Podcast appearances and mentions of bill pulte

Keith discusses seven ways to get a lower mortgage rate, emphasizing the historical impact of the 1940s GI Bill on homeownership and wealth creation.  Caeli Ridge, founder of Ridge Lending Group, digs into smart tactics like adjustable rate mortgages, DSCR loans, and down payment options, plus insider tips on boosting your creditworthiness, timing your rate lock, and planning ahead so you can maximize your returns.  They also explore trends like 50-year mortgages and portable mortgages, and the benefits of FHA and VA loans for first-time buyers.  Resources: Want expert guidance on your next real estate investment or mortgage? Reach out to Ridge Lending Group for personalized support and a full range of loan options—whether you're a first-time buyer or seasoned investor. Visit ridgelendinggroup.com or call 855-74-RIDGE to take your next step! Episode Page: GetRichEducation.com/582 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, seven ways you can get a lower mortgage interest rate. We'll break them down loan types available to you that you never heard of, and learn how the 1940s GI Bill shaped the mortgage that you get today on get rich education   Speaker 1  0:22   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:07   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. You Keith,   Keith Weinhold  1:23   welcome to GRE from the Romanian Black Sea to the Egyptian Red Sea and across 188 nations worldwide. I'm Keith Weinhold, and this is the indefatigable get rich education before we discuss the seven ways that you can get a lower mortgage rate and more in the 1940s before my dad was born, the GI Bill gave veterans returning from World War Two access to cheap home loans, and that single policy decision might have done more to shape the modern American Housing landscape than Anything else in the last 100 years. Think about it, millions of young men, almost kids, really had just spent the better part of their early adulthood in Europe or the Pacific. They came home, married their sweethearts, started families, and suddenly America had this booming demand for housing, but demand alone doesn't build homes. You also need money. You need access to credit, and that's where the GI Bill stepped in. It didn't just thank returning service members for their sacrifice. It handed them something way more powerful, the ability to buy a home with little money down a low interest rate and underwriting standards that would frankly look like a fantasy today, that access to credit sparked one of the biggest housing booms in American history. You had these entire suburbs that sprang up overnight, Levittown in New York, Lakewood in California. These were master planned communities, and they really became a blueprint for Post War America. We had the booming 50s, and this had a lot to do with it. Here's the part that most people don't understand. This wasn't just about housing. This was about wealth creation, because for better or worse, home ownership has been the primary wealth building vehicle for the American middle class these past 100 years, when you give millions of people a subsidized path into property ownership, you're not just giving them a roof. You're giving them equity appreciation, leverage, tax benefits. You're giving them the engine, this flywheel that spins up generational wealth in a lot of ways. The GI Bill is the earliest institutional example of what I at least tell you here on the show, real estate pays five ways. Now they didn't call it that in 1947 but that's exactly what it was. Veterans earned appreciation as suburbs grew. They had amortization working for them, they collected tax advantages. Inflation slowly eroded their fixed rate mortgage balances too. And here's the thing, these weren't even speculative investments. They were homes that they lived in. Now, of course, the GI bill wasn't perfect. It expanded opportunity for millions of people, but it excluded a lot of people too. Lenders and local governments often blocked black veterans and other minorities from accessing the same benefits. That's a whole story unto itself, but the takeaway for today is, when you combine demographic momentum with favorable financing, you can remake a nation, and that's why housing policy still matters today, which we'll get. Two shortly, when you change access to credit or just tweak it, you change the trajectory of families and markets for generations, and the GI Bill proved that. So when we talk about interest rates, affordability, supply shortages, or any of the high frequency housing data that we cover here, remember that the stories aren't just about numbers. They really are about people. They're about giving ordinary Americans the chance to build wealth the same way that those World War Two veterans did through ownership, stability and the quiet compound leverage, not compound interest. Compound leverage that real estate delivers over time.    Keith Weinhold  5:49   I'm bringing you today's show from, I suppose, a somewhat exotic location. I am inside Caesar's Palace, which is right near the very middle of the famed Las Vegas Strip, that's where I'm at. The hotel staff is always accommodative of the show setup. This might seem a little strange to you, because I'm not a gambler. The reason I'm here is that my brother lives 25 minutes away, and I've been with him during Thanksgiving. Next week, I'll bring you the show from Buffalo, New York, and then two weeks from now, I have something heart warming to tell you about that, and it is a real estate story. I'll be broadcasting the show from upstate Pennsylvania. I'll be there to visit my parents. My brother's also coming in from Nevada to be there. That's where the four of us, mom, dad, my brother and I will sit around the same dining room table in the same kitchen of the same home that my parents have lived in since the 1970s nothing has changed, and all four of us know our spots at the table. And actually, it's not even called the dining room table. It is the supper table, as my parents call it so, from flashy Caesar's Palace today to Buffalo and then to Appalachian simplicity in Pennsylvania, the stability and continuity of my parents living in the same home and four wine holds sitting around the table during the holidays, it is so rare. I imagine less than one or 2% of people can do this. I'm just profoundly grateful and proud of Kurt and Penny Weinhold for being the best, most stable parents I could have asked for. It's almost too much to ask, and if you don't have that in your life. Ah, you can do something about that. You can provide the same decency and stability for your children.    Keith Weinhold  7:50   Let's talk about seven proven ways you can get a lower mortgage rate with this week's terrific guest. Though, we'll focus on investment properties. A lot of this applies to primary residences as well.   Keith Weinhold  8:07   We are joined by the founder of the lender that's created more financial freedom for real estate investors than any other mortgage originator in the nation, the eponymous Ridge lending group. And though that sounds impressive, my gosh, she didn't even need that introduction for you the listener, because she's one of the most recurrent guests in show history. Welcome back to GRE Caeli Ridge,   Caeli Ridge  8:30   I am delighted to be here as always, Keith, thank you for your support and acknowledgement. I love what you do, and I'm hoping that I can bring more value today to your listeners in what it is that we do, educating the masses, right?   Keith Weinhold  8:42   You've been doing that here for about 10 years. And yes, we're talking about a woman with a reputation for writing emails in all caps, yet still maintains a great relationship with everybody. I mean, congrats, shaile. I couldn't possibly pull that off myself.   Caeli Ridge  8:58   Thank you, Keith. And you know, I'm going to stay by my all caps, man, it's a speed thing. It all boils down to the number of seconds in the day that I can just move quickly through an email. Yeah, I love my all caps.   Keith Weinhold  9:09   Apparently recipients are still replying, well, you can get a lower mortgage rate in at least seven ways. You can get an adjustable rate mortgage, do a midweek lock in, negotiate seller credits. Have a high credit score. Do a two one buy now, which is kind of old school, but some home builders are using it boost your DTI or buy now, not later. Those are some of the strategies for lowering your mortgage rate. What are your thoughts with regard to that?   Caeli Ridge  9:39   I think all of those are viable. I would just say on the adjust for a mortgage. The pushback I would give there is, is that for residential property, specifically, single family, up to four units, we are not finding that spread between the arm and a 30 year fix. We've been the industry as a whole, secondary specifically been on the inverted yield. Now this gets a little tough. Nickel, and I won't go down that rabbit hole, but 08, 09, the housing and lending crash created an environment within secondary markets where an inverted yield has made a 30 year fixed mortgage more favorable in the rate department. Now that's not always going to be the case. I am a huge fan of the adjustable, but what would work right now is an adjustable with the all in one not to take too much time on that topic, but that would be an adjust rate mortgage that I think would save interest or reduce the rate of which interest is accruing,   Keith Weinhold  10:30   the all in one loan, which we discussed extensively back at the beginning of this year here on the show. Long term, though, I have seen adjustable rate mortgages work for a lot of people, because really, the compelling proposition of the arm is that it guarantees that you get a lower rate in the near term, and yet there's only a chance that you're going to have a higher rate in the long term   Caeli Ridge  10:53   and further. Let's I mean, let's dissect that a little bit. I am a huge proponent. I love an adjustable rate mortgage when the arm is pricing a half or a full percentage point plus over a fixed especially for non owner occupied and the reason for that is, and this is statistically speaking, feel free to look this up, guys, the average shelf life of a mortgage for an investment property is about five years. Great point, right? And we know that if that's the case, right, we're refinancing to harvest equity. We're refinancing maybe to reduce an interest rate from where the market was before, et cetera, et cetera. So that would be the first thing I would say. And then also remember, you guys the first 10 years of an amortized mortgage, 30 year fixed, amortized mortgage, how much of that payment is going to the principal? Because people will often push back by saying, well, either an interest only, or an adjustable and what happens if it changes or it goes up? Most of your payment is going to the interest anyway, and that reset to harvest equity. Borrowed funds are non taxable. We always say that, right? I think it's fully justified. So I love an arm, I just don't know, in comparison to a 30 year fixed today, like a five year ARM versus a 30 year fixed we are in a place that it makes sense, but normally, to your point, absolutely. Fan   Keith Weinhold  12:06   that spread needs to widen for the arm to make more sense. What about doing a mid week rate lock in? Is that a thing?    Caeli Ridge  12:13   Yeah. And you know, I don't have any empirical evidence here. Okay, I don't have any data points that actually prove this, except for 25 years in the business and locking loans every day of my life. There's something about a Monday and a Friday. And I have some conspiracy theories. I don't know that. I it's necessary to share them here, but midweek locks tend to be more favorable in both points and interest rate than you'll find on a Friday and a Monday. I think largely it has to do with, you know, the stock exchanges shutting down for the weekend, right? You got a Friday, you got two days in between. You got foreign markets, and all the things that can explode and happen during that amount of time. So I think they hedge a little bit. So on Friday, going into the weekend, I think that there's something about that and why interest rates are a little less favorable. And then Monday, of course, coming off the weekend, similarly, maybe there's some truth to that too.   Keith Weinhold  13:02   Now, negotiating seller credits has really been a trend to help with affordability. Tell us about specifically what you're seeing there, what's common.   Caeli Ridge  13:11   So we're talking to investors. I can tell you that the loan products you guys are going to have access to are going to cap you, okay, you're going to cap at, per guideline, 2% of the purchase price. Okay, remember that your points that you're paying when you get into locking an interest rate are going to be calculated on the loan size, all right. So the first thing to know is seller paid closing costs, maximum is going to be 2% per underwriting guidelines. That 2% is based on your purchase price. Anything that you're paying points for is going to be on the loan balance, the loan size, so there's going to be a little extra there for you that can contribute or can pay for some other closing costs, right, depending on the numbers. Now, if you're smart enough, or lucky enough, or whatever, the market is viable enough that you can negotiate more than 2% from the seller to pay towards closing costs, you're going to be limited on what you can do on the loan side. But let's say that you go and you've negotiated 4% seller will pay 4% towards your closing costs. Then in that case, you can reduce, you got the two points that you're allowed per guideline. And then you can reduce the purchase price by the difference you don't want to leave that money on the table.   Keith Weinhold  14:15   That's how it's done. And then there's just simply having a higher credit score. What's the highest credit score that really helps you get the lowest mortgage rate for both primary residences and non owner occupied properties. Loan product   Caeli Ridge  14:29   type dependent. But I would say overall, 760 and above is kind of that threshold. There are products that go 780 maybe even on the rare occasion, 800 and above. If I had to pick a number as the absolute pinnacle, I'm going to go 780    Keith Weinhold  14:41   All right, so having a credit score above those thresholds really doesn't help get you a lower interest rate. It's really just a little flex that you've got an 811, credit score, or whatever it is. Now the two, one buy down. That's something that we used to see long ago. A few home builders are bringing it back. And what that does it allow? Homebuyers to pay a lower interest rate for the first two years with the seller covering the difference, and that allows the seller to get their price. They don't have to lower the price of the home at all. But the two one buy down, and you see that written, two, one that has been employed more recently. Tell us about that.    Caeli Ridge  15:18   Well, the builders are struggling in some cases, right? The affordability buzzword is all over the place. So they've had to get creative and find ways in which they can move their inventory. So I think they've done a good job at kind of shaving off some of their margins to satisfy or improve the terms for the consumer. So I like the two. One, if you can get it   Keith Weinhold  15:37   now, one can boost their DTI as well their debt to income ratio and Taylor. When we've talked about that before, we've usually talked about reducing your debts in order to improve your DTI. However, a lot of people don't think about the fact that, oh, well, you can increase your income that lowers your DTI to help you qualify. So tell us what is the max DTI that you can have   Caeli Ridge  16:00   maximum debt to income ratio, in most cases on a full dock loan is going to be 50% now, depending on the type of income that you earn or that you've demonstrated, how you calculate that can get a little bit tricky. But if you're just a straight w2 wage earner, we don't have, you know, commissions or bonuses or anything that we consider variable income, then you just take your gross income times 50% whatever that number is, all of your liabilities on the credit report, we do not count ordinary living expenses like food and gas and utilities and cell phone bills. It's the minimum payments on the credit report. As long as whatever that add up is fits within that 50% you're good to go.    Keith Weinhold  16:37   Now, when it comes to improving our DTI to get a lower mortgage rate, I tend to think it's easier to knock out some debts to improve your DTI. But what about the other side of it? What about increasing your income to improve your DTI, lower your mortgage rate and qualify? Can you talk about some of the strategies for increasing your income with respect to DTI?    Caeli Ridge  17:02   Absolutely. And the biggest one, I think that we probably want to focus on most is going to be on a schedule E, right? That's the one that you're going to have more control over. So when we talk about rental income and how we might be able to boost that first, it might be important to share that there are two ways in underwriting that we will calculate or quantify rental income. The first way is called the acquisition year formula. I'll give you that in just a second. It's very easy, but the way I think we focus on here, because acquisition year is going to be what it is, you're going to have very little ability to manipulate or change that once our rental properties fall on our tax return, specifically the Schedule E of a federal tax return, you as the taxpayer or the borrower are going to have some access to maximize or increase the income, or, let's actually get a little bit more granular there to maximize the gain or minimize the loss, by means of depreciation, maybe a cost seg, maybe we make sure that one time, extraordinary expenses are demonstrated on the tax return in the appropriate way so that underwriting can add those things back. So I know that this sounds technical, but the scheduling is the way that I would say is the easiest for an investor to maximize income, reduce debt to income ratio. And I will close by saying that ridge lending, I think one of our most valued value adds is the ability to help our clients look at their draft tax returns on an annual basis and present them with, Hey, listen, Mr. Jones, if you file this way, this draft tax return, if it files this way, this is what it means to your debt to income ratio. Here's my advice, right? We go into a lot of depth there with our clients.   Keith Weinhold  18:39   That is a smart, long term planning piece that most mortgage companies are not going to give you. They're not going to be forward looking, looking out for your next three years of growing your income property portfolio. And shortly, we'll talk about a way for you to qualify loans where you don't have to show tax returns or W twos or pay stubs. But while we're talking about how to get a lower mortgage rate and some creative ways to do that, I brought up, buy now, not later. And what do I mean by that? What I mean is say, properties appreciate even 3% over time. Buying now, I mean that is going to net you more equity if you buy now rather than waiting, than it would in the savings from a rate drop, when you look at the appreciation run up, however, if rates go up, then you get both the lower price and the lower rate by buying now, not later.   Caeli Ridge  19:32   And I would add to that, we have to remember that in addition to a very modest 3% in the home appreciation, we should be appreciating our rents at even a modest 2% a year, right? Depending on where you are, et cetera. I know that there's exceptions to the rule. And then finally, we got to add in that tax benefit, what you're going to get in your deductions, et cetera, et cetera.   Keith Weinhold  19:51   Yeah, great point. Well, I brought up seven ways that you can get a lower mortgage rate. Can you share a few more with us? Some common ones? Because I know. That almost everyone that calls in there wants to inquire about mortgage rate as well.    Caeli Ridge  20:03   Everybody wants, yep, everybody wants to talk about the rate, despite my vervet opposition to say, do the math. Do the math. Do the math. You know, the easiest one there would be buying down the rate. I'm going to try and formulate an example. Let's say you've got a really high wage earner and in the thick of their earning years, and they're trying to prepare for retirement down the road. It's a longer term burn. They desperately need tax deductions, and the deal that they're looking at, yeah, it's okay, but they want some extra expenses on the Schedule E, maybe they buy the rate down by three even 4% because points on an investment loan transaction are tax deductible, so that might be something, and they obviously benefit from the lower interest rate. Now I may push back on this, and I think again, I know I sound like a broken record here, but we really need to do the math. What are we getting versus what are we giving up to get a 6% or five and a half percent interest rate? What does that mean in real, tangible cost, and what's that? Break even? It's actually a fairly simple calculation. When you just divide the difference in what you're getting versus what you're paying for, and that'll give you the number of months that it takes to recapture the incentive versus the expense. But that would be the easiest one. Keith, I would say buying down points, using paying additional points to get that lower interest rate,   Keith Weinhold  21:20   buying down your rate. It could feel good in the short term, but it's often not the best long term or even intermediate term move when you do the math, as you always like to say, well, you the listener here, you know that you can qualify for mortgage loans, for rental properties without needing a w2 without needing a pay stub and without even needing to show tax returns, because you need all those things for a conventional loan, but for a DSCR loan, debt service coverage ratio, you don't. So talk to us about the pros and cons of a DSCR loan versus a conventional   Caeli Ridge  21:53   loan. Okay? And I've got a hook here too, because I think the listeners are gonna be very, very pleased to hear at the end of this statement, what's happening with DSCR in conjunction or comparison, rather to the conventional so DSCR everybody means debt service, coverage ratio. It's a very simple formula. We are going to take the gross rents and divide it by the principal and interest and taxes and insurance and association. If it applies, that's it.   Keith Weinhold  22:18   $1,000 in gross rents, $800 in p i, t i, that yields a DSCR of 1.25 Correct?   Caeli Ridge  22:25   Yes, you're absolutely right. The one that I use as I, just to keep it simple, is 1000 rents, 1000 piti. That's a 1.0 right? As long as the gross rents are equal or greater than the p i, t i, you're going to be in a position to get the more favorable rates. Now that's not to say that we can't go below a 1.0 ratio. You can actually have a property, we have products that will allow the DSCR to be a point seven five. That would mean, in this scenario, if you had rents, gross rents of 750, and the piti was 1000 you can actually get that loan done. That is allowed. The rate gets a little bit hairy. So more often than not, we're at the 1.0 and above. So this is just a really great way for investors who are either recently self employed, maybe they're adjusted gross, they just write everything off for reasons that you can imagine. Why? Right? They don't want to pay the taxes. It could be 100 different reasons. The DSCR option is such a great solution to provide a 30 year fixed mortgage same same similar leverage, if not sometimes even better than a Fannie Freddie, than a conventional loan, you can usually leverage a little bit more, in some cases, on a DSCR like a two to four, for example, two to four unit residential property, Fannie Freddie, they kind of cut those loan to values a little bit, and the DSCR loans don't care about that. So you can get the same leverage as a single family would in a DSCR. The only other primary difference is these DSCR loans are going to come with prepayment penalties. Typically, the standard is about three years, but we're usually not refinancing in the first 36 months. Anyway, if you know that that's applicable to you, then you'd have to buy the prepay down or out, which you can do otherwise. DSCR is amazing. Oh, and I'll give you the little hook here. So something I have observed this is maybe very recent 4550 ish days, the margin for interest rate difference between conventional and DSCR is really starting to narrow. DSCR products are really performing well, and that interest rate improvements that we've been seeing for those products is not far off from what the Fannie Freddie's are, and I've even seen examples where DSCR beats a 30 year fixed Fannie Freddie rate. Now those are for the higher loan amounts. I can explain if you want, but otherwise, that's good news.   Keith Weinhold  24:36   Okay, this is really good news. It's a time in the cycle where dscrs could very well make sense for you without that huge documentation Shakedown that you need with W twos and pay stubs and everything else. There are a lot of nascent trends in the mortgage industry, and we're trying to separate some of them from being rumors, from being something that can truly happen. We're talking about 50 year mortgages and poor. Affordable mortgages. More on that. When we come back, you're listening to get rich education. Our guest is Ridge lending Group President, Chaley Ridge   Keith Weinhold  25:07   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest, start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom. Coach, directly, again. 1-937-795-8989,   Keith Weinhold  26:18   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President Chaley Ridge personally, while it's on your mind, start at Ridge lending group.com, that's Ridge lending group.com   Dana Dunford  26:50   this is hemlanes co founder, Dana Dunford. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.    Keith Weinhold  26:58   welcome back to get rich education. We're talking with Ridge lending Group President and Founder, Chaley Ridge about how you can get lower mortgage rates, and also about some trends in the industry, separating what's really a rumor in what could really happen squaring on 50 year mortgages and portable mortgages, those are both things only being discussed by the administration to help with affordability. FHFA Director Bill Pulte created some jarring news recently when he publicized this. What are your thoughts on the 50 year mortgage?    Caeli Ridge  27:39   You know, on a primary residence basis, I'm not so sure I need to maybe put some more thought into that. But for an investment property, I love it. Man, anything to keep that payment down so that, because, remember, we talked about earlier in the show here the percentage of mortgages, let's just use our 30 year fixed for a second that for a rental property that start on day one and then stroke a check 360 times later to pay that to zero. Is a fraction of a percent right? We are refinancing these things. We are selling them and doing 1031 exchanges. So anything that can keep my cash flow higher and my payment lower, I am all for it. Now, the people that push back and say, Well, I want to pay off my mortgage in 15 years. I don't want to pay extra interest, you are welcome to do that. So there's a second piece to this that I think is equally as important as maximizing cash flow, and that is your qualification. All right, if this comes to pass, and right now, it could just be noise, okay, and I'm speaking specifically for investment property, but if this is available to us, the debt to income ratio component, because think about it like this. So I'm going to keep using my 15 year and my 30 year, because that's kind of what we understand. The payment difference between a 30 year 360 month and a 15 year 180 month can be substantial depending on the loan size. I mean, it can be hundreds and hundreds of dollars for the individual that is dead set and say, I don't want to pay the higher interest. I want to pay these things off. We may have arguments about that whole strategy to begin with, but overall, if they still want to do that and that's their decision, Fine, take the 30 year fixed payment. Take the 30 year fixed mortgage. Apply the difference. You can figure out that payment difference very easily. Apply it religiously. Every month. You will cross the finish line in about 15.4 years. Download an amortization calculator online. You can find them everywhere. Plug in your numbers, and you'll see what I'm talking about. If you were to do this, let's say the difference is 200 bucks a month, and you send it in every month with your 30 year fixed mortgage payment, you will cross the finish line to pay that thing off in about 15.4 years. So yes, you'll pay a few extra months of interest. But what have you done to your qualifications, right, your payment now on your debt to income ratio, when we're looking at this thing for a future optimization, never take the shorter term amortization, ever, ever, ever, you won't pay the higher interest that the 30 year or the 50 Year will probably come with because you've accelerated the payoff so long, if that's your choice. Now for everybody else that really wants. To maximize that cash flow. And they get that, they're going to be refinancing this every five, six, whatever it is, years take it, man, I am all for the longer term amortization on a rental.   Keith Weinhold  30:10   I agree with you. I even like the 50 year on a primary residence, but yeah, Chaley, right here on the show, several weeks before Bill Pulte made the announcement, I actually talked about the 50 year mortgage and compared it to the 30 and the reasons that I like it because I knew there was a chance it could be coming, since this administration is trying to do so much to help out with affordability, people buy based on a payment, not a price that lowers the payment. A 50 year mortgage helps you benefit from inflation, and there are a lot of other advantages that have to do with that, although you probably are going to pay a higher interest rate on a 50 than you would a 30. And you know, Chaley, when the 30 year mortgage had its Advent just after World War Two, I'm going to guess 75 years ago, people were having this same conversation like, oh, 30 years, my gosh, you're never going to pay off the home. And really, that's not what it's about.    Caeli Ridge  31:01   Not at all, not at all. And remember, you guys, I would encourage everybody listening to this to actually go get that amortization table and see how much interest is baked in and how it is applied and paid. It is the back end of any of these amortized mortgages where the principal actually starts to get applied in a meaningful way. The 50 year mortgage, or the longer term amortization is a huge advantage. I'm speaking for investors. Mostly. I love it.   Keith Weinhold  31:26   Some people say, are you nuts? Look at how much more interest you're paying over the life of the loan on a 50 year mortgage versus a 30 year mortgage. We already touched on that you're not going to keep that loan for the life of it, and if you just take the difference from the lower payment that a 50 Year gives you, and invest that in 8% return, you are going to crush 2x to 3x oftentimes, what the paltry interest savings are over several decades,    Caeli Ridge  31:26   and somebody else is making that payment right. We have tenants that are responsible   Keith Weinhold  31:47    100% and then there's something that I don't know if portable mortgages would fly. And what this means is that when borrowers move, they could keep the rate, keep their term and keep their lender, presumably for the new home you might have seen it in the news. You the listener that Fannie May remove the minimum credit score requirements from desktop underwriting. And Chaley, I think you let me know elsewhere that those changes don't affect non owner occupied, but of course, it could affect the broader housing market in pricing. What are your thoughts about lowering the credit score requirement   Caeli Ridge  32:28   so similar to the portable stuff, until it really reaches mainstream and it affects the non owner occupied I'm not deep diving into those things. The basis of it, though, is, is that, yeah, they're removing that minimum credit score requirement from a du underwrite that stands for desktop underwriter, as you said, that is Fannie Mae's sophisticated, automated underwriting system, and I think it's just going to give more eligibility to lower income households and people trying to become homeowners that have found the barrier for entry very restrictive because They have credit issues.    Keith Weinhold  33:00   Well, let's talk about FHA and VA loans, something that we have rarely, if ever touched on. Our listeners know that I started out making my first ever property of any kind, an FHA loan with three and a half percent down on a fourplex, living in one unit, renting out the other three. Tell us about some trends there in FHA and VA loans   Caeli Ridge  33:21   we actually just did house hack campaign. We did a webinar on it, co living, all those different ways in which, you know, the younger generation, especially, and this is true for anyone. I don't want to pigeonhole it, can get themselves into home ownership and propel them into the real estate investing as an asset class. I am such a big fan of this model, in this strategy, for anybody that's interested and willing to kind of coal mingle or habitat, like you did a four Plex at three and a half percent down, you've got three tenants that are making your mortgage payment. VA, likewise, any of the Gubby loans, which include VA, FHA, USDA, you can get high, high leverage and up to four units. So I'm a huge fan of that. And then the CO living is another thing that I think is not quite mainstream, but I think it's gaining steam    Keith Weinhold  34:09   for those that don't know what we're talking about, you can use an FHA loan with a three and a half percent down payment, as long as you live in one of the units, your credit score can even be pretty low, and you can do that with a single family home, duplex, triplex or fourplex. You can get those same benefits with a VA loan and zero down   Caeli Ridge  34:29   USDA also zero down if you're in the right zip code. How does one qualify for a USDA loan? You know, there's a website I would have you check out. We don't do a ton of those. We have the ability, of course, but there's income restrictions and all of this. They've got, actually, a pretty slick website where you can go online, type in the zip code, make sure it's in a rural area, what your income is. There's all these inputs, and it'll tell you if you'd be a candidate for it. But yeah, it's good. Rates zero down. I like the product.   Keith Weinhold  34:56   Well, there have been a lot of newsy items when it comes. Comes to mortgages. Caeli and I think we should drop back before we're done here and talk about the basics. Just basically, what does it take to get a non owner occupied loan for residential income property?   Caeli Ridge  35:12   You know, there's so many options for investors today that I would say that if you have access to and even with what we just said, house hack. I mean, listen, if you've got 3% down, three and a half percent down, you can probably assure yourself you can get into a property. And if you can't qualify from a income debt to income ratio perspective, you've got three or four other models, which include DSCR, bank statement loans, asset depletion loans, overall, I would say that this is an individual conversation. Chances are you could probably qualify today, and if you can't, one of the things that I love about Ridge lending is, is that we're going to help you plant the seeds and show you how to qualify. If it takes you three months or six months or a year, that's what we do.   Keith Weinhold  35:56   Yeah, we've definitely noticed the difference here and that you do help that investor with long term planning? I do my own loans at ridge, and my assistant here at GRE she recently got the ball rolling with you in there at Ridge as well.   Caeli Ridge  36:11   Brenda, yes, yes, that was fantastic. We are very looking forward to helping her.   Keith Weinhold  36:16   Well, you know, chili, I've come here with a lot of questions that I had. What's the question No one's asking you, but you wish that they would.   Caeli Ridge  36:25   I think it probably would be for me, planning. You know, we get a lot of questions about interest rates. That's kind of top of mind for everybody. More about planning, having people that are interested in real estate as an asset class and an investment have the conversations to say, this is where I'm at today. This is where I'd like to be in five years. Tell me how to get there, and we can have those high level conversations that really sort of reverse engineer it and say, Okay, this is where you stand today from an underwriting perspective. This is where you need to be, and here's how we're going to get you there. It's always about planting seeds and creating those roadmaps, as I like to say so I would say that that would be top of my list.   Keith Weinhold  37:02   That's exactly what you do in there, and that's really what sets you apart. Well, remind our audience how they can get a hold of ridge.   Caeli Ridge  37:11   Yes, there's a couple ways. Of course, our website, Ridge lending group.com Please email us info at Ridge lending group.com and then call us toll free. 855-747-4343, 855-74-RIDGE  is an easy way to remember.   Keith Weinhold  37:25   It's really been valuable this time. Chaley, thanks so much for coming back onto the show.   Caeli Ridge  37:29    Appreciate you. Keith.   Keith Weinhold  37:36   Oh yeah, good pointed info from Chaley over at Ridge, I think that the important things for you to remember from our conversation is that, gosh, isn't it so glaring like in your face that you have options. All these options when you engage with a lender, you're going to learn that there are probably loan programs that you've never even heard of, some that you might fit into and even if you aren't adding more property, if you're not in that phase, there are ways that you can take your existing loans and consolidate them or refinance them, or use them to produce a tax free windfall for yourself and the US is often the envy of other world nations with the flexibility that we have here in our mortgage market. I've never known anyone that does this better than Chaley and her team. I mean, they are real difference makers. If you learn something on today's show, hey, Don't hoard the good stuff. Engage in the nicest kind of wealth redistribution. Tap the Share button right now and share this on social, or text this episode to one friend who'd appreciate it. That would mean the world to me. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  38:57   Nothing on this show should be considered specific personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  39:25   The preceding program was brought to you by your home for wealth building, getricheducation.com  

November 30, 2025; 9am: Four democratic congressmembers are among the group of lawmakers under investigation by President Trump's DOJ and FBI after they urged military personnel to refuse “illegal orders.” They released a statement in response saying, “No amount of intimidation or harassment will ever stop us from doing our jobs and honoring our constitution.” Plus, Democratic Congressman Eric Swalwell is suing Trump's Federal Housing Finance Agency Chief over mortgage fraud allegations and accuses him of abusing his position to go after Trump's critics. Congressman Swalwell joins “The Weekend” to discuss.For more, follow us on social media:Bluesky: @theweekendmsnow.bsky.socialInstagram: @theweekendmsnowTikTok: @theweekendmsnow To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Thursday, November 27th, 2025Today, Trump wants to put 500 more National Guard members on the streets of DC after two guardsmen - who shouldn't have been there - were shot; how an innocent woman was tied to the January 6th pipe bombs; Special Envoy to Ukraine Steve Witkoff coached the Kremlin on how to pitch the Ukraine surrender plan to Trump; the DOJ has thrown Kristi Noem under the bus for disobeying the court order to turn the planes around that were bound for El Salvador; an immigrant related to Karoline Leavitt has been detained by ICE; the Fulton County RICO case against Trump and his allies for attempting to overturn the 2020 election has been dismissed; Eric Swalwell draws Judge Boasberg for his lawsuit against Bill Pulte; the 11th Circuit denies Trump's attempt to fight his million dollar sanctions bill for filing his frivolous lawsuit against 41 people including Hillary Clinton; and Allison delivers your Good News. Subscribe to MSW Media's YouTube Channel - YouTubeStoriesDOJ acknowledges Kristi Noem made decision to continue deportation flights to El Salvador despite judge's order | CNN PoliticsImmigrant with family ties to White House press secretary Karoline Leavitt is detained by ICE | AP NewsNational Guard members shot just blocks from the White House | AP NewsHow an innocent woman's name was tied to the Jan. 6 pipe bombs | CBS NewsReport: US envoy coached Putin aide on how Russian leader should pitch Trump on Ukraine peace plan | AP NewsAppeals court upholds $1M penalty against Trump in lawsuit against Hillary Clinton | POLITICOGood TroubleReminder: This is the last weekend before the last election of the year!There are very few days left to phone bank or canvass for Aftyn Behn.Volunteer Opportunities, Events, and Petitions Near Me · Aftyn for Congress on MobilizeCheck the dates to see what works for you. They offer training, so no need to be worried if you've never done it.There is also training for the asynchronous phone bankinghttps://www.mobilize.us/aftynforcongress/event/861382/ →AACN Alarmed Over Department of Education's Proposed Limitation of Student Loan Access for Nursing**Red, Wine and Blue has a very active North Carolina Community Trouble Nation→Contacting U.S. Senators Find Your Representative | house.gov**Mutual Aid Relief Fund, Mutual Aid Hub, GiveDirectly.org/snap**Group Directory - The Visibility Brigade: Resistance is Possible**Vote Yes 836 - Oklahoma is gathering signatures**How to Organize a Bearing Witness Standout**Indiana teacher snitch portal - Eyes on Education**Find Your Representative | house.gov, Contacting U.S. SenatorsFrom The Good NewsWildfire hasn't stopped this tiny rabbit relative from returning home in Columbia River Gorge - OPBMultnomah County Intellectual and Developmental Disabilities ProgramOregon ZooLightsRadio StarrS.A.F.E. Refuge (@saferefugeofcentraltexas) - InstagramSAFE Refuge of Central Texas | Austin TXAustin Pets Alive! | Parvo Puppy Our Donation LinksNational Security Counselors - Donate, MSW Media, Blue Wave CA Victory Fund | ActBlue, WhistleblowerAid.org/beansFederal workers - email AG at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen. Find Upcoming Actions 50501 Movement, No Kings.org, Indivisible.orgDr. Allison Gill - Substack, BlueSky , TikTok, IG, TwitterDana Goldberg - The 2025 Out100, BlueSky, Twitter, IG, facebook, danagoldberg.comMore from MSW Media - Shows - MSW Media, Cleanup On Aisle 45 pod, The Breakdown | SubstackReminder - you can see the pod pics if you become a Patron. The good news pics are at the bottom of the show notes of each Patreon episode! That's just one of the perks of subscribing! patreon.com/muellershewrote Our Donation LinksNational Security Counselors - DonateMSW Media, Blue Wave California Victory Fund | ActBlueWhistleblowerAid.org/beansFederal workers - feel free to email AG at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen. Find Upcoming Actions 50501 Movement, No Kings.org, Indivisible.orgDr. Allison Gill - Substack, BlueSky , TikTok, IG, TwitterDana Goldberg - BlueSky, Twitter, IG, facebook, danagoldberg.comCheck out more from MSW Media - Shows - MSW Media, Cleanup On Aisle 45 pod, The Breakdown | SubstackShare your Good News or Good TroubleMSW Good News and Good TroubleHave some good news; a confession; or a correction to share?Good News & Confessions - The Daily Beanshttps://www.dailybeanspod.com/confessional/ Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:The Daily Beans on Apple PodcastsWant to support the show and get it ad-free and early?The Daily Beans | SupercastThe Daily Beans & Mueller, She Wrote | PatreonThe Daily Beans | Apple Podcasts Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Wednesday, November 26th, 2025Today, Trump is weighing replacing FBI Director Kash Patel; Democratic Senators have filed a Freedom of Information Act request in the Tom Homan $50K in a Cava bag incident; the White House is hedging on Trump's curious claim about talking to Bolsonaro the night he tampered with his ankle monitor; the FBI is interviewing the six members of Congress who deigned to tell Trump not to break the law; as Trump postpones revealing ideas about concepts of a health care plan - he is about to gut US environmental policy; the man who attempted to assassinate Donald Trump has invited the President to his sentencing hearing; Eric Swalwell is suing Bill Pulte for unlawfully obtaining his mortgage documents; and Allison and Dana Deliver your Good News.Thank You, Mint MobileMake the switch! MINTMOBILE.com/DAILYBEANSStoriesTrump weighing the ouster of Kash Patel, according to sources | MSNDemocratic senators file FOIA request, demand answers about Tom Homan controversy | MSNFBI probes congressional Democrats who warned military about illegal orders | ReutersIn One Week, Trump Moves to Reshape U.S. Environmental Policy | The New York TimesWhite House hedges on Trump's curious claim about his call with Brazil's Bolsonaro | MSNRep. Eric Swalwell sues housing official who's made multiple criminal referrals for Trump critics | CBS NewsGood TroubleReminder: This is the last election of the year!There are very few days left to phone bank or canvass for Aftyn Behn.Volunteer Opportunities, Events, and Petitions Near Me · Aftyn for Congress on MobilizeCheck the dates to see what works for you. They offer training, so no need to be worried if you've never done it.If you can't do a specific time, we'll have a link to asynchronous phonebanking where you can:“Make a difference on your own schedule by joining our remote phone banking team. As an asynchronous phone banker, you'll help us reach voters, share our message, and build support, all from the comfort of your home and at times that work best for you.”There is also training for the asynchronous phone bankinghttps://www.mobilize.us/aftynforcongress/event/861382/→AACN Alarmed Over Department of Education's Proposed Limitation of Student Loan Access for Nursing**Red, Wine and Blue has a very active North Carolina Community Trouble Nation→Contacting U.S. Senators Find Your Representative | house.gov**Mutual Aid Relief Fund, Mutual Aid Hub, GiveDirectly.org/snap**Group Directory - The Visibility Brigade: Resistance is Possible**Vote Yes 836 - Oklahoma is gathering signatures**How to Organize a Bearing Witness Standout**Indiana teacher snitch portal - Eyes on Education**Find Your Representative | house.gov, Contacting U.S. SenatorsFrom The Good NewsBenefitsCal.comMedi-Cal Insurance CoverageScouting AmericaOur Donation LinksNational Security Counselors - Donate, MSW Media, Blue Wave CA Victory Fund | ActBlue, WhistleblowerAid.org/beansFederal workers - email AG at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen. Find Upcoming Actions 50501 Movement, No Kings.org, Indivisible.orgDr. Allison Gill - Substack, BlueSky , TikTok, IG, TwitterDana Goldberg - The 2025 Out100, BlueSky, Twitter, IG, facebook, danagoldberg.comMore from MSW Media - Shows - MSW Media, Cleanup On Aisle 45 pod, The Breakdown | SubstackReminder - you can see the pod pics if you become a Patron. The good news pics are at the bottom of the show notes of each Patreon episode! That's just one of the perks of subscribing! patreon.com/muellershewrote Our Donation LinksNational Security Counselors - DonateMSW Media, Blue Wave California Victory Fund | ActBlueWhistleblowerAid.org/beansFederal workers - feel free to email AG at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen. Find Upcoming Actions 50501 Movement, No Kings.org, Indivisible.orgDr. Allison Gill - Substack, BlueSky , TikTok, IG, TwitterDana Goldberg - BlueSky, Twitter, IG, facebook, danagoldberg.comCheck out more from MSW Media - Shows - MSW Media, Cleanup On Aisle 45 pod, The Breakdown | SubstackShare your Good News or Good TroubleMSW Good News and Good TroubleHave some good news; a confession; or a correction to share?Good News & Confessions - The Daily Beanshttps://www.dailybeanspod.com/confessional/ Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:The Daily Beans on Apple PodcastsWant to support the show and get it ad-free and early?The Daily Beans | SupercastThe Daily Beans & Mueller, She Wrote | PatreonThe Daily Beans | Apple Podcasts Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The American Revolution (the documentary) is on Popok's mind, along with “Common Sense” as he uses 4 new law and politics developments to explain how we are in our “King George” moment and patriots must respond. On the Intersection Podcast, Popok dives deep into what the firing of Lindsey Halligan by a Federal Judge means and what will happen in the next 72 hours that should set your hair on fire. Then he turns to a brand new federal court order that the Trump DOJ and FBI must IMMEDIATELY turn over all communication between Trump and Epstein without further delay, and whether Judge Chutkan's battle with Trump will turn out better this time. Judge Boasberg revives his criminal contempt proceedings against the Trump Administration and DOJ which threatens to have Trump's former criminal defense lawyer and now Fed Appellate Court Judge Emil Bove found in criminal contempt. Rep Eric Swalwell fires the first salvo suing Trump's attack dog Bill Pulte for his phony mortgage fraud charges and investigation first, winning that all important race to the courthouse. Finally, Popok explains why Former DOJ veteran Joe Schnitt sues to get his old DOJ job back after being fired for telling a dating app “undercover” the truth about Trump and the Epstein Files and coverup and getting fired for it. Udacity: For 40% off your order, head to https://Udacity.com/LEGALAF and use code LEGALAF. True Classic: Head to https://TrueClassic.com/LEGALAF to grab the perfect gift for everyone on your list. Check out The Popok Firm at: https://thepopokfirm.com Subscribe: https://www.youtube.com/@LegalAFMTN?sub_confirmation=1 Legal AF Substack: https://substack.com/@legalaf Follow Legal AF on Bluesky: https://bsky.app/profile/legalafmtn.bsky.social Follow Michael Popok on Bluesky: https://bsky.app/profile/mspopok.bsky.social Subscribe to the Legal AF by MeidasTouch podcast here: https://podcasts.apple.com/us/podcast/legal-af-by-meidastouch/id1580828595 Remember to subscribe to ALL the MeidasTouch Network Podcasts: MeidasTouch: https://www.meidastouch.com/tag/meidastouch-podcast Legal AF: https://www.meidastouch.com/tag/legal-af MissTrial: https://meidasnews.com/tag/miss-trial The PoliticsGirl Podcast: https://www.meidastouch.com/tag/the-politicsgirl-podcast The Influence Continuum: https://www.meidastouch.com/tag/the-influence-continuum-with-dr-steven-hassan Mea Culpa with Michael Cohen: https://www.meidastouch.com/tag/mea-culpa-with-michael-cohen The Weekend Show: https://www.meidastouch.com/tag/the-weekend-show Burn the Boats: https://www.meidastouch.com/tag/burn-the-boats Majority 54: https://www.meidastouch.com/tag/majority-54 Political Beatdown: https://www.meidastouch.com/tag/political-beatdown On Democracy with FP Wellman: https://www.meidastouch.com/tag/on-democracy-with-fpwellman Uncovered: https://www.meidastouch.com/tag/maga-uncovered Coalition of the Sane: https://meidasnews.com/tag/coalition-of-the-sane Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger Picture Tyson meat packing plant shutting down, they are trying to raise prices of meat. Trump has countermeasures in place. Poverty in Argentina is declining. Trump is using the same tactics that Andrew Jackson used to pay of the debt and remove the [CB] from the US, Trump will be using stablecoins. The [DS] are panicking, the shills on X are being exposed and people are realizing that these individuals are not who they thought they are. Trump has now handed Zelensky and the [DS] players a peace plan, Putin is on board, [DS] move now. Trump is prepping the country for the storm, he knows the [DS] playbook, they are preparing for their insurrection. The storm is building. Economy (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/USRepMikeFlood/status/1992024807488335884?s=20 https://twitter.com/USRepMikeFlood/status/1992024811367985415?s=20 While Tyson plans to shift production to other facilities to maintain overall output and meet customer demand,  the company has also indicated it will reduce its domestic beef production by about 2% in 2026.  This slight net reduction in capacity, combined with ongoing supply constraints expected to persist for at least the next two years, is likely to contribute to sustained or increased beef prices for consumers rather than easing them. broader industry consolidation (four companies control 85% of U.S. beef processing) enables packers like Tyson to maintain higher margins and prices through strategic capacity cuts. @AgroVitaDotOrg https://twitter.com/BehizyTweets/status/1992347064672677988?s=20 https://twitter.com/JoeLang51440671/status/1992017361398870208?s=20   Trump administration says is necessary to ensure federal benefits are limited to those eligible under longstanding law.” “Treasury Secretary Scott Bessent said Thursday that the department will implement new rules defining who may claim income tax credits covered by the 1996 Personal Responsibility and Work Opportunity Reconciliation Act, or PRWORA. The law restricts access to federal public benefits for individuals who are not U.S. citizens or qualifying residents. “Under President Trump's leadership, we are enforcing the law and preventing illegal aliens from claiming tax benefits intended for American citizens,” Bessent told Breitbart.” “The regulation will specify that the refundable portions of the Earned Income Tax Credit, the Additional Child Tax Credit, the American Opportunity Tax Credit and the Saver's Match Credit constitute federal public benefits. As a result, the Treasury Department said, illegal immigrants and other foreign nationals will not be eligible to receive them. “Treasury's Office of Tax Policy and the Internal Revenue Service have worked tirelessly to advance this initiative and ensure its successful implementation,” Bessent said. “Their diligence and professionalism reflect this administration's determination to uphold the integrity of our tax system. We will continue to ensure that taxpayer resources are directed only to those who are entitled under the law.”  https://twitter.com/KobeissiLetter/status/1992308600203542534?s=20   drop in imports in 4 months. At the same time, exports rose slightly, to $280.8 billion, the highest since April. Since March 2025, the goods trade deficit has improved by +$76.8 billion, or +56%. Adjusted for inflation, the merchandise trade deficit narrowed to -$83.7 billion in August, the lowest since the end of 2023. Tariffs are reshaping the US trade.   through the use of their own Tariffs, we don't have a Court System that's going to let you destroy our Country any longer. This is the richest, strongest, and most respected the USA has ever been. November 5th, and Tariffs, are the reasons why. Thank you for your attention to this matter! President DJT How Andrew Jackson Freed America From Central Bank Control… And Why It Matters Now It's hard to believe the United States government was ever debt-free. But it happened once—in 1835—thanks to President Andrew Jackson. He was the first and only president   When he became president, Jackson was determined to rid the US of its national debt. After all, debt enslaves you to your creditors. Jackson knew that being debt-free was essential to independence. This outlook resonated with many Americans back then. With that in mind, Jackson attacked the institutions and powerful people who promoted and enabled the federal debt. This included the banking elites and the Second Bank of the United States, the country's central bank at the time and precursor to today's insidious Federal Reserve system. Jackson couldn't squeeze the American people with a federal income tax to repay the debt. It didn't exist at the time and would have been unconstitutional. He also couldn't simply print currency to pay off the debt. Perpetuating such an insane fraud—which the Fed does on a massive scale today—likely never entered his mind. Instead, Jackson had to rely on tax revenue from other sources, mainly import tariffs and excise taxes, to pay down the debt. He also drastically cut federal spending and frequently vetoed spending bills. Jackson's determination worked. By January 1835, the US was debt-free for the first time. Unfortunately, it didn't last much more than a year. After that, the US would never again be debt-free—not even close. Revenge of the Central Bankers After Jackson succeeded in ending the Second Bank of the United States, anything associated with a central bank became deeply unpopular with the American public. So, central bank advocates tried a new branding strategy.     Source: zerohedge.com Political/Rights https://twitter.com/DHSgov/status/1991603017242603943?s=20  spouse -Domestic battery by strangulation -Coerce with threat of force -Driving on suspended license -Multiple DUIs -Possession of a controlled substance. This domestic abuser and serial drunk driver refused to pull his vehicle over and begin to dangerously try to flee law enforcement. The criminal illegal alien turned on the street where the school was located while driving at an extremely high rate of speed—endangering children, other drivers, and the public. He collided with another vehicle and fled on foot. This public safety threat remains at large. These journalists should be ashamed of themselves for demonizing American law enforcement with disgusting smears. https://twitter.com/EricLDaugh/status/1992041567687708925?s=20   OVERRIDES a law that allowed these documents to remain sealed. HUGE BACKFIRE on the left. https://twitter.com/TheSCIF/status/1992089750812119197?s=20 DOGE Geopolitical War/Peace https://twitter.com/StateDeputySpox/status/1992400253547651236?s=20 The leaked 28-point peace plan, proposed by the Trump administration to end the Ukraine-Russia war, has sparked significant controversy due to its perceived favoritism toward Russia, including provisions for Ukraine to cede additional eastern territory, cap its military size, and potentially limit NATO aspirations in exchange for a ceasefire and security guarantees. axios.com The plan emerged from weeks of secret U.S.-Russia negotiations, including a Miami meeting involving Trump envoy Steve Witkoff, Jared Kushner, and sanctioned Russian official Kirill Dmitriev, which bypassed key U.S. bodies like the State Department and National Security Council.   It was presented to Ukraine with a Thursday deadline from Trump for acceptance, though he noted it wasn’t a “final offer,” amid ongoing talks in Geneva between Rubio, Witkoff, and Ukrainian officials. Regarding Marco Rubio’s involvement as Secretary of State, initial reports indicated he distanced himself from the plan during a phone call with a bipartisan group of U.S. senators (including Mike Rounds and Angus King), describing it as a “Russian wish list” rather than an official U.S. position, and clarifying it was merely a document passed along from Moscow.  However, Rubio and the State Department later publicly reversed this stance, insisting the plan was “authored” by the U.S. with input from both Russian and Ukrainian sides, denying claims of purely Russian origins and calling such assertions “blatantly false.”  This flip-flop has fueled criticism of incompetence and internal disarray in the administration, with European allies like Poland questioning the plan’s true authorship, and figures like Boris Johnson labeling it a “betrayal” and “military castration” of Ukraine.  Recent updates suggest the draft has been revised to better reflect Ukraine’s priorities, per NSDC Secretary Rustem Umerov, potentially in response to backlash https://twitter.com/marcorubio/status/1992413078160617849?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1992413078160617849%7Ctwgr%5E0f66861c566f50b41a9af07d57fe1e73a72fec8b%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fwardclark%2F2025%2F11%2F23%2Fa-new-wrinkle-secstate-distances-us-from-unacceptable-ukraine-proposal-n2196487 https://twitter.com/WarClandestine/status/1991899588241076591?s=20 https://twitter.com/kadmitriev/status/1991935021259919768?s=20 https://twitter.com/InsiderGeo/status/1991818640467874060?s=20  why also they are pushing maximalist demands.From their perspective, it's simple: if Ukraine accepts, they achieve their goals immediately. If not, they continue the war, applying pressure slowly but steadily, and over time aim to extract even more concessions as Ukraine faces increasing military challenges https://twitter.com/WarClandestine/status/1992287640498868350?s=20    Term in Office. Putin would never have attacked! It was only when he saw Sleepy Joe in action that he said, “Now is my chance!” The rest is history, and so it continues. I INHERITED A WAR THAT SHOULD HAVE NEVER HAPPENED, A WAR THAT IS A LOSER FOR EVERYONE, ESPECIALLY THE MILLIONS OF PEOPLE THAT HAVE SO NEEDLESSLY DIED. UKRAINE “LEADERSHIP” HAS EXPRESSED ZERO GRATITUDE FOR OUR EFFORTS, AND EUROPE CONTINUES TO BUY OIL FROM RUSSIA. THE USA CONTINUES TO SELL MASSIVE $AMOUNTS OF WEAPONS TO NATO, FOR DISTRIBUTION TO UKRAINE (CROOKED JOE GAVE EVERYTHING, FREE, FREE, FREE, INCLUDING “BIG” MONEY!). GOD BLESS ALL THE LIVES THAT HAVE BEEN LOST IN THE HUMAN CATASTROPHE! President DJT Medical/False Flags https://twitter.com/amyforsandiego/status/1991913114317844499?s=20   to the care, custody and control of their children” Thank you Judge! [DS] Agenda https://twitter.com/aziz0nomics/status/1992371396811636964?s=20 https://twitter.com/Anarseldain/status/1992414997218308338?s=20 https://twitter.com/EndWokeness/status/1992441921961394569?s=20 https://twitter.com/Rightanglenews/status/1992378801624637503?s=20 https://twitter.com/SarahisCensored/status/1992243844109205553?s=20 https://twitter.com/AwakenedOutlaw/status/1992399017385599446?s=20 https://twitter.com/Shawn_Farash/status/1992400020239528201?s=20 https://twitter.com/RealFletch17/status/1992390320240390644?s=20 https://twitter.com/AFpost/status/1992284122564395413?s=20 https://twitter.com/DC_Draino/status/1992288723283640588?s=20 https://twitter.com/TheNotoriousLMC/status/1991919350065009130?s=20 98 Democrats voted for socialism (i.e., against the resolution denouncing the horrors of socialism), while 86 voted against socialism (i.e., for the resolution). Additionally, 2 Democrats voted present. https://twitter.com/libsoftiktok/status/1992427200302452736?s=20  https://twitter.com/amuse/status/1992275639555035194?s=20 obtained by European outlets show Soros' Open Society Foundations funneled millions to Islamist groups operating as Muslim Brotherhood intermediaries in the US, Europe & Palestinian territories. Recipients include CAIR, ISNA, ENAR, FEMYSO & PFLP connected groups like Al Haq. French authorities even dissolved one organization for extremist activities. Judicial Watch has warned for years that US taxpayer money has quietly propped up OSF operations. How long has this network been influencing Western policy? Obama schemes with rising trailblazer in stunning plot to retake the White House  Barack Obama has descended into Washington DC for a secret meeting with Democrats to plot his party’s return to power after Donald Trump leaves office. The longtime Democratic leader was also spotted conniving in the shadows with one of the most progressive freshman Democratic lawmakers at the private event. Delaware Rep. Sarah McBride, the first openly transgender congressional lawmaker, was seen talking privately with Obama. McBride described the ex-president’s speech as ‘classic Barack Obama — updated for a 2025 political environment.’ McBride told Politico that Obama’s plan to guide Democrats out of their leaderless wilderness is not by relying on a singular political figure. Source: dailymail.co.uk President Trump's Plan  https://twitter.com/EricLDaugh/status/1991975409236283738?s=20   POSOBIEC: “Yes it is.” MAMDANI: “The use of the term is a description of neighborhoods, not a description of intent.” POSOBIEC: “So…you intend to tax the whiter neighborhoods more.” Trump listened to every word! LET’S GO! @JackPosobiec https://twitter.com/TheStormRedux/status/1991974395963990403?s=20 Trump knows that the Demonrats are in the throws of an internal power struggle, no different than pulling establishment Republicans towards MAGA. He also knows that a ‘Democratic Socialist' cannot win a national race. While the media wanted to prop Sanders up in make-believe-land that he was so popular he could win, Dems also knew better. That's why they put him down. What this display by PDJT did was throw more fuel on the left's identity crisis fire to continue to fracture them by next November. If they're fractured, they won't show for the midterms or at the worst they will split their votes. He knows that at present the left rallies around voting against him, so he needs them to be broken, distracted & disillusioned about their parties future while we show up, vote, & beat them 20 ways from Sunday. https://twitter.com/mtgreenee/status/1992037226415554642?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1992037226415554642%7Ctwgr%5E0714dde991d22b8abdf61c2799f2c3d47587bcc6%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fjoesquire%2F2025%2F11%2F21%2Fcongresswoman-marjorie-taylor-greene-announces-resignation-from-congress-n2196453 An Intriguing Detail Emerges that Likely Explains the Exact Date Marjorie Taylor Greene has Chosen to Officially Resign from Congress  A fascinating detail has come into focus that almost certainly explains the exact timing of Rep. Marjorie   https://twitter.com/DavidMarkDC/status/1992045897526456357?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1992045897526456357%7Ctwgr%5E83f270a88adb7ed9bdd1802c693cdb86d882337c%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F11%2Fintriguing-detail-emerges-that-likely-explains-exact-date%2F Source: thegatewaypundit.com Current House Composition (as of November 2025) Republicans: 219 seats Democrats: 213 seats Vacancies: 3 (one Republican-held seat in Tennessee’s 7th district, and two Democratic-held seats in Texas’s 18th and New Jersey’s 11th districts) Total members: 435 (432 occupied) This gives Republicans a slim majority, allowing them to pass party-line bills with a bit of breathing room for absences or defections (needing roughly 217 votes in a full House for a simple majority). Impact of Greene’s Resignation Numerical Effect: Starting January 5, 2026, her safe Republican seat in Georgia’s 14th district will become vacant, dropping Republicans to 218 occupied seats against Democrats’ 213 (assuming no other changes, with vacancies rising to 4). This shrinks their effective margin to just 5 votes, leaving almost no room for internal dissent, illnesses, or travel delays—issues that have plagued the GOP in recent years with narrow majorities.  Passing legislation could become trickier on contentious bills, as even one or two holdouts might sink votes without Democratic support. Temporary Nature: Georgia law requires a special election for House vacancies, typically scheduled within 2-3 months by the governor. Given the district’s strong Republican lean (she won reelection in 2024 by over 30 points), it’s highly likely to be filled by another Republican, restoring the majority relatively quickly.  In summary, while the resignation tightens an already precarious majority and could complicate near-term votes in early 2026, it’s not a game-changer long-term. Republicans have navigated similar slim margins before, often relying on procedural tools or bipartisan deals when needed. https://twitter.com/ElectionWiz/status/1992360234913050627?s=20 https://twitter.com/mtgreenee/status/1992586669204070761?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1992586669204070761%7Ctwgr%5E63a82205206ed50771f6d6684add6a3453443c47%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F11%2Fmarjorie-taylor-greene-responds-report-that-she-is%2F   ending barrage of phone calls, Marjorie went BAD. Nevertheless, I will always appreciate Marjorie, and thank her for her service to our Country! President DJT https://twitter.com/amuse/status/1992282772896182623?s=20  Judge Jeb Boasberg quietly brought in retired Florida magistrate David Baker to handle sealed documents in domestic & foreign criminal investigations tied to the sprawling J6 dragnet. The assignment began just one month after Boasberg took control of the DC bench. Records show Baker signed the shocking NDO that labeled Rep Jim Jordan a flight risk. How many other secret orders did Boasberg funnel through his outsourced judge to shield DC courts from scrutiny? https://twitter.com/julie_kelly2/status/1991923034194682090?s=20  chief judge. How many other NDOs aside from the one on Verizon for Jordan subpoena did Boasberg’s stooge judge sign? https://twitter.com/mrddmia/status/1991906042200944756?s=20   insurer. Thread BREAKING: DOJ's Ed Martin Responds to Reports DOJ's Todd Blanche Is Investigating Him and Bill Pulte     https://twitter.com/chad_mizelle/status/1992067580413039084?s=20 Source: joehoft.com https://twitter.com/drawandstrike/status/1992430450820739561?s=20   investigations 2. who’s being targeted by the investigations 3. what evidence has been found 4. when is the indictment coming and they literally CANNOT TELL YOU any of this. They can tell you they STARTED an investigation, but some people seem to think means the public is entitled to some kinda blow-by-blow every other week about where the investigation is, who’s a target, who’s not a target, who’s being indicted, when the indictment will be unsealed, etc. etc. And no, they can’t tell you. Learn how things actually work. https://twitter.com/RealSLokhova/status/1992414649430749443?s=20   Jury is investigating @EagleEdMartin . Ed Martin cannot respond because he cannot comment on an ongoing investigation. Some on the right fell for this MSDNC disinformation and are claiming Todd Blanche is investigating Ed Martin. This is untrue, and the story was fake on its face. Adam Schiff is a criminal who evaded accountability for over a decade, and this DoJ is about to have him indicted. This is the real story. https://twitter.com/EricLDaugh/status/1992036443040965116?s=20  KEEP it that way and overturn California’s!  The broad authority of the ALIEN ENEMIES ACT allows MILITARY TO BE USED AS LAW ENFORCEMENT domestically without Martial Law. https://twitter.com/WarClandestine/status/1992468878937801092?s=20  https://twitter.com/JimFergusonUK/status/1992145295770067356?s=20  about anything like that — because I'm a LEADER and they do as I say.” Then he dropped the hammer: “What they did was TRAITOROUS… They very seriously broke the law.” He says Pete Hegseth is examining it. He believes the military is examining it. And he thinks military courts may already be looking at the Democrats' behaviour. This is unprecedented. Members of Congress and a sitting U.S. Senator publicly told soldiers to disregard the Commander-in-Chief — the kind of act that, as Trump reminded, was historically punishable by death. He clarified he's not threatening them — but he made one thing unmistakably clear: “They're in serious trouble.” Democrats tried to spark insubordination. Trump just signalled the U.S. military justice system might be stepping in. (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

A group of Democratic lawmakers with military and intelligence backgrounds released a video Tuesday urging service members to "refuse illegal orders," a message conservatives blasted as a call to defy President Donald Trump and his Secretary of War Pete Hegseth.  Michael Pack, President of Manifold Productions and Palladium Pictures and the director and producer of The Last 600 Meters, joins me to discuss the video.Bill Pulte, director of the Federal Housing Finance Agency, said on X that a 50-year mortgage would be "a complete game changer" for homebuyers. FHFA is the part of the federal government that oversees Fannie Mae and Freddie Mac, which buy and insure the vast majority of mortgages in the country. Erik Weir, author of Who's Eating Your Pie?: Essential Financial Advice that Will Transform Your Life, joins me to discuss why a 50-year mortgage is a really bad idea.Corinne Cliford is an independent journalist, White House Press Corps member, and official spokesperson for SAT123.com, known for her fearless coverage of national crises and emergencies. Based in Washington, D.C., joins me to discuss her thoughts on the Trump-Mamdani meeting earlier today.Gloria Giorno, founder of The Regan Society and author of Outcast: How the Radical Left Tried to Destroy a Young Conservative, is a Conservative Christian mother and wife who joins me to discuss the story of what happened to her son at Belmont University.Michael PackManifold Productions, Inc.Palladium Pictures, LLCThe Last 600 Meters: The Battles of Najaf and FallujahWho's Eating Your Pie?: Essential Financial Advice that Will Transform Your LifeErik WeirCorinne ClifordSAT123.comThe Reagan SocietyGloria GiornoOutcast: How the Radical Left Tried to Destroy a Young ConservativeBecome a supporter of Tapp into the Truth: https://www.spreaker.com/podcast/tapp-into-the-truth--556114/support Tapp into the Truth on Rumble. Follow, watch the older shows, and join the live streams.“Remember Pop Rocks? Now, imagine they gave you superpowers.” Please let me introduce you to Energy Rocks! Born from the grit and ambition of a competitive athlete who wanted a better, cleaner way to fuel the body and mind, without the hassle of mixing powders, messy bottles, or caffeine crashes. Energy Rocks is a reimagining of energy into something fun, functional, and fantastically effective. A delicious popping candy energy supplement that delivers a rapid boost of clean energy and focus — anytime, anywhere. No water. No mixing. No bulky bottles. Just open, pop it in your mouth, and get ready to rock. Making any time the right time to “Get in the Zone, One Pop at a Time.”Take This Free Quiz To Find Out The Best & Worst Foods To Avoid For Joint Pain!Do you wake up in the morning with stiff joints or pain in your hips, back, knees, or elbows? Then, chances are you're feeling the effects of chronic inflammation taking its toll on your body. The good news is that it is NEVER too late to help get this under control. And the best part is certain foods help you do this naturally, without the need for prescription medications.If recent events have proven anything, you need to be as prepared as possible for when things go sideways. You certainly can't count on the government for help. True liberty requires self-reliance. My Patriot SupplySupport American jobs! Support the show! Get great products at great prices! Go to My Pillow and use promo code TAPP to save! Visit Patriot Mobile or Call (817) 380-9081 to take advantage of a FREE Month of service when you switch using promo code TAPP! Morning Kick is a revolutionary new daily drink from Roundhouse Provisions that combines ultra-potent greens like spirulina and kale with probiotics, prebiotics, collagen, and even ashwagandha. Just mix with water, stir, and enjoy!Follow Tapp into the Truth on Locals Follow Tapp into the Truth on SubstackHero SoapPatriot DepotBlue CoolersKoa CoffeeBrainMDDiamond CBDSauce Bae2nd SkullEinstokBeanstoxBelle IsleMomento AIHoneyFund"Homegrown" Boone's BourbonBlackout Coffee Co.Full Circle Brewing Co.Pasmosa Sangria  

When the dream of buying a home seems unattainable, is it time to find a new dream? Or is there another option on the table?Bill Pulte, the director of the Federal Housing Finance Agency, or the FHFA, said the administration is “working on” a plan to introduce 50 year mortgage terms for homebuyers. But some Americans have already been working on their own plans towards homeownership… and it's not the ‘nuclear family' route. Brittany is joined by NPR chief economics correspondent Scott Horsley and NPR producer & author of The Other Significant Others: Reimaging Life with Friendship at the Center, Rhaina Cohen to get into the cult of homeownership in America. Together they search for a new outlook of what ‘adulthood' looks like.Follow Brittany Luse on Instagram: @bmluseFor handpicked podcast recommendations every week, subscribe to NPR's Pod Club newsletter at npr.org/podclub.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Donald Trump has made flouting the law and daring anyone to challenge his ability to do so a hallmark of his second term, but a new video reminding Americans of the limits of Trump's power has him in a red-faced tantrum. The video consists of several members of Congress who are veterans of the military and intelligence services pointing out the fact that members of the military are not required to follow illegal orders.Donald Trump called for the deaths of Democratic members of Congress who are military and intelligence service veterans who participated in a video reminded members of the military that they should not follow illegal orders, prompting hundreds of death threats to those legislators and making additional security for their protection necessary. Despite vociferous concern about violent political rhetoric in the wake of Charlie Kirk's assassination, Republican condemnation of Trump has been light. Rep. Chris Deluzio and Rep. Maggie Goodlander talk with Jen Psaki about preserving legal and moral clarity in the face of Trump's lawlessness and threats.Jen Psaki explains how the political revenge prosecution of Adam Schiff by two of Donald Trump's lackeys, Ed Martin and Bill Pulte, has not only fallen apart as a legal case, but has flipped on Trump's investigators, who now find themselves the subjects of a new Justice Department investigation. To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week we cover the possible revival of the Fulton County RICO indictment against Trump's co-conspirators for their attempts to overturn the 2020 election.Trump issued a new pardon for a January 6th defendant for unrelated crimes that weren't committed on January 6th.FHA head Bill Pulte referred Eric Swalwell to the DOJ for criminal mortgage fraud.And Bill Pulte is under investigation over how he obtained Letitia James' and Lisa Cook's mortgage records. Allison Gillhttps://muellershewrote.substack.com/https://bsky.app/profile/muellershewrote.comHarry DunnHarry Dunn | Substack@libradunn1.bsky.social on BlueskyWant to support this podcast and get it ad-free and early?Go to: https://www.patreon.com/aisle45podTell us about yourself and what you like about the show - http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=short Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Trump appointee Bill Pulte sends a criminal referral against Eric Swalwell to the DOJ in an apparent effort to protect his own position after Pulte persuaded Trump to back a deeply unpopular 50-year mortgage plan. Dina Doll reacts. Leesa: Go to https://Leesa.com for 25% OFF PLUS get an extra $50 OFF with promo code: MISSTRIAL Visit https://meidasplus.com for more! Remember to subscribe to ALL the MeidasTouch Network Podcasts: MeidasTouch: https://www.meidastouch.com/tag/meidastouch-podcast Legal AF: https://www.meidastouch.com/tag/legal-af MissTrial: https://meidasnews.com/tag/miss-trial The PoliticsGirl Podcast: https://www.meidastouch.com/tag/the-politicsgirl-podcast The Influence Continuum: https://www.meidastouch.com/tag/the-influence-continuum-with-dr-steven-hassan Mea Culpa with Michael Cohen: https://www.meidastouch.com/tag/mea-culpa-with-michael-cohen The Weekend Show: https://www.meidastouch.com/tag/the-weekend-show Burn the Boats: https://www.meidastouch.com/tag/burn-the-boats Majority 54: https://www.meidastouch.com/tag/majority-54 Political Beatdown: https://www.meidastouch.com/tag/political-beatdown On Democracy with FP Wellman: https://www.meidastouch.com/tag/on-democracy-with-fpwellman Uncovered: https://www.meidastouch.com/tag/maga-uncovered Coalition of the Sane: https://meidasnews.com/tag/coalition-of-the-sane

This week: FHFA director Bill Pulte convinced Trump to back 50-year mortgages with some posterboard and a photo of FDR.  Felix Salmon, Elizabeth Spiers, and Emily Peck, discuss why Trump's post about 50-year mortgages angered conservatives – officials and voters alike – and why they're more of a hindrance than a solution to the housing crisis. Then, the White House is considering limiting the power of proxy advisers and index-fund managers on shareholder voting. The hosts explain what this would mean for shareholders and how billionaires like Elon Musk and Jamie Dimon, vocal opponents of these firms, stand to gain even more power if they do. Then finally, Robinhood has announced a new service that delivers cash to your door and the hosts ponder the use cases and mechanics of such a thing.  In the Slate Plus episode: Can You Do That With a Comma? Want to hear that discussion and hear more Slate Money? Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli and Cheyna Roth. Get 50% Off Monarch Money, the all-in-one financial tool at ⁠www.monarchmoney.com/SLATE⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

This week: FHFA director Bill Pulte convinced Trump to back 50-year mortgages with some posterboard and a photo of FDR.  Felix Salmon, Elizabeth Spiers, and Emily Peck, discuss why Trump's post about 50-year mortgages angered conservatives – officials and voters alike – and why they're more of a hindrance than a solution to the housing crisis. Then, the White House is considering limiting the power of proxy advisers and index-fund managers on shareholder voting. The hosts explain what this would mean for shareholders and how billionaires like Elon Musk and Jamie Dimon, vocal opponents of these firms, stand to gain even more power if they do. Then finally, Robinhood has announced a new service that delivers cash to your door and the hosts ponder the use cases and mechanics of such a thing.  In the Slate Plus episode: Can You Do That With a Comma? Want to hear that discussion and hear more Slate Money? Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli and Cheyna Roth. Get 50% Off Monarch Money, the all-in-one financial tool at ⁠www.monarchmoney.com/SLATE⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

This week: FHFA director Bill Pulte convinced Trump to back 50-year mortgages with some posterboard and a photo of FDR.  Felix Salmon, Elizabeth Spiers, and Emily Peck, discuss why Trump's post about 50-year mortgages angered conservatives – officials and voters alike – and why they're more of a hindrance than a solution to the housing crisis. Then, the White House is considering limiting the power of proxy advisers and index-fund managers on shareholder voting. The hosts explain what this would mean for shareholders and how billionaires like Elon Musk and Jamie Dimon, vocal opponents of these firms, stand to gain even more power if they do. Then finally, Robinhood has announced a new service that delivers cash to your door and the hosts ponder the use cases and mechanics of such a thing.  In the Slate Plus episode: Can You Do That With a Comma? Want to hear that discussion and hear more Slate Money? Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli and Cheyna Roth. Get 50% Off Monarch Money, the all-in-one financial tool at ⁠www.monarchmoney.com/SLATE⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

This week: FHFA director Bill Pulte convinced Trump to back 50-year mortgages with some posterboard and a photo of FDR.  Felix Salmon, Elizabeth Spiers, and Emily Peck, discuss why Trump's post about 50-year mortgages angered conservatives – officials and voters alike – and why they're more of a hindrance than a solution to the housing crisis. Then, the White House is considering limiting the power of proxy advisers and index-fund managers on shareholder voting. The hosts explain what this would mean for shareholders and how billionaires like Elon Musk and Jamie Dimon, vocal opponents of these firms, stand to gain even more power if they do. Then finally, Robinhood has announced a new service that delivers cash to your door and the hosts ponder the use cases and mechanics of such a thing.  In the Slate Plus episode: Can You Do That With a Comma? Want to hear that discussion and hear more Slate Money? Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli and Cheyna Roth. Get 50% Off Monarch Money, the all-in-one financial tool at ⁠www.monarchmoney.com/SLATE⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Friday, November 14th, 2025Today, new details emerge about the young girl Matt Gaetz exploited that led to the criminal investigation into him for sex trafficking a minor; a judge in the Comey case says a chunk of the grand jury transcripts is missing; Catholic bishops condemn US immigration operations in a rare public statement; a judge in Chicago has ordered the release of hundreds of non high-risk immigration detainees in Chicago; after that apartment building raid where they rappelled from Blackhawk helicopters - Propublica found no actual arrests were made; Trump withdraws his Supreme Court appeal over SNAP benefits; Bill Pulte has referred Eric Swalwell to the DOJ for mortgage fraud; the Oklahoma governor has stayed the execution of Tremane Wood; and Allison and Dana Deliver your Good News.Thank You, CBDistilleryUse promo code DAILYBEANS at CBDistillery.com for 25% off your purchase. Thank You, Fast Growing TreesGet 15% off your first purchase.  FastGrowingTrees.com/dailybeansGuest: John FugelsangTell Me Everything - John Fugelsang, The John Fugelsang Podcast, John Fugelsang - Substack, @johnfugelsang.bsky.social - Bluesky, @JohnFugelsang -TwitterSeparation of Church and Hate by John Fugelsang - OUT NOW!JOHN FUGELSANG BOOK TOUR PPV SPECIALStoriesAmerica's bishops express opposition to indiscriminate mass deportations | Catholic News AgencyTrump official refers Rep. Eric Swalwell for a federal criminal probe over alleged mortgage fraud | NBC NewsOklahoma governor spares the life of death row inmate just before scheduled lethal injection | PBS NewsHow a 17-Year-Old Girl Became Enmeshed in the Matt Gaetz Scandal | The New York Times“I Lost Everything”: Venezuelans Were Rounded Up in a Dramatic Midnight Raid but Never Charged With a Crime | ProPublicaGood TroubleIf you're hearing right-wing media insist that the redacted name in the Epstein email is Virginia Giuffre, here's the simplest response: prove it.If Republicans claim the redacted Epstein email name is Virginia Giuffre, tell your House rep: “Prove it. Lift the redaction. If it's her, show it. If you can't, say so.”And if your rep is a Democrat — especially on House Oversight — ask them to demand transparency on that redaction. Find Your Representative | house.govContacting U.S. Senators Find Your Representative | house.gov**Mutual Aid Relief Fund, Mutual Aid Hub, GiveDirectly.org/snap**​​Saturday, November 15. TeslaTakedown.com**Group Directory - The Visibility Brigade: Resistance is Possible**Vote Yes 836 - Oklahoma is gathering signatures**How to Organize a Bearing Witness Standout**Indiana teacher snitch portal - Eyes on Education**Find Your Representative | house.gov, Contacting U.S. SenatorsFrom The Good Newsadoptapet.com/pet/45311295-stockton-californiaSleepy Cat KnitsDana Goldberg Outrageous Tour - TONIGHT November 14th ChicagoOur Donation LinksNational Security Counselors - Donate, MSW Media, Blue Wave CA Victory Fund | ActBlue, WhistleblowerAid.org/beansFederal workers - email AG at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen. Find Upcoming Actions 50501 Movement, No Kings.org, Indivisible.orgDr. Allison Gill - Substack, BlueSky , TikTok, IG, TwitterDana Goldberg - The 2025 Out100, BlueSky, Twitter, IG, facebook, danagoldberg.comMore from MSW Media - Shows - MSW Media, Cleanup On Aisle 45 pod, The Breakdown | SubstackReminder - you can see the pod pics if you become a Patron. The good news pics are at the bottom of the show notes of each Patreon episode! That's just one of the perks of subscribing! patreon.com/muellershewrote Our Donation LinksNational Security Counselors - DonateMSW Media, Blue Wave California Victory Fund | ActBlueWhistleblowerAid.org/beansFederal workers - feel free to email AG at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen. Find Upcoming Actions 50501 Movement, No Kings.org, Indivisible.orgDr. Allison Gill - Substack, BlueSky , TikTok, IG, TwitterDana Goldberg - BlueSky, Twitter, IG, facebook, danagoldberg.comCheck out more from MSW Media - Shows - MSW Media, Cleanup On Aisle 45 pod, The Breakdown | SubstackShare your Good News or Good TroubleMSW Good News and Good TroubleHave some good news; a confession; or a correction to share?Good News & Confessions - The Daily Beanshttps://www.dailybeanspod.com/confessional/ Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:The Daily Beans on Apple PodcastsWant to support the show and get it ad-free and early?The Daily Beans | SupercastThe Daily Beans & Mueller, She Wrote | PatreonThe Daily Beans | Apple Podcasts Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today's Headlines: The internet is still digging through the 20,000 Epstein estate documents, but the big takeaways so far: Trump and Epstein were apparently still in contact during Trump's first term, Epstein seemed to know Trump's flight schedule, and he even told journalist Michael Wolff he had the dirt to “take Trump down,” including alleged details about Trump's finances and money laundering for a Russian oligarch. Meanwhile, new NYT reporting revisits the Matt Gaetz scandal, centering on the 17-year-old girl he paid for sex. She describes how she was homeless, trying to afford braces, and ended up connected to Gaetz through his associate Joel Greenberg. She later became the key witness in the DOJ's trafficking investigation—which ultimately went nowhere. On the political-retaliation tour, the Trump administration just referred Democrat Eric Swalwell to the DOJ for possible mortgage and tax fraud, courtesy of Trump ally Bill Pulte (the 50-year-mortgage guy). And the DOJ is also probing former CIA Director John Brennan under a theory that he and Obama were part of a long-running “deep state” plot against Trump. Elsewhere, 1,000 Starbucks workers went on strike on Red Cup Day, and after 232 years, the U.S. Treasury is finally killing off the penny—because spending 3 cents to make 1 cent is just bad math. Resources/Articles mentioned in this episode: NPR: House committee releases over 20,000 documents from Epstein estate NYT: How a 17-Year-Old Girl Became Enmeshed in the Matt Gaetz Scandal NBC News: Trump official refers Rep. Eric Swalwell for a federal criminal probe over alleged mortgage fraud NYT: Trump Loyalists Push ‘Grand Conspiracy' as New Subpoenas Land CNBC: Starbucks workers union launches strike in more than 40 cities on chain's key holiday sales day NYT: U.S. Mint Presses Final Penny After More Than 200 Years - The New York Times Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

This is a free preview of a paid episode. To hear more, visit www.serioustrouble.showSandwich Guy is free! Sean Dunn was acquitted of simple assault by a jury of his peers. Meanwhile, Lindsey Halligan continues to face difficulties in her case against James Comey, and the Justice Department generally is having trouble finding a sufficient number of qualified attorneys. That's all in this week's free show.There's much more this week for paying subscribers, including:* A look at why Justice Ketanji Brown Jackson chose to delay a ruling that would have forced the Trump administration to pay SNAP benefits.* U.S. Senators voted themselves a legal right to sue if the government obtains their phone records, and the House grudgingly went along. The provision might get repealed after an outcry. But if it doesn't, does that violate the 27th Amendment? And even if it does, is there any recourse?* The adventures of Bill Pulte.* Federal pardons for participants in fake elector conspiracies (who really mostly need to worry about state charges anyway).* Another victory for Ann Selzer.Visit serioustrouble.show to upgrade your subscription to get the whole episode.

SEASON 4 EPISODE 33: COUNTDOWN WITH KEITH OLBERMANN A-Block (2:30) SPECIAL COMMENT: From beyond the grave Jeffrey Epstein has accused Trump – and there’s a smoking gun and maybe four of them. The allegations that one of Epstein’s female victims “spent hours at (Epstein’s) house with (Trump)…” that Trump was “that dog that hasn’t barked” and he “has never once been mentioned”… those specific allegations, MADE by Jeffrey Epstein in 2011 and acknowledged by Ghislaine Maxwell minutes later. And now, Trump and his Republicans – especially Speaker of the House Mike Johnson – and his MAGA enablers – and his Fox News propagandists – are complicit in another extraordinary, disgusting cover-up: cover-up of pedophilia, a NEW cover-up - right now - playing out in real time as Trump tries to blackmail Republicans into burying the Epstein FILES. A cover-up, most of all, of Trump’s GUILT. Trump is guilty and Epstein has provided the evidence. And now we turn to the real crisis for Trump. If what the Democrats released yesterday had been the worst thing in the files, Trump could've held a news conference explaining it all away and welcoming full release. Instead he went into full panic and dragged Lauren Boebert into the Situation Room to try to bully her into removing her name from the discharge petition. Didn't work. Now reportedly 100 Republicans in the House will vote for discharge and against Trump and a MAGA lynchpin has declared MAGA is dead. So what is next? What if Trump pardons Maxwell, or commutes her sentence, it will cost him his presidency. Because a pardon or commutation of her would amount to a confession by him. So what MORE is in the Epstein Files? To what lengths will Trump go to stop the release of the files? And when will Trump’s role in the Epstein Crimes, in his past cover-ups of them, in his current cover-up of them, in his cover-up of whatever he is guilty of - when will the true horror of Trump’s guilt become so overwhelming, so disqualifying, that Republicans will have to make the choice between covering up for Trump or saving THEMSELVES? How much time does Trump have left before Epstein destroys him? AND AN UPDATE ON TRUMP'S ACCELERATING DEMENTIA: He wants troops sent to a place that doesn't exist. "The Miracle Mile Shopping Center in Chicago," he wrote. There IS no "Miracle Mile Shopping in Chicago" but there is one in Monroeville, PA, and if Trump wants to send troops into Chicago to protect Monroeville he's further gone than we have ever imagined. B-Block (37:00) THE WORST PERSONS IN THE WORLD: Some late quotes from the Democratic Quislings Jeanne Shaheen and Dick Durbin, and Independent (from reality) Angus King. Bill Pulte and the 50-year mortgage and the lowered standards for getting one. And America's Sweethearts, Kash Patel and Alexis Wilkins and Alexis is suing three MAGA podcasters and being attacked by Candace Owens. C-Block (49:30) GOOD NIGHT AND GOOD LUCK. See omnystudio.com/listener for privacy information.

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  There's one simple, common-sense plan to actually fix housing —but Bill Pulte's 50-year mortgage idea is nothing more than a self-serving scam for builders and banks.In this episode:Why Bill Pulte's “solution” is really a bailout for homebuildersThe truth about who's buying up your neighborhood — and how they rig pricesHow portable mortgages and property-tax reform could actually make homes affordable againWhy real-estate agents and Wall Street don't want prices to dropAnd why your home should never be treated like an “investment asset”Housing shouldn't be a financial hustle. It's supposed to be a home.

Wednesday, November 12th, 2025Today, Fannie Mae watchdogs who were removed from their jobs had been probing if Trump appointee Bill Pulte had improperly obtained mortgage records of key Democratic officials; Republicans added a provision to the continuing resolution to allow the Republican Senators whose call logs were subpoenaed by Jack Smith to each collect $500K in taxpayer money; Greg Bovino and the CBP are packing up and leaving Chicago as the House returns to work; Hakeem Jeffries is whipping no votes in the House for the shutdown deal; Trump has asked the Supreme Court to overturn the E Jean Carroll verdict; a federal judge has struck down a Republican gerrymander and has reinstated the voter approved map; that Marion county Kansas newspaper that was raided by the police - They get a $3M settlement from the government; and Allison and Dana deliver your Good News.Thank You, CoyuchiGet 20% off your first order when you visit Coyuchi.com/dailybeansThank You, OneSkinGet 15% off OneSkin with the code DAILYBEANS at  https://www.oneskin.co/dailybeans #oneskinpodGuest:  Zerlina MaxwellMornings with Zerlina | SiriusXM Progress Channel 127 Weekdays at 7 AM ETThe Inner Work Dispatch | Zerlina | Substack@zerlinamaxwell.bsky.social on Bluesky, @zerlinamaxwell - InstagramContacting U.S. Senators Find Your Representative | house.govSubscribe to MSW Media - YouTube StoriesFannie Mae Watchdogs Probed How Pulte Obtained Mortgage Records of Key Democrats | WSJThune secures provision in government funding bill letting senators sue for phone records seizure | POLITICOTrump asks Supreme Court to overturn verdict that he sexually abused and defamed E. Jean Carroll | CNN PoliticsU.S. Border Patrol boss Greg Bovino, fellow agents expected to leave Chicago but could be back in the spring | Chicago Sun-TimesUtah Judge Strikes Down GOP Gerrymander, Restores Voter-Approved Fair Map | Democracy DocketMarion County agrees to pay out $3M for newspaper raid, expresses regret | Kansas ReflectorGood TroubleWe saw you are covering the courts' decisions on SNAP benefits. If you're looking to offer your readers a way to help families missing benefits, letting you know GiveDirectly is delivering emergency cash in real time to the lowest-income families -- we've paid 133,000+ since Nov 1: GiveDirectly.org/snap. **Sharonville City Hall on Wednesday, November 12th at 6:30pm. For more info, please visit Cincy Urban Farm**​​Saturday, November 15. TeslaTakedown.com**Group Directory - The Visibility Brigade: Resistance is Possible**Vote Yes 836 - Oklahoma is gathering signatures**How to Organize a Bearing Witness Standout**Indiana teacher snitch portal - Eyes on Education**Find Your Representative | house.gov, Contacting U.S. SenatorsFrom The Good NewsMutual Aid Relief Fund, Mutual Aid Hub, GiveDirectly.org/snapLink to Modelo's adoption page - The Animal FoundationSocial Security Fairness Act: Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) update | SSAFortitude Strength and Conditioning in Oak Grove, MissouriDoney Coe Pet Clinic in SeattleDana Goldberg Outrageous Tour - November 14th ChicagoOur Donation LinksNational Security Counselors - Donate, MSW Media, Blue Wave CA Victory Fund | ActBlue, WhistleblowerAid.org/beansFederal workers - email AG at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen. Find Upcoming Actions 50501 Movement, No Kings.org, Indivisible.orgDr. Allison Gill - Substack, BlueSky , TikTok, IG, TwitterDana Goldberg - The 2025 Out100, BlueSky, Twitter, IG, facebook, danagoldberg.comMore from MSW Media - Shows - MSW Media, Cleanup On Aisle 45 pod, The Breakdown | SubstackReminder - you can see the pod pics if you become a Patron. The good news pics are at the bottom of the show notes of each Patreon episode! That's just one of the perks of subscribing! patreon.com/muellershewrote Our Donation LinksNational Security Counselors - DonateMSW Media, Blue Wave California Victory Fund | ActBlueWhistleblowerAid.org/beansFederal workers - feel free to email AG at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen. Find Upcoming Actions 50501 Movement, No Kings.org, Indivisible.orgDr. Allison Gill - Substack, BlueSky , TikTok, IG, TwitterDana Goldberg - BlueSky, Twitter, IG, facebook, danagoldberg.comCheck out more from MSW Media - Shows - MSW Media, Cleanup On Aisle 45 pod, The Breakdown | SubstackShare your Good News or Good TroubleMSW Good News and Good TroubleHave some good news; a confession; or a correction to share?Good News & Confessions - The Daily Beanshttps://www.dailybeanspod.com/confessional/ Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:The Daily Beans on Apple PodcastsWant to support the show and get it ad-free and early?The Daily Beans | SupercastThe Daily Beans & Mueller, She Wrote | PatreonThe Daily Beans | Apple Podcasts Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

President Donald Trump and Federal Housing Finance Agency director Bill Pulte have floated the idea of a 50-year mortgage as a potential way to make homebuying more affordable. The president has said that longer mortgages would lower borrowers' monthly payments, which is true — but at what cost? And later, 47 economists filed an amicus brief in Trump's tariffs case before the Supreme Court. We'll unpack what they said.

President Donald Trump and Federal Housing Finance Agency director Bill Pulte have floated the idea of a 50-year mortgage as a potential way to make homebuying more affordable. The president has said that longer mortgages would lower borrowers' monthly payments, which is true — but at what cost? And later, 47 economists filed an amicus brief in Trump's tariffs case before the Supreme Court. We'll unpack what they said.

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Bill Pulte just sold President Trump one of the dumbest ideas in modern housing policy.In this episode:The shocking story behind Trump's “Great American Presidents” posterWhy the 50-year mortgage is a bailout for builders, not buyersHow Trump got blindsided — and why his own team is furiousThe common-sense fixes (like portable mortgages) that Wall Street hatesAnd why this doubles down on dumb with talk of 15-year car loansThis isn't innovation — it's inflation. The 50-year mortgage isn't the American dream. It's a debt trap dressed up as patriotism

We've got ourselves a good old-fashioned legislative brawl over hemp. The Senate just shut down Rand Paul's amendment that tried to strip out restrictions on intoxicating hemp products from the new government funding deal. This is the kind of hemp that doesn't quite fall under marijuana, the THCA and Delta-9 stuff that's skirted federal legality thanks to a 2018 farm bill maneuver. Paul, joined by Ted Cruz and a solid group of Democrats, argued this would gut the hemp industry in Kentucky and beyond. Mitch McConnell, of all people, led the charge in cracking down — he wants to shut down what he sees as a loophole before he exits stage right in 2026.Politics Politics Politics is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.The hemp industry is pissed. They lobbied hard, warning this will lead to job losses, ruined crops, and wiped-out businesses. But some law enforcement groups, anti-drug organizations, and even alcohol and legal marijuana folks were all in favor. They argue the current situation puts minors at risk and needs to be cleaned up. Rand Paul says his fight wasn't about holding up the government funding, but rather making sure someone in the Senate stood up for hemp farmers. Still, the amendment failed, and the broader bill — restrictions included — is going to move forward. And unless something magical happens in the House, it looks like the loophole days are done.Personally, I'm pretty skeptical of the idea that we're one bad gummy away from chaos in the streets. I've never bought the whole “kids are going to die if we don't regulate this tomorrow” pitch. That's not to say we shouldn't have age restrictions and public usage laws — we definitely should — but we need to be real about this. America needs a consistent weed policy. We're in this weird limbo where it's both legal and illegal, regulated and unregulated, and the result is that nobody really knows what's what.The 50-Year Mortgage PlanDonald Trump floated the idea of a 50-year mortgage on Truth Social, and it immediately got dragged on cable news. Fox Business host Charlie Payne slammed the plan as a bad way to fix housing affordability. The math doesn't lie: you might pay less per month, but in the long run, you'd nearly double the total cost of the house. That didn't stop Bill Pulte, head of the Federal Housing Finance Agency, from calling it a game-changer. But Pulte's now facing heat because this idea just doesn't have a lot of fans.The appeal is pretty simple. You give younger buyers a way into the housing market with a lower monthly payment. Maybe that helps them get in the game earlier, buy a house in their twenties, start building equity. But let's be honest — the problem isn't just the monthly payment. It's the cost of everything. I didn't buy a house in my twenties because I wasn't ready, and I wanted to live a little. That's not a mortgage issue. That's a culture issue.And when I finally did buy, I didn't care how long the mortgage was. I cared about location, timing, and whether I actually wanted to settle down. A 50-year mortgage might help on the margins, but it's not the silver bullet for housing affordability. Maybe it gets a few people in the door earlier. Maybe not. But it's certainly not going to fix the system.Schumer on the Hot SeatChuck Schumer is taking incoming fire from all directions. After eight Senate Democrats voted with Republicans to end the shutdown, a lot of progressives decided enough was enough. Groups like MoveOn and Indivisible are now calling for Schumer to resign. Even some moderates are joining the chorus. They say he's out of touch, ineffective, and unable to confront Trump in any meaningful way.MoveOn claims 80% of their members want Schumer out. Representatives like Rashida Tlaib, Ro Khanna, and Seth Moulton have all voiced their displeasure. But over in the House, Minority Leader Hakeem Jeffries is standing by Schumer. He gave a full-throated endorsement, saying Schumer is the right man for the job and that his fight during the shutdown was valiant. So at least publicly, Schumer isn't going anywhere.But this does shine a spotlight on the growing rift within the Democratic Party. The progressives want more aggression, more resistance, and less compromise. Schumer's old-school Senate style — the backroom deals, the procedural wrangling — doesn't cut it for them anymore. Whether or not this turns into an actual leadership challenge is still up in the air. But the frustration is loud and growing, and Chuck is smack in the middle of it.Chapters00:00:00 - Intro00:02:39 - Latest on Shutdown00:04:21 - Interview with Kirk Bado00:29:16 - Update00:29:52 - Hemp Products00:33:57 - 50-Year Mortgages00:37:58 - Calls for Schumer to Resign00:41:41 - Interview with Kirk Bado (con't)01:08:10 - Wrap-up This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.politicspoliticspolitics.com/subscribe

Tempers flare as PBD, Tom, Brandon, and Bill Pulte dive into the government shutdown chaos. From SNAP spending and illegal immigration to AOC's “healthcare is a human right” claim, the panel debates who's really to blame—Congress, the White House, or a fractured GOP—and what it reveals about America's priorities.

The streaming war just got ugly. As Disney threatens to pull ESPN and ABC from YouTube TV, PBD, Tom, Brandon, and Bill Pulte debate who's really in the wrong. From Disney's Netflix playbook to its Hulu power grab, they unpack what this fight means for streaming, stock value, and the future of TV.

PBD, Tom, Brandon, and Bill Pulte break down the wave of corporate layoffs hitting Amazon, UPS, Meta, and Target. Are these cuts a sign of trouble or a pivot toward AI efficiency? The panel debates automation, union decline, and whether AWS, Azure, or Oracle will dominate the trillion-dollar cloud future.

Patrick Bet-David, Tom Ellsworth, and Brandon Aceto are joined by Bill Pulte as they break down the Fed's rate decision, the escalating war between Disney and YouTube TV, Amazon's sweeping layoffs, and rising speculation over whether AOC will run for president.------

Bill Pulte joins Patrick Bet-David, Tom, and Brandon to discuss the U.S. housing crisis, Jerome Powell's interest rate decisions, and why builders are sitting on millions of empty lots. From rent counting toward mortgages to crypto-backed loans, they break down how housing policy and inflation shape America's future.

Donald Trump shipped 50% of USRDA of crazy overseas this weekend, with a trip to Israel and Egypt to collect some unusual MAGA hats, and to try to get into heaven. The good news is, the hostage/prisoner swap has taken place and the guns are (at least temporarily) silent. Or at least that's what we hear. But we hear a lot of things about this deal. Many people must be saying them. The weekend at home was therefore about half as crazy as usual, but routine in all the sad ways they sometimes are. The loss of an entertainment icon, for one. And lots of gun violence, in places where zero National Guard troops are on their way. Essential background on a continuing source of crazy—Bill Pulte—proves once again how deeply weird top Trumpers really are. The rich are different. By which we mean weirder than normal weird. Normies, by contrast, are still pretty normal. Which only makes the Deeply Weird that much more suspicious of them, given that they're usually busy committing the same violations, but on a much grander scale. The “case against” Letitia James continues in what we can only hope is its death spiral, which can only surprise Pam Bondi in that she was apparently surprised by the case being brought at all. Is it just a case of the left hand not knowing what the right hand is doing? If so, it's not limited to the DOJ. The CDC, for instance, fired everybody in sight over the weekend, then scrambled to rehire them (again) before Monday. Dominion Voting Systems is under new ownership, by which we mean Republican. Going forward, the company appears poised to forgive defamation judgments against… Republicans and just maybe, “Twitter files-style,” prove its new owners “right” about vote-rigging. Would that be enough to ensure success in 2026? If not, Gop activists in Oregon have a proposed solution: kick the Oregon (and maybe Washington) delegations out of Congress. Lastly, a reminder that the traditions of “judicial deference” and the “presumption of regularity” are earned benefits, not entitlements. And at least one judge has laid out a path forward on that. (I mean, what kind of judgemental deference do you give to a guy promising you 1,500% discounts?)

Trump's hit man Bill Pulte's finger prints are all of the 2 count indictment in which Trump has framed NY AG Leticia James for mortgage fraud. One look at the threadbare indictment tells you all you need to know that it is highly unlikely that they will sustain a conviction against James, and much more likely that it will be dismissed for prosecutorial misconduct and vindictive prosecution. Michael Popok has the indictment (and the Biden-appointed Judge assigned to the case) and walks the audience through next steps. Remember to subscribe to ALL the MeidasTouch Network Podcasts: MeidasTouch: https://www.meidastouch.com/tag/meidastouch-podcast Legal AF: https://www.meidastouch.com/tag/legal-af MissTrial: https://meidasnews.com/tag/miss-trial The PoliticsGirl Podcast: https://www.meidastouch.com/tag/the-politicsgirl-podcast The Influence Continuum: https://www.meidastouch.com/tag/the-influence-continuum-with-dr-steven-hassan Mea Culpa with Michael Cohen: https://www.meidastouch.com/tag/mea-culpa-with-michael-cohen The Weekend Show: https://www.meidastouch.com/tag/the-weekend-show Burn the Boats: https://www.meidastouch.com/tag/burn-the-boats Majority 54: https://www.meidastouch.com/tag/majority-54 Political Beatdown: https://www.meidastouch.com/tag/political-beatdown On Democracy with FP Wellman: https://www.meidastouch.com/tag/on-democracy-with-fpwellman Uncovered: https://www.meidastouch.com/tag/maga-uncovered Coalition of the Sane: https://meidasnews.com/tag/coalition-of-the-sane Learn more about your ad choices. Visit megaphone.fm/adchoices

It's Friday, October 10th, A.D. 2025. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Adam McManus Sudanese Muslims threaten to take over Christian school A years-long Islamist attempt to seize a Christian school in Sudan, Africa continued this month even as people displaced by war have taken refuge in the facility, reports Morning Star News. On September 3rd, an Islamic business interest sent three Muslims who forcefully entered the embattled Evangelical School of Sudan, located in the city of Omdurman across the Nile River from Sudan's capital of Khartoum. They threatened hundreds of mostly Christian people displaced by internal war, telling them to leave the compound. The intruders made their way to the office of the headmaster of the school, which belongs to the Sudan Presbyterian Evangelical Church and broke the office door. Without giving a deadline, the intruders threatened to take the facility by force. Psalm 10:2 says, “In arrogance, the wicked hotly pursue the poor; let them be caught in the schemes that they have devised.” President Trump helped orchestrate Israel-Hamas peace deal At his Cabinet meeting yesterday morning, President Donald Trump discussed the historic peace deal he helped to negotiate between Israel and Hamas, the Palestinian Muslim terrorist  group, to end the two-year-long war.  TRUMP: “It's really peace in the Middle East.” It was part of his 20-point peace plan to end the conflict. TRUMP: “We ended the war in Gaza, and really, on a much bigger basis, created peace. And I think it's going to be a lasting peace, hopefully an everlasting peace. Peace in the Middle East. We secured the release of all of the remaining hostages. It'll be a day of joy. “I'm going to try and make a trip over. We're going to go to Egypt, where we'll have a signing, an additional signing. We've already had a signing representing me, but we're going to have an official signing. So, it's been really something incredible that nobody thought it was possible to get it done.” On Friday, Israel's government ratified a ceasefire with Hamas, clearing the way to suspend hostilities in Gaza within 24 hours and free Israeli hostages held there within 72 hours after that, reports Reuters. Twenty Israeli hostages are still believed to be alive in Gaza, while 26 are presumed dead, and the fate of two is unknown. Hamas has indicated that recovering the bodies of the dead may take longer than releasing those who are alive. The living Israeli hostages are set to be released on Monday or Tuesday as Israel simultaneously prepares to release hundreds of Palestinian prisoners. Many world leaders praised President Trump for his administration's role in brokering the deal.  Celebrations have erupted across Israel and Gaza, as the region welcomes the peace agreement, reports TheEpochTimes.com. TRUMP:  “So, I want to express my tremendous gratitude to the leaders of Qatar, Egypt and Turkey, for helping us reach this incredible day and for being there. They were there with us all the way. And of course, as you know, Saudi Arabia and Jordan, and so many.  I will tell you, [Turkey] President [Recep] Erdogan was personally involved in dealing with Hamas and some of the others. He's been great. They've all been really amazing. Indonesia has been amazing. “The whole world has come together for this. People that didn't get along, people that didn't like each other, neighboring countries, that, frankly, didn't like each other. But now this is a moment in time.” At the cabinet meeting yesterday morning, Trump noted that this was the eighth major world conflict he helped to resolve in the first eight months of his second term. TRUMP: “We settled seven. This is number eight. We settled seven wars, or major conflicts, but wars. The one that I thought would be, maybe the quickest of all, would be Russia- Ukraine. And I think that's going to happen too. In the meantime, they're losing about 7,000 people a week, and that seems pretty bad. They're losing mostly soldiers, young soldiers. They go out to war and they're getting killed.” Pro-Israel activist: President Trump deserves the Nobel Peace prize President Donald Trump is being hailed as a peacemaker worthy of the Nobel Peace Prize after securing phase one of an "historic" Gaza peace agreement between Israel and Hamas, reports FoxNews. In an interview on Fox & Friends with Ainsely Earhart, pro-Israel activist Lizzy Savetsky was ecstatic. SAVETSKY: “I think that the Jewish people across the world have really been holding our breath for the past two years, especially knowing that so many of our brothers are being held in the tunnels of Gaza, being tortured, starved, and knowing that they're finally going to get to come home, knowing that we finally have a chance for real peace that could only be achieved through strength and military pressure on the horizon. “I just feel a great sense of relief. They were popping champagne in Hostage Square. This is news that we have been praying and praying and praying for for the past two years.” EARHARDT: “What is your message to President Trump?” SAVETSKY:  “Thank you so much for having the courage to do this. I have thanked God every single day that you are our president. This is why I campaigned for you. This is why my fellow Jews campaigned for you. “We knew that you were the only one who could get this done. You deserve the Nobel Peace Prize. This is historic, and we are just endlessly grateful. President Trump, thank you. thank you, thank you.” Matthew 5:9 says, “Blessed are the peacemakers, for they will be called children of God.” Chicago Mayor vs Donald Trump over National Guard in Windy City Chicago Mayor Brandon Johnson  takes issue with President Donald Trump's decision to send in the National Guard to protect the people of Chicago from street violence. JOHNSON: “You know, as far as what we are hearing, the National Guard. First of all, it's illegal, unconstitutional. It's dangerous; it's wrong. This is not about deportation. This is not about safety for this President. This is about authoritarianism. It's about stoking fear. It's about breaking the Constitution that would give him that much more control over our American cities.” In 2024, there were 573 homicides in Chicago. And between January 1, 2025 and October 6th, there have already been another 331 homicides in the Windy City.  For 13 consecutive years, Chicago has had the most murders of any American city. New York Attorney General Letitia James indicted on mortgage fraud New York state Attorney General Letitia James was indicted Thursday by a federal grand jury in Virginia on at least one charge of mortgage fraud, reports the New York Post. Federal housing regulator Bill Pulte referred James to the Justice Department in April. He claimed that she “falsified records” to get sweetheart home loans for a Virginia property that she claimed as her “principal residence” in 2023 — while she was starting her second term as New York's top prosecutor in New York City. Pulte suggested that James had committed crimes including wire fraud, mail fraud, bank fraud, and false statements to a financial institution, among other offenses. Arsonist who started Palisades Fire in L.A. arrested And finally, Jonathan Rinderknecht, the man accused of starting the Palisades Fire in Los Angeles on January 1, 2025, was arrested Tuesday, reports The Western Journal. According to KNBC-TV in Los Angeles, by January 31, the fire he set had burned through more than 23,000 acres, killed 12 people, and burned 7,000 homes and businesses to the ground. Rinderknecht, now living in Melbourne, Florida, was charged with destruction of property by means of fire. At the press conference, Bill Essayli, the acting U.S. attorney, said this. ESSAYLI: “As the world watched in horror as the Palisades fire burned, victims perished in the smoke and flames. Homes, where cherished family memories and belongings, were turned to rubble and ash. The iconic Pacific Coast Highway along Malibu looked like a war zone. And thousands of people were forced to evacuate. “Though homes and businesses cannot be rebuilt, this arrest, we hope, will provide a measure of justice to all those who were impacted.” Close And that's The Worldview on this Friday, October 10th, in the year of our Lord 2025. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

Government shut-down fun, Gaza updates, and lots more headline yucks~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~Politics, Falling On Stairs, Lesbian Divorce Rate, Status Stress, AI Press Releases, AI Movies, AI Learn By Watching, MSM Low Popularity, Nick Sorter Arrested, Antifa Training Events, Charisma-Challenged Hakeem Jeffries, Chuck Schumer, TSA Quiet Skies, Sombrero Memes, Trump's Hilarious Trolling, Democrat Congressional Leadership, Kash Patel, J6 National Guard Delay, Nancy Pelosi, AG Leticia James, Bill Pulte, David Sacks, SLPC, Winning Wars, Scott Galloway, Democrat Imaginary Problems, Gavin Newsom, Hamas Rejects Deal, Tucker Israel's Influence, Greta Thunberg's Flotilla, FBI Arrests Success, MIT Concrete Battery Technology, Taiwan Chip Negotiations, Scott Adams~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~If you would like to enjoy this same content plus bonus content from Scott Adams, including micro-lessons on lots of useful topics to build your talent stack, please see scottadams.locals.com for full access to that secret treasure.

Bill Pulte, the Director of the Federal Housing Finance Agency joins the show. Responding to the changes made by FICO this week. Cutting out the middle man for mortgage lenders and resellers. Then, Goldman's CEO with a warnings about the AI hype cycle. Why David Solomon is growing worried. Plus, former SEC Commissioner Laura Unger details the impact of a government shutdown on the ability of companies to go public. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Greg Dworkin took a break from supervising the construction of his new walk-in shower to join us and KITM and David Waldman for our Thursday chat. Trump had Jimmy Kimmel disappeared in broad daylight yesterday... ABC wanted to do its part in building the national information hegemony and FCC chair Brendan Carr was happy to lend them a hand, one way or the other. Every person that Trump wanted to anger or sadden has been angered or saddened by the news. Teddy Roosevelt would have been against this treason, and the monopolies too. Oh no, now Stephen King too! Now ABC has been cancelled! (It's the Australian one though, as if that mattered to Trump.) In order to streamline the administration's persecution efforts, all “woke” will henceforth be known as “Antifa”, and illegal. All “Groypers” will be “Leftists” until further notice.      Charlie Kirk hasn't yet been added to the Pledge of Allegiance, because Trump has dibs on that slot. They might mandate that his tiny little face be etched into all Confederate statues though. Why can't Democrats manipulate the masses like Charlie? Gavin Newsom has never met an angle he didn't like, and Charlie sure had a few.                                                    The difference between the mortgage fraud Scott Bessent and Bill Pulte's parents are accused of, and the mortgage fraud Lisa Cook and Letitia James are accused of, is that theirs is nonexistent.

Canceling Democrats and all sorts of newsy drama todayPolitics, Stephen King, Schadenfreude, US Retail Sales, Youth Loneliness, Lisa Cook, Bill Pulte, Pam Bondi, Hateful-Left Firings, Streamer Destiny, Candace Owens, Bill Ackman, Charlie Kirk, President Trump, Mass Hysteria Brainwashing, Cognitive Dissonance, Trump Defamation Lawsuit NYT, Congress Retirements, Campus Violence, Antifa Objectives, Gaza City Offensive, Ukraine War, Canadian Supermarkets, Open Society Funding, Zohran Mamdani, Governor Hochul, Scott Adams~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~If you would like to enjoy this same content plus bonus content from Scott Adams, including micro-lessons on lots of useful topics to build your talent stack, please see scottadams.locals.com for full access to that secret treasure.

Newly discovered bank and tax documents show that Trump and one of his inner circle Bill Pulte have been lying to a federal court that Federal Reserve Governor Lisa Cook committed mortgage fraud by falsely claiming that she told her lender that 2 homes of hers were both “primary residences” in order to gain an economic and tax advantage. As Michael Popok reports based on Reuters expose, turns out that Cook told her lender in writing that her Atlanta property was a “vacation” or “second home” and she never declared the property as her “primary” for property tax purposes. On the other hand, Pulte's own parents committed tax fraud that has been investigated by Michigan state officials. Upgrade your sleep with Miracle Made! Go to https://TryMiracle.com/LEGALAF and use the code LEGALAF to claim your FREE 3 PIECE TOWEL SET and SAVE over 40% OFF. Visit https://meidasplus.com for more! Remember to subscribe to ALL the MeidasTouch Network Podcasts: MeidasTouch: https://www.meidastouch.com/tag/meidastouch-podcast Legal AF: https://www.meidastouch.com/tag/legal-af MissTrial: https://meidasnews.com/tag/miss-trial The PoliticsGirl Podcast: https://www.meidastouch.com/tag/the-politicsgirl-podcast The Influence Continuum: https://www.meidastouch.com/tag/the-influence-continuum-with-dr-steven-hassan Mea Culpa with Michael Cohen: https://www.meidastouch.com/tag/mea-culpa-with-michael-cohen The Weekend Show: https://www.meidastouch.com/tag/the-weekend-show Burn the Boats: https://www.meidastouch.com/tag/burn-the-boats Majority 54: https://www.meidastouch.com/tag/majority-54 Political Beatdown: https://www.meidastouch.com/tag/political-beatdown On Democracy with FP Wellman: https://www.meidastouch.com/tag/on-democracy-with-fpwellman Uncovered: https://www.meidastouch.com/tag/maga-uncovered Coalition of the Sane: https://meidasnews.com/tag/coalition-of-the-sane Learn more about your ad choices. Visit megaphone.fm/adchoices

Independent investigative journalism, broadcasting, trouble-making and muckraking with Brad Friedman of BradBlog.com

Sconce enjoyer Barry Loudermilk has formed his subcommittee to investigate the investigation of January 6th The Proud Boys are calling for Attorney General Pam Bondi to step down because she refused to settle with them. Newsmax's suit against Fox has already been dismissed.We know the Trump Administration is going after its political enemies for mortgage fraud while three members of Trump's Cabinet, Ken Paxton, Bill Pulte's family members, Jim Comer, and Donald Trump have also committed mortgage fraud.An appeals court has upheld the $84M E Jean Carroll judgment. Plus, Pete Navarro isn't done suing the DoJ. Allison Gillhttps://muellershewrote.substack.com/https://bsky.app/profile/muellershewrote.comHarry DunnHarry Dunn | Substack@libradunn1.bsky.social on BlueskyWant to support this podcast and get it ad-free and early?Go to: https://www.patreon.com/aisle45podTell us about yourself and what you like about the show - http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=short

Donald Trump and his Republican acolytes defy credulity with their bizarre denial that Trump's page in Jeffrey Epstein's birthday book is somehow a 22-year-old forgery, but as Jen Psaki points out, that isn't the only unbelievable story Trump is trying to push to escape a reality that makes him look really bad. In the latest edition of "Jen's Version," Jen Psaki addresses questions asked at the White House press briefing, including what Donald Trump meant by "if a man has a little fight with the wife they say this is crime," as he complained about the crime getting in the way of his claim that Washington D.C. doesn't have any more crime.Texas State Rep. James Talarico, fresh from declaring his candidacy to represent Texas in the U.S. Senate, talks with Jen Psaki about the role of "love thy neighbor" religion in his politics, and the fight he wants to help bring to bear against Donald Trump's Republicans. Senator Adam Schiff joins to talk about Donald Trump and Jeffrey Epstein, and Wes Moore discusses his decision to run for reelection as Maryland's governor.

Football Team Valuations Sexy is back - Retail What winning the Powerball Jackpot means A little 1,000,000 revision... PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - Stagflation - as payrolls drop - People in glass houses ....Stupid Politics - We are still here - which means we did not win the Powerball Jackpot - They say it will never happen - Ban on stock ownership for Congress Markets - CRISPR Chocolates? - Tech - again the driver - Sexy is back - Retail - Take in stride - on 900k less workers - ORACLE!!!!!! Powerball Jackpot - $1.8 Billion - Two winners - Texas and Missouri - Each winning ticket holder can choose either an annuitized prize of $893.5 million or a lump sum payment of $410.3 million – both before taxes. - Additionally, two lucky tickets sold in Kansas and Texas won a $2 million prize and 18 tickets sold across 13 states won $1 million. - Back to just $20 million now... - The odds of winning were 1 in 292.2 million, according to the Multi-State Lottery Association, which oversees the game. Glass Houses - Pulte - Accuses Fed's Cook and with simple accusations Trump looking to Fire ... - Close relatives of the federal official who has accused a Federal Reserve governor of improperly claiming primary residence on two properties have declared the same status on two homes in two different states, public records show. - Mark and Julie Pulte, the father and stepmother of Bill Pulte, President Donald Trump's appointee as director of the Federal Housing Finance Agency, since 2020 have claimed so-called “homestead exemptions” for residences in wealthy neighborhoods in both Michigan and Florida, according to the records. The exemption is meant to give a discount to homeowners on taxes for properties they use as their primary residence. - Local tax officials in both states told Reuters that claiming more than one home as a primary residence isn't generally allowed in their jurisdictions and could be punishable by fines or back taxes. - After Reuters contacted tax officials in Bloomfield Township, Michigan, to inquire about the dual claims, Darrin Kraatz, director of assessing, on Thursday said the township “as of today” would revoke the exemption on the Pultes' residence there. Beat Your Ass - Seems at a recent dinner- Pulte got under Scott Bessent's skin and bessent was pissed - F You - I am going to beat your ass - punch you in the F'n mouth for bad talking me to president Trump - Class act these children Chocolate Editing - Candy maker Mars said Wednesday it has partnered with biotech company Pairwise to speed up the development of more resilient cocoa using CRISPR-based gene editing technology. - CRISPR technology is a gene-editing tool that makes changes to DNA and can be used in farming. - The goal is to create cacao plants that can better withstand disease, heat and other climate-related stresses that can put global chocolate supply at risk. ---- Public Service: The main difference between cocoa and cacao: cacao is minimally processed and remains largely raw and nutrient-dense, while cocoa is made from roasted cacao beans that have been processed at high temperatures. This heat and processing affect cacao's nutrient profile and flavor, making cacao powder more bitter and richer in nutrients, and cocoa powder milder and more suitable for baking. GOOGLE for the win - Google shares popped 8% on Wednesday last week as investors celebrated what they viewed as minimal consequences from a historic defeat last year in the landmark antitrust case. - Last year, Google was found to hold an illegal monopoly in its core market of internet search. - U.S.

The Supreme Court delivers a victory for Trump's immigration agenda, reinstating ICE's authority to conduct roving patrols in Los Angeles. Internal emails reveal DOJ dissent over Biden's last-minute pardons as the Oversight Committee nears a final report on the autopen. Jury selection begins in the trial of Ryan Routh, accused of attempting to assassinate President Trump at his Florida golf course. Treasury Secretary Scott Bessent reportedly challenged Housing chief Bill Pulte to a fight at a private DC dinner. Get 20% Off with code MK at TakeLean.comGo to COZYEARTH.com | Use code MEGYN & save up to 40% off on Cozy Earth!

SEASON 4 EPISODE 11: COUNTDOWN WITH KEITH OLBERMANN A-Block (1:45) SPECIAL COMMENT: Jayvee Vance has got to resign as Vice President. Relax; he won't. But you cannot BE Vice President of the United States if you're crazy enough to boast about repurposing the military as a War Crime committing death squad killing probable migrants in international waters. Plus if you’re responding to tweets by the Krassensteins you’re clearly insane and unfit for office. Even under Trump.. MEANWHILE: if Trump was an FBI informant against Jeffrey Epstein that means he was a witness to everything Epstein did with those girls? And yes, Mike Johnson tried to "back off" his claim that Trump was an FBI Epstein agent late Sunday, but a) the "back off" came 72 hours after he blurted it out; b) it still implies that Trump knew about Epstein and went to the authorities about it, suggesting he had first-hand evidence like HE WAS THERE, and c) it is a cardinal tenet of QAnon that if Trump is ON the Epstein client list. "He did it for 'Merica!" might not be the flex Trump and Mike Johnson think it is ALSO: Trump was booed as he arrived at the U.S. Tennis Open yesterday. You didn’t see it because Bob Iger and ABC and Disney whored themselves out pre-censoring the truth. CBS just did that too - and worse, agreeing NOT to edit out any lies by Trump Gang members. THE PRIMARY RESIDENCE WITCH-HUNT? The mortgage app alleged white lie with which Trump hopes to bring down a Fed governor and Letitia James and Adam Schiff? The nut job releasing the alleged evidence is Bill Pulte and guess what public records show HIS OWN PARENTS DID? They ALSO CLAIMED multiple "primary residences" - and you can only have one. Oops. THERE IS SOME GOOD NEWS: per G. Elliott Morris: mainstream Trump polling is flat, unchanged. But the INTERIOR numbers? Since January Trump’s STRONG approval number - the diehards - has dropped from 34% to 24%. That's down a third. And his STRONG disapproval number - the haters - has grown from 36% to 46%. Also a third. That is unsustainable. B-Block (41:53) THE WORST PERSONS IN THE WORLD: "Gunther Eagleman" and the other similarly stupidly named Right Wing influencers now alleged to be on yet ANOTHER country's payroll. Plus the man who killed CNN John Malone may have inadvertently outed a racist: himself. And And a CBS correspondent named Robert Costa let Trump pee on his leg about Russia and all he did was report: “CBS Exclusive: Trump Exclusively Peed On MY leg!” C-Block (55:20) THINGS I PROMISED NOT TO TELL: They're going to use A.I. to try to reconstruct the infamous 43 missing minutes in the classic - possible greatest film of all time - "Magnificent Ambersons." I loathe the concept. I will watch the product as many times as they let me! But of more immediate relevance, if they ever release it, I'll be able to say I knew the star of a new 2025 film who died in 1994 and I met in 1985 only I didn't realize it was him. I swear I thought she said "Carlton." See omnystudio.com/listener for privacy information.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe D's are panicking, they cannot lose control over the Fed or worse have the Fed shutdown, which is going to happen. Trump is setting the precedent and he wants the court to make the ruling so there is not question of what authority he has. The Fed is trapped, no inflation, Trump is forcing them into a position that they will not be able to get out of. The [DS] is battling evidence that is coming out against them, the evidence is getting worse and they need to distract from this and keep the news cycle clogged with other stories. Every time news breaks against the [DS]/[D's] some type of event occurs. Trump is now exposing Soros. Soros funds the riots and antifa. Antifa mapping started a long time ago.   Economy (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/TrumpWarRoom/status/1960524710342746224 https://twitter.com/julie_kelly2/status/1960494829236052013 https://twitter.com/RepJasmine/status/1960343560756056539 Lisa Cook committed a crime and nobody is above the law You don't get special privileges based on the color of your skin   NEW: Lisa Cook to File Lawsuit After Trump Fires Her as Federal Reserve Governor….Fed Says It Will Abide by Court Decision Lisa Cook is preparing to file a lawsuit after President Trump fired her as Federal Reserve Governor. President Trump on Monday evening fired Biden-appointed Federal Reserve Governor Lisa Cook amid mortgage fraud allegations. “Pursuant to my authority under Article II of the Constitution of the United States and the Federal Reserve Act of 1913, as amended, you are hereby removed from your position on the Board of Governors of the Federal Reserve, effective immediately,” President Trump wrote in a letter to Lisa Cook. “I have determined that there is sufficient cause to remove you from your position,” Trump added as he cited housing regulator Bill Pulte's criminal referral on Lisa Cook for mortgage fraud – specifically occupancy fraud.   Source: thegatewaypundit.com What Fed must do now after Jerome Powell's Jackson Hole epiphany Last Friday in Jackson Hole, Federal Reserve Chairman Jay Powell finally – and grudgingly – admitted what the Trump team has been saying all along: tariffs don't fuel inflation. At most, tariffs create a one-time adjustment in prices, not the kind of runaway spiral that demands punishing rate hikes. And even that one-time bump may be negligible if, as we have long argued, foreign exporters – not American consumers – shoulder most or all of the burden. The implication is clear: whether the impact is zero or merely a one-time step-up in prices, there is absolutely no justification for the Fed to hide behind "tariff uncertainty" as an excuse for overly restrictive interest-rate policy.   Soure: foxnews.com Political/Rights  https://twitter.com/robbystarbuck/status/1960481691606376666 https://twitter.com/AsraNomani/status/1960407636446175597 https://twitter.com/libsoftiktok/status/1960714129783546232  FAILED promises. https://twitter.com/libsoftiktok/status/1960729811099308460 Obama Judge Says MS-13 Gang Member Kilmar Abrego Garcia Cannot be Deported Until At Least October 

Federal Housing Finance Agency director Bill Pulte has led investigations into Senator Adam Schiff, New York Attorney General Leititia James, and the Federal Reserve's Lisa Cook for mortgage fraud.  With a background a lot like Trump's—and a little like Mr. Beast's—who is Pulte? And what kind of damage could a vengeful FHFA director do? Guest:  Rachel Siegel, reporter covering the economics of real estate and housing for the Washington Post. Want more What Next? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and across all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen. Podcast production by Elena Schwartz, Paige Osburn, Anna Phillips, Madeline Ducharme, and Rob Gunther. Learn more about your ad choices. Visit megaphone.fm/adchoices

Trump's full frontal assault on our nation's financial system by taking steps to fire Lisa Cook from the Federal Reserve with flimsy allegations of “mortgage fraud” to gain majority control is in full display. We are on a fast track to the US Supreme Court to define whether unsubstantiated rumors of misconduct are enough to justify the required “for cause” firing of a Fed Reserve Governor who disagrees with Trump on monetary policy. Michael Popok outlines the next fast-track steps for Ms. Cook's counsel in Federal court, and exposes Bill Pulte's role behind the scenes in going after Democratic Black Leaders with scandalous allegations. For 25% off your order, head to https://PeakNatural.com/LEGALAF and use code LEGALAF Remember to subscribe to ALL the MeidasTouch Network Podcasts: MeidasTouch: https://www.meidastouch.com/tag/meidastouch-podcast Legal AF: https://www.meidastouch.com/tag/legal-af MissTrial: https://meidasnews.com/tag/miss-trial The PoliticsGirl Podcast: https://www.meidastouch.com/tag/the-politicsgirl-podcast The Influence Continuum: https://www.meidastouch.com/tag/the-influence-continuum-with-dr-steven-hassan Mea Culpa with Michael Cohen: https://www.meidastouch.com/tag/mea-culpa-with-michael-cohen The Weekend Show: https://www.meidastouch.com/tag/the-weekend-show Burn the Boats: https://www.meidastouch.com/tag/burn-the-boats Majority 54: https://www.meidastouch.com/tag/majority-54 Political Beatdown: https://www.meidastouch.com/tag/political-beatdown On Democracy with FP Wellman: https://www.meidastouch.com/tag/on-democracy-with-fpwellman Uncovered: https://www.meidastouch.com/tag/maga-uncovered Coalition of the Sane: https://meidasnews.com/tag/coalition-of-the-sane Learn more about your ad choices. Visit megaphone.fm/adchoices

Federal Housing Finance Agency director Bill Pulte has led investigations into Senator Adam Schiff, New York Attorney General Leititia James, and the Federal Reserve's Lisa Cook for mortgage fraud.  With a background a lot like Trump's—and a little like Mr. Beast's—who is Pulte? And what kind of damage could a vengeful FHFA director do? Guest:  Rachel Siegel, reporter covering the economics of real estate and housing for the Washington Post. Want more What Next? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and across all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen. Podcast production by Elena Schwartz, Paige Osburn, Anna Phillips, Madeline Ducharme, and Rob Gunther. Learn more about your ad choices. Visit megaphone.fm/adchoices

Donald Trump heads out on "patrol" in Washington, JD Vance hosts a photo op with the National Guard at the Union Station Shake Shack, and Stephen Miller—taking a moment away from terrorizing immigrants—excoriates "communists" and "elderly white hippies" for daring to protest. Dan and Jon break down the latest news coming out of occupied Washington, including Trump's new history-erasing reforms at the Smithsonian, his new ideological screening program from green card applicants, and MAGA goon Bill Pulte's weaponization of the Federal Housing Finance Authority. Then, Congressman Jake Auchincloss stops by the studio to talk to Jon about why Democrats need to embrace big ideas again.For a closed-captioned version of this episode, click here. For a transcript of this episode, please email transcripts@crooked.com and include the name of the podcast. 

Bill Pulte, the head of the Federal Housing Finance Agency, takes to social media to accuse Federal Reserve Governor Lisa Cook of mortgage fraud. Pulte has also made similar criminal referrals for Sen. Adam Schiff and New York Attorney General Letitia James. Aren't investigations supposed to happen before announcements, and didn't Donald Trump promise to end lawfare? Learn more about your ad choices. Visit megaphone.fm/adchoices