Podcasts about MBS

Horror: Weird Circle “The Spectre of Tappington” 3/24/44 Syndicated, Mystery House “Laugh? I Thought I'd Die!” 4/14/46 MBS.

Mystery: Adventures of Philip Marlowe “Where There's a Will” 10/17/48 CBS, Rogue's Gallery “Little Drops of Rain” 11/8/45 MBS.

Science Fiction: Quiet, Please “The Pathetic Fallacy” 2/2/48 MBS, Dimension X “The Last Objective” 6/3/51 NBC.

The cadence of announcements about housing affordability and deregulation may accelerate into the midterm elections in November, Bloomberg Intelligence chief MBS strategist Erica Adelberg says. On this Macro Matters episode of the FICC Focus podcast series, Adelberg joins host Ira Jersey, BI's chief US rates strategist, to discuss key takeaways from the Structured Finance Association's conference held Feb. 22-25 in Las Vegas. They explore GSE reforms, regulatory changes, shifts in credit scoring used while processing mortgage applications and the use of AI in the mortgage process. They also cover the talk around the health of the economy and why few expect a recession in the foreseeable future.  The Macro Matters podcast is part of BI's FICC Focus series.

Crime, Official Detective “The Currency Exchange” 2/17/50 MBS, Crime Club “Cupid Can Be Deadly” 10/16/47 MBS.

President Donald Trump just delivered the State of the Union — and markets are reacting.So what does this mean for mortgage rates?Should you LOCK now… or FLOAT and risk it?Today we break down:• Inflation expectations• The 10-Year Treasury reaction• MBS pricing movement• Federal Reserve implications• What this means for YOUR mortgage strategyIf you're buying, refinancing, or waiting for lower rates — this is the strategy session you don't want to miss.Every day, we pull real pricing from 30+ lenders and show you exactly what you qualify for — plus lock vs. float guidance tied directly to CPI, Jobs data, MBS spreads & the 10-Year Treasury.Transparent. Data-driven. No hype.

Denver fix and flip margins are shrinking, condo inventory just hit 11 months, and some DSCR lenders are approving loans at 0.75 debt service coverage. That’s not a typo. For anyone trying to get a clear Colorado real estate outlook for 2026, the signals are mixed — and most of them you won’t find in the MLS. To help make sense of it all, Chris Lopez sits down with Kevin Amolsch, founder of Pine Financial, a Colorado private lender that has originated over $1 billion in loans across 2,800 transactions since 2008. Beyond lending, Kevin is actively buying commercial buildings, demising flex warehouse space in Broomfield, and stripping cellular tower leases off office properties the way some investors strip mineral rights. As a result, he has a front-row seat to what’s actually working — and what’s quietly blowing up. In this episode, Kevin shares what Pine’s current deal flow reveals about the Colorado real estate outlook for 2026 and why he’s moved away from residential toward commercial assets. He and Chris also have a candid back-and-forth on the Denver price forecast — Kevin expecting flat, Chris leaning slightly negative. From there, they dig into why the condo and attached product market may be the riskiest place to be right now. In This Episode We Cover: Why Kevin sees fix and flip margins compressing — and what experienced flippers are doing about it The DSCR loan warning every Colorado investor needs to hear before refinancing a BRRRR Kevin’s honest breakdown of Denver’s 2026 price outlook: detached, attached, and multifamily How Kevin is stripping cellular leases off his office building like mineral rights — and what they sell for Why ground-up townhome development is struggling and what the 11-month condo inventory actually means The 10-year treasury vs. risk spread explained clearly, and what Trump’s MBS buying could actually do Why Kevin is price-checking his subs and vendors right now — and why you probably should be too If you’re trying to get a clear Colorado real estate market outlook for 2026 — and figure out what moves actually make sense right now — this is the episode to listen to. Watch the YouTube Video https://youtu.be/rWL6gxboybg Timestamps 00:00 – Welcome & Kevin Amolsch Introduction – Pine Financial founder returns  01:20 – Pine Financial Overview – $1B+ in originations, 2,800 transactions, $250M under management  03:20 – New Office Building in Littleton – Bought 24,000 sq ft Wells Fargo building at 7 cap  05:59 – Cellular Lease Strategy – Stripping tower leases like mineral rights, sells at 3.5–4.5 cap  07:33– Office Rehab Lessons – Why Office-to-Apartment Conversions Are So Hard  10:33 – Broomfield Flex Warehouse Deal – 18,000 sq ft, 4 small-bay suites, recovering a troubled partnership  12:27– Fix and Flip Market Right Now – 10% discounts on wholesale deals, six-figure rehab budgets  15:40 – Flipper Margins Shrinking – Why experienced investors won’t touch a deal under $100K net  19:24– Denver Price Forecast for 2026 – Kevin: flat on detached. Chris: slightly negative (1–3%)  21:49 Condo Market Warning – 11 months of inventory, why Kevin calls it riskiest asset class right now  22:42– Multifamily Supply Glut and When It Burns Off – Vacancy near 10%, stabilization likely 2027  25:53– DSCR Loan Landscape – Loans at 0.75 DSCR, five-year prepay traps, what to watch for  27:44– BRRRR Reality Check – Cash-in refinances are common now, full pulls are rare  29:27– Ground-Up Construction Struggles – Why new townhome developments are sucking wind  33:26– Interest Rate Mechanics Explained – 10-year treasury vs. risk spread, Trump MBS buying  36:00 – Macro Outlook: Rates, Fed Chair, Unemployment – Why Kevin expects just one cut in 2026 Connect with our Guests Kevin Amolsch kevin@pinefinancialgroup.com Links in Podcast ATTOM Property Data Pine Financial

Mortgage rates just dropped to 5.99% — the lowest level in nearly three years.HOME.COM   Article  https://www.homes.com/news/daily-mortgage-rates-dip-to-5-99/1356105419/But here's the twist:The Federal Reserve says no rate cuts are coming because inflation is still too high.President Donald Trump is calling for rate cuts.Inflation remains sticky.Tariffs are creating uncertainty.The Supreme Court just struck down major trade policy.The jobs market is sending mixed signals.Bond markets are reacting.So how are mortgage rates falling without a Fed cut?In this episode, we break down:• Why mortgage rates follow the bond market — not the Fed Funds Rate• What's happening with the 10-Year Treasury• How inflation expectations are driving mortgage pricing• Whether 5.99% can last• What this means for buyers, refinancers, and homeownersThis is the disconnect nobody is explaining clearly.Every day, we pull real pricing from 30+ lenders and show you exactly what you qualify for — plus lock vs. float guidance tied to CPI, Jobs, MBS & the 10-Year Treasury.Transparent. Data-driven. No hype.

BREAKING: The Supreme Court rules against tariffs under IEEPA — now what?Was this about executive overreach? Revenue strategy? Inflation risk? Or political narrative?Today we break down:• What IEEPA actually is• Why the Court ruled the way it did• How this impacts the $37 trillion deficit• Whether tariffs raise inflation• What this means for Treasury yields & mortgage rates• What happens nextNo hype. No partisan spin. Just facts, market mechanics, and how this affects homeowners and buyers.Every day, we pull real pricing from 30+ lenders and show you exactly what you qualify for — plus lock vs. float guidance tied to CPI, Jobs, MBS & the 10-Year Treasury.Transparent. Data-driven.

Mystery: New Adventures of Sherlock Holmes “The Uneasy Easy Chair” 5/13/46 MBS, Box 13 “The Clay Pidgeon” 8/7/49 Syndicated.

Horror: Dark Fantasy “The Demon Tree” 12/5/41 NBC, Mysterious Traveler “Death is the Judge” 6/15/47 MBS.

Today's report delivered a mixed signal that markets don't like:

Science Fiction: Suspense “Stranger with My Face” 7/23/61 CBS, Mysterious Traveler “The Last Survivor” 10/11/49 MBS.

Every day, we pull real pricing from 30+ lenders and show you exactly what you qualify for — plus lock vs. float guidance tied to CPI, Jobs, MBS & the 10-Year Treasury.Transparent. Data-driven. No hype.

What Mortgage Rate Do You Actually Qualify For in 2026?If you're shopping for a home loan, refinancing, or comparing mortgage rates online — this live event breaks down the truth behind advertised mortgage rates vs real underwriting pricing.Most mortgage rate websites show marketing rates. We show real lender pricing from 30+ lenders.In this live mortgage rate breakdown, we cover:• How mortgage rates are determined • Advertised mortgage rates vs real mortgage rates • How credit score impacts mortgage rates • Debt-to-income (DTI) and loan pricing • FHA vs Conventional vs VA rate differences • How to shop mortgage lenders without hurting your credit • Lock vs float strategy based on CPI, Jobs data, MBS & the 10-Year Treasury • How inflation and Federal Reserve policy affect mortgage ratesIf you're asking: “What mortgage rate can I really get?” “Should I lock my mortgage rate today?” “Are mortgage rates going up or down?” “Why is my quote different than what I saw online?”This is your data-driven answer.We tie mortgage pricing directly to: • CPI (Consumer Price Index) • Jobs Reports (Nonfarm Payrolls) • Mortgage-Backed Securities (MBS) • The 10-Year Treasury Yield • Federal Reserve rate policyNo hype. Just math.

What Mortgage Rate Do You Actually Qualify For in 2026?If you're shopping for a home loan, refinancing, or comparing mortgage rates online — this live event breaks down the truth behind advertised mortgage rates vs real underwriting pricing.Most mortgage rate websites show marketing rates.We show real lender pricing from 30+ lenders.In this live mortgage rate breakdown, we cover:• How mortgage rates are determined• Advertised mortgage rates vs real mortgage rates• How credit score impacts mortgage rates• Debt-to-income (DTI) and loan pricing• FHA vs Conventional vs VA rate differences• How to shop mortgage lenders without hurting your credit• Lock vs float strategy based on CPI, Jobs data, MBS & the 10-Year Treasury• How inflation and Federal Reserve policy affect mortgage ratesIf you're asking:“What mortgage rate can I really get?”“Should I lock my mortgage rate today?”“Are mortgage rates going up or down?”“Why is my quote different than what I saw online?”This is your data-driven answer.We tie mortgage pricing directly to:• CPI (Consumer Price Index)• Jobs Reports (Nonfarm Payrolls)• Mortgage-Backed Securities (MBS)• The 10-Year Treasury Yield• Federal Reserve rate policyNo hype. Just math.

What Mortgage Rate Do You Actually Qualify For in 2026?If you're shopping for a home loan, refinancing, or comparing mortgage rates online — this live event breaks down the truth behind advertised mortgage rates vs real underwriting pricing.Most mortgage rate websites show marketing rates.We show real lender pricing from 30+ lenders.In this live mortgage rate breakdown, we cover:• How mortgage rates are determined• Advertised mortgage rates vs real mortgage rates• How credit score impacts mortgage rates• Debt-to-income (DTI) and loan pricing• FHA vs Conventional vs VA rate differences• How to shop mortgage lenders without hurting your credit• Lock vs float strategy based on CPI, Jobs data, MBS & the 10-Year Treasury• How inflation and Federal Reserve policy affect mortgage ratesIf you're asking:“What mortgage rate can I really get?”“Should I lock my mortgage rate today?”“Are mortgage rates going up or down?”“Why is my quote different than what I saw online?”This is your data-driven answer.We tie mortgage pricing directly to:• CPI (Consumer Price Index)• Jobs Reports (Nonfarm Payrolls)• Mortgage-Backed Securities (MBS)• The 10-Year Treasury Yield• Federal Reserve rate policyNo hype. Just math.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Please take 5 minutes to fill out Ark Media's LISTENER SURVEY____Subscribe to What's Your Number?____For years, normalization between Saudi Arabia and Israel was seen as the ultimate goal of the Abraham Accords and the final step towards unlocking regional stability. But a sharp rivalry is heating up between Saudi Crown Prince Mohammed bin Salman and UAE President Mohammed bin Zayed. Dan is joined by Yonatan Adiri and Yael Wissner-Levy to unpack the economic, political, and personal dynamics driving this feud, what it means for Israel, and why India and global energy corridors may matter more than most people realize.In this episode:- MBS's Vision 2030 under pressure and the internal Saudi recalibration- The Yemen flashpoint that ruptured the Saudi–UAE relationship- Mentor turned rival: How MBS and MBZ went from alignment to confrontation- Energy corridors, IMEC, and the India factor- Is Israel collateral damage or strategically positioned?- Why UAE's “infrastructure diplomacy” may be winning quietly- The future of normalization versus regional integrationThis episode was sponsored by United Hatzalah. Donate today at IsraelRescue.org/CallMeBack. Add this number to your phone right now if you live in Israel – 1221, and for those visiting it's 972-2-5-383838.More Ark Media:Subscribe to Inside Call me BackExplore Israel VotesListen to For Heaven's SakeWatch Call me Back on YouTubeNewsletters | Ark Media | Amit Segal | Nadav EyalInstagram | Ark Media | DanX | DanDan Senor & Saul Singer's book, The Genius of IsraelGet in touchCredits: Ilan Benatar, Adaam James Levin-Areddy, Brittany Cohen, Ava Weiner, Martin Huergo, Mariangeles Burgos, and Patricio Spadavecchia, Yuval Semo 

Science Fiction: X Minus One “Protective Mimicry” 10/3/56 NBC, Quiet, Please “It is Later than You Think” 8/2/48 MBS.

In this episode of The Wrap, Chris Whalen argues that the AI narrative is stalling and we're witnessing a sustained rotation from tech, AI, and crypto into safer, income-generating stocks. Chris points out that JPMorgan — arguably the best-run bank in America — has fallen from the top of his rankings to 87th place in just six months, a dramatic shift showing managers are rotating into smaller cap names. He describes this as a "manic, momentum-driven market" where the extraordinary gains of 2025 are now being given back. Chris is skeptical of both the AI and crypto narratives, calling them "driven by Wall Street hype," and notes that crypto is suffering specifically because the AI story has broken down. For 2026, he advises looking for safety and income rather than growth, remains long gold and silver despite volatility, and cautions that "this year is going to be a much more difficult year" for most sectors. On housing and the Fed, Chris lays out what Kevin Warsh and Scott Besant must do: swap the Fed's $2 trillion MBS portfolio to Treasury, restructure low-coupon securities into CMOs, and bury them in insurance company balance sheets to unlock the housing market.Links:    The Institutional Risk Analyst: https://www.theinstitutionalriskanalyst.com/  Inflated book (2nd edition): https://www.barnesandnoble.com/w/inflated-r-christopher-whalen/1146303673Twitter/X: https://twitter.com/rcwhalen    Website: https://www.rcwhalen.com/   Timestamps:0:00 Welcome and intro 01:00 AI narrative stalling, tech's worst week since November 1:59 Is this a healthy correction or something bigger? 4:58 JPMorgan now ranks 87th — what does that tell you? 6:36 Small caps rule right now — managers rotating to safety 7:30 What does it mean if managers won't own the best bank in America?8:30 The link between crypto and AI 11:32 Chris is skeptical of both AI and crypto narratives 11:57 What's the next legitimate growth story for the US? 13:15 All that trapped private equity capital in tech 14:55 Fannie and Freddie earnings — but where's the growth? 17:00 What Warsh and Bessent need to do to fix housing 19:00 Should the Fed engage in fiscal issues? 21:54 The Fed's real mandate — keeping the Treasury market open 23:00 What should Warsh do with the MBS on the balance sheet? 24:58 Why we haven't seen a typical crash cycle 26:17 What's the trade for 2026? Safety and income 28:08 PennyMac's mistake — buying Cenlar 31:58 Viewer mail34:39 Gold and silver portfolio — lots of opportunity despite volatility35:00 Closing

Horror: Witch's Tale “The Devil's Number” 12/12/35 MBS, Macabre “The Man in the Mirror” 11/27/61 AFRS.

"We're really focused on the core fundamentals of organisational clarity, communicating that clarity, over-communicating that clarity, minimising confusion and politics. And when that's present, then you have the good stuff. And for me, the good stuff is that you're creating that environment for people to flourish and thrive." Sheila Walsh.    Sheila Walsh takes me through the tumultuous year in a tech company in the travel sector. We talk about keeping teams engaged when everyone is remote working and about the lack of spontaneity in a remote environment. Sheila talks about what it is like to work in a people-centric organisation that is driven by the Leadership Team and cascaded down - the LT have a team coach and no chance to get comfortable or complacent. She shares that CarTrawler has upgraded its high-performance focus to 'healthy high-performance'.  We talk about finding meaning and purpose, rabbit-holes, pixie-dust, growth mindset, learning and more.     Sheila Walsh was Chief People Officer at CarTrawler at the time of recording. A hands-on and motivated HR professional, Sheila has a broad range of experience across many sectors including; software, telco, publishing, healthcare and not-for-profit. She strongly believes that the provision of meaning and purpose within the workplace results in engaged employees who live and breathe the behaviours that support sustained business success. She holds an MBS in Business Practice from University College Cork, is an accredited Life Coach & Lifeskills Consultant and is an associate member of CIPD.     Connect with Sheila: On LinkedIn   Resources: The Five Dysfunctions of a Team Patrick Lencioni  

Prince William's three-day visit to Saudi Arabia was always going to be diplomatically significant but it unfolded under the shadow of intensifying headlines back home. In this special episode, Andrea is joined by Hello!'s editor and royal correspondent Emily Nash, fresh from the trip, with behind-the-scenes insight into what the tour was really designed to achieve: trade talks, cultural diplomacy, and the long-term relationship-building that comes with being a “king-in-waiting.” 00:00 Intro01:36 Welcome + what you'll learn (Saudi visit + wider royal context)02:30 Why William's Saudi trip mattered diplomatically (trade/defence/culture)03:24 Why Saudi is sensitive and why this visit raised eyebrows04:18 Two “kings in waiting”: William & MBS dynamic05:12 The Epstein file release: what's driving renewed scrutiny07:02 Why William & Kate's statement mattered (and the focus on victims)08:08 Arrival in Saudi: heritage welcome + private audience & dinner09:01 Human rights questions: what can be raised publicly vs privately10:02 Buckingham Palace statement: “ready to help police” and why that's major13:38 Public reaction, heckling, and how the royals read the “national temperature”18:01 On the ground in Saudi: modernisation and what surprised Emily19:02 Women's sport shift: girls' football, national team ambitions, equal pay22:18 AlUla & the desert day: wildlife reserve, Arabian leopard, soft power23:34 The changed programme: walking the old town instead of the cultural hub visit24:40 What happens next + half-term breathing space26:18 Wider Europe: Norway/Sweden royal scrutiny in the Epstein files29:29 Closing thoughts: weathering the storm + sign-off Learn more about your ad choices. Visit megaphone.fm/adchoices

Mystery: Amazing Nero Wolfe “Shakespeare Folio” 11/30/45 MBS, Suspense “The Vanishing Lady” 4/7/57 CBS.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

 For decades, Saudi Arabia was ruled by ageing princes, until one young royal began changing the system from within.  This episode tells the story of Mohammed bin Salman, and how he rose rapidly to become Saudi Arabia's most powerful figure.  Saudi royal family is huge; succession once moved between brothers. Pressure grew to pass power to a younger generation. Mohammed bin Salman's early life, connections, and growing ambition. His father becomes king; MBS controls money and army. MBS replaces Mohammed bin Nayef as Crown Prince, 2017. Ritz-Carlton purge targets princes, businessmen; power and assets seized. Vision 2030: modernise society, move economy beyond oil. Global investments and NEOM aim to change Saudi image. Opponents targeted; Khashoggi murder shocks the world. Women driving, cinemas reopen; activists jailed, Yemen war continues. Full interactive transcript, subtitles and key vocabulary available on the website: https://www.leonardoenglish.com/podcasts/mohammed-bin-salman ---You might like:

Join us LIVE as we compare wholesale mortgage pricing from 30+ lenders in real time.We'll break down:• MBS & 10-Year Treasury movement• 30-Year Fixed, FHA, VA & Conventional pricing• Retail vs Wholesale differences• What rate you may actually qualify for

Join Ian Carroll and Alec for a live TWF member Q&A on March 12th. Become a member hereThis episode was recorded prior to the recent Epstein Files release.The mass media have been hiding a lot of things from us, and it's probably worse than you thought…In this episode, I'm joined by Ian Carroll & Chris Crutchfield for a wide-ranging conversation on how modern systems shape perception, behavior, and control. Ian breaks down how banks, asset managers, and corporate structures exert influence not through headlines, but through incentive design and financial leverage. He shares how questioning COVID narratives, financial corruption, and media overload led him to trace power through banking, corporate ownership, and information flows rather than political theater.Chris brings a complementary systems-level perspective, connecting money, energy, trust structures, and dynastic power across history. He reframes currency as current, attention as leverage, and technology as an amplifier of unresolved incentives. Together, we examine why scandals like Epstein distract from deeper networks, how controlled opposition and algorithmic feeds fracture reality, and why humility matters in an era of mass formation and information warfare.This conversation isn't about picking sides. It's about learning how to see the machinery clearly, without letting it claim your identity, attention, or sovereignty.You'll Learn:[00:00] Introduction[09:40] Secret societies and old money families: the power structures that leave money trails[21:56] Currency as electrical energy, human bodies as current, and banking's trust-based control system[39:09] Controlled opposition, COINTELPRO tactics, and verifying information by fruits not trees [52:32] How algorithms control perception, create false realities, and trap you in identity labels[01:10:45] The social media paradox, finding community through devices, and humanity's infant stage with technology[01:24:47] Protecting authenticity over access: why Binder Gate chose influencers over real journalists[01:45:32] Why Charlie Kirk's assassination is the most important story in the world right now[01:57:33] JD Vance as technocratic camp's unwitting front man and the Truman Show presidency[02:20:11] How government biofield manipulation and MK Ultra tactics created the perfect patsy[02:44:26] Maduro's capture with microwave weapons, DOD bio-widgets in every American, and ICE tyranny theater[03:05:48] Vegas shooting blacked out, MBS assassination attempt, and the flip about who really does evilRelated The Way Forward Episodes:Debunking All the Myths About Slavery, Civil Rights, MLK & Ku Klux Klan with Chad O. Jackson | YouTubeThe Biofield & The Internet of Psyops with Chris Crutchfield | YouTubeResources Mentioned:Ian Carroll on America's Deadliest Mass Shooting and Unanswered Questions They Don't Want You to Ask | YouTubeThe Great Unlearn | WebsiteLearn more from Ian and Chris:Ian Carroll | WebsiteIan Carroll | XSixSeven | InstagramSixSeven | YouTubeFind more from Alec:Alec Zeck | InstagramAlec Zeck | XThe Way Forward | InstagramThe Way Forward is Sponsored By:New Biology Clinic: Redefine Health from the Ground UpExperience tailored terrain-based health services with consults, livestreams, movement classes, and more. Visit www.NewBiologyClinic.com and use code THEWAYFORWARD (case sensitive) for $50 off activation. Members get the $150 fee waivedRMDY Academy & Collective: Homeopathy Made AccessibleHigh-quality remedies and training to support natural healing.Enroll hereExplore here

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

In this episode of The Wrap, Chris Whalen discusses the structural conflict between President Trump and incoming Fed Chair Kevin Warsh: Trump wants home prices to stay high, while Warsh wants to shrink the Fed's balance sheet — and "someone's going to be disappointed." Chris warns that resuming quantitative tightening could repeat the 2018 repo crisis, especially concerning given Morgan Stanley paid 45% for repo funding in Q4 2025. He breaks down the Penny Mac disaster, where Bill Pulte's $200 billion MBS buyback plan caused the stock to crash from $150 to $90 in a day, explaining why "when politicians play with markets, bad things happen." On housing, Chris argues there's no easy policy fix for affordability — prices simply need to fall 10-20% to normalize. He declares last year's speculation wave over, noting "we just ran out of runway," and advises investors to shift toward defensive positioning and stocks with cash flows. Chris remains bullish on gold and silver long-term despite recent pullbacks, urging viewers to buy the dips.Links:    The Institutional Risk Analyst: https://www.theinstitutionalriskanalyst.com/  Inflated book (2nd edition): https://www.barnesandnoble.com/w/inflated-r-christopher-whalen/1146303673Twitter/X: https://twitter.com/rcwhalen    Website: https://www.rcwhalen.com/   Timestamps:0:00 Welcome 1:13 Last year was a year of aspiration — reality is setting in 2:30 Gold and silver pullback — Chris is buying the dips 4:19 Speculative money rotating from crypto to metals (Hyperliquid) 5:00 Still bullish on gold and silver long-term 7:11 Kevin Warsh and the yield curve problem 8:20 Politicians can't control long-term rates — but they keep trying 9:43 Can Warsh shrink the balance sheet without breaking something?11:46 Trump vs. Warsh: Someone's going to be disappointed 13:23 Significant number of realtors didn't do deals last year 14:38 Housing consolidation and overcapacity 15:26 Is housing a leading or lagging indicator? 17:04 The only fix: Home prices need to fall 10-20% 19:36 The Penny Mac bombshell explained 21:40 "Our leaders are not serious people" 22:53 What would smart housing policy actually look like? 24:35 Theme for 2026: Risk off and defensive positioning 25:00 Preserving capital over speculation 26:21 "We just ran out of runway" — the end of the speculation wave  28:11 Viewer mail: Congress stuck between a rock and a hard place29:12 The two bad choices: Hyperinflation or less growth 31:14 Americans hate paying taxes — and seeing money wasted 32:20 Closing thoughts

X: @ChrisCBNNews @ileaderssummit @americasrt1776 @NatashaSrdoc @JoelAnandUSA @supertalk @JTitMVirginia Join America's Roundtable radio co-hosts Natasha Srdoc and Joel Anand Samy with Chris Mitchell in Jerusalem as the U.S. is building military force near Iran amid talks with Tehran. The latest is that Iran refuses to end nuclear enrichment in talks with US representatives. The conversation revolves around US-Israel relations, the future of Gaza with an armed Hamas terror network and Israel's forthcoming elections prior to autumn in 2026. Will peace, prosperity and long-term stability come to the Middle East? Chris Mitchell is the CBN News Middle East Bureau Chief based in Jerusalem, Israel and executive producer of the Jerusalem Dateline weekly television program. He is a distinguished advisory board member of International Leaders Summit and the Jerusalem Leaders Summit. Chris Mitchell is bestselling author of titles including "Jerusalem Dateline," "Destination Jerusalem" and "ISIS, Iran and Israel: What You Need to Know about the Current Mideast Crisis and the Coming War." Chris first began reporting on the Middle East in the mid-1990s. He repeatedly traveled there to report on the religious and political issues facing Israel and the surrounding Arab states. He has traveled extensively, including the more difficult places affected by conflicts and war. There are few Western journalists that have such a deep understanding of Israel within the Middle East, and the challenges and opportunities that the Jewish State faces in the 21st century. americasrt.com https://ileaderssummit.org/ | https://jerusalemleaderssummit.com/ America's Roundtable on Apple Podcasts: https://podcasts.apple.com/us/podcast/americas-roundtable/id1518878472 X: @ChrisCBNNews @ileaderssummit @americasrt1776 @NatashaSrdoc @JoelAnandUSA @supertalk @JTitMVirginia America's Roundtable is co-hosted by Natasha Srdoc and Joel Anand Samy, co-founders of International Leaders Summit and the Jerusalem Leaders Summit. America's Roundtable radio program focuses on America's economy, healthcare reform, rule of law, security and trade, and its strategic partnership with rule of law nations around the world. The radio program features high-ranking US administration officials, cabinet members, members of Congress, state government officials, distinguished diplomats, business and media leaders and influential thinkers from around the world. Tune into America's Roundtable Radio program from Washington, DC via live streaming on Saturday mornings via 68 radio stations at 7:30 A.M. (ET) on Lanser Broadcasting Corporation covering the Michigan and the Midwest market, and at 7:30 A.M. (CT) on SuperTalk Mississippi — SuperTalk.FM reaching listeners in every county within the State of Mississippi, and neighboring states in the South including Alabama, Arkansas, Louisiana and Tennessee. Tune into WTON in Central Virginia on Sunday mornings at 9:30 A.M. (ET). Listen to America's Roundtable on digital platforms including Apple Podcasts, Spotify, Amazon, Google and other key online platforms. Listen live, Saturdays at 7:30 A.M. (CT) on SuperTalk | https://www.supertalk.fm

Mystery: Suspense “The Search For Isabell” 11/3/49 CBS, Sherlock Holmes “The Unfortunate Tobacconist” 4/30/45 MBS.

Focus sur l’IA et son impact, écrans Samsung, projet Neom. Discussions sur Action Mesh, Omnitransfer, et Prism d’OpenAI. Quelques mots sur Intel Panther Lake et les écrans de Samsung.  Me soutenir sur Patreon Me retrouver sur YouTube On discute ensemble sur Discord Modèles IA de la semaine ActionMesh, Omnitransfer, et vidéos qui s’auto raffinent. Engram, du SQL dans ton LLM. ConceptMoe et raisonnements visuels. Maitres linéaires : les IA ont des valeurs très malléables. Principe Anthropic : qui enfume qui ? Anthropic et crock des parts de marchés… OpenAI lance Prism ! On va en voir de toutes les couleurs… Twentieth Century boy : Ami arrive à Paris. Config de canard : DuckDuck go avec ou sans IA ? Pas de Braga pas de chocolat Microsoft à fond dans l'IA ? Maia pas de problème ! Samsung, meilleure société écran ? Panthère vs gorgone : fight ! A Starlink to the past : qui paye la facture déjà ? Les fuites, ça pose toujours problème Neom mais sans cerveau, MBS suit la mode. Beyond meat… effectivement très au-delà de la viande. Participants Une émission préparée par Guillaume Poggiaspalla Présenté par Guillaume Vendé

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Housing affordability challenges are a feature, not a bug, Bloomberg Intelligence chief MBS strategist Erica Adelberg says. On this episode of the Macro Matters podcast, Adelberg joins host Ira Jersey, BI's chief US rates strategist, to discuss Fannie Mae and Freddie Mac buying $200 billion of mortgage-backed securities, recent proposals aimed at improving affordability for first-time home buyers and shifts in her views on relative value in the MBS market. Adelberg notes that efforts by the Federal Reserve or US government to address housing affordability could raise longer-term risks. 

In this webinar, Middle East analyst Hussain Abdul-Hussain argues that Saudi Arabia's recent retreat from normalization with Israel reflects a deeper strategic reversal driven by economic strain and geopolitical recalculation. What once appeared to be a reformist trajectory under Crown Prince Mohammed bin Salman has, in his assessment, stalled—and the response has been a return to populism and state-managed Islamism. Hussain grounds his analysis in economic reality. Saudi Arabia's oil-based model, he explains, can no longer sustain a rapidly growing population amid global oversupply and depressed prices. The kingdom requires far higher oil prices to balance its budget, yet the market has not delivered. Meanwhile, high-profile diversification projects have failed to generate meaningful returns. As fiscal pressure increases, Saudi leadership has reverted to familiar political tools. As Hussain puts it, “When governments realize they cannot fix problems structurally, they revert to populism. And populism needs enemies.” That shift, he argues, explains the resurgence of anti-American and antisemitic rhetoric across Saudi media, religious sermons, and social platforms—channels he emphasizes are tightly controlled and reflect official policy rather than rogue opinion. This rhetoric marks a sharp departure from the language of reform and regional cooperation that characterized Saudi messaging only a short time ago. On Israel, Hussain contends that the strategic logic has changed. After Israel's conflict with Iran weakened Tehran's regional position, Saudi Arabia no longer views Israel as a necessary counterweight to Iranian power. That reduced threat perception weakened one of the main incentives for normalization. At the same time, he argues that Saudi leadership continues to misunderstand the nature of peace with Israel, treating it as a concession rather than a mutually beneficial economic decision. Saudi Arabia still thinks peace with Israel is a reward to Israel, they don't understand that it's a reward to themselves. Several themes recur throughout the discussion: Economic stress as the primary driver: Oil revenues are no longer sufficient, diversification has underperformed, and fiscal pressure is growing. Populism as a fallback strategy: With reform stalled, leadership has turned to ideological mobilization to deflect attention from domestic constraints. Eroding trust in the United States: Inconsistent U.S. policy and abandoned regional partners have pushed Saudi Arabia to hedge rather than align. A stark contrast with the UAE: The UAE's diversification strategy and peace with Israel are presented as a durable, working model Saudi Arabia has not replicated. Realignment toward Turkey and Qatar: Hussain argues that U.S. tolerance of Islamist regimes has encouraged Saudi Arabia's ideological drift. Throughout the webinar, Hussain repeatedly returns to the same conclusion: Saudi Arabia's central vulnerability is economic, not military. Israel does not threaten the kingdom's security—but stagnation does. As he summarizes, what should keep MBS awake at night is not Israel or Iran—it's the Saudi economy. Until Saudi leadership internalizes that reality—and recognizes normalization with Israel as an economic necessity rather than a political favor—Hussain sees little reason to expect a near-term course correction. This summary was written with AI and could contain errors. 

Many Americans are wondering whether the housing market has finally begun turning a corner—or if uncertainty is still here to stay. After years of elevated mortgage rates, stubbornly low inventory, and affordability concerns, the question feels more relevant than ever.Today, mortgage expert Dale Vermillion, author of Navigating the Mortgage Maze: The Simple Truth About Financing Your Home, joined the show to weigh in on what the 2026 housing landscape may look like and how today's buyers and sellers can navigate it with wisdom.A More “Normal” Market ReturnsAccording to Vermillion, the extreme swings of recent years may finally be behind us.“It isn't the market of 2020–2021 when rates were in the twos, threes, and fours,” Vermillion explains. “But it's also certainly not 2008. This is a very normal market.”He noted that although many think of today's mortgage rates as high, they are actually below the 30-year average. Inventory is rising, sales are stabilizing, and government attention on housing has increased. Together, these factors point toward a gradual shift into a buyer's market—a welcome change for those who've spent the last few years watching listings disappear before they could schedule a tour.A common frustration remains: if rates have risen, why haven't prices fallen faster?The answer is complex. While price increases largely flattened this year (+0.7%), Vermillion notes that the market remains regional rather than national. Certain areas have softened, but not enough to drive a nationwide price reset.A major reason: the “lock-in effect.” Millions of homeowners refinanced below 3% in 2020–21 and weren't willing to trade those rates for a higher one. But as Vermillion observes, that dynamic is fading. For the first time in years, more loans now exist above 6% than below 3%, allowing inventory to loosen.Why Fed Rate Cuts Don't Equal Lower Mortgage RatesEven though the Federal Reserve has been cutting rates, mortgage rates haven't always followed. That's because mortgage rates are tied more closely to the bond market, inflation data, and job reports—not directly to the Fed's benchmark rate.Another overlooked factor: mortgage-backed securities (MBS). When the government increases MBS purchases, mortgage rates often decline more reliably than when the Fed cuts consumer rates.The emotional side of the housing market can't be ignored. The bidding wars of 2020–21 left many would-be buyers discouraged. But Vermillion believes attitudes are shifting:“Inventory is up from roughly 450,000 units nationally early last year to over a million now. So from a buyer standpoint, it's time to be encouraged again.”With more sellers re-entering the market, buyers have choice again—and choice increases leverage.Vermillion stressed that affordability challenges today are driven as much by property taxes and insurance costs as by mortgage rates. Homeowners in several states have seen insurance premiums and assessments climb dramatically—sometimes outpacing wage growth.For aspiring first-time buyers, budgeting remains the first step. Vermillion's advice: determine what you can afford before visiting a lender, rather than letting a lender tell you what qualifies on paper.For First-Time Buyers: Get Pre-Approved, Not Pre-QualifiedA true pre-approval involves:A full applicationCredit checkIncome verificationDocumentation of debts and assetsThis makes offers more competitive and prevents buyers from shopping at unrealistic price points.During the pandemic boom, paying $20,000–$50,000 above asking price became the norm in many markets. Vermillion notes that this period has largely ended:“Homes today are selling around 94–97% of the listing price in most areas. We're not seeing bidding wars like before.”For buyers, that's stabilizing. For sellers, it simply resets expectations toward reality.Move-Up Buyers: Timing May Be Better Than You ThinkFor homeowners considering a move—whether for space, schools, or lifestyle—Vermillion's advice mirrors that given to first-time buyers: set a realistic budget and lean on wise counsel.Sellers should also invest in preparing their homes to show well, as presentation still drives both speed and price.Vermillion believes 2026 may be a strategic window:“I think this is the year to do it. Rates may come down a little more, but not dramatically. Buyers and sellers who plan well and manage expectations can succeed in this environment.”From a stewardship standpoint, the takeaway is simple: markets change, rates fluctuate, and headlines swing. But Christians are invited to place their confidence not in economic cycles but in the Lord, “who establishes our steps” (Proverbs 16:9).A wise plan, a realistic budget, and sound counsel can go a long way—especially in a year where the housing market is finally beginning to level out.On Today's Program, Rob Answers Listener Questions:I'm looking for a trustworthy and affordable tax preparation service. Are there any organizations I should avoid? And are there any Christian-based or low-cost options—especially for seniors?I'm turning 65 soon, and I'm debt-free. I want my condo to go to my children when my wife and I pass away. Should I use a will, put them on the deed, or create a trust? What's the best approach?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Navigating the Mortgage Maze: The Simple Truth About Financing Your Home by Dale VermillionOur Ultimate Treasure: A 21-Day Journey to Faithful StewardshipWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Science Fiction: Exploring Tomorrow “The Adventure of the Beauty Queen” 6/25/58 MBS, X Minus One “The Cave of Night” 2/1/56 NBC.

Send us a textA half point can change behavior, but real affordability is still a math problem. We dig into the noise and the numbers around two big headlines: a $200B directive for Fannie Mae and Freddie Mac to buy mortgage‑backed securities, and a move to limit large institutional buyers from competing for single‑family homes. With mortgage pro John Hudson and investor‑broker Colin Corrington, we unpack what might actually move payments, supply, and buyer psychology—and what's just selling sizzle.We break down how added MBS demand can nudge rates lower and why that effect is likely modest and delayed. Then we zoom out to the cost stack that really strains buyers: rising property taxes, spiking homeowners insurance, and consumer debts that outweigh latte math. You'll hear practical strategies that beat chasing price cuts—maximizing seller concessions to buy your rate down, using closing credits to reduce cash‑to‑close, and tapping down payment assistance programs many lenders never promote. We also challenge the “Wall Street bought all the homes” myth with data showing mom‑and‑pop owners dominate single‑family rentals, and we explore where a targeted curb could help or harm, especially in concentrated metros.If you're a first‑time buyer, a seller weighing incentives, or an agent advising clients, this conversation is a playbook: structure smarter deals, set sane expectations, and focus on the only number that matters—your monthly payment. Forget timing the market. Marry the house, date the rate, and engineer a plan that works today with room to refinance tomorrow.Enjoyed the conversation? Subscribe, share with a friend, and leave a quick review to help more people find the show. Tell us: what's your biggest hurdle to buying right now?Support the showKey Factors Podcast is Powered by LoanBot.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Robert sits down with David Bell to tell the life story of MBS, the crown prince and ruler behind the scenes of the Saudi Kingdom. (4 Part Series)See omnystudio.com/listener for privacy information.