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On this Episode 493 of Health Solutions, Shawn & Janet Needham R. Ph. talk about how to have success in an independent medical clinic with Greg Bickel, PA-C. Greg began family practice in 1999, after having had meaningful careers as a both a Pastor and Pharmaceutical Drug Rep. For Greg, medicine combines two of his passions: lifelong learning and serving people. He believes that medicine is best practiced as a team. "If I sit down, look the patient in their eyes, listen to them and ask the proper questions, the patient will help lead me to the correct diagnosis." Greg enlisted a small team of other professionals to help him flesh out his vision. After a diligent search, the current location was selected for renovation. Throughout the process, Greg has made a concerted effort to insure everyone, from the General Contractors and sub-contractors, to providers and other professionals, feels a part of the Compassion Family Medicine team—part of something much greater than the mere sum-total of the parts. 00:00 - Start 00:41 - Greg's Introduction 01:05 - Greg's Background 04:06 - Greg's Approach to Medicine 06:42 - Provider / Patient Trust 09:10 - Treating the Patient 10:14 - Corruption in Big Pharma 13:04 - Greg's Approach to Caring for Patients 14:38 - Weight Loss 16:50 - The Design of Greg's Clinic 23:27 - Listener Question / Why the Visual Cues? 24:17 - Greg's Passion 25:48 - Greg's Contact Information 26:15 - Closing Comments Episode Resources Facebook ~ https://www.facebook.com/compassionfamilymedicine Website ~ https://compassionfamilymedicine.com/ ~ #medicaloffice #independent #bigpharma #medicine #pharmaceutical #pharmaceuticals #patients #weightloss #doctor #clinic #podcastshow #podcast #podcastguest #optimalhealth #healthfreedom #MedicalFreedom #medicaleducation #medicalcare #HealthCare #PriceTransparency #freemarket #Liberty #FitAfter50 #FitOver50 #fitover40 #fitafter40 #Boise #IdahoFalls #Tricities #SiouxFalls #Wenatchee #EducateAndEmpower #NeedhamHealthSolutions #TeamNeedham #ShawnNeedham #HealthSolutions #MosesLakeProfessionalPharmacy #MLRX #SickenedTheBook #ShawnNeedhamRPh #ThinkOutsideTheSystem #OptimalHealthMatters #ItsTime ~ *** #BenShapiro & #DaveRamsey Fans. Learn how to be in the driver's seat for your healthcare choices {not the system or doctors!}

This week's LineupWarmup SegmentGo watch some fall ball (@2:55)Listener Question: Why are men's and women's pitching styles so different? (@12:02)Review of Recruiting Calendar (@18:15)Daddy Ball (@22:34)Slow pitching is not a valid excuse to not hitting (@35:25)Support the show

"CRTs created our whole scientific culture!" - Steve Nutter, during one of his megalomaniacal rants in this episode Listen in as we kick off with an exploration of Steve's tech tinkering, where he restores a Sony CRT and adds an S-video mod. He discusses how the S video connector was run from three lines on the board and how the chroma and luma inputs were tapped. In another segment, we take a look at the RF device created by PorkChop Express from MisterAddons, comparing RF and Composite Video Signals and how similar they really are. Shifting gears, the boys talk about health and fitness as a middle aged content creator. Steve opens up about his effort over the past six months and shares some of his secrets for staying consistent with his fitness routine. We explore the power of positive thinking, and Steve gives us a personal perspective on overcoming struggles and changing perspectives after his brother's visit in June. Lastly, we share some insights into the world of YouTube content creation and the challenges that come with it. From finding the right balance between work and rest, to dealing with the constant pressure of success, we discuss how maintaining focus and motivation can be achieved. Plus, we do question time at the end with a detailed discussion about the challenges of remaking CRT Tubes and what an ideal BVM setup would look like. (0:00:02) - Start (0:00:02) - Sony CRT mod for S-Video (0:08:51) - RF vs Composite Video Signals - Quality Difference? (0:22:48) - Steve has been working out! (0:31:22) - Changing Perspectives as a creator (0:43:03) - Navigating Work Goals and Finding Support (0:47:33) - Mental health for content creators on YouTube (0:59:47) - Listener Question: Why can't we remake CRT tubes? (1:06:42) - Listener Question: What's in your prefect PVM? -------------------------------- Follow us on Twitter! https://twitter.com/zez https://twitter.com/usa_retro We encourage your questions however please keep in mind that very technical CRT problems are really hard to diagnose online. If you are interested in Steve's professional CRT repair services please head over to his patreon page https://www.patreon.com/retrotechUSA Steve and Louis maintain a blog about their projects "The Cathode Ray Blog" https://www.cathoderayblog.com You can find the audio on the web or your favourite podcast app https://anchor.fm/zezretro For all your own CRT repair needs, check out Steve's channel https://www.youtube.com/c/RetroTechUSA

Oumuamua's strange behaviour has a natural explanation, no aliens needed; Great apes spin to make themselves dizzy — apparently just for kicks; A sensor equipped surgical glove could help make delivery of babies safer; The process of elimination — how tiny insects pee 300 times their own weight every day; A new scale for atmospheric river intensity is helping us understand them; Extreme weather is increasing — so much that it's changing earth's gravity; Listener Question: Why do geese sometimes fly north in winter?

Owls zero in on their prey under snow by eavesdropping on the sounds they make; Elephant behaviour helps to maintain healthy, carbon-rich forests; Feisty songbirds swarm their predators – but only when the time's right; The ‘sensory moustache' that helps bats find sweet snacks; Cockatoos have a handy tool belt to fish for cashews; Seals may not tap their toes, but seals also appreciate a good musical rhythm; Listener Question: Why can't waste plastic be dumped into volcanoes?

"Coaching works because people learn by doing what they would have done anyway - just smarter, faster, better, and with support and feedback." ~Consulting Today Today's Listener Question: Why would I need to hire a book coach rather than just writing my book myself? Is it really that hard to do? What about you? What questions do you have for me about writing and finishing writing an awesome book? Please send them to me here: https://christine-ink.com/contact/ Find out more about my book coaching program: https://christine-ink.com/book-coaching-2/ Join the author conversation: https://www.facebook.com/groups/inkauthors/ Learn more about YDWH and catch up on old episodes: www.yourdailywritinghabit.com

Episode 210 ALTERNATIVE TITLES: Dazed & Confused, Say My Name, Say My Name, Sexy Mahogany, Addicted to Video Games, Bad Bunny, A Kiss Is Just A Kiss, Show Me The Money, I Kissed A Girl and I Liked It, You Ain't Got Time to Talk, Lasting Longer in Bed, Viagra & Some Wood, (0:23)   Welcome. (06:02) LADY FELLA QUESTION: My boyfriend yelled out a man's name during sex. What should I make of this? (16:44) What do you think about to not climax as quickly? (24:30) LISTENER QUESTION: Why do females change their sexual habits after years of the same relationship? (37:15) The relationship recap. (40:00) LADY FELLA QUESTION: My boyfriend doesn't want to have sex with me because he is playing video games. (50:00) We are done with video games. (53:12) Bad Bunny kissed a woman and a man. (1:04:50) LADY FELLA QUESTION: What's better? Sex with 200 women once, or sex with 1 woman 1000 times?

Episode 175 (0:23) Dance Moms. (05:23) Barlos is feeling tired. Jerokee has detoxed and is completely free of caffeine. (11:55) Caffeine is a hell of a drug. (18:00) Brut. (20:35) Detoxing alcohol too! (31:20) LISTENER QUESTION: Why are men such woosies when they get sick? (40:42) Barlos tells the story: How He Met His Father. (48:36) Which parent gave you beatings as a child? (1:00:15) Graffiti Piece in my own backyard. (1:02:50) Did the whoopings work to correct your bad behavior?

Have you ever wondered "What's Up?!" with the discrepancy in milk storage guidelines? It seems like each major healthcare organization picked their own numbers for how many hours/days/years that breast milk can be safely stored.Today, Heather and Maureen hope to clear the air and dig into the guidelines as well as the evidence behind them. They bring you detailed information so that you can make the safest choice for you and your baby. No more throwing away precious "questionable" milk or resorting to a 100oz milk bath! THANK YOU TO THIS EPISODE'S SPONSORSHappi Tummi - Click Here for 10% off any Happi Tummi product with promo code: MILKMINUTE10Dyper- Click Here for your organic diaper subscription PLUS a free diaper bag as a gift!Ceres Chill- Grab your Milkstache HERE or Grab your Ceres Chiller HERE and enter promo code MILKMINUTE 15 for 15% off!Listener Question: Why is my 6-month-old grunting and growling while breastfeeding?Become a Milk Minute VIP- Click here to get behind-the-scenes-access and exclusive merch!Contact us- To send us feedback, personal stories, or just to chat you can send us an email at milkminutepodcast@gmail.comGet Community Support- Click Here to Join our Free Facebook Community!Stay up to Date - Find us on INSTAGRAM @milk_minute_podcastPrefer to read the transcript?- Click Here to read the edited version of this episode!RESOURCESAAP Storing Breastmilk GuidelinesABM Clinical Protocol #8: Human Milk Storage Information for Home Use for Full-Term Infants, Revised 2017Comparison of two methods for cleaning breast pump milk collection kits in human milk banks.CDC- Proper storage and Preparation of BreastmilkReferenced Milk Minute Podcast Episodes:Ep. 63- Interview with Ceres Chill founder, Lisa MyersEp. 73- High Lipase Milk: Appreciate your breastmilk againEp. 20- Managing and Cleaning Breast Pump EquipmentSupport the show- Click here to make a small donation to keep the Milk Minute Podcast alive and thriving! Support the show (https://www.patreon.com/milkminutepodcast)

Episode 164 (0:23) Welcome! (21:25) LISTENER QUESTION: I still have trust issues because of past relationships. How can I fix that? (4:15) LISTENER QUESTION: Why do women like to bring up your Ex-Girlfriend all the time? (38:16) Jerokee does not like to follow directions. (39:50) Putting out gifts from someone that is coming over the house. (42:15) Barlos' Rant. (44:30) LISTENER QUESTION: Would the Fellas date a woman that is 20 years younger?

Episode 162 (00:23) Barlos is already in the closet. (3:43) Los Bukis in Los Angeles. (13:25) Most memorable moment of the Bukis concert. (32:00) OSO QUESTION: Would you rather? (45:55) Let's get back on topic! (46:03) LISTENER QUESTION: Why can't I be happy for my ex? (57:57) OSO QUESTION:  Hot voice or hot body?

There are many factors that affect the Texas real estate market and you MUST know what they are and what they mean to YOU! In this episode of Coffee With The Johns, we share with you the CURRENT real estate trends to watch and what do they mean for the Texas real estate market. ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬

M&H tackle the tricky topic of pacifiers. Are pacifiers frustrating you? Can they really cause nipple confusion or dental issues? Join us to dig into the evidence surrounding pacifier use. Don't miss this episode!Listener Question: Why can I pump until the milk stops flowing, but after I can hand express more milk? Like, a lot more.Become a VIP listener at patreon.com/milkminutepodcast.To send us feedback, personal stories, or just to chat you can send us an email at milkminutepodcast@gmail.comFACEBOOK COMMUNITY https://www.facebook.com/groups/breastfeedingforbusymomsINSTAGRAM https://www.instagram.com/milk_minute_podcast/SHOW NOTES: https://breastfeedingforbusymoms.com/podcast/demystifying-pacifiers/THANK YOU TO THIS EPISODE'S SPONSORSUberlube. Click the link to order your (and end your dry streak), and use the promo code MILKMINUTE: UberlubeAeroflow - https://www.dpbolvw.net/click-9269202-13028985SourcesNew York Times article by Dashka Slater: https://www.nytimes.com/2014/06/22/magazine/who-made-that-pacifier.htmlSupport the show (https://www.patreon.com/milkminutepodcast)

In today's episode of Coffee With The Johns, we cover a lot of real estate news...Macro Economy, Local Economy & Inflation.  Plus so much more!The Fed finally admits that we have rising inflation but they're saying that it's "transitionary". In this episode of Coffee With The Johns, we break down what does inflation real means, is inflation transitionary, how this will affect the real estate market, and much more! Listen to today's Coffee With The Johns The key here is you stay EDUCATED to better protect yourself and your business. You can do that by watching Coffee With The Johns every Friday at 8 AM CST. ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ ***Become an Insider: Text “CWTJ” to 210-794-9898 for Insider Tips, information on live streams, events, and amazing free resources! ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬

Episode 145 (00:23) The Battle of Puebla  (10:19) BARLOS RECIPE'S: Micheladas Ice Clamato Tapatio Lime Tajin Chamoy Worcestershire Sauce Pepper Your favorite beer (15:30) Chips with Tapatio or Valentina.  Going down with your mouth full of hot sauce? (20:35) Do women catch feelings if they experience great sex? (38:05) LISTENER QUESTION: Why do men only remember the women they didn't have sex with? (52:11) LISTENER QUESTION: My homie broke up with my sister.  Should their breakup have an impact on our friendship? Dedicated to our friends.  May your troubles be less, Your blessing be more.An nothing but happinessCome through your door. 

Episode 141 (00:23) Barlos (03:45) LISTENER QUESTION: Are more positions better for good sex? (20:08)  Is there a difference between sex and love? (26:33) Sex Toys. (30:36) LISTENER QUESTION: Why did my girl get upset that I had a date setup when we were dating. (44:25) LISTENER QUESTION:What is better?  Little sex but great relationship? Or great sex but constantly fighting?

It’s important to keep electrolytes balanced on a keto diet to avoid symptoms like dizziness, fatigue, headaches, nausea and irritability Not all of the electrolyte advice given will be right for your body chemistry You should test your blood pressure at home to determine the level of electrolytes that’s right for you Chronic low blood pressure can lead to failure on a keto diet How to determine which supplement advice is right for your body chemistry Steps you can take to raise your blood pressure to make keto work for you Listener Question: Why do I feel aches and pains during keto without exercising? Product Review: Ninja Goat Nutrition Fat Coffee Links Mentioned During Episode:   Episode download - Avoid Keto Flu (from Keto Decoded course) Digestion Course Links to reviewed products: chatthefat.com/reviews Keto Decoded Cooking Course  Link to Bone Broth video  Flower of the Ocean Celtic Sea Salt on Amazon (affiliate link) Omron Blood Pressure Monitor on Amazon (affiliate link) KickItNaturally: Depression Chat the Fat Episode 2 Almost Free Digestion Course

A seven-night review of Carnival Panorama. As of 2020, this is the newest Vista-class cruise ship for Carnival Cruise Line. The seven-night Mexican Riveria cruises sailed from Long Beach, California. We get a detailed review from embarkation, the sailing experience, to the ports of call that were visited.  Sherry has cruise news:  SeaDream Yacht Club was forced to cancel the rest of its 2020 Caribbean season  Carnival Cruise Line cancels sailings through January 2021 Royal Caribbean had an overwhelming interest in test voyages  Two Royal mega-ships are heading to Alaska in 2022  Bahamas Paradise Cruise Line could be in some financial trouble A former Carnival ship leaves one cruise line for another Listener Question: Why won't it let me use onboard credit before my cruise? I'm trying to purchase the drink package before my sailing. -- Thoughts or questions? doug@cruiseradio.net  Want daily cruise news? Subscribe to the Cruise Radio News podcast feed.  Get in-depth cruise news and industry insight at www.cruiseradio.net.

Mallory, Meg, and Danny continue their journey through Xadia and season 3 of The Dragon Prince. We discuss last week’s listener responses (and have a lot of Big Feelings), and then dissect episodes 5 and 6 of season 3. Listener Question: Why are they (specifically, Viren, Claudia, and Soren) like this? Contact: Twitter: @jellytartsinbed. Email: jellytarts@theavatarstate.com. Listen on Spotify. Listen … Continue reading "Jelly Tarts in Bed 3-3: Really Big Feelings time"

Follow us on Twitter at @VirtualEconCast, @AmandaFarough, and @Futterish. Mike and Manda chat with Stephanie Tinsley (@agenttinsley) of Tinsley PR about how the current climate and COVID-19 are impacting public relations and marketing games. Listener Question: Why aren’t Nintendo and Bethesda just releasing Animal Crossing and Doom Eternal early? Indie Spotlight: Jens Kooij tells us about Fred the Rubber Ducky Follow Jens at @JensKooij You can also visit FredTheRubberDucky.com Upcoming Guests: Wednesday, March 18 - Attorney Brandon Huffman, Founder of Odin Law & Media (@brandonjhuffman) Thursday, March 19 - Mat Piscatella, Video Game Industry Analyst at NPD (@matpiscatella) Friday, March 20 - Victoria Tran, Communications Director at KitFox Games (@thevtran) We’re live on Stitcher and Google Play Podcasts

TW: pregnancy, birth, labor and delivery If you’re planning to become pregnant, have you thought about the ways to physically prepare your body for labor and recovery postpartum? Wondering what to expect after an emergency Cesarean Section? Or how to prepare for a Vaginal Birth After Cesarean Section (VBAC)? How about how to heal your abdominal muscles after delivery? Answers to these questions and more on today’s podcast with Joan Quinonez!   ABOUT OUR GUEST: Joan Quinonez is a Physical Therapist and mother of 2. She opened a PT clinic in Lynnwood, WA and specializes in working with women during pregnancy and postpartum. Resources: https://locations.atipt.com/lynnwood-wa Show Sponsor: A Guided Path. A live 6-week online Chakra Balancing course for the Energetically Sensitive starting Oct 14th. $50 discount for podcast listeners. Use code: TAF at checkout. Details: https://badassbody.work/aguidedpath Wellness Tip: Progesterone Cream. Buy it at www.ordereternity.com Listener Question: Why does endometriosis happen? Period Fact: Increased sexual desire during menstruation. Who knew?! Got Questions? Or want to connect with our guest? write to us: tamingauntflo@gmail.com Comment on Instagram: @tamingauntflo Facebook: @tamingauntflo Like the Podcast? Leave us a review! Rate us! Take a screenshot of our podcast, post it to social media, and tag @tamingauntflo!    

TW: sexual assault Ever wonder what managing your period, having babies, or being one of many wives is like in a developing country in Africa? Our guest shares about cross-cultural sex and reproductive health conversations and how she supports women in Malawi to manufacture reusable menstrual pads to create income and improve opportunities for menstrual health. Even half the world away, we’re much more similar than we are different.   ABOUT OUR GUEST: Jennifer is a Seattlite and avid women’s reproductive health volunteer. She sews menstrual pads with women in Malawai, a local group of incarcerated women, and a spunky octogenarians group. She distributes these menstrual kits to women in developed countries where she advocates for sex and reproductive health.  Resources: https://www.daysforgirls.org/ Show Sponsor: The Keeper - For a 50% discount on your first purchase, click here: http://bit.ly/TAFkeeper Wellness Tip: Processing negative emotions Listener Question: Why do my breasts hurt before my period? Period Fact: Orgasms can help ease cramps! Got Questions? Or want to connect with our guest? write to us: tamingauntflo@gmail.com Comment on Instagram: @tamingauntflo Facebook: @tamingauntflo Like the Podcast? Leave us a review!

It’s important to keep electrolytes balanced on a keto diet to avoid symptoms like dizziness, fatigue, headaches, nausea and irritability Not all of the electrolyte advice given will be right for your body chemistry You should test your blood pressure at home to determine the level of electrolytes that’s right for you Chronic low blood pressure can lead to failure on a keto diet How to determine which supplement advice is right for your body chemistry Steps you can take to raise your blood pressure to make keto work for you Listener Question: Why do I feel aches and pains during keto without exercising? Product Review: Ninja Goat Nutrition Fat Coffee Links Mentioned During Episode:   Episode download - Avoid Keto Flu (from Keto Decoded course) Digestion Course     Links to reviewed products: chatthefat.com/reviews Keto Decoded Cooking Course  Link to Bone Broth video  Flower of the Ocean Celtic Sea Salt on Amazon (affiliate link) Omron Blood Pressure Monitor on Amazon (affiliate link) KickItNaturally: Depression Chat the Fat Episode 2 Almost Free Digestion Course      

Danny gets to sit down with celebrity matchmaker Gina Hendrix in this special Valentine’s Day episode!  With over 10 years of matchmaking experience, Gina drops a ton of knowledge on how to spark initial attraction, setting up an online dating profile, determining the right time to get married, and how to keep your long term relationship hot and spicy!  Gina also tears apart Danny’s old Tinder profile and explains why he had it all wrong.  You won’t want to miss that part! Before their conversation, Danny shares how implementing stoicism into your day helps with productivity, the cute story behind his son getting a pull up bar, and the note he left in Shannon’s car.  Danny also discusses the sick and twisted history behind Valentine’s Day, some simple last minute Valentine’s Day gift ideas, and why you may feel lethargic the day following a rest day.   In case you want to skip around, here is where you can find each segment.  Enjoy! 3:20 - How implementing mindfulness and stoicism into your day creates more opportunities  7:40 - Danny’s son gets a pull up bar and how to create parent/child bonding moments 11:40 - The sick and twisted history behind Valentine’s Day 15:25 - Easy, thoughtful, last minute Valentine’s Day gift ideas 22:20 - Listener Question: Why do I feel lethargic after a rest day? 28:52 - Conversation with Gina Hendrix 1:16:51 - Closing If you like fresh coffee, use “ironcrew” at check out for 10% off Rubel Roasting Coffee.  Go to rubelroasting.com to order now! Remember to subscribe to this podcast, leave a rating, and a review!  Also check out my other platforms! Website - ironcrewathletics.com YouTube - Iron Crew Athletics  Instagram - @ironcrewathletics Facebook - Iron Crew Athletics  Twitter - @ironcrewathlete LinkedIn - Danny Burde Email - ironcrewpodcast@gmail.com

Applicant Tracking Systems get a bad rap. That’s understandable, since job seekers receive competing advice on how to “beat” or “get through” an ATS screening. It’s difficult to determine the best way to work with an ATS, but our guest Marie Zimenoff says it’s important for job seekers to understand why and how employers use an ATS in the first place. Marie explains some of the common misconceptions people have about Applicant Tracking Systems. About Our Guest: Marie Zimenoff Marie Zimenoff is the CEO of the Career Thought Leaders Consortium and Resume Writing Academy. She trains career professionals around the globe in resume writing, career coaching, and business development. Marie has delivered hundreds of presentations for career service providers, job seekers, and business leaders. She is also a frequent presenter at national conferences and the host of The Career Confidante podcast. Resources in this Episode: New Tool: Understand hiring tech and automation in this article, 'Dehumanising, impenetrable, frustrating': the grim reality of job hunting in the age of AI   Listener Question: Why do employers use vague, even misleading, job titles when they hire? That’s the question from Garry Rodgers of Medford, Ore. More from Marie Zimenoff: Two ATS Myths That Are Hurting Your Resume Results

If you've listened to any number of Bishop Robert Barron's homilies or lectures, you've likely heard him use sports analogies to create a vision of the spiritual life. In this episode of the Word On Fire Show, Bishop Barron discusses how the world of sports and athleticism can help us grow in faith and understanding. The listener question asks about leisure and the Sabbath. Topics Discussed 0:05 - Introduction 1:30 - What is Bishop Barron's background with sports? 4:00 - Why does the culture hold sports in such high regard up and down the ages? 6:00 - How do the rules in sports relate to religion? 10:30 - What do coaches teach us about real love? 15:00 - How do the rigors of sports offer insights about the rigors of the spiritual life? 20:00 - Does athleticism and fitness ever do harm to the spirit? 22:47 - Listener Question: Why is leisure important on the Sabbath?

Hello there and welcome to this show notes page for episode 92 of the Retirement Answer man, I’m Roger Whitney, THE retirement answer man and on this episode I’m shaking it up a bit, throwing in some new segments that I believe are going to simplify and energize your retirement planning. I’d love to hear your feedback on this episode’s new format, so feel free to shoot me a note or record a message to me at www.RogerWhitney.com/RetirementAnswers . I LOVE to hear from listeners to the show… and if you leave a question or comment that seems particularly helpful to the rest of the listeners, you just may hear yourself “on the air” on an upcoming show. So don’t be shy… let me know what you think!   Are you tired of all the JARGON yet?   To be topped only by the U.S. Government, the financial planning industry has more than its fair share of jargon and acronyms. Because of that I’m bringing you my new “Jargon Talk” segment each week to break down the terms you may have heard repeatedly, but were too embarrassed to ask, “What in the HECK does that mean?”  In today’s segment I’m going to address a phrase that’s gone around a lot over the past 4 to 5 years and that is “interest rate risk.” Do you know what that means? If so, good for you! But do you know what impact it has on your retirement planning and why you should be concerned? I’m going to unpack it on this “Jargon talk” segment for you, so stick around to listen to the show. You can optimize your retirement planning by doing a number of smaller, “SMART sprints.”   You may have heard the acronym S.M.A.R.T. It stands for Specific - Measurable - Actionable - Realistic - and Time-bound. Most of the time people use it in referring to goal setting or planning. Since we’re addressing retirement planning it fits very well. This is yet another new feature I’m bringing to the show starting today because I want to be as much service to you as I possibly can by providing practical things you can put into action right away. Today, on the very first “SMART Sprint” I’m laying down a challenge to you.. something that could save you $5000 in one year’s time and allow you to make serious headway toward your retirement goals. It’s so simple, it makes me hungry… that’s a hint. Listen in to find out what I’m talking about.   More Social Security Changes are coming… and you need to know about this one!   In last week’s show I spoke about the changes that the Budget Reconciliation Act is having on the way you’re able to maximize the use of your Social Security retirement fund. A listener took me to task for only focusing on one aspect of those changes so today I’m bringing you another element of the changes that could have a huge impact on your future plans. You see, in the past you could File for SSI benefits prior to actually retiring so that the non-bread-winning spouse could begin receiving spousal benefits - then you were allowed to suspend your filing. That allowed the spouse to get the benefits and the bread winner to wait before drawing theirs. But the Budget Reconciliation Act is taking that loophole out of the picture. In today’s episode I cover that and outline what it might mean for the way you plan for your retirement. Are you interested? Find out more on this episode. A listener mentions “Preferred Stocks” as a great strategy his father used in his retirement planning. Is it still as good an option for modern investors?   Once upon a time there was a great benefit to using what is known as “Preferred Stocks” to set yourself up for retirement. But as is often the case with long-lasting financial instruments, preferred stocks have changed over the years. Nowadays they are so tied to interest rates (for reasons I’ll cover in this episode) that they’re not necessarily the best way to go, especially in an economy like ours where everyone is concerned about interest rates going higher any day. You can listen in as I answer this listener’s question - and you can ask a question of your own so that I can answer it on future episodes. I tell you how on this episode.   OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN   [0:01] Kevin’s retirement announcement! [0:57] Congratulations to Kevin! [1:37] How you can leave a message for Roger. [2:31] A different format today... JARGON TALK SEGMENT [3:53] Introduction to the new “Jargon Talk” segment. [4:32] What is “interest rate risk” and how does it impact the value of your fixed income portfolio? TODAY’S SMART SPRINT   [6:22] Intro to the “SMART Sprint Segment.” [7:35] What is a “Smart Sprint” when it comes to retirement planning? [9:33] Roger’s first “sprint” challenge: Take your lunch to work every day this week.   HOT TOPIC SEGMENT   [11:58] The changes to Social Security law and the “file and suspend” aspect. [12:53] What is the “File and Suspend” aspect of Social Security law?   PRACTICAL PLANNING SEGMENT   [17:56] Listener Question: How does it work to take out money from my 401K without penalty after I’m 55, but before I retire? [20:59] Listener Question: Why don’t I hear more advisors talking about “preferred stocks” as a retirement planning option?     THE “BE HAPPY” SEGMENT   [30:36] What is this new segment about? [31:46] The power of gratitude in being happy.   RESOURCES MENTIONED IN THIS EPISODE   http://www.RogerWhitney/com/retirementanswers - leave your question for Roger Contact Roger: http://www.rogerwhitney.com/retirementanswers/