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"Yours, Lord, is the greatness and the power and the glory and the majesty and the splendor, for everything in heaven and earth is yours." - 1 Chronicles 29:11If God owns it all, what does that mean for the way we manage money? Brian Holtz is here to unpack the Five Pillars of Financial Discipleship—principles that, when embraced by families, bring freedom and joy to their finances.Brian Holtz is the CEO of Compass Financial Ministry and the author of Financial Discipleship for Families: Intentionally Raising Faithful Children.More Than Money ManagementWhen it comes to managing money as followers of Christ, the Bible calls us to more than financial freedom or peace of mind. It calls us to financial discipleship—a life of stewardship, surrender, and multiplication for God's Kingdom. Here are five key pillars that shape this journey.Pillar One: OwnershipEverything begins with recognizing who truly owns it all. Scripture reminds us in Psalm 24:1, Haggai 2:8, and 1 Chronicles 29:11 that God is the Creator and ultimate Owner of everything. Our role is not ownership but stewardship. This mindset shift—from “mine” to “His”—brings both relief and challenge. It's freeing to know the responsibility doesn't all rest on us, but humbling to realize our lives and resources are not ultimately ours to control.Pillar Two: SurrenderAcknowledging God's ownership requires surrender. Luke 14:33 makes this clear: discipleship means yielding everything back to God, not just intellectually but in our hearts. This surrender extends beyond giving—it includes how we spend, save, and plan. Trusting God's plan over our own is an act of daily obedience.Pillar Three: ChoiceIn Matthew 6:24, Jesus tells us we cannot serve both God and money. Every financial decision—whether saving, giving, or spending—reveals who we serve. Choosing God requires aligning daily habits with His Word, even when it feels counterintuitive. As Isaiah reminds us, God's ways are higher and better than ours.Pillar Four: MultiplicationDiscipleship is never meant to stop with us. In the Parable of the Talents, Jesus calls us to multiply what He has entrusted to us. This means sharing what we've learned and inviting others into the journey. Financial discipleship involves helping others apply biblical wisdom so that God's Kingdom continues to grow.Pillar Five: Eternal FocusFinally, discipleship means setting our eyes on eternity. Jesus said in Matthew 6:19–21 to store up treasures in heaven, not on earth. But these treasures aren't material—they're about our relationship with Christ. Living with an eternal focus keeps us from being distracted by temporary wealth and anchors our hope in Him alone.How Financial Discipleship DiffersIt's easy to confuse financial discipleship with financial stewardship or freedom. Stewardship may stop at wise resource management, but discipleship goes further—it's about helping others learn, apply, and multiply biblical truth for God's glory. True discipleship always leads to transformation, both personally and in community.Compass Financial Ministry exists to equip believers to live this way. Through resources, training, and community, they help people break free from the love of money and serve God more fully. Financial discipleship is really about helping others learn, apply, and multiply everything for God's glory, rather than for our own. To learn more, visit CompassFinancialMinistry.org.On Today's Program, Rob Answers Listener Questions:I'm about to receive money from a relative's trust and want to place it in a high-yield money market account. How can I find a reputable option, especially since I don't recognize many of the online banks?I'm 47 and just starting my career after years as a stay-at-home mom. My employer offers a 403(b), but the 3% match doesn't kick in until after a year. Should I start contributing now or wait? I'm also still working on paying off debt.I'm newly married, expecting our first child, and we're in the process of house hunting. Should we go through a mortgage broker or a bank for our loan? And can you share advice on budgeting as we start our family?I have a Roth portion in my 401(k). When I retire in a few months, can I withdraw that money tax-free?I just sold an RV for $40,000 that I bought five years ago for $30,000. The title agency issued me a 1099—what does that mean for my taxes?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Compass Financial MinistryFinancial Discipleship for Families: Intentionally Raising Faithful Children by Brian C. HoltzMoney and Marriage God's Way by Howard DaytonChristian Community Credit Union (CCCU)Bankrate.comMovement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The Art of Conversation in Dating | Julie Ferman with Sarah HoltzConversation is one of the most powerful tools we have in dating and relationships — yet most of us aren't very good at it.In this episode, Julie Ferman sits down with Sarah Holtz, author, mentor, and host of Advice to My Younger Me, to explore how asking the right questions can transform connection.They discuss:- How to avoid "ping pong" conversations- Transactional vs. connection-building questions- How men and women approach questions differently in dating- 7 tips for asking questions that create deeper bonds- First date questions that reveal what really matters — without feeling intrusive Watch now, and start asking better questions.
Co-Pastor Rev. Colin Holtz preached on Sep 7, 2025. Scripture: Jeremiah 18:1-11 and Luke 14:2 The Church at Ponce & Highland is a multiracial, pro-LGBTQ, economically diverse, member-led church in intown Atlanta. We value radical inclusivity, thoughtful spirituality, and caring community. To learn more, hit subscribe or visit http://churchatponceandhighland.org/
Seth and Sean convene an emergency Petty Cast about Cardi B being asked about pregnancy rumors by a "reporter," Brian Kelly's response to Dabo Swinney's grade of LSU and Lou Holtz saying he hasn't heard back after writing Ohio State Head Coach Ryan Day a congratulatory letter.
In this episode, Colin Rule interviews Susan Hansen, Casey Holtz, and Michael Dwyer about their chapter in the book Family Dispute Resolution: Process and Practice. Their chapter (chapter four) is titled "A Mediation Model for Self-Represented Parties" and it covers the development of (and lessons learned from) the Family Mediation Center in Wisconsin, including the essential rule changes that opened the way for a major expansion of the role of mediation in the state. This podcast is part of a continuing series interviewing authors from Family Dispute Resolution: Process and Practice. About the book: "Over the last 50 years family justice systems in the United States and elsewhere have evolved from a predominant adversarial approach focused on litigation to the significant integration of more collaborative, settlement-oriented approaches, especially mediation. In Family Dispute Resolution: Process and Practice some of the field's leading practitioners, researchers, teachers, and policymakers provide an overview of the modern family dispute resolution processes designed to help separating and divorcing parents make decisions about the future of their families. Chapters in this book address the growth of divorce mediation and other specialized processes including parenting coordination, arbitration, child-inclusive mediation, and online dispute resolution. They describe how to work with families experiencing issues including domestic violence, high conflict, substance misuse, and the lack of legal representation. Case management initiatives and special issues, including social science research and conflicting standards of practice, are also explored. Family Dispute Resolution provides a wide-ranging look at contemporary family dispute resolution processes and is essential reading for everyone interested in learning more about working with separating and divorcing families, including professionals, and law and graduate students." Buy it here: https://global.oup.com/academic/product/family-dispute-resolution-9780197545904 https://www.amazon.com/Family-Dispute-Resolution-Handbook/dp/0197545904
Co-Pastor Rev. Colin Holtz preached on Aug 31, 2025. Scripture: Deuteronomy 24:14-22 and Luke 14:1,7-14. The Church at Ponce & Highland is a multiracial, pro-LGBTQ, economically diverse, member-led church in intown Atlanta. We value radical inclusivity, thoughtful spirituality, and caring community. To learn more, hit subscribe or visit http://churchatponceandhighland.org/
#BeAGoodFriend and check out episode #146 of #FeeneyTalksWithFriends featuring Tom Holtz and Ryan McKenna. My cohost Rob and I had a great conversation with our #friends, Tom and Ryan.Tom and Ryan are the owners of Insight Plus Technology. We talked about:Insight Plus Technology (minute 1)Tom's story (minute 2)Inspiration for the name and logo (minute 4)Alarm, lights, thermostat system for your house (minute 8)The Waterbug Feature (minute 11)Podcast sponsors (minute 13)3 Keys (Sponsored by New England Door & Security) for being business owners (minute 14)Bristol Tech (minute 16)Projects: First, Last, Best, Worst (minute 17)Scott's pool project which led to the FoF golf event (minute 25)Rob's outside TV (minute 28)Tom won closest to the pin at last year's FoF golf event (minute 30)Nothing Bundt Cake (minute 32)Top 4 services provided (minute 33)Google reviews (minute 39)The “What makes _____ a good #friend?” Game (minute 41)Friends of Feeney bourbon (minute 44)Bristol trivia (minute 46)Bristol Blues baseball game (minute 55)Favorite teachers (minute 57)Favorite restaurants with 4 dinner guests (minute 1.00)Recommendations (minute 1.04)Upcoming events (minute 1.07)Closing remarks (minute 1.09)Sugarland - CHEERS! (minute 1.11) Podcast Sponsors: DirectLine Media - www.directlinemediaproductions.com/The Fix IV - www.thefixivtherapy.comWest Hartford Lock - www.westhartfordlock.comKeating Agency Insurance - www.keatingagency.comGoff Law Group - www.gofflawgroup.netParkville Management - www.parkvillemanagement.comLuna Pizza - www.lunapizzawh.com/lunas-menuPeoplesBank - www.bankatpeoples.comFloat 41 - www.float41.comMaximum Beverage - www.maximumbev.comSally and Bob's - www.sallyandbobs.com
Co-Pastor Rev. Colin Holtz preached on Aug 17, 2025. Scripture: Isaiah 5:1-7 and Luke 12:49-53. The Church at Ponce & Highland is a multiracial, pro-LGBTQ, economically diverse, member-led church in intown Atlanta. We value radical inclusivity, thoughtful spirituality, and caring community. To learn more, hit subscribe or visit http://churchatponceandhighland.org/
Tous les jours, retrouvez le meilleur des archives de Laurent Gerra en podcast sur RTL.fr, l'application et toutes vos plateformes.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
Co-Pastor Rev. Colin Holtz preached on Aug 10, 2025. Scripture: Isaiah 1 and Luke 12. The Church at Ponce & Highland is a multiracial, pro-LGBTQ, economically diverse, member-led church in intown Atlanta. We value radical inclusivity, thoughtful spirituality, and caring community. To learn more, hit subscribe or visit http://churchatponceandhighland.org/
Nach nur zwei Spielen hat die 3. Liga die erste Trainerentlassung: Waldhof Mannheim entlässt Glawogger und holt Holtz. Außerdem spricht die Runde mit Traumtorschütze Lorenzo Paldino vom TSV Havelse und ordnet die Lage vom Rest der Liga ein. Ist es ein Fehlstart für Essen? Kann der MSV durchmarschieren? Wie schwierig wird es für Aachen? Wie glücklich wird Cello Seegert in Ulm? Dazu geht der Fuckert der Woche auf Wohnungssuche in Saarbrücken und Wäggi erzählt wieder von früher. Und falls ihr uns Sprachnachrichten zukommen lassen wollt, könnt ihr das gerne unter folgender Nummer tun: 0151 566 58 335
In this episode, Glen Sutherland chats with Linda Holtz about her inspiring path from managing other people's properties to co-founding M2RE (Married to Real Estate) with her husband. Linda shares how she started with single-family homes, moved into passive syndications, and then took the leap into active ownership — all while staying true to her values of transparency and relationship-building. They also talk about how she met her husband (thanks to his mom on a girls' trip!) and how their shared background in property management became the foundation for their business.
Douglas Holtz-Eiken, President at the American Action Forum discusses the differences between traditional Republican labor economics compared to Trumps modern day economics. He is joined by Bloomberg's Tom Keene and Paul Sweeney.See omnystudio.com/listener for privacy information.
Buckle up, Pixie Dusters, because things are getting strange on "Angel" season 3. Darla is back ...and she's pregnant?! Wesley goes rogue, and this bitter Vampire Hunter named Holtz is back from the dead. Plus, Angel ends the season lost at sea thanks to his bratty kid. Follow your new Disney besties on Instagram @pixiedusttwinspodcast and on TikTok @pixiedusttwinspodcastFollow Dan, honorary third host of the "Pixie Dust Twins" Podcast, and King of the Manifestos: @Dantaastic on Instagram and YouTubeHave ideas for the show? Want to be a guest? Send them a message on Instagram!Rant Radio is LIVE! Call 844-857-7268 and leave your rant today. Check out LimitlessBroadcastingNetwork.com for all of our podcasts, subscriptions, and to pick up some awesome merch!
Co-Pastor Rev. Colleen DeGraff Holtz preached on Aug 3, 2025. Scriptures: Psalm 107 and Ruth 1. The Church at Ponce & Highland is a multiracial, pro-LGBTQ, economically diverse, member-led church in intown Atlanta. We value radical inclusivity, thoughtful spirituality, and caring community. To learn more, hit subscribe or visit http://churchatponceandhighland.org/
Am 31. Juli ist der Regisseur Robert Wilson im Alter von 83 Jahren gestorben. Berühmt wurde er mit aufsehenerregenden Opern- und Theateraufführungen. Wilson schätzte das Radio, es hatte großen Einfluss auf seine Theaterarbeiten. 2013 entstand dieses Hörspiel für den SWR. Die Montage besteht aus Texten, Geräuschen und Musiken. Lucretius steht neben Goethe, Hölderlin neben Gertrude Stein und Christopher Knowles neben Ludwig Wittgenstein. Motive von Leben, Tod und Vergänglichkeit ziehen sich durch. In Varianten und Repetitionen bestimmen sie das Werk. Hörspiel von Robert Wilson Mit: Lady Gaga, Isabelle Huppert, Isabella Rossellini, Angela Winkler, Christopher Knowles, Anna Graenzer, Jürgen Holtz, Robert Wilson u. a. Musik und Geräuschkomposition: Dom Bouffard, Adam Lenz Co-Regie: Tilman Hecker Konzeption und Regie: Robert Wilson Produktion: SWR/hr/ZKM und HfG Karlsruhe 2014
What do AI, oil, and bicycle blindspots have in common? Pixel Paws CEO Josh Holtz reveals how spotting them—from whale oil innovations to GenAI as an "electric bike for the mind"—sparked his leap from chemical engineering at Dow to building AI-powered pet toys that enhance lives. ==============CEO Blindspots® Podcast Guest: Josh Holtz, CEO of Pixel-Paws.aiJosh Holtz, CEO of Pixel-Paws.ai is a leader who operates at the intersection of chemical engineering, artificial intelligence, and high-stakes business opportunities. With a foundation in chemical engineering and an evolving expertise in computer science, he possesses a rare ability to identify and act on critical blind spots in complex manufacturing and market environments.While at Dow, Josh led a multidisciplinary team in a fast-track project to launch a new hand sanitizer at the start of the Covid-19 pandemic. In just six weeks, his team brought the product to market, a feat of innovation and timely execution that resulted in an $8.1 million revenue impact and earned recognition from Dow's CEO. His talent for uncovering hidden value is further demonstrated by his work as a co-inventor of a patented computer vision algorithm targeting a $5 million NPV use case. Josh is currently channeling this forward-thinking approach into a project to bring a 4x patent pending revolutionary AI cat toy to market called Pixel Paws AI. It uses computer vision and image projection to create virtual reality environments that respond to input from the cat and deliver a first of its kind user interface for a video game tailored to domesticated animals.
Cultura em Pauta #1003 24/07/2025
Fussball begeistert. Und Fussball verbindet. Felix Reich von reformiert. und Shirtai Holtz von der Israelitischen Cultusgemeinde Zürich spielen gemeinsam im Team des FC Religionen, in dem der Imam dem Pfarrer einen Steilpass spielt. Am Stammtisch werden sie von Anouk Holthuizen gefragt, was sie am interreligiösen Zusammenspiel fasziniert und weshalb für sie der Rasen die geeignete Unterlage ist für den interreligiösen Dialog, der in Zeiten der Polarisierung besonders anspruchsvoll und dringend nötig ist. Zuletzt spielte der FC Religionen gegen den Zürcher Kantonsrat. In einer gemeinsamen Schweigeminute vor dem Anpfiff brachten die Spieler beider Teams gemeinsam ihre Sprachlosigkeit zum Ausdruck angesichts der unauflösbar scheinenden Konflikte und beteten in ihrer je eigenen Tradition für das, was über religiöse und weltanschauliche Grenzen hinweg verbindet: die Sehnsucht nach Frieden.
Co-Pastor Rev. Colin Holtz preached on July 13, 2025. Scripture: Psalm 25:1-10 and Luke 10:25-37. The Church at Ponce & Highland is a multiracial, pro-LGBTQ, economically diverse, member-led church in intown Atlanta. We value radical inclusivity, thoughtful spirituality, and caring community. To learn more, hit subscribe or visit http://churchatponceandhighland.org/
Co-Pastor Rev. Colin Holtz preached on Sunday, June 29, 2025. Scripture: Galatians 5:1, 13-25. The Church at Ponce & Highland is a multiracial, pro-LGBTQ, economically diverse, member-led church in intown Atlanta. We value radical inclusivity, thoughtful spirituality, and caring community. To learn more, hit subscribe or visit http://churchatponceandhighland.org/
Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through the Federal Reserve voting to make changes to the enhanced supplementary leverage ratio. Plus, Robbie sits down with Optimal Blue's Sara Holtz to discuss how Optimal Blue approaches marketing as a market leader, keeping pace with product innovation, evolving with industry needs, and charting the future of strategic brand engagement. And we close with a look at what is a jam-packed U.S. economic calendar today.Thank you to Optimal Blue. Optimal Blue bridges the primary and secondary mortgage markets to deliver the industry's only end-to-end capital markets platform, helping lenders maximize profitability and operate efficiently so they can help American borrowers achieve the dream of homeownership.
Face à Jérémy Michalak, ce 18 juin 2025, Marc-Antoine Le Bret a notamment imité Jean-Marie Bigard, Gérard Holtz et François Hollande. Retrouvez tous les jours le meilleur des Grosses Têtes en podcast sur RTL.fr et l'application RTL.Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
Co-Pastor Rev. Colin Holtz preached on Pentecost Sunday, June 8, 2025. Scripture: Acts 2. The Church at Ponce & Highland is a multiracial, pro-LGBTQ, economically diverse, member-led church in intown Atlanta. We value radical inclusivity, thoughtful spirituality, and caring community. To learn more, hit subscribe or visit http://churchatponceandhighland.org/
Gérard Holtz, Benoît XVI, Raymond Domenech... Chaque week-end, retrouvez les meilleures imitations de Laurent Gerra. Tous les jours, retrouvez le meilleur de Laurent Gerra en podcast sur RTL.fr, l'application et toutes vos plateformes.Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
Du lundi au vendredi, retrouvez en podcast la chronique de Laurent Gerra sur l'antenne de RTL, il y a 10 ans. Le 06 juin 2015, Laurent Gerra imitait Gérard Holtz, Inspecteur Columbo ou encore Franck Ribéry. Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
Du lundi au vendredi, retrouvez en podcast la chronique de Laurent Gerra sur l'antenne de RTL, il y a 10 ans. Le 03 juin 2015, Laurent Gerra imitait Gérard Holtz, François Hollande ou encore Marine Le Pen. Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
Co-Pastor Rev. Colin Holtz preached on June 1, 2025. Scriptures: Ephesians 1:15-23 and Luke 24:44-53. The Church at Ponce & Highland is a multiracial, pro-LGBTQ, economically diverse, member-led church in intown Atlanta. We value radical inclusivity, thoughtful spirituality, and caring community. To learn more, hit subscribe or visit http://churchatponceandhighland.org/
Du lundi au vendredi, retrouvez en podcast la chronique de Laurent Gerra sur l'antenne de RTL, il y a 10 ans. Le 27 mai 2015, Laurent Gerra imitait Jean-Marie Le Pen, Johnny Hallyday ou encore Gérard Holtz. Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
In this week's episode of Women and Wealth, Regina sits down with a guest that is tackling a serious issue that nearly every entrepreneur, small business owner and founder faces: “I used to run my business. Now it runs me.” Amy Holtz is a Certified EOS Implementer for EOS Worldwide specializing in helping entrepreneurs and non-profit leaders build their businesses and achieve their goals through helping to implement a complete, proven system with simple, practical tools. Amy joins Regina to discuss what she has experienced first hand as a professional woman as well as the challenges and obstacles she's faced. Additionally, Amy shares her vision for retirement, more about EOS and her mission for her clients, and what she means by “success is about sustained discipline”. Episode Highlights: 0:00 - Introduction 0:39 - Intro to Amy 2:36 - More about EOS 7:26 - “Success is about sustained discipline” 10:25 - Challenges Amy has experienced as a professional woman 13:41 - Amy's vision for retirement 14:45 - What type of person does Amy add the most value to? 18:39 - Action item and episode wrap-up ABOUT REGINA MCCANN HESS Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero. As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money. Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News. She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse. As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth. She focuses on educating her clients while building long-term relationships with them and their families. Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com CONNECT WITH AMY HOLTZ LinkedIn: https://www.linkedin.com/in/amykholtz/ Email: amy.holtz@eosworldwide.com Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.
Co-Pastor Rev. Colin Holtz preached on May 18, 2025. Scriptures: Philippians 2 and John 13. The Church at Ponce & Highland is a multiracial, pro-LGBTQ, economically diverse, member-led church in intown Atlanta. We value radical inclusivity, thoughtful spirituality, and caring community. To learn more, hit subscribe or visit http://churchatponceandhighland.org/
“The King will reply, ‘Truly I tell you, whatever you did for one of the least of these brothers and sisters of mine, you did for me.'” - Matthew 25:40Some exciting things are happening that will give you more ways to help “the least of these” in God's Kingdom. Brian Holtz joins us today with details about how we can all have the greatest impact in helping those in need.Brian Holtz is the CEO of Compass Financial Ministry and the author of Financial Discipleship for Families: Intentionally Raising Faithful Children.A Call to Reach the MarginsWhen it comes to helping families in financial crisis, good intentions aren't always enough. Real transformation requires more than quick fixes—it takes relationships, discipleship, and time. That's the heart behind Making Ends Meet, a small group video study from Compass Financial Ministry designed to equip churches and communities to walk with struggling families toward lasting financial health.Most financial ministries have historically focused on middle—and upper-income families, but Compass felt God pushing them to address those with no financial margin at all—those who aren't just managing poorly but truly don't have enough income to meet basic needs.In response, Compass partnered with ministries that specialize in serving low-income families to learn the unique challenges these households face, many of which go far beyond budgeting.Why Money Alone Isn't EnoughSimply giving money doesn't create lasting change. It may provide short-term relief, but study after study shows that injecting money into poverty doesn't solve the deeper problem.That's not a reason to stop giving—it's a reason to start giving differently.Jesus didn't just heal people and walk away. He invited them to follow Him. That's the model we need to follow—combining financial help with relational investment.When someone is experiencing financial hardship, it's often not just a matter of dollars and cents—it's about identity, family history, and deeply ingrained beliefs. That's why true transformation requires more than a checkbook; it requires presence.When we invest relationally, we gain credibility. That allows us to speak into someone's life in a way that supports their heart and habits.Understanding the Emotional BarriersOne of the surprising lessons Compass learned during the development of Making Ends Meet is how emotional the journey out of poverty can be.Many poor communities are deeply interdependent. They share what they have and support each other in powerful ways, like the early church in Acts.But when someone begins to move toward financial stability, it can create fear: Will I lose my community if I start to thrive? Will I be accepted if I have more than those around me?This anxiety can be paralyzing, which is why patience and prayer are so critical. These are generational challenges. They won't be overcome overnight, but change is possible with consistent love and support.Learn More and Get InvolvedThe beauty of Making Ends Meet is its simplicity. You don't need to be a financial expert to use it. If you care about people and are willing to walk with them, the study provides a step-by-step framework to break cycles of poverty and help families build a new mindset.This is for anyone already serving in their community through their church, a shelter, or a mentoring ministry. Compass provides the tools to make that investment more effective.To explore how you or your church can use Making Ends Meet, visit CompassFinancialMinistry.org. Whether you're looking to lead a group or come alongside a struggling neighbor, this resource is designed to equip you to serve with compassion and wisdom.Helping others financially isn't just about generosity—it's about discipleship. When we combine truth, love, and time, God can do amazing things.On Today's Program, Rob Answers Listener Questions:How do I get banks to produce my bank statements further back than the seven-year period usually required to keep records? I need bank statements from 10-15 years ago because I believe fraud or theft has occurred.My boyfriend is 62 and is about to receive profit-sharing money in two weeks after he took an early retirement from his job. He wants to put the money in his checking account or keep it in his man cave. I don't know how to get anything lined up for him or what to tell him to change his mind.I would like to send a charitable donation to my church directly from my IRA. I have the RMD forms, but I don't understand them. I don't know what to do by myself and don't want to make a mistake.I'm trying to withdraw some equity from my house, and I'm wondering what you think of a HELOC or an HEI.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Compass Financial MinistryMaking Ends Meet Video StudyWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
Face à Gérard Holtz ce jeudi 15 mai 2025, Marc-Antoine Le Bret a notamment imité Nelson Monfort, Emmanuel Macron et Jean-Marie Bigard... Retrouvez tous les jours le meilleur des Grosses Têtes en podcast sur RTL.fr et l'application RTL.Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
Aujourd'hui, Joëlle Dago-Serry, Emmanuel de Villiers et Antoine Diers débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.
Aujourd'hui, Joëlle Dago-Serry, Emmanuel de Villiers et Antoine Diers débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.
Aujourd'hui, Joëlle Dago-Serry, Emmanuel de Villiers et Antoine Diers débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.
Aujourd'hui, Joëlle Dago-Serry, Emmanuel de Villiers et Antoine Diers débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.
Aujourd'hui, Joëlle Dago-Serry, Emmanuel de Villiers et Antoine Diers débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.
Aujourd'hui, Joëlle Dago-Serry, Emmanuel de Villiers et Antoine Diers débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.
Aujourd'hui, c'est au tour de Gérard Holtz, ancien journaliste sportif, auteur de "Gueules du Tour de France" (Éditions Gründ), de faire face aux GG. - L'émission de libre expression sans filtre et sans masque social… Dans les Grandes Gueules, les esprits s'ouvrent et les points de vue s'élargissent. 3h de talk, de débats de fond engagés où la liberté d'expression est reine et où l'on en ressort grandi.
durée : 00:07:26 - Info médias - À 78 ans, l'ancien journaliste de France Télévisions a encore plein de projets et d'actualités. Il sort son 15e livre, coécrit avec son fils Julien, "Gueules du Tour de France", et jouera du Marivaux sur scène cet été.
Co-Pastor Rev. Colin Holtz preached on May 4, 2025. Scriptures: Acts 9:1-7 and John 21:1-7. The Church at Ponce & Highland is a multiracial, pro-LGBTQ, economically diverse, member-led church in intown Atlanta. We value radical inclusivity, thoughtful spirituality, and caring community. To learn more, hit subscribe or visit http://churchatponceandhighland.org/
Want to work with me and learn the power of Mid-Term Rentals Insurance? https://experimentrealestate.com/submitGet the FREE Mid-Term Rental Insurance Blueprint: https://experimentrealestate.com/#blueprint Welcome to the lab. Today, we're joined by Linda Holtz, a multifamily investor and property management expert who immigrated to the U.S. With over a decade of experience in property management, Linda learned the ins and outs of running efficient, profitable properties—until one powerful question changed everything: why manage properties for others when she could own them herself?In this episode, Linda shares her path from employee to investor, revealing the mindset shifts, skills, and systems that helped her scale from her first property purchase in 2020 to building a robust portfolio. She discusses lessons from her early mistakes, the importance of thinking like an operator, and why emotions can be the biggest liability in real estate. With practical advice on partnerships, asset management, and investor education, Linda pulls back the curtain on what it really takes to succeed in multifamily investing.If you're a property manager looking to transition into ownership or an investor who wants to run leaner, smarter operations, this episode is packed with takeaways you can implement immediately. Tune in now to hear Linda's journey, and leave equipped to own your next opportunity.HIGHLIGHTS OF THE EPISODE:17:54 Linda talks about having discipline in one's journey of entrepreneurship.21:24 Linda talks about transitioning to become a business owner.KEEPING IT REAL:07:14 – From property manager to property owner11:39 – Lessons learned from the first investment property17:28 – Managing emotions and expectations in multifamily23:02 – Scaling with partners and thinking like an operator29:49 – Biggest myths and realities in multifamily investing36:58 – Systems, mindset, and building a long-term vision44:38 – Advice to new investors 51:12 – The importance of mentorship and surrounding yourself with experts58:45 – Navigating market volatility and investment strategies01:06:20 – Leveraging technology and AI in property management01:13:55 – Future outlook: opportunities in multifamily and commercial sectors01:22:29 – We are OUT!!!CONNECT WITH THE GUESTWebsite: https://married2realestate.com/home#section-_VBI9eii5gLinkedin: https://www.linkedin.com/in/linda-holtz-1493495a/?locale=en_USInstagram: https://www.instagram.com/m2retx/#MultifamilyInvesting #PropertyManagement #RealEstateStrategy #InvestorMindset #WomenInvestors
Co-Pastor Rev. Colin Holtz preached on Easter Sunday, April 20, 2025. Scriptures: Isaiah 65:17-25 and John 20:1-18. The Church at Ponce & Highland is a multiracial, pro-LGBTQ, economically diverse, member-led church in intown Atlanta. We value radical inclusivity, thoughtful spirituality, and caring community. To learn more, hit subscribe or visit http://churchatponceandhighland.org/
Brian Holtz, CEO of Compass, spent his early years without clear intentionality for his finances. But when the recession hit in 2008, Brian found himself in a moment of crisis that forced him to depend fully on God. That season led him to dive into Scripture in search of financial wisdom. What he found not only transformed his family's financial life but set him on a course to help others do the same. Now, as the leader of Compass—an international ministry focused on equipping people to handle money God's way—Brian helps thousands of individuals and families embrace biblical financial principles. Through small group studies, resources, and one-on-one discipleship, Compass empowers givers to live in financial freedom and generosity, rooted in God's truth. Brian brings a wealth of practical insight for listeners at every stage of their giving journey. From inviting God to write your budget to teaching your kids about money, Brian's message is deeply rooted in Scripture and rich with wisdom. Major Topics Include: Brian's journey to financial faithfulness Asking God to write your budget Solutions in Scripture for every aspect of life God's five priorities for money What it really means to give your first fruits Growing in your reliance on God through generosity Financial discipleship Planning for retirement Advice for enjoying God's abundant blessings Helping couples get on the same page financially Sharing biblical financial principles with your kids QUOTES TO REMEMBER “If this is really something I believe, this is not something I can just do on the weekends.” “I wonder how God would write my budget.” “We forced our spending to match our values.” “God never asks for the leftovers.” “Even if generosity can't be the top item on our list today, that should be the long term goal.” “How can I grow in my reliance on God and push my generosity to a point that I have to trust Him?” “To accomplish what God has called me to do, how much do I need to keep?” “What is God's purpose in this financial decision?” LINKS FROM THE SHOW Compass Financial Ministry Crown Ministries Ronald Blue and Co., CPA (see our interview with founder, Ron Blue) No More Excuses by Tony Evans Financial Discipleship for Families by Brian Holtz The Finish Line Community Facebook Group The Finish Line Community LinkedIn Group BIBLE REFERENCES FROM THE SHOW Psalm 24:1 | The Earth Is the Lord's The earth is the Lord‘s and the fullness thereof, the world and those who dwell therein, 1 Chronicles 29:28a NIV | David Enjoyed Long Life and Wealth He died at a good old age, having enjoyed long life, wealth and honor. 2 Kings 13:14-19 | Joash and Elisha Psalm 139:23 | Search Me Search me, O God, and know my heart! Try me and know my thoughts! WE WANT TO HEAR FROM YOU! If you have a thought about something you heard, or a story to share, please reach out! You can find us on Instagram, Facebook, and LinkedIn. You can also contact us directly from our contact page. If you want to engage with the Finish Line Community, check out our groups on Facebookand LinkedIn.
What happens when truth in policy-making meets the dysfunction of Washington, D.C.?In this episode of the Let People Prosper Show, Dr. Douglas Holtz-Eakin, president of the American Action Forum and former CBO director, shares deep insights into decades of economic policy, spanning crises like 9/11 to today's battles over regulations, tariffs, and “entitlement” spending.We explore why regulatory costs are a hidden tax, how Congress has surrendered too much power over tariffs, and why entitlement reform is unavoidable. This timely and honest conversation is for anyone who wants to understand what's really driving economic dysfunction in Washington and how to fix it.For more insights, visit vanceginn.com and get even greater value with a subscription to my Substack newsletter at vanceginn.substack.com.
Gérard Holtz, Jean-Michel Aphatie, Michel Chevalet... Chaque week-end, retrouvez les meilleures imitations de Laurent Gerra. Tous les jours, retrouvez le meilleur de Laurent Gerra en podcast sur RTL.fr, l'application et toutes vos plateformes.Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
“As iron sharpens iron, so one person sharpens another.” – Proverbs 27:17Despite living in an era of unprecedented wealth, many individuals and families struggle to meet basic needs like food and shelter. Today, Brian Holtz joins us to discuss a new resource aimed at helping communities in need. Brian Holtz is the CEO of Compass Financial Ministry and the author of Financial Discipleship for Families: Intentionally Raising Faithful Children.A New Focus: Addressing Financial HardshipNavigating financial challenges can be overwhelming, especially for those who struggle to make ends meet. While many financial ministries focus on middle- and upper-income groups, Compass Financial Ministry has taken a bold step to address the needs of those with little to no financial margin. Their latest initiative—Making Ends Meet—is a resource designed to help individuals and families move from financial struggle to stability.Key Takeaways from the ResearchMany of the financial issues we associate with low-income communities aren't unique to them. The same challenges exist in middle- and upper-income households—they just look different.What are these key financial challenges? Three primary takeaways from Compass' research are critical for financial health, regardless of income level.1. A Simpler Approach to BudgetingStarting a budget is often the most challenging part of managing finances. That's why this new resource introduces a simplified spending plan:Step 1: At the beginning of the month, pay all essential bills (giving, rent/mortgage, food, utilities, etc.).Step 2: Transfer savings into a separate account.Step 3: Use the remaining money for non-essentials (entertainment, clothing, eating out, etc.).This method isn't as precise as traditional budgeting, but it's better to use an imperfect system than a perfect one that you never implement.2. The Power of an Emergency FundWe all know the importance of emergency savings, but it's even more crucial for those living paycheck to paycheck.Without an emergency fund, individuals often get trapped in a cycle of debt. But with a financial cushion, they can make wise financial choices and avoid unnecessary expenses.3. The Importance of a Support NetworkBuilding a strong financial support system is a crucial yet often overlooked aspect of financial stability, in addition to budgeting and saving.Money is a taboo topic in our society. We're embarrassed to talk about our struggles, but if we find trusted people to share with before emergencies happen, we create a network we can rely on—and they can rely on us. This network isn't just for financial help—it also provides emotional support, advice, and practical assistance when life's unexpected events occur.How You Can Get InvolvedFinancial hardship can feel isolating, but no one has to face it alone. With the right tools, support system, and biblical principles, it is possible to break free from financial struggle and find peace in stewardship.Making Ends Meet is one of the most impactful projects Compass has ever developed. It combines biblical wisdom with practical, step-by-step guidance, helping people transition from struggling to thriving. This resource is perfect for:Small groups at churchesLocal shelters and community centersFamilies and individuals seeking financial stabilityIt's available in English and Spanish, making it accessible to more communities in need. To learn more, visit Compass Financial Ministry and click on Making Ends Meet.For more financial resources and biblical insights, check out Compass Financial Ministry's website and start your journey toward financial freedom today.On Today's Program, Rob Answers Listener Questions:I got behind on some of my bills, and the interest is hurting me. I make about $700 a week, but the high interest rates make it hard to catch up. I contacted a company called National Debt Relief, but I wanted to get a second opinion before jumping into anything. How can I deal with this situation and find a way to lower the interest rates?We inherited land and plan to keep it in the family. Do we need to tithe on the value of the inherited property, even though we haven't realized the increase in cash?I'm 24 and deciding whether to buy a home instead of renting an apartment. I live at my parents' house, but I'd like to know the best steps to take to buy a home.Last year, the FBI warned against using a cell phone number for two-factor authentication because of security vulnerabilities. I ended up losing $5,000 using that method. Can you provide some guidance on how to protect my accounts better?I'm in my 60s and recently got a job that pays over $200,000 a year, much more than I need to live on. I only need about $30,000 to $40,000 per year. I'm unfamiliar with 401(k)s or IRAs, but I want to know how much I could contribute to those types of accounts to put away the excess money I don't need.I contributed $4,000 to my Roth IRA at the beginning of the year. I'm leaving my part-time job and about to retire at 62. What should I do if I've contributed more to the Roth IRA than I've earned in income? Should I withdraw the excess contribution, and are there any penalties I should be aware of?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineCompass Financial MinistryMaking Ends Meet (Compass Financial Ministry Video Study and Workbook)Google Authenticator (Apple | Google Play) | Authy Christian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
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Ever wished there was a way to make nutritional supplements actually enjoyable for your patients with dysphagia? Meet Jeff Holtz, the ice cream innovator who's shaking up how we think about dysphagia nutrition. With 30 years in the ice cream industry, Jeff didn't just create another supplement – he developed a fortified ice cream that […] The post 357 – Ice Cream That Heals? Meet Jeff Holtz, CEO of Thrive Ice Cream! appeared first on Swallow Your Pride Podcast.