received her Masters of Public Administration from Kent State University. She also holds a Certified Fund Raising Executive (CFRE) certification, so she is certified in the highest standards of ethics, competence, and service to the philanthropic sector. Stay connected with Sonja and the NCPA Foundation: Sonja Pagniano LinkedInNCPA Foundation Website NCPA Foundation YouTubeNCPA Foundation LinkedInNCPA Foundation FacebookStay connected with us on social media:FacebookTwitterLinkedInScotty Sykes – CPA, CFP® LinkedInMore on this topic:Podcast: NCPA 2025 RecapPodcast: Pioneering Solutions in Remote Territories

As a student athlete in Central High School, Tom Singer saw how his African American teammates had very different experiences than he did. This observation fueled his work as an ally in the 1960s civil rights movement.  Tom leveraged his law degree to challenge discrimination, filing a case against a local gym that charged African Americans more for memberships, challenged discriminatory treatment against incarcerated Muslims, and many other actions that pushed for real, meaningful change.  As Tom looked back on the changes from the 1960s into the 21st century, he saw progress. He also saw a need for more. His story reveals the ongoing struggle for racial justice in South Bend._____This episode mentions a 1963 Testimony on Fair Housing held at the University of Notre Dame. Click hereto see text from that. You can also listen to the full oral histories of Audrey and Dr. Bernard Vagner as well as Dr. Roland Chamblee.   This episode was produced by Jon Watson from the Ernestine M. Raclin School of the Arts at IU South Bend, and by George Garner from the Civil Rights Heritage Center.  Full transcript of this episode available here.Want to learn more about South Bend's history? View the photographs and documents that helped create it. Visit Michiana Memory at http://michianamemory.sjcpl.org/.  Title music, “History Repeats,” from Josh Woodward, used via CC-BY-4.0-DEED. Visit his website at https://www.joshwoodward.com.

(The Center Square) – Amid a national housing crisis, the Biden administration's Department of Housing and Urban Development produced guidelines encouraging property owners to forgo some fair housing practices to favor Afghan refugees, the Trump administration argues in a new directive terminating previous guidelines. The Center Square obtained a HUD directive from the Office of Fair Housing and Equal Opportunity rescinding the guidance document, “Operation Allies Welcome: Frequently Asked Questions (FAQs) on Fair Housing Issues” and withdrawing from a FHEO guidance document “Frequently Asked Questions (FAQ) Renting to Refugees and Eligible Newcomers,” which the agency claims violates the Fair Housing Act. Support this podcast: https://secure.anedot.com/franklin-news-foundation/ce052532-b1e4-41c4-945c-d7ce2f52c38a?source_code=xxxxxxRead more:  https://www.thecentersquare.com/national/article_c816c337-c3b2-4d34-b5f2-a12566d305a6.html Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Zillow says you're their client, but did you ever agree to that? In today's episode, Robert Arauco pulls back the curtain on how real estate data is being sliced, sold, repackaged, and leveraged against both consumers and REALTORS®. He and Leigh dig into what agents must understand about the new data battlefield, how to protect your clients' privacy, and why owning your tech is the new competitive edge.   Key takeaways to listen for One simple habit to use the tech you already pay for The problem with Zillow, Redfin, and who owns your clicks Can AI follow Fair Housing rules and who's training it? How to reframe the "I already use Zillow" conversation What happens to MLS data if the industry fractures?   Resources mentioned in this episode AI Will Never Replace a Great Negotiator with Tim Burrell   If you want to see what consumer-trusted, agent-protected tech looks like in the real world, download Leigh's One Community Real Estate® app here:

In this conversation, John Bradford discusses his journey as an entrepreneur and the creation of Pet Screening, a software platform designed to help landlords manage pet policies and risks. He shares insights on the importance of executing ideas, the challenges of competition, and the significance of maintaining core values in business. The discussion also touches on the expansion into vacation rentals and the need for pet-friendly options in the rental market. Bradford emphasizes the importance of relationships, kindness, and the value of giving back to the community.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In the third and final episode of our Breakroom series celebrating people with disabilities and those who care for them, Kayla Holgash is joined by Jenny Babcock, Senior Vice President for Medicaid Policy at Association for Community Affiliated Plans (ACAP). Jenny and Kayla discuss the life and legacy of Jenny's sister, Jill Babcock, who was a fierce advocate for those with disabilities, serving as Director of Fair Housing for the City of Detroit Housing and Revitalization Department, and founding a consulting firm that helped organizations navigate the intersection of economic development and the Americans with Disabilities Act (ADA).

Fessahaye MebrahtuProgram Services Coordinator IIMetropolitan Milwaukee Fair Housing Council759 N. Milwaukee St. Suite 500Milwaukee, WI 53202Phone: 414-509-7971email: fmebrahtu@fairhousingwisconsin.comwww.fairhousingwisconsin.comSarah JenkinsProgram Administrator, Outreach and Education ProgramMetropolitan Milwaukee Fair Housing Council759 North Milwaukee StreetSuite 500Milwaukee, WI  53202P: (414) 278-1240sjenkins@fairhousingwisconsin.comwww.fairhousingwisconsin.com⁠ 

The Department of Housing and Urban Development (HUD) faces allegations of undermining fair housing protections, a foundational element of civil rights for nearly sixty years. Whistleblower complaints and congressional investigations have highlighted concerns regarding potential erosion of these safeguards. Charlene Crowell will address this pressing issue on the Seattle Medium's Rhythm & News Podcast. Interview by Chris B. Bennett.

In this timely episode, Errol Samuelson, Chief Industry Development Officer, and Josh Weisberg, Senior VP of AI, join us to unpack Zillow's groundbreaking integration with ChatGPT. They address the industry's concerns about MLS compliance, dispel data sharing myths, and reveal the rigorous Fair Housing guardrails they built. Most importantly, they give a first look at the future of "Agentic AI" and how it will transform property search.   How Zillow's App in ChatGPT expands listing reach and protects industry rules   Example prompts for the Zillow App in ChatGPT Find me homes in west seattle 3 beds 2 baths under 800k Find me homes in west seattle 3 beds 2 baths under 800k and within 2 miles of West Seattle high school I need help finding a nice place to live that's 2 hours from New York city. I like a community-minded place that's friendly.   Subscribe to Real Estate Insiders Unfiltered on YouTube! https://www.youtube.com/@RealEstateInsidersUnfiltered?sub_confirmation=1   To learn more about becoming a sponsor of the show send us an email: jessica@inman.com You asked for it. We delivered. Check out our new merch! https://merch.realestateinsidersunfiltered.com/   Follow Real Estate Insiders Unfiltered Podcast on Instagram - YouTube, Facebook - TikTok. Visit us online at realestateinsidersunfiltered.com.   Link to Facebook Page: https://www.facebook.com/RealEstateInsidersUnfiltered Link to Instagram Page: https://www.instagram.com/realestateinsiderspod/ Link to YouTube Page: https://www.youtube.com/@RealEstateInsidersUnfiltered Link to TikTok Page: https://www.tiktok.com/@realestateinsiderspod Link to website: https://realestateinsidersunfiltered.com This podcast is produced by Two Brothers Creative. https://twobrotherscreative.com/contact/  

Synopsis- HUD in crisis- The Department of Housing and Urban Development has seen its staff slashed by 70% since Donald Trump took office, with civil rights cases being abandoned and political appointees allegedly overriding legal findings to allow discrimination.This show is made possible by you! To become a sustaining member go to LauraFlanders.org/donateDescription: About 750,000 people are on unpaid leave as the U.S. government shutdown continues —  but some of the most caring parts of the government's work have been shut down for months. Take the Department of Housing and Urban Development (HUD) for example. This is one of the only free resources available to Americans facing housing discrimination, but in a shocking complaint letter submitted to Senator Elizabeth Warren on September 22, 2025, civil rights attorneys Palmer Heenan, Paul Osadebe and two other whistleblowers describe an agency in crisis. Staff has been slashed by 70% since Donald Trump took office, civil rights cases have been abandoned, and political appointees are allegedly overriding legal findings to allow discrimination. Every layoff and budget cut by the Trump administration, both within HUD and across federal agencies, is part of a larger plan to create chaos, end civil rights protections, legalize segregation and exert unitary executive power. Heenan and Osadebe, members of the Federal Unionists Network (FUN), are calling on federal employees to uphold their oath to constitution and protect Americans. And they've paid the price: *both Heenan and Osadebe were fired by HUD in what has been called a "stunning act of illegal retaliation.” In this conversation, the two share their story, what it means for civil rights and how unions can fight for government accountability.“No one is asking for a leg up or an extra hand or whatever the case might be. We're just asking to get rid of discrimination. And so I hope the future will tell the story of people doing just that, coming together, going to Congress and saying, ‘These are our rights. You passed them into law decades ago. Fight for the rights that we have now.'” - Palmer Heenan“The thing that will actually get us through this is solidarity, recognizing what potential power we have as federal workers . . . [The administration wants] to create fear, which leads to silence, which lets things be dismantled without anyone standing up and fighting and saying, ‘This is illegal, this is wrong and this is harming people.' It's up to federal workers, the ones in the building, to actually do that.” - Paul OsadebeGuests:• Palmer Heenan: Attorney, HUD Whistleblower; Member, AFGE 476• Paul Osadebe: Attorney, HUD Whistleblower; Steward, AFGE 476 Watch the special report on YouTube; PBS World Channel Sundays 11:30am ET, and on over 300 public stations across the country (check your listings, or search here via zipcode). Listen: Episode airing on community radio  (check here to see if your station is airing the show) & available as a podcast. Full Episode Notes are located HERE.Support Laura Flanders and Friends by becoming a member at https://www.patreon.com/c/lauraflandersandfriendsMusic Credit:  "Steppin" by Podington Bear, “Place Delight” by Stephen Emmer featuring Mary Griffin, from the album Home Ground, released on Electric Fairytale Recordings, and original sound design by Jeannie Hopper RESOURCES:Related Episodes:•  Housing is a Human Right Watch / Listen•  Frances Golden, “Rabble Rousers” & the NYC Housing Struggle that Won. Watch / Listen / Full,Uncut Conversation•  Domestic Violence Survivor & Homeless Too?  A CA Cohort Shows What Can Be Done. Watch/Listen /  Full, Uncut Conversation•  Deciding the Fate of Democracy in North Carolina: Watch/ListenRelated Articles and Resources:• U.S. Senator Elizabeth Warren announces receipt of official complaint from HUD whistleblowers, ‘If you buy a home or rent a home or want to…'  YouTube• US whistleblowers say they were fired for raising fair housing concerns, by Chris Stein, September 29, 2025, The Guardian•  Rent Debtors Strike Against Abusive Corporate Landlord.  The Debt Collective is leading the charge against the real estate behemoth Equity Residential, by Michael Friedrich, October 6, 2025, The American Prospect•. Trump appointees roll back rollback enforcement of fair housing laws, by Debra Kamin, September 22, 2025, New York Times•  Federal Workers Are Organizing for Democracy- from the Inside Out, by Chris Does and Alissa Tafti, June 25, 2025, NP Quarterly•  Save Public Services•  Exclusive:  Federal Whistleblowers Expose How Trump's HUD is Abandoning Vulnerable Americans, by Maximillian Alvarez, September 22, 2025, The Real News Network•  Trump's housing department rolls back work to combat residential segregation, whistleblowers allege, by Shcris Stein, September 24, 2025, The Guardian Laura Flanders and Friends Crew: Laura Flanders-Executive Producer, Writer; Sabrina Artel-Supervising Producer; Jeremiah Cothren-Senior Producer; Veronica Delgado-Video Editor, Janet Hernandez-Communications Director; Jeannie Hopper-Audio Director, Podcast & Radio Producer, Audio Editor, Sound Design, Narrator; Sarah Miller-Development Director, Nat Needham-Editor, Graphic Design emeritus; David Neuman-Senior Video Editor, and Rory O'Conner-Senior Consulting Producer. FOLLOW Laura Flanders and FriendsInstagram: https://www.instagram.com/lauraflandersandfriends/Blueky: https://bsky.app/profile/lfandfriends.bsky.socialFacebook: https://www.facebook.com/LauraFlandersAndFriends/Tiktok: https://www.tiktok.com/@lauraflandersandfriendsYouTube: https://www.youtube.com/channel/UCFLRxVeYcB1H7DbuYZQG-lgLinkedin: https://www.linkedin.com/company/lauraflandersandfriendsPatreon: https://www.patreon.com/lauraflandersandfriendsACCESSIBILITY - The broadcast edition of this episode is available with closed captioned by clicking here for our YouTube Channel

Synopsis:  As concerns about rolled-back protections grow louder, whistleblowers at HUD have risked it all by going public with allegations that paint a stark picture of systematic regression on equality under the law.This show is made possible by you! To become a sustaining member go to LauraFlanders.org/donateDescription:  Housing discrimination is illegal in the U.S., but every year, the Department of Housing and Urban Development (HUD) receives thousands of complaints from individuals who believe they are not being treated fairly because of their race, religion, disability and other protected classes. HUD is one of the only free resources available to Americans facing housing discrimination, but a shocking new whistleblower complaint letter released on Monday, September 29, 2025 says the agency is in crisis. Staff was slashed by 70% since Donald Trump took office, some civil rights cases have been abandoned, and political appointees are allegedly overriding legal findings to allow discrimination. These are just some of the claims in the formal complaint letter, which has now been filed through U.S. Senator Elizabeth Warren's office and taken to the press. In this conversation, Laura Flanders speaks to two of the four whistleblowers, HUD civil rights fair housing attorneys, to find out what this story means for civil rights and why they're speaking out now. As fair housing hangs in the balance, Palmer Heenan and Paul Osadebe are organizing union members to uphold their oath to defend the constitution and protect Americans.Guests:• Palmer Heenan: Attorney, HUD Whistleblower; Member, AFGE 476• Paul Osadebe: Attorney, HUD Whistleblower; Steward, AFGE 476 Full Conversation Release: While our weekly shows are edited to time for broadcast on Public TV and community radio, we offer to our members and podcast subscribers the full uncut conversation. These audio exclusives are made possible thanks to our member supporters.Watch the special report on YouTube; PBS World Channel September 12th, and on over 300 public stations across the country (check your listings, or search here via zipcode). Listen: Episode airing on community radio September 15th  (check here to see if your station is airing the show) & available as a podcast.RESOURCES:Related Episodes:•  Housing is a Human Right Watch / Listen•  Frances Golden, “Rabble Rousers” & the NYC Housing Struggle that Won. Watch / Listen / Full, Uncut Conversation•  Domestic Violence Survivor & Homeless Too?  A CA Cohort Shows What Can Be Done. Watch/Listen /  Full, Uncut ConversationRelated Articles and Resources:• U.S. Senator Elizabeth Warren announces receipt of official complaint from HUD whistleblowers, ‘If you buy a home or rent a home or want to…'  YouTube•. Trump appointees roll back rollback enforcement of fair housing laws, by Debra Kamin, September 22, 2025, New York Times•  Federal Workers Are Organizing for Democracy- from the Inside Out, by Chris Does and Alissa Tafti, June 25, 2025, NP Quarterly•  Save Public Services•  Exclusive:  Federal Whistleblowers Expose How Trump's HUD is Abandoning Vulnerable Americans, by Maximillian Alvarez, September 22, 2025, The Real News Network•  Trump's housing department rolls back work to combat residential segregation, whistleblowers allege, by Shcris Stein, September 24, 2025, The GuardianFull Episode Notes are located HERE.Support Laura Flanders and Friends by becoming a member at https://www.patreon.com/c/lauraflandersandfriendsMusic Credit:  "Dusk & Glimmer" by Blue Dot Sessions.  Original sound design by Jeannie Hopper CHAPTERS:Exposing Alarming Civil Rights Rollbacks at HUD00:00:00Senator Warren Exposes HUD's Attack on Civil Rights00:01:50Why HUD Whistleblowers Risked Careers to Speak Out00:04:51How Political Interference Dismantles Fair Housing Enforcement00:08:24Protecting Survivors: The Violence Against Women Act Team00:14:24Collective Action: Building Worker Power Through FUN00:16:49Legal Strategy: Why a Formal Whistleblower Complaint00:21:40From Trump's Past to 'Valentine's Day Massacre' Layoffs00:26:31The Growing Movement of Organized Federal Workers00:30:01Demanding Oversight and Transparency for HUD Actions00:34:34Defending Unions: The Power of Collective Worker Solidarity00:38:10Why Rolling Back Protections Harms Everyone, Not Just Some00:40:46Federal Workers' Vision for a Fairer American Society00:44:43  Laura Flanders and Friends Crew: Laura Flanders-Executive Producer, Writer; Sabrina Artel-Supervising Producer; Jeremiah Cothren-Senior Producer; Veronica Delgado-Video Editor, Janet Hernandez-Communications Director; Jeannie Hopper-Audio Director, Podcast & Radio Producer, Audio Editor, Sound Design, Narrator; Sarah Miller-Development Director, Nat Needham-Editor, Graphic Design emeritus; David Neuman-Senior Video Editor, and Rory O'Conner-Senior Consulting Producer. FOLLOW Laura Flanders and FriendsInstagram: https://www.instagram.com/lauraflandersandfriends/Blueky: https://bsky.app/profile/lfandfriends.bsky.socialFacebook: https://www.facebook.com/LauraFlandersAndFriends/Tiktok: https://www.tiktok.com/@lauraflandersandfriendsYouTube: https://www.youtube.com/channel/UCFLRxVeYcB1H7DbuYZQG-lgLinkedin: https://www.linkedin.com/company/lauraflandersandfriendsPatreon: https://www.patreon.com/lauraflandersandfriendsACCESSIBILITY - The broadcast edition of this episode is available with closed captioned by clicking here for our YouTube Channel

Last week, The Real News Network published a bombshell interview with two federal whistleblowers working in the Department of Housing and Urban Development (HUD). Max spoke with Paul Osadebe and Palmer Heenan, two attorneys in HUD's Office of Fair Housing, about the “chaos” that has upended HUD under the new Trump administration, and the vulnerable Americans who are being systematically abandoned as a result. Then, on Monday, Sept. 29, exactly one week after going public, Osadebe and Heenan were fired in what the Federal Unionist Network describes as “a stunning act of illegal retaliation.” In this urgent followup interview, we speak once again with Osadebe and Heenan about the conditions of their firing, and what this attack on whistleblowers means for the future of government transparency and the future of HUD itself. Guests: Paul Osadebe is a shop steward for the American Federation of Government Employees (AFGE) – Local 476, a member of the Federal Unionists Network, and, until recently, an attorney working in the federal government. Osadebe is one of the four employees within HUD who have filed formal whistleblower complaints through the office of Senator Elizabeth Warren (D – Massachusetts). Osadebe was fired for his whistleblowing on Sept. 29. Palmer Heenan is a rank-and-file member of AFGE – Local 476, a member of the Federal Unionists Network, and, until recently, an attorney working in the federal government. Heenan is one of the four employees within the Department of Housing and Urban Development who have filed formal whistleblower complaints through the office of Senator Elizabeth Warren (D – Massachusetts). Heenan was fired for his whistleblowing on Sept. 29. Additional resources: Debra Kamin, The New York Times, “Trump appointees roll back enforcement of Fair Housing laws” Maximillian Alvarez, The Real News Network, “EXCLUSIVE: Federal whistleblowers expose how Trump's HUD is abandoning vulnerable Americans” Federal Unionists Network: “BREAKING: HUD whistleblowers fired after exposing civil rights violations” Federal Unionists Network website, BlueSky, and Instagram AFGE – Local 476 website Credits: Studio Production / Post-Production: Cameron Granadino

Send us a textHuge news in the real estate market!  Compass is buying Anywhere brands.We will look at the recent merger announcement between Compass and Anywhere with guest Colton Lindsay, a recognized real estate expert from Utah. We will explore the implications of this merger, the debt crisis facing the parties, and the importance of data in shaping the deal. Our conversation will also touch on generational changes in the industry, the role of AI, and the challenges of fair housing and market access presented by the merger. Colton provides insights on what real estate agents should focus on in this evolving landscape and shares predictions for the future of brokerages.Don't forget to like us and share us!Gary* Gary serves on the South Carolina Real Estate Commission as a Commissioner. The opinions expressed herein are his opinions and are not necessarily the opinions of the SC Real Estate Commission. This podcast is not to be considered legal advice. Please consult an attorney in your area.

Last week, The Real News Network published a bombshell interview with two federal whistleblowers working in the Department of Housing and Urban Development (HUD). TRNN Editor-in-Chief Maximillian Alvarez spoke with Paul Osadebe and Palmer Heenan, two attorneys in HUD's Office of Fair Housing, about the “chaos” that has upended HUD under the new Trump administration, and the vulnerable Americans who are being systematically abandoned as a result. Then, on Monday, Sept. 29, exactly one week after going public, Osadebe and Heenan were fired in what the Federal Unionist Network describes as “a stunning act of illegal retaliation.” In this urgent followup interview, we speak once again with Osadebe and Heenan about the conditions of their firing, and what this attack on whistleblowers means for the future of government transparency and the future of HUD itself.Guests:Paul Osadebe is a shop steward for the American Federation of Government Employees (AFGE) - Local 476, a member of the Federal Unionists Network, and, until recently, an attorney working in the federal government. Osadebe is one of the four employees within HUD who have filed formal whistleblower complaints through the office of Senator Elizabeth Warren (D - Massachusetts). Osadebe was fired for his whistleblowing on Sept. 29.Palmer Heenan is a rank-and-file member of AFGE - Local 476, a member of the Federal Unionists Network, and, until recently, an attorney working in the federal government. Heenan is one of the four employees within the Department of Housing and Urban Development who have filed formal whistleblower complaints through the office of Senator Elizabeth Warren (D - Massachusetts). Heenan was fired for his whistleblowing on Sept. 29.Additional resources:Debra Kamin, The New York Times, “Trump appointees roll back enforcement of Fair Housing laws”Maximillian Alvarez, The Real News Network, “EXCLUSIVE: Federal whistleblowers expose how Trump's HUD is abandoning vulnerable Americans”Federal Unionists Network: “BREAKING: HUD whistleblowers fired after exposing civil rights violations”Federal Unionists Network website, BlueSky, and InstagramAFGE - Local 476 websiteCredits:Studio Production / Post-Production: Cameron GranadinoBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-real-news-podcast--2952221/support.WE'RE FINALISTS FOR THE PRESTIGIOUS SIGNAL AWARDS. HELP US WIN!Click here to vote!:https://vote.signalaward.com/PublicVoting#/2025/shows/genre/historyMichael Fox is also a finalist in the History Podcast category for his truly unique, rich, and inspirational weekly series Stories of Resistance------------Click here to vote for Marc Steiner!: https://vote.signalaward.com/PublicVoting#/2025/individual-episodes/cMarc Steiner is a finalist for Best Host of an Individual Episode 

Synopsis:  As concerns about rolled-back protections grow louder, whistleblowers at HUD have risked it all by going public with allegations that paint a stark picture of systematic regression on equality under the law.This show is made possible by you! To become a sustaining member go to LauraFlanders.org/donateDescription:  Housing discrimination is illegal in the U.S., but every year, the Department of Housing and Urban Development (HUD) receives thousands of complaints from individuals who believe they are not being treated fairly because of their race, religion, disability and other protected classes. HUD is one of the only free resources available to Americans facing housing discrimination, but a shocking new whistleblower complaint letter released on Monday, September 29, 2025 says the agency is in crisis. Staff was slashed by 70% since Donald Trump took office, some civil rights cases have been abandoned, and political appointees are allegedly overriding legal findings to allow discrimination. These are just some of the claims in the formal complaint letter, which has now been filed through U.S. Senator Elizabeth Warren's office and taken to the press. In this conversation, Laura Flanders speaks to two of the four whistleblowers, HUD civil rights fair housing attorneys, to find out what this story means for civil rights and why they're speaking out now. As fair housing hangs in the balance, Palmer Heenan and Paul Osadebe are organizing union members to uphold their oath to defend the constitution and protect Americans.Guests:• Palmer Heenan: Attorney, HUD Whistleblower; Member, AFGE 476• Paul Osadebe: Attorney, HUD Whistleblower; Steward, AFGE 476 Subscribe to Laura Flanders & Friends on YouTube and podcast platforms to receive bonus interviews like these and our full, uncut conversations. And stay tuned for a new LF&F report featuring segments from this interview, coming soon to public television and radio. RESOURCES:Related Episodes:•  Housing is a Human Right Watch / Listen•  Frances Golden, “Rabble Rousers” & the NYC Housing Struggle that Won. Watch / Listen / Full, Uncut Conversation•  Domestic Violence Survivor & Homeless Too?  A CA Cohort Shows What Can Be Done. Watch/Listen /  Full, Uncut ConversationRelated Articles and Resources:• U.S. Senator Elizabeth Warren announces receipt of official complaint from HUD whistleblowers, ‘If you buy a home or rent a home or want to…'  YouTube•. Trump appointees roll back rollback enforcement of fair housing laws, by Debra Kamin, September 22, 2025, New York Times•  Federal Workers Are Organizing for Democracy- from the Inside Out, by Chris Does and Alissa Tafti, June 25, 2025, NP Quarterly•  Save Public Services•  Exclusive:  Federal Whistleblowers Expose How Trump's HUD is Abandoning Vulnerable Americans, by Maximillian Alvarez, September 22, 2025, The Real News Network•  Trump's housing department rolls back work to combat residential segregation, whistleblowers allege, by Shcris Stein, September 24, 2025, The GuardianFull Episode Notes are located HERE.Support Laura Flanders and Friends by becoming a member at https://www.patreon.com/c/lauraflandersandfriendsMusic Credit:  "Dusk & Glimmer" by Blue Dot Sessions.  Original sound design by Jeannie Hopper  Laura Flanders and Friends Crew: Laura Flanders-Executive Producer, Writer; Sabrina Artel-Supervising Producer; Jeremiah Cothren-Senior Producer; Veronica Delgado-Video Editor, Janet Hernandez-Communications Director; Jeannie Hopper-Audio Director, Podcast & Radio Producer, Audio Editor, Sound Design; Sarah Miller-Development Director, Nat Needham-Editor, Graphic Design emeritus; David Neuman-Senior Video Editor, and Rory O'Conner-Senior Consulting Producer. FOLLOW Laura Flanders and FriendsInstagram: https://www.instagram.com/lauraflandersandfriends/Blueky: https://bsky.app/profile/lfandfriends.bsky.socialFacebook: https://www.facebook.com/LauraFlandersAndFriends/Tiktok: https://www.tiktok.com/@lauraflandersandfriendsYouTube: https://www.youtube.com/channel/UCFLRxVeYcB1H7DbuYZQG-lgLinkedin: https://www.linkedin.com/company/lauraflandersandfriendsPatreon: https://www.patreon.com/lauraflandersandfriendsACCESSIBILITY - The broadcast edition of this episode is available with closed captioned by clicking here for our YouTube Channel

Federal whistleblowers are going public with an emergency message from within the Department of Housing and Urban Development (HUD). According to their formal complaint, under President Trump's administration, “HUD leadership has already violated the law” and taken actions that “will result in legal violations, gross mismanagement, gross waste of funds, and present a specific danger to public health and safety.” The complaints were filed by four attorneys and staff workers at HUD'S Office of General Counsel and Office of Fair Housing and Equal Opportunity. In their first on-air appearance since going public with their allegations, Max speaks with attorneys and federal employees Paul Osadebe and Palmer Heenan about their whistleblower complaints and the “chaos” at Trump's HUD. Guests: Paul Osadebe is an attorney working in the federal government, a shop steward for the American Federation of Government Employees (AFGE) – Local 476, and a member of the Federal Unionists Network. Osadebe is one of the four employees within the Department of Housing and Urban Development who have filed formal whistleblower complaints through the office of Senator Elizabeth Warren (D – Massachusetts). Palmer Heenan is an attorney working in the federal government, a rank-and-file member of AFGE – Local 476, and a member of the Federal Unionists Network. Heenan is one of the four employees within the Department of Housing and Urban Development who have filed formal whistleblower complaints through the office of Senator Elizabeth Warren (D – Massachusetts). Additional resources: Debra Kamin, The New York Times, “Trump appointees roll back enforcement of Fair Housing laws” Federal Unionists Network website, BlueSky, and Instagram AFGE – Local 476 website Federal Unionists Network: HUD Whistleblowers Sound Alarm on Civil Rights (Report) Federal Unionists Network: Join Us To Defend Public Services! Credits Studio Production: David Hebden Audio Post-Production: Jules Taylor

Whistleblowers working in the federal government are going public to expose an emergency situation within the Department of Housing and Urban Development. According to their  formal whistleblower complaint, under President Trump's administration, “HUD leadership has already violated the law” and taken actions that “will result in legal violations, gross mismanagement, gross waste of funds, and present a specific danger to public health and safety.” The complaints were filed by four attorneys and staff workers at HUD'S Office of General Counsel and Office of Fair Housing and Equal Opportunity. In their first on-air appearance since going public with their allegations, TRNN Editor-in-Chief Maximillian Alvarez speaks with attorneys and federal employees Paul Osadebe and Palmer Heenan about their whistleblower complaints and the “chaos” at Trump's HUD.Guests:Paul Osadebe is an attorney working in the federal government, a shop steward for the American Federation of Government Employees (AFGE) - Local 476, and a member of the Federal Unionists Network. Osadebe is one of the four employees within the Department of Housing and Urban Development who have filed formal whistleblower complaints through the office of Senator Elizabeth Warren (D - Massachusetts).Palmer Heenan is an attorney working in the federal government, a rank-and-file member of AFGE - Local 476, and a member of the Federal Unionists Network. Heenan is one of the four employees within the Department of Housing and Urban Development who have filed formal whistleblower complaints through the office of Senator Elizabeth Warren (D - Massachusetts).Additional resources:Debra Kamin, The New York Times, “Trump appointees roll back enforcement of Fair Housing laws”Federal Unionists Network website, BlueSky, and InstagramAFGE - Local 476 websiteCredits:Studio Production / Post-Production: David HebdenHelp us continue producing radically independent news and in-depth analysis by following us and becoming a monthly sustainer.Follow us on:Bluesky: @therealnews.comFacebook: The Real News NetworkTwitter: @TheRealNewsYouTube: @therealnewsInstagram: @therealnewsnetworkBecome a member and join the Supporters Club for The Real News Podcast today!

The Texas Workforce Commission has settled a Fair Housing Act complaint against the developers of EPIC City, a planned Muslim-centric community northeast of Dallas. In other news, The Dallas Morning News got an exclusive two-hour sneak preview of the newly renovated Cotton Bowl Wednesday. The overall effect is, in a word, transformative. The wow factor is palpable. Adjectives that haven't described the Cotton Bowl's concourses in decades — spacious, convenient, aesthetically pleasing — now apply; and Texas' first Prince St. Pizza is expected to open on Dallas' Henderson Avenue in mid-October. The restaurant will replace Dallas' original Fireside Pies, a catalyst on Knox-Henderson that helped the neighborhood become a dining destination 20 years ago. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Send us a textAs landlords, one of the most important and sometimes confusing, responsibilities we face is handling reasonable accommodation requests from tenants. These requests, protected under the Fair Housing Act, ensure tenants with disabilities have equal access and enjoyment of their rental homes. But where do you draw the line between reasonable and unreasonable? And how do you protect yourself while staying compliant?In this episode, Kevin and I break down everything you need to know. We'll explain what reasonable accommodations are, who qualifies for them, and how they differ from modifications. We'll also share examples of requests landlords are most likely to encounter — from service animals to parking adjustments to flexible rent due dates.You'll hear best practices for documenting requests, avoiding common mistakes, and protecting both your tenants and your business. We'll also cover when landlords can say no, how to engage in the “interactive process,” and why empathy and professionalism go a long way in avoiding costly mistakes.Whether you own one rental unit or ten, this episode will help you approach accommodation requests with confidence, compliance, and clarity.

Send us a textAs self-managing landlords, one of the toughest parts of the rental process is saying “no” to an applicant. In this episode, Kevin and I break down how to deny a rental application while staying compliant, ethical, and professional.We cover the legal side, including Fair Housing laws, the Fair Credit Reporting Act, and why an Adverse Action Notice is required when denials are tied to credit or background checks. We also explain the differences between straight denials, conditional acceptances, and partial denials—and when each applies.We'll share how to create clear written criteria, apply them consistently, and protect yourself with documentation. You'll also learn the common mistakes landlords make when denying applicants and how to avoid them.Denying an application isn't fun, but it's a necessary part of running your rental business. With the right systems, you can handle it fairly, confidently, and legally.

The Legal Team discusses the Disparate Impact doctrine under Fair Housing law and the update to federal enforcement.

Send us a textGOOD LUCK AMERICANS. REDLINING! Stealing Wealth. Lawsuit - Part 2Wells Fargo Discimination Lawsuit. Redlining: https://finance.yahoo.com/news/wells-fargo-wont-face-mortgage-155632148.html

Host Regan Brown welcomes back Jasmine Hale, Partner at Berding & Weil Law Firm, for a conversation on navigating fair housing claims within homeowners associations. They discuss the evolving landscape of protected classes, common complaints HOAs face, the importance of clear board policies, and the legal responsibilities board members hold when addressing these issues.

Four fair housing agencies, including the Fair Housing Center for Rights and Research in Cleveland, have filed a class action lawsuit against DOGE and the U.S. Department of Housing and Urban Development, hoping to restore funding that it says helps keep residents in their homes.

Zach Chahalis, VP of SEO at Apartments.com, joins Ross Hudgens for a deep dive into the high-stakes world of real estate SEO—where listings change daily, pages balloon into the hundreds of thousands, and competition is cutthroat across every SERP. They explore how Zach's team manages SEO at scale, including 75+ site migrations, advanced internal linking via entity modeling, and custom AI agents built to streamline content operations. From avoiding redirect chains to handling rental “orphan pages,” this episode is packed with hard-earned lessons for SEOs working at enterprise scale. Plus: duplicate content, the future of AI search in real estate, and why your site should never go through a migration before Black Friday. Show Notes 0:08 – Zach's role at Apartments.com and SEO in high-competition markets 1:00 – Biggest pitfalls in site migrations: communication and redirect logic 2:00 – Why bad redirect chains are like sending mail to your old address 3:39 – What to expect from traffic drops post-migration 5:06 – The difference between redesigns, CMS moves, and full migrations 7:42 – How entity linking models boost internal linking and relevance 9:55 – The user and SEO value of cross-linking neighborhood/location pages 11:51 – How Zach's team measures and improves internal page authority 13:17 – Their in-house SEO testing program and what they've learned 15:01 – When they ignore positive SEO test results to preserve UX 16:41 – Managing orphaned rental pages and lifecycle SEO logic 19:05 – What they show users when listings go offline 21:24 – When to 404 vs. redirect in real estate or e-commerce 23:37 – Competing in a duplicate content world: data + experience wins 25:56 – Using proprietary data (e.g., 3D tours) to differentiate listings 27:28 – Real estate's slower exposure to AI Overviews 28:19 – AI as productivity booster: writing, research, and landlord tools 30:46 – How internal teams use AI to speed up editorial content creation 33:50 – Why real estate is less impacted by AI than other verticals 35:59 – Indexing the long tail: 250K+ neighborhoods, 40K city pages 37:55 – Agentic workflows: surfacing internal data to speed up content 40:58 – How AI flags Fair Housing violations before content goes live 42:48 – Building secure, proprietary pipelines for real estate data 44:03 – Where to find Zach online Show Links Zach Chahalis on LinkedIn: https://www.linkedin.com/in/zacharychahalis Zach's website: https://www.zacharychahalis.com Hyperlocal Content from a National Lens deck: https://speakerdeck.com/zjchahalis/hyperlocal-content-from-a-national-lens Apartments.com: https://www.apartments.com/Subscribe today for weekly tips: https://bit.ly/3dBM61f Listen on iTunes: https://podcasts.apple.com/us/podcast/content-and-conversation-seo-tips-from-siege-media/id1289467174 Listen on Spotify: https://open.spotify.com/show/1kiaFGXO5UcT2qXVRuXjsM Listen on Google: https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5zaW1wbGVjYXN0LmNvbS9jT3NjUkdLeA Follow Siege on Twitter: http://twitter.com/siegemedia Follow Ross on Twitter: http://twitter.com/rosshudgens Directed by Cara Brown: https://twitter.com/cararbrown Email Ross: ross@siegemedia.com #seo | #contentmarketing

Sweaty palms? That might be your sign to lean in. We're back with a special Fair Housing Month episode, and this time we brought in a very special guest: Molly Mair from Eugene, Oregon—a former teacher turned Realtor and now a brokerage owner, DEI committee chair, and all-around fierce advocate for fair housing. We first met Molly at a conference in California (shoutout to her adorable sun-logo mugs and shared love for data nerdiness

3.19.2025 #RolandMartinUnfiltered: Defense Dept. deletes Jackie Robinson info, DOGE cuts Fair Housing Grants, DOE grants reinstated The Defense Department claims it was a mistake to delete pages on the Navajo Code Talkers, black Medal of Honor recipients, Jackie Robinson, and Ira Hayes, one of the Marines who raised the flag on Iwo Jima. Movie director Spike Lee has a lot to say about the MAGA movement's efforts to erase Black history. Fair housing groups have filed lawsuits against HUD and DOGE regarding the cancellation of fair housing grants. Pennsylvania State Senator Vincent Hughes will explain what he is doing to combat efforts to dismantle anti-discrimination measures in housing. It seems the Texas Governor is delaying the scheduling of a special election to fill the late Congressman Sylvester Turner's House seat. We'll speak with one candidate eager to represent the 18th Congressional District. And March Madness has kicked off with a historic victory by Alabama State University, which defeated Saint Francis to secure the school's first tournament win. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the #BlackStarNetwork app on iOS, AppleTV, Android, Android TV, Roku, FireTV, SamsungTV and XBox http://www.blackstarnetwork.com The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.