The Green Zone

What separates ultra-high-net-worth families from the rest when it comes to managing wealth—and how can the rest of us learn from them?In this episode of The Green Zone Podcast, financial advisor Jeff Green shares the financial philosophies and strategies that guide his ultra-wealthy clients, revealing how those same principles can be applied by investors at every level. Spoiler alert: It's not just about having money—it's about having the mindset to keep and grow it for generations. Tune in to hear:What defines “ultra-high-net-worth” and why that mattersThe long-term mindset: Why patience beats speculation every timeHow the ultra-wealthy manage risk (and stay calm during market downturns)Why compounding growth is prioritized over chasing quick winsThe importance of diversification beyond the stock market—real estate, private equity, and moreHow families create stewards of wealth, not just inheritorsThe role of a professional financial team—and why DIY doesn't always work at this levelWhy honest conversations across generations help preserve wealth and valuesAnd more!This episode is a must-listen if you're thinking about your family's legacy, want to help protect your wealth in uncertain times, or are simply curious how the wealthiest among us think differently.

Disasters strike when you least expect them. From hurricanes to wildfires, tornadoes to snowstorms—are you financially prepared to weather the storm and recover afterward?In this episode of The Green Zone, Jeff Green and Lauren Smith dive into strategic financial strategies that can help you feel more financially secure during a crisis. Together they discuss:Why an emergency fund is crucial for disaster preparednessThe importance of having cash on hand (and why a backup credit card may not be the best idea)Creating a financial go-bag—what essential documents and funds to keep readyHow to make sure your insurance coverage is up to date and fits your needsThe risks of overpaying for insurance and how to get the best ratesWhy a proactive insurance review could save you thousandsAnd more!Natural disasters don't come with a warning—but your finances don't have to be caught off guard. Tune in to learn how to better protect your wealth and feel financially ready for anything.Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

What's your game plan for 2025? Is motivation enough to stay consistent with your health, habits, and finances—or do you need a little discipline to keep things on track? In this episode of The Green Zone Podcast, financial advisors Jeff Green and Lauren Smith share how a positive mindset and actionable goals can help you start the new year right. From navigating your fitness and wellness resolutions to setting smarter financial goals, Jeff and Lauren tackle how to make those January aspirations last all year. Together they discuss:How to build lasting health and wealth habits that outlive the fleeting buzz of New Year's resolutionsWhy discipline, habits and motivation are different – and how to leverage eachIdeas for monitoring your finances in creative waysStrategies for front-loading contributions to maximize growth potential for future generationsHow to shift from wishful thinking to actionable steps in your health and finances for a productive year aheadAnd more!Whether you're a disciplined planner or just looking for a fresh start, Jeff and Lauren provide expert advice and practical insights to help you make 2025 your best year yet.Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

Have you ever wondered why holiday shopping feels so overwhelming?Or how you can resist the pressure to overspend without sacrificing the joy of giving?In this episode, financial advisors Jeff Green and Lauren Smith explore the emotional and psychological drivers behind holiday overspending and share actionable strategies to help you stay in control of your finances during the festive season. Together, they discuss:The psychological factors that can easily affect all of us when it comes to spending (and over-spending) around the holidaysHow marketing tactics and social pressures can trigger overspending—and how to recognize themSimple tips to create a realistic holiday budget that aligns with your financial goalsPractical ways to manage expectations with family and friends around gift-givingThe benefits of focusing on experiences and meaningful gestures over material itemsStrategies to avoid the post-holiday debt hangover and start the new year on a strong financial footingReminders to prioritize self-care and reflect on what truly matters during the holidaysAnd more!Tune in to gain insights that will help you approach holiday spending with intention and confidence.Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

Have you ever wondered how your giving can have a lasting impact?Or are you thinking about how to make sure your charitable contributions align with your values and life goals? In this episode, financial advisors Jeff Green and Lauren Smith cover effective ways to approach charitable giving during the holiday season, discussing strategies to maximize personal impact and tax benefits. They guide listeners through essential considerations for end-of-year philanthropy, including:Tips for selecting causes that resonate with your personal valuesThe importance of researching how donations are used by organizations to ensure contributions have the intended effectHow to use Qualified Charitable Distributions (QCDs), potentially avoiding taxable income on required minimum distributionsAn overview of donor-advised funds for potential tax benefits and flexibility to direct contributions over time to chosen charitiesWhy you might consider giving long-term appreciated assets, like stocks, to bypass capital gains tax while receiving a charitable deduction for full market valueReminders for how we can all avoid common charitable giving pitfallsAnd more!Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

Have you ever considered how vulnerable your personal information is in today's digital world? Do you feel like you're doing everything you can to protect yourself online?In this episode of The Green Zone Podcast, Lauren Smith is joined by Green Financial Group Director of Marketing, Claire Holmes, to explore the critical importance of cybersecurity. Drawing from Claire's personal experience with an identity theft and social media hacking incident, they delve into simple, practical steps everyone can take to feel more protected in their digital lives. Together they discuss:Why using a VPN (Virtual Private Network) on public Wi-Fi is essential for protecting your dataWays to spot sophisticated phishing attacks via email and text to protect yourself from identity theft or other cyberthreatsHow enabling MFA (multi-factor authorization) on any online account you can is one of the best ways you can safeguard information online (yes, even if it requires a little bit of extra time on your part!)Ideas for how to incorporate stronger, more complex passwords into your digital livesInsights into the company's strong cybersecurity practices, including phishing tests and employee training from Raymond JamesAnd more!Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

Do you feel prepared to face life's most challenging transitions? For milestones such as becoming caretakers for your parents as they age, preparing for your retirement from your career and even planning for health concerns for yourself or loved ones, it's important to have a solid plan in place. While conversations around these issues can be difficult, it's essential to discuss them openly with your financial advisor as they impact both your everyday cash flow as well as how you will want to strategically manage your investments and customize your financial plan. In this episode of The Green Zone Podcast, co-hosts Jeff Green and Lauren Smith delve into these significant life changes, talking through a few key financial approaches that can help you navigate them with confidence. Together, they discuss:The types of transitions many of their Baby Boomer clients are currently facingWhy it's important to establish Power of Attorney and clear estate plansHow to think about planning for long-term care and the associated costsWays to manage the emotional and logistical aspects of estate management and planning for your futureStrategies for consolidating assets and organizing critical documentsRecommendations for how to have open and ongoing conversations with family about future responsibilitiesAnd more!Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

In this milestone episode of The Green Zone Podcast, co-hosts Jeff Green and Lauren Smith celebrate the 16th anniversary of Green Financial Group. They reflect on the leadership lessons learned over the years and discuss how their approach to team building and growth has shaped their office, team and culture. They each share specific insights on what they believe has helped them feel successful in their roles as leaders within the office, build a thriving team and develop a vision for the business they are excited about. Together they discuss:Celebrating GFG's 16th Anniversary: Reflecting on the journey from starting Green Financial Group during the 2008 financial crisis to achieving significant milestones.Building a Strong Team: How focusing on core values and hiring the right people has led to the formation of what they consider to be their best team yet.Leadership Lessons: The importance of delegating tasks, listening to team members and trusting others' expertise for effective leadership.Growth and Vision: Emphasizing the balance between growth for the sake of growth with ensuring that client and team needs continue to be the focus, all while manifesting a visionary approach to future expansion.Complementary Strengths: How their differing perspectives—Jeff's big-picture vision and Lauren's detail-oriented approach—create a well-rounded leadership dynamic.Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith 

Are you curious about the technological advancements that could change the way we live and work? In this episode of The Green Zone Podcast, co-hosts Jeff Green and Lauren Smith delve into some fascinating predictions around business and tech trends that we could see coming our way in the next decade. Together they discuss:Autonomous delivery systems and smart technologiesHologram concerts and virtual entertainmentThe future of tax preparation and voting processesWorking from home and changes in commutingClimate change and its increasing visibilityThe evolution of virtual travel experiencesAdvances in healthcare technology and telemedicineThe rise of digital transactions and alternative currenciesLegalization and regulation of marijuana and online sports gamblingAnd more! Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

Do you want your children to grow up financially savvy, equipped to handle their own finances and eventually, manage your wealth responsibly? In this episode of The Green Zone Podcast, hosts Jeff Green and Lauren Smith dive into the critical topic of financial literacy for the next generation. From chores and allowances to credit cards and investments, they share practical tips to help parents instill valuable money skills in their children. Join us for this lively discussion that could transform your family's financial future where Jeff and Lauren discuss:The importance of teaching young children about money through play, such as lemonade stands and creative ventures like Lauren's childhood seashell businessHow giving children an allowance for chores can instill a sense of responsibility and the value of earning moneyThe significance of helping kids set and achieve financial goals, using chores to earn money for specific rewards, teaching patience and the satisfaction of earning.The benefits of summer jobs and internships for teenagers and college students, stressing how these experiences teach work ethics and the value of moneyThe importance of introducing young adults to banking, including setting up checking accounts and using credit cards responsibly to build creditEncouraging kids to start investing early, using platforms like Robin Hood to buy fractional shares, thus gaining hands-on experience with the stock marketHow holding regular family meetings to discuss financial goals, values, and long-term plans can help ensure that children are prepared to manage and steward family wealth in the futureAnd more! Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

Do you know what “Retirement Values” are? And if so, do you know what yours will be? In this episode of The Green Zone Podcast, hosts Jeff Green and Lauren Smith dive deep into the often overlooked topic of retirement values. They explore how understanding your personal values can profoundly impact your retirement planning and fulfillment in life after work. Through engaging conversation and insightful anecdotes, Jeff and Lauren guide listeners through the process of identifying and prioritizing their values, emphasizing the importance of introspection and self-discovery. Together they discuss:Retirement as a transition from defining oneself by work to defining oneself by personal valuesThe challenge of identifying values, which are deeply personal and unique to each individualExamples of retirement values, such as family, adventure, and philanthropy, and how they shape retirement lifestylesThe evolving nature of values over time and the importance of periodic reevaluationStrategies for uncovering and prioritizing values, including mind mapping exercises and deep reflectionThe impact of aligning retirement activities with core values on overall happiness and fulfillmentThe role of gratitude in fostering positivity and enhancing retirement experiencesAnd more!Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

Picture this: your child is graduating and venturing into the real world. Do you feel confident that they're financially prepared? In this episode of The Green Zone Podcast, co-hosts Jeff Green and Lauren Smith share their top financial tips that they feel young adults need to understand by age 25. Together they discuss:The importance of financial literacy and starting good money habits earlyThe three basic financial principles they feel all young adults need to embrace: living debt-free, establish an emergency fund and thinking about retirement earlyUnderstanding where your money goes each month (and how to create a budget)The importance of not over-relying on parents or family members for financial supportWhy you must look at the total compensation package when considering a job (benefits, not just salary)And more!Resources:25 Money Moves To Master By Age 25Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

Are you nearing retirement and worried about navigating the complexities of taxes? Join Jeff Green and Lauren Smith, financial advisors at Green Financial Group, as they tackle the often-overlooked, but crucial, topic of taxes in retirement. While visions of pickleball and leisure may dance in your head, Jeff and Lauren warn that failing to plan for taxes can be a real "gut punch" to your nest egg. Together, Jeff and Lauren discuss:The four stages of retirement: Pre-Retirement, Go-Go Years, Slow-Go Years and No-Go YearsExpense considerations in retirement including inflation, longevity and the shift from a structured workweek to "every day is a Saturday!"Understanding how your after-tax retirement savings will work BEFORE you retireWhy it's important to evaluate the next year's tax bill and project future tax implications, especially regarding Required Minimum Distributions (RMDs)Staying aware of potential tax traps with Social Security, Medicare and IRA withdrawalsWhy you should focus on estate planning, even if your estate doesn't reach the federal tax thresholdAnd more! Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith Please note: Neither Raymond James Financial Services nor any Raymond James Financial Advisor renders advice on tax issues, these matters should be discussed with the appropriate professional.Unless certain criteria are met, Roth IRA owners must be 59½ or older and have held the IRA for five years before tax-free withdrawals are permitted. Additionally, each converted amount may be subject to its own five-year holding period. Converting a traditional IRA into a Roth IRA has tax implications. Investors should consult a tax advisor before deciding to do a conversion.

Does your portfolio feel as dusty as an unopened box of chocolates? Do investment meetings only happen when it's time to "buy, buy, buy"? If your financial advisor's idea of love is the occasional market update email, it's time to ask yourself: is this all there is?In this special Valentine's Day episode of The Green Zone Podcast, Jeff Green and Lauren Smith dig deep into the hallmarks of a truly loving financial relationship. We're talking about advisors who:Ditch the one-size-fits-all approach and listen to your unique goals, dreams (and yes, even pet inheritance plans!)Challenge you with honest conversations, even when it means saying "no" to that risky investment your friend's mom's brother's advisor recommended.Become your financial cheerleader, helping you dream big and plan for the future you deserve, not just meet basic needs.Treat you like family, understanding your values and priorities, and celebrating your financial wins (big and small!).Proactively reach out, keeping you informed, on track, and feeling confident about your financial future.And more…Plus, get access to a PDF that shares 50 concrete ways your advisor should be showing you the financial love.Whether you're seeking a second opinion, wondering what's really going on with your portfolio, or simply yearning for a true financial partner, we've got you covered. Tune in to the podcast and discover how to find an advisor who not only cares about your investments, but also cares about your entire financial well-being. Resources:50 Things Your Financial Advisor Should Do For You  Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

Do you feel financially fit? Do you even know what that means? If not, you're in luck. In this episode of The Green Zone Podcast, hosts Jeff Green and Lauren Smith guide you through the key elements you'll need to ensure your financial well-being in the coming year. You'll hear about everything from long-term investments to retirement goals to ways you may want to consider to protect your assets. Together they discuss:The importance of pausing to evaluate your near-term and long-term goals and aligning your investment strategy accordinglyHow understanding your retirement “buckets” can set you up for success after your career daysHow you can think about the 60/40 principle in relation to your portfolioThe pros and cons of Certificates of Deposit (CDs) and the concept of the “ladder strategy”Taking the equity risk premium into consideration when making investment decisionsAnd more!Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

In this episode of The Green Zone Podcast, hosts Jeff Green and Lauren Smith take a moment to reflect on Green Financial Group's progress and key milestones achieved during 2023. Together they discuss:Celebrating GFG's 15th Anniversary and 1st year in our new officeHow our team has grown and changed this year, including two great new additions with Dylan Daggett and Laura GarzaOur new GFG Blog, focused on providing more in-depth financial education and timely insights for our clients and beyondHow each feel they've learned and grown this year, particularly in respect to the various industry conferences they attendedGreen Financial Group's Core Values, and how clearly articulating those have shaped our culture for the betterThe gratitude they feel for all of these big milestones and more – as well as what they're looking forward to in 2024!Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith 

In this special episode of The Green Zone, hosts Jeff Green and Lauren Smith are joined by members of the Green Financial Group team as they share their favorite holiday gifts to both give and receive. If you have been on the fence about what to buy for a loved one this holiday season – or what to put on your own list! – this episode is for you. Tune in to see why these following items made the cut for the 2023 GFG Holiday Gift Guide:“What I Love About Mom” Book ($13)“What I Love About Dad” Book ($16)Wireless Sleep Headphones ($16)Sequence Game ($25)Holiday Candle ($27)Wicked Dog Ball ($40)Skylight Digital Picture Frame ($120)Cutco Super Shears ($136)The Bartesian Cocktail Maker ($370)NordicTrack Commercial X22i Treadmill ($3,499)Special Experiences with Family (Priceless!)Country Kettle Fudge Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith Note: Raymond James is not affiliated with nor does it endorse any of the products or companies mentioned within this podcast.

In this inspirational episode of The Green Zone Podcast, hosts Jeff Green and Lauren Smith sit down with Shelly Kirkland, CEO of Boot Campaign, an organization dedicated to supporting veterans and military families. Shelly, who comes from a family with a strong military background, shares her passion for serving those who have served and discusses the incredible work Boot Campaign does to make a difference in the lives of veterans and their families. In this episode, they cover:Boot Campaign's unique mission and the heartwarming story of its inceptionThe organization's dedication to supporting veterans from all branches and erasHow Boot Campaign provides individualized care for veterans dealing with brain injury, post-traumatic stress, chronic pain, self-medication and insomniaThe significant impact of their specialized programs, including clinical treatments and therapyThe importance of reaching out for help and the challenges veterans face in seeking assistanceHow to get involved and support Boot Campaign, from making donations to volunteeringTheir heartwarming holiday program, where volunteers come together to provide special gifts and support to military families in needAnd more!Join the conversation and discover the incredible work Boot Campaign does to show gratitude for those who serve and make a lasting impact on the lives of veterans and military families. Don't miss this inspiring episode of The Green Zone Podcast!Support Boot Campaign:How To Donate: https://bootcampaign.org/give/Website: https://bootcampaign.org/Social Media:Instagram: https://www.instagram.com/bootcampaignFacebook: https://www.facebook.com/bootcampaignX / Twitter: https://twitter.com/bootcampaignYouTube: https://www.youtube.com/user/BootCampaignAdditional NotesThe holidays are often difficult for many military families who have recently had a permanent change of duty station, are separated because of deployment, or are caring for the health of a wounded, injured or ill service member.Boot Campaign's Santa Boots Program unites Americans to show gratitude, meet service members' needs and strives to alleviate stress and financial burden by delivering specially-curated gifts to veteran and active duty military families nationwide.Click Here To Learn More About Their “Santa Boots” Work: https://bootcampaign.org/santaboots/Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith Note: Raymond James is not affiliated with and does not endorse Boot Campaign. 

The dream of retirement has probably been sitting in the back of your mind for years. You have an idea of what you want it to look like. You've saved for it. You've talked to financial professionals. And all of that is great… but have you done any research and planning about how to avoid common retirement mistakes? In this episode of The Green Zone Podcast, hosts Jeff Green and Lauren Smith share a list of items you may want to consider in order to avoid these “retirement traps” and help ensure you are able to live out your dream retirement. Together, they discuss:Why managing your own money, instead of relying on professionals, may not be strategicThe need for a mix of both conservative and growth-focused investment assetsMistakes to avoid when considering when to take Social SecurityHow to think about implementing a distribution strategy to help you meet your Social Security benefit goalsThe types of retirement scams they're seeing out thereAnd more!Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

When you think about long-term investments, you probably focus on stocks, bonds, real estate, funds, and the like. But what about cash? In this episode of The Green Zone Podcast, hosts Jeff Green and Lauren Smith cover some of the key considerations you should be making if you're pondering the pros and cons of long-term investments in cash. Together, they discuss:The reason some folks are prioritizing cash funds in their investment strategyWhy you must pause to evaluate your near-term and long-term goals and needsHow to think about a 60/40 principle with regards to your portfolioThe pros and cons of CDs (and what a “ladder strategy” is)Taking the equity risk premium into accountAnd more!Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

A new bull market is underway, but potential recession, heavy inflation, increasing interest rates, war and more are casting dark shadows. You may be more confused than ever about what is going on in the markets and economy and if you feel that way, don't worry – you're not alone. In this episode of The Green Zone Podcast, host Jeff Green discusses:What's going on in the U.S. economy and marketsWhy we're in what's considered a “skinny Bull market”Which industries are leading the wayAnd more!Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

Your financial advisor is someone you need to trust. Someone who you know has your best interests front and center. Green Zone Podcast hosts Jeff Green and Lauren Smith want you to find the best advisor for you and your unique financial situation. In this episode, they share some of the biggest mistakes people tend to make when vetting financial advisors and highlight a few best practices for your own search and interview process. Together they discuss:The difference between Fee Based and Fee Only Financial AdvisorsWhat types of backgrounds to look for in a Financial Advisor such as college degrees or other certificationsWhy you may want to consider a Financial Advisor that has a certification such as CERTIFIED FINANCIAL PLANNER®How to strategically consider the underlying costs of your investments, your returns, and your fees to find the right mix for youWhy financial and retirement planning is like a Rubik's CubeWays to ensure you are getting a holistic financial and retirement planWhy it's strategic to choose a specific advisor as a person over a firm or brand nameAnd more!Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

Are you gearing up to travel or take a vacation in the near future? If so, you might want to brush up on a few hacks to ensure a smooth and stress-free trip. In this episode of The Green Zone Podcast, hosts Jeff Green and Lauren Smith share their top tips for traveling that will help save you time, money and frustration – and of course, travel in style. Together they discuss: Leveraging TSA PreCheck and Clear at airportsHow to check how long airport security lines will be prior to leaving your houseUsing Apple Air Tags to track your luggageThe best times to book air travel at the lowest pricesHow to find a house or pet sitterBeing strategic about credit cards that give you travel pointsAnd more!ResourcesTSA PreCheckClearMy TSA AppApple Air TagsBeis LuggageAir Fare WatchdogTrusted House SittersConnect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

Do you ever think about what your life might have been like if you knew then what you know now? So many life choices might have been different when you look at things in hindsight – and that includes financial decisions.  In this episode of The Green Zone Podcasts, hosts Jeff Green and Lauren Smith candidly share the financial advice they would tell their younger selves if they could.  Together, they discuss how to: Start saving more at a younger age by “paying yourself first” Leverage credit cards wisely (and be cautious with exactly what you're signing up for) Understand what goes into your Credit Score Leverage credit card and travel “points” and cashback rewards Invest in your 401k and take advantage of employer contributions Develop a strategy around purchasing your company's stock Establish your financial independence from a young age And more! Connect With Green Financial Group: jeff@greenfinancialgrp.com (713) 244-3030 Schedule A Call With Jeff or Lauren Green Financial Group LinkedIn: Jeff Green LinkedIn: Lauren Smith 

Financial planning is not the same for everyone, and those differences are particularly distinct between men and women. Interestingly, according to Raymond James, more than 51% of the personal wealth in this country is controlled by women – and that number is growing. But women often feel less comfortable with their financial independence and even face financial challenges their male counterparts do not. In this episode, Jeff Green and Lauren Smith bring to light some of the unique considerations women may want to take into account for their financial and retirement planning, including: Women tend to live longer than men, which may impact when they take Social Security Women tend to earn less in their careers over their lifetime, which needs to be factored into financial and retirement plans Women tend to be the primary caregivers of children and other family members, which can impact the types of financial decisions they need to make Women who are widowed or go through a divorce have unique, specific needs that should be addressed quickly within a window of time How working with a financial advisor versed in the unique needs of women, like Lauren Smith, can be incredibly beneficial for tailoring financial planning for women And more… Connect With Green Financial Group: jeff@greenfinancialgrp.com (713) 244-3030 Schedule A Call With Jeff or Lauren Green Financial Group LinkedIn: Jeff Green LinkedIn: Lauren Smith 

March is Women's History Month, a time when we commemorate the social, political, economic and cultural achievements of women. And those big accomplishments have to start somewhere… perhaps it's at SheSpace, a women's co-working space and community located in Houston, Texas. Jeff Green and Lauren Smith recently sat down with Stephanie Tsuru, Co-Founder of SheSpace, to learn more about the humble beginnings and big plans for the women of SheSpace. In this conversation, they discuss: Why SheSpace felt like a need in the Houston communityWhy women need a dedicated place to learn, study, connect and flourishHow the co-founders got started – and the ways they've pivoted as they've grownThe ways in which SheSpace serves the women of Houston, including multiple levels of membership optionsThe intentional build out process for constructing the right atmosphere for the building and how they continue to evolve to meet the needs of their membersAnd more!About Our Guest: Stephanie Tsuru, Co-Founder of SheSpaceStephanie Tsuru comes from a long line of female trailblazers. Her grandmother, widowed at 55, remained on the family farm in northern Missouri to successfully run the operation through blizzards and droughts. This woman even had the audacity to wear pants! She raised Stephanie's mother, a small-town farm girl, who at the age of 22, left rural America with her new husband and flew 24 hours to live in Marrakesh, Morocco. Her parents' wanderlust lifestyle worked out nicely for Stephanie, who was later born on the outskirts of Paris. After working her way through college in a steel mill (hard hat and steel-toed boots included) she piled her belongings into her bluebird-colored car that she purchased with her steel mill earnings and drove 1,300 miles away. (No radio or phone but lots of singing.)As her 60th birthday approached, Stephanie decided she had the energy, passion and commitment to see another adventure through. In homage to her mother and grandmother and to leave a legacy for her daughters, granddaughters and the deep pool of women in Houston, she decided the time was right for her to launch her first entrepreneurial venture, SheSpace.Stephanie's mantra believes in the power of SHE. We will provide a home away from home to build a community of bold, intrepid and fearless women. We will push and lift each other to create, learn, inspire, and grow to be better tomorrow than we are today.Connect with SheSpace:Website: https://shespacehtx.com/ Instagram: https://www.instagram.com/shespacehtx/ Facebook: https://www.facebook.com/shespacehtx LinkedIn: https://www.linkedin.com/company/shespace/ Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren SmithNote: Raymond James is not affiliated with nor does it endorse the services of SheSpace.

Inflation is here and it's no joke. Prices are going up. Returns in the market seem to be going down. And it can be confusing to know how to set yourself up for success. In this episode of The Green Zone Podcast, Jeff Green and Lauren Smith discuss what's going on with inflation and how each of us as individuals may want to consider approaching our finances during this time. Together they discuss:Why do we have inflation?The silent effects of inflationWhat types of assets increase in cost and value during inflationary timesStrategies for the “average Joe” to approach financial management during a recessionary timeAnd more!Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

Do you understand how the changes to the Secure Act will affect you?  Don't worry, we won't ask you to read the 4,155-page document to find out.  Instead, Jeff Green and Lauren Smith will discuss some of the key takeaways of the Secure Act 2.0 and how it may impact you in this episode of The Green Zone Podcast. Together they discuss: What the Secure Act is and who it applies to The updated age for RMDs (Required Minimum Distributions) and how to be strategic about taking yours How RMD penalties have been reduced The way increased catch-up provisions can benefit you Why you may want to consider a larger charitable donation this year And more!  Connect With Green Financial Group: jeff@greenfinancialgrp.com (713) 244-3030 Schedule A Call With Jeff or Lauren Green Financial Group LinkedIn: Jeff Green LinkedIn: Lauren Smith  Please Note: While we are familiar with the tax provisions of the issues presented herein, as Financial Advisors of RJFS, we are not qualified to render advice on tax or legal matters. You should discuss tax or legal matters with the appropriate professional. RMD's are generally subject to federal income tax and may be subject to state taxes. Consult your tax advisor to assess your situation. Opinions expressed those of the Jeff Green and Lauren Smith and are not necessarily those of Raymond James. All opinions are as of this date and are subject to change without notice.   

In this episode of The Green Zone Podcast, Jeff and Lauren discuss the importance of setting simple yet effective financial goals and resolutions – including how to ensure you pick the ones that are right for you. Together, they discuss ways to: Intentionally set aside and save more money Leverage credit card points and benefits Improve your credit score Set and maintain a realistic budget Consolidate debt (including credit card debt) Rely on apps and technology to help you reach your goals And so much more!  Resources The Experian Boost CreditWise Mint App  Connect With Green Financial Group: jeff@greenfinancialgrp.com (713) 244-3030 Schedule A Call With Jeff or Lauren Green Financial Group LinkedIn: Jeff Green LinkedIn: Lauren Smith   

In this special episode of The Green Zone, hosts Jeff Green and Lauren Smith are joined by members of the Green Financial Group team as they share their favorite holiday gifts to both give and receive. If you have been on the fence about what to buy for a loved one this holiday season – or what to put on your own list! –this episode is for you. Tune in to see why these following items made the cut for the GFG Holiday Gift Guide:Country Kettle FudgeStainless Steel Kitchen Cutting Board ($40-100)Nest Holiday Classic Candle ($46)Clutch Portable Phone Charger ($50)Artifact Uprising Brass Easel & Calendar ($60)Estelle Colored Wine Glasses (Set of 6) ($185)Christopher Radko Holiday OrnamentsFurbo Dog Camera ($200)Therabody Theragun Mini ($200)iRobot Roomba ($600)Therasage Portable Sauna ($1,200+)Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith Note: Raymond James is not affiliated with nor does it endorse any of the products or companies mentioned within this podcast.

This episode of The Green Zone podcast is part of a special series to raise awareness of several non-profits that support special populations and their families. Hosts Jeff Green and Lauren Smith hope that once you've heard these stories, you may choose to recognize the work being done with your time and your dollars. In this episode, Jeff and Lauren learn about and discuss: The PTSD Foundation of America Interview with David Maulsby, Executive Director of the PTSD Foundation of America The mission of the PTSD Foundation of America, which is to bring hope and healing to Combat Veterans and their families suffering from the effects of combat-related Post Traumatic Stress. Important facts about PTSD and how it can affect the lives of those who have served in the military as well as their families How we can help support their mission  Support the PTSD Foundation of America How To Donate: https://ptsdusa.org/give-help/  Amazon Smile: https://smile.amazon.com/ Search: PTSD Foundation of America Website: www.PTSDUSA.org  Instagram: @ptsdfoundationofamerica   Twitter: @ptsdusa  YouTube: @ptsdusa    The Marine Corps Scholarship Foundation Interview with Ted Probert, President & CEO of the Marine Corps Scholarship Foundation The mission of the Marine Corps Scholarship Foundation (MCSF), the Nation's oldest and largest provider of need-based scholarships for military children The impact and ripple effect that these scholarships make for military families How we can help support their mission  Support the Marine Corps Scholarship Foundation How To Donate: https://www.mcsf.org/donate/  Website: https://www.mcsf.org  LinkedIn: Marine Corps Scholarship Foundation Instagram: @marinescholars Facebook: @marinescholars  Additional Notes The MCSF scholarship application opens on January 1st. Children of Marines and Sailors who served with Marines are encouraged to apply. More information about eligibility can be found here: https://www.mcsf.org/apply/eligibility/   MCSF At A Glance One Pager  Connect With Green Financial Group: jeff@greenfinancialgrp.com (713) 244-3030 Schedule A Call With Jeff or Lauren Green Financial Group LinkedIn: Jeff Green LinkedIn: Lauren Smith  Note: Raymond James is not affiliated with and does not endorse the PTSD Foundation of America or the Marine Corps Scholarship Fund. 

This episode of The Green Zone podcast kicks off a special series to raise awareness of several non-profits that support special populations and their families. They hope that once you've heard these stories, you may choose to recognize the work being done with your time and your dollars. In this episode, Jeff and Lauren learn about and discuss: The Cystic Fibrosis Foundation Interview with Courtney Egan The mission of the Cystic Fibrosis Foundation, the world's leader in the search for a cure for CF Important facts about Cystic Fibrosis and how it affects individuals and families The personal story of Courtney and her daughter, who has Cystic Fibrosis How we can help support their mission, particularly in Green Financial Group's home base of Houston, Texas  Support the Cystic Fibrosis Foundation  How To Donate: https://www.cff.org/give-monthly  Website: www.cff.org Facebook: https://www.facebook.com/CFFTXGulfCoast  Instagram: @cff_texasgulfcoast or @cf_foundation  Twitter: @CFF_Houston or @CF_Foundation  Upcoming Events in the Houston area: November 15, 2022: Houston Great Strides at the Houston Zoo  Gigi's Playhouse (Sugarland, Texas Location) Interview with Ammie Blahuta The mission of GiGi's Playhouse, a network of Down Syndrome Achievement Centers that provides support for people with Down syndrome and their families. Important facts about Down Syndrome and its impact on people's lives The personal story of Ammie and her daughter, Sadie, who has Down Syndrome How we can help support their mission, particularly in Green Financial Group's home base of Houston, Texas  Support GiGi's Playhouse How To Donate: Visit their website and click DONATE in the menu Website: https://gigisplayhouse.org/sugarland/ Facebook: GiGi's Playhouse Sugarland Instagram: @gigisplayhousesugarland Upcoming Events in the Houston area: April 29, 2023: Fun Run March 10, 2023: Fashion Show March 21, 2023: World Down Syndrome Day   Connect With Green Financial Group: jeff@greenfinancialgrp.com (713) 244-3030 Schedule A Call With Jeff or Lauren Green Financial Group LinkedIn: Jeff Green LinkedIn: Lauren Smith  Note: Raymond James is not affiliated with and does not endorse the Cystic Fibrosis Foundation or GiGi's Playhouse. 

Earlier this year, Jeff Green and Lauren Smith interviewed Sharon Birkman, the CEO of Birkman International, about finding your “why” using their proprietary social and psychological assessment, the Birkman Assessment. Since then, Jeff and Lauren have each taken the Assessment and personally debrief with Sharon. In this episode of The Green Zone Podcast, Jeff, Lauren and Sharon come back together to discuss:What the Birkman Assessment isWhy the Birkman Assessment is a great tool for retirees as they consider the next phases of their livesJeff and Lauren's individual Birkman Assessment resultsHow we can all can leverage the Birkman Assessment to work better togetherResourcesWant to take The Birkman Assessment? Email Sharon directly: sbirkman@birkman.comUnderstanding The Birkman's Colors Connect with Sharon BirkmanEmail Sharon: sbirkman@birkman.com Call Birkman: 800-215-2760Birkman International Website About Our Guest: Sharon Birkman, CEO of Birkman InternationalAs the daughter of company founder and influential industrial-organizational psychologist Dr. Roger W. Birkman, Sharon Birkman cultivated her deep expertise in human perception and organizational behavior through her lifelong interest in The Birkman Method.Sharon, CEO of Birkman International, has been recognized with a multitude of awards, including EY's Entrepreneur of the Year, the Women President's Organization's Mary Lehman MacLachlan Award, National Best and Brightest Places to Work For, and the Houston Business Journal's Women Who Mean Business Award.In addition to her responsibilities at Birkman, Sharon volunteers her services as a Board Member of Houston Public Media, Goodwill Industries of Houston, and a long-time Board member for ESCAPE Family Resource Center. Sharon co-authored the book “The Birkman Method: Your Personality at Work” and authored the book “Creatures of Contact” by ForbesBooks.Birkman International is an industry-leading behavioral and occupational assessment company founded by innovative organizational psychologist Dr. Roger W. Birkman in 1951.The Birkman Method remains a preferred instrument to better understand interpersonal dynamics through positive psychology. It is used widely in the fields of career and life coaching, leadership development, human resources management, and organizational design today. Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

2022 has been a volatile, tumultuous year for the market. As we move into the final quarter, Jeff Green and Lauren Smith offer up their opinions on what's going on and how to think about that based on the timing of market and economic cycles. Together they discuss:Why they believe we're not currently in a Recession (and when it may be coming)What types of investments that are generally strategic for: Bear Markets, Bull Markets & RecessionsThe differences between Economic Cycles vs. Market CyclesDifferent sectors that tend to do well in various types of markets and cyclesAnd more!Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

Your retirement is one of the most important things you'll ever plan for. And because of that, the thought of any risks can weigh heavily on our minds. Do you know the top risks to consider as you approach retirement?In this episode of The Green Zone Podcast, Jeff Green and Lauren Smith discuss what they feel are the top six financial and retirement risks that folks need to think about – and have a plan for addressing. Together, they discuss:InflationLongevity RiskHealth & Long-Term Care RiskStock Market & Home-Price Market RiskTax Policy RiskPolicy RiskConnect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

October is Cybersecurity Month. Most of the time when we are talking about cybersecurity in the financial services and retirement planning industry, we are thinking about financial fraud, identity theft, and other scams that might affect the elderly. But what about our children and teenagers we know, who lead very public digital lives and are just as susceptible – maybe more – to nefarious things happening online?In this episode of The Green Zone Podcast, Jeff and Lauren talk to Rania Mankarious, CEO of Crimestoppers Houston and Author of “The Online World: What You Think You Know & What You Don't,” about the important (and shocking!) things parents, grandparents, teachers and caregivers need to know about what's going on in the online world for our kids and teens. Together, they discuss:The origins and impact of Crimestoppers HoustonThe types of crimes and predators our children could potentially be facing online, from as early as elementary school and into their 20'sThe critical mindset shifts parents and caregivers need to make in order to adjust to and navigate our increasingly digital worldTactics caregivers can adopt to more effectively communicate with and keep our children safe onlineAnd more! Note: Raymond James is not affiliated with and does not endorse the services of Rania Mankarious or Crimestoppers Houston. Podcast recorded on 9/1/22. Resources:Rania's Book: “The Online World: What You Think You Know & What You Don't”Rania's Podcast: “The Balanced Voice”Crimestoppers Houston:WebsiteFacebookInstagramTwitter About Our Guest: Rania Mankarious, CEO of Crimestoppers Houston, Author & Podcast HostRania Mankarious is a writer, on-air analyst, and CEO of Crime Stoppers Houston. Lover of people, their stories and our future, she has been seen and heard on national/local TV and radio for over a decade as a legal, family, crime, mental health, and parenting expert. She has a weekly column: Sunday Mornings with Rania and is the host of The Balanced Voice Podcast. A widely recognized face and voice, Mankarious has been known to break stories locally and nationally that hit the core of what women and families care about. Connect with Rania Mankarious:Facebook: @RaniaMankarious or @TheRaniaReportInstagram: @TheRaniaReportTwitter: @TheRaniaReport Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

The years you spend in retirement are supposed to be your “golden years.” A time to fulfill your dreams. Relax, travel, study, volunteer, or hang out with your family. Basically, a time to do whatever you want to do. But the first step is getting there. Do you have a plan? In this episode of The Green Zone Podcast, Jeff Green and Lauren Smith cover some of the most frequently asked questions they get about strategic planning for retirement, including:Can I afford to retire?What does retirement look like for me?Where will my money come from in retirement?How do I grow my money when I'm retired?And more! ResourcesYour Pre-Retirement Checklist Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Green Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren SmithSchedule A Call With Jeff or Lauren

Do you know what motivates you? Do you know what fulfills you? Do you know what your “why” is? These are big questions, but the Birkman Method can help you answer them with confidence (and it's backed by 70+ years of data). This 30-minute assessment helps individuals understand their motivation, self-perception, social perception and mindset – and how to leverage each of these things to find more satisfaction in their lives. In this episode of The Green Zone Podcast, Jeff Green and Lauren Smith sit down with Sharon Birkman, CEO of Birkman International, for an in-depth and eye-opening discussion on how Birkman can help us plan for a fulfilling future – especially with retirement in mind. They discuss:The fascinating origin story of Birkman InternationalWhat the Birkman Assessment is and how it's different from others, such as DISC and Myers BriggsHow the Assessment is used with companies and individualsHow you can use the Birkman to plan for a fulfilling retirement centered around your “why”And more! Note: Raymond James is not affiliated with and does not endorse the services of Sharon Birkman or Birkman International. ResourcesWant to take The Birkman Assessment? Email Sharon directly: sbirkman@birkman.comUnderstanding The Birkman's Colors Connect with Sharon BirkmanEmail Sharon: sbirkman@birkman.com Call Birkman: 800-215-2760Birkman International Website  About Our Guest: Sharon Birkman, CEO of Birkman InternationalAs the daughter of company founder and influential industrial-organizational psychologist Dr. Roger W. Birkman, Sharon Birkman cultivated her deep expertise in human perception and organizational behavior through her lifelong interest in The Birkman Method.Sharon, CEO of Birkman International, has been recognized with a multitude of awards, including EY's Entrepreneur of the Year, the Women President's Organization's Mary Lehman MacLachlan Award, National Best and Brightest Places to Work For, and the Houston Business Journal's Women Who Mean Business Award.In addition to her responsibilities at Birkman, Sharon volunteers her services as a Board Member of Houston Public Media, Goodwill Industries of Houston, and a long-time Board member for ESCAPE Family Resource Center. Sharon co-authored the book “The Birkman Method: Your Personality at Work” and authored the book “Creatures of Contact” by ForbesBooks.Birkman International is an industry-leading behavioral and occupational assessment company founded by innovative organizational psychologist Dr. Roger W. Birkman in 1951.The Birkman Method remains a preferred instrument to better understand interpersonal dynamics through positive psychology. It is used widely in the fields of career and life coaching, leadership development, human resources management, and organizational design today. Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

Most folks would agree the car buying and leasing experiences leave a lot to be desired. The sales spiel, the haggling, the game-playing… it can just feel like such a hassle. But what if it doesn't have to be? In this episode of The Green Zone Podcast, Jeff Green and Lauren Smith sit down with Matt McGuire, Owner of LeasePro, an independent auto sales and lease company that provides a truly customer-driven experience. Together, they discuss:How LeasePro has disrupted the auto sales market to bring cars straight to the buyersThe advantages and disadvantages of leasing versus buyingHow Covid affected the auto sales industry and what ripple effects we're still seeing today, including the skyrocketing prices and supply chain issuesAnd more! Note: Raymond James is not affiliated with and does not endorse the services of Matt McGuire or LeasePro.ResourcesWhite Paper: "I, Pencil" Connect with Matt McGuireLeasePro WebsiteEmail: mmcguire@leasepro.com Call or Text: (713) 444-7362 About Our GuestLeasePro was established in 2010 by Matthew McGuire who is a licensed dealer and auto facilitator in the State of Texas. Matt started this independent auto lease company to provide an experience based entirely on the principles of customer service and value. As a hands-on owner, Matt has been recognized as a top salesperson throughout his career and has received numerous sales and customer service awards. Matt's 23 years of experience in sales, leasing, and finance of both new and pre-owned vehicles helps solidify LeasePro as an expert in the automotive sales and leasing arena. Matt and his wife Melissa reside in Friendswood and treasure cheering and supporting their 3 active children in various sporting activities. Connect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

These days, it feels like everywhere we look, we see messages of doom and gloom. We are constantly being told by the media that the markets, politics and even our safety are at risk. But instead of letting yourself go down a rabbit hole of negativity, Jeff Green and Lauren Smith want to encourage you to remember this: America is still the greatest country in the world. And good things are happening every day, even if they don't make the headlines in the news.In this episode of The Green Zone Podcast, Jeff and Lauren discuss:Why it's easy to get overwhelmed with negativity and what we can do to combat itHow America's contentious politics are at the core of who we are as a countryWhat Plenty and SpaceX have to do with their positive outlook on the future of our nationConnect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

Even in turbulent financial times, the one thing you can always count on is a sound financial plan – and advisors who help you pivot with and understand the ever-changing market. In this episode of The Green Zone Podcast, Jeff Green and Lauren Smith talk about the importance of financial planning today with tomorrow in mind.Jeff and Lauren share:The true story of a real financial planning clientHow the right type of financial planning now can yield results laterWhy it's important to know your retirement goals and values – even if you're years awayConnect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

There's no doubt the current market is ugly. We have fielded many calls from concerned clients -- and understandably so. With everything you hear on the news these days, it can feel like the sky is falling. But is a recession really coming? We'll cover that and more in this episode of The Green Zone Podcast.Jeff and Lauren discuss:Why they do NOT believe a recession is coming in 2022What bottoming out indicators they've been tracking and what's going on with them todayHow much longer they expect to see market volatilityWhy you should take what the media is saying with a grain of saltReal conversations they've been having with clients around the current market conditionsConnect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

As a parent, you want to support your kids to get them started in life. But how do you know when you're giving them too much financial support? In this episode, Jeff Green and Lauren Smith provide tips and tricks to help parents support their college graduates as they transition for what's next without going over budget.  Jeff and Lauren discuss: How you can destroy your retirement by helping your children financially The value of teaching your children about how money works  The importance of your children learning how to budget  And more Connect With Green Financial Group: jeff@greenfinancialgrp.com (713) 244-3030 Schedule A Call With Jeff or Lauren Green Financial Group LinkedIn: Jeff Green LinkedIn: Lauren Smith

As a parent, you want to support your kids to get them started in life. But how do you know when you're giving them too much financial support?In this episode, Jeff Green and Lauren Smith provide tips and tricks to help parents support their college graduates as they transition for what's next without going over budget. Jeff and Lauren discuss:How you can destroy your retirement by helping your children financiallyThe value of teaching your children about how money works The importance of your children learning how to budget And moreConnect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

There will eventually come a time when you pass away but that doesn't mean you should wait until then to start building a comprehensive estate plan. In this episode, Jeff Green and Lauren Smith discuss 10 things you should know about estate planning and will be your guide to making confident decisions about your estate planning. Jeff and Lauren discuss: How an estate planning attorney can help you The value of using an online cloud-based digital storage to store important documents Why it is important to consider who you are assigning as your beneficiaries And more Connect With Green Financial Group: jeff@greenfinancialgrp.com (713) 244-3030 Schedule A Call With Jeff or Lauren Green Financial Group LinkedIn: Jeff Green LinkedIn: Lauren Smith Raymond James and its advisors do not offer legal advice. You should discuss any legal matters with the appropriate professional.

There will eventually come a time when you pass away but that doesn't mean you should wait until then to start building a comprehensive estate plan.In this episode, Jeff Green and Lauren Smith discuss 10 things you should know about estate planning and will be your guide to making confident decisions about your estate planning.Jeff and Lauren discuss:How an estate planning attorney can help youThe value of using an online cloud-based digital storage to store important documentsWhy it is important to consider who you are assigning as your beneficiariesAnd moreConnect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren SmithRaymond James and its advisors do not offer legal advice. You should discuss any legal matters with the appropriate professional.

Language is a beautiful thing as it can seamlessly morph and adapt to changing times, but sometimes as older folks, it can be a little tough to understand the lingo of the younger crowd. In this episode, Jeff Green and Lauren Smith identify the meaning of some investing terms used by younger people. They also share where these terms are originating from as more younger people are starting to invest their money into the stock market. Jeff and Lauren discuss: How Reddit has influenced the investing terms used by young people Investing terms you should know to understand what your kids are talking about How you can compare original investing terms to the current lingo being used And more Connect With Green Financial Group: jeff@greenfinancialgrp.com (713) 244-3030 Schedule A Call With Jeff or Lauren Green Financial Group LinkedIn: Jeff Green LinkedIn: Lauren Smith

Language is a beautiful thing as it can seamlessly morph and adapt to changing times, but sometimes as older folks, it can be a little tough to understand the lingo of the younger crowd.In this episode, Jeff Green and Lauren Smith identify the meaning of some investing terms used by younger people. They also share where these terms are originating from as more younger people are starting to invest their money into the stock market.Jeff and Lauren discuss:How Reddit has influenced the investing terms used by young peopleInvesting terms you should know to understand what your kids are talking aboutHow you can compare original investing terms to the current lingo being usedAnd moreConnect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren Smith

Most people can agree that they're concerned about college education planning and ultimately paying for the cost of college. A 529 plan is a great tool in helping you reach your education savings goal. In this episode, Jeff Green and Lauren Smith talk with Ryan White, CIMA® a director of product management at Columbia Threadneedle Investments, US. You will learn why a 529 plan is a simple way to save for all educational related expenses, and what your three options are if you still have money in your 529 account after college. Ryan discusses: The basics of 529 planning How a FAFSA will calculate your eligibility for financial aid The opportunities for tax benefits that set a 529 apart from other vehicles And more Connect With Green Financial Group: jeff@greenfinancialgrp.com (713) 244-3030 Schedule A Call With Jeff or Lauren Green Financial Group LinkedIn: Jeff Green LinkedIn: Lauren Smith Connect With Ryan White: LinkedIn: Ryan White Columbia Threadneedle US About Our Guest: Ryan White, CIMA®, is an experienced financial services professional with a demonstrated history of success in distribution, product management, and relationship management in the asset management industry. As with other investments, there are generally fees and expenses associated with participation in a 529 plan. There is also a risk that these plans may lose money or not perform well enough to cover college costs as anticipated. Most states offer their own 529 programs, which may provide advantages and benefits exclusively for their residents. Investors should consider, before investing, whether the investor's or the designated beneficiary's home state offers any tax or other benefits that are only available for investment in such state's 529 college savings plan. Such benefits include financial aid, scholarship funds, and protection from creditors. The tax implications can vary significantly from state to state.  

Most people can agree that they're concerned about college education planning and ultimately paying for the cost of college.A 529 plan is a great tool in helping you reach your education savings goal.In this episode, Jeff Green and Lauren Smith talk with Ryan White, CIMA® a director of product management at Columbia Threadneedle Investments, US. You will learn why a 529 plan is a simple way to save for all educational related expenses, and what your three options are if you still have money in your 529 account after college.Ryan discusses:The basics of 529 planningHow a FAFSA will calculate your eligibility for financial aidThe opportunities for tax benefits that set a 529 apart from other vehiclesAnd moreConnect With Green Financial Group:jeff@greenfinancialgrp.com(713) 244-3030Schedule A Call With Jeff or LaurenGreen Financial GroupLinkedIn: Jeff GreenLinkedIn: Lauren SmithConnect With Ryan White:LinkedIn: Ryan WhiteColumbia Threadneedle USAbout Our Guest:Ryan White, CIMA®, is an experienced financial services professional with a demonstrated history of success in distribution, product management, and relationship management in the asset management industry.As with other investments, there are generally fees and expenses associated with participation in a 529 plan. There is also a risk that these plans may lose money or not perform well enough to cover college costs as anticipated. Most states offer their own 529 programs, which may provide advantages and benefits exclusively for their residents. Investors should consider, before investing, whether the investor's or the designated beneficiary's home state offers any tax or other benefits that are only available for investment in such state's 529 college savings plan. Such benefits include financial aid, scholarship funds, and protection from creditors. The tax implications can vary significantly from state to state. 

It might feel good to just up and retire from your job without any plan. But that may not be the smartest choice. In this episode, Jeff Green and Lauren Smith talk about the ‘pre-retirement checklist' they have created for their clients and how it can change their entire experience of the retirement lifestyle. They also go into detail about the difference between clients that have used this plan far in advance and clients who have used this a little later in the game. Jeff and Lauren discuss: Their personally constructed retirement checklist How to establish your values in retirement to help you stay fulfilled after your working years are over Why it is important to be discussing your retirement plans, aspirations, and wants early-on with your spouse The strategy of picking a specific date to have your goals established for retirement And more Connect With Green Financial Group: jeff@greenfinancialgrp.com (713) 244-3030 Green Financial Group LinkedIn: Jeff Green LinkedIn: Lauren Smith