Podcasts about Pulte

Today's show is an unusual show in that we are quoting national statistics. As you know, I don't love national numbers because they reflect averages and the average often doesn't apply in specific areas. When we look at demand for homes, and for rentals, there are historic norms that are based on demographics and employment that most market analysts use to predict demand for housing. This feeds into well understood models for household formation, the age at which people start having children, and the time when they purchase their first home. Recent studies are showing that the high cost of housing, combined with higher interest rates rates are reducing the number of new homes being sold to first time buyers across the US. The Mortgage Bankers Association published a new report earlier this week that outlines some startling statistics for single family home sales. We're going to look at these numbers and then infer what the implications might be for property investors, specifically in the apartment space and in the built to rent segment. Historically, first time home buyers have accounted for an average of 36% of home purchase transactions over the past 20 years. For 2024, this proportion fell to an all time low of 24% of purchases. First homes are being purchased nearly a decade later than historic norms. All of the major national home builders are reporting a slowdown in home sales and an acute slowdown in first time home buyers. Pulte homes, the nation's third largest home builder reported an 11% decline in first time home sales. -------------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1)   iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613)   Website: [www.victorjm.com](http://www.victorjm.com)   LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce)   YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734)   Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso)   Email: [podcast@victorjm.com](mailto:podcast@victorjm.com)  **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com)   Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital)   Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)  

He played no fewer than five sports in his youth and then went on to not only compete in pole vault in high school but played for two different soccer teams. In addition to being captain of the VHSCAA State All-Star Team, he at one point held the school record for most shutouts in a season and his team had the school record for the longest undefeated streak. He is a graduate of the University of Notre Dame, where he tried out for the soccer team.  Present day, he is president of The Catholic Initiative, a key "Legacy of Hope" project, which is a first of its kind in the world. It is a Vatican-approved effort to invest in the restoration and sustainability of vibrant Catholic churches, schools, and parishes where a lack of financial resources is currently holding back their potential.

On today's podcast, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about a series of housing orders from FHFA Director Bill Pulte on climate risk, UDAP and special purpose credit programs. Related to this episode: Pulte terminates SPCPs, issues recision of UDAP bulletin in slew of orders | HousingWire HousingWire | YouTube More info about HousingWire   Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices

March 25, 2025 ~ William Pulte is shaking up the Mortgage Giants, Fannie Mae and Freddie Mac. David Hall, President and CEO of Hall Financial, joins Kevin to discuss this.

This podcast segment covers the Senate's confirmation of William Pulte as FHFA Director, the future of GSE conservatorship, credit score reforms, and MBA's efforts to shape housing policy under the Trump administration.-------------------------------------------------------------Adam DeSanctis, VP of Communication at Mortgage Bankers AssociationAs a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

Justin Nielsen and Alissa Coram walk through the day's technical action with stocks to watch in Monday's version of Stock Market Today.

In this episode, I address the growing concerns about housing affordability and the predictions of a market crash. We analyze historical data from the early 1980s to understand the impact of high mortgage payments on home prices and transactions. We also discuss the current trends in new construction, home builder price adjustments, and the implications of the upcoming Fed meeting. Join me as I break down the facts and debunk the myths surrounding the housing market's future. Key Talking Points with Timestamps [0:00] Introduction to Housing Affordability Concerns - Discussion on the rising concerns about housing affordability leading to a market crash. [0:57] Historical Analysis - Comparison of current affordability issues to the early 1980s and their impact on home prices. [2:28] Kobayashi Letter Highlights - Examination of the Kobayashi letter's findings on mortgage payments as a percent of income. [4:55] Transaction Trends - Analysis of historical transaction data during periods of high mortgage payments. [6:25] New Construction Inventory - Cities with the highest percentage of new construction in active listings. [8:10] Home Builder Price Declines - Evaluation of price declines among major home builders like Lennar, KB Home, and Pulte. [10:34] Fed Meeting Predictions - Discussion on the potential for a September rate cut and its market implications. [12:03] Home Price Increases Since 2020 - Areas with the highest home price increases since March 2020. [13:30] School Community Updates - Information on recent and upcoming events in the school community. [15:04] Encouragement to Join the Community - Invitation to join the school community for networking and educational opportunities. Links & Resources One Rental at a Time: https://www.onerentalatatime.com 54 Year Spreadsheet: https://www.onerentalatatime.com/54-year-spreadsheet School Community Sign-Up: https://www.example.com/school-signup

Frank Starkey and his family are one of those rare breeds of Floridians that actually have deep roots in the Sunshine State. We talk about how they sought to owner their grand-dad's wishes as they ultimately developed the family cattle ranch in New Port Richey. A big part of their work was the Traditional Neighborhood Development (TND) called Longleaf. And later, the Starkey Ranch project.Here's a funny real estate video about Longleaf: (funny to me, anyway)If you listen to Frank, you'll learn how an architect has a whole different perspective on the present and the future, and why he thinks he has a luxurious lifestyle now in downtown New Port Richey. You can see some of his current efforts at this link to his website.This is episode number 50 of The Messy City podcast - thanks so much for listening. If you're new to this, welcome! I look forward to the next 50, as we explore the issues and people who love traditional human settlements, and are trying to create them. I love talking to the do-ers, to the creators, and everyone who has skin in the game that's trying to build a more humane world.Find more content on The Messy City on Kevin's Substack page.Music notes: all songs by low standards, ca. 2010. Videos here. If you'd like a CD for low standards, message me and you can have one for only $5.Intro: “Why Be Friends”Outro: “Fairweather Friend”Transcript: Kevin K (00:01.18) Welcome back to the Messy City podcast. This is Kevin Klinkenberg. I'm happy today to be joined by my friend and fellow new urbanist, long time participant, Frank Starkey, joining us from Florida. Frank, how you doing today? Frank Starkey (00:20.337) Howdy, Kevin. Doing great. Happy to be with you. I've been... Kevin K (00:22.908) I didn't even check. I assume you're in Florida at home, but you could really be anywhere. Okay. Frank Starkey (00:25.617) Yeah, I am. Yeah. Yep, I'm in our we recently moved into a townhouse that Andy McCloskey, who used to work for me, built in town here and we just bought one and we're very happy here. It's really nice. Kevin K (00:40.348) Cool, cool. And you're in New Port Richey? Frank Starkey (00:45.169) Yes, Newport Richey is on the northwest side of the Tampa Bay region. It's part of the region. We're in that suburban sprawl miasma that characterizes all Florida cities. And we're about 25 miles as the crow flies from Tampa, basically from downtown Tampa, and probably 15 to 20 miles from Clearwater and 30 miles from St. Pete. So we're And we're right on the Gulf. We have a river that runs right through town that river miles from where we are out to the Gulf is maybe five river miles. So you could easily kayak and paddle board right out there or upstream pretty quickly you're into the Cypress freshwater wetlands. So we've got a lot of good nature around. Kevin K (01:39.516) Do you ever do that? Do you ever get out on a kayak or whatever and get out there on the river? Frank Starkey (01:43.089) Yeah, it's been a while. But if you go up to there's a preserve that the city owns that's up in the freshwater area. And if you're in there, you think you're in the Tarzan. A lot of the Tarzan movies and shows were filmed in Florida swamps and you feel like you're in a Tarzan movie. You can't see that you're in the middle of town. And if you go out to the coast, the barrier island and right where we are. They really start and go south from here. So from here on up through the big bend of the Panhandle in Florida, the coastline is all marshes and salt flats and grass wetlands. It's a much prettier coastline in my opinion than the more built -up barrier islands. But you can go out and kayak for days and days out in the coastal areas and see all kinds of wildlife and water life. So it's pretty cool. Kevin K (02:40.124) That's cool. That's really cool. Well, Frank and I have been talking about trying to do this for a while. We'd hoped to hook up in Cincinnati, but schedules just got in the way, as is typical for that event. But I really wanted to talk with you today, Frank, because you hit on a couple of my hot points, which is that you're an architect and a developer. Frank Starkey (02:51.313) you Kevin K (03:06.332) And I know as a designer that you also care a lot about the kind of issues that we talk about routinely within the world of new urbanism and urban design, which is, you know, creating beautiful walkable places. So I just think it'd be interesting. You know, I talked to a lot of people who come into the world of trying to be developers. You and I probably both talked to a lot of fellow architects who we try to encourage to be developers. Frank Starkey (03:06.481) Mm -hmm. Kevin K (03:33.948) And so it's fascinating to me how people come to that. So I wonder if we could start just a little bit by talking about like your path and where, you know, how you got to this point. You, did you grow up in Florida or were you in Texas? Is that right? Frank Starkey (03:51.761) Now I grew up in Florida. I went to college in Texas, but I grew up on a cattle ranch just east of here, in an area that's now called Odessa. It was a 16 ,000 acre, beef cattle ranch that our grandfather had bought in the 1930s. And we were about 20, 20 miles from downtown Tampa and Newport, Richie was our hometown because of the county we're in Pasco County. And so we came to, you know, church school. shopping was in Newport, Ritchie. But I also kind of had an orientation towards Tampa because we were sort of closer that direction. And then my extended family all lived in St. Petersburg. My parents had grown up there and then my dad grew up in Largo on a branch down there that his dad had before the one in Odessa. I... Kevin K (04:41.564) So it's like the rare species of old Florida people, right? So. Frank Starkey (04:45.361) Yeah. Yeah, but man, I have a weird, I've always come from a very mixed, I mean, just a very much kind of background, culturally, geographically, economically. My great grandparents were from, mostly from the upper Midwest. And so we kind of, and my great grandfather on my dad's side. was William Straub, who was the publisher of the St. Petersburg Times. But I later found out that he was instrumental in getting the city to hire John Nolan to do a plan for the remainder of St. Petersburg. He was instrumental in getting the city to buy up a mile of its waterfront to create a continuous waterfront park along the bay in downtown St. Petersburg, which is the crown jewel of the city in terms of civic space. So I kind of grew up and then that that kind of orientation towards parks. He also helped the County, Pinellas County establish a park system, which was one of the earliest ones in the country. And so I kind of this park orientation and public space and civic life and civic engagement was a strain through my whole childhood. You know, my whole is kind of a generational thing in our family. And so that's one thread and. Living in the country, we didn't have much in the way of neighbors. The area of Odessa in those days was pretty poor. So I rode the school bus with kids that had virtually nothing and went to school in the suburbs of Western Pasco, which was where the kids were mostly from the Midwest. Their grandparents had worked for Ford or GM or Chrysler and then they... moved to Florida and the grandkids, you know, the kids moved with them. And so those were the kids I grew up with. And so I, you know, I didn't feel like I grew up in the deep south. People, but I, but I was close enough to it that I understand it, but I don't consider myself a, you know, capital S southerner, my accent notwithstanding to the degree that a good friend of mine, Frank Starkey (07:07.793) I grew up in Plant City on the east side of Tampa, which is much more in the farming world part of Hillsborough County. And he was much more deep south than I was, even though we grew up, you know, 40 miles apart. So it's just a very different cultural setting. So I grew up with, you know, upper Midwest heritage who had been in St. Petersburg since 1899. And then, you know, poor kids, middle -class kids, and then eventually wealthier folks. So I just kind of had this really all over the place cultural background that's not nearly as simple as, I mean, all of Florida has a tapestry of, a patchwork of different kinds of cultural influences. South of I -10, north of I -10, you're in South Georgia or Alabama, but. the peninsula of Florida is very culturally mixed up. Kevin K (08:11.228) So the old canard, I guess, was that the west coast of Florida was populated by people who came from the Midwest and the east coast was from the Northeast. Does that hold true in your experience? Frank Starkey (08:22.129) Yeah, that does hold true, although there were a lot of New Yorkers in Boston, not so much New England, but still a lot of New Yorkers found their way across. So I grew up around a lot of New York Italian descent folks, as well as Midwesterners. So I, you know, it's a wonder I don't have a New York accent or a Michigan accent or a Southern accent, because those were the kind of the three, more about more, you know, Northern accents than. than Southern accents from immediately where I grew up. But yeah, I -75 goes to Detroit and that I -95 on the East Coast goes to New York. And so that means that has an impact. Kevin K (09:06.844) Did you ever know about the Kansas City connection to St. Pete then with J .C. Nichols down there in downtown St. Pete? Frank Starkey (09:17.329) And tell me about it. I mean, I, because Bruce Stevenson's book, I think touched on that because they, they had an APA convention down here back in the 1920s. Kevin K (09:20.54) Well, that's it. Kevin K (09:28.54) Yeah, J .C. Nichols who developed the Country Club Plaza here, starting really in the 19 -teens, later in his life, he was asked to, or he bought property in St. Petersburg, in or near the downtown area. And the whole concept was they were going to essentially build like another version of Country Club Plaza there in downtown St. Pete. Yeah. And so I think like a small portion of it got built down there. Frank Starkey (09:32.785) All right. Frank Starkey (09:51.665) Really? Kevin K (09:57.564) And then maybe the real estate deal fell apart or something like that. But there was, yeah, that was a big push at some point. Yeah. Yeah. Frank Starkey (10:03.633) or the Depression hit. Interesting. Now, I wasn't aware of that. I didn't know that he had bought and had plans to develop here. That's interesting. The other, St. Petersburg's, well, the Florida Land Bus was in 1926. So Florida real estate speculation really ended then, and then it didn't pick up again until after World War II. So that might have been the death of it. Kevin K (10:13.084) Yeah. Yeah. Kevin K (10:27.164) Yeah. Yeah. So you find yourself growing up on a ranch then, pretty much in Florida. What takes you to architecture? What takes you to architecture and then to Texas to go to architecture school? Frank Starkey (10:35.505) I'd have been becoming an architect. Frank Starkey (10:42.289) For whatever combination of reasons, one evening when I was in about fourth grade, I, dad recollected this years later. I asked dad at the dinner table, what do you call a person, what do you call a person who designs buildings? Not as a riddle, just, and he said, it's called an architect. And I said, well, that's what I want to be when I grow up. And I never had the sense to question that decision again. So. Kevin K (11:00.54) Yeah. Kevin K (11:09.276) That's how it sounds vaguely familiar. Frank Starkey (11:11.853) you So, you know, whether it was Legos and Lincoln Logs and the Brady Bunch. And when I was a kid, we had a cabin in North Carolina that dad had the shell built by this guy who had a lumber mill up there and he would build a shell for you for $5 ,000 or something. He built that out of green poplar wood. The whole thing was immediately warped and racked and sagged and did everything that. green wood will do, and we immediately put it in a building. But dad spent all of our vacation times up there finishing out the interior of that. So I was just around that construction. And dad was also being a counter rancher, and he knew welding. And he was always tinkering. And in addition to fixing things, he was also inventing implements to use on the ranch and things like that. So he just had a hand building. ethic that, you know, he just kind of had. So whatever made me decide I wanted to design buildings, as I grew up from that point on, I just was all about it. And so by the time I got to high school, I couldn't wait to get into working for an architect. And I was an intern for an architect in Newport, Ritchie, when I was in high school. And then I went to Rice University in Houston to go to architecture school. So after I, and I did my internship here, which is part of the program at Rice for the professional degree. I did that in New York City for Pay Cop, Read and Partners. And another ironic thing was I learned, I had a really great classical architecture history professor in college at Rice who in his summers led, he and his partner who was a art history professor also, a fine arts. Frank Starkey (13:10.289) They led an archaeological excavation outside Rome of a villa from the dated that basically dated a time period of about 600 years straddling the time of Christ. And I've spent the summer after my freshman year on that dig. So I had a had a really strong exposure to classical architecture and urbanism throughout my school. And when I worked for PAY, I worked on James Freed's projects. At that time, we were working on what became the Ronald Reagan building in Washington, D .C. It's the last big building in the federal triangle. And so it's a neoclassical exterior with a very modern interior. It's kind of like a spaceship wrapped inside a federal building. And the other project I worked on a little bit that year was the San Francisco Main Library, which is in the Civic Center right down in the Civic Center of Francisco with the City Hall and the old library. The new library is a mirror of it that's a neoclassical facade on, well, two wings of a neoclassical facade that face the Civic Center side. And then on the backside, which faces Market Street, there's a much more modern interpretation of that commercial core district facing along Market Street. So I worked on these buildings with Sirius that took, you know, this was at the end of the Pomo era of the 80s when everybody was making fun of classical architecture in, the architects were having fun with it or making fun of it, however you look at it. And Fried was taking it more seriously. It was still a updated take on neoclassical architecture. in some of the details, but it was really a fascinating exposure to the actual practice of designing classical buildings, working for one of the most famously modernist firms in the world. So. Kevin K (15:21.628) Yeah, no doubt. No doubt. Yeah. That's pretty wild. Was rice, I mean, we're about the same age, was rice kind of like most architecture schools, generally speaking, in their emphasis on looking at modernist design as the holy grail that you must pursue? Frank Starkey (15:28.433) Mm -hmm. Frank Starkey (15:38.769) Yeah, interestingly, like my childhood and the cultural mix that I described earlier, Rice was sort of in this period at that time where it was between deans. There was a series of, it's too long a story to explain here, but the previous dean who had been there for 15 years or something, O. Jack Mitchell, announced his retirement the day I started classes. And... So he was a lame duck. And then it was, you know, we basically went through a series of searches, deans, dean passed away, interim dean search, a new dean, and then he resigned. So the whole time I was in college, we really didn't have a dean. And the faculty that Mitchell had built was very, I'd say ecumenical. They kind of, we had some diehard theoretical postmodernists and we had. At the other end of the spectrum, we had a guy who did a lot of real estate development who was super practical and we always made fun of him for caring about mundane things like budgets. And I know he was, I made him a laughing stock, which I wish I'd taken more of his classes. But anyway, and then a really good core faculty who had a real sense of, and real care about urban design and. Kevin K (16:46.428) Well, yeah, exactly. Frank Starkey (17:04.401) My sophomore class field trip was to Paris and we did studies of, you know, in groups, each of us studied at Urban Plus. So I really had a strong urban design and contextual sensibility through my architecture class, all my architecture classes. In the background, there was this whole drum beat of postmodernist, post structuralism and deconstructivism. that was going on. I never caught into that. It always just seemed like anything that requires that much intellectual gymnastics is probably just kind of b******t. And it also, I was involved with campus ministries and fellowship of Christian athletes and church. And so I had a sense of mission and doing good in the world. And it also just, it just didn't work with that either. So I didn't really go in for that stuff, but the urban design stuff really did stick with me. And then the classical architecture and Vignoli, which I mentioned to you the other day, that really did kind of stick to me as a methodology. Kevin K (18:29.436) Man, I went for it hook line and sinker, man. It was, yeah. Yeah. I mean, I thought deconstructivism was like the coolest thing at that time period. And I bought the whole program for some period of time. And frankly, until I ran across some of Andreas's writings and then started learning about seaside. And that's really what kind of broke it open for me that I started to. Frank Starkey (18:32.433) Really? Frank Starkey (18:40.465) -huh. Frank Starkey (18:52.273) Mm -hmm. Kevin K (18:58.556) see things a little bit differently and all, but I, yeah, I was, I was in deconstructivism was funny because you could just kind of do anything and you know, you could call anything a building basically. Yeah. Frank Starkey (19:07.537) Yeah. Yeah, yeah, the author is dead long live the text was the, and so you could just, yeah. And to me, it was just pulling, it was just pulling stuff out of your butt and I just. Kevin K (19:22.636) totally. Yeah. Yeah. It was all b******t, but it was, I guess, fun for a 19 or 20 year old for a little while. So, all right. So fast forward then, did you come back to Florida then pretty much right after school or? Yeah. Frank Starkey (19:25.809) Yeah. Yeah. Yeah. Frank Starkey (19:38.929) Yeah, I did a gap year after college and then ended up in Austin for another year and then came back to work with my brother. So by that time, we had seen, because of where the ranch is situated, it's sort of in the crosshairs of growth patterns coming from Tampa to the south and Clearwater to the southwest. and Newport -Ritchie from the west. So it was, the growth was coming from, at us from two directions. Granddad and you know, this 16 ,000 acres that's 20 miles from downtown Tampa, as you can imagine in the 20th century is going up in value pretty dramatically from 1937 to 19, you know, to the late century. And in the early seventies, he started selling and donating land to the state for preservation. Kevin K (20:24.22) Mm -hmm. Frank Starkey (20:36.177) and so we had, you know, again, that whole park ethic, and the, so we were selling, kind of selling the Northern parts that were away from the development pattern, off. And it was partly for the state tax planning purposes and also just, but primarily to put the land into conservation. So there would be something left of native Florida for people to see in future generations. That was his. His goal. My brother had my brother six years older than me and had gone to University of Florida and gotten a finance degree. And he came back after college, which was when I was like my senior year in high school and started working for the granddad was still alive and he was working for the estate, helping with that planning. And granddad passed away while I was in college and we had the estate tax to deal with. And we ended up selling some more land to the state for conservation. And he also started learning the development. process. We knew that as much land as we could sell to the state as possible, we were not going to be able to sell at all and we were going to have to develop. Somebody was going to develop land on the ranch. And our family wanted to see that it was done in a way that was, you know, that we would be proud of that, that put together our, you know, our family goals for civic engagement, environmental preservation, and, you know, and also. It was the whole family's sole asset. So it's everybody's retirement fund and principally our parents and our cousins. So we have cousins who are half generation older than us. So we were accepting that development was inevitable and wanted to be more in control of it. So Trae had been talking to me for a while about coming back and working with him on the development stuff in the ranch. So that's what I decided to do in 1995. And the decision point for me, Kevin K (22:09.468) Yeah. Frank Starkey (22:34.449) was, you know, I had set up my career trajectory to become a consulting architect and design buildings for other people. And I realized that I had this opportunity to, you know, have a bigger imprint on developing a neighborhood that could perhaps set a pattern. By that time, I had become knowledgeable about new urbanism and what was going on at Seaside. And And at that point, I think some of the other projects were starting to come out of the ground. So this was 1995. So I was like, well, I, you know, I've got too much opportunity here. And, and with what, what I know and what I have to bring to the table, it just seems like the thing I'd need to do. So I came back and we started working on development on the southwestern corner of the ranch, which was sort of the direction that was the frontline for development. So in 1997, we held our charrette for what became Longleaf, which is a 568 acre traditional neighborhood development that we broke ground on in 1999. Our first residents moved in in 2000. And that was the first TND in Pasco County. And in my opinion, it was the last TND in Pasco County. Because the county loved it so much that they... Kevin K (24:00.38) You Frank Starkey (24:04.721) passed the TND standards ordinance, which it would never comply with and that no other developers ever wanted to do. And so nobody really has. They've kind of just, it's been compromised with, right? That's a whole other story. Kevin K (24:20.14) Yeah. Well, that sounds, I mean, we may need to get into that at some point, but, so you started this in 2000 and really in earnest 2001 or so. And obviously there was a little, little bump in the economy right then, but I guess kind of more of a bump compared to what came later. So talk about like those first, maybe that first decade then, like what all did you build and how much of this were you actively involved in the design of? Frank Starkey (24:24.529) Okay. Frank Starkey (24:39.377) Yeah. Frank Starkey (24:49.425) It's fascinating looking back on it how compressed that time frame was because we sold we we developed the first of four neighborhoods In the first neighborhood we did in As I said 99 2000 and then we built the second neighborhood in 2002 2003 we sold the third and fourth neighborhoods in 2004 which You know, six years later, we look like geniuses. If we would have been, if we'd been real geniuses, we would have waited until 2006 to sell them. But we got out before the crash, obviously. So we did well there. We were, I was, you know, Trey and I, because we had a view of building a career in real estate development, we thought we should do everything. We should touch every aspect of the process ourselves at least once. So we knew how everything worked. But then we never scaled up our operation big enough to hire people to fill in those specialties for us. So we really both kind of ended up doing a whole lot of the work ourselves. So our master, our designer was Jeffrey Farrell, who did the the overall plan for Longleaf. And he wrote the design code, but we collaborated on all that very closely, because I knew enough about what urbanism was and architecture. And so I administered that design code with our builders. He detailed out the first neighborhood. He and I detailed out the second neighborhood. collaboratively or sort of a 50 -50. And you know what I mean by detailed out, just, you know, you take a schematic plan and then you have to put it into CAD and get it, get to real dimensions and deal with wetland lines and drainage and all that stuff. You get, s**t gets real about, you know, curbs and things like that. So that kind of, those details. And the third neighborhood I detailed out, but we sold it, but the developer who bought it built it out according to what I had done. So I was... Frank Starkey (27:15.281) very involved with the planning side of it. And of course I had been involved with the entitlements and then I administered the design code with all of our builders. So I was dealing with there and we had, we didn't have sophisticated builders. We didn't have custom, we weren't a custom home builder project. We were small local production builders. So these were builders who built 300 houses a year. We weren't dealing with. David weekly, you know, a national home builder who was doing nice stuff. Nor were we dealing with the 12, you know, you know, a year custom builders. So we didn't have much sophistication on the design side coming from our builders. So I did a lot of hand holding on the design of that. I always tell if you're a architect who's going to be your. Kevin K (27:46.716) Mm -hmm. Frank Starkey (28:13.169) is going to develop a T and D. I will tell you under no circumstances do what I did. Always hire somebody else to be the bad guy because as the developer you just can't look the home builder in the eye and say let this customer go. And so even though they're asking you to do something you shouldn't. So you need somebody who can be your heavy for that and it's not going to be you as the developer. But anyway, so I did that and And then I designed some of the common buildings and then had them. I wasn't licensed yet. And so I had those CDs done by somebody with a stamp. So I always said that I, you know, between the larger planning of the ranch and the strategy there, and I also got involved in community, you know, regional and county wide planning efforts and committees and things like that and planning council. So I kind of worked at the scale from the region to the doorknob. Which, you know, is fabulous as an architect because I've found all of those levels, I still do, I find all of those levels of design and planning fascinating. Kevin K (29:17.084) hehe Kevin K (29:30.78) So let's talk about the mechanics of being a land developer for a minute and how you did it. So you obviously own the land, and then you came up with the master plan. So then how many steps did you take? You took on the burden of entitling probably the whole project in phase by phase. And then were you also financing and building infrastructure as well, and then basically selling off finished land? Frank Starkey (29:36.433) Mm -hmm. Kevin K (29:59.26) finished parcels or finished lots to other developers or builders. Frank Starkey (30:04.177) Yeah, what we, so dad on the land free and clear, he contracted the land to us under a purchase and sale agreement whereby we would pay a release price when we sold a lot. So, you know, it's favorable inside family deal. We paid him a fair price, but it was a very favorable structure that allowed it, and he subordinated it to. to lending for, we had to borrow, we don't have cash as a family, we didn't, none of us have cashflow from, you know, we don't have some other operating company that spits off cashflow. So we had asset value, but no cashflow. So we had to borrow money to pay for infrastructure, I mean, for planning and entitlement costs and engineering. And so that was our first loan. And then we had, We set up a community development district, which is a special purpose taxing district that a lot of states have different versions of them in Florida. It's called a CDD. It's basically like a quasi -municipality that a developer can establish with permission from the county and state government to establish a district, which is then able to sell tax -free government -style bonds to finance infrastructure. So it's an expensive entity to create and then to maintain. But if you're financing a big enough chunk, which in those days was like $10 million, it became efficient to have the care and feeding of the district in order to get the cheaper money. So you could get cheaper bond money for financing infrastructure. You could not finance marketing or... specific lot specific things you could for example, you could finance drainage, but you couldn't finance still so some of the Terminology was a little bit You kind of had to do some creative workarounds, but basically our so but we it also meant you had to still have a source of capital for those things that the district would not finance so we had an outside Frank Starkey (32:28.497) Loan structure in addition to the CDD financing and that was how we financed the construction of the development and then sold the lots to individual home builders We had three builders under contract in our first phase and each of them was committed to a certain number of lots and they had enough capital access on their own to finance their the construction of their houses a lot of them would use their buyers financing and use do construction permanent loans to finance the vertical construction of the houses. But the builders had the ability to take down the lots. So that was the deal. I don't know if that structure is still done very much or if there were many builders in that scale that still do that in Florida or in this area. It seems like most of those builders got just crushed. in a great recession and never came back. I'm not really aware of any builders that are in that scale, in that size range anymore. I mean, if there are, there's maybe a dozen where there used to be 100. Kevin K (33:40.86) Yeah, so they either got smaller or a lot bigger basically. Frank Starkey (33:45.681) No, they mostly just flat got killed and just went out of business. And they may have resurrected themselves. Yeah, they may have resurrected a smaller or gone to work for somebody else or retired because a lot of them were older. Of the builders that we had, yeah, I think they probably did get smaller in fairness, but they were gone. And we were out of, as I said earlier, we were long out of long leaps. And the... Kevin K (33:47.836) Yeah. Frank Starkey (34:13.969) Crosland was the developer that bought the third and fourth neighborhoods and they didn't they brought in all new builders. So they brought in David weekly and inland, which was a larger regional builder. And then Morrison, I think one of the other large, larger builders who did rear loaded T and D project product. Kevin K (34:38.108) So how much heartburn was that for you and your family to go from this position where you're like asset rich but cash poor to and then all of a sudden you're taking on pretty large debt to do this development piece? I mean, what was that like? Frank Starkey (34:54.801) Well, you know, you just you don't know what you don't know when you're young and ambitious. So it was it was there. I did. There were some real Rolade's cheering moments. I think, as I recall, the most stressful times for us were before we started construction. And it was it was frankly, it was harder on Trey because he was he was starting a family at that time. So he had. He had literally more mouths to feed than I did. I was still single and so, and I didn't have the stresses on me that he did. And once we got under development, we weren't so much, you know, the stress level shifted to different, you know, kind of a different complexion. And, you know, fortunately when the recession hit, We were done with long, we didn't have, you know, we weren't sitting with longleaf hanging on us. So that was good. but we were in the midst of entitlements for the Starkey Ranch project, which was the remainder of the land that the family still had that had not been sold to the state. And we were taking that, there was about 2 ,500 acres. We were taking that through entitlements starting in 90, in 2005. And I would say that we got our, our entitlements. not our zoning, but we got our entitlements package approved, in essence, the day before the recession hit. So, so we had borrowed again, borrowed a lot of money to relatively a lot more money to pay for that. And that also involved the whole family, because that was the rest of the ranch that that the part that long leaf is on dad had owned individually, free and clear. The remainder of it. had been in granddad's estate and that went down to children and grandchildren. And so there were seven different owners of that. And we had spent some time in the early 2000s putting that together into a partnership, into one joint venture where everybody owned a pro rata share of the whole, but we had other shareholders to answer to. And so that was a whole other level of stress. Frank Starkey (37:16.913) due to the recession because our bank went, you know, did what all banks do and they called the loan even though we hadn't gone, we hadn't defaulted. We would have defaulted if they'd waited six months, but they blanked first and they sued us and we spanked them in essence, but we, at the end of the day, but it was two years of grinding through a lawsuit that was hideous and that was really the most unpleasant. Kevin K (37:29.82) Hahaha! Frank Starkey (37:46.257) level of stress, not because we were going to lose our houses, but because we were, it was just was acrimonious and not what we wanted to be doing. Plus you had the background of the whole world having ground to a halt. So fighting that out through the dark days of the recession was, that was pretty lousy way to spend a couple of years. Kevin K (38:12.284) Yeah, so then how did you all come out of that situation then? Frank Starkey (38:17.009) We ended in a settlement. The settlement, the worst part of the settlement to me was that we had to, long story, but some of the, we had retained ownership of downtown Longleaf with the commercial core, mixed use core of Longleaf. And that wasn't completed development yet. And because we had that collateralized on another loan with the same bank, we ended up having to cut that off as part of the settlement. So. we, you know, we had to, we amputated a finger, not a hand, but still it was, it was, you know, it was our pointer finger. So that was, that was hard, but, but we lived to fight another day, which again, you know, fortunately it's better to be lucky than good, right? We were, that makes us look like, you know, we did pretty well coming out of the recession. So after the recession and after getting that settled out, and there was a couple of other small pieces of land that we had, Kevin K (38:52.124) hehe Frank Starkey (39:15.121) collateralized to the bank that we handed over, but basically got them to walk away from pursuing us further. We got that worked out and then we had to then figure out how to sell the land. Our joint venture partner, which was to have been Crosland on developing the ranch, they had gone to pieces during the recession, so they weren't there anymore. And the only buyers at those coming out of that were big hedge funds and equity funds. And they were only, their only buyers were national home builders and the national home builders, even the ones like Pulte who had tiptoed into traditional neighborhood development product before the recession. They were like, nope, nope, nope, backing up, never doing that again. They're. Kevin K (40:10.46) Yeah. Yeah. Frank Starkey (40:12.593) So everything that we had about TND and our entitlements, they're like, get that s**t out of there. TND is a four letter word. We will not do that. So we kind of de -entitled a lot of our entitlements and cut it back to just a rudimentary neighborhood structure and interconnected streets and some mix of uses and negotiated to sell it to one of these hedge funds or investment funds. who developed it with a merchant developer and sold it to national home builders. And they pretty quickly undid what was left of our neighborhood structure and developed it in a pretty conventional fashion. They did a really nice job on it and it soldered a premium to everything around it. They did a really great job with their common area landscaping, but they gutted the town center. They didn't even do a good strip center in lieu of it. They just did a freestanding public and a bunch of out parcel pieces. They squandered any opportunity to create a real there out of the commercial areas. They did beautiful parks and trails and amenities centers, but they just didn't get doing a commercial town center. Kevin K (41:36.444) What years was that when they developed that piece? Frank Starkey (41:40.337) We sold it to them in 2012 and I guess they started construction in 13 or so and it was really selling out through 2020. They still got some commercial that they're building on. I don't know if they've got any residential that they're still, I mean, it's kind of, its peak was in the 17, 18, 19 range and it was one of the top projects in the country and certainly in the Bay Area. and got a lot of awards. And yeah, so I don't, I can't complain too much about it because it sounds like sour grapes, but basically they didn't, I always just tell people I'll take neither blame nor credit for what they did because it's just not at all what we, there's very little of it that is what we laid out. So because that, so we, having sold that in 2012, that left me and Trey to go do what we wanted to do. All of the, you know, the rest of the family for that matter. And, Trey was ready to hang it up on development for a while. So he kept a piece out of the blue out of the ranch and settlements and started the blueberry farm. And I went and decided to do in town, small scale development. Ultimately ended up in Newport, Ritchie back in my own hometown. And then and that's that's what I've been doing since basically since 2015. Kevin K (43:06.844) Yeah. So I'm curious about a couple of things. So with the completion of the sale of all that and the development of both Longleaf and Starkey Ranch, I guess I'm curious how your family felt about the results of all those. Were people happy, not happy with the results? Was there... I'm just kind of curious about that dynamic because it's an interesting thing with a family property. And then... I guess secondly, with you being somebody who carried more a certain set of ideals for development, what did you take away from that whole process, especially with Starkey Ranch and anything, any useful lessons for the future for others relative to an experience like that? Frank Starkey (43:38.321) Mm -hmm. Frank Starkey (43:56.209) Couple of thoughts. As far as the whole family goes, we were, well, our cousins don't live here and they were less engaged in it intellectually and just personally. The four of us kids had grown up here and this was our backyard. They had grown up in St. Pete and one of them lived in North Georgia. And so it was, they just weren't as... emotionally invested in it. Not to say they didn't care, but it just didn't, it wasn't their backyard that had been developed. And you know, and we all are proud that three quarters of the ranch of the 16 ,000 acres, over 13, almost 13 ,000 of it is in conservation land that will always be the way it was when we were kids. Except there are no fences, which is very disorienting, but anyway. It's still, you know, that's the way granddad saw it when he was young and it will always be that way. So that's, we're all excited about that. And we pay attention to that more than we do to what happened on development. I think even long leave the, what, you know, the, the people in the surrounding area think we're sellouts and, people who have lived here. for five years or 10 years or 15 years are still just shocked and dismayed by the rapid pace of development. Well, it was a rapid pace of development, but we've been seeing it coming for 130 years now as a family. And I mean, it's why we put land into conservation going back to the early 70s when granddad started selling that. What people can see is the part along State Road 54, which is the visible stuff. which 10 years ago was a lot of pastors with long views and pleasant looking cattle who were money losing proposition as a agricultural business. But people don't see that. They just thought, it's a pretty pasture land. And how can you turn that into houses? It's so, you greedy b******s. So yeah, we get a lot of flak still to this day. I mean, and I've got a. Kevin K (46:12.092) Yeah. Frank Starkey (46:17.425) Trey's wife is a county commissioner and she gets all kinds of grief for being corrupt because people see our names on everything and they're like, well, they must be corrupt. No, you've never met any less corrupt people. And so there's kind of public blowback to it. I've said what I've said, what I just told you about how the development of the ranch did not comport with what we envisioned for it. And I don't, I don't shy away from saying that. I don't go around banging a drum about it. cause what's, what's the point of that? And a lot of people might think I just sound like sour grapes, but it, you know, it's, we, I think we all had our ugly cry about the ranch at some point. I mean, I remember when we were, we, the first closings of the ranch were in 2012 and it was a phased state down, but you know, they, they take a chunk at a time. So we stayed in our office, which was the house that we had grown up in at the ranch headquarters, right where the cattle pens and the horse barn, the truck barn and the shop and all of the ranch operations were. And the day that, eventually we had to move everything out and all that, almost all of that got torn, all of it got torn down. I remember having, I went out and stood by a tree and cried my face off for a while. Kevin K (47:46.044) Yeah. Frank Starkey (47:46.673) You know, it still chokes me up to think about it. And we all did that. I mean, but it wasn't an overnight thing to us. Whereas if you lived in a subdivision in the area that, by the way, had been a cattle ranch 20 years ago, you didn't, you know, you're not building, you're not living in a land that was settled by the other colonists. It seemed shockingly fast, just like overnight. my God, all of a sudden they're, they're. They're scraping the dirt the grass off of that and you know three weeks later. There's houses going up It's just shocking and and really disorienting we'd said we had seen it coming literally our whole lives We always knew that was going to be the case. So it was there was going to be something there our Feelings about the what what what it was compared to what we would like it to have been or another You know, that's what we have to wrestle with but the fact that it's developed We always saw that coming and people don't really understand that until because you just, you know, because it just it's perceived so differently. If you just drive by and see it developed one day when it wasn't, then if you grow up with an aerial photograph on the wall of dad's office and you know, we just know that that's not always going to be that way. Kevin K (49:05.82) Yeah. Yeah. Well, let's talk for a minute about what you're doing now then with the stuff in Newport Ritchie and the smaller scale infill stuff. What was like the first one, after shifting gears and doing that, what was like the first project you took on on your own? Frank Starkey (49:25.561) Much more much more fun topic. Thank you for shifting gears. I should have let you do that sooner Kevin K (49:30.204) Yeah. Frank Starkey (49:33.617) The, so Newport Richey is a pre -war town that was laid out in 1911 by Wayne Stiles, who I'm starting to learn more about was a pretty cool town, kind of B -list town planner who worked with people like John Nolan and the Olmsted brothers and was contemporary to them. Got a very competent little city plan for a small town and it has building stock in the downtown. the main street and Grand Boulevard downtown that dates to the 1920s and to the 1950s and 60s, kind of about half and half. And so it always had these good urban bones, some decent building stock, nothing great. It was never a wealthy town, so it doesn't have big grand Victorian houses down at Boulevard or anything, but it's got some good characteristics. But it had economically just cratered, just for years and really decades of disinvestment. moving out to the suburbs. It wasn't white flight in the traditional sense, but it was economically, it was the same just reallocation of wealth from the historic city into the suburbs and leaving the city behind. So in 2015, there was a, so downtown Newport, which he has a little lake, a about a five acre really lovely little. city park, a riverfront, and the central business district is right next to it. And then there's a pink Mediterranean revival hotel building from 1926 in that park. It kind of ties it all together. It's all the same ingredients that downtown St. Petersburg has, just in miniature and in bad shape. And St. Petersburg, believe it or not, which is now the best city in Florida, was really down in heels for most of my childhood. The Vanoi Hotel, which is their big pink hotel, was a hulking, you know, it looked like something out of Detroit when I was a kid, broken out windows and chain link fence around it and weeds and looked like a haunted hotel. So the Hacienda was kind of in that shape almost. And Downtown was doing, was, you know, just kind of sitting there with some honky tonk bars and a lot of, you know, just kind of moribund. Frank Starkey (51:54.705) commercial space. The city had bought out the First Baptist Church, which overlooked that lake right downtown when the church decamped out to the suburbs like all the other capitals in town. Even God's capital moved out to the suburbs. And the city bought it and tore down the church buildings and put a for sale sign on it, put it out for RFP a couple times, got crickets in response. Because no self -respecting developer would look at downtown New Port Richey as a place to develop. And I looked at it and as Robert Davis and Andres 20 will point out, we developers and architects and urbanists, we live in the future. You know, our brains are in what can be, not what is here now. And you've heard Andres say that the present is a distortion field. So I wasn't bothered by the fact that the neighborhoods around it weren't the greatest neighborhoods. They weren't terrible. Kevin K (52:39.8) Yeah. Yeah. Frank Starkey (52:48.177) And I looked at it and said, well, this is a pretty good gas piece of property. You got through overlooking this nice lake. There's a park. There's a downtown right there. We can work with this. So I asked the city to put it out for an RFQ, which they did. And Eric Brown, your buddy and mine, and one of your former guests on the podcast recently, was the architect for the buildings. And Mike Watkins, whom you also know, was the planner. I had them come in and do a Charette to develop a design for an apartment project on that former church property. And we negotiated a deal with the city to buy that property and we were off and running. So that was the first project. Just announcing that and showing, you know, as people were, some people were rightly skeptical that it would just end up being another low income housing thing because. This is Newport Richey. It's an economic shithole. Why would anybody put anything nice here? And surely, surely, even if you think it's going to be luxury, or if you're just saying it, it's obviously just going to, there's no way it can end up being anything but low income housing. And, but a lot of other people were excited to see that somebody was putting some investment in town. And it just kind of started to change people's thinking. Then we took on a commercial building downtown that when I was a kid had been a, IGA grocery store where we did our grocery shopping and it had, fallen into, you know, another moribund state as an antique mall that just needed to be fixed up and, and refreshing them live and up or something new. So we bought that and, did a severe gut job on it. divided it up into five tenant spaces, brought in a natural grocery store that was in town, but in a much terrible location. And a new microbrewery, the first microbrewery in town, and a taco place, and a kayak paddleboard outfitter, and a CrossFit gym. Kind of a dream lineup of revitalizing. Yeah. The kayak place didn't last very long. Kevin K (55:04.636) It's like the perfect mix. Frank Starkey (55:11.665) They were pretty much pretty ahead of the market and also just work. It wasn't their core business. They just didn't really know how to do it right. And then the taco place ended up getting replaced. The CrossFit gym outgrew the box and went to a much bigger location. And then we replaced them with an axe throwing business, which is killing it. So no joke, no pun intended. And then the microbrewery is still there. natural food store is still there. And then in the paddle boarding space, we now have a makers, a craft market that is multiple vendors that are, you know, like cottage industry makers selling under one roof. And we have a new bar and hamburger place and the former chocolate place. And they're also doing really well. And so between those two projects, it really, and then, you know, it's other, businesses started opening, new businesses opened downtown that just kind of had a new approach. They weren't honky tonks, they weren't just kind of appealing to a kind of a has -been demographic. And I just started changing the attitude. And the most remarkable occurrence was at one point, and this was around 2018, I just noticed that the online chatter in the general discussion among locals about Newport Richey kind of flipped from overwhelmingly negative people just running down the town, just saying this place is terrible. You know, get out while you can. There's nothing but crack heads and, and prostitutes and you know, it's just terrible. And to, Hey, this place is pretty cool. It's getting better. There's, it's got a lot of potential. And the naysayers started getting shattered down by the people who were more optimistic and positive about the town. And it just kind of hit that Malcolm Gladwell tipping point pretty quickly. And the attitude of the town and the self -image of people in town just has been significantly different ever since then. And then that's, of course, paid dividends and more investment coming to downtown. Now you can't find a place to rent for retail downtown. Frank Starkey (57:38.641) We actually have the problem now that there's too much food and beverage and the market isn't growing enough because we've got to bring in customers from outside of the immediate area because it's just not densely populated enough town yet. But that's so that's kind of where things started in New Port Richey. Kevin K (57:56.604) That's really, that's a great story. It's kind of, it's so indicative of also like what Marty Anderson has talked about. Let's sort of like finding your farm and a place that you care about and working there and making it better. And that's really cool. When it came to all this, were you self -financing? Were you working with investors? How was that process? Frank Starkey (58:13.169) Yeah. Frank Starkey (58:22.321) On the central, which is our apartment and on the 5800 main, which is the project that had been the IGA store, I have a financial partner on that. Who's another local who had made done well for himself in banking and lived away and moved back and was wanting to invest, but also to do some invest locally in a way that helps, you know, give something back to his own town. And that was my attitude as well. So our, our. Capital has been him and me on those two projects. And then I've got two other buildings that, one other building that I have a co -owner on and then another building I own solely by myself. So I've got a total of four projects. And all of the projects that I have are within one, two, three blocks, four blocks of each other. I was, you know, you mentioned the farm. I was very intentional about farm. I said, okay, my farm is New Port Richey. My farm yard is downtown and my barn is our office, which was right in the middle of all that. And the so that's, you know, and then now Mike and I live three blocks from all of that stuff. So we have we our new townhouse is three blocks east of downtown. Since 2018, we lived in a house that was four blocks south of downtown. So all of it was walkable. And even when downtown had just a couple of restaurants that were mostly just diners, one place that was pretty decent for lunch and salads and things, and a couple of pretty mediocre to crappy bars. I have a lot of friends here now and my office is here. And I immediately realized this is the most luxurious lifestyle I have had since college because the ability to walk everywhere and just live your life on foot is luxurious. It's just delightful. And my best friend now lives well in our old house, lives a block away. And we got to be friends living in town here and living a block from each other. And we would just ride bikes. And there was a whole other crew of Kevin K (01:00:24.284) You Frank Starkey (01:00:49.041) the people we'd ride bikes up the river in the evenings and maybe stop for a beer or maybe not and just enjoy the town. He really showed me just kind of, I smacked myself in the forehead one day when he talked about how nice it is to ride up the river during the sunset. I was like, wow, you mean you can just enjoy living in these walkable places? Because I'd always spent so much time trying to build them that I didn't spend much time just... f*****g enjoyment. Kevin K (01:01:19.676) I know, I know. It's a crazy thing. It's like it shouldn't be like a rarity or anything like that. We wish it was available to everybody, but it's wild. That was the thing about living in Savannah and that was like the hard part about leaving Savannah was, I think for a lot of us who have our ideals about walkability and everything, you kind of go back and forth about, do I want to spend my time? Frank Starkey (01:01:30.257) Yeah. Frank Starkey (01:01:37.489) Yeah, I bet. Kevin K (01:01:48.38) you know, working real hard and trying to create this as much as, as I can and, and live in a certain place where I, I guess have the economic opportunity to do that. Or do you also maybe just say, yeah, at a certain point, screw it. I just want to live somewhere where I can be, you know, do the things that I talk about all the time. So. Frank Starkey (01:02:06.513) Yeah, exactly. And it is hard to live in a place that's already kicking butt and do the things to make a place kick butt. So. Kevin K (01:02:20.124) Yeah, and in so many of these places, the places that we admire, and if you didn't get in early, you can't afford it at a certain point anymore anyway. So it's kind of a crazy deal. So as an architect, then would the infill projects, I mean, I know you worked with Eric and Mike and some others, but do you do any sketching or work on any of these sort of, is it a collaborative deal or do you at this point just be like, well, Frank Starkey (01:02:28.369) Right. Kevin K (01:02:46.268) I'm going to be a good client and be kind of hands off and just help direct my architects. Frank Starkey (01:02:50.865) I try to, I'm trying very hard to just be a good client and direct my architects. I'll let you ask Eric on whether I'm a good client or not, but that's probably been the project where I have been the most, I've left the most to the architects to on the design side. On the, the one of the commercial building that I owned by myself was a, building that didn't have any windows, two stories right on one of our main streets on a corner. So two full facades with essentially no windows. And it needed new windows storefront and upstairs. So it basically just needed a whole facade because there was just a big windowless bunker. But it had existing structural columns or structural considerations for where I could put windows. And it ended up being a interesting, challenging facade composition project. Anyway, I designed that building. And also it was a double high space where the second floor was just a mezzanine. And we closed in the second floor to make it into a mixed use building. So that because it had always been a nightclub or restaurant and it was too big as being a story and a half to for that, for this market to support because the upstairs are just kind of. You know, just sucked. So I was like, this needs to just be a regular size restaurant on the ground floor and then offices above. So I did the architecture on that, including the build out for the restaurant. I had some help on that on the layout, but I did the design, interior design stuff on that. I wish I had, I love the facade design process. And that was a really fun project. And the result was, you know, it's, it's unusual because of the constraints that it had. So, but it's, I think it's a fun, it's a good result. but if I were doing more projects, I mean, I really feel like I don't do architecture every day. So I'm not, yeah, certainly I'm not going to do construction drawings because I don't have that, capability just cause I don't, I mean, I have the technical ability to do it. Frank Starkey (01:05:15.249) and I am now licensed, I could sign and seal it, but I don't want to. And I haven't signed and sealed anything yet. So my goal is to be more of a client than I am an architect. Kevin K (01:05:27.868) So in all this stuff and going back to even your initial work with Longleaf and others, you've obviously tried to create well -designed places and beautiful places. I know you said you had some thoughts kind of based on one of the other podcasts I had where we were going back and forth and talking about beauty in buildings and the value of that versus sort of utilitarian values as well. How have you tried to balance all that and really create? beauty and do you find it at conflict with also making real estate work? Frank Starkey (01:06:04.753) I don't find beauty in conflict with making real estate work at all. I think it's critical. I don't think that things have to be built expensively in order to be beautiful. And my comment to you in my email was about y 'all had had a discussion on this, your podcast before last. about and you had said you can't legislate beauty no code in the no amount of code in the world is going to result in beauty and I've always thought about that because I agree with you that codes by their nature don't result in beauty that that human love results in beauty I mean that's you know because that's a it's a it's a spiritual outcome not a I mean, it's an outcome of the spirit. I don't mean that metaphysical terms, just, but it's something that comes from a level of care that's not, that doesn't happen from just conformance. Kevin K (01:07:10.94) Yeah, it's a value you bring to a project basically. It's something you really care to do. Yeah. Frank Starkey (01:07:16.529) Yes, that said, the American Vignoli and other handbooks that were used by builders, not by architects, but by people who were just building buildings and designing them, designing and building buildings by hand in the 1800s and early 1900s. resulted in scads of what we consider beautiful buildings with a capital B because it codified, maybe not in a sense of regulation, but in a sense of aspiration and guidance. It codified a way to arrive at competence with beautiful principles underlying it. And I wonder, it's... It's a hypothesis. I've not proved it or even set out to prove it. But if you could require that people follow the American Vignole as an example, or something else like that, where the principles of proportion are codified and they're followable, then I think you probably would still have to have some coaching. But I think you would get a whole lot closer than you can in the, because it's more like a playbook than it is a rule book for producing a competent design. Competent in the classical sense. Kevin K (01:08:54.556) Yeah. Yeah. Kevin K (01:09:02.236) Yeah, I think that's fair. It's more like coaching people about people who care. If you want to do good things, here are simple rules and patterns to follow that are not going to get you the Parthenon necessarily, but they're going to get you certainly at a minimum like a B building, like a B or a B minus building if you follow these rules. And if you do them really well and execute the details well, you could end up with an A plus building. Yeah. Frank Starkey (01:09:34.641) Yeah. Yeah, and it's something that McKim, Mead, and White can follow that and come up with something spectacular. But the same underlying principles are in every garden variety inline building on a street. Because individual urban buildings and places that we love are individually not spectacular. It's the accumulation of be buildings that are singing in the same key that makes a good chorus. Not everything can be a soloist anyway. Kevin K (01:10:11.996) And certainly, a lot of the people who produced the buildings in that era that you described, late 19th, early 20th century, I mean, there were a whole lot of just illiterate immigrants to the United States, ones who were building all that. And they didn't need 200 pages of construction drawings to follow it, but they did have patterns and illustrations and guides that they could follow. Frank Starkey (01:10:25.041) Yeah. Kevin K (01:10:42.46) and just some kind of basic standards. Yeah. Frank Starkey (01:10:43.217) And also a general cultural agreement on what looks good and what doesn't. And that's what I think you can't recreate from start, I mean, from scratch, because it's got to, that culture builds up and accumulates over decades and generations of practice. Kevin K (01:11:09.148) No doubt. Have you seen with the buildings that you have done in Newport, Richey, has there been other people who've looked at what you've done and tried to essentially say, kind of continue to raise the bar with good looking buildings? Frank Starkey (01:11:24.209) Unfortunately, I can't say that has happened yet. There hasn't been that much new construction in New Port Richey. And I don't, I can't think of any off the top of my head that have been done since we built the central, for example, which is really the only new ground up build. There's another apartment project and apartments and mixed use downtown, but it was designed in 2006 and then it was stalled and it finished about the same time we did, but it has nothing. you know, didn't follow others at all. We did have a lot of people. And this is something I would recommend, which I did accidentally. I didn't put really good drawings of the buildings into the public before they were built. I made a real now here's a blunder. There's a my blunder was I allowed the elevations of the buildings. to be the first thing that got into the public view because they were required as part of the permitting process. And an elevation drawing of a building is the architectural equivalent of a mugshot. It's representative and it's accurate, but it's accurate, but it's not representative. So it doesn't show you what a person looks like. It shows you just facts about their face. And so it shows you facts about a building, but not what it's gonna look like. So people saw the elevations. of what Eric could design, which were intentionally very simple rectangular boxes with regular, very competent, beautiful classical facades, but they looked really flat, they looked really boxy, and they looked terrible. They couldn't be at elevation, there's no depth on it. So people were like, holy s**t, of course he's building, I mean, they look like barracks. And so people lost their minds. I'm like, wait, wait, wait, wait, wait. So we quickly put together some 3D renderings. based on a quick sketchup model, we illustrated the hell out of them with landscaping and showed what a view down the street would look like. And it was a much better view. And that's really how you perceive the buildings. And so people were like, OK, well, if it looks like that, I guess I won't oppose it so much. But they were still rightfully skeptical. And so I s

Join Rob and Greg in this episode as they talk about the recent objection filed by Pulte Homes to the NAR settlements. Are they valid and will they make an impact? Also, what is Real Estate 3.0? Greg expands on what it means and how it will shift the roles of agents. Rob shares his insights from a recent panel he attended and what the potential for state regulators intervening in commission decoupling could mean for the industry. They also take a bit of a Q & A during this special livestream episode. #NARsettlement #RealEstate3.0 Listen to the Industry Relations Podcast, available on all podcast platforms! Follow this link to subscribe to Industry Relations YouTube page Listen to the podcast on Apple Listen to the podcast on Spotify Connect with Rob and Greg:  Rob's Website Greg's Website Our Sponsors:  Notorious VIP This podcast is produced by Two Brothers Creative 2024.

Tim, Chris, Hannah Claire, & Serge join Pulte to discuss the judge in Trump's trial blasting him for intimidating jurors, SCOTUS questioning the DOJ's prosecution of J6ers, over a thousand migrants storming NYC city hall, and the man who set fire to a Trump sign being sentenced to 12 months of probation. Learn more about your ad choices. Visit megaphone.fm/adchoices

SCHEDULE YOUR FREE PORTFOLIO REVIEW with Wealthion's endorsed financial advisors at https://www.wealthion.com. Bill Pulte, the strategic mind behind Pulte Capital, addresses the brewing storm in the global economy with a focus on the vulnerabilities of the real estate and housing markets. With rising inflation and financial instability looming, Pulte unveils key strategies for surviving and thriving through the economic challenges ahead. Learn how to discern between high-risk and resilient investments, understand the actual cost of inflation on your assets, and navigate the complexities of real estate investment with confidence. This episode is a beacon for those seeking to fortify their wealth against the coming economic uncertainties. --------------------- At Wealthion, we show you how to protect and build your wealth by learning from the world's top experts on finance and money. Each week we add new videos that provide you with access to the foremost specialists in investing, economics, the stock market, real estate and personal finance. We offer exceptional interviews and explainer videos that dive deep into the trends driving today's markets, the economy, and your own net worth. We give you strategies for financial security, practical answers to questions like “how to grow my investments?”, and effective solutions for wealth building tailored to 'regular' investors just like you. Let us help you prepare your portfolio just in case the future brings one or more of the following: inflation, deflation, a bull market, a bear market, a market correction, a stock market crash, a real estate bubble, a real estate crash, an economic boom, a recession, a depression, or another global financial crisis. Put the wisdom from the money & markets experts we feature on Wealthion into action by scheduling a free consultation with Wealthion's endorsed financial advisors, who will work with you to determine the right next steps for you to take in building your wealth. SCHEDULE YOUR FREE WEALTH CONSULTATION with Wealthion's endorsed financial advisors here: https://www.wealthion.com/ Subscribe to our YouTube channel https://www.youtube.com/channel/UCKMeK-HGHfUFFArZ91rzv5A?sub_confirmation=1 Follow us on Twitter https://twitter.com/wealthion Follow us on Facebook https://www.facebook.com/Wealthion-109680281218040 ____________________________________ IMPORTANT NOTE: The information, opinions, and insights expressed by our guests do not necessarily reflect the views of Wealthion. They are intended to provide a diverse perspective on the economy, investing, and other relevant topics to enrich your understanding of these complex fields. While we value and appreciate the insights shared by our esteemed guests, they are to be viewed as personal opinions and not as official investment advice or recommendations from Wealthion. These opinions should not replace your own due diligence or the advice of a professional financial advisor. We strongly encourage all of our audience members to seek out the guidance of a financial advisor who can provide advice based on your individual circumstances and financial goals. Wealthion has a distinguished network of advisors who are available to guide you on your financial journey. However, should you choose to seek guidance elsewhere, we respect and support your decision to do so. The world of finance and investment is intricate and diverse. It's our mission at Wealthion to provide you with a variety of insights and perspectives to help you navigate it more effectively. We thank you for your understanding and your trust.

Liv Nixon speaks to Alison Pulte, Director of Leadership Development at Novartis and contributor to Jill Donohue's upcoming book, 'A Dose of inspiration, 100 Purpose Stories of Pharma Leaders.'To read Alison's along with 99 other inspiring, purpose-driven stories, sign up for your free copy of A Dose of Inspiration – 100 Purpose Stories of Pharma Leaders here!00:00:01 - Introduction to Alison Pulte and her Purpose Story00:01:25 - Alison's Journey into the Pharmaceutical Industry00:03:57 - Personal Background and Family Influence00:06:32 - Leadership Philosophy and Career Progression00:08:32 - Aligning Personal, Professional, and Company Purpose00:12:58 - Learning from Mistakes and Embracing Growth00:17:16 - The Impact of Personal Health Experiences on Professional Purpose00:20:15 - Women in Leadership and Male Allyship in Pharma00:24:39 - Outcomes of Women in Leadership Initiatives00:26:09 - Alison's Coaching Practice and Purpose Reflection00:28:00 - The Importance of Reflecting on Purpose00:29:55 - Trends in the Pharmaceutical Industry and Purpose-Driven Work00:34:20 - Alison's Future Plans and Career Considerations00:36:39 - Advice to Younger Self and Empowering Daughters00:41:36 - Family Legacy and Impact on Career Choices00:43:23 - Closing Remarks and Holiday Wishes

The market had a nice follow-up to the change in outlook Wednesday. Indexes saw broad gains with lots of participation. A number of stocks broke downtrends including Uber, Pulte Group, and Ferrari.

*in english language* »Was spielt dieses unvergleichliche Ensemble wohl als nächstes auswendig?«, wird der Evening Standard auf der Homepage des Aurora Orchestra zitiert. »>Sacre du Printemps

Shares of Pulte, Lennar and DR Horton among the names hitting a new set of all-time highs today, prompting one of our traders to call the move “stupid”. Is the move justified, or is there trouble ahead? Plus psychedelics are all the rage from Silicon Valley and beyond. But will the industry deliver a return on investment? We're joined by one player in the space for the latest developments. Fast Money Disclaimer 

Potraviny za rok zdraželi skoro o 30 percent. Obchodné reťazce teraz sami, po dohode s ministrom Vlčanom zastropovali ceny okolo štyristo druhov potravín na tri mesiace. Dostali sa tam aj alkohol či pizza, no nedostali ovocie či zelenina. Všetko platí od pondelka. Prečo sú potravinári či pekári nespokojní? Prečo hovoria o podraze voči domácim výrobcom potravín? A ako sa ceny potravín vyvíjali doteraz? Čo s nimi robí inflácia, prečo a dokedy to celé môže trvať? Ako sú na tom v okolitých krajinách? Braňo Závodský sa rozprával s riaditeľkou Potravinárskej komory Slovenska Janou Venhartovou a analytičkou Wood & Company Evou Sadovskou.

How would you like to impact the environment in a positive way with your garden? In this episode we talk with Dr. Andy Pulte about having fun and succeeding in a dynamic ecological vibrant garden.Andy grew up in the nursery industry in Grand Island, Nebraska. He received his Ph.D. in plant sciences from the University of Tennessee.He is now on the faculty in the same department teaching, advising, and coordinating UT's plant sciences undergraduate program. You will find him feeding his passion for people and plants by traveling extensively and speaking regularly. Over his career he has contributed to a variety of gardening publications and hosted a gardening radio show. He is an internationally certified arborist. Andy gardens with his family in a residential community north of Knoxville TN where he seeks out unusual plants for his home garden to inspire questions from those who visit. The Southeastern Grasslands InstituteDogwood Arts Trails & Garden Learn plant Identification: Plant Sleuth YouTube Plant Sleuth Instagram

Danaus born and raised in Fort Worth, TX by his parents who immigrated from China to live their American dream of owning real estate. Growing up, he spent much of his childhood assisting his parents with the day-to-day management of their humble but thriving real estate portfolio. Danaus bought his first rental properties after college while working as an internal consultant at Pulte and Lennar Homes. Since then, Danaus has purchased dozens of rental properties throughout Texas and California to becoming co-founder of Awning.com

Welcome to another episode of The Action and Ambition Podcast! Joining us today is Bill Pulte, a philanthropist, serial entrepreneur, and the grandson of billionaire William J. Pulte Jr, who founded the construction company PulteGroup which grew into one of the largest home construction companies in the United States with over 1 million homes built. In 2019, Pulte started the #TwitterPhilanthropy trend. He aimed to get people to switch from traditional charity to online donations. He uses the movement to raise money for charitable causes and find deserving Twitter users for his donations. His recipients include single moms, homeless veterans, and others who might need financial assistance. Don't miss a thing. Tune in to learn more!

December 19, 2022 ~ Mike Lee, Crain's Detroit Business Managing Editor kicks off Monday with Chris Renwick and he says there's an interesting story unfolding at the Pulte construction company.

 Ike Reighard, senior pastor of Piedmont Church and CEO of MUST Ministries, was named the Marietta Citizen of the Year Thursday by the Cobb Chamber of Commerce. Reighard was surprised with the honor at the chamber's Marietta council luncheon following Mayor Steve “Thunder” Tumlin's State of the City address.    For the Marietta flag football team, it follows a simple premise. If the other team doesn't score, it can't win.  That was the case again Thursday night when the Blue Devils defeated North Gwinnett 13-0 in the quarterfinals of the Class 7A state playoffs. With the win, Marietta moves on to play Blessed Trinity in a rematch of last year's state semifinals, a game the Blue Devils won 26-0.  Plans for a controversial west Cobb development have been scrapped again after heated debate over the project for most of this year. Developer Pulte Homes withdrew its rezoning request for 61 homes on Midway Road near Lost Mountain Park, according to Cobb Commissioner Keli Gambrill, who represents the area. Because the proposal was taken off the agenda at least a week before the next Cobb Planning Commission hearing on Dec. 6, it is considered withdrawn without prejudice. That means Pulte can return to the county's zoning division with a new plan at any time.   A Smyrna man was arrested Saturday evening, accused by police of causing a crash at South Cobb Parkway and Spinks Drive that left another man seriously injured. Selvin De Jesus Herrera-Lopez, 31, is charged with seven misdemeanors, including DUI, open container and reckless driving, according to jail records. Marietta police say his 2021 Toyota Tacoma struck the rear of 62-year-old Christopher Okabah's Toyota Camry around 6:50 p.m. Saturday.   #CobbCounty #Georgia #LocalNews      -            -            -            -            -            The Marietta Daily Journal Podcast is local news for Marietta, Kennesaw, Smyrna, and all of Cobb County.             Subscribe today, so you don't miss an episode! MDJOnline            Register Here for your essential digital news.            https://www.chattahoocheetech.edu/  https://cuofga.org/ https://www.esogrepair.com/ https://www.drakerealty.com/           Find additional episodes of the MDJ Podcast here.             This Podcast was produced and published for the Marietta Daily Journal and MDJ Online by BG Ad Group   For more information be sure to visit https://www.bgpodcastnetwork.com                    See omnystudio.com/listener for privacy information.

Ryan Marshall is the president and chief executive officer of Pulte Homes, one of the largest national home builders. While he lives in the city now, his roots run deep in small town rural Utah. Growing up, Ryan wanted to be a cowboy—inspired by his dad who ran a cattle ranch and later became a veterinarian. Ryan's upbringing impressed upon him the value of hard work, community, and self-sufficiency. He loves strategizing and solving difficult problems, a passion that helped him grow in his leadership at Pulte. Get to know Ryan and discover what advice he would give his younger self, in this episode of the Inspirational Leadership with the Best in Home Building podcast.   »Get housing industry news & updates: https://bit.ly/ZondaNews »Learn more: https://www.zondahome.com »Follow us on LinkedIn: https://bit.ly/ZondaHomeLI »Follow us on Facebook: https://bit.ly/ZondaHomeFB »Follow us on Twitter: https://bit.ly/ZondaHomeTW »Follow us on Instagram: https://bit.ly/ZondaHomeIG   About Zonda Zonda provides data-driven housing market solutions to the homebuilding and multifamily industries. From builders to building product manufacturers, mortgage clients, and multifamily executives, we work hand-in-hand with our customers to streamline access to housing data to empower smarter decisions. As a leading brand in residential construction, our mission is to advance the home building industry, because we believe better homes mean better lives and stronger communities. Together, we are building the future of housing.

Guy, Dan and Danny discuss the worst first half for the S&P 500 since 1970 (1:47), the crypto crash (11:53), what the mid-term elections could mean for the stock market (15:53), an interview with Blackstone's Joe Zidle on CNBC's Fast Money (20:31), what Dan is buying right now (28:18), the energy space (34:12), what's happening with Elon Musk and Tesla (38:21). The co-hosts interview Bill Pulte and talk about Twitter Philanthropy (48:04), the Pulte family (52:45), bitcoin (1:00:53), and homebuilders (1:12:14). ---- See what adding futures can do for you at cmegroup.com/onthetape.  ---- Shoot us an email at OnTheTape@riskreversal.com with any feedback, suggestions, or questions for us to answer on the pod and follow us @OnTheTapePod. We're on social: Follow Dan Nathan @RiskReversal on Twitter Follow @GuyAdami on Twitter Follow Danny Moses @DMoses34 on Twitter Follow us on Instagram @RiskReversalMedia Subscribe to our YouTube page

Our hosts talk about the new Scream movie, the legacy of the series and the many problems with Scream 3. Learn about Bill Pulte and Twitter Philanthropy in Your Wholesome Moment of the Week.SporeGlory: https://www.instagram.com/sporeglory/Pay you Respects at darknessanddaisies@gmail.comTikTok Darkness: https://bit.ly/3uu2SJ5TikTok Daisy: https://bit.ly/3dVnDG0

Bill Pulte, CEO of Pulte Capital and Inventor of Twitter philanthropy joins To The Point! We talk about his business ventures and how he's partnering with businesses to help them gain profitability, and then dive deep into his philanthropic works via Twitter.

In this episode, family turns to the courts when Doctors refuse to administer life saving Ivermectin. New Zealand's traffic light system to end lockdowns permits some interesting freedoms to Kiwi's.

In this episode of The Center Cannot Hold, Bill Pulte CEO of Twitter Philanthropy, grandson of the late founder of home-building giant PulteGroup talks about his charity with host Alex McShane. They discuss how Bitcoin will reshape philanthropy, how Bitcoin can be integrated into philanthropic organizations and trustless payments without commissions, and the ideal structure of philanthropic ventures.They also discussed how Twitter Philanthropy got onboarded into Bitcoin, the ways Bitcoin reduces remittance fees, a decentralized approach to philanthropy, and raising funds to create a network giving effect. Pulte considered questions such as what is the right way to allocate resources? Is Twitter Philanthropy a capitalist organization? How should charitable donations be facilitated? Whether and to what extent good deeds go unreciprocated, or whether there is an during the act of giving. Pulte also considered how best could best educate people about Bitcoin.    To conclude the show, Pulte and Alex discussed philanthropy on lightning in El Salvador, navigating political landscapes, substance abuse and giving, accounting for scammers, giving independent of location, and the golden age of Bitcoin philanthropy.

Social media is here to stay. No doubt about that. But can we use it for the greater good? I think so. And this episode has a few examples of kind people in the world that also think so. The quote in this episode is from Mother Teresa: “Spread love everywhere you go. Let no one ever come to you without leaving happier.” The social media handles mentioned in this episode are: Goodinx - On IG: https://www.instagram.com/goodinx/ and their website: https://goodinx.com/ Kindnessandco - on IG: https://www.instagram.com/kindnessandco/ Pulte - on Twitter: https://twitter.com/pulte RayRay - on TikTok: https://www.tiktok.com/@x..rayray..x

Bill Pulte is the CEO of Pulte Capital. He is also the inventor of Twitter Philanthropy, a global movement to help our fellow humans.  In this conversation, we discuss everything from Bitcoin to rising home prices to Pulte's advice on building wealth. Hope you enjoy this one! This episode is a condensed edit from Bill Pulte's 2 hour, in-studio appearance on The Best Business Show. You can watch the full show on my Youtube Channel. The Best Business Show streams live on Youtube every weekday from 11am-1pm EST. ======================= Matrixport, Asia's fastest growing digital asset platform with $10 billion in assets under management and custody, it offers one-stop crypto financial solutions including fixed income, DeFi in 1-click, structured products, Cactus Custody™, spot OTC as well as lending. You can earn from high single digit with fixed income to high double digit yield with their Dual Currency Product. If you hold crypto and look for yield, this is the app you don't wanna miss out. Go download the Matrixport App and enjoy a welcome offer of 30% APY on USDC here: https://invest.matrixport.com/en ======================= Gemini is a leading regulated cryptocurrency exchange, wallet, and custodian that makes it simple and secure to buy, sell, store, and earn bitcoin, ether, and over 40 other cryptocurrencies. Offering industry-leading security, insurance and uptime, Gemini is the go-to trusted platform for beginner and sophisticated investors alike. Open a free account in under 3 minutes at gemini.com/pomp and get $20 of bitcoin after you trade $100 or more within 30 days. ======================= Cosmos is building the Internet of Blockchains, marking a new era of interoperability, scalability, and usability. The free flow of assets and data between blockchains with bridges to Ethereum and Bitcoin will unleash the potential of DeFi, NFTs, and much more. Dive into Cosmos at cosmos.network/pomp

This month on "Spark The Conversation we're talking with Naji Pitts, who is the Branch Manager for the Pacific Northwest Division in Bellevue, Washington.  Did you know this about Naji? Born in Freemont, California, but his dad's job moved the family to Colorado when he was 3 His family lived in Colorado until he was 9 and then moved to St Louis Naji considers Colorado home and moved back to Colorado to major in Business Management Marketing with a Minor in Finance at CU First job out of college was at a tech start up in Downtown Denver Naji's brother was an OPS with Pulte Mortgage and recruited Naji to be a Loan Consultant and go through the MB1 program Started at Pulte as a LC in 2013, moved to Las Vegas in 2017 as an MFA, and most recently moved to Washington to be the Branch Manager Naji and his wife Zanari like to travel, hike and eat good seafood

Bill Pulte is an American philanthropist and entrepreneur. He created the Twitter Philanthropy campaign and hashtag to give away some of his fortune to people in need. So far he has given out more than $1 million on his social platforms directly to followers needing financial assistance. He has given out some of his donations in Bitcoin, hoping to spread awareness and adoption. Pulte believe Bitcoin can help lift people, especially those in third world countries, out of poverty. Pulte set up the organization Team Giving to feature stories and requests of people who have a pressing financial need: "The creation of Team Giving was inspired by Bill Pulte's social media movement called Twitter Philanthropy. Mr. Pulte realized that the power of social media could be used for good instead of as a platform for toxic rhetoric. In the summer of 2019, he began to give his personal wealth away to those in need and inspired others to become philanthropists as well. Having over 800,000 teammates on board, participants in Twitter Philanthropy come together through micro-donations to help those in need by spreading kindness, love, and small monetary donations. Within three months, Mr. and Mrs. Pulte have given away over $100,000 dollars of their personal money and teammates have added another $200,000 to help fund things such as cars for veterans, school supplies for teachers, medical assistance for terminal patients, dental work, housing needs, and day to day bills. Team Giving looks to build on this movement to continue to bring people together to help fellow mankind in need. We strive to help those with time-sensitive, critical needs. Team Giving thanks Mr. and Mrs. Pulte for their generosity, thoughtfulness, and care for others. We promise to build on the momentum they have created!" Bill Pulte is also CEO of Pulte Capital Partners. Pulte Capital is a strategic investment firm focused exclusively on investing in leading building products businesses. The team has experience in building nearly 1 million homes internationally, allowing it to be highly selective in building market-leading companies of lasting value. Its acquisition targets are in key growth sectors of the quickly changing construction and building products industries. Follow Bill at @pulte.  Download Bill's newsletter: https://pulte.substack.com   

This month on "Spark The Conversation" we're talking with Gene Kyung, who is an Regional Sales Manager for Pacific NW, Nevada and Dallas.  Did you know this about Gene? He's a Colorado native, born in Aurora and grew up in Castle Rock, but he's also lived in Highlands Ranch, Parker, and currently lives in Monument Went to CSU, Business Finance and he once thought about moving to NYC to be a stock broker He got into the mortgage industry in 2001 and worked for former Denver Bronco Olandis Gary and Home American Mortgage before coming to Pulte in June of 2002 Worked in Treasury with John DAgostino His son has special needs, but they love going for walks and playing board/card games Gene is planning to do his first 14er and targeting Mt. Bierstadt Gene enjoys motocross/trail riding, mountain biking and snowboarding Snowboards and has a goal to learn to ski Enjoys reading non-fiction and especially author Ryan Holiday and the book The Daily Stoic

In this Tech Bytes podcast we talk with Bill Pulte, CIO of the Educational Services Unit (ESU), which provides education services to public schools in Nebraska. Pulte uses multiple Fortinet products, including Fortinet's firewalls and Security Fabric, to help protect school districts across the state. Fortinet is our episode sponsor.

In this Tech Bytes podcast we talk with Bill Pulte, CIO of the Educational Services Unit (ESU), which provides education services to public schools in Nebraska. Pulte uses multiple Fortinet products, including Fortinet's firewalls and Security Fabric, to help protect school districts across the state. Fortinet is our episode sponsor.

In this Tech Bytes podcast we talk with Bill Pulte, CIO of the Educational Services Unit (ESU), which provides education services to public schools in Nebraska. Pulte uses multiple Fortinet products, including Fortinet's firewalls and Security Fabric, to help protect school districts across the state. Fortinet is our episode sponsor.

In this Tech Bytes podcast we talk with Bill Pulte, CIO of the Educational Services Unit (ESU), which provides education services to public schools in Nebraska. Pulte uses multiple Fortinet products, including Fortinet's firewalls and Security Fabric, to help protect school districts across the state. Fortinet is our episode sponsor. The post Tech Bytes: Protecting Public Schools With Fortinet's Security Fabric (Sponsored) appeared first on Packet Pushers.

In this Tech Bytes podcast we talk with Bill Pulte, CIO of the Educational Services Unit (ESU), which provides education services to public schools in Nebraska. Pulte uses multiple Fortinet products, including Fortinet's firewalls and Security Fabric, to help protect school districts across the state. Fortinet is our episode sponsor. The post Tech Bytes: Protecting Public Schools With Fortinet's Security Fabric (Sponsored) appeared first on Packet Pushers.

In this Tech Bytes podcast we talk with Bill Pulte, CIO of the Educational Services Unit (ESU), which provides education services to public schools in Nebraska. Pulte uses multiple Fortinet products, including Fortinet's firewalls and Security Fabric, to help protect school districts across the state. Fortinet is our episode sponsor. The post Tech Bytes: Protecting Public Schools With Fortinet's Security Fabric (Sponsored) appeared first on Packet Pushers.

Chad is the culture, and people strategist who drives business results with the power of belief, purpose, and communication. Chad began his 20-year career as a labor and employment attorney, then transitioned to a senior business executive, where he learned how the power of people can impact an organization. In co-founding NICH in 2016, Chad sought to develop a resource that he wished he had as a senior executive at a large enterprise. During his nearly 15-year tenure with one of the most successful specialty retailers in the country, Aaron's Inc., Chad was responsible for the most valued aspect of the business: attracting, hiring, training, and engaging the 20,000+ (mostly millennial) associates. Building this process from scratch gave Chad invaluable experience and lessons on what's effective for today's millennial workforce.  Nikki is the millennial marketing, creative director, and internal brand strategist who provides clients with counsel and a personal confidant to successfully lead their brands around the world.  Nikki has developed a wide skill set thanks to a diverse background spanning a Major League Baseball team, a large enterprise, a digital advertising agency, and a technology start-up. She has developed a range of specialties from graphic design to copywriting to web coding. With a passion for purpose and a great eye for design, Nikki helps organizations tap into their younger generations by meeting them where they are.  In co-founding NICH, Nikki sought to build a team of creatives, communicators, and designers that understand the power of effective and authentic communication. Nikki creates strategies and executes proven tactics to build strong foundations of communication and engagement across companies both locally and abroad. Nikki and Chad live in Historic Inman Park Atlanta and have an office in the Old Fourth Ward.  When not in the office, you can find them with their two dogs, training or drinking wine at VinoTeca. Both are elite endurance athletes that travel the world competing in crazy events and run teams of like-minded individuals.      Discussion Topics Can you walk us through your journey to starting NICH Culture – an agency that's uniquely focused on workplace culture and purpose? What kind of problems have you seen leaders of growing companies facing with respect to unhealthy cultures and how do you invite them into a conversation about building a stronger narrative and culture built around purpose, mission, and stronger core values? Can you share an example of the impact you've had with helping your clients understand, define, articulate, and promote an exceptional work culture through your work at NICH? What do you see happening in the labor market right now and what role are leadership and culture playing for those organizations that are thriving? Follow/Get In Touch Follow Nikki on LinkedIn     Follow Chad on LinkedIn   Follow NICH Culture on LinkedIn   Instagram: @NICH_Speed  Twitter: @nich_culture  Presented By B Local G Georgia: a collection of for-profit companies each dedicated to creating a future where businesses operate as a positive influence on society Inspiredu: Nonprofit Leaders Bridging The Digital Divide AppBarry: Custom Web And Mobile Application Development Classic City Consulting: WordPress Website Development Stratfield Consulting: Consulting, Staffing, Recruiting See omnystudio.com/listener for privacy information.

this is part 2 of my interview with Jayson Bates.    WE talk about the importance of building of community   Jayson Bates Licensed State of Arizona Broker owner of Electrum Financial, with extensive experience in self generating leads, self promotion and customer service. Over 25yrs of lending experience at all levels, so whether you're a 1st time home buyer or a seasoned investor I know that I can help you get the right mortgage for your needs. I was the preferred lender for Pulte, Richmond American, DR Horton/Dietz Crane from 2006 to 2010. I have been in the presidents club 4 out of 5 years and was loan officer of the year 2008 out of 75 loan officers. Direct experience with underwriting, FHA, VA, Fannie, Freddie, conventional and non conventional lending. If you would like to do business with someone who is honest, trust worthy & has integrity then I am you man. You can find me on YouTube @thejaybates or Download my app for Roku at https://my.roku.com/account/add/premtv       Specialties: Video Production, Social Media, Building Brands, Public Speaking, Credit Repair, 1st time buyers, Down Payment Assistance, Refinance, VA, FHA, Fannie Mae, Freddie Mac, FHA 203k, Construction, Jumbo, Investors, Move up buyers, both federally and state licensed loan officer. Very adept in VA, FHA, Conventional and Non Conventional financing.

Um unsere Klimaziele zu erreichen, brauchen wir eine deutlich schnellere Energiewende und einen raschen Ausbau der Windenergie in Deutschland. In der Realität jedoch sind in den letzten Jahren immer weniger Windräder aufgestellt worden. Schuld sind vor allem soziale Widerstände und Klagen vor Gericht. Können Windparks in Bürgerhand das Vertrauen der lokalen Bevölkerung gewinnen? Wird die Energie der Zukunft dann von Bürgern anstatt von Großkonzernen produziert? Welche Hürden gibt es bei der Planung von Bürgerwindparks und wie könnte man sie überwinden? Darüber sprechen wir in dieser spannenden Podcast-Folge und haben den Unternehmer Günter Pulte zu Gast, der uns aus eigener Erfahrung berichten wird, wie es ist, einen Bürgerwindpark aufzubauen.

Bill Pulte, a 30 something investor and entrepreneur coined the term “Twitter Philanthropy”. He has given away $800k+ via Cash App to those in need. Pulte’s grandfather (William Pulte) founded PulteGroup, one of America’s largest home construction and real estate development firms. Inspired by Bill, I'm giving away $100 to a science teacher to use to buy a piece of instructional equipment to inspire young people! Follow us on Twitter enter the competion. Tune in live at 11:30a Pacific Time | 2:30p ET on Friday 21 May 2021 when I'll choose the winner! https://twitter.com/DrBrianKeating https://twitter.com/pulte Read more about Bill: https://thehustle.co/bill-pulte-q-and-a-trung-phan/ Thanks to our sponsors! https://magbreakthrough.com/impossible http://betterhelp.com/impossible Please join my mailing list to learn life lessons from the World's Smartest Billionaire, Jim Simons; just click here

Albuquerque Real Estate Market: Multi-Generational Housing on the Rise (Transcript Snippet): "Tego: Tracy, I'm going to change the subject. And I want to ask you about this trend that we've been seen now for quite a few years, and it's really catching on and the thing that's interesting talkie, well, wait, hold on, hold on. I'm building it. I'm building or making us wait. It's the multi-generational housing and, and we've seen builders adjusting their, their products to this meaning that has a, you know, there's a lot of different terms for it in law suite, in New Mexico, it's the casita or it's the granny flats, or, you know, whatever, whatever you want to call it. It's, it's kind of like the second home within the home and, and the thing that's interesting. There were some interesting stats here. Tracy, did you see this one? I did not. Yeah, it's a, well, there we go. So the percentage of total home sold in 2020 that were this kind of multi-generational type type home, where again, it had one of those things the, what did they call it? ADU auxiliary dwelling unit is another term you hear sometimes too. 12% of the home sold. Well, that's a pretty big, pretty big move in there saying the spring of, of it hit it, it hit even higher. So yeah, Tracy: You know what I find interesting looking at this visual that you pulled up that I hadn't seen before is the most common age range of these buyers for these homes that have, that is 41 to 55. Now that's young. These are people who are being [inaudible], but and the second age bracket is 75 to 95 years old. So they're buying it and having a space for them and moving in one of their child, children or something. But it's interesting. Cause 41 to 55 is pretty young right together. It's really young and they're buying these houses with a Caseta or an in-law suite or an extra living area that  is available. So  Tego: Did you want to hit on the benefits that people are saying from it was that where you were going? Tracy: I wanted to just say, you know several years ago Dr. Horton and Pulte started adding that option into their floor plans and they had spectacular, they have spectacular floor plans that have that in, you know, the in-laws suite, isn't just a bedroom with a bathroom, right. It's typically on a main floor if the whole house isn't main one, one level. But it also has some sort of an extra living space. So you've got a little living room in addition to a bedroom and then a small little kitchenette in addition to the bathroom, separate entrance sometimes. So we've seen that lately in Abrazo homes where they're building in the new neighborhood in the parade, Tego: You know, what can we just sidebar here for a second? Because we, we, we overlooked it. And we were talking about the parade of homes this weekend and that Abrazo homes, which is a local locally owned home builder here. They have a neighborhood right by the balloon park. Just what would it be? Just West, North, Tego: South and West of the balloon park, if you can envision that and  Tracy: Behind the big horizon business building, https://welcomehomeabq.com Tracy & Tego Venturi Venturi Realty Group Keller Williams 1119 Alameda Blvd NW Albuquerque, NM 87114 (505) 448-8888 info@welcomehomeabq.com

Parade of Homes - HBACNM's Twice-a-year event for builders (Transcript Snippet): "Tego: Okay. Tego: Let's see. Parade of homes, Tracy, Tego: Big weekend for the home builders twice a year, the New Mexico, central New Mexico home. What is it? Home builders association, HBA is just what I always call them. They do their big parade of homes where they, they put homes out for open they're open houses to show off the, the latest products and what the builders are. Tracy: Yep. And it's Friday, Saturday, Sunday. So yesterday, today, Friday, Saturday, Sunday, and next Friday, Saturday, Sunday from 11 to 5. There's 21 homes in the spring parade of homes. The the featured builder this year is Pulte homes at inspiration, which is in the petroglyph area. Just North of I-40 and West West of the river inspiration, the homes, the lots, there can be just some phenomenal views because it's sort of below the petroglyphs. And if you haven't been out that way and you're thinking of new construction, give us a call. We'd love to show you that neighborhood as well as the others that are available, but that neighborhood is quick to everywhere. There's some new cluster schools over there. There's some new, big fields. Like if your kids play soccer, you probably know that part of town. But it's, it's a great neighborhood, but in addition, lots of other homes to tour to go, do you happen to know how people are touring them in the days of COVID? Tego: Well, I don't, Tracy: I was thinking I didn't find that out either because Eddie said that we'll tell you how to get inside of them. There's the safety protocol. So the homes vary right from Corales to the West side I'm sure there's a map. So if you go to just Google homes of enchantment, but it's the websites, homes of enchantment parade.com and it's Home Builders Association of Central New Mexico. And it's all the information is right there, but you can tour if you're thinking of building anytime in the future or remodeling, this is the way to go, right? Go hit up these homes. https://welcomehomeabq.com Tracy & Tego Venturi Venturi Realty Group Keller Williams 1119 Alameda Blvd NW Albuquerque, NM 87114 (505) 448-8888 info@welcomehomeabq.com

Pierre Louis. Norges sweetheart og pikenes Jens er innom baren for en sykt trivelig samtale. Vi prater om angst, influencere, body shaming, kvinnfolk, og masse mer! 

In this episode, President Kim Fuller is back to talk about land within SCSH owned by the Bureau of Reclamation (BOR). Tune in to learn more about the land, and about the results of years of negotiations between SCSH, Pulte, and the BOR. Press the "Click Here to Play" button below to listen. Do you ... Read more

Featured Community: Volterra, Albuquerque, NM (Transcript Snippet): " Tracy: So much as usual. You know, let's start with Volterra. So for those of you who don't know Volterra, which a lot of people don't Tego even a lot of people in the real estate community, you know, Voltaire is probably a 15 year old community or less it's right next to Kirtland air force base sorta between the air force base and four Hills. So it's at the very South end of Juan Tabo, South of I 40, if you just dead end on one to Beau you'll end up in the Volterra neighborhood in Volterra was it was a major structural problem because there's a huge Arroyo where the land sets and it was basically an inaccessible for many years and a big bridge went in over the Arroyo and made all of that land available for development and a lot of different builders built homes in there. Tracy: There's Dr. Horton, Rachel Matthews, Twilight, Pulte, LGI, a variety of builders Stillbroke probably anyway. It's at the very South end of Juan Tabo next to Kirtland air force base. And they are, they are still building new homes there. So it is an opportunity if you're looking for a new construction, give us a call, we can help you source out what's available there from the different builders. What's, what's interesting. So, you know, a lot of people are moving here and they want to be close to the national labs, all of the affiliates to the air force base that Sandia national labs and all the different businesses, because there are a lot of jobs right there and they want to be close. So Voltaire has been a great option and we see quite a bit of movement there from people coming and going for the air force base. Tracy: What I know is there's some people who love it because there's a bike trail where you can kind of get without having to go back out to central. You can take a bike trail if you work on base that you can get there to the Gates. I did not know that that's cool. Yeah, I haven't ever seen it, but I've had clients who specifically told me that's how they get to work. So I know you still have to get to a main gate, but they probably go through an Arroyo or something to get over. That way Tego: Is the bigger Royal that comes down, you know, between four Hills and this community and like the, the interstate, right. And or central you will. And that's a huge Royal. So there's a bunch of open space over there as well for people to go and explore and walk and do what they want to do. Tracy: Yeah. I'm not sure what's allowed there to go versus what people do there, but I do see some you're Tego: Going to couch. So I don't, I don't say something, it gets us in trouble. The guys on the radio said, we Well, you know, it's interesting, you say that that $200,000 price point, I was having a conversation with some people from the association today, and we were just talking about one of the big challenges in our real estate market. And there's a lot of different challenges right now, but one of them is the price point affordability, not necessarily overall affordability, but just from a price point standpoint. Right? And I looked as of today, there are 36 homes for sale in the greater Albuquerque area $200,000 and below that are available. And, and honestly, half those are not so hot in not great condition. And so it's, it's interesting that that $200,000 price point is becoming really a endangered species in our market. Tracy: It's sort of that purple unicorn. So once we go above that two Oh five, the next price is two 60 and there's a couple of them, and those are actually attached townhomes, not single family. The two Oh five is a single family home and it's priced that way because it's 1100 square feet, 1,135. However, I'm sure it'll sell for more. If you're interested, give us a call right away, four, four eight, eight, eight, eight, eight, and we can get you in to see it. They will be allowing showings this weekend and I'm, I'm sure it'll be off the market on Monday. The other thing that's interesting Tegois of those 23 homes. The high price is 540,000. So it's a pretty big spread in Volterra. And what we know is originally there was some estate type lots that are bigger. Custom builders picked up like Rachel Matthews did a lot of them and they had that great floor plan in there. Tracy: They don't have any right now that I'm aware of, but it was floor plan where they had like a separate Caseta sorta incorporated into that plan. So really nice variety of what you can get involved, Tara. Right now there are 55 homes in pending sale in Volterra. So there's 23 on the market, 55 in pending sale. The average days on market of those houses was 26 days on market. So we know some of the higher priced homes might have taken a little bit longer. Also what what's kind of skewing days on market in there is that some of them are new construction that aren't really done yet. They put them on, they're not really finished people like to wait and be able to walk through a house. So it it's skewing it from what are, yeah, Tego: Because they'll put it in the MLS is, you know, available in the days on market starts counting except the home really isn't finished yet. So it's, it's actually a conversation we've had at the MLS on, on how to deal with that. So, you know, overall in our market days on market right now, I think it was 21 days for February. So it's right in there where we're what we're seeing in date. You know, we know Tracy homes are selling very fast in our market, right? Tracy: A lot of them are. So the average sale price in the last of the houses that are in pending sale is 330, 2,600 of the 188 houses that sold in there in the last year. The average was 312,000. Tego: Got it. Okay. Well, it's interesting. So that was, you know, if you just joined us, we were talking about the Volterra community, which is South of well, South Antoine to bow past the Harris Arroyo and you're there. And it it, it does back up to the four Hills community, which a lot of people are familiar with

Robb and Alex celebrate 200 episodes, looking back and answering questions from the community. News from In-N-Out, Pulte, Dish Network, Tilled, Intelisecure, Ping Identity, Coalfire, Red Canary, LogRhythm and a lot more! Support us on Patreon! Fun swag available - all proceeds will directly support the Colorado = Security infrastructure. Come join us on the new Colorado = Security Slack channel to meet old and new friends. Sign up for our mailing list on the main site to receive weekly updates - https://www.colorado-security.com/. If you have any questions or comments, or any organizations or events we should highlight, contact Alex and Robb at info@colorado-security.com This week’s news: Join the Colorado = Security Slack channel Third Colorado In-N-Out location opening Monday Two more southern Colorado roads designated as scenic byways National homebuilder plans 200 homes in Denver suburb, relaunching Colorado presence Dish Network is out to prove its skeptics wrong, promises first 5G city in Q3 - Denver Business Journal This Boulder startup wants to help other software companies process payments Proofpoint Enters into Definitive Agreement to Acquire InteliSecure, Expands People-Centric Managed Services Offering | Proofpoint US Ping Identity Named as Leader in Three KuppingerCole Leadership Compass Reports Success stories in cybersecurity and information technology - Coalfire Silver Sparrow macOS malware with M1 compatibility Zero Trust Framework: A Guide to Implementation | LogRhythm Job Openings: Ping Identity - Security Program Manager Ping Identity - Product Security Engineer Connect for Health Colorado - Security Analyst I MYR Group - Security Engineer City and County of Denver - Identity and Access Security Engineer – Technology Services Air Methods Corporation - Sr IT Security Analyst AWS - Program Security Officer Bellco Credit Union - OTS Security Analyst Four Winds Interactive - Associate Security Analyst Denver Public Schools - SECURITY SYSTEMS ADMINISTRATOR I Upcoming Events: This Week and Next: Colorado Springs - First Friday Cybersecurity Social & Mixer - 3/5 ISSA C.Springs - Sec+ Review - 3/6 ZAPCon - 3/9 Denver ISSA - "Zero to One: Building a Security & Privacy Program From the Ground Up" - 3/10 ASIS - YOUR PERSONAL BRAND MATTERS - 3/11 View our events page for a full list of upcoming events * Thanks to CJ Adams for our intro and exit! If you need any voiceover work, you can contact him here at carrrladams@gmail.com. Check out his other voice work here. * Intro and exit song: "The Language of Blame" by The Agrarians is licensed under CC BY 2.0

Welcome to the "Spark The Conversation" Podcast where we get to know Maximo Saladino, a Loan Consultant at Pulte Mortgage.  Maximo is a Leader for Young Professionals at Pulte and considers himself a life-long-learner.  His personal hobbies include developing a saltwater aquarium and cooking.

Let’s let’s talk about what we were just covering building. So we were talking about land and there’s a lot of information out there, new home construction, right? Of course we work with builders. Of course, we work with new home builders like Abrazo and bolt D and VR, Horton, and Twilight, and all the other local and national builders. And what we know is land’s hard to find. Albuquerque is landlocked. We have Indian reservations on two sides. We have a mountain on the other side going West, the only direction we still have a lot of land. We’ve got issues there as well. I mean, we can go a ways, but we’ve got volcanic land. We’ve got a scarp mints. We have individual ownership. So assembling a parcel, large enough can be difficult. We have Rio Rancho, which we a lot of land, but again, unless it’s, Amref, that’s still owns a big parcel. It’s individual owners that are all over the world that people bought the land in the 1950s and 1960s. And they’ve passed it down. So now six grandchildren, or great-grandchildren own one lot. And the lots of joining that lot are owned by other grandchildren from all over the world. Right? So putting together a big enough parcel for like a Dr. Horton or a Pulte or a big builder to do a neighborhood. Well, and let me just add onto that. It’s not even the big builders. It’s like, if you own, let’s use rear Rancho, for example, because a lot of people own a lot in Rio Rancho, right there they’re half acres, there’s 88, 80 some thousand of them, right? Some of them are buildable. Some of them have utilities or utilities near The key is some of them. And so the reality is that the is not the problem. The problem is the infrastructure, right. Is, you know, gas, electric, water, sewer roads. Yeah. They scraped roads back in the fifties. 1950S is now like 70 years ago. But most of those grape roads, you can still see where they scraped. Yeah. So, so that’s, that’s the challenge. And so a good buildable, I say, good, good in the sense that it has utilities it’s ready to build on, you know, or that utilities may be not be a big challenge. Like let’s say, take North Albuquerque acres. For example, too, we were just talking about, you know, those are our eight, they call them acre, but they’re 0.8, nine. And they generally have your, your electric, your gas, not always. And not always a lot of them are on propane, but then you’ve, but you know, water can be a challenge and sewer can be a challenge. A lot of those are on septic systems. There’s, septics, you know, doing a septic system, as long as you have enough land, it’s not a big deal, but it’s going to be an eight to $15,000 expense to put her in a subject Depending on the soils and the drainage and all that. Yep. Yep. So, so, you know, it’s, we’re we keep hearing are I keep seeing all these national stories and we’re now locally, there was a story in the journalist week about the lack of number of home from the market. And then people just go, well, let’s build some more, let’s build more. Well, it’s just not that easy, just like we were talking about it’s a two year process, if you’re going to do a subdivision, for example. Right, Right. So let’s talk about how 2020 changed things as well. So 2020, we have all these builders that are working on subdivisions, buying the parcels, getting them zone, getting them subdivided, thinking about how they’re going to put in streets and an engineering of it. And the utilities and along comes March. And what we know is March, lot of people like us and other businesses just stopped. We didn’t know what the implications of COVID where we cut back everywhere we could, which is what builders did. We didn’t know if people were going to buy homes. So by the end of March, a lot of the developments that were coming stopped. And once the builders started to feel confident, again, that there was still demand for new homes. A lot of the government agencies were also trying to figure out how they work from home, how they set up people to have secure computers at home, how they were having their phones from office ringing to people at home. So a lot of the public was, or a lot of the employees needed to do permitting or to do the community. Sinuses of development were also not available. So we see, I saw a graph about, about it and it just dropped, right. It took a couple months for people in the building industry to have that confidence that they needed to keep going on, developing those lots and those neighborhoods. And then there was also the extra delays of the government entity. We went from the standard build time for a new home from six months to now, we’re seeing eight, nine months. And across the nation, not just locally builders are limiting the number of homes. They will even sell a month because of their demands. They’ve got contractors who are not available. The industry is very busy, but then they have to deal with just like the NFL. They have to deal with people getting COVID here and there, and a contractor’s not available and it causes another delay. And so it’s, it’s right down the line, how COVID has impacted new homes. Yeah. And, and I think, I think you, you bring up a really good point in, in, let me, let me package it this way is with COVID with everything that’s happened this year, the demand for housing increased. I think there’s no doubt about that. Right. I mean, you can’t, you can’t argue. I mean, there absolutely demand increased and there’s, there’s a bunch of reasons about that. It’s not just interest rates. No, no. And you know, let’s talk about that. So thinking about the demand, sorry. Right. By the mic here, the demand, people who are home more, right. And they’re going, I’ve got my kids at home, I’m doing school from home. I’m working from home. This seems like it’s going to last a while. I need a home to accommodate this and now’s the time. So there has been all of that demand in addition to a lot of people getting older and having more stable globs that, you know, the millennials. Yeah. Well, well, th that’s what’s happened and there has been some, some analysis and talk about, okay, are we spelling first-time home buyer from the future? And I think the reality is, yes, we have stole some first-time home buyers from the future. But this demographic with this cohort of what the millennials that are, you know, moving into this late twenties, early 30 age group and starting families and settling down, that’s going to continue now for the next four or five years. So we’re, you know, even though yes, we’re still stealing some buyers from the future. Overall, the demand is going to continue. I want to get the supply side, but go ahead and talk about that. Yeah. I also think we’re stealing first-time buyers from the past. A lot of people who should have been buying the last Few years, you know, They, they realize now, Hey, what am I doing renting in? And now I’m home more. And, you know, being in an apartment or having roommates and things, it’s just not working very well when you’re stuck at home with COVID. Right. So they they’re, yeah. They’re there in the apartment. They went and did the math and said, let’s see for $1,200 a month that I’m paying in rent. Let’s see what can I can own at three, three and a half percent interest rates. All of a sudden you went, Oh, wow, look at that. So I think all those people who should have been buying for the last five to 10 years are, might, might be moving forward and actually buying in. And we see that, you know, I don’t have to look at a national story to know that we talked to those buyers every day. Right. And by the way, Tracy and Tito Venturi, Venturi Realty, group of Keller Williams Realty, we’re so honored to be here seven, almost more than seven years strong now. And coming to you here at the end of 20, 20, another great year on the radio Near the end of 2020. Yay. Yeah, no. W we’ll see. So 20, 21 in, well, let’s, let’s finish this conversation about the supply side in housing and what happened in 2021 and 2020. Yeah. I’ll get it straight. What happened? Not what’s going to happen, even though I got some ideas there, but in 2020, what happened was when, when everything hit in March, you know, obviously a lot of people put the brake on putting their home on the market. Right. And, and so there was quite a drop in the number of homes coming on the market as to be expected. Now, the reality is though, in February, even we were already seeing that we were going to have a shortage of choices for homes for sale in 2020. It was, it was already, it was already in the cards, right. It wasn’t like, Oh, that was the only, no, it was already there. This just enhanced it. And then what also a couple other things will happen. Obviously you talked, we’ve talked about the builders we talked about, the builders are, are also, builders are much more conservative, you know, especially the ones that went through Oh six Oh seven Oh eight Oh nine. Right. They’re very connected. They don’t want to get stuck with land that doesn’t have income. Yup. So everybody kind of put the brakes on. I think we, everybody put the brakes on in March and April. Right. And so that, that has something to do with, but another phenomenon that happened is, think about this. How many people you think move their elderly parents from the family home into a healthcare or long-term care facility this year. I’ve seen a lot of news about that. And a lot of people did that right away thinking that was the safe place for them. Unfortunately, I think reality hit was not the safe place for them. They should have either stayed in their home or move in with their family. So that’s what happened is these, these family homes, these, you know, the homes of the elderly folks that are not now moving in there, you know, I, I saw an article talking about the boom in in-home healthcare. In-Home health care is just gone crazy this year, as you can imagine for the elderly, because they, you know, people don’t want to go to those, those places right now. And so again, that’s also drew in the lack of, of people listing their homes for sale. And so that’s, I think the big thing then going into 21 is just the, the low level of number of homes to choose from lack of inventory as we call it. And I don’t see anything that’s going to alleviate that unless for some crazy reason. And I don’t know what it is that the demand drops off suspense substantially, but right now it’s steady as it goes. She doesn’t make sense if it’s not going to drop off just the demographics alone. And the fact that interest rates are look like they’re not going to change at all. It would take something catastrophic beyond a pandemic that we don’t know about. Right. And so we can say, it’s not going to happen.

Tego Venturi: So Tracy, let me, let me introduce is, cause you're the, you're the expert on, of course you are the buying a home, selling a home at the same time, we get a lot of questions, especially now with the, the ultra low number of homes on the market. It's it's challenging. So how do we do that? I can't, you know, most people can't just go buy a home and still have another home that they own. They have to, you know, move that mortgage to another property. So what would you first off, what would you say to somebody that's thinking of selling, but they don't want to go through that. What would you tell them? What would be the first piece of advice? You'd give them Tracy Venturi: First piece of advice. I would say let's not sugar coat. It it's tricky to do it. It, it almost always works out like we want, but it, it happens. What I've seen statistically Tego, and this is, you know, using that word statistics for you, statistically 71% of the people that are buying a house, a second house, a first house second house, right. They own a house and they're, they're having to do it simultaneously. They can't afford to get the mortgage for their other home, their new home without selling their current home. So, yeah, it's challenging. Tego Venturi: The takeaway on that though, is it's a very common thing. Very common. Yeah. And of course we deal with it all the time. Obviously there's extra logistics involved, you know, trying to move out of one house. We'll try to get ready to move into another house. That's right. Know, th there there's all that, but what about the financing piece? I mean, obviously, you know, if you can't buy the home without selling your home, how does that work? Tracy Venturi: So a lot of times people need the money from the one home to be able to close on the other. So that means you would need to sell your home first and be out of it right before you close on your new home and move into it. So there's that lag in the middle there. So it's Tego Venturi: So I, I'm going to interrupt you. I know, I promise I won't interrupt you as of just about impossible, isn't it? Is I was gonna just say, talk about the simultaneous closing and how that works, where the title company is handling all that money, Tracy Venturi: Right? So it's possible to close the same day on both properties. You go in the morning, you signed paperwork to sell your home. It gets funded and recorded by 11, 12. You're right after you signed to sell your home, you go right to title and they hope maybe the same company. Not always. Tego Venturi: Well, I've seen it happen at the same time, at the same table with the same escrow. Okay. Tracy Venturi: Now we're going to sign these forms, right? So the, the cell has to fund and record before the funds are available for the, but a lot of times we can get it to happen that same afternoon so that the sell happens in the morning. And by mid-afternoon late afternoon, the buy happens. Now. Most people, you know, that's pretty stressful. Think about I'm all packed up. I've got the kids in the dogs, in the car and I'm waiting to get the keys to my new home. And the moving truck is waiting and everything's going so there's ways we try to minimize, minimize the stress, right? We try to get preoccupied NC, or post-occupancy either post-occupancy at the house you're selling for a few days or preoccupied, NC at the home. You're buying for a few days. There's, you know, pods where you can have all of your things packed up. They hold them at the pod facility and until you're ready for them. So that the truck isn't literally waiting with your things. And, and lots of other strategies that work to help facilitate a buy and sell at the same time. Tego Venturi: So what you're saying, there are obviously extra logistics, Tracy Venturi: Right. And getting a house, right? So a lot of times people say, well, how do I get an offer accepted on a new home when I need to make it contingent upon selling my current, Tego Venturi: Explain contingent just for, for people listening. Tracy Venturi: So we make offers that if you have to sell, to be able to buy, we make offers with an extra addendum attached to the form that says this purchase is contingent upon my current home selling to make it simple. Right? And the, the seller, you know, preferably when we're making that offer, your house is already under contract to sell, but sometimes it's not even on the market yet. So we have in the contract in that addendum, we put together, you know, let's say your house isn't even on the market yet. And we're putting an offer in, on a new house that needs to be contingent on the sale. Right? So what we do in that addendum is we put down how many days from accepted contract. We have to get that home on the market and we usually are ready to go. We just don't want it on the market until we know you found a house, right? Because we, right now, your house is probably in a better price range. If you're moving up to luxury or even if you're going same price point, right. Different, different home. It's, it's important to, you know, know the details of how we do it so that it works for you and make sense for you because that's just one little nuance of how do you sell and buy. Tego Venturi: Couple of things I want to address is one of the, the services we offer here at Venturi Realty is the guaranteed sale. I know we've been accused of like this whole thing. Like we're, we're putting something out there. Oh no, they can't do that. No, this is exactly what the guaranteed sale is for Tracy Venturi: Exactly. So we, we will, I mean, we all meet, we, we can just make an offer on a house. Somebody wants to sell, but it's perfect because we can go and meet with you ahead of time and say, okay, believe your house will sell for this price. We will offer you X and you give us 59 days or whatever you want to get your home sold. Tego Venturi: It used to be 59 days, but in today's market, you know, with median days on market at five courses, Tracy Venturi: Not every home though is selling like that. So we guarantee that if the house doesn't sell well, you can move forward, get another home under contract. We work, get your home sold. But if it doesn't sell while we're waiting for your other home to close, we guarantee that we'll buy it. Okay. Tego Venturi: It's a backup offer. It's a backup option. If, if for whatever reason, it just doesn't sell or, you know, it's bad. Tracy Venturi: And most people want to net the most and they want the highest and best. Our price is going to be a little bit below that because traditionally we just put it on the market and sell it. Yeah. So we incur all the closing costs and the holding fees and things, but it's not a one of those telephone pole I'll buy your house for 50. I know people who've called and it's like half price. They want to buy your house. So, no, it's not like that. Our goal though, is to help you get into a new home as stress-free as possible Tego Venturi: New home a couple of times, but I want to address, you know, you're saying just a different home, but let's talk about new construction because th th this is a really common in the new construction, because especially now, unless the home is built and available that first off, there's not a lot of those available in Albuquerque right now. And, but construction times are what, six, seven, eight months right now. Tracy Venturi: Right. I've heard right for Pulte, Dr. Horton, Abrazo Twilight Westway yep. Home. We're not talking a custom buy a piece of land and hire a builder. Those would take much longer different animal. Yeah. Right. So in Tigo, let's just tell the story. We, one of them, and we bought a couple houses this year, right. Coming up on it, and one in particular Tego Venturi: Address. So that, that is, you know, an ideal situation for somebody. Cause now you have the time you have the time, you know, you know, you can gauge the market, talk to us about, you know, how long we think it's going to sell what it's going to sell for. So you can gauge the market and decide when to put it on the market before your, your home is ready, Tracy Venturi: That when you're moving into ready, other option Tego Venturi: That you want to talk about, and I'll let you tell that Tracy Venturi: Story, because it's a great story. We, we had a situation earlier this year, the client worked with us to buy a new construction home, picked out a lot and picked out a floor plan. We've got to go to the design center and pick out the color of the cabinets and the counters and the flooring and everything so fun. But she wanted to know very solidly that our house was going to be so old because she needed to sell to buy. And just that peace of mind. So she asked us just to go ahead and buy it and rent it back to her. So that's what we did. So we bought her house and she continued to live there for eight months while her house was being built. And when her house was done, she, she gave us 30 days notice that my house was going to be done, which we knew because we were working with her. And she was so happy about that situation. It just worked so well. It was, Tego Venturi: It's quite a win-win. Yeah. So Tracy Venturi: Plus we gave her a little reduced rent while there is that there is that too, Tego Venturi: More than, more than a little anyway. Well, it was a little so if you know, you're thinking about selling and you're in, you're kind of on the fence. She's like, well, where do I go? How do I find a home? And you want to know about this, this whole idea of contingent offers and selling and buying at the same time, just reach out to us. Venturi Realty, group of Keller Williams Realty Tracy Venturi: Four, four, eight, 88, 88, nice and simple. Four, four, eight 88, 88. We should probably write a jingle about that Tego.  

Sheryl Palmer, Chairman and CEO of Taylor Morrison Home Corporation, joins as our second leading voice within the homebuilding industry (after Larry Webb, CEO of the New Home Company). Taylor Morrison is one of the nation's top-ranked public homebuilders, following the company's IPO in 2013, which Sheryl oversaw. With her college studies in special education and a career start in the sales and marketing department at McDonald's, Sheryl shares how she came into the homebuilding business and how these prior, non-real estate experiences have influenced her consumer-first approach to the business. Additionally, we talk about Taylor Morrison and the homebuilding industry's response to COVID-19 and her prognosis for the sector going forward. Throughout the conversation, Sheryl demonstrates candidness, both as an executive leader in business and in her non-work life, even sharing her personal experience with a life-threatening illness.Sheryl has overseen Taylor Morrison, the Scottsdale, Arizona based homebuilder, since 2007. Sheryl has the organization dedicated to implementing a business strategy focused on three priorities: pursuing strategic growth opportunities to deliver benefits of scale; enhanced operational excellence to drive company-wide efficiencies; and differentiating the customer experience Taylor Morrison provides all team members and homebuyers. Under Sheryl's leadership, Taylor Morrison has been successful in creating trustworthy relationships with both its internal and external customers. In 2018, the company was named America's Most Trusted Home Builder for the third consecutive year by Lifestory Research, and a Top 100 Best Places to Work by Glassdoor.Sheryl has spent most of her early career in the Arizona, California and Nevada real estate markets. Prior to Taylor Morrison, Sheryl served as Nevada Area President for Pulte and Del Webb after finishing 10 years as division president at Blackhawk Corporation, a builder of active adult communities based in northern California.Sheryl's passions extend beyond homebuilding and enter the many realms of: parenthood, including her three children and four grandchildren; leadership and diversity; supporting veterans; solving for homelessness; and health and wellness.Sheryl is currently serving as the 2019-2020 Chairman of the National Board of Directors of HomeAid America, is on the Board of Directors of Interface Inc. and is an Executive Committee Member of the Joint Center for Housing Studies (JCHS) Policy Advisory Board at Harvard University. She is also the Chairman of the Board for the Building Talent Foundation, a non-profit division of Leading Builders of America.

Dave Miles, The Changing Landscape of TV Advertising BizSoup Podcast Radio Episode 063 with John DeBevoise Dave Miles graduated from Colorado State University with an Art degree. He joined Hallmark Cards as a Book Designer. Encouraged by early success, He started David Miles Design. Unfortunately, like many creative people, he knew absolutely nothing about business and faced financial failure many times. It took 15 years of slow, painful growth to acquire the necessary skills to run a high-performance company – culture, financial management, profitability, strategic planning, business development, media, marketing, and advertising. As the company grew into a full-service advertising agency, Dave saw an opportunity to bring outstanding creative to the new home industry. Miles Advertising immediately began to gain national recognition, attracting many of the best-known brands in the industry, including Disney, Hines, Pulte, Shea Homes, True Homes and more. Recognizing the need for branding, Dave introduced the first proprietary branding process for the real estate industry and changed their name to Milesbrand. As their client engagements continued to expand, it became evident that Dave needed a robust offering around digital advertising. In 2014, he Co-Founded Strategus, the world’s first programmatic OTT/CTV advertising agency. Today, the Strategus Managed Services Platform produces real-time automated campaigns that instantly deliver custom, audience-targeted video advertising to CTVs and other internet-connected devices. Listen to this information-packed BizSoup Podcast Radio episode with Dave Miles about the changing the landscape of TV advertising. ●   How Dave Miles built his agency’s brand in real estate. ●   How he created a technology platform that breaks the mold in advertising. ●   Why Strategus is rocketing up the Inc. 5000 for the 3rd year in a row. ●   How Dave has put people first from the Great Recession to COVID.   Connect with Dave Miles Website strategus.com Twitter @Strateg_us Facebook facebook.com/strategusdigital LinkedIn https://www.linkedin.com/in/david-miles-237b3612/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Twitter Philanthropist and American Businessman Bill Pulte, who has a net worth of $100million joins Layah Heilpern on episode 3 of The Layah Heilpern Show. Pulte reveals why is he sending thousands of dollars to strangers across the internet. He discusses the importance of charity and how bitcoin can revolutionise philanthropy.

Welcome to Pulte Podcast. I'm giving away money, rent, food, and knowledge to people in need. I've built and sold 8 figure companies and now I want to help people. 

1. Yesterday, markets declined which is typical after a Monday rally. Often, we will see a lot of backing and filling throughout the rest of the week. Bottom line, the trend is still up. When you look at different industry groups, tech has been the leader and doesn’t do much backing and filling. The easy money has been made. 2. Homebuilder stocks are strong today. The charts in this sector are holding up well. I have not bought this industry group yet, but they are acting well right now and I'm keeping them on my radar. Trader can track this group by looking at the ITB (ETF). Lennar and Pulte have identical chart patterns. No foreclosure crisis for right now. KB Home not participating. It’s not dire but it’s not going places.3. Hotels, getting ready to reenter. Marriott, Hilton and Choice are looking good. Casinos are getting ready for a set up. Closed out LV Sands and made 22% in a matter of days. Airlines are having a rough time after their recent huge move. When Nick gets into a stock people hate it. Buy when things are on sale. 4. Nasdaq has been the leader, trading at record highs. None of the other indexes are at their highs. The trend is still your friend until the end. 5. Precious Metals are on fire. GLD, SLV, GDX miners are on fire. Nick’s been watching silver for the pattern and it’s starting to break out. Big resistance on SLV is $17.70. Money printing around the world. Central Banks buy gold too. There really is no other safe haven.

Hello, and welcome to Carey Sperry, all social Y'all podcast. I'm your host, Carey Sperry. On All Social Y'all, we discuss how to employ social, to become truly customer centric. We identify how social is a fuel for business growth. And we talk with some of the best and brightest business leaders, entrepreneurs, and digital marketers, our guests share inspiring stories and effective tactics to discover, interact, and emotionally connect with customers where they are on social platforms. I want to share with you all, we're almost to a thousand downloads subscribers on Carey Sperry, all social y'all. And I just wanted to thank you from the bottom of my heart for listening, for sharing this, these episodes, for being with me through since we've launched at the very end of November of 2019, and here we are 30 episodes in, and we're almost to a thousand. Then our goal is to grow to 5,000 and then 10,000 and help more and more people and spread the word with more and more people about how their business can be helped by, you know, futuristic looking ways of doing business with social media and other digital ways to interact with customers. So thank you. Thank you. Thank you. Hope you enjoy this episode. TikTok Currently ticktock has over 1 billion users and has been downloaded over 123 million times in the United States alone. It has surpassed Twitter and Snapchat and popularity yet it's less saturated with ads. 60% of ticktock users are gen Z, but a ton of people and other age groups are now spending time on TikTok to explore, be entertained or to learn over 36% are over the age of 30, according to Statista in less than 18 months. The number of us adult TikTok users grew 5.5 times and 90% of TikTok users visit the app more than once a day. TikTok's business page says , "don't make ads, make news, make it interesting. Make a new trend, make a connection, make someone's day." They say, "TikTok for business is where you can unleash your brand's creative side. A fully immersive, no judgment world where there's an audience for every voice, no matter how big or small your business, no matter what you're making or selling, we believe your brand deserves to be discovered here." They state that their users are one, - at the forefront of the latest trends and movements. So if you want to be relevant, this is one way you can express that relevancy is more important than ever. Consumers really value that personalization. A study by Accenture showed that 91% of consumers are more likely to shop with brands that recognize, remember, and provide them with relevant offers and recommendations in the past. Messaging was more general or, you know, basic by observing your customer data. You can understand what is relevant to them and curate a content and video marketing strategy around what their likes and preferences are. These will make your brand able to connect with people where they are, And innovation - It is reported by Salesforce in their 2020 marketer survey, as the number one top priority. Number two is engaging customers in real time. Their survey showed a flip in marketers top challenges with number one, being engaging with customers in real time. And number two innovating. They state that today, customers seek more and new types of information from businesses through more and new types of channels. When Instagram Stories took hold, people got used to short form video content. People started preferring it at times to consume short form messaging. The great thing about tiktok videos is you can save them to your phone and repost them on other social media platforms. So what I mean by that, short form content that we've gotten used to is when you sit down and you know, in your dentist's office, your doctor's office, wherever you might be waiting for an appointment, you've got a quick car ride where you're the passenger, you know, you can consume and be entertained or learn something. It's easy to figure something out in a very short period of time now because there's more short form content. It's not like you have to sit down for 30 minutes or 20, even five minutes, right? Chipotle ran a hashtag challenge. The brand launched the challenge on TikTok, created a video and chose a song to go along with it. Then they challenged users to produce their own version of the same video and song with that hashtag. So Chipotle did one #guac dance that went viral. They timed it around the national avocado day in 2019, and ended up being the highest performing branded challenge in the United States with over 250,000 video submissions and 430 million video starts during a six day timeframe, holy guacamole y'all! What did this result for them financially? Well, they served 802,000 sides of guac. Chris Brandt their chief marketing officer said we were blown away by the passion people have for our guac and the enthusiasm for national avocado day. He said, "the overwhelmingly positive responses as seen in both our digital orders and the 430 million hashtag guac dance, tiktok videos confirm our fans real appreciation for Chipotle's handmade guac." That's what he said. Collaborations with influencers is super helpful to boost views, engagement and conversion. Guess, the clothing brand, collaborated with a YouTube star, Brent Rivera. He has (Brent) has 13.1 million subscribers on YouTube. Guess, plus Brent did a 15 second video around Valentine's day of Brent in Disney world with one of guesses tee-shirts on holding a bunch of heart shaped balloons with a young lady licking ice cream. The tiktok video got 1 million views over 881,000 likes and hundreds of comments and shares. Of course, it's important to remember to collaborate with influencers who match your jibe with your demographic. Don't just go with those with millions of followers. That's not just about that and give the influencer some creative input to the piece because it'll come out way better, more authentic and recognizable as them not just like acting for the brand so that their followers will know. You know, they're not just acting like someone else. Hope that makes sense. At Emily.Capshaw, she is a writer /Filmmaker - wisdom made simple. Um, her company is called CEO of good vibes is what she calls herself. She has almost a quarter of a million followers on tiktok. She teaches people how to find happiness, overcome anxiety, and a link in her bio takes you to a free anxiety, survival guide. It takes you to her podcast and a club membership that has a $5 member per month option. And then a $250, $500 sponsor options. She uses that as an influencer, pretty smart, huh? Another one doing a fantastic job has over 1.6 million followers on tiktak is a colorblind artist at Roni Langley, R O N I L A N G L E Y. She features her art projects, but she also makes videos that help people to get to know her. Some are funny and others are just her talking about her values and beliefs. Another one is a travel planner, Dina green Beana. She highlights deals, hotel do's and don'ts safety while traveling, et cetera. So how can you get started on tic-tac or consider it as a social media platform for your business? 1 - One, ask yourself, what do customers value in your brand and list out those reasons? Number two, aligning to that... What can you entertain or talk about or teach them? Number three, make a sensible order. Like there's a beginning, middle and an end and in the different stages of their journey with your, with your brand. So what I mean by this, as, you know, you might have a week of a theme or you might kind of take them from the beginning of the journey with you kind of like some common questions that people have or needs that they have and kind of map out like some kind of a sensible order that you can post your first set of series of videos on, but just think about what the first one, this will help you determine what the first video will be. Number four, script out what you want to get across. So you've got kind of what you're going to talk about, but then script out, um, a 60 second or less like a 59 second or less message to get across. Or if you want to do your first one in the 15 second slot, you can do that too. Number five is get on the tiktok app. This is really important. Spend some time on there to just see what other businesses are doing. Use hashtags in your industry to see what others are doing. And this will really help kind of break down in your mind. What kind of formats and humor and different ways you can go about getting your message across. So some people spend more time than others doing this. I recommend spending as much time as you can, because the more time you spend on tiktok, the more exposure you'll get. Trust me. It's not going to be a waste of time because I can promise you you're going to laugh at least once. And, it's pretty neat how different individuals come across in different ways with their brands. Also observe how people are setting up their bios. Think about using linktr.ee. It's spelled L I N K T R dot EE to give users the ability to go to multiple pages, to take action with your service or product offerings. So linktr.ee is a website / application that you can subscribe to. It's very inexpensive. I want to say like seven to $11 a month. And then this allows you to put the link in your bio. When people click through to it, there are options for you to customize the different buttons that users can click on to take them. Like I was saying, the one lady that has the guide, the free guide, you know, things like that. If you have a podcast that service can take people to your podcast for them to listen, it can take you to a landing page to sign up for X, Y, or Z. That's what that is. Number seven, when you're ready to create your first video. I do most of mine longer than 15 seconds. You can go up to, like I said, 60 seconds on tiktok but in plain video mode, I do it on my iPhone camera. And then I piece them together on an app called Splice. Then you save the video to your phone and tap the black plus button at the bottom of your screen on tiktok and find your video and just add it. Tiktok number eight is choose your music song or audio by clicking on the sounds button near the top of the recording screen. This is optional. I have noticed that they get watched and picked up and more views when I add music. But it's not required and not all of the videos on tikTok have music. So in that portion of the App, it will show you new releases and different genres and trending playlists. You can adjust the original sound and the music sound as you want it. So let's say you're talking in your video and you want people to hear what you're saying. Then you can put music in the background of your voice quietly so that they hear your voice more. So you just move the, um, I forget what it's called, but you just move your finger to like increase the volume of your voice. And then you move your finger to decrease the volume of the music. So you can completely customize the sound in the app. There are a bunch of effects that you can use to in your content, but I'm not going to get into that in this episode. Number nine, tap the red circle with the white check Mark at the bottom, and then tap next, right? What you want to say at the bottom of your video and put a few hashtags and you can also tag people or add links. So this is just the same thing guys, as it is on other social media platforms, you know how you write with your post, you write something in the field of writing and you put hashtags and you tag people. Number 10 post 'er up and let the views come in. That's the fun part. There's something called "for you", quote unquote for you on TikTok - the videos at TikTok places in your feed with the videos of those who you follow that aligned to the preferences that you have demonstrated in your behavior on the app. Okay. So what this means is the algorithm takes those preferences and finds videos of users who are, you are not following and suggest or reveals them to you. So if you find you love someone's content, then you can like and decide whether or not to follow up, follow them. So for you users, abbreviate, quote unquote, "F Y" is short for, "for you". And sometimes if they find you via F Y - for you, they will let you know, in the direct message portion - the direct message portion of TikTok. So I'm just going to kind of break this down visually for you, if you're not on TikTok yet, is that the way TicToc works is that it'll feed you the videos of the people that you're following. If it's the first time you can just go into like a main feed and just scroll through content. And then once you're following a bunch of different people it will connect to the algorithm as you're behaving, like watching videos all the way to the end or watching videos more than once. Like you'll just let it go and go and go a few times or you're liking it, or you're going into the comments and commenting on it. It's going to learn like all the other algorithms do what your behavior is and what your preferences are and such. So if I'm doing a lot of activity around dogs, cause I love dogs and I'm following a bunch and I'm commenting and, making, likes and stuff, it will put videos in your feed for you. It will feed me new dog creators videos. And so that's what all that's about. So if someone does that and they put F Y in your direct message, that just means, they're trying to tell you, Hey, I found you on "for you", like other platforms. You always want to check your direct messages and respond to people because it's all about, you know, supporting each other, relating to each other and communicating. There's also a discover feature. The eyeglass icon that opens a field that users can plug in search terms and find your content. If they know your brand name, they can also plug it in under users. So that's like if they're looking to learn more about finances or they're looking to learn more about travel or whatever it is, you know, home organizing, they can put that in there and then you, your video might come up for them to discover there is a live feature of tiktok it's different than Instagram and Facebook live in that it's more a like conversational and purposeful. Um, and I'll explain what I mean by that in a second. And B it's to help creators earn what's called tokens from other other users. And I'll explain a little more about that too, in a second, but I'm not going to deep in it. Um, what I mean by that is like on Instagram and Facebook live, it's more, um, like that the creator, the owner of the live, right, your life has more of like a formatted, um, purpose to the live. Like usually just don't go online and be like, Hey, what's up, man? You know, you have like, okay, I'm going to go on live and talk about this. W it, it often isn't scripted. It's just from your, your mind and your personality and everything, but there still is in business, especially a purpose to that live like that, a value that you're going to deliver on tick tock. It, yeah. There's sometimes a message being delivered for sure. But it's also a lot just like you go on to give people a chance to directly have exposure to you and talk to you and give you feedback and, um, see you more in like an, an prerecorded environment. Um, there's a lot of questions on the ones that I've been on. There's a lot of just like support. Um, like I love you so much. You make my day, Oh my gosh, I'm so glad you're, you know, you're you do this? Um, they ask questions like what's coming next, stuff like that. It's like kind of just really conversational like that. Um, and with the tokens, they have the system where, when you're on tick-tock for awhile, it rewards you with these tokens. They have different names for them that you can give to creators when they go live and it can translate to money. Um, and that is a whole, it, in my opinion, um, quite detailed and extensive, um, subject in and of itself to learn how all those tokens are are used. Um, so I'm not going to get into it today, but I just wanted you to know that that's one unique feature of tic TOC is these tokens and part of why some of the big creators go on to live, to earn tokens over time. As I mentioned earlier, the ads are not saturated at all on tic-tac. There are four ways that ticktack offers their ads as with others, just social media ads. You can target, of course your audience by gender or age location, what their interests are and other unique, um, variables, but for more advanced users who want to take their ads to the next level, you can create custom audiences and you can create lookalike audiences to reach more people similar to your existing customers like Facebook. You can use the tick tock pixel to monitor your ad performance, of course, and to measure your results by tracking users' behaviors on your landing page or your website from your ad. So depending on the placements that you choose, your ads may appear in four places in feed, um, the detail page, post role and story. Um, but here are the four offerings. There's one there's brand takeovers, and these are placed. As soon as the user opens the app, the users can go to the brands, advertising landing page, only one ad shows in its category per day. So every time I open up the tick tock, um, app, I see an ad and either I can watch it, I can take action on it, or I can, um, sometimes it shows me that I can skip it. I don't know if it always allows you to skip it, though. That might be a couple of different levels. Number two is native ads. These are nine to 15. Second ads played between user content or videos, and they can be scrolled past if the user does not want to watch it. Number three is sponsored hashtag challenges. Your brand can pay to sponsor a hashtag challenge, and you'll get a unique banner across the discover page. Users can tap on that and it will take them to your videos that you make doing the challenge yourself while generating awareness of your brand and offerings. So that's like what Pulte did, but this is sponsored. And, um, for is branded lenses here. You can design a ticktack filter, that's associated with your brand and users can choose the lens when they're looking for a lens for their content for a 10 day period. So tick-tock puts your lens in the top 10 trending. And it also is offered in 2d, in 3d and augmented reality, AR it'll be called it's coming. Something like air brand effect is what I understand. It might be called a, our brand effect. That version will be out later this year, sometime in Q three, partly in effort to compete with Snapchat's lenses. So probably more important if you're going after that demographic, that's on Snapchat. Cause if they like it there, they're going to like it on tick tock. And you just want to kind of appeal to that audience. But if your, if your people are older, um, it probably will garner more attention quicker. Um, but since it's not out yet, I don't really know. The lens will allow users to interact with the physical environment around them, which is kind of cool. I'm excited to see that as for add pricing, to sure that your ads have sufficient budget. The minimum budget at the campaign level is $500 on tick tock. And the me minimum budget at the ad group level is $50 Or a bid. A bid indicates much you're willing to pay For the actions that you want users to take after they see your ads and tick tock ads manager offers you different bidding methods to select from just like with Facebook after you submit your content it's reviewed and approved by ticktock before it will go live. And some sidebar news, I didn't want to skip just mentioning this because it's kind of major, but it may or may not be something that you choose to, um, stop you from getting on tic-tac and using TechTalk. Um, you know, I do believe that the other platforms are going to come out with tick tock, like feeling features. I'm sure they're all thinking about doing it. Tick tock is owned by a Chinese company, so it's headquartered and owned in China. Um, and this is the news that came out this past week resulting from a crisis that has been going on for a couple of months. India just banned Chinese apps. So I'm gonna read you this quote from the wall street journal, India banned dozens of Chinese mobile apps, including widely used tick-tock. And we chat after a border clash between troops from the two countries left 20 Indian soldiers dead this month, new Dell high cited cyber security concerns and blocking the Chinese apps from one of the largest and fastest growing markets in the world. A senior Indian government official said the band was imposed because the apps might have been used to harm India's defenses, as well as to send a message to China rising tensions. Since the clash between the Indian and Chinese armies along their disputed border in the Himalayan mountains has been accompanied in India with calls for the government to retaliate against China. It, the raw street journal continues to go on by saying research from sensor tower estimates that the 59 band apps have accumulated 4.9 billion downloads from Apple inks, India app store and alphabet Google play since January of 2014, including 750 million. So far this year of the top 25 most downloaded apps on India's app store and Google play since April eight were for, from Chinese publishers. Take talk is bigger in India than anywhere else outside of China, owning to the South Asian natives, massive population and legions of young and largely unemployed fans in that, in that country. Um, so, you know, end of quo, um, there's also some speculation that China is using tick-tock to gather data for their own benefit for their country's benefit and not for other countries, but that's like another tangent. Um, I just wanted to mention that because it is in some people's, you know, dialogue about other things that are behind tic-tac, but you know, the bottom line is, you know, just know more about it to at least consider so that in a couple years you don't look back and regret that you didn't even pay it one bit of attention in your business. I also, again, if you're used to it on, um, the app itself, when the other platforms come out with it, you'll already have your game on, um, it's not for every business by any stretch, but it may maybe great for you. I know many people that are doing awesome with it, besides the ones that I've already mentioned. So let me know what you think about tic-tac for your business. Hope everyone has a great week. Thanks for listening to the all social ya'll podcast for free resources and materials, head over to all social y'all dot com. That's all social, Y a L l.com. Also we'd love to hear from you. What subject areas would you like to hear about in future episodes? You can share that with us by dropping me a comment on our website or in Instagram at all social y'all.  

Welcome to the "Spark The Conversation" Podcast where we get to know individuals around Pulte Financial Services, what makes them unique and the collection of experiences they bring to our organization. Today we're talking with Tia Olson.  Tia is a Loan Consultant on the Southeast team and has been with Pulte for 35 years.  Hear more about Pulte history, family, travel dreams and much more!

Ein runder Tisch und ausschliesslich Schwarze Menschen in der Hauptrunde: Bei der zweiten «Arena» über Rassismus in der Schweiz stehen die letzte, heftig diskutierte Sendung, aber vor allem konstruktive Lösungsansätze im Zentrum. Mit dabei sind auch zwei Teilnehmerinnen aus der vergangenen «Arena». Unter dem Titel «Jetzt reden wir Schwarzen» wollte die «Arena»-Redaktion ein Zeichen setzen, um über Rassismus in der Schweiz zu debattieren – mit Betroffenen im Studio. Die in der Öffentlichkeit entstandene Kontroverse um den Titel und die Zusammensetzung der Hauptrunde vor einer Woche nehmen die Macherinnen und Macher nun zum Anlass, in einer zweiten Sendung das Thema nochmals anzupacken. Dabei hat sich die «Arena» entschieden, die Pulte im Studio ausnahmsweise durch einen grossen runden Tisch zu ersetzen. Die Redaktion will damit signalisieren, dass sie nicht nur die eigene Rolle hinterfragt, sondern gewillt ist, dem Anspruch der ersten Sendung gerecht zu werden: miteinander konstruktiv über Rassismus und mögliche Lösungsansätze zu diskutieren. Die Gäste in der Hauptrunde setzen sich deshalb ausschliesslich aus Schwarzen Menschen zusammen. Mit dabei in der sogenannten Loge sind Vertreterinnen und Vertreter der Gemeinschaft, aber auch Expertinnen und Experten – beispielsweise zu «Racial Profiling». Was sind dazu die Erfahrungen von Schwarzen Menschen? Und wie soll die Polizei die Erwartungshaltung umsetzen? Im Zentrum der neuerlichen Diskussion steht die Frage, wie in der Schweiz struktureller Rassismus angegangen und beseitigt werden soll – bei der Job- und Wohnungssuche sowie in der Bildung. Zudem geht es um das Thema der sogenannten Sichtbarkeit: Warum sind nur wenig Schwarze Menschen in der Politik, in der Wirtschaft oder in den Medien vertreten? Oder ist das ein Abbild der Gesellschaft? Zu diesen Fragen begrüsst Sandro Brotz in der «Arena»: – Fatima Moumouni, Spoken-Word-Poetin; – Jovita Dos Santos Pinto, Kulturwissenschaftlerin, Mitgründerin des Netzwerks Schwarzer Frauen «Bla*Sh»; – Angela Addo, Mitorganisatorin Kundgebung «Black Lives Matter» und Juso-Mitglied; und – Gabriella Binkert, Unternehmerin und SVP-Präsidentin Val Müstair. Ausserdem nehmen in der Loge folgende Gäste Platz: – Ganga Jey Aratnam, Soziologe; – Claudia Wilopo, Kulturwissenschaftlerin; – Nirosh Manoranjithan, Gemeinderat Vilters-Wangs/FDP; und – Silvia Binggeli, Journalistin.

Ein runder Tisch und ausschliesslich Schwarze Menschen in der Hauptrunde: Bei der zweiten «Arena» über Rassismus in der Schweiz stehen die letzte, heftig diskutierte Sendung, aber vor allem konstruktive Lösungsansätze im Zentrum. Mit dabei sind auch zwei Teilnehmerinnen aus der vergangenen «Arena». Unter dem Titel «Jetzt reden wir Schwarzen» wollte die «Arena»-Redaktion ein Zeichen setzen, um über Rassismus in der Schweiz zu debattieren – mit Betroffenen im Studio. Die in der Öffentlichkeit entstandene Kontroverse um den Titel und die Zusammensetzung der Hauptrunde vor einer Woche nehmen die Macherinnen und Macher nun zum Anlass, in einer zweiten Sendung das Thema nochmals anzupacken. Dabei hat sich die «Arena» entschieden, die Pulte im Studio ausnahmsweise durch einen grossen runden Tisch zu ersetzen. Die Redaktion will damit signalisieren, dass sie nicht nur die eigene Rolle hinterfragt, sondern gewillt ist, dem Anspruch der ersten Sendung gerecht zu werden: miteinander konstruktiv über Rassismus und mögliche Lösungsansätze zu diskutieren. Die Gäste in der Hauptrunde setzen sich deshalb ausschliesslich aus Schwarzen Menschen zusammen. Mit dabei in der sogenannten Loge sind Vertreterinnen und Vertreter der Gemeinschaft, aber auch Expertinnen und Experten – beispielsweise zu «Racial Profiling». Was sind dazu die Erfahrungen von Schwarzen Menschen? Und wie soll die Polizei die Erwartungshaltung umsetzen? Im Zentrum der neuerlichen Diskussion steht die Frage, wie in der Schweiz struktureller Rassismus angegangen und beseitigt werden soll – bei der Job- und Wohnungssuche sowie in der Bildung. Zudem geht es um das Thema der sogenannten Sichtbarkeit: Warum sind nur wenig Schwarze Menschen in der Politik, in der Wirtschaft oder in den Medien vertreten? Oder ist das ein Abbild der Gesellschaft? Zu diesen Fragen begrüsst Sandro Brotz in der «Arena»: – Fatima Moumouni, Spoken-Word-Poetin; – Jovita Dos Santos Pinto, Kulturwissenschaftlerin, Mitgründerin des Netzwerks Schwarzer Frauen «Bla*Sh»; – Angela Addo, Mitorganisatorin Kundgebung «Black Lives Matter» und Juso-Mitglied; und – Gabriella Binkert, Unternehmerin und SVP-Präsidentin Val Müstair. Ausserdem nehmen in der Loge folgende Gäste Platz: – Ganga Jey Aratnam, Soziologe; – Claudia Wilopo, Kulturwissenschaftlerin; – Nirosh Manoranjithan, Gemeinderat Vilters-Wangs/FDP; und – Silvia Binggeli, Journalistin.

Get to know one of our new hires, Moises AraujoSanchez.  Moises brings experience in personal finance to his new role as a mortgage Loan Consultant.  Listen to Moises tell his story and the collection of experiences that he brings to Pulte and our customers. Welcome to the PFS family, Moises!

On today's episode of Felony Friday I'm joined by Sherri Miller. Sherri is a formerly incarcerated felon who is one of Bill Pulte's twitter philanthropy recipients.  Sherri hit Bill's Twitter lottery on Oct. 1 when she retweeted a post promising to give out $10,000 and was selected at random. She shares how Pulte's gift has helped her to get back on her feet and to give back to other individuals struggling with addiction.  Sherri was released from prison in July 2018 after being convicted on charges of meth possession and trafficking during a case in May 2014 While in prison, Sherri went through addictions and trauma rehabilitation programs and got clean. At the time of her "Twitter lottery win" she was working hard to succeed after prison, but was struggling to pay fines in order to get her drivers' license back and get a car.  Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's episode of Felony Friday I'm joined by Sherri Miller. Sherri is a formerly incarcerated felon who is one of Bill Pulte's twitter philanthropy recipients. Sherri hit Bill's Twitter lottery on Oct. 1 when she retweeted a post promising to give out $10,000 and was selected at random. She shares how Pulte's gift has helped her to get back on her feet and to give back to other individuals struggling with addiction. Sherri was released from prison in July 2018 after being convicted on charges of meth possession and trafficking during a case in May 2014 While in prison, Sherri went through addictions and trauma rehabilitation programs and got clean. At the time of her "Twitter lottery win" she was working hard to succeed after prison, but was struggling to pay fines in order to get her drivers' license back and get a car. Show notes: https://lionsofliberty.com/2019/11/08/twitter-philanthropy-felon-struggling-with-reentry-received-10000-for-retweet/Commercial free broadcast from November 8, 2019 on the Heartland Newsfeed Radio Network, online at heartlandnewsfeed.com, Spreaker and other platforms.Listen Live: https://www.heartlandnewsfeed.com/listenliveFollow us on social mediaFacebook: https://www.facebook.com/hlnfradionetworkTwitter: https://www.twitter.com/HLNF_BulletinInstagram: https://www.instagram.com/heartlandnewsfeedMastadon: https://liberdon.com/@heartlandnewsfeedDiscord: https://discord.gg/6b6u6DTSupport us with your financial supportStreamlabs: https://streamlabs.com/heartlandmediaPayPal: https://www.paypal.me/heartlandmediaSquare Cash: https://cash.app/$heartlandnewsfeedPatreon: https://www.patreon.com/heartlandnewsfeedCrypto via 1UpCoin: https://1upcoin.com/donate/heartlandmediaBusiness contact: jake.leonard@heartlandnewsfeed.com

On today's episode of Felony Friday I'm joined by Sherri Miller. Sherri is a formerly incarcerated felon who is one of Bill Pulte's twitter philanthropy recipients.  Sherri hit Bill's Twitter lottery on Oct. 1 when she retweeted a post promising to give out $10,000 and was selected at random. She shares how Pulte's gift has helped her to get back on her feet and to give back to other individuals struggling with addiction.  Sherri was released from prison in July 2018 after being convicted on charges of meth possession and trafficking during a case in May 2014 While in prison, Sherri went through addictions and trauma rehabilitation programs and got clean. At the time of her "Twitter lottery win" she was working hard to succeed after prison, but was struggling to pay fines in order to get her drivers' license back and get a car. 

Antonello Manacorda ist Chefdirigent der Kammerakademie Potsdam und ist damit enorm erfolgreich. Das holt ihn auch als Gastdirigent an die Pulte anderer Orchester, darunter das SWR Symphonieorchester und die New Yorker MET. Eine Krise der Klassik sieht Antonello Manacorda nicht. „Wir brauchen Musik", sagt er, "bewusst und unbewusst. Unser Leben hat einen Soundtrack”.

With a signifiant amount of new construction and development occurring in Florida, it is believed that around 1 out of 9 homes sold are brand new. Florida Real Estate Roundtable interviews Sales Consultant Stanley Stouder II with Pulte Group who works at Eagle Reserve in Fort Myers. We talk about the importance of having representation as a buyer and Stanley also destroys the philosophy some buyers have that if they don't have a REALTOR representing them they will save more money. The fact is, it is the opposite. A great REALTOR who understands new construction and development like Jason and Eric can actually save you money and know how to negotiate key items like additional closing cost contribution from the builder. Stanley Stouder can be reached at (239) 309-1625.  Check out Eagle Preserve www.JasonJakus.com www.EricGraingerPA.com Eric and Jason work Charlotte, Lee and Collier Counties in Florida - so if you are looking to sell or buy in these counties, give them a call at 239-931-9779.  Please leave us a review! If you know anyone looking to sell or buy real estate in Florida, pass along this podcast to them.   

Interview with Mindy Robinson about Pulte gets interrupted by Can't Jemima by TurtleBoy

Broadcasting live from Lake Las Vegas Sports Club, Andy and Tony wrap up the 2nd Annual Lake Las Vegas Sports Club Pet Parade, Pet Fair, and Pancake breakfast. Also, on this show: Patrick Parker (President, Raintree Investment Corporation): Gives insight into the new Pulte community Del Web opening Q4 of 2019. Stacy Rombach (Publisher/Las Vegas […]

Broadcasting live from Lake Las Vegas Sports Club, Andy and Tony wrap up the 2nd Annual Lake Las Vegas Sports Club Pet Parade, Pet Fair, and Pancake breakfast. Also, on this show: Patrick Parker (President, Raintree Investment Corporation): Gives insight into the new Pulte community Del Web opening Q4 of 2019. Stacy Rombach (Publisher/Las Vegas […]

Henry Delozier joins us to discuss Global Golf Advisors' updated millennial research. Find out what the driving motivations are for millennials who want to join a private club and much more. Henry DeLozier is considered one of the leading authorities on golf course asset development and financing. Henry is recognized within the golf industry for his uncommon understanding of golf and residential properties. He is known as a no-nonsense profit producer, an innovative marketer and an advocate of exceptional customer service. His career history reflects new concept introductions and numerous successful business turnarounds. Henry joined GGA in 2008 after nine years as the Vice President – Golf of Pulte Homes, the largest developer of golf course communities in the U.S. While at Pulte Homes, Henry developed 27 golf courses in 10 states. During his tenure, Pulte Homes became the largest developer of golf communities and of golf courses in the U.S. with more than $500 million in developed golf assets. In addition, he was responsible for the operation of more than 20 Pulte golf courses. Henry has been recognized by Golf Inc. magazine as one of the “Most Influential People in Golf”. He is a Past President of the Board of Directors of the National Golf Course Owners Association and serves on the Employers Advisory Council for the PGA of America. A “go to” resource on matters of golf-related resort and residential investment and development, Henry is often asked by U.S. and international media to comment on social and economic trends affecting the golf business.  

Welcome to the "Spark The Conversation" Podcast where we get to know individuals around Pulte Financial Services, what makes them unique and the collection of experiences they bring to our organization.   I'm your hosts Alex Wood I'm excited to bring you these interviews so you can get to know the our team members, their background, role and contributions.   In our interview today, we'll get into Ed Sacco's background, where he grew up, where he went to school, where he worked prior to Pulte, his career path at Pulte, some of his personal interests, and the things that make him excited to come to work every day. Thanks for joining us again for this month's episode of "Spark The Conversation".  Be sure to tune in next month for the next guest. We hope that you will take a cue from the podcast and be inspired to know other Pulte team members and the experiences that they bring to our organization.  It's up to you - TO SPARK THE CONVERSATION!

Broadcasting live from the Lake Las Vegas Sports Club, Andy and Tony are joined by. . . Anisa Patton & Andrea Spinuzzi (Pulte): Preview the grand opening of the newest Pulte neighboorhood in Las Las Vegas – Varenna. Dann Battistone & Jackie Arcana (Lake Las Vegas Sports Club): Update on the club’s upgrades, changes, and […]

Broadcasting live from the Lake Las Vegas Sports Club, Andy and Tony are joined by. . . Anisa Patton & Andrea Spinuzzi (Pulte): Preview the grand opening of the newest Pulte neighboorhood in Las Las Vegas – Varenna. Dann Battistone & Jackie Arcana (Lake Las Vegas Sports Club): Update on the club’s upgrades, changes, and […]

Dawn is the Director of Sales and Marketing for Possibilities for Design, one of the nation's most recognized homebuilder-centric interior design firms. Dawn has hired, developed, and managed amazing sales and marketing teams for some of the country's leading builders, including Standard Pacific, John Laing, and Pulte. Her Resume includes numerous awards and national speaking engagements, but her most recent accomplishments center around developing resiliency in the face of unexpected (and sometimes traumatic) change. Reaching deep into the issue of self-worth, Dawn invites honesty and humor into her world, sharing her stories of success, setbacks, and sunshine.

Welcome to the "Spark The Conversation" Podcast where we get to know individuals around Pulte Financial Services, what makes them unique and the collection of experiences they bring to our organization.   We're your hosts Alex Wood and Rich Soares and we're excited to bring you these interviews so you can get to know the our team members, their background, role and contributions.   In our interview today, we'll get into Sara's background, where she grew up, where she went to school, where she worked prior to Pulte, her career path at Pulte, some of her biggest challenges, and the things that make her excited to come to work every day. Thanks for joining us again for this month's episode of "Spark The Conversation".  Be sure to subscribe to the podcast on your podcast player.  Tune in next month for the next guest. If you have feedback on the show, please reach out to Alex and Rich. We hope that you will take a cue from the podcast and be inspired to "spark the conversation" with someone in your department who maybe you don't know very well.  Everybody has a story.  Power comes from the diversity of our backgrounds.  Get to know what makes your neighbor excited be here and be your neighbor. It's up to you - TO SPARK THE CONVERSATION!

In our interview today, we'll get into Raj's background, where he grew up, where he went to school, where he worked prior to Pulte, his career path at Pulte, some of his personal interests, and the things that make him excited to come to work every day. Thanks for joining us again for this month's episode of "Spark The Conversation".  Be sure to tune in next month for the next guest. We hope that you will take a cue from the podcast and be inspired to "spark the conversation" with someone in your department who maybe you don't know very well.  Everybody has a story.  Power comes from the diversity of our backgrounds.  Get to know what makes your neighbor excited be here and be your neighbor. It's up to you - TO SPARK THE CONVERSATION!

Henry B. DeLozier is a Partner in Global Golf Advisors, the international specialist providing consulting services to the investment banking, real estate development, and golf asset ownership and operations business segments. He joined Global Golf Advisors in 2008 after nine years as the Vice President – Golf of Pulte Homes (NYSE: PHM). Given his background with residential real estate development and lifestyle strategy, he serves GGA clients throughout the world to identify and refine strategic options and to accelerate tactical solutions and financial returns. During his tenure at Pulte Homes, the company became the largest developer of golf communities and of golf courses in the USA, having invested more than $500 million in the development of golf assets and building 27 new golf courses within ten states. In addition, Henry was responsible for the financial performance of more than 20 Pulte golf courses, the replacement value of which exceeded $300 million with annual revenues greater than $90 million. Currently he serves as Chairman for the Board of Directors for Audubon International. He is a Past President of the Board of Directors for the National Golf Course Owners Association (NGCOA) in America. He is known across the globe for his thought leadership in golf-related businesses, and he has been called one of the “Most Influential People in Golf” since 1999 by the Crittenden publications. Henry is acknowledged within the golf and club categories for his uncommon understanding of golf and residential properties. He is known as a no-nonsense profit producer, as an innovative marketer, and as an advocate of exceptional customer service. His career history reflects new concept introductions and numerous successful business turnarounds. A ‘go to' resource on matters of golf-related resort and residential investment and development, Henry is often called upon for comment on social and economic trends particular to golf business segments. He serves as an expert source for Atlanta Journal-Constitution, Bloomberg News, Business Week, CNBC-Squawk Box, the Financial Times of London, GOLF magazine, Golf Digest, Golf Business, the New York Times, PGA Tour Network, the Wall Street Journal and the Washington Post. Henry is a graduate of Oklahoma State University (B.A. – English) where he was an All- American golfer. What you'll learn about in this episode: How Henry went from being a competitive golfer to finding a rewarding career in the business world Why the measure of success of the golf courses Henry works with isn't always how profitable they are How the golf facilities industry is experiencing major changes and creating new challenges that clubs are sometimes struggling to address Advice for business leaders who may be struggling to adapt to change How growing up with limited resources taught Henry valuable financial lessons that shaped his business views Why Henry came to the difficult realization that his competitive golfing career was not the best long-term investment in his future Why Henry believes that giving your all isn't always enough and accepting failure is not a weakness How a house fire as a child was a formative event that has helped shape Henry's character and values as an adult Henry's advice to millennials who are seeking to understand and define their beliefs and values The biggest challenge Henry and his team face in today's complex business environment and how they work to overcome it Ways to contact Henry: Website: www.globalgolfadvisors.com

Our guest today is Kate Abramova.  In our interview today, we'll get into Kate's background, where she grew up, where she went to school, where she worked prior to Pulte, her career path at Pulte, some of her biggest challenges, and the things that make her excited to come to work every day.   Welcome to the "Spark The Conversation" Podcast where we get to know individuals around Pulte Financial Services, what makes them unique and the collection of experiences they bring to our organization.   We're your hosts Alex Wood and Rich Soares and we're excited to bring you these interviews so you can get to know the our team members, their background, role and contributions.  With that, let's get into the interview with this month's guest.  Welcome Kate and thanks for joining us today and sharing a bit about yourself with the Pulte Financial Services team. Thanks for joining us again for this month's episode of "Spark The Conversation".  Be sure to tune in next month for the next guest. We hope that you will take a cue from the podcast and be inspired to "spark the conversation" with someone in your department who maybe you don't know very well.  Everybody has a story.  Power comes from the diversity of our backgrounds.  Get to know what makes your neighbor excited be here and be your neighbor  It's up to you - TO SPARK THE CONVERSATION!    

In Episode 24 of the New Construction Marketing Podcast I chat with Pierrette Tierney of Magleby Construction.  Pierrette and I met during Women in Residential Construction Conference in AZ where she was one of the speakers.  This episode is brought to you by the Marketing Calendar Guide-a complete guide to help you create an actionable plan to convert your goals to reality.  After obtaining a Master’s Degree in Journalism from the University of Southern California (USC) and working at CNN’s London Bureau, Pierrette started helping a friend that worked at Pulte Homes set up recruiting trips to USC.  In an unplanned chain of events, Pierrette ended up getting recruited herself and started a career in homebuilding with Pulte in Las Vegas as a Sales Associate.  She quickly climbed the management ranks at Pulte and Taylor Morrison, most recently serving as Division President for Taylor Morrison’s Bay Area operations.  In her career, she has overseen the development and implementation of hundreds of master-plan, active adult, high-density and luxury home communities.  In 2016, she and her husband, Matthew Magleby, decided to take their vast industry experience and put it to work for the family business at Magleby Construction, a professional custom construction firm with over 175 employees.  She now oversees business development, client pre-construction services, marketing, branding, and strategic growth opportunities for the expanding company.  Pierrette also serves on the board for the Park City Homebuilder Association, and the Board of Directors for Illuminate- an organization that works to accelerate the next generation of women business leaders through personal growth, training, and mentorship opportunities. Connect with Pierrette on LinkedIn For full show notes visit www.anyachrisanthon.com/024

Welcome to the "Spark The Conversation" Podcast where we get to know individuals around Pulte Financial Services, what makes them unique and the collection of experiences they bring to our organization.   We're your hosts Alex Wood and Rich Soares and we're excited to bring you these interviews so you can get to know the our team members, their background, role and contributions. Our guest today is CEO Deb Still.  With this being the first episode of the podcast, we thought who better to help us set the tone for the show.  While everyone at Pulte Financial Services knows who Deb is, they may not know that much about her on a deeper and more personal level. In our interview today, we'll get into Deb's background, where she grew up, where she went to school, where she worked prior to Pulte, her career path at Pulte, some of her biggest challenges, and the things that make her excited to come to work every day. Before we get into today's interview with Deb, we have a few things we'd like to tell you about the Spark The Conversation Podcast. The objective of the podcast is to allow all of us to get to know our team members more personally.  To understand the experiences that make them unique, what they do at PFS and what makes them excited to be here. We will select employees around the PFS organization to be our guests.  If you know someone who would be particularly interesting to hear more about, we welcome requests. This is a monthly audio podcast that is only available to Pulte Financial Services Employees.  Each episode will be about 15 minutes in length - just about the amount of time it takes for a work break.  This first episode will be an exception to the 15 minute length as we have added some explanation about the podcast, plus we know we'll have a few more questions for our very first guest. With that, let's get into the interview with this month's guest, PFS CEO Deb Still.  Welcome Deb and thanks for joining us today and sharing a bit about yourself with the PFS team. Thanks for joining us again for this month's episode of "Spark The Conversation".  Be sure to subscribe to the podcast on your podcast player.  Tune in next month for the next guest.   If you have feedback on the show, please reach out to Alex and Rich. We hope that you will take a cue from the podcast and be inspired to "spark the conversation" with someone in your department who maybe you don't know very well.  Everybody has a story.  Power comes from the diversity of our backgrounds.  Get to know what makes your neighbor excited be here and be your neighbor. It's up to you - TO SPARK THE CONVERSATION!

Something that comes up ALL THE TIME is what type of content should we be creating? Where do we even start? What is good quality content even look like? In The Headlines News Articles and Links We tackle that question in this episode along with several other things. The linked articles we reference are below. 1. More Facebook changes... The first change; Facebook is adding "recommendations" to your page, but in order to make the recommendations more "meaningful," the user has to use at least 25 characters in their recommendation. They can use text, photos, and related business tags (new). This is rolling out to your business pages over the next couple weeks. You may have already seen these notifications on your pages already. You can see the article from Social Media Today HERE.   2. The second national builder(Pulte) has added "Smart Home" tech to their list of standard features. Builder Online article HERE.  Matt shares his product knowledge from taking his previous company into the realm of Smart Homes. In case your interested here are some great products to check out. Ring Pro August Smart Locks Nest Thermostats  Lutron Caseta    

Orion works with hundreds of residential construction companies nationwide, including David Weekley Homes, Pulte, Taylor Morrison, KB Home and many more. Companies in this industry have found Veterans to be a great fit for a variety of roles, including Superintendents, Production Supervisors, Project Managers, Customer Service and Maintenance. Mike Wood, Orion’s Southeast Recruiting Manager, joins the show to discuss what military job seekers should know about the residential construction industry. Topics include: • Similarities between the military and the residential construction industry • Misconceptions about the residential construction industry • Career opportunities for Veterans

Creek Week – A yearly trash clean up event. Volunteers for cleanup duty will gather trash along a creek, trail, park or open space throughout the Fountain Creek Watershed. Cleanup runs from September 30th – October 8th. http://fountaincreekweek.com/

Diva Tech Talk interviewed Loretta Yakima, currently a senior project manager under contract at ZF TRW (www.zf.com ). Loretta credits her parents for all facets of her success. “They grounded me so much,” she said. Her love for technology dated from her Michigan public high school’s career preparation center where she enrolled in a data processing class. “It was new and exciting.”  She learned how to code in both RPG and Cobol, “two of the toughest languages” to master. With her programming proficiency, Loretta applied advanced credits to her college degree, and was offered a scholarship to a nearby business school.  She matriculated to Oakland University, in Rochester, MI,  with a major in Economics and a minor in Information Systems.  She also worked full time first for a small consulting company, implementing “Y2K” code changes; and then in information technology for Tier One automotive supplier, Lear Corporation (www.lear.com). Later, Loretta would go on to get her MBA from Walsh College in 2009.  After graduating Loretta became a programmer/business analyst at Pulte Corporation (www.pulte.com), a U.S.-based home-building company, where she grew as the company did.  She worked with ERP software, and then developed a wide variety of Web-based applications, supporting every operation inside the company.  Loretta then evolved into a project management role, where “we didn’t just focus on IT, but were engrained in the process side of things.” At Pulte, as the recession hit, she also worked on “how to change our business processes to become more efficient.”   She moved from information technology, a few years later, and “hopped the fence” to Pulte’s finance department where she then managed the national purchasing shared services group, a total of 65 people, who managed the administration for all labor and materials contracts for the company. A key lesson that Loretta learned from her 15 years at Pulte was the importance of strong partnership between the information technology group and the rest of the business. She benefited from strong leadership training, particularly based on Franklin Covey’s 7 Habits of Highly Effective People (http://www.franklincovey.com/leadership/7-habits.php/). When Pulte moved to Atlanta, Georgia, Loretta chose to remain in Michigan. She moved to a part-time role as a solutions architect, building customer applications for Detroit-based Digerati and then moved over to Chrysalis Global Consulting (http://www.chrysalisglobal.com), a company that specializes in change management and project management. Under the Chrysalis aegis, she landed her contract role at ZF TRW, a global automotive supplier. “My role is with the financial systems group.   We are figuring out how to merge all the finance systems between ZF and TRW. It’s huge, and it’s exciting and it’s fun.” Loretta would catalogue her personal strengths as being a good listener/diagnostician, a hard worker, empathetic and a skilled multitasker. (“I love being busy.  I love having a lot of things going on.”) To accomplish everything well in life, Loretta said: “You must stay positive, and learn to smile,” no matter what the situation.  Loretta’s three main leadership lessons for other women and girls are: Don’t be afraid. Try technology out. Know yourself and what is uniquely important to you, personally. Learn how to network. Loretta would like to be involved with a company or an educational institution that “has enough financial backing to get started with students early on. I think back to the high school technology program in which I was involved.  I would love to build more programs like that, because I think it’s so important --- especially for girls.” Loretta said. For the full blog write up, make sure to check us out on online at www.divatechtalk.com, on Twitter @divatechtalks, and on Facebook at https://www.facebook.com/divatechtalk. Follow our show and tell us what you like with an online review.

It's Tea Time on this episode of Smart Companies Radio. Host Kelly Scanlon visits with thePresident and CEO of Wystone’s World Teas Holding, Inc. The tea enterprise consists of a tea bar, café and retail establishment, wholesale, product development, special events and promotions and a franchise division. Prior to beginning her adventure in tea, Livingston served as the Senior Vice President of Operations for Pulte Homes, the largest homebuilder in the country. While at Pulte she managed as many as 800 employees being responsible for Mortgage Operations, Planning and Analysis, Quality Assurance, and Training departments. Prior to joining Pulte, Ms. Livingston served as the Executive over operations and service areas in several Fortune 500 companies including AIG and Federal Express.  Find out why Livingston took the leap from the corporate world to the world of tea.  Wystone's World Teas is also a partner in concessions operations at Denver International Airport and her Wholesale Food Division provides food options for major airport food and beverage locations. You can also see her on Tea Time with Wy, her regular television segment on KDVR channel 2, the CW.   Learn more about your ad choices. Visit megaphone.fm/adchoices