Podcast appearances and mentions of mac gardner

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Charlene Cong, CFA, investment coach and founder of FinFit about changing the way we think about money and democratizing financial literacy. In this episode we discussed:Simplicity wins with money. Why a long term mindset and consistency are critical for success.Investing is for everyone, not just for the rich.  What is a Chartered Financial Analyst (CFA)?The relationship between fitness and finances. Start investing as early as possible - invest for your kids (it's the power of compound interest). Charlene H. Cong, CFA, is the founder of FinFit GmbH, a finance and investment educator, podcaster, and YouTuber. With over 10 years of experience in the banking industry, including a tenure at JPMorgan Asset Management, she is a Chartered Financial Analyst based in both Hong Kong and Switzerland. Charlene is an Executive Board Member of the Swiss Capital Market Forum. Connect with Charlene Cong:Website (website)  www.charlenecong.comFinFit GmbH Website: www.finfitsolution.comLinkedIn (LinkedIn) https://www.linkedin.com/in/charlenecong/Instagram (Instagram) Resources:Budgeting and Spending Template (free): (here)Investment Masterclass: (here)Youtube (here) https://www.youtube.com/@CharleneCongPodcast:Charlene's Podcast (YouTube) Mentioned on this episode:The Get Ready Money Podcast: The Power of Compound Interest with Mac Gardner, Derrick Wesley, Chris Mouzon & Thomas Kopelman (here).Warren Buffett's Annual Letter to Berkshire Hathaway Shareholders (here).The Intelligent Investor: The Definitive Book on Value Investing by Benjamin Graham (Amazon). The Millionaire Next Door: The Surprising Secrets of America's Wealthy by Thomas Stanley and William Danko (here) The Four Money Bears by Mac Gardner (Amazon) The Monster Job by Faith Teope (Amazon)Sammy Rabbit's Money School (here)Support the show

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Jay Turner and Mitch Radhuber, co-founders of Fince about changing the way we think about money and personalized financial guidance.In this episode we discussed:The importance of considering your goals and looking at the big picture.Why you should put money advice from social media into perspective..Allow yourself to have the quality of life to include what brings you joy.Be aware of where your money is going. You can have it all, you just can't have it all at once - Scott Galloway. Jay Turner's background is in business operations and supply chain with a business degree from the University of South Carolina, originally from Atlanta, Georgia. He is a volunteer for Junior Achievement and is a member of the AFCPE. He is now the cofounder and CEO of FinceMitch Radhuber is a software engineer with a degree in computer engineering from the University of Michigan, originally from Westchester County, New York. He started his career working as an engineer at a large investment bank in New York City. He's now the co-founder and CTO of Fince.Connect with Jay Turner:LinkedIn:(here)Twitter/X: (here)Newsletter: Follow the Money (here)Connect with Mitch Radhuber:LinkedIn:(here)Twitter/X: (here)Newsletter: if (Money): (here)Fince:Website: (here) Referenced:Article about the impact of tutoring in school and how that applies to money (here)Study on Gen Z getting financial advice from social media (here) Rahkim Sabree (website)  - check out: The Get Ready Money Podcast with Rahkim Sabree: Overcoming Financial Trauma (here)Prudence Zhu (website) - check out: The Get Ready Money Podcast with Prudence Zhu: Living A Life You Love (here)Compound Interest: The Get Ready Money Podcast Financial Five Episode with Chris Mouzon, Derrick Wesley, Mac Gardner and Thomas Kopelman: The Power of Compound Interest (here)Support the show

Do you have a story you'd like to share on TWTDNH or are you a subject matter expert who would like to shed light on any of the topics I cover? Shoot me a message! How can financial therapy change your view on money and relationships?Dr. Megan McCoy, the nation's first financial therapist and a licensed marriage and family therapist, talks about how financial therapy can help when dealing with financial abuse in domestic violence cases, especially in military families. With her expertise in both mental health and financial well-being, Dr. McCoy breaks down the complexities of financial abuse and its impacts on individuals and relationships.Listen in as she explains how to spot financial abuse and find your way to financial independence. She shares practical tips for dealing with financial trauma, talking openly about money in relationships, and taking control of your finances. You'll also learn about the emerging field of financial therapy, why financial literacy is so important, and the resources available to help those facing financial abuse achieve financial healing.What You'll Learn:What is financial therapy?The role of financial therapy in managing money-related stress.How to talk to kids and partners about money.The impact of financial abuse and how to recognize it.Strategies for balancing joint and separate accounts in relationships.How financial flashpoints can influence long-term financial behavior.The importance of financial literacy and regular financial check-ups.How to plan for financial security in uncertain times.Ideas Worth Sharing:“Money fears are nastier. They last longer, and they mean your sense of power, control, and autonomy, so they are difficult to manage, to say the least.” - Dr. Megan McCoy"There's no right way to do money. There is a right way to feel happy or feel safe, and that's what's important." - Dr. Megan McCoy"You don't have to be the expert. You just need to be aware of your finances." - Dr. Megan McCoyResources:NurtureShock: New Thinking About Children by Po Bronson, Ashley MerrymanMilton the Money Savvy Pup: Brings Home the Bacon by Jamie A. Bosse, CFP®The Four Money Bears by Mac Gardner, CFPThe Art of Allowance Podcast – The Money MammalsDr. Brad Klontz (Researcher/Financial Psychologist who discusses “financial flashpoints from our life”)CFPB (Consumer Financial Protection Bureau) “Money As You Grow” (tool for age-appropriate money discussions with kids)Greenlight Sample of websites that allow children to track save/spend/allowance/chores (for older children)Piggy Bank for Kids“Shame vs. Guilt” by Brené BrownFind a Financial Therapist Tool by Financial Therapy AssociationFind a Therapist Tool by Psychology TodayReputable Credit Agencies to run credit: Experian & Free Credit Report

On this episode of The Get Ready Money Podcast, I was joined by Chris Mouzon, Financial Coach and Co-Founder of United Agency; Derrick Wesley, founder of Seedlyng Financial Education; Faith Teope, multimedia journalist and CEO of Leverage Retirement and Mac Gardner, Certified Financial Planner and Founder & Chief Education Officer of FinLit Tech to share insights on changing the way we think about financial literacy. Here's what we discussed: Have a vision for what you want, then figure out a plan to get there.Have clarity for your goals.Create a safe space for your clients and community. How technology and artificial intelligence (AI) can help people get the answers they need.How to figure out what information is useful. Chris Mouzon is a Financial Coach and Co-Founder of United Agency where he helps people and families build better lives through finances. With expertise ranging from Entrepreneurship and wealth building to business tax hacks and retirement planning, Chris is knowledgeable in many different areas of Finance and Business. Chris believes in the power of positive energy and daily habits to transform lives and he's sharing what you can do to reach a place of financial (and personal) freedom.  Derrick Wesley is the visionary founder of Seedlyng Financial Education. He is on a mission to bridge the financial literacy gap among youth and young adults. With a background in education and a passion for empowering the next generation, Derrick founded Seedlyng to instill essential money management skills in students worldwide. Through interactive workshops, personalized curriculum, and cutting-edge technology, Seedlyng equips students with practical financial knowledge. Derrick's vision is to create a world where financial literacy is not just a subject in school but a life skill embedded in every young person, empowering them to make informed financial decisions.Faith Teope is a multimedia journalist, children's financial literacy author, and CEO of Leverage Retirement. She is the Editor of Fortunaire, and MoneyTalk as well as a contributor to Safe in Harm's Way as a financial abuse advocate. She is also the host of the miniseries, SAVVY, that explores the systemic gaps in financial literacy, and is the keynote for the 2024 Financial Literacy Summit at the Federal Reserve.Mac Gardner, a Certified Financial Planner practitioner, has served in the financial services industry for more than 20 years. His passion for financial literacy led him to publish his first book, “Motivate Your Money!”. The book served as a tool to share his extensive experiences in the field of Personal Financial Planning. As his family grew and his clients began to ask him for ways to teach their kids about managing money, he decided to use elements from his first book to develop a financial literacy platform for young children. "The Four Money Bears" represent the four basic functions of money. When children gain exposure to money management skills at an early age, they are likely to develop healthy financial planning habits as adults. Mac also serves as Founder and Chief Education Officer of FinLit Tech.  The company's mission is "Building a Bridge Between Financial Literacy and Financial Technology".

On this special episode of The Get Ready Money Podcast: The Financial Five, I was joined by Chris Mouzon, Financial Coach and Co-Founder of United Agency; Derrick Wesley, founder of Seedlyng Financial Education, Mac Gardner, Certified Financial Planner and Founder & Chief Education Officer of FinLit Tech and Thomas Kopelman, financial planner and the co-founder of AllStreet Wealth to talk about changing the way we think about money and why compound interest is the eighth wonder of the world. Here's what we discussed: What is compound interest?How compound interest worksWhy compound interest is a key factor in saving and investingUnderstanding and applying the rule of 72The importance of understanding the fundamentals of moneyChris Mouzon is a Financial Coach and Co-Founder of United Agency where he helps people and families build better lives through finances. With expertise ranging from Entrepreneurship and wealth building to business tax hacks and retirement planning, Chris is knowledgeable in many different areas of Finance and Business. Chris believes in the power of positive energy and daily habits to transform lives and he's sharing what you can do to reach a place of financial (and personal) freedom.  Derrick Wesley is the visionary founder of Seedlyng Financial Education. He is on a mission to bridge the financial literacy gap among youth and young adults. With a background in education and a passion for empowering the next generation, Derrick founded Seedlyng to instill essential money management skills in students worldwide. Through interactive workshops, personalized curriculum, and cutting-edge technology, Seedlyng equips students with practical financial knowledge. Derrick's vision is to create a world where financial literacy is not just a subject in school but a life skill embedded in every young person, empowering them to make informed financial decisions.Mac Gardner, a Certified Financial Planner practitioner, has served in the financial services industry for more than 20 years. His passion for financial literacy led him to publish his first book, “Motivate Your Money!”. The book served as a tool to share his extensive experiences in the field of Personal Financial Planning. As his family grew and his clients began to ask him for ways to teach their kids about managing money, he decided to use elements from his first book to develop a financial literacy platform for young children. "The Four Money Bears" represent the four basic functions of money. When children gain exposure to money management skills at an early age, they are likely to develop healthy financial planning habits as adults. Mac also serves as Founder and Chief Education Officer of FinLit Tech.  The company's mission is "Building a Bridge Between Financial Literacy and Financial Technology".Thomas Kopelman is a financial planner and the co-founder of AllStreet Wealth as well as a blogger, podcaster and speaker. Thomas was recognized as one of the 23 best financial advisors for millennials by Business Insider, 2023 Young Advisor to Watch and Top 100 Advisor by Investopedia in 2022 and 2023. Thomas is also the Head of Community at Wealth.com. 

On this special 100th episode of The Get Ready Money Podcast, I was joined by Chris Mouzon, Financial Coach and Co-Founder of United Agency; Derrick Wesley, founder of Seedlyng Financial Education; Faith Teope, multimedia journalist and CEO of Leverage Retirement and Mac Gardner, Certified Financial Planner and Founder & Chief Education Officer of FinLit Tech. We each shared one thing that we think we know about changing the way we think about money. Here's what we each think we know and then discussed: We need to help people be curious. We need to help people ask questions, so they can be empowered for themselves. (Tony)We can find new ways to engage people from an earlier age and increase financial capability. (Mac)We need to help the older generation. It's not too late for them? (Derrick)We need to have vision. We need to clarify what we really want (Faith)We need to focus on inspecting what you expect. (Chris)Chris Mouzon is a Financial Coach and Co-Founder of United Agency where he helps people and families build better lives through finances. With expertise ranging from Entrepreneurship and wealth building to business tax hacks and retirement planning, Chris is knowledgeable in many different areas of Finance and Business. Chris believes in the power of positive energy and daily habits to transform lives and he's sharing what you can do to reach a place of financial (and personal) freedom.  Derrick Wesley is the visionary founder of Seedlyng Financial Education. He is on a mission to bridge the financial literacy gap among youth and young adults. With a background in education and a passion for empowering the next generation, Derrick founded Seedlyng to instill essential money management skills in students worldwide. Through interactive workshops, personalized curriculum, and cutting-edge technology, Seedlyng equips students with practical financial knowledge. Derrick's vision is to create a world where financial literacy is not just a subject in school but a life skill embedded in every young person, empowering them to make informed financial decisions.Faith Teope is a multimedia journalist, children's financial literacy author, and CEO of Leverage Retirement, a 40+ year-old TPA/Recordkeeper firm. She is known for being the host of the weekly podcast, Pull to Refresh: Where 401k experts get curious. Teope is the editor of The Naked Professional LinkedIn Newsletter and a contributor to Safe in Harm's Way as a financial abuse advocate. Her new show, SAVVY, explores the systemic gaps in financial literacy and is scheduled to air in the fall of 2023. Teope's debut title, The Monster Job, hits bookshelves in April 2024. Mac Gardner, a Certified Financial Planner practitioner, has served in the financial services industry for more than 20 years. His passion for financial literacy led him to publish his first book, “Motivate Your Money!”. The book served as a tool to share his extensive experiences in the field of Personal Financial Planning. As his family grew and his clients began to ask him for ways to teach their kids about managing money, he decided to use elements from his first book to develop a financial literacy platform for young children. "The Four Money Bears" represent the four basic functions of money. When children gain exposure to money management skills at an early age, they are likely to develop healthy financial planning habits as adults. Mac also serves as Founder and Chief Education Officer of FinLit Tech.  The company's mission is "Building a Bridge Between Financial Literacy and Financial Technology".

How important are networking and fundraising skills in the financial services industry? Today's guest, Mac Gardner, CFP®, started Mu Nu Upsilon with those skills as his guiding principles.In this episode, Jamie Hopkins, Managing Partner of Wealth Solutions, and Ana Trujillo Limón, Director, Coaching and Advisor Content, are joined by Mac Gardner, Founder and CEO at FinLit Tech, to discuss his involvement in the financial industry and his work with the fraternity MNY Upsilon. Mac shares his first money memories and meaningful purchases, highlighting the importance of financial conversations and responsibility. He explains how he founded MNY to provide a community and guidance for students interested in financial planning. Mac discusses the fraternity's guiding principles of education, networking, and fundraising, emphasizing the need for students to develop networking and fundraising skills in the finance industry. He also talks about the fraternity's goals, including supporting students and collaborating with universities and industry professionals.Mac discusses: What inspired him to start the Mu Nu Upsilon Fraternity (MNY)Mu Nu Upsilon's mission to support students interested in financial planning and promote diversity and inclusion in the industryWhat MNY's guiding principles, education, networking, and fundraising, meanWhy networking and fundraising skills are so important to develop in the financial services industryThe various impact areas that the MNY fraternity aims to be involved in, including supporting students and institutions, mentoring professionals, and collaborating with support organizationsHis belief in giving back and creating platforms for financial education and literacyHow he takes care of his mental health as an entrepreneur and creatorHis perspective on freedom and the importance of being able to live with the consequences of one's actionsAnd moreResources:Mu Nu Upsilon Fraternity (MNY)George Nichols III: Life Insurance and the Power of Financial LiteracyThe Four Money BearsYouTube: Motivate Your Money!Motivate Your Money!: Plan Spend Save Invest Gift by Mac GardnerConnect with Jamie Hopkins and Ana Trujillo Limón: Carson Group LLCLinkedIn: Jamie HopkinsLinkedIn: Ana Trujillo LimónConnect with Mac Gardner:FinLit TechLinkedIn: Mac GardnerAbout our Guest: Mac Gardner, CFP®, is the Founder and Chief Education Officer of FinLit Tech. Mac has served in the Financial Services industry for over 20 years.  His passion for educating others led him to publish two books, "Motivate Your Money!" and "The Four Money Bears". As the Founder and Chief Education Officer of FinLit Tech, he works to build a bridge between Financial Literacy and Financial Technology.

Mac Gardner, CFP joins #Clockedin with Jordan Edwards and discusses about the importance and financial literacy for all ages!Mac Gardner, a Certified Financial Planner practitioner, has served in the financial services industry for more than 20 years.  His passion for financial literacy led him to publish his first book, “Motivate Your Money!” in 2013. As his family grew and his clients began to ask him for ways to teach their kids about managing money he decided to use elements from his first book to develop a financial literacy platform for young children. The Four Money Bears represent the four basic functions of money. When children gain exposure to money management skills at an early age they are likely to develop healthy financial planning habits as adults. Mac is a true believer in the power of stories. He wants every child to know the story of “The Four Money Bears” and the benefits of sound money management for generations to come.How to Reach Mac:Website: http://motivatewealth.com/Motivate your Money Book: https://amzn.to/3Ih23M0 To Reach Jordan:Email: Jordan@Edwards.Consulting Youtube:https://www.youtube.com/channel/UC9ejFXH1_BjdnxG4J8u93Zw Facebook: https://www.facebook.com/jordan.edwards.7503 Instagram: https://www.instagram.com/jordanfedwards/ Linkedin: https://www.linkedin.com/in/jordanedwards5/ Hope you find value in this. If so please provide a 5-star and drop a review.Complimentary Edwards Consulting Session: https://calendly.com/jordan-555/intro-call

Tune in to hear:- What life experiences gave rise to Mac Gardner's mission to improve financial literacy particularly among children?- What is Mac's book, The Four Money Bears, all about and how has his experience been when sharing it with others all over the globe?- Does Mac have any particularly memorable anecdotes about sharing the book in a classroom setting, or elsewhere, where he learned something unique from kids' reactions? - Where are we falling short as a society and industry that's allowing people to have such a huge gap in their financial education?- Financial literacy education efforts often show lackluster results. How can we make financial literacy work for us in practice and not just in theory?- What does Mac think the future of gamification will look like with respect to financial literacy?- How can we properly use allowance to better teach our kids about the value of a dollar?- How can parents with privilege help their kids gain some perspective on things?https://www.thefourmoneybears.comhttps://finlittech.comCompliance Code: 0915-OAS-3/31/2023

We queried ChatGPT: What is Financial Literacy for kids? Response: Financial literacy for kids refers to the understanding and knowledge of financial concepts and principles, as well as the ability to apply these principles to make informed and responsible financial decisions.…Financial literacy can be taught through a variety of methods, including through classroom instruction, financial education programs, and by modeling good financial behavior at home. The Buzz 1: “A child's gotta do what a child's gotta do.” [Home Alone, 1990 film] The Buzz 2: “There's no better investment than investing in your children.” [Mrs. Doubtfire, 1993 film] The Buzz 3: “Money doesn't grow on trees, you know. It grows in banks. That's where you put it, to make more money.” [Mary Poppins, 1964 film] The Buzz 4: “It's not how much money you make, it's how much money you keep.” [The Wolf of Wall Street, 2013 film] We'll ask Karen Tenenbaum, Mac Gardner, Kelly Kirk-Xu and Rumbi Petrozzello for their take on The Future of Financial Literacy and Technology: Can We Raise Kids' ‘Money IQ'? – Part 2.

We queried ChatGPT: What is Financial Literacy for kids? Response: Financial literacy for kids refers to the understanding and knowledge of financial concepts and principles, as well as the ability to apply these principles to make informed and responsible financial decisions.…Financial literacy can be taught through a variety of methods, including through classroom instruction, financial education programs, and by modeling good financial behavior at home. The Buzz 1: “A child's gotta do what a child's gotta do.” [Home Alone, 1990 film] The Buzz 2: “There's no better investment than investing in your children.” [Mrs. Doubtfire, 1993 film] The Buzz 3: “Money doesn't grow on trees, you know. It grows in banks. That's where you put it, to make more money.” [Mary Poppins, 1964 film] The Buzz 4: “It's not how much money you make, it's how much money you keep.” [The Wolf of Wall Street, 2013 film] We'll ask Karen Tenenbaum, Mac Gardner, Kelly Kirk-Xu and Rumbi Petrozzello for their take on The Future of Financial Literacy and Technology: Can We Raise Kids' ‘Money IQ'? – Part 2.

We queried ChatGPT: What is Financial Literacy for kids? Response: Financial literacy for kids refers to the understanding and knowledge of financial concepts and principles, as well as the ability to apply these principles to make informed and responsible financial decisions.…Financial literacy can be taught through a variety of methods, including through classroom instruction, financial education programs, and by modeling good financial behavior at home. The Buzz 1: “A child's gotta do what a child's gotta do.” [Home Alone, 1990 film] The Buzz 2: “There's no better investment than investing in your children.” [Mrs. Doubtfire, 1993 film] The Buzz 3: “Money doesn't grow on trees, you know. It grows in banks. That's where you put it, to make more money.” [Mary Poppins, 1964 film] The Buzz 4: “It's not how much money you make, it's how much money you keep.” [The Wolf of Wall Street, 2013 film] We'll ask Karen Tenenbaum, Mac Gardner, Kelly Kirk-Xu and Rumbi Petrozzello for their take on The Future of Financial Literacy and Technology: Can We Raise Kids' ‘Money IQ'? – Part 2.

He is the CEO of Finlit Tech which is a combination of Financial Literacy and Financial Technology. He is creating a space where children as young as 5 years old can have access to financial education through fun and interactive platforms that are engaging and encourages growth.Today's conversation is going to get really deep but it is said that we can't help others unless we are able to help ourselves.We discuss the 3 challenges families face when it comes to finance: lack of awareness, receiving financial education too late, and diversity gaps.We discuss his new book The 4 Money Bears that correlate with the 4 ways we manage money and how we have only been leveraging half.And finally we break down what the future looks like for us, and the next generation and how you can be the change you want to see.So if you wish you would have received better financial education earlier in life, then tune in, because your listen just may help save a generation.Get the Book and try the demo:https://www.thefourmoneybears.comSubscribe and download our free Christian Finance Guide:https://www.abrwealthmanagement.com/podcast

He is the CEO of Finlit Tech which is a combination of Financial Literacy and Financial Technology. He is creating a space where children as young as 5 years old can have access to financial education through fun and interactive platforms that are engaging and encourages growth.Today's conversation is going to get really deep but it is said that we can't help others unless we are able to help ourselves.We discuss the 3 challenges families face when it comes to finance: lack of awareness, receiving financial education too late, and diversity gaps.We discuss his new book The 4 Money Bears that correlate with the 4 ways we manage money and how we have only been leveraging half.And finally we break down what the future looks like for us, and the next generation and how you can be the change you want to see.So if you wish you would have received better financial education earlier in life, then tune in, because your listen just may help save a generation.Get the Book and try the demo:https://www.thefourmoneybears.comSubscribe and download our free Christian Finance Guide:https://www.abrwealthmanagement.com/podcast

The Buzz 1: “Reading and ‘riting and ‘rithmetic – taught to the tune of the hick'ry stick.” School Days, song written in 1907 by Will D. Cobb and Gus Edwards, is about a couple looking back sentimentally on primary school. The Buzz 2: “In the past, financial literacy has been pushed aside within K-12 schools. There has been a lack of agreement about how and what to teach.…Because financial education prepares students for the realities they'll face in the real world and contributes directly to their future success, it deserves to hold the same priority as any other K-12 subject.” [Alice Lee fastcompany.com] The Buzz 3: “Students in states with financial education curricula are more likely to save and less likely to pay credit cards late…also more likely to be banked…Digital financial literacy is more front and center….” [ibid] The Buzz 4: “Preschool-aged children are capable of learning simple spending plans. Early training in categorizing money establishes patterns for future money-management behavior… the concept of dividing their money into categories – save, spend, share… understand money is limited in quantity…” [incharge.org] We'll ask Karen Tenenbaum, Rumbi Petrozzello, Kelly Kirk-Xu, Mac Gardner and Annamaria Lusardi for their take on The Future of Financial Literacy: Can We Raise Our Kids' ‘Money IQ'?

The Buzz 1: “Reading and ‘riting and ‘rithmetic – taught to the tune of the hick'ry stick.” School Days, song written in 1907 by Will D. Cobb and Gus Edwards, is about a couple looking back sentimentally on primary school. The Buzz 2: “In the past, financial literacy has been pushed aside within K-12 schools. There has been a lack of agreement about how and what to teach.…Because financial education prepares students for the realities they'll face in the real world and contributes directly to their future success, it deserves to hold the same priority as any other K-12 subject.” [Alice Lee fastcompany.com] The Buzz 3: “Students in states with financial education curricula are more likely to save and less likely to pay credit cards late…also more likely to be banked…Digital financial literacy is more front and center….” [ibid] The Buzz 4: “Preschool-aged children are capable of learning simple spending plans. Early training in categorizing money establishes patterns for future money-management behavior… the concept of dividing their money into categories – save, spend, share… understand money is limited in quantity…” [incharge.org] We'll ask Karen Tenenbaum, Rumbi Petrozzello, Kelly Kirk-Xu, Mac Gardner and Annamaria Lusardi for their take on The Future of Financial Literacy: Can We Raise Our Kids' ‘Money IQ'?

The Buzz 1: “Reading and ‘riting and ‘rithmetic – taught to the tune of the hick'ry stick.” School Days, song written in 1907 by Will D. Cobb and Gus Edwards, is about a couple looking back sentimentally on primary school. The Buzz 2: “In the past, financial literacy has been pushed aside within K-12 schools. There has been a lack of agreement about how and what to teach.…Because financial education prepares students for the realities they'll face in the real world and contributes directly to their future success, it deserves to hold the same priority as any other K-12 subject.” [Alice Lee fastcompany.com] The Buzz 3: “Students in states with financial education curricula are more likely to save and less likely to pay credit cards late…also more likely to be banked…Digital financial literacy is more front and center….” [ibid] The Buzz 4: “Preschool-aged children are capable of learning simple spending plans. Early training in categorizing money establishes patterns for future money-management behavior… the concept of dividing their money into categories – save, spend, share… understand money is limited in quantity…” [incharge.org] We'll ask Karen Tenenbaum, Rumbi Petrozzello, Kelly Kirk-Xu, Mac Gardner and Annamaria Lusardi for their take on The Future of Financial Literacy: Can We Raise Our Kids' ‘Money IQ'?

In Episode #30 of Mindset Mastery, “Motivate Your Money: Using Conversations and Conscious Decision Making to Realize Success,” host Marie Swift, CEO of Impact Communications, speaks with book author and financial educator Mac Gardner, CFP. In addition to his book for adults, Motivate Your Money, Mac has created a book, coloring and worksheets, and a fun game for kids ages 7+ called 'The Four Money Bears: Berryville'. In this episode of Mindset Mastery, he talks about the five steps to financial success, how to motivate kids and others in our lives when it comes to money, and creating a good mindset as it relates to finances and life. In a nutshell: The 3-Rs can help us master our money mindset. First we must realize what money is, then we must recognize what money does, and finally we must rationalize how to use money in our lives. Having conversations with our kids and grandkids – and others in our lives who might need a little extra inspiration when it comes to money management and financial literacy – is one way to start the process of becoming a better saver, investor, spender, and giver. The motivational messages and stories we tell ourselves are key. After all, says Mac, at the end of the day, we are all just a collection of stories – so might as well make them good ones! To learn more about Mac's work, the Money Mentors project, The Four Money Bears and Motivate Your Money books, and 'The Four Bears: Berryville' digital game, visit www.thefourmoneybears.com. Brought to you by NAPFA - the National Association of Personal Financial Advisors - the country's leading professional association of Fee-Only financial advisors. Learn more about NAPFA at www.NAPFA.org

The Buzz 1: “Reading and ‘riting and ‘rithmetic – taught to the tune of the hick'ry stick.” School Days, song written in 1907 by Will D. Cobb and Gus Edwards, is about a couple looking back sentimentally on primary school. The Buzz 2: “In the past, financial literacy has been pushed aside within K-12 schools. There has been a lack of agreement about how and what to teach.…Because financial education prepares students for the realities they'll face in the real world and contributes directly to their future success, it deserves to hold the same priority as any other K-12 subject.” [Alice Lee fastcompany.com] The Buzz 3: “Students in states with financial education curricula are more likely to save and less likely to pay credit cards late…also more likely to be banked…Digital financial literacy is more front and center….” [ibid] The Buzz 4: “Preschool-aged children are capable of learning simple spending plans. Early training in categorizing money establishes patterns for future money-management behavior… the concept of dividing their money into categories – save, spend, share… understand money is limited in quantity…” [incharge.org] We'll ask Karen Tenenbaum, Rumbi Petrozzello, Kelly Kirk-Xu, Mac Gardner and Annamaria Lusardi for their take on The Future of Financial Literacy: Can We Raise Our Kids' ‘Money IQ'?

The Buzz 1: “Reading and ‘riting and ‘rithmetic – taught to the tune of the hick'ry stick.” School Days, song written in 1907 by Will D. Cobb and Gus Edwards, is about a couple looking back sentimentally on primary school. The Buzz 2: “In the past, financial literacy has been pushed aside within K-12 schools. There has been a lack of agreement about how and what to teach.…Because financial education prepares students for the realities they'll face in the real world and contributes directly to their future success, it deserves to hold the same priority as any other K-12 subject.” [Alice Lee fastcompany.com] The Buzz 3: “Students in states with financial education curricula are more likely to save and less likely to pay credit cards late…also more likely to be banked…Digital financial literacy is more front and center….” [ibid] The Buzz 4: “Preschool-aged children are capable of learning simple spending plans. Early training in categorizing money establishes patterns for future money-management behavior… the concept of dividing their money into categories – save, spend, share… understand money is limited in quantity…” [incharge.org] We'll ask Karen Tenenbaum, Rumbi Petrozzello, Kelly Kirk-Xu, Mac Gardner and Annamaria Lusardi for their take on The Future of Financial Literacy: Can We Raise Our Kids' ‘Money IQ'?

The Buzz 1: “Reading and ‘riting and ‘rithmetic – taught to the tune of the hick'ry stick.” School Days, song written in 1907 by Will D. Cobb and Gus Edwards, is about a couple looking back sentimentally on primary school. The Buzz 2: “In the past, financial literacy has been pushed aside within K-12 schools. There has been a lack of agreement about how and what to teach.…Because financial education prepares students for the realities they'll face in the real world and contributes directly to their future success, it deserves to hold the same priority as any other K-12 subject.” [Alice Lee fastcompany.com] The Buzz 3: “Students in states with financial education curricula are more likely to save and less likely to pay credit cards late…also more likely to be banked…Digital financial literacy is more front and center….” [ibid] The Buzz 4: “Preschool-aged children are capable of learning simple spending plans. Early training in categorizing money establishes patterns for future money-management behavior… the concept of dividing their money into categories – save, spend, share… understand money is limited in quantity…” [incharge.org] We'll ask Karen Tenenbaum, Rumbi Petrozzello, Kelly Kirk-Xu, Mac Gardner and Annamaria Lusardi for their take on The Future of Financial Literacy: Can We Raise Our Kids' ‘Money IQ'?

The Buzz 1: “Reading and ‘riting and ‘rithmetic – taught to the tune of the hick'ry stick.” School Days, song written in 1907 by Will D. Cobb and Gus Edwards, is about a couple looking back sentimentally on primary school. The Buzz 2: “In the past, financial literacy has been pushed aside within K-12 schools. There has been a lack of agreement about how and what to teach.…Because financial education prepares students for the realities they'll face in the real world and contributes directly to their future success, it deserves to hold the same priority as any other K-12 subject.” [Alice Lee fastcompany.com] The Buzz 3: “Students in states with financial education curricula are more likely to save and less likely to pay credit cards late…also more likely to be banked…Digital financial literacy is more front and center….” [ibid] The Buzz 4: “Preschool-aged children are capable of learning simple spending plans. Early training in categorizing money establishes patterns for future money-management behavior… the concept of dividing their money into categories – save, spend, share… understand money is limited in quantity…” [incharge.org] We'll ask Karen Tenenbaum, Rumbi Petrozzello, Kelly Kirk-Xu, Mac Gardner and Annamaria Lusardi for their take on The Future of Financial Literacy: Can We Raise Our Kids' ‘Money IQ'?

What should you be doing with your money? Well, that depends on who you talk to. But the truth is, there are 4 major things you can do with your money: spend it, save it, invest it, and give it. Seems a little crazy to boil it down to just that, but it's the truth!  These four money management “strategies” comes from the brilliant financial mind of Mac Gardner, whose book The Four Money Bears gave me the opportunity to reframe balancing your money in an easy and accessible way.  Want to learn how to leverage these four strategies with your money so you feel in control and moving in the right direction? Watch this episode of The Everyday Money Show with Hannah Moore, where I'm breaking down each money method and the dangers of committing to one over another.   Where to find me:  Website: livewealthynow.com Blog: livewealthynow.com/blog FREE resources: livewealthynow.com/resources  Instagram: Hannah Moore (@everyday_money)

In this episode,  We talk to Mac Gardner who is the CEO of FinLit Tech.  We go through technology, teaching our kids about finance, what makes advisors stand out, and the evolution of firms and advisors.  Mac has tons of great knowledge and experience that he shares with us on what it takes today to make advisors shine and how advisors should incorporate technology to start educating the younger generation!  Check it out!  Did this podcast get you to take action in some way? I'd love your thoughts and feedback on this podcast.  I'm always looking to connect with like-minded creative people that are motivated and want to be better!  You can connect to me on LinkedIn at https://www.linkedin.com/in/evanmayer/or feel free to email me at info@fortunawealth.com. Follow us on Instagram! @ForAdvisorsByAdvisors and YouTube For Advisors By Advisors

Mac is the Founder and CEO (Chief Education Officer) at FinLit Tech, and Author of "The Four Money Bears". He and Louis discuss how he created "The Four Money Bears" concept, and how he's continuing to support financial literacy from a young age through developing "The Four Money Bears: Berryville" game. Mac Gardner LinkedIn: https://www.linkedin.com/in/macgardner/ FinLit Tech Website: https://finlittech.com/ The Four Money Bears Website: https://www.thefourmoneybears.com/ For more information on PortfolioMetrix reach out to our team or follow us on LinkedIn. https://www.portfoliometrix.com/en-za/ Commspace: To see what the leading financial adviser revenue management solution can do for you, book a demo https://www.commspace.co.za/ Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

This week in airplane news: Spirit tells shareholders to reject JetBlue offer, New Bombardier Global 8000, ALPA rejects retirement age change, and Republic has requested an exemption to the 1500 hour rule. Spirit called for another shareholder rejection of Jetblue's offer to purchase all shares This came in response to Jetblue launching a website and offering 60% higher for each share of Spirit. Spirit airlines is attempting to merge with Frontier. “JetBlue's tender offer has not addressed the core issue of the significant completion risk and insufficient protections for Spirit stockholders,” said Mac Gardner, chairman of the board of directors for Spirit Airlines. https://www.avweb.com/aviation-news/spirit-calls-for-stockholders-to-reject-jetblue-offer Bombardier has released the Global 8000, with a range of 8000 NM and a top speed of Mach .94 The Global 8000 is the “fastest and longest-range purpose-built business jet” “Today, Bombardier solidifies once more its position as the leader in business aviation with the newest member of the industry-leading Global family,” said Bombardier President and Chief Executive Officer Éric Martel. “The Global 8000 aircraft leverages the outstanding attributes of the Global 7500 aircraft, providing our customers with a flagship aircraft of a new era. We remain unmatched, which for an innovation-focused team like us, is great.” https://www.avweb.com/aviation-news/business-aviation-news/bombardier-introduces-global-8000 The Air Line Pilot Association says that raising the retirement age for pilots will not have an effect on the current pilot shortage ALPA released this statement after rumors of legislative action to increase the pilot retirement age from 65 to 67 or 68. ALPA says these rumors are an attempt “to divert attention away from their mismanagement of the pandemic relief while attempting to weaken aviation safety.” https://www.avweb.com/aviation-news/alpa-rejects-boost-in-retirement-age Due to the ongoing pilot shortage, Republic wants to put captains into their airplanes at 750 hours. Currently, the only exemption to the 1500-hour rile allows military pilots to get their ATP at 750 hours. Republic is claiming that their company-owned Lift Flight Academy matches or exceeds the standards for military pilots and is tailored for the airline https://www.avweb.com/aviation-news/republic-seeks-1500-hour-rule-exemption

Studies show that children can have foundational money experiences as early as age five.  These lessons can last a lifetime and it's important to make sure that young people have a health relationship with their possessions.  Technology often gets a bad review when it attracts the attention of young people.  But, what if we could use it as a positive force for education and assistance?   Mac Gardner has about two decades of experience working in the financial and technology space.  He's written multiple books and his most recent project is dedicated to teaching children the importance of understanding how money works.  He also founded a technology firm dedicated to financial education for all.  If you combine financial literacy and technology, you have a modern way of bringing the world together and offering vitally important information for all.   You can find show notes and more information by clicking here: https://www.bobdepasquale.com/podcast/98

If you give a kid one $100 bill, what would they do with it? How do you teach a kid the discipline of saving especially when it is so easy to spend and consume? And where (and whom) can they turn to, to even learn the basics of money management and investing? In this episode of One Vision, Theo and Stephanie Foster chat with Mac Gardner, Founder & CEO of FinLit Tech, two-time author of The Four Money Bears and Motivate Your Money, on his quest to promote financial literacy and financial wellness.

If you give a kid one $100 bill, what would they do with it? How do you teach a kid the discipline of saving especially when it is so easy to spend and consume? And where (and whom) can they turn to, to even learn the basics of money management and investing? In this episode of One Vision, Theo and Stephanie Foster chat with Mac Gardner, Founder & CEO of FinLit Tech, two-time author of The Four Money Bears and Motivate Your Money, on his quest to promote financial literacy and financial wellness. See acast.com/privacy for privacy and opt-out information.

Financial education starts at home. Now more than ever, it is important to teach our kids about personal finance at a young age. Tune in to my conversation with Mac Gardner, CFP® where we talk about Mac's book, The Four Money Bears as well as the game/app currently in development.  Notes: In this episode, Luis & Mac talk about the following and more: The importance of teaching our kids financial literacy at an early age The Four Money Bears Closing the generational wealth gap How parents can help kids understand the concept of money and actionable steps to help them on their own financial journeys Resources: Download the 3 Fundamental “Money Moves” to Make Before Turning 45 LatinXcellence, more than a brand, it's a movement! The Four Money Bears Website The Four Money Bears on Twitter The Four Money Bears on Facebook The Four Money Bears on LinkedIn The Four Money Bears on Instagram Motivate Your Money Book Website  

Patricia O'Connell interviews Mac Gardner, CFP®, Founder and Chief Education Officer at FinLit Tech about teaching children financial literacy to help eliminate the wealth gap. Mac shares his vision of financial literacy for elementary school students, and how parents can teach it in the home. He describes new technology parents can use with their children. Mac shares what he learned growing up with a father with an MBA in Finance.   Listen in to learn more about the link between financial literacy and financial wellness. Key Takeaways:   [:25] April is Financial Literacy Month in the United States. Fewer than half the states require any economics or financial literacy. According to Mac Gardner, we are missing a huge opportunity to help close the wealth gap. [:45] Patricia O'Connell introduces Mac Gardner, CFP®, Founder and Chief Education Officer at FinLit Tech. Mac joins the podcast to talk about why financial literacy matters, how to increase awareness in children about the power of money, and the relationship between financial knowledge and financial wellness. [:56] Patricia welcomes Mac to the podcast.[1:11] Financial literacy plus financial capability — the tools — equals financial wellness. [1:50] Mac founded FinLit Tech to build a bridge between financial literacy and financial technology. Financial technology tools allow people to utilize financial education to achieve financial wellness. [2:23] Florida has just announced a requirement for a half-credit in economics or financial literacy for high school seniors to graduate. [3:29] There are 23 states that offer or require a class in financial literacy by the senior year in high school. According to a Cambridge study, a child's connectivity with money starts as early as age seven. That leaves ten years without teaching financial literacy. [4:24] If a child has no access to financial literacy technology, most of their financial education comes from what they observe among their family members and peers. [4:42] If parents never learned financial literacy, how do they teach their children to use money? This is why Mac wrote the book, The Four Money Bears. Mac teaches about three “Rs” of money: First, you realize what money is; second, you recognize the function of money in your life; and third, you rationalize how to use this tool in your life. [5:34] If your only awareness of the function of money is about spending and saving, you're limited in what you believe it can do for you. The idea behind The Four Money Bears is to open up the minds of young people that you have four options: you can spend it, save it, invest it, or give it away. [6:16] Children often identify with one type of Money Bear, more spending, saving, or giving than investing. Mac tells about an Investing Bear kid. If we start kids thinking about investing and growing their money long-term, we can see good things happen. [8:18] Will children resonate more with their parents' behaviors with money or with what they read in The Four Money Bears? Mac gives his thoughts on the new Berryville app. It uses the TAT method to teach, analyze, and track.[9:03] Financial wellness is developed over time by things you do regularly. Most young people absorb how their parents talk about money. They see how they shop at the grocery store. Are they looking for the better price? [10:04] Our society shies away from talking about finances. You need to be intentional about having the conversation. We live in one of the strongest economies. We need to teach our children how to use the tools that got us here. [10:38] Mac addresses parents who have different money personas. One may be a Spender Bear but the other is a Saver Bear. The important principle of The Four Money Bears is making young people aware they have options. When you invest, your money works for you. Giving harnesses the power of altruism. [12:04] The four rules of The Four Money Bears are Spend Cautiously, Save Diligently, Invest Wisely, and Give Generously. Mac explains. The big issue in our country is overspending! [13:14] Do parents have to agree in terms of teaching their children about money? Who teaches children about money? Why isn't financial literacy talked about in society? [14:58] How do you teach young people about money in a digital world where they may not even hold physical money? Most elementary school children still get money, because they don't have credit. Mac's older children use a Greenlight account for their allowance, debit card spending, and more. [16:00] It's so important to start the educational process early. If you have a debit card instead of cash, you'd better know how to use it! With the technology, young people can even buy fractional shares of stocks. [17:39] Mac talks about FinLit Tech's Berryville app in development. It will provide an on-ramp to a child's ongoing financial education journey into the four options they have with money. What if we could get children to start investing at age seven? [19:37] Mac shares what he learned about money at home. Mac grew up in Antigua. His grandmother didn't have a lot but she was able to make the dollar stretch. His dad had an MBA in Finance and taught him young about assets, liabilities, and balance sheets.[20:51] Where's the Earning Bear? Mac hears that question a lot. The Berryville app teaches both sides of the personal finance fence, including how to earn money and run a business. Look at TheFourMoneyBears.com to learn more about the mission to teach kids money. You can download the demo of the app from Apple or Android. [22:03] Patricia thanks Mac for joining This is Capitalism, the podcast, during Financial Literacy Month.   Mentioned in This Episode: National Financial Literacy Month FinLit Tech Mac Gardner The Four Money Bears Greenlight

In this month's episode of The Cannon Curve, Phil is joined by Cannon student Mac Gardner, CFP®, CWS®, CRPC®, CRPS®. He is the Founder and Chief Education Officer of FinLit Tech, the author of two books, ‘Motivate Your Money!” and “The Four Money Bears,” and a Public Speaker Mac's passion for financial literacy is evident in this episode. He has served the financial services industry for over 20 years and has so much to share. Listen in to hear his story and his why, knowledge and insight (and even a few “Mac Nuggets).” Resources: Mac Gardner, CFP®, CWS®, CRPC®, CRPS®: https://www.linkedin.com/in/macgardner/ FinTech Lit: https://finlittech.com/ “Motivate Your Money!”: http://motivatewealth.com/ “The Four Money Bears: https://www.thefourmoneybears.com/   Please send Comments, Questions, and Feedback to: mojo@cannonfinancial.com Please send First Friday Feedback submissions to: mojo@cannonfinancial.com

For more on Financial Literacy Month and financial education, Alanah joins Mac Gardner, author, founder, and Chief Education Officer at FinLit Tech, for a final conversation on how technology is making financial education more available to people from all walks of life, as well as how today's advisors can leverage it for their clients.

As part of our ongoing discussion of Financial Literacy Month, Alanah again joins Mac Gardner, Founder and Chief Education Officer of FinLit Tech and author of multiple books on financial education, to talk about the books he's written and how financial professionals can get the recognition of being published for a minimum of expense.

Fintech Takes on Financial Literacy Episode 154 Can a phone app really teach kids about money? Mac Gardner, founder of FinLit, thinks so. In this episode, I talk to Mac about how technology can teach young kids about money and help them develop better financial habits. His firm, FinLit Tech, is developing an app based on his book, The Four Money Bears that makes learning about money fun and engaging. Listen to this podcast and discover: How the idea for the book, The Four Money Bears, was born Why apps are the next frontier of financial literacy How your zip code is correlated with your financial success Why it's vital for young people to have diverse financial role models The role parents, educators, and advisors play in making sure financial literacy education is equitable Help Mac bring his app to life:  The Four Money Bears Kickstarter Want to connect with Mac? Here's how:  Website: FinTech Lit The Four Money Bears LinkedIn, Twitter     A special thank you to our episode sponsor, Life Transitions by Dr. Amyl.   This episode is sponsored by Life Transitions by Dr Amy. When it comes to life's changes, there are two types of people: those experiencing the change and the professionals advising them. Life Transitions by Dr Amy walks beside both, helping financial professionals and individuals navigate more gracefully through any life change. To find out more, click here. Our Sponsor's Special Offer for Advisors: 20% off our listeners' choice of Dr. Amy's Advisor Programs with the discount code of DrAmy20     Let me know what you think of this episode. Leave a review on your iTunes or your favorite podcast app.  OTHER WAYS TO ENJOY THIS POST: Listen on Google Listen on Amazon Listen on Stitcher Subscribe on iTunes Listen on Spotify Join Breaking Money Silence on Facebook KBK Connection, Inc., is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com Recent Posts Fintech Takes on Financial Literacy | Episode 154 Be a Financial Literacy Changemaker | Episode 153 Teaching Teens About Money | Episode 152 Entrepreneurship: A Leap of Faith | Episode 151 Being Well-Behaved Might Hurt Your Career | Episode 150 #BreaktheBias | Episode 149 Men and Retirement | Episode 148 Take Control of the Purse Strings | Episode 147 Money, Will You be My Valentine? | Episode 146 Life as a Digital Nomad | Episode 145 Your Money Blueprint | Episode 144

With April recognized as Financial Literacy Month, Alanah sits down with Mac Gardner, Founder and Chief Education Officer of FinLit Tech and author of multiple books on financial education, for a conversation on why getting educated on finances is so important for clients in all walks of life.

Do you know the four money scripts? If so, which one resonates with you the most and why? 1. Money Avoidance 2. Money Worship (Win fall) 3. Money Status 4. Money Vigilance In this segment, Maggie Klokkenga and I dive into all areas of Money Mindset / Scripts to provide context to help you secure a better future and relationship with money. See video here - https://youtu.be/qC8zxZ4Y1fA WHO IS MAGGIE? Maggie Klokkenga is a financial coach and the owner of Make a Money Mindshift, a financial coaching and planning firm in central Illinois. Maggie helps individuals and couples to reduce their overwhelm and shame with money by sharing with them WHY they've made past spending choices, which empowers them to change their current spending patterns and achieve those financial goals they only dreamed about. Maggie teaches that once you discover your WHY, you can adjust your mindset and change your HOWs to achieve your WHATs. Maggie is a CFP® and CPA and has been in the financial services industry for 25 years. She thoroughly enjoys helping people put the pieces of their money puzzle together, not only solving the ubiquitous question of “Where is my money going?” but also helping her clients identify and set achievable goals, including knowing their numbers so they can leave toxic jobs and pursue positions that fill their souls. MAGGIE'S CALL TO ACTION Know your numbers. Work with an accountability partner, whether that be a friend, a colleague, or a financial coach or planner. You can find out more about Maggie's financial coaching packages at https://makeamoneymindshift.com, and you can follow her on Facebook, Instagram, LinkedIn, and YouTube at Make a Money Mindshift. CHILDREN'S BOOK RESOURCES M Is for Money by Rob Phelan - https://www.amazon.com/M-Money-Rob-Phelan/dp/1737149001/ref=sr_1_1?crid=22X3VUVZW1AJ0&keywords=m+is+for+money&qid=1646156836&s=books&sprefix=m+is+for+money%2Cstripbooks%2C295&sr=1-1 Milton, the Money Savvy Pup: Makes Saving a Habit and Milton, the Money Savvy Pup, Brings Home the Bacon by Jamie Bosse, CFP®, RFC® https://www.amazon.com/Milton-Money-Savvy-Pup-Saving/dp/0578923025/ref=sr_1_1?crid=28RY2RFJLB361&keywords=milton+the+money+savvy+pup&qid=1646157016&s=books&sprefix=milton+the+money+%2Cstripbooks%2C251&sr=1-1 https://www.amazon.com/Milton-Money-Savvy-Pup-Brings/dp/1790751462/ref=sr_1_2?crid=28RY2RFJLB361&keywords=milton+the+money+savvy+pup&qid=1646156972&s=books&sprefix=milton+the+money+%2Cstripbooks%2C251&sr=1-2 The Four Money Bears by Mac Gardner, CFP® - https://www.amazon.com/Four-Money-Bears-Mac-Gardner/dp/0692381406/ref=sr_1_1?crid=QCHIR8S34JEM&keywords=the+four+money+bears&qid=1646157035&s=books&sprefix=the+four+money+bear%2Cstripbooks%2C238&sr=1-1 GENESIS'S INFO https://thehello.llc/GENESISAMARISKEMP CALL TO ACTION Subscribe to GEMS with Genesis Amaris Kemp Channel, Hit the notifications bell so you don't miss any content, and share with family/friends. **REMEMBER - You do not have to let limitations or barriers keep you from achieving your success. Mind over Matter...It's time to shift and unleash your greatest potential. If you would like to be a SPONSOR or have any of your merchandise mentioned please reach out via email at GEMSwithGenesisAmaris@gmail.com --- Send in a voice message: https://anchor.fm/genesis-amaris-kemp/message Support this podcast: https://anchor.fm/genesis-amaris-kemp/support

The firm built an education and wellness platform for Fidelity's eMoney, and it's rolling out a new app this year.  

Patricia O'Connell interviews Mac Gardner about FinLit Tech. They discuss Mac's two books, and how his career in financial planning led him to write these educational books and start FinLit Tech to promote financial literacy for children. Mac discusses the lack of financial education in the American education system, the tremendous cost to society of financial illiteracy, and the role parents can play in providing financial literacy for their children. He explains the educational offerings he has in place and planned roll-outs for children and adults.   Listen in to learn more about FinLit Tech and teaching financial literacy. Key Takeaways: [:22] Patricia O'Connell introduces Mac Gardner, Founder of FinLit Tech, a company that uses the four money bears (Save, Spend, Invest, and Give), to teach children financial literacy. [:50] Mac Gardner's first book was Motivate Your Money! The book shared wisdom Mac had gathered in over 20 years in the financial industry. One of Mac's clients then asked him to write a similar book for elementary school children. He did so and called it The Four Money Bears, using bears to teach about spending, saving, investing, and giving. [2:28] The book is about a family of bears, Papa, Mama, and the Baby Bears, with Papa teaching his children the four functions of money. It is the story of Mac teaching his children to manage money. [4:40] To introduce investment to students, Mac holds up a $100 bill and asks how they would use it. After the students talk about what they would buy, Mac asks if they knew they could use it to buy the companies that make the things they buy. He introduces the concept of reward and risk and the potential of growth by investing in stocks. [6:38] A child's first concept of giving may be of giving to a family member. Parents may teach children about giving to a church. Mac placed worksheets in the back of the book giving examples of giving money to different places and people. There will always be someone in need, and we can give money or give time to help them. [7:39] Mac talks about the example his businessman father was to him growing up, and how he learned about the uses of money. Mac has worked with many people who had plenty of money but little understanding of personal finance, including the difference between permanent insurance and term insurance.[8:44] Only 22 states require students to be taught financial literacy by high school. Mac saw a lot more could be done and wrote The Money Bears to help meet that need. The curriculum requirements vary by state. [9:28] A Cambridge study shows that a child's connectivity with money starts by age seven. A child of seven can understand the conversations Mom and Dad are having about money. The first habit a child picks up is their parents' spending habit. If schools aren't teaching financial literacy until late in high school, that's a 10-year gap. [10:32] It has been very challenging trying to get this book into public schools. Most of Mac's success with the book has come from grassroots efforts. A few years ago, eMoney, a large fintech company, connected with Mac to collaborate on CFP® CE courses for financial advisors across the country. [12:01] Elementary teachers and students are using technology. There is tech available to help you use your money, but not a lot of tech that teaches you what to do with your money. FinLit Tech builds a bridge between financial literacy and financial technology. They consult with different fintech companies interested in educating their clients. [13:09] Mac is working on developing a multimedia financial education platform from his book, Motivate Your Money, incorporating videos, interviews with fintech and financial services leaders, and gamified options for financial education for adults. [14:42] Mac is working on The Four Money Bears Go to Bank, introducing additional characters and principles of banking, credit, and the hierarchy of financial needs. [16:23] A 2018 statistic showed that the cost of financial illiteracy to our society is in the billions. There are so many people in our society that aren't getting this education, and it perpetuates their sad financial states. If a parent never learned financial literacy, how can they teach their child? The Four Money Bears is a way to start the conversation. [18:25] Mac likes to hear about children starting to connect with specific bears because of their own habits with money. Parents tell Mac they like the worksheets and how they help teach the principles. [20:00] Mac expects to have the children's app with the Bearberry Farms entrepreneurism platform, online by the end of 2021. [20:35] Mac shares links for more information. [21:03] Patricia thanks Mac for joining This is Capitalism: CEO Stories.   Mentioned in This Episode: Mac GardnerFinLit Tech Motivate Your Money!: Plan, Spend, Save, Invest, Gift, by Mac Gardner The Four Money Bears, by Mac Gardner TheFourMoneyBears.comHabit Formation and Learning in Young Children, by Dr. David Whitebread and Dr. Sue Bingham, University of Cambridge eMoney

There's a wide divide between people who can afford money management and those who want help managing their money. Wealth accumulation is only one facet of planning for a growing number of people looking for help to understand money better. Mac Gardner, well-known author, speaker, and founder of FinLit Tech joins Reese Harper on this Elementality podcast. They explain why expanding financial literacy and developing better financial tools are more important today than ever.

Mac Gardner, a Certified Financial Planner practitioner, has served in the financial services industry for more than 20 years. His passion for financial literacy led him to publish his first book, “Motivate Your Money!” in 2013. The book served as a tool to share his extensive experiences in the field of Personal Financial Planning. Through the book, his ability to simplify complex financial concepts through stories and his "Mac Nuggets" helped his clients along their financial planning journey. As his family grew and his clients began to ask him for ways to teach their kids about managing money, he decided to use elements from his first book to develop a financial literacy platform for young children. "The Four Money Bears" represent the four basic functions of money. When children gain exposure to money management skills at an early age, they are likely to develop healthy financial planning habits as adults.Mac also serves as Founder and Chief Education Officer of FinLit Tech. The company's mission is "Building a Bridge Between Financial Literacy and Financial Technology". His firm has recently entered a partnership with eMoney Advisor to collaborate in the development of their new Financial Education & Wellness platform.

Guest – Frances Harkins, CFP, AIF www.wheelsupwealthinc.com Frances Harkins is a CERTIFIED FINANCIAL PLANNER™ professional who has helped Bay Area families, individuals and business owners understand and solve their financial concerns since 2000. Working with those in a variety of professional fields, Frances devotes her time to developing long-term, trusting relationships with every client. In her position as Director of Financial Planning at Wheels Up Wealth, Frances takes pride in helping women gain greater confidence in money matters. In doing so, her goal is to help these clients feel empowered to effectively manage their financial resources.Host – Teresa Mitchell, CFP ladymoneyllc@gmail.comIn my 20 years in the industry, I have had over a thousand conversations with women who have not felt they have reached their financial potential – usually in the areas of investing and subsequent financial security. I have found the key to moving forward from the image of bag lady to empowered lady is having a different kind of conversation with women than they usually experience with a financial advisor. It is about focusing more deeply on what matters in terms of family, community and life purpose. Approaching the conversation with compassion and a goal of honest, authentic connection creates a sense of trust that makes financial education and taking investment action not only possible but desirable.To that end I left my longtime wealth management firm and am launching a personal financial coaching platform -- LADY MONEY, LLC. It is intended to help women achieve a sense of financial wellbeing around investing for retirement that imparts peace of mind and ultimately leads to financial security.Resources...Loaded: Money, Psychology, and How to Get Ahead without Leaving Your Values Behind by Sarah Newcomb https://www.amazon.com/Loaded-Psychology-without-Leaving-Values/dp/1119258324The Four Money Bears by Mac Gardner, CFP https://www.amazon.com/Four-Money-Bears-Gardner-Paperback/dp/B010711DUW

“Good financial habits become good financial behaviors which inevitably become good financial traits.” Mac GardnerFinancial literacy educational resources are needed more than ever. Financial technology (fintech) continues to impact our lives. Mac Gardner, Founder of FinLit Tech joined me to talk about the combination of FinLit & FinTech. We talked about how families will benefit from his latest book “The Four Money Bears”. Mac also discussed how we can increase diversity and inclusion in the financial services industry. Bio: Mac Gardner, is a Certified Financial Planner, Speaker, Founder and Chief Education Officer of FinLit Tech along with being the author of “Motivate Your Money” and “The Four Money Bears”. Mac also serves as Founder and Chief Education Officer of FinLit Tech. FinLit Tech is on a mission to "Build a Bridge Between Financial Literacy & Financial Technology". As Chief Education Officer, he works to develop financial education content, provide research & market data, and connect FinTech resources to create digital platforms that are used to increase Financial Literacy and promote Financial Wellness.

Mac Gardner is the Founder & Chief Education Officer at FinLit Tech. He is also a CFP and the author of the acclaimed children's book The Four Money Bears. On this episode of Sports Economy, we talk about the great impact Mac is making with FinLit Tech and all things Financial Literacy!

Host J. J. Wenrich's interview with financial education advocate Mac Gardner. Mac is the author of two books on financial education and has received high praise for his children's book, The Four Money Bears. In this episode, Mac tells us his inspiration for creating The Four Money Bears and what he's learned from being involved in financial education during his illustrious 20 year career. Mac is also creator of "The FinTech Bullpen", a contest sponsored by eMoney Advisor to create a financial literacy app. You can learn more about Mac and his book at his website, www.thefourmoneybears.com, or follow The Four Money Bears on Instagram (@FourMoneyBears), Facebook (@TheFourMoneyBears) and LinkedIn (@the-four-money-bears). Mac is also very active on Linked In (@MacGardner). Host J. J. Wenrich is a wealth manager, financial literacy advocate, and author of the book Teaching Kids to Buy Stocks: Stories and Lessons for Grown Ups. Learn more about his book at www.TeachingKidsToBuyStocks.com. You can follow his book on Instagram (@TeachingKidsToBuyStocks.com), Twitter (@TeachKidsStox), LinkedIn (@Teaching-Kids-To-Buy-Stocks), Facebook (@TeachingKidsToBuyStocks), and YouTube (Teaching Kids To Buy Stocks). J. J. is the founder of the investment advisory firm Wenrich Wealth, learn more at www.WenrichWealth.com. You can follow J. J. on Twitter (@JJWenrich2) and LinkedIn (@JJWenrich). --- Send in a voice message: https://podcasters.spotify.com/pod/show/j-j-wenrich/message

April is Financial Literacy Month and today, perhaps more than ever, Patti is urging her listeners to be financially aware. In this podcast, she stresses the importance of teaching financial literacy to our children, starting at an early age. She is joined by fellow CFP, Mac Gardner. Mac is the author of “The Four Money Bears” and “Motivate Your Money”. Mac shares his research findings teaching children and young adults about the four things that you can do with money and talks about the app that is being developed to empower our young people with greater financial awareness.