Podcasts about personal financial advisors

In Episode #30 of NAPFA Nation, host Marie Swift speaks with Scott Levin, J.D., LL.M., MBA, CFP®, ChFC®, CAP®, MCEP®, Financial Advisor and Senior Estate Planning Specialist at Wescott Financial Group. Levin shares his passion for lifelong learning, the value of advanced education, and the importance of networking within the fee-only financial planning community. The duo discusses upcoming NAPFA conferences, which are designed to offer a wide range of educational content, from beginner to advanced topics, and enhanced networking opportunities. Levin explains how these events help advisors stay current, share best practices, and build professional relationships. Levin also highlights the unique value of working with NAPFA advisors, who are fee-only fiduciaries committed to high ethical standards and continuous improvement. He also shares his motivation for active involvement in NAPFA, including a desire to mentor others and foster a collaborative community. In a nutshell: The power of lifelong learning and credentials     Comprehensive, evolving NAPFA conference programming Motivation, mentorship, and professional fulfillment The fiduciary advantage of working with a NAPFA Advisor Special Note: In 2023, we rebranded the NAPFA podcast with a new album cover and series title: NAPFA Nation. We are shifting our monthly episodes to bring you inspiring conversations and key insights from leaders in the Fee-Only financial planning profession. Marie Swift, Founder and CEO of Impact Communications, will continue on as host, interviewing a variety of NAPFA members and professionals. You will still be able to find on this channel the 32 Mindset Mastery episodes with respected fiduciary financial planners and allied advocates who are committed to accomplishing great things as they master their own mindset and continue to serve their clients in the best ways possible. Brought to you by NAPFA - the National Association of Personal Financial Advisors - the country's leading professional association of Fee-Only financial advisors. Learn more about NAPFA at www.NAPFA.org.

In Episode #29 of NAPFA Nation, host Marie Swift speaks with Daphne Jordan, CFP®, Partner and Senior Wealth Advisor at Pioneer Wealth Management Group. Jordan discusses the importance of education as a transformative tool and shares insights into her experiences with diversity, equity, inclusion, and belonging (DEIB) in the industry, including her role in creating the NAPFA Diversity, Equity, and Inclusion Initiative, which highlights the necessity of creating a more inclusive financial planning environment. She also shares how her childhood understanding of money and education influences the advisor that she is now, and how she explores financial topics and common questions in a way that is approachable for her clients. They discuss her volunteer activities and why she devotes time to various industry leadership roles, the benefits of being a NAPFA member, and how Pioneer Wealth Management Group serves its clients. In a nutshell: Why education and financial literacy are powerful tools for transformation and empowerment     Insights from creating and leading NAPFA's Diversity, Equity, Inclusion, and Belonging initiative     The value of approachable, relatable conversations about money and financial planning     The personal and professional benefits of volunteerism and industry leadership     How Pioneer Wealth Management Group exemplifies client service Special Note: In 2023, we rebranded the NAPFA podcast with a new album cover and series title: NAPFA Nation. We are shifting our monthly episodes to bring you inspiring conversations and key insights from leaders in the Fee-Only financial planning profession. Marie Swift, Founder and CEO of Impact Communications, will continue on as host, interviewing a variety of NAPFA members and professionals. You will still be able to find on this channel the 32 Mindset Mastery episodes with respected fiduciary financial planners and allied advocates who are committed to accomplishing great things as they master their own mindset and continue to serve their clients in the best ways possible. Brought to you by NAPFA - the National Association of Personal Financial Advisors - the country's leading professional association of Fee-Only financial advisors. Learn more about NAPFA at www.NAPFA.org.

In Episode #28 of NAPFA Nation, host Marie Swift speaks with Knut A Rostad, MBA, President at The Institute for the Fiduciary Standard. Rostad discusses why he believes the fiduciary standard is dying at the SEC and what fee-only fiduciary advisors can do to protect it, a topic he explored in his NAPFA article: The Fiduciary Best Interest Standard is Dying at the SEC – Fee-Only Fiduciary Advisers Can Act to Preserve it. He underscores the importance of understanding the history of fee-only financial advisory and investment management and how NAPFA members uphold the fiduciary standard. He also shares why he is looking forward to the 2025 NAPFA Spring Conference, happening on May 7-10, 2025, in Phoenix, and more great insights. In a nutshell:    The dwindling fiduciary standard at the SEC: its implications for fee-only financial advisory and investment management, and how to address the problem The importance of understanding the history of fee-only financial advisory Why upholding the fiduciary standard is imperative, and NAPFA's role in supporting it The 2025 NAPFA Spring Conference: why he is attending and what there is to look forward to Special Note: In 2023, we rebranded the NAPFA podcast with a new album cover and series title: NAPFA Nation. We are shifting our monthly episodes to bring you inspiring conversations and key insights from leaders in the Fee-Only financial planning profession. Marie Swift, Founder and CEO of Impact Communications, will continue on as host, interviewing a variety of NAPFA members and professionals. You will still be able to find on this channel the 32 Mindset Mastery episodes with respected fiduciary financial planners and allied advocates who are committed to accomplishing great things as they master their own mindset and continue to serve their clients in the best ways possible. Brought to you by NAPFA - the National Association of Personal Financial Advisors - the country's leading professional association of Fee-Only financial advisors. Learn more about NAPFA at www.NAPFA.org.

In Episode #27 of NAPFA Nation, host Marie Swift speaks with Joni Alt, CFP® EA, Senior Wealth Advisor at Evermay Wealth Management. Alt is also a long-time NAPFA volunteer and NAPFA National Board Member. Alt discusses the 2025 NAPFA Spring Conference happening May 7-10, 2025 in Phoenix, how the conference planning team crafts the agenda for the event, determines its educational value, and builds community for all involved. Alt shares why she joined NAPFA 15 years ago – and why she continues to be a member. She also talks about the fiduciary standard, effective communication and education, and the importance of making a difference in other people's lives. In a nutshell: The 2025 NAPFA Spring Conference: who should attend and why   Benefits of being a NAPFA member and how serving in leadership roles pays off The fiduciary standard and why it should be an important consideration when selecting a financial advisor     Effective communication with clients and why the firm provides the services it does Special Note: In 2023, we rebranded the NAPFA podcast with a new album cover and series title: NAPFA Nation. We are shifting our monthly episodes to bring you inspiring conversations and key insights from leaders in the Fee-Only financial planning profession. Marie Swift, Founder and CEO of Impact Communications, will continue on as host, interviewing a variety of NAPFA members and professionals. You will still be able to find on this channel the 32 Mindset Mastery episodes with respected fiduciary financial planners and allied advocates who are committed to accomplishing great things as they master their own mindset and continue to serve their clients in the best ways possible. Brought to you by NAPFA - the National Association of Personal Financial Advisors - the country's leading professional association of Fee-Only financial advisors. Learn more about NAPFA at www.NAPFA.org.

Hi, and welcome to The Long View. I'm Christine Benz, director of personal finance and retirement planning for Morningstar. Our guest on the podcast today is Pam Krueger. Pam is the founder and CEO of Wealthramp, which seeks to match consumers with financial advisors who fit their needs. Pam is also the creator and co-host of MoneyTrack, seen on PBS and many other public media stations around the country. And she co-hosts the Friends Talk Money podcast with Terry Savage and Richard Eisenberg. In 2021, she received the Special Achievement Award from the National Association of Personal Financial Advisors, or NAPFA, for her work educating the public about the value of fee-only financial advice. Pam, welcome to The Long View.BackgroundBioWealthrampMoneyTrackFriends Talk Money podcastSearch for an Advisor“The Best Financial Advisor for you Might not Be Local,” by Pam Krueger, wealthramp.com, March 19, 2024.“Which Financial Advisor Credentials Matter Most?” by Pam Krueger, wealthramp.com, Feb. 26, 2024.“Financial Advisor vs. Financial Coach: Which Is Best?” by Pam Krueger, wealthramp.com, July 31, 2023.“How a Fiduciary Advisor Can Add Value to Your Portfolio,” by Pam Krueger, wealthramp.com, June 22, 2023.“What's in It for Me? Five Things You'll Need to Know When Choosing a Financial Advisor,” wealthramp.com, Feb. 16, 2023.“Protecting Your Interests: Why Fiduciary Matters,” wealthramp.com, March 6, 2023.“Better Financial Advice Starts With Better Advisor Conversations,” by Pam Krueger, wealthramp.com, Oct. 29, 2024.Other“Tiffany Aliche ‘The Budgetnista' Presents Money Match in Partnership With Wealthramp to Improve the Financial Advisor Search,” wealthramp.com, Oct. 19, 2023.“Tiffany Aliche: Helping People ‘Move Past the Shame,'” The Long View podcast, Morningstar.com, Nov. 20, 2023.BrokerCheck

In Episode #26 of NAPFA Nation, host Marie Swift speaks with Kevin Knull, CFP®, President of TaxStatus, about the critical role of IRS data in financial planning. They explore how real-time access to tax information can help advisors deliver more accurate, proactive, and scalable advice. Knull discusses how advisors can uncover hidden opportunities, prevent costly tax mistakes, and enhance client outcomes by leveraging complete tax records. He shares real-world examples, including a client who unknowingly missed out on significant tax savings and how advisors can differentiate themselves in an increasingly competitive landscape. The conversation also touches on the growing threat of tax-related identity theft, why fraud prevention is more urgent than ever, and how real-time monitoring of IRS data can protect clients from financial harm. In a nutshell: The power of complete IRS data in tax planning Avoiding costly tax mistakes and identifying savings opportunities Tax-related identity theft: risks and proactive defense strategies  How real-time tax data enhances financial planning and compliance   The organic growth advantage for fiduciary advisors Leveraging technology to scale advice and improve client relationships Special Note: In 2023, we rebranded the NAPFA podcast with a new album cover and series title: NAPFA Nation. We are shifting our monthly episodes to bring you inspiring conversations and key insights from leaders in the Fee-Only financial planning profession. Marie Swift, Founder and CEO of Impact Communications, will continue on as host, interviewing a variety of NAPFA members and professionals. You will still be able to find on this channel the 32 Mindset Mastery episodes with respected fiduciary financial planners and allied advocates who are committed to accomplishing great things as they master their own mindset and continue to serve their clients in the best ways possible. Brought to you by NAPFA - the National Association of Personal Financial Advisors - the country's leading professional association of Fee-Only financial advisors. Learn more about NAPFA at www.NAPFA.org.

In Episode #25 of NAPFA Nation, host Marie Swift speaks with Bob Veres, Publisher of Inside Information and co-producer of Bob Veres' Insider's Forum. The conversation focuses on the latest trends for fiduciary advisors and their clients. Veres shares some AI use cases for financial professionals and the potential SEC response. He discusses new automation that advisory firms are experiencing and the changes they may implement to grow effectively and focus on client services. Veres also shares how some advisors are revolutionizing the process behind client relationships. He tells the story of a fiduciary advisor who utilized a creative marketing strategy that paid off, discussing what firms can do to gain a competitive advantage as they fight against the big marketing budgets wielded by large brokerage firms. In a nutshell: Latest trends for fiduciary advisors    Innovative use of artificial intelligence     Managing compliance concerns    The organic growth imperative    Building client relationships  Creative marketing tactics How to stand out as a fiduciary advisor Special Note: In 2023, we rebranded the NAPFA podcast with a new album cover and series title: NAPFA Nation. We are shifting our monthly episodes to bring you inspiring conversations and key insights from leaders in the Fee-Only financial planning profession. Marie Swift, Founder and CEO of Impact Communications, will continue on as host, interviewing a variety of NAPFA members and professionals. You will still be able to find on this channel the 32 Mindset Mastery episodes with respected fiduciary financial planners and allied advocates who are committed to accomplishing great things as they master their own mindset and continue to serve their clients in the best ways possible. Brought to you by NAPFA - the National Association of Personal Financial Advisors - the country's leading professional association of Fee-Only financial advisors. Learn more about NAPFA at www.NAPFA.org.

In Episode #24 of NAPFA Nation, host Marie Swift speaks with Bridget Venus Grimes, CFP®, President of WealthChoice and Co-Founder of Equita Financial Network. The conversation focuses on Grimes's expertise and passion for empowering women through financial education. Grimes shares the story and motivation behind launching her RIA firm, WealthChoice, as well as Equita Financial Network, a network and platform built for women-led and independently owned fee-only firms, discussing how she manages the capacity and growth of those companies. She emphasizes the value of a good community for success and discusses her experience as a CFP board ambassador and NAPFA member. Learn why Grimes strongly believes in upholding the fiduciary standard and many more valuable insights in this episode. In a nutshell: Financial planning for women The benefits of industry organizations Growth and capacity management Community and volunteer activities Succession planning NAPFA and the fiduciary standard Special Note: In 2023, we rebranded the NAPFA podcast with a new album cover and series title: NAPFA Nation. We are shifting our monthly episodes to bring you inspiring conversations and key insights from leaders in the Fee-Only financial planning profession. Marie Swift, Founder and CEO of Impact Communications, will continue on as host, interviewing a variety of NAPFA members and professionals. You will still be able to find on this channel the 32 Mindset Mastery episodes with respected fiduciary financial planners and allied advocates who are committed to accomplishing great things as they master their own mindset and continue to serve their clients in the best ways possible. Brought to you by NAPFA - the National Association of Personal Financial Advisors - the country's leading professional association of Fee-Only financial advisors. Learn more about NAPFA at www.NAPFA.org.

Today on the podcast, we welcome back Mark Berg. Mark is the founder of and lead advisor at Timothy Financial Counsel, which is an hourly financial planning firm that he started in 2000. Prior to launching Timothy Financial, Mark served as a client manager at a fee-only financial planning firm, and he has provided fee-only financial guidance since 1995. He holds a bachelor's degree in economics from Wheaton College and is a certified financial planner practitioner and NAPFA-registered financial advisor. He served on the national board of directors for the National Association of Personal Financial Advisors from 2008 through 2011. In the spirit of full disclosure, Timothy Financial is the firm that my husband and I use for financial planning. I have no financial relationship with the firm other than that we pay them for their services.BackgroundBioTimothy Financial Counsel“Mark Berg: Hourly Financial Planning Is ‘A Vast Blue Ocean,'” The Long View podcast, Morningstar.com, March 28, 2023.Funding for College“529 Plan Tips for Grandparents to Save for College,” by Emma Kerr, usnews.com, Sept. 7, 2021.“How to Allocate Assets for College Savings,” by Christine Benz, Morningstar.com, Jan. 19, 2022.“Morningstar 529 Ratings: The Best Plans of 2024,” by Hyunmin Kim, Morningstar.com, Oct. 29, 2024.“What to Do With Extra Money in Your 529 Plan,” by Amy Arnott, Morningstar.com, June 30, 2022.“The Best Way to Save for College,” by Christine Benz and Susan Dziubinski, Morningstar.com, Oct. 11, 2022.

In Episode #23 of NAPFA Nation, host Marie Swift speaks with Jennifer Dazols, CFP®, Founder and Lead Financial Planner, and Lisa Dazols, Head of Operations at Modern Family Finance. The conversation focuses on the Dazols' journey and motivation for creating Modern Family Finance. Their fee-only financial planning company focuses on typically underserved and underrepresented communities: women and LGBTQ+ individuals. Learn about their passion project, the documentary Out and Around, which showcases inspiring “Supergays” making impactful contributions across the globe, and their educational guides made in partnership with the It Gets Better Project. The Dazols also share their experience being members of NAPFA and Equita Financial Network. The discussion outlines the distinction between financial advisors who adhere to the fiduciary standard and why trust and transparency are central to Modern Family Finance. In a nutshell:   Financial planning nuances for women and LGBTQ+ individuals Out & Around, a documentary about the international LGBTQ+ movement Educational guides made in partnership with the It Gets Better Project to empower LGBTQ+ youth Financial planning communities that provide a sense of belonging and support     Why the Dazols embraced the fiduciary standard versus adoption of a traditional fee-based advisory firm Special Note: In 2023, we rebranded the NAPFA podcast with a new album cover and series title: NAPFA Nation. We are shifting our monthly episodes to bring you inspiring conversations and key insights from leaders in the Fee-Only financial planning profession. Marie Swift, Founder and CEO of Impact Communications, will continue on as host, interviewing a variety of NAPFA members and professionals. You will still be able to find on this channel the 32 Mindset Mastery episodes with respected fiduciary financial planners and allied advocates who are committed to accomplishing great things as they master their own mindset and continue to serve their clients in the best ways possible. Brought to you by NAPFA - the National Association of Personal Financial Advisors - the country's leading professional association of Fee-Only financial advisors. Learn more about NAPFA at www.NAPFA.org.

In Episode #22 of NAPFA Nation, host Marie Swift speaks with Luis Rosa, CFP®, EA, founder of Build a Better Financial Future. The discussion revolves around empowering first-generation wealth creators, particularly immigrants or children of immigrants, who often face challenges related to financial literacy and family obligations. Rosa highlights the significance of understanding client struggles such as “success guilt” and “lifestyle creep,” advocating for a hands-on, holistic financial planning approach that prioritizes clarity and simplicity. He outlines essential milestones in financial management, such as home purchasing and debt repayment, while emphasizing the benefits of a fee-only fiduciary service to eliminate conflicts of interest. The conversation also touches on the BLX internship program – a vital initiative he co-founded to enhance diversity within the financial planning field – and encourages advisors to actively engage in professional communities like NAPFA, XYPN, and FPA to foster growth and support. In a nutshell: First-Generation Wealth Creators have unique challenges While they may be first in their family to graduate college and get jobs with benefits in the US, they lack financial literacy despite good income They face challenges of the “sandwich generation” earlier and often struggle with balancing family responsibilities and personal financial goals Rosa works to help clients overcome success guilt and lifestyle creep through modular, hands-on planning with professional guidance and a holistic approach beyond investment management to implement plans in manageable steps Key milestones include buying a home, paying off debt, building emergency savings Learn more about Rosa and his company at  www.BuildaBetterFinancialFuture.com. Special Note: In 2023, we rebranded the NAPFA podcast with a new album cover and series title: NAPFA Nation. We are shifting our monthly episodes to bring you inspiring conversations and key insights from leaders in the Fee-Only financial planning profession. Marie Swift, Founder and CEO of Impact Communications, will continue on as host, interviewing a variety of NAPFA members and professionals. You will still be able to find on this channel the 32 Mindset Mastery episodes with respected fiduciary financial planners and allied advocates who are committed to accomplishing great things as they master their own mindset and continue to serve their clients in the best ways possible. Brought to you by NAPFA - the National Association of Personal Financial Advisors - the country's leading professional association of Fee-Only financial advisors. Learn more about NAPFA at www.NAPFA.org.

In Episode #21 of NAPFA Nation, host Marie Swift interviews Britta Koepf, CFP®, ChSNC®, founder of Tranquil Path Financial Planning. The discussion begins with Koepf's background and motivations for establishing her financial advisory practice, focusing on the unique challenges faced by families planning for the financial futures of both aging parents and their differently-abled children. Key topics include the importance of legacy planning, the use of special needs trusts and ABLE accounts, and the financial advisor's role as an intermediary between clients and legal professionals. She also shares her retainer-based fee structure, which is based on the complexity of services rather than assets under management. Based on the training she received through the Alliance of Comprehensive Planners and adoption of the ACP methodology, Koepf says the tax-focused retainer-based approach creates a rich environment for meaningful support and more open conversations with clients. She emphasizes the importance of holistic planning that incorporates tax strategies, and she reflects on her career path while offering valuable advice for aspiring financial planners, highlighting the growing representation of women in the field. In a nutshell: Special needs financial challenges include planning for two retirements: parents and the special needs child     Legacy planning is crucial for special needs families Special needs trusts and ABLE accounts can be important tools    An ABLE account (Achieving a Better Life Experience) is a tax-advantaged savings account designed to help individuals and their families save for disability-related expenses without affecting their eligibility for government assistance programs Medicaid, Social Security benefits, and SSI (Supplemental Security Income, a program administered by the Social Security Administration for disabled people) are factors to consider Koepf acts as an “attorney translator” which improves outcomes between clients and lawyers    The retainer-based business model gives Koepf the ability to do fee calculation based on complexity, not just assets, and the flat fee encourages open communication with clients    Koepf's journey from biomedical humanities to the financial planning profession serves as an example of how women can progress along a similar path A higher proportion of women offering holistic financial planning and advice is an idea embraced by Koepf and many others in the fee-only community Learn more about Koepf's professional services and mission at www.TranquilFP.com. Special Note: In 2023, we rebranded the NAPFA podcast with a new album cover and series title: NAPFA Nation. We are shifting our monthly episodes to bring you inspiring conversations and key insights from leaders in the Fee-Only financial planning profession. Marie Swift, Founder and CEO of Impact Communications, will continue on as host, interviewing a variety of NAPFA members and professionals. You will still be able to find on this channel the 32 Mindset Mastery episodes with respected fiduciary financial planners and allied advocates who are committed to accomplishing great things as they master their own mindset and continue to serve their clients in the best ways possible. Brought to you by NAPFA - the National Association of Personal Financial Advisors - the country's leading professional association of Fee-Only financial advisors. Learn more about NAPFA at https://www.NAPFA.org.

What's that sound? Our guest today explains that it's the retirement savings bomb ticking louder. Listen in and get smarter about RMDs, Roth IRAs - and the tax bomb that's ticking louder for you. Ed Slott joins us from New York. _______________________ Bio Ed Slott is the author of The Retirement Savings Time Bomb Ticks Louder: How to Avoid Unnecessary Tax Landmines, Defuse the Latest Threats to Your Retirement Savings and Ignite Your Financial Freedom. Ed is a nationally recognized IRA distribution expert, professional speaker, television personality, and best-selling author. He is known for his unparalleled ability to turn advanced tax strategies into understandable, actionable and entertaining advice. He has been named “The Best Source for IRA Advice” by The Wall Street Journal, and USA Today wrote, “It would be tough to find anyone who knows more about IRAs than CPA Slott.” As president and founder of Ed Slott and Company, LLC, the nation's leading source of accurate, timely IRA expertise and analysis to financial advisors, institutions, consumers and media, he provides: Advanced training to financial professionals to become knowledgeable recognized leaders in the retirement marketplace; and 2. Answers to retirement savers' most important questions, continually providing practical, easy-to- understand information on IRA, retirement, tax and financial planning topics. Mr. Slott is a Professor of Practice at The American College of Financial Services and regularly presents on IRA and estate planning strategies at both consumer events and conferences for financial advisors, insurance professionals, CPAs and attorneys, including virtual events drawing thousands of attendees nationwide. He has provided topical keynote presentations for leading financial membership organizations, including the Financial Planning Association, National Association of Personal Financial Advisors, Estate Planning Councils and the American Institute of Certified Public Accountants, as well as leading corporate financial firms coast-to-coast. Mr. Slott is an accomplished author of many financial and retirement-focused books, including most recently Ed Slott's Retirement Decisions Guide: 2021 Edition (IRAHelp, 2021) and Fund Your Future: A Tax-Smart Savings Plan in Your 20s and 30s (IRAHelp, 2021) with The New Retirement Savings Time Bomb (Penguin Random House, 2021). He also hosts the popular website irahelp.com as a resource for financial professionals and consumers, where The Slott Report blog is followed by tens of thousands of readers. As the go-to resource for media on timely insight on breaking news as it relates to retirement and tax planning laws and strategies, Mr. Slott is often quoted in The New York Times, The Wall Street Journal, Forbes, USA Today, Kiplinger, Investor's Business Daily and numerous additional national magazines and financial publications. He provides a monthly Q&A column to AARP and is also a contributing columnist and media resource to Financial Planning, Financial Advisor and Investment News magazines. He has appeared on many national television and radio programs, including NBC, ABC, CBS, CNBC, CNN, FOX , FOXBUSINESS, NPR, Bloomberg and Morningstar. ______________________ For More on Ed Slott Website  The Retirement Savings Time Bomb Ticks Louder ______________________ Podcast Episodes You May Like An Economist's Take on Retirement Planning – Larry Kotlikoff The Balancing Act in Retirement – Stew Friedman Retire Happy – Dr. Catherine Sanderson Independence Day – Steve Lopez _______________________ Wise Quotes On The Retirement Savings Tax Bomb "I think it's reaching a point where in my latest book, I call it The Retirement Savings Time Bomb Ticks Louder, in big letters, because I'm worried this ticking tax time bomb, if you can say that three times fast. The ticking tax time bomb you asked me about is simply the tax bill growing inside your I...

In Episode #20 of NAPFA Nation, Christine Simone, founder and CEO of healthcare software company Caribou, and host Marie Swift delve into the vital intersection of healthcare and financial planning. As they explore the significance of healthcare in financial strategies, especially during pivotal life events like retirement, divorce, and job changes, Simone emphasizes the need for advisors to be well-informed about health plan options and Medicare. The conversation highlights the complexities of Medicare, advocating for advisors to initiate discussions with clients at least a year before they reach 65. With a focus on enhancing advisors' educational resources, the episode also teases a resource to help advisors with crucial information for navigating healthcare options: the upcoming Survival Guide for Open Enrollment, set to launch in November. The discussion includes an introduction to Caribou's healthcare planning software, designed to bridge the gap in comprehensive financial tools addressing healthcare costs. In a nutshell: The Medicare decision-making process can be complicated     Software can decision-making for health plan selection and Medicare options Retirement is a common life event where healthcare is discussed  Early retirement (before 65) poses challenges due to high insurance costs    Advisors need education on health plan options and Medicare  Holistic financial practitioners are now including additional aspects in financial plans    The latest T3/Inside Information survey shows growth in estate and tax planning software adoption    Beware the risks of outsourcing to insurance agents who may not present all options Learn more about Caribou's mission and health care planning software at www.CaribouWealth.com. Special Note: In 2023, we rebranded the NAPFA podcast with a new album cover and series title: NAPFA Nation. We are shifting our monthly episodes to bring you inspiring conversations and key insights from leaders in the Fee-Only financial planning profession. Marie Swift, Founder and CEO of Impact Communications, will continue on as host, interviewing a variety of NAPFA members and professionals. You will still be able to find on this channel the 32 Mindset Mastery episodes with respected fiduciary financial planners and allied advocates who are committed to accomplishing great things as they master their own mindset and continue to serve their clients in the best ways possible. Brought to you by NAPFA - the National Association of Personal Financial Advisors - the country's leading professional association of Fee-Only financial advisors. Learn more about NAPFA at https://www.NAPFA.org.

In Episode #19 of NAPFA Nation, Amy Irvine of Rooted Planning Group, shares with podcast host Marie Swift her journey in financial planning. From rebranding her firm, empowering women in financial planning, attracting male clients too, promoting pay equity and DEI within the firm, building client relationships, creating an ensemble of talented women professionals at Rooted Planning Group, and embracing NAPFA membership, Irvine has accomplished a lot in her financial services career. In a nutshell: Irvine encourages all team members and NAPFA members to complete NAPFA's DEI training and to promote their involvement in NAPFA activities    She explains the rationale behind rebranding from Irvine Wealth Planning Strategies to Rooted Planning Group and why she focuses on empowering women in financial planning Providing education and advice without requiring high assets under management – lives under care, not assets under management – has helped the firm attract clients Rooted Planning Group also attracts male clients who value the education and advice provided because men seek to set an example for their daughters or desire the educational approach of the firm Irvine discusses pay equity within her firm and transparency in salaries, as well as efforts to coach clients on achieving pay equity in their own careers Embracing DEI strengthens client relationships by addressing unconscious biases Learn more about Rooted Planning Group at https://www.RootedPG.com. Special Note: In 2023, we rebranded the NAPFA podcast with a new album cover and series title: NAPFA Nation. We are shifting our monthly episodes to bring you inspiring conversations and key insights from leaders in the Fee-Only financial planning profession. Marie Swift, Founder and CEO of Impact Communications, will continue on as host, interviewing a variety of NAPFA members and professionals. You will still be able to find on this channel the 32 Mindset Mastery episodes with respected fiduciary financial planners and allied advocates who are committed to accomplishing great things as they master their own mindset and continue to serve their clients in the best ways possible. Brought to you by NAPFA - the National Association of Personal Financial Advisors - the country's leading professional association of Fee-Only financial advisors. Learn more about NAPFA at https://www.NAPFA.org.

In Episode #18 of NAPFA Nation, Jordan Dyson, Manager of Associate Development at Buckingham Wealth Partners, talks with podcast host Marie Swift about her involvement in DEI (Diversity, Equity, and Inclusion) initiatives. Dyson advocates for greater inclusion and representation in the financial planning profession through various roles at Buckingham, encompassing client service, operations, strategic initiatives, and her focus on learning and development programs. She stresses the importance of experiential learning, intellectual humility, and the link between employee development and inclusion initiatives. In a nutshell: Dyson talks about her community engagement and volunteer efforts, highlighting Buckingham's pro bono commitment and providing advice for authentic community involvement Buckingham's equitable hiring practices, DEI Council, and Foundations for Belonging program, which is an experiential learning workshop that helps team members appreciate the differences in others, engage with their own unconscious bias, and create a dialogue in order to nurture a more inclusive environment, are noteworthy Dyson's background, including her education and career journey, can serve as an inspiration for all advisors, especially younger next-generation leaders from underrepresented populations such as Dyson's   Resources like Advisors Give Back, and the BLX Internship Program are mentioned (see previous NAPFA Nation podcast episodes to hear more about these meaningful programs) – in addition, Buckingham supports the Foundation for Financial Planning Learn more about Buckingham Wealth Partners at www.BuckinghamWealthPartners.com. Special Note: In 2023, we rebranded the NAPFA podcast with a new album cover and series title: NAPFA Nation. We are shifting our monthly episodes to bring you inspiring conversations and key insights from leaders in the Fee-Only financial planning profession. Marie Swift, Founder and CEO of Impact Communications, will continue on as host, interviewing a variety of NAPFA members and professionals. You will still be able to find on this channel the 32 Mindset Mastery episodes with respected fiduciary financial planners and allied advocates who are committed to accomplishing great things as they master their own mindset and continue to serve their clients in the best ways possible. Brought to you by NAPFA - the National Association of Personal Financial Advisors - the country's leading professional association of Fee-Only financial advisors. Learn more about NAPFA at https://www.NAPFA.org.

Sean Mullaney of FI Tax Guy discusses QCDs and the FI community Episode 2364: MONDAY MASTERY - QCDs and the FI Community by Sean Mullaney of FI Tax Guy Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/qcds-and-the-fi-community/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Mullaney of FI Tax Guy discusses QCDs and the FI community Episode 2364: MONDAY MASTERY - QCDs and the FI Community by Sean Mullaney of FI Tax Guy Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/qcds-and-the-fi-community/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Mullaney of FI Tax Guy discusses QCDs and the FI community Episode 2364: MONDAY MASTERY - QCDs and the FI Community by Sean Mullaney of FI Tax Guy Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/qcds-and-the-fi-community/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Money, the universal medium of exchange, holds a complex place in our lives. While universally desired for its ability to provide financial security, people's opinions and attitudes towards it can vary significantly.Jeff Bernier, a Certified Financial Planner, draws inspiration for his book "The Money and Meaning Journey" from his desire to merge the concept of wealth management with finding personal meaning and purpose in life. He defines money as a means of freedom of choice, relative to an individual's needs for a fulfilling life. We also talk about the benefits of effective wealth management that extend beyond financial security. By adopting sound wealth management practices, you gain the ability to plan for your long-term goals, mitigate financial risks, and make informed decisions about investments. It enables you to create a solid foundation for future generations, and enjoy a sense of peace and confidence in their financial journey.Are you ready to embark on your own Money and Meaning journey? Join us with this insightful talk with Jeff!Episode Highlights:About Jeff's book “The Money and Meaning Journey” and what inspired him to write itHis definition of money in one sentenceHow people can find their life's purpose while doing their jobsHow to construct financial plan that fuels life's purposeMistakes people is making when it comes to managing their financesAbout the Guest:Jeff Bernier is a CERTIFIED FINANCIAL PLANNER® (CFP®) professional, a Certified Fund Specialist (CFS), and a Chartered Financial Consultant (ChFC), and a proud member of NAPFA, The National Association of Personal Financial Advisors. Jeff's holistic, objective approach to financial planning is designed to relieve your financial worries and give you the confidence to lead a life rich in value and significance. Building on three decades of experience helping clients strive for complete financial confidence, Jeff opened the doors to TandemGrowth Financial Advisors, a fee-only RIA, in 2003, Today, he focuses on working with affluent executives and entrepreneurs to create the financial capacity to support their vision for the future—before the final stages of their career. Working in pursuit of your best interest, Jeff and his team provide holistic financial planning, retirement transition strategies, and asset and investment management, and provide the insights you need to evaluate the opportunities, benefits, costs, and tradeoffs of your personal financial and life choices. Connect with Jeff:Website | jeffbernierauthor.comTwitter | @TandemGrowthLinked In | www.linkedin.com/in/jeffberniercfpListen to his podcast!Apple Podcast | podcasts.apple.com/us/podcast/the-money-and-meaning-showGrab yourself a copy of his book!Top Software Engineers from Eastern Europe | IT Staff Augmentation | Money Back GuarantyBoost your tech team with top IT talent, risk-free hiring, 10% off with code ECHO PODCAST.Authorhina - Career Guidance Check out how that worksDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show

Our guest on the podcast today is Mark Berg. He is the founder of and lead advisor at Timothy Financial Counsel, which is an hourly financial planning firm that he started in 2000. Prior to launching Timothy Financial, Berg served as a client manager at a fee-only financial planning firm and has provided fee-only financial guidance since 1995. He holds a bachelor's degree in economics from Wheaton College and is a certified financial planner practitioner and is registered with the National Association of Personal Financial Advisors. He served on the national board of directors for NAPFA from 2008 through 2011. Timothy Financial is the firm that Christine Benz and her husband use for financial planning, and a member of Jeff Ptak's family is a Timothy Financial client as well.BackgroundBioTimothy Financial Counsel“Scaling Up to $1.4M of Revenue With (Only) Hourly Financial Planning Fees With Mark Berg,” by Michael Kitces, Financial Advisor Success podcast, March 20, 2018.InfluencesGarrett Planning Network“Voices: Sheryl Garrett, on the Evolution of a Planning Firm,” Thomas Coyle, The Wall Street Journal, Dec. 31, 2009.“Sheryl Garrett: ‘The Industry Thought I Was Nuts,'” The Long View podcast, Morningstar.com, July 17, 2019.Tax Planning/Direct Indexing“An Inside Look at Direct Indexing,” by Danny Noonan, Morningstar.com, March 23, 2023.“Could Direct Indexing Lower Your Taxes?” by John Rekenthaler, Morningstar.com, March 27, 2023.“4 Questions About Direct Indexing,” by Sheryl Rowling, Morningstar.com, Oct. 24, 2022.Retirement“What Is the ‘Retirement Spending Smile'?” by Wade Pfau, Retirement Researcher.ResourcesMichael KitcesFinancial Planning AssociationThe National Association of Personal Financial Advisors (NAPFA)OtherMorningstar Investment Conference 2023

Sean Mullaney of FI Tax Guy talks about transferring a primary residence to children. This is part 2 of 2. Episode 2169: [Part 2] Transferring a Primary Residence to Children by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/transferring-a-primary-residence-to-children/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Mullaney of FI Tax Guy talks about transferring a primary residence to children. This is part 2 of 2. Episode 2169: [Part 2] Transferring a Primary Residence to Children by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/transferring-a-primary-residence-to-children/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Mullaney of FI Tax Guy talks about transferring a primary residence to children. This is part 2 of 2. Episode 2169: [Part 2] Transferring a Primary Residence to Children by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/transferring-a-primary-residence-to-children/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Mullaney of FI Tax Guy talks about transferring a primary residence to children. This is part 1 of 2. Episode 2168: [Part 1] Transferring a Primary Residence to Children by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/transferring-a-primary-residence-to-children/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Mullaney of FI Tax Guy talks about transferring a primary residence to children. This is part 1 of 2. Episode 2168: [Part 1] Transferring a Primary Residence to Children by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/transferring-a-primary-residence-to-children/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Mullaney of FI Tax Guy talks about transferring a primary residence to children. This is part 1 of 2. Episode 2168: [Part 1] Transferring a Primary Residence to Children by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/transferring-a-primary-residence-to-children/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Tyler and Chuck sit down to review a NAPFA (National Association of Personal Financial Advisors) conference presentation by Bob Morrison attended by Chuck at the fall conference. We pull out and dissect several estate planning mistakes that are made and how to avoid them. We start by reviewing the current estate tax exemption (the amount which your estate is not subject to taxes when you die) and its upcoming changes. The federal estate tax exemption for 2022 is $12.06 million, increasing to $12.92 million in 2023 due to its annual adjustment for inflation. These figures are per person, giving a married couple an estate tax exemption of $24.12 million in 2022. The current exemption was doubled under the Tax Cut and Jobs Act (TCJA) and is set to expire in 2026. This means in 2026 the estate tax exemption will fall to an estimated $6.8 million per person or $13.6 million per married couple. We follow the estate tax discussion with some estate planning mistakes to avoid including: leaving the wrong assets to charity at death, not considering tax implication of heirs and the type of assets you leave to them, not filing a 706 estate tax return, having accounts misaligned with your estate plan, not updating IRA or life insurance beneficiaries and contingent beneficiaries, not updating your will and trusts after a death or divorce, gifting low cost basis assets before death, not obtaining power of attorney (POA) documents for kids, and not considering the gift annual gift exclusion or direct payments for education or medical purposes. 

Sean Mullaney of FI Tax Guy shares FIRE tax strategies for beginners. This is part 2 of 2. Episode 2104: [Part 2] FIRE Tax Strategies For Beginners by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/top-four-tax-moves-for-financial-independence-beginners/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Mullaney of FI Tax Guy shares FIRE tax strategies for beginners. This is part 2 of 2. Episode 2104: [Part 2] FIRE Tax Strategies For Beginners by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/top-four-tax-moves-for-financial-independence-beginners/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Mullaney of FI Tax Guy shares FIRE tax strategies for beginners. This is part 1 of 2. Episode 2103: [Part 1] FIRE Tax Strategies For Beginners by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/top-four-tax-moves-for-financial-independence-beginners/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Mullaney of FI Tax Guy shares FIRE tax strategies for beginners. This is part 1 of 2. Episode 2103: [Part 1] FIRE Tax Strategies For Beginners by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/top-four-tax-moves-for-financial-independence-beginners/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Our guest on the podcast today is Feraud Calixte. Feraud is the founder and lead financial planner of Vantage Pointe Planning, which is a fee-only financial planning firm based in Burlington, North Carolina. He started Vantage Pointe in order to serve clients who weren't being served by the traditional models for financial advice, especially those who don't meet an asset minimum and business owners with a lot of their net worth tied up in their firms. Before starting Vantage Pointe, Feraud worked as an advisor for several large wealth management firms. He currently serves as a national board member for the National Association of Personal Financial Advisors, and he also frequently teaches financial literacy courses. Investment News named Feraud to its 40 under 40 list of financial advisors under the age of 40. He earned his undergraduate degree from New York University and his law degree from Southern University Law Center. He is also a CFP certificant.BackgroundBioInvestment News 40 Under 40: Feraud Calixte“Business Spotlight #5—Feraud Calixte,” City of Burlington, Economic Development Department, burlingtonnc.gov.com, Jan. 6, 2022.Financial Education and AdviceNational Organization for the Professional Advancement of Black Chemists and Chemical Engineers (NOBCChE)“Financial Education to Stoke Wealth Creation for Diverse Groups,” by Bloomberg, investmentnews.com, Sept. 18, 2018.“Blue Ocean: The Future Is Bright for Financial Planners,” by Feraud Calixte, feraudcalixte.substack.com, Nov. 12, 2021.Current Environment“Bonds vs. Bond Funds: What's the Difference?” by Kent Thune, thebalancemoney.com, April 26, 2022.“Should You Invest in Individual Bonds or Bond Funds Today?” by Christine Benz and Susan Dziubinski, Morningstar.com, April 20, 2022.OtherGarrett Planning NetworkNAPFA

Sean Mullaney of FI Tax Guy shares four backstops to the four percent rule. This is part 2 of 2. Episode 2061: [Part 2] The Four Backstops to the Four Percent Rule by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/the-four-backstops-to-the-four-percent-rule/  Ladder is 100% digital – no doctors, no needles, no paperwork – when you apply for $3 million in coverage or less. Go to LadderLife.com/OFD to see if you're instantly approved.   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Mullaney of FI Tax Guy shares four backstops to the four percent rule. This is part 2 of 2. Episode 2061: [Part 2] The Four Backstops to the Four Percent Rule by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/the-four-backstops-to-the-four-percent-rule/  Ladder is 100% digital – no doctors, no needles, no paperwork – when you apply for $3 million in coverage or less. Go to LadderLife.com/OFD to see if you're instantly approved.   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Mullaney of FI Tax Guy shares four backstops to the four percent rule. This is part 1 of 2. Episode 2060: [Part 1] The Four Backstops to the Four Percent Rule by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/the-four-backstops-to-the-four-percent-rule/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Mullaney of FI Tax Guy shares four backstops to the four percent rule. This is part 1 of 2. Episode 2060: [Part 1] The Four Backstops to the Four Percent Rule by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/the-four-backstops-to-the-four-percent-rule/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

LIVE from the 2022 Roswell Rotary Golf and Tennis Tournament: Robert Fezza, Odyssey Personal Financial Advisors (North Fulton Business Radio, Episode 533) Robert Fezza, CFP, Owner of Odyssey Personal Financial Advisors, sat down with host John Ray to talk about the tremendous charitable work that Roswell Rotary is able to do because of the proceeds […] The post LIVE from the 2022 Roswell Rotary Golf and Tennis Tournament: Robert Fezza, Odyssey Personal Financial Advisors appeared first on Business RadioX ®.

LIVE from the 2022 Roswell Rotary Golf and Tennis Tournament: Robert Fezza, Odyssey Personal Financial Advisors (North Fulton Business Radio, Episode 533) Robert Fezza, CFP, Owner of Odyssey Personal Financial Advisors, sat down with host John Ray to talk about the tremendous charitable work that Roswell Rotary is able to do because of the proceeds […]

Sean Mullaney of FI Tax Guy shares four ways to fight inflation Episode 2006: Four Ways to Fight Inflation by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/2022/06/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Mullaney of FI Tax Guy shares four ways to fight inflation Episode 2006: Four Ways to Fight Inflation by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/2022/06/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Mullaney of FI Tax Guy talks about luck, credit, and the FIRE movement Episode 1943: Luck, Credit, and the FIRE Movement by Sean Mullaney of FI Tax Guy on Building Your Financial Future Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/2020/12/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Mullaney of FI Tax Guy talks about luck, credit, and the FIRE movement Episode 1943: Luck, Credit, and the FIRE Movement by Sean Mullaney of FI Tax Guy on Building Your Financial Future Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/2020/12/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Mullaney of FI Tax Guy talks about tax planning for inherited IRAs. This is part 2 of 2. Episode 1885: [Part 2] Tax Planning For Inherited IRAs by Sean Mullaney of FI Tax Guy Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/2020/10/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Mullaney of FI Tax Guy talks about tax planning for inherited IRAs. This is part 2 of 2. Episode 1885: [Part 2] Tax Planning For Inherited IRAs by Sean Mullaney of FI Tax Guy Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/2020/10/   Visit Me Online at OLDPodcast.com ·        Note: The podcast ad for the IMPACT app is unscripted and being recorded live. It may contain some slight differences. Please visit https://impact.interactivebrokers.com/ for full details of products and services. Interactive Brokers, LLC member FINRA/SIPC. ·        The projections or other information generated by IMPACT app regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Please note that results may vary with use of the tool over time. ·        The paid ad host experiences and testimonials within the Podcast may not be representative of the experiences of other customers and are not to be considered guarantees of future performance or success. The opinions provided within the ad belong to the host alone.   Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Mullaney of FI Tax Guy talks about tax planning for inherited IRAs. This is part 1 of 2. Episode 1884: [Part 1] Tax Planning For Inherited IRAs by Sean Mullaney of FI Tax Guy Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/2020/10/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

En este episodio te comparto las palabras clave que tienes que tomar en cuenta al contratar a un asesor financiero. Es importantísimo que las conozcas, porque el contratar a un asesor financiero puede tener un impacto tremendo en tu vida. En el episodio menciono dos asociaciones de asesores financieros de las que soy miembro y puedes encontrar a el/la candidato/candidata ideal para tu situación particular. Esas asociaciones son: -NAPFA: National Association of Personal Financial Advisors. www.napfa.org-XY Planning Network: www.xyplanningnetwork.com

Angela Dorsey, Founder of Dorsey Wealth Management, is a fee only financial planner in Torrance, California providing Wealth Management and Retirement Planning for Women and Couples.Angela has a certificate in Financial Planning from the College for Financial Planning, an MBA from the Anderson School of Management at UCLA and a B.S. in Computer Science from Loyola Marymount University.Angela is a CERTIFIED FINANCIAL PLANNER™ and a Registered Investment Advisor. She is a member of NAPFA (National Association of Personal Financial Advisors).Angela created Dorsey Wealth Management because she had a lifelong passion for financial planning. She enjoyed helping others better understand and organize their finances, then put a plan in place to achieve financial goals.While helping her friends, who were smart and successful women, she noticed many didn't have the knowledge and confidence to manage their personal finances well. As a result she found that many of them felt embarrassed and ashamed about their finances, while promising themselves to get their finances in order “someday.” From this experience, she saw the need for financial planning for women. ---Connect with Angela:Website---To learn more about Kim's Me Time Midlife Community on Facebook, go here.

I am so happy to have you here today, I am interviewing my good friend, George Kinder. George is known as the father of life planning. He was a financial advisor who wrote this amazing book that impacted me many years ago around The Seven Stages of Money Maturity and inspired my work. And today, we're having a very different kind of conversation because he's talking about his latest book which he is giving away for free. And, it is poetry that's oriented to the present moment. He ended up chronicling with photographs and with these poems over the course of a year what he experiences in the place that he lives on a pond not that far from Walden pond. But how the nature in this seasons affect his life and it's just a really fun conversation. I love George's work, and I know you'll really enjoy it.   He shares with us his insights:   Right and, and I mean it's when you think about each moment is a moment potentially a freedom for you, and if you take more moments in your life and live more freedom in here. Every encounter you make is going to have that in it, and people are going to see that and feel it and spread it in their own way we don't know. It's a mystery how we impact things. And you know if you get lost in the civilization piece of it and think – ‘Oh it's got a loss, got to change or the votes have to go this way'. Well yeah, I mean that's what you're kind of fighting for, in a way. But if there's a certain randomness to it. There's too much energy around the attachment to the result, just do the good work. And, things will come about. Transformation will occur.   And everywhere I go, I make sure this is part of it, because all we need is one piece of legislation that would require this – ‘a fiduciary standard of obligation is required for all institutions – corporate, nonprofit, and governmental to place the interests of all stakeholders of humanity; of democracy; and the living planet that sustains us. First, above their own self-interest so it's where the reason we're seeing this chaos right now is because we've allowed kind of greed and arrogance. We've rewarded more greed and arrogance that we've rewarded wisdom and compassion.   Absolutely, I mean it's something we don't really even fully understand Confucius. I love reading the ancient masters and teachers. And, one of the things that he said he was, he lived in a time when there was tremendous corruption. And I don't know if you know this, but he died thinking that he failed. There was so much corruption in China was at that point in five or six or seven, different warring states, wars, terrorism, terrible stuff. And he figured out how to solve it. And, a lot of it had to do with being good people; being good; being kind; being responsible. And, he was asked once by, you know, kind of the President, or the Emperor, the CEO of this particular state. The guy said, ‘Hey, you know, how can I start my people, they're thieving, and they're taking advantage of each other; and they're rude; and they're all this kind of stuff. How can I stop them from doing that? And Confucius said – first, really very simple, all you have to do is stop doing it yourself'.   Harvard-educated George Kinder revolutionized financial advice for more than 35 years by training over 4,000 professionals in 30 countries in the field of financial Life Planning. He founded the Kinder Institute of Life Planning in 2003 after 30 years as a practicing financial planner and tax advisor.   George Kinder's latest book, Reflections on Spectacle Pond: The Weekly Edition is available as a free email subscription. Inspired by the 30 years he has spent living at the edge of a small New England pond, the book is a meditative guide to living in nature's cycle, week by week, and moment by moment. Among his seven books, he has written one on mindfulness,  Transforming Suffering into Wisdom, and another book of photography and poetry, A Song for Hana.   Kinder was the first winner of the Financial Planning Association's Heart of Financial Planning Award which recognizes “individuals who demonstrate commitment and passion in doing extraordinary work to contribute or give back to the financial planning community and/or the public.”  He has been named “One of the 35 most influential people in financial services,” “One of the top Icons & Innovators in the financial planning industry,” “the first of 15 transformational advisors whose vision most changed the industry,” and has been inducted into the Financial Planning Magazine Hall of Fame. In 2017, he was awarded the Transparency Trophy by the Transparency Task Force. He has appeared on many radio and television programs and his expertise has been featured in The Financial Times, The Wall Street Journal, New Model Adviser, Forbes, Time Magazine, FP Today, The Journal of Financial Planning, Investment News, and The New York Times.   Kinder is known for his dynamic presentation skills and has given speeches at professional conferences on five continents. He has spoken at Harvard University, Boston College, Coventry University, Merrill Lynch, Smith Barney, Fidelity, Charles Schwab, Allianz, AXA, The Financial Planning Association, The Personal Finance Society, and The National Association of Personal Financial Advisors.   Kinder currently resides in Massachusetts and spends several months per year in London and Hana, Hawaii.   Learn more about George:   Website/Free gift:   https://www.georgekinder.com   Instagram:    https://www.instagram.com/george_kinder   Facebook:    https://www.facebook.com/GeorgeDKinder   LinkedIn:    https://www.linkedin.com/in/george-d-kinder-0749196   Twitter:   https://twitter.com/GeorgeDKinder

So you got your big girl job and you're wondering what to do with that big girl check?? Today I'm chatting with Certified Financial Planner and Co-CEO of 2050 Wealth Partners Rianka Dorsainvil on how to set ourselves up for financial success with our big girl salary. Time stamps: First 3 things we should do when we get our first salary (2:40). How to set financial boundaries with family (4:47).Setting boundaries with your budget (9:00). Setting financial boundaries with friends who are spontaneous spenders (10:40). How to not let IG flexing sway your spending habits (13:00). How to save for retirement when you don't have a corporate job (16:47). How to manage finances as a young couple (17:41). Downsides to making more money (21:00) When to seek a financial planner (23:26). Where to find a financial planner (26:01). How to Find a Financial Planner: XY Planning Network, National Association of Personal Financial Advisors, Association of African American Financial Advisors Follow Rianka @Rianka_D Subscribe to our newsletter: thecolorsofhersuccess.com