Podcasts about regulators

Six days before a federal rule was set to take effect, the courts stepped in. The Department of Education tried to redefine who counts as a professional, a move that would have capped student loans for nurse anesthetists and the advanced-practice clinicians training behind them. The courts said the challenge is likely to succeed and hit pause. This week I sat down with Tracy Young, twenty-six years in the field, and Randy Moore, who runs anesthesia at enterprise scale, to work through what the ruling actually means and what it does not. It is a win in a battle, not the war. We get into the argument a federal regulator made that landed harder than we wanted to admit, why a rule written to require supervision is now being used against us, and where the line sits between what government should decide and what the people doing the work should. Plus the student-loan fight both parties get half-right, and why credentials stopped predicting who can lead. Good information first. Then the honest conversation about where anesthesia goes next. TAKEAWAYS The court blocked the rule on a preliminary injunction, not the merits. It buys time. It does not end the fight. The professional designation fight has real money behind it. Redefining the term caps federal loans for CRNAs, PAs, and nurse practitioners. The strongest argument against us was ours to fix. A federal statute still references supervision, and that language is being used to question our standing. Both sides of the student-loan debate are right. Treat the subsidy as a return question, and CRNAs are a good bet. We pass boards 95 percent of the time. Regulators are the wrong body to design clinical practice. The people closest to the work adapt faster than any rule can. Want more Dr. Joe Rodriguez? Tik Tok: @jrodcrna21 Instagram: @jrod.crna & @abouttherestpod YouTube: @AboutTheRest Thanks for my co-hosts: Randy Moore (EVP & National Chief CRNA, NorthStar Anesthesia) Tracy Young: Incoming President of the American Association of Nurse Anesthesiology To Learn More about Human Content Visit: ⁠⁠⁠http://www.human-content.com⁠⁠⁠ To Learn More about About The Rest Visit: www.abouttherest.com Got a Question? hello@abouttherest.com Part of the Human Content Podcast Network Learn more about your ad choices. Visit megaphone.fm/adchoices

Strategy's latest stock sale led today's discussion after the company raised another $163 million without purchasing additional Bitcoin, increasing its cash reserves while maintaining more than 843,000 BTC on its balance sheet. Matt questioned whether raising money to fund dividend obligations while continuing to hold Bitcoin is a sustainable long-term strategy. The episode also covered more companies adopting Bitcoin treasury strategies, Capital B's reverse stock split, and regulators missing the GENIUS Act deadline for finalizing stablecoin rules, leaving issuers waiting on key guidance before the law takes effect in early 2027. Matt also discussed France's decision to block Polymarket as unauthorized gambling, sharing his concerns about how prediction markets can be manipulated through coordinated betting activity in smaller political races. The episode wrapped up with South Korea's review of Upbit's 2025 hack, Zilliqa's investigation into a suspected cold wallet theft, and a look at the day's crypto markets, with Bitcoin trading around $64,600 and sentiment remaining in Fear territory. Happy Hodling, Everyone. Hosted on Acast. See acast.com/privacy for more information.

“Projects quite often realize too late that their R&D process cannot just be copy-pasted from the lab into the manufacturing facility.”Dr. Jenny Prange is Head of Project Management at the Regenerative Medicine Technologies Platform (RMTP) at Wyss Zurich, an accelerator embedded within ETH Zurich and the University of Zurich. With a background spanning molecular biotechnology, a PhD in human physiology, and hands-on experience translating an advanced therapy medicinal product (ATMP) from bench to clinical trial at University Hospital Zurich, Jenny brings both scientific depth and manufacturing expertise to early-stage biotech projects.In this PharmaSource podcast episode, Jenny explains why the leap from academic research to GMP-ready clinical manufacturing is consistently underestimated, what it actually takes to build a robust CMC strategy, and how translational facilities like Wyss Zurich are filling a critical gap in the biotech development landscape.Read the full article.

Senior Associate Editor Terry Dopp discusses his BestWire reporting on the National Association of Insurance Commissioners, which is responding to a cybersecurity breach that investigators have linked to the ShinyHunters hacking group.

Reggie Townsend: Making Responsible AI Irresistible Responsible AI has a design problem. Too often, it is treated as a compliance exercise, a policy document, or a late-stage control, when it should be the operating system that enables organizations to innovate with confidence. In this episode of Scouting for Growth, Sabine VanderLinden welcomes back Reggie Townsend, Vice President of AI Ethics, Governance and Social Impact at SAS, to explore one compelling idea: making responsible AI irresistible. Drawing on decades of experience helping enterprises embed trustworthy AI into their operations, Reggie explains why governance must evolve from abstract principles to practical systems people actually use. As organizations race to deploy generative and agentic AI, the conversation has shifted. Responsible AI is no longer just about avoiding harm—it is about creating the conditions for innovation, resilience, and long-term competitive advantage. Boards are asking tougher questions. Regulators are raising expectations. Employees increasingly need guidance they can apply in real-world decisions, not just policies they acknowledge once a year. This conversation is essential listening for CEOs, board directors, Chief Risk Officers, compliance leaders, AI product teams, and founders navigating the transition from responsible AI intentions to responsible AI execution.   KEY TAKEAWAYS One of the biggest insights I took from this conversation is that responsible AI is fundamentally a design challenge. We have spent years writing principles and policies, yet many organizations still struggle to translate those aspirations into everyday decisions. Reggie reminded me that if governance feels complicated, disconnected, or burdensome, people will naturally work around it. Our challenge as leaders is to make responsible behavior the easiest path rather than the hardest one. I was also struck by how governance is becoming inseparable from business strategy. As generative and agentic AI systems begin making increasingly autonomous decisions, governance can no longer be treated as a legal or compliance function operating at the edge of the organization. It has to become part of product design, procurement, operations, and executive decision-making. Trust is no longer something we communicate after deployment; it is something we engineer from the beginning. Another important theme was the preservation of human agency. While AI can dramatically enhance productivity and decision-making, Reggie reminds us that organizations must remain intentional about where humans stay accountable. The future is unlikely to be defined by replacing people with AI, but by designing systems where humans and intelligent machines complement one another in transparent and meaningful ways. However, perhaps my greatest takeaway is that responsible AI should become a competitive advantage rather than a regulatory obligation. Organizations that embed governance in their innovation will move with greater confidence because customers, regulators, employees, and investors will increasingly reward trust. Making responsible AI irresistible is ultimately about making good governance so practical, intuitive and valuable that people actively choose to adopt it—and that may prove to be one of the most important leadership capabilities of the next decade.   BEST MOMENTS "Responsible AI isn't about slowing innovation. It's about creating the confidence to innovate at scale." – Reggie Townsend "If responsible AI feels like extra work, we've designed it wrong. We have to make it irresistible." – Reggie Townsend "Governance shouldn't be something you visit once a year. It should be embedded into every decision, every workflow, and every system we build." – Reggie Townsend "The question isn't whether AI will make decisions. It's whether we've designed those decisions to preserve human agency." – Reggie Townsend "Trust isn't something you add after deployment. It's something you architect from the very beginning." – Reggie Townsend "We're moving from governing models to governing systems of intelligence—and that's an entirely different challenge." – Reggie Townsend "The organizations that thrive won't be the ones that adopt AI the fastest. They'll be the ones that build trust the fastest." – Reggie Townsend "Responsible AI is no longer just an ethics conversation. It's becoming a leadership conversation, an operational conversation, and ultimately a competitive advantage." – Sabine VanderLinden "As AI becomes more autonomous, our responsibility as leaders becomes even more intentional." – Sabine VanderLinden "The future belongs to organizations that can turn responsible AI from a policy into a practice." – Sabine VanderLinden   ABOUT THE GUEST Reggie Townsend is Vice President of AI Ethics, Governance and Social Impact at SAS, where he leads SAS' global AI Ethics, Governance and Social Impact organization. His remit includes the company's Data & AI Ethics Practice, AI & Society initiatives, AI Governance Advisory, Standards, Regulations & Risk Intelligence programs, and Accessible & Adaptive AI efforts. He drives SAS' work on trustworthy, human-centric innovation across products, policies, and partnerships.  Reggie is recognized as one of the clearest voices in responsible and trustworthy AI. He has served as a member of the White House National AI Advisory Committee, sits on the board of EqualAI, and works at the intersection of responsible innovation, enterprise governance, social impact, and emerging AI regulation. In this conversation, he explores how organizations can turn AI governance from a source of friction into a driver of adoption, accountability, and growth.    ABOUT THE HOST Sabine VanderLinden is a corporate strategist turned entrepreneur and the CEO of Alchemy Crew Ventures. She leads venture-client labs that help Fortune 500 companies adopt and scale cutting-edge technologies from global tech ventures. A builder of accelerators, investor, and co-editor of the bestseller The INSURTECH Book, Sabine is known for asking the uncomfortable questions—about AI governance, risk, and trust. On Scouting for Growth, she decodes how real growth happens—where capital, collaboration, and courage meet. If this episode sparked your thinking, follow Sabine VanderLinden on LinkedIn, Twitter, and Instagram for more insights. And if you're interested in sponsoring the podcast, reach out to the team at hello@alchemycrew.ventures

Today, we are dropping our final episode in our series The AI Control Loop, How enterprises govern the AI they've already deployed - sponsored by our friends at Wallarm.Wallarm is the AI Control Platform for Enterprise AI, protecting every AI workload, API, and application in production, giving CISOs the governance they need and CIOs the speed they demand. Organizations choose Wallarm for a complete inventory of APIs, AI agents, and AI apps, patented AI/ML-based threat detection and blocking that operates at production traffic speeds.In our final episode, we are joined by Shayne Higdon, Wallarm CEO, who closes the series by examining what the accountability moment demands from enterprise leaders, what a mature AI governance model needs to prove rather than promise, and what the next 12 to 24 months look like for organizations that get this right.QuestionsWhy is now the accountability moment for enterprise AI?What has changed between the early days of AI experimentation and today's enterprise AI deployments that makes accountability such a pressing issue?When we talk about AI accountability, what does that actually mean in practical terms? Are we talking about visibility, auditability, enforcement, ownership—or all of the above?As organizations race to deploy AI, how should CIOs balance the speed of transformation with the responsibility to govern it effectively?Why are traditional governance and security models struggling to keep pace with the way AI is being adopted across the enterprise?Given those challenges, how should boards and executive teams evaluate whether their organizations are truly ready to scale AI safely and responsibly?And once an organization believes it's ready, what does a mature AI governance model actually need to prove - not just promise?From an operational standpoint, how do capabilities like discovery, runtime monitoring, and enforcement come together to create a closed-loop approach to AI accountability?Stepping back and looking across this entire conversation, what's the one mindset shift every enterprise leader needs to make when it comes to AI security and accountability?And finally, as listeners think about what's ahead, what should they expect the future of AI security and accountability to look like over the next 6, 12, or even 24 months?Linkshttps://www.wallarm.com/https://www.linkedin.com/in/shaynehigdon/Full AbstractAbstract: Join Shayne Higdon, Wallarm CEO, for this episode, which closes the series by examining what the accountability moment demands from enterprise leaders, what a mature AI governance model needs to prove rather than promise, and what the next 12 to 24 months look like for organizations that get this right.AI deployment is not waiting for governance to catch up. Across most enterprises, the gap between how fast AI is being adopted and how well it is being governed is widening every quarter. CIOs and CISOs are not debating whether to govern AI. They are trying to figure out how, under real organizational pressure, with tools and frameworks that were built for a different threat model.That pressure is coming from every direction at once. Boards want AI transformation to move fast. Regulators want documented evidence that it is under control. Security teams want runtime visibility and enforcement capabilities that most of their current tools do not provide. And the AI systems themselves are not waiting: they are accessing data, calling external services, and making decisions continuously, in ways that after-the-fact governance cannot meaningfully constrain.This is the accountability moment. Not because the risk is new, but because the consequences of undermanaged AI are now concrete enough to land on a board agenda, an audit report, and a regulatory deadline at the same time. What accountability actually requires in practice is the full AI control loop: knowing what AI is running across the enterprise, seeing what it is doing at runtime, enforcing policy before damage compounds, and generating continuous evidence that the governance is real and not retroactive. Organizations that can demonstrate all four are in a fundamentally different position than those still assembling audit evidence from spreadsheets the week before a review.Our Sponsors:* Check out Cash App and use my code CASHAPP10 for a great deal: https://cash.app* Check out Plaud AI and use my code CODESTORY for a great deal: https://plaud.aiAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

AI takes over (kinda). Regulators look for a new job. Watch the full episode and get in touch.   Buy me a coffee https://ko-fi.com/datascience Discord Channel: https://discord.gg/4UNKGf3   ✨ Connect with us! Personal newsletter: https://defragzone.substack.com

South Africa's weight loss jab boom has a dark underside. A Pretoria pharmacy, iDexis, was producing roughly 84,500 units of semaglutide a month — more than Novo Nordisk's entire local sales of Ozempic and Wegovy — under the guise of a one-off "compounding" exemption meant for individual patients. Regulators only inspected the premises this year, more than two years after Novo Nordisk first complained, and found no sterile ventilation, no batch records, and no adverse-event tracking. Elsewhere, the Public Investment Corporation has suspended CEO Patrick Dlamini over an alleged Lanseria Airport conflict of interest, its fifth executive suspension in two years.

.entry-img img{ display:none !important; } .single .hentry .entry-img{ display:none !important; } https://open.spotify.com/episode/38fJP7clsDYlUsNT51JxH5 In today's finance landscape, corporate reporting is undergoing one of the most profound shifts in decades. Boards, investors, regulators, and lenders are no longer satisfied with backward‑looking financial statements alone; they expect CFOs to explain how evolving risks, regulation, and stakeholder expectations will shape business models, capital allocation, and long-term resilience. For finance leaders, this is no longer a peripheral compliance task but a core strategic responsibility that will increasingly determine market credibility and access to capital. In this GrowCFO Show episode, host Kevin Appleby speaks with returning guest Paula Kensington, GrowCFO Mentor, about what she describes as a “once in 100‑year change” in corporate reporting and why CFOs must act now rather than treat it as a box‑ticking exercise. The conversation explores the new International Sustainability Standards Board (ISSB) climate and sustainability standards (S1 and S2), their adoption in markets such as Australia and across Asia, and the phased implementation by entity size that is rapidly pulling mid‑market businesses into scope. The episode reframes so‑called “climate reporting” as a strategic exercise in business resilience, not a peripheral ESG disclosure. Paula explains how climate‑related risks and opportunities will increasingly drive strategy, governance, risk management, and metrics—and why these new disclosures may, over time, become more important to investors than traditional backward‑looking financial statements. She highlights the emerging regulatory expectations, the evolving role of assurance and audit, and the personal liability implications for directors and CFOs who underinvest or delay, emphasizing that the apparent savings from aiming for “minimum compliance” today may be dwarfed by future costs once standards, regulator expectations, and market scrutiny have fully matured. For further information, visit Authentyx and subscribe to the newsletter to receive practical resources, including downloadable checklists and a 90-day action plan designed to support confident, effective leadership and lasting success. Key topics covered: Paula positions the new ISSB climate standards (S1 and S2) as a once-in-a-century shift in corporate reporting that many CFOs are still underestimating. She explains the phased roll-out by company size, showing how mid‑market organizations (Group 2 and Group 3) are quickly becoming subject to these requirements and cannot rely on being “too small” to be affected. The discussion reframes climate reporting as forward‑looking resilience analysis, where climate scenarios and risks inform strategy and may ultimately become more critical to stakeholders than traditional P&L and balance sheet statements. Paula distinguishes between physical risks (e.g., assets and warehouses threatened by climate events) and transition risks (e.g., changing policies, markets, and customer expectations making existing products or models obsolete). She outlines how governance, risk registers, and board oversight must evolve so climate risks and opportunities actively drive decision‑making rather than sit as a static compliance document. The episode stresses that aiming for minimum viable compliance is a high‑risk strategy in light of director liability, potential fines, and increasing regulator and investor focus on the quality and consistency of climate disclosures. Links Paula Kensington on LinkedIn Kevin Appleby on LinkedIn GrowCFO Mentoring Timestamps:  00:00–02:30 – Introduction to Paula and framing of the topic as a major, under-appreciated change in corporate reporting. 02:30–04:30 – Explanation of Group 1, Group 2, and Group 3 entities and why mid‑market CFOs are now “on the hook.” 04:30–07:30 – Reframing climate reporting as business resilience rather than ESG box‑ticking; climate disclosures as potential primary statements. 09:17–11:19 – Deep dive into physical vs transition risks with practical examples (warehouses, energy, low‑cost apparel). 15:19–18:38 – How assurance and audit standards are evolving, and why investors will focus on climate‑driven risks and opportunities more than last year's earnings. 19:47–21:25 – The four pillars of ISSB (governance, risks and opportunities, metrics and targets, strategy) and their implications for how strategy is set. 22:11–23:33 – Discussion on the risk register as a living, strategic tool rather than a periodic governance formality. 28:22–31:40 – Why only ~20% of CFOs are taking this seriously; dangers of focusing solely on AI and cyber while underplaying climate risk. 33:28–34:51 – Regulator expectations, linkage between prior risk disclosures and current climate scenarios, and potential fines and director liability. 35:09–36:54 – Global implications, including differences in US regulation and why international supply chains will still force adoption. Find out more about GrowCFO If you enjoyed this podcast, you can subscribe to the GrowCFO Show with your favorite podcast app. The GrowCFO show is listed in the Apple podcast directory, Spotify and many others. Why not subscribe there today? That way, you never miss an episode. GrowCFO is a great place to extend your professional network. Join GrowCFO as a free member today and participate in our regular networking events and webinars. Premium members can also access our extensive training center and CFO Digital Toolkit. You can enroll in our flagship Future CFO or Finance Leader programs here. You can find out more and join today at growcfo.net

Regulators in Britain have approved human trials of a new vaccine to tackle the latest Ebola outbreak in the Democratic Republic of Congo. It comes as health authorities in the DRC say Ebola has spread to two new provinces, including the populous northeastern city of Kisangani. We speak to a scientist who developed the vaccine and an aid worker in the epicentre of the Ebola outbreak. Also in the programme: President Trump announces the US will reinstate its naval blockade of Iran; and we hear tributes to the Jurassic Park actor Sam Neill, who has died aged 78.(Photo: Red Cross workers wearing personal protective equipment (PPE) gather after handling the coffin of a man who died of Ebola virus, as aid agencies intensify efforts to contain the Ebola outbreak caused by the Bundibugyo virus, in Bunia, Ituri province, Democratic Republic of Congo, June 10, 2026. Credit: REUTERS/Gradel Muyisa Mumbere)

The standard understanding of life insurance goes like this: you buy a policy, pay the premiums, file it away, and hope it never gets used. Protection for your family if you die. That's it. But that's not what wealthy families are doing. American dynasties, high-profile entrepreneurs, and the country's biggest banks have been using life insurance as an active wealth-building tool for generations. Not as a replacement for investing. Alongside it. Valued specifically for what it gives them that a brokerage account never can: liquidity, access to capital, and control. https://youtu.be/773_NczfBww What follows unpacks the actual mechanics and why none of it is reserved for people with a Rockefeller-sized net worth. Table of ContentsThe core ideas:How do the wealthy use life insurance?The Trust and Insurance CombinationThe Cascading EffectThe Problem: Sequence of Return RiskThe Buffer in PracticeDo rich people have life insurance?How do the wealthy use life insurance?What is the Rockefeller strategy with life insurance?Why do banks own so much life insurance?Is using life insurance to build wealth instead of investing?What is the volatility buffer strategy?What is a family bank, and how does it work?Do I have to be wealthy to use this strategy? The core ideas: Wealthy families treat life insurance as a managed asset, not a forgotten product The Rockefeller blueprint combines trusts and whole life to create a cascading, multi-generational capital system Banks hold roughly $250 billion in life insurance for the same reasons: liquidity and stability Walt Disney, Ray Kroc, and others borrowed against policy cash value to fund businesses banks wouldn't touch Dr. Wade Pfau's research shows that whole life as a volatility buffer outperforms the "just invest the premium" alternative A family bank isn't a metaphor. It's a functioning system anyone can build. How do the wealthy use life insurance? Wealthy families use whole life insurance as the foundational “before asset” — a private, liquid capital base that comes before investing and supports every other financial move. They value it for tax-advantaged cash value growth, accessible liquidity that isn't tied to market cycles, asset protection from creditors in most states, and above all, control over their capital.  Through a combination of policy loans and trusts, they fund businesses, protect assets across generations, and create a cascading system in which each death benefit replenishes the capital pool for the next generation. The same mechanics are available at any level of wealth with a properly designed policy. How the Wealthy Use Life Insurance Differently Than Everyone Else Wealthy families could absorb financial mistakes more easily than almost anyone. A bad investment, a failed business, a lawsuit. They'd survive. Yet they still put guardrails in place, specifically through whole life insurance. If the people who can most afford mistakes still protect themselves this way, what does that say for everyone else? For someone for whom a serious financial mistake isn't just painful but potentially devastating, the case is even stronger. The mindset shift is this: wealthy families don't see a life insurance policy as a product they bought and filed away. They see it as an asset they manage and deploy. The attributes they value aren't what most people focus on.  They care about accessible liquidity that isn't tied to market cycles, so a bad year in equities doesn't force their hand. They care about asset protection from creditors and lawsuits, which whole life provides in most states (not all). And above everything: privacy, flexibility, and access to capital. Life insurance is private. The only way to know someone owns a policy is if they tell you. That's part of why this strategy stays largely out of view.  Some of the U.S. presidents who have publicly disclosed their assets have shown whole life among them. That's notable, not because presidents are financial geniuses, but because they're disclosing what they actually have. The wealthy don't open with "what return does this get?" They open with control, access, and certainty. That order of questions matters. The Rockefeller Blueprint: Trusts, Policy Loans, and the Cascading Death Benefit The Rockefeller name comes up constantly in Infinite Banking conversations. Almost nobody explains what they're actually doing. The Trust and Insurance Combination Here's the mechanism. The Rockefeller family combines legal structure and whole life insurance. A family bank can be structured in many ways, depending on the family's goals, need for asset protection, and desired level of complexity. It may be as simple as outright policy ownership, or it may involve a trust, an LLC, a holding company, or a layered structure where a trust owns a holding company that owns an LLC designed to manage family capital. The structure can vary, but the purpose is the same: to create a private, liquid capital base using whole life insurance. That capital can then be accessed and directed toward productive uses, such as buying businesses, investing, funding education, or building assets that strengthen the next generation. The Cascading Effect When a family member dies, the death benefit doesn't just get handed out. It's held in trust and distributed according to the family's stated intentions, then refills the capital pool for the next generation, who repeat the same cycle. This is simultaneously a legacy strategy, a banking strategy, a liquidity strategy, and a values-transfer strategy. The trust and the insurance connected together are what make it continuous. Neither piece alone does what both pieces do together. One nuance worth flagging: trusts are not income-tax magic. In most cases, a trust does not eliminate income tax; it simply determines who reports and pays it, whether that is the trust, the grantor, or the beneficiaries. What trusts can do well is provide structure, accountability, estate-tax planning when properly designed, and a measure of asset protection depending on the type of trust, state law, and how much control is retained. That is real value, but it is a different kind of value than people sometimes imagine.  This isn't a strategy reserved for famous dynasties. It works at a personal level too, one generation funding policies for the next, death benefits flowing down to nieces, nephews, grandchildren. Generation One is the hardest. The message isn't that you need to do this at scale immediately. It's about thinking long-term and taking small, high-quality steps. How a Death Benefit Becomes the Next Generation's Foundation The generational laddering concept, developed by Nelson Nash, sits at the heart of any family banking formula. A life insurance policy pays a death benefit. That death benefit funds the premiums on the next generation's policy. That policy pays its own death benefit, which funds the generation after. You can even skip a generation, grandparents to grandchildren. Each cycle creates a larger pool of capital. It's a growing family bank, not a one-time inheritance. The contrast between the two paths is concrete. A $1 million death benefit split four ways gives each child $250,000 outright. No strings. No direction. That's cutting the cord of accountability. The money is gone from the system. Whatever you hoped they'd do with it is just a hope. Hold that same death benefit in a trust, with clear intentions that it continues purchasing life insurance, and you have something different. Accountability with guardrails. Clarity and protective measures built into the structure. Not mandating, not controlling from the grave, but providing guidance and continuity. The goal isn't to control what your children do. It's to give wealth a structure that keeps it circulating in the family rather than dissipating in a single generation. Why Banks Hold Hundreds of Billions in Life Insurance This is the part many have never heard. Banks need somewhere to park their Tier 1 capital. Tier 1 capital is the core equity capital that absorbs losses and prevents insolvency. Regulators require banks to hold it and demonstrate they can access it quickly. What banks have consistently chosen as one of those safe places is life insurance. Bank-Owned Life Insurance, or BOLI, is how it works. Banks take out policies on highly compensated employees and hold the cash value as a capital asset. They use whole life, universal life, and a product designed specifically for banks. As employees age out, they cycle policies onto new people. Regulators cap life insurance at roughly 25% of Tier 1 capital. The numbers, as of June 30, 2025, are not small: Bank of America: ~$25 billion JPMorgan Chase: ~$12 billion PNC Bank: ~$11 billion Truist Bank: ~$7 billion U.S. banks total: ~$250 billion These figures are publicly available via bank rankings at usbanklocations.com, presented here as illustration, not endorsement. The institutions whose entire job is managing capital and risk at the highest level have parked a quarter-trillion dollars here for liquidity and stability. That's worth paying attention to. Not because banks are infallible, but because the reason they use it is exactly the same reason the wealthy use it, and the same reason it's worth considering in a personal financial plan. How Famous Entrepreneurs Funded Their Dreams With Policy Loans Walt Disney wanted to build Disneyland, but the banks said no, so he borrowed against his life insurance cash value.  Capital he controlled, on his own timeline, repaid on his own terms. No restrictive bank covenants, no lost equity stake, no waiting for approval. He used it to help build what became a multi-billion-dollar empire. The key point: he borrowed from his own capital base while the policy kept doing its job....

How should regulators respond when criminal offences or other misconduct occur outside a professional's practice? In the latest episode of our regulatory podcast ReguLaw, CM Murray Partners Beth Hale and Andrew Pavlovic are joined by Chloe Carpenter KC of Fountain Court Chambers to discuss the recent High Court decision of Hickey v Bar Standards Board and its wider implications for lawyers and other regulated professionals.  Beth, Andrew and Chole discuss: - Why regulators care about conduct outside of practice - Regulators may take action in relation to conduct outside practice where it raises concerns about fitness to practise or could diminish public trust and confidence in the profession. - Context matters – The Hickey judgment demonstrates the need for regulators to assess the specific facts of each case rather than applying a blanket approach to sanctions relating to criminal conduct. - The nature of the misconduct is critical - Courts and regulators will look closely at the nature of the conduct and the extent to which it genuinely reflects on the individual's professional standing. - Reporting obligations can arise at an early stage - Criminal cautions, charges and convictions will often trigger automatic regulatory reporting obligations, but wider reporting obligations will also need to be considered at the earliest possible stage. - Non-criminal conduct can also attract scrutiny - Regulatory concerns are not limited to criminal offences and may extend to other forms of personal conduct outside professional practice.  - Practical lessons for regulated professionals - The discussion highlights the factors courts and regulators are likely to consider when balancing public confidence, proportionality and professional standards. If you have any questions about the issues discussed in this episode, or would like advice on regulatory investigations, disciplinary proceedings or self-reporting obligations, please get in touch with Beth Hale or Andrew Pavlovic.

Financial Times reported that Tencent is leading a deal to unwind Meta's $2 billion acquisition of Manus. The parties have not disclosed terms, and it is unclear whether Manus would return to independence, join a Tencent led consortium, or be split. The potential reversal aligns with Meta's recent portfolio adjustments, including the 2023 sale of Giphy and a shift toward AI infrastructure. Tencent's involvement reflects its cross border investment strategy built around minority stakes and partnerships. Regulators in the United States, Europe, the United Kingdom, and China continue to shape deal structures, though there is no indication a specific authority prompted this unwind. The transaction would require new arrangements for employees, customers, contracts, and intellectual property, with deal mechanics determining valuation and timeline.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

It's Thursday, July 9th, A.D. 2026. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com. I'm Adam McManus. (Adam@TheWorldview.com) By Jonathan Clark and Adam McManus 2026 Global Persecution of Christian Index released International Christian Concern released its 2026 Global Persecution Index. The report highlights 20 countries where Christians face persecution. These countries include China, Cuba, India, Iran, and Nigeria. The report also put a spotlight on leaders of countries where persecution is worsening. These leaders include Nigerian President Bola Ahmed Tinubu, Nicaraguan President Daniel Ortega, Syrian President Ahmed al-Sharaa, and Indian Prime Minister Narendra Modi. The report noted, “Despite mounting repression, Christianity continues to grow in unexpected places.” Examples of this include the Iranian house church movement and China's underground churches. Hebrews 13:3 says, “Continue to remember those in prison as if you were together with them in prison, and those who are mistreated as if you yourselves were suffering.” Christian British nurse, who affirmed biological accuracy, left alone The United Kingdom's Nursing and Midwifery Council dropped its case against a Christian nurse last week. Jennifer Melle worked at a hospital in London. In 2024, she used biologically-accurate pronouns with a patient who was pretending to be the opposite sex. She then faced suspension and an investigation. Thankfully, the nursing regulatory body has ended its case against her.  Melle commented, “Regulators should protect patients from real harm, not punish nurses for holding Christian beliefs, speaking truthfully about biological sex, or raising serious concerns in the public interest.” Trump: Ceasefire with Iran is over after Iran attacked ships in Strait The United States carried out retaliatory strikes on Iran yesterday. The strikes came hours after Iran attacked commercial vessels in the Strait of Hormuz. The Trump administration also restored sanctions on Iran's oil sales. U.S. President Donald Trump told reporters he considers the ceasefire with Iran to be over.  Listen. TRUMP: “They're vicious, violent people. If they had a nuclear weapon, they'd use it. As far as I'm concerned, it's over. I'll speak to our negotiators. They want to negotiate. They're good people: Steve Witkoff, Jared Kushner. But they have to come back to me. As far as I'm concerned, it's just a waste of time dealing with them.” Ban on Planned Parenthood funding expired last week The federal government's ban on Medicaid funding for Planned Parenthood expired last week. Congress passed legislation last year that cut the funding for just one year. As a result, dozens of Planned Parenthood locations have closed since then. However, the abortion giant can now resume its reimbursement from Medicaid. Some Republican lawmakers are calling for another bill to defund Planned Parenthood.  Call your Congressman at 202-225-3121 and ask him or her to vote to continue to defund the abortion giant Planned Parenthood. If you don't know who it is, click here and type in your zipcode. Young Men's Christian Assoc. allows men in women's locker rooms Parents are calling on the Young Men's Christian Association to change its transgender policies. The publicly-funded organization allows men, pretending to be women, in women's bathrooms and locker rooms.  The American Parents Coalition says this violates a recent U.S. Supreme Court ruling. The decision affirmed that Title IX protections in federal law are based on biological sex. The coalition stated, “The YMCA has ignored parents' concerns for far too long while maintaining policies that undermine the privacy, safety, and fairness Title IX was enacted to protect.” Plus, it violates the group's stated vision which was to put Christian values into practice by developing a healthy body, mind, and spirit. Send a polite, 2-sentence letter of objection to the president of the Young Men's Christian Association and ask them to live up to their name and their Biblical founding by opposing this transgender insanity. Suzanne McCormick, President, Young Men's Christian Association, 101 North Wacker Drive, Chicago, Illinois 60606. (Write to your local YMCA and object as well). Trump's tariffs led to Toyota announcing $3.6 billion U.S. expansion Toyota is expanding its manufacturing in the United States. On Monday, the Japanese car maker announced a $3.6 billion expansion in San Antonio, Texas. This will move some of its production from Mexico to the U.S. It will also bring about 2,000 new jobs to the Lone Star State. This expansion comes after the Trump administration imposed tariffs on imported vehicles and auto parts.  Presbyterian Church U.S.A. defends transgender surgeries for kids The largest Presbyterian denomination in the United States supported transgender surgeries last week. The General Assembly of the Presbyterian Church USA voted 441-30 in favor of an overture known as “On Access to Healthcare.” The measure defends body-mutilating surgeries for people, including children, who pretend to be the opposite sex. 2 Timothy 4:3-4 says, “For the time is coming when people will not endure sound teaching, but having itching ears they will accumulate for themselves teachers to suit their own passions, and will turn away from listening to the truth and wander off into myths.” Christian US soccer player: “I'm just trying to bring people into His light.” The American men's soccer team lost to Belgium on Monday. The game knocked the U.S. out of the 2026 World Cup. Despite the loss, players on the U.S. team continued their practice of praying together on the field after the game. Player Mark McKenzie led the prayer, having become a spiritual leader on the team.  He told The Athletic, “The Lord is at the center of it all. He is the main purpose. … And I'm just trying to bring people into His light in some way.” Worldview listeners weigh in from Washington and North Carolina Rachel Lundberg in Washougal, Washington wrote, “I like The Worldview because It allows me to feel like I'm aware of important things going on without having to spend so much time watching other news and sorting it out or wondering if it's true. I almost always just read it in my email and then I share certain parts with my kids and family. “My 13-year-old son recently wanted to subscribe with his own email so he can read it on his own. I also love when there is an action step to send an email or letter. Makes me feel like I can make a difference. Thank you!” Wow! I loved that last comment, Rachel.  I gave you two suggested action steps today. I hope you follow through on them.  I agree with you.  It feels empowering.  I always try to write or call myself every time I recommend it to you. And Chris Smith in Columbus, North Carolina wrote, “I've been a listener now for 10 years. I've become a vocal and financial supporter as well.  In this current era, it's very difficult to find the truth about what is going on to our fellow Christians in the world without doing a lot of digging. “Since I first found you on Sermon Audio, I've become an addict of your newscast. It's a part of my weekday morning routine to read or to listen to The Worldview. I especially appreciate your correlation to Scripture in two of your stories, your encouragement to keep praying for our persecuted brothers and sisters, and how we can help them financially.” 9 Worldview listeners gave $1,590 on Wednesday And finally, on Wednesday by 7:00pm Central, 9 Worldview listeners stepped up to the plate and invested their treasure to fund the six-member team behind The Worldview for another 365 days. Our thanks to Augustine in Auburn, California and Hope in Big Lake, Minnesota – both of whom gave $20. We were touched by the generosity of Janet in Canton, Illinois, Janice in Philadelphia, Pennsylvania, and Hannah in San Jose, California – each of whom gave $100. And we're grateful to God for Melinda in Indianapolis, Indiana who pledged $10/month for 12 months for a gift of $120, Adam in Gile, Wisconsin who gave $150, Tom in Spokane, Washington who pledged $40/month for 12 months for a gift of $480, and Nancy in Flagstaff, Arizona who gave $500. Those 9 gifts add up to $1,590. Ready for our new grand total? Drum roll please. (drum roll sound effect) $19,288 (sound effect of people cheering) That means we have just 2 days to raise $11,587 to hit our $30,875 goal by tomorrow at 12 midnight on Friday, July 10th.  To be honest, that is going to be a challenge. But with God, all things are possible. Since the beginning of this month-long campaign to fully fund the six-member Worldview team for another year, the greatest number of donations has been 15. Let's double that today!  Would you consider choosing to be 1 of 30 people to step up to the plate with a one-time gift or a monthly pledge? That would help us to get significantly closer to our $30,875 goal by tomorrow, Friday, July 10th, at 12 midnight. Go to TheWorldview.com, click on Give, select the dollar amount, and make sure to click on the “recurring” button if that's your wish.  This Christian newscast champions the truth and a Biblical worldview. Invest in it today for another 365 days. I'm reminded of the words from the prophet Isaiah who said, “Then I heard the voice of the Lord saying, ‘Whom shall I send? And who will go for us?' And I said, ‘Here am I. Send me!'” Close And that's The Worldview on this Thursday, July 9th, in the year of our Lord 2026. Subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com. Plus, you can get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

Preview for Later Today: Bob Zimmerman explains how bureaucratic red tape is stalling rocket launches at Scotland'sSaxaVord spaceport. UK regulators are demanding a costly security fence to keep sheep away before permitting private spaceflight. (6)1843

A lawsuit by developers of the stalled Coyote Springs plan could potentially cost the state billions.

The National Lottery operator is rolling out a new campaign to reduce what its regulator has called an “unacceptable” number of retailers who are failing to implement rules around the sale of lotto products to children…Joining Ciara to discuss is Carol Boate, Regulator of the National Lottery.

Stephen Grootes speaks to Simphiwe Gumede, lead investigator for the Competition Commission,about the Competition Commission’s bid to impose a 10% penalty on Audatex amid a pricing dispute and what the case could mean for competition in South Africa’s vehicle assessment industry. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Regulators try to freeze illicit stablecoins, but the money's usually gone before the freeze lands. The hosts on why crypto sanctions keep failing. Thanks to our sponsor!

Plus: Google loses appeal against EU's $4.6 billion Android fine. And SAP plans to curb hiring and travel costs to fund AI initiatives. Imani Moise hosts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Regulators consider letting self-driving vehicles skip manual brake pedals—raising alarms about emergencies and unproven safety metrics. Tesla settles a deadly crash case as critics blast BS safety claims. Meanwhile, “quality” awards and China-car fearmongering get called out, Nvidia's robotaxi safety talk is vague, steering-wheel “bling” is warned to turn airbags into shrapnel and recalls hit Hyundai, GM, Toyota/Subaru, and Ford.Support the show!https://www.wsj.com/business/autos/wayve-self-driving-technology-2e917ebdhttps://www.jalopnik.com/2203830/nhtsa-plan-autonomous-car-brakes-nearvous/https://www.msn.com/en-us/technology/general/us-proposes-to-drop-brake-pedal-requirements-for-self-driving-vehicles/ar-AA26xoGuhttps://arstechnica.com/cars/2026/06/feds-deny-polestar-authorization-to-sell-cars-in-us-from-model-year-2027/https://www.nbcnews.com/tech/elon-musk/senator-demands-tesla-held-accountable-alleged-self-driving-crash-rcna351690https://techcrunch.com/2026/06/18/rivian-owners-file-lawsuit-alleging-false-promises-on-self-driving-features/https://www.wsj.com/business/airlines/airlines-are-installing-new-luxury-seats-but-no-one-is-allowed-to-sit-in-them-14e2878chttps://safetyresearch.net/aftermarket-car-bling-continues-to-inflict-harm/https://www.usatoday.com/story/graphics/2026/06/30/child-hot-car-deaths-2026-data-maps/90736117007/https://static.nhtsa.gov/odi/rcl/2026/RCLRPT-26V400-5456.pdfhttps://static.nhtsa.gov/odi/rcl/2026/RCLRPT-26V399-0136.pdfhttps://static.nhtsa.gov/odi/rcl/2026/RCLRPT-26V393-3335.pdfhttps://static.nhtsa.gov/odi/rcl/2026/RCLRPT-26V402-1380.pdf

Wednesday July 1, 2026 A Former Wall Street Regulator Is Getting Nervous

Food processing, modified ingredients, and manufacturers cutting corners to increase profits and shelf life instead of focusing on the health and safety of consumers. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Our reporter Sally- Ann Barrett has been to one town in Co Galway where securing access to cash has been an issue for residents.

The group that holds the financial filings for the entire U.S. insurance industry just got cracked open, and 3.1 terabytes of its data landed on the dark web. The break-in came through a software bug nobody could have patched in time. If a central regulator can be hit this way, the vendors and partners holding your data can too. *The breach comes through trust. Survival comes through speed.* Bryan Hornung, Randy Bryan, and Reginald Andre break down this week's stories for the executives, owners, and operators who don't have time to keep up with cyber news but can't afford to be blindsided by it either. First, the NAIC, the body where insurers in all fifty states file their financials, confirmed attackers got in, and a crew called ShinyHunters claims it stole 3.1 terabytes and dumped the whole haul when the ransom went unpaid. The way in was a zero-day, a flaw with no fix available, sitting inside Oracle's PeopleSoft software that the NAIC ran. Here is the part that should worry every owner: after the breach, credit rating agencies cut their data feeds to the NAIC, which froze a routine industry function for everyone downstream. One vendor's bug became hundreds of companies' problem, and "we're all patched" did nothing to stop it. Next, a story about the person already inside. A former analyst at Huntress, a security company that thousands of small businesses and their IT providers trust to catch hackers, claims a coworker fed information to a ransomware criminal, and that the company stayed quiet ahead of a planned IPO. The CEO calls it a teammate's poor judgment, not a betrayal, and says no, this is not what it looks like. We are careful here, because this is an allegation and the evidence has not been made public, but the lesson lands either way: the threat your firewall cannot stop is a trusted person with access, including the outside provider holding the keys to your network. Finally, the demand from the corner office. A new survey from Cohesity found two-thirds of CEOs now want to hear about an attack within thirty minutes, and more than 80% say someone's job is on the line if recovery drags. The reality check is humbling: only 19% of ransomware victims got back up within a day last year, and a typical attack still caused about 24 days of disruption. The good news is recovery is getting faster and cheaper for companies that actually plan and rehearse it. Recovery time is no longer an IT footnote. It is a board-level number with names attached. Three different doors, one pattern. A trusted vendor, a trusted insider, and your own readiness. The breach keeps arriving through something you already trusted, and the only thing that softens the blow is how fast you catch it and come back. • A zero-day in Oracle PeopleSoft let ShinyHunters claim 3.1 terabytes from the NAIC, and the fallout froze part of the insurance industry. • A former Huntress analyst alleges a coworker leaked information to a ransomware criminal, and the company disputes it. • Why insiders and outside IT providers are the risk your firewall was never built to catch. • A new survey shows CEOs now expect recovery in hours, with jobs on the line if it takes days. • The thread tying it together: the breach comes through trust, and survival comes through speed. • What owners should do this week: map who holds your data, vet your IT provider's insider controls, and set a recovery-time target you actually test. Security Squawk is a weekly podcast and live stream for business owners and executives. Support the show: buymeacoffee.com/securitysquawk Subscribe | Like | Share #SecuritySquawk #CyberSecurity #DataBreach #Ransomware #InsiderThreat #Oracle #ShinyHunters #VendorRisk #MSP #CyberResilience #BusinessRisk #SMB

Welcome to Audio EXP episode 339. This week, we analyse a significant UK advertising ruling against Microsoft that warns virtual tabletops about subscription cost transparency. We also cover Warhammer fan creators moving away from Steam following copyright sweeps, review the BackerKit and DriveThruRPG fulfilment partnership, and discuss the 5e third-party marketplace crisis with Dice Average RPG. Plus, we look at the week-long KiwiRPG convention alignment with Matariki, Land of Eem winning an Origins Award, and three digital bundles. About Audio EXP Audio EXP is Geek Native's podcast. Each week, there's some favourite or exciting geeky news, conventions, interviews, and thought pieces. The average length of the podcast is around 10 minutes. You will find a transcript of this week's podcast and links to the stories mentioned here: https://www.geeknative.com/238814/audio-exp-339-advertising-regulators-steam-sweeps-and-the-5e-aftermath/

You've bought the harness. You've set up the cylinders. Now comes the part that actually makes you a sidemount diver.In Part 2 of the Sidemount 101 series, brought to you by XDEEP, Steve Davis takes you from equipment setup into the water, covering the skills that transform sidemount from a configuration into a diving system. We'll explore entries and exits, cylinder donning and doffing, weighting, trim, buoyancy control, propulsion techniques, regulator management, emergency drills, and the path to becoming a relaxed, stable and efficient sidemount diver. If you've ever wondered why experienced sidemount divers look so comfortable and effortless underwater, this episode explains the principles and practice behind it. From achieving “relaxed static stability” to refining frog kicks, back kicks and buoyancy control, this is the roadmap to comfort, confidence and control in sidemount diving. In This Episode:✅ Sidemount entries and exits✅ Donning and doffing cylinders✅ Technical diving posture✅ Proper sidemount weighting✅ Trim, balance and stability✅ Buoyancy control techniques✅ Frog kick, helicopter turns and back kick fundamentals✅ Regulator switching and gas management✅ Essential emergency drills✅ How to choose a quality sidemount instructor✅ Continuing your development after training Resources Mentioned:

At a May 19, 2026 Ballard Spahr webinar, "Cutting Out the Middleman: The Surge in FinTech Applications to Charter Banks, Industrial Banks and National Trust Companies," a distinguished panel of banking, fintech, crypto, and consumer financial services professionals explored one of the most important developments currently reshaping the financial services industry: the growing movement by fintech companies, payments firms, lenders, and crypto-native businesses to obtain their own banking charters rather than relying on traditional bank partnerships. The message from the panel was clear: we are witnessing a significant shift in how nonbank financial services companies are thinking about regulation, growth, and market access. Speakers:  Moderator: Alan Kaplinsky, senior counsel; founder and former leader of Consumer Financial Services Group, Ballard Spahr   Guest: Lee Reiners, Lecturing Fellow, Duke Financial Economics Center; founder and editor-at-large of The FinReg Blog; founder and host, The FinReg Pod; co-host, Coffee & Crypto with Lee and Jimmie (a podcast that covers the latest developments in cryptocurrency); co-organizer of Digital Assets at Duke (annual conference about crypto assets space) Scott Coleman, partner, Ballard Spahr  Joseph Schuster, partner, Ballard Spahr  Beau Hurtig, counsel, Ballard Spahr  Adam Maarec, counsel, Ballard Spahr  Key Takeaways A significant shift is underway. Fintechs increasingly want to internalize the benefits of banking rather than rely on partnerships. There is no one-size-fits-all charter. National banks, state banks, industrial banks, and national trust banks each serve different strategic objectives. The current environment appears unusually favorable. Regulators are showing greater openness to nontraditional applicants than at any point in recent memory. The trend extends well beyond crypto. Payments companies, lenders, fintech platforms, and other financial services providers are all exploring charter opportunities. Becoming a bank is a long-term commitment. The benefits are substantial, but so are the regulatory obligations. Part 2 of this webinar will be released next Thursday, July 2nd. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

At first glance, hearing "We've never had a complaint" sounds like excellent news.No customer dissatisfaction.No product issues.No safety concerns.But for Quality and Regulatory professionals, this statement should trigger an entirely different question:How do you know?What Is a Complaint?Many organizations believe a complaint only exists when a customer submits an official complaint form or explicitly uses the word "complaint."Regulators take a much broader view.A complaint may include:Unexpected device performanceProduct malfunctionsCustomer dissatisfactionUsability issuesDistributor observationsTechnical support interactionsReturned productsAny information suggesting the device may not meet requirementsComplaints Are Often HiddenPotential complaint signals can be found in:Customer emailsDistributor communicationsService reportsSales team discussionsTraining sessionsSocial media commentsTechnical support ticketsIf these sources are ignored, valuable post-market information is lost.Why Zero Complaints Can Be a Red FlagImagine a company with:5,000 devices on the marketProducts sold in 20 countriesDaily clinical useAnd yet...No complaintsNo usability observationsNo customer questionsNo returned devicesExperienced auditors may not celebrate.Instead, they may question whether the complaint handling process is effective enough to capture real-world information.Complaint Handling Impacts the Entire Quality SystemWeak complaint collection doesn't only affect one procedure.It directly influences:Clinical Evaluation Reports (CER)Post-Market Surveillance (PMS)PMCF activitiesPSUR preparationBenefit-Risk assessmentsState-of-the-art reviewsIf complaint data is incomplete, clinical evidence may also be incomplete.Five Practical RecommendationsDefine complaints broadly.Review every customer-facing information source.Create a structured complaint screening process.Trend data regularly to identify recurring issues.Periodically challenge your system by asking:"Would an auditor agree that we've identified every potential complaint?"Final ThoughtThe next time someone proudly says,"We've never had a complaint,"don't celebrate immediately.Ask instead,"How do we know?"Because in medical devices, the absence of complaints is not always evidence that everything is working perfectly.Sometimes, it's evidence that nobody is looking.Who is Monir El Azzouzi? Monir El Azzouzi is the founder and CEO of Easy Medical Device a Consulting firm that is supporting Medical Device manufacturers for any Quality and Regulatory affairs activities all over the world. Monir can help you to create your Quality Management System, Technical Documentation or he can also take care of your Clinical Evaluation, Clinical Investigation through his team or partners. Easy Medical Device can also become your Authorized Representative and Independent Importer Service provider for EU, UK and Switzerland. Monir has around 16 years of experience within the Medical Device industry working for small businesses and also big corporate companies. He has now supported around 100 clients to remain compliant on the market. His passion to the Medical Device filed pushed him to create educative contents like, blog, podcast, YouTube videos, LinkedIn Lives where he invites guests who are sharing educative information to his audience. Visit easymedicaldevice.com to know more.  If you need help implementing QMSR or preparing your teams for FDA inspections, contact: info@easymedicaldevice.com If you are located outside the EU/UK/Switzerland and need an Authorized Representative (and possibly an Importer), we can support you as well.Social Media to followMonir El Azzouzi Linkedin: https://linkedin.com/in/melazzouziTwitter: https://twitter.com/elazzouzimPinterest: https://www.pinterest.com/easymedicaldeviceInstagram: https://www.instagram.com/easymedicaldeviceThis podcast is hosted by Podcastics, the easiest platform to create and publish your podcast.

The regulator asked to investigate energy price increases, A mission to evacuate stranded sailors in the Strait of Hormuz, A goalless draw in the World Cup game between England and Ghana.

Bloomberg reported that Qualcomm is nearing a deal to acquire Modular, an AI software startup known for the Mojo programming language and an inference engine for cross hardware deployment. The reported move aligns with Qualcomm's push to expand on device AI on Snapdragon platforms, including PCs that meet Microsoft's Copilot Plus NPU requirements. Competitive pressure from Nvidia, Apple, Intel, and AMD is driving chipmakers to pair silicon with software to lower developer friction. Recent AI transactions such as Databricks' acquisition of MosaicML and investments in Anthropic show a broader consolidation of tools and compute. Regulators in the United States and Europe have increased scrutiny of AI deals, raising interoperability and licensing questions. Founders and IT buyers should evaluate portability, licensing, and performance baselines as potential ownership changes develop.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

AP's Lisa Dwyer reports on a new investigation into a deadly Tesla crash.

After two decades of flat demand, US electricity demand is experiencing rapid growth. Demand is expected to increase 25% by 2030 and 78% by 2050, pushing up electricity prices as suppliers scramble to fund and construct massive amounts of new infrastructure. Average residential bills increased by nearly 30% from 2021 to 2025 and are expected to continue going up, adding to the inflation concerns of consumers. At the same time, public officials are issuing increasingly urgent warnings about growing risks to the reliability of the U.S. electric power system. Our nation’s technological progress, prosperity, and well-being depend on ever-expanding supplies of reliable and affordable electric power to meet rapidly growing demand from proliferating data centers and the expansion of other power-hungry enterprises. The causes that have inflated the price of electricity and threatened the reliability of electric service must be identified correctly and dealt with effectively. How have certain policy developments, including the deregulation movement, the expansion of federal regulation, and the push for decarbonization, affected the price of electricity and the reliability of electric service? Going forward, what changes in federal and state regulation would produce the greatest positive impact on the price of electricity and the reliability of electric service?Join us for a discussion of electric regulation covering these and other important questions featuring experts with decades of relevant experience. Featuring:Mark Curtis Christie, Founding Director of the Center for Energy Law and Policy, William & Mary Law School; Former Chairman, Federal Energy Regulatory Commission; Former Chairman, Virginia State Corporation CommissionBernard L. McNamee, Former Commissioner, Federal Energy Regulatory Commission(Moderator) J. Kennerly Davis, Former Deputy Attorney General for Virginia

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AP correspondent Haya Panjwani reports on a federal commission's vote making AI data centers a higher priority.

This week, Scott covers 800 years of history - including the execution of six accused "Regulators" in Hillsborough in 1771. The post History Matters: 800 Years of History appeared first on Chapelboro.com.

What if the key to reducing stress, taming inflammation, and building true resilience was already wired inside you? In this illuminating episode, Dr. Fiona Lovely welcomes fellow chiropractor and functional medicine expert Dr. Navaz Habib, bestselling author of Activate Your Vagus Nerve and Upgrade Your Vagus Nerve, to explore the body's most underappreciated healing pathway. Dr. Habib shares his personal journey from chronic health struggles to discovering functional medicine, which led him to a powerful realization: uncontrolled inflammation is the common thread behind most chronic illnesses, and the vagus nerve holds the master switch. He breaks down why eighty percent of vagus nerve signals travel from the body to the brain—not the other way around—and how this changes everything for women navigating perimenopause. Listeners will learn why declining estrogen leaves them more vulnerable to inflammation, how heart rate variability serves as a window into nervous system health, and why protecting sleep is non-negotiable. Dr. Habib also delivers a memorable distinction between comfort and safety, explaining why scrolling a phone may feel soothing but never truly calming. He then offers three practical pillars of vagus nerve training: nasal breathing, diaphragmatic breathing, and longer exhales, with simple temperature therapy to build adaptive capacity. Episode Highlights: Why chronic inflammation is the common path behind most modern illnesses. The surprising truth is that 80% of vagus nerve signals travel from organs to the brain. How declining estrogen during perimenopause worsens inflammation without a strong vagus nerve. The critical difference between comfort and safety—and why your phone can't give you either. Three specific breathing techniques to build vagal tone and increase heart rate variability. Simple temperature contrast methods to build resilience, starting with just twenty seconds. Tune in to learn how to stop seeking comfort and start building the nervous system resilience every woman in midlife deserves.   Thank you to our sponsors for this episode: If you're noticing fine lines, wrinkles, or sagging skin — thanks menopause —ugh, me too. Menopause can deplete your skin's collagen, speeding up aging. But here's the game-changer: Vitali Skincare has built its entire line on the power of GHK-Cu copper peptides — a proven ingredient that signals your skin's stem cells to produce new, healthy collagen. Head to vitaliskincare.com and use the code LOVELY at checkout for 20% off. Be sure to check out the Vita exosome serum for less saggy, dull skin. Women in perimenopause and menopause talk about wanting the same things — less bloating, no afternoon crash after eating, steady energy. MassZymes is perfect for helping your body's ability to actually process what you eat. MassZymes uses a full-spectrum blend of 18 enzymes. That means you're getting more out of the food you eat. Plus, it works across different stomach acid levels, which can really matter as we age. Here's what you get when you go to bioptimizers.com/lovely and use code LOVELY for 15% off your entire order. How to work with Dr. Lovely: We get many requests for this info, so here it is!  First off, thank you for listening to the NYMM podcast.  It's because of your support, we can continue to dispense this information.❤️ Follow Dr. Lovely on IG and TikTok: @drfionalovely Follow the podcast on Facebook:  www.facebook.com/@notyourmothersmenopausepodcast Please sign up for our newsletter - Fiona's Friday Favourites!  This is where we make the first announcements, share course offerings, drop new episodes,  blog posts and the coveted 'Fiona's Favourites' column, etc.   drlovely.com You can also find some great resources there! Finally, a humble request:  If you love the podcast, please leave us a review!  It helps more people find useful info for a challenging time: https://podcasts.apple.com/ca/podcast/not-your-mothers-menopause-with-dr-fiona-lovely/id1097326296  Please scroll to the bottom of the page to leave a review.  Thank you! 

Texas regulators are moving closer to allowing treated wastewater from oil and gas drilling operations to be reused on farmland and other sites outside the energy industry. Some fear the proposal is getting ahead of the science. Texas Republicans signaled their priorities at their convention in Houston, with Gov. Greg Abbott outlining his vision for […] The post State regulators weigh new uses for fracking wastewater appeared first on KUT & KUTX Studios -- Podcasts.

Regulatory systems are infamous for creating “traps” in seem to be impervious to reform. Regulators seek to “drain the swamp,” but, instead, find themselves up to their necks in alligators.Original article: https://mises.org/mises-wire/moloch-regulatory-state

Regulatory systems are infamous for creating “traps” in seem to be impervious to reform. Regulators seek to “drain the swamp,” but, instead, find themselves up to their necks in alligators.Original article: https://mises.org/mises-wire/moloch-regulatory-state

China's top market regulator has held talks with Walmart China regarding food safety problems found in Sam's Club's brick-and-mortar stores and online shops. It has urged the company to conduct food business activities in line with Chinese laws and regulations.

Read more from VPM News:  Merger expert: Virginia regulators need more time for NextEra–Dominion  Richmond updates P-card program after years of ‘questionable transactions'    Other links:  As part of pollution punishment, Richmond to remove 17 tons of driftwood at T. Pott bridge (Richmond Times-Dispatch)*  Judge rules Rappahannock Tribe's appeal of Caroline water permit can move forward (Fredericksburg Free Press)  Up for debate: Major national event arrives in Richmond this weekend (The Richmonder)  Rocovich sues Gov. Spanberger after his ouster as Virginia Tech rector (Cardinal News)  ‘Just keep showing up': Babes of Carytown honors two late LGBTQ+ trailblazers during Pride Month (WRIC)  *This outlet uses a paywall.  Our award-winning work is made possible with your donations. Visit vpm.org/donate to support local journalism.

On the latest episode of the ABA Banking Journal Podcast, ABA's Heather Trew breaks down recent news about the president's executive order on illegal immigration and the financial system and the advisory from the Financial Crimes Enforcement Network, the OCC, the FDIC and others on red flags associated with illegal immigration. Trew covers: An overview of the executive order and advisory Financial typologies of suspicious activity linked to illegal immigration that FinCEN has identified — for individual consumers, small businesses and large businesses Scrutiny on the use of individual taxpayer identification numbers, or ITINs, to open accounts, and the technical complexities of differentiating between ITINs and other identifiers How banks can stay in the loop on developments, particularly future changes to the customer due diligence and customer identification program rules

A.M. Edition for June 10. The Commodity Futures Trading Commission is set to propose new rules for booming prediction markets in an effort to crack down on manipulation and bets regulators determine aren't in the public interest. WSJ reporter Alexander Osipovich discusses where the CFTC is likely to draw the line – allowing most sports betting while targeting wagers on war, terrorism and assassinations. Plus, Democrat Graham Platner coasts to victory in Maine, teeing up a crucial Senate contest against Susan Collins in November. And GM follows Ford with a pivot into energy storage. Luke Vargas hosts. Sign up for the WSJ's free What's News newsletter. Correction: A previous version of this podcast incorrectly said the Senate had included funding for an anti-weaponization fund in the immigration bill that passed last week. In fact, the Senate bill refrained from adding language to kill the fund. (Corrected on June 10) Learn more about your ad choices. Visit megaphone.fm/adchoices

Plus: an anti-Nvidia data center startup closed a new funding round valuing it at $1.55 billion dollars. And the AI selloff hits more chipmakers in Asia. Danny Lewis hosts. Learn more about your ad choices. Visit megaphone.fm/adchoices

Legal Docket on important wins for regulators, Moneybeat on the future for graduates, and History Book on the development of Miranda rights. Plus, the Monday morning newsSupport The World and Everything in It today at wng.org/donateAdditional support comes from St. Dunstan's, inviting young men into the building arts and the adventure of holiness on a Blue Ridge Mountains farm... stdunstansacademy.orgFrom Ascend by Unbound. A real-world, faith-centered college alternative for gap-year, trades, and degree-seeking students. More at beunbound.us/worldAnd from WatersEdge. Where faithful investments strengthen ministry. 4.6% APY on a 15-month term. WatersEdge.com/invest WatersEdge securities are subject to certain risk factors as described in our Offering Circular and are not FDIC or SIPC insured. This is not an offer to sell or solicit securities. WatersEdge offers and sells securities only where authorized; this offering is made solely by our Offering Circular.

This 2019 episode covers the Regulator War, aka the War of the Regulation, aka the Regulator Movement. It was a North Carolina event which arose in response to unfair taxes, poor representation and corruption.See omnystudio.com/listener for privacy information.