Podcasts about IMB

What does a hotel key card have to do with 400,000 people hearing the gospel? Don Barger, Director of Innovation and Artificial Intelligence at the International Mission Board (IMB), shares the unexpected story of how one small, tangible idea helped one of the world's largest missions organizations go from AI skepticism to full-scale adoption — in just a few years.Key TakeawaysEasy wins change everything. The IMB's first AI pilots were deliberately small — translation of internal communications, a digital responder, and donor processing — and those quick wins gave skeptics something real to believe in before any large-scale rollout began.A few hundred NFC cards sparked 25,000 chatbot conversations. Don distributed programmed NFC cards at a single event, and within days, 25,000 people had tapped in and engaged with the IMB's AI chatbot — a result that came from one simple, low-cost idea.FaithBot was built for triage — and became a global evangelism tool. Originally designed to protect digital responders from high-volume, low-quality traffic, FaithBot now has over 400,000 users worldwide across multiple languages, spreading largely through organic, word-of-mouth sharing.Leadership sponsorship is the non-negotiable. Don invested significant time early on helping the IMB's President and EVP understand AI deeply enough to champion it. The entire senior leadership team completed an MIT Sloan course on AI business applications — and their buy-in made everything else possible.Your AI belief statement must come before your AI tools. The IMB established clear ethical guardrails before building anything, including a firm line: AI will not provide soul care. Defining what you won't do with AI is just as important as knowing what you will.Yesterday's skeptics make tomorrow's best advocates. Some of the IMB's loudest AI champions today were among the most resistant voices a year ago. Making innovation accessible and irresistible is what turns doubters into champions.Ready to Move from "Should We?" to "Here's How We Start?"If your ministry is still stuck in the "should we?" conversation around AI, this episode will help you move to "here's how we start." Don's framework is practical, proven, and deeply mission-focused — and it's exactly the kind of real-world perspective ministry leaders need right now. Listen to the full episode and then ask yourself: what's your hotel key card moment?ResourcesDon Barger — Director of Innovation and Artificial Intelligence, International Mission Board (IMB)FaithBot — AI evangelism chatbot: https://chat.faithbot.io/Don Barger's Substack — AI, Innovation, and Faith: donbarger.comInternational Mission Board (IMB): imb.orgDigital Ministry Conference 2026: digitalministryconference.comLaunch AI by Five Q — Ready to move from AI experimentation to measurable ministry impact? Learn more at fiveq.com/launch

Im Bürgerkrieg kämpften Amerikaner gegen Amerikaner, Nordstaaten gegen Südstaaten - hunderttausende Menschen starben. Am Ende wurde die Sklaverei abgeschafft und die Abspaltung des Südens verhindert. Doch dieser Krieg prägt die USA bis heute. Biesler, Jörg

In dieser «Fiirabigmusig» tauchen wir in die vielseitige Schweizer Ländlermusik ein. Ausserdem geht es um den Ländler «Im Bänzehüsli», komponiert von Walter Grob.

Welcome to The Weekly, produced by TAB Media Group, which publishes The Alabama Baptist and The Baptist Paper. Each episode features news headlines read by TAB Media Group staff and volunteers. New episodes are released weekly on Wednesday mornings. Articles featured in this episode: 'Cautious optimism': Worship attendance at churches up for the 1st time in decades State Board of Missions to help with IMB learning center renovations; search team assessing 'thoroughbreds' Opinion: Pondering how to understand the coming 'truth and unity' SBC amendment Ideas for Christians to celebrate Independence Day Lass Words: Mad at God? UM recognizes more than 300 graduates; Lance receives doctor of humane lettersUM recognizes more than 300 graduates; Lance receives doctor of humane letters New Baptist campus ministers headed to UAB, UN Visit TAB Media HERE Subscribe on iTunes HERE

In this episode of the Loan Officer Podcast, host Dustin Owen is joined by Marketing Mike and Karina Mojica as they take a deep dive into the latest mortgage industry data sourced from RETR, focusing on trends and developments projected for early 2026. The team discusses comprehensive findings that highlight significant movement within the industry, including the notable statistic that over 10,000 loan originators have switched companies during this period. This mass migration underscores the dynamic nature of the mortgage landscape and the ongoing search for better opportunities among professionals. The analysis reveals that, among all origination channels, brokers stand out as the only segment demonstrating net positive growth in both the number of originators and overall loan volume. This trend suggests a growing preference for the broker model, possibly due to its flexibility and client-centric approach. The hosts break down the performance of major players, noting that CrossCountry Mortgage led the industry in volume gains, solidifying its position as a top destination for high-performing originators. In contrast, Rocket Mortgage experienced the largest losses in both originator count and volume, prompting a discussion about the challenges faced by larger, more traditional lenders in adapting to current market shifts. Throughout the episode, Dustin, Mike, and Karina explore the underlying factors driving these trends, such as the impact of mergers and acquisitions, evolving business models, and the increasing importance of technology and innovation in the mortgage process. They emphasize that for loan originators aiming to succeed in today's highly competitive environment, it is crucial to align with growth-oriented companies that offer structured coaching, robust support systems, and ongoing educational opportunities. The hosts stress that continuous professional development and adaptability are key to thriving amid rapid industry changes, and they encourage listeners to be proactive in seeking out organizations that prioritize both personal and professional growth. By the end of the episode, listeners gain valuable insights into the current state and future direction of the mortgage industry, as well as practical advice for navigating career decisions in a market defined by constant evolution and opportunity. Introduction and Industry Data Overview (00:00:01) Catching Up with the Team (00:01:22) The Top Unite Cruise Event (00:04:03) Sponsor Spotlight: Lower Mortgage (00:06:40) Analyzing Reder's Data (00:08:27) Top Gainers and Losers by Loan Volume (00:12:40) Analyzing Headcount vs. Volume (00:19:07) Sponsor Spotlight: Pilaf Unite (00:26:11) IMB vs. Bank vs. Broker Channels (00:26:43) Why the Broker Channel is Growing (00:30:25) Sponsor Spotlight: Labs Originator Coaching (00:42:25) Summarizing Key Takeaways (00:47:44) Clarifications and Final Thoughts (00:51:27) TLOP's Originator Coaching:

Das amerikanische Raumfahrtunternehmen SpaceX hat seinen mit Spannung erwarteten Börsenprospekt vorgelegt. Damit hat es erstmals ausführliche Finanzdaten und Informationen über seine Eigentümerstruktur veröffentlicht. SpaceX präsentiert sich in dem Dokument als wachstumsstarkes Unternehmen, was insbesondere seiner Satellitensparte Starlink zu verdanken ist. Allerdings weist SpaceX im Moment auch hohe Verluste aus. Eine besonders bemerkenswerte Erkenntnis aus dem Börsenprospekt ist, mit welcher Machtfülle SpaceX den Unternehmenschef Elon Musk ausgestattet hat. Das Unternehmen hat zwei Klassen von Aktien mit unterschiedlichen Stimmrechten. Musk hält eine überwältigende Mehrheit der privilegierten B-Aktien, die jeweils zehn Stimmrechte haben. Die gewöhnlichen Aktionäre werden A-Aktien mit jeweils einem Stimmrecht bekommen. Insgesamt hält Musk 85 Prozent der Stimmrechte an SpaceX. Musk hat außerdem dafür gesorgt, dass er praktisch unkündbar ist. Im Börsenprospekt heißt es, er könne nur von den Inhabern der B-Aktien von seinen Positionen als Vorstandschef und Vorsitzender des Verwaltungsrats entfernt werden. Da er selbst die Mehrheit an diesen Aktien hält, führt also kein Weg an ihm vorbei. SpaceX strebt angeblich eine Marktkapitalisierung von 1,75 Billionen Dollar an und würde damit aus dem Stand zu den zehn wertvollsten börsennotierten Unternehmen der Welt gehören. Für einen Börsendebütanten ist SpaceX schon vergleichsweise alt. Das Unternehmen wurde im Jahr 2002 gegründet. Es bewegt sich freilich in einer schwierigen Branche, die keine schnellen Durchbrüche verheißt. In seinen frühen Jahren hat es kaum Umsätze erzielt und musste viele Rückschläge hinnehmen, eine Reihe von Raketenstarts scheiterten. Nach und nach wurde Space X aber zum Vorzeigeunternehmen der amerikanischen Raumfahrtindustrie und etablierte sich als zentraler Partner der US-Raumfahrtbehörde NASA. Das Unternehmen hat Meilensteine für die ganze Branche erreicht und es zum Beispiel zur Routine gemacht, Trägerraketen nach absolvierten Missionen heil zur Erde zurückzubringen und wiederzuverwerten, was erhebliche Kostenersparnisse bringt. Wir diskutieren in dieser Folge all das – und auch, wieso im Börsenprospekt von einer Siedlung auf dem Mars die Rede ist, und warum Elon Musk mehr Geld bekommt, wenn sie errichtet ist.

In today's episode, we look at the prevalence of various programs to qualify more borrowers for homes. Plus, Movement Mortgage's Lyra Waggoner interviews Rob and Robbie on a listener mailbag list of topics. And we close by examining the macro economic narrative after a large slate of data.Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

In today's episode, we look at the size of the all-cash buyer segment. Plus, Robbie sits down with CI&T's Tim Von Kaenel for a discussion on building, integrating, and optimizing technology to drive differentiation, modernize operations, and navigate an increasingly complex and fast-evolving digital landscape. And we close by examining dissent brewing within the Federal Reserve.Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

In today's episode, we look at what is being discussed at April conferences. Plus, Robbie sits down with with Halo Programs Kirk King for a discussion on the ways originators are utilizing technology to automate daily marketing tasks to generate low-cost, high-yield leads and optimize current client relationships. And we close by examining the Fed's policy calculus.Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

In today's episode, we look at the latest merger in the mortgage industry. Plus, Robbie sits down with Seroka's John Seroka for a discussion on how brands are discovered by prioritizing credible, structured, and widely validated information over traditional SEO, making it critical for companies to build consistent digital authority and trust signals. And we close by examining how mortgage-backed securities (MBS) have been stacking up as an investment vehicle over the past couple of weeks.Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

In today's episode, we look at the calculus going through building contractors minds. Plus, Robbie sits down with WSFS Bank's Jeffrey Ruben for a discussion on how homeowners can strategically tap their equity while navigating today's rate environment, avoiding common renovation financing pitfalls, and understanding why many are calling this the “golden age” of HELOCs. And we close by examining the ways in which rates are impacting borrower psychology as we enter the traditionally robust spring home buying season.Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

Top headlines for Friday, April 24, 2026Texas regulators disciplining three physicians after the deaths of two pregnant patients, concluding the issue was not the law but failures in medical care. It also follows a parental kidnapping case where a 10-year-old boy was taken to Cuba and later safely reunited with his mother after an international search. Plus, comedian Theo Von opens up about personal struggles and faith, sharing his desire for “a new story” and a transformed life.00:11 Texas doctors disciplined over pregnant women's deaths01:03 Trans dad arrested for allegedly kidnapping son, flying to Cuba01:49 Theo Von says he's asking God for 'a new story'02:34 Ryan Blackwell elected president of Lifeway Christian Resources03:23 Fast for Mike Bickle's ‘heaven-ordained destiny' sparks protest04:13 IMB sees over 600,000 people use AI tool ‘FaithBot'05:04 David and Tamela Mann launch faith-focused relationship tourSubscribe to this PodcastApple PodcastsSpotifyGoogle PodcastsOvercastFollow Us on Social Media@ChristianPost on TwitterChristian Post on Facebook@ChristianPostIntl on InstagramSubscribe on YouTubeGet the Edifi AppDownload for iPhoneDownload for AndroidSubscribe to Our NewsletterSubscribe to the Freedom Post, delivered every Monday and ThursdayClick here to get the top headlines delivered to your inbox every morning!Links to the NewsTexas doctors disciplined over pregnant women's deaths | PoliticsTrans dad arrested for allegedly kidnapping son, flying to Cuba | U.S.Theo Von says he's asking God for 'a new story' | EntertainmentRyan Blackwell elected president of Lifeway Christian Resources | Church & MinistriesFast for Mike Bickle's ‘heaven-ordained destiny' sparks protest | Church & MinistriesIMB sees over 600,000 people use AI tool ‘FaithBot' | Church & MinistriesDavid and Tamela Mann launch faith-focused relationship tour | Entertainment

Kurz vor Ablauf eines Ultimatums von US-Präsident Donald Trump haben sich die USA und der Iran auf eine zweiwöchige Waffenruhe geeinigt. Die für den Schiffsverkehr wichtige Strasse von Hormus soll wieder geöffnet werden. Weitere Themen: Nach der Einigung auf eine Waffenruhe zwischen den USA und dem Iran gibt es Entspannung bei den Ölpreisen. Diese waren wegen der Blockade der Strasse von Hormus in den letzten Wochen stark gestiegen. Im Bündner Südtal Puschlav ist ein Feuer ausser Kontrolle geraten. In der Folge kam es zu einem Waldbrand. Mehrere Löschhelikopter sind im Einsatz.

"Im Büro soll ich eine Präsentation vorbereiten. Nach zwei Stunden finde ich den Overhead-Projektor im Keller." Von Ulrich Winters.

Titus 3:3-8 NIV “At one time we too were foolish, disobedient, deceived and enslaved by all kinds of passions and pleasures. We lived in malice and envy, being hated and hating one another. But when the kindness and love of God our Savior appeared, he saved us, not because of righteous things we had done, but because of his mercy. He saved us through the washing of rebirth and renewal by the Holy Spirit, whom he poured out on us generously through Jesus Christ our Savior, so that, having been justified by his grace, we might become heirs having the hope of eternal life. This is a trustworthy saying. And I want you to stress these things, so that those who have trusted in God may be careful to devote themselves to doing what is good. These things are excellent and profitable for everyone.”   *Transcription Below*   Hunter Beless is an author of several children's books including Read It, See It, Say It, Sing It! and Amy Carmichael: The Brown-Eyed Girl Who Learned to Pray. She is also a Bible teacher, co-author of Titus: Displaying the Gospel of Grace and the founder of Journeywomen Ministries, which empowers women to live out their faith through deep commitment to their local church. Hunter hosts the Journeywomen Podcast, sharing resources and insightful conversations with women of faith. She and her husband, Brooks, have four beautiful children, whom Hunter homeschools. You can find her on Instagram @hunterbeless, or at https://www.hunterbeless.com/books. Journeywomen Podcast   Thank You to Our Sponsor: The Sue Neihouser Team   Connect with The Savvy Sauce on Facebook or Instagram or Our Website   Please help us out by sharing this episode with a friend, leaving a 5-star rating and review, and subscribing to this podcast!   Questions and Topics We Cover: 1. What rhythms have been most profitable to you (spiritually, relationally, physically, and productively?)  2. In your own home, how have you intentionally helped your children know and love God through Scripture?  3. How is the Gospel useful for not only salvation, but also sanctification?   Similar Episodes from The Savvy Sauce: 16 Reflecting Jesus in Our Relationships with Rach Kincaid 57 Implementing Bite-Size Habits That Will Change Your Life with Author, Blogger, Podcaster, and Speaker, Kat Lee 150 Brain Science and Spiritual Abundance with Ken Baugh 166 Journey from Empty to Well Nourished Soul with Gretchen Saffles  207 Cultivating Character in Our Children with Cynthia Yanof Special Patreon Release Wholehearted Quiet Time with Naomi Vacaro 267 Apologetics with Ray Comfort 274 Holy Spirit Stories and Fruit and Ways to Identify His Guidance in Our Lives with Margaret Feinberg   Gospel Scripture: (all NIV) Romans 3:23 “for all have sinned and fall short of the glory of God,”   Romans 3:24 “and are justified freely by his grace through the redemption that came by Christ Jesus.”   Romans 3:25 (a) “God presented him as a sacrifice of atonement, through faith in his blood.”   Hebrews 9:22 (b) “without the shedding of blood there is no forgiveness.”    Romans 5:8 “But God demonstrates his own love for us in this: While we were still sinners, Christ died for us.”    Romans 5:11 “Not only is this so, but we also rejoice in God through our Lord Jesus Christ, through whom we have now received reconciliation.”    John 3:16 “For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.”   Romans 10:9 “That if you confess with your mouth, “Jesus is Lord,” and believe in your heart that God raised him from the dead, you will be saved.”    Luke 15:10 says “In the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.”   Romans 8:1 “Therefore, there is now no condemnation for those who are in Christ Jesus”   Ephesians 1:13–14 “And you also were included in Christ when you heard the word of truth, the gospel of your salvation. Having believed, you were marked in him with a seal, the promised Holy Spirit, who is a deposit guaranteeing our inheritance until the redemption of those who are God's possession- to the praise of his glory.”   Ephesians 1:15–23 “For this reason, ever since I heard about your faith in the Lord Jesus and your love for all the saints, I have not stopped giving thanks for you, remembering you in my prayers. I keep asking that the God of our Lord Jesus Christ, the glorious Father, may give you the spirit of wisdom and revelation, so that you may know him better. I pray also that the eyes of your heart may be enlightened in order that you may know the hope to which he has called you, the riches of his glorious inheritance in the saints, and his incomparably great power for us who believe. That power is like the working of his mighty strength, which he exerted in Christ when he raised him from the dead and seated him at his right hand in the heavenly realms, far above all rule and authority, power and dominion, and every title that can be given, not only in the present age but also in the one to come. And God placed all things under his feet and appointed him to be head over everything for the church, which is his body, the fullness of him who fills everything in every way.”   Ephesians 2:8–10 “For it is by grace you have been saved, through faith – and this not from yourselves, it is the gift of God – not by works, so that no one can boast. For we are God‘s workmanship, created in Christ Jesus to do good works, which God prepared in advance for us to do.“   Ephesians 2:13 “But now in Christ Jesus you who once were far away have been brought near through the blood of Christ.“   Philippians 1:6 “being confident of this, that he who began a good work in you will carry it on to completion until the day of Christ Jesus.”   *Transcription*   Music: (0:00 – 0:11)   Laura Dugger: (0:12 - 1:16) Welcome to The Savvy Sauce, where we have practical chats for intentional living. I'm your host, Laura Dugger, and I'm so glad you're here.   Thank you to the Sue Neihouser Team for sponsoring this episode. If you're looking to buy or sell a home this season, make sure you reach out to Sue at 309-229-8831. Sue would love to walk alongside you as you unlock new doors.   My guest for today is Hunter Beless, and you may recognize her as the founder of Journey Women Ministries. She's also a podcaster and an author of multiple books, including this recent one, Jesus Loves You More. Hunter is going to share today about all things discipleship.   Here's our chat. Welcome to The Savvy Sauce, Hunter.    Hunter Beless: (1:17 - 1:23) Thank you so, much for having me. I just love the concept of this show, and I'm excited to be here with you today.    Laura Dugger: (1:23 - 1:56) Well, I've been looking so, forward to getting to chat with you. You've been on my list for years, so, I'm thankful this worked out. And even, it may have been years ago, but I heard you publicly share that you had chosen to put your faith in Christ in elementary school, I believe. But then as you transitioned into high school, you were open about then choosing to pursue the ways of the world. So, will you just speak to that experience and talk to that teenage girl who's currently facing some similar temptations?    Hunter Beless: (1:56 - 6:39) Oh, that'd be such a privilege to get to speak to any young woman who is in a situation like this. I often think, like, if I would have just had one older friend who was encouraging me in the Lord, who would be willing to testify to God's grace in her life, and who would reach back and try and help me just to continue walking in the grace that he had extended to me through his son, like, I wonder if it would have gone differently for me, Laura. But, you know, the Lord did save me at a young age, and I lived fervently for him, loved God's word, even from a young age.    And I remember, like, seeing groups of people that I wanted to like me, and wanting so, desperately to be accepted by them. But knowing that when I opened the pages of scripture, the Holy Spirit brought conviction to my heart in a way that would not allow me to act in accordance with the things that these groups were doing, in order to be approved of by them. And so, I thought to myself, "Well, maybe I'll just stop reading my Bible so, much." This is about eighth or ninth grade. And, you know, then I won't feel a sense of conviction when it comes to, like, these behaviors that I know I need to, you know, adapt to, in order to be approved of by the people that I deemed, you know, significant. And so, I set my Bible aside.    And it's a really sad story. I mean, as I continued to spend time outside of God's word, I would still go to church with my family and things like that on Sunday mornings. But I just began to look less and less like a follower of Christ, and more and more like the world. And eventually, you know, I spent my entire duration of my high school years doing that. And I have to tell you; I just went back to my 20-year high school reunion. And there was a girl that I saw there. And she told me what a jerk I was in that season of my life. And it was such a wonderful thing to be reminded of what it looks like for me to not be walking in the Spirit, but to be walking in the flesh. And to really have to reckon with, that is what it looks like to be walking like the world.    And I just told her, I said, "You know what, you're completely right." I said, "I was." I was totally looking out for my good and not for the good of others. I was absolutely living for myself and not for the Lord. But by God's grace, when it came time for my senior year of high school, he allowed me to get to the end of myself. And you would have thought, like, looking back, I had the resume, I had the 4.0, I had the salutatorian status, I was the president of my high school senior class. You would have thought, this girl's crushing it. But I had never been more anxious, more depressed, more insecure, more selfish, obviously, as testified to by the girl that I just referenced, than I was in that season of my life.    And I remember I had a youth pastor who had just come into our church. And he said, "Hey," he said, "How's your time in the word looking?" And I said, "Well, I could either lie, or I could tell the truth." And I said, "You know, it's looking pretty, pretty bleak." And he said, "I just want to challenge you to get back in God's word." And at the same time, my dad had a tragic accident. It was a near death accident. And I was kind of reckoned with the brevity of life as a senior in high school. And I cried out to the Lord. And I said, "God, if you really are who you say you are, would you show me who you are through your word?"    And that sparked, Laura, this passion for God's word. And it allowed me then to see the difference in my own life, what it looks like for Hunter to be walking without listening to the voice of God, and what it looked like for Hunter to have her face in her Bible, and to seek to live by God's word. And I tell you what, I probably don't look nearly as impressive by the world's standards. But the joy and the peace, and really just the transformation that the Lord has accomplished in my life through his word, is something that I cannot stop testifying to. And I just cannot encourage women enough, like if you are wrestling with the flesh, to get into God's word, because God works by the power of the Holy Spirit through his word in the lives of his people. And so, that's why really this whole passion has just overtaken my life for God's word.    Laura Dugger: (6:40 - 6:59) Wow, that is incredible to hear that transformation, because God did it, and God can do it again. And God can do it for each one of us listening. But you are so passionate about discipling others. Can you first tell us, what were some of the significant ways that you've been discipled?    Hunter Beless: (7:00 - 10:07) Yeah, well, I went to college, and that was the first time that I had ever really had someone seeking to do spiritual good in my life, outside of my parents. And really, even with my parents, like, you know, sitting down intentionally studying the word, that wasn't a part of our family culture. And so, when I went to college, there was a girl, her name was Meredith. And I remember, she sat down, and she taught me how to read my Bible, for really the very first time. I remember being confronted with some of the truths of scripture, Laura, and I'm like, "That's in the Bible? That disrupts me. Like, I didn't know that, you know?" And so, it was such a wonderful time, just of really kind of being confronted with my own theological ideas from my, you know, lack of ability and time to really understand the message of the text, you know, and then to really reevaluate that and be conformed to the text and to allow it to conform me. So, Meredith had a significant influence in my life in how to study the Bible.    And then I had an older woman named Joyce, who at the time, I believe, was in her late 40s, maybe early 50s. And I just remember, Joyce found out that I began to memorize scripture. So, somewhere along the way, I realized, like, this book is so, significant that I need to start, you know, hiding scripture away in my heart. Some of that was just watching my own grandmother and seeing the way that the Lord had used scripture in her own life. And realizing, like, wow, if my grandmother has these truths hidden away in her heart for this season, and she had dementia, I need to start hiding scripture away in my heart, too. So, Joyce and I really, we started up a group on scripture memory.    And I'll never forget the first time I met her, she said, "Hey, I heard you're starting to memorize Ephesians." I never finished. But she said, "Let's hear it." And so, she just opened up her Bible. And I just started quoting Ephesians. And one of Joyce's coined phrases that at the time I didn't realize was actually scripture itself, she would hold the Bible out in front of me. And she would say, "Hunter, this is no empty word for you, but your very life." And she had so many phrases like that, that I didn't even realize at the time, because I was pretty biblically illiterate, that were the words of scripture themselves. That's Deuteronomy 32:47. And Joyce really embodied that message for me, that scripture is that man doesn't live by bread alone, but by every word that comes from the mouth of God. And so, watching her just live with her face in her Bible, proverbially speaking, and seeking to meditate on its truths and live by those day in and day out really transformed who I am even today. And she gave me a picture of what I'd like to look like years down the road.    So, I've had various mentors, but those are some of the first. And the Lord definitely used them in significant ways to do spiritual good in my life.    Laura Dugger: (10:08 - 10:36) And I don't know what kind of life those women lead if they're in public or more private disciplines, but their faithfulness, you just see the impact how it ripples out to bless generations. And even you, Hunter, you're leading this incredible ministry, where you disciple others through helping women know and love God through his word. So, will you share how you ended up getting to do this awesome work that you get to do today?    Hunter Beless: (10:37 - 15:41) Oh, well, the beginnings of this, you would not have thought were awesome. And in fact, you and I were just chatting, and I still am recording out of my closet. And really, it's all just been an overflow of what the Lord has been doing in my own life. And I did feel like along the way, I just, I began to just love learning from older women. And I do think that's a biblical, like scriptural kind of practice. You look at Titus 2, you see the older women are to teach the younger women what is good. I was a younger woman who loved learning from older women. And so, I had this, over the years, this just long list of women who had invested in me who had, you know, testified to God's grace in their life, who had taught me the scriptures.    And when my husband Brooks and I were in the military, we found ourselves on post. And just due to the transiency of a military lifestyle, the churches around military installations tend to be a little bit tired, sometimes depleted, because people in the military are moving so, frequently. So, it's hard, right, to have continuity to see people through in their discipling process and all of that. And so, I really missed those mentors that I'd had from college, and the year after college, after coming into marriage. And so, I thought to myself, like, man, I want the other women. I was also interfacing with either believers or non-believers who really had never been discipled. And I thought, man, I just wish I could get you with Joyce, or I wish I could get you with Meredith. I wish I could connect you, you know, with X, Y, or Z woman from the past couple of years.    And so, I thought, I also simultaneously was listening to a lot of podcasts because I was super lonely. Just because, you know, moving into a new culture, and then my husband was gone at least 50% of the time for training or deployment. And so, I'd be walking along the military installation listening to like sermon audio, like John Piper or Timothy Keller or whatever. And I thought, man, I wish that there was a conversational podcast about theology for women that would just be more warm and kind of like what we're doing right now. And my husband was like, "Well, you should start it." And so, I just started with the women who had mentored me. If you go back to the very beginning of the podcast, it's truly like my college roommates. It's my mentors from Pine Cove Christian Camps where Brooks and I met.    And I think I just by God's grace, the podcasting network was so, small at the time. I remember Journey Women landed in the number two spot right behind Joel Osteen whenever the thing launched. And so, then from there, it just gave the podcast some notoriety, which is what then allowed, you know, some of the names that you would recognize to reach out and to say, "Hey, you know, could we come on the podcast?" And at the time, I had no knowledge of, you know, how to market people marketing books or any of that Bible studies, etc. And yeah, it was a really fun season, actually, because it was pre-COVID. And you know, people weren't used to doing a whole lot online. And so, had some really, really fun conversations. And along the way, the Lord has helped me to hone in more of a vision of what I'm doing. Because at first, it was just like, let's get in the closet and have like fun, intentional conversations that I could share with my girlfriends or with maybe the military spouse that I'm meeting on the playground that I may never see again, you know.    And then along the way, people started even wanting to donate to the podcast and different things like that. And I thought, I really need to have a clearer aim. And so, now, you know, over the past eight years, the Lord has given us this mission to help women know and love God through his word, to find their hope in the gospel and to invest deeply in their local churches as they go out on mission for the glory of God. And some of that came and Laura, I'm sure you face this from women really seeking out discipling online, and us realizing we can't disciple you. Like, we cannot come alongside you and help you to grow in godliness, you know, but we can do that via the interwebs. But the degree to which we're able to do that is super-duper limited. And so, what does it look like for us then to equip women so, that then they would be encouraged to seek out fellowship in the local church, and to be investing their time, energy and talents in the local church. And so, that's become kind of our resounding gong at Journey Women over the years, just because we really do believe that ministry happens best in the context of the local church. And that's something that the Lord has validated through seeing women reaching out online and realizing like, hey, we could never, you know, provide what they need. But God in his grace has given us the local body that is able to do that.    Laura Dugger: (15:42 - 19:08) So, well said, because this is a great place that we can meet people anytime what is most convenient for them with a podcast. But then also, so, that's great for sowing seeds. But there's nothing that replaces that embodied relationship. And it just makes me think of God that he created us that way. And he knew it because Jesus even being embodied, little baby sent to earth, so, nothing replaces that. And, Hunter, I just I love hearing about your public ministry and the way the Lord has blessed and grown it.    And now a brief message from our sponsor. With over 28 years of experience in real estate, Sue Neihouser of the Sue Neihouser Team is a RE/MAX agent of Central Illinois, and she loves to walk alongside her clients as they unlock new doors. For anyone local, I highly recommend you call Sue today at 309-229-8831. And you can ask her any real estate questions. Sue lives in Central Illinois and loves this community and all that it has to offer. When unlocking new doors with her clients, Sue works hard to gain a depth of understanding of their motivations and dreams and interests in buying and selling their home. And then she commits to extensive market research that will give them confidence in their decision. Sue truly cares for each of her clients and the relationship she forms with each family along the entire home buying or selling process. This was absolutely our experience when we worked with Sue and her team. The house that we desired at the time was actually not even on the market, but Sue had a connection and was able to ask those homeowners if they would be willing to sell. She was timely in her response as she walked us through this whole process, and she helped us sell our home with the right offer coming in hours after it was listed. We kept saying she's thought of everything. And Sue's continued generosity was astonishing. I remember one afternoon after we had settled into our new home, and she was knocking on the door dropping off a goodie bag for our family that came from the local bakery. Our daughters also loved getting to know Miss Sue as she assisted us in finding truly our dream home.    So, whether you're looking to buy a home for the first time, or looking to upgrade or downsize, or making the big decision to move to an assisted living from your home of many years, Sue will be there to help you navigate the big emotions and ensure the process is smooth and stress free, and that the new doors to be unlocked are ready and waiting for more memories to be made. So, call her today at 309-229-8831 or visit her website at sueneihouser.com. And that is sueneihouser.com. Thanks for your sponsorship.   I'd also love to hear a little bit more about your personal life. So, what does a day in the life look like for Hunter Beless?    Hunter Beless: (19:09 - 21:25) Well, I think if somebody joined me in a day in a life, in this season, Laura, I feel like I'm too busy. I have committed to too much. And so, what it looks like practically, it's going to be a lot of time running from this or that event and just trying to do the things that I committed to before or some of the other things that the Lord has allowed in my life came to fruition. But just leaning into him for the grace that I need moment by moment, you know, and trusting that he is the same and that he has provided all of the grace that I need. His grace is sufficient for me, you know, as I'm running errands and facing the temptation to feel anxious or overwhelmed that, you know, I think it's Luke 12, where it's talking about how I can't even add a moment, not even the smallest amount of time to my life by worrying. So, I'm just going to entrust all of this to the Lord.    So, for me, I wonder how many women are listening to this and that they can relate to this because I talked to various people who they don't have a podcast, but they don't have the same work as me, but they feel that same temptation towards anxiety and the feelings of overwhelms that we all face, you know, and yeah, I think my life probably looks a lot like many of y'all's. And for me, it's just the constant meditation on scripture and just rehearsing the truths of God's word that are never changing, even in the midst of my ever-changing and chaotic circumstances. So, it doesn't seem to change even if I do a better job, which I could have done, planning my schedule or, you know, prayerfully considering the commitments that I made, but just resting and knowing that he is unchanging and that he is ever-present and that he is all-knowing and that he has provided everything that I need and his son.    So, that is what it looks like. Every day looks different, but again, leaning into the truths of God's word, meditating on those truths, rehearsing those truths over and over, and resting in the grace that the gospel provides. That's the thing that never changes.    Laura Dugger: (21:27 - 22:06) And I love that overview because if we look from the outside, you're homeschooling, you run this ministry, you have a podcast, and you're cooking healthy recipes for your family, but I'm sure do you also have weekly patterns? Because to me, it's a stewardship issue. You've been faithful with little, it sounds like, so, he has given you the opportunity to be faithful in much, and it's a season of much where you've written books and produced all this content. So, do you have a system in place or rhythms throughout the week that have helped you live that full, abundant life?    Hunter Beless: (22:06 - 24:19) Yeah, that's a really good question. Obviously, the weekly rhythm that we always start with is worshiping with the saints on Sunday. I look forward to that like no other. And we are in a church that the Lord is just so, gracious to have provided a pastor who prioritizes the preaching of the word and who is consistently proclaiming the gospel from the pulpit. And so, Laura, on the weeks where I feel like I have been so, busy that I have not spent the time in God's word that I would desire, just the recognition that going to church on a Sunday is such a blessing to get to receive God's word. And so, there have been many times that I just show up and I'm just like, "Thank you, Lord." Thank you for the provision of your word. Thank you for the provision of the body of Christ. And so, Sundays are just like a non-negotiable for us. We go to church on Sundays. And then, you know, we have various things. My kids are actually homeschooled on two days out of the week or three days out of the week. And then, they go to school two days. So, we do like a university model is what it's called. And so, on the three days that they are home, I am full tilt homeschooling, doing everything home-related.    And in fact, I have had to learn that part of their education is also helping care for our home. And so, we really see it as a team effort to keep the home, like, tidy and running and functioning well, so that we can, you know, spend as much time in it as we do, like, with happy hearts. And then, on Tuesdays and Thursdays, I typically am in this closet working while the children are at school. Saturdays, we rest together as a family. We spend a lot of time outdoors. I also make bread regularly. And I think there's something liturgical for me about making bread. And, like, when everything else feels, like, a little bit chaotic and out of my control, the beauty of just doing a simple task like making bread to provide food for my family and nourishment is something that really brings me great joy. So, Saturdays are also bread-making days. And then, the week begins again. That is awesome.    Laura Dugger: (24:19 - 24:41) I love hearing that. And it makes me curious to go even a little bit further. I'll give you a few categories, but I'd love to hear what rhythms in these categories have been most profitable to you. So, when you think of it spiritually, physically, relationally, and just productively, how you stay creatively fresh.    Hunter Beless: (24:41 - 28:24) Yeah. You know, spiritually for me, and I'm a mother of, like, young children, right? So, my kids are ranging from age 11 to age 3. I would say we're still in a season in which sleep is a little bit unpredictable, particularly in those early waking hours. But I do my very best to try and get in God's Word first. And that is not because I want to check it off the list, but because I need the people in my home and beyond. So, really trying to just orient myself rightly to the truths of God's Word first thing is huge. I also do try to work out. So, that gets to the physical piece. I neglected working out for many years. I actually, hilariously, was a personal trainer when we were back in the military. And that was kind of my gig while Brooks was gone. And so, I know how to work out, and I enjoy working out. But with the children, it has been a difficult thing for me to prioritize. But just this last year, I got, this is the most, like, basic thing ever. I got a Peloton. I bought it secondhand off of Marketplace. And it has just been a wonderful way for me to sweat and exercise my body first thing in the morning without, you know, really requiring a whole lot. I don't have to leave the house. I don't have to go outside or anything, because Brooks does travel quite a bit still for work. And so, I try to ride the Peloton. Doesn't always happen. Happens less than it does, than I want for it to, but it does help.    And then, yeah, relationally is really, that's a really good question. I think one thing that the Lord has blessed me with, having lived a season of extreme transiency, right? So, we did eight years of military. And then, we did two years at, you know, university where Brooks got his MBA. And now, we're in our first, like, what we would call, like, a civilian kind of location, where he's got his first civilian job. We're almost 15 years deep into marriage now. And so, all of the friendships that I made along those eight years of moving almost annually. I think we moved, like, six or seven times in eight years. Yeah, just trying to maintain those relationships. I only have one or two from each duty station, but I love using Voxer or Voice Memo to keep in touch with people who have known me for, you know, a longer time. And that's just one thing that's really fun. I have to be careful not to let that overtake my time on my phone, but I do love to keep in touch with old friends. And they are some of the friends that the Lord has used just really to help me navigate the various challenges that we face, right, in life and relationally in marriage and all of that.    So, anyways, and relationally in marriage, Brooks and I were really just relishing in the friendship that God has given us with one another. I don't think it's been easy over the years, especially with all of the transiency and all of the deployments and all of the many moves that we've faced. But God has really just given us a true appreciation for one another. And to begin to see now, 15 years into marriage, that the differences that He has given each of us are a gift to help us be conformed into the image of His Son. So, that's some of it, spiritually, physically, relationally. Did I miss anything?    Laura Dugger: (28:25 - 28:32) Just even productively as you're creating content, how do you stay creatively inspired and fresh?    Hunter Beless: (28:33 - 30:55) Yeah, I love, my friend Gretchen Stoffels has a lot of wonderful things to say about this. She talks a lot about producing from the overflow and not the undertow. And that's ministered to me over the years. I find a lot of times when I am not creatively fresh, it's either because I'm overproducing or because I'm not honestly spending, most of what I do is all revolving around God's Word. So, it's like if I'm not spending time in God's Word and allowing myself to just be struck anew with truths from the text, then what do I have to share? So, that helps me too in knowing when am I overcommitted? Because if I don't have time then to be relishing in God's Word, not for the sake of producing something, but just like you said, just being struck and wonder by who God is, then I really need to reevaluate the commitments that I'm making and slow things down a bit. And so, that's kind of what has helped me to protect that time with the Lord so that then I would have something to offer others.    And I don't just think about it in terms of producing a podcast or writing a book or sending out a newsletter. I mean, honestly, even with the children, this has been something that I've been thinking about for the last six to eight months. If I want them to understand how God's Word informs all of life, then I need to be with my face in my Bible because who is it that they spend the most time with, right? All throughout their life. Like, it's me. And so, I get to then help them realize like, oh, here is how Scripture applies to all these different circumstances. But if I don't spend time in God's Word, then I've got nothing to give. And I have a friend who was a missionary actually in a remote country with the IMB. And I asked her, I said, "How did you ever evangelize with people in this remote context from this different religion and all of this?" And she said, "You know what, I just had to be so, filled up with God's Word that that's what came out." And I think about that all the time. So, when I'm feeling dry, I'm like, "Oop, oop, that's a good sign. I need to go back to God's Word."    Laura Dugger: (30:56 - 31:07) I love that. And let's go there then in your own home. How have you intentionally helped your children to know and to love God through Scripture?    Hunter Beless: (31:09 - 33:52) This is going to sound really selfish, but, you know, this whole endeavor, right, I've realized the significance of God's Word in my own life. And so, I'm constantly thinking, Laura, like, how am I going to get into God's Word? You know, like, that's, it sounds selfish. But if I really believe that I need God's Word for all of life, I'm going to have to figure out how am I going to get that in. And then it's wonderful because I get to bring the children along in that. So, maybe that's just like a fresh take on it, right? Because we're always thinking as mothers, like, how can we be investing in our children more heavily in all of these things? And I think those are good and right desires. Obviously, Deuteronomy speaks to that. You know, we're supposed to teach our children diligently the ways of the Lord. But I think it's just so refreshing when we come to the text as learners, as co-learners. And so, for me, I'm just always thinking, like, how can we learn together who God's Word is? How can we worship the Lord together in our home?    And then it helps me see those times, right, when you are offering instruction to the children, when you are being intentional about, you know, for us, we do, like, catechesis, for example, which is a series of questions and answers just to help disseminate doctrinal truths and help the children learn, like, here are, you know, foundational doctrine of the Christian faith. Then I'm not just like, "Okay, who is God? You know, God is the Spirit." I'm, like, thinking about the things that we're learning in a way where I also am seeking to learn as well. And I think that just gives a posture of humility, too. Like, as a parent, where it's not like, "You gotta learn your Bible verse this week, kid." You know, it's like, "We get to, we get to, look, we get to learn God's Word together, you know?" And then that helps them understand the joy of learning God's Word. And it also gives them a very real picture of a parent who's being transformed by the truths of God's Word. What better witness is there? And so, really, I've stopped seeing it as, "Hey, here's our time," you know, which we do have.    And practically, for us, a lot of that happens around the table because I've realized that, like, when children are well-fed, when they have something to do with their hands, they may be a little bit more prone to, like, have open ears, ready to hear, you know, instruction. But we do have those rhythms kind of in place, but I don't want it to be relegated to those rhythms. I want it to be all of life. I want us to understand it doesn't just mean we're gonna sit here over breakfast and do our Bible reading for the day. This is something that is really going with us through the day because we need it not just for this moment, but for all of life.    Laura Dugger: (33:53 - 35:38) You draw so much wisdom there, and I think especially that it's not an either-or, having that set-aside rhythm and time, or just hoping it'll be incorporated into all of life. But it's both.   I want to make sure that you're up to date with our latest news. We have a new website. You can visit thesavvysauce.com and see all of the latest updates. You may remember Francie Henrichsen from Episode 132, where we talked about pursuing our God-given dreams. She is the amazing businesswoman who has carefully designed a brand-new website for Savvy Sauce Charities, and we are thrilled with the final product, so, I hope you check it out. There you're going to find all of our podcasts, now with show notes and transcriptions listed, a scrapbook of various previous guests, and an easy place to join our email list to receive monthly encouragement and questions to ask your loved ones, so, that you can have your own practical chats for intentional living. You will also be able to access our donation button, or our mailing address, for sending checks that are tax-deductible, so, that you can support the work of Savvy Sauce Charities and help us continue to reach the nations with the good news of Jesus Christ. So, make sure you visit thesavvysauce.com today.   Even going back to the heart of this conversation of discipleship, Hunter, how do you think the local church, and especially older women in the community, can play a vital role in encouraging young people to love Scripture?    Hunter Beless: (35:40 - 39:34) You know, I love this question, and I just, I cannot overemphasize the value of older women who love God's Word in the church enough. You know, I think in the culture, we're hearing and seeing that, you know, it's not good to grow old. I mean, that's being perpetuated by all of the Instagram ads that we receive, and by seeing shiny faces that look like they haven't aged one bit. And I'm like, "No, God's Word says that women, older women in particular, have tremendous value in the family of God." And so, I think I want older women just to realize, like, we need you. And in fact, no one is exempt. No woman is exempt from the Titus 2 mandate to teach the younger women what is good. And how do we know what's good? Well, we know God alone is good. And because God is good, we know His Word is good. And if you don't have any clue, like how to reach back and invest in the next generation, I have great news for you. All you need is God's Word.    So, I mean, the littlest learners, the children in the community, I think they are the most gracious recipients of anybody in our community, you know, just when it comes to God's Word. And so, look for ways that you can encourage the younger people in your sphere of influence, in your local church, with God's Word. And often I think that just starts with maybe even meditating on one verse. You know, it can be that simple. Or for me, one way that I want to encourage, you know, the children in my life with God's Word is by identifying ways that I see God working in their lives and naming it. I mean, how encouraging would that be if an older saint in the church said, "Hey, you know, I don't know, my oldest daughter's name is Hadley. Hey, Hadley, like, I see God working in you. You are showing kindness, you know, to the other children in the church. Thank you so much for that. And I'm just praising God for the work he's doing in your life," you know.    But I think in order for them to do that, right, they have to be willing to be inconvenienced by being around the children. And we just had a sermon on this, a wonderful sermon from the book of Mark about Jesus saying, "Let the little children come to me." And so, I think just realizing that Jesus himself, right, he was unbothered. He delighted in the presence of children. So, I think in our older age, you know, especially after you have young kids and you've done all of your time, you know, investing in the next generation in that way, just realizing that there is value in serving in kids' ministry or children's ministry in the church and just getting around the children to be able to give yourself the opportunity to know them in a way where you can meet them with the truths of God's Word. It could also be just having younger families in your home. And I know that can be such an inconvenience. I mean, we're a hot mess. We are so chaotic. And I know, you know, you even have to consider the breakables. Like, you got to protect those, you know, when we come into the house. But figure out, like, what does hospitality look like where we can welcome in younger children, the families with younger children in the home, seek to encourage the parents. I mean, truly, Laura, what else are we doing here? Like, we have been given two things. We have been given the mission of evangelizing and discipling. And that message is the same.    At the heart of both of those things is the gospel. The gospel is for salvation and for sanctification. And so, if you're an older person in the church, keep meditating on the gospel. Keep, you know, seeking to disseminate the truths of the gospel to everybody around you. And remember, the littlest of these, I think, are the most eager learners. And it's such a great opportunity.    Laura Dugger: (39:36 - 39:52) Goodness, I love that. And as you say, disseminate these truths of the gospel for both salvation and sanctification. Can you even share clearly what is that gospel that applies to everyone?    Hunter Beless: (39:53 - 43:58) Oh, yes. I mean, this is the good news that I continually am rehearsing over and over and over again. I think for me, you know, I realized as a young child that the gospel was for salvation, right? That I love the Titus 3. You know, I just wrote this Bible study on Titus with Courtney Docter. If you don't have, like, a great comprehensive kind of gospel text that you've got in your back pocket, I think Titus 3:3-7 is a wonderful text to commit to memory. It says, "So, we are sinners." Romans 3:23. You know, we were created by God to glorify him. And yet, we have chosen to glorify ourselves. Romans 3:23 says, "For all have sinned and fall short of the glory of God." So, we too were once foolish. I think it's easy to see that when you really think about your life. You know, like, even me testifying to my life in high school. We too were once foolish. There's no getting around that. But we too, let me see, where am I now? "But when the goodness and loving kindness of God our Savior appeared, he saved us," "not because of works done by us in righteousness, but according to his own mercy," So, how does he save us? Well, he sent his son, Jesus. When did the kindness of God our Savior appear? Well, it appeared over 2,000 years ago. In a stable in Bethlehem. When, like you said, God sent his son to live a perfect life. And then he gave his life on the cross so, that we might have right relationship with God. He saved us. Not by works of righteousness, but according to his mercy, "By the washing of regeneration and renewal of the Holy Spirit."    So, when, and by the way, he rose from the grave. Let's see, is that in here? I don't know. But let's see. That one's not in this particular gospel text of Titus 3:3-7. But we know that from the gospels, right? That Jesus Christ died on the cross. And that he rose again three days later. Overcoming death. So, that we too might not have to experience eternal death. We get to experience eternal life. When we turn from our sin and trust in him. And that's when that washing of regeneration and renewal by the Holy Spirit happens. We're filled with the spirit. He's poured out his spirit on us. Verses 6 and 7 says, "whom he poured out on us richly through Jesus Christ our Savior, so that being justified by his grace we might become heirs according to the hope of eternal life." And so, I think part of what it looks like for us to live with that hope of eternal life. Is to constantly be reflecting upon who we were apart from Christ. Who we are in Christ. And who we will be when we one day see Christ again. Face to face. And so, that for me is what it looks like. Just to relish in the gospel. To remember the gospel.    Even when I was talking earlier, Laura, about feeling overwhelmed. The temptation for me then is to feel down on myself. And to wrestle with shame. Because I've over committed, right? But I'm rehearsing the truths of the gospel to myself in that moment. And saying, "Okay. Yes, could I have planned my schedule better? Yes, could I have done all these things? But you know what? I, by God's grace, get instead to rest in the grace that the gospel provides for me in this moment. Knowing that with all these various responsibilities, I am not going to be executing them perfectly. But he has perfectly accomplished my salvation on the cross. And so, I can rest in his son. Knowing that my salvation is not based on my perfect performance. But on the performance of Christ." And that then again helps me then to relish in the gospel. To remember the gospel, like I said, is not just for that moment of salvation or justification. When we're saved from our sins and made right with God. But it's also for every moment of every day. Because we need it all the time. At least I do.    Laura Dugger: (44:00 - 44:20) Yes, absolutely. And I think we can hear that or repeat that so, often. But I love how you unpack it. Because especially for those who have been saved. When they rely on the gospel for sanctification. Can you give any more examples of what that looks like? Specifically for sanctification after the salvation?    Hunter Beless: (44:21 - 46:35) Yeah. I think it's just coming to a greater understanding of our desperate need for Jesus. And then as we rely on him more wholly. I think we're conformed even more into the image of his son. Just after that gospel hymn in Titus 3. Verse 8 says, "The saying is trustworthy, and I want you to insist on these things, so that those who have believed in God may be careful to devote themselves to good works." So, what is sanctification? Well, sanctification is growing in godliness. Or said another way, it's growing in good works. Right? So, we're not saved because of our good works. We're saved by the gospel so, that then we can produce good works. By God's grace. That's the sanctification process. And so, how does that happen? Well, verse 8 tells us, "The saying is trustworthy, and I want you to insist on these things." What does it want us to insist on? It wants us to insist then on the contents of the gospel from Titus 3:3-7. So, we need to, in order to grow in our ability to do good to others. What do we do? We insist on the gospel.    And how does that work? Well, when I am feeling, again, overbooked, overwhelmed. And somebody comes into my life that needs service. If I'm functioning by the world's wisdom, what am I going to say? "You know what? I just don't have the margin for that. I can't do that. I need to protect my time." But if I'm looking at the gospel, what do I see? Well, I see what Christ died for me. Was that act of service self-protective in any way? No. So, what does it look like for me then to lay down my life for the good of another? And that's how the gospel then informs our living in such a way that we begin to grow by God's grace, not by our own effort, in godliness. So, I think that's how the sanctification process kind of works itself out.    Laura Dugger: (46:35 - 46:54) Thank you so much for sharing that. And you've taught us already so, much in this time together. But you've also written a book recently for children. Can you tell us a little bit more about it and share the lasting truths that you want to impart to children who get to read or listen to your book?    Hunter Beless: (46:55 - 49:47) Yeah. I think it started for me with really thinking about what are those kinds of scriptural, biblical truths that I want to offer to the children in these everyday moments like we've been talking about. My son, I already shared, he's been struggling with sleep for the last year or so,. And he'll come tumbling down the stairs in the middle of the night. And my initial reaction to that is to want to say, "It's okay. Mommy's here." Right? And that's true. And I do think that offers some temporal comfort. And it is a good thing for a mother to be present in the time of a child's need. But thinking more deeply, I began to say, "Buddy, God is with you. You have no need to fear." And the reason for that is because I started thinking about, well, what if mommy wasn't here? What if I wasn't able to be here? And some of that came just from having lost my own father in the last few years to cancer spontaneously. And just thinking, like, what are the lasting truths that I then want to impart to my children when I'm no longer able to be present? So, it is true. It's comfort that mommy is here in your time of need. But also, even when mommy's not able to be here, remember, God is with you always.  And it's been such an encouragement for me then to even see him, like, on the playground and his little buddy will get hurt. And he'll turn and he'll tell his buddy, like, "It's okay. God's with you." You know what I'm thinking? "That's so, good. Like, this is the kind of stuff that I want to be just ingrained within the children so, that their initial reaction is, 'It's okay. God is with me.'" Similarly, the message that is repeated throughout the book is, "Jesus Loves You More". And that was really instigated from one of my children requesting for me to say over and over again this popular phrase that we've all heard, "I love you to the moon and back." And I started thinking, like, "Okay, that's true. I do. I love you to the moon and back. I love you to the, you know, mountaintop and to the ocean floor. I love you as far as the east is from the west. But there is one who loves you even more than I ever could. And in fact, when my love fails you, His never will." And so, I wanted to get that.    If there's one message that I want my kids to know, it's that. It's that Jesus loves them so, much that he went all the way to the cross at Calvary and gave his very life so, that they could be made right with God. So, that's the message that I hope kids will take away from the book. I do hope that it inspires parents to think about what are those lasting truths that they want to impart to their kids. And I hope it equips them then to be able to share what I believe as Christian parents is the most important message we could ever give.    Laura Dugger: (49:48 - 49:54) I just want to acknowledge too, I'm so, sorry for the sudden loss of your father in recent years.    Hunter Beless: (49:55 - 50:19) Well, thank you. Yeah, it's, you know, my kids were just saying as we were hiking this last weekend, they're like, "We miss puppy." But we're like, I'm at a point now where I did go through many years of grief, missing him, you know, all of this. But just relishing in the fact that he's in the presence of the Lord Jesus. And I am just so grateful because he's in a much better place. So, I'm looking forward to the day that I get to join him there. Amen.    Laura Dugger: (50:20 - 50:28) Well, Hunter, you've already given us so much, but where can we go to continue being discipled by you after this conversation?    Hunter Beless: (50:30 - 51:14) Well, if you like conversations like this, you know, I infrequently show up at Journey Women. We used to do a weekly show and then it turned to bi-weekly and now we're seasonal. But I do love having conversations just like this. And I hope that, you know, just as our conversation today, I hope it encourages women just to get together, like you said, with women in their local context to open up God's word. And just to go deeper, relationally, conversationally, to come together around the truths of God's word. You've asked such great questions, Laura. And I think take some of these questions and ask your friends and see where the Lord guides those conversations. I think that'll just be such a blessing. It's been a blessing to meet and chat with you today.    Laura Dugger: (51:15 - 51:32) Well, I've loved every minute. And you may already be familiar that we're called The Savvy Sauce because savvy is synonymous with practical knowledge or insight or discernment. And so, as my final question for you today, Hunter, what is your Savvy Sauce?    Hunter Beless: (51:34 - 52:28) Oh, you try to nail me down to something practical. It's funny, Laura, because I feel like I resist practical. And I'm not sure what it is about me that resists practical other than maybe sometimes I felt like bound in by people's practical advice. Does that make sense? And so, for me, here's my practical advice. My practical advice is to allow all of your practices or your practicals to be informed by the principles of the text. So, allow the principles of scripture to inform your practice. And that's not very practical, but I think the only practical way you can do that is to get your face in your Bible and to really seek to know and love God through his word. And then he will certainly help inform your practice.    Laura Dugger: (52:30 - 56:34) I think that's actually more practical than you realize. That is wonderful. And Hunter, your joy and your laugh are just contagious. And you're clearly gifted from the Lord as a clear, articulate communicator. And it blesses so, many people in so many generations because you are able to filter in the truth and then communicate it in a way that's able to be received. So, it's been so encouraging to sit under your teaching and be inspired to take this out and to hopefully begin in our home. But also, those good works, as we're called as older women, too. None of us are exempt, as you said. So, I've just thoroughly enjoyed being with you. Thank you for being my guest. Thank you so much for having me. It's been so fun.   One more thing before you go, have you heard the term gospel before? It simply means good news. And I want to share the best news with you, but it starts with the bad news.   Every single one of us were born sinners, but Christ desires to rescue us from our sin, which is something we cannot do for ourselves. This means there's absolutely no chance we can make it to heaven on our own. So, for you and for me, it means we deserve death, and we can never pay back the sacrifice we owe to be saved.   We need a savior, but God loved us so much. He made a way for his only son to willingly die in our place as the perfect substitute. This gives us hope of life forever in right relationship with him.   That is good news. Jesus lived the perfect life. We could never live and died in our place for our sin.   This was God's plan to make a way to reconcile with us so that God can look at us and see Jesus. We can be covered and justified through the work Jesus finished. If we choose to receive what he has done for us, Romans 10:9 says, “that if you confess with your mouth, Jesus is Lord and believe in your heart that God raised him from the dead, you will be saved.”   So, you pray with me now. Heavenly father, thank you for sending Jesus to take our place. I pray someone today right now is touched and chooses to turn their life over to you.   Will you clearly guide them and help them take their next step in faith to declare you as Lord of their life? We trust you to work and change lives now for eternity. In Jesus name we pray.   Amen. If you prayed that prayer, you are declaring him for me. So, me for him, you get the opportunity to live your life for him.   And at this podcast, we're called The Savvy Sauce for a reason. We want to give you practical tools to implement the knowledge you have learned. So, you're ready to get started.   First, tell someone, say it out loud, get a Bible. The first day I made this decision, my parents took me to Barnes and Noble and let me choose my own Bible. I selected the Quest NIV Bible and I love it.   You can start by reading the book of John. Also get connected locally, which just means tell someone who's a part of a church in your community that you made a decision to follow Christ. I'm assuming they will be thrilled to talk with you about further steps such as going to church and getting connected to other believers to encourage you.   We want to celebrate with you too. So, feel free to leave a comment for us here. If you did make a decision to follow Christ, we also have show notes included where you can read scripture that describes this process.   And finally, be encouraged. Luke 15:10 says, “in the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.” The heavens are praising with you for your decision today.   And if you've already received this good news, I pray you have someone to share it with. You are loved and I look forward to meeting you here next time.

In this episode of the FinTech Hunting Podcast, Michael Hammond sits down with Kortney Lane-Schafers of MMI (Mobility Market Intelligence) for a powerful conversation about where the mortgage industry is headed—and what still matters most as technology moves faster than ever.Yes, AI is changing the game.Yes, data is more available than ever.But here's the deeper question:In a market driven by automation, what still creates trust, momentum, and real growth?Kortney shares how MMI One is helping mortgage professionals turn data into action—not just reports, dashboards, or noise, but real business decisions around recruiting, retention, market expansion, customer outreach, and borrower opportunity.This episode goes beyond product talk. It gets to the heart of what many leaders are wrestling with right now:How do you use mortgage data in a way that is actually useful?What role should AI play in relationship-driven industries?How can lenders, servicers, banks, and credit unions better activate their databases?Why do authentic human relationships still outperform transactional selling?What makes an industry experience memorable instead of forgettable?Kortney also shares her perspective on why connection still matters, why the best networking is never just about selling, and how thoughtful experiences can create lasting impact across the mortgage and fintech ecosystem.If you work in mortgage, fintech, lending, servicing, banking, credit unions, proptech, sales, recruiting, or growth strategy, this conversation will give you both practical insight and a meaningful reminder:Technology may accelerate business, but relationships still move it forward.Key takeaways from IMB and why optimism is returning to mortgage in 2026What MMI One is and how it unifies mortgage data, communications, and monitoringHow lenders can use data for market growth, recruiting, retention, and referral developmentWhy actionable data matters more than just having more dataHow mortgage teams can use triggers and insights to deliver the right message at the right timeThe growing role of AI, automation, CRM integration, and credit monitoringWhy live events, networking, and authentic connection still matter in a digital-first worldHow meaningful experiences build stronger business relationships in mortgage and fintechKortney Lane-Schafers is a respected voice in mortgage and fintech, known for her work at MMI, her leadership in building authentic industry relationships, and her ability to connect data, strategy, and people in a way that creates real impact.The mortgage industry does not need more noise.It needs more clarity.More intentionality.And more leaders who understand that the future belongs to the organizations that can blend data, AI, and human connection the right way.If that's the future you're building toward, this episode is for you.Connect with Kortney Lane-Schafers on LinkedInLearn more about MMI: MMI.ioSubscribe to FinTech Hunting for more conversations with the leaders shaping mortgage, fintech, AI, marketing, growth, and the future of financial services.In this episode, we cover:About Kortney Lane-Schafers Why this conversation matters.###Michael Hammond, Founder of NexLevel Advisors, is the leading fractional CMO in mortgage and mortgage technology, specializing in AI-powered growth strategy and audience development.

Él me mató, aunque no sabe que en realidad yo no morí y que desde ese día vigilo cada uno de sus pasos. Imbécil. 

TRIGGERWARNUNG: Sexismus & Tieropfer Christine M. (24) steckt in einer Phase, in der in ihrem Leben scheinbar alles schiefgeht. Im Büro macht sie einen folgenschweren Fehler und wird von ihrem cholerischen Chef zusammengestaucht. Auf dem Heimweg wird sie in der U-Bahn von einem "Sexstrolch" begrapscht – und als wäre das nicht genug, macht ihr Freund Dirk am selben Abend auch noch per Anrufbeantworter Schluss. Ja, wir befinden uns im Jahr 2006 (oder irgendwann davor) Frustriert und verletzt stößt Christine im Fernsehen auf eine Dokumentation über moderne Hexen. Die Idee fasziniert sie: Als Hexe könnte sie stark, unabhängig und unangreifbar sein. Besessen von diesem Gedanken sucht sie im Internet nach Gleichgesinnten und gerät an eine selbsternannte Hexe namens Memra. Schritt für Schritt lässt Christine sich in eine dubiose Szene hineinziehen, zahlt hohe Geldbeträge für angebliche „Ausbildung“ und glaubt schließlich, kurz davor zu stehen, selbst zur Hexe geweiht zu werden. Doch bei einem geheimen Ritual erkennt sie plötzlich, dass sie in einen gefährlichen Betrug hineingeraten ist. Am Ende bleibt ihr eine bittere Erkenntnis: Keine Magie kann ihr Leben retten – nur sie selbst. Danke für diese abgefahrene Story an unseren lieben Fan Sven aus Dresden, der tatsächlich ein altes Heft aus dem Jahr 2006 für uns aufgestöbert hat und sagen wir mal so, it's a ride - more stories to come! ** Dieses Mal ist die tolle Sima Dhillon zu Gast, Taxiunternehmerin und Gründerin des Flintaxi Wien - ein Taxiangebot für FLINTA-Personen (Frauen, Lesben, inter, nicht-binäre, trans und agender Personen), das einen sicheren und respektvollen Fahrraum schaffen soll, insbesondere für Menschen, die sich in herkömmlichen Taxis oder nachts allein unsicher fühlen. Unsere Tatjana hat Sima bei der Kunstperformance „Taxi Tales“ kennengelernt, die die Geschichte der ersten Taxifahrerin Wiens erzählt.  Mehr Informationen zu Sima und dem Flintaxi gibt es auch auf Instagram! Und da es unbedingt mehr FLINTA-Personen braucht, die zukünftig den Taxilenker*innen Beruf ausüben, damit es auch ein breites Angebot geben kann - hier mehr zur Taxilenker*innenausbildung in Wien. ** **Euch hat diese Geschichte gefallen, aufgeregt oder ihr habt euch darin sogar wiedererkannt?** Das interessiert uns brennend! Schreibt uns in Kommentaren über Facebook und Instagram unter @drama_carbonara_podcast. Dort werdet ihr auch die in den Geschichten besprochenen Fotos finden und endlich sehen können, was wir sehen ... Falls ihr noch mehr fantastische Geschichten mit uns lesen wollt, können wir euch schon jetzt versprechen: das Repertoire ist unerschöpflich, wir staunen jedes Mal aufs Neue, was möglich ist. Abonniert Drama Carbonara auf allen gängigen Podcast Plattformen Über Sternchen, Bewertungen und Kommentare freuen wir uns natürlich auch extrem und feiern diese gern auch prominent in unserem Social Media Feed! Jede zweite Folge kommen ja großartige Gastlerser*innen zu uns ins Wiener Drama-Hauptquartier und unterstützt uns mit Interpretationen und Improvisationen. Wenn ihr einen Wunschgast für uns habt oder gern selbst mal vorbeischauen wollt, sagt Bescheid! Wir können nichts versprechen, aber wir freuen uns immer über Vorschläge. Wenn ihr Lust auf Extra-Content habt und euren Lieblingspodcasts auch finanziell unterstützen wollt , dann tut das herzlich gern mit einem Abonnement auf Steady und kommt in den Genuss des kompletten "Drama Carbonara"-Universums! Falls ihr daran interessiert seid, Werbung in unserem Podcast zu schalten, setzt euch bitte mit Stefan Lassnig von Missing Link in Verbindung. Verbindlichsten Dank! **Link zur Podcast Hörer:innen UMFRAGE!Danke für die Mitarbeit und euer wertvolles Feedback :) & hier zur legendären Spotify Drama Carbonara Soundtrack Playlist - folgen folgen folgen!! liebe Freund:innen des unberechenbaren Musik-Algorithmus!

Diverse Schulen in Chur mussten Diplomfeiern und Elternabende absagen. Aufgrund von Routinekontrollen der Gebäudeversicherung hat die Stadt die Schulen angewiesen, die Anzahl Personen in den Aulas zu begrenzen. Die Weisung ist neu, die Regeln der Gebäudeversicherung nicht. Weitere Themen: · Die Marke «graubünden» wird ab dem kommenden Jahr von der Firma communicaziun.ch geführt. Der Kanton hat das Mandat neu vergeben. · Im Bündner Naturmuseum geht es um Fragen rund um das Alter und Altern im Tierreich. Wir haben die Sonderausstellung «tick tack – der Countdown des Lebens» besucht.

Our Annual Missions Conference is always a great time at LVBC. This year, we welcomed Dr. Jamie Work from the International Missions Board to share a message about the Mission of the King (focal text: Psalm 67). The post The MISSION of the King (Missions Conference with Dr. Jamie Work from IMB, Psalm 67:1-4) appeared first on Lookout Valley Baptist Church.

Meta, AMD, Home Depot, FedEx, IMB...bajo la lupa de Julián Coca, gestor de fondo Alinea Global.

Welcome to The Weekly, produced by TAB Media Group, which publishes The Alabama Baptist and The Baptist Paper. Each episode features news headlines read by TAB Media Group staff and volunteers. New episodes are released weekly on Wednesday mornings. Articles featured in this episode: What Gen Beta needs: How to reach the next generation What happens after 'the ABCs' in church? Are they truly discipled? Check out the Kids Edition! University of Mobile holds marathon of Bible reading Disruption of worship service bill could see House vote soon Liberian Baptists enjoy IMB partnership after years of absence Lance announces upcoming retirement plans from Alabama Baptist State Board of Missions Resumés for Alabama Baptist State Board of Missions executive director being accepted Drive-through prayer leads to unexpected ministry First person: Legacy churches and the need for young pastors Focusing on practical evangelism Baptist college's lawsuit secures 'necessary victory, not a complete one' WMU hike opens doors to missions in Italy Department of Education strengthens religious expression in schools Baptist volunteers press on amid winter storms; 'Snow Angel Challenge' spreads across NC Juggling life, serving others, seeking next steps keeps us fresh Explore the Bible and Bible Studies for Life Sunday School Lessons Read more about the Persecuted Church The Bible Recap Podcast continues to thrive with focus on helping people read, love Scripture George Bullard's new book released by TAB Media Group Order Soaring with Faith here! Visit TAB Media HERE Subscribe on iTunes HERE

Our 2026 Neighbors & Nations Campaign is starting this week! Every year, we set aside several weeks to focus on God's mission in our world and how each of us can engage in that mission. During this campaign, we'll see how the church in Acts continued to participate with God in His work. We'll also hear from our local, national, and international partners about how God is at work, from our community, to our nation, and around the world.Each week, we'll ask you to do three things: Pray, Give, and Go.Pray. Every Sunday, we'll share specific ways you can pray for our missions partners. We've also created a daily prayer guide that you can access by clicking the link below.Give. This year, we've set a goal of raising $32,000 to support our partners in Cobb County, across the country, and around the world. We're asking you to sacrificially give over the next four weeks to help meet real needs on the ground through our local partners, as well as NAMB and IMB.Go. We'll also provide opportunities for you to go. That includes training to help you engage in God's mission in your everyday life, as well as hands-on opportunities to serve.

TWiV explains emergence of a neurovirulent double recombinant from the 'improved' nOPV2 in Uganda, and efficiency of viral entry determined whether cells are latently or lytically infected with cytomegalovirus. Hosts: Vincent Racaniello, Alan Dove, Rich Condit, and Brianne Barker Subscribe (free): Apple Podcasts, RSS, email Become a patron of TWiV! Links for this episode Support science education at MicrobeTV ASV 2026 Positions in Rosenfeld Lab (email) nOPV2 neurovirulent recombinant in Uganda (Nat Micro) 2023 IMB report on polio eradication Viral entry shapes HCMV latency establishment (Nat Comm) Letters read on TWiV 1291 Timestamps by Jolene Ramsey. Thanks! Weekly Picks Brianne – Dark Matter by Blake Crouch Rich – Sequoiadendron giganteum; Sequoia & Kings Canyon National Park Alan – The Murderbot Diaries book series, by Martha Wells Vincent – Surely You're Joking, Mr. Feynman! Listener Picks Rocky – Cheetah mummies found in cave (Nature, National Geographic) Intro music is by Ronald Jenkees Send your virology questions and comments to twiv@microbe.tv Content in this podcast should not be construed as medical advice.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the ways we are starting to see the "lock-in effect" meaningfully shift for borrowers. Plus, Robbie sits down with FINOFR's Keith Kelly for a discussion on how to take the friction out of the loan process for everyone. And we close by examining trends in economic data that will better help you keep borrowers informed as to what's going on.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest prepayment and delinquency data from from mortgagees. Plus, Robbie sits down with Worthy Performance Group's Laura Lasher for a discussion on why many lenders will fail to capitalize on a rate-driven rebound, what truly differentiates winning loan officers, how competitive dynamics have shifted toward larger institutions, which training investments genuinely improve performance, and the warning signs that signal an organization is unprepared for the next market cycle. And we close by examining the overall economic narrative based on employment, inflation, and spending figures.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at some data trends we are seeing, namely benign inflation and strong retail sales. Plus, Robbie sits down with Key Mortgage Services' Jen Poniatowski for a discussion on how lenders should adjust borrower expectations in a falling rate environment, how buyer leverage is shifting as inventory rises, and how economic uncertainty is shaping first-time buyer confidence and product choice. And we close by examining a slew of economic data that was released this morning.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the market's reaction on Monday to criminal charges being levied against Federal Reserve Chairman Jerome Powell. Plus, Robbie sits down with Clever's Jaime Seale for a discussion on the widespread financial barriers and affordability concerns of younger generations, and why Millennials, in particular, are willing to stretch budgets significantly despite planning to purchase homes below current median prices. And we close by examining what the latest CPI report says about inflation in the U.S.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the criminal charges being levied against Federal Reserve Chairman Jerome Powell. Plus, Robbie sits down with Texas MBA's Erin Dee for a discussion on the benefits of advocacy at the state association level. And we close by examining what the shifting inflation and employment figures of the Fed's dual mandate.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

In this special live recording from the N.C. Baptist Annual Meeting, episode host Aaron Wallace talks with Global Missions Coordinator Janet Packard and Pastor Neal Thornton about why caring for missionaries is part of the core identity of a Great Commission church. With more than 500 IMB missionaries from North Carolina alone, the opportunity to support them is vast and fruitful. This conversation explores what happens when churches take missionary care seriously. Janet Packard, N.C. Baptists' new global missions coordinator, highlights the value of starting with a missions assessment, a simple tool that helps churches identify how to build relationships with missionaries and engage strategically in the Great Commission.  Neal Thorton, church planter and pastor of Coram Deo Baptist Church in Raleigh, shares why caring for missionaries enriches the entire church, creating a culture of “one another” compassion and helping believers see their Bibles and communities through a missionary lens. The conversation points to practical first steps, from praying for missionaries to reading biographies to forming long-term friendships with those serving overseas. Listen in to hear how N.C. Baptist churches can link arms with the hundreds of missionaries from North Carolina who need ongoing care, prayer and partnership.

Im Bündner Oberland spricht man Romanisch, aber heute können alle Einheimischen auch Schweizerdeutsch. Nur: Woher kommt diese Mundart eigentlich, wenn Deutsch in der Surselva nicht alteinheimisch ist? Und was macht sie aus? Nadia und Markus sprechen darüber mit dem Nationalrat Martin Candinas. Candinas' Sprachbiografie ist typisch für die Surselva, denn er ist mit Rätoromanisch aufgewachsen und hat Deutsch erst nach und nach gelernt. Sein charakteristisches Oberländerdeutsch wird in Chur belächelt, aber in Zürich oder Bern gilt es als charmant. Darüber kann er herzhaft lachen, denn sein Verhältnis zu seinem Schweizerdeutsch ist ausgesprochen entspannt. Und mit seinen Kindern spricht er natürlich konsequent Rätoromanisch. Live vor Publikum im Cinema Sil Plaz in Ilanz sprechen die drei über typische Merkmale dieses Oberländer Dialekts: Das charakteristische Rachen-R, der Anteil des Churer Dialekts, die Einflüsse des Romanischen. Fazit: Ohne Deutsch geht es nicht mehr, aber das Rätoromanische ist in der Surselva noch immer die erste Herzenssprache. Ausserdem in der Sendung: Alles zum Familiennamen Büchli, beziehungsweise Büchlin.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the shifting priorities and sentiments of would-be home buyers. Plus, Robbie sits down with TD Bank's Jon Giles for a discussion on how today's rate environment is reshaping housing supply, why rising renovation trends and growing HELOC demand are turning home equity into a powerful financial tool, and how lenders can responsibly meet homeowners' increasing appetite for equity access. And we close by examining what sort of expectations there are for future rate cuts.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Lenders, give your borrowers an experience they will rave about. Learn more at figure.com.

Im Bündner Oberland spricht man Romanisch, aber heute können alle Einheimischen auch Schweizerdeutsch. Nur: Woher kommt diese Mundart eigentlich, wenn Deutsch in der Surselva nicht alteinheimisch ist? Und was macht sie aus? Nadia und Markus sprechen darüber mit dem Nationalrat Martin Candinas. Candinas' Sprachbiografie ist typisch für die Surselva, denn er ist mit Rätoromanisch aufgewachsen und hat Deutsch erst nach und nach gelernt. Sein charakteristisches Oberländerdeutsch wird in Chur belächelt, aber in Zürich oder Bern gilt es als charmant. Darüber kann er herzhaft lachen, denn sein Verhältnis zu seinem Schweizerdeutsch ist ausgesprochen entspannt. Und mit seinen Kindern spricht er natürlich konsequent Rätoromanisch. Live vor Publikum im Cinema Sil Plaz in Ilanz sprechen Nadia, Markus und Martin über typische Merkmale dieses Oberländer Dialekts: Das charakteristische Rachen-R, der Anteil des Churer Dialekts, die Einflüsse des Romanischen. Fazit: Ohne Deutsch geht es nicht mehr, aber das Rätoromanische ist in der Surselva noch immer die erste Herzenssprache.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest findings from the Mortgage Bankers Association's (MBA) newly released Quarterly Mortgage Bankers Performance Report. Plus, Robbie sits down with Figure's Michael Tannenbaum for a discussion on how small-balance first-liens and HELOC-as-refi strategies work, the latest developments after the company's IPO, and his thoughts on the current lending climate. And we close by examining what the influence of the labor market on mortgage rates.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Lenders, give yo

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest news and corporate developments from around the mortgage industry. Plus, Robbie sits down with HomeLight's Nick Friedman for a discussion on lender sentiment heading into 2026, with optimism rising and new buyer behaviors taking shape that could reshape the housing market. And we close by examining what sort of prepayments we are seeing in the mortgage-backed security (MBS) market.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Lenders, give your borrowers an experience they will rave about. Learn more at figure.com.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest news and testimony emerging from the fraud case against Fed Governor Cook. Plus, Robbie sits down with ICE's John Hedlund for a discussion on how mortgage leaders can scale sustainably, unlock new innovation in risk and operations, balance efficiency with human-centered borrower experience, and prepare for the next major shift in the housing and lending cycle. And we close by examining what sort of performance we are seeing in the mortgage-backed security (MBS) market.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Lenders, give your borrowers an experience they will rave about. Learn more at figure.com.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest changes (or proposed changes) from FHFA. Plus, Robbie sits down with MBA's Joel Kan for a discussion on the mortgage industry's cautiously optimistic outlook, with steady purchase activity, emerging refi opportunities, and expected annual originations above $2 trillion, despite regional housing softness, a gradually weakening labor market, and uncertain short-term impacts from AI. And we close by examining what the economic calendar should look like now that the government is back up and running.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Lenders, give your borrowers an experience they will rave about. Learn more at figure.com.

Join Nick & Amber Sroka for Wednesday Night Bible Study. Tonight they speak to us about their work with the IMB. To learn more about First Baptist Church of Tallahassee, visit https://www.fbctlh.org.

In this episode of The Fintech Hunting Podcast, recorded following the Loan Vision Innovation Conference in Atlanta, host Michael Hammond sits down with Julia Brown, CEO and Founder of Telescope Advisors, to unpack the hidden fractures that quietly derail mortgage M&A deals.Julia shares deep insights from the frontlines of organizational transformation and post-acquisition integration. Whether you're an executive at a top mortgage enterprise or a growing IMB evaluating potential partners, this conversation delivers the strategies you need to avoid costly missteps and lead your team through change.Topics covered include:The real reasons M&A integrations fall apart after closingCultural alignment vs. operational efficiencyWhat PE firms are looking for in servicing portfoliosThe power of transparent leadership during transitionHow AI and workflow optimization are reshaping modern lendingWhy compensation alone won't retain top talent in 2025This conversation is packed with practical takeaways for lenders, tech leaders, and operators navigating a rapidly evolving mortgage landscape.Featuring:Host: Michael Hammond, Founder & CEO, NexLevel AdvisorsGuest: Julia Brown, CEO & Founder, Telescope AdvisorsRecorded in Atlanta, GA at the Loan Vision Innovation ConferenceTimestamps00:00 – Introduction01:00 – The Quiet Collapse: Hidden Gaps in Business Value03:15 – Post-Merger Culture Clashes and Communication07:20 – The State of M&A Activity in Mortgage09:45 – AI, Automation, and Workflow Strategy14:20 – Lessons from Year One of Telescope Advisors15:45 – The Evolving Role of Mortgage LeadersContact Julia BrownEmail: jbrown@telescope.co

Welcome to The Weekly, produced by TAB Media Group, which publishes The Alabama Baptist and The Baptist Paper. Each episode features news headlines read by TAB Media Group staff and volunteers. New episodes are released weekly on Wednesday mornings. Articles featured in this episode: Baptists prepare to respond as Hurricane Melissa devastates Caribbean islands Alabama volunteer says disaster relief is 'great way to spend a vacation,' spends 4+ months in North Carolina Young Alabamian launches campus speaking tour for 'hard conversations' 'Taste of missions': IMB's residency program equipping young adults First person: Look for 'golden calf' when winning matters more than integrity Lass Words: An encouraging trend spotted while watching football Leatherwood to be nominated for state convention president Scottsboro's Wells to be nominated for state convention first vp Trussville's Whitley to be nominated for state convention first vp Gadsden's Alexander being nominated for state convention 2nd VP State convention annual meeting set for Nov. 11–12 Alabama football players say game gives them opportunity to serve, 'be a light' Sunday School Lesson Commentaries Subscribe to The Baptist Paper to get the Kids Edition! Sports for the Nations uses recreational gifts for the gospel First person: Maybe try softer approach, avoid knocking heads Visit TAB Media HERE Subscribe on iTunes HERE

Dr. Paul Chitwood, president of the IMB, shares how our world's greatest problem isn't political or social—it's spiritual. Every person is lost in sin, but through Jesus Christ, God provided the only solution to our universal and eternal need. Listen to this year’s GO Week sermon and be challenged and reminded of the hope found […]

Am Mittwochabend ist in der portugiesischen Hauptstadt Lissabon eine Standseilbahn entgleist. Mindestens 15 Menschen sind dabei ums Leben gekommen. Die Standseilbahn, die verunfallt ist, ist die historische Bahn «Elevador da Gloria». Die Bahn ist bei Touristinnen und Touristen sehr beliebt. Weitere Themen in dieser Sendung: · Die Zufriedenheit der Schweizer Bevölkerung ist gross, der Blick in die Zukunft macht einigen aber Sorgen. Das zeigt die dritte grosse SRG-Umfrage «Wie geht's, Schweiz?». · Dänemark nimmt künftig CO2 aus der Schweiz entgegen und lagert es im Boden ein. Die beiden Länder haben eine entsprechende Vereinbarung getroffen. · Im Bündner Dorf Maienfeld soll ein Platz nach dem neuen Schwingerkönig Armon Orlik benannt werden. Orlik ist am Mittwoch in seiner Heimat Maienfeld von tausenden Menschen gefeiert worden.

Have you ever wondered what a Journeyman is with the International Mission Board? Jerel Brown joins Lauren Parish and Alex Watkins on The Adventurer Podcast to discuss the Journeymen Program through the IMB and how it has led to a life of adventure. To learn more about the Journeymen Program through the IMB, visit imb.org

This season features conversations with key decision-makers who have shaped the evolution of today's leading technology platforms and ecosystems. We talk to C-suite executives, board members, investors, and others who must be bought into the platform journey.In this episode, Avanish and Greg discuss:Greg's journey at the intersection of technology and professional services, including his role building EY's global partnerships practice into a substantial business driverWhy most companies remain confused about partnerships, platforms, and ecosystems, and how successful companies are "built from the ground up" to orchestrate ecosystemsMicrosoft's transformation under Satya Nadella as the gold standard for ecosystem strategy - shifting from competing against everyone to becoming a platform that orchestrates the capital of hundreds of thousands of companiesWhy the future belongs to companies that shift from linear value chains to orchestrated ecosystems where they either orbit around or become the center of mass for other participantsThe urgency for C-suites to think beyond operational AI improvements and envision what their industry will look like in five yearsHost: Avanish SahaiAvanish Sahai is a Tidemark Fellow and served as a Board Member of Hubspot from 2018 to 2023; he currently serves on the boards of Birdie.ai, Flywl.com and Meta.com.br as well as a few non-profits end educational boards. Previously, Avanish served as the vice president, ISV and Apps partner ecosystem of Google from 2019 until 2021. From 2016 to 2019, he served as the global vice president, ISV and Technology alliances at ServiceNow.  From 2014 to 2015, he was the senior vice president and chief product officer at Demandbase.  Prior to Demandbase, Avanish built and led the Appexchange platform ecosystem team at Salesforce, and was an executive at Oracle and McKinsey & Company, as well as various early-to-mid stage startups in Silicon Valley.About GregGreg is the Founder of Sarafin Advisory which he launched in 2024 to provide companies with actionable advice and insights to help them grow Enterprise Value in an era of immense change and opportunity. Previously, Greg spent over 9 years at EY where he was most recently the Global Vice Chair - Alliances and Ecosystems. Prior to joining EY in 2015, he spent seven years as an executive at IMB, running one of the top five accounts at the firm and then managing the professional services P&L for Banking and Financial Markets in North America. He also held significant leadership positions in financial service technology and digital disruption across industries. In addition, he helped found a health payments dot-com and, prior to that, ran his own software development company.About TidemarkTidemark is a venture capital firm, foundation, and community built to serve category-leading technology companies as they scale.  Tidemark was founded in 2021 by David Yuan, who has been investing, advising, and building technology companies for over 20 years.  Learn more at www.tidemarkcap.com.LinksFollow our guest, Greg SarafinFollow our host, Avanish Sahai

Mike Domke is the Team Leader for Church Planting with the IMB for Kyiv, Ukraine. Mile and his family have served with the IMB since 2008. Before that, he served on the staff at San Jose Baptist Church from 1992 to 2008. Mike married JuliAn Swartz in 1988. They have three children: Michael, a Senior at William Carey University; Andrea, a freshman starting at William Carey University in the fall; and Joseph, who is in 11th grade at International Christian School in Budapest.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the the latest salvo between Fed Chair Jerome Powell and President Donald Trump. Plus, Robbie sits down with Optimal Blue's Jeff McCarty to discuss the growing importance of integrated, data-driven tools in secondary marketing to improve pricing precision, risk management, and efficiency, particularly as market volatility, product diversity, and AI adoption reshape the hedging and trading landscape. And we look at what was a surprisingly strong June payrolls report that will certainly keep the Fed from cutting rates on hold until September.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Lenders, give your borrowers an experience they will rave about. Learn more at figure.com.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the burgeoning appraisal scandal out of Baltimore. Plus, Robbie sits down with Halcyon's Kirk Donaldson to discuss the question, “Why is it so expensive to originate a mortgage?” as well as an exploration of how automation, compensation models, regulatory burdens, and tech interoperability could reshape costs and lead to a more efficient future. And we look at the clap-back from Fed Chair Powell to President Donald Trump.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Lenders, give your borrowers an experience they will rave about. Learn more at figure.com.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at why markets remain cautious due to the looming prospect of increased U.S. debt issuance tied to growing budget deficits. Plus, Robbie sits down with Bank United's Chris Huang to discuss trends that capital providers are seeing in mortgage originators and what to look for in bank partners or warehouse line counterparties. And we look at the substantial pressure being heaped on Fed Chair Powell.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Lenders, give your borrowers an experience they will rave about. Learn more at figure.com.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the vacuum from the shrinking of the CFPB and how state regulators have stepped into the void. Plus, Robbie sits down with Figure's Michael Tannenbaum to discuss stable coins, the latest happenings at Figure, and product proliferation in the mortgage industry as a result of borrower and investor demand. And we look at this week's packed economic calendar into a condensed week.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Lenders, give your borrowers an experience they will rave about. Learn more at figure.com.

“And he said to them, ‘The harvest is plentiful, but the laborers are few. Therefore pray earnestly to the Lord of the harvest to send out laborers into his harvest.'” – Luke 10:2 Nathan and Kari have served as gospel workers in South Asia through different seasons of life. Today they serve as leaders there with the International Mission Board (IMB). Listen as they share how they arrived on the mission field from two very different upbringings. Nathan grew up in a family with generations in missionary service. Kari didn't find Jesus until her 20s—after exploring Hindu and Buddhist teachings and spirituality. Nathan and Kari understand the great need in South Asia for gospel seed planting, harvest and discipleship. The IMB reports that every year there are an average of 106 people groups engaged with the gospel for the first time. “The gospel fire is burning,” Nathan says, “and it's not waiting for foreign workers but in the hands of locals.” Nathan and Kari will share how they equip both Western gospel workers and local believers to focus on the missionary task. In South Asia, Christian persecution continues, at times propelled by government decrees (like anti-conversion laws in India) and at other times coming from close family members of the believer. Listen as Nathan and Kari share advice to those who are pursuing missions as the Lord calls and how personal spiritual disciplines help sustain us in the tasks the Lord has for us. Pray God will provide more laborers into the unstoppable gospel wildfires around the world. Learn more about the Four Fields mission philosophy at Four Fields of Kingdom Growth. The VOM App for your smartphone or tablet will help you pray daily for persecuted Christians throughout the year, as well as giving free access to e-books, audio books, video content and feature films. Download the VOM App for your iOS or Android device today.