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Bill Lampton: Hi there. Welcome to The Biz Communication Show. I’m your host, Bill Lampton, the biz communication guy, bringing you business communication tips and strategies that will elevate your business. And I don’t do this solo. I do it through a lively conversation with a communication expert who has excelled in business. And I’m very happy today to welcome Elizabeth Cottrell from Woodstock, Virginia. Elizabeth’s career path has been, I’ll definitely underscore this, anything but straight. With a graduate degree in human anatomy, she has been a leprosy researcher, published scientist, wife, mother, grandmother, community leader, and yes, there’s more. Freelance writer, desktop publisher, musician, and amateur radio operator. Since 2016, she has also served as the first woman to chair First National Corporation and First Bank in its 118-year history. Elizabeth is the author of Heartspoken: How to Write Notes that Connect, Comfort, Encourage, and Inspire. And it’s a terrific book. I’ve given it a five-star review on Amazon and I encourage everyone to order that book. Elizabeth speaks and writes widely about the lost art of personal notes through her Heartspoken movement. She encourages people to use note writing as a powerful way to strengthen relationships with family, friends, clients, employees, and donors alike. So I know that you will join me in welcoming Elizabeth Cottrell. Hello Elizabeth. Elizabeth Cottrell: Hello Dr. Bill. What a treat to be here. I’ve been looking forward to this. Bill Lampton: So have I and I know in the meantime you’ve been writing a lot of meaningful notes. Elizabeth Cottrell: I I do my best. I do try to practice what I preach. Bill Lampton: I want to ask you with that, yes, not a straight path career, with all that I just described, it certainly takes strong business communication skills. So I’m curious, where did you and how did you develop the communication skills that have put you even as a as an image breaker in the banking industry? Did you have courses? Did you have coaches or explore on your own? What what was the your path to the incredible wide range of business success that you’ve had? Elizabeth Cottrell: What a great question and and it took me um I’m I’m going down memory lane here but I mean I have to give my father tremendous credit, Jim Herbert, who lived to age 95. Um I’m the oldest of five, uh, and he came from a family of strong women, so he believed in me and my sister and that we could do anything our brothers could do. And, um, and Bill, he taught us, and I hope nobody thinks this is trivial because I think it’s extremely important, he taught us to hop up when somebody came in the room, to shake, shake their hand with a firm handshake, and look them in the eye. And he made us practice handshake because how often have all of us in business scenarios shaken hands with somebody who either had a very unimpressive handshake or broke our hand because it was so strong? So, um, I I think those are the those are the two things that immediately come to mind. But, um, I think he also had a philosophy which I think is really interesting for all of us children. He believed, he said, you don’t need I don’t need to teach you to be the best at anything, but I want to teach you how to do a lot of different things so that if somebody invites you to go water skiing, to go hiking, to go canoeing, you won’t have to say, oh, I don’t know how, I don’t want to do that. And so he gave us confidence in a whole wide range of things that I think then I took that into my later life. Bill Lampton: That’s a blessing and and so you had 96 years of valuable advice from your father. Elizabeth Cottrell: Absolutely. And and then I would have to say in terms of applying, um, that confidence later on to anybody I would any young person I would say is be yourself. We talked about this before we went live. Be yourself, um, show up, and be prepared. And those who have served me well. Bill Lampton: You remind me so much of my childhood because my father managed a department store. And he taught me, and he taught my brother, that when we came back from out of town when we’d become adults even, that it and we came into the store, we were to shake hands with every employee. Elizabeth Cottrell: Ah. Bill Lampton: We were to talk with them about what was going on with them, not what was going on with us. And early in my 20s, that was at first a little bit challenging and maybe awkward, but it it became something after a while. It was so rewarding to to renew contact with people in that store. Maybe if I hadn’t seen some of them in a couple of years, I’ve lived away. So, the the initial contact is is so valuable, and it’s as you say, the handshake is important because Elizabeth Cottrell: It is. Bill Lampton: just walking by and waving or but the handshake and and the right firmness of the handshake, that is that’s a signal of a closer relationship that you want, a closer interaction that Elizabeth Cottrell: It is. And I will add that I also, in a networking situation, will always say my name, even if I’m pretty sure they know it already, because we all have been in situations where um it just slips our mind what the other person’s name is. And my my dad again used to say, well you know you you know your name, usually they know theirs, but not always. Bill Lampton: Well, yes, I’ve I’ve uh of course in the last three decades I’ve been an entrepreneur. I’ve been to many, many networking events. And sometimes when you’ve been going to the same networking event, say a chamber of commerce for a year or so, you’ve met a good number of people. But when you walk into the room of all 100 or 150 at a reception, you just might not remember every name. Elizabeth Cottrell: That’s exactly right. Bill Lampton: But if you walk up and say, “Hi, I’m Elizabeth Cottrell,” or “Hi, I’m Bill Lampton,” they almost automatically will give their name. Elizabeth Cottrell: Yeah. Yeah. That’s a great a great tip. Bill Lampton: There’s something that I came across, I believe it was in your book, where you talked about there was a surprise incident that you had that really led to what I would call your mission that you’ve been engaged in so actively, not just writing a book but speaking and leading seminars and coaching people. And that’s your mission about our writing handwritten notes and letters. What was that event that got you on this track, Elizabeth? Elizabeth Cottrell: Oh, it it makes me emotional just thinking about it. Um, so Dr. Bill, I am of an age that I was taught to write notes. It was it was considered good manners and it was considered um it was expected. And I always thought of it that way, but um the day that I got a letter from a stranger was the day that it shifted my whole thinking. And that letter came from a woman who had lost her son to suicide. And I didn’t know the woman, I didn’t know her son, but I knew her son’s fiancée and had been so um saddened to learn about it and had written to the fiancée a note. Dr. Bill, if I had $100 to know what I said, I’d like to know, because I but I don’t. But whatever it was, the the young woman shared it with her fiancée’s mother. And that woman wrote to me and she said, “I’ve read your note over 25 times and it has helped me through the toughest time in my whole life.” And and like a light bulb going off in my head, it or a lightning bolt, it made me realize that a handwritten note has the potential to be so much more than just good manners. And that really was the beginning. It planted the seed. It was a while before some of the other things happened, but that planted the seed that put me on the trajectory of where I am now. Bill Lampton: It’s a marvelous impact. And I I often I write about all types of business communication, and of course, business people are going to face the loss by death of some of their associates. It might be people they work with, it might be people they work for. And I’ve often heard people say, “Well, I would go to that reception at the funeral. I would but I wouldn’t know what to say.” And I use an illustration. There was a friend of mine who died uh about two years ago and there were over, I would imagine, there were over 400 people at his funeral. And the reception went on two and a half hours with the family greeting people. Now, did the family remember anyone thing that anybody said? No. It didn’t matter what they said because these are cases where your your presence means so much. Elizabeth Cottrell: Absolutely. Bill Lampton: And then again, in those cases, a week or two later, writing what that person meant to you, that’s that’s a great reinforcement, isn’t it? Elizabeth Cottrell: It absolutely is. And and Dr. Bill, I’ll tell you another story that is on a happier end of things, but it’s a kind of a note that some people don’t think about. My husband is a retired physician, and, um, when we first came, when he was a young physician, there was a pharmacist, um, who had been in the area for ages. And about 10 years after we my husband started his practice, that pharmacist retired. And my husband wrote him a note to congratulate him on his retirement. And he also mentioned in it, um, and it was actually a letter, um, rather than a note. But he said, um, “And I want you to know that I I know from from my patients how often you would deliver medicine to them at night and on the weekends and I and I also want you to know that I remember the time that I made a mistake writing a prescription and you called me and said, ‘Doc, is this I just wanted to check and make sure this was something that you meant to do.'” Well, fortunately, that pharmacist had many years of happy retirement before he passed. And, um, my husband and I went to the funeral home and barely walked in the door before the oldest daughter, grown daughter, came rushing up to give my husband a hug and said, “Dr. Cottrell, I just want you to know that when we were going through Daddy’s things, we found your letter and it was in his Bible.” And not only that, but they had passed it around their family and so all of the grown children and all of those grandchildren now know what kind of a man their grandfather was or their father that they wouldn’t have known before. Bill Lampton: I guess it was probably, Elizabeth, and thank you for that. Thank you for that. I guess it was, um, maybe a year ago I was rummaging through my office closet and I found something that I didn’t even know existed. It was a letter from my grandfather to me when I was a kid at camp, summer camp. Elizabeth Cottrell: My! Bill Lampton: And I I didn’t Elizabeth Cottrell: What a treasure. Bill Lampton: Yes, and I I did not remember ever getting that letter. Of course, I was pre-teen at the time, maybe that’s one reason. But it it gave me a totally different picture of him because I had I had always thought of him as rather austere and reserved, but the letter was so warm, and I’m I’m sharing that letter with my daughters and my brother, so that our our letters are really our legacy, aren’t they? Elizabeth Cottrell: They are. They certainly can be. They certainly can be. But, but we needn’t let that burden us or make us think that that when we’re writing something it’s going to be a legacy. We just need to be um sincere and um not worry about the outcome but just let people know you care. Bill Lampton: Right. That’s that’s the key. We’re going to talk next about how you broke that glass ceiling and became the head of a bank, unprecedented. We’ll talk about that. Be back in just a few seconds. Bill Lampton (Voiceover): Do you wish you felt confident about giving speeches? Do you want to deal with difficult people constructively? And what about becoming more persuasive in sales? Then keep listening now to Dr. Bill Lampton. He spent 20 years in management so he knows1 the communication skills you need for success. I urge you to call The Biz Communication Guy today for a no-cost but very valuable 30-minute discussion about your communication challenges. Call now, 678-316-43002. Again, that’s 678-316-4300. Bill Lampton: Elizabeth Cottrell, as we said in the introduction, you overcame a stereotype by becoming head of a bank, very rare, a trailblazing woman doing that. So I think you could give us some great business communication advice on how do we overcome stereotypes? How do we break through them? One of the the best, uh, best definitions that I’ve heard of stereotypes is that a stereotype is the hardening of the categories. [Elizabeth chuckles] So what did you do to make it viable, make it even attractive, make it winsome, that you would become head of a bank? Elizabeth Cottrell: Dr. Bill, I I we jumped the gun a little bit, um, in our earlier conversation by saying I was myself, and I showed up, and I was prepared. So those three things are really important. But I would also say I didn’t pay attention to the stereotypes. And again, I was blessed with being raised with that kind of confidence and not worrying about that. Um, but I just I think when you care, when you are, you have a servant heart, when when you, um, become known for somebody that is community oriented, um, and at the time, and I will I will say this because I have no shame in it. Uh it was a time when finally people were waking up that they needed more women on boards and they needed more women in leadership positions. And so there were some savvy men, um, looking around to see who, who would fit that bill. And so, um, in some time in some ways I was at the right place at the right time. But, um, I do think it it you just need to not worry about that and just show up and be yourself and do your best. Bill Lampton: Thank you for that. I, um, I know that we all have stereotypes that we have to break through in the business world. You’re too young to be promoted. You’re you’re uh, don’t have the proper degrees. You haven’t been here long enough. I know growing up, I had to overcome a stereotype. I’m an identical twin. And there was an automatic assumption when people would see us as little boys that we were exactly alike and that we wanted the same things. We enjoyed the same things. And that even went on into adult life where we went different directions professionally, we had different ideas. So I’ve I’ve lived with having to establish my own individuality. And every one of us in some way or another has stereotypes that we have to overcome. And I’m sure that’s that’s certainly true with those who are job seeking and it’s true with those who are, um, looking for promotions as well. Let’s talk about your book, which is so valuable. Heartspoken: How to Write Notes that Connect, Comfort, Encourage, and Inspire. Tell us, what drove you to write the book and how would it help readers who would get it today? Elizabeth Cottrell: Wow. Thank you, Dr. Bill. Um, so as I started, as I from the story we told earlier, as I became more passionate about writing notes, I kept hearing from people to whom I had written, “Oh, that was such a lovely note. Thank you so much. I wish I knew what to write.” And then some people might have said, well, you know, “How can you help me know what to write?” And finally, I somebody said, “I wish you’d write a book about that.” And that planted a seed, but again, too busy to do anything about it until March, April 2020, when the world shut down from COVID. And that April, I turned 75—uh, 70, sorry. Let’s not make me any older than I am. Bill Lampton: [Chuckles] Elizabeth Cottrell: Um, and my daughter called me for my birthday from New Mexico and she said, “Mom, I know your calendar has gone from completely full to completely empty, just like everybody else’s, and I want you to write that book.” And she didn’t stop there. She said, “And for your birthday, I’m giving you time with a friend of mine who’s an accountability coach.” Well, I had never heard of an accountability coach. But that young woman called me every week for several weeks and to know what I had done and what I was going to do before she called the following week. And because of my daughter’s belief in me and her actually putting her money where her mouth was, I wrote the book that first year of COVID and then figured out what to do with it the next year. So, that’s how it happened. Um, and and as far as, um, I had What has happened since then has just been so amazing to me because I was thinking about people like myself when I wrote it. What I had not anticipated was, um, is the sales professionals and fundraising professionals who have picked it up and realized, “Oh, my goodness, this is something that can help set me apart.” So that’s been a delightful journey to discover that whole group of people that I had not expected, even though I wrote a chapter called Take It to the Office, um, but I had not really identified which groups would really resonate with it. Bill Lampton: Well, that that certainly rings a bell with me because before I became a uh professional speaker, seminar director, communication consultant, I spent two decades in fundraising with colleges, universities, and health care. Had I been able to read your book then and recognize the value of follow-up notes, I’m sure it would have it would have been greater impact than other items that I did as as follow-up. Elizabeth, tell us. Excuse me. Go ahead. Elizabeth Cottrell: No, I I I may be anticipating your question, but I I think that what I really wanted people to to take away from it was not you must do this or you should do this, but to understand the power of connection. And this is what the Heartspoken Movement is all about. And it came from Dr. Brené Brown is a social scientist and in one of her famous TED Talks, she made the comment, “We are hardwired for connection.” And as I thought about that, and I thought about the connections in my life that were important, I realized that this is a just a tool. There are many other tools, but this is just a tool, but but one that is so often overlooked and one that is so often underrated. And so that is, um, that is what I wanted people to take away is to have the come away with confidence and inspiration rather than obligation. Bill Lampton: And the book is available on Amazon. I’ve reviewed it there. There are many positive reviews and I certainly encourage those who are with us either watching or listening to the podcast. I certainly encourage you to get Heartspoken. You know, again, before we started recording live, we talked about you don’t need anything fancy. You don’t need a full sheet, this is the size card that I have. And as we also said, you don’t have to you don’t have to write 30 lines. There’s not room for 30 lines on here. And if you write the uh as you put it, Heartspoken two sentences, um, that that will carry it’s not the amount, it’s it’s what you call that feeling. If you if you get the feeling yourself and you get it across in a handwritten private, personal message, that, as you say, is powerful, great. Elizabeth Cottrell: Absolutely. Absolutely, absolutely. And and your example is so perfect because when you have some stationery cards already printed up, um, it and all you have to do is grab them and add that note. You’re much more inclined to do it. When we make things easy for ourself, whether it’s to go to the gym by putting your shoes and your gym bag out the night before or having that stationery and pen right where you can grab them, those that makes a makes a big difference. Bill Lampton: I thought of you about three or four days ago. I was invited to lunch at a friend’s house. Uh, he’s really a friend of my brother, but I had known this man and his wife a little bit over the years. But we had a wonderful couple of hours lunch on a Sunday afternoon, and as I was driving away, I was thinking, Elizabeth Cottrell wants me to write a follow-up thank-you note. Elizabeth Cottrell: [Chuckles] And you were right. Bill Lampton: Don’t just text, don’t just email, but as you and I have noticed before, everybody, and that’s a pretty inclusive term, but I can practically say everybody every day, you go to the mailbox, there are all kinds of flyers and promotional, and if you get a personal item, you’ll open that first. You might not open the others at all, but certainly, if there’s anything you’re going to open, it’s that personal handwritten message, isn’t it? Elizabeth Cottrell: Absolutely. Absolutely, absolutely. And and it’s not only are you going to open it first, you’re much more likely to save it and reread it. Bill Lampton: Yes. Elizabeth Cottrell: Elizabeth Cottrell, what a privilege, pleasure, learning experience, uplifting motivation, our conversation has been. I know that there are our viewers and listeners who want to get in touch with you, so please give us your contact information. Elizabeth Cottrell: Thank you, Dr. Bill, sure. I would say the easiest thing is is www.heartspoken.com. Um, and that has all of my contact information and all of the things that I’m that I’m up to. And and may I just add, um, we talk a lot about handwritten notes, and there is no doubt if you know me and read my book, you know how much that means to me, but messages of all kinds can be Heartspoken. Telephone messages, text messages, emails can be Heartspoken. So I am not opposed to technology. There’s a place for everything, but make it Heartspoken. Bill Lampton: Amen. And thank you for that contact information. I encourage people to get in touch with you. And now I would like to invite you to my YouTube channel. Bill Lampton, Ph.D. is the way you will find it. [Text overlay: My YouTube Channel is Bill Lampton, Ph.D.] And I’ve been recording instructional videos on YouTube since 2007. I do not encourage you to look at any of the early ones. But in in recent years, I now have over 700 instructional videos on there. And guess what? It’s everybody’s favorite word: it’s free. And while you go to my YouTube channel, I certainly invite you to subscribe. And then as well, my website, since I’m The Biz Communication Guy, bizcommunicationguy.com. [Text overlay: https://bizcommunicationguy.com] And while you’re on the website, you can subscribe to the podcast. I definitely will welcome phone calls with no initial obligation [Text overlay: Call me 678-316-4300] to discuss your communication needs and challenges and how I or someone I know can assist you with them. I also want to give credit to the co-producer of The Biz Communication Show. It’s Mike Stewart, who’s based in Nashville. [Text overlay: https://localinternetpresence.com] Elizabeth talked earlier about getting the right coaches. In one case, it was her daughter, as well. But Mike Stewart, as in 1997, when I became an entrepreneur, I met Mike Stewart and he said, “Have you got a website?” And we took it from there. And I’ve worked with him ever since and he’s the guy who took a novice, a real rookie in technology, and he taught me what I needed to know. And then I also encourage you to look at his website, localinternetpresence.com. Elizabeth, I want to thank you again for being with us today. Appreciate it so much. Elizabeth Cottrell: It was my privilege. I just loved it and and I love have meeting a kindred spirit. Bill Lampton: Yes, we are kindred spirits, and and I think back to in our generation, as say teenagers, I don’t know how you met the doctor, but I I remember I met a hometown girl, but then I went away to school. I was I was the old guy. I was two and a half years older. And how do we keep in touch? We kept in touch by letters. Elizabeth Cottrell: Oh, yes. Absolutely. Bill Lampton: And Elizabeth Cottrell: Absolutely. Bill Lampton: I I encourage people to get into the letter writing and the note writing stage. It will it will definitely enrich your life and the life of the people that that you’re with. Elizabeth Cottrell: It will, and it will be remembered. Bill Lampton: Elizabeth, thank you again so much. Elizabeth Cottrell: Thank you, Dr. Bill. Bill Lampton: Thanks to those of you who joined us on the video portion and also on the audio portion of the podcast. Be with us again next week for another version of The Biz Communication Show.
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The Shenandoah Valley is gearing up for its fourth annual Economic Summit, and this year's event promises to be more impactful than ever. In this episode of "The Valley Today," host Janet Michael talks with Kaleigh Fincham, Director of Events for the Top of Virginia Regional Chamber, and Scott Harvard, CEO of First Bank, to discuss what makes this summit a must-attend for business leaders, students, and community members alike. Bridging Local and National Perspectives From the outset, the conversation highlights the summit's unique approach: blending high-level economic analysis with on-the-ground realities. Scott, a long-time supporter and moderator of the event, explains how the summit brings together state and local leaders, ensuring that attendees receive both a macroeconomic overview and practical, region-specific insights. Notably, Tom Barkin, President of the Federal Reserve Bank of Richmond, returns as keynote speaker, offering his expertise while also listening to the unique challenges and successes of the Shenandoah Valley. Spotlight on Real-World Impact Transitioning from theory to practice, the summit features a panel of local business leaders who share firsthand experiences about navigating economic shifts. This year's panel includes voices from construction, technology, and entrepreneurship, providing a diverse look at how issues like tariffs, inflation, and workforce development play out in the Valley. Scott emphasizes that these discussions are not just academic—they directly inform how local businesses plan for the future, adapt to challenges, and seize new opportunities. Opportunities for All: Networking and Education Beyond the presentations, the summit fosters meaningful connections. Kaleigh describes the event's robust networking opportunities, from breakfast mingling to interactive Q&A sessions with speakers. High school and Shenandoah University students are especially encouraged to attend, gaining exposure to real-world economics and the chance to interact with leaders who shape the region's future. The summit's inclusive ticketing ensures that students can participate for free, reinforcing the event's commitment to education and community growth. Looking Ahead: Building a Resilient Valley As the conversation draws to a close, both guests reflect on the summit's broader significance. By bringing together diverse perspectives and encouraging open dialogue, the event helps the Shenandoah Valley stay resilient in the face of economic uncertainty. Attendees leave not only with new knowledge but also with a sense of shared purpose—ready to tackle the challenges and opportunities that lie ahead. Learn more - and register - here: https://www.regionalchamber.biz/the-economic-summit/
As the holiday season approaches, Belle Grove Plantation prepares to host its much-anticipated Kris Kringle Market. In a recent episode of "The Valley Today," host Janet Michael talks with Kristen Laise, Executive Director, and Paige Ulevich, Festivals Coordinator, to offer listeners an exclusive look at this festive event. Their conversation reveals how the market has evolved into a cherished community tradition, blending local craftsmanship, culinary delights, and family fun. From Pandemic Brainstorm to Annual Favorite The Kris Kringle Market began as a creative response to the challenges of 2020. Kristen recalls how the idea emerged to support small businesses struggling during the pandemic. "It's outdoors, it'll be safe—let's try it," she remembers. Since then, the market has flourished, now celebrating its sixth year and drawing crowds eager to kick off their holiday shopping in style. Early Bird Perks and Shopping Delights This year, the market introduces a special early bird shopping window. For a modest $2 donation, guests over 12 can access the market from 10 a.m. to noon on Saturday, ensuring first pick of unique, handmade goods. After noon, admission is free, as it is all day Sunday. Paige emphasizes the value of arriving early, noting that nearly 100 vendors will offer one-of-a-kind items, from fine art and woodwork to candles, jewelry, and gourmet foods. A Feast for the Senses Food lovers will find plenty to savor. Responding to past feedback, organizers have expanded the food truck lineup, featuring local favorites like Classy Caboose, Billy Sous, and the Rad Cookie Bake Shop. Additionally, Belle Grove's own winter beers and signature hot toddies from Copper Fox Distillery promise to keep visitors warm. For those seeking a taste of tradition, the market also offers German mulled wine and homemade hot chocolate. Activities for All Ages Beyond shopping and dining, the Kris Kringle Market brims with activities. Children can enjoy story time with Kris Kringle, ballet performances, juggling lessons, and rides on the White Lightning Barrel Train. Meanwhile, adults and kids alike can participate in wreath-making classes—though, as Kristen notes, these popular sessions fill up quickly. Roaming carolers and live music add to the festive atmosphere, ensuring entertainment for everyone. Community Spirit and Volunteer Power Transitioning from logistics to community impact, Janet highlights the behind-the-scenes efforts that make the market possible. Paige credits a dedicated team of around 30 volunteers, as well as an advisory committee that curates a diverse and high-quality vendor selection. The event also welcomes sponsors, with First Bank serving as a signature supporter this year. A Place for Memories and Meaningful Gifts The market's layout encourages exploration, with themed "neighborhoods" guiding visitors to their favorite booths. Kristen and Paige agree that the event is more than a shopping destination—it's a place to create memories, discover meaningful gifts, and connect with the artisans behind each product. For those seeking experiences over material goods, Belle Grove offers memberships and self-guided tours of the historic manor house. Looking Ahead: Let Freedom Ring Finally, Kristen shares that this year's Christmas theme, "Let Freedom Ring," honors the upcoming 250th anniversary of the United States. Local garden clubs will interpret the theme in their holiday decorations, adding a layer of historical reflection to the festivities. Conclusion In summary, the Kris Kringle Market at Belle Grove Plantation stands as a testament to community resilience, creativity, and holiday spirit. With its blend of shopping, food, entertainment, and tradition, it promises a memorable start to the season for visitors of all ages. As Janet and her guests make clear, this is one event you won't want to miss. Learn more on their website and on their Facebook event page.
PNC Bank is the nation's eighth-largest bank by assets and the sixth-largest by deposits, but it ranks fourth in the number of physical branches. In a time when many banks are streamlining their in-person service locations, why has PNC doubled down on branches? On the latest episode of the ABA Banking Journal Podcast, PNC executive Jeff Martinez explores: The role of branches in marketing and account acquisition, particularly business accounts. PNC's strategy of combining organic growth and M&A (most recently in Colorado with FirstBank). Professional opportunities created for bank employees through the in-person delivery network. The role of personal touches — down to thank-you notes and branded umbrellas — in reinforcing the bank brand through the client experience.
VLOG Oct 20 Blake Lively - Baldoni audio CD weird unsealing- today? https://www.patreon.com/posts/lively-docket-in-141211120 La Luz Del Mundo discovery fight https://www.patreon.com/posts/lldm-docket-la-141484297 PNC info withheld; Sudan BNP genocide trial https://matthewrussellleeicp.substack.com/p/extra-in-sudan-case-bnp-paribas-was UN book: https://www.amazon.com/Banking-Dictators-Sudan-Sanctions-Trial/dp/B0FWTSDM7LUN fails Sudan
In this episode, Janet Michael, host of "The Valley Today," talks with Nancy Baker, Executive Director of the Community Foundation of the Northern Shenandoah Valley. Nancy, who recently marked her three-month anniversary, shared her experiences and the foundation's mission to support local philanthropy. The Foundation's Role: A Savings Bank for Good The Community Foundation serves Winchester, Frederick County, and Clarke County. It helps donors and nonprofits create and manage charitable funds. These funds generate revenue, which is then distributed to local nonprofits and scholarships. Nancy described the foundation as a “savings bank for philanthropists,” focusing on long-term sustainability, unlike organizations that provide immediate funding. Building Security for Nonprofits Many nonprofits struggle to cover operational costs because most grants target specific programs. The foundation helps these organizations set up agency or designated funds. Over time, these funds can generate enough revenue to cover ongoing expenses. Nancy shared a story about the Adult Care Center, which used its fund to handle an unexpected move and renovation. Nonprofits can start a fund with as little as $500 and have five years to reach the $5,000 minimum. Philanthropy for Everyone Janet and Nancy discussed the misconception that only the wealthy can be philanthropists. Nancy emphasized, “Anybody can be a philanthropist.” Even small, regular contributions can grow into meaningful funds. She shared stories of ordinary people who created funds to honor loved ones or support causes close to their hearts. Family funds are also popular, teaching children the value of giving back. Making Giving Simple and Secure The foundation streamlines the process of distributing funds. Donors can let the foundation handle grant applications and vetting, or they can be more involved. The grant selection committee reviews applications, verifies nonprofit status, and ensures responsible use of funds. In 2025 alone, the foundation has distributed over $1.7 million in grants and scholarships. Philanthropy Day: A Community Celebration Philanthropy Day is a highlight for the foundation and local nonprofits. It's the day when grant recipients are announced and celebrated. Nonprofits from various sectors—arts, human services, youth programs—gather to share their stories. Nancy called it “the most wonderful day of the year for a lot of nonprofits.” The Realities of Grant Funding Janet noted that grants are not guaranteed and rarely cover all expenses. Nonprofits must juggle multiple fundraising efforts to keep their doors open. Nancy agreed, pointing out that savvy organizations use foundation funds to cover operational costs, freeing up other resources for programs. Supporting New and Emergency Nonprofits The foundation also acts as an incubator for emerging nonprofits. It can serve as a fiscal sponsor, allowing new groups to use the foundation's nonprofit status while they establish themselves. Recent examples include the Winchester Police Support Fund and programs like Coats for Kids. How to Get Involved Starting a fund is simple. Interested individuals or nonprofits can email Nancy or visit the foundation's website for guidance. The foundation offers personal support and a user-friendly online process. Community Support Makes It Possible Philanthropy Day and the foundation's work are made possible by generous sponsors like First Bank, Westminster Canterbury, and others. Their support ensures that the event remains free and that the foundation can continue its mission. Conclusion The Community Foundation of the Northern Shenandoah Valley proves that philanthropy is accessible to everyone. With careful planning and community support, even small contributions can make a lasting difference. As Nancy Baker says, “Just raise that tide a little higher for everybody.”
VLOG Sept 30 Diddy, US asks 135 months https://www.patreon.com/posts/diddy-dockets-as-140066942 Javice gets 85 months & bail pending appeal https://matthewrussellleeicp.substack.com/p/extra-jury-found-charlie-javice-guilty US says OK free lawyer for crypto OneCoin Greenwood, seals memo on PPP fraud cooperator. OCC v FOIA for PNC; scoop of UN80 scam ESCWA
VLOG Sept 15 Diddy still wants male escorts unredacted; Greenwood unsealing delay. If Swift depo, Oct 20 https://www.patreon.com/posts/lively-docket-in-138780883 Fed Lisa Cook, PNC FirstBank challenged: https://innercitypress.com/cra1pncfirstbankchallengeffw091325.html UNGA w/ Press banned: Norway? Sweden? @UN_PGA: https://matthewrussellleeicp.substack.com/p/extra-un-pga-baerbock-no-show-on
Rupert Murdoch has resolved the bitter dispute over his sprawling media empire, France is once again without a prime minister, and US bank PNC has agreed to buy smaller peer FirstBank. Plus, North Cyprus is betting big on casinos to boost its economy.Mentioned in this podcast:Murdoch seals $3.3bn succession deal to hand empire to eldest sonMacron scouts for new prime minister to quell turmoilPNC to buy Colorado's FirstBank for $4.1bnNorth Cyprus casino plans stoke fears of slide towards ‘dark' economyToday's FT News Briefing was produced by Katya Kumkova and Sonja Hutson. Additional help from Blake Maples, Michael Lello, David da Silva and Gavin Kallmann. The FT's acting co-head of audio is Topher Forhecz. The show's theme music is by Metaphor Music. Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.
Every September, a wave of orange (this year) shirts sweep across the Northern Shenandoah Valley, signaling a day when the community comes together for a singular purpose: to give back. This is Day of Caring, an annual event organized by the United Way of Northern Shenandoah Valley, and it's more than just a day of volunteerism—it's a celebration of community spirit, corporate partnership, and the power of collective action. In this episode of “The Valley Today,” host Janet Michael sat down with Andy Gail, CEO of United Way NSV, and Beth Falu, Assistant Vice President of Fraud Operations at Navy Federal Credit Union and chair of Day of Caring, to discuss the origins, evolution, and impact of this remarkable event. Mobilizing a Movement Day of Caring is not just a local phenomenon; it's part of a global United Way tradition that mobilizes thousands of volunteers to support their communities. As Andy explains, the event's power lies in its scale: “It's great if you can volunteer two hours here, three hours there, but think about if you could get a thousand people in one day to volunteer—what that impact would be.” In the Northern Shenandoah Valley, that impact is visible across Winchester, Frederick, Clarke, Warren, Shenandoah, and Page counties, where nearly a thousand volunteers fan out to tackle projects for nonprofits, schools, and community organizations. Evolving Opportunities While Day of Caring has long been associated with hands-on projects like painting, landscaping, and building ramps, this year marks a significant evolution. Under Beth's leadership, the event has expanded to include administrative and professional services. “Our volunteers have so many skills,” Beth notes. “We want to evolve our volunteer opportunities to cater to all of our volunteer skill sets.” Now, teams can help with marketing, office organization, and even Excel spreadsheets, ensuring that every volunteer can contribute in a meaningful way. Corporate Champions and Community Partners The event's success is fueled by a diverse array of sponsors, from large corporations like First Bank and Navy Federal to local businesses and mom-and-pop shops. “There was every size business imaginable on that list,” Janet observes, highlighting the region's unique spirit of collaboration. These sponsors don't just write checks—they send teams of employees into the field, fostering camaraderie and a sense of purpose among staff. Beth shares stories of volunteers who travel from as far as Northern Virginia to participate, and Andy recalls his own experience as a nonprofit leader benefiting from Day of Caring before joining United Way. The event, he says, is a lifeline for organizations that lack the resources to complete essential projects. A Day of Celebration and Connection Day of Caring is as much about celebration as it is about service. The day begins with a lively kickoff event at Shenandoah University, complete with coffee, breakfast, music, and motivational words from community leaders. After a day of hard work, volunteers and their families gather at West Oaks Farm Market for an after-party, enjoying food, networking, and even sparklers to “spark change.” The event also coincides with the conclusion of the Community Baby Shower, a collaborative effort to collect supplies for new mothers in need. Donations are gathered at local First Bank branches and Marlow dealerships, then assembled into kits for distribution by Healthy Families, further amplifying the day's impact. Lasting Impact and Growing Momentum The ripple effects of Day of Caring extend far beyond a single day. Volunteers return to work energized and inspired, often bringing their families and colleagues into the fold for future events. Nonprofits receive much-needed support, and the community as a whole is strengthened by the connections forged through shared service. As Beth reflects, “It's so contagious… people just had such a great day. It was very impactful for them and they're just sharing the news.” Andy encourages nonprofits to continue submitting projects and invites anyone interested to visit the newly refreshed United Way NSV website for more information. In a world where it's easy to feel disconnected, Day of Caring stands as a testament to what can be achieved when a community comes together. Whether you're wielding a paintbrush, crunching numbers, or simply sharing a meal, every act of caring adds up to something extraordinary. For more information or to get involved in next year's Day of Caring, visit unitedwaynsv.org/dayofcaring.
Lisa and Jean are thrilled to talk with Gabe Whitmer, Mortgage Banker at FirstBank of Tennessee. A great conversation covering the economy, markets, emotions, interest rates, and more! Connect with us:Schedule a call with TimSchedule a call with LisaSchedule a call with JeanLearn more at thereiconcierge.com
The podcast show we are releasing this week focuses generally on the so-called “Unitary Executive Theory” and specifically on the legality of President Trump firing without cause the Democratic Commissioners of the Federal Trade Commission and the members of other independent agencies, despite language in the governing statutes that prohibit the President from firing a member without cause and a 1935 Supreme Court opinion in Humphrey's Executor holding that the firing of an FTC Commissioner by the President is unlawful if done without cause. Our guest is Patrick Sobkowski who teaches constitutional law, courts and public policy, and American politics at Marquette University. His scholarship focuses on constitutional and administrative law, specifically the administrative state and its relationship to the other branches of government. Our show began with an explanation of the “Unitary Executive Theory” which is defined as a constitutional law theory according to which the President has sole authority over the executive branch including independent federal agencies. It is based on the so-called “vesting clause “of the Constitution which vests all executive power in the President. The theory often comes up in disagreements about the president's ability to remove employees within the executive branch (including Federal agencies); transparency and access to information; discretion over the implementation of new laws; and the ability to control agencies' rule-making. There is disagreement about the doctrine's strength and scope. More expansive versions are controversial for both constitutional and practical reasons. Since the Reagan Administration, the Supreme Court has embraced a stronger unitary executive, which has been championed primarily by its conservative justices. We then discussed a litany of Supreme Court opinions dealing with the question of whether the President has the unfettered right to remove executive agency employees: a. Myers v. US (1926) b. Humphrey's Executor (1935) c. Morrison v. Olson (1988) d. Seila Law (2020) We then discussed Trump's removals of the Democratic members of the National Labor Relations Board and Merit Systems Protection Board and the Supreme Court's opinion and order staying the lower court's order that the removals were unlawful. In addition to casting doubt on the continued viability of Humphrey's Executor, the Court included dicta to the effect that the logic of its opinion about the NLRB and the MSPB would not apply to the Federal Reserve Board because the Fed is not really an executive agency and that its functions are more akin to the functions performed by the First Bank and Second Bank of the United States. Alan Kaplinsky, the founder and former practice group leader for 25 years and now Senior Counsel of the Consumer Financial Services Group hosted the podcast. The podcast recording is here.
Caoimhe, Antistrophe, Brontë arrived to Burzin with a clear goal: Find out whether the catastrophe in Burzin is tied to the mysterious malediction known only as Sourcerot. But seeing the town in ashes makes another objective clear: Stopping the fires from continuing, no matter what is causing them. Now, they seek answers that will lead them to investigate not only into the town's history, but into the lives of some of its oldest residents… This week on Perpetua: The Flames of Burzin Pt. 03 Perpetua Guide [In Progress v.02] Town Maps [TNMP] Burzin Main Scenario Teribald's House of Chance This is where the main story route I took kicked off, but it's also where I lost a TON of asta. Wurdzin doesn't make any sense to me, but if you can get a lucky streak with your guesses, I guess you could really break the game economy here! House M'Shalia LOTS of lore here. There are way more things in the upstairs rooms and attics that you interact with than you might think. Make sure to turn on the option that makes interactables shiny! House of Benediction Obviously this is where the big showdown is, but did you know that if you go here during the day time you can get healed, get your debuffs cleansed, and get a buff! Town Hall & Jail & House Burzin I think you can advance through the main plot here instead of through the House of Chance/M'Shalia route, but I haven't had a chance to load my old save and try it yet. Let me know on the forum and I'l update this! Burned Down Buildings You can check for clues at each of these locations, but the most important one is in the southwest. That's where the Saloon burned down. Shops Mining Supplies This is basically a “tool store” from other towns, so if you need any consumables from those, you can get them here. Clean Water Lodge & Crebbs Potions & Poultices I listed these together because they share the same interior on screen, just with a door between the two front desks. You get to stay here for free as long as the main story is ongoing (assuming you rescued Frenk), so make sure to use it before you leave town. The next time you come back, he'll charge you!. Wilfer's Wits and Weaponry If you happen to have the asta, there are some pretty great weapons here! The Solium Bow (Dex+Dex, HR+8 Fire Damage, gives you Resistance to Fire) is especially great! Also, if you interact with the third bookcase three times, you can find “An Accounting of Spiritual Matters,” which gives you a huge bonus when fighting the boss here, plus can be used afterwards as a mage weapon. Serah's Surcoats I think the flame resistant armor is overpriced, but the Sungleam Shield is GREAT for Antistrophe. It's a big upgrade for both of his defenses, plus you can basically give people a solar flare from DBZ XD Side Quests / Other Residential District Mostly just NPCs to talk to about things here. I love the two brothers who hate each other. First Bank of Burzin Always remember to deposit any extra asta you have into the bank. Not only will it prevent you from losing some if you die in combat, it also actually slowly gains in value! I guess they have interest in Perpetua! Post Office This probably deserves its whole own entry, but did you know that if you have both East and West saves, you can actually transfer items between them? You just choose the “Send a Gift to a Random Person” option and pay the fee. The “random person” is actually a character in your other save game! It does take a little while to get there though. Abandoned Buildings Just a good place to grind against lanterns! Hosted by Austin Walker (austinwalker.bsky.social) Featuring Janine Hawkins (@bleatingheart), Sylvi Bullet (@sylvibullet), and Keith J Carberry (@keithjcarberry) Produced by Ali Acampora Music by Jack de Quidt (available on bandcamp) Cover Art by Ben McEntee (https://linktr.ee/benmce.art) With thanks to Amelia Renee, Arthur B., Aster Maragos, Bill Kaszubski, Cassie Jones, Clark, DB, Daniel Laloggia, Diana Crowley, Edwin Adelsberger, Emrys, Greg Cobb, Ian O'Dea, Ian Urbina, Irina A., Jack Shirai, Jake Strang, Katie Diekhaus, Ken George, Konisforce, Kristina Harris Esq, L Tantivy, Lawson Coleman, Mark Conner, Mike & Ruby, Muna A, Nat Knight, Olive Perry, Quinn Pollock, Robert Lasica, Shawn Drape, Shawn Hall, Summer Rose, TeganEden, Thomas Whitney, Voi, chocoube, deepFlaw, fen, & weakmint This episode was made with support from listeners like you! To support us, you can go to friendsatthetable.cash.
Guest: Dede Eyesan - Founder of Jenga Investment Partners and author of "Global Outperformer"Dede Eyesan, the visionary founder of Jenga Investment Partners and author of Global Outperformers, who shares insights on identifying high-growth companies and navigating global markets with a unique blend of fundamental analysis and entrepreneurial spirit.Key Idea: The counterintuitive nature of finding investment winners globally and the extreme patience required to hold themKey Timestamps & Ideas3:00 - Early Investment LessonsMade first investment at age 10 in Nigerian stocks (Nestle Nigeria, 7up Bottling, First Bank). Two investments went up 4-5x, bank stock fell by half. Introduction to Warren Buffett and fundamental analysis.6:00 - Boarding School EconomicsLearned about delayed gratification and scarcity through food trading. Traded chicken (perishable) for chips (storable) - time arbitrage concept. "It's ironic that what taught me about money had nothing to do with money."9:00 - Investment Philosophy FormationInfluenced by Warren Buffett, Alan Gray (African value investor), and Carlos Slim. Peter Lynch's books: "One Up on Wall Street" and "Beating the Street". Understanding that environment impacts investment approach.16:00 - Global Outperformance ResearchFound 446 companies (not 200 expected) that were 10-baggers in 10 years. Less than 20% were in the US; more multibaggers in Europe than US. Japan was third-best performing country (surprising finding). Only 5-6% were multibaggers in consecutive decades.22:00 - Two Types of Winning BusinessesCyclical businesses with technical barriers to entry (salmon industry example) and large market opportunities with strong unit economics (BYD in China).29:00 - The Challenge of HoldingMSCI case study: stock flat for 9 years while earnings grew 15% annually. Many multibaggers were flat or down 40-50% in the three years before takeoff. Importance of returning to original investment thesis.35:00 - Quantitative vs. Qualitative AnalysisCannot screen for outperformers quantitatively alone. Developed 60-question checklist across 10 categories. Focus on depth over breadth in investment analysis.42:00 - Role of IntuitionIntuition is earned through experience (15-20 years). Overconfidence led to mistakes when abandoning systematic approach. Returning to detailed checklist process.47:00 - Definition of SuccessThree pillars: Individual happiness, family relationships, and client satisfaction. "I want to be in a place where the kids of my investors in 40 years time can look back and be like, yeah, my dad or my mom made a very good decision."Podcast Program – Disclosure StatementBlue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm's employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.
We chat with Jeff Young, Senior Vice President at First Bank, about why your nonprofit absolutely needs a good banker—and it's probably not for the reasons you think. Jeff breaks down exactly why banks see nonprofits as desirable clients and how having a strong relationship with your banker can open doors to some unexpected benefits.Jeff shared that banks don't just see nonprofits as checking and savings accounts; they genuinely want to support organizations doing good in their communities. Surprisingly, there's even federal encouragement under the Community Reinvestment Act (CRA), where banks get ratings for their community engagement—so working with nonprofits actually helps banks, too. "Good banks want to do good for their communities," Jeff explains, "and what better way to do that than support the organizations that actually have boots on the ground?"But how do you make sure you're getting the most out of your banking relationship? Jeff emphasized asking the right questions—especially whether your bank has experience specifically working with nonprofits and if they offer special products like discounted fees and preferred rates. Also crucial is finding someone at the bank who genuinely believes in your mission. Jeff mentioned that bankers who truly connect with your organization's purpose will become internal advocates, helping secure better deals and even promoting your cause within their network.Should your banker join your nonprofit's board? It's possible, Jeff says, but proceed carefully. He highlights the importance of maintaining clear boundaries to avoid conflicts of interest, especially when it involves lending and financial incentives. A better practice might be for the banker to provide advice while another team member handles specific transactions.Jeff also clarified the roles of various financial professionals on nonprofit boards, explaining that accountants look at historical financials and compliance, investment professionals focus on asset management, and bankers are forward-looking, helping nonprofits strategically plan growth and manage risk. Having these diverse perspectives ensures stronger decision-making.Lastly, Jeff gives practical advice for organizations looking to deepen their banking relationships. Start with your local branch manager, ask about nonprofit-specific services, and leverage LinkedIn to find bankers already active in your community. He also encourages tapping your current board's network, as existing members often have strong banking relationships that can benefit your organization.The conversation wraps up with an engaging look at best practices for nonprofit financial management, highlighting that proactive, relationship-based banking is always better than reactive scrambling when problems arise. By building solid relationships with bankers early, nonprofits can secure more than just financial support—they gain committed partners who are truly invested in their success.Find us Live daily on YouTube!Find us Live daily on LinkedIn!Find us Live daily on X: @Nonprofit_ShowOur national co-hosts and amazing guests discuss management, money and missions of nonprofits! 12:30pm ET 11:30am CT 10:30am MT 9:30am PTSend us your ideas for Show Guests or Topics: HelpDesk@AmericanNonprofitAcademy.comVisit us on the web:The Nonprofit Show
Whit Monday became the first of the new ‘Bank Holidays' on 29th May, 1871, as millions of Britons got an officially-sanctioned paid day off. The brainchild of eccentric polymath (and former banker) Sir John Lubbock, the Bank Holidays Act of 1871 created four official days off, cleverly packaged as innocuous financial regulation so as to sneak through Parliament without incurring moral panic. So admired was the innovation that the holidays became informally known as “Saint Lubbock's Days”. But, in a way, Lubbock had only revived the spirit of the medieval calendar, which had plenty of saint days and community-wide rest. The industrial revolution had crushed all that under factory whistles and time cards, but now, with the rollout of the Victorian railways, city folk could flee to the seaside for a sunny day with their families. In this episode, Arion, Rebecca and Olly pore over Lubbock's bizarre CV; consider the debate around renaming Bank Holidays as “Princess Diana Day” or “Britishness Day”; and explain why, despite the new laws, not all industries shut up shop… Further Reading: • ‘Bank holiday notice, 1896' (NatWest Group Heritage Hub): https://www.natwestgroup.com/heritage/history-100/objects-by-theme/our-people-in-the-community/bank-holiday-notice-1896.html • ‘Sir John Lubbock, Lord Avebury 1834 – 1913' (Chislehurst Society): https://chislehurst-society.org.uk/pages/about/people/sir-john-lubbock-lord-avebury-1834-1913/ • ‘What is a Bank Holiday? | Why Do We Get Bank Holidays?' (Twinkl Educational Publishing, 2023): https://www.youtube.com/watch?v=w_I_pzgE920 Love the show? Support us! Join
In this episode the podcast discusses the recent uncertainty with the economy and how this effects the ESOP world. Considering this, the podcast interviews senior level banker Chris Cucci with Climate First Bank. Chris' bank does financing for ESOP deals all over the United States, providing valuable perspective on ESOP financing credit decisions in light of the first quarter of 2025. While the future of recent economic events in unpredictable, the important take away from this episode is to build your ESOP around the ability to flex with any changes in the economy.
Join FPC executive director Reed Luhtanen as he goes Off the Rails with Tony Cook of FirstBank and Donna Blum of BHMI. The trio discusses the difficulties of payments reconciliation and the ways payments modernization can help streamline that process. They also discuss the recently released paper from the FPC's Operational Considerations Work Group. Find that paper here: https://fasterpaymentscouncil.org/blog/14393/Guideline-02-Operational-Considerations-for-Instant-Payments-Send-Side-Primer
In this episode, Justin and Matt visited the newly renovated First Bank & Trust Arena to talk with South Dakota State's Senior Associate Athletic Director for Facilities and Operations Jeff Holm and South Dakota State's Associate Athletic Director of Operations Christi Williams. The conversation covers the three phases of the renovation, how they incorporated the classic look of the old arena into the new arena and, of course, the technology they use to bring it to life on game day. Links: Daktronics News Release: https://www.daktronics.com/news/south-dakota-state-university-set-to-open-renovated-first-bank-trust-arena-with-new-daktronics-audiovisual-system Daktronics Audio Podcast Pre-Construction: https://podcast.daktronics.com/e/139-renovation-plans-at-south-dakota-state-university-with-jeff-holm/ Daktronics Video Podcast Pre-Construction: https://www.youtube.com/watch?v=XGQoQeNcASI
Marc Ashworth, Senior Vice President and Chief Information Security Officer at First Bank, is a respected IT executive with over 30 years of experience in cyber and physical security, IT/security architecture, management, author, a public speaker and is the host of “The Cyber Executive” podcast. He is a member of the Missouri Bankers Association Technology Committee, Webster University Cyber Advisory board, Co-Founded the State of Cyber annual security conference, and a Lifetime member of FBI Citizens Academy. He is a former board officer and treasurer for the St. Louis InfraGard Alliance. Possessing security certifications in CISSP, CISM, CRISC, Security+ and other certifications. Mr. Ashworth currently oversees First Bank's information security, financial crimes unit, physical security, and the network services departmentsLISTEN NOW to discover, "3 Cybersecurity Threats You Can't Ignore."
Clare Gardaí are appealing to people to slow down and to never drink under the influence of an intoxicant, ahead of the first bank holiday weekend of the year. An Garda Síochána's road safety campaign is now underway and will remain in place until 7 o'clock on Tuesday morning, with an increase in Garda presence and speed traps to be expected on the county's roads. So far this year 14 people have lost their lives on Irish roads, a decrease of one from the figure at the end of January last year, with statistics indicating people aged between 17 and 20 are more likely to be involved in a serious accident. Head of the Roads Policing Unit in the Clare-Tipperary Garda Division, Superintendent Eddie Golden has been telling Clare FM's Darragh O'Grady that because of this, Gardaí are particularly appealing for young people to be careful this weekend.
Host Alex Pierson dives into the Bank of Canada Interest Rate announcement with Ron Butler, a Broker with Butler Mortage and examines if this cut is a good or bad sign, and how it will play out against Trump's tariffs expected to come in the next few days. Learn more about your ad choices. Visit megaphone.fm/adchoices
Tricia Sanders is the Founder & Lead Strategist at High Five Strategies. She and her team are the people leaders call when they need help connecting the dots between current- and goal-state. Tricia is an expert at challenging long-standing assumptions and drives creative yet pragmatic results. Prior to this work, she was COO at First Bank in St. Louis and an officer in the United States Army with tours in South Korea, Qatar, and Afghanistan.Mentioned on the ShowConnect with Tricia on LinkedIn: https://www.linkedin.com/in/patriciaasandersHigh Five Strategies: https://www.highfivestrategies.com/Brian Emerson discussing polarities on the People Business podcast: https://peoplebusinesspodcast.com/brianemerson/Coach Rachel Hanson on People Business: https://peoplebusinesspodcast.com/rachelhanson/________________________Connect with O'Brien McMahon on LinkedIn: https://www.linkedin.com/in/obrienmcmahon/Learn more about O'Brien: https://obrienmcmahon.com/Timestamps(1:50) - Welcoming Tricia(2:08) - What is the work of High Five Strategies?(10:17) - Why is setting strategy so uncomfortable?(15:30) - How do you help clients come up with the right set of goals?(21:20) - How do you pick one goal without letting the others slip?(25:42) - The "Even Over" statements exercise(31:29) - It's good to know the actual culture of a company(36:23) - Why is clarity so important when it comes to goals as well as knowing your "why" and your "what"?(42:03) - Why won't you take on a client for less than an 18-month engagement?(43:52) - Where are the biggest pitfalls in implementing strategy?(49:41) - How do you help people become open to change?(57:04) - Where can people reach you?(57:42) - Do you have a personal 35 word strategy?
All links and images for this episode can be found on CISO Series. Check out this post by Marc Ashworth, CISO at First Bank for the discussion that is the basis of our conversation on this week's episode co-hosted by me, David Spark (@dspark), the producer of CISO Series, and Shawn Bowen, vp, deputy CISO - Gaming, Microsoft. Joining us is Ken Athanasiou, CISO, VF Corporation. In this episode: Frustration is a two-way street Sales is data driven Give customers the tools they need Start a conversation Thanks to our podcast sponsor, Noma Security Secure your entire Data & AI Lifecycle—from development to production and classic data engineering to GenAI. Noma's full-lifecycle platform delivers seamless protection against risks like misconfigured data pipelines, malicious models, and adversarial AI attacks, empowering AppSec teams with complete visibility, security, and compliance—without disrupting data and AI teams' workflows.
In this episode, Ed Hart interviews the CEO of First Bank, Mikel Williamson and world renowned author, consultant and the world's #1 thinker Marshall Goldsmith, who share insights on leadership, behavioral changes, and the importance of feedback. Mikel discusses his journey in banking and how Marshall's teachings have influenced his leadership style. Marshall emphasizes the need for leaders to adapt their behaviors to foster team success and shares his experiences in coaching executives. The conversation highlights the significance of accountability, self-actualization, and the challenges leaders face in changing their habits, especially in family-owned businesses. In this conversation, Hart, Williamson and Goldsmith explore the complexities of family businesses, the importance of communication and relationships, and the evolving role of leaders in today's workforce. They discuss the challenges faced by next-generation leaders, the significance of influence and decision-making, and the necessity of being present while also planning for the future. The dialogue emphasizes the need for emotional intelligence, effective communication, and the value of listening in leadership roles, culminating in profound life lessons about happiness, risk-taking, and making a positive impact. To reach Marshall Goldsmith, go to https://marshallgoldsmith.com/
On this episode, 'Laolu, Furo, and Nosa talk about Moniepoint raising $110 million in their series C funding and achieving Unicorn status, their ambitious plans of becoming a commercial bank and the Access bank playbook. We also discuss the reoccurring fraud problems at First Bank alongside other industry news._We love hearing your thoughts! Find us on Twitter and Instagram (@openafricapod) and tag us in your conversations. Hosted on Acast. See acast.com/privacy for more information.
This week I talk with Mr. Jimmy Orders. Mr. Orders has been a great family friend for almost my entire life, and I couldn't have been more impressed by him in this conversation. He has done so much in the business world, and with his amazing wife, Dianne they have built an incredible family. We also discuss how his two sons, Davis and Jay are building a mattress company, Engineered Sleep! The Orders family has a long history in the mattress industry! For 15% off an Engineered Sleep mattress use code LIVE15 (visit the link below!) https://engineered-sleep.therave.co/UPW7FO275TMGMYON Live Life in Motion YouTube: GO Subscribe https://www.youtube.com/@livelifeinmotionpodcast Pelham Medical Center https://www.spartanburgregional.com/locations/pelham-medical-center
Banking for good with Climate First Bank Founder and Chairman, Ken LaRoe Ken LaRoe is the Founder and Chairman of Climate First Bank, the fastest growing new bank in the United States. With approximately 600 shareholders, Ken and his team have grown Climate First Bank in only three years to around $100 million in capital […] The post Episode 168 – Ken LaRoe, Founder & Chairman, Climate First Bank first appeared on Y on Earth Community.
In this episode, host Janet Michael is joined by Kaleigh Fincham, the Director of Events for the Top of Virginia Regional Chamber, and Scott Harvard, the CEO of First Bank. Together, they discuss the upcoming Economic Summit hosted by the Chamber on November 14, 2024, from 8:30am - 12pm at Shenandoah University. Scott Harvard discusses the success of the Economic Summit over the past two years and highlights the importance of the event for local businesses. He explains how the summit helps local businesses plan for the upcoming year by providing insights into the current state of the economy and future projections. Scott also emphasizes the inclusion of high-profile economists and local business panelists to provide a comprehensive view of the economic landscape. Janet and Scott address the misconception that the summit is only for large businesses, highlighting that the event offers valuable insights for small businesses as well. Scott elaborates on the challenges faced by businesses of all sizes, particularly in terms of workforce retention and benefits costs post-COVID. The conversation then shifts to the event's keynote and featured speakers. Scott introduces Robert McNab from Old Dominion University, who will provide an overview of Virginia's economy, and Renee Haltom from the Federal Reserve Bank of Richmond, who will offer insights into current economic conditions and future forecasts. Additionally, the conversation touches on the value of networking opportunities at the summit and the involvement of students from local universities & high schools. Kaleigh explains the various ways businesses can participate, including purchasing exhibitor tables to expand their reach and engage directly with potential customers. Towards the end, Scott and Janet delve into the local panelists who will be featured at the summit, including leaders from various industries who will share their experiences and insights. They stress the importance of understanding local economic conditions and the benefits of peer-to-peer learning. Kaleigh provides details on how to purchase tickets and exhibitor tables for the summit, emphasizing that the event is open to the public and not limited to Chamber members. Learn more about the event on the chamber's website: https://www.regionalchamber.biz/the-economic-summit/
Elizabeth Burwell is able to come across as both Warm and Strong at the same time, something many leaders strive to emulate but few are able to master. Listeners will get an insider look at how she is able to strike this balance, walking in confidence while truly understanding that how you make people FEEL is key to followership. Elizabeth discusses the value of direct communication, especially when it is difficult. She shares the importance of being curious, recognizing that there is always more to learn, and how important it is to see others in the same way. Elizabeth is an extraordinary leader who boldly shares what is usually unspoken in business settings, what is at the core of her leadership doctrine…the power of love. Executive Access is produced by The Ideal Life, a platform that provides coaching, community, and content for people to grow both personally and professionally.
Julie Deem invites Jenelle Campbell to the show, recorded live at Global Leadership Summit. Learn more about her role with Community First Bank in Indiana. Community First Bank: https://cfbindiana.com/ Thank you, Crossroads Community Church! https://ecrossroads.org/ Learn more about the latest tool for dynamic professionals in the self-improvement industry, LyfQuest. A mobile CRM platform that's uniquely made for you! Learn more at: https://lyfquest.io/ Instagram: USW Podcast @uswkokomo Kalena James @yesitskalenajames Julie Deem @indymompreneur -------------------------------------------------- USW Kokomo Website Production by The Business Podcast Editor
When Anchorage Digital Bank received its charter from the Office of Comptroller of the Currency in January 2021, it became the first national bank with a charter to custody digital assets. Anchorage, which has built from day one with compliance as critical infrastructure, continues to set a precedent for how digital asset companies can operate within the regulatory framework of the US financial system. In this TRM Talks, we are joined by Anchorage's Head of Global Operations, Rachel Anderika to discuss building with compliance, global expansion, and what the future holds for the US's first crypto bank. Today's Guest Rachel Anderika, Global Head of Operations, Anchorage Digital Host: Ari Redbord, Global Head of Policy, TRM Labs
Gabe Whitmer, Mortgage Lender with First Bank of Tennessee, joins us for another conversation about mortgage rates, refinancing, and more!Connect with us:Schedule a call with TimSchedule a call with LisaSchedule a call with JeanLearn more at thereiconcierge.com
In this episode, host Janet Michael speaks with Andy Gail, the new CEO of United Way Northern Shenandoah Valley, about the recent Day of Caring event. The conversation covers their day together on Friday, visiting various projects and witnessing the impact of the volunteers. Andy shares that over 900 volunteers participated in 84 projects across six localities, contributing significantly to the community. Janet and Andy discuss the impressive involvement of local businesses, such as First Bank (the title sponsor,) Marlow Automotive Group, and Navy Federal Credit Union, whose employees were paid to volunteer. They also highlight the personal and team-building benefits for the volunteers and the crucial assistance provided to local nonprofits by the Day of Caring. Janet then explains the structure of the rest of the show, which includes interviews with various people they met during the Day of Caring. They talked to Freda Roberson from Fremont Street Nursery, who appreciated the help with landscaping, painting, and dental exams for children provided by volunteers. Ben Tolley from Tolley Dental describes his team's contributions to these efforts. The episode continues with interviews of employees from Marlow Automotive Group, City of Winchester, and various nonprofits, including CCAP Winchester, Evans Home for Children, and AIDS Response Effort. These conversations illustrate how much work was accomplished in a single day and the positive experiences of the volunteers. Throughout the episode, there's a recurring theme of community spirit and mutual support. Janet and Andy emphasize how together, the community achieved significant improvements and fostered stronger connections among its members. Andy notes the importance of ongoing support and how listeners can still contribute, whether through volunteering or donations. The podcast wraps up with a heartfelt thank you to all the sponsors, organizers, and volunteers who made the Day of Caring a success. Janet shares her contact information for those interested in getting involved with United Way.
BNY Identified as First Bank to Receive SEC Exemption From SAB 121 - UnChained SPONSORS ► Bitcoin Well: https://bitcoinwell.com/simplybtc ► Passport by Foundation: https://foundation.xyz/simply ►Compass Mining https://compassmining.io ► Stamp Seed: https://www.stampseed.com PROMO CODE: SIMPLY for a 15% discount ► Orange Pill App: https://theorangepillapp.com/en FOLLOW US ► https://twitter.com/SimplyBitcoinTV ► https://twitter.com/bitvolt ► https://twitter.com/Optimistfields ► Nostr: npub1vzjukpr2vrxqg2m9q3a996gpzx8qktg82vnl9jlxp7a9yawnwxfsqnx9gc JOIN OUR TELEGRAM, GIVE US A MEME TO REVIEW! ► https://t.me/SimplyBitcoinTV SUBSCRIBE TO OUR YOUTUBE ► https://bit.ly/3QbgqTQ SUPPORT US ► On-Chain: bc1qpm5j7wsnk46l2ukgpm7w3deesx2mdrzcgun6ms ► Lightning: simplybitcoin@walletofsatoshi.com #bitcoin #bitcoinnews #simplybitcoin DISCLAIMER: All views in this episode are our own and DO NOT reflect the views of any of our guests or sponsors. Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. If you are or represent the copyright owner of materials used in this video and have a problem with the use of said material, please contact Simply Bitcoin.
In this episode, host Janet Michael discusses one of Frederick County's favorite events, the Shenandoah Valley Apple Harvest Festival, with co-chair Darla McCreary. Darla, a Winchester Rotarian, shares that the festival will take place on September 21st and 22nd at the Frederick County Fairgrounds. The festival is celebrating its 50th year and will feature a variety of events, including arts and crafts, pet-friendly activities, and live music. Originally an arts and crafts festival, it has since expanded to include more fun elements like pet areas and adult beverages, including beer, cider, and mead. There will be continuous live music throughout both days, including performances by Mojo Mothership, Jimmy Lee, and Bottle Shock. A special 'Apple Harvest at Night' concert featuring Chris Darlington will require a separate admission. The festival will also host an apple pie baking and eating contest, a classic car show, and a kids' zone with face painting, inflatables, a petting zoo, and pony rides. The festival is organized by the all-volunteer Rotary Club of Winchester, which raises significant funds for local nonprofits. The Rotary Club has donated a playground to Jim Barnett Park and hosts a variety of fundraisers, including a rummage sale, golf tournament, and international wine-tasting affair. Food concessions will include everything from apple-themed treats like apple pie and apple dumplings to ethnic foods, BBQ, and Jamaican jerk chicken. General admission is $10 per day, with free entry for children under 10, law enforcement, veterans, and military personnel. Coupons for a dollar off can be picked up at Handy Mart stores. 'Apple Harvest at Night' requires a separate $10 ticket or $25 for VIP seating, which includes an adult beverage. The festival is supported by sponsors like First Bank, Bank of Clarke, and White House/National Fruit. For more details, including vendor sign-ups and ticket purchases, visit rotaryclubofwinchester.org. Pets are welcome, and attendees are encouraged to bring chairs or blankets to enjoy the festival's atmosphere.
We call this the episode that almost never was but thankfully we were able to salvage it (everybody, say thank you ‘Laolu!) and now you get to listen._On this episode of the podcast, Nosa, Furo, and 'Laolu talked about some new people changes at MTN MoMo, USA Mercury Bank's decision to close accounts linked to Nigeria and implications, the Unity and Providus Bank Merger, and the 44 billion naira reported fraud at Nigeria's First Bank._We love hearing your thoughts! Find us on Twitter and Instagram (@openafricapod) and tag us in your conversations. Hosted on Acast. See acast.com/privacy for more information.
Llegó el lunes y nosotros nos vamos en vivo, porque nos gusta compartir con ustedes. Hoy venimos hablando de una fuga de amoniaco en la Suiza, quizás no lo sepas...pero tu vecindario puede explotar pal carajo pronto. En la sección de los criminales más chéveres de Puerto Rico te traemos al Freddy Krueger Boricua o el hombre que más odia niños. También, venimos con la historia de Raúl, un hombre que le pide a Dios todos los días para que se lleve a su mamá. Desde San Juan te presentamos al trio del terror, un grupo de gente bien fea que se dedica a cambiar cheques falsos de First Bank. Por último y no menos importante, como cada tres a cuatro años nos acordamos que Rolandito desapareció en un parque de Toa Alta un 7 de julio de 1999 y no lo dejamos morir en paz. No te ofendas por nada de lo que hablamos aquí, pero si te ofendes...¡Bájale 2!
Tim and Lisa are always excited to talk with Gabe Whitmer of First Bank of Tennessee. Gabe joins us for lending updates and we talk through some affordable housing ideas, including lending options, considerations for including affordable rental units in our portfolios and more!Connect with us:Schedule a call with TimSchedule a call with LisaSchedule a call with JeanLearn more at thereiconcierge.com
“I need people who understand technology and the business more than I need people who understand compliance,” says Greg Imm, who recently retired as chief compliance officer at M&T Bank. “I can teach them compliance. I cannot teach them technology. We are paying much more attention on what is going on in technology that never existed five, six years ago.” The latest episode of the ABA Banking Journal Podcast — sponsored by Alkami — features part two of a two-part conversation with Imm and David Kelly, retiring chief risk officer at Denver-based FirstBank. At ABA's Risk and Compliance Conference in Seattle, Kelly was awarded the Distinguished Service Award for Risk, and Imm was honored with the Distinguished Service Award for Compliance. In part two, Kelly and Imm discuss the role of technology in the compliance and risk disciplines, how they hire and coach talent, and their involvement with ABA and other professional development providers over their careers. This episode is presented by Alkami. Listen to part one of this conversation.
Rick Holton is a General Partner at FINTOP Capital. With extensive experience in venture capital, he has served as a General Partner across the Tech, Life Sciences, and FinTech sectors. Rick plays an active role on the boards of several companies, including Arch Design, BridgeFT, CoverCress, Denim Social, SmartX, and Transactly. Beyond his professional endeavors, Rick is civically engaged, contributing to the Olin Alumni Board and serving on the boards of Concordance Academy and YPO St. Louis.We explore the impact of inflation, the collapse of Silicon Valley Bank, and the unique features of Thread Bank. We also discuss election integrity, potential political changes, and global economic trends. Connect with us! =============================IG: ➡︎ https://www.instagram.com/legacy_interviews/===========================How To Work With Us: ===========================Want to do a Legacy Interview for you or a loved one?Book a Legacy Interview | https://legacyinterviews.com/ —A Legacy Interview is a two-hour recorded interview with you and a host that can be watched now and viewed in the future. It is a recording of what you experienced, the lessons you learned and the family values you want passed down. We will interview you or a loved one, capturing the sound of their voice, wisdom and a sense of who they are. These recorded conversations will be private, reserved only for the people that you want to share it with.#Vancecrowepodcast #legacyinterviews Timestamps:0:00 - Intro3:14 - What is it like to be a client of a bank who fails?11:04 - Creating a "Tech First" bank15:24 - Venmo and Square are not being tracked by the Fed19:22 - What does Rick think about the current economy?27:06 - What are the advantages of Venture Capital in St. Louis?28:51 - Investing in AI37:34 - Thoughts around stocks like NVIDIA skyrocketing40:20 - Where is Rick at with Bitcoin?46:27 - Will anyone believe the upcoming election results?52:05 - What hope do we have to change the system?59:07 - What is the state of SPACs?1:07:17 - What should St. Louis be spending its settlement money on?1:14:08 - There is in fact potential for St. Louis
In a time of heightened regulatory risk and business challenges, “that's where the risk professionals become very important,” says David Kelly, CERP, who recently retired as chief risk officer at Denver-based FirstBank. “Those relationships across business lines, because the risk will flow across those business lines, and getting stakeholders together to have those conversations.” The latest episode of the ABA Banking Journal Podcast — sponsored by Alkami — features part one of a two-part conversation with Kelly and Greg Imm, the retired chief compliance officer at M&T Bank and Fifth Third Bank. At ABA's Risk and Compliance Conference in Seattle, Kelly was awarded the Distinguished Service Award for Risk, and Imm was honored with the Distinguished Service Award for Compliance. In part one, Kelly and Imm discuss their experience across different institutions — Kelly spent most of his career at FirstBank, while Imm worked at numerous large and regional banks as well as the Federal Reserve Bank of San Francisco. They also discuss the evolving role of technology in risk and compliance professionals and how soft skills contribute to risk and compliance career development. This episode is presented by Alkami.
¡Señoras y señores llegó el viernes y nosotros queremos janguear con Luis Pabón Roca, esto es Bájale 2! Hoy seguimos dándole duro a los crímenes más absurdos que ocurren en el país. Como el pana que falsifica cheques de Autocentro Toyota y luego va a First Bank a cambiarlos. Siguiendo con los criminales más guapos de la colonia, les presentamos al Duende Abusador, un muchacho que le gusta encerrar en su carro a sus parejas. Las pesadillas son otro tema de viernes, sobre todo, cuando se cumple una de las que más aterra a todos…quedarnos a pie en la PR 52 en la madrugada. Policías que no se dan cuenta que sus mascotas viven con pedazos de metal cilíndrico y por último que mejor que averiguar cuales son las alternativas de jangueo para el fin de semana, gracias a nuestro buen amigo y “jangueador”, Don Luis Pabón Roca. No te ofendas por nada de lo que aquí hablamos y si te ofendes…¡Bájale 2!
The Drive HR 2 "Live From First Bank" 5.9.24 by Fanrun Radio
TO WATCH ALL FLYOVER CONTENT: www.flyover.liveTO WATCH ALL FULL INTERVIEWS -https://subsplash.com/flyoverconservatives/media/ms/+g6yhgjx Mike RingWEBSITE: https://oldglorybank.com/-------------------------------------------
Tonight at 8:30 pm CST, on the Flyover Conservatives show we are tackling the most important things going on RIGHT NOW from a Conservative Christian perspective! TO WATCH ALL FLYOVER CONSERVATIVES SHOWS - https://flyover.live/show/flyoverTO WATCH ALL FLYOVER CONTENT: www.flyover.liveClay ClarkWEBSITE: www.timetofreeamerica.comPODCAST: www.thrivetimeshow.comTo Schedule A Time To Talk To Dr. Dr. Kirk Elliott Go To ▶ https://flyovergold.com Or Call 720-605-3900 For Tickets to a ReAwaken America Event - text the word FLYOVER to 918-851-0102Mike RingWEBSITE: https://oldglorybank.com/-------------------------------------------
This week, our guest is Kimberly Phegley, Chief Audit Executive at FirstBank. In her episode, Kimberly discusses the importance of CPA groups, her process of hiring and retaining new employees, and the challenges she faces as a CAE. Be sure to connect with Kimberly on LinkedIn. Also, be sure to follow us on our new social media accounts on LinkedIn, Instagram, and TikTok. Also be sure to sign up for The Audit Podcast newsletter and to check the full video interview on The Audit Podcast YouTube channel. * This podcast is brought to you by Greenskies Analytics, the services firm that helps auditors leap-frog up the analytics maturity model. Their approach for launching audit analytics programs with a series of proven quick-win analytics will guarantee the results worthy of the analytics hype. Whether your audit team needs a data strategy, methodology, governance, literacy, or anything else related to audit and analytics, schedule time with Greenskies Analytics.
Wednesday, January 10th, 2024Today, the DC Circuit Court of appeals heard arguments on Trump's immunity claim and it did not go well for him; Trump has told ABC News he plans to deliver part of the closing argument in the NYAG's civil fraud trial himself; Tennessee Rep Andy Ogles faces an ethics complaint; Congress may need a continuing resolution through March to get a budget passed because of course; Mike Pence's brother Greg Pence will not seek re-election in the House; Defense Secretary Lloyd Austin has been diagnosed with prostate cancer; the civil trial of the National Rifle Association kicked off today with a bang (ha); a driver is in custody after crashing into the White House gates. Plus Allison and Dana deliver your good news.Trump fraud trial: Trump intends to deliver part of closing argument himself, say sourceshttps://abcnews.go.com/US/live-updates/trump-fraud-trial/?id=103642561NRA distances itself from longtime leader Wayne LaPierre in opening remarks at civil trialhttps://www.nbcnews.com/news/us-news/nra-distances-longtime-leader-wayne-lapierre-opening-remarks-civil-tri-rcna133076REVEALED: Tennessee Rep. Andy Ogles faces ethics complaint, comparison to George Santoshttps://www.newschannel5.com/news/newschannel-5-investigates/revealed/revealed-tennessee-rep-andy-ogles-faces-ethics-complaint-comparison-to-george-santosStatement From Walter Reed National Military Medical Center Officials on Secretary of Defense Lloyd J. Austin III's Medical Carehttps://www.defense.gov/News/Releases/Release/Article/3639728/statement-from-walter-reed-national-military-medical-center-officials-on-secretHow We Win The House 2024!https://swingleft.org/fundraise/howwewin2024Want some sweet Daily Beans Merchhttps://shop.dailybeanspod.com/products/fani-t-willis-teeSubscribe to Lawyers, Guns, And MoneyAd-free premium feed: https://lawyersgunsandmoney.supercast.comSubscribe for free everywhere else:https://lawyersgunsandmoney.simplecast.com/episodes/1-miami-1985Check out other MSW Media podcastshttps://mswmedia.com/shows/Follow AG and Dana on Social MediaDr. Allison Gill Follow Mueller, She Wrote on Posthttps://twitter.com/MuellerSheWrotehttps://twitter.com/dailybeanspodhttps://www.tiktok.com/@muellershewrotehttps://instagram.com/muellershewroteDana Goldberghttps://twitter.com/DGComedyhttps://www.instagram.com/dgcomedyhttps://www.facebook.com/dgcomedyhttps://danagoldberg.comHave some good news; a confession; or a correction?Good News & Confessions - The Daily BeansFrom the Good Newshttps://glistenplus.com Check out other MSW Media podcastshttps://mswmedia.com/shows/ Follow AG and Dana on Social MediaDr. Allison Gill Follow Mueller, She Wrote on Posthttps://twitter.com/MuellerSheWrotehttps://twitter.com/dailybeanspodhttps://www.tiktok.com/@muellershewrotehttps://instagram.com/muellershewrote Dana Goldberghttps://twitter.com/DGComedyhttps://www.instagram.com/dgcomedyhttps://www.facebook.com/dgcomedyhttps://danagoldberg.comHave some good news; a confession; or a correction?Good News & Confessions - The Daily Beans Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:The Daily Beans on Apple PodcastsWant to support the show and get it ad-free and early?Supercast https://dailybeans.supercast.com/OrPatreon https://patreon.com/thedailybeansOr subscribe on Apple Podcasts The Daily Beans on Apple Podcasts
Americans are watching a lot of television, but it’s not broadcast or cable TV. For the first time, linear TV made up less than half of all TV viewing last month. We’ll talk about how the rise of streaming and the ongoing Hollywood strikes may accelerate cord cutting. Plus, how the U.S. is still being represented in the Women's World Cup final. And, we’ll play a round of Half Full/Half Empty with guest host and Economics on Tap first-timer Nova Safo, who enlightens us on why all radio show hosts should drink sherry. Here’s everything we talked about: “For the first time, cable and broadcast makes up less than half of TV viewing” from CNN “What to know about SAG-AFTRA waivers and why actors are making movies during the strike” from AP News “American referee Tori Penso picked by FIFA for England-Spain final at Women’s World Cup” from AP News “Beer? Pour me a grey one” from Marketplace “Could stablecoin regulation come sooner with PayPal USD launch?” from Marketplace “First Bank of U.S. to be turned into museum of the American economy” from Marketplace “Can AI product review summaries help us make better purchase decisions?” from Marketplace “Serve Robotics goes public, but the robot delivery industry has a ways to go” from Quartz We want to hear your answer to the Make Me Smart question. Leave us a voicemail at 508-U-B-SMA