Podcasts about westchester county

Marcy Syms has led a remarkable life, full of triumphs and tragedies.  Through a discussion of her new book, Leading with Respect: Adventures of an Off-Price Fashion Pioneer, host Bill Burke and Marcy cover subjects ranging from Marcy's upbringing, to overcoming bigotry and bullying in high school, to running her father's company and keeping it on track through the loss of two of her siblings.      Chapters: 00:00 Introduction & Leading with Respect  Bill Burke introduces Marcy Syms, CEO of The Syms Corporation, and her upcoming book “Leading with Respect.” Marcy discusses her father's motto “Don't let the bad guys win” and how it relates to being prepared and ensuring both sides of an encounter feel respected.  04:18 Customer Respect & Grandmother's Influence  Marcy explains how her father's tagline “an educated consumer is our best customer” was foundational to their company's success and built on respect for the customer. She also shares the significant influence of her Romanian immigrant grandmother, who instilled in her the importance of financial independence for young women.  09:12 Overcoming Antisemitism  Marcy recounts the overt antisemitism her family faced after moving to Westchester County, detailing the anxiety and fear it caused. She explains how she decided to ‘tough it out' like a job, overcompensating for the prejudice and becoming a rebel to challenge stereotypes.  13:47 Trailblazing & Joining the Family Business  Marcy discusses how she, as a 12-year-old, trailblazed by pushing for a Bat Mitzvah in her Conservative synagogue, which didn't traditionally hold them. She also explains her path to joining her father's business after being fired from her broadcasting job, finding excitement and fulfillment in the entrepreneurial world.  19:05 Business Innovation & Personal Resilience  Marcy describes the unique “automatic markdown price tag” marketing strategy that differentiated Syms stores, despite not being a profit center. She then discusses the immense personal resilience required to lead the company as CEO while simultaneously dealing with the tragic loss of her brother and sister within a year.  27:43 Courage, Values, and Philanthropy  Marcy emphasizes the importance of courage, even in small acts, and how it's linked to personal values. She reveals her strong aversion to bullies, a trait honed by her past experiences, and how her father's philanthropic vision led to the establishment of the Sy Syms Foundation.  33:25 Impactful Philanthropic Initiatives  Marcy details the foundation's unique philanthropic approach, supporting organizations like PEN America, the American Heart Association's “Go Red” campaign for women's heart health, and the Tannenbaum Foundation's anti-bullying initiatives. She also highlights their commitment to investigative journalism through NPR and scientific research at institutions like the Weissman Institute.  41:34 Lifelong Learning & Hot Water Strength  Marcy reflects on the Eleanor Roosevelt quote, “A woman is like a tea bag; you don't know her strength until she gets into hot water,” acknowledging her own life's challenges. She passionately advocates for lifelong learning as a key to longevity and a fulfilling life, drawing parallels to Jewish cultural inquisitiveness and the entrepreneurial spirit. 

Discover how Andy Novins turns business challenges into big wins! Andy shares with host Andrew Stotz how he uses Deming strategies to outsmart competitors, watch for market shifts, and win loyal clients in one of the toughest industries around. TRANSCRIPT Andrew Stotz: My name is Andrew Stotz and I'll be your host as we continue our journey into the teachings of Dr. W. Edwards Deming. Today, I'm here with featured guest Andy Novins. Andy, are you ready to join and share your Deming journey?   Andy Novins: I sure am. Yep.   Andrew Stotz: We've done a lot of prep for this, had some good conversations, and I'm looking forward to it. Let me introduce you to the audience. Andy first got introduced to the teachings of Dr. Deming more than 30 years ago and has been hooked ever since. He attended Dr. Deming's four-day seminar in August of 1993, only four months before the passing of Dr. Deming on December 20th of 1993 at the age of 93. Andy was a co-owner of a women's athletic apparel company, which was eventually purchased by Warren Buffett's Berkshire Hathaway. For the past 23 years, he's been applying Dr. Deming's philosophy to his work in real estate, which traditionally has operated in what could be described as in opposition to the teachings of Dr. Deming. Andy, why don't you tell us a little bit about what you're doing right now and maybe a little bit about how you got into what you're doing now, and then later we're going to talk a little bit about your experience with Dr. Deming and all that. But just let us know, where are you at? What are you doing?   Andy Novins: Okay. Well, I am in Northern Virginia, just outside Washington, D.C., and after my partners and I sold the company that Andrew just referred to, I had to decide what I was going to do. And I had about six months to do that because part of the contract required me to help the purchaser, which originally was Russell Corporation, a big athletic, they made all the Major League Baseball uniforms and everything. We had to transfer my company's systems to their systems, and that was one of the worst six months of my career, watching everything we had done, which was really all Deming-based, being sort of dismantled and worked into another Fortune 500 company at the time. It was, somewhat, actually it was a few years later that Berkshire Hathaway bought it, and it was because Russell was not doing very well. It was a rescue-type purchase by Berkshire Hathaway, which sort of had some satisfaction in mind that their systems weren't all that good. So that's where I got into Deming, and I've taken a lot of what I learned from the apparel company into real estate, which, as Andrew just mentioned, is very volume-centric, volume-focused, and focusing on processes as opposed to systems.   Andrew Stotz: And in the real estate world, for those people that don't know, let's say real estate, what position are you in? For instance, my sister is a mortgage broker in Maine, and that's a different place within the whole sphere of it, but maybe you can explain exactly where you are in the value chain.   Andy Novins: Okay. We focus on residential real estate. What we call in real estate farm, okay? I send out 5,000 newsletters a month that show to eight different areas, really, but they're all within, believe it or not, two miles of my house. And those news, I've been doing that for over 20 years. I've never made a cold call. I will never call anybody and say, are you thinking of selling or anything like that. Yet, using this process, which is all really Deming-based, I've done about 10 times the volume of any other realtor in the 5,000 homes that I service. It's the process... I don't want to use process. The system we used is based on Michael Porter, his concept of competitive advantage. And it's a system that's focused on a value chain, things that we do that other people can't do. For example, there are close to 300 sales a year in my 5,000 home market. I see every one of them. And when you see a house that's on the market, you know a lot more than anybody else does by looking at pictures. If you've ever been to an open house and after seeing it on the internet, it's a lot different than what you saw in the pictures. No other agent can do that because most agents in my area focus on Northern Virginia, which would be about 20,000 transactions a year, not 300. So they can't even try to compete with me in my area. So that's the whole concept of it is doing things. As Michael Porter would say, you have a value proposition. That's my expertise in my local area.   Andrew Stotz: Porter talks about different strategies. One, he says, is the low-cost leader. Another is the differentiation. And the third one he talks about is focus and where you're focused on a niche in the market. And then I guess I always kind of think that really he's talking about two, because with focus, you're picking a niche, but then you're going to either be a low-cost leader or probably a differentiator in that focused area. But when you talk about Porter and what he's teaching, can you explain a little bit more for those people that don't know what he talked about?   Andy Novins: Sure. Yes. Basically, yes. I mean, I'll never forget. My partner and I were at a breakfast, realtor breakfast at one point, and there was an agent sitting across the table from us and he said, I just got this listing. And he said, but I had to go down to 1%. And he's, you know, for commission. And at that time, commissions were pretty much 3%. And he kind of looked at us and said, that's better than nothing, right? And that's the low-cost. Low-cost producers will never win. It'll always be somebody else. And Porter says, you can't be the best either. Okay. There's no such thing as the best realtor. There's always going to be somebody else. So the concept for real estate is picking a niche, that for me, it was farming. I'm a pretty good writer. So I write a newsletter, and people call me when they're ready to sell their house. And it's worked beautifully for... I started that in 2003. Okay. But there's people that focus on luxury, the luxury market or people that focus on first time buyers, or people that focus on... There's all kinds of different niches downsizing or upsizing. And so you can become an expert in anything. And that's how you differentiate yourself in real estate.   Andrew Stotz: And that concept of not competing to be best that Porter talks about is great because it also forces you to think. You're focused on the wrong thing if you're focusing on how to beat the competitor. And I always enjoyed the fact that Deming was so focused on the customer.   Andy Novins: Yes.   Andrew Stotz: And that, I think with Porter, I like that. But with Deming, I just really love the idea that he saw quality in the eyes of the customer. He saw innovation and continuous improvement in relation to the customer as primary over trying to benchmark off of some competitor.   Andy Novins: Exactly. And if I go back to my apparel business, the name of our company was Moving Comfort, and we just made women's apparel. Nobody else ever stuck to just that. We were the only company. Just, everybody broadened out to try to get more. So again, it's the same concept of a niche. Okay. But one of the policies, I guess, we've developed, it was a Deming related policy, which was fun, okay, was when we made a mistake, which we often did, whether we shipped somebody the wrong thing or we did other things, our objective was to make the, delight the customer, as he would say, make them happy we made the mistake. And that didn't matter what that cost to do that, sending them free stuff, doing whatever. And I think that's a Deming concept that we used in the apparel business aside from many, many others. Back to real estate, that's, I don't know anybody else in the Washington area that does what we do, because nobody's willing, that's the so-called trade-offs. Nobody's willing to say, I'm just going to focus on 5,000 houses.   Andrew Stotz: Yeah. It's scary.   Andy Novins: They can pick whatever they get.   Andrew Stotz: Yep. Yep. And maybe why don't we now go back to August of 1993. How did you find yourself in a four-day seminar? And I'm kind of jealous because what... My seminars I went to in '90 and '92 were two-day seminars.   Andy Novins: Really? Okay.   Andrew Stotz: And I had thought that he... I had thought by that time, maybe he was only doing two days, but then I learned that he was still doing four days. But what got you to that seminar? Where was it, and what got you there?   Andy Novins: Okay, I was going on vacation. Okay, this was in 1990. We were going to go to Cancun. And there's this, I guess they're still around, but there was a bookstore in DC on K Street called Reiter's. And it was all business and science. And I used to go there because pre-Amazon or anything like that. I think it was even pre-Borders. But I used to go there and spend an afternoon looking at books. And I found Out of the Crisis. And I brought it home and I said to my wife, by perusing through it, I didn't know anything about Deming at that point. But perusing through it, it just struck me as something I really wanted to read. And I went home and I said, I'm taking this book to Cancun, and I'm going to sit on the beach and read it. Well, I actually didn't read it till got home. But I got completely enthralled with it.   Andy Novins: And being in suburban DC, we're like eight miles from the White House. The Deming Study Group was very active in DC. Dr. Deming lived in DC. And there were just a lot of very well-known, famous speakers that would be part of our group, including Deming at one point, but I wasn't. But I think it was before I joined the group. So I read the book, joined the group, and after about three years, I had heard enough about the seminar that I wanted to go. And I went to that in Chicago. It was the first or second week of August of '93. And one of the things that I never really understood that Dr. Deming would say a lot was talking about being transformed, or the transformation that you get when you're studying his philosophies. And I always kind of said, well, that's not going to happen to me. It just was foreign to me. That third day of the seminar, I was transformed. I don't know how to describe it, but ever since then, I look at the world through his eyes and see things and think in systems and variability. And you get all that when you first get exposed to them, but you're not transformed. Somehow it all comes together. I couldn't describe it, I never thought it was, but that happened during that seminar.   Andrew Stotz: And what Dr. Deming talked about was the idea is that the person who's leading the organization has got to go through a transformation in order to truly implement this.   Andy Novins: Exactly.   Andrew Stotz: What was it like there? How many people were in the room? And what was your... You walked in knowing a bit. I walked in knowing nothing, basically. And it was just like, whoa. But I'm just curious, what were your first impressions? For those people that have never and never will have a chance to go in, give us a feeling about how it went.   Andy Novins: I don't know if I mentioned it was in Chicago.   Andrew Stotz: Yep.   Andy Novins: Okay. Which is a great city, and it was in the summer, which is often hot. But I was amazed because at that point, and I may be wrong, but I think it cost $1,000 to go. Okay. And he had 500, and I'm pretty sure that's about what it cost. And do you remember what yours was?   Andrew Stotz: Mine was about 500 people, for sure. I didn't pay for it, so Pepsi paid for it but I would think it was even more than that. But who knows? But maybe mine was a two-day, so it was less, I don't know.   Andy Novins: But it was 500 people. That's what I remember, because being a numbers person, I translate that to 500,000 for the four days. And so that kind of stuck in my mind. And he did a lot of them. And one of the things, too, that he did a lot of them, and I think, geez, he's making a lot of money doing this. He lived in a little tiny house on a street in Washington, and he worked in the basement. One of the things that happened to me after that, again, with the Deming Study Group, was his son-in-law, Bill Ratcliff, okay? Somewhere shortly after the four-day seminar, he called me and he said, I'm getting a lot of feedback, you guys at Moving Comfort are doing a lot of using Deming's theories and everything. Could I come and visit the company and you show me what you're doing? And I said, sure. I mean, any more exposure to any of the people interested in Deming at that point was fascinating to me. And so he came and he spent a good part of the day at the company. And then I'm not even sure if at the time I knew that he was Deming's son-in-law, but then we went out, his wife was Linda Deming Ratcliff, okay? And so he and Linda and my wife went out to dinner a couple of times after that. And it was fascinating to hear both of their stories about Dr. Deming. What I remember is Bill would say, we used to go over there on Sunday mornings and read the newspaper, and Dr. Deming would be down in the basement working. And he'd come up periodically and say, how are you doing, Bill? In his voice, and then go back down and work. And he constantly was focused on his work. And so those relationships just tied me into Deming forever, especially after the four-day seminar.   Andrew Stotz: Yeah. I think it was a discussion with Bill Scherkenbach when I asked him about what it was like in the basement. And Bill was telling me, I don't think we got this recorded, but Bill was telling me that somebody asked him why you have all of this stuff around you and in your office. And he said, I'm desperate. I'm absolutely desperate. And with the idea that he was on such a mission. And I just feel like when I went to the seminar, the first one was in Washington, and then the second one was in Los Angeles. I didn't know how significant he would be in my life at the time, and I didn't understand the transformation I was going through. But what I did later really come to understand is that he inspired me to have a mission. And like, why am I doing what I'm doing? It's one thing for all of us to be busy, working really hard, doing all kinds of stuff and bringing value to our clients. But for what? What's the mission? And was a huge, that's a much bigger takeaway for me now than it was then. But what I witnessed was this man who is very old, just conveying an incredible message. So, yeah.   Andy Novins: Yeah, it was, and he was... Well, DemingNEXT, if anybody is involved in that and can see a lot of the videos with Dr. Deming, especially during the years that I was interested in watching and everything else, he just had a unique way of presentation, but he did have a sense of humor. And it was a dry sense of humor, I guess, maybe going with his dry martinis.   Andrew Stotz: Yeah, tell us that story about Deming Martini.   Andy Novins: Yes. As one of the sessions at the four-day seminar ended, apparently this Deming Martini is famous or was pretty well-known at that point. So he described how he loved martinis and he acted out the process of making one. And again, he's 93 and just you could tell this is just part of his life he loved. And he, so he kept his vermouth in the freezer, okay? And it was, and so he demonstrated how he poured the gin, and then he acted out like he went into the refrigerator freezer and took out the vermouth. And then he would not open the bottle, but he would wave the bottle around the glass and then he'd put it back in the freezer, and he'd say, this is the best martini you can make. And he had a lot of stories that added a lot of spice to it.   Andrew Stotz: So when you left that seminar, what changed in the way that you were operating? And obviously you had already had awareness of the teachings, but did that inspire you to go to a different level or what did it cause?   Andy Novins: Yes, and I'm not sure at what point the so-called transformation took place in the four-day seminar. You knew that that's how you were going to think for the rest of your life. That wasn't, you were going to think in systems and variation and predicting from the system and all those things. But so I can't really remember what years we did it, but as an apparel, our company basically, we designed, manufactured through separate factories and sold women's athletic apparel to specially sporting goods stores around the country. Nordstrom's was a client, one of the bigger ones, L.L. Bean and those kinds of things. And so one of the things we implemented that was really a Deming concept was improving our shipping, the picking process, which is filling an order. And we automated that with a carousel, which brought the product right to the picker, the warehouse person, and barcodes and scanned the order, and it brought the thing right to them. It incredibly reduced our error rate in shipping. And at the time, this would have been like 19, this was '91 or somewhere early on that. And at the time, we were way ahead of other companies.   Andy Novins: Even Nike, they would get an order, they'd walk around and pick their orders. And so that was a Deming-inspired process or way of improving our system. With apparel and you're designing 100 different styles or sizes and styles and everything else, the design development group, the functional silos that, I don't know if Dr. Deming used that term, but the system that every department has to hand off is working for the next department. In apparel, it's really complicated. And that was the biggest Deming issue we would focus on. It never went away. You really had to always, because our designers would put bells and whistles into a garment. We were very high-end and it either wasn't practical price-wise or it wasn't practical in the factory or we didn't have a good source for where we were going to put it, where, what factory we were going to put it in, that type of thing. So that's where really the Caribbean Basin Trade Initiative at that point came out. That's where we had factory, up until about 1990, all our production was in the United States.   Andy Novins: After that, it got too expensive, labor, sewing labor in the United States. That's when most companies started going offshore. We did a lot in the Caribbean. And when you're manufacturing apparel, back at the beginning, you would ship, we would buy the fabric and we would ship it to the Caribbean factory that we were using and they would sew it, and put it together. And then trade agreements came out where the factories could buy the material. And essentially, instead of they being just a sewer, they would be making a finished product for us. That had huge implications on simplifying the system and transferring responsibility to the people that really needed it. But now maybe I'm getting too much into apparel, but...they haven't been doing it for 23 years.   Andrew Stotz: So let's talk about what you're doing about your application of Dr. Deming's teaching in real estate. And I know you've also brought something along to share and go through, but maybe you can just talk a little bit about how you're applying that in the real estate business.   Andy Novins: Yeah, and that's the control chart concept. And all real estate statistics are lagging indicators, whether we're talking median prices or active listings, or I guess active listings are the only one that's not a lagging indicator, but almost virtually every month's supply of inventory, all those things are lagging indicators. So they tell us as realtors what happened. And in my market here, it bottomed out after the 2008 recession in March of 2009. And until this year, it's gone straight up for 16 years. So most realtors, virtually no realtors... Well, most realtors haven't experienced a shift in the market, which is what we're going through now, where the market goes from being a buyer's or seller's market for all those years. And I'm talking about a strong seller's market. A seller's market is defined by the National Association of Realtors as any market where the months' supply is less than six months. And our supply was hovering around two to three weeks. And it's now almost two months, but the market has shifted and it's incredible how many people don't realize that.   Andy Novins: Everybody knows there's something going on, but the media takes care of that. But all the statistics we get are, again, median prices are still very high, okay? But using control charts, you can plot, for example, a couple of months of live inventory. That started going down in April, okay? I mean, that went out of the control limits in April, okay? That's telling us that something's happened. It tells us directly that the market shifted, okay? The other thing that I watch is price drops, okay? How many price drops? That went out of the control limits in, I think, June, they started out, okay? And we're looking at that weekly, and that's showing us every week, the number of price, it's so far out of the control limit right now, it's amazing. There's no... You can't... You can look at price drops, and you can look at months' supply on a graph, okay? But it doesn't tell you that the system's now out of control. But control charts do tell you that, so...   Andrew Stotz: Should we look at your control chart? Maybe that's a good time to do that.   Andy Novins: Sure, yeah. And before we do that, one of the things in real estate is seasonality, okay? And that hides a lot of problems because prices go up in the spring, down in the summer, down in the fall, up a little bit, then down. But let me bring those up and talk about them. Okay, you can see this?   Andrew Stotz: Yep, and for the listeners out there, I'll just describe. You've got a line chart up here, and a line that's going up and down, and then recently is going up a lot. And it starts in July of 2023, and it goes to June of 2025. And so why don't you take that away and help us understand what you've got here?   Andy Novins: Okay. So the control limits, the upper and lower control limit are the red lines on this. And going back to July of '23, everything was stable. And if we went back long before that, it would also have been stable.   Andrew Stotz: Yeah, and by the way, just to make it clear, it's monthly supply, or month supply, sorry, of housing.   Andy Novins: I'm sorry.   Andrew Stotz: Can you explain what it means, month supply?   Andy Novins: Yeah, month supply is the number of active listings at the end of a month divided by the average monthly sales for 12 months, the 12-month average. So it's basically saying if you've got 10 active listings and the average is two a month, that you've got a five-month supply of listings. Okay?   Andrew Stotz: And the average on this is one month supply.   Andy Novins: The average, right. And you can see where during the pandemic, we've had times where it went down to just a number of weeks, which is pretty incredible, but that's our market. So again, this chart is telling us that... Well, there's another thing, other ways that Dr. Deming would look at this. We've got several months where it's going, the month supply is just going up. So starting in December '24, you can see that the supply keeps going up. And then it went out and broke the upper control limit. So what he would say in this, looking at this chart is that up until really of March 2025, the system was in control, it was predictable, okay? And then starting in March or April 2025, it was out of control, it was not a stable market, and the market is a system.   Andrew Stotz: And it went up above the upper control limit of 1.6 roughly or 1.55. And now the highest it went up in May was about one point, almost, yeah, 1.8.   Andy Novins: 1.8, okay. And so Dr. Deming would say that number one, it's a shift in the market, number two, the market is no longer predictable. Okay? Clients don't like to hear that, but using these charts and explaining it to them, they do understand it. And in real estate, one of the most important things when markets are changing, or always actually for that matter, is managing client expectations, okay? And using Deming's theories and control charts, it makes it... And I'll get into that a little bit more in a minute, but managing their expectations becomes more of a science than scripts, which is what...   Andrew Stotz: One of the things I learned from Dr. Deming was be skeptical of data,  and I know I've spent my career as a financial analyst manipulating tons of data. And every time I see something out of control like we see here, the first question I ask is, is there an error in the data? And then the next question is, okay, so what's going on out there that the chart is one thing, but can you just talk briefly about what's going on? What do you think is behind this? What's causing it? What is that shift that you're seeing?   Andy Novins: Well, if you were asking me this in 2008, I could have told you. The irresponsible lending and all kinds of other things. Today, the market is in our market more than others is impacted by uncertainty. Okay. Uncertainty surrounding the impact of tariffs. Okay. But especially in our area, the impact on federal workers job security. Okay. In our area, which is an expensive area, almost any couple that is buying a house is buying it on two incomes. And if one of those, one of the members of the couple is, works for the federal government or is a government or works for a government contractor or is affected by any, in any company that may be impacted by government cutbacks, they're not buying a house right now. They're waiting. So they don't want to buy on one income. And so they pulled out of the market. And that's, that's the biggest reason for the increase in the supply. The other is,  people do want to move. People want to downsize and upsize. Well, most people have a 3% interest rate or better or slightly around there. So with the impact of low, you know, of rising interest rates and everything else, there's people that want to downsize. And if they move, they'd be paying more for their smaller house than they were for their house they're staying in. So they stay.   Andrew Stotz: What are, what are mortgage rates right now? Roughly.   Andy Novins: That's  675, 6.75. 30 year. But what's interesting on that, and I haven't done it, but it would be an interesting exercise is when I began my career as a CPA in New York, I moved down here in 1982 to be part of the company that I talked about before, the apparel company. I, when I said to her, when I had that opportunity, I said to my wife, what do you think about moving down to Washington? We lived in Westchester County, New York, and she said, well, sure, but, and at that point, I was treasurer of a bank in the New York metropolitan area, and she was willing to take the risk. It was a risky move, but she said not, but not, we can't sell our house. We have an eight and a half percent mortgage. We'll rent it, and if it doesn't work in Washington, we can always come back to it. So that eight and a half percent mortgage back in '82 was not something you got rid of, and people don't realize that the average mortgage rate in the past 50 years is eight percent. So at 6.75, it's not that bad, but it's relative to the three percent interest rates we had. It's making it tough for people to move.   Andrew Stotz: So just talking now, I just want to wrap up on the chart by saying, so once you use, you're demonstrating using a control chart in the industry of real estate, and you're discussing the fact that right now, you've got three points that have breaking out of the upper control limit, which now tells us, as you said, it's unpredictable at this point. What else, what do you take from that, and how does that drive your actions when you see this chart? How does that impact you, and in other words, how are you applying Deming's teachings once you've now done this?   Andy Novins: Great question. When you price a house to sell it, you use what we call comparable sales. When a market is going up or stable, comparable sales are a good indication of what you're probably going to price it at if it's going to go on the market soon. What realtors do is what we call a comparative market analysis, and that's comparing at least three homes to their home. There's all different ways of doing that, which is part of a Deming system too. But when you go to somebody and say, well, we got these three homes and they sold it at 800, but if you're going to put your house on the market next month, we're probably looking more like at 750. And most people would say, well, I'm not going to use that guy. This other realtor says 800 is the way to go. And using the control chart showing that the market has shifted and that those comps are no longer valid is one of the most valuable uses of control charts in real estate because, again, it's evidence that the comps aren't valid anymore.   Andy Novins: The other thing is comps represent, even if it closed yesterday, it went under contract a month ago. So the comps are just not necessarily good if the market is shifting, and this is pretty powerful evidence to a potential client that pricing is really important and you can't just use past comps. I'll go to the next chart, which is price drops. And this is something, again, our market really just shifted recently, so this is something I'm actually doing actively right now looking at. But you can see that this is weekly price drops. Okay, it started off monthly because I can't go back and get that data. But if I go back to a stable year, last year is the base. You can see that price drops were pretty stable process in the pricing system. They were...   Andrew Stotz: So what does that mean? Just so we understand, let's say the average is 25% projected monthly price drop. What does that actually mean?   Andy Novins: That's saying that every month that of the active listings on the market, 25% of them are reducing their price. That month.   Andrew Stotz: So in other words, 75% are either keeping it the same or raising it.   Andy Novins: Say that. Yes, right.   Andrew Stotz: The opposite of that. Okay.   Andy Novins: Right. And that's each month. That doesn't mean somebody didn't lower their price on that same house the month before. But it's registering the number of drops that homes on the market are doing.   Andrew Stotz: And that would mean it's like a pretty good seller's market again when only a quarter of listings need to drop their price in order to get the sale.   Andy Novins: Yes, exactly. Yep. Exactly. And you can see this...   Andrew Stotz: And let's just talk about the January 2024 to December of 2024. So for the year of 2024, what's your observation of the data?   Andy Novins: It was stable. It's not a change in the market.   Andrew Stotz: Yep. Okay. Normal variation.   Andy Novins: Yeah, normal variation. Okay. But when it starts to go up like it has, and it's even worse because what I'm using is an average for these weeks. The next week starting tomorrow will have the four-week average. They're actually quite a bit higher, the last two, than what they show here because they were averaged down. But when you see rampant price dropping, that's out of control, so to speak.   Andrew Stotz: Right. So it's gone from a mean of 25 up to 60-plus percent of monthly price drop. I'm just curious. It says on your y-axis, it says projected monthly price drop. Does that mean somebody's making some estimate on that, or what does that mean?   Andy Novins: That's because right now I'm doing it by the week.   Andrew Stotz: Okay. Ah, okay.   Andy Novins: Okay. And I'm averaging the week. And then when I get the month, it'll be like the earlier ones.   Andrew Stotz: So the most recent ones are the projected, and the other ones are the actual month.   Andy Novins: Yeah.   Andrew Stotz: Okay.   Andy Novins: And right, I'm using, I'm multiplying them times four the week. So it's right now I'm projecting what July will be, basically, the total, but it'll be up around 60%.   Andrew Stotz: And this chart corroborates the conclusions that you made in the prior chart, or are there any other additional...   Andy Novins: Yeah. And the month supply chart is more of a leading indicator of a market shift, because this is the reaction of sellers and realtors to a market they didn't anticipate properly. And so this is a much more now type of thing. And again, if I go back to a client and say, you know, all the comps are 800, but we're going to recommend 750, this is pretty convincing evidence that basically almost everybody in the market is reducing their prices.   Andrew Stotz: Yeah.   Andy Novins: And in a falling market, the worst thing you can do is chase the prices, chase it down.   Andrew Stotz: Yeah. And what this doesn't show, it shows that 60% are dropping their price. It doesn't show what the remaining 40% are. And that composition of that could just be, there could be no price increases. We don't know from this data whether that's holding the price the same or increasing it.   Andy Novins: Right. But it doesn't mean that there aren't homes in those active listings that didn't reduce their price, that reduced their price. They may have reduced their price last month. Okay. So it's really just showing the panic that's out there.   Andrew Stotz: Okay. Got it.   Andy Novins: But it's a great leading indicator from that standpoint.   Andrew Stotz: Okay. So two charts that show us the application of control charts and Deming's teachings there in real estate and making a note of the fact that these are now out of control. Interesting.   Andy Novins: Yes. And again, the most important thing you can do, I think, in real estate is accurately manage your client's expectations. Yeah. Because, and I'm going to back up for a second, that's another real benefit of having a niche practice. And again, like the competitive advantage Michael Porter concept. And for me, writing a newsletter, which gives them what we hope to be useful information for the 5,000 homes that get it. When they're ready to sell, again, I don't call them, they call me. And they call me because they trust me. They believe I know what I'm doing. And so part of a system that would be outside of what Dr. Deming talked about, but part of the system is your clients, the quality of your system is going to depend on the quality of your clients. And so having a niche, again, what I'm doing in terms of that so-called farming and the newsletter is I'm attracting clients that will trust me. Okay. That's so much a Deming concept in terms of the overall system and how it affects it. We see all the time when buyers that are buying one of our listings and they have all these problems and the other real estate agents, their buyer's agent says, I know they're crazy. I can't wait till this is over because their buyer clients aren't listening to them and they're asking for unreasonable things or whatever. So a critical part of the system in real estate is getting clients that will listen to you because theoretically we know what we're doing.   Andrew Stotz: And if we look at this chart, one of the things that some people may ask is what about forecasts? And I know I spent my career as a financial analyst in the stock market forecasting earnings. And then when I worked on my PhD for my dissertation, I decided to calculate the accuracy of analysts in earnings forecasts. And as I said, the title of my dissertation was analysts were only 25% wrong. And in other words, here is the highest qualified people to forecast the earnings of these companies and they get it wrong by 25% on average. And so for those people that say, well, what about your forecast and all that? I always say, I live on the cutting edge of history. Don't try to go too far out in the future. Just make sure you understand. And that's where this chart shows July 19th to July 25th that you could say that's pretty much, and if you get the data out the next day, that's the cutting edge of history.   Andy Novins: Yeah, yeah, exactly. And in the past, people say, well, should I wait?  At this time of the year, they might say, should I wait and put the house on the market next spring? Or should we do it after Labor Day? And in the past, I would have said, wait till next spring because things were going to be better. You could... Everything was stable and rising. What these charts show, and they do require some explanation, is that the market is out of control right now. You can't predict it. And then if so,  then it becomes a decision that a client makes based on what they really need. Do they want to move yet? Do they want to wait? Do they... But these control charts are showing that you can't predict. Whereas in the past, you could be pretty safe.   Andrew Stotz: Yeah. And the point of that, too, is that a control chart can't solve every problem. It tells you where things are, so you understand things a lot better. But then, how you're going to actually use that information, well, somebody may use it to say, I need to sell my house now. Somebody else may say, I'm going to wait because I think this is bad and it's going to get better later. And somebody's going to say, I'm going to sell now desperately because I think this is going to get much worse, right? That's the hard part.   Andy Novins: Yeah.   Andrew Stotz: But if you don't know what's actually happening, which the control chart gives you that information, then there's none of that.  It's just, there's no basis in fact of what you're doing.   Andy Novins: Exactly. Right. They provide a window into the market that I have never seen anybody use this or talk about it.   Andrew Stotz: And do you have any more charts? Was that it?   Andy Novins: No. Yeah, I got more.   Andy Novins: Okay. Whoops. Oh, but before we get to that, okay, so this is a concept, and if I'm going too long, cut me off.   Andrew Stotz: No, no. Go ahead.   Andy Novins: So in a falling or stable market like we're in, okay, in a rising market, you pick a price, and if you're good, you're going to do well. If you do it right, they're going to bid it up. That's the way it's been for five years since COVID. Okay. Now the market is not rising. It's falling or even in a stable market. So the PDSA cycle that Deming talked about is absolutely so on target for what we're going through right now. So I'll just briefly go through this. The plan part is you price using comps or adjusted comps based on what the control charts are showing where the market is going rather than where it was. Okay. And then you put the listing on the market in the MLS. And then what we do, okay, is we study what's happening, okay? And again, the market is not in control. It's not a stable system. So we monitor and we subscribe to special services that most agents don't get. They cost money, but they give us a lot of information. We can see the number of views all over the internet that a house is getting that's on the market. And we can subscribe to another service that shows all the showings that are comparable houses in our zip code or any way we want to do it are getting. And then we use the control charts and we look at feedback and everything else.   Andrew Stotz: So do you have more charts, Andy?   Andy : I sure do. This isn't actually a chart. It's one of the core tools that Dr. Deming used. And it's what he called the PDSA cycle. And that is the most important tool that we use with the data we get from the control charts. So I'm going through an example here of pricing. And so the PDSA is plan, do, study, act. And the planning section of this process is we price using comps, like I've described. But we also use the control charts to let us adjust the comps for what's happening in the market right up to today, basically. And the do is just in real estate is just simply putting the listing in the real estate market, MLS, and listing it so people can see it. The study, though, is what's really important. And that's where a lot more data comes in. We subscribe to services where we can monitor all the views all over the Internet of our listings. And we can monitor showings that our listings are getting, which we know, but other listings. We can monitor what they're getting in terms of competitive listings, similar prices, and that type of thing.   Andy : And we also monitor what houses, if any, are going under contract since our property went on the market. And that provides what we talk. So we have to act on that data. And that's the A of the PDSA cycle. And so we use feedback loops. So just as an example, I won't necessarily go through all these. If we have a lot of views, high views, and high showings, we know the price is right. We're going to get offers. On the other hand, if we have high views and low showings, we know buyers are interested in it, they like it, but they're not ready to come and look at it. They're waiting for that price to go down, which in this market, it probably will. So we advise our clients based on the data we're getting, and then we either reprice or we don't. There's also some other things we use to monitor, but I won't go into those at this point.   Andrew Stotz: What's interesting about that is it's like every single listing is a test.   Andy : Exactly.   Andrew Stotz: That's cool.   Andy : Yeah. And that data is so important. And when you tell a client, you're getting all kinds of... You're getting... And we compare it to the other listings. We give them charts, which shows the other houses. And we say, look, you're getting twice the views of these other houses, but nobody's coming to your house, or very few are coming. And the other listings are getting less views and more showings. People think you're overpriced. And it's very convincing to a client.   Andrew Stotz: Is there one of these that you're aiming for? And if you are close to that in your listings, you're hitting the right spot? Or what are you aiming for?   Andy : High views and high showings. That's the best. Everybody's looking at it. People are coming. Okay. There's other tests down the road because traditionally if you get 16 to 18 showings and nobody makes an offer, you're still probably overpriced, but that's very unlikely. Okay.   Andrew Stotz: And is price the only factor that you can adjust here, let's say high views, high showings could be just the type of house, the location, but you don't necessarily control those things?   Andy : No, the one down near the bottom. Low views, high showings. It's ikely a niche piece of property. Not many people are looking at it, but the people that want that niche, whatever may be different, it's a unique piece of property, they'll get a lot of showings relative to their views, because most people aren't interested. But there isn't much else we can do because we spend... We pay for staging. We don't pay for it. We do it. We have our own inventory and staging. We have contractors that we've used for years to help get a house ready. So the product itself, the house, and the presentation, there's never much more we can do to make that better.   Andrew Stotz: And quality in the eyes of the customer is the best price sold quickly, I guess.   Andy : Yes. Yeah. That's right. There's a saying which not everybody agrees with in the real estate industry, but you want to make the most amount of money in the least amount of time with the least amount of hassle.   Andrew Stotz: I think that's everywhere.   Andy : That's true.   Andrew Stotz: Yes. I want that. Great.   Andy : That's what everybody wants, but some people say, well, if it's too fast, you didn't... But that's usually not true. Fast is usually good as long as it's priced right. The next chart I have is a whole other way we use control charts, and that's to evaluate our own performance, which is what this is doing. And it's using sales-to-list price ratios. In other words, what percentage of the list price was the sales? And here we're using a long base period, and I'm just going to back up for a second. In some of the two recent, the ones I did on price drops and supply of inventory, we only had a year worth of, for the base line. And normally it's better to use more than that, but those two years I used were stable, and we didn't go back further because the Fed had been raising interest rates, and that created a... That was not a stable market when they did that, so we didn't want to use that as a history.   Andy : So this is showing our performance, and you can see starting with the pandemic, we went way above the control limits a lot of times. But what you do when you're looking at or using a chart like this for your own improvement is you want to narrow the upper and lower control limits, the two red lines. The closer they get together, the less variation you have, the smaller your standard deviation. And for us, it's 0.2. And our range between what... That's normal is between 95% and 107% of the sales price. And just to how we use it and how we get better at it is we focus on pricing. We focus on improving negotiation, which is a big deal, especially in the last few years. We are always looking to improve our client base. We're always looking to improve our preparation and presentation. We think we got that pretty well down pat. And the other thing is to stay within your area of expertise, because when you go out of that, okay, if I was to work on a house out of my market, okay, I wouldn't get this kind of performance. So that's going to lead me to the next and really the final chart. And that's another group, okay? And I'm using this group because... Just to...   Andrew Stotz: Sorry, when you say another group, what do you mean?   Andy : It's not my team, no offense industry...   Andrew Stotz: So it's a competitor or it's...   Andy : This is a well-known group. It's led by two Ivy League graduates. And it's a much bigger team than ours. Their standard... And it's the same base period, 2017 to '19. Their standard deviation is three times what ours is. Their range of what they do within the control limits is 78% to 114%. And that... Why do we do this? Why do we care? It's always nice to benchmark yourself. But most of all, with groups or agents that we compete with, if these guys put a house on the market, okay, and we thought it was overpriced, or let's say we thought it was underpriced, okay, and it was competing with one of ours, we wouldn't tell our client to reduce their price to match their price, okay, because we know they probably are underpricing. In this case, we'd say let it go. Likewise, if we're working with a buyer who's buying one of their houses and we think it's overpriced, what their listing is overpriced, then we will probably make a lower offer knowing that they also know that their pricing can be way off. So understanding your clients and where they fit on these control charts is useful information.   Andrew Stotz: And I can imagine that some people, let's say, at another firm, as an example, may say, oh, I don't care about this variability because one side of the mean is more favorable than the other, so I'm just trying to get to that other side. Whereas what you're saying is I'm trying to reduce variation around the mean.   Andy : Yes, and that'll take me to this last section I have here. If we compare the two groups, what are the major differences? Number one, if it was a million-dollar listing, okay, we would probably get $43,000 more than they would based on these control charts. Most of all, the biggest difference...   Andrew Stotz: The selling price of your customer would be $43,500 more?   Andy : Well, our average selling price is a little over 100%. Their average selling price is 96%. So on average, they're getting $43,000 less on $1 million house than we are. But the most important thing in this is the consistency and the predictability of when you lower those control chart limits, you're making your performance much more predictable, and it's an important part to all of our clients. I mean, Deming had a... One of the things he used to say is quality is in the customer's eyes, not your eyes. So I can say we do all this great stuff and all that. It all boils down to what does the customer think. And when a group's working on volume, which is pretty typical in our industry, that's what we're taught, how to get more volume, how to get more volume, that's... The customer doesn't care. The client doesn't care about what kind of volume they do. What the customer cares about is service. And you can see some of the other things, consistency over time, process control and all that. I'll get out of here now and say that that's really what control charts and Deming's philosophy and the PDSA, it all focuses on quality in the customer's eyes, consistent performance, better service, and not a lot of guesswork. We're using data that other agents don't even know exists. And that's unfortunately not an exaggeration, really. I've never talked to anybody that knew about this.   Andrew Stotz: When Deming talked about quality, he often referenced the idea that you could have a quality system in place and still go out of business if you weren't looking at quality in the eyes of the customer and being completely connected to the customer. And I have a little story on this from my coffee business. Many years ago, we had a restaurant chain in Thailand that's a global chain come to us and we won the bid. And they said, we chose you over all these other suppliers for coffee and we're going to come to your factory and when we do, we're going to do an audit, we're going to ask 600 questions and if you get below 75% or whatever, you're fired. But, hey, I knew Deming and I knew all of this stuff and we cared about quality and we never had quality problems, so we thought we're in good shape. And they came out and they said, your score was 68, you're fired. You have six weeks to fix it or you won't be our supplier. Well, we learned something very quickly there, which was to them, paperwork was quality.   Andrew Stotz: And that was a quality system to them that meant that we had quality. And so we had a passion for quality, but we didn't have the paperwork system that they wanted. So luckily, when you have passion for quality, it's pretty easy to overlay a paperwork system on it, if that's what the customer required. I would hate to be in the opposite situation where you go and do like many people when they go and get certified or ISO or whatever and they build a paperwork system without that commitment to quality. Now, that's a disaster. But the point is that we had to realize that in order for us to satisfy that customer's needs, we had to appeal to quality as they saw it. And so we've got to always keep the customer in mind as we're working on our quality.   Andy : I got another story. My wife reminded me today that sometimes in probably early '80s, maybe mid '80s at the latest, I looked up in the... I wanted to find a statistician and I looked him up in the yellow pages, which a lot of the listeners may not know what that is. And I wanted to... What I wanted to do was find a way to improve, optimize our inventory and try to approach just-in-time inventory because we had factories all over the place and we were getting stuff in. And we never did it. And I imagine with Dr. Deming, we could have done it, but we never did it because exactly the quality's in the customer's eyes. We were shipping to specialty restock stores primarily, and if we couldn't stock their shelves, okay, they went somewhere else. Didn't matter how much they liked us, they had to have those shelves full. So we decided it wasn't worth the risk of just-in-time and optimizing our inventory at the expense of having maybe too much inventory, but satisfying our customers. And it's just so true.   Andrew Stotz: Yeah. Yeah. In the story that I told, that particular chain never ran out of product and certainly never ran out of coffee. And I know myself, being a customer of that chain, never in my life did I walk in there and they ran out of a particular product. And they made that very clear. That's quality to us is that our supply chains are never broken. And for 16 years, we never broke their supply chains. It was never the case. So in the eyes of the customer, well, on behalf of everyone at the Deming Institute, I want to thank you again for this discussions and for listeners, remember to go to Deming.org to continue your journey. But I thought I would leave the closing comments to you to maybe wrap up and give the audience what you think should be their main takeaway from this discussion.   Andy : I think probably the main takeaway would be that Dr. Deming's philosophy, the Profound Knowledge, everything he taught is as relevant to real estate, okay, pricing, probably most markets as it is to a factory or production or anything like that. I think that it took me a while, after I became a realtor, it took me a while to realize, wow, all these things we can use. And we have more data to play with than anybody. So that's a good takeaway for anybody, especially realtors.   Andrew Stotz: Yeah, I think, and I'll just add on, I enjoyed the conversation because I love Michael Porter's stuff and talking about figuring out where's your niche and trying to bring a differentiated offering to the market. And that differentiated offering could be based on what I like to say from my study and teaching of corporate strategy is there's kind of two main corporate strategies. One I would say is the type that engineers build, which is an operational corporate strategy. And another one is a differentiating strategy that a sales type of person would build, which is about the interaction with sales, with the product and all of that. And so with Dr. Deming, one of the benefits we get is the process part of our business can just be improved forever. And then we can overlay that with whatever we want from what we bring to the market. And I think you've given us an example of how you can apply Deming's principles to the process of your business and do that in a niche area or an area that you've defined and dominate. And so I love that.   Andy : Yeah, and one of the things, just a last thought, is something you and I had talked about, is you don't have to have a PhD in physics or you don't have to get a doctorate in something to understand Deming. And he even says it in his book. You don't have to be an expert in any of it. You just have to understand it. And that's the beauty of it. Anybody can do what I'm doing with just nowhere near the effort you'd have to do if you were going to be a physicist or something else like that. And that's something people can take away.   Andrew Stotz: And on that hopeful note, this is your host, Andrew Stotz, and I'm going to leave you with one of my favorite quotes from Dr. Deming. I always repeat it because it's such a great quote, and that is, "people are entitled to joy in work."      

In this conversation, Dylan Silver interviews Stephen Perez, an investor and realtor, about his journey in real estate, focusing on the Westchester County market. Stephen shares insights on navigating the complexities of property management, the importance of being solutions-oriented, and the strategies he employs to scale his business. The discussion also covers the differences between cash offers and traditional listings, emphasizing the need for transparency in real estate transactions. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Requests include people without conviction Requests from U.S. Immigration and Customs Enforcement to hold immigrants detained in the Dutchess County jail and other Hudson Valley lockups have accelerated this year and largely target people without convictions, according to data released in July. The Deportation Data Project, a team of academics and attorneys, sued ICE under the federal Freedom of Information Act to obtain the data, which covers September 2023 through June 26. After receiving 20 "detainers" - requests to hold inmates for up to 48 hours past their release date so ICE could re-arrest them - in 2024, Dutchess has received 19 already this year, with two detainees taken into ICE custody. Nearly all the 17 men and two women - most of whom are from Ecuador, Guatemala and Mexico - had pending charges but no convictions. Two were categorized as an "other immigration violator," meaning they had no convictions or charges. While federal officials have said they are pursuing people who have committed "serious" crimes, "everything we've seen about the way this administration operates tells us that they are not targeting people in any particular way," said Zachary Ahmad, senior policy counsel with the New York Civil Liberties Union. "They're, in fact, sweeping very broadly to arrest and detain as many immigrants as they possibly can." Twenty of the 51 people sought by ICE from the Orange County jail since January had criminal convictions, with driving while intoxicated being the most common serious offense, followed by two larceny convictions. Just six of the people sought by ICE from the Westchester County jail had criminal convictions - two for larceny, two for rape and the others for robbery and a traffic offense - while 37 had pending charges and two had no criminal records. The ICE requests led to four inmates held by the Putnam County jail being taken into federal custody, along with 12 from Orange and six from Westchester, according to the data. ICE issues detainers based on final deportation orders, pending deportations, fingerprint matches with Department of Homeland Security records or a person's admission to an immigration official that they are here without authorization. Fingerprints shared with the FBI enable the agency to locate people in local jails. County jails in New York state are not legally obligated to notify ICE that a prisoner will be released from custody or to honor its detainer requests, according to guidance issued in January by the state Attorney General's Office. Requests are often accompanied by an administrative warrant issued by immigration authorities, which local police are prohibited from honoring under a 2018 state court decision in a lawsuit filed by the NYCLU on behalf Susai Francis, a native of India. Attorney General Letitia James recommends that local jails only honor detainers when ICE presents a warrant signed by a federal judge. Such warrants are "something that ICE is not in the practice of providing," instead relying primarily on administrative warrants, said Ahmad. "ICE just sends the detainers, and then it's the local law enforcement that decides what to do with them," he said. "Under the Francis decision, they're not permitted to hold a person beyond their release date." William Moore, the superintendent for the Dutchess County jail, did not respond to a request for comment. Capt. Michael Grossi of the Putnam County Sheriff's Office said in January that ICE is notified when detainees sought by the agency are scheduled for release, but that the jail will not hold them longer unless a federal judge signs a warrant. He said that has been the policy for at least 10 years, and under two previous sheriffs.

Angel Studios https://Angel.com/ToddJoin the Angel Guild today and stream Testament, a powerful new series featuring the retelling of the book of Acts. Alan's Soaps https://www.AlansArtisanSoaps.comUse coupon code TODD to save an additional 10% off the bundle price.Bioptimizers https://Bioptimizers.com/toddEnter promo code TODD to get 10% off your order of Berberine Breakthrough today.Bizable https://GoBizable.comUntie your business exposure from your personal exposure with BiZABLE.  Schedule your FREE consultation at GoBizAble.com today.  Bonefrog https://BonefrogCoffee.com/toddThe new GOLDEN AGE is here!  Use code TODD at checkout to receive 10% off your first purchase and 15% on subscriptions.Bulwark Capital https://KnowYourRiskPodcast.comBe confident in your portfolio with Bulwark! Schedule your free Know Your Risk Portfolio review. Go to KnowYourRiskPodcast.com today. Renue Healthcare https://Renue.Healthcare/ToddYour journey to a better life starts at Renue Healthcare. Visit https://Renue.Healthcare/ToddLISTEN and SUBSCRIBE at:The Todd Herman Show - Podcast - Apple PodcastsThe Todd Herman Show | Podcast on SpotifyWATCH and SUBSCRIBE at: Todd Herman - The Todd Herman Show - YouTubeEpisode links:What do you mean I'm paying ever single month for my health insurance but I have to pay $9,000 before I can actually use my health insurance?” “So why do I have health insurance?” Insane. Biggest scam in the U.S. and young people are waking up to it.House to vote to kick Rep. LaMonica McIver off the Committee on Homeland Security over her charge of assaulting an ICE officer at the Newark detention center. McIver is currently facing a three-count indictment by a Federal grand jury for assaulting, resisting, impeding, and interfering with Federal officersJamesBlair47 cooks Fake News CNN's @kaitlancollins over the exorbitant cost of the Fed renovation: "I don't know what you're saying ... The President was citing THEIR numbers from THEIR forms that THEY have published." - James Blair, White House Deputy Chief of StaffDonald Trump Erupts on the tarmac in Glasgow, Scotland: "On immigration, you better get your act together or you're not going to have a Europe anymore…  You've got to stop the horrible invasion that's happening to Europe!"HAPPENING NOW: A protester interrupts Jeanine Pirro's confirmation hearing: “We don't want the shame and scandal that Pirro has brought Westchester County. Reject her. She's unqualified. Disqualified. Scandalous. Questionable accountability. And a liar.”

House member says he will seek re-election Rep. Mike Lawler, a Republican whose House district includes Philipstown, said on Wednesday (July 23) that he has decided not to run for governor next year. Another prominent House Republican, Rep. Elise Stefanik, has been considering a campaign in 2026 against Gov. Kathy Hochul, a Democrat. She said in a statement Wednesday that she'll decide after the November election. Lawler, in his second term representing District 17 after defeating incumbent Sean Patrick Maloney in 2022 and Mondaire Jones in 2024, weighed his options as President Donald Trump and the Republican Party attempts to retain control of the House in next year's midterm elections. Lawler told "Fox and Friends" on Wednesday that running for reelection was "the right thing to do for me and my family and my district. Keeping the House majority is critical if we are going to continue to move this economy in the right direction." Lawler is one of few Republicans who won a seat in 2024 in a district that went to Democratic presidential nominee Kamala Harris. He is coming off a successful fight to raise the federal income tax deduction for state and local taxes, a significant pocketbook issue in New York state. The federal budget bill enacted by the president last month raised the cap to $40,000 for the next five years; it had been capped at $10,000 as part of Trump's first-term tax overhaul. Lawler held a series of sometimes raucous town halls this year at a time when Republicans were being advised to skip the forums that were drawing angry questions about Trump's agenda. The president endorsed Lawler in May, calling him "a strong champion and highly effective representative" in a post on his Truth Social platform. Hochul, a former lieutenant governor, assumed the governor's seat in 2021 after Andrew Cuomo resigned. She was elected in 2022. She also faces a challenge from her own lieutenant governor, Antonio Delgado. Seven Democratic candidates have launched campaigns to unseat Lawler, and Axios reported earlier this month that Maloney is contemplating a return. The candidates are: Peter Chatzky, a tech company founder and village trustee in Briarcliff Manor; Cait Conley, a 2007 West Point graduate from Orange County who is former director of counterterrorism for the National Security Council; Beth Davidson, a Rockland County legislator; Effie Phillips-Staley, a Tarrytown trustee who is a nonprofit executive; Jessica Reinmann, who founded the nonprofit 914Cares in Westchester County; Mike Sacks, a lawyer and former TV journalist from Westchester; and John Sullivan, a former FBI intelligence analyst who lives in Rockland County. In April, the Democratic Congressional Campaign Committee said it would focus on 35 House districts held by Republicans nationally in 2026 in an attempt to regain control of the House. The only New York district on its list is Lawler's.

On Thursday, July 17th, 2025, Glen Island Park in New Rochelle came alive with rhythm and energy at the Westchester County Parks Salsa Dance Party, the salsa dance party of the summer! Dancers of all levels joined in the fun, guided by professional instructors from Arthur Murray Dance Studios. A live DJ kept the music going strong, creating the perfect atmosphere for an unforgettable evening by the water. Westchester Talk Radio was on-site, with host Andrew Castellano chatting with Michael Powers, owner of Arthur Murray Dance Studios, about the growing local dance scene. It was a vibrant night of movement, music, and community.; truly a highlight of the summer season.

If you are going to school to become a dentist, or have recently started your career in dentistry, there are many important financial considerations, starting with borrowing when you're in dental school. There are several loan options from federal to personal borrowing options, so how do you know what fits you best and what will leave you in the best financial situation when you start your career?In this episode of The Art of Dental Finance and Management. Join Art Wiederman as he sits down with Dr. Amrita Patel, a general dentist and award-winning author and national educator. They'll discuss student loan and other debt strategies dentists should take into consideration as they navigate dental school and jumping into the dental profession.About the Guests Dr. Amrita Divian PatelDr. Amrita Patel is a general dentist and award-winning author and national educator. She is a multi-practice owner based in Westchester County, New York, and Sioux Falls, South Dakota. Dr. Patel also contributes to the profession through her writing as the Leadership columnist for AGD Impact, and is a member of the Editorial Advisory Board to Dental Economics. About the Host   Art Wiederman, CPA   Director of Dental Practices   Art specializes in serving dental practices. He oversees a variety of services including accounting, tax compliance and planning, financial planning, retirement planning, and financial practice management consulting. Art's expertise is not only in taxation issues for dentists, but also in his knowledge of dental practice metrics and benchmarks. Art has the ability to look at a dentist's statements and identify profit holes in their practice.   Industries    Healthcare   Offerings   Healthcare   Related Insights   Pull latest   Show Notes and Resources   • UPCOMING EIDE BAILLY EVENTS • EIDE BAILLY'S HEALTHCARE SERVICES   • DECISIONS IN DENTISTRY    • ACADEMY OF DENTAL CPAS  

Nonprofit Westchester held its Summer Celebration & Networking Party on June 18th, 2025, at the beautiful Hudson River Museum in Yonkers. This special evening was a perfect opportunity to connect with peers, colleagues, and community partners while enjoying the vibrant atmosphere of one of Westchester's cultural gems. Folks gathered to celebrate the impactful work of the nonprofit sector and build new relationships in a relaxed, inspiring setting along the Hudson River. Westchester Talk Radio was there to capture the energy of the evening, with host Andrew Castellano speaking with Father Morris, founder of Alcance Latino, about the organization's mission to uplift and empower Latino communities through outreach, education, and advocacy across Westchester County.

Trump's comprehensive legislation package is advancing through Congress with a focus on tax cuts, border security funding, and military readiness, while including controversial Medicaid cuts as legislators make difficult trade-offs to achieve progress.• The "One Big Beautiful Bill" represents the first major legislative advancement in nearly four years• Chuck Schumer removed the bill's name in what many consider a petty political move• The Supreme Court ruled that lower court judges can no longer issue nationwide injunctions against federal policies• Justice Amy Coney Barrett delivered a rare public rebuke to Justice Ketanji Brown Jackson in her majority opinion• A $14.6 billion healthcare fraud operation was uncovered spanning multiple countries with 324 defendants including 96 medical professionals• Two Idaho firefighters were killed in a premeditated ambush while responding to a brush fire• Representative Alexandria Ocasio-Cortez faces criticism after evidence emerged she grew up in wealthy Westchester County rather than the Bronx as she claims• Jeff Bezos's $50 million three-day wedding celebration highlighted the contradiction of climate-conscious celebrities arriving on private jets• The University of Pennsylvania has complied with presidential mandates on transgender athletes in sports, stripping Lia Thomas of titles and reinstating Riley Gaines's proper rankingsSupport the showDON'T WAIT FOR THE NEXT EMERGENCY, PLUS, SAVE 15%: https://www.twc.health/elsa#ifounditonamazon https://a.co/ekT4dNOTRY AUDIBLE PLUS: https://amzn.to/3vb6Rw3Elsa's Books: https://www.amazon.com/~/e/B01E1VFRFQDesign Like A Pro: https://canva.7eqqol.net/xg6Nv...

Gabrielle Gambrell joined Hachette Book Group as Senior Vice President, Chief Communications Officer in August of 2024.Gambrell comes to HBG from Amazon, where she served as Head of Communications for Inclusive Experiences and Technology, Employee Experience. Prior she was Chief Marketing & Communications Officer of Barnard College of Columbia University. She managed teams across the globe as Worldwide Director of Communications and Public Relations at FCB Global, an award-winning advertising agency network. Before FCB, Gambrell was Director of Communications for NBCUniversal leading all global diversity communications. As a professor, Gambrell shares her marketing and communications experience with students at Columbia University and New York University. Gambrell has been named to PR Net's “Marcomms' Most Influential List,” celebrating top brand marketers and communicators for their leadership, innovation and achievement in the field; Color Magazine's POWER 40 Under 40, a roster of exceptional young professionals of color who are reshaping industries, igniting change, and inspiring a new era of leadership; Advertising Week's AWNewYork Future is Female Shortlist, presented by Warner Bros. Discovery; PRNEWS' list of Top Women in PR; and PRWeek's Hall of Femme.She is originally from Los Angeles, California, and currently resides in Westchester County, New York, with her husband, son and daughter.

SONG: WESTCHESTER COUNTY (AOC) Hear comedian Jim Gossett on Rob Carson's National Talk Show 12-3 on WMLB 1690 AM in ATL

Edith Targonski arrived to the United States from Peru when she was 19 years old. Her sister had arrived a few years before and she was so happy about being reunited with her, but unhappy to speak English. She had visited the U.S. numerous times prior to her move but didn't know much English and lacked confidence in her speaking skills. She soon met a fellow immigrant from Poland, who arrived at 17 years old with his parents. They fell in love and got married. Edith and her husband created a beautiful family blending and honoring their individual cultures from South America and Poland, while building their own family traditions. They learned English and raised their children in an English speaking household but also exposed their children to Spanish and Polish for them to have the opportunity to communicate with their grandparents and broaden their horizons. Since arriving twenty seven years ago, Edith has been very motivated to learn, grow her career and serve the community. She earned a special education degree from Sacred Heart Univ, and was an effective classroom teacher for many years. Currently, she serves as a passionate advocate for families who have children with special needs. She is a business development consultant. She has been a dedicated volunteer to many organizations, giving credit to her father for her need to give back and learning this from watching him. She has graduated about 9 senior citizens who have achieved citizenship under her tutelage at the Stamford Senior Center. She currently serves in the role of Editor-in-Chief of Latincolors magazine, which is a bilingual magazine that is widely circulated throughout Fairfield County, CT. and Westchester County, NY. The mission of Latincolors is to bridge both geographical and cultural communities and celebrate the accomplishments and endeavors of the people, agencies, groups and organizations making a positive impact in the community. It is available in both English and Spanish and is a free publication and available online. Like many other guests on the podcast, she was enrolled in the PLTI (Parent Leadership Training Institute). She has been a facilitator for People Empowering People-PEP and currently serves on the Design Team. In addition, she serves on numerous other boards in the community, all of them serving the immigrant and Latin communities in different ways, while raising her 3 children to be passionate, giving and kind people.

How does a global brewer ensure drinkers have the same experience, wherever they are in the world.  Brewing has many variables.  How can multinational brewers control those variables?In this conversation with one of Heineken's Global Master Brewers, a conversation about global quality covers not just how beer is made, but how drinkers perceive it and even includes a touch of yeast science.  Global brewers like Heineken spend millions of dollars ensuring global quality and we get to take a peek behind the green curtain to see how they do it. This Episode is Sponsored by:Westchester County Craft Beverage TrailReady to taste your way through one of New York's most exciting craft beverage destinations? Head to Westchester County in the scenic Hudson Valley, where more than 23 breweries, distilleries and cideries are pouring up local flavor in every glass. Get started with the Westchester County Craft Beverage Trail free digital passport that makes exploring easy (no app download required). Just check in at participating locations to earn points and prizes, all while enjoying a taste pour. Use the passport to tag your favorites and discover new hop spots like Broken Bow Brewery in Tuckahoe, Captain Lawrence Brewing Company in Elmsford, Hardscrabble Cider in North Salem and River Outpost Brewing Company in Peekskill—and many more!Sierra Nevada Brewing Co.Sierra Nevada Brewing Company, where trailblazing runs in the family. From crafting a movement with their iconic Pale Ale, to taking the IPA haze craze nationwide with Hazy Little Thing – it's an adventurous spirit you can taste in every sip. Find your next favorite beer wherever fine beverages are sold. With new brews for every season, there's always something to discover. Sierra Nevada Brewing Company. Still Family-Owned, Operated & Argued Over.Hosts: Don Tse and Em SauterGuest: Willem van WaesbergheSponsors: Sierra Nevada Brewing Co., Westchester County Craft Beverage Trail, All About BeerTags: Heineken, NA BeerPhoto: Courtesy of HeinekenThe following music was used for this media project:Music: Awesome Call by Kevin MacLeodFree download: https://filmmusic.io/song/3399-awesome-callLicense (CC BY 4.0): https://filmmusic.io/standard-licenseArtist website: https://incompetech.com ★ Support this podcast on Patreon ★

phot of the artist by Ralph Gabriner Dena Schutzer in her fifth solo show at Bowery Gallery in New York City titled “Agitation and Retreat”, describes the work saying, “Together, these oil paintings are a chronicle of observed moments in public and private spaces.” Schutzer's imagery reflects this wide-open approach—what has caught her eye ranges from a view of a New York street in the giant shadows of looming new skyscrapers, to an intimate scene of the artist's elderly mother taking a bath. Intuiting a kind of drama in these elements of direct perception provides what Schutzer calls the “initial jolt” that impels her to respond in paint. For Schutzer this mysterious process—the joy and struggle of proceeding from that first sensation to a new, composed reality on the canvas--has everything to do with her pleasure in the possibilities of paint itself.  Her loose but decisive brushwork and bold color tensions and harmonies—acid greens, clashing blues, pervasive violets—don't let go of the viewer until one has taken in all the oppositions, juxtapositions, parallels from which her brushstroke emerges, still present as a brushstroke, but also, finally, as an essential part of a new and highly personal image. Dena Schutzer has had 5 solo shows with the Bowery Gallery in NYC, and has been in group shows at The Painting Center-NYC, Westbeth-NYC, Washington Art Association-CT, Kingsborough College-Brooklyn, Brooklyn Waterfront Artists Coalition-BWAC, Hudson Park Library-NYC, Romano Gallery-NJ, Irvington Library, Yonkers Riverfront Library, TC Columbia U- Macy Gallery. She taught painting and was head of the art department at the Abraham Joshua Heschel High School in NYC for 21 years, has been a visiting teaching artist at schools throughout Westchester County and NYC.  She illustrated six children's books for Simon and Schuster, Knopf, and Scholastic among others, and her editorial illustrations have been published in newspapers and magazines including The NY Times, The New Yorker and NY Newsday. Schutzer attended Skowhegan, NY Studio School, BFA from Suny at Purchase, MFA (in Film) from Yale University, MFA in Art Ed at Columbia University. “Buildings, Yellow Cloud”, oil on canvas, 16”x12”, 2025 “Arm Outstretched”, oil on canvas, 12”x16”, 2023 “Four Men Working”, oil on canvas, 18”x20”, 2024

On Wednesday June 18, 20205, Westchester Talk Radio was on the scene at the first-ever New Rochelle YMCA Sneaker Ball, a night where community, celebration, and purpose come together in style! The Y hoped to raise funds to support youth development, healthy living, and social responsibility. It was an unforgettable evening filled with dancing, inspiration, and exciting silent and live auctions.Host Bob Marrone spoke with a dynamic lineup of community leaders, advocates, and supporters about the vital role the Y plays in New Rochelle. Listen in as Bob sat down with Westchester County Legislator Judah Holstein who discussed the YMCA's powerful impact on youth development, wellness, and community building.

In the morning session, Judge Arun Subramanian formally dismissed Juror No. 6—a 41-year-old Black man—due to “lack of candor” after he gave conflicting statements about living in the Bronx versus New Jersey, which raised concerns about his eligibility for juror service in the Southern District of New York.   Combs's defense argued that this dismissal reduced the diversity of the panel and was racially motivated, filing a letter and threatening to seek a mistrial if the removal wasn't reversed.   Judge Subramanian denied both requests, stating that the decision was based strictly on the juror's factual inconsistencies, not race, and quickly seated a White accountant from Westchester County as a replacementAfter the jury reassembled, prosecutors called Ananya Sankar, a paralegal specialist from the U.S. Attorney's Office, as a summary witness. Before lunch, Sankar began presenting and walking jurors through a collection of text messages and call logs—including communications between Combs, his staff (like chief of staff Kristina Khorram), and his ex-girlfriend “Jane”.    These messages covered topics such as organizing “Wild King Nights,” procurement of MDMA (“Molly”), and discussions of explicit encounters—part of the prosecution's efforts to organize the voluminous digital evidence ahead of closing the case this week.    The second witness to take the stand before lunch on June 16, 2025, was Special Agent DeLeassa Penland from the U.S. Attorney's Office in the Southern District of New York. She served as another "summary witness," dispatched to help organize and present the vast trove of digital evidence to the jury. Penland walked jurors through charts and data, including additional phone and text message logs—this time highlighting communications between Combs, his bodyguard “D‑Roc,” and former assistant “Mia.”to contact me:bobbycapucci@protonmail.comsource:Live updates: Sean ‘Diddy' Combs' trial coverage | CNN

In the morning session, Judge Arun Subramanian formally dismissed Juror No. 6—a 41-year-old Black man—due to “lack of candor” after he gave conflicting statements about living in the Bronx versus New Jersey, which raised concerns about his eligibility for juror service in the Southern District of New York.   Combs's defense argued that this dismissal reduced the diversity of the panel and was racially motivated, filing a letter and threatening to seek a mistrial if the removal wasn't reversed.   Judge Subramanian denied both requests, stating that the decision was based strictly on the juror's factual inconsistencies, not race, and quickly seated a White accountant from Westchester County as a replacementAfter the jury reassembled, prosecutors called Ananya Sankar, a paralegal specialist from the U.S. Attorney's Office, as a summary witness. Before lunch, Sankar began presenting and walking jurors through a collection of text messages and call logs—including communications between Combs, his staff (like chief of staff Kristina Khorram), and his ex-girlfriend “Jane”.    These messages covered topics such as organizing “Wild King Nights,” procurement of MDMA (“Molly”), and discussions of explicit encounters—part of the prosecution's efforts to organize the voluminous digital evidence ahead of closing the case this week.    to contact me:bobbycapucci@protonmail.comsource:Live updates: Sean ‘Diddy' Combs' trial coverage | CNN

In the morning session, Judge Arun Subramanian formally dismissed Juror No. 6—a 41-year-old Black man—due to “lack of candor” after he gave conflicting statements about living in the Bronx versus New Jersey, which raised concerns about his eligibility for juror service in the Southern District of New York.   Combs's defense argued that this dismissal reduced the diversity of the panel and was racially motivated, filing a letter and threatening to seek a mistrial if the removal wasn't reversed.   Judge Subramanian denied both requests, stating that the decision was based strictly on the juror's factual inconsistencies, not race, and quickly seated a White accountant from Westchester County as a replacementAfter the jury reassembled, prosecutors called Ananya Sankar, a paralegal specialist from the U.S. Attorney's Office, as a summary witness. Before lunch, Sankar began presenting and walking jurors through a collection of text messages and call logs—including communications between Combs, his staff (like chief of staff Kristina Khorram), and his ex-girlfriend “Jane”.    These messages covered topics such as organizing “Wild King Nights,” procurement of MDMA (“Molly”), and discussions of explicit encounters—part of the prosecution's efforts to organize the voluminous digital evidence ahead of closing the case this week.    to contact me:bobbycapucci@protonmail.comsource:Live updates: Sean ‘Diddy' Combs' trial coverage | CNNBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.

In the morning session, Judge Arun Subramanian formally dismissed Juror No. 6—a 41-year-old Black man—due to “lack of candor” after he gave conflicting statements about living in the Bronx versus New Jersey, which raised concerns about his eligibility for juror service in the Southern District of New York.   Combs's defense argued that this dismissal reduced the diversity of the panel and was racially motivated, filing a letter and threatening to seek a mistrial if the removal wasn't reversed.   Judge Subramanian denied both requests, stating that the decision was based strictly on the juror's factual inconsistencies, not race, and quickly seated a White accountant from Westchester County as a replacementAfter the jury reassembled, prosecutors called Ananya Sankar, a paralegal specialist from the U.S. Attorney's Office, as a summary witness. Before lunch, Sankar began presenting and walking jurors through a collection of text messages and call logs—including communications between Combs, his staff (like chief of staff Kristina Khorram), and his ex-girlfriend “Jane”.    These messages covered topics such as organizing “Wild King Nights,” procurement of MDMA (“Molly”), and discussions of explicit encounters—part of the prosecution's efforts to organize the voluminous digital evidence ahead of closing the case this week.    The second witness to take the stand before lunch on June 16, 2025, was Special Agent DeLeassa Penland from the U.S. Attorney's Office in the Southern District of New York. She served as another "summary witness," dispatched to help organize and present the vast trove of digital evidence to the jury. Penland walked jurors through charts and data, including additional phone and text message logs—this time highlighting communications between Combs, his bodyguard “D‑Roc,” and former assistant “Mia.”to contact me:bobbycapucci@protonmail.comsource:Live updates: Sean ‘Diddy' Combs' trial coverage | CNNBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.

In the morning session, Judge Arun Subramanian formally dismissed Juror No. 6—a 41-year-old Black man—due to “lack of candor” after he gave conflicting statements about living in the Bronx versus New Jersey, which raised concerns about his eligibility for juror service in the Southern District of New York.   Combs's defense argued that this dismissal reduced the diversity of the panel and was racially motivated, filing a letter and threatening to seek a mistrial if the removal wasn't reversed.   Judge Subramanian denied both requests, stating that the decision was based strictly on the juror's factual inconsistencies, not race, and quickly seated a White accountant from Westchester County as a replacementAfter the jury reassembled, prosecutors called Ananya Sankar, a paralegal specialist from the U.S. Attorney's Office, as a summary witness. Before lunch, Sankar began presenting and walking jurors through a collection of text messages and call logs—including communications between Combs, his staff (like chief of staff Kristina Khorram), and his ex-girlfriend “Jane”.    These messages covered topics such as organizing “Wild King Nights,” procurement of MDMA (“Molly”), and discussions of explicit encounters—part of the prosecution's efforts to organize the voluminous digital evidence ahead of closing the case this week.    The second witness to take the stand before lunch on June 16, 2025, was Special Agent DeLeassa Penland from the U.S. Attorney's Office in the Southern District of New York. She served as another "summary witness," dispatched to help organize and present the vast trove of digital evidence to the jury. Penland walked jurors through charts and data, including additional phone and text message logs—this time highlighting communications between Combs, his bodyguard “D‑Roc,” and former assistant “Mia.”to contact me:bobbycapucci@protonmail.comsource:Live updates: Sean ‘Diddy' Combs' trial coverage | CNNBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

In the morning session, Judge Arun Subramanian formally dismissed Juror No. 6—a 41-year-old Black man—due to “lack of candor” after he gave conflicting statements about living in the Bronx versus New Jersey, which raised concerns about his eligibility for juror service in the Southern District of New York.   Combs's defense argued that this dismissal reduced the diversity of the panel and was racially motivated, filing a letter and threatening to seek a mistrial if the removal wasn't reversed.   Judge Subramanian denied both requests, stating that the decision was based strictly on the juror's factual inconsistencies, not race, and quickly seated a White accountant from Westchester County as a replacementAfter the jury reassembled, prosecutors called Ananya Sankar, a paralegal specialist from the U.S. Attorney's Office, as a summary witness. Before lunch, Sankar began presenting and walking jurors through a collection of text messages and call logs—including communications between Combs, his staff (like chief of staff Kristina Khorram), and his ex-girlfriend “Jane”.    These messages covered topics such as organizing “Wild King Nights,” procurement of MDMA (“Molly”), and discussions of explicit encounters—part of the prosecution's efforts to organize the voluminous digital evidence ahead of closing the case this week.    The second witness to take the stand before lunch on June 16, 2025, was Special Agent DeLeassa Penland from the U.S. Attorney's Office in the Southern District of New York. She served as another "summary witness," dispatched to help organize and present the vast trove of digital evidence to the jury. Penland walked jurors through charts and data, including additional phone and text message logs—this time highlighting communications between Combs, his bodyguard “D‑Roc,” and former assistant “Mia.”to contact me:bobbycapucci@protonmail.comsource:Live updates: Sean ‘Diddy' Combs' trial coverage | CNNBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Juror No. 6 was dismissed from Diddy's federal trial after the judge found inconsistencies in his statements about where he lived. He's been replaced by a 57-year-old alternate juror from Westchester County with a background in engineering. The judge said race could not be a factor in the decision, despite objections from the defense about jury diversity. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Craft beer has always been more expensive that the beer from multinational brewers.  And with prices increasing lately, beer drinkers are making careful choices about the beer they drink.  But what goes into the price of beer?  Is that $10 DIPA really worth it, or are brewery owners driving Rolls Royces to the bank?A lot goes into the price of beer.  We'll sharpen our pencils and find out how much ingredients, marketing and even taxes go into a beer.This Episode is Sponsored by:RahrBSGNeed ingredients and supplies that deliver consistent, high-quality beer? RahrBSG has you covered. From hops to malt to yeast to unbeatable customer service, we are dedicated to your success. RahrBSG—Ingredients for Greatness.Westchester County Craft Beverage TrailReady to taste your way through one of New York's most exciting craft beverage destinations? Head to Westchester County in the scenic Hudson Valley, where more than 23 breweries, distilleries and cideries are pouring up local flavor in every glass. Get started with the Westchester County Craft Beverage Trail free digital passport that makes exploring easy (no app download required). Just check in at participating locations to earn points and prizes, all while enjoying a taste pour. Use the passport to tag your favorites and discover new hop spots like Broken Bow Brewery in Tuckahoe, Captain Lawrence Brewing Company in Elmsford, Hardscrabble Cider in North Salem and River Outpost Brewing Company in Peekskill—and many more!Sierra Nevada Brewing Co.Sierra Nevada Brewing Company, where trailblazing runs in the family. From crafting a movement with their iconic Pale Ale, to taking the IPA haze craze nationwide with Hazy Little Thing – it's an adventurous spirit you can taste in every sip. Find your next favorite beer wherever fine beverages are sold. With new brews for every season, there's always something to discover. Sierra Nevada Brewing Company. Still Family-Owned, Operated & Argued Over.Hosts: Don Tse and Em SauterGuests: Audra GaiziunasSponsors: RahrBSG, Sierra Nevada Brewing Co., Westchester County Craft Beverage Trail, All About BeerTags: Finance, Raw Ingredients, Cost of BusinessPhoto:  Audra GaiziunasThe following music was used for this media project:Music: Awesome Call by Kevin MacLeodFree download: https://filmmusic.io/song/3399-awesome-callLicense (CC BY 4.0): https://filmmusic.io/standard-licenseArtist website: https://incompetech.com ★ Support this podcast on Patreon ★

Brewing with intention, what does that mean? Well, it can mean many things from brewing beers that challenge creative thinking to creating a welcoming space full of options for beer loving patrons to brewing beers that make the brewer happy and fulfilled. In 2025, toeing the line between customer wants and brewer's passion can be a challenge. How do breweries do what they want while also running a business? We talk to three different breweries about what this phrase “brewing with intention” means to them and how they approach their business, their brewing and their place in the beer world in modern times.This Episode is Sponsored by:Brewery Branding Co.Since 2009, Brewery Branding has been crafting merch that helps breweries thrive.They're born and raised in Portland, Oregon, giving them front row seats to the craft beer revolution and inspiring them to serve as your industry ally for everything branded: apparel, headwear, drinkware, and all the “wouldn't it be cool if…” ideas you can dream up.  Brewery Branding has been there, done that, and made the t-shirts to prove it.​ Brewery Branding didn't rise to the top by being just another supplier; they're your merch mercenaries ready to get in the trenches with you. Their expert design team, online stores, warehousing, and fulfillment services are here to make your life easier—and your custom goods more profitable than painful.​​Whether you're refreshing your retail space, gearing up for festival season, or launching a new product in retail, Brewery Branding delivers custom goods that are on-trend, on-brand, and ready to succeed. From the smallest batch to the biggest order, nothing gets them more excited than raising a glass to your success. Westchester County Craft Beverage TrailReady to taste your way through one of New York's most exciting craft beverage destinations? Head to Westchester County in the scenic Hudson Valley, where more than 23 breweries, distilleries and cideries are pouring up local flavor in every glass. Get started with the Westchester County Craft Beverage Trail free digital passport that makes exploring easy (no app download required). Just check in at participating locations to earn points and prizes, all while enjoying a taste pour. Use the passport to tag your favorites and discover new hop spots like Broken Bow Brewery in Tuckahoe, Captain Lawrence Brewing Company in Elmsford, Hardscrabble Cider in North Salem and River Outpost Brewing Company in Peekskill—and many more!Sierra Nevada Brewing Co.Sierra Nevada Brewing Company, where trailblazing runs in the family. From crafting a movement with their iconic Pale Ale, to taking the IPA haze craze nationwide with Hazy Little Thing – it's an adventurous spirit you can taste in every sip. Find your next favorite beer wherever fine beverages are sold. With new brews for every season, there's always something to discover. Sierra Nevada Brewing Company. Still Family-Owned, Operated & Argued Over.Hosts: Em Sauter and Don TseGuests: Cody Martin, Patrick Leonard, Chris BettsSponsors: Brewery Branding, Sierra Nevada Brewing Co., Westchester County Craft Beverage Trail, All About BeerTags: InnovationPhoto: John HollThe following music was used for this media project:Music: Awesome Call by Kevin MacLeodFree download: https://filmmusic.io/song/3399-awesome-callLicense (CC BY 4.0): https://filmmusic.io/standard-licenseArtist website: https://incompetech.com ★ Support this podcast on Patreon ★

What if your back pain is more than just physical? Dr. Stephen Thorp, MD — also known as “The Back Doctor” — joins The Council of Dude to explore spine health, performance, recovery, and the deeper messages our bodies send us when we're out of alignment. Stephen is a double board-certified, fellowship-trained physician who studied at Yale, Weill Cornell, HSS, and Sloan Kettering. He currently practices in Westchester County, NY, helping athletes and everyday folks move and live better. This one's about posture, pain, and purpose. Don't miss it.

Welcome to a bonus episode  of the All About Beer podcast! On this episode we will be talking to Westchester County, New York brewers who are excited about what is brewing in their neck of the woods. It is sponsored by the Westchester County Craft Beverage Trail. Westchester County Craft Beverage TrailReady to taste your way through one of New York's most exciting craft beverage destinations? Head to Westchester County in the scenic Hudson Valley, where more than 23 breweries, distilleries and cideries are pouring up local flavor in every glass. Get started with the Westchester County Craft Beverage Trail free digital passport that makes exploring easy (no app download required). Just check in at participating locations to earn points and prizes, all while enjoying a taste pour. Use the passport to tag your favorites and discover new hop spots like Broken Bow Brewery in Tuckahoe, Captain Lawrence Brewing Company in Elmsford, Hardscrabble Cider in North Salem and River Outpost Brewing Company in Peekskill—and many more!Guests :Matt Curtin, Sing Sing Kill Brewery, Head Brewer and co-owner Kasey Schwartz, Broken Bow Brewery, Head Brewer and co-owner Zac Ross, Marlowe Artisan Ales, Brewer/Founder/Co-owner Scott Vaccaro, Captain Lawrence Brewing, Founder Hosts: Em Sauter and Don TseGuests: Matt Curtin, Kasey Schwartz, Zac Ross, and Scott VaccaroSponsors: Westchester County Craft Beverage TrailTags: Westchester County Craft Beverage TrailPhoto: Westchester County Craft Beverage Trail ★ Support this podcast on Patreon ★

The craft beer industry owes much of its success to the modern IPA. While IPA is a historic beer style, it has exploded in popularity in the last few decades, spawning new interpretations of the style. West Coast.  East Coast.  Double IPA.  White IPA.  Black IPA.  Cold IPA.  New England.  Sour.  Wild.  And many, many others.Does “IPA” mean anything anymore?  If it does, what motivates a brewer to push the limits of what IPA is and can be?  How do brewers think about IPA recipes, especially when redefining it?Guests:Diana Locatelli was born and raised in Cedarburg, Wisconsin, and from there went out to Boulder to study Environmental Engineering at the University of Colorado. Having fallen in love with Colorado, one thing she could not ignore was the local beer scene. At some point after graduating, Diana got herself a homebrew kit along with some buddies, and that's where she really sunk her teeth in. From that point on, it became a major focus for her anywhere she went and Diana just loved seeing what a new city had to offer in the beer world. She got inspired to see if it was something she could make a career of, and lo and behold, she landed herself a job as an assistant brewer at Oskar Blues, where she brewed for about 4 and a half years. From there, Diana moved to Odell Brewing Company, where she spent another almost 5 years. After that, Diana picked up everything she could from those experiences with experienced breweries, and found an opportunity to move back to the homeland in Wisconsin where she started at Hinterland Brewery, which turns 30 this coming May. She became the head brewer at the beginning of the year, and has been continuing the learning journey!  Diana loves hops and all things IPA.  In her free time, Diana loves to camp, play soccer, watch football, and hang out with her two dogs. Alexandra Nowell has been in the brewing industry for over 15 years. She is the Co-founder and Brewer at Mellotone Beer Project in Cincinnati, Ohio and Technical Brewing Advisor for CLS Farms in the Yakima Valley. Alexandra's love of beer and inspiration for brewing is found in the roots of the recipe, where she strikes a balance between science, art, and intention. Over the course of her career, Alexandra has taken a special interest in the raw ingredient supply chain, with a focus on the crucial relationships linking brewers, growers, brokers, all facets in between, and how that plays out to create the highest quality beer possible.Natalie Rose Baldwin is the brewmaster at lager-focused brewery Wayfinder Beer in Portland, Oregon.  She worked as a research and development brewer at Breakside Brewery from 2017 to 2023, and has been brewing since 2014. Natalie's brewing interests vary with a predominant focus on esoteric lagers, hop and malt innovation and specialty beers using seasonal flowers, tea, spices, and fruit.  Natalie is a professional judge at the Great American Beer Festival  and the World Beer Cup as well as other international competitions. She works with the Oregon Brewers Guild Diversity and Equity Committee, was a Pink Boots Portland Chapter co-leader, and was the recipient of a Pink Boots scholarship in 2018. Outside of work, Natalie enjoys traveling, backpacking, baking, and forever frolicking in fields of flowers with her dog Beef.This Episode is Sponsored by:Brewery Branding Co.Since 2009, Brewery Branding has been crafting merch that helps breweries thrive.They're born and raised in Portland, Oregon, giving them front row seats to the craft beer revolution and inspiring them to serve as your industry ally for everything branded: apparel, headwear, drinkware, and all the “wouldn't it be cool if…” ideas you can dream up.  Brewery Branding has been there, done that, and made the t-shirts to prove it.​ Brewery Branding didn't rise to the top by being just another supplier; they're your merch mercenaries ready to get in the trenches with you. Their expert design team, online stores, warehousing, and fulfillment services are here to make your life easier—and your custom goods more profitable than painful.​​Whether you're refreshing your retail space, gearing up for festival season, or launching a new product in retail, Brewery Branding delivers custom goods that are on-trend, on-brand, and ready to succeed. From the smallest batch to the biggest order, nothing gets them more excited than raising a glass to your success. RahrBSGNeed ingredients and supplies that deliver consistent, high-quality beer? RahrBSG has you covered. From hops to malt to yeast to unbeatable customer service, we are dedicated to your success. RahrBSG—Ingredients for Greatness.Westchester County Craft Beverage TrailReady to taste your way through one of New York's most exciting craft beverage destinations? Head to Westchester County in the scenic Hudson Valley, where more than 23 breweries, distilleries and cideries are pouring up local flavor in every glass. Get started with the Westchester County Craft Beverage Trail free digital passport that makes exploring easy (no app download required). Just check in at participating locations to earn points and prizes, all while enjoying a taste pour. Use the passport to tag your favorites and discover new hop spots like Broken Bow Brewery in Tuckahoe, Captain Lawrence Brewing Company in Elmsford, Hardscrabble Cider in North Salem and River Outpost Brewing Company in Peekskill—and many more!Sierra Nevada Brewing Co.Sierra Nevada Brewing Company, where trailblazing runs in the family. From crafting a movement with their iconic Pale Ale, to taking the IPA haze craze nationwide with Hazy Little Thing – it's an adventurous spirit you can taste in every sip. Find your next favorite beer wherever fine beverages are sold. With new brews for every season, there's always something to discover. Sierra Nevada Brewing Company. Still Family-Owned, Operated & Argued Over.Hosts: Don Tse and Em SauterGuests: Alexandra Nowell, Natalie Rose Baldwin, Diana Locatelli Sponsors: Brewery Branding, Sierra Nevada Brewing Co., RahrBSG, All About BeerTags: IPAPhoto: John HollThe following music was used for this media project:Music: Awesome Call by Kevin MacLeodFree download: https://filmmusic.io/song/3399-awesome-callLicense (CC BY 4.0): https://filmmusic.io/standard-licenseArtist website: https://incompetech.com ★ Support this podcast on Patreon ★

In this episode of RUNWITHALLI LIVE, I'm joined by Dr. Randy Katzke—a dedicated runner, father, husband, medical professional, and the leader of Nice Jewish Runners in Westchester County, NY. He wears many hats, and we're lucky to have him share his story and wisdom with us!Coach Alli (@runwithalli) and Dr. Katzke dive into:

Ready to make smarter real estate moves? This week, we're helping buyers navigate the market like a pro. First, REALTOR® Lizette Sinhart from Westchester County, New York shares how first-time buyers can prepare to succeed in today's competitive market. Next, Tom Cronkright, co-founder and executive chairman at CertifID, discusses the rise in real estate wire fraud and how scammers use sophisticated tools, including AI, to target buyers. Then, REALTOR® Gabriella Debartoli from Las Vegas, Nevada highlights some of the biggest buyer mistakes, from missteps during showings to what not to do when submitting an offer. Finally, REALTOR® Adam Pretorius from Iowa City, Iowa weighs in on what to know when buying luxury real estate and how to avoid common mistakes at the high end of the market. Plus, home design expert Melissa Dittmann Tracey shares her take on two trends: dopamine décor and compact garages—are they hot or are they not? Whether you're buying your first home or your forever home, this episode will help you sidestep the pitfalls and move forward with confidence.

Westchester County officials say Rye Playland amusement park will open in time for the season after all. Also, two New York City hospitals have agreed to a $750 million dollar settlement of hundreds of sexual abuse claims by patients of former gynecologist Robert Hadden. Plus, New York State lawmakers are loosening requirements for private and religious schools to show they provide a basic education. And finally, some undocumented immigrants are opting to leave the country on their own, rather than risk deportation.

Besides Eric being 22 mins late to the podcast! We have Neel Anand in the studio, not only does Neel enjoy cigars, bourbon and having a good time with the boys! He is also the 30 year-old entrepreneur behind Westchester Technology Group. The leading IT force in Westchester County. In just over five years, Neel has turned his solo IT company into a 7 figure business by the time he was 28!  We discuss how Neel rapidly built a business, and how attracting major clients from construction firms, car dealerships to national pharma companies.   Instagram: @_neelanand @_westtech Website: https://westchestertechnology.com/   Order The Blueprint & The Diligent Cigars Here!  https://www.flyingcigars.com/brands/the-burn-down-podcast/  https://getyourcigars.com/products/the-burn-down-podcast-sampler-pack https://tiptopsmoke.com/?s=burn+down+podcast    

Is there anything better than beer and cheese? The two are intertwined as some of the best pairings out there and the two are very alike. Cheese and beer are both products of agriculture, the two are made very similarly with cheese undergoing a “ripening” phase similar to fermentation. Cheese has a variety of intensities and flavors, as does beer. Put them together and watch the magic unfold. But how do you pair these two? And how does making cheese work vs. say, brewing a batch of IPA? We'll talk to two experts about all things cheese and beer. This Episode is Sponsored by:Westchester County Craft Beverage TrailReady to taste your way through one of New York's most exciting craft beverage destinations? Head to Westchester County in the scenic Hudson Valley, where more than 23 breweries, distilleries and cideries are pouring up local flavor in every glass. Get started with the Westchester County Craft Beverage Trail free digital passport that makes exploring easy (no app download required). Just check in at participating locations to earn points and prizes, all while enjoying a taste pour. Use the passport to tag your favorites and discover new hop spots like Broken Bow Brewery in Tuckahoe, Captain Lawrence Brewing Company in Elmsford, Hardscrabble Cider in North Salem and River Outpost Brewing Company in Peekskill—and many more!Sierra Nevada Brewing Co.Sierra Nevada Brewing Company, where trailblazing runs in the family. From crafting a movement with their iconic Pale Ale, to taking the IPA haze craze nationwide with Hazy Little Thing – it's an adventurous spirit you can taste in every sip. Find your next favorite beer wherever fine beverages are sold. With new brews for every season, there's always something to discover. Sierra Nevada Brewing Company. Still Family-Owned, Operated & Argued Over.Hosts:  Em Sauter and Don TseGuests: Lee Musho and Ed ValentaSponsors: Sierra Nevada Brewing Co., Westchester County Craft Beverage Trail, All About BeerTags: Cheese. Lots of cheese.Photo:  ★ Support this podcast on Patreon ★

Today, we've brought together our Hoffman pre-Process Panel. Hoffman teachers Jason, Marc, Regina, and our host, Drew, share personal and professional insights into how the time leading up to the Hoffman Process solidly prepares you for your week at the Process. Regina offers wisdom on the pattern of perfection and how it doesn't serve you when you come to the Process. Allowing ourselves to be messy in the container of the Process supports the deeper transformation that's possible during the week. Regina calls us to trust the Process, saying, "The moment you commit, it's the opportunity to lean into the edge of Spirit..." Marc talks about the power of choice. Oftentimes, students come to work on something happening in the present. But the work of the Process is to heal the pain of your past, which in turn affects things happening now, because the healing is within you. As Marc shares, at the Process, "You are stepping into your own childhood pain." He goes on to say, "You are choosing that. That is a choice, whether there's resistance, whether you're scared...but you're choosing that on some very, very big level." A compassionate moment comes when Jason shares about the pre-work each student must complete. He mentions how hard it can be to complete the work because often students feel the pain as it is laid out on the page. Jason shares that the "homework is not who you are. It's a story of what happened to you. And the more information you can get into that, the more connections you can make in that exploration of what happened to you and who you had to become, the greater your awareness will be stepping into the work at your Process." In other words, the homework can lay a powerful foundation for your Process week. And, of course, Regina, Marc, and Jason share more insights, suggestions, and wisdom to help support you as you prepare for your week at the Process. We hope you enjoy this conversation about how your pre-Process time is integral to supporting your transformational week at the Process. Our Pre-Process Panel Regina Louise: Regina Louise holds a Bachelor of Arts in Interdisciplinary Studies from California Institute of Integral Studies. In addition, she holds a Master of Fine Arts in Creative Writing and Writing for the Performative Arts from the University of California, Riverside. Regina has canvassed the U.S. extensively as a national spokesperson and child advocate, and is excited to be a Hoffman teacher! Read more about Regina here. Listen to Regina share her story on The Hoffman Podcast. Marc Kaplan: Marc's life purpose is to support people in finding and using their authentic voice. In addition to teaching the Hoffman process, Marc is an esteemed music educator, producer, conductor, and coach. He holds a Bachelor of Arts in Music and Political Science from The George Washington University. “The Hoffman methodology is the foundation of my spiritual practice. It helped me discover that I have choices, enabling me to step into my dignity and live my life from a place of love.” When Marc first did the Process in 2011, he envisioned being a father, and now he is one. He lives in Westchester County, NY with his wife and two daughters. Listen to Marc, along with Dan Siegel, on the Hoffman Podcast. Jason Beegle: Jason holds a BA in Psychology from John F. Kennedy University and an MA in Religion from the University of Hawaii. As a certified NLP coach and intuitive healer, he brings a warm, heart-centered presence to the work of transformation. Jason first experienced the Hoffman Process in 2017. It was a profound turning point that deepened his connection to spirit, purpose, and inner freedom. He is devoted to helping others reconnect with their true selves through compassion, presence, and spiritual insight. “Teaching the Process fills me with hope. It's a sacred privilege to witness people return to themselves with love, truth, and tenderness.”

Daniel D. Tompkins was born on June 21, 1774, in the town of Scarsdale in Westchester County, New York. He came into a world still under British rule, just two years before the colonies would declare their independence. His family roots traced back to England, where the name Tompkins derived from a form of “Little Thomas's son,” a patronymic surname that can be found as far back as the 1300s in Kent. The Tompkins family likely came to the American colonies in the mid-1600s during the great wave of English migration to the New World. His father, Jonathan Griffin Tompkins, born in 1729, was a well-respected local figure—a farmer, a judge, and a supporter of the patriot cause. He played a civic role in the Scarsdale community during and after the Revolutionary War. His mother, Sarah Ann Hyatt, came from the Hyatt family of New York. The Hyatts, like the Tompkins family, had early English roots, with possible Dutch ancestry in some branches, common in the Hudson River Valley. The Hyatt and Tompkins lines came together in a home that valued faith, education, and public service... Podcast Notes: https://ancestralfindings.com/the-sacrifices-of-daniel-d-tompkins  Genealogy Clips Podcast: https://ancestralfindings.com/podcast Free Genealogy Lookups: https://ancestralfindings.com/lookups Genealogy Giveaway: https://ancestralfindings.com/giveaway Genealogy eBooks: https://ancestralfindings.com/ebooks Follow Along: https://www.facebook.com/AncestralFindings https://www.instagram.com/ancestralfindings https://www.youtube.com/ancestralfindings Support Ancestral Findings: https://ancestralfindings.com/support https://ancestralfindings.com/paypal  #Genealogy #AncestralFindings #GenealogyClips

In this Convo of Flanigan's Eco-Logic, Ted speaks with Josh Dorfman, CEO at Supercool, a media company covering climate solutions that raise profits and quality of life. Josh is also the host of the Supercool Podcast, and co-founder of Plantd, a company that  manufactures carbon-negative building materials. He is best known as creator and host of The Lazy Environmentalist, an award-winning reality TV show on Sundance Channel, radio show on Sirius Satellite Radio, book series, and e-commerce business.He and Ted briefly discuss his background, born and raised in Armonk, in Westchester County, New York. He studied International Relations at the University of Pennsylvania, and holds an MBA from Thunderbird, The School of Global Management at Arizona State University. He shares that he had his environmental epiphany while working as a quality-control in China. Knowing that bikes would eventually be replaced by cars - and that there were going to be billions of them.Since then, his career has been focused around building companies that solve climate change by cutting carbon, boosting the bottom line, and improving modern life. Josh has launched and led multiple sustainable businesses, including Vivavi, a pioneering retail venture specializing in modern design, sustainable furniture, named to Inc. Magazine's “Green 50” as an innovator accelerating the green economy. He also highlights his role at Plantd, a manufacturer of carbon-negative building materials, where he raised the company's seed and Series A rounds, generated millions in early-stage revenue, and grew brand awareness through accolades, including Fast Company's 2024 list of the World's Most Innovative Companies and the Innovation by Design Awards.Josh shares that he enjoys speaking about innovative climate solutions and communications strategies that sway skeptics to become supporters. He concludes by sharing an optimistic view on the climate crisis, pointing out energy efficiency gains in recent years, as well as the opportunities for entrepreneurial growth to affect change and create stronger and more vibrant communities. 

The Westchester County Impact Awards, held on October 21, 2024, at the Westchester Marriott Hotel in Tarrytown, NY, was a momentous celebration marking 50 years of exceptional service to the senior community. The event brought together community leaders, influencers, and distinguished guests to honor the tremendous work of the Westchester County Department of Senior Programs and Services (DSPS) and the Westchester Public/Private Partnership (WPPP). Their unwavering commitment has made a profound difference in the lives of seniors throughout Westchester County, providing vital support and fostering a sense of community and belonging. Over the past five decades, DSPS and WPPP have been instrumental in creating and implementing programs that enhance the quality of life for seniors, ensuring they have access to essential resources, healthcare, and social engagement opportunities. The event not only reflected on these meaningful contributions but also emphasized the ongoing importance of collaboration between the public and private sectors in building a stronger, more supportive environment for seniors. A key highlight of the event was Westchester Talk Radio's Bob Marrone sitting down with former Westchester County Executive George Latimer. Latimer reflected on the progress made over the years and the crucial role that leadership, policy, and community involvement have played in improving the lives of seniors in the county. His insights reinforced the significance of continued investment and innovation in senior services to meet the evolving needs of the community.

Mental math trains working memory, boosts confidence, supports faster problem-solving, enhances number sense, and facilitates everyday calculations. So why do so many teachers deemphasize this valuable academic and life skill? Amy and Mike invited educator Mike McGibbon to explore the value of mental math and automaticity. What are five things you will learn in this episode? Why do you need mental math if you have a calculator? What does automaticity mean and why is it important? What are some examples of higher-level problem types that depend upon automatic math skills? What is math debt? Why is mental math important in everyday life? MEET OUR GUEST Mike McGibbon started tutoring at Kaplan while he was a student at UC Berkeley. After graduating in 2002, he moved to NYC to study music and play the trumpet professionally. During this time, Mike also worked for several NYC tutoring agencies, and eventually transitioned to a full-time tutoring career. He now runs his own solo tutoring practice, focusing on the ACT, SAT, and ISEE. He is also CEO and co-founder of Mathchops.com  and Grammarchops.com, adaptive math and grammar practice tools. Today, Mike teaches in Westchester County, where he lives with his wife and three kids. He also provides free advice through articles and videos on www.nyctestprepadvice.com and the Mathchops YouTube channel. Mike previously appeared on this podcast in episode 165 to discuss Differences Between SAT and ACT Math, episode 372 to explain Making Learning Science Work For You, episode 332 for a SPONSOR SPOTLIGHT: Mathchops, episode 480 to discuss How Standardization Can Benefit Education, and in episode 532 to discuss All About Digital SAT Math. Mike can be reached at mike@mathchops.com. LINKS The Top Six Reasons Why Mental Math is Important and Useful Math Debt RELATED EPISODES MATHEMATICAL MATURITY & TEST SUCCESS HIGH IMPACT STRATEGIES TO HELP STUDENTS SUCCEED IN MATH HOW TESTS AID MEMORY ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page. ABOUT YOUR HOSTS Mike Bergin is the president of Chariot Learning and founder of TestBright. Amy Seeley is the president of Seeley Test Pros and LEAP. If you're interested in working with Mike and/or Amy for test preparation, training, or consulting, feel free to get in touch through our contact page.

The Westchester County Impact Awards were held on Monday, October 21, 2024, at the Westchester Marriott Hotel in Tarrytown, NY. It was a special event celebrating 50 years of exceptional service to the senior community. Community leaders, influencers, and distinguished guests gathered to honor the work of the Westchester County Department of Senior Programs and Services and the Westchester Public/Private Partnership for their unwavering dedication and impactful work in supporting seniors across the region. The event served as an opportunity to reflect on the significant contributions made over the past five decades to improve the lives of senior citizens in Westchester County. It was also a chance to acknowledge the important role that both public and private sectors play in shaping a supportive and inclusive environment for seniors. During the event, Westchester Talk Radio's Bob Marrone had the privilege of speaking with Michael N. Romita, President and CEO of the Westchester County Association, the Community Development Award winner for 2024. In their conversation, Romita shared insights into his organization's efforts to foster economic growth, support community development, and advocate for policies that benefit the entire region.

On this week's episode, Vince discusses current trends effecting the real estate markets in Florida, Connecticut, and Westchester County, as compared to New York City, as well as how these variations underscore the diverse dynamics influencing regional markets. Featuring guests Marc Schaeffer of Brown Harris Stevens, John Engel of Douglas Elliman, and Michael Holt of Compass.    Filmed at Brown Harris Stevens' Studio 1873, Part of the Mastery of Real Estate (MORE) Network.   Subscribe: https://podcasts.apple.com/us/podcast/talking-new-york-real-estate-with-vince-rocco/id1645541166   Connect with Vince Rocco: https://www.bhsusa.com/real-estate-agent/vince-rocco   Connect with Steven Bailey at Roadway Moving: steven@roadwaymoving.comhttps://www.roadwaymoving.com/   Learn More About The Everset: https://theeverset.com/   Brown Harris Stevens is one of the largest privately owned real estate brokerages in the country, with more than 40 offices across four states: New York, New Jersey, Connecticut, and Florida.   https://bhsusa.com/   #realestatebuyers #nycrealestate #realestate #vincerocco #TNYRE #theeverset #roadwaymoving #newyorkrealestate #nyc

“When I said I wanted to bring horses to Linwood, people started clapping before I could even finish the sentence.” David Silver's journey from Westchester County, New York to Detroit's 12th Street-Davidson area is anything but typical—but it's also exactly what makes his work with Detroit Horse Power so impactful. On this episode of Detroit is Different, Silver reflects on a life shaped by horses, privilege, and a growing awareness of inequity. “I grew up in a bubble,” he admits, describing his upbringing in an affluent community where he had access to elite horseback riding training. But when Teach for America brought him to Burns Elementary on Grand River and Greenfield, his world expanded—and so did his mission. “I had students who were persevering through life every single day, but didn't realize that was a strength.” He saw firsthand the character traits needed to thrive—resilience, empathy, confidence—and began to connect them back to his own experiences with horses. The result: a vision for a program that introduces Detroit youth to equestrian life while building essential life skills. “You fall off a horse, you get back on. That's life.” With community support and a forthcoming $12 million equestrian center being built in Hope Village on the former Paul Robeson Academy site, Silver is literally transforming empty space into a sanctuary of possibility. “This ain't Mr. Ed,” he jokes. “This is about power, about confidence, about trust.” His 10-year journey to this point has been one of endurance and evolution, driven by community relationships, the guidance of Detroit elders, and a powerful belief that “every kid deserves the chance to say, ‘what else can I do?'” This conversation is a deep dive into how culture, education, and nature can intersect to heal communities. Detroit is Different is a podcast hosted by Khary Frazier covering people adding to the culture of an American Classic city. Visit www.detroitisdifferent.com to hear, see and experience more of what makes Detroit different. Follow, like, share, and subscribe to the Podcast on iTunes, Google Play, and Sticher. Comment, suggest and connect with the podcast by emailing info@detroitisdifferent.com

April 3, 2025 - Matthew Dunbar, chief strategy officer for the New York City and Westchester County affiliate of Habitat for Humanity, explains legislation enabling rental properties to be transitioned to condominiums to facilitate affordable homeownership.

In this episode, Dave sits down with Wayne Francis, lead pastor of The Life Church in Westchester County, New York. Wayne opens up about his journey blending faith, business, family, and relationships, offering powerful insights on living out purpose in every area of life. From leading a thriving church and serving as the chaplain for the Brooklyn Nets, to his upcoming book Make Friends With Everyone, Wayne shares how faith fuels his leadership and vision for both personal and professional success. Don't miss this dynamic conversation full of wisdom and inspiration.

Today's guest is Lt. Col. Mark Westphal, a highly accomplished leader with an extensive and diverse background. Mark grew up in Westchester County, New York before heading to Georgia Tech, where he earned both a Bachelor's and Master's degree in Mechanical and Materials Engineering.  He also earned an MBA from LaSalle University.  In his civilian career, Mark serves as the Chief Engineer for Special Operations Forces platforms and is a certified Licensed Professional Engineer (PE) with a major defense contractor.  A combat veteran, Mark recently retired from the National Guard as a Lieutenant Colonel after an extraordinary career. His service spans multiple roles, including Combat Engineer, Infantry, Special Forces Green Beret, and Air Force Special Warfare Officer.

This is the second of a series recorded at the ABA Marketplace. In it, we discuss how the industry is evolving, the biggest opportunities ahead, and strategies shaping travel's future. Enjoy hearing from five inspirational tourism leaders about topics including the rise of slow tourism and experiential travel. In this episode, you'll hear from these extraordinary leaders: Jennifer Tremblay Moore: https://www.linkedin.com/in/jennifer-tremblay-moore-b3014b73/ Jana Kaylor: https://www.visiteurekasprings.com/ Barry Surman: https://www.linkedin.com/in/barry-surman-3b23a81/ Annette Morejon: https://www.linkedin.com/in/annette-morejon-mba-31a17b19/ Adam Halay: https://www.linkedin.com/in/adam-halay-b94276140/ Insights from ABA Marketplace in Philadelphia My five guests discuss the evolving preferences of travelers and why the trend toward unique personalized experiences is picking up speed, the value of ABA Marketplace, and the importance of building genuine connections with industry partners. Jennifer Tremblay Moore, the Marketing and Communications Manager at the Wild Center Jennifer discusses the appeal of nature-based travel as people increasingly seek deeper connections with nature. She highlights new features at the Wild Center, like the extended Fen Trail and interactive exhibits such as the giant eagle's nest and gorgeous resident river otters, which aim to reconnect visitors with the outdoors. Jennifer emphasizes the Center's commitment to accessible and inclusive experiences that cater to all groups, including students and seniors. Jana Kaylor, Group Sales Manager for Eureka Springs Eureka Springs is a hidden gem, ideal for relaxation and an escape from the hustle of everyday life. Jana is keen to let people know all about her destination. She describes its extensive outdoor and cultural offerings, from kayaking and biking to exploring historic hotels and haunted sites. Jana loved attending ABA because it was such a great educational experience. Industry partners are willing to share advice and make genuine connections. Barry Surman, Deputy Director of Tourism and Film for Westchester County, New York Barry explains why the current trend is toward more specialized and personalized travel experiences with smaller, more tailored tour groups. He also explains why he appreciates the hospitality and culture of cooperation within the tourism industry so much and how ABA Marketplace exemplifies that. Barry also discusses the networking opportunities that help build collaborations and connections with industry partners. Annette Morejon, President of North America for Whisper Systems USA The key topic of my discussion with Annette centers on upcoming innovations in Whisper Systems USA tour-guide audio systems, including AI integration for real-time translations, which will enhance user experiences. Anette reflects on her 25-year career in tour guiding and tour management, noting a shift toward smaller, more personalized travel experiences that offer deeper cultural connections. She sees ABA Marketplace as an excellent place for networking and keeping abreast of industry trends. Adam Halay, Assistant Sales Manager at the National Baseball Hall of Fame and Museum Adam shares why he's so enthusiastic about upcoming exhibits, including one focusing on Japanese-American baseball. He talks about creating exclusive, behind-the-scenes travel experiences to meet travelers' evolving desire for more personal interactions. Adam stresses the importance of building genuine relationships at industry events like ABA Marketplace, which he believes are crucial to allowing DMOs to share their stories and engage visitors on a deeper level to boost tourism to their destination. We value your thoughts and feedback and would love to hear from you. Leave us a review on your favorite streaming platform to let us know what you want to hear more o​f. Here is a quick tutorial on how to leave us a rating and review on iTunes!

Traits like cognitive flexibility and impulse control strongly influence student grades and test scores to such an extent that they may be best learned in an academic context. Amy and Mike invited educator Ariel Lieberman to explore the relationship between the three core executive functions and test prep. What are five things you will learn in this episode? What are the core executive functions and why are they important?  How do weak EF skills get in the way of a student's test prep?  Why is executive function best learned in a relevant academic context? What are ideal strategies to build EF skills within the framework of test prep? Does remote instruction influence the effectiveness of EF coaching? MEET OUR GUEST Ariel Akselrad Lieberman is the founder of Your Best Prep, a tutoring company based in Westchester County, NY that helps high school students, both neurotypical and those with learning differences, master the standardized test prep process and achieve their academic goals.  Prior to founding Your Best Prep, Ariel wrote SAT and AP curriculum for Ivy Consulting Group in New York City, where she also worked as a GED tutor for young adults in the criminal justice system as a member of the Ivy League Tutors Foundation.  Ariel has an M.Ed from Manhattanville College School of Education, where she studied Secondary Special Education and was a recipient of the Dean's Award for Innovative Teaching, and a B.A. in history from SUNY-Purchase College, from which she graduated summa cum laude.  Ariel holds a Professional Certificate in Learning Differences (LD) and Neurodiversity with a Specialization in Executive Function through the Landmark College Institute for Research & Training. Ariel previously appeared on this podcast in episode 194 for a Test Prep Profile. Find Ariel at http://www.yourbestprep.com/. LINKS Executive Function: What It Is, How To Improve & Types The False Promise of EF Coaching RELATED EPISODES HOW EXECUTIVE FUNCTIONING PROCESSES IMPACT LEARNING EXECUTIVE FUNCTIONING SKILLS AND TEST PREP  POST PANDEMIC LEARNING LOSS ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page. ABOUT YOUR HOSTS Mike Bergin is the president of Chariot Learning and founder of TestBright. Amy Seeley is the president of Seeley Test Pros and LEAP. If you're interested in working with Mike and/or Amy for test preparation, training, or consulting, feel free to get in touch through our contact page.

ILYASAH AL SHABAZZ – Third daughter of Malcolm X and Dr. Betty Shabazz, is an educator, social activist, motivational speaker, and author of award winning publications: (1) Growing Up X (Random House) a coming of age memoir; (2) Malcolm Little (Simon & Schuster), a children's illustration book and (3) X, A Novel (Candlewick Press) a young adult historical fiction. Ilyasah promotes higher education for at-risk youth, interfaith dialogue to build bridges between cultures for young leaders of the world, and she participates on international humanitarian delegations. Ilyasah produced training programs to encourage higher education sanctioned by City University of New York's Office of Academic Affairs. She served for twelve years on the Executive Youth Board for the City of Mount Vernon, including appointments as Director of Public Relations, Director of Public Affairs & Special Events, and later promoted to Director of Cultural Affairs. She is a member of the Diversity, Equity and Inclusion Committee at West Virginia University. She is a mentor for Nile Rogers' We Are Family Foundation. She mentors at various group homes, lock-up facilities, high schools and college campuses through production of The WAKE-UP Tour™ X-Tra Credit Forums—her exclusive youth empowerment program. Ilyasah has retraced her father's footsteps to the Holy City of Mecca, explored religious and historical sites in both Egypt and Jordan as the guest of HRH Princess Alia Hussein, participated in interfaith dialogue study programs under Rabbi Nancy Kreimer and Dr. Aziza Al Hibri, and served as member of the American Interfaith Leadership delegation that participated with the Malaria No More Foundation in Mali, West Africa. Ilyasah also served as a member of the United States delegation that accompanied President Bill Clinton to South Africa to commemorate election of President Nelson Mandela and the economic business development initiative. Ilyasah serves as Trustee for the Harlem Symphonic Orchestra, The Malcolm X & Dr. Betty Shabazz Memorial and Educational Center, and The Malcolm X Foundation. She is a member of the Arts Committee for the New York City Opera at Lincoln Center and a project advisor for the PBS award-winning Prince Among Slaves documentary. She holds a Master of Science in Education & Human Resource Development from Fordham University and a Bachelor of Science in Biology from SUNY/New Paltz. Ilyasah is currently an adjunct professor at John Jay College of Criminal Justice, and resides in Westchester County, New York.For further information, please contact, Dr. Jamal Watson, at jamal@ilyasahshabazz.comwww.ilyasahshabazz.com http://Twitter.com/ilyasahshabazzX: A NOVEL, Candlewick Press. (1/2015) MALCOLM LITTLE, Simon & Schuster. (1/2014) GROWING UP X, Random House. (1/2002)Become a supporter of this podcast: https://www.spreaker.com/podcast/the-opperman-report--1198501/support.

Mimi Rocah is the former District Attorney for Westchester County, New York, and a former federal prosecutor for the Southern District of New York. Throughout her career, she has focused on prosecuting organized crime, corruption, and human trafficking, earning a reputation for her sharp legal expertise and commitment to justice. For a transcript of Mimi's note and the full archive of contributor notes, head to CAFE.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mimi Rocah is the former District Attorney for Westchester County, and Preet's former colleague at the Southern District of New York. She made national news when she announced her run for DA in 2019, and sent shockwaves through the legal community when she decided not to seek re-election last year.  She joins Preet to discuss her remarkable choice to step away, the political circumstances surrounding her decision, and why DA-ships across the country may be structurally unsound.   Then, Preet discusses the legacy—and threat—of patronage at the DOJ. You can now watch this episode! Head to CAFE's Youtube channel and subscribe.  Show notes and a transcript of the episode are available on our website.  Have a question for Preet? Ask @PreetBharara on Threads, or Twitter with the hashtag #AskPreet. Email us at staytuned@cafe.com, or call 669-247-7338 to leave a voicemail. Stay Tuned with Preet is brought to you by CAFE and the Vox Media Podcast Network. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Christine Sculti, running for Westchester County Executive, joins Sid to offer her election day pitch as to why she's the right Republican to unseat current county executive and Democrat Ken Jenkins. Learn more about your ad choices. Visit megaphone.fm/adchoices