Podcast appearances and mentions of bill pulte

Crypto News: Federal Reserve Chair Jerome Powell says "banks are free to conduct crypto activities.".Anthony Pompliano's ProCap buys 3,724 Bitcoin. Bill Pulte says US government will into crypto being used for mortgages.Show Sponsor -

Trump just announced plans to take Fannie Mae and Freddie Mac public — but without ending government conservatorship. In this episode, Kathy Fettke breaks down what this could mean for the mortgage market, investor profits, and homebuyers. Will mortgage rates go up? Is this privatization in disguise? And how are analysts reacting to Trump's unusual approach to housing finance reform? LINKS Download Your Free Top 5 Cities to Invest in 2025 PDF!https://www.realwealth.com/1500 JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN TOPICS DISCUSSED:  00:00 Freddie and Fannie Removed from Conservatorship?  00:26 Trump's Comments 01:03 Government Conservatorship 01:30 Bill Pulte's Comments 02:29 Effect on Mortgage Rates 03:16 Bail Out and Dividends 

Carl Quintanilla, Jim Cramer and David Faber engaged in a wide-ranging discussion about what to expect from Nvidia when the chip giant reports quarterly results after Wednesday's close of trading. What's at stake for the AI trade? Rates also in the spotlight: New data showmortgage rates hitting highs not seen since January -- and President Trump elaborates on his push to take Fannie Mae and Freddie Mac public. The anchors reacted to FHFA director Bill Pulte's blunt call for Fed Chair Jerome Powell and his fellow policymakers to cut interest rates. Squawk on the Street Disclaimer

Bill Pulte, the FHFA Director and Chairman of Fannie Mae and Freddie Mac joins the show after the President says he's exploring taking the companies public. Plus he responds to the drop in FICO stock after one of his tweet sent shares down double digits. Then the street paying close attention to how export restrictions impact Nvidia results. The DoD's former head of AI strategy breaks down potential headwinds. Finally, Abercrombie a massive winner in retail. How it's navigating tariffs and macroeconomic uncertainty.

House Rules: The Future of Fannie & Freddie, Plus Much More with Bill Pulte | TRIGGERED Ep.243 Protect your savings with Birch Gold. Text DONJR to 989898 and claim your eligibility for free silver today. https://birchgold.com/donjr --- Get firearm security redesigned and receive BOGO deals on the StopBox Pro AND 10% OFF!Go To: http://StopboxUSA.com/DONJR Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world. In today's episode, we look at how Bill Pulte and Donald Trump are giving conflicting messaging. Plus, Robbie sits down with ALTA's Elizabeth Blosser to discuss the rising threat of real estate cybercrime, and how the title industry is fighting back with proactive strategies, technology, and consumer education to protect transactions and reduce fraud. And we close by dissecting what falling existing home sales figures mean for the mortgage industry.Xactus is a leading fintech committed to the continued transformation of the mortgage verification industry. Pioneering a new class of technology – Intelligent Verification – Xactus is redefining how the industry originates and services mortgages. With Xactus360, our industry-first Intelligent Verification Platform, we put the full power of the market's leading verification partner into a user-centric technology that harnesses real-time insights to power automated actions enabling clients to make faster, better decisions with the right data at the right time. 

On today's episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about topics at the MBA Secondary Conference this week, including FHFA Director Bill Pulte's vow to put “obese” Fannie and Freddie on a treadmill. Related to this episode: Bill Pulte is putting ‘obese' Fannie and Freddie ‘on the treadmill' | HousingWire ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠More info about HousingWire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices

Keith discusses the mortgage landscape, emphasizing the benefits of cash-out refinances with Ridge Lending Group President, Caeli Ridge. They unpack the Trump administration's plan to privatize Fannie Mae and Freddie Mac, which could impact the mortgage market. Investors are discovering powerful strategies to leverage property equity and optimize their financial portfolios. By understanding innovative borrowing techniques, savvy real estate investors can access tax-efficient capital and create sustainable wealth-building opportunities. Consider working with a lender that specializes in investor-focused loan products and provides comprehensive education on the options available.  Resources: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Show Notes: GetRichEducation.com/554 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, we're talking about the mortgage loan landscape in this era. Is title insurance a rip off today? Is it worth it for you to pay discount points at the closing table to get a lower interest rate? Learn about how a cash out refinance. Is your ability to borrow tax free, much like a billionaire does, and what are the dramatic changes that the current administration could take to alter the mortgage environment for years, all today on get rich education.    Speaker 1  0:34   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, who delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:20   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:36   Welcome to GRE from Liverpool, England to Livermore, California and across 188 nations worldwide. I'm Keith Weinhold, and you are listening to get rich education, the voice of real estate. Since 2014 it's been estimated that there are about 800 billionaires in USA, and hey, you might be one of them, but there's a pretty good chance that you aren't well. When it comes to lending and mortgages, you can actually take a page out of a billionaires playbook and do something very much like what they do whenever you perform a cash out refinance if you've got dead equity in a property, and you can borrow against your own home to a greater extent than you can against your rental properties, even either one of those is a tax free event, you've now got tax free cash, and you can use that money on anything from investing it in the stock market To using your proceeds for a down payment on more real estate or buying a boat or going to Disneyland, and you didn't have to relinquish your asset at all. You continue to hold on to the asset. Now, the mechanics are somewhat different, sure, but when you do a cash out refinance like this, it's a bit like billionaires borrowing against their stock. Instead, you're borrowing against the value of your real estate. In fact, listening to this short clip, it's Trevor Noah talking about how billionaires do exactly this, and you'll notice that the crowd laughs because it actually sounds funny that you can really do this,    Speaker 2  3:22   the shares that they hold in a company, because it is an unrealized gain, right? So they go like, yeah, you're worth 300 billion, but we can't tax you on those stocks because you haven't sold the shares, so you don't, like, have the money. And I understand the argument. They go like, No, you don't have it. It's just what it's worth, because it will also crash, and then you have nothing, so we can't tax you on it. Then I'm like, Okay, I understand that. Then Elon Musk offers to buy Twitter, all right? He offers to buy it. And then he says in his offer, he goes, I'm putting up my Tesla stock as collateral. Then I'm like, so you do have it? Then he's like, no, no, no, no, I don't have it. I don't have it. I'm just gonna say so then they accept the offer. He now buys Twitter. Now that they've accepted his offer, he now goes to private equity and banks and like other rich people and whatever. He goes like, can you guys borrow me the money to buy Twitter? And then he's like, I'm I want to buy Twitter because I don't want to sell any of my Tesla shares, so I want to use your money to buy Twitter. And then it's like, but then they're like, What are we loaning it against? And he's like, Well, my Tesla shares. Then I'm going, like, Wait, so, so you, you can, you can buy a thing based on what you have, yes, but when we want to tax you, you can say, I don't have it. Do you hear what I'm saying here?   Keith Weinhold  4:46   Yeah, you can borrow against your real estate if you have substantial equity in it. We'll talk about just how much now billionaires borrow against their stock holdings using financial products like portfolio lines of credit or. For securities based loans. These are the names for how they do it, essentially taking out loans and using their stock as collateral. And this allows them to access cash without selling their assets and without incurring capital gains taxes, much like you can so you can say that you don't want to sell your property in you don't have to go through some capital raising round either, like a billionaire might have to when they're borrowing against their stock. You can just have a more standard mortgage application for your cash out refinance, and you don't even have to have a huge portfolio. I mean, even if you just own one 500k property with 50% equity in it, you can do this so it's available to most any credit worthy person, again, tax free. But of course, this doesn't mean that you always should take this windfall, because it often creates a higher monthly payment. You've got to be the one that makes that decision in controlling your cash flows, that is key. I'll talk about that some more with today's terrific guests. Also the Trump administration's desire to privatize Fannie Mae and Freddie Mac we're going to talk about that and what that would do to the mortgage landscape. I am in the USA today, next week, I'll be bringing you the show from London, England for the first time, the following week, from Edinburgh, Scotland. Yes, the mobile GRE Studio will be in effect. I typically set it up myself, and I usually don't need the help of the hotel staff for an appropriate Sound Studio either. And then shortly after that, I will be in Anchorage, Alaska, where I'm competing in these fantastic mountain running races. And then by next month, that's where I hope to meet up with you in person for nine days of learning and fun, as I'll be in Miami as part of the faculty for the terrific real estate guys invest or summon at sea, where we're all going to disembark from Miami and go to St Thomas, St Martin and the Bahamas, and then after that great event, it is a long flight from Miami back to Anchorage again. And that's got to be one of the longer domestic flights, not just in the nation, but in the world, Miami to Anchorage, and then shortly after that, I will be in the Great Northeast early this summer, New York and Pennsylvania, including for my high school reunion. So I'll really be putting the miles on these next couple months. One interesting thing that I've noticed for next week's show, where I'll be joining you from London, is how much I'm paying per night at both my hotel in England and then later my hotel in Scotland. That's obviously a short term real estate transaction. These are some of the more expensive places in the world, really. So next week and then the week after, I just think you'll find it interesting. I'll tell you how much I'm spending per night in both London and then Edinburgh. And they're both prime locations, where the hotels are the center of London and then right on Edinburgh's Royal Mile. That is in future weeks as for today, let's talk about the mortgage landscape with this week's familiar and terrific guest.   I'd like to welcome in one of the more recurrent guests in our history, so she needs little introduction. She's the longtime president of the mortgage company that's created more financial freedom for real estate investors than any lender in the nation because they specialize in income property loans. It's where I get my own loans for my own rental properties. Ridge lending group. Hey, welcome back to GRE Caeli ridge.    Caeli Ridge  8:57   Thank you, Keith. You know I love being here with you and your listeners. I appreciate you having me.   Keith Weinhold  9:01   You've helped us for so long. For example, who can forget way back in episode 56 Yeah, that's a deep scroll back when Chaley broke down each line of a good faith estimate for us, that's basically a closing statement sheet. She told us exactly what we pay for at the closing table, line by line like origination fee, recording costs and title insurance so helpful. It's just the sort of transparency that you get over there. Buyers pay for title insurance at the closing table. It is title insurance a rip off. A few years ago, a lot of people speculated that title insurance would fade away because the property's ownership could be transparent and accessible to everybody on the blockchain, but we don't really see that happening. So tell us about title insurance, and really, are we getting value in what we pay for there at the closing table?   Caeli Ridge  9:54   Well, I think the first thing I would say is that it really isn't going to be an option as far as I. Know, as long as the individual is going to source institutional funding leverage use of other people's money, they're going to require the lender, aka Ridge lending, or whoever you're working with, they're going to require that title insurance that ensures their first lien position. Doing that title search, first and foremost, is going to make it clear that there isn't some cloud on title, that there isn't some mechanic lien that had been sitting out there for however many years it may have just been around. And those types of things never go away. So for a lending perspective, it's going to be real important that that title insurance is paid for and in place to protect their interests, things like judgments, tax liens, like I said, a mechanic's lien, those will automatically take a first lien position in front of a mortgage. So obviously we're not going to risk that and find ourselves in second lien position in the event of default and somebody else is getting paid before we are. So not really an option. Is it a rip off? I don't know enough about how often it's paid out, and not to speak to that, but I will tell you that it isn't a choice.   Keith Weinhold  11:07   Title Insurance, like Shaylee was talking about. It protects against fraud related to the property's ownership, someone else claiming rights to the property, and this title search that an insurer does it also, yeah, it looks for those liens and encumbrances, including unpaid taxes, maybe unpaid HOA dues, but yeah, mortgage lenders typically require title insurance, and if you the borrower, you might think that's annoying. Well, it does make sense, because the bank needs to protect their collateral. If a bank ever has to foreclose, they need to have access to you, the borrower, to be able to do that without any liens or ownership claims from somebody else. Caeli, how often do title insurance companies mess up or have to pay out a claim? Does that ever happen?   Caeli Ridge  11:50   I mean, if I have been involved in a circumstances where that was the case, it's been so many years ago, they're pretty fastidious. I don't know that I could recall a circumstance where something had happened and the title insurance was liable. They go through the paces, man, they've got to make sure that, and they're doing deep dives and searches across nationwide to make sure that there isn't any unnecessary issue that's been placed on title Not that I'm aware of. No.    Keith Weinhold  11:50   Are there any of those other items that we tend to see on a good faith estimate that have had any interesting trends or changes to them in the past few years?    Caeli Ridge  12:27   Yeah, I've got a good one, and this is actually timely credit reports. So over the last couple of years, something has been happening with credit reports where, you know, maybe three, four years ago, a credit report, let's say a joint credit report, a husband and wife went and applied that credit report might cost 25 bucks. Well, now it's in excess of 100 plus. Some of what we're going to be talking about today, it kind of gets into the wish list of Jim neighbors, who is the president of the mortgage brokers Association. He's been talking to the administration about some of his wishes, and credit report fees is actually one of the things that they're wanting to attack and bringing those costs down for the consumer. So when we look at a standard Closing Disclosure today, credit report costs have increased significantly. I don't have the percentages, but by a large margin over the last couple of years,    Keith Weinhold  13:21   typically not one of your bigger costs, but a little noteworthy. There one thing that people might opt and choose to have on their good faith estimates, so that borrower therefore would actually pay more out of pocket with today's higher mortgage rates. And I'm sure not to say high, because historically, they are not high. Do we see more people opting to pay discount points at the closing table to get a lower rate and talk to us about the trade offs there   Caeli Ridge  13:46   right now, first and foremost, that there isn't a lot of option for investment property transactions, whether it be a purchase or refinance. There's not going to be that option where the consumer gets to choose to say, Okay, I want to pay points for a lower rate or not pay points for a higher rate the not paying points is the key here. There isn't going to be a zero point option for investment property transactions. And this gets a little bit convoluted, and then I'll circle back and answer the question of, when does it make sense to pay the points, more points versus less points? We have been in a higher rate environment that I think a lot of people have become accustomed to as a result secondary markets, where mortgage backed securities are bought and sold, they keep very close tabs on the trends and where they think things are headed. Well, something called YSP, that stands for yield, spread, premium, under normal market circumstances, a consumer can say, okay, Caeli, I don't want to pay any points. Okay, I'll take this higher interest rate, and I don't want to pay any points, because that higher interest rate is going to have YSP, yield, spread, premium to pay compensation to a lender, and you know, the other third parties that may be involved in that mortgage backed security. But. Sold and traded, etc, okay? They have that choice under normal market circumstances. Not the case right now, because when this loan sells the servicing rights, whoever is going to pick up the servicing rights, so when Mr. Jones goes to make his mortgage payment, he's going to cut a check to Mr. Cooper. That's a big one, right? Or Rocket Mortgage, or Wells Fargo, whoever the servicer is, the servicing rights are purchased at a cost. They have to pay for the servicing rights, and let's say that's 1% of this bundle of mortgage backed securities that they're purchasing. Well, they know the math is, is that that servicer is going to take about 36 months before that upfront cost is now in the black or profitable. This all will land together. Everybody, I promise you stick with me, so knowing that we've got about a 36 month window before a servicer that picked up the rights to service this mortgage is going to be profitable in a higher rate environment, as interest rates start coming down, what happens to the mortgage that they paid for the rights to service 12 months ago, 18 months ago, that thing is probably going to refinance right prior to the 36 month anniversary of profitability. So that YSP seesaw there is not going to be available for especially a non owner occupied transaction. So said another way, zero point rates are not going to be valid on a non owner occupied transaction in a higher rate environment when secondary markets understand that the loans that are secured today will very likely be refinanced prior to profitability on the servicing side of that mortgage backed security that is a risk to the lender, yes. So we know that right now you're not going to find a zero point option. Now that may be kind of a blanket statement. If you were getting a 30% loan to value owner occupied mortgage with 800 credit scores, you know that's going to be a different animal. And of course, you're going to have the option to not pay points. The risk for that is nothing. Okay, y SP is going to be available for you, the consumer, to be able to choose points at a lower rate, no points higher rate. When does it make sense to pay additional points? Let's say to reduce an interest rate, the break even math. And you know, I'm always talking about the math, the break even math is actually the formula is very simple. All you need to do is figure out the cost of the points. Dollar amount of the points, let's say it's $1,000 and that's what it's going to cost you to, say, get an eighth or a quarter or whatever the denomination is, in the interest rate reduction. But you aren't worried about the interest rate necessarily. You're looking at the monthly payment difference. So it's going to cost you $1,000 in extra points, but it's only going to save you $30 a month in payment when you divide those two numbers, what's that going to take you 33 months? 30 well, okay, and does that make sense? Am I going to refinance in 33 months? If the answer is no, then sure pay the extra 1000 bucks. But that's the math, the cost versus the monthly payment difference divide that that gives you the number of months it takes to recapture cost versus cash flow or savings, and then you be the determining factor on when that makes sense.    Keith Weinhold  18:10   It's pretty simple math. Of course, you can also factor in some inflation over time, and if you would invest that $1,000 in a different vehicle, what pace would that grow at as well? So we've been talking about the pros and cons of buying down your mortgage rate with discount points before we get into the administration changes. Cheley talk about that math in is it worth it to refinance or not? It's a difficult decision for some people to refinance today with higher mortgage rates than we had just a few years ago, and at the same time, we've got a lot of dead equity that's locked up.   Caeli Ridge  18:40   I would start first by saying, Are we looking to harvest equity? Are we pulling cash out, or are we simply doing a rate and term refinance where we're replacing one loan with another loan, if it's for rate and term, if we're simply replacing the loan that we have today with a new loan, that math is going to be pretty simple. Why would you replace 6% interest rate with a 7% interest rate? If all other things were equal, you wouldn't unless there was a balloon feature, or maybe an adjustable rate mortgage or something of that nature involved there that you have to make the refinance. So taking that aside, focusing on a cash out refinance, and when does it make sense? So there's a little extra layered math here. The cash that you're harvesting, the equity that you're harvesting, first of all, borrowed funds are non taxable. What are we going to do with that pile of cash? Are we going to redeploy it for investing more often than not talking to investors? The answer is yes. What is that return going to look like? So you've got to factor that in as well, and then we'll get to the tax benefit in a moment. But generally speaking, I like to as long as the cash flow is still there, okay, you've got to have someone else covering that payment. Normally, there's exceptions to every rule. I don't normally advise going negative on a cash out refi. There are exceptions. Okay, please hear me. But otherwise, as long as the existing rents are covering and that thing is still being paid for by somebody else, then what you want to do is look at that monthly payment. Difference again, versus what you're getting out of it. And then you divide those two numbers pretty simply, and it'll take you how long. And then you've got a layer in the cash flow that you're going to get from the new acquisitions, and whether that be real estate or some other type of investment, whatever the return is, you're going to be using that to offset. And then finally, I would say, make sure that you're doing adding in the tax benefit. These are rental properties guys, right? So closing costs can be deducted now that may end up hurting debt to income ratio down the road. So don't forget, Ridge lending is going to be looking at your draft tax returns. Very, very important to ensure that we're setting you up for success and optimizing things like debt to income ratio on an annual basis.   Keith Weinhold  20:40   Now, some investors, or even primary residence owners might look at their first and only mortgage on a property, see that it's 4% and really not want to touch that. What is the environment and the appetite like today for having a refinance in the form of a second mortgage? That way you can keep your first mortgage in place and, say, 4% get a second mortgage at 7% or more. How does that look for both owner occupied and non owner occupied properties today?   Caeli Ridge  21:07   you're going to be looking at prime, plus, in many cases, if you don't want to mess with a first lien, a second lien mortgage is typically going to be tied to an index called prime. Those of you that are familiar with this have probably heard of that. Indicee. There's lots of them. The fed fund rate, by the way, is an index. There's lots of them. The Treasury is also another index. Prime is sitting, I think, at seven and a half percent. So you're probably going to be looking at rate wise, depending on occupancy and credit score and all of those llpas that we always talk about, loan level, price adjustment. You know, it could be prime plus zero, it could be prime plus four. So interest rates could range between, say, seven and a half, on average, up to 11 even 12% depending on those other variables. More often than not, those are going to be interest only. So make sure that you're doing that simple math there. And I would prefer if I'm giving advice the second liens, the he loan, which is closed ended, very much like your first mortgage, it's just in second lien position. It's amortized over a certain period of time, closed ended. Not as big a fan of that. If you can find the second liens, especially for non owner occupied, I would encourage it to be that open ended HELOC type.    Keith Weinhold  22:15   What are we looking at for combined loan to value ratios with second mortgages    Caeli Ridge  22:19   on an owner occupied I think you'd be happy to get 90. I think I've heard that in some cases, they can go up to 95% in my opinion, that would go as high as they'll let you go right on a non owner occupied, I think you'd be real lucky to find 80, and probably closer to 70.    Keith Weinhold  22:34   That really helps a lot with our planning. Well, the administration that came in this year has made some changes that can create some upheaval, some things to pay attention to in the mortgage market. We're going to talk about that when we come back. You're listening to get rich education. Our guest is Ridge lending Group President, Caeli Ridge I'm your host, Keith Weinhold.    The same place where I get my own mortgage loans is where you can get yours. Ridge lending group  NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Chaeli Ridge personally while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866   Hal Elrod  24:38   this is Hal Elrod, author of The Miracle Morning and listen to get rich education with Keith Weinhold, and don't put your Daydream.   Keith Weinhold  24:55   Welcome back to get rich education. We're talking about mortgages again, because this is one. Where leverage comes from. I'm your host. Keith Weinhold, we're sitting down with the president of ridge lending group, Caeli Ridge, and I know that she has some knowledge and some updates on new administration leadership and some potential changes for the market there. What can you tell us? Caeli   Caeli Ridge  25:16   I'm pretty excited about this one, and I'm watching very diligently to see how it unfolds. So the new director of the FHFA Federal Housing Finance Agency, all is Bill Pulte. This is the grandson of Pulte Homes. Okay, smart guy. I'm excited to see what he's going to come in and do. Well. He had recently, I think in the last couple of weeks, he put out in the news wires asking for feedback from the powers that be, related to Fannie and Freddie, what improvements they would like to see. So first up was Jim neighbors. He is the president of the mortgage brokers Association. He had a few very specific wish list items, if you will. And the first one on his list was the elimination of LLP, as for non owner occupied and second home. So let me just kind of paint a picture here, because there's some backstory I think is important. So an LLPA, for those of you that have never heard that term before, stands for a loan level price adjustment. And a loan level price adjustment is a positive number or a negative number that associates with the individual loan characteristics. So things like loan to value or loan size, occupancy is a big ll PA, the difference between an owner occupied where you live and one that you're going to use as a rental property, that's a big one. Credit score, property type, is it a single family? Is it a two to four? Is this a purchase? Is it a refi? Anyway, all of those different characteristics are ll pas. Well, if we take a step back in time, gosh, about three years ago now, Mark Calabria, at the time, was the director of the FHFA, and he had imposed increases, specific increases. This was middle of 22 I want to say specific increases to the LL pas for non owner occupied property. So if anybody kind of remembers that time, we started to really see points and interest rates take that jump sometime in 2022 more than just the traditional interest rate market and the fluctuations. This was very material to investment property and second home, but we'll focus on the investment property. So Mr. Jim neighbors came in and said, first and foremost, I'd like to see those removed, and I want to read something to the listeners here, because I thought it was very interesting. This is something I've been kind of preaching from the the rooftops, if you will, for many, many years. Yeah, we've got neighbors sticking up for investors here. He really is. And I Yeah, well, yes, he is. And more often than not, they're focused on the owner occupied so I'm just going to kind of read. I've got my cheat sheet here. I want to make sure I get it all right for everybody. So removal of the loan level price adjustments on investment properties and second homes, he noted that these risk based fees charged by Fannie and Freddie discourage responsible buyers from purchasing second homes and investment properties, with that insignificant increase to cost. And here's the important part, originally introduced to account for additional credit risk, many of the pandemic era llpa increases were not based on updated risk metric. In fact, data has shown that loans secured by investment properties often have strong credit profiles and lower than expected default rates. I mean, anybody that has been around long enough to see what we've come from, like, 08,09, and when we had the calamity of right, the barrier for entry for us to get any conventional financing as investors has been harsh. I mean, I make that stupid joke of vials of blend DNA samples. But aside from it being an icebreaker, it kind of feels true. We really get the short end of the stick. And I feel like as investors especially, post 08,09, our credit profiles, our qualifications, the bar is so high for us, the default risk there has largely been removed. We've got so much skin in the game. With 20 25% down, credit score is much higher, debt to income ratios more scrutinized, etc, etc. So I think that this is, if it passes muster. I think this is going to be a real big win for the non owner occupied side of agency, Fannie, Mae, Freddie, Mac lending.   Keith Weinhold  29:13    The conventional wisdom is, is that if you the borrower, get into financial trouble, you're more likely to walk away from your rental properties than you are your own home and neighbors, sort of like a good neighbor here sticking up for us and stating that, hey, us, the investors, we're actually highly credit worthy people.   Caeli Ridge  29:29   Yeah, absolutely. So fingers crossed. Everybody say your prayers to the llpa and mortgage investor rates gods.   Keith Weinhold  29:37   we'll be attentive to that. What other sorts of changes do we have with the administration? For example, I know that Trump and some others in the administration have talked about privatizing the GSEs, those government sponsored enterprises, Fannie, Mae, Freddie Mac and what kind of disruption that would create for the industry. Is it really any credence to that?   Caeli Ridge  29:58   They've been talking about it for. For quite a while. I mean, as long as Trump has been kind of on the scene, that's been maybe a wish list for him. I don't see that happening over the next years. That is an absolute behemoth to unpack and make a reality. Speaking of Mark Calabria, he was really hot and heavy on the trails of doing that. So what this is, you guys so fatty Freddy, are in conservatorship that happened back post 08,09, and privatizing them and making them where it is not funded, or conservatorship within the United States government. Now it still has those guarantees against default. It's a very complicated, complex, nuanced dynamic of mortgage backed securities, but if we were to privatize them at some point now, am I saying that that's a bad thing? No, not necessarily, but I think it has to be very carefully executed, and because there are so many moving parts, I do not think that just one term of presidency is going to make that happen. If we do it, it's going to be years down the road from now. Is my crystal ball. I don't think we're going to see that anytime soon.    Keith Weinhold  30:58   That's interesting to know. Are there any other industry changes that are important, especially for investors, whether that has to do with the change in administration or anything else?   Caeli Ridge  31:08    Well, specific to that wish list from Mr. Neighbors, one of the other things that he had asked, and there were quite a few, for owner occupied changes as well, he wants to reduce the seasoning for cash out refinances of investment properties, which would be huge good. Yeah, right now it's 12 months on a cash out refinance given very specific acquisition details. Okay, I won't go down that rabbit hole, but currently, if you haven't met exactly these certain benchmarks, you may have to wait 12 months to pull cash out of a property from the day that you acquire it, he's asking that that be pulled back to about six months, which would be nice   Keith Weinhold  31:46   reducing the seasoning period from 12 months to six months, meaning that an investor a borrower, would only need to own that property for that shorter duration of time prior to performing a refinance.   Caeli Ridge  31:58    Cash out refinance, no seasoning required on a rate and term. This is specific for cash out. But again, for cash out, but exactly right   Keith Weinhold  32:04   now, one trend that I think about sometimes, especially when I think back to 2008 2009 days since I was an investor through that time, is, are there any signs in the reduction of the appetite or the propensity to lend, to make loans. So how freely is credit flowing?    Caeli Ridge  32:25   I think pretty freely. I'm not seeing that they're tightening the purse strings. That's not the lens that I'm looking at it from, and I try to keep that brush stroke broad. There have been, I think that on the post, close side, there's been a little extra from Fannie Freddie, and I think that has to do with profitability markers. But overall, I'm not seeing that products are disappearing necessarily, or that guidelines are really becoming even more cumbersome. If anything, I would say it's maybe the reverse of that, and I do believe that probably is part and parcel to this administration and the real estate background that comes with it.   Keith Weinhold  32:59   One other thing I pay attention to, but it just really hasn't been much of a story lately. Are delinquencies in foreclosures. It seems like they've ticked up a little bit, but they're still both really historically low and basically a delinquency being defined as when a borrower makes one late payment, and foreclosures being the more severe thing, typically a 120 days late or more. Any trends there? I'm not   Caeli Ridge  33:24   seeing any now. And in fact, I would tell you that, because we focus so much on investor needs, first payment default is I can count on less than one hand, if I had to, how many times I've seen that happen with our clients over 25 years. So nothing noteworthy there for me.    Keith Weinhold  33:40   Yes. I mean, today's borrowers are just flush with equity. Nationally, there's a loan to value ratio of 47% which is healthy, in a sense. On average, borrowers have a 53% equity position. Of course, the next thing, I think, is like, I don't really know if that's a smart strategy. They're not really getting that much leverage out there. But I think a lot of people just have the old mentality of get it paid off.    Caeli Ridge  34:06   And I think that depending on where you are in your journey, I mean, if you're in phase three, right, where you're just really looking at these investments, these nest eggs to carry you into your retirement and or for legacy reasons, fine, but otherwise, I may argue the point in that I don't care that you have a 3% interest rate on an investment property, or whatever it may be, if it's sitting there idle and as long as it can cash flow, the true chances of those individuals of keeping that mortgage that they got in 2020, 2021, etc, at those ridiculously low interest rates and stroking 360 payments later to pay it to zero is a fraction of a percent right now, whether they're on the sidelines for something else, I don't know, but that debt, equity, I think, is hurting them more than a 3% interest rate is helping them.   Keith Weinhold  34:52    And a lot of times, the mindset of someone is, if they don't need to build wealth anymore, and they're older and they already built wealth, they don't care if they're loaned to value. Was down to zero, and they have it paid off, whereas someone that's in the wealth building phase probably wants to get more leverage. Yeah, Chaley at risk lending group, there you see so many applications come in, and especially since you're an investor centric lender, I like to ask you what trends you're seeing. What are people buying? What are people doing? Are they refinancing? Are they paying loans off? Are they trying to take out more credit? Are there any overall trends with investors that you see in there    Caeli Ridge  35:29   right now? I think the all in one is a clear winner there. The all in one, that first lien, HELOC, that you and I talked about, we broke my little corner of the internet with that one, that one is a front runner for sure, on the refinance side, specifically, we are seeing quite a bit more on the refi side of things, that equity is kind of just sitting there. So even though, if the on one isn't a good fit for them, I'm seeing investors that are willing to tap into that equity instead of just sitting around and waiting for them to potentially lose some equity if the housing market does start to take some decline. And then I would say, on the purchase transaction side, something that's kind of piqued my interest is the pad split. I'm looking at that more often where, for those that are not familiar, you can probably speak more to this, Keith, they're buying single family resident properties, even two to four unit properties, and a per bedroom basis, turning those into rental properties. And they're looking to be quite profitable. So I've got my eyes on that too.   Keith Weinhold  36:23   before we ask how we can learn more about you and what you do in there at Ridge Kayle. Is there any last thing that you'd like to share? Maybe a question I did not think about asking you, but should have.    Caeli Ridge  36:35   I would like to share with your listeners that if they are not working with a lender that focuses on their education and has that diversity of loan product that we have, that they're probably in the wrong support group. You need to be working with a lender that has a nationwide footprint and that has diversity of loan product to cover whatever methodology of real estate investing that you're looking for, and really puts a fine touch on the education of your qualifications and your goals as they relate to underwriters guidelines   Keith Weinhold  37:10   what we're talking about, and I know this through my own experience in dealing with Ridge, since I use them for my own loans myself, is sometimes Ridge might inform You that, hey, you can go and do this and make this deal now, but that's going to mess up this bigger thing 12 months down the road, whereas if you talk with an everyday sort of owner occupant mortgage company, oh, they're just not going to talk like that, because owner occupants, they might only buy every seven years, or something like that. And investors are different, and you need to have that foresight and look ahead. Caeli, this has been great, a really informative conversation about the pulse of the market. Tell us what products that you offer in there.   Caeli Ridge  37:50   Our menu is very, very diverse. I would say what. It's probably easier to describe what we don't offer. We do not have bear lot loans or land loans. We're not offering those right now. We do not have second lien HELOCs currently. We suspended that two years ago. But otherwise, guys, we're going to have everything that you're going to need. So just very quickly, I'll rattle off Fannie Freddie, okay, those golden tickets that we talk about, we've got DSCR loans, bank statement loans, asset depletion loans, ground up construction, short term bridge loans for fix and flip or fix and hold. We have our All In One that's my favorite first lien. HELOC, we have commercial loan products for commercial property and residential on a cross collateralization basis. So very, very robust in the loan product space.   Keith Weinhold  38:33   Caeli Ridge, it's been valuable as always. And then Ridge lending group.com, or your phone number   Caeli Ridge  38:39   855-747-4343, 855-74-RIDGE, , and then to reach us an email, if that's your better mechanism to contact us info@ridgelendinggroup.com   Keith Weinhold  38:50   that's been valuable as always. Thanks so much for coming back onto the show.    Caeli Ridge  38:53   Appreciate it. Keith,   Keith Weinhold  39:00   Yeah, terrific information from Chaley. As always, if you're enamored of borrowing tax free, like a billionaire, against your real estate, they sure can help you out with that and determine whether that's right. It doesn't mean that you always should, but if you have investment ideas for debt equity, and you're attentive to cash flows, run the numbers with them and see if it's worthwhile. As far as new purchases, we all know that soured affordability has made it especially tough for first time homebuyers, and there's more data out there that shows that tenant durations are historically long, longer than they usually are. Tenants are staying in places longer because they have to. Investor purchases have stayed strong, though investors have been buying about the same proportion of single family homes and making them rentals that they have historically and Redfin tells us that. The value of properties that investors have purchased is up more than 6% year over year, so investors are still buying and that makes sense. We're in this era where there's more uncertainty than usual, there's higher stock volatility than usual, and more people are sort of asking themselves, where would I get a better return than on income property, and where would my return be more stable today than in income property as well? If you work with Ridge lending group for a time, you're probably going to understand why I personally use them for my own loans. You'll notice that they really understand what investors need. Thanks to Caeli Ridge today and thank you for being here too. But as always, you weren't here for me. You were here for you until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  40:56   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  41:20   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text. GRE to 66866, while it's on your mind, take a moment to do it right now. Text GRE to 66866   The preceding program was brought to you by your home for wealth, building, get rich education.com.    

Steve, Todd, and Aaron had the immense privilege of visiting the White House as part of President Trump's First 100 Days commemoration. Steve interviewed Ronald Vitiello, Customs and Border Protection senior adviser, about the state of the border and what's next in the fight to restore the nation's sovereignty. Bill Pulte, director of the Federal Housing Finance Agency, joined Steve to discuss why a multitrillion-dollar government agency had nobody actually at work. Then, White House Deputy Communications Director Kaelan Dorr joined the program to discuss the multifaceted, flood-the-zone strategy of the communications team and what they're working on next. Finally, Steve and the crew found Superman wandering around; Dean Cain joined the program to talk about why he's in D.C., the state of American storytelling, and his hopes for the upcoming James Gunn "Superman" adaptation.. RELIEF FACTOR: VISIT https://www.relieffactor.com/ OR CALL 800-4-RELIEF KEKSI: https://www.keksi.com/ use promo code DEACE15 BACKYARD BUTCHERS: https://www.backyardbutchers.com/pages/deace JASE MEDICAL: https://jasemedical.com/ and enter code “DEACE” at checkout for a discount on your order BIRCH GOLD: Text STEVE to 989898 Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show, Jeff broadcasts from The White House, in commemoration of the 100th day of President Trump's second term in office. Our guests are Dan Bishop, Tommy Pigott, Bill Pulte, and Anna Kelly. Enjoy!

Continuing to conduct interviews live at The White House, Jeff talks to Trump Administration personnel Tommy Pigott and Bill Pulte.

In our 4:30 half hour, Jeff talks to Bill Pulte, Director of U.S. Federal Housing ("FHFA").

God's Debris: The Complete Works, Amazon https://tinyurl.com/GodsDebrisCompleteWorksFind my "extra" content on Locals: https://ScottAdams.Locals.comContent:Politics, Gene-Edited Super Soldiers, Klaus Schwab Allegations, Artificial Food Dye Ban, Low Testosterone Democrats, Micro-Drama Romance Videos, Catherine Herridge, DEW Weapons, Havana Syndrome, Kari Lake, VOA Rehiring, Government Funded Independent Agencies, Censorship Organizations, Geoffrey Hinton, Human Brains Analogy Machines, Laurence Tribe, Analogy Thinking, First Principle Thinking, Zelensky Peace Reluctance, Bill Pulte, State Department Agency Closures, Tim Poole, Economic Uncertainty, Iranian Drone Expertise, President Trump Negotiation Technique, Shake The Box Negotiations, UK Sunlight Reduction, EU Fines Apple META, Scott Jennings, Abby Phillip, Jen Psaki MSNBC Bias, Elon Musk, NATO of NGOs, Worldwide Shadow Government, Jennifer Rubin, Norm Eisen, Psychedelic Brain Therapy, Drone Manufacturing, Scott Adams~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~If you would like to enjoy this same content plus bonus content from Scott Adams, including micro-lessons on lots of useful topics to build your talent stack, please see scottadams.locals.com for full access to that secret treasure.

God's Debris: The Complete Works, Amazon https://tinyurl.com/GodsDebrisCompleteWorksFind my "extra" content on Locals: https://ScottAdams.Locals.comContent:Politics, Letitia James, Mortgage Fraud Criminal Referral, Bill Pulte, Melinda French Gates, Biden's Angry Dementia Lying, Harvard Funding Battle, AI Companions, Cory Booker, Abrego Garcia MS-13 Dispute, MAGA Hat Student Attacked, Tariff Progress, Hong Kong Mail, China's New Trade Negotiator, China Boeing, Pharma Tariffs, Deep State Stalling Strategy, Trump Fascism Allegations, General Flynn, Lee Zeldin, Sulfur Dioxide Geoengineering, US Debt Default, US Debt Doom Spiral, Scott Adams~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~If you would like to enjoy this same content plus bonus content from Scott Adams, including micro-lessons on lots of useful topics to build your talent stack, please see scottadams.locals.com for full access to that secret treasure.

God's Debris: The Complete Works, Amazon https://tinyurl.com/GodsDebrisCompleteWorksFind my "extra" content on Locals: https://ScottAdams.Locals.comContent:Politics, Robbie Starbuck, NATO Shoshana Chatfield, Fannie Mae Unethical Conduct, Bill Pulte, Panama Canal, Pete Hegseth, Flu Shot Study, Trust in Science, Jack Smith Biden Staffers, CNN Harry Enten, President Trump, Tariffs, Scott Bessent, Trade Imbalance, China GDP, Kyle Bass, China's Reserve Adequacy, China's Financial Challenges, Grok Excellence, US Treasuries, Hedge Fund Treasuries, Elon vs Navarro, 2 Head Shots Suicide, Ryan Routh Stinger, Disability Claims Activist Judges, RFK Jr. Fluoride, Mike Benz, Anti-AFD Lawfare, China Trade War Options, Scott Adams~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~If you would like to enjoy this same content plus bonus content from Scott Adams, including micro-lessons on lots of useful topics to build your talent stack, please see scottadams.locals.com for full access to that secret treasure.

In this week's Real Estate News Brief, Kathy Fettke dives into the February PCE inflation numbers, and what they mean for the real estate market. Kathy also breaks down major housing policy changes under the new Federal Housing Finance Agency director, Bill Pulte, including the rollback of key Biden-era policies. Plus, we discuss the latest mortgage application trends, with insights on refinancing, purchase applications, and interest rate movements. 00:00 Real Estate News Brief 00:30 PCE Data 01:53 Bill Pulte's Policy Changes 03:28 Mortgage Application LINKS JOIN RealWealth® FOR FREE https://realty.realwealth.com/join SYNDICATIONS: Wild Pine San Antoniohttps://realwealth.com/wildpine FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN Sources: 1. https://www.scotsmanguide.com/news/fhfas-pulte-rescinds-a-series-of-biden-era-housing-policies/?   2. https://www.bardowninvestments.com/pce-inflation   3. https://www.cnbc.com/2025/03/28/pce-inflation-february-2025-.html   4. https://www.scotsmanguide.com/news/mortgage-applications-decrease-in-the-mbas-latest-weekly-survey/?

The newly confirmed head of the Federal Housing Finance Agency, Bill Pulte, says he has no plans to lower the conforming loan limit — meaning Fannie Mae and Freddie Mac will continue backing mortgages up to $806,500. We'll break down what conforming loans are, why this limit matters, and how it ties into the Trump administration's plans to shrink the federal government's role in housing. Then, we unpack Zillow's latest rental report: rents are rising again, with multifamily units now outpacing single-family homes for the first time since 2024. But with affordability stretched and rent concessions stabilizing, is the rental market about to get tighter? Zillow Rent Report: https://www.zillow.com/research/february-2025-rent-report-34944/ Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's episode, Editor in Chief Sarah Wheeler talks with Courtenay Dunn, Senior Director of Government Affairs at ICE, about GSE reform, deregulation and housing affordability under the Trump administration. Related to this episode: Senate confirms Bill Pulte as FHFA director | HousingWire HousingWire | YouTube More info about HousingWire   Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices

U.S. President Donald Trump and British Prime Minister Keir Starmer meet at the White House on Thursday. Starmer is the second European leader to meet Trump this week following French President Emmanuel Macron.Trump has threatened to double tariffs on China. An initial 10 percent tariff on Chinese goods went into effect earlier this month. He said the 25% tariffs on Mexican and Canadian goods would go into effect on March 4, as planned.Several of Trump's economic picks faced questions at a Senate confirmation hearing. Jonathan McKernan, nominated to lead the Consumer Financial Protection Bureau, testified before the Senate Banking Committee on his selection. Alongside McKernan, the panel also considered the nomination of Bill Pulte as head of the Federal Housing Finance Agency.

Jay Day9:28 AM (6 hours ago)to me, Daphne, Jassmere, Danielle This Week’s Podcast: Major Housing Policy Shifts for 2025! Join me on the podcast this week as we explore how 2025 is shaping up for the housing market with major updates on new policies, leadership changes, and their potential impact on buyers, sellers, and the industry at large. Key highlights include: Emergency Price Relief for Housing: New executive orders focus on lowering housing costs, increasing inventory, and cutting unnecessary regulations that inflate construction costs. HUD and FHFA Shakeups: Scott Turner is nominated as HUD Secretary, promising efficiency and reforms. Bill Pulte, a homebuilding industry advocate, steps up as FHFA Director with a pro-construction agenda. Potential Changes to CFPB: The Consumer Financial Protection Bureau may face major cutbacks or elimination, signaling fewer financial restrictions ahead. What do these changes mean for the real estate landscape in 2025? I’ll share insights on how these shifts could create opportunities for both buyers and sellers. House of the Week 1302 Moore Spring Ct, Brunswick, MD Priced at $650,000 Open House: Saturday 11 AM - 1 PM Highlights: Built in 2011 4 Bedrooms | 2.5 Bathrooms Open floor plan with a family room featuring a gas fireplace Gourmet kitchen ideal for entertaining Luxurious primary suite with two walk-in closets, soaking tub, and walk-in shower Fully finished walkout basement with: Large recreation room Built-in wet bar Home theater room Backyard that backs to lush trees Located in Brunswick Crossing, enjoy: Outdoor pool Walking trails Fitness center Dog park This stunning property is perfect for those seeking luxury and lifestyle. Don’t miss out on your chance to own this exceptional home!See omnystudio.com/listener for privacy information.

Find my Dilbert 2025 Calendar at: https://dilbert.com/ God's Debris: The Complete Works, Amazon https://tinyurl.com/GodsDebrisCompleteWorks Find my "extra" content on Locals: https://ScottAdams.Locals.com Content: Politics, Paul Krugman, Anti-Trump FEMA, Abby Phillip, Government DEI, Election Integrity, Biden's 81 Million Votes, 2024 Democrat Vote Drop-Off, Trump Supporter Family Tensions, MAHAnow Website, President Trump, Tom Homan Border Czar, Mass Deportations, Rick Scott Supporters, Bernie Sanders, Working-Class Voters, Kamala Loss Analysis, David Axelrod, Smarty-Pants Voters, Joe Scarborough, White Progressive Voters, Bill Pulte, Donna Brazile Better Liars, Diverse Trump Supporters, Stephanie Ruhle, Susie Wiles Chief of Staff, Scott Adams ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ If you would like to enjoy this same content plus bonus content from Scott Adams, including micro-lessons on lots of useful topics to build your talent stack, please see scottadams.locals.com for full access to that secret treasure. --- Support this podcast: https://podcasters.spotify.com/pod/show/scott-adams00/support

In this special episode of The Good Life EDU Podcast, we bring you a live recording from this summer's Future Ready Nebraska Conference. We recorded a session titled, "All Things Digital Learning," which features Dorann Avey and Shaun Young with NDE and Bill Pulte of ESU 3 sharing their insights on current initiatives, resources, and collaborations taking place within Nebraska's education community. The conversation moves frequently across a myriad of topics, and you can listen in to gain the same insights and learning opportunities as those who were present to participate in this engaging session.

SCHEDULE YOUR FREE PORTFOLIO REVIEW with Wealthion's endorsed financial advisors at https://www.wealthion.com. Bill Pulte, the strategic mind behind Pulte Capital, addresses the brewing storm in the global economy with a focus on the vulnerabilities of the real estate and housing markets. With rising inflation and financial instability looming, Pulte unveils key strategies for surviving and thriving through the economic challenges ahead. Learn how to discern between high-risk and resilient investments, understand the actual cost of inflation on your assets, and navigate the complexities of real estate investment with confidence. This episode is a beacon for those seeking to fortify their wealth against the coming economic uncertainties. --------------------- At Wealthion, we show you how to protect and build your wealth by learning from the world's top experts on finance and money. Each week we add new videos that provide you with access to the foremost specialists in investing, economics, the stock market, real estate and personal finance. We offer exceptional interviews and explainer videos that dive deep into the trends driving today's markets, the economy, and your own net worth. We give you strategies for financial security, practical answers to questions like “how to grow my investments?”, and effective solutions for wealth building tailored to 'regular' investors just like you. Let us help you prepare your portfolio just in case the future brings one or more of the following: inflation, deflation, a bull market, a bear market, a market correction, a stock market crash, a real estate bubble, a real estate crash, an economic boom, a recession, a depression, or another global financial crisis. Put the wisdom from the money & markets experts we feature on Wealthion into action by scheduling a free consultation with Wealthion's endorsed financial advisors, who will work with you to determine the right next steps for you to take in building your wealth. SCHEDULE YOUR FREE WEALTH CONSULTATION with Wealthion's endorsed financial advisors here: https://www.wealthion.com/ Subscribe to our YouTube channel https://www.youtube.com/channel/UCKMeK-HGHfUFFArZ91rzv5A?sub_confirmation=1 Follow us on Twitter https://twitter.com/wealthion Follow us on Facebook https://www.facebook.com/Wealthion-109680281218040 ____________________________________ IMPORTANT NOTE: The information, opinions, and insights expressed by our guests do not necessarily reflect the views of Wealthion. They are intended to provide a diverse perspective on the economy, investing, and other relevant topics to enrich your understanding of these complex fields. While we value and appreciate the insights shared by our esteemed guests, they are to be viewed as personal opinions and not as official investment advice or recommendations from Wealthion. These opinions should not replace your own due diligence or the advice of a professional financial advisor. We strongly encourage all of our audience members to seek out the guidance of a financial advisor who can provide advice based on your individual circumstances and financial goals. Wealthion has a distinguished network of advisors who are available to guide you on your financial journey. However, should you choose to seek guidance elsewhere, we respect and support your decision to do so. The world of finance and investment is intricate and diverse. It's our mission at Wealthion to provide you with a variety of insights and perspectives to help you navigate it more effectively. We thank you for your understanding and your trust.

The housing market has continued to vex us in recent years. Prices have been surging. Renters are staying put with fewer options to relocate as rents climb. And on top of that, mortgage rates remain high. What should you consider if you're trying to invest in real estate? Bill Pulte, from the famed PulteGroup, the third largest builder in the country, joins Eric Chemi to give his advice on what to look out for when investing in housing, his personal & family investments and his relationship with the company now. #housingmarket #realestateinvesting #pulte WORRIED ABOUT THE MARKETS? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Wealthion's endorsed financial advisors at https://www.wealthion.com ************************ At Wealthion, we show you how to protect and build your wealth by learning from the world's top experts on finance and money. Each week we add new videos that provide you with access to the foremost specialists in investing, economics, the stock market, real estate and personal finance. We offer exceptional interviews and explainer videos that dive deep into the trends driving today's markets, the economy, and your own net worth. We give you strategies for financial security, practical answers to questions like “how to grow my investments?”, and effective solutions for wealth building tailored to 'regular' investors just like you. Let us help you prepare your portfolio just in case the future brings one or more of the following: inflation, deflation, a bull market, a bear market, a market correction, a stock market crash, a real estate bubble, a real estate crash, an economic boom, a recession, a depression, or another global financial crisis. Put the wisdom from the money & markets experts we feature on Wealthion into action by scheduling a free consultation with Wealthion's endorsed financial advisors, who will work with you to determine the right next steps for you to take in building your wealth. SCHEDULE YOUR FREE WEALTH CONSULTATION with Wealthion's endorsed financial advisors here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.wealthion.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to our YouTube channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UCKMeK-HGHfUFFArZ91rzv5A?sub_confirmation=1⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Adam on Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/menlobear⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow us on Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/Wealthion-109680281218040⁠⁠⁠⁠⁠⁠⁠⁠⁠ ****************************** IMPORTANT NOTE: The information, opinions, and insights expressed by our guests do not necessarily reflect the views of Wealthion. They are intended to provide a diverse perspective on the economy, investing, and other relevant topics to enrich your understanding of these complex fields. While we value and appreciate the insights shared by our esteemed guests, they are to be viewed as personal opinions and not as official investment advice or recommendations from Wealthion. These opinions should not replace your own due diligence or the advice of a professional financial advisor. We strongly encourage all of our audience members to seek out the guidance of a financial advisor who can provide advice based on your individual circumstances and financial goals. Wealthion has a distinguished network of advisors who are available to guide you on your financial journey. However, should you choose to seek guidance elsewhere, we respect and support your decision to do so. The world of finance and investment is intricate and diverse. It's our mission at Wealthion to provide you with a variety of insights and perspectives to help you navigate it more effectively. We thank you for your understanding and your trust.

Bill Pulte of ESU #3 and Andy Boell of the NNNC join The Good Life EDU Podcast his week to provide an update on the present efforts to ensure that Nebraska schools, educators, and students are safe from cyber-attacks. This episode highlights the concern, the current collaborations taking place, and the proposed bills being discussed in the legislature to keep information and hardware safe.

Welcome to another episode of The Action and Ambition Podcast! Joining us today is Bill Pulte, a philanthropist, serial entrepreneur, and the grandson of billionaire William J. Pulte Jr, who founded the construction company PulteGroup which grew into one of the largest home construction companies in the United States with over 1 million homes built. In 2019, Pulte started the #TwitterPhilanthropy trend. He aimed to get people to switch from traditional charity to online donations. He uses the movement to raise money for charitable causes and find deserving Twitter users for his donations. His recipients include single moms, homeless veterans, and others who might need financial assistance. Don't miss a thing. Tune in to learn more!

Loreen Gilbert, WealthWise Financial Services CEO discusses markets and investing...and the missing Santa Claus rally. Bloomberg's Hannah Miller looks ahead to the crypto space in 2023. Jonathan Golub of Credit Suisse forcasts what the new year will bring for equities. Bill Pulte, Pulte Capital Partners CEO discusses the housing sector. Hosts: Carol Massar, Tim Stenovec and Romaine Bostick.See omnystudio.com/listener for privacy information.

Loreen Gilbert, WealthWise Financial Services CEO discusses markets and investing...and the missing Santa Claus rally. Bloomberg's Hannah Miller looks ahead to the crypto space in 2023. Jonathan Golub of Credit Suisse forcasts what the new year will bring for equities. Bill Pulte, Pulte Capital Partners CEO discusses the housing sector. Hosts: Carol Massar, Tim Stenovec and Romaine Bostick.See omnystudio.com/listener for privacy information.

Bill Pulte is an entrepreneur, investor, Founder of Twitter Philanthropy, & CEO of Pulte Capital. In this conversation, we discuss Bill's recent controversy involving a $15B company and a bot farm, Elon Musk's Twitter and why Bill invested, the Bitcoin bear market, the housing market, and how bad will the U.S. economy could be in 2023. ======================= Exodus is the world's leading browser, desktop, mobile, and hardware crypto wallet with support for over 230 cryptocurrencies. Founded in 2015 to empower people to control their wealth, Exodus has delivered a multichain Web3 Wallet – connecting you to Ethereum, Solana, and Algorand Web3 apps directly in your browser, with more networks on the way. Visit exodus.com/pomp today to download. ======================= LMAX Digital - the market-leading solution for institutional crypto trading & custodial services - offers clients a regulated, transparent and secure trading environment, together with the deepest pool of crypto liquidity. LMAX Digital is also a primary price discovery venue, streaming real-time market data to the industry's leading analytics platforms. LMAX Digital - secure, liquid, trusted. Learn more at LMAXdigital.com/pomp ======================= Arculus knows a thing or three about security. Your assets are accessible through 3-factor authentication and by using the Arculus Wallet App and Arculus Key Card. Your keys are generated and encrypted on the Arculus secure element, rated CC EAL6+. This means you – and only you - own your keys and therefore, your crypto. Keep your digital assets secure and safe from exchange freezes, bankruptcies, and hacks with Arculus. Save 20% through 12/10 with promo code POMP ======================= This episode is brought to you by Eight Sleep. The Eight Sleep Pod is a tech layer that fits onto your mattress like a fitted sheet. The Pod dynamically cools and heats each side of the bed, to maintain the optimal sleeping temperature for what your body needs. With the Pod, you can start sleeping as cool as 55°F or as hot as 110°F. The result: Clinical data shows that Eight Sleep users experience up to 34% more deep sleep. Go to eightsleep.com/pomp for exclusive holiday savings and ring in the most wonderful time of night. Eight Sleep currently ships within the USA, Canada, the UK, select countries in the EU, and Australia. ======================= OKX is the world's most powerful crypto exchange and is now the second largest in terms of volumes. It offers a comprehensive trading platform with over 730 spot trading pairs, 280 derivatives markets, and 1000 options markets. It processes 400,000 requests per second with 30 gigabyte per second data throughput and 99.95% uptime. For pro and institutional traders, they've just launched the OKX Liquid Marketplace, an on-demand liquidity network with multiple brokers where you can instantly trade spot, derivatives, and multi-leg structures at the price you want while bypassing the order book. They offer up to a 50% discount now. Go to OKX.com and try it now. ======================= Compass Mining is the world's first online marketplace for bitcoin mining hardware and hosting. Compass was founded with the goal of making it easy for everyone to mine bitcoin. Visit https://compassmining.io/ to start mining bitcoin today! =======================

There's no one better to talk about housing and doing right by others.How did we even get here? Check The Lead-Lag Report on your favorite social networks.Twitter: https://twitter.com/leadlagreportYouTube: https://www.youtube.com/c/theleadlagreportFacebook: https://www.facebook.com/leadlagreportInstagram: https://instagram.com/leadlagreport                               Sign up for The Lead-Lag Report at www.leadlagreport.com and use promo code PODCAST30 for 2 weeks free and 30% off.                                Nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities.                                The content in this program is for informational purposes only. You should not construe any information or other material as investment, financial, tax, or other advice. The views expressed by the participants are solely their own. A participant may have taken or recommended any investment position discussed, but may close such position or alter its recommendation at any time without notice. Nothing contained in this program constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any securities or other financial instruments in any jurisdiction. Please consult your own investment or financial advisor for advice related to all investment decisions.See disclosures for The Lead-Lag Report here: The Lead-Lag Report (leadlagreport.com)

Guy, Dan and Danny discuss the worst first half for the S&P 500 since 1970 (1:47), the crypto crash (11:53), what the mid-term elections could mean for the stock market (15:53), an interview with Blackstone's Joe Zidle on CNBC's Fast Money (20:31), what Dan is buying right now (28:18), the energy space (34:12), what's happening with Elon Musk and Tesla (38:21). The co-hosts interview Bill Pulte and talk about Twitter Philanthropy (48:04), the Pulte family (52:45), bitcoin (1:00:53), and homebuilders (1:12:14). ---- See what adding futures can do for you at cmegroup.com/onthetape.  ---- Shoot us an email at OnTheTape@riskreversal.com with any feedback, suggestions, or questions for us to answer on the pod and follow us @OnTheTapePod. We're on social: Follow Dan Nathan @RiskReversal on Twitter Follow @GuyAdami on Twitter Follow Danny Moses @DMoses34 on Twitter Follow us on Instagram @RiskReversalMedia Subscribe to our YouTube page

Bill Pulte is a Philanthropist that has raised more that 500K dollars for the victims of Uvalde all on his Twitter.  He joins Brian to discuss why he does this and all the other things he does on a daily basis giving back to those in need. 

We'll be speaking with Bill Pulte about Twitter Philanthropy & how he is inspiring a movement!   But first, we'll be speaking Goat Herder & Conservationist Melissa Jeuken from Ireland about how Goats could be the secret weapon against Wildfires.   Check out our Patreon for more! ☀️ patreon.com/JENerationalChange  ☀️ WEBSITE: jenerationalchange.com ☀️ TWITTER & INSTAGRAM: @JENFL23

This week, Bill Pulte of ESU 3 makes his third appearance on The Good Life EDU and explains what Eduroam is and the potential benefits of their services for Nebraska schools and the learners that they serve. Eduroam's impact on cyber security is notable and will also enhance student internet access, which makes this conversation a valuable listen for any and all educators in our state.

Bill Pulte is the leader of Pulte Capital, inventor of Twitter Philanthropy and is the author of the new free E-book "The Home That Pulte Built", a book dedicated to his grandfather. Bill joined us in studio for 2 hours on The Best Business Show. In this conversation, we discuss Bitcoin, why Bill believes the next six months may be difficult in the market, the current state of the housing market, Bill's current investments, and his philanthropic impacts. You can watch the full interview on the new Best Business Show Live Youtube Channel. https://youtu.be/uJ48yt87DAo ======================= Mode, UK Fintech app, allows you to buy, earn and grow Bitcoin, all in one app. Not only is it a secure app to buy & hold Bitcoin, Mode allows you to pay & receive up to 10% Bitcoin Cashback from its growing list of online partner brands.   Available on the App Store and Google Play. Download Mode at modeapp.com and set up your account to be in with the chance of winning ONE WHOLE Bitcoin. Offer ends Jan 31, 2022. Only available in the UK. ======================= My friends at Coin Cloud will give you $50 in FREE Bitcoin when you buy $200 or more at any of their 4,000+ machines. Use promo code POMP to get your free Bitcoin. For details or to find your nearest Coin Cloud machine, visit www.Coin.Cloud/Pomp   Coin Cloud has been serving customers since 2014 and has established itself as the world's leading digital currency machine (DCM) operator. More than just a Bitcoin ATM, Coin Cloud machines make it easy to buy and sell Bitcoin and 30+ other digital assets with cash. To find your local ATM and get $50 in free Bitcoin, visit www.Coin.Cloud/Pomp ======================= Fundrise is largest direct-to-investor real estate investment platform out there, giving you the opportunity to achieve upside of an asset class previously reserved for institutions and high net worth individuals. That's right, Fundrise is making high-end private market real estate investing accessible to everyone via an easy-to-use, automated platform. See for yourself how over 190,000 investors have built a better portfolio with private real estate. It takes just a few minutes to get started with as little as $10. Go to Fundrise.com/Pomp today and, for a limited time, get $10 when you place your first investment. That's Fundrise.com/Pomp =======================

Our hosts talk about the new Scream movie, the legacy of the series and the many problems with Scream 3. Learn about Bill Pulte and Twitter Philanthropy in Your Wholesome Moment of the Week.SporeGlory: https://www.instagram.com/sporeglory/Pay you Respects at darknessanddaisies@gmail.comTikTok Darkness: https://bit.ly/3uu2SJ5TikTok Daisy: https://bit.ly/3dVnDG0

Bill Pulte, CEO of Pulte Capital and Inventor of Twitter philanthropy joins To The Point! We talk about his business ventures and how he's partnering with businesses to help them gain profitability, and then dive deep into his philanthropic works via Twitter.

Victor has Bill Pulte join the podcast to talk about what private equity corporations want to see before buying your business for big money.

Bill Pulte is the CEO of Pulte Capital Partners and the former director of Pulte Homes. A self-made millionaire, Bill is best known for being a Twitter philanthropist. He is also the grandson of William Pulte, the founder and chairman of the home construction and real estate development company Pulte Group. In this episode, we talked about arbitrage, platform consolidation, technology, EBITDA, cryptocurrency...

This episode is the first in a series of pods dedicated to highlighting the local and collective efforts the Nebraska ESUs are making in service to education in Nebraska. Each week, we will focus on a topic and showcase the current conversations and work being done in that area. Episode 1 takes a look at ed-tech and the breadth of the ESUs statewide support, ranging from pairing tech integration with instructional best practices (Dr. Lynne Herr, of ESU 6 - 0:00) to the Canvas Consortium and districtwide LMS implementation (Shara Johnson of ESU 2 - 22:00) and the latest on Cyber Security in Nebraska schools (Bill Pulte of ESU3 - 35:40). We hope you enjoy this pod and the entire series!

In this episode of The Center Cannot Hold, Bill Pulte CEO of Twitter Philanthropy, grandson of the late founder of home-building giant PulteGroup talks about his charity with host Alex McShane. They discuss how Bitcoin will reshape philanthropy, how Bitcoin can be integrated into philanthropic organizations and trustless payments without commissions, and the ideal structure of philanthropic ventures.They also discussed how Twitter Philanthropy got onboarded into Bitcoin, the ways Bitcoin reduces remittance fees, a decentralized approach to philanthropy, and raising funds to create a network giving effect. Pulte considered questions such as what is the right way to allocate resources? Is Twitter Philanthropy a capitalist organization? How should charitable donations be facilitated? Whether and to what extent good deeds go unreciprocated, or whether there is an during the act of giving. Pulte also considered how best could best educate people about Bitcoin.    To conclude the show, Pulte and Alex discussed philanthropy on lightning in El Salvador, navigating political landscapes, substance abuse and giving, accounting for scammers, giving independent of location, and the golden age of Bitcoin philanthropy.

Bill Pulte is the CEO of Pulte Capital. He is also the inventor of Twitter Philanthropy, a global movement to help our fellow humans.  In this conversation, we discuss everything from Bitcoin to rising home prices to Pulte's advice on building wealth. Hope you enjoy this one! This episode is a condensed edit from Bill Pulte's 2 hour, in-studio appearance on The Best Business Show. You can watch the full show on my Youtube Channel. The Best Business Show streams live on Youtube every weekday from 11am-1pm EST. ======================= Matrixport, Asia's fastest growing digital asset platform with $10 billion in assets under management and custody, it offers one-stop crypto financial solutions including fixed income, DeFi in 1-click, structured products, Cactus Custody™, spot OTC as well as lending. You can earn from high single digit with fixed income to high double digit yield with their Dual Currency Product. If you hold crypto and look for yield, this is the app you don't wanna miss out. Go download the Matrixport App and enjoy a welcome offer of 30% APY on USDC here: https://invest.matrixport.com/en ======================= Gemini is a leading regulated cryptocurrency exchange, wallet, and custodian that makes it simple and secure to buy, sell, store, and earn bitcoin, ether, and over 40 other cryptocurrencies. Offering industry-leading security, insurance and uptime, Gemini is the go-to trusted platform for beginner and sophisticated investors alike. Open a free account in under 3 minutes at gemini.com/pomp and get $20 of bitcoin after you trade $100 or more within 30 days. ======================= Cosmos is building the Internet of Blockchains, marking a new era of interoperability, scalability, and usability. The free flow of assets and data between blockchains with bridges to Ethereum and Bitcoin will unleash the potential of DeFi, NFTs, and much more. Dive into Cosmos at cosmos.network/pomp

Bill Pulte is an American philanthropist and entrepreneur. He created the Twitter Philanthropy campaign and hashtag to give away some of his fortune to people in need. So far he has given out more than $1 million on his social platforms directly to followers needing financial assistance. He has given out some of his donations in Bitcoin, hoping to spread awareness and adoption. Pulte believe Bitcoin can help lift people, especially those in third world countries, out of poverty. Pulte set up the organization Team Giving to feature stories and requests of people who have a pressing financial need: "The creation of Team Giving was inspired by Bill Pulte's social media movement called Twitter Philanthropy. Mr. Pulte realized that the power of social media could be used for good instead of as a platform for toxic rhetoric. In the summer of 2019, he began to give his personal wealth away to those in need and inspired others to become philanthropists as well. Having over 800,000 teammates on board, participants in Twitter Philanthropy come together through micro-donations to help those in need by spreading kindness, love, and small monetary donations. Within three months, Mr. and Mrs. Pulte have given away over $100,000 dollars of their personal money and teammates have added another $200,000 to help fund things such as cars for veterans, school supplies for teachers, medical assistance for terminal patients, dental work, housing needs, and day to day bills. Team Giving looks to build on this movement to continue to bring people together to help fellow mankind in need. We strive to help those with time-sensitive, critical needs. Team Giving thanks Mr. and Mrs. Pulte for their generosity, thoughtfulness, and care for others. We promise to build on the momentum they have created!" Bill Pulte is also CEO of Pulte Capital Partners. Pulte Capital is a strategic investment firm focused exclusively on investing in leading building products businesses. The team has experience in building nearly 1 million homes internationally, allowing it to be highly selective in building market-leading companies of lasting value. Its acquisition targets are in key growth sectors of the quickly changing construction and building products industries. Follow Bill at @pulte.  Download Bill's newsletter: https://pulte.substack.com   

This week, Bill Pulte of ESU 3 joins the pod for a fascinating conversation on cyber security in education and the steps schools can take to keep their students and staff information safe.

In this Tech Bytes podcast we talk with Bill Pulte, CIO of the Educational Services Unit (ESU), which provides education services to public schools in Nebraska. Pulte uses multiple Fortinet products, including Fortinet's firewalls and Security Fabric, to help protect school districts across the state. Fortinet is our episode sponsor.

In this Tech Bytes podcast we talk with Bill Pulte, CIO of the Educational Services Unit (ESU), which provides education services to public schools in Nebraska. Pulte uses multiple Fortinet products, including Fortinet's firewalls and Security Fabric, to help protect school districts across the state. Fortinet is our episode sponsor.

In this Tech Bytes podcast we talk with Bill Pulte, CIO of the Educational Services Unit (ESU), which provides education services to public schools in Nebraska. Pulte uses multiple Fortinet products, including Fortinet's firewalls and Security Fabric, to help protect school districts across the state. Fortinet is our episode sponsor.

In this Tech Bytes podcast we talk with Bill Pulte, CIO of the Educational Services Unit (ESU), which provides education services to public schools in Nebraska. Pulte uses multiple Fortinet products, including Fortinet's firewalls and Security Fabric, to help protect school districts across the state. Fortinet is our episode sponsor. The post Tech Bytes: Protecting Public Schools With Fortinet's Security Fabric (Sponsored) appeared first on Packet Pushers.

In this Tech Bytes podcast we talk with Bill Pulte, CIO of the Educational Services Unit (ESU), which provides education services to public schools in Nebraska. Pulte uses multiple Fortinet products, including Fortinet's firewalls and Security Fabric, to help protect school districts across the state. Fortinet is our episode sponsor. The post Tech Bytes: Protecting Public Schools With Fortinet's Security Fabric (Sponsored) appeared first on Packet Pushers.

In this Tech Bytes podcast we talk with Bill Pulte, CIO of the Educational Services Unit (ESU), which provides education services to public schools in Nebraska. Pulte uses multiple Fortinet products, including Fortinet's firewalls and Security Fabric, to help protect school districts across the state. Fortinet is our episode sponsor. The post Tech Bytes: Protecting Public Schools With Fortinet's Security Fabric (Sponsored) appeared first on Packet Pushers.

Bill Pulte, a 30 something investor and entrepreneur coined the term “Twitter Philanthropy”. He has given away $800k+ via Cash App to those in need. Pulte’s grandfather (William Pulte) founded PulteGroup, one of America’s largest home construction and real estate development firms. Inspired by Bill, I'm giving away $100 to a science teacher to use to buy a piece of instructional equipment to inspire young people! Follow us on Twitter enter the competion. Tune in live at 11:30a Pacific Time | 2:30p ET on Friday 21 May 2021 when I'll choose the winner! https://twitter.com/DrBrianKeating https://twitter.com/pulte Read more about Bill: https://thehustle.co/bill-pulte-q-and-a-trung-phan/ Thanks to our sponsors! https://magbreakthrough.com/impossible http://betterhelp.com/impossible Please join my mailing list to learn life lessons from the World's Smartest Billionaire, Jim Simons; just click here

In this short episode, Bill Pulte talks about how wealthy people think about stocks and how they invest in them the RIGHT way. 

In this episode, Bill Pulte breaks down what he would do with $1000 if he wanted to grow that wealth and become a philanthropist one day. 

In this episode, Bill Pulte breaks down how to think about your debt, how to increase your equity value, and why it's important for becoming wealthy. 

In this episode, Bill Pulte discusses how many of the most successful people in the world started small and why you should, too. 

In this episode, Bill Pulte talks about how compund interest is one of the most powerful forces in the universe. He discusses what compound interest is and how you can use it to your advantage. 

In this episode, Bill Pulte talks to Dave Portnoy of Barstool Sports. Dave has recently organized "The Barstool Fund" to help small businesses who have been effected by the pandemic. Bill and Dave discusses the formation of the fund, the future of crowd funding, and the necessity for helping our small businesses. 

In this episode, Bill Pulte sits down with Mr. Wonderful to discuss the importance of giving, teaching accountability to the next generation, and twitter philanthropy. 

Bill Pulte sits down with YouTube creator, entrepreneur and philanthropist, MrBeast.

Twitter Philanthropist and American Businessman Bill Pulte, who has a net worth of $100million joins Layah Heilpern on episode 3 of The Layah Heilpern Show. Pulte reveals why is he sending thousands of dollars to strangers across the internet. He discusses the importance of charity and how bitcoin can revolutionise philanthropy.

On the 31st episode of The Reel Deal, Noah and Teddy discuss all the information that came out of the DC Fandome, as well as other news regarding Marvel.

Welcome to The 1 Bitcoin Show! The USA leads the way with wealthy tech businessmen (and yet people say the USA is on the decline), and surely some of them own some BTC. Eventually there will be a man on this list that made his main fortune because of BTC. Peter Schiff is the latest person to abuse statistics in an attempt to attack BTC. Andreas Antonopoulos has a new video out about a realm with new rulers, but with rules. I think he misses the point that most people want rulers (sadly). Bill Pulte and Robert Kiyosaki keep spreading the BTC word to the masses. The Digital West! Coinbase makes a deal with the secret service, much more! In the video I mention a 1990's cult that I thought of when I saw Andreas in his video. It is clearly because of the shirt and hair cut- Heaven's Gate was the name of the cult: https://www.youtube.com/watch?v=AqSZhwu1Rwo Recorded in Asheville, NC! Watch the show here- https://www.youtube.com/watch?v=MywhKm4gQbw Follow Adam on Twitter- https://twitter.com/TechBalt All of the BitcoinMeister videos are here at- http://DisruptMeister.com Financially support the podcast here- https://anchor.fm/bitcoinmeister/support BOOKMARK SPORTSMEISTER.com DISRUPTMEISTER.com & TECHBALT.com --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/bitcoinmeister/support

In a time when new tech tools are being shared and implemented at a record rate, are educators taking the time to pause and put their student's data privacy first? In this episode, ESU 3's own Bill Pulte and Robbie Jensen share their knowledge and insights on student data privacy laws and what teachers, tech leaders, and administrators can do to ensure that their student's data stays safe.   If you want to learn more from Bill and Robbie, they will both be presenting at the FUTURE READY NEBRASKA CONFERENCE on June 15 & 16, 2020. This online learning opportunity is free, just be sure to register ahead of time at bit.ly/FRNebraska

#bitcoin In the news: Billionaire Bill Pulte announces he's just purchased 11 Bitcoins, Bitcoin is this decade's best investable asset, The Fed announce they will inject $425B of nonexistent money into the US economy in Jan 2020… and the Bitcoin women are coming! We also look at how far Bitcoin has come in it's short ten year existence, as well as delving into a few interesting tweets!

Charlie sits down with Former Acting Attorney General Matthew Whitaker to unpack the origins of the FBI’s FISA Court abuse scandal that led to the illicit surveillance of the Trump campaign and presidency before talking with businessman extraordinaire and Twitter Philanthropy Founder Bill Pulte. Thank you to today's sponsors: Bet Online = Visit betonline.ag and use promo code "PODCASTONE" to receive a 50% off welcome bonus. Express VPN = Protect your online activity TODAY and find out how you can get 3 months free at EXPRESSVPN.com/CHARLIE.

For the second year in a row we are experiencing a BTC weed out year. Why can't weak hands see this and stop themselves from being flushed? Not every altcoin is an S-coin. Hardware wallets are fine! A new Lightning Network wallet, Bill Pulte buys more BTC, more! I answer some twitter and comment section questions. Recorded in Tucson, AZ! Watch the show here- https://www.youtube.com/watch?v=OTSFRAPkn_0 Follow Adam on Twitter- https://twitter.com/TechBalt All of the BitcoinMeister videos are here at http://DisruptMeister.com Financially support the podcast here: https://anchor.fm/bitcoinmeister/support --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/bitcoinmeister/support

On today's episode of Felony Friday I'm joined by Sherri Miller. Sherri is a formerly incarcerated felon who is one of Bill Pulte's twitter philanthropy recipients.  Sherri hit Bill's Twitter lottery on Oct. 1 when she retweeted a post promising to give out $10,000 and was selected at random. She shares how Pulte's gift has helped her to get back on her feet and to give back to other individuals struggling with addiction.  Sherri was released from prison in July 2018 after being convicted on charges of meth possession and trafficking during a case in May 2014 While in prison, Sherri went through addictions and trauma rehabilitation programs and got clean. At the time of her "Twitter lottery win" she was working hard to succeed after prison, but was struggling to pay fines in order to get her drivers' license back and get a car.  Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's episode of Felony Friday I'm joined by Sherri Miller. Sherri is a formerly incarcerated felon who is one of Bill Pulte's twitter philanthropy recipients.  Sherri hit Bill's Twitter lottery on Oct. 1 when she retweeted a post promising to give out $10,000 and was selected at random. She shares how Pulte's gift has helped her to get back on her feet and to give back to other individuals struggling with addiction.  Sherri was released from prison in July 2018 after being convicted on charges of meth possession and trafficking during a case in May 2014 While in prison, Sherri went through addictions and trauma rehabilitation programs and got clean. At the time of her "Twitter lottery win" she was working hard to succeed after prison, but was struggling to pay fines in order to get her drivers' license back and get a car. 

Coinbase is not encouraging people to value their wealth in BTC with their Tezos promotion. Bill Pulte is known for his Twitter philanthropy and now he is incorporating BTC into his plans. There are current altcoins that could resurrect themselves if they jumped on the proof of keys train and marketed themselves as the proof of keys crypto-dividend. Trezor has an update, some interesting Canadian Bitcoin stats, square stats, Vinny Lingham & the Defi fans, more! I express some frustrations. Recorded in Adelaide, Australia! Trace Mayer's great proof of keys idea= https://twitter.com/TraceMayer/status/1191564504028434432 Watch the show here- https://www.youtube.com/watch?v=hD0BugOXC_g Follow Adam on Twitter- https://twitter.com/TechBalt All of the BitcoinMeister videos are here at http://DisruptMeister.com Financially support the podcast here: https://anchor.fm/bitcoinmeister/support --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/bitcoinmeister/support

On today's episode of Felony Friday I'm joined by Sherri Miller. Sherri is a formerly incarcerated felon who is one of Bill Pulte's twitter philanthropy recipients. Sherri hit Bill's Twitter lottery on Oct. 1 when she retweeted a post promising to give out $10,000 and was selected at random. She shares how Pulte's gift has helped her to get back on her feet and to give back to other individuals struggling with addiction. Sherri was released from prison in July 2018 after being convicted on charges of meth possession and trafficking during a case in May 2014 While in prison, Sherri went through addictions and trauma rehabilitation programs and got clean. At the time of her "Twitter lottery win" she was working hard to succeed after prison, but was struggling to pay fines in order to get her drivers' license back and get a car. Show notes: https://lionsofliberty.com/2019/11/08/twitter-philanthropy-felon-struggling-with-reentry-received-10000-for-retweet/Commercial free broadcast from November 8, 2019 on the Heartland Newsfeed Radio Network, online at heartlandnewsfeed.com, Spreaker and other platforms.Listen Live: https://www.heartlandnewsfeed.com/listenliveFollow us on social mediaFacebook: https://www.facebook.com/hlnfradionetworkTwitter: https://www.twitter.com/HLNF_BulletinInstagram: https://www.instagram.com/heartlandnewsfeedMastadon: https://liberdon.com/@heartlandnewsfeedDiscord: https://discord.gg/6b6u6DTSupport us with your financial supportStreamlabs: https://streamlabs.com/heartlandmediaPayPal: https://www.paypal.me/heartlandmediaSquare Cash: https://cash.app/$heartlandnewsfeedPatreon: https://www.patreon.com/heartlandnewsfeedCrypto via 1UpCoin: https://1upcoin.com/donate/heartlandmediaBusiness contact: jake.leonard@heartlandnewsfeed.com

Mindy Robinson, host of Red, White, & F You joins Jeffy to discuss this new trend that’s happening in Twitter. Who is this Bill Pulte that’s giving “his” money away and the allegations of fraud. Do you believe that he’s giving away his money? Should this be investigated? Let Jeffy know. See omnystudio.com/listener for privacy information.

Mindy Robinson, host of Red, White, & F You joins Jeffy to discuss this new trend that’s happening in Twitter. Who is this Bill Pulte that’s giving “his” money away and the allegations of fraud. Do you believe that he’s giving away his money? Should this be investigated? Let Jeffy know.  Learn more about your ad choices. Visit megaphone.fm/adchoices

*** SATISFACTION FOR YOUR SOUL - INSPIRATION & MOTIVATION *** "I'm trying to give to as many people as possible...we're raising awareness for Kindess and for Generosity and for those kind of things...we ARE changing lives!" - BILL PULTE https://twitter.com/Pulte https://twitter.com/TeamPulte https://www.instagram.com/Pulte Talk Radio Show - Podcast - Patriotic Purpose Driven Platform The TRANSFORMATIONAL show about LIFE * LAUGHTER * PURSUIT OF HAPPINESS delivered by Good People, doing Good Business & Good Things!  www.EverythingHomeTalkShow.com All Episodes & to meet, learn from & hire the Experts and Professionals of The Everything Home Socially Conscious Referral Network & Marketplace! LISTEN, SUBSCRIBE, LIKE & FOLLOW: Great Guests, Giveaways & a Ginormous Resource of FREE Information for EVERYTHING HOME! ************ DO YOU WANT MORE VISIBILITY, CLIENTS & INCOME?  A Partnership Program For People, Companies & Nonprofits...It's time you let the world know who you are, what you do & most importantly...WHY you do it!  www.PromosForAPurpose.com

Just me again. --- Send in a voice message: https://anchor.fm/Danger_Close_USA/message Support this podcast: https://anchor.fm/Danger_Close_USA/support

Bill Pulte is the CEO of Pulte Capital. In this conversation, Bill and Anthony Pompliano discuss Twitter philanthropy, inner city blight, building companies, and inspiring others to be kind and generous. CRYPTO.COM-----Crypto.com is a pioneering payment and cryptocurrency platform that seeks to accelerate the world's transition to cryptocurrency. With the vision of "cryptocurrency in every wallet", the Crypto.com App offers a full range of financial products with competitive pricing, well designed UX and high security. It is the best place to buy, sell and pay with crypto. COINMINE-----The Coinmine One is like an Xbox that turns your electricity into Bitcoin. You just plug it in, connect to wifi, and tap on the crypto you want. It’s so easy anyone can do it. Everything is controlled from the Coinmine mobile app and the Coinmine keeps getting better with over the air updates that add new coins, features and services to your Coinmine.  Visitcoinmine.com/pomp to get a Coinmine and earn crypto for powering a new world. BLOCKFI -----BlockFi allows you to keep your crypto, put it up as collateral, and receive a USD loan funded directly to your bank account. They do loans ranging from $2,000 to $10,000,000, and they're perfect for helping you reach your financial goals of all sizes. Visit BlockFi.com/Pomp to learn more about putting your crypto to work without having to sell it.

FBI finds 'bundles of cash' in raid at UAW president's home, the IRS warns about a new email scam, Downtown Detroit's Spirit Plaza gets a facelift, what Lansing's school budget stalemate means for your child, Young Bill Pulte is building a community on Twitter, and a look at high school football.

My guest this week on the Behind Your Back Podcast is Bill Pulte, the founder and namesake of national homebuilder Pulte Homes. Bill passed away earlier this month at the age of 85. In reconnecting with colleagues who worked with Bill and discussing how much impact he had on our lives, I recalled an interview I did with him 10 years ago. It was March of 2008. What would become The Great Recession was rapidly materializing/deteriorating in front of us. I was working as an Area Purchasing Manager for Pulte Homes, earning my MBA in the evenings. A requirement of the Leadership course I was taking was to research and write about a Fortune 500 CEO. I offered a suggestion to my group —a long shot, to be sure, considering the economic circumstances—if we selected Bill Pulte, there was a chance we could get him on the phone for a few minutes. I was wrong. Within 3 weeks of reaching out to Bill, he scheduled an hour to talk leadership with us. Prior to the call, I sent him a list of 21 potential leadership questions that we could focus on. He prepared an answer for every single one . . . and we started at the top. This episode is an inside look into the mind of a pioneer, innovator, and without a doubt—a leader. His generosity of spirit and humility—relatively rare among billionaires, I assume—are traits I aspire to. Enjoy my conversation with Bill Pulte.

Here are your stories for Saturday, March 10, 2018: Just how far should liquor stores be from each other? The state and small businesses fight it out in court The city of Detroit has a new interactive and easy to use crime map A familiar face goes off the air after 20 years Home building magnate Bill Pulte has died Young professionals are sleeping outside to raise money for Detroit’s homeless A Peruvian restaurant & a Detroit-themed eatery are opening and a chain Irish-themed joint is closing A first look at Detroit’s newest burger joint Lovers Only