Podcasts about clearinghouse

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Best podcasts about clearinghouse

Latest podcast episodes about clearinghouse

Irish Tech News Audio Articles
Why offshore wind can help Ireland achieve energy independence The benefits of Irish offshore wind

Irish Tech News Audio Articles

Play Episode Listen Later May 28, 2026 5:11


Action plan for offshore wind energy launched as first projects expect to get planning this year. Wind Energy Ireland (WEI) today launched its Offshore Wind Action Plan 2026, setting out the urgent steps needed to . accelerate the delivery of offshore wind energy and achieve energy independence for Ireland. The plan, launched before more than 400 delegates at the annual Offshore Wind Conference taking place today and tomorrow in the Clayton Burlington Hotel in Dublin, comes at a time of rising costs for households and businesses driven by continued reliance on imported fossil fuels. Minister Darragh O'Brien TD will deliver the keynote address on Day One of the conference at 1.35pm and Minister Timmy Dooley TD will deliver the keynote address on Day Two at 9.30am. Recent research from the ESRI confirms that Ireland's electricity prices are the highest in Europe because of our dependence on imported gas. The report also pointed out that countries like Spain which, after the previous fossil fuel crisis caused by Russia's invasion of Ukraine, cut their dependence on gas the fastest saw prices fall quickest. The action plan highlights significant progress over the last 12 months driven by the Taoiseach's new Clearing House for Offshore Wind Energy and a successful auction for the new Tonn Nua offshore project on the south coast, with industry confident that the first planning decisions on east-coast offshore projects can be expected later this year. However, while progress is clear, challenges remain and the plan identifies 18 actions for delivery over the next 12 months with key priorities including: An Coimisiún Pleanála must be supported to deliver on its commitment to offshore wind planning decision timelines – including getting the first decision out in September; The CRU, EirGrid and industry must finalise all grid agreements and specifications for the existing east-coast projects so they can connect to the grid; Clarity is needed on Ireland's future offshore wind pipeline, which sites will be available to progress and when; The Government must publish the National Ports Policy and, where a strong and credible business case is made, facilitate State investment in ports so they can build Irish offshore wind farms. The Government should advance plans for coastal Green Energy Parks which use offshore wind energy to attract new industries and create jobs. Noel Cunniffe, CEO of Wind Energy Ireland, said: "Irish families and businesses are living through their second global fossil fuel energy crisis in five years. As long as we choose to depend on energy imports, in an increasingly volatile and erratic fossil fuel market, we are vulnerable. "And when the next crisis hits, pensioners will, again, worry about the price of heating oil. Transport, fishing and agricultural sectors will, again, face enormous pressures as diesel prices rise. Families will, again, sit at the kitchen table looking in disbelief at their electricity bill. "Let's make a different choice. We choose Irish energy independence. We choose to generate our own clean and affordable power from our own enormous offshore wind energy resources. We can transport this on our upgraded grid, we can store this using new technologies, like long-duration energy storage. "We can invest in electrification and use our opportunity as holders of the EU Presidency later this year to prioritise the coming European Electrification Action Plan." Achieving this will require a concerted and joined-up effort right across the policy system to enable the first phase of projects to be built and energised in the early 2030s. Noel Cunniffe continued: "Ireland is radically and permanently transforming our entire energy system from how we generate electricity, to how we move and store it, to how we use it. "Achieving this cannot rest with one single department or group of policymakers, no matter how committed they might be. "It requires sustained support across Government, EirGrid, the regulato...

Account Management (a tactical guide to success)
Sales motions for the account manager (with special guest Elena Casal)

Account Management (a tactical guide to success)

Play Episode Listen Later May 25, 2026 51:44


In this Episode, Fred and John welcome special guest Elena Casal, Chief Client Officer for the Clearing House. The Clearing House is one of the US's largest payment networks. In this episode, we cover:- Embracing sales as an account manager- 'Selling' vs. adding value- Account plans- Building relationships- Asking for the sale

Big Red Junkies
10 Commandments to Fix College Football (Huskers Take)

Big Red Junkies

Play Episode Listen Later May 9, 2026 49:26


Nebraska Football fans, we're breaking down Stewart Mandel's 10 Commandments to fix college football and what each one means for the Huskers, the Big Ten, and the future of the sport. We get into whether the SEC has actually lost its grip on college football, why the 12-team playoff needs to grow to 16, and why those first-round byes keep blowing up in everyone's faces. From there it's campus quarterfinals, killing the FCS cupcake game, the NIL Go clearinghouse mess and the Nebraska lawsuit that could blow the whole thing up, plus the five-for-five eligibility rule and what it means for guys like Cam Lenhart, Andrew Marshall, and Anthony Cavalleri. We hammer the case for a real college football commissioner, a players union, and actual contracts so the transfer portal stops being a free-for-all every January. Matt Rhule called it "professional collegiate football" on the Sharp & Benning show this week and yeah, that's exactly what it is. Treat it that way. We also hit the Trey Taylor Rivals camp QB MVP news, the dumb spoof story about Dylan Raiola bolting Oregon for Texas Tech after the Brennan Saurusbee stuff, and why the preseason AP poll needs to die or at least wait three weeks. Oh, and Nick Saban or Pat McAfee for commissioner? Hard pass on both. 00:00 Intro and Thanks for Sticking Around 02:00 Has the SEC Lost Its Luster? 04:37 12-Team Playoff or Go to 16? 10:20 Quarterfinals on Campus, Kill the Bye 18:30 Two Super Conferences Are Coming 28:30 NIL Go, the Clearinghouse, and the Nebraska Lawsuit 35:20 Five-for-Five and What It Means for Cam Lenhart 35:50 Rhule Said It: Professional Collegiate Football If you enjoyed this episode, please Like and Subscribe! #gbr #huskers #nebraska #cfb #b1g Learn more about your ad choices. Visit megaphone.fm/adchoices

Banking on Fraudology
Payments fraud prevention across the lifecycle: Before, during, and after the money moves

Banking on Fraudology

Play Episode Listen Later Mar 18, 2026 41:30


What is up fraud fighters, and welcome to Fraud Forward!This is one of those conversations every fraud, risk, payments, and operations leader should hear.We spend a lot of time talking about fraud losses, scam trends, and faster payments. What we do not always unpack is where the real breakdown happens in the payment journey. Does it start at onboarding? Does it show up in authentication? Is speed the issue? Is recovery the problem? Or are institutions still misreading what payment controls are actually designed to do?In this episode, I sit down with Kyle Caldwell from The Clearing House to unpack payments fraud prevention the way teams actually experience it in the real world:Before a payment startsDuring payment initiationAfter the funds are sentBecause once the money moves, everything changes.That is the core message of this episode. Payments fraud prevention is not only about the rail. It is about the full lifecycle.Kyle brings a practical perspective to one of the biggest myths in our space. Faster payments are not automatically the cause of more fraud. In many cases, the payment itself is just the final stage of a much earlier breakdown involving identity, compromise, or weak controls.If you work in community banking fraud prevention, credit union fraud prevention, or broader fraud operations strategy, this episode gives you a more useful way to think about risk, controls, and response in a real-time environment.What you'll hear in this episodeWhy payments fraud prevention needs to begin long before the payment railHow institutions often confuse rail risk with customer compromiseWhere RTP fraud prevention differs from ACH fraud recovery and wire fraud recoveryWhich payment initiation fraud controls exist in real-time payments that many teams overlookHow indemnity and recovery work in the RTP environmentWhy real time decisioning matters more than relying on investigation after the factWhere firms are overbuilt on detection but underprepared on preventionWhy collaboration across institutions still mattersWhat fraud leaders should be planning for as payment lifecycle fraud evolves in 2026You should listen to this episode if youLead fraud, risk, payments, or operations at a financial institutionAre reviewing RTP fraud prevention or strengthening instant payments fraud controlsWant to improve fraud prevention before payment initiationNeed a better approach to post payment fraud recoveryAre building a stronger financial institution fraud strategyWant practical insight from The Clearing House perspectiveIf this episode gave you something useful, subscribe, leave a review, and share it with another fraud fighter. It helps more people find the show and strengthens the community.

Fundraising Radio
Direct TCH and Fed connection: connecting to the metal with Adam Shannon

Fundraising Radio

Play Episode Listen Later Mar 17, 2026 37:59


In this episode, Adam Shannon, a Founding Engineer at Moov Financial talks about direct integrations with The Clearing House and the Fed. What are the implications of such connections, how do they benefit the end user, improve the flow of funds and who should concern themselves with such connections.Clarification regarding our comments about settlement delays: we talk about payment infrastructure at a high level in this episode, and some examples of settlement timing are simplified. Payments are still required to move through regulated financial institutions and sponsor banks.Follow our Substack here: https://aftfinance.substack.com/Some of the topics that were covered:How does ACH/RTP/FedNow work in general? Structure of fund flow and settlement.What does it mean to connect directly with TCH/Fed?How does that actually work and what's the benefit?Who compiles the transaction files in this case and where is the sponsor bank playing a role?

The Aspiring Psychologist Podcast
From International Student to Clinical Psychologist in the UK | Dr Samuel Chu

The Aspiring Psychologist Podcast

Play Episode Listen Later Mar 13, 2026 41:54 Transcription Available


How do international students actually become clinical psychologists in the UK? In this episode I speak with Dr Samuel Chu, originally from Hong Kong, who moved to London as an international student and is now a qualified NHS clinical psychologist.We unpack the real pathway into UK clinical psychology training, including Tier 4 student visas, international student fees, assistant psychologist roles, NHS access, and the Clearing House application process.Samuel shares his journey of leaving Hong Kong at 18, adapting to British culture, gaining clinical experience in the NHS, and eventually qualifying as a psychologist in the UK.If you're an international student considering studying psychology in the UK, or an aspiring psychologist wondering how overseas applicants navigate the system, this episode offers an honest roadmap.In this episode we discuss:• studying psychology in the UK as an international student• Tier 4 student visas and graduate visas• international university fees and funding challenges• gaining assistant psychologist experience• applying to the DClinPsy through Clearing House• working in the NHS as an international trainee• adapting to British culture and professional lifeWhether you're already studying psychology abroad or exploring the idea of training in the UK, this conversation will help you understand what the journey really looks like.DClinPsy International Timestamps 00:00 The reality of becoming a psychologist in the UK as an international student01:25 Why Samuel moved from Hong Kong to study psychology in London03:27 Cultural differences and adapting to life in the UK06:02 Tier 4 visas and how international students study in the UK07:31 International student fees and funding challenges08:32 NHS access and healthcare for international students09:59 Loneliness and mental health when studying abroad12:06 Finding community and support through university societies16:01 Choosing a master's after undergraduate psychology19:15 Early forensic psychology experience and clinical placements23:54 Applying for the DClinPsy through Clearing House26:32 Clinical experience requirements for psychology training28:53 DBS checks and working with vulnerable populations31:59 Life after qualifying as a clinical psychologist33:13 Surprises about British culture and humour35:34 Samuel's YouTube channel and supporting international applicantsLinks:

WTAW - Infomaniacs
The Infomaniacs: February 27, 2026 (8:00am)

WTAW - Infomaniacs

Play Episode Listen Later Feb 27, 2026 39:53 Transcription Available


AI hacks, Burger King using artificial intelligence, General Manager Ben Downs complaining about the people who make the coffee, updates from the City of College Station with Bobby Lehrmann and Steven Maldonado, a 10-pound chocolate Easter Bunny spotted at Costco, history nuggets, Publisher's Clearing House, Mr. Potato Head, proposed NCAA Football rule changes, and more news. Plus, joining us in the studio today, City of College Station Assistant Director of Water Stephen Maldonado joined WTAW's Scott DeLucia to provide updates on water services, offer a reminder on conservation, compare current water usage to levels from 18 years ago, discuss planning for future growth and infrastructure, address rising water prices, drought monitoring, challenges from state and federal government, available irrigation resources, and more. 

Breaking Banks Fintech
Faster Money: What Does It Really Mean and What’s Next?

Breaking Banks Fintech

Play Episode Listen Later Feb 19, 2026 53:00


In This Episode Payments are getting faster. From RTP to stablecoins, rails are modernizing. Speed alone doesn't equal progress, however. As real-time payment systems expand, banks, businesses, and policymakers are asking a bigger question: how do new payment rails actually change how money moves, decisions get made, and value is created? In this episode of Breaking Banks, host Jason Henrichs brings together Dominic Venturo, SEVP and Chief Digital Officer at U.S. Bank and David Watson, President and CEO at The Clearing House to explore what is really changing beneath the surface. The trio discuss: how instant payments are moving beyond consumer use cases into business and treasury workflows, where banks are finding real opportunity (and where they aren't), and how tools like request-for-payment and stablecoins are reshaping cash flow and transparency. Share with industry friends and colleagues. The episode is not to be missed!

Woody & Wilcox
02-18-2026 Edition of the Woody and Wilcox Show

Woody & Wilcox

Play Episode Listen Later Feb 18, 2026 71:58


Today on the Woody and Wilcox Show: Publisher's Clearing House scam; Woody Game Wednesday; Matthew Broderick's car crashed that killed two people; World record for largest gathering of people wearing ball caps; Penisgate at the Olympics; Woman sues for injury at Donny Osmond concert; Meta has patented AI that can control your social media after your death; And more!

Merchant Sales Podcast
Real-Time Payments (RTP): The Future of Instant Money Movement

Merchant Sales Podcast

Play Episode Listen Later Feb 13, 2026 48:25


Real-time payments are already transforming how money moves, but most payment professionals still don't understand the opportunity. In this episode of the Merchant Sales Podcast, James Shepherd and Patti Murphy sit down with Jim Colassano, Senior Vice President at The Clearing House, to break down the RTP (Real-Time Payments) network and why instant money movement could reshape merchant settlement, cash flow, disbursements, and business payments. They discuss how payments can settle in seconds, why adoption is accelerating, and what ISOs and processors need to do now to stay competitive. The episode also includes a Today in Payments segment with Patti Murphy covering major industry news, including interchange legislation, consumer spending trends, digital wallet adoption, and emerging payment innovations. If you're a merchant sales agent, ISO owner, or payments professional, this episode will help you understand one of the biggest infrastructure shifts happening in the payments industry today.

HealthcareNOW Radio - Insights and Discussion on Healthcare, Healthcare Information Technology and More
Revenue Cycle Optimized: Protect Revenue Through EMR, Clearinghouse, and AI Transitions

HealthcareNOW Radio - Insights and Discussion on Healthcare, Healthcare Information Technology and More

Play Episode Listen Later Feb 11, 2026 29:20


EMR upgrades, clearinghouse changes, and AI automation are reshaping revenue cycle operations, but they can also disrupt cash flow if not carefully managed. This episode focuses on maintaining revenue continuity during system transitions, highlighting where delays commonly occur, how AI automation fits into modern workflows, and what operational safeguards help ensure revenue continues to flow through change. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen

Changing Higher Ed
Stop-Outs, Transfers, and ROI: The Data Already Exists and You're Not Using It

Changing Higher Ed

Play Episode Listen Later Feb 10, 2026 36:59


Higher education is under mounting pressure to prove its value. But the data institutions need to respond already exists — most are just not using it strategically. In this episode of the Changing Higher Ed® podcast, Dr. Drumm McNaughton speaks with Melba Amissi, Chief Customer and Operations Officer at the National Student Clearinghouse, about how the Clearinghouse's cross-institutional data can help college presidents and boards navigate the accountability, affordability, and workforce alignment challenges reshaping higher education. Drawing on a career in financial services, fraud analytics, cybersecurity, and operational transformation, Amissi brings an outsider's perspective to higher ed — one grounded in measurable outcomes and data-driven decision-making. She and Dr. McNaughton explore why institutions must embrace non-linear student pathways, improve credit mobility, strengthen employer partnerships, and lead with transparency to maintain public trust and institutional viability. This conversation is especially relevant for institutional leaders grappling with how to demonstrate return on investment, serve the growing stop-out population, and align programs with workforce needs in a rapidly shifting political and economic landscape. Topics Covered: The National Student Clearinghouse's role beyond compliance reporting — as a strategic benchmarking and analytics resource Why 42 million adults with some college and no credential represent both a challenge and an opportunity How credit mobility and articulation agreements affect enrollment competitiveness The Workforce Pell negotiated rulemaking process and its implications for program design Why workforce alignment should be an "and," not an "or" alongside liberal education How the FAFSA will now warn students about institutions with poor earnings-to-cost outcomes The rising Higher Education Price Index and its compounding effect on institutional costs Real-World Examples Discussed: Franklin University's articulation agreements with over 1,400 institutions, enabling five-minute credit evaluations for transfer students Paul Quinn College's work-integrated model partnering students with Southwest Airlines and other employers Tennessee's statewide talent pipeline that maps graduate competencies directly to employer needs Microsoft's partnership with Miami-Dade College community colleges to build cybersecurity workforce programs Oregon's systemwide credit transfer framework as a model for state-level interoperability Three Key Takeaways for Leadership: Transparency is a survival strategy — proactively share graduation rates, employment outcomes, and student debt data to build trust and stay ahead of regulatory mandates. Align programs with workforce needs through employer partnerships, stackable credentials, and continuous program assessment to demonstrate measurable ROI. Demonstrate real impact — show students, families, and stakeholders the tangible outcomes of your institutional strategies. Bonus Takeaway from Dr. McNaughton: Embrace diverse and non-linear student pathways. The traditional four-year linear journey is no longer the norm — institutions must design systems that serve students from all walks of life and keep the focus on student outcomes. This episode offers a data-grounded look at why higher education's most urgent challenges — cost, accountability, and public trust — require leaders who are willing to use the information already at their disposal to drive strategic change. Read the transcript: https://changinghighered.com/racking-stop-outs-transfers-and-roi-across-the-full-student-journey/ #HigherEducation #HigherEdROI #HigherEducationPodcast #StudentSuccess #WorkforceAlignment 

Leaders In Payments
Special Series: The Future of Modern Payments with Pat Antonacci, Chief Product Officer at The Clearing House | Episode 464

Leaders In Payments

Play Episode Listen Later Feb 5, 2026 25:43 Transcription Available


Money keeps moving while the world sleeps, and the rails behind it are evolving fast. We sit down with Pat Antonacci, Chief Product Officer at The Clearing House, to break down how CHIPS, ACH (EPN), and RTP each power a different promise - liquidity, scale, and always‑on finality and why that mix is reshaping how businesses and consumers move funds.Pat explains why CHIPS dominates high‑value cross‑border flows and how its netting algorithm delivers 30:1 liquidity savings that matter on volatile days. We trace ACH's steady rise, including same‑day and intraday growth, and dig into record holiday peaks that reveal the hidden rhythms of settlement. Then we go deep on RTP: eight years in, 98% of U.S. real‑time traffic, rising daily volumes, a $10 million limit, and use cases spanning account‑to‑account moves, brokerage funding, wallet top‑ups, gig payouts, loan disbursements, and tuition deadlines that can't wait until Monday.The conversation tackles big questions: Are rails competing or complementing? Where are checks being displaced? How do Request for Payment and ISO 20022 unlock cleaner data and fewer exceptions? We explore the 2026 landscape - APIs, cloud, AI‑driven fraud controls, open banking momentum and why the smart strategy is matching the rail to the job: ACH for routine batches, RTP for precise timing and finality, and CHIPS for high‑value, cross‑border certainty. Pat also previews The Clearing House roadmap, from broader RTP ubiquity and fraud tools to extended CHIPS hours that bring wires closer to continuous availability.If you care about how money actually moves and how that movement shapes cash flow, customer trust, and the broader economy, this conversation is your field guide. 

Revenue Cycle Optimized
Protect Revenue Through EMR, Clearinghouse, and AI Transitions

Revenue Cycle Optimized

Play Episode Listen Later Feb 3, 2026 29:20


EMR upgrades, clearinghouse changes, and AI are reshaping revenue cycle operations, but they can also disrupt cash flow if not carefully managed. This episode focuses on maintaining revenue continuity during system transitions, highlighting where delays commonly occur, how AI fits into modern workflows, and what operational safeguards help ensure revenue continues to flow through change.Brought to you by www.infinx.com

Auxiliary Statements
151. Tariff Dossier | Heatwave

Auxiliary Statements

Play Episode Listen Later Jan 16, 2026 73:58


Kyle Tucker is a Los Angeles Dodger. Reading: Tariff Dossier (2025) edited by Heatwave Magazine, with contributions from Chuang, Jamie Merchant, Clearinghouse, Réalité, Raffaele Sciortino, Conatus Editorial and more. Just go read it all here: https://www.heatwavemag.info/dossiers/tariffs/ Send us a question, comment or valid concern: auxiliarystatements(at)gmail.com DISCORD: https://discord.gg/Mb6B2e48

Leaders In Payments
Special Series: The Future of Modern Payments featuring Block and JP Morgan Payments | Episode 457

Leaders In Payments

Play Episode Listen Later Jan 13, 2026 22:15 Transcription Available


Cash flow used to mean waiting and worrying. Today, it can mean deciding and doing. We sit down with Ana Garcia of JPMorgan Payments and James Chi of Block to unpack how real-time payments are reshaping the small business playbook - turning every sale into instantly usable working capital and replacing uncertainty with visibility you can act on.Ana pulls back the curtain on how instant payments actually work: APIs or portals trigger transactions, banks authenticate and screen for fraud and compliance, networks like The Clearing House RTP clear and settle, and funds land in seconds with instant confirmation. James maps those capabilities to real merchant needs - Square's instant transfers to linked accounts, immediate spend via Square Checking, and faster marketplace payouts for merchants - showing how speed enables on-time payroll, proactive inventory management, and smoother refunds.We also get real about adoption. Many owners still don't know they can move money this fast, so education in context is key - surfacing instant options exactly when cash is tight. On safety, both leaders emphasize layered defenses: identity checks, behavioral analytics, transaction limits, and step-up authentication, proving you don't need to trade security for speed. Looking forward, we explore request for payment for cleaner collections, the march toward near-universal bank coverage, and the promise of cross-border instant payments that could redefine supplier and marketplace flows. If you care about liquidity, predictability, and customer trust, this conversation shows how real-time payments turn pressure into momentum.This episode is part of our special series on The Future of Modern Payments sponsored by The Clearing House.

Smart Talk
Street Corner Talking: Kim Simmonds' Blues Legacy, and Building Pathways for Veterans in Healthcare

Smart Talk

Play Episode Listen Later Jan 7, 2026 44:26


In this episode, we explore two powerful stories of legacy, leadership, and service. (00:00:00) First, we honor the life and music of the late Kim Simmonds, legendary blues guitarist and founder of Savoy Brown, through his newly completed autobiography, Street Corner Talking, The Autobiography of Kim Simmonds: The Life and Music of the Founder and Guitarist of Savoy Brown. Before his passing in 2022, Simmonds spent years writing the story of his remarkable six-decade journey in blues-rock. from discovering the blues in post–World War II Wales to leading one of Britain’s most enduring bands and achieving lasting success in the United States with classic albums like Street Corner Talking and Hellbound Train. Kim’s wife, Debbie Lyons Simmonds, joins the conversation to discuss how she carefully compiled his original writings so the book could be published exactly as he intended. As Debbie explains, “It’s all Kim’s words, I didn’t add, I didn’t delete, I didn’t change anything.” Music historian and author Robert Schaffner also joins us, sharing how he has been instrumental in helping promote the book and preserve Kim’s place in blues history. Together, they reflect on Savoy Brown, the early British blues movement, and the personal stories behind the music. Street Corner Talking, The Autobiography of Kim Simmonds: The Life and Music of the Founder and Guitarist of Savoy Brown is available now for preorder, ahead of its January 28, 2026, release. (00:22:29) In the second half of the episode, we shift to an important and timely discussion on healthcare and veteran employment. Daniel Perkins, founder and principal scientist of the Clearinghouse for Military Family Readiness at Penn State, joins us to talk about a recent forum held in Harrisburg examining how states across the country are creating structured pathways for military medics to transition into civilian healthcare roles. These models may offer valuable insights for Pennsylvania as it looks to address healthcare workforce shortages while supporting veterans and their families.Support WITF: https://www.witf.org/support/give-now/See omnystudio.com/listener for privacy information.

Bleav in Falcons
Clearing House, Terry Fontenot and Raheem Morris FIRED

Bleav in Falcons

Play Episode Listen Later Jan 5, 2026 38:32


Mike Turner and Ovie Mughelli get into how the season ended with a big win over the Saints and in more important news, how the Falcons front office has relieved BOTH Terry Fontenot AND Raheem Morris of their duties with the team. Where do the Falcons go from here? The Falcons have joined a long list of NFL teams that will be looking for a brand new talented head coach to help them build off the talented roster they have, do the guys have any ideas? Listen in to find out! ONLY right here on Bleav in Falcons! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Chat With Traders
313 · Doug Colkitt - When Crypto Markets Break: Liquidations, Leverage, and Markets Under Stress

Chat With Traders

Play Episode Listen Later Dec 16, 2025 68:49


In this episode, we examine what actually happens when crypto markets break — how leverage builds beneath the surface, liquidity disappears, and liquidation cascades turn volatility into systemic failure. Doug Colkitt, a quantitative trader and DeFi builder whose experience spans both traditional finance and crypto market structure. Doug began his career on Wall Street at Citigroup before moving into high-frequency trading at Citadel during the 2008 financial crisis. He later built and traded his own systems across futures, volatility products, and international equities, including running a major market-making operation in Turkish stocks. Today, Doug focuses on crypto and DeFi infrastructure, working with perpetual futures, liquidation mechanics, and exchange design. We discuss why traders still get wiped out when they think they're hedged, how liquidation cascades accelerate, and what recent market failures reveal about leverage and market structure under stress. Links +Resources: Ambient Finance on X (Twitter): @AmbientFinance Website: https://ambient.finance Sponsor of Chat With Traders Podcast: ●       Trade The Pool:  ⁠⁠http://www.tradethepool.com⁠⁠    Time Stamps: Please note: Exact times will vary depending on current ads. 00:00:00  Intro and Background 00:03:43  Starting Individual Trading and High Frequency Systems 00:04:09  Focus on Index Futures and Competitive Markets 00:06:15  Michael Lewis's 'Flash Boys' and HFT Accuracy 00:07:00  Impact of HFT on Smaller Traders 00:09:13  Market Makers and Price Competition 00:09:37  HFT Evolution and Market Dynamics 00:11:24  Trading VIX Futures and Market Inefficiencies 00:13:08  Transitioning to Medium Frequency Trading 00:13:34  Trading Turkish Equities and Market Makings 00:15:35  Exploring Cryptocurrency Trading 00:18:32  Diving into Decentralized Finance (DeFi) 00:20:06  Arbitrage Opportunities in Crypto Markets 00:22:00  Flash Loans and Risk-Free Trading 00:22:48  Adjustments to Trading Bots Over Time 00:25:11  Criteria for Trusting Decentralized Exchanges 00:28:46  Liquidity Providing and Yield Opportunities 00:29:16  Volatility and Risks in Liquidity Provisioning 00:31:47  Understanding Perpetual Contracts in Crypto 00:36:04  October 10, 2025 Crypto Massacre Overview 00:37:36  Leverage and Market Dynamics 00:41:23  Impact of Liquidations on Market Sentiment 00:41:43  Market Maker Behavior During Crises 00:43:45  Liquidity Issues in Centralized Exchanges 00:44:53 Hyper Liquid Vault and Liquidation Dynamics 00:45:55 Market Making Strategies and Risk Management 00:49:15 Insurance Fund Models in DeFi 00:51:43 Ambient Finance Project Overview 00:53:08 Separation of Exchange and Clearinghouse 00:54:14 Innovations in Perpetual Trading 00:55:46 Takeaways from the October 10th Massacre 00:57:03 Future Plans for Insurance Fund Integration 00:58:28 Real World Assets and Crypto Integration Trading Disclaimer:  Trading in the financial markets involves a risk of loss. Podcast episodes and other content produced by Chat With Traders are for informational or educational purposes only and do not constitute trading or investment recommendations or advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

Off the Rails from the U.S. Faster Payments Council - FPC
20 Nov 2025 Kyle Caldwell and Keith Melton from The Clearing House on the RTP Network and new Fraud Services from TCH

Off the Rails from the U.S. Faster Payments Council - FPC

Play Episode Listen Later Nov 20, 2025 36:37


Happy Thanksgiving to our American listeners! Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Kyle Caldwell and Keith Melton from The Clearing House. The trio discuss the growth of the RTP Network, instant payments use cases, the new fraud service that TCH is rolling out, and a ton of other stuff.

Remarkable Marketing
Dr. Peter Attia: B2B Marketing Lessons on How to Outlive Your Competition with Ashley Sturm, VP of Marketing at Opengear

Remarkable Marketing

Play Episode Listen Later Nov 18, 2025 50:17


Real strength isn't flashy. It's earned through quiet discipline over time. The same goes for B2B marketing: sustainable growth comes from strong foundations, not sporadic wins.That's the lesson of Dr. Peter Attia, the longevity expert who reshaped how millions think about health. In this episode, we explore his B2B marketing parallels with the help of our special guest Ashley Sturm, VP of Marketing at Opengear.Together, we uncover what B2B marketers can learn from building strong systems behind every campaign, committing to a long-term content strategy, and meeting audiences where they are with multichannel storytelling.About our guest, Ashley SturmAshley Sturm is VP of Marketing at Opengear. Ashley is a marketing and strategy leader with more than 15 years of experience developing strategic marketing initiatives to increase brand affinity, shape the customer experience, and grow market share. Before joining Opengear, she served as the Vice President of Marketing at Nautilus Data Technologies. Prior to that, she served as the Senior Director of Marketing Brand and Content for NTT Global Data Centers Americas, spearheading marketing efforts to open two out of six data center campuses.Ashley has led global marketing through the startup of Vertiv's Global Data Center Solutions business unit, where she developed the unit's foundational messaging and established global and regional marketing teams. Ashley's career experience includes extensive work with the US Navy through the Clearinghouse for Military Family Readiness as well as broadcast journalism. A graduate of the University of Missouri's School of Journalism, Ashley specializes in journalism and converged media.What B2B Companies Can Learn From Dr. Peter Attia:Focus on strength in the unseen work. Just like Dr. Attia emphasizes strength in the eccentric phase of movement (the part no one sees), Ashley connects that to B2B marketing fundamentals. Campaigns fail when the foundation is weak. As she puts it: “[It's] not just the big flashy campaigns or the launches, it's about the control, the discipline, and the structure behind them.” By investing in process, frameworks, and messaging systems, brands build resilience and long-term performance. The lesson: don't obsess over launch day, obsess over what holds it all together.Commit to the slow burn strategy. Dr. Attia didn't explode overnight. He showed up for years through podcasts, long-form content, and thought leadership before publishing his book, Outlive: The Science and Art of Longevity. Ashley calls out the power of consistency over time, saying: “He committed to the slow burn… we're in this for the long haul.” In B2B, that translates to sticking with a point of view, consistently educating your market, and building credibility brick by brick. Thought leadership is earned, not launched, and trust compounds for brands that stay the course.Meet people on their terms. Dr. Attia doesn't rely on one channel or format. He scales his ideas across podcasts, books, YouTube tutorials, social clips, and deep science blogs. Ashley ties that directly to B2B content strategy: “Where are they gonna be? How do they wanna consume it? Let's make sure we've morphed the content to fit that medium.” Your buyers consume differently at different moments. Repurpose one core message into channel-native formats to reach them everywhere they are, not where you wish they were.Quote“Strength is built in the parts we sometimes overlook — the details, the structure, the lowering motion — that's where you build resilience. Whether in health or in business.”Time Stamps[00:55] Meet Ashley Sturm, VP of Marketing at Opengear[01:12] Why Dr. Peter Attia?[04:02] Role of VP of Marketing at Opengear[05:03] Deep Dive into Dr. Peter Attia's Work[11:23] B2B Marketing Lessons from Dr. Peter Attia[39:48] Building Authentic Content Strategies[45:57] Advice for Marketing Leaders[48:35] Final Thoughts and TakeawaysLinksConnect with Ashley on LinkedInLearn more about OpengearAbout Remarkable!Remarkable! is created by the team at Caspian Studios, the premier B2B Podcast-as-a-Service company. Caspian creates both nonfiction and fiction series for B2B companies. If you want a fiction series check out our new offering - The Business Thriller - Hollywood style storytelling for B2B. Learn more at CaspianStudios.com. In today's episode, you heard from Ian Faison (CEO of Caspian Studios) and Meredith Gooderham (Head of Production). Remarkable was produced this week by Jess Avellino, mixed by Scott Goodrich, and our theme song is “Solomon” by FALAK. Create something remarkable. Rise above the noise. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Leaders In Payments
Special Series: The Future of Modern Payments with Sal Karakaplan, Chief Strategy Officer at The Clearing House

Leaders In Payments

Play Episode Listen Later Nov 13, 2025 26:13 Transcription Available


Money doesn't just move; it travels across rules, rails, and risk decisions that either create trust or destroy it. In the first of three episodes, we sit down with Sal Karakaplan, Chief Strategy Officer at The Clearing House, to explore how a century-old operator keeps reinventing the core of U.S. payments while shipping modern capabilities at scale. From instant settlement to tokenized data, this is a close look at what it takes to wire an economy for speed without sacrificing safety.We start with the foundation: what TCH runs under the hood - RTP, CHIPS, EPN, and check image exchange - and why reliability and advocacy both matter when you're operating the plumbing. Sal opens the strategy playbook: scan market trends, pick where to build, buy, or partner, and relentlessly prioritize use cases that create measurable customer value. That lens frames a practical take on open banking, where market innovation and regulation advance in parallel. Expect straight talk on security, DDA tokenization, liability clarity, and user consent that's simple for people and robust for compliance.RTP steps into focus with concrete momentum: growing daily volumes, expanding bank enablement, and use cases that resonate; account-to-account funding, B2C disbursements, merchant settlement, insurance payouts, and early wage access. We get real about adoption hurdles in a fragmented banking market and how to make the business case stack up. Beyond speed, the conversation highlights ISO 20022 and data-rich messages that reduce reconciliation friction and sharpen risk controls - critical for CFOs, treasurers, and operations leaders chasing working capital gains.Then we tackle stablecoins with a bottom-up filter: where do they outperform existing rails? Cross-border stands out, from remittances to marketplace payouts, alongside emerging hypotheses in tokenized settlement. Sal lays out the next 3–5 years: push RTP to ubiquity, evaluate DLT and tokenized deposits with discipline, lean into AI for commerce and fraud defense, and elevate security and data as first-class features. It's a pragmatic roadmap for banks, fintechs, and enterprises that want real outcomes, not buzzwords.

Leaders In Payments
PayTech Women Leadership Summit Day One | Episode 444

Leaders In Payments

Play Episode Listen Later Nov 12, 2025 21:01 Transcription Available


Recorded live from the PayTech Women Leadership Summit in Atlanta, we bring you a rapid, energizing tour of leadership lessons from executives, board members, and rising voices shaping the future of payments and fintech. A special thanks to our episode sponsor Global Payments. Across crisp conversations, a common theme emerges: community multiplies competence. You'll hear how curiosity fuels influence, why relationships beat résumés, and how owning your personal banner outlasts any company logo.Chrissy Wagner (FIS) opens with a hard truth many leaders overlook—self care is strategy. When your cup is full, you lead with clarity and generosity. Margaret Weichert draws on three decades across Bank of America, First Data, Accenture, EY, and The Clearing House to champion curiosity as a daily practice: learn the tech, the processes, and the business context so every presentation connects to customer value and shareholder outcomes. That framing travels across product, risk, and operations, especially as rails evolve and real-time becomes table stakes.Relationship building gets tactical with Rebecca Walden (Corvia), who shares how to deepen ties beyond LinkedIn: Zoom coffees, thoughtful introductions, timely articles, and in-person meetups that convert weak ties into trusted allies. Executive coach Cynthia Knowles underscores investing in purpose and skills, noting that the summit creates rare neutral ground where fierce competitors become generous collaborators. Melissa Desjardins (Protiviti) offers a powerful structure—build a personal board of directors who challenge your assumptions and push you to take bold steps, then return the favor for others.From the talent pipeline, Laura Gibson Lamothe (Georgia FinTech Academy) shows how belonging accelerates careers, especially for those who haven't always seen themselves reflected in leadership. Kathy Kmiotek urges leaders to own their personal banner—your story, your value proposition—through every career shift. And Naomi Donaldson (FISERV) connects the dots across industry change, from cash and checks to crypto, stablecoins, and agentic commerce, while navigating the realities of growth, family, and leadership on a shared stage with industry rivals.If you care about payments innovation, career momentum, or simply leading with purpose in a competitive market, this conversation delivers practical, repeatable moves you can use today. 

Plain English Podcast | Learn English | Practice English with Current Events at the Right Speed for Learners

Today's story: Publishers Clearing House made its name by offering magazine subscriptions through the mail—along with the chance to win big prizes. The lure of big winnings helped the company sell millions of subscriptions. Some winners received $5,000 a week for life. But the company recently declared bankruptcy, and the "lifetime" payments stopped.Transcript & Exercises: https://plainenglish.com/816Full lesson: https://plainenglish.com/816 --Upgrade all your skills in English: Plain English is the best current-events podcast for learning English.You might be learning English to improve your career, enjoy music and movies, connect with family abroad, or even prepare for an international move. Whatever your reason, we'll help you achieve your goals in English.How it works: Listen to a new story every Monday and Thursday. They're all about current events, trending topics, and what's going on in the world. Get exposure to new words and ideas that you otherwise might not have heard in English.The audio moves at a speed that's right for intermediate English learners: just a little slower than full native speed. You'll improve your English listening, learn new words, and have fun thinking in English.--Did you like this episode? You'll love the full Plain English experience. Join today and unlock the fast (native-speed) version of this episode, translations in the transcripts, how-to video lessons, live conversation calls, and more. Tap/click: PlainEnglish.com/joinHere's where else you can find us: Instagram | YouTube | WhatsApp | EmailMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

For the Sake of the Child
How Policy Can Impact Military Families

For the Sake of the Child

Play Episode Listen Later Nov 4, 2025 38:17


Dr. Daniel Perkins and Dr. Jennifer Karre discuss the importance of policy in supporting military-connected students and families.  Listen as they examine the implementation of four policy initiatives: Advance Enrollment (AE), the Military Interstate Children's Compact Commission (MIC3), the Military Student Identifier (MSI), and the Purple Star School program.   This podcast is made possible by generous funding from the West Point Spouses' Club.  To learn more, visit https://westpointspousesclub.org/.   Audio mixing by Concentus Media, Inc., Temple, Texas.   Show Notes: Resources:   Clearinghouse for Military Family Readiness https://militaryfamilies.psu.edu/   Evaluation of State Implementation of Supportive Policies to Improve Educational Experiences and Achievement for K-12 Military Children https://militaryfamilies.psu.edu/projects/view/speak-military-children/   Military Interstate Children's Compact Commission https://mic3.net   Military Student Identifier https://militarychild.org/wp-content/uploads/2025/01/2025-104-MSI-Position-Statement_20250103-1.pdf   Military Child Education Coalition https://www.militarychild.org   Bio: Daniel F. Perkins, Ph.D., is a Professor of Family and Youth Resiliency and Policy at Penn State University and also the Director and Principal Scientist of the Clearinghouse for Military Family Readiness at Penn State, a university-wide applied research center.  Dr. Perkins has been designing and evaluating strengths-based family and youth development programs in 4-H and Cooperative Extension and leading complex projects for over 25 years. His work involves teaching, research, and outreach through the Penn State Cooperative Extension Service. One of his primary areas of focus is in fostering the well-being of military service members, veterans, and their families through the Clearinghouse. In his role as Principal Scientist, he is able to facilitate the translation of science into action by providing comprehensive, science-based programs and technical assistance to professionals working with military service members, veterans and their families.     Jennifer Karre, Ph.D. is a Research & Evaluation Scientist at the Clearinghouse for Military Family Readiness at Penn State. Her Ph.D. is in Developmental Psychology. For over a decade, her role at the Clearinghouse has centered around program and policy evaluation. She has worked on evaluations of programs and policies for Service Members and their families related to fathering, parenting, child and youth development, child and youth educational support, couple relationships, reintegration after deployment, financial readiness, and emergency preparedness. 

Fundraising Radio
RTP covered by Cheryl Gurz

Fundraising Radio

Play Episode Listen Later Oct 22, 2025 38:01


Cheryl Gurz Product Manager with RTP at The Clearing House in this episode is explaining the key functionality of RTP and the backend.Here are the key takeaways from the interview:TCH basically works to recoup the losses - they are not for profit.Zelle does instant clearing but not settlement, while RTP is the first network in the US where clearing and settlement are done together on the good funds model.Majority of payments are executed in 3.5 seconds.5 million of RFPs were processed last year (2024)."pending issue" is there because of the batch posting by banks. They post the transaction at the end of the day, the available balance will change.Pricing - TCH is charging $0.045 per credit but your bank can charge as much as they want to.43% of the RTP payments are made after the standard banking hours.The banks that are on the RTP network have to make the funds in the credit transaction within 5 seconds 24/7. "You don't need to know how the payment is made"Meet us at AFP, booth #618!!!Cheryl's LinkedIn: https://www.linkedin.com/in/cheryl-gurz-0871287/As always, check out my Substack and specifically my post about Requests for Payments.Find RFP documentation here: https://drive.google.com/file/d/1vUGD14WbFvVB5iy7Zy9QcnIYKLr-riIM/view?usp=sharing

The Brain Candy Podcast
950: Lilith Fair, Nuns on the Run, & Karen's Baseball

The Brain Candy Podcast

Play Episode Listen Later Oct 6, 2025 61:57


Sarah went gay line-dancing, which is like regular line-dancing, but awesome! And now she's hooked. We discuss the Lilith Fair documentary, how the festival compares to Woodstock 99, why women should run more stuff, and why we have a lot of concerts to go to now. We learn about three nuns who broke out of their retirement home and returned to their convent, and the Vatican is not pleased. Hear why Ed McMahon's Publisher's Clearinghouse winners are getting screwed, and now they're going broke despite being lottery winners. We discuss the viral Karen baseball incident, why old people need to can it, and why one of our friends has a crazy hot take about it. Plus, a lot of colleges are now allowing students to bring their pets into the dorms, and Sarah thinks it is a very bad idea.Brain Candy Podcast Presents: Susie & Sarah's SpOoOoOoOoktacular Spectacle, October 30, Oriental Theater, Denver, Colorado: Get your tickets! Brain Candy Podcast Website - https://thebraincandypodcast.com/Brain Candy Podcast Book Recommendations - https://thebraincandypodcast.com/books/Brain Candy Podcast Merchandise - https://thebraincandypodcast.com/candy-store/Brain Candy Podcast Candy Club - https://thebraincandypodcast.com/product/candy-club/Brain Candy Podcast Sponsor Codes - https://thebraincandypodcast.com/support-us/Brain Candy Podcast Social Media & Platforms:Brain Candy Podcast LIVE Interactive Trivia Nights - https://www.youtube.com/@BrainCandyPodcast/streamsBrain Candy Podcast Instagram: https://www.instagram.com/braincandypodcastHost Susie Meister Instagram: https://www.instagram.com/susiemeisterHost Sarah Rice Instagram: https://www.instagram.com/imsarahriceBrain Candy Podcast on X: https://www.x.com/braincandypodBrain Candy Podcast Patreon: https://www.patreon.com/braincandy (JOIN FREE - TONS OF REALITY TV CONTENT)Brain Candy Podcast Sponsors, partnerships, & Products that we love:Get $10 off your first month's subscription and free shipping when you go to https://nutrafol.com and enter the promo code BRAINCANDYThis episode is sponsored by BetterHelp. Get 10% off your first month at https://www.betterhelp.com/braincandyGet 25% off your first month of Ritual when you visit https://ritual.com/braincandy & add Essential Protein today.Save 20% Off Honeylove by going to https://www.honeylove.com/braincandy #honeylovepodSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Lehto's Law
New Publishers Clearing House Will Protect FUTURE Winners

Lehto's Law

Play Episode Listen Later Oct 3, 2025 9:56


Publishers Clearing House declared bankruptcy recently and stopped payments to some of its previous winners; the company that bought PCH out of bankruptcy says it will continue in business and take steps to protect future winners to make sure they get paid regardless of what happens in the future. https://www.lehtoslaw.com

protect winners clearinghouse pch publishers clearing house
Commute | The Podcast
QWERTY | The End of Publishers Clearing House

Commute | The Podcast

Play Episode Listen Later Sep 22, 2025 20:46


Ever wonder why keyboards seem random rather than in alphabetical order? Hint: it wasn't done to help you type quicker. For 70 years, Publishers Clearing House knocked on the door of an unsuspecting winner and presented them with a giant cardboard check, granting them monthly payments for the rest of their lives. Things have changed. Sources:https://www.cnn.com/2025/09/16/business/publishers-clearing-house-bankruptcy-winners-lose-prizeshttps://www.smithsonianmag.com/history/the-qwerty-keyboard-will-never-die-where-did-the-150-year-old-design-come-from-49863249/http://www.commutethepodcast.comFollow Commute:Instagram - instagram.com/commutethepodcast/Twitter - @PodcastCommuteFacebook - facebook.com/commutethepodcast

hint clearinghouse qwerty publishers clearing house
The Mo'Kelly Show
Wellness Wednesday w/ Claudine Cooper & Publisher's Clearing House Bankruptcy

The Mo'Kelly Show

Play Episode Listen Later Sep 18, 2025 28:58 Transcription Available


ICYMI: Hour Two of ‘Later, with Mo'Kelly' Presents – ‘Wellness Wednesday' with wife, mother, fitness expert, masterful storyteller & regular guest contributor Claudine Cooper AKA ‘The Nice Exercise Lady' weighing in on Pilates and Yoga elitists claims that Gyms have watered down both exercise systems…PLUS – Thoughts on Publisher's Clearing House filing bankruptcy and NOT “honoring payouts for those who won before July 15th of 2025 - on KFI AM 640…Live everywhere on the iHeartRadio app & YouTube @MrMoKelly

Rover's Morning Glory
WED PT 3: Charlie does not want the National Guard deployed

Rover's Morning Glory

Play Episode Listen Later Sep 17, 2025 39:20


Publisher's Clearing House filed for bankruptcy and what that means for some of their winners. Deploying the National Guard.  

Rover's Morning Glory
WED FULL SHOW: JLR apartment hunting, Charlie boogie boards in a parking lot, and Duji shows her dying cat on a video call

Rover's Morning Glory

Play Episode Listen Later Sep 17, 2025 180:16


Zombie Ass: Toilet of the Dead. Charlie, and his friends, once boogie boarded in a flooded parking lot. Prime Vision uses augmented reality during broadcast of sports games. Offsides. JLR apartment hunting. Hot girls for Luigi Mangione. Revolution in Europe. Kissing bug disease. Publisher's Clearing House filed for bankruptcy and what that means for some of their winners. Deploying the National Guard. Duji was showing her dying cat on a show video call. The text thread between Tyler Robinson and their transgender furry roommate. Charlie doesn't believe the validity of the text.

Rover's Morning Glory
WED PT 3: Charlie does not want the National Guard deployed

Rover's Morning Glory

Play Episode Listen Later Sep 17, 2025 38:18


Publisher's Clearing House filed for bankruptcy and what that means for some of their winners. Deploying the National Guard.  See omnystudio.com/listener for privacy information.

Rover's Morning Glory
WED FULL SHOW: JLR apartment hunting, Charlie boogie boards in a parking lot, and Duji shows her dying cat on a video call

Rover's Morning Glory

Play Episode Listen Later Sep 17, 2025 177:25


Zombie Ass: Toilet of the Dead. Charlie, and his friends, once boogie boarded in a flooded parking lot. Prime Vision uses augmented reality during broadcast of sports games. Offsides. JLR apartment hunting. Hot girls for Luigi Mangione. Revolution in Europe. Kissing bug disease. Publisher's Clearing House filed for bankruptcy and what that means for some of their winners. Deploying the National Guard. Duji was showing her dying cat on a show video call. The text thread between Tyler Robinson and their transgender furry roommate. Charlie doesn't believe the validity of the text. See omnystudio.com/listener for privacy information.

Jason & Alexis
9/16 TUES HOUR 3: We got to the top for Project Down and Dirty clues, DIRT ALERT: RIP Robert Redford, some Amy Grant love and "GBBO" thoughts, and Publisher's Clearing House drama

Jason & Alexis

Play Episode Listen Later Sep 16, 2025 37:13


We got to the top for Project Down and Dirty clues, DIRT ALERT: RIP Robert Redford, some Amy Grant love and "GBBO" thoughts, and Publisher's Clearing House dramaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Todd N Tyler Radio Empire
9/11 App 2 No More 5K A Week

Todd N Tyler Radio Empire

Play Episode Listen Later Sep 11, 2025 12:31


Publisher's Clearinghouse went bankrupt!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Morning Somewhere
2025.09.10: Pimps Learn Mandarin

Morning Somewhere

Play Episode Listen Later Sep 10, 2025 22:52


Burnie and Ashley discuss the Duolingo takeover, the Apple awe dropping event, Lemmings & Brontosauruses, under-using technology, being one number away from a billion dollars, Publisher's Clearing House, Russia's crypto conspiracy for US debt, and the line between fetish and fraud.

Dave & Chuck the Freak: Full Show
Tuesday, September 9th 2025 Dave & Chuck the Freak Full Show

Dave & Chuck the Freak: Full Show

Play Episode Listen Later Sep 9, 2025 195:49


Dave and Chuck the Freak talk about Wonderful Weirdos Day, reusable incontinence boxers for men, emailer went to a movie and asked girl to buy her socks, most expensive thing people buy that they never use, 71-year-old hits big at casino and gets robbed, 88-year-old man injured during jewelry store smash and grab, man realized he was duped into buying fake Rolex, inmate hanging out of Deputy of Corrections van crying out for help, deputy rescued after semi crashed and pinned him to guard rail, kids rescued from hole that filled in water, man gets experimental pig organ transplant, Dave saw car with middle fingers on back window, NFL planting undercover cops at games, Shaq helps young wrestler, guy seen jerking at Korn and System of a Down concert, Charlie Sheen went hunting for Nessie, Sopranos actress goes fully nude on OnlyFans, music can help alleviate motion sickness, Lil Jon came in 3rd place at beach fitness competition, couple caught having sex on public beach, old guy sprayed guy at grocery store with bug spray, YouTuber raised money for struggling man who’s then robbed, guy found living in condo crawl space, former soccer player sent woman to hospital because of his big dong, fashion brand turning panties into hair ties, shop where you can test out sex toys before you buy them, dog extinguished a stick of lit dynamite, man pulled gun during road rage incident with student driver, valet takes customer’s car for joy ride, woman’s encounter with 8ft gator, guy wins Publisher’s Clearing House and checks stop when bankruptcy filed, most expensive house in US, KFC jelly beans, and more!

The Von Haessler Doctrine
The Von Haessler Doctrine: S15/EP169 - Christmas Corn

The Von Haessler Doctrine

Play Episode Listen Later Sep 9, 2025 130:57


Join Eric, @TimAndrewsHere, @Autopritts, @JaredYamamoto, Greg, and George LIVE on 95.5 WSB from 3pm-7pm as they chat about the amazing weekend of football, the screwing of Publisher's Clearing House winners, the Atlanta Streetcar shutdown, and so much more! *New episodes of our sister shows: The Popcast with Tim Andrews and The Nightcap with Jared Yamamoto are available as well!

Slacker & Steve
Full show - Monday | Useless thing in your head | News or Nope - JonBenét Ramsey, Fyre Festival, and Publisher's Clearing House | Will Erin let us read her diary? | OPP - I hate how my ex is coparenting | The Diary - Day 45 | Was the Phillies Karen actu

Slacker & Steve

Play Episode Listen Later Sep 9, 2025 74:09


Full show - Monday | Useless thing in your head | News or Nope - JonBenét Ramsey, Fyre Festival, and Publisher's Clearing House | Will Erin let us read her diary? | OPP - I hate how my ex is coparenting | The Diary - Day 45 | Was the Phillies Karen actually in the wrong? | Something is wrong with T. Hack | Occasional Diddy Dirt | Stupid stories www.instagram.com/theslackershow www.instagram.com/ericasheaaa www.instagram.com/thackiswack www.instagram.com/radioerin

Slacker & Steve
News or Nope - Monday - JonBenét Ramsey, Fyre Festival, and Publisher's Clearing House

Slacker & Steve

Play Episode Listen Later Sep 8, 2025 8:10


These are the headlines you NEED to know about!

Lehto's Law
Publishers Clearing House Stops Paying Winners

Lehto's Law

Play Episode Listen Later Sep 6, 2025 11:04


Publishers Clearing House has cut off payments to some of its winners because they entered bankruptcy. https://www.lehtoslaw.com

paying winners stops clearinghouse publishers clearing house
The Tom and Curley Show
Hour 2: Oregonian won '$5,000 a week, forever!' from Publishers Clearing House. Then the company went bankrupt

The Tom and Curley Show

Play Episode Listen Later Sep 5, 2025 31:52


4pm: Guest – Charles Prestrud – Director of the Cole center for Transportations at The Washington Policy Center // Charles has more than thirty years of transportation experience, including serving as WSDOT’s planning manager for King and Snohomish Counties. // Seattle mayor ruffles feathers over $30B Sound Transit budget woes, priorities // Hot mic picks up Putin and Xi discussing organ transplants and immortality // Bryan Johnson: How I Made Myself Younger // Oregonian won '$5,000 a week, forever!' from Publishers Clearing House. Then the company went bankrupt

Wally Show Podcast
Deserving a Better Tip: September 4, 2025

Wally Show Podcast

Play Episode Listen Later Sep 4, 2025 46:55


TWS News 1: William Wants Breakfast – 00:26 Home Depot Prayer Lady – 3:21 TWS News 2: DWTS Season 34 Cast – 8:40 Deserving a Better Tip – 12:20 GenZ Military Alphabet – 17:48 TWS News 3: Publisher’s Clearing House – 20:02 ChatGPT Jobs – 23:34 5 Second Game – 29:02 Rock Report: DENzel Washington – 35:21 5 Word Spiritual Advice – 37:49 You can join our Wally Show Poddies Facebook group at www.facebook.com/groups/WallyShowPoddies

Hammer + Nigel Show Podcast
Lifetime Winner of Publisher's Clearing House Won't Get Paid Anymore

Hammer + Nigel Show Podcast

Play Episode Listen Later Sep 4, 2025 1:47 Transcription Available


A man in Oregon won a Publisher's Clearing House sweepstakes back in 2012 that would pay him $5,000 a week forever, but now that's no more as PCH has gone bankrupt. See omnystudio.com/listener for privacy information.

Greg & The Morning Buzz
Publishers Clearing House. 9/4

Greg & The Morning Buzz

Play Episode Listen Later Sep 4, 2025 10:33


We say goodbye to PCH.

clearinghouse pch publishers clearing house
He Said She Said the Money Guide Podcast
9 Dogs and 9 Brews in 9 Innings (Episode 281)

He Said She Said the Money Guide Podcast

Play Episode Listen Later Aug 26, 2025 29:00


Good luck with that! Plus AOL dial-up service comes to a close, Publisher's Clearing House leaves sweepstakes winners in the lurch, Taylor Swift inspired taxes, ICE recruitment and a Fed governor called to resign.

Bucknuts Morning 5
Reacting to bombshell news that 'nearly 100%' deals from collectives being rejected by NIL clearinghouse

Bucknuts Morning 5

Play Episode Listen Later Jul 11, 2025 41:30


Well, it did not take long for the College Sports Commission's "NIL Go" clearinghouse to make waves. According to the director of Utah State's collective, Dalton Forsythe, "nearly 100 percent of collective-backed NIL deals are being denied, regardless of size or structure. The College Sports Commission has taken the position that collectives cannot serve a 'valid business purpose' — a standard that was never clearly communicated before implementation." On today's show, Jonah Booker and Dave Biddle discuss this situation and what might be coming down the pike. If an athlete's NIL deal is rejected -- and he challenges that ruling in a court of law -- the athlete would likely prevail, right? Or does the House settlement actually have teeth, allowing the clearinghouse to reject any and all deals from collectives? We also discuss how much Ohio State will miss Will Howard this season at quarterback -- particularly his ability in the RPO game and his leadership -- and much more. That is coming your way on the Friday 5ish. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Stuff You Missed in History Class
Children's Morality Code of 1916

Stuff You Missed in History Class

Play Episode Listen Later Mar 17, 2025 35:31 Transcription Available


In 1916, the National Institution for Moral Instruction had a contest to see who could come up with the best morality code. For kids. Evolving views on childhood, child labor laws, patriotism, and eugenics influenced this effort. Research: “$5000 Prize Winners Announced Oct. 1” Dean Bennion in Race.” Daily Utah Chronicle. April 23, 1917. https://www.newspapers.com/image/289878324/?match=1&terms=%22Morality%20Code%22%20winner “93 Virtues Make the Perfect Man.” Tulsa World. Dec. 22, 1919. https://www.newspapers.com/image/884436330/?match=1&terms=Iowa%20%22character%20education%22%20 Brimi, Hunter. “Academic Instructors or Moral Guides? Moral Education in America and the Teacher’s Dilemma.” The Clearing House, vol. 82, no. 3, 2009, pp. 125–30. JSTOR, http://www.jstor.org/stable/30181093 Character Education Inquiry. “Studies in the nature of Character.” New York. Macmillan. 1928. https://archive.org/details/studiesinnatureo0001char/page/n7/mode/2up “Character Education Methos Research.” Atlanta Constitution. Sept. 30, 1917. https://www.newspapers.com/image/26907400/?match=1&terms=%22Morality%20Code%20Competition%22 “The Children’s Morality Code.” Virginia Teacher. March 1924. https://commons.lib.jmu.edu/cgi/viewcontent.cgi?article=2194&context=va-teacher “College Professors and Others in All States Take Part in Contest to Decide Best Method of Character Building in the Growing Generation.” Washington Post. March 4, 1917. https://www.newspapers.com/image/28849374/?match=1&terms=%22Morality%20Code%20Competition%22 Davis, Emily C. “Why Children Lie.” Springfield Daily Republican. May 20, 1928. https://www.newspapers.com/image/1062989775/?match=1&terms=%22Character%20Education%20Inquiry%22 “Dean Competes in $5000 Contest.” Daily Utah Chronicle. Nov. 23, 1916. https://www.newspapers.com/image/289875150/?match=1&terms=%22National%20Morality%20Codes%20Competition%22 DEPARTMENT OF THE INTERIOR BUREAU OF EDUCATION. “Character Education.” REPORT OF THECOMMITTEE ON CHARACTER EDUCATION OFTHE NATIONAL EDUCATION ASSOCIATION. Washington Government Printing Office. 1926. https://files.eric.ed.gov/fulltext/ED541955.pdf “Educational Body Offers Big Prize.” New Britain herald. April 4, 1922. https://chroniclingamerica.loc.gov/lccn/sn82014519/1922-04-04/ed-1/seq-12/ “Efficiency Methods Applied to Task of Codifying Ethics.” Times Herald. Jan. 27, 1917. https://www.newspapers.com/image/79883841/?match=1&terms=%22Morality%20Code%20Competition%22 “Educating Body Offers Big Prize.” New Britain Herald. April 04, 1922. https://chroniclingamerica.loc.gov/lccn/sn82014519/1922-04-04/ed-1/seq-12/ Fairchild, Stephen G. “Character education in the United States.” University of Georgia, PhD Dissertation. Mary Frances Early College of Education. 2006. https://esploro.libs.uga.edu/esploro/outputs/doctoral/Character-education-in-the-United-States/9949334479002959 Hartshorne, H., & May, M. A. (1930). A Summary of the Work of the Character Education Inquiry. Religious Education, 25(7), 607–619. https://doi.org/10.1080/0034408300250702 Hutchins, William J. “The 5,000 Prize Code of Morals for Children.” The Mahoning Dispatch. September 13, 1918. https://chroniclingamerica.loc.gov/lccn/sn84028473/1918-09-13/ed-1/seq-4/ Jackson, Allison. “THE CHARACTER EDUCATION WORK OF MILTON FAIRCHILD: A PRISM FOR EXPLORING THE DEBATE BETWEEN LIBERAL PROGRESSIVES AND CONSERVATIVE PROGRESSIVES IN THE EARLY 20TH CENTURY.” Notre Dame of Maryland University. https://www.proquest.com/dissertations-theses/character-education-work-milton-fairchild-prism/docview/2125417636/se-2 “Keating-Owen Child Labor Act (1916).” National Archives. https://www.archives.gov/milestone-documents/keating-owen-child-labor-act “New Statement of Old Principles.” Democrat and Chronicle. April 4, 1916. https://www.newspapers.com/image/135312787/?match=1&terms=%22Morality%20Code%20Competition%22 “The plans of the Interstate Character Education Method … “ Kansas Teacher. April 1, 1918. https://www.newspapers.com/image/390015780/?match=1&terms=%22Character%20education%20methods%22 “VERIFIED AND REVISED CHILDREN’S MORALITY CODE.” The Journal of Education, vol. 100, no. 5 (2491), 1924, pp. 130–32. JSTOR, http://www.jstor.org/stable/42750282 “What a Child Should Do in a Moral Emergency.” Richmond Times-Dispatch. May 21, 1916. https://chroniclingamerica.loc.gov/lccn/sn83045389/1916-05-21/ed-1/seq-49/ Yarrow, Andrew L. “History of U.S. Children’s Policy, 1900-Present.” First Focus. April 2009. https://firstfocus.org/wp-content/uploads/2014/06/Childrens-Policy-History.pdf See omnystudio.com/listener for privacy information.