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Our Board of Directors will share information with the congregation about what to expect for this transitional year, and how we can all put our “best foot forward” in 2025. Music: Susan Peck & Vance Bass
In one of the rare occasions when Paco is not available, Chris interviewed the wonderful Faith Elisabeth Lilley and it was a *fantastic* chat. Find Faith's D&D Beyond campaign GitHub here: https://github.com/FaithLilley/DnDBeyond-Live-Campaign ********************************************** Please help our channel by subscribing and commenting. If you like our work, please buy us a Ko-Fi ► https://ko-fi.com/gmsmagazine ********************************************** About us: Paco and Martin are a couple who love playing games and recording videos about them. Paco has been playing RPGs since he discovered Dragonlance in 1984 and found his love for Boardgames in 2007. He's an avid reader and has a very keen interest in gaming and the people who make them. Martin is a chartered surveyor who just loves media production. He is in charge of all the editing and the technology we use in our Spain-based studio. ***************************************************** Useful links: This video has been produced for https://www.gmsmagazine.com For our RPGs channel ► https://www.youtube.com/@gmsmagazine For So Play We All, our Boardgames channel► https://www.youtube.com/@soplayweall Our RPG TikTok ► https://www.tiktok.com/@leviatham Our Board game TikTok ► https://www.tiktok.com/@boardgameswithpaco Follow us on Twitter ► https://twitter.com/gmsmagazine Our Facebook page ► https://www.facebook.com/GMSmagazine/ #ttrpg #ospreygames #rpg ******************************************* ttrpg, book publishing, publishing business, writing, writing adventures, adventure writing, gmsmagazine, gms magazine, game publishing, book publishing, rpg, roleplaying, game, games, role playing game, role playing, gaming, drivethrurpg, pulp, horror, horror game
Happy New Gear! From all (both) of us here in Gearbudsland, we wish you and yours all possible good tidings in the Gear of Our Board 2023.This week we have two main topics: a follow-up signature deep dive, and the exciting developments in Dave's vintage Fender Jazz Bass saga!Also discussed: Gearbuds Reverb shop, Marc Bolan Les Paul, G3 with Robert Fripp, Brian May knighthood, Joe's Boardamassa, If These Walls Could Sing, Legendary Tones Mr. Scary Mod, Mono case updates, Old Blood Noise reverse, Origin Effects EQ, and Darkglazz fuzz.Hug your pets.
- What We've BEAN Playin' - 00:37 - Era: Medieval Age10:08 - Vikings on Board25:25 - A.D.E.L.E.- Dice Advice - 33:56 - Welcome To- Main Course - 49:04 - What Makes or Breaks A Good Deck Builder?----------------------------------Our Board game Call-In Show is live streaming every Thursday night at 9pm eastern.youtube.com/beansanddicepodcastCall In Show (813) 618-7099Podcast releases twice a month on Sundays. https://www.facebook.com/BeansAndDice/Discord Link:https://discord.gg/UZ6Rxyh-------------------------------------Podcast logo created by jimpollard.com. Jim@JimPollard.com -------------------------------------Podcast voiceovers provided by Joyce Obenhttps://www.linkedin.com/in/joyceoben------------------------------Intro Music by:Sarah, The Illstrumentalist Space Navigator#boardgames #boardgamesofinstagram #boardgamegeek #tabletopgames #tabletopgaming #tabletopcommunity #gamer #gamenight #games #boardgame #gamersofinstagram #bgg
There is much more light in the northern hemisphere today than there was yesterday. This will be the case for 90 more days until the pendulum shifts back the other way, but perhaps now isn’t the time to bring that up. It is time to tell you that this is another edition of Charlottesville Community Engagement and I’m the same version of Sean Tubbs. Spring into new information with a paid or free subscription to the newsletter and podcast!On today’s show:Several stories out of last week’s Albemarle Economic Development Authority meeting, including the pursuit of a designated outdoor recreation area for somewhere in urban AlbemarleThe Crozet Community Advisory Committee learns about transportation CouncilMembers of the Lewis and Clark Exploratory Center talked loan forgiveness with the Albemarle EDA in closed sessionAnd an update on the Broadway Blueprint in Albemarle County First shout-out goes to the Rivanna Conservation AllianceIn today’s first Patreon-fueled shout-out, the Rivanna Conservation Alliance wants wildlife and nature photographers to enter their first-ever photography contest! They want high-resolution photos related to the Rivanna watershed and the winning entries will be displayed at the 2022 Riverfest Celebration on May 1. The two categories are 16 and under, and those over the age of 17. You can send in two entries, and the work may be used to supplement Rivanna Conservation Alliance publications. For more information, visit rivannariver.org.Lewis and Clark Exploratory Center officials met in closed session with EDA to talk loan forgivenessThe Albemarle Economic Development Authority met with leaders of the Lewis and Clark Exploratory Center in closed session last week to share information about the nonprofit’s ability to pay back a loan that dates back to 2013. “The pandemic of course dealt us a hefty blow as I think it did most nonprofits,” said Malou Stark, the president of the center’s Board of Directors. “We were not able to open during most of the pandemic. We began very small last fall with very private small group tours of two or three people at a time.”That’s important as the Center owes just over $125,000 to the EDA for the loan, which was taken out to cover higher-than-expected construction costs to build the Center in Darden Towe Park. The Charlottesville Economic Development Authority also contributed $130,000 for that purpose, and has said it will forgive the loan if the Albemarle EDA follows suit. However, they have consistently indicated they expect repayment. Stark and fellow board member Sarah Gran met with economic development staff before the meeting to speak privately about the issue. “We took away the thoughts and ideas that were addressed a week ago and really wanted to hear what the EDA was saying about repayment about this loan and that we take it seriously,” Gran said. The EDA told the center board members that they want a plan for repayment. Stark said the Center sees an ability to bring in more revenue now that it can open. “We’ve continued renting out our building and we have been very successful during the pandemic in getting grants that we have gone after,” Stark said Stark said the Center will resume holding its summer camp this year and that will be one source of revenue. However, schools are not yet booking the property for field trips. The EDA met with Stark and Gran to discuss the matter in closed session. At the closed session, they also discussed an economic development project with the codename Khaki. There was no action on the matter after the closed session. There will be more from the Albemarle Economic Development Authority later on in this newsletter. Watch the whole thing on the county’s YouTube page. Crozet CAC briefed on transportation infrastructure projectsThis month all of Albemarle’s seven advisory committees have been briefed on transportation projects from the county’s planning staff. In recent years, Albemarle has been successful at securing money for projects, such as the conversion of the Route 151 and U.S. 250 intersection to a roundabout. On March 8, 2022, the Crozet Community Advisory Committee had their turn. Planning Manager Kevin McDermott explained how the process works in Albemarle. “We regularly update a list of transportation priorities and this list basically is every project that’s been identified,” McDermott said. (read the list)Those projects are identified in master plans, small area plans, corridor plans, and so on.“And then we evaluate all of those projects based on a set of metrics which we think kind of capture, really, the needs of a transportation system,” McDermott said. “Those include measuring for safety, congestion, economic development, accessibility, land use, and environmental impact.” That ranking system is similar to the one used by the Virginia Department of Transportation in their Smart Scale process. That’s one of many sources of revenue for transportation projects and McDermott said the priority list is used to help position projects for applications. For the past few years, Albemarle has used a capital fund called “transportation leveraging” that is used to come up with local matches for major projects. Other sources include a revenue sharing program with VDOT and a Transportation Alternatives program for projects for non-motorized users of the public realm. “These projects are things that would cost definitely under a million and it requires a twenty percent local match,” McDermott said. Major projects in the Crozet area include the southern extension of Eastern Avenue (#8). That’s been a plan on paper for many years, but when it came time to apply for funding the cost estimates were out of date. “And so we decided to move forward with an engineering study using local funding and so that engineering study also looked at the potential locations of Eastern Avenue,” McDermott said. The county will find out in April if VDOT will award funds to the Eastern Avenue project, which could have a cost around $25 million. Other projects in the area include conversion of U.S. 250 and Virginia Route 240 to a roundabout and a Smart Scale application for a roundabout at Old Trail Drive and U.S. 250 at Western Albemarle High School. The priorities will be reexamined as part of Albemarle’s ongoing review of the Comprehensive Plan, including new projects suggested in the recent update of the Crozet Master Plan. For more from the meeting, take a look on YouTube:Albemarle EDA releases Habitat for Humanity of Greater Charlottesville from Southwood deed The Albemarle Economic Development Authority has adopted a resolution releasing Habitat for Humanity of Greater Charlottesville of its obligations related to a ground lease for the Southwood Mobile Home Park. According to Albemarle’s property records, Habitat purchased the land and trailers at Southwood on March 1, 2007. Senior Assistant County Attorney Richard DeLoria said the Albemarle EDA took on the note for some of the debt in 2010. “Long story short is that the EDA assumed a $6 million obligation that was secured by a deed that was presented to the EDA,” DeLoria said. DeLoria said Habitat paid back the funding in the form of rent to the EDA but now Habitat is seeking to refinance. That means they needed to clear up the obligation to the EDA. “Habitat would like a deed of release from the EDA and also a termination agreement for the lease,” DeLoria said. The vote to adopt the resolution was unanimous. As of the March 15, 2022 EDA meeting, Habitat had not completed the refinancing packet. Today’s second shout-out goes to LEAPYou don’t need the “luck of the Irish” to be safe and comfortable in your own home. To see what you can do to get the most out of your home, contact LEAP, your local energy nonprofit, to schedule a home energy assessment this month - just $45 for City and County residents. LEAP also offers FREE home weatherization to income- and age-qualifying residents. If someone in your household is age 60 or older, or you have an annual household income of less than $74,950, you may qualify for a free energy assessment and home energy improvements such as insulation and air sealing. Sign up today to lower your energy bills, increase comfort, and reduce energy waste at home!Albemarle making major investment in economic development funding with surplus fundsThe proposed budget for Albemarle County for fiscal year 2023 contains a recommendation from County Executive Jeffrey Richardson that will give the Albemarle Economic Development Authority a large pot of money to use to help close deals. “Our Board has heard the recommendation from Mr. Richardson to put $5 million back into the economic development investment pool,” said Roger Johnson, the county’s economic development director. “That would sort of reestablish our investment pool that we have spending over the last four years or so. It is getting lowered as every project comes along.” The source of the $5 million is funding left over from FY21. These funds are often used to cover the county’s match for grants such as the Virginia Jobs Investment Program (VJIP) and the Agricultural and Forestry Industries Development fund (AFID). The latter was used to help Potters Craft Cider renovate Neve Hall to become its tasting room and production facility and the EDA contributed $50,000. This week, Governor Glenn Youngkin awarded the first AFID grant of his administration to Hidden Pines Meat Processing in Madison County. “The company, which has been operating for more than twenty years, is expanding to year-round operations and adding USDA inspection services to meet surging consumer demand for locally produced meats,” reads the press release. Johnson said having a dedicated pool allows his team to work without getting an appropriation for each development project. Albemarle County seeking to explore DORA Albemarle County is considering taking advantage of new state laws that allow the use of Designated Outdoor Refreshment Areas to help boost tourism and economic development. “It’s a geographic area licensed by the ABC annually that allows the consumption of alcoholic beverages—wine, beer, mixed beverages—within public spaces or inside a business without an ABC license as long as the business owner agrees,” Johnson said.The Town of Scottsville has used its DORA license on two occasions so far. The city of Charlottesville has discussed the idea but has not pursued it since a majority of the last Council did not appear to support it. Under the DORA, a nonprofit group would hold the ABC license. A business improvement district could also hold the license, but there are none in Albemarle County. “What’s allowed is up to 16 events per year,” Johnson said. “Each event can be no longer than three days. You need a letter of support from the locality, and in this case that’s Albemarle County. You have to submit an ABC application and there is a fee associated with that.”Beverages must be in designated containers. Johnson said he’s met with the Police Department to get their feedback on the events. EDA Director Stuart Munson praised the DORA set up for Scottsville for two events so far. “We saw a significant increase in traffic both on the street and in businesses and we had no problems whatsoever,” Munson said. Other potential uses for a DORA in Albemarle are in Crozet and at Stonefield. EDA briefed on Broadway Blueprint studyThe Albemarle Economic Development Office has officially completed a planning study for a portion of the county around the Woolen Mills Factory on the western banks of the Rivanna River. (read the report)“The general idea was to take the 46 and a half acres on the Broadway Corridor and turn that into a place that people, businesses, and activities all occur at the same time and everyone would like to be there,” Johnson said. Recommendations in the plan include creation of an arts and cultural district, creation of a business association for the corridor, increased bike and pedestrian facilities, design of a multimodal streetscape, and enhanced public transit. The report was delayed by COVID and during that time, Albemarle has adopted a new value of “community” which means equity and inclusion. That’s meant a new round of recommendations after the study was looked at through an equity lens. “The new recommendations include connectivity to all outside communities including the city,” Johnson said. “We were talking about this being a county-only type project but there are some surrounding neighborhoods that we believe it makes sense to connect to as well. It also includes targeting programming and the use of public space to serve the broader neighborhoods.” The item was on the consent agenda for the March 16, 2022 meeting of the Board of Supervisors. On Thursday, the MPO Policy Board will select an alignment for a pedestrian and bike bridge to connect the Woolen Mills with Pantops. One would connect to Charlottesville at Chesapeake Street at a cost of $11.3 million. The other would connect at East Market Street and would have a cost of $15.4 million. (alternatives report) (comparison matrix)Support the program!Special announcement of a continuing promo with Ting! Are you interested in fast internet? Visit this site and enter your address to see if you can get service through Ting. If you decide to proceed to make the switch, you’ll get:Free installationSecond month of Ting service for freeA $75 gift card to the Downtown MallAdditionally, Ting will match your Substack subscription to support Town Crier Productions, the company that produces this newsletter and other community offerings. So, your $5 a month subscription yields $5 for TCP. Your $50 a year subscription yields $50 for TCP! The same goes for a $200 a year subscription! All goes to cover the costs of getting this newsletter out as often as possible. Learn more here! This is a public episode. If you’d like to discuss this with other subscribers or get access to bonus episodes, visit communityengagement.substack.com/subscribe
MCML Podcast E119: Praying Over Pastors in IndiaWe at Global Hope India come together for a special time of prayer. Our Board of directors met together on Zoom with many of our pastors and partners in India to pray for one another as we continue to walk into 2022 with the pandemic COVID 19. Lots of trouble and potential trouble all around us. But we are praying to a God that's an ever present help in time of need. In this episode: Board of directors praying over each our Indian partners Prayer of thanksgiving for the what the Lord has done Praying for needs to be met physically, spiritually, economically, and for ministry Praying for direction and guidance for 2022 Links:Get your copy today on Amazon and kevinwhite.usCheck out Pastor Kevin's another podcast The Kevin White Show and Living The Dream PodcastSubscribe to a one-minute motivation series called Generously BlessedLet's get you published! Visit Spirit Media__________________________ About Missions Changed My Life Podcast A weekly podcast for the missionary in all of us. Everyone wants to make a difference in the world. Changing the World is a daunting task, but when we go on an international mission trip God can use that to change our world forever. Fellow travelers share real-life stories of radical transformation as a result of going on a mission trip. Find yourself right in the middle of a missions team being transformed by God. Receive practical resources as God uses missions to change your life. More about Missions Changed My Life Podcast. About Kevin White Kevin White is a Christian pastor, international speaker, and an international best-selling author. As a writer, Kevin's newest book, Audacious Generosity, is a best new Christian Book of 2020. Audacious Generosity was an instant international best seller in India and the United States of America. Audacious Generosity is the New Book to Read in 2021. Look for it among Christianity books on Amazon and everywhere books are sold. Kevin's why for life is to extend access to Jesus to all people world-wide. Kevin loves to motivate people how to encounter the presence of God in their everyday life. As a seasoned entrepreneur, Kevin has started and helped start hundreds of businesses, churches, and nonprofit organizations. Kevin is an expert in church leadership and business development. Kevin's shepherd's heart can be seen in his speaking and writing. He integrates Biblical principles and worship into everything he does. Kevin's strategy is to help people transform into the likeness of Jesus. Find more from Kevin White including his blog, podcast shows, YouTube Channel, and Generously Blessed 1MM One Minute Motivational Series at https://kevinwhite.us Website: kevinwhite.usInstagram: @kevinwhiteusFacebook: @kevinwhite.usaTwitter: @kevinwhiteusLinkedIn: @kevinwhiteusEmail Kevin Kevin is Founder and Executive Director of Global Hope India About Global Hope India Kevin White is the Founder/Executive Director of Global Hope India, a Christian mission organization focused on sharing the gospel in India and among Indian Nationals world-wide. We facilitate virtual mission teams to India and short-term mission teams in-person in India. These teams empower the church in India with pastoral training, youth pastor training, children's ministry, church planting strategy, church planting ministry, and medical missions. Global Hope India is a Christian charity that raises funds for India. 92% of every dollar given benefits gospel outreach projects in India such as church planting, orphan care, clean water projects, bibles, medical clinics, etc. Our partners in India serve the Baptist mission in India, Church of God in India as well as independent Christian churches. We do one thing - advance the gospel in India. We do it in one way - through the local church in India. Join us today by praying for India, giving to God's work in India and going virtually or in person to make disciples in India. Find out more information at https://globalhopeindia.org GHI Resources & Contact Info:Resource CenterGHI FacebookGHI Instagram: @globalhopeindiaGHI Twitter: @globalhopeindia
LIVE TODAY @ 4:00 pm Pacific, It's the Boze Noze Show! Our Board at least delayed our Climate Action Plan Phase two for a month or so, the plan includes limiting your choice on how you heat your home or cook because natural gas BAD! Dawn Lesley, the progressive New England transplant with a Eugene zip code that wants to be the rural West Lane Commissioner also supports limiting your choice of how you heat your home. The budget committee's recent attempt to recommend raises for Commissioners is getting statewide notice, an attempt Joe Berney, Heather Buch, and Dawn Lesley all voted in favor of doing. The state is now requiring poor rural citizens to pay for charging stations for rich Portland Tesla owners as an increase in their electric bills. The legislature is also proposing voting rights for convicted felons while still in prison. Meanwhile, the Board received testimony and documented evidence that our current voter registration roles may not be accurate. An initiative was also filed to increase the corporate tax rate by 3% just to send $750 checks to all Oregonians. The 1% Corporate Activities Tax drove Bi-mart to close pharmacies and we wonder why Intel is investing $20 billion in their Ohio facility rather than Oregon. We can also talk about anything else on you mind, just give us a call! The Boze Noze Show is live at 4:00 pm Pacific on Wednesdays. You can listen to the show online (just click the picture below) or on your phone by calling 646-721-9887. Just press "1" if you want to join the conversation. If you can't make the live show and you have a question or comment the Jay Bozievich, send him an e-mail at talk@KRBNradio.net. For more direct insight on this, tune in to The Boze Noze Show this Wednesday, January 26 and give us a call at 646-721-9887, simulcast on Facebook and tell Alexa to open KRBN Internet news talk radio.
The Boze Noze Show Hosted by West Lane County Commissioner Jay Bozievich is live at every 4:00 pm Pacific on Wednesdays. LIVE TODAY @ 4:00 pm Pacific, It's the Boze Noze Show! No guest today and I am done with my year in review so let's talk about other things. Our Board will be considering our Climate Action Plan Phase two next week that includes supporting limiting your choice on how you heat your home or cook because natural gas BAD! Oh and the plan fails to take into account the Governors new Climate Protection Plan. The Lane Area Commission on Transportation heard a presentation on the plans to improve the safety of HWY 126 from Eugene to Veneta and the usual Eugene centric anti-car/climate activist are upset it widens the road. Robin is upset it plans for traffic circles. The budget committee also heard from our elected officials compensation board and Joe Berney, Heather Buch and Dawn Lesley all voted to provide a recommendation to give the Commissioners a raise, fortunately it failed to get the required votes. We can also talk about anything else on you mind, just give us a call! The Boze Noze Show is live at 4:00 pm Pacific on Wednesdays. You can listen to the show online (just click the picture below) or on your phone by calling 646-721-9887. Just press "1" if you want to join the conversation. If you can't make the live show and you have a question or comment the Jay Bozievich, send him an e-mail at talk@KRBNradio.net. NOW also broadcasting thru Facebook Live on the KRBN Internet News Talk Radio page!
Mission Our mission is to work in partnership with the entire community to ensure that each learner acquires the knowledge, skills and core values necessary to achieve social, academic and personal success in a technologically advanced world. Vision SKILLS is dedicated to promote excellence in education through a collaborative, supportive and student-centered educational environment that empowers each learner to excel and achieve his/her highest potential. History SKILLS School History SKILLS first opened its doors in 2010 and is founded in memory of the late Dr. Suad Kafafi (1928-2004), a Noble Prize nominee in the field of Education. Our Board of Directors are dedicated to continue her work and to abide by her principles. HISTORY Was highly recognized as a prominent professor and eminent scholar known for her exceptional ambition, strong will, perseverance, dedication and scholastic achievement Was an active member in the National Specialized Councils – Egypt's highest ranked “Think-Tank” serving the education sector Founded the High Institute for Tourism and Hotels (HITH) in 1990 Founded the High Institute for Architecture and Business Administration Technology (HIT) in 1993 Founded the Misr University for Science and Technology (MUST) in 1996 Chaired the Board of Trustees of the three institutions, investing her rich experience in developing programs of excellence Was deeply committed to social responsibility Established The Suad Kafafi Foundation which provides integrated social care. This foundation runs a foster home for orphan girls and the charity project of Al-Amal Town (Town of Hope) OUR PHILOSOPHY Our philosophy is to promote excellence in education by fostering creativity and individuality. At SKILLS we promote the necessary skills to compete in our fast changing world. Manasourriah - 2 km from Ring Road by Saqqara Pyramid - Giza Mob.: +201026644419 / +201117931010 / +201117933030 info@skills.edu.eg Tel.: +20233624788 / +20233624866 / +20233624877 Fax: +20233624788 E-mail: info@skills.edu.eg #skills #education #school ACADEMICS National Curriculum British Curriculum American Curriculum German Curriculum --- Send in a voice message: https://anchor.fm/jack-bosma3/message Support this podcast: https://anchor.fm/jack-bosma3/support
LIVE TODAY! @ 4:00 pm Pacific, It's the Boze Noze Show! What a difference a week makes. Last week Oregon was at COVID hospitalization and ICU numbers were similar to last June when we lifted restrictions. This week we are setting records. The Delta variant is real and extremely contagious so our Board issued an emergency public health advisory asking people to take extra precautions like wearing masks indoors...today the Governor used her self given emergency powers to make that a mandate, not a request. Meanwhile, we have the Middle Fork Complex burning near Oakridge causing level 1 and 2 evacuation notices. Our Board is moving forward with a fireworks ban during fire season that goes beyond use and discharge. And di you know that Lane County Parks actually requires dogs to be on a leash? I am surprised how many people were unaware. We can also talk about whatever you want to talk about, just give us a call! The Boze Noze Show is live at 4:00 pm Pacific on Wednesdays. You can listen to the show online (just click the picture below) or on your phone by calling 646-721-9887. Just press "1" if you want to join the conversation. If you can't make the live show and you have a question or comment the Jay Bozievich, send him an e-mail at talk@KRBNradio.net.
Make a donation to Unity Center of Norwalk "Start By Tuning Up In Order To Be Tuned In" Rev. Shawn Moninger @ Unity Center of Norwalk CT (2/7/21) You can see this talk and others on YouTube at http://www.youtube.com/c/UnityCenterNorwalk Last week's message from Rev. Shawn: "Zooming Through Life” Hey Gang, How are you staying connected during this time? David’s and my favorite way is on Zoom. We have had many a Zoom date. Our Board of Trustees now meets on Zoom and we plan to keep it that way well into the future. Our classes are going well on Zoom. It sounds like I’m doing a commercial for Zoom. I’m not. It’s just a way that I find effective to maintain connection with people and we don’t have to wear masks. I’ve heard from others how they don’t care for Zoom. They have to use it for work and by evening time, they don’t want to be on their computer. There are a handful of people who come to church in person because they want to experience it with other people in the room. There are others who may watch us on Facebook live forever. The point here is, are you connecting with the people you love here? Are you going out of your way to make new connections? Please remember, just because some people are busy the first time you seek them out, doesn’t mean they don’t like you; it may mean they are busy right now and need to be pursued again. I have a friend who relapsed in his twelve step program because he didn’t want to go to Zoom meetings and he was waiting till groups were meeting n person again. He isolated and that didn’t work well for him. He goes to Zoom meetings now and he has 11 days back. Let’s put our resistance to change down. Let’s know that nothing is going to be “back to normal.” There will become a new normal and we will adjust to that or we will not grow in spirit and in love. Invite God into your mind so that you may think with God rather than against change. Invite God into your consciousness to remind you of divine possibility. Invite God in so that you may invite all beings in. Keep an open mind and an open heart! Love, Love, Love, Rev. Shawn
Individual grants of up to $10,000 are now available to Riverside County small business owners thanks to the Coronavirus Aid, Relief & Economic Security, or CARES Act. The CARES Act provided $431 million to Riverside County, and $45 million of that went to an allotment for small businesses. President Donald Trump signed the act into law in March. Riverside County is distributing that money in grants up to $10,000 for businesses hit by the coronavirus. Rob Moran is the Deputy Director of Business Services for Riverside County. "Our Board of Supervisors established this Riverside County COVID-19 Business Assistance Grant Program to provide $10,000 grants for eligible businesses,” Moran says. Moran says there are a few criteria businesses have to meet to be eligible for the grant. “Well, first and foremost they need to be a private for-profit located in Riverside County. And then be able to demonstrate financial hardship as a result of COVID-19. The eligibility criteria is pretty
Further to our story yesterday about Auckland's Marist College removing Black Lives Matter posters. Year 13 student Nia Cherrington stepped down as Marist College's cultural leader after teachers tore down Black Lives Matter posters she'd put up around the school. She was joined yesterday by a number of her peers all voicing their concerns about alleged systemic racism at the Catholic girl's college. Yesterday Marist College principal Raechelle Taulu said in a statement she was aware of "the concern our young people have about racism in our society and in the world. "We stand with them in sharing the rejection of actions and attitudes that are racist and violent." A statement in from the Board of Trusstees this morning: "Our Board of Trustees and Senior Management met last night to discuss the issues raised in the last 24 hours. "It is agreed that our students have every right to be heard as this issue is very serious. "Over the last week senior management has set up several ways to support students to discuss and learn about racism in our world as a school as the term progresses. "As we are currently completing a formal investigation into issues raised with us and in the media, we can make no further comment at this time. "We will be welcoming the support of the Catholic Diocese, proprietors of our school, to mediate a meeting with those that have raised issues and to address these matters."
We are here with our second Advisory Board Virtual Panel, where we brought together our Board members in healthcare, marketing and cybersecurity. We'll hear from these experts on digital transformation and how to truly connect with customers during this COVID-19 era, Our Board gives us their insights on what is next. Is it "the new normal" or "the next normal"? A special thanks to our members Samir Batra, Founder and CEO, BAHA enterprises; Connie Weaver, CEO and Co- Founder, Tracker Group; Vince Campitelli, Enterprise Security Specialist, Cloud Security Alliance; and Cynthia Johnson, Co-Founder and CEO Bell + Ivy.
Running the Numbers With Drue from 4Front Josh: Good day everyone out there in podcast world. We've got a special guest here, Drue, and he does some pretty cool stuff. And actually, you know what? I'm going to get you to tell me what you do, the voodoo that you do, and how that's impacting businesses around Southeast Queensland? Get more tips from Drue Schofield at dorksdelivered.com.au Drue: Yeah, thanks Josh. Nice intro. I don't know that we're that exciting. Josh: Aww, come on. Drue: But that was a very exciting introduction. We're accountants. Look, no, all jokes aside, we think we're quite personable people. Yeah, we're accountants. We're a full-service accounting and advisory taxation business or service. We deal mainly in the small to medium business space. We do self-managed super fund administration and advisory with our SMSF clients, whether they are still working, building businesses, contributing to super or they're self-funded retirees, and we also do quite a bit of work with property investors and developers, making sure they're structured well and giving them advice along the way, whilst being in a position to help our clients leverage our network. I spend a lot of time, personally, networking with allied professionals and pretty much anyone. I just like to be a conduit for business and people that are doing things and have ambition, and if I can connect you, or one of my clients, or someone with someone else that they need to talk to, to solve their problem, then that makes me really happy. Josh: Cool. Okay. So I guess you covered a couple of things there that spiked my interest. One of them was the podcast worldwide audience, in Australia, we call a small to medium business, I would have said, five to 200 employees. Yeah? Would you agree? About that? Drue: Yeah, about that. Yeah. Josh: Yeah. Where in America, anything less than 200 is small, it's backyard mom and dad shop, isn't it? Drue: Yeah, they seem to have a different view on business over there. Unless you're over 250 employees or whatever, they don't really even count. Josh: A blimp. Nothing. Drue: To a degree. I mean, I had some association with businesses and professionals over there when clients needed to utilise services in the U.S. and Europe as well. But yeah, certainly, everything's bigger and better in America. Sometimes. Josh: So one of the things that I've noticed when I've been talking with you versus other accountants, in bits and pieces that we've spoken with is, you seem down to earth, to the point, and humanable. Drue: Oh, thanks. Josh: If that makes sense. Drue: Yeah, yeah. Josh: Less robotic. Drue: Yeah, yeah. Look, accountants have a bad stereotype. Look, I like to think I'm the new wave or part of the new wave or the new age of accountants. Josh: I'm not helping the IT look! Drue: No, you look very trendy, except for the glasses that have no lenses by the way, for people out there. But no, they look really good. I was offered to wear some, but I chose not to. I'm a contact lens wearer, anyway. Drue: Look, we are. We're approachable. I don't know if fun loving is the right word, but we enjoy what we do. That said, we're serious. We give serious advice and sophisticated advice to people when they need it. We're succinct, we're to the point, we remove jargon. If a client doesn't understand what we're doing, we just go over it again and again until they do. Hopefully, not too many times, and usually not too many times. We usually get it on the first or second go, but we're not here to preach to people, we're not here to talk down to people, we're here to educate people. And if clients don't understand what they're doing and getting themselves into, you can bet your bottom dollar, that's where there's going to be problems, so we want to avoid that at all costs. We have those full and frank conversations without fear or favour. The clients know what they're doing, why they want to do it. We get a good understanding of that, and then we give the advice tailored to that particular situation. Josh: I think you listed four F's then. And I guess if everything's going right, you don't hear a fifth one. Drue: No, that's right. We won't talk about the fifth one. There's enough doom and gloom out there today and we don't need to feed any more panic or doom and gloom, I don't think. Josh: Not at all. So I can see a lot of similarities in what you guys do and what we do. We try to simplify technical problems. We try to make sure that people are able to understand and assimilate with what their end goal is. And we use technology as the fulcrum to achieve that. And in a non technical, gobbledygook, terahertz and gigaflops type words, we try and make sure it's all human understandable, readable stuff. It doesn't matter if you're a mechanic or a doctor or whatever it is, or anything in between, you're able to work out. You know there's a problem, we can see that there's a solution, and we use, as I said, technology for that. Josh: So one of the things, I know, when I first started out in business, was I was scared shitless about doing the accounting thing and doing it wrong. So I went and bought a bunch of a bunch of books and got any of the different government books that I could get on GST, and I don't know if you've ever had the opportunity to read those, their ... Drue: I've read them all. Josh: They're exciting, aren't they? Drue: No, they're not. Josh: No they're not. So I'm reading all this stuff, and at that stage I was at uni reading all these books on GST and BAS, and everything else, when I'm on the train to uni. It wasn't fun and it didn't make me feel any better off, because I guess it's kind of like me trying to pretend I'm a doctor or pretend I'm a mechanic, when I'm not. Drue: Sometimes it's good to just eat the sausage, Josh, and not know what gone into it. Josh: Exactly. I agree. Drue: If you use that as an analogy. Not that we don't explain what goes into it. Josh: I like that. That's good. I've always said, "You can teach a man to fish and he'll have food for life, but some people just don't like fishing." Drue: That's right. Josh: They just don't. Drue: Some people don't like fish either. Josh: Exactly. So that's getting a professional to do the voodoo that they do, is better than you trying to do everything and wear another hat. Drue: Yeah, it's crucial. I can't underline, underscore, bold, italic, asterisk enough that it's crucial to get really good advice. Whether you're just starting out in business, or starting out doing a development, or considering setting up a self-managed super fund, or whatever the case may be. Or you've been in business for two, three years and things are going well, or you're an established business, I can't stress enough how important it is to get accurate, timely advice, from someone that wants to be a key partner in your business. I mean that's our tagline. "Your key partner in business," that's who we aim to be. I believe we achieve that all the time with all of our clients. We want to see businesses survive and thrive, and grow and flourish, and do really well. And if we can be a part of that journey and connect them to good people and give good advice, then again, as I said before, that makes us really happy. Josh: Cool, cool, cool. And I think that's important there. Key. Good advice. And knowing what's out there, one of the things that I found out about years into business, was the R&D grants in bits and pieces. Drue: Yeah, sure. Josh: Do you guys work with those? Drue: We do a little bit in that space. Those things become more technical and more specialised. What I'd rather do more so than try to do it, is we've got people we work with, people we will then refer our clients to that are specialists in that area. And then I guess that's another thing that is a benefit of myself and 4Front Accountants. If we don't know something, we're not afraid to put our hand up and say, "Hey, we've got a rough idea about this, we know enough to be dangerous, but it's now time to go and talk to a professional." Josh: Yep. Drue: And the other thing we'll do there in that situation, is rather than just push the boat out and say, "See you later, hopefully, you hit land," we'll make the connection with that person, and if needs be, we'll attend the meeting and facilitate the process. So again, we want to be your key partner, our client's key partner in business. We'll really hold their hand through that process. Drue: And R&D is a really good example. Whilst we know enough about it, again, to be dangerous and how it all comes together, there's specialists that we work with and that's all they do. R&D in grant work. So R&D is research and development. Sorry, I'm using an acronym and I should explain it. Josh: I should have as well. Drue: That's all right. Not a problem. It's easy when you're a professional and you're working with ABCs and one, two, threes, and EFDs, and ATOs, and ELDs, to just rattle things off. But yeah, R&D, research and development. And whilst I'm there, a little plug for the current government and preceding governments, that someone had the foresight to bring that sort of thing in, because that's helped a lot of our clients tremendously. And I'm not even joking, millions of dollars. Josh: Absolutely. It was a game changer for us. Drue: In real cash. Josh: We've already been developing products, already been developing integrations into LinkedIn that can speed up the process to find new clients. We've developed these different processes within businesses to be able to integrate phones in bits and pieces, and we were already doing all this stuff, and then someone told me about it and I went, "Oh shit, this exists? This is a thing? Why isn't this spoken about more?" Drue: It's an often overlooked or ill-considered thing, it feels like the ATO and the government's always here to do things to you, but when you're a small business person, within reason, it does do things for you as well. I mean, we'll probably touch on it later, but the government's just neutered some stimulus package that's aimed mainly at business and it's actually really good, and it should get things going and hopefully quell some of the fear and panic out there that business owners have. God, I've had three phone calls today and two emails last night about it already. So we're actually sending out a communication and a newsletter form that summaries things clearly, succinctly, no jargon, so that clients have one source. So 4Front Accountants clients have one source to go to, look at, and say, "Okay, great, now I understand it." And we'll get more phone calls and that's fine, we'll explain it. Drue: But going back to what I was talking about, things like the R&D concessions and grants, and those sorts of things, governments are there to do things for business, not always to business. Josh: Yeah. And that's something that I was a big mindset shift that I had around 2016, 2015, 2016, when I started going for the R&D concession. I didn't know it existed, already been in business at that stage since 2007, so I'd been around for long enough that I should have heard something out there, but I hadn't. That was kind of a, "Oh I mean all this wasted money," but I went, "Well, I'm not going out of business." All this potential. And it's only one of the things that I've seen out there. Like there's advantages to employing, there's digital business grants and bits and pieces out there. There's a whole bunch of different things where the government is giving out a whole bunch of money. Josh: There was a programe which I was involved with a little while ago that would subsidise the hourly rates of IT staff, and all sorts of things like that. And I just went, "Wow, this is this cool stuff. How didn't I know about this?" And it's just everyone has that predefined thought, belief system that they're out there to take and not give. Drue: Look, it's a symptom that we see with clients all the time. They're too busy doing it, doing it, doing it. They're stuck working in their business and not on it. And that's the sort of focus that we try to shift, and a mindset we try to change with clients that, "Hey, you need to work on your business and not in it." We've got the tools, the expertise, and the advice and products to actually help clients work more on their business and not in it. And things like that come up all the time. Drue: Now it's quite possible that your accountant that you're working with at the time knew about it and didn't tell you or may not have known about it at all. But I can assure people listening that at 4Front Accountants, there are the sorts of things that we've got a finger on the pulse with. Again, we're not experts, we don't understand those things, but we're certainly aware of them. We find out enough about it. I certainly do read about it, and I know my people at 4Front Accountants do as well. We read about it enough and know enough about it to be dangerous, and then to know who to hand that on to, so that we can explain that situation to that particular expert, and then guide our client in the right path, with the right person, so that they get the result that they want. Josh: And that's what you want to get with anyone in the professional services industry. You don't necessarily want them to be the one stop shop. You want to them to know the shops you can go to Drue: You can't be all things to all people. And when you do, you will fail, immediately. Josh: Yep. Drue: And you shouldn't be. I mean, there's specialists in every field. I mean if you've got a problem with your knee, you might start at the GP, but you'll soon be referred to, potentially, an orthopedic surgeon. The GP isn't going to be there, but he's developed a relationship with that person to know that's the best orthopedic surgeon for your particular problem. I mean, we're the same. We're not solicitors, we're not finance brokers, we're not financial advisors yet. We're not R&D grant specialists or whatever the case might be, but we've got a really good network and we spend a lot of time building relationships with the people that will help our clients, so that we can continually prove our mantra or our motto, tagline, that we are your key partner in business. Josh: That's really important. Just knowing that you've got that one point of contact and that- Drue: It's terrific when people come to you and they say, "Drue, I need this," or my business partner, Carmine Decorso, they might go to Carmine and say, "Hey Carmine, we need this," and we'd say, "Yep, sure. We know someone. We'll give them a call now. We'll connect you. If you want us to come to the meeting, we can do that as well." Josh: Yep. So where would you say you sit with businesses? Do you start at anything from bookkeepers and all the way up, like a CFO type level? Drue: Yeah, we do a lot, I mean I guess our core competency is compliance work. When people think of accountants, they think of people that will do financial statements and tax returns to a solid, accurate level. They'll complete those income tax returns to a point where they're not paying a dollar more or less tax than they should. And if they're lucky, they might get a little bit of business advice. Drue: Now, we kind of turn that on its head a little bit, insofar that we recognise and realise the compliance is important, and certainly we feel our clients don't pay a dollar more or less tax than they should. And we work really hard to make sure that things are done properly, correctly, and legally. You certainly don't want to do anything that's illegal, nor do we. Where our point difference is, we do sort of act in that external CFO type arrangement, where we like to work with our clients more often than once or twice a year. We do that through something we've termed our Board of Advice programe, where we sit down with our clients quarterly, and I like to call them 90 day success cycles, which I believe is a McKinsey & Co term, the management consultants. So again, shows you the literature that people at 4Front Accountants are reading. We're not just reading the boring textbooks. Whilst they are important, they're not terribly exciting, but we've got to go through them. I'm more interested in things that are going to help our business clients survive, grow, and thrive. But yeah, we run our Board of Advice program with most of our business clients or as many as we can. They see a lot of value in that. Drue: So what is the Board of Advice program? As I alluded to, we work in quarterly cycles with our clients. We run to an agenda. We focus on the financial performance of the business and we do some business analysis around that on quarterly numbers, usually comparing the current quarter to the same quarter this time last year. And then the December quarter that we've just finished with our Board of Advice clients now, it's really interesting, because you've got six months of data this year, and you've got six months of data from the previous year, so you can really have a really good snapshot of where the business is at. Sometimes just comparing this quarter this year to this quarter last year isn't enough. Likewise, comparing the 2019 year, we've just finished it, to the 2018 year, doesn't really tell you a lot. It's a little bit too far in the past. I always tease clients that we're not here to write history with them, we're here to make history, and that's what we really try to do. Josh: I guess one of the things that I've always thought is, "Man, okay, you'll have a good quarter, you have an awesome quarter, and then you'll have a bad quarter." And when you've been in business long enough, they can't all be home runs, can they? Drue: Sadly, not. Josh: No. Well I think you can't enjoy the good without the bad, so it really lets you appreciate the good. Drue: Your sweet and savoury. Josh: Yeah, that's right. So I think and I see a lot of people around the place that are, "Oh my goodness, you wouldn't believe what happened, the line was so long at the shops." Well, there's kids starving in Africa and you're worried about the line at the shops. Drue: They're probably buying toilet paper. Josh: That's exactly right. So you have a look at these things and you think, "Okay, you need to get a bit of reality check." And I think the best thing to do is to have the bad times so that you can appreciate the good times. And not necessarily, I'm not wishing anything upon anyone that complains about mundane and first world problems, but yeah, you definitely need to have the bad ones. But if you have a bad one, sometimes that could be something that's spread further than just your business, and a lot of people are worried about a recession and things. Nevertheless, the data that you have, that you can help businesses out with, you mentioned forecasting. Are you able to see trends across the businesses that you work with? Drue: Absolutely. We see stuff all the time. Josh: So if someone said, "Oh, I've had a bad quarter," and you go, "Look, I understand. We've got five other businesses that are in the same sector as you that are also feeling the pressure." Is that something- Drue: Yeah, it is. I mean, we're growing, we're growing all the time. And we want to keep growing. We've got fairly big aspirations as to where 4Front Accountants will land in my lifetime as a business, so the more clients we have, the more data we have. Now, obviously everything's confidential so we don't share other people's information, but we can talk about things generally. Drue: So we're seeing that with particular trade's clients, or we're seeing that with medical professional clients, or we're seeing that with Josh: Retails. Drue: Clients in, yeah, retail, whatever the case may be. You get a general feel, you work with enough clients, you just end up with, as an accounting firm, you end up with a natural cluster, because if you've got an accounting business like we do, you're dealing with a lot of different businesses all the time, and we're almost solely business these days, which is the path we want to keep going on. So you see little clusters. Drue: It's really important, though, to not have a five week view of things. You need to have a quarterly, that 90 day success cycle view of things, or that six monthly, one year, three years, five years. Now, the further you stretch out, the harder it is to plan. Josh: Otherwise, it gets a bit wonky, but at least you're walking it. Drue: You can, but you've got to have a plan. You've got to have a plan. So one of the things that's really important, I think, for clients is to do some forecasting, and then you give yourself some measurements or some numbers to measure your current performance against. Like you said, Josh, you're going to have bad quarters, and that's just how things are. It might be because of seasonality, it might be because there's a hereto incurable virus sweeping across the world, who knows? But it's important to take a longer term view of things and look at your business and say, "Okay, is there anything that's fundamentally wrong with the business now?" Most business people will have a gut feeling, that's why they are entrepreneurs and that's why they are business people, they tend to go with their gut. Perhaps more. It's sort of an intuitive thing, but I think probably harking right back to the advice piece I was talking about before, you can't underestimate the power and the value of good, succinct, solid, financial advice, sitting down with your accountant or your advisor. We're becoming more advisors than accountants these days because of the number of clients that are starting to take up our Board of Advice program. Drue: And if you do it in a logical, methodical way, with some structure, I mean all our Board of Advice program meetings that we have each quarter run to an agenda. We talk about the financial analysis of the business, sure, but there are other things that come up as well. They become a bit open slather, we like to look at whatever clients are comfortable talking about, and that sway into personal issues as well, which means you've got to have a whole subset of other networks available to you. That might be psychologists and psychiatrists or other healthcare professional people. Josh: You're offering counselling, nearly. Drue: Well not quite. Josh: You're not wanting to but Drue: Well, look, unless you're in business, you really don't understand and appreciate how much it really becomes part of your psyche, and it becomes your identity. Josh: Absolutely. Drue: And we've had clients, unfortunately, that have had businesses go under, where we haven't been appointed as advisors quick enough, and we haven't been able to make changes early enough. And it's really sad. And sometimes these aren't young people, sometimes these are well established people in their 30's or 40's or 50's where industries have changed and they've been left behind. And that's really, really sad. Drue: Now in some instances, there's probably not much you can do, but I think if you had the chance to get to them early, maybe run this Board of Advice program that's quite structured, which is almost like a mini board of directors, the way we run it, given its got an agenda, and it really does add a bit of corporate governance and accountability, which is important. It's something that I think is lacking more generally in the small business world. People sort of get their hammer and level, and off they go, and they're a builder, or they take their- Josh: All the cowboys out there. They try their best- Drue: Yeah, they are. I guess there are Cowboys out there and they do try their best, but they may not have appreciated the advice that they could get off a good accountant and business advisor. And I like to think that if our clients, and future clients, start to work with us closer with this Board of Advice program, the amount of accountability adds is tremendous. And it's going to get good results, because we're spending that time to sit with our clients and we're their professional sounding board. They can throw anything they like at us. We'll have our own insights and our own observations, which we can give advice around and make changes. And I've done that with clients recently. Drue: I had a plumbing client recently that is new to the firm, and he reported a $20,000 loss last year, and he couldn't work out why. I sat down with- Josh: I bet he pulled that coin from out of his house or something like that, or a personal asset, or that's, I guess, advice that you'd be giving. Drue: Yeah, so I've sat down with him, looked at the numbers, and he said, "Okay, well there's a $20,000 loss here." Yeah. And the businesses is now in lost territory again for the last two quarters. On a quick analysis, I've worked out that his GP, his gross profit line is wrong. So he didn't have the right numbers in there. Once I put the right numbers in there, whilst it was still bad, it made the data more realistic, and it told a better story. Josh: So gutter in, gutter out. Drue: That's right. So the issue in this particular, and this is a real life example here, in this particular client situation, he was having an over reliance on subcontractors and labour hire, and we feel he wasn't marking up the materials he was buying enough. So we did just a quick little "for example" calculation of if he replaced this person with this person and this with that and perhaps got rid of some of the labour hire and some of subcontractor at work, and replace that with a more permanent workforce, and then changed the markup he was putting on the cost of sales, we were able to turn it into an $86,000 profit. Josh: Yep. Huge. Drue: Massive turnaround. That's a $106,000 turn around. Now it's easy to say, "Oh yeah, that's great, Drue, but that's all theory. You may not get that immediately." But if you change your mindset, and you're working with your advisor or your accountant each quarter, and you're looking at those things and making that the most important thing, I always say that which is measured is that which is achieved, you're going to get somewhere near it. You might not get to the $86,000 profit the first year, but gosh, you might get $20,000 profit or $30,000. Going to be better than a $20,000 loss, surely. Josh: You can't turn a ship on a dime. Drue: No. Josh: It takes time. Drue: It takes time. And I guess the Board of Advice programe we're running, it's really helping clients to see the power of accountability and meeting and taking advice and acting on it. Josh: I agree. It's something that people need to have. And this is something ... I was talking to someone else earlier on today- Drue: And if you haven't worked out, I'm pretty passionate about it. Josh: I've noticed. Yeah, yeah. Drue: Well, I want to see people do well. I mean my parents were small business owners and- Josh: Yeah, what did they do? Drue: Builder. Dad's a builder. Had some really good success over the years, but I think he could have done better if he'd had, perhaps better advice, more frequently. And I really think any business, whether you're really successful or you're moderately successful or you're doing okay, will benefit from better quality advice more frequently. Josh: Well, I found, when I first started out in business, my uncle at a company that he was running for many years, and engineers or teachers is pretty much everyone else. So I always thought you can do anything you put your mind to, but that was misinterpreted as you do everything that you can and you put your mind to. And so that then meant when I became a business, started, I'll put in my prepubescent voice, "Let's start a business. I'm really excited to see where this goes." And then I went, "Shit, there's a lot to do." And so I had to become the marketer, the salesperson, the manager, the entrepreneur. Drue: Chief cook and bottle washer. Josh: Exactly. Exactly. All and everything of the above. So I slowly, slowly worked out that this isn't for me. And then went, "Let's stop this and start employing the right people and having the right people do what they enjoy doing," and do what brings you the money in. So that was a great shift and I've never looked back. Having the right people there to give you the advice though, and make sure you are making the right decisions is important. Drue: I think it's critical. It's critical to the success of success or failure of a particular business or enterprise. It just really is. Josh: It doesn't matter the size of your business either. I think it's critical straightaway. We go into people's networks a lot and we see problems and problems and we go, "Oh, why is it set up like that?" Or, "Why is it done like that?" And it's just because the advice that they were given was they thought they know, liked, and trusted that person, trusted the advice, and it was just poor advice. And so for all of our clients that we work with, we say, "Look, we want you, every six months or however often you feel necessary, get another IT company in here and see if we're doing the best job for you." And that gives them the full input and knowledge that we're fully transparent, we're very confident in what we're doing, and we know we're doing right for businesses. Drue: The fact that you're prepared to frank your ability with that, I'd imagine no clients do that, because they know that you back yourself. Josh: Very few. And one of them said, "Oh, who would you suggest?" And I said, "That kind of takes away from the point of it, doesn't it?" Drue: Yeah, that's not independent. If you're suggesting someone, it's not really independent. Josh: Any professional services that they have that they're employing in their business, whether it be financial advisors, accountants, solicitors, IT people, anyone that is doing something that you can't touch and feel and know that the product is good and the outcome is good. Drue: Intangible. Josh: Yeah, intangible products or intangible services, you need to be able to have someone go in there and make sure that Oz behind the curtain is pulling the right strings and doing the right thing for you. Josh: So we had someone come to us about a month ago and they were asking us if we could help them out with some of their LinkedIn marketing stuff. And I said, "Yeah, we can definitely do that. We can go through the process and do the voodoo that we do." And I bought the pricing, he goes, "Oh. Okay, we'll have a think about it." And I thought, "Oh, 'have a think about it' means you're probably going to check out someone else. That doesn't matter. Josh: Anyway, he called us back a month later. So just the Monday just gone. And said, "Josh, I need you to review what's going on with my LinkedIn." I had a look and he went with this company to go through and market him on LinkedIn. And I thought, "All right." And I had a look and they were doing nothing. They bought a $50 product. They took his scripts, and they were using this $50 product to automate the messages that were being sent out, and then charging them $1,500 a month to try and make new connections on LinkedIn. And I said, "You are absolutely been being taken for a run mate." I said, "This is terrible." I said, "The product they're using is this ... " and pointed it out here. And I said, "This is what they're using. It's $50." And that's $50 U.S. I said, "But that's $50. And then you've shown me what you've given me and all of this information, they've just entered that, copied it out of your document into these fields. Then they've just set the days of when they're going to send these messages to people." I said, This is terrible. You're really spending $1,500?" He goes, "I feel sick." I said, "Maybe $500 if they're managing everything and they're doing a phone call." For what they're doing, I said, "They're on selling a product with 30 times mark up, 3000% mark up." I'm like, "That's ridiculous." Drue: Vaporware. Josh: Yeah. And anyway, what I'm getting at is it's always important to have someone there check out what's going on. I myself have had only a couple of bookkeepers over the 13 years we've been in business, and when I got the second bookkeeper, she went, "Oh man, look what the first bookkeeper's been doing," and I thought, "Oh, well that's probably what you're going to say anyway," but it's good just to have people double check, just to make sure that your work is aligned. Drue: Yeah. It can't hurt. Josh: Right. What's the hurt in it? Nothing, yeah. Drue: Look, very rarely do we have clients do that, because they're confident in what we do and how we do it. Now, I will say often I have meetings with prospective clients. It probably starts out as a second opinion meeting, but once I start talking about what we're going to do and demonstrate that, it soon becomes a first opinion meeting, because they've become clients, which is nice. Josh: Yeah. But that's what you want. Drue: Absolutely. Josh: And that just shows when you think, obviously without knowing the relationship- Drue: And it doesn't mean their advisors aren't good, it just means they're not as good as us. Josh: Yeah. Not on the ball enough or not keeping in contact enough. And that's imperative, like relationships. We're all about automation and everything that we produce is all around automation and uptime for businesses, but we'd never suggest to automate the human touch. Now we're sitting here having a podcast together, doing an interview together. Drue: In the same room. Josh: In the same room. Drue: As humans. Josh: We can high five. Drue: Yep. Josh: That was terrible, let's try one that makes a noise. There we go. And when you look at, we could have done this over Zoom, we could have used technology, we could have done all these other different things, but that's a start and end, and then there's nothing there. And I think the world is becoming too digitised in ways that they should be humanised. Drue: Yeah. It's not as organic. Our Board of Advice meetings, we have a handful, occasionally, that are done on a Zoom or a Skype call, but for the most part, I like to do them face to face, either in our office or in our boardroom, which is all kitted out and nice and comfortable and easy to have the meetings there, or at the client's premises, more than happy to do that. But I prefer and okay, yeah, it would be quicker, it would save me half an hour, 45 minutes each way in a car. It would save the client half an hour, 45 minutes each way in the car. So okay, you'd pick up an hour, an hour and a half. Big deal. In the overall scheme of things, more than happy to go to a client's premises and meet with them or their home, if that's where they're comfortable doing it. I don't mind. Drue: But the important thing is they're in the flesh, eyeballing each other. It's seeing body language, seeing expression. Josh: You can feel the emotion. Drue: And they can see, I hope, sometimes our passion or my passion for what I'm trying to do and where I'm trying to help them get with their business. And I can see their passion or their frustration or their concern or fear or panic or jubilation that they've .... We've had an action list that we set last time and they've done it all and they'll say, "See Drue, I did it all. You didn't think I would, did you?" I'm like, "No, no, I never said that." Or where the labour a point, they look at something and they say, "Well look, we didn't get this action point and here's why." And we can sit there and we can talk about it. I don't think we will ever, ever technologize, digitise, or supersede, the human to human interaction. Drue: No. Josh: If we did, the UN would be done completely via video link, and there would be no need for everyone to fly into Brussels or wherever they do, and have a face to face meeting. Drue: No G20s, none of that stuff. Josh: It'll be all gone. Drue: If you think about bigger businesses with business deals, they still fly to Japan or to China or to the U.S. or to London, wherever it is, and they sit down. They might break bread and have a meal together, but they sit in the room and they sign the papers. And there's no need to do that usually, but there's a real human need or craving to be in the company of other human beings. Josh: There's something there that you can't feel otherwise. Drue: Yeah. Josh: When you do it over the phone, you can hear tonalities in voices, but you can't really feel the impact of that person being there. It generally doesn't go longer than the, "Okay. We've started, we've had a small amount of banter. We've spoken about it. We've concluded. We've said bye." There's not that, let's get to know the real you moments that you get when you talk and catch up with people. Drue: It's like a 5D factor, I think, I call it. So not 3D because 3D's easy on the video, and we all know about 4D now, but 5D's you're in their presence, without trying to get too spiritual, you can feel their being. And it's really good. And that's what we want with our clients. We want them to see our passion and feel our passion, and we like to see theirs and feel their passion for their business as well, because that's their livelihood, that's their thing. And as I said, toward the start, that's their identity sometimes. So they're really proud of that and we want to bask in that pride as well. Josh: Well, I guess we've been going through a few bits and pieces here, and I'd like to finish up and ask how would people go about contacting you and make sure that their business is going in the right direction and they're not freaking out, their numbers are doing things wrong. How can they get that second opinion that might turn into the first opinion? Drue: Look, the best way is to send me an email or give me a call. If you go to 4Front.net dot.as, or to Drue, and that's D-R-U-E.schofield@4front.net.au, or find me on LinkedIn. More than happy to have a conversation, cost and obligation free. We can sit down, we can talk about what you're doing, how you're doing it, what your expectations are, where you think there might be some potential gaps in the advice you're getting now, and we can give you the cut of edge, and then you can see whether you think that's something that appeals to you and that you might see value in. So yeah. Josh: A yachting term, I love that. I love that. I'm a bit of a keen yachtie myself. Is there any questions that you'd like me to ask or that you'd like to ask of me? Drue: No, I think we've covered some great ground there. Don't ask me to repeat all that, because I don't necessarily know what I said, but I just hope that people listening can get a good feel and a good sense for the passion that we have. Yes, we're accountants, and we've got a bad stereotype of being boring and maybe a bit mundane, but I hope, Josh can attest to me not being like that. Josh: Absolutely. No, no, no, not at all. I'd say you'd go and have a beer with me if I offered it after the podcast. Drue: Absolutely. Or two. Josh: Perfect, it's done. Or two. Drue: But yeah, just to finish up, we are passionate about being your key partner in business. Josh: That definitely sounds like you're on a really good business and its got legs and it's going places. I'd like to ask anyone out there, if you have enjoyed this episode, to make sure to jump across to iTunes, leave us a review, give us some love, and make sure to stay good. Drue: Thanks Josh.
Allan O'Bryan, Executive Director, World Sleep Society In this podcast, Allan O'Bryan, Executive Director of World Sleep Society tells us about the workings of the association and the brain power behind it. O'Bryan also talks about their upcoming conference in Brazil and World Sleep Day. "World Sleep Society is a non profit, member based association representing clinicians, nurses, technicians healthcare focus in sleep medicine and sleep research, says O'Bryan. Our Board comes from around the world with a mission to advance sleep health worldwide, especially in regions where sleep medicine is less developed." O'Bryan mentions the following officers on the Board include, President: Birgit Högl (Austria), President-Elect: Phyllis C. Zee (US), Secretary: Fang Han (China), Treasurer: Maree Barnes (Australia), Past President: Charles Morin (Canada) To support the mission of World Sleep Society, every other year there is an educational conference held in a different location in the world. The next World Sleep Society conference is on September 10 - 15, 2021 in Rio de Janeiro, Brazil. Over 4,000 healthcare providers will attend the conference attend educational sessions, poster sessions, and visit exhibitors from pharmaceutical companies to homeopathic solutions to sleep. O'Bryan shared that other educational opportunities are available throughout the year including regional sleep focused conferences and educational videos from the last conference in Vancouver. O'Bryan and others at World Sleep Society were instrumental in creating World Sleep Day in 2007. It is a global awareness act that celebrates sleep and aims to help those with serious sleep problems. Celebrated on the Friday before Spring Vernal Equinox of each year, this holiday has an annual 155 events held across the world and is participated by over 70 countries. "It is a celebration of sleep and a call to action, " says O'Bryan. "Some people come to work in pajamas while others challenge you to stay in bed for 24 hours. World Sleep Day is chaired by Liborio Parrino, MD, PhD, Associate Professor of Neurology at Parma University, Italy; with support from World Sleep Society's staff and others." "To celebrate World Sleep Day on March 13, 2020, The Sleep Forum and World Sleep Society will be podcasting every week with renowned doctors about sleep conditions and also innovative entrepreneurs that have created non pharmaceutical sleep solutions, "said Marion of The Sleep Forum. If you or your organization would like to participate in World Sleep Day, please go to www.worldsleepday.org to apply to be a delegate or for more information. Or visit www.worldsleepsociety.org.
LIVE! TODAY @ 4:00 pm Pacific It's the Boze Noze Show! What a great #TimberUnity Rally in Salem! I will have a full report. Monday I spent the day in Salem at the Association of Oregon Counties legislative meetings. In that meeting, Chair Buch showed just how much she is in the pocket of AFSCME. That evening I attended a Veneta City Council work session on a proposal to share the cost of adding a School Resource Officer to the Fern Ridge School District. At our Board meeting yesterday we heard from the City of Cottage Grove about how they are removing barriers to housing and the Board approved their request to offer tax incentives to stimulate even more construction. Our Board also discussed housing but Commissioner Sorenson seems focused on taxing folks and using the money internally to build housing, something I do not support. I again reminded the Board that we are not getting our fair share of revenue from federal forests and we should reconsider our membership in the only organization lobbying for increasing federal timber harvest and funding from our O&C Railroad Lands to help provide funding for rural Sheriff's patrol and housing efforts
Our Board member Sarah, Commissioners Justus and Naira from the "Agriculture Commission" are talking about the consequences of climate change on agriculture. They carried out interviews with farmers and food producers to find out what challenges they face in their production and how they try to overcome those challenges. --- Send in a voice message: https://anchor.fm/HowAboutYOUth/message
In this episode you will learn about Maine Children's Home for Little Wanderers' organization from the Clinical Director Debra Levenseller, LCSW, and about Trust-Based Relational Interventionâ (TBRIâ) components and therapeutic usefulness. Other staff members included in this episode are: Angela Woodhead, LSW Adoption Social Worker Lindsey Bragdon, LSW Adoption Program Director and TBRI Practitioner Stacey Merrill LCPC-c Outpatient and Family Therapist and TBRI Practitioner Special thanks from Debra Levenseller to: "Foundations/donors that helped us with funding to get all of this TBRI/Theraplay/Play Therapy trainings, as well as supported some of our TBRI conferences/training we’ve offered. [Our] Board and Administration and the foundations that really made it happen financially. [Also] The Bingham Program, The Gimbel Foundation and the Elsie and William Viles Foundation." Helpful links and resources: https://child.tcu.edu/about-us/tbri/#sthash.njTs8lae.dpbs https://www.mainechildrenshome.org/ https://theraplayinc.com Upstairs & Downstairs Brain/ Trauma Brain: https://www.youtube.com/watch?v=0IDG_Mm_82w Book: “The Whole Brained Child” TBRI Books by Cindy Lee: https://www.amazon.com/Cindy-R-Lee/e/B00Q7APA7K/ref=dp_byline_cont_book_1 Engine Plate to help your child learn self-regulation: https://mountainadoptionadventure.wordpress.com/2016/03/25/co-regulation-hows-your-engine-running/ My contact information for questions & comments: areedlcsw@gmail.com --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
#takebackourstory: how YOU Can Help the Fight for Breeders’ Rights AKC Vice President of Government Relations Sheila Goffe shares details about the https://www.akc.org/clubs-delegates/government-relations/donations/ (Political Action Committee). This fund, administered by AKC, is another tool helping breeders #takebackourstory. “We are constantly fighting bad legislation,” Goffe said. “One of the things we can do that is the best short cut is make sure the folks who get elected understand us. The PAC provides campaign contributions to people running for office. Our Board looks at candidates who are already in office, people in position to make a difference. People who have worked with us in the past, we want to be sure they get re-elected.” The AKC PAC makes contributions through YOU, Goffe said. “This is your dollars, but we work with local clubs to invite local people in specific district to deliver the donation. The enables us to develop relationships in the local community with local legislators.” The reality of money in politics, Goffe noted, is it’s not a quid pro quo. “But when you hand them a check and they know who’s contributing, it gives you an opportunity to be heard. Then it’s up to us. We are the subject matter experts. Many groups writing breeder laws have no experience breeding dogs. We are the experts.” #takebackourstory Regulation vs legislation AKCGR is currently tracking more than 1500 bills nationwide. One of the hotspots of contention is in Ohio. “There’s a lot of confusion about what’s going on in Ohio,” Goffe said. “Definitions impacting hobby breeders have not changed. We are working with them directly, with the director of Ohio legislature, to ensure that the correct intent of the laws and regulations are adhered to.” In a shorthand version of the legislative process, Goffe noted that once a bill passes and becomes law, administrators create regulations that implement the law. The people who are determining how the Ohio law is to be implemented are misinterpreting the regulation. There are a whole lot of reasons that legislation and definitions matter, Goffe said. Proposed legislation needs to be reviewed because even though it may not impact breeders today, the question remains how easy would it be for it to have impact in the future. “It may not apply to you until it’s “misinterpreted”… the intent of legislators is one thing, then it goes to how is it implemented. The application of the statute can be a problem,” Goffe said. It matters. Pay attention. 98% of success is showing up. https://www.akc.org/clubs-delegates/government-relations/toolbox/ (https://www.akc.org/clubs-delegates/government-relations/toolbox/) https://www.akc.org/clubs-delegates/government-relations/federations/ (https://www.akc.org/clubs-delegates/government-relations/federations/) Support this podcast
Complete Service-First Unitarian Universalist Society of San Francisco
Seeing Whiteness? (February 24, 2019) Our Board said an overarching goal at this summer’s Board Retreat — to seek and serve “wholeness” among us. It is a particularly important goal to keep in mind as we look, in our just-beginning strategic planning process, at the future of who we wish to be and what it will mean to get there. Part of that work has meant for many of us to begin to unpack what is hard to see and name — the water we swim in, the culture that forms us and we reinforce unless we are careful, the power and privilege and protected class of whiteness. Rev. Vanessa Rush Southern, Senior Minister Rev. Alyson Jacks, Associate Minister Sam King, Worship Associate Dr. Mark Sumner, Choir Director Reiko Oda Lane, Organist Alan Alpert, tenor Wm. Garcia Ganz, piano Gayle Reynolds, Trustee Jonathan Silk, Podcasting, OOS
Sermons-First Unitarian Universalist Society of San Francisco
Seeing Whiteness? (February 24, 2019) Our Board said an overarching goal at this summer’s Board Retreat — to seek and serve “wholeness” among us. It is a particularly important goal to keep in mind as we look, in our just-beginning strategic planning process, at the future of who we wish to be and what it will mean to get there. Part of that work has meant for many of us to begin to unpack what is hard to see and name — the water we swim in, the culture that forms us and we reinforce unless we are careful, the power and privilege and protected class of whiteness. Rev. Vanessa Rush Southern, Senior Minister Rev. Alyson Jacks, Associate Minister Sam King, Worship Associate Dr. Mark Sumner, Choir Director Reiko Oda Lane, Organist Alan Alpert, tenor Wm. Garcia Ganz, piano Gayle Reynolds, Trustee Jonathan Silk, Podcasting, OOS
Our Board of Trustees President, Laura Meade, returns to give this week's lesson. The Power of Will is our power to make decisions. We make hundreds of decisions every day. What influences them and how do we use our other God-faculties to help us make them? Coincidentally, the people of Unity of Cedar Rapids have some big decisions to make about our future. What is your will? What is our will? What is God’s will? “Make a decision” to join us Sunday to explore this Power of Will. If you would like to learn more please visit, http://www.unity.org/
THE NATIONAL PHARMACEUTICAL COUNCIL The National Pharmaceutical Council (NPC) is a health policy research organization dedicated to the advancement of good evidence and science, and to fostering an environment in the United States that supports medical innovation. Founded in 1953 and supported by the nation's major research-based biopharmaceutical companies, NPC focuses on research development, information dissemination, education and communication of the critical issues of evidence, innovation and the value of medicines for patients. The issues we select for examination and the researchers and academics we partner with position NPC as a uniquely credible and trusted voice in the biopharmaceutical research and health policy communities. Much of our research is published in peer-reviewed journals. NPC is working to: Ensure that sound evidence is recognized by independent experts, considered appropriately by private and public payers, reflected adequately in benefit designs, and incorporated into clinical practice Demonstrate and promote the contribution of innovative medicines to optimizing health and wellness for patients and the entire health care system through scientific analyses and fact-based communications Maintain a focus on the issues related to advancing the science and research aspects of the biopharmaceutical industry and preserving and improving an environment supportive of innovation. Our Board of Directors consists of a representative from each member company. The annual dues paid by our members make up NPC's core budget, which funds research-based projects, ongoing educational activities and our day-to-day operations. NPC does not engage in lobbying activities. See omnystudio.com/listener for privacy information.
Join us as we talk to 3 participants live from the event. Each year individuals and organizations from diverse fields of expertise managing global issues meet in Savannah, GA. Solution creators, businesses, organizations and individuals from around the world submit inspirational solutions to present at The Exchange based on the current year’s theme. Our Board of Governors selects a new Ocean related theme each year and a call for submission of solutions is sent around the world. The 2012 Theme is: LEAP TO ZERO+ Throughout the Exchange invitees network with solution presenters and other attendees discussing applications, opportunities and the global potential of the solutions showcased. Attendees… Provide insight and guidance to solution presenters. Select the solution that will receive the Gulfstream Navigator Award 2012, a financial award of $100,000. Select the solution that will receive the WWL Orcelle Award 2012, a financial award of $100,000 Work together for 12 months to advance the adoption of the solutions presented at the Exchange around the world.