Podcasts about IMB

Die Stadt Chur will ihren Haushalt ab 2029 um gut 16 Millionen Franken entlasten. Kern ist die Verdoppelung der Liegenschaftensteuer auf 1.0 Promille. Geplant sind zudem weniger zweisprachige Klassen, das Aus der Buslinie 11 nach Plankis und tiefere Badwassertemperaturen. Das Eisfeld bleibt vorerst. Weitere Themen: · Beim Churer Fest sollen im Stadtgarten Drogenabhängige nur durch einen hüfthohen Zaun von spielenden Kindern getrennt gewesen sein. Eltern berichten von offenem Konsum. Die Stadtpolizei erhielt keine Meldung und erklärt den Park für sicher. Kontrollen hätten keine Drogenfunde ergeben. · Nach dem tödlichen Kutschenunfall im Val Roseg ermittelt die Bündner Staatsanwaltschaft wegen fahrlässiger Tötung. Eine 73-jährige Frau starb, zwölf weitere Personen wurden verletzt. · Im Bündner Calancatal pflegen Freiwillige den Bergwald, der zunehmend unter den Folgen des Klimawandels leidet. Die Reportage zeigt, wie sie ihren anstrengenden Einsatz während des Hitzesommers erleben.

Welcome to The Weekly, produced by TAB Media Group, which publishes The Alabama Baptist and The Baptist Paper. Each episode features news headlines read by TAB Media Group staff and volunteers. New episodes are released weekly on Wednesday mornings. Articles featured in this episode: First person: How this photographer found God in the birds Number of Americans seeing religion as positive influence is falling, study shows First Person: She's heading off to college; did we do enough? Research: What's going on with Gen Z churchgoers? IMB missionary dies while serving in Philippines Number of Americans seeing religion as positive influence is falling, study shows Study: Christians use AI more than other Americans Assisted suicide legislation gains momentum across Europe Evangelical leaders fight religious symbol ban in Switzerland Chinese authorities allegedly target family now in Dallas Religious groups in India concerned over legislation Florida woman sentenced for scamming Camp Mystic donations Study: Racial diversity and the Church Who has the higher discipleship scores at your church? Bigfoot draws variety of loyal characters — even some curious Baptists One woman's impact through decades of children's ministry Not done yet: Church treasurer turns 100 years old First Person: She's heading off to college; did we do enough? Closer look at the use of GLP-1s Visit TAB Media HERE Subscribe on iTunes HERE

As AI dominates industry discussions, many see parallels to earlier fears that automated underwriting would replace human underwriters, yet the enduring need for human expertise (along with persistently high mortgage rates) continues to showcase the value of loan professionals and programs like Mortgage Credit Certificates that help improve home affordability. Robbie interviews Wilqo's TiffanyJacobelli on building scalable teams, processes, and operational frameworks that can handle mortgage volume surges without sacrificing quality, compliance, or borrower experience. And the podcast closes with markets reaction to the July payrolls report.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

UWM reported a mixed second quarter, with lower loan volume, a significant net loss, and a suspended dividend offset by a record $2.05 billion capital raise to strengthen its balance sheet, while management remains focused on competitive pricing and long-term positioning despite ongoing criticism. Robbie interviews Mortgage Solutions Financial's Dawn Dawson on modern mortgage marketing. And the podcast closes with why Treasuries extended their rally as weak ADP hiring data, mixed global economic signals, and falling oil prices reinforced safe-haven demand ahead of Friday's payrolls report, while broader labor market trends and continued growth in Ginnie Mae custom pools highlighted deeper structural shifts in employment and mortgage markets.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

Treasuries and Agency MBS have rallied on easing geopolitical tensions, while resilient labor market data, a narrowing trade deficit, and steady purchase-driven mortgage issuance reinforced expectations that the Fed will remain focused on inflation even as higher mortgage rates continue to suppress refinancing activity. Plus, Robbie interviews HomeLight's Nick Friedman on how affordability challenges are evolving as the housing market adjusts to higher borrowing costs. And the podcast closes with the latest look at mortgage applications from MBA.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

As the mortgage industry prepares for a busy fall conference season, consolidation remains a defining theme, highlighted by reports that Mason-McDuffie Mortgage has agreed to sell its production business to Place/Envoy Mortgage while exploring a separate sale of its corporate entity and agency approvals. Plus, Robbie interviews Vesta's Mike Yu about being on the cutting edge of designing mortgage technology. And the podcast concludes with how the Treasury plans to finance itself in the coming quarter.Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

Non-QM lenders see opportunity in stricter condominium underwriting standards introduced by the FHFA, while broader markets continue to underscore the premium value of timely information, highlighted by reports of potential changes to the Fed's meeting schedule and the launch of a subscription service offering paying clients early access to market-moving Truth Social posts. Plus, Robbie interviews Aon's John Dickson on the evolution of disaster modeling and how it is impacting the mortgage industry from origination through the capital markets. And we close by examining Treasury and MBS market stability in the wake of last week's Federal Reserve meeting.Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

Group Guide Use this guide to help your group discussion as you meet this week. Acts 1:1-5 Spencer Carey Download TranscriptGood morning. My name is Spencer. I am one of the pastors here. We did it you guys. We made it through 2 Samuel. 1 and 2 Samuel.And now we're in the book of Acts. So if you're new to our church, we typically, not exclusively, but the majority of what we do is we walk through books of the Bible. And we're gonna go verse by verse, passage by passage. And we're in Acts chapter 1 today. As we begin the book of Acts, we'll be in this for the next season. We're in the first five verses of the book of Acts.That is on page 1053, 1053 in your black Bibles. The main text will be coming from the Bible. So we will hold a Bible and read that with this. There'll be other texts. They'll be on the screen. But we're gonna introduce the book of Acts because it is wise when you jump into a book to have some context for what you're actually studying.So I want to point out three things as we begin to introduce us, I think, well to understanding the book of Acts. If you grab a study Bible, like the ESV study Bible, you open it up before we start reading a book. If you're gonna study it, you're gonna see different introductory elements. And I'm gonna give you three that kind of help us frame our time together in the book of Acts. Genre, author, and purpose. So let me hit those very quickly.It's important to first know the genre because not all scripture is the same. You don't read Proverbs like you read the Psalms, like you read Genesis, like you read the Gospels, like you read the epistles, the letters in the New Testament. They are all, they come from different genres. So it's important to understand what you're reading before you jump in. The book of Acts is historical narrative. Functions like the Gospels in that way.It's historical narrative. It's a bunch of stories that tell the story of how the church began starting in the first three decades of the church is what the book of Acts and 28 chapters covers. So from around 33 AD to around 60 to 65 AD, we're gonna read a bunch of stories and teachings that shaped the church early on and that we get to be shaped by as well. So it's one of the longest books in the New Testament. The Gospel of Luke is the only book that's longer and we'll be in it for a bit. So the second thing that is helpful to know is the author.And the author is Luke. So Luke was inspired by God to write this. So let's introduce ourselves to Luke. We don't know a ton. Here's what we do know. Luke was likely Greek.Okay. He may have been Jewish, it's debated, but if he's Jewish, he's very what you would call Hellenistic, meaning he's very Greek influenced. So he's Greek. What we also can see from the letters of the New Testament is he's likely a doctor. So likely a physician like Mike Goble who was just standing here leading us in prayer.He's a doctor. It's also clear that he's an historian. He was tasked with the job of both telling an orderly account of the Gospel in Luke of Jesus Christ and his life, his ministry, his death, his resurrection and the book of Acts, which tells the story of the early church. So some will say that Paul wrote most of the New Testament. It's actually not true. When you go by word count, Luke actually was inspired to write most of the New Testament because Luke and Acts is longer than all Paul's 13 letters combined.Fun fact. Three, purpose. Okay. Why is the book of Acts and our Bibles? Why did God inspire it? Why was it so important that it became an essential part of what's called the New Testament canon?What is the official books of the New Testament? Why do we have this? That's what we get to look at today. One of the things that's clear when you read the book of Luke is that there's this foreshadowing of the inclusion of the Gentiles. So that's basically, I would assume everybody in this room that comes from a non-Jewish background.There's this foreshadowing that the Gospel is going to go to the nations and that we're going to be included. And the book of Acts is going to show us how. How we are brought into the household of faith. So we're going to see this. We're going to look at the values and the witness and the Gospel that spread all that comes out of this. We're going to look at key figures like Philip and Peter and James, the brother of Jesus Christ, and Paul.We're going to look at all of this. And when you actually, if you look at a Bible and you go to Acts, oftentimes they're going to have the subscript that we have from the earliest manuscripts that says Acts of the Apostles. And if you read that, it may lead you to believe that this book is primarily about the work of the apostles. But what we're going to see is this book is primarily about a God rescuing his people and his rescue plan for the nations. And then even more of the point, one of the things that makes Acts so unique and so essential is it gives us the most comprehensive window into the third member of the Trinity, the Holy Spirit.We're going to read a lot about the Holy Spirit. No book in the Bible mentions the Holy Spirit more than the book of Acts. It would be wrong to say that this book is only about the work of the Holy Spirit, because God the Father and Jesus Christ the Son are both present and loom large in this book. But there's no other book in the Bible that gives us a more upfront window to the work of the Holy Spirit than the book of Acts, which makes this very helpful for us as we want to be a Spirit empowered people and the season that we're in trying to be missional and planting a church. So we're very excited to be able to walk this book together.And what we're going to see today and these first few verses and what we're going to see throughout this series can be summarized in this sentence, the Holy Spirit in God's church taking Jesus to the world. That what we're going to see is the Holy Spirit in God's church taking Jesus to the world. So let me pray and then we'll walk through this introduction together. Heavenly Father, we thank you for the good news of the gospel that we just sang about, that we just prayed for, that we just recited from the Scriptures. God, I pray that you would help us be, have open eyes to see how you started your church and what it's built upon.And we ask this in Jesus' name. Amen. All right, go to verse one. In the first book, O Theophilus, I have dealt with all that Jesus began to do and teach. So let's pause there.Out the gate, there should be some questions that jump off the page. Who's Theophilus? When did you do all this, where you dealt with all the things that Jesus began and taught? And that is why understanding Acts, it's very helpful to have a working general knowledge of the book of Luke. The gospel of Luke helps us understand the book of Acts. Luke functions very much like a part one and Acts functions very much like a part two.So what I want to do a little bit today is to go to the book of Luke and to help us see a little bit of how this helps us understand Acts. I want to go to Luke chapter one. This will be on the screen. You can look up here and hold that place in Acts because we'll come back to it. Luke chapter one says, many have undertaken to draw up an account of these things that have been fulfilled among us just as they were handed down to us by those who were, who from the first were eyewitnesses and servants of the Word. With this in mind, since I myself have carefully investigated everything from the beginning, I too decided to write an orderly account for you most excellent Theophilus so that you may know the certainty of the things you have been taught.So this is very similar to the introduction to the book of Acts. Who is Theophilus? We don't know for sure. We know that his name means lover of God. Theo and Phyllis, those are two different Greek words to come together, lover of God. It is very likely that he was a wealthy Christian who put the money forward for Luke to do the work of gathering all these reports.It takes time and energy and effort and money to go and travel throughout all of the New Testament world and to put together what is the gospel of Luke? What is these stories that tell us about the life, death and resurrection of Jesus Christ? And we should be familiar with that concept because we know today they are investigative reporters, that they make their living, they get paid to go out and do investigative work and put together reports from Bob Woodward and his work all the way to reporters like Christopher Rufo today. They are all types of different people that get paid to put together reports.And that is what Luke was. He was an historian who got paid and traveled to go and put together this gospel of Luke that tells us about Jesus Christ. And what I appreciate about Luke is that he's not only just giving us a bunch of facts about Jesus, he does the work of organizing it into a story. So when you read it, like the other gospels, it has story arc. So most stories, the gospels, stories in the Bible and stories that you go and you watch in the movie theaters, most stories have a general story arc.There's an introduction, there's rising tension, so there's going to be some different plot things that happen. There's rising tension, there's a climax, and then there's resolution. That's the majority of stories. And when you read the gospel of Luke, there's an introduction to who Jesus Christ is. He was born. And then all of a sudden, very early, you see the rising tension as he's ministering and establishing and teaching the kingdom of God.He's got the tension with the Pharisees and the religious leaders. And there's this tension that builds all the way towards Jerusalem where Jesus Christ is crucified, where he is resurrected. And then there's this resulting action, which is the commissioning of the church. And I appreciate that because it makes reading the gospels a lot of fun. It helps us see that he's a good storyteller in pulling all these stories together for us to see. But buried in the end of the gospel of Luke, in what we just read a few minutes ago, is a bit of a cliffhanger.And I also appreciate the art of a cliffhanger. My oldest recently has gotten really into books. She loves reading. And what happens sometimes is that she'll come down tired. And she's like, I'm so frustrated because I just want to go to sleep. But every chapter, there's just this cliffhanger.And I just have to keep reading. And it's like, I love that you love reading. We're going to have to learn to live with a cliffhanger for a bit because you actually need to go to sleep. But cliffhangers do that. They kind of leave something lingering that draw you into the next part. And that's what's the genius of the end of the gospel of Luke.And I want to go back to what we read just a few minutes ago so that we can see that. You get the very end of Luke, chapter 24, verses 44 through 49. This is how the gospel of Luke ends. Then he said to them, this is on the screen, these are my words that I spoke to you while I was still with you, that everything written about me in the law of Moses and the prophets and the Psalms must be fulfilled. Okay. That's what we call biblical theology.That's the reality that the entire Old Testament, all of it points to Jesus Christ. And he sang it. Listen, law, the prophets, Psalms, all of it points to me. Verse 45. Then he opened their minds to the scriptures, which is Jesus Christ, opening their minds to understand.46, And said to them, thus it is written that the Christ should suffer, and on the third day rise from the dead. 47, and that repentance for the forgiveness of sins should be proclaimed and is named to all nations, beginning from Jerusalem. You are witnesses of these things, and behold, I am sending the promise of my Father upon you, but stay in the city until you are clothed with power from on high. So Jesus points to the climactic work, his death, his resurrection. And then he tells them in verse 47, really a preview of what is ahead. He nods to, you're going to go and preach.It's going to be the message of this gospel of his life, death, and resurrection. You go preach that there's going to be a call for repentance of sins. They're going to experience forgiveness that washes and covers us. This is what you're going to proclaim, and that message is going to the nations. You are going to be witnesses of this. But first, you're going to go to Jerusalem, and you're going to wait, because power is going to come from on high.Wait for the promise of the Father. It's coming, but you go into Jerusalem first, and that's like the cliff thing. Oh, wait, what? And it's like, oh, I want to know more about that. And here's the good news. You don't have to wait a year for part two of the movie to come out.You can just flip over the book of Acts, which is what we're in. So go back to verse one. Now, we have a good working knowledge of what Luke is doing in the gospel of Luke. Pick up in verse one, the first book, O Theophilus, I have dealt with all that Jesus began to do and teach, verse two, until the day when he was taken up after he had given commands through the Holy Spirit to the apostles whom he had chosen. Which just for a moment, I appreciate that what is clear is that when Jesus is teaching his disciples throughout his ministry, the Holy Spirit is present with him, teaching his followers.Verse three, he presented himself alive to them after his suffering by many proofs, appearing to them during 40 days and speaking about the kingdom of God. Okay, so there's a period of time between Christ's resurrection and his ascension, which is what we're going to look at next week is when he ascended to the right hand of God the Father. That period of time is 40 days. So in that 40 days, when you look and read the end of the gospels and you pick up in this part of the book of Acts, we don't get all likely of what Jesus did during that period. We can tell that he appears to them at various times.He's not with them every second, but he appears to them and what he's doing is he's preparing them. He's teaching them the kingdom of God and he's preparing them for what awaits them. He appears to them in Jerusalem. He appears to them on a mountain in Galilee. He appears to them on a lake in Galilee and he's doing the work of preparing them for what's next for the unfolding plan to reach the nation. So he's preparing them, but also what I like in this passage is it points out that he's also establishing that he is alive, that there are witnesses who have seen Christ.That's why Paul in 1 Corinthians, he points out that there are 500 people at one point that saw Jesus in the flesh. So Jesus is both preparing his church for what is ahead and establishing I am alive through all types of eyewitness accounts that we read in the scriptures. So he's in the period of preparation preparing them for what's next over that 40 days and now he's here verse 4. And while staying with them, he ordered them not to depart from Jerusalem, but to wait for the promise of the Father, which he said, you heard from me for John baptized with water, but you will be baptized with the Holy Spirit not many days from now.So Jesus is getting ready to ascend, but he tells them you're going to wait. You're going to wait in Jerusalem. You're gonna wait for the promise of the Father and that's foreshadowing what we're going to see the coming of the Holy Spirit upon the church. You're gonna wait for the Holy Spirit to come upon you. Now at this point, it's very likely Jesus has taught them all about water baptism from the moment that he's baptized until now.And they should have the understanding at this point that baptism is the new covenant sign that you belong to God. But what they're going to learn is that faith does not begin with water baptism. It doesn't begin with water that faith begins with fire. That faith begins with fire that comes upon you when the Holy Spirit changes you into a new creation in Christ Jesus. When you believe the gospel of Jesus Christ, the baptism of the Holy Spirit overtakes you and changes you into someone who is new that you belong to Jesus Christ. And then you enter the waters of baptism to declare that you belong to him, which is why we as good Baptists baptize after someone is converted to Jesus Christ.That's what he's giving a nod to here at the end of this verse five. So he's telling them they need to wait. You're gonna go to Jerusalem and you're gonna wait for the Spirit to come upon you. And then you're going to begin to see this wonderful redemption plan that's going to unfold. And the rest of the book of Acts is how that plan unfolds. God in his people with them, bringing them into his mission to reach the nations.And I personally am very thankful that God brings us out of the stands and into the game so that we get to participate with our God in doing the most important eternal work there is. Around this time every year, I get excited because football is not far away. Okay. I love football. It's my favorite sport. I like other sports.Football is my favorite. I like how in August as the first game approaches, how delusional I get into thinking I will convince myself by the end of August that Lenora Sellers may be a Heisman candidate for the University of South Carolina. It's going to happen. I can convince myself of that delusion while also know I can't wait for the disappointment. It's going to be so exciting. I hold those two intention simultaneously and I get excited because I love watching the Gamecocks.I love watching us take on like blue blooded SEC programs like Kentucky and Mississippi State on the SEC Plus Network where we usually play. I just I look forward to it. I like pro football. I like watching. I'm a huge Indianapolis Colts fan. I love watching every season.I was like one time we won the Super Bowl in my entire life and I enjoy doing it. I love watching it. But let me tell you something. When I play football, I had way more fun. When I got to play football growing up, I mean Friday nights were way better than Saturday mornings in the stands. Friday nights in the field were far superior to ever watching something on TV or being there in person to watch it.No, it was a lot more rewarding, a lot more fun to be in the game playing. And what I appreciate about our God is that this wonderful redemption plan that He has given us, that He's unfolding for us, we get to participate in. That we get to wait for the power of God to come upon us and we get to be obedient to where He calls us to go. We get to see the spirit change people's lives. Guys, there's nothing more wonderful in this world than declaring the good news of Jesus Christ to someone who does not believe. And then God goes to work in their heart, brings them to faith in Jesus Christ.And then 10,000 years from now, you are standing in the presence of Christ with that brother's sister because you leveraged your life now for eternity. There is nothing more important. There's nothing more glorious. There's nothing more wonderful. And none of that happens unless the Holy Spirit is present. None of that happens unless the Spirit goes to work.We're like little kids that just want to get in the game and we're like three feet tall and we want to dunk a basketball and we can jump two inches off the ground and we're dreaming up just I want to dunk it and then we get picked up and we get to participate. And that's what the spirit does in us. He works in us in a way where we get to be a part of this, the Holy Spirit in God's church taking Jesus to the world. That's what all of this is about. And that's what we're gonna see throughout the book of Acts. The Holy Spirit in God's church taking Jesus to the world.I just want to give you a preview of what's ahead. I want us to see how this this theme of the Holy Spirit and God's church taking Jesus to the world, how it shows up all over the place. Because we'll work through Acts 1, then we'll get to Acts 2. And in Acts 2 we're gonna see at the festival of Pentecost where all the Jews are coming in to celebrate that at the right time the Holy Spirit will descend upon the church. And then Peter who, think about this, just six weeks before that was denying Jesus Christ repeatedly, stands up what we'll see at Pentecost and preaches a sermon where 3,000 plus people, their eternity has changed and the church begins.And then we're gonna watch from Acts 3 to Acts 6 as the church explodes in Jerusalem. The Spirit working in profoundly wonderful ways as people are being changed. And with that comes what Jesus promised. That if you declare the good news of Jesus Christ, you will be persecuted. You will suffer and they do. And as the church begins to declare the good news of Jesus Christ and powerful, wonderful things begin to happen, the church begins to be persecuted.And that comes to the head in Acts 7 when Stephen, a servant of Jesus Christ, is declaring the gospel and he's murdered and martyred for his faith. And then we'll see how the Spirit uses that. Because the Spirit uses that to expand the church further. When we get to Acts 8 we'll see how this plan is unfolding because they're gonna spread when they're being persecuted into Samaria, into Syria. And now the gospel is spreading. And then we'll follow this as Acts 10 to Acts 12 we'll see the finally how the Gentiles are included and how God works in that.We'll see in Acts 13 at Antioch when the church is commissioned and Paul and Barnabas are sent to go and take the gospel to Asia Minor into Europe and the gospel begins to spread from Acts 13 to Acts 20 all over from Turkey to Greece. The gospel begins to go everywhere. And then as we finish the book of Acts we're gonna see in Acts 21 to 26 when Paul is giving a defense for the gospel as being persecuted, being imprisoned, and that he uses his imprisonment for the gospel to go forward. He uses imprisonment to get the gospel to Rome. He's like I want to get to Rome. So I'm gonna be in prison and that's where I'm going.And then Acts 27 there's a shipwreck and then Acts 28 he finally gets there. And what I love about Acts 28 is when he gets there guess what there are any Christians there. That's what God does. He keeps working in lots of different people. But you keep reading this the Holy Spirit and God's church taking Jesus to the world.You keep following chapter after chapter after chapter and then all of a sudden you get to 28 you get done reading it and it just ends. It's like Luke just dropped the pen and said I'm done. It's the wildest thing. Go read through the book of Acts. I encourage you guys as we start this series go read through the whole book. And you get to the end and it's just like this isn't complete.And we know that Luke knows how to write a story because you can read the gospel of Luke and you can see such compelling story arc and how it and it just that's not we just have this rising tension and it just stops. He just quits writing and it's clearly so incomplete. It's not like any other book in the Bible just stops. And the question that should linger is why. Why? Why is it just that?And the answer is because the story isn't finished. Acts continues. The story isn't finished. The gospel is still trying. We're still taking the gospel to every tribe nation and tongue. The story isn't over.The church keeps going. Years ago there were some clever Christians that came up with a church network name called Acts 29. Which was brilliant. But it was a statement on it keeps going. That we are living and Acts continues. That the story continues.And it does. It continued in the first century as the gospel spread from North Africa to as far as Spain over to India and to Asia. The gospel spread as of the next few centuries as the church began to be further established as they were once a persecuted minority. Faith becomes a majority faith in the Roman empire. And the church begins to grow and to expand and that eventually you follow the centuries and centuries later that there were some Christians who were being persecuted for their faith by the established church of England. And they say we want to go to this new place called America.And they travel to America and that kind of starts a big wave of Christians moving and pastors moving and missionaries moving to America. And eventually you saw land in this state where they start churches from the coast up to the upstate. And eventually at around the early 1900s people came to this part of the river and they began a new church. First Baptist Church of Casey. And this church ministered for a century and then all of a sudden another church started up in the area of Mill City Church. And then a few years later we merged together as one church, Mill City Church.And the spirit is still at work taking Jesus to the world. And what I love is that if you've ever read a book, you ever watched a movie that leaves the ending ambiguous? That leaves a cliffhanger? Instead of getting frustrated, what I like to do is I like to dream a bit. I like to imagine what actually is going on and what could be. Like if you watch the movie Inception, you get to imagine does the top fall or does it keep spinning?And you get to dream a bit about what that can be. If you read a book like The Giver, you get to imagine does he make it? Did he die in the snow or did he make it to experience reality? Whatever story has this ambiguous ending that is unclear, you get to dream a little bit about what that gets to be. And when you read the book of Acts, what I want us to do is I want us to dream a little bit. When we walk through this series, I want to dream about what can be.That if the Holy Spirit is at work in the church to take Jesus to the world, then let's dream a little bit. Because I'll tell you something, we dreamed for years about doing what we just prayed about earlier. For years we dreamed about planting a church. We want to multiply this church. We want to expand to a different part of the city. And then finally God put the pieces together.And if you've been here the last six months, you remember to hear this story. And I'm excited about sending out Oak Ridge. I'm excited about our little small version of Acts continued that we get to do. I'm excited that Mike who is just standing up here and that Isaac get to head out with right now it seems like 60 of y'all counting to go and take the gospel to a very strategic place on exit 51 to reach that part of Lexington that expands all the way into Gilbert and as far as Leesville. Like I'm pumped about that. But if we do that and we go, yes, we did it.We nailed it. We accomplished it. Then we missed it. If we think we've arrived at this, if we think that Jesus Christ's blood was poured out and wrath came upon him, that he conquered death at the resurrection, that he ascended to the right hand of God the Father to be king over all of creation, that the Holy Spirit descended upon the church for just Mill City in Oak Ridge. We missed it. So we need to dream a little bit.We need to dream about what can be. Dream about how God can continue to work because we got work to do. I'm gonna put up a timeline that'll hopefully help visualize this. You can go to that slide. Christ ascended almost 2,000 years ago. Like literally we're getting close to almost literally 2,000 years ago.Okay. At some point he's promised he's going to come back. He's going to return. Now you go to the next slide. I don't know where we are in this timeline. Don't get hung up on this.If you were in the book of Revelation, it's clear that you know we don't know where we are in this timeline, but we're somewhere in the middle of this. Now this expands for thousands of years. We've got a small place in that timeline where we have work to do until he comes back. And we should dream about what that gets to be. Because here's the deal. We've talked about this and we'll keep saying this, that once we set out Oak Ridge, everyone has work to do.There's no neutrality in how this is going down in January. Oak Ridge is going out and they've got work to do. And everyone who's staying here, we have work to do. So I want you to dream. How are we going to be obedient to the call to go and make disciples? How are we going to do that in our version of the Acts-continued story?What are we going to do? I want to give you some considerations for how you should think of this. Some of you need to start taking your faith more seriously. Some of you come on Sundays and you go to a group and or hopefully both. But what it has largely been is a time for you to be filled up.And don't miss something. We want we want you to be filled up. We want you to grow in maturity. But maturity in Christ is not just consuming and being filled up. It's pouring out. That God fills us so that we might multiply ourselves into others.That we might make disciples. The great commission is to make disciples. And some of you need to press into maturity. You get the wonderful opportunity to do that. You get to go deeper into the Bible, deeper into the discipline of prayer. You get to help you have a zeal for evangelizing, for sharing the gospel with your friends, your neighbors, your co-workers.And then I hope you get people that are coming around that don't know Jesus or just new to Jesus and you get to sit with them and point them to who Jesus Christ is and say, come follow me as I follow Christ. There's no better way to use your life than for the sake of helping others know Christ. And you get to. And this next season, you get to be a disciple maker. Some of you will have the opportunity to become a leader in training in your group. And you should take it and you should want this because community groups are the means by which we advance the mission in our city.Okay. Our groups are how we reach our city and our group leaders, you can talk to them. Leading a group is wonderful, but it's also quite difficult at times because the good work that God calls us to do is difficult. That's told to us. And what you get to be as a leader in training is not only grow in knowing more of Christ and maturity, but you get to be a helpful and healthy part of your group. You get to breathe life into your group that when everyone just opts out last minute and the person who was supposed to bring the meat just says, I got the sniffles and I'm out.But you're just like, I'm okay. Well, I'm jumping in. What do you need? That you're going to be a helpful part of your group. And some of you should aspire to them. You should want that.You should want to be a leader. You should want to say, hey, come follow me as I follow Christ. And I want to follow you as you're following Christ. We should want that. There's another thing I want to point out. And when I say this, this is autobiographical.When I led a group, it's reality in my group. Now, I already told my group leader, I'm like, this isn't, this is, this is not just us. This is widespread, but I want to put up group content for a moment. All right. This is last week's group content. This is second Samuel.We have five different versions of group content that show up. It's typically this format. If you're not in a group, you should be in a group and you'll see this and it's pretty great, but there's a gospel centered section. There's a community section. There's on mission section. Something that I've noticed that happens in not just my group, but in a lot of groups is that we will love discussing the Bible.We will love getting deep. We'll get the community and everyone has updates and we'll share and we'll talk. And then all of a sudden it's like time to leave and kids are going crazy and someone hurt themselves. And, and, and, you know, because they ran into the wall or something downstairs, not a, not an adult, but a child. And then it's on mission and it's like, ah, we should do it, right? Yeah.Cool. All right. Let's go home. I'm not going to ask you to show your hands, but how many times does that get buried? That's an afterthought. And it's like that, that needs to come to the foreground.There might be weeks where it's just like, ah, you know what? I love, but let's, we're eating a meal. Let's, let's, let's share some life updates. Let's, let's have some time for this. Let's not miss this because we have friends and neighbors and coworkers who we need to understand the eternal situation that right now they are journeying towards an eternity under the wrath of God because of their sin.And the church is plan a for advancing. You are the person that God has put in their life to tell them Jesus is better, that, that eternity is real and God wants you and is for you and desires you. And it's you. And we need to remember that because what could happen when you get to a church of our size is that you can get comfortable and you can think there isn't a need, but there is. And we can't miss that for a moment. So some of you, some of us need to regain our missional hustle in this season as we dream about what we could be in this Acts continued story.Some of us, some of you need to step up and serve. We've run some Numbers that are out of retreat. We kind of looked at all this stuff. There are 58 members of our church who currently do not serve in any capacity. Now there are some folks who have very, very real legitimate excuses, members of our church who have legitimate excuses for why that cannot happen.But there's a lot that don't. And here's the problem. There's 58 members of our church right now who've set in their commitment. They're committed to serving the church, but they're not serving in any capacity. When we send out Oak Ridge, there's going to be that number drops to 54. Now that tells us a couple things.First Oak Ridge is about to go out with a bunch of people who've served for years. And what Mike and Isaac are going to tell you is guess what? There's more where that came from. You got more work to do there. But what that means for us is that we're losing a big part of our church that has served for years.Like if I put up a chart right now, which I don't have, but if I put up a chart of all the different areas that people serve in our church and I just put in bright colors all the different people who've committed to go to the Oak Ridge church plan and the next slide, after they're gone, it just gets real dark. And it's because we will have opportunities for everyone to pick up a shovel and go. And I'm excited about that. I think you should be too excited about the opportunity to step into Kid City and breathe life into it, to our kids excited to step into hospitality and into groups and a bunch of different ways and to serve and to hustle and to grind because Jesus Christ is worth it.He's worthy of our worship and our service that is worthy of the gospel going forward. We're going to have a variety of ways that we get to dream. And I want you to dream. I want you to have personal dreams where you pray about this. I hope the series of Acts opens that up for you. I've got some.I want to share one of just one that's personal to me. That I feel called to this land and in this area. All right. That wasn't always the case. At one point when I went to seminary, I was like, I'm never coming back. I said it out loud.I'm never coming back. And I came back. Let me tell you something. I love this people. I love this place. Okay.My family history, they came over like 300 years ago to Pelion and they like never left. Like Pillion, West Columbia, Casey Lexington, you draw a triangle and my people have posted up in that area for 300 years. And I personally, I want this part of the Midlands, I want the Midlands to see scores and hundreds and thousands of people come to Christ. Because there's so, I know you think there's, there's lots of people that are, there's lots of churches that there are thousands of people in and around you that do not know and are not following Jesus Christ. And what I'm also seeing is that there are a lot of churches in our area that are dying as a statistical fact.There are a lot of churches in our area that are running in the red financially, that if they lose a few members, they're losing a big part of their church. They're physically dying. They are like a roof replacement away from just, it just have to shut the doors. My personal dream right now is that I want to see men in this church aspire to the office of overseer elder pastor. I want to see men in this church who want to step up and become pastors and pastor churches in this area over the next 10 years that need to be replanted, that need to be revitalized, that need life again. And right now there's a massive pastor shortage across the country.There's a massive pastor shortage. There's a bunch of boomers who are retiring, who are dying, and it's not being filled with younger generations. So what I want to see is men in this church. I want you to pray some dangerous prayers and I want you to ask, do I need to be the kind of man of character that says, follow me as I follow Christ as I shepherd the people of God here or somewhere else? And that's my personal part of the dream. And for the next 10 years, I want to see that happen all over the city.I want 50 years from now the Midlands to look dramatically different in churches because for the next 10 years, we leveraged our time, our energy, our money, and our people to send out pastors and teams of people to go and make more disciples in this city. And I want it to go further because it's been a few years since we have sent a missionary to the foreign mission field. It's been a few years and there are unreached peoples that get the smallest amount of resources and people. And some of you need to go and you don't need to be here in five years. And some of you need to have a conversation with Ben Johnson at 1040 Hub with Tim.Where's he at? Tim Rice over there, who works with IMB. We got missions, opportunities, good Lord. I'd love to see someone go to the nations, but we're going to have to pray and we're going to have to dream and we're going to have to own our part of the Acts-continued story. So in this next season, let's dream a little bit.Let's pray some dangerous prayers. Let's let the Holy Spirit work in a way that gets us in the game. Let's be obedient even when it feels risky, even when it feels uncomfortable. Let's own our part of our very small part, but important part of the story of the Holy Spirit and His Church taking Jesus to this city and the world. Let's pray.Heavenly Father, I pray that You might work in us in this season to stir us towards faith and trusting You. And the fruit of that would show up in beautiful, eternal ways. God, that first means that in this season there are people that do not know You that need to. There are people in this room who do not know You, have not surrendered their life to You, do not see You as Lord, and they need to. And I pray that You open their eyes to who You are and a baptism of the Holy Spirit would take over their lives. God, there are folks in this room that are going, that are going with Oak Ridge, and I am so thankful for their obedience to go, to be uncomfortable, to take risks.Lord, may You bless their labor, and may there be people in the kingdom of God a thousand years from now because they were obedient to go. And God, may You stir in us. May You give us a hustle. May You empower us for the good work that You have right here and beyond for years to come. In Jesus' name, amen.Transcript

María García, de la Biblioteca Regional de Murcia, hace dos recomendaciones de novela gráfica francesa que comparten el concepto de la estupidez en sus títulos. La primera obra, titulada "Imbécil", de Camille Vannier, destaca por un estilo visual crudo y un enfoque autobiográfico cargado de humor salvaje y autocrítica. Por otro lado, el libro "No hay que tomar a los imbéciles por gente" ofrece una sátira social más amplia, utilizando el absurdo y la distopía para cuestionar temas como el consumismo y la tecnología. Ambas sugerencias ilustran la diversidad del cómic europeo actual, desde el relato personal hasta la crítica política mordaz. María García subraya la popularidad de estos títulos entre los usuarios de la biblioteca, quienes agotan constantemente los ejemplares disponibles.

durée : 00:01:25 - Le 6/9 de l'été - par : Simon Le Baron - Les footeux sont stupides, c'est entendu... Les joueurs de football sont bêtes comme leurs pieds, tout le monde le sait... Incapables d'aligner trois mots, tout juste bons à taper dans un ballon... Millionnaires ! Trop payés ! Imbéciles ! Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France

durée : 00:01:25 - Les 80'' - par : Simon Le Baron - Les footeux sont stupides, c'est entendu... Les joueurs de football sont bêtes comme leurs pieds, tout le monde le sait... Incapables d'aligner trois mots, tout juste bons à taper dans un ballon... Millionnaires ! Trop payés ! Imbéciles ! Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France

Welcome to The Weekly, produced by TAB Media Group, which publishes The Alabama Baptist and The Baptist Paper. Each episode features news headlines read by TAB Media Group staff and volunteers. New episodes are released weekly on Wednesday mornings. Articles featured in this episode: New SBC officers elected during annual meeting in Orlando Pondering how to understand the coming 'truth and unity' SBC amendment Mohler adamant proposed amendment not to address anything beyond pastoral office, preaching Wisdom-Martin gives final WMU report to messengers, introduces Fountain as president Messengers approve all 12 recommendations from Exec Comm in Orlando SBCAL names Alabama's Chris Crain AMS of the Year Alabama's SBC booth space furniture to be donated to area church replant Ken Lass Disaster relief feeding team 'saves summer' for Camp ASCCA after lightning strike Southern Baptists celebrate 63 newly commissioned IMB missionaries Disability Ministry Task Force ready for its SBC 'moment' SBC task force urges churches not to overlook disability ministry   Check out our Kids Edition! Visit TAB Media HERE Subscribe on iTunes HERE

Proyectos de Sheinbaum igualan en renovables lo adjudicado en el sexenio de Peña, México capta en un trimestre toda la inversión extranjera directa tecnológica de 2025 por el auge de la inteligencia artificial y México y Corea del Sur también se enfrentan en el terreno económico, con Alberto Verdusco, Diana Gante y Leo Luna.00:00 Introducción01:44 Proyectos de Sheinbaum igualan en renovables lo adjudicado en el sexenio de Peña06:22 México capta en un trimestre toda la IED tecnológica de 2025 por auge de IA11:15 México cae siete lugares en el ranking de competitividad de IMB y se ubica en el puesto 6215:10 México vs. Corea del Sur en el Mundial: empate en la cancha, pero distancia en la economía

Brandon Langley talks with two missionaries with the IMB in Central Asia. They discuss current gospel work and regional needs in Central Asia, missiological principles guiding the work, how churches can partner in global missions, and more. 

What does a hotel key card have to do with 400,000 people hearing the gospel? Don Barger, Director of Innovation and Artificial Intelligence at the International Mission Board (IMB), shares the unexpected story of how one small, tangible idea helped one of the world's largest missions organizations go from AI skepticism to full-scale adoption — in just a few years.Key TakeawaysEasy wins change everything. The IMB's first AI pilots were deliberately small — translation of internal communications, a digital responder, and donor processing — and those quick wins gave skeptics something real to believe in before any large-scale rollout began.A few hundred NFC cards sparked 25,000 chatbot conversations. Don distributed programmed NFC cards at a single event, and within days, 25,000 people had tapped in and engaged with the IMB's AI chatbot — a result that came from one simple, low-cost idea.FaithBot was built for triage — and became a global evangelism tool. Originally designed to protect digital responders from high-volume, low-quality traffic, FaithBot now has over 400,000 users worldwide across multiple languages, spreading largely through organic, word-of-mouth sharing.Leadership sponsorship is the non-negotiable. Don invested significant time early on helping the IMB's President and EVP understand AI deeply enough to champion it. The entire senior leadership team completed an MIT Sloan course on AI business applications — and their buy-in made everything else possible.Your AI belief statement must come before your AI tools. The IMB established clear ethical guardrails before building anything, including a firm line: AI will not provide soul care. Defining what you won't do with AI is just as important as knowing what you will.Yesterday's skeptics make tomorrow's best advocates. Some of the IMB's loudest AI champions today were among the most resistant voices a year ago. Making innovation accessible and irresistible is what turns doubters into champions.Ready to Move from "Should We?" to "Here's How We Start?"If your ministry is still stuck in the "should we?" conversation around AI, this episode will help you move to "here's how we start." Don's framework is practical, proven, and deeply mission-focused — and it's exactly the kind of real-world perspective ministry leaders need right now. Listen to the full episode and then ask yourself: what's your hotel key card moment?ResourcesDon Barger — Director of Innovation and Artificial Intelligence, International Mission Board (IMB)FaithBot — AI evangelism chatbot: https://chat.faithbot.io/Don Barger's Substack — AI, Innovation, and Faith: donbarger.comInternational Mission Board (IMB): imb.orgDigital Ministry Conference 2026: digitalministryconference.comLaunch AI by Five Q — Ready to move from AI experimentation to measurable ministry impact? Learn more at fiveq.com/launch

Im Bürgerkrieg kämpften Amerikaner gegen Amerikaner, Nordstaaten gegen Südstaaten - hunderttausende Menschen starben. Am Ende wurde die Sklaverei abgeschafft und die Abspaltung des Südens verhindert. Doch dieser Krieg prägt die USA bis heute. Biesler, Jörg

In dieser «Fiirabigmusig» tauchen wir in die vielseitige Schweizer Ländlermusik ein. Ausserdem geht es um den Ländler «Im Bänzehüsli», komponiert von Walter Grob.

Welcome to The Weekly, produced by TAB Media Group, which publishes The Alabama Baptist and The Baptist Paper. Each episode features news headlines read by TAB Media Group staff and volunteers. New episodes are released weekly on Wednesday mornings. Articles featured in this episode: 'Cautious optimism': Worship attendance at churches up for the 1st time in decades State Board of Missions to help with IMB learning center renovations; search team assessing 'thoroughbreds' Opinion: Pondering how to understand the coming 'truth and unity' SBC amendment Ideas for Christians to celebrate Independence Day Lass Words: Mad at God? UM recognizes more than 300 graduates; Lance receives doctor of humane lettersUM recognizes more than 300 graduates; Lance receives doctor of humane letters New Baptist campus ministers headed to UAB, UN Visit TAB Media HERE Subscribe on iTunes HERE

In this episode of the Loan Officer Podcast, host Dustin Owen is joined by Marketing Mike and Karina Mojica as they take a deep dive into the latest mortgage industry data sourced from RETR, focusing on trends and developments projected for early 2026. The team discusses comprehensive findings that highlight significant movement within the industry, including the notable statistic that over 10,000 loan originators have switched companies during this period. This mass migration underscores the dynamic nature of the mortgage landscape and the ongoing search for better opportunities among professionals. The analysis reveals that, among all origination channels, brokers stand out as the only segment demonstrating net positive growth in both the number of originators and overall loan volume. This trend suggests a growing preference for the broker model, possibly due to its flexibility and client-centric approach. The hosts break down the performance of major players, noting that CrossCountry Mortgage led the industry in volume gains, solidifying its position as a top destination for high-performing originators. In contrast, Rocket Mortgage experienced the largest losses in both originator count and volume, prompting a discussion about the challenges faced by larger, more traditional lenders in adapting to current market shifts. Throughout the episode, Dustin, Mike, and Karina explore the underlying factors driving these trends, such as the impact of mergers and acquisitions, evolving business models, and the increasing importance of technology and innovation in the mortgage process. They emphasize that for loan originators aiming to succeed in today's highly competitive environment, it is crucial to align with growth-oriented companies that offer structured coaching, robust support systems, and ongoing educational opportunities. The hosts stress that continuous professional development and adaptability are key to thriving amid rapid industry changes, and they encourage listeners to be proactive in seeking out organizations that prioritize both personal and professional growth. By the end of the episode, listeners gain valuable insights into the current state and future direction of the mortgage industry, as well as practical advice for navigating career decisions in a market defined by constant evolution and opportunity. Introduction and Industry Data Overview (00:00:01) Catching Up with the Team (00:01:22) The Top Unite Cruise Event (00:04:03) Sponsor Spotlight: Lower Mortgage (00:06:40) Analyzing Reder's Data (00:08:27) Top Gainers and Losers by Loan Volume (00:12:40) Analyzing Headcount vs. Volume (00:19:07) Sponsor Spotlight: Pilaf Unite (00:26:11) IMB vs. Bank vs. Broker Channels (00:26:43) Why the Broker Channel is Growing (00:30:25) Sponsor Spotlight: Labs Originator Coaching (00:42:25) Summarizing Key Takeaways (00:47:44) Clarifications and Final Thoughts (00:51:27) TLOP's Originator Coaching:

Das amerikanische Raumfahrtunternehmen SpaceX hat seinen mit Spannung erwarteten Börsenprospekt vorgelegt. Damit hat es erstmals ausführliche Finanzdaten und Informationen über seine Eigentümerstruktur veröffentlicht. SpaceX präsentiert sich in dem Dokument als wachstumsstarkes Unternehmen, was insbesondere seiner Satellitensparte Starlink zu verdanken ist. Allerdings weist SpaceX im Moment auch hohe Verluste aus. Eine besonders bemerkenswerte Erkenntnis aus dem Börsenprospekt ist, mit welcher Machtfülle SpaceX den Unternehmenschef Elon Musk ausgestattet hat. Das Unternehmen hat zwei Klassen von Aktien mit unterschiedlichen Stimmrechten. Musk hält eine überwältigende Mehrheit der privilegierten B-Aktien, die jeweils zehn Stimmrechte haben. Die gewöhnlichen Aktionäre werden A-Aktien mit jeweils einem Stimmrecht bekommen. Insgesamt hält Musk 85 Prozent der Stimmrechte an SpaceX. Musk hat außerdem dafür gesorgt, dass er praktisch unkündbar ist. Im Börsenprospekt heißt es, er könne nur von den Inhabern der B-Aktien von seinen Positionen als Vorstandschef und Vorsitzender des Verwaltungsrats entfernt werden. Da er selbst die Mehrheit an diesen Aktien hält, führt also kein Weg an ihm vorbei. SpaceX strebt angeblich eine Marktkapitalisierung von 1,75 Billionen Dollar an und würde damit aus dem Stand zu den zehn wertvollsten börsennotierten Unternehmen der Welt gehören. Für einen Börsendebütanten ist SpaceX schon vergleichsweise alt. Das Unternehmen wurde im Jahr 2002 gegründet. Es bewegt sich freilich in einer schwierigen Branche, die keine schnellen Durchbrüche verheißt. In seinen frühen Jahren hat es kaum Umsätze erzielt und musste viele Rückschläge hinnehmen, eine Reihe von Raketenstarts scheiterten. Nach und nach wurde Space X aber zum Vorzeigeunternehmen der amerikanischen Raumfahrtindustrie und etablierte sich als zentraler Partner der US-Raumfahrtbehörde NASA. Das Unternehmen hat Meilensteine für die ganze Branche erreicht und es zum Beispiel zur Routine gemacht, Trägerraketen nach absolvierten Missionen heil zur Erde zurückzubringen und wiederzuverwerten, was erhebliche Kostenersparnisse bringt. Wir diskutieren in dieser Folge all das – und auch, wieso im Börsenprospekt von einer Siedlung auf dem Mars die Rede ist, und warum Elon Musk mehr Geld bekommt, wenn sie errichtet ist.

In today's episode, we look at the prevalence of various programs to qualify more borrowers for homes. Plus, Movement Mortgage's Lyra Waggoner interviews Rob and Robbie on a listener mailbag list of topics. And we close by examining the macro economic narrative after a large slate of data.Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

In today's episode, we look at the size of the all-cash buyer segment. Plus, Robbie sits down with CI&T's Tim Von Kaenel for a discussion on building, integrating, and optimizing technology to drive differentiation, modernize operations, and navigate an increasingly complex and fast-evolving digital landscape. And we close by examining dissent brewing within the Federal Reserve.Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

In today's episode, we look at what is being discussed at April conferences. Plus, Robbie sits down with with Halo Programs Kirk King for a discussion on the ways originators are utilizing technology to automate daily marketing tasks to generate low-cost, high-yield leads and optimize current client relationships. And we close by examining the Fed's policy calculus.Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

In today's episode, we look at the latest merger in the mortgage industry. Plus, Robbie sits down with Seroka's John Seroka for a discussion on how brands are discovered by prioritizing credible, structured, and widely validated information over traditional SEO, making it critical for companies to build consistent digital authority and trust signals. And we close by examining how mortgage-backed securities (MBS) have been stacking up as an investment vehicle over the past couple of weeks.Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

In today's episode, we look at the calculus going through building contractors minds. Plus, Robbie sits down with WSFS Bank's Jeffrey Ruben for a discussion on how homeowners can strategically tap their equity while navigating today's rate environment, avoiding common renovation financing pitfalls, and understanding why many are calling this the “golden age” of HELOCs. And we close by examining the ways in which rates are impacting borrower psychology as we enter the traditionally robust spring home buying season.Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

Top headlines for Friday, April 24, 2026Texas regulators disciplining three physicians after the deaths of two pregnant patients, concluding the issue was not the law but failures in medical care. It also follows a parental kidnapping case where a 10-year-old boy was taken to Cuba and later safely reunited with his mother after an international search. Plus, comedian Theo Von opens up about personal struggles and faith, sharing his desire for “a new story” and a transformed life.00:11 Texas doctors disciplined over pregnant women's deaths01:03 Trans dad arrested for allegedly kidnapping son, flying to Cuba01:49 Theo Von says he's asking God for 'a new story'02:34 Ryan Blackwell elected president of Lifeway Christian Resources03:23 Fast for Mike Bickle's ‘heaven-ordained destiny' sparks protest04:13 IMB sees over 600,000 people use AI tool ‘FaithBot'05:04 David and Tamela Mann launch faith-focused relationship tourSubscribe to this PodcastApple PodcastsSpotifyGoogle PodcastsOvercastFollow Us on Social Media@ChristianPost on TwitterChristian Post on Facebook@ChristianPostIntl on InstagramSubscribe on YouTubeGet the Edifi AppDownload for iPhoneDownload for AndroidSubscribe to Our NewsletterSubscribe to the Freedom Post, delivered every Monday and ThursdayClick here to get the top headlines delivered to your inbox every morning!Links to the NewsTexas doctors disciplined over pregnant women's deaths | PoliticsTrans dad arrested for allegedly kidnapping son, flying to Cuba | U.S.Theo Von says he's asking God for 'a new story' | EntertainmentRyan Blackwell elected president of Lifeway Christian Resources | Church & MinistriesFast for Mike Bickle's ‘heaven-ordained destiny' sparks protest | Church & MinistriesIMB sees over 600,000 people use AI tool ‘FaithBot' | Church & MinistriesDavid and Tamela Mann launch faith-focused relationship tour | Entertainment

Kurz vor Ablauf eines Ultimatums von US-Präsident Donald Trump haben sich die USA und der Iran auf eine zweiwöchige Waffenruhe geeinigt. Die für den Schiffsverkehr wichtige Strasse von Hormus soll wieder geöffnet werden. Weitere Themen: Nach der Einigung auf eine Waffenruhe zwischen den USA und dem Iran gibt es Entspannung bei den Ölpreisen. Diese waren wegen der Blockade der Strasse von Hormus in den letzten Wochen stark gestiegen. Im Bündner Südtal Puschlav ist ein Feuer ausser Kontrolle geraten. In der Folge kam es zu einem Waldbrand. Mehrere Löschhelikopter sind im Einsatz.

"Im Büro soll ich eine Präsentation vorbereiten. Nach zwei Stunden finde ich den Overhead-Projektor im Keller." Von Ulrich Winters.

Titus 3:3-8 NIV “At one time we too were foolish, disobedient, deceived and enslaved by all kinds of passions and pleasures. We lived in malice and envy, being hated and hating one another. But when the kindness and love of God our Savior appeared, he saved us, not because of righteous things we had done, but because of his mercy. He saved us through the washing of rebirth and renewal by the Holy Spirit, whom he poured out on us generously through Jesus Christ our Savior, so that, having been justified by his grace, we might become heirs having the hope of eternal life. This is a trustworthy saying. And I want you to stress these things, so that those who have trusted in God may be careful to devote themselves to doing what is good. These things are excellent and profitable for everyone.”   *Transcription Below*   Hunter Beless is an author of several children's books including Read It, See It, Say It, Sing It! and Amy Carmichael: The Brown-Eyed Girl Who Learned to Pray. She is also a Bible teacher, co-author of Titus: Displaying the Gospel of Grace and the founder of Journeywomen Ministries, which empowers women to live out their faith through deep commitment to their local church. Hunter hosts the Journeywomen Podcast, sharing resources and insightful conversations with women of faith. She and her husband, Brooks, have four beautiful children, whom Hunter homeschools. You can find her on Instagram @hunterbeless, or at https://www.hunterbeless.com/books. Journeywomen Podcast   Thank You to Our Sponsor: The Sue Neihouser Team   Connect with The Savvy Sauce on Facebook or Instagram or Our Website   Please help us out by sharing this episode with a friend, leaving a 5-star rating and review, and subscribing to this podcast!   Questions and Topics We Cover: 1. What rhythms have been most profitable to you (spiritually, relationally, physically, and productively?)  2. In your own home, how have you intentionally helped your children know and love God through Scripture?  3. How is the Gospel useful for not only salvation, but also sanctification?   Similar Episodes from The Savvy Sauce: 16 Reflecting Jesus in Our Relationships with Rach Kincaid 57 Implementing Bite-Size Habits That Will Change Your Life with Author, Blogger, Podcaster, and Speaker, Kat Lee 150 Brain Science and Spiritual Abundance with Ken Baugh 166 Journey from Empty to Well Nourished Soul with Gretchen Saffles  207 Cultivating Character in Our Children with Cynthia Yanof Special Patreon Release Wholehearted Quiet Time with Naomi Vacaro 267 Apologetics with Ray Comfort 274 Holy Spirit Stories and Fruit and Ways to Identify His Guidance in Our Lives with Margaret Feinberg   Gospel Scripture: (all NIV) Romans 3:23 “for all have sinned and fall short of the glory of God,”   Romans 3:24 “and are justified freely by his grace through the redemption that came by Christ Jesus.”   Romans 3:25 (a) “God presented him as a sacrifice of atonement, through faith in his blood.”   Hebrews 9:22 (b) “without the shedding of blood there is no forgiveness.”    Romans 5:8 “But God demonstrates his own love for us in this: While we were still sinners, Christ died for us.”    Romans 5:11 “Not only is this so, but we also rejoice in God through our Lord Jesus Christ, through whom we have now received reconciliation.”    John 3:16 “For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.”   Romans 10:9 “That if you confess with your mouth, “Jesus is Lord,” and believe in your heart that God raised him from the dead, you will be saved.”    Luke 15:10 says “In the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.”   Romans 8:1 “Therefore, there is now no condemnation for those who are in Christ Jesus”   Ephesians 1:13–14 “And you also were included in Christ when you heard the word of truth, the gospel of your salvation. Having believed, you were marked in him with a seal, the promised Holy Spirit, who is a deposit guaranteeing our inheritance until the redemption of those who are God's possession- to the praise of his glory.”   Ephesians 1:15–23 “For this reason, ever since I heard about your faith in the Lord Jesus and your love for all the saints, I have not stopped giving thanks for you, remembering you in my prayers. I keep asking that the God of our Lord Jesus Christ, the glorious Father, may give you the spirit of wisdom and revelation, so that you may know him better. I pray also that the eyes of your heart may be enlightened in order that you may know the hope to which he has called you, the riches of his glorious inheritance in the saints, and his incomparably great power for us who believe. That power is like the working of his mighty strength, which he exerted in Christ when he raised him from the dead and seated him at his right hand in the heavenly realms, far above all rule and authority, power and dominion, and every title that can be given, not only in the present age but also in the one to come. And God placed all things under his feet and appointed him to be head over everything for the church, which is his body, the fullness of him who fills everything in every way.”   Ephesians 2:8–10 “For it is by grace you have been saved, through faith – and this not from yourselves, it is the gift of God – not by works, so that no one can boast. For we are God‘s workmanship, created in Christ Jesus to do good works, which God prepared in advance for us to do.“   Ephesians 2:13 “But now in Christ Jesus you who once were far away have been brought near through the blood of Christ.“   Philippians 1:6 “being confident of this, that he who began a good work in you will carry it on to completion until the day of Christ Jesus.”   *Transcription*   Music: (0:00 – 0:11)   Laura Dugger: (0:12 - 1:16) Welcome to The Savvy Sauce, where we have practical chats for intentional living. I'm your host, Laura Dugger, and I'm so glad you're here.   Thank you to the Sue Neihouser Team for sponsoring this episode. If you're looking to buy or sell a home this season, make sure you reach out to Sue at 309-229-8831. Sue would love to walk alongside you as you unlock new doors.   My guest for today is Hunter Beless, and you may recognize her as the founder of Journey Women Ministries. She's also a podcaster and an author of multiple books, including this recent one, Jesus Loves You More. Hunter is going to share today about all things discipleship.   Here's our chat. Welcome to The Savvy Sauce, Hunter.    Hunter Beless: (1:17 - 1:23) Thank you so, much for having me. I just love the concept of this show, and I'm excited to be here with you today.    Laura Dugger: (1:23 - 1:56) Well, I've been looking so, forward to getting to chat with you. You've been on my list for years, so, I'm thankful this worked out. And even, it may have been years ago, but I heard you publicly share that you had chosen to put your faith in Christ in elementary school, I believe. But then as you transitioned into high school, you were open about then choosing to pursue the ways of the world. So, will you just speak to that experience and talk to that teenage girl who's currently facing some similar temptations?    Hunter Beless: (1:56 - 6:39) Oh, that'd be such a privilege to get to speak to any young woman who is in a situation like this. I often think, like, if I would have just had one older friend who was encouraging me in the Lord, who would be willing to testify to God's grace in her life, and who would reach back and try and help me just to continue walking in the grace that he had extended to me through his son, like, I wonder if it would have gone differently for me, Laura. But, you know, the Lord did save me at a young age, and I lived fervently for him, loved God's word, even from a young age.    And I remember, like, seeing groups of people that I wanted to like me, and wanting so, desperately to be accepted by them. But knowing that when I opened the pages of scripture, the Holy Spirit brought conviction to my heart in a way that would not allow me to act in accordance with the things that these groups were doing, in order to be approved of by them. And so, I thought to myself, "Well, maybe I'll just stop reading my Bible so, much." This is about eighth or ninth grade. And, you know, then I won't feel a sense of conviction when it comes to, like, these behaviors that I know I need to, you know, adapt to, in order to be approved of by the people that I deemed, you know, significant. And so, I set my Bible aside.    And it's a really sad story. I mean, as I continued to spend time outside of God's word, I would still go to church with my family and things like that on Sunday mornings. But I just began to look less and less like a follower of Christ, and more and more like the world. And eventually, you know, I spent my entire duration of my high school years doing that. And I have to tell you; I just went back to my 20-year high school reunion. And there was a girl that I saw there. And she told me what a jerk I was in that season of my life. And it was such a wonderful thing to be reminded of what it looks like for me to not be walking in the Spirit, but to be walking in the flesh. And to really have to reckon with, that is what it looks like to be walking like the world.    And I just told her, I said, "You know what, you're completely right." I said, "I was." I was totally looking out for my good and not for the good of others. I was absolutely living for myself and not for the Lord. But by God's grace, when it came time for my senior year of high school, he allowed me to get to the end of myself. And you would have thought, like, looking back, I had the resume, I had the 4.0, I had the salutatorian status, I was the president of my high school senior class. You would have thought, this girl's crushing it. But I had never been more anxious, more depressed, more insecure, more selfish, obviously, as testified to by the girl that I just referenced, than I was in that season of my life.    And I remember I had a youth pastor who had just come into our church. And he said, "Hey," he said, "How's your time in the word looking?" And I said, "Well, I could either lie, or I could tell the truth." And I said, "You know, it's looking pretty, pretty bleak." And he said, "I just want to challenge you to get back in God's word." And at the same time, my dad had a tragic accident. It was a near death accident. And I was kind of reckoned with the brevity of life as a senior in high school. And I cried out to the Lord. And I said, "God, if you really are who you say you are, would you show me who you are through your word?"    And that sparked, Laura, this passion for God's word. And it allowed me then to see the difference in my own life, what it looks like for Hunter to be walking without listening to the voice of God, and what it looked like for Hunter to have her face in her Bible, and to seek to live by God's word. And I tell you what, I probably don't look nearly as impressive by the world's standards. But the joy and the peace, and really just the transformation that the Lord has accomplished in my life through his word, is something that I cannot stop testifying to. And I just cannot encourage women enough, like if you are wrestling with the flesh, to get into God's word, because God works by the power of the Holy Spirit through his word in the lives of his people. And so, that's why really this whole passion has just overtaken my life for God's word.    Laura Dugger: (6:40 - 6:59) Wow, that is incredible to hear that transformation, because God did it, and God can do it again. And God can do it for each one of us listening. But you are so passionate about discipling others. Can you first tell us, what were some of the significant ways that you've been discipled?    Hunter Beless: (7:00 - 10:07) Yeah, well, I went to college, and that was the first time that I had ever really had someone seeking to do spiritual good in my life, outside of my parents. And really, even with my parents, like, you know, sitting down intentionally studying the word, that wasn't a part of our family culture. And so, when I went to college, there was a girl, her name was Meredith. And I remember, she sat down, and she taught me how to read my Bible, for really the very first time. I remember being confronted with some of the truths of scripture, Laura, and I'm like, "That's in the Bible? That disrupts me. Like, I didn't know that, you know?" And so, it was such a wonderful time, just of really kind of being confronted with my own theological ideas from my, you know, lack of ability and time to really understand the message of the text, you know, and then to really reevaluate that and be conformed to the text and to allow it to conform me. So, Meredith had a significant influence in my life in how to study the Bible.    And then I had an older woman named Joyce, who at the time, I believe, was in her late 40s, maybe early 50s. And I just remember, Joyce found out that I began to memorize scripture. So, somewhere along the way, I realized, like, this book is so, significant that I need to start, you know, hiding scripture away in my heart. Some of that was just watching my own grandmother and seeing the way that the Lord had used scripture in her own life. And realizing, like, wow, if my grandmother has these truths hidden away in her heart for this season, and she had dementia, I need to start hiding scripture away in my heart, too. So, Joyce and I really, we started up a group on scripture memory.    And I'll never forget the first time I met her, she said, "Hey, I heard you're starting to memorize Ephesians." I never finished. But she said, "Let's hear it." And so, she just opened up her Bible. And I just started quoting Ephesians. And one of Joyce's coined phrases that at the time I didn't realize was actually scripture itself, she would hold the Bible out in front of me. And she would say, "Hunter, this is no empty word for you, but your very life." And she had so many phrases like that, that I didn't even realize at the time, because I was pretty biblically illiterate, that were the words of scripture themselves. That's Deuteronomy 32:47. And Joyce really embodied that message for me, that scripture is that man doesn't live by bread alone, but by every word that comes from the mouth of God. And so, watching her just live with her face in her Bible, proverbially speaking, and seeking to meditate on its truths and live by those day in and day out really transformed who I am even today. And she gave me a picture of what I'd like to look like years down the road.    So, I've had various mentors, but those are some of the first. And the Lord definitely used them in significant ways to do spiritual good in my life.    Laura Dugger: (10:08 - 10:36) And I don't know what kind of life those women lead if they're in public or more private disciplines, but their faithfulness, you just see the impact how it ripples out to bless generations. And even you, Hunter, you're leading this incredible ministry, where you disciple others through helping women know and love God through his word. So, will you share how you ended up getting to do this awesome work that you get to do today?    Hunter Beless: (10:37 - 15:41) Oh, well, the beginnings of this, you would not have thought were awesome. And in fact, you and I were just chatting, and I still am recording out of my closet. And really, it's all just been an overflow of what the Lord has been doing in my own life. And I did feel like along the way, I just, I began to just love learning from older women. And I do think that's a biblical, like scriptural kind of practice. You look at Titus 2, you see the older women are to teach the younger women what is good. I was a younger woman who loved learning from older women. And so, I had this, over the years, this just long list of women who had invested in me who had, you know, testified to God's grace in their life, who had taught me the scriptures.    And when my husband Brooks and I were in the military, we found ourselves on post. And just due to the transiency of a military lifestyle, the churches around military installations tend to be a little bit tired, sometimes depleted, because people in the military are moving so, frequently. So, it's hard, right, to have continuity to see people through in their discipling process and all of that. And so, I really missed those mentors that I'd had from college, and the year after college, after coming into marriage. And so, I thought to myself, like, man, I want the other women. I was also interfacing with either believers or non-believers who really had never been discipled. And I thought, man, I just wish I could get you with Joyce, or I wish I could get you with Meredith. I wish I could connect you, you know, with X, Y, or Z woman from the past couple of years.    And so, I thought, I also simultaneously was listening to a lot of podcasts because I was super lonely. Just because, you know, moving into a new culture, and then my husband was gone at least 50% of the time for training or deployment. And so, I'd be walking along the military installation listening to like sermon audio, like John Piper or Timothy Keller or whatever. And I thought, man, I wish that there was a conversational podcast about theology for women that would just be more warm and kind of like what we're doing right now. And my husband was like, "Well, you should start it." And so, I just started with the women who had mentored me. If you go back to the very beginning of the podcast, it's truly like my college roommates. It's my mentors from Pine Cove Christian Camps where Brooks and I met.    And I think I just by God's grace, the podcasting network was so, small at the time. I remember Journey Women landed in the number two spot right behind Joel Osteen whenever the thing launched. And so, then from there, it just gave the podcast some notoriety, which is what then allowed, you know, some of the names that you would recognize to reach out and to say, "Hey, you know, could we come on the podcast?" And at the time, I had no knowledge of, you know, how to market people marketing books or any of that Bible studies, etc. And yeah, it was a really fun season, actually, because it was pre-COVID. And you know, people weren't used to doing a whole lot online. And so, had some really, really fun conversations. And along the way, the Lord has helped me to hone in more of a vision of what I'm doing. Because at first, it was just like, let's get in the closet and have like fun, intentional conversations that I could share with my girlfriends or with maybe the military spouse that I'm meeting on the playground that I may never see again, you know.    And then along the way, people started even wanting to donate to the podcast and different things like that. And I thought, I really need to have a clearer aim. And so, now, you know, over the past eight years, the Lord has given us this mission to help women know and love God through his word, to find their hope in the gospel and to invest deeply in their local churches as they go out on mission for the glory of God. And some of that came and Laura, I'm sure you face this from women really seeking out discipling online, and us realizing we can't disciple you. Like, we cannot come alongside you and help you to grow in godliness, you know, but we can do that via the interwebs. But the degree to which we're able to do that is super-duper limited. And so, what does it look like for us then to equip women so, that then they would be encouraged to seek out fellowship in the local church, and to be investing their time, energy and talents in the local church. And so, that's become kind of our resounding gong at Journey Women over the years, just because we really do believe that ministry happens best in the context of the local church. And that's something that the Lord has validated through seeing women reaching out online and realizing like, hey, we could never, you know, provide what they need. But God in his grace has given us the local body that is able to do that.    Laura Dugger: (15:42 - 19:08) So, well said, because this is a great place that we can meet people anytime what is most convenient for them with a podcast. But then also, so, that's great for sowing seeds. But there's nothing that replaces that embodied relationship. And it just makes me think of God that he created us that way. And he knew it because Jesus even being embodied, little baby sent to earth, so, nothing replaces that. And, Hunter, I just I love hearing about your public ministry and the way the Lord has blessed and grown it.    And now a brief message from our sponsor. With over 28 years of experience in real estate, Sue Neihouser of the Sue Neihouser Team is a RE/MAX agent of Central Illinois, and she loves to walk alongside her clients as they unlock new doors. For anyone local, I highly recommend you call Sue today at 309-229-8831. And you can ask her any real estate questions. Sue lives in Central Illinois and loves this community and all that it has to offer. When unlocking new doors with her clients, Sue works hard to gain a depth of understanding of their motivations and dreams and interests in buying and selling their home. And then she commits to extensive market research that will give them confidence in their decision. Sue truly cares for each of her clients and the relationship she forms with each family along the entire home buying or selling process. This was absolutely our experience when we worked with Sue and her team. The house that we desired at the time was actually not even on the market, but Sue had a connection and was able to ask those homeowners if they would be willing to sell. She was timely in her response as she walked us through this whole process, and she helped us sell our home with the right offer coming in hours after it was listed. We kept saying she's thought of everything. And Sue's continued generosity was astonishing. I remember one afternoon after we had settled into our new home, and she was knocking on the door dropping off a goodie bag for our family that came from the local bakery. Our daughters also loved getting to know Miss Sue as she assisted us in finding truly our dream home.    So, whether you're looking to buy a home for the first time, or looking to upgrade or downsize, or making the big decision to move to an assisted living from your home of many years, Sue will be there to help you navigate the big emotions and ensure the process is smooth and stress free, and that the new doors to be unlocked are ready and waiting for more memories to be made. So, call her today at 309-229-8831 or visit her website at sueneihouser.com. And that is sueneihouser.com. Thanks for your sponsorship.   I'd also love to hear a little bit more about your personal life. So, what does a day in the life look like for Hunter Beless?    Hunter Beless: (19:09 - 21:25) Well, I think if somebody joined me in a day in a life, in this season, Laura, I feel like I'm too busy. I have committed to too much. And so, what it looks like practically, it's going to be a lot of time running from this or that event and just trying to do the things that I committed to before or some of the other things that the Lord has allowed in my life came to fruition. But just leaning into him for the grace that I need moment by moment, you know, and trusting that he is the same and that he has provided all of the grace that I need. His grace is sufficient for me, you know, as I'm running errands and facing the temptation to feel anxious or overwhelmed that, you know, I think it's Luke 12, where it's talking about how I can't even add a moment, not even the smallest amount of time to my life by worrying. So, I'm just going to entrust all of this to the Lord.    So, for me, I wonder how many women are listening to this and that they can relate to this because I talked to various people who they don't have a podcast, but they don't have the same work as me, but they feel that same temptation towards anxiety and the feelings of overwhelms that we all face, you know, and yeah, I think my life probably looks a lot like many of y'all's. And for me, it's just the constant meditation on scripture and just rehearsing the truths of God's word that are never changing, even in the midst of my ever-changing and chaotic circumstances. So, it doesn't seem to change even if I do a better job, which I could have done, planning my schedule or, you know, prayerfully considering the commitments that I made, but just resting and knowing that he is unchanging and that he is ever-present and that he is all-knowing and that he has provided everything that I need and his son.    So, that is what it looks like. Every day looks different, but again, leaning into the truths of God's word, meditating on those truths, rehearsing those truths over and over, and resting in the grace that the gospel provides. That's the thing that never changes.    Laura Dugger: (21:27 - 22:06) And I love that overview because if we look from the outside, you're homeschooling, you run this ministry, you have a podcast, and you're cooking healthy recipes for your family, but I'm sure do you also have weekly patterns? Because to me, it's a stewardship issue. You've been faithful with little, it sounds like, so, he has given you the opportunity to be faithful in much, and it's a season of much where you've written books and produced all this content. So, do you have a system in place or rhythms throughout the week that have helped you live that full, abundant life?    Hunter Beless: (22:06 - 24:19) Yeah, that's a really good question. Obviously, the weekly rhythm that we always start with is worshiping with the saints on Sunday. I look forward to that like no other. And we are in a church that the Lord is just so, gracious to have provided a pastor who prioritizes the preaching of the word and who is consistently proclaiming the gospel from the pulpit. And so, Laura, on the weeks where I feel like I have been so, busy that I have not spent the time in God's word that I would desire, just the recognition that going to church on a Sunday is such a blessing to get to receive God's word. And so, there have been many times that I just show up and I'm just like, "Thank you, Lord." Thank you for the provision of your word. Thank you for the provision of the body of Christ. And so, Sundays are just like a non-negotiable for us. We go to church on Sundays. And then, you know, we have various things. My kids are actually homeschooled on two days out of the week or three days out of the week. And then, they go to school two days. So, we do like a university model is what it's called. And so, on the three days that they are home, I am full tilt homeschooling, doing everything home-related.    And in fact, I have had to learn that part of their education is also helping care for our home. And so, we really see it as a team effort to keep the home, like, tidy and running and functioning well, so that we can, you know, spend as much time in it as we do, like, with happy hearts. And then, on Tuesdays and Thursdays, I typically am in this closet working while the children are at school. Saturdays, we rest together as a family. We spend a lot of time outdoors. I also make bread regularly. And I think there's something liturgical for me about making bread. And, like, when everything else feels, like, a little bit chaotic and out of my control, the beauty of just doing a simple task like making bread to provide food for my family and nourishment is something that really brings me great joy. So, Saturdays are also bread-making days. And then, the week begins again. That is awesome.    Laura Dugger: (24:19 - 24:41) I love hearing that. And it makes me curious to go even a little bit further. I'll give you a few categories, but I'd love to hear what rhythms in these categories have been most profitable to you. So, when you think of it spiritually, physically, relationally, and just productively, how you stay creatively fresh.    Hunter Beless: (24:41 - 28:24) Yeah. You know, spiritually for me, and I'm a mother of, like, young children, right? So, my kids are ranging from age 11 to age 3. I would say we're still in a season in which sleep is a little bit unpredictable, particularly in those early waking hours. But I do my very best to try and get in God's Word first. And that is not because I want to check it off the list, but because I need the people in my home and beyond. So, really trying to just orient myself rightly to the truths of God's Word first thing is huge. I also do try to work out. So, that gets to the physical piece. I neglected working out for many years. I actually, hilariously, was a personal trainer when we were back in the military. And that was kind of my gig while Brooks was gone. And so, I know how to work out, and I enjoy working out. But with the children, it has been a difficult thing for me to prioritize. But just this last year, I got, this is the most, like, basic thing ever. I got a Peloton. I bought it secondhand off of Marketplace. And it has just been a wonderful way for me to sweat and exercise my body first thing in the morning without, you know, really requiring a whole lot. I don't have to leave the house. I don't have to go outside or anything, because Brooks does travel quite a bit still for work. And so, I try to ride the Peloton. Doesn't always happen. Happens less than it does, than I want for it to, but it does help.    And then, yeah, relationally is really, that's a really good question. I think one thing that the Lord has blessed me with, having lived a season of extreme transiency, right? So, we did eight years of military. And then, we did two years at, you know, university where Brooks got his MBA. And now, we're in our first, like, what we would call, like, a civilian kind of location, where he's got his first civilian job. We're almost 15 years deep into marriage now. And so, all of the friendships that I made along those eight years of moving almost annually. I think we moved, like, six or seven times in eight years. Yeah, just trying to maintain those relationships. I only have one or two from each duty station, but I love using Voxer or Voice Memo to keep in touch with people who have known me for, you know, a longer time. And that's just one thing that's really fun. I have to be careful not to let that overtake my time on my phone, but I do love to keep in touch with old friends. And they are some of the friends that the Lord has used just really to help me navigate the various challenges that we face, right, in life and relationally in marriage and all of that.    So, anyways, and relationally in marriage, Brooks and I were really just relishing in the friendship that God has given us with one another. I don't think it's been easy over the years, especially with all of the transiency and all of the deployments and all of the many moves that we've faced. But God has really just given us a true appreciation for one another. And to begin to see now, 15 years into marriage, that the differences that He has given each of us are a gift to help us be conformed into the image of His Son. So, that's some of it, spiritually, physically, relationally. Did I miss anything?    Laura Dugger: (28:25 - 28:32) Just even productively as you're creating content, how do you stay creatively inspired and fresh?    Hunter Beless: (28:33 - 30:55) Yeah, I love, my friend Gretchen Stoffels has a lot of wonderful things to say about this. She talks a lot about producing from the overflow and not the undertow. And that's ministered to me over the years. I find a lot of times when I am not creatively fresh, it's either because I'm overproducing or because I'm not honestly spending, most of what I do is all revolving around God's Word. So, it's like if I'm not spending time in God's Word and allowing myself to just be struck anew with truths from the text, then what do I have to share? So, that helps me too in knowing when am I overcommitted? Because if I don't have time then to be relishing in God's Word, not for the sake of producing something, but just like you said, just being struck and wonder by who God is, then I really need to reevaluate the commitments that I'm making and slow things down a bit. And so, that's kind of what has helped me to protect that time with the Lord so that then I would have something to offer others.    And I don't just think about it in terms of producing a podcast or writing a book or sending out a newsletter. I mean, honestly, even with the children, this has been something that I've been thinking about for the last six to eight months. If I want them to understand how God's Word informs all of life, then I need to be with my face in my Bible because who is it that they spend the most time with, right? All throughout their life. Like, it's me. And so, I get to then help them realize like, oh, here is how Scripture applies to all these different circumstances. But if I don't spend time in God's Word, then I've got nothing to give. And I have a friend who was a missionary actually in a remote country with the IMB. And I asked her, I said, "How did you ever evangelize with people in this remote context from this different religion and all of this?" And she said, "You know what, I just had to be so, filled up with God's Word that that's what came out." And I think about that all the time. So, when I'm feeling dry, I'm like, "Oop, oop, that's a good sign. I need to go back to God's Word."    Laura Dugger: (30:56 - 31:07) I love that. And let's go there then in your own home. How have you intentionally helped your children to know and to love God through Scripture?    Hunter Beless: (31:09 - 33:52) This is going to sound really selfish, but, you know, this whole endeavor, right, I've realized the significance of God's Word in my own life. And so, I'm constantly thinking, Laura, like, how am I going to get into God's Word? You know, like, that's, it sounds selfish. But if I really believe that I need God's Word for all of life, I'm going to have to figure out how am I going to get that in. And then it's wonderful because I get to bring the children along in that. So, maybe that's just like a fresh take on it, right? Because we're always thinking as mothers, like, how can we be investing in our children more heavily in all of these things? And I think those are good and right desires. Obviously, Deuteronomy speaks to that. You know, we're supposed to teach our children diligently the ways of the Lord. But I think it's just so refreshing when we come to the text as learners, as co-learners. And so, for me, I'm just always thinking, like, how can we learn together who God's Word is? How can we worship the Lord together in our home?    And then it helps me see those times, right, when you are offering instruction to the children, when you are being intentional about, you know, for us, we do, like, catechesis, for example, which is a series of questions and answers just to help disseminate doctrinal truths and help the children learn, like, here are, you know, foundational doctrine of the Christian faith. Then I'm not just like, "Okay, who is God? You know, God is the Spirit." I'm, like, thinking about the things that we're learning in a way where I also am seeking to learn as well. And I think that just gives a posture of humility, too. Like, as a parent, where it's not like, "You gotta learn your Bible verse this week, kid." You know, it's like, "We get to, we get to, look, we get to learn God's Word together, you know?" And then that helps them understand the joy of learning God's Word. And it also gives them a very real picture of a parent who's being transformed by the truths of God's Word. What better witness is there? And so, really, I've stopped seeing it as, "Hey, here's our time," you know, which we do have.    And practically, for us, a lot of that happens around the table because I've realized that, like, when children are well-fed, when they have something to do with their hands, they may be a little bit more prone to, like, have open ears, ready to hear, you know, instruction. But we do have those rhythms kind of in place, but I don't want it to be relegated to those rhythms. I want it to be all of life. I want us to understand it doesn't just mean we're gonna sit here over breakfast and do our Bible reading for the day. This is something that is really going with us through the day because we need it not just for this moment, but for all of life.    Laura Dugger: (33:53 - 35:38) You draw so much wisdom there, and I think especially that it's not an either-or, having that set-aside rhythm and time, or just hoping it'll be incorporated into all of life. But it's both.   I want to make sure that you're up to date with our latest news. We have a new website. You can visit thesavvysauce.com and see all of the latest updates. You may remember Francie Henrichsen from Episode 132, where we talked about pursuing our God-given dreams. She is the amazing businesswoman who has carefully designed a brand-new website for Savvy Sauce Charities, and we are thrilled with the final product, so, I hope you check it out. There you're going to find all of our podcasts, now with show notes and transcriptions listed, a scrapbook of various previous guests, and an easy place to join our email list to receive monthly encouragement and questions to ask your loved ones, so, that you can have your own practical chats for intentional living. You will also be able to access our donation button, or our mailing address, for sending checks that are tax-deductible, so, that you can support the work of Savvy Sauce Charities and help us continue to reach the nations with the good news of Jesus Christ. So, make sure you visit thesavvysauce.com today.   Even going back to the heart of this conversation of discipleship, Hunter, how do you think the local church, and especially older women in the community, can play a vital role in encouraging young people to love Scripture?    Hunter Beless: (35:40 - 39:34) You know, I love this question, and I just, I cannot overemphasize the value of older women who love God's Word in the church enough. You know, I think in the culture, we're hearing and seeing that, you know, it's not good to grow old. I mean, that's being perpetuated by all of the Instagram ads that we receive, and by seeing shiny faces that look like they haven't aged one bit. And I'm like, "No, God's Word says that women, older women in particular, have tremendous value in the family of God." And so, I think I want older women just to realize, like, we need you. And in fact, no one is exempt. No woman is exempt from the Titus 2 mandate to teach the younger women what is good. And how do we know what's good? Well, we know God alone is good. And because God is good, we know His Word is good. And if you don't have any clue, like how to reach back and invest in the next generation, I have great news for you. All you need is God's Word.    So, I mean, the littlest learners, the children in the community, I think they are the most gracious recipients of anybody in our community, you know, just when it comes to God's Word. And so, look for ways that you can encourage the younger people in your sphere of influence, in your local church, with God's Word. And often I think that just starts with maybe even meditating on one verse. You know, it can be that simple. Or for me, one way that I want to encourage, you know, the children in my life with God's Word is by identifying ways that I see God working in their lives and naming it. I mean, how encouraging would that be if an older saint in the church said, "Hey, you know, I don't know, my oldest daughter's name is Hadley. Hey, Hadley, like, I see God working in you. You are showing kindness, you know, to the other children in the church. Thank you so much for that. And I'm just praising God for the work he's doing in your life," you know.    But I think in order for them to do that, right, they have to be willing to be inconvenienced by being around the children. And we just had a sermon on this, a wonderful sermon from the book of Mark about Jesus saying, "Let the little children come to me." And so, I think just realizing that Jesus himself, right, he was unbothered. He delighted in the presence of children. So, I think in our older age, you know, especially after you have young kids and you've done all of your time, you know, investing in the next generation in that way, just realizing that there is value in serving in kids' ministry or children's ministry in the church and just getting around the children to be able to give yourself the opportunity to know them in a way where you can meet them with the truths of God's Word. It could also be just having younger families in your home. And I know that can be such an inconvenience. I mean, we're a hot mess. We are so chaotic. And I know, you know, you even have to consider the breakables. Like, you got to protect those, you know, when we come into the house. But figure out, like, what does hospitality look like where we can welcome in younger children, the families with younger children in the home, seek to encourage the parents. I mean, truly, Laura, what else are we doing here? Like, we have been given two things. We have been given the mission of evangelizing and discipling. And that message is the same.    At the heart of both of those things is the gospel. The gospel is for salvation and for sanctification. And so, if you're an older person in the church, keep meditating on the gospel. Keep, you know, seeking to disseminate the truths of the gospel to everybody around you. And remember, the littlest of these, I think, are the most eager learners. And it's such a great opportunity.    Laura Dugger: (39:36 - 39:52) Goodness, I love that. And as you say, disseminate these truths of the gospel for both salvation and sanctification. Can you even share clearly what is that gospel that applies to everyone?    Hunter Beless: (39:53 - 43:58) Oh, yes. I mean, this is the good news that I continually am rehearsing over and over and over again. I think for me, you know, I realized as a young child that the gospel was for salvation, right? That I love the Titus 3. You know, I just wrote this Bible study on Titus with Courtney Docter. If you don't have, like, a great comprehensive kind of gospel text that you've got in your back pocket, I think Titus 3:3-7 is a wonderful text to commit to memory. It says, "So, we are sinners." Romans 3:23. You know, we were created by God to glorify him. And yet, we have chosen to glorify ourselves. Romans 3:23 says, "For all have sinned and fall short of the glory of God." So, we too were once foolish. I think it's easy to see that when you really think about your life. You know, like, even me testifying to my life in high school. We too were once foolish. There's no getting around that. But we too, let me see, where am I now? "But when the goodness and loving kindness of God our Savior appeared, he saved us," "not because of works done by us in righteousness, but according to his own mercy," So, how does he save us? Well, he sent his son, Jesus. When did the kindness of God our Savior appear? Well, it appeared over 2,000 years ago. In a stable in Bethlehem. When, like you said, God sent his son to live a perfect life. And then he gave his life on the cross so, that we might have right relationship with God. He saved us. Not by works of righteousness, but according to his mercy, "By the washing of regeneration and renewal of the Holy Spirit."    So, when, and by the way, he rose from the grave. Let's see, is that in here? I don't know. But let's see. That one's not in this particular gospel text of Titus 3:3-7. But we know that from the gospels, right? That Jesus Christ died on the cross. And that he rose again three days later. Overcoming death. So, that we too might not have to experience eternal death. We get to experience eternal life. When we turn from our sin and trust in him. And that's when that washing of regeneration and renewal by the Holy Spirit happens. We're filled with the spirit. He's poured out his spirit on us. Verses 6 and 7 says, "whom he poured out on us richly through Jesus Christ our Savior, so that being justified by his grace we might become heirs according to the hope of eternal life." And so, I think part of what it looks like for us to live with that hope of eternal life. Is to constantly be reflecting upon who we were apart from Christ. Who we are in Christ. And who we will be when we one day see Christ again. Face to face. And so, that for me is what it looks like. Just to relish in the gospel. To remember the gospel.    Even when I was talking earlier, Laura, about feeling overwhelmed. The temptation for me then is to feel down on myself. And to wrestle with shame. Because I've over committed, right? But I'm rehearsing the truths of the gospel to myself in that moment. And saying, "Okay. Yes, could I have planned my schedule better? Yes, could I have done all these things? But you know what? I, by God's grace, get instead to rest in the grace that the gospel provides for me in this moment. Knowing that with all these various responsibilities, I am not going to be executing them perfectly. But he has perfectly accomplished my salvation on the cross. And so, I can rest in his son. Knowing that my salvation is not based on my perfect performance. But on the performance of Christ." And that then again helps me then to relish in the gospel. To remember the gospel, like I said, is not just for that moment of salvation or justification. When we're saved from our sins and made right with God. But it's also for every moment of every day. Because we need it all the time. At least I do.    Laura Dugger: (44:00 - 44:20) Yes, absolutely. And I think we can hear that or repeat that so, often. But I love how you unpack it. Because especially for those who have been saved. When they rely on the gospel for sanctification. Can you give any more examples of what that looks like? Specifically for sanctification after the salvation?    Hunter Beless: (44:21 - 46:35) Yeah. I think it's just coming to a greater understanding of our desperate need for Jesus. And then as we rely on him more wholly. I think we're conformed even more into the image of his son. Just after that gospel hymn in Titus 3. Verse 8 says, "The saying is trustworthy, and I want you to insist on these things, so that those who have believed in God may be careful to devote themselves to good works." So, what is sanctification? Well, sanctification is growing in godliness. Or said another way, it's growing in good works. Right? So, we're not saved because of our good works. We're saved by the gospel so, that then we can produce good works. By God's grace. That's the sanctification process. And so, how does that happen? Well, verse 8 tells us, "The saying is trustworthy, and I want you to insist on these things." What does it want us to insist on? It wants us to insist then on the contents of the gospel from Titus 3:3-7. So, we need to, in order to grow in our ability to do good to others. What do we do? We insist on the gospel.    And how does that work? Well, when I am feeling, again, overbooked, overwhelmed. And somebody comes into my life that needs service. If I'm functioning by the world's wisdom, what am I going to say? "You know what? I just don't have the margin for that. I can't do that. I need to protect my time." But if I'm looking at the gospel, what do I see? Well, I see what Christ died for me. Was that act of service self-protective in any way? No. So, what does it look like for me then to lay down my life for the good of another? And that's how the gospel then informs our living in such a way that we begin to grow by God's grace, not by our own effort, in godliness. So, I think that's how the sanctification process kind of works itself out.    Laura Dugger: (46:35 - 46:54) Thank you so much for sharing that. And you've taught us already so, much in this time together. But you've also written a book recently for children. Can you tell us a little bit more about it and share the lasting truths that you want to impart to children who get to read or listen to your book?    Hunter Beless: (46:55 - 49:47) Yeah. I think it started for me with really thinking about what are those kinds of scriptural, biblical truths that I want to offer to the children in these everyday moments like we've been talking about. My son, I already shared, he's been struggling with sleep for the last year or so,. And he'll come tumbling down the stairs in the middle of the night. And my initial reaction to that is to want to say, "It's okay. Mommy's here." Right? And that's true. And I do think that offers some temporal comfort. And it is a good thing for a mother to be present in the time of a child's need. But thinking more deeply, I began to say, "Buddy, God is with you. You have no need to fear." And the reason for that is because I started thinking about, well, what if mommy wasn't here? What if I wasn't able to be here? And some of that came just from having lost my own father in the last few years to cancer spontaneously. And just thinking, like, what are the lasting truths that I then want to impart to my children when I'm no longer able to be present? So, it is true. It's comfort that mommy is here in your time of need. But also, even when mommy's not able to be here, remember, God is with you always.  And it's been such an encouragement for me then to even see him, like, on the playground and his little buddy will get hurt. And he'll turn and he'll tell his buddy, like, "It's okay. God's with you." You know what I'm thinking? "That's so, good. Like, this is the kind of stuff that I want to be just ingrained within the children so, that their initial reaction is, 'It's okay. God is with me.'" Similarly, the message that is repeated throughout the book is, "Jesus Loves You More". And that was really instigated from one of my children requesting for me to say over and over again this popular phrase that we've all heard, "I love you to the moon and back." And I started thinking, like, "Okay, that's true. I do. I love you to the moon and back. I love you to the, you know, mountaintop and to the ocean floor. I love you as far as the east is from the west. But there is one who loves you even more than I ever could. And in fact, when my love fails you, His never will." And so, I wanted to get that.    If there's one message that I want my kids to know, it's that. It's that Jesus loves them so, much that he went all the way to the cross at Calvary and gave his very life so, that they could be made right with God. So, that's the message that I hope kids will take away from the book. I do hope that it inspires parents to think about what are those lasting truths that they want to impart to their kids. And I hope it equips them then to be able to share what I believe as Christian parents is the most important message we could ever give.    Laura Dugger: (49:48 - 49:54) I just want to acknowledge too, I'm so, sorry for the sudden loss of your father in recent years.    Hunter Beless: (49:55 - 50:19) Well, thank you. Yeah, it's, you know, my kids were just saying as we were hiking this last weekend, they're like, "We miss puppy." But we're like, I'm at a point now where I did go through many years of grief, missing him, you know, all of this. But just relishing in the fact that he's in the presence of the Lord Jesus. And I am just so grateful because he's in a much better place. So, I'm looking forward to the day that I get to join him there. Amen.    Laura Dugger: (50:20 - 50:28) Well, Hunter, you've already given us so much, but where can we go to continue being discipled by you after this conversation?    Hunter Beless: (50:30 - 51:14) Well, if you like conversations like this, you know, I infrequently show up at Journey Women. We used to do a weekly show and then it turned to bi-weekly and now we're seasonal. But I do love having conversations just like this. And I hope that, you know, just as our conversation today, I hope it encourages women just to get together, like you said, with women in their local context to open up God's word. And just to go deeper, relationally, conversationally, to come together around the truths of God's word. You've asked such great questions, Laura. And I think take some of these questions and ask your friends and see where the Lord guides those conversations. I think that'll just be such a blessing. It's been a blessing to meet and chat with you today.    Laura Dugger: (51:15 - 51:32) Well, I've loved every minute. And you may already be familiar that we're called The Savvy Sauce because savvy is synonymous with practical knowledge or insight or discernment. And so, as my final question for you today, Hunter, what is your Savvy Sauce?    Hunter Beless: (51:34 - 52:28) Oh, you try to nail me down to something practical. It's funny, Laura, because I feel like I resist practical. And I'm not sure what it is about me that resists practical other than maybe sometimes I felt like bound in by people's practical advice. Does that make sense? And so, for me, here's my practical advice. My practical advice is to allow all of your practices or your practicals to be informed by the principles of the text. So, allow the principles of scripture to inform your practice. And that's not very practical, but I think the only practical way you can do that is to get your face in your Bible and to really seek to know and love God through his word. And then he will certainly help inform your practice.    Laura Dugger: (52:30 - 56:34) I think that's actually more practical than you realize. That is wonderful. And Hunter, your joy and your laugh are just contagious. And you're clearly gifted from the Lord as a clear, articulate communicator. And it blesses so, many people in so many generations because you are able to filter in the truth and then communicate it in a way that's able to be received. So, it's been so encouraging to sit under your teaching and be inspired to take this out and to hopefully begin in our home. But also, those good works, as we're called as older women, too. None of us are exempt, as you said. So, I've just thoroughly enjoyed being with you. Thank you for being my guest. Thank you so much for having me. It's been so fun.   One more thing before you go, have you heard the term gospel before? It simply means good news. And I want to share the best news with you, but it starts with the bad news.   Every single one of us were born sinners, but Christ desires to rescue us from our sin, which is something we cannot do for ourselves. This means there's absolutely no chance we can make it to heaven on our own. So, for you and for me, it means we deserve death, and we can never pay back the sacrifice we owe to be saved.   We need a savior, but God loved us so much. He made a way for his only son to willingly die in our place as the perfect substitute. This gives us hope of life forever in right relationship with him.   That is good news. Jesus lived the perfect life. We could never live and died in our place for our sin.   This was God's plan to make a way to reconcile with us so that God can look at us and see Jesus. We can be covered and justified through the work Jesus finished. If we choose to receive what he has done for us, Romans 10:9 says, “that if you confess with your mouth, Jesus is Lord and believe in your heart that God raised him from the dead, you will be saved.”   So, you pray with me now. Heavenly father, thank you for sending Jesus to take our place. I pray someone today right now is touched and chooses to turn their life over to you.   Will you clearly guide them and help them take their next step in faith to declare you as Lord of their life? We trust you to work and change lives now for eternity. In Jesus name we pray.   Amen. If you prayed that prayer, you are declaring him for me. So, me for him, you get the opportunity to live your life for him.   And at this podcast, we're called The Savvy Sauce for a reason. We want to give you practical tools to implement the knowledge you have learned. So, you're ready to get started.   First, tell someone, say it out loud, get a Bible. The first day I made this decision, my parents took me to Barnes and Noble and let me choose my own Bible. I selected the Quest NIV Bible and I love it.   You can start by reading the book of John. Also get connected locally, which just means tell someone who's a part of a church in your community that you made a decision to follow Christ. I'm assuming they will be thrilled to talk with you about further steps such as going to church and getting connected to other believers to encourage you.   We want to celebrate with you too. So, feel free to leave a comment for us here. If you did make a decision to follow Christ, we also have show notes included where you can read scripture that describes this process.   And finally, be encouraged. Luke 15:10 says, “in the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.” The heavens are praising with you for your decision today.   And if you've already received this good news, I pray you have someone to share it with. You are loved and I look forward to meeting you here next time.

In this episode of the FinTech Hunting Podcast, Michael Hammond sits down with Kortney Lane-Schafers of MMI (Mobility Market Intelligence) for a powerful conversation about where the mortgage industry is headed—and what still matters most as technology moves faster than ever.Yes, AI is changing the game.Yes, data is more available than ever.But here's the deeper question:In a market driven by automation, what still creates trust, momentum, and real growth?Kortney shares how MMI One is helping mortgage professionals turn data into action—not just reports, dashboards, or noise, but real business decisions around recruiting, retention, market expansion, customer outreach, and borrower opportunity.This episode goes beyond product talk. It gets to the heart of what many leaders are wrestling with right now:How do you use mortgage data in a way that is actually useful?What role should AI play in relationship-driven industries?How can lenders, servicers, banks, and credit unions better activate their databases?Why do authentic human relationships still outperform transactional selling?What makes an industry experience memorable instead of forgettable?Kortney also shares her perspective on why connection still matters, why the best networking is never just about selling, and how thoughtful experiences can create lasting impact across the mortgage and fintech ecosystem.If you work in mortgage, fintech, lending, servicing, banking, credit unions, proptech, sales, recruiting, or growth strategy, this conversation will give you both practical insight and a meaningful reminder:Technology may accelerate business, but relationships still move it forward.Key takeaways from IMB and why optimism is returning to mortgage in 2026What MMI One is and how it unifies mortgage data, communications, and monitoringHow lenders can use data for market growth, recruiting, retention, and referral developmentWhy actionable data matters more than just having more dataHow mortgage teams can use triggers and insights to deliver the right message at the right timeThe growing role of AI, automation, CRM integration, and credit monitoringWhy live events, networking, and authentic connection still matter in a digital-first worldHow meaningful experiences build stronger business relationships in mortgage and fintechKortney Lane-Schafers is a respected voice in mortgage and fintech, known for her work at MMI, her leadership in building authentic industry relationships, and her ability to connect data, strategy, and people in a way that creates real impact.The mortgage industry does not need more noise.It needs more clarity.More intentionality.And more leaders who understand that the future belongs to the organizations that can blend data, AI, and human connection the right way.If that's the future you're building toward, this episode is for you.Connect with Kortney Lane-Schafers on LinkedInLearn more about MMI: MMI.ioSubscribe to FinTech Hunting for more conversations with the leaders shaping mortgage, fintech, AI, marketing, growth, and the future of financial services.In this episode, we cover:About Kortney Lane-Schafers Why this conversation matters.###Michael Hammond, Founder of NexLevel Advisors, is the leading fractional CMO in mortgage and mortgage technology, specializing in AI-powered growth strategy and audience development.

TRIGGERWARNUNG: Sexismus & Tieropfer Christine M. (24) steckt in einer Phase, in der in ihrem Leben scheinbar alles schiefgeht. Im Büro macht sie einen folgenschweren Fehler und wird von ihrem cholerischen Chef zusammengestaucht. Auf dem Heimweg wird sie in der U-Bahn von einem "Sexstrolch" begrapscht – und als wäre das nicht genug, macht ihr Freund Dirk am selben Abend auch noch per Anrufbeantworter Schluss. Ja, wir befinden uns im Jahr 2006 (oder irgendwann davor) Frustriert und verletzt stößt Christine im Fernsehen auf eine Dokumentation über moderne Hexen. Die Idee fasziniert sie: Als Hexe könnte sie stark, unabhängig und unangreifbar sein. Besessen von diesem Gedanken sucht sie im Internet nach Gleichgesinnten und gerät an eine selbsternannte Hexe namens Memra. Schritt für Schritt lässt Christine sich in eine dubiose Szene hineinziehen, zahlt hohe Geldbeträge für angebliche „Ausbildung“ und glaubt schließlich, kurz davor zu stehen, selbst zur Hexe geweiht zu werden. Doch bei einem geheimen Ritual erkennt sie plötzlich, dass sie in einen gefährlichen Betrug hineingeraten ist. Am Ende bleibt ihr eine bittere Erkenntnis: Keine Magie kann ihr Leben retten – nur sie selbst. Danke für diese abgefahrene Story an unseren lieben Fan Sven aus Dresden, der tatsächlich ein altes Heft aus dem Jahr 2006 für uns aufgestöbert hat und sagen wir mal so, it's a ride - more stories to come! ** Dieses Mal ist die tolle Sima Dhillon zu Gast, Taxiunternehmerin und Gründerin des Flintaxi Wien - ein Taxiangebot für FLINTA-Personen (Frauen, Lesben, inter, nicht-binäre, trans und agender Personen), das einen sicheren und respektvollen Fahrraum schaffen soll, insbesondere für Menschen, die sich in herkömmlichen Taxis oder nachts allein unsicher fühlen. Unsere Tatjana hat Sima bei der Kunstperformance „Taxi Tales“ kennengelernt, die die Geschichte der ersten Taxifahrerin Wiens erzählt.  Mehr Informationen zu Sima und dem Flintaxi gibt es auch auf Instagram! Und da es unbedingt mehr FLINTA-Personen braucht, die zukünftig den Taxilenker*innen Beruf ausüben, damit es auch ein breites Angebot geben kann - hier mehr zur Taxilenker*innenausbildung in Wien. ** **Euch hat diese Geschichte gefallen, aufgeregt oder ihr habt euch darin sogar wiedererkannt?** Das interessiert uns brennend! Schreibt uns in Kommentaren über Facebook und Instagram unter @drama_carbonara_podcast. Dort werdet ihr auch die in den Geschichten besprochenen Fotos finden und endlich sehen können, was wir sehen ... Falls ihr noch mehr fantastische Geschichten mit uns lesen wollt, können wir euch schon jetzt versprechen: das Repertoire ist unerschöpflich, wir staunen jedes Mal aufs Neue, was möglich ist. Abonniert Drama Carbonara auf allen gängigen Podcast Plattformen Über Sternchen, Bewertungen und Kommentare freuen wir uns natürlich auch extrem und feiern diese gern auch prominent in unserem Social Media Feed! Jede zweite Folge kommen ja großartige Gastlerser*innen zu uns ins Wiener Drama-Hauptquartier und unterstützt uns mit Interpretationen und Improvisationen. Wenn ihr einen Wunschgast für uns habt oder gern selbst mal vorbeischauen wollt, sagt Bescheid! Wir können nichts versprechen, aber wir freuen uns immer über Vorschläge. Wenn ihr Lust auf Extra-Content habt und euren Lieblingspodcasts auch finanziell unterstützen wollt , dann tut das herzlich gern mit einem Abonnement auf Steady und kommt in den Genuss des kompletten "Drama Carbonara"-Universums! Falls ihr daran interessiert seid, Werbung in unserem Podcast zu schalten, setzt euch bitte mit Stefan Lassnig von Missing Link in Verbindung. Verbindlichsten Dank! **Link zur Podcast Hörer:innen UMFRAGE!Danke für die Mitarbeit und euer wertvolles Feedback :) & hier zur legendären Spotify Drama Carbonara Soundtrack Playlist - folgen folgen folgen!! liebe Freund:innen des unberechenbaren Musik-Algorithmus!

Diverse Schulen in Chur mussten Diplomfeiern und Elternabende absagen. Aufgrund von Routinekontrollen der Gebäudeversicherung hat die Stadt die Schulen angewiesen, die Anzahl Personen in den Aulas zu begrenzen. Die Weisung ist neu, die Regeln der Gebäudeversicherung nicht. Weitere Themen: · Die Marke «graubünden» wird ab dem kommenden Jahr von der Firma communicaziun.ch geführt. Der Kanton hat das Mandat neu vergeben. · Im Bündner Naturmuseum geht es um Fragen rund um das Alter und Altern im Tierreich. Wir haben die Sonderausstellung «tick tack – der Countdown des Lebens» besucht.

Our Annual Missions Conference is always a great time at LVBC. This year, we welcomed Dr. Jamie Work from the International Missions Board to share a message about the Mission of the King (focal text: Psalm 67). The post The MISSION of the King (Missions Conference with Dr. Jamie Work from IMB, Psalm 67:1-4) appeared first on Lookout Valley Baptist Church.

Meta, AMD, Home Depot, FedEx, IMB...bajo la lupa de Julián Coca, gestor de fondo Alinea Global.

Welcome to The Weekly, produced by TAB Media Group, which publishes The Alabama Baptist and The Baptist Paper. Each episode features news headlines read by TAB Media Group staff and volunteers. New episodes are released weekly on Wednesday mornings. Articles featured in this episode: What Gen Beta needs: How to reach the next generation What happens after 'the ABCs' in church? Are they truly discipled? Check out the Kids Edition! University of Mobile holds marathon of Bible reading Disruption of worship service bill could see House vote soon Liberian Baptists enjoy IMB partnership after years of absence Lance announces upcoming retirement plans from Alabama Baptist State Board of Missions Resumés for Alabama Baptist State Board of Missions executive director being accepted Drive-through prayer leads to unexpected ministry First person: Legacy churches and the need for young pastors Focusing on practical evangelism Baptist college's lawsuit secures 'necessary victory, not a complete one' WMU hike opens doors to missions in Italy Department of Education strengthens religious expression in schools Baptist volunteers press on amid winter storms; 'Snow Angel Challenge' spreads across NC Juggling life, serving others, seeking next steps keeps us fresh Explore the Bible and Bible Studies for Life Sunday School Lessons Read more about the Persecuted Church The Bible Recap Podcast continues to thrive with focus on helping people read, love Scripture George Bullard's new book released by TAB Media Group Order Soaring with Faith here! Visit TAB Media HERE Subscribe on iTunes HERE

Our 2026 Neighbors & Nations Campaign is starting this week! Every year, we set aside several weeks to focus on God's mission in our world and how each of us can engage in that mission. During this campaign, we'll see how the church in Acts continued to participate with God in His work. We'll also hear from our local, national, and international partners about how God is at work, from our community, to our nation, and around the world.Each week, we'll ask you to do three things: Pray, Give, and Go.Pray. Every Sunday, we'll share specific ways you can pray for our missions partners. We've also created a daily prayer guide that you can access by clicking the link below.Give. This year, we've set a goal of raising $32,000 to support our partners in Cobb County, across the country, and around the world. We're asking you to sacrificially give over the next four weeks to help meet real needs on the ground through our local partners, as well as NAMB and IMB.Go. We'll also provide opportunities for you to go. That includes training to help you engage in God's mission in your everyday life, as well as hands-on opportunities to serve.

TWiV explains emergence of a neurovirulent double recombinant from the 'improved' nOPV2 in Uganda, and efficiency of viral entry determined whether cells are latently or lytically infected with cytomegalovirus. Hosts: Vincent Racaniello, Alan Dove, Rich Condit, and Brianne Barker Subscribe (free): Apple Podcasts, RSS, email Become a patron of TWiV! Links for this episode Support science education at MicrobeTV ASV 2026 Positions in Rosenfeld Lab (email) nOPV2 neurovirulent recombinant in Uganda (Nat Micro) 2023 IMB report on polio eradication Viral entry shapes HCMV latency establishment (Nat Comm) Letters read on TWiV 1291 Timestamps by Jolene Ramsey. Thanks! Weekly Picks Brianne – Dark Matter by Blake Crouch Rich – Sequoiadendron giganteum; Sequoia & Kings Canyon National Park Alan – The Murderbot Diaries book series, by Martha Wells Vincent – Surely You're Joking, Mr. Feynman! Listener Picks Rocky – Cheetah mummies found in cave (Nature, National Geographic) Intro music is by Ronald Jenkees Send your virology questions and comments to twiv@microbe.tv Content in this podcast should not be construed as medical advice.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the ways we are starting to see the "lock-in effect" meaningfully shift for borrowers. Plus, Robbie sits down with FINOFR's Keith Kelly for a discussion on how to take the friction out of the loan process for everyone. And we close by examining trends in economic data that will better help you keep borrowers informed as to what's going on.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest prepayment and delinquency data from from mortgagees. Plus, Robbie sits down with Worthy Performance Group's Laura Lasher for a discussion on why many lenders will fail to capitalize on a rate-driven rebound, what truly differentiates winning loan officers, how competitive dynamics have shifted toward larger institutions, which training investments genuinely improve performance, and the warning signs that signal an organization is unprepared for the next market cycle. And we close by examining the overall economic narrative based on employment, inflation, and spending figures.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at some data trends we are seeing, namely benign inflation and strong retail sales. Plus, Robbie sits down with Key Mortgage Services' Jen Poniatowski for a discussion on how lenders should adjust borrower expectations in a falling rate environment, how buyer leverage is shifting as inventory rises, and how economic uncertainty is shaping first-time buyer confidence and product choice. And we close by examining a slew of economic data that was released this morning.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the market's reaction on Monday to criminal charges being levied against Federal Reserve Chairman Jerome Powell. Plus, Robbie sits down with Clever's Jaime Seale for a discussion on the widespread financial barriers and affordability concerns of younger generations, and why Millennials, in particular, are willing to stretch budgets significantly despite planning to purchase homes below current median prices. And we close by examining what the latest CPI report says about inflation in the U.S.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the criminal charges being levied against Federal Reserve Chairman Jerome Powell. Plus, Robbie sits down with Texas MBA's Erin Dee for a discussion on the benefits of advocacy at the state association level. And we close by examining what the shifting inflation and employment figures of the Fed's dual mandate.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

In this special live recording from the N.C. Baptist Annual Meeting, episode host Aaron Wallace talks with Global Missions Coordinator Janet Packard and Pastor Neal Thornton about why caring for missionaries is part of the core identity of a Great Commission church. With more than 500 IMB missionaries from North Carolina alone, the opportunity to support them is vast and fruitful. This conversation explores what happens when churches take missionary care seriously. Janet Packard, N.C. Baptists' new global missions coordinator, highlights the value of starting with a missions assessment, a simple tool that helps churches identify how to build relationships with missionaries and engage strategically in the Great Commission.  Neal Thorton, church planter and pastor of Coram Deo Baptist Church in Raleigh, shares why caring for missionaries enriches the entire church, creating a culture of “one another” compassion and helping believers see their Bibles and communities through a missionary lens. The conversation points to practical first steps, from praying for missionaries to reading biographies to forming long-term friendships with those serving overseas. Listen in to hear how N.C. Baptist churches can link arms with the hundreds of missionaries from North Carolina who need ongoing care, prayer and partnership.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the shifting priorities and sentiments of would-be home buyers. Plus, Robbie sits down with TD Bank's Jon Giles for a discussion on how today's rate environment is reshaping housing supply, why rising renovation trends and growing HELOC demand are turning home equity into a powerful financial tool, and how lenders can responsibly meet homeowners' increasing appetite for equity access. And we close by examining what sort of expectations there are for future rate cuts.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Lenders, give your borrowers an experience they will rave about. Learn more at figure.com.

Im Bündner Oberland spricht man Romanisch, aber heute können alle Einheimischen auch Schweizerdeutsch. Nur: Woher kommt diese Mundart eigentlich, wenn Deutsch in der Surselva nicht alteinheimisch ist? Und was macht sie aus? Nadia und Markus sprechen darüber mit dem Nationalrat Martin Candinas. Candinas' Sprachbiografie ist typisch für die Surselva, denn er ist mit Rätoromanisch aufgewachsen und hat Deutsch erst nach und nach gelernt. Sein charakteristisches Oberländerdeutsch wird in Chur belächelt, aber in Zürich oder Bern gilt es als charmant. Darüber kann er herzhaft lachen, denn sein Verhältnis zu seinem Schweizerdeutsch ist ausgesprochen entspannt. Und mit seinen Kindern spricht er natürlich konsequent Rätoromanisch. Live vor Publikum im Cinema Sil Plaz in Ilanz sprechen Nadia, Markus und Martin über typische Merkmale dieses Oberländer Dialekts: Das charakteristische Rachen-R, der Anteil des Churer Dialekts, die Einflüsse des Romanischen. Fazit: Ohne Deutsch geht es nicht mehr, aber das Rätoromanische ist in der Surselva noch immer die erste Herzenssprache.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest findings from the Mortgage Bankers Association's (MBA) newly released Quarterly Mortgage Bankers Performance Report. Plus, Robbie sits down with Figure's Michael Tannenbaum for a discussion on how small-balance first-liens and HELOC-as-refi strategies work, the latest developments after the company's IPO, and his thoughts on the current lending climate. And we close by examining what the influence of the labor market on mortgage rates.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Lenders, give yo

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest news and corporate developments from around the mortgage industry. Plus, Robbie sits down with HomeLight's Nick Friedman for a discussion on lender sentiment heading into 2026, with optimism rising and new buyer behaviors taking shape that could reshape the housing market. And we close by examining what sort of prepayments we are seeing in the mortgage-backed security (MBS) market.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Lenders, give your borrowers an experience they will rave about. Learn more at figure.com.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest news and testimony emerging from the fraud case against Fed Governor Cook. Plus, Robbie sits down with ICE's John Hedlund for a discussion on how mortgage leaders can scale sustainably, unlock new innovation in risk and operations, balance efficiency with human-centered borrower experience, and prepare for the next major shift in the housing and lending cycle. And we close by examining what sort of performance we are seeing in the mortgage-backed security (MBS) market.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Lenders, give your borrowers an experience they will rave about. Learn more at figure.com.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest changes (or proposed changes) from FHFA. Plus, Robbie sits down with MBA's Joel Kan for a discussion on the mortgage industry's cautiously optimistic outlook, with steady purchase activity, emerging refi opportunities, and expected annual originations above $2 trillion, despite regional housing softness, a gradually weakening labor market, and uncertain short-term impacts from AI. And we close by examining what the economic calendar should look like now that the government is back up and running.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Lenders, give your borrowers an experience they will rave about. Learn more at figure.com.

Welcome to The Weekly, produced by TAB Media Group, which publishes The Alabama Baptist and The Baptist Paper. Each episode features news headlines read by TAB Media Group staff and volunteers. New episodes are released weekly on Wednesday mornings. Articles featured in this episode: Baptists prepare to respond as Hurricane Melissa devastates Caribbean islands Alabama volunteer says disaster relief is 'great way to spend a vacation,' spends 4+ months in North Carolina Young Alabamian launches campus speaking tour for 'hard conversations' 'Taste of missions': IMB's residency program equipping young adults First person: Look for 'golden calf' when winning matters more than integrity Lass Words: An encouraging trend spotted while watching football Leatherwood to be nominated for state convention president Scottsboro's Wells to be nominated for state convention first vp Trussville's Whitley to be nominated for state convention first vp Gadsden's Alexander being nominated for state convention 2nd VP State convention annual meeting set for Nov. 11–12 Alabama football players say game gives them opportunity to serve, 'be a light' Sunday School Lesson Commentaries Subscribe to The Baptist Paper to get the Kids Edition! Sports for the Nations uses recreational gifts for the gospel First person: Maybe try softer approach, avoid knocking heads Visit TAB Media HERE Subscribe on iTunes HERE