Podcasts about naira

A Najeriya, Hukumar Kula da Ilimin Firamare ta Kasa ta roƙi gwamnonin jihohi da su yi wa Allah su gaggauta karɓar sama da Naira biliyan 332 na kuɗaɗen tallafin daidaita tsarin ilimi. Shugabar Hukumar Aisha Garba wanda ta yi wannan kira, ta ce bayaga Naira biliyan 65 da aka ware akwai kuma wasu Naira biliyan 267 da aka ware domin inganta makarantun firamare a ƙananan hukumomin  faɗin ƙasar. Ku danna alamar sauraro domin jin cikakken shirin tare da Oumarou Sanni.

❤️ Amor é escolha: fidelidade, memórias, superação e gratidão — Parte 2Na segunda parte do Podcast do Fabio desta segunda-feira, 10 de agosto de 2026, a conversa fica ainda mais pessoal.Depois da pausa para cuidar do Tufão

Valdoir da Silva, Servilio Gheller e Diego Castilho participaram do programa Assunto Nosso para falar sobre o evento de boxe que será realizado neste sábado, 8 de agosto, em Santa Cruz. Naira Zanette também participou do programa para falar sobre o trabalho do CVV e o chamado para novos voluntários.

Valdoir da Silva, Servilio Gheller e Diego Castilho participaram do programa Assunto Nosso para falar sobre o evento de boxe que será realizado neste sábado, 8 de agosto, em Santa Cruz. Naira Zanette também participou do programa para falar sobre o trabalho do CVV e o chamado para novos voluntários.

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Mauro Fernando Dreher, vice-presidente da Federação Gaúcha de Basquete, e Naira Zanette, do CVV, participaram do programa Assunto Nosso para falar, respectivamente, sobre o basquete gaúcho e o chamado para novos voluntários do Centro de Valorização da Vida.

Mauro Fernando Dreher, vice-presidente da Federação Gaúcha de Basquete, e Naira Zanette, do CVV, participaram do programa Assunto Nosso para falar, respectivamente, sobre o basquete gaúcho e o chamado para novos voluntários do Centro de Valorização da Vida.

Shirin Kasuwa Akai Miki Dole tare da Ahmed Abba a wannan mako, ya mayar da hankali ne kan yadda aka gano cushen kusan Naira triliyan ɗaya cikin kasafin kuɗin Najeriya na wannan shekarar ta 2026, domin sayen motocin alfarma da kuma ayyukan tallafa wa jama'a. Wannan na ƙunshe ne cikin wani rahoton da wata  cibiyar da ke sa'ido kan yadda gwamnati ke kashe kuɗaɗen kasafi a Najeriya wato Tracka. Cibiyar ta ce adaɗin ya zarce jimillar kuɗin da aka ware wa manyan ma'aikatun gwamnatin tarayya guda bakwai. Batu da ya janyo ce-ce-ku-ce. A cikin rahotonta, Cibiyar ta nuna cewa gwamnatin ta ware kusan Naira biliyan 960 ga ma'aikatun Sufurin Jiragen Sama, Gidaje, Harkokin Mata, Ciniki da Masana'antu, Shari'a, Kiwon Dabbobi da Albarkatun Man Fetur, amma kuma ta ware kusan Naira biliyan 963 domin sayen motoci da kuma ayyukan tallafa wa jama'a. Ku latsa alamar sauti don sauraren cikakken shirin.

Shirin a wannan mako tare da Ahmed Abba  ya yi dubi ne kan matakin da ƙungiyar dillalan man fetur masu zaman kansu a Najeriya ta sanar na dakatar da sayen mai daga matatar Dangote, sakamakon matakin da matatar ta ɗauka na fara sayar musu da man da take tacewa da dala maimakon Naira. Shiga alamar sauti don sauraron cikakken shirin.......

Você sabe o que é o PROADI-SUS e como ele contribui para o fortalecimento da saúde brasileira? Neste episódio do SUSCast, conversamos sobre o Programa de Apoio ao Desenvolvimento Institucional do SUS, uma iniciativa que reúne hospitais de excelência e o Ministério da Saúde para desenvolver projetos de pesquisa, capacitação profissional, inovação, gestão e assistência especializada em benefício do Sistema Único de Saúde.Ficou curioso pra saber como essa parceria impacta a qualidade da atenção à saúde? Dê o play no nosso episódio pra saber mais sobre como o PROADI-SUS fortalece o SUS e contribui para levar conhecimento e inovação aos serviços de saúde em todo o país.

Delicious Treats and how 2 spoonful of sugar might help a stranger learn a bit more about their faith. Naira shares her journey from cradle Catholic, immigrating to the UK, becoming homeless and then... to baking her first cake in England for the Parish Priest. Like the many benefits and uses of the Cocoa tree, Naira's testimony is an example of how the Lord has so much more planned for us than we could ever imagine! Like the uses of cocoa - dive into your faith, continue to learn and serve - and you'll find a wonderfully sweet adventure in store for you!Please consider supporting us with a one-off or monthly donation. It is only through the generosity of our listeners that we are able to be a Christian voice by your side.⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://radiomaria.uk/donations/⁠⁠

A Najeriya, daidai lokacin da ake neman sanin matsayin shugaba Bola Tinubu dangane da zargin kafawa da kuma tafiyar da wata ma'aikatar jabu a ƙarƙshin gwamnatin tarayya, sai kuma ga wasu bayanai daga Asusun Lamuni na Duniya IMF da ke cewa gwamnatin ta kashe sama da Naira triliyan 8 waɗanda sam kasafin kuɗin ƙasar bai san da su ba. Shiga alamar sauti  don sauraron cikakkiyar hira da Abdoulklarim Ibrahim Shikal ya yi da Kwamrad Nasiru Kura mai fafutukar yaƙi da rashawa a ƙasar..........

The controversy revolves around the Presidential Foreign Intervention Promotion Council (PFIPC), which the Nigerian Presidency has officially declared to be a fictitious and non-existent organization. It gained significant national attention after being shockingly allocated over one billion Naira in the 2026 budget.A man named Prince Adeniyi Adeyemi Matthew [38 years] reportedly appointed himself as the Director-General of this council, forged appointment letters that bore government seals, and operated from an office space at the Federal Secretariat in Abuja for more than a year.The alleged impostor and his associates conducted meetings with government ministers, summoned ambassadors, and utilized falsified documents to establish 34 accounts with the Central Bank of Nigeria (CBN).It is quite unbelievable that this non-existent agency was included in the 2026 Appropriation Act with a budget allocation of one billion three hundred two million nine hundred seventy-eight thousand seven hundred eighty-four Naira. [1. 302 978 784]The scheme began to unravel when the Nigerian Investment Promotion Commission (NIPC) identified overlapping responsibilities, leading the Chief of Staff to the President, Femi Gbajabiamila, to submit a petition to the State Security Service (DSS) and the police in late 2025.Mr. Adeyemi was apprehended by the Nigeria Police Force and is facing an eight-count charge at the Federal High Court in Abuja for conspiracy, forgery, and impersonation.While the Presidency denies any knowledge of the council, the accused asserts that his appointment was legitimate, claiming that the Chief of Staff's office received 400 million Naira indirectly to secure the position.The scandal has ignited intense public debate, raising serious concerns about how a fictitious agency could obtain an official government office, maintain accounts with the central bank, and be included in the national budget without triggering institutional safeguards. Civil society organizations and opposition leaders have called for transparent, independent inquiries to investigate these significant systemic and oversight failures.

Shirin "Kasuwa Akai Miki Dole" na wannan makon tare da Ahmed Abba ya mayar da hankali ne kan yadda ƴan Najeriya suka rungumi ɗaukar bashin kiran waya, wanda wani rahoto ya ce, a bara kaɗai anci bashin kiran waya da ƙudinsu ya kai Naira Tiriliyan 4 da biliyan 61. Wasu bayanai da cibiyar fintech firms Optasia mai tattara alƙaluman shige da ficen kuɗaɗen layukan sadarwa ta fitar a baya-bayan nan, ya nuna yadda ƴan Najeriya waɗanda ke amfani da wayar hannu, a kullum ke tururuwar ciwo bashin katin kira wanda ke ɗauke da kuɗin ruwa. Rahoton cibiyar ya ce a shekarar 2025 kawai ƴan Najeriya sun ci bashin katin kiran waya da ya kai Dala biliyan 3 da miliyan 18 kwatankwacin Naira tiriliyan 4 da biliyan 61, abinda ke haskawa ƙarara cewa adadin ya ƙaru da kaso 12.3 cikin 100 idan an kwatanta da shekarar 2024, wadda ya kasance Naira tiriliyan 4 da biliyan 38. Ku latsa alamar sauti don sauraron cikakken shirin.

NAIRA HERNÁNDEZ (Actriz) Temporada 7 Episodio 39

Culto do Espírito - com Naira Diniz | 11.06.2026 by Igreja Verbo da Vida Bauru – Vila Flores

In this episode of the Crazy Wisdom Podcast, host Stewart Alsop sits down with software engineer and entrepreneur Arowolo Muritadhor for a wide-ranging conversation that moves from agriculture and manufacturing in Nigeria to the evolving role of crypto in the country's economy. They touch on how hyperinflation, particularly the naira's dramatic drop in 2023, pushed Nigerians toward stablecoins as a practical savings tool, and how informal kiosk networks have stepped in where traditional banking infrastructure falls short. The conversation also covers the tension between government regulation and the permissionless nature of blockchain technology, comparisons between the decline of the Roman Empire and current shifts in US economic dominance, the role of mobile payments in Africa, language learning, and whether AI agents have any real utility in crypto infrastructure yet. You can connect with Arowolo on LinkedIn and X at @armolas_06.Timestamps00:00 - Host welcomes Arowolo Muritadhor, introducing topics of software engineering and animal food production in Nigeria.05:00 - Discussion shifts to manufacturing, components assembly, and China's dominance in low-cost production globally.10:00 - Conversation explores crypto adoption in Nigeria as a network state phenomenon, separating informed users from mainstream population.15:00 - Mobile payments and kiosk ATM replacements emerge as critical financial infrastructure bridging unbanked Nigerians.20:00 - Roman Empire parallels drawn to modern crypto taxation, government control, and inevitable death-and-taxes reality.25:00 - Bitcoin and Ethereum permissionless nature debated against government wallet-level censorship vulnerabilities.30:00 - AI agents examined as crypto infrastructure tools, revealing mostly trading bots rather than foundational builders.35:00 - Nigeria's 2023 naira collapse compared to Argentina's hyperinflation, driving citizens toward stablecoin dollar savings.40:00 - US Treasury history unpacked through FDR gold confiscation and Nixon ending convertibility, paralleling empire decline.45:00 - Crypto reframed as anti-bank rather than purely anti-government, enabling freedom through immutable accountability.50:00 - Transparent blockchain ledgers discussed as potential government accountability tools across democracy, republic, and oligarchy structures.Key Insights1. Nigeria has a significant divide between its northern and southern regions in terms of economic activity. The north, centered around Abuja, is more agricultural with substantial cattle production, while Lagos in the south functions as a dense urban and commercial hub. This geographic and economic split shapes how different financial tools and technologies are adopted across the country.2. China's dominance in low-cost manufacturing has made it nearly impossible for countries like Nigeria, the United States, or Argentina to compete on price alone. The more realistic path for developing economies is to import components and focus on local assembly and creativity, which is where meaningful economic participation becomes possible.3. Crypto adoption in Nigeria accelerated dramatically around 2023 when the naira experienced a sharp devaluation against the US dollar. Before that point, saving in dollars was difficult for many Nigerians, especially those without formal bank accounts, making stablecoins like USDT an attractive and practical alternative for preserving wealth.4. Informal kiosk operators in Nigeria have organically become a substitute for ATMs, giving communities access to basic financial services where traditional banking infrastructure does not reach. This grassroots financial layer is now a key entry point for integrating crypto and stablecoin payments into everyday commerce.5. Governments are increasingly trying to regulate crypto at the wallet and centralized exchange level, using tax compliance as a primary mechanism. While Bitcoin and Ethereum remain largely permissionless, the practical chokepoints for most users remain centralized platforms where identity and transactions can be monitored.6. The historical parallel between the fall of the Roman Empire and current shifts in US economic and geopolitical power offers a useful frame for understanding why crypto matters. Just as Rome debased its currency and struggled to sustain imperial costs, the US faces mounting debt and a financialized economy that may accelerate dollar instability and push more people toward alternative stores of value.7. One genuinely constructive use case for blockchain beyond speculation is immutable accountability, particularly for public institutions and prediction markets. A transparent ledger that governments or officials voluntarily adopt could create verifiable records of decisions and promises, reducing corruption and increasing trust in ways that traditional governance structures have struggled to achieve.

☢️ O caso do Césio-137 voltou aos holofotes com a série "Emergência Radioativa" da Netflix...mas você conhece a história real por trás de um dos maiores acidentes radiológicos do mundo?

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Bongani Bingwa speaks to Crystal Orderson, RMB Africa Focus Correspondent, about Nigeria's economic recovery and renewed investor confidence. The discussion explores the country's recent reforms, the return of foreign capital, and what Nigeria's resurgence could mean for growth and investment across the continent. 702 Breakfast with Bongani Bingwa is broadcast on 702, a Johannesburg based talk radio station. Bongani makes sense of the news, interviews the key newsmakers of the day, and holds those in power to account on your behalf. The team bring you all you need to know to start your day Thank you for listening to a podcast from 702 Breakfast with Bongani Bingwa Listen live on Primedia+ weekdays from 06:00 and 09:00 (SA Time) to Breakfast with Bongani Bingwa broadcast on 702: https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/36edSLV or find all the catch-up podcasts here https://buff.ly/zEcM35T Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio7See omnystudio.com/listener for privacy information.

This week, the ladies are joined by Ayanfe for a truly unforgettable episode. We start with a quick catch-up, then get into some dilemmas that go from confusing to completely unhinged. One listener's husband is refusing to have children until his siblings do, another is grieving her sister while secretly falling in love with the husband she left behind.Then Ayanfe takes us through his incredible life story, from how he first got to Lagos to ending up in an orphanage after an accident. He shares what daily life was like, the relationships he built there and what it took to eventually reconnect with his family. He also opens up about living on the streets with hustling boys and choosing to hold on to his honest craft instead of going back to that life. It is honest, emotional, hilarious and a beautiful reminder of resilience, grace and finding your way back to yourself.Enjoy this amazing episode brought to you by our friends at Busha - an SEC-licensed digital asset exchange where you can buy, sell and send digital assets anywhere in the world and also save in Naira or Dollars with up to 20% annual interest. Download the Busha App and use the code ISWIS or visit busha.io to get started!Don't forget to use #ISWIS or #ISWISPodcast to share your thoughts while listening to the podcast! We love reading your posts on X! Rate the show 5 stars on whatever app you listen to, leave a review, share it with everyone you know, and if you also watch on YouTube, please subscribe, like, and leave a comment!Make sure to follow us onTwitter: @ISWISPodcastInstagram: @isaidwhatisaidpodYouTube: @isaidwhatisaidpod Hosted on Acast. See acast.com/privacy for more information.

Já parou para pensar sobre como as mudanças climáticas impactam a nossa saúde?

Hello everyone! Im coming to you today from a very full, very noisy house. Its a public holiday here, the kids are watching cartoons, and the energy is high, but the show must go on! Today, I want to talk about a trap I see so many small and medium-sized businesses falling into: Brand Advertising. We all see the big players like Coca-Cola and Mercedes-Benz running beautiful ads that dont necessarily tell you to "buy now." They've been doing this for over 50 years to stay top-of-mind. But if you are a small business looking for Naira and Kobo today, copying them is a massive mistake. When youre starting out, you need Revenue-Based Advertising. You need a clear call to action, something that makes people download a lead magnet, slide into your DMs, or click "buy." Brand advertising without a massive, sustained budget is just throwing money away. Zuckerberg will gladly take your cash, but if you stop after two months because you aren't seeing immediate sales, you've gained nothing.We also have to talk about Targeting Criteria. Your ads are only as good as the instructions you give the algorithm. I recently saw a Nigerian tech company running ads to show in Ghana and Kenya when they weren't even set up for cross-border payments! That is pure waste!If you sell human hair, dont show your ads to bald men. If youre based in Lagos and your shipping costs make you uncompetitive in distant cities, tighten your geography. Don't let your "ad guy" make all the decisions. Sit down, look at the Word doc, and check the targeting. Are you reaching the right sex, the right location, and the right interests? Using "lookalike audiences" based on people who actually watched 75% of your video is much smarter than targeting random website visitors who bounced after two seconds.Stop the "start-stop" cycle and start targeting for revenue. If you need help looking over your sales process or your ad frameworks, you know where to find me!

This week, we're joined by Call of My Life stars Uzoamaka and Andrew, alongside producer Blessing and somehow, we spent the entire episode screaming “God when?” because what we were witnessing was more than the movie. We talk about Arsenal fans creative celebrations and some crazy dilemmas, including a listener who is trying to get his wife to forgive him after his infidelity.We obviously dive right into Nigeria's rom-com of the moment - examining the magic behind the story and how our favourite lovebirds prepared for their roles and like you all, we are left wondering if it's still just acting. We also talk about the major milestones they've hit and all the exciting plans they have coming up next.It's hilarious, sweet and will definitely have you crying for justice for the singles!Enjoy this amazing episode brought to you by our friends at Busha; an SEC-licensed digital asset exchange where you can buy, sell and send digital assets anywhere in the world. You can also save in Naira or Dollars with up to 20% annual interest. So Download the Busha App and use the code "ISWIS" or visit busha.io to get started!Don't forget to use #ISWIS or #ISWISPodcast to share your thoughts while listening to the podcast! We love reading your posts on X! Rate the show 5 stars on whatever app you listen to, leave a review, share it with everyone you know, and if you also watch on YouTube, please subscribe, like, and leave a comment!Make sure to follow us onTwitter: @ISWISPodcastInstagram: @isaidwhatisaidpodYouTube: @isaidwhatisaidpod Hosted on Acast. See acast.com/privacy for more information.

Maio Vermelho é um convite à conscientização, prevenção e diagnóstico precoce do câncer de boca. Feridas que não cicatrizam, manchas e alterações na boca não devem ser ignoradas! Cuidar da saúde bucal também é cuidar da vida. ❤️✨️No novo episódio do SUSCAST, conversamos sobre os principais sinais de alerta do câncer de boca, fatores de risco como tabagismo e álcool, a importância do diagnóstico precoce e o papel fundamental do SUS na prevenção, identificação e cuidado da população!

In Nigeria today, more people are no longer borrowing to expand businesses or buy luxury items they are borrowing simply to survive. From food to rent, transportation to school fees, millions of Nigerians are increasingly relying on loans, credit and borrowing just to make it through the month. A recent report says only six per cent of Nigerians now feel financially secure, while many households remain trapped between rising costs and shrinking income. So, how did survival become this difficult for many Nigerians? And what does this say about the country's economic reality? Today on Nigeria Daily, we examine why more Nigerians are borrowing just to stay afloat.

18 de maio é o Dia Nacional da Luta Antimanicomial. Uma data que reforça a importância de defender uma saúde mental baseada em cuidado, acolhimento, liberdade e respeito aos direitos humanos. A luta antimanicomial existe para lembrar que pessoas em sofrimento psíquico merecem ser cuidadas com dignidade e nunca isoladas ou silenciadas.No novo episódio do Suscast, conversamos sobre a história desse movimento, sua importância para o SUS e os desafios de construir um cuidado em saúde mental mais humano e acessível para todos. Além disso, comentamos sobre o caso do Damião Ximenes, vítima de tortura em uma Casa de Repouso em Sobral-CE. O caso de repercussão internacional nos faz refletir sobre a necessidade de continuar lutando por um cuidado em saúde mental mais humano, digno e livre de violências.

Currency risk (often referred to as FX risk) is one of the most under appreciated barriers to sub-Saharan Africa's energy transition. In many contexts it is not just a financing headache. It shapes which projects get built, which companies survive, and which communities remain without power.The Energy Talk partnered with Dr. Churchill Agutu from the Collegium Helveticum to explore this issue through the voices of the practitioners navigating it every day — developers, advisers, investors, and institutions working at the heart of the challenge. We are doing a 2 episode mini-series on the topic. In Episode 1, we zoom into the off-grid electricity sector.We speak with Daniel Komolafe, CEO and Founder of First Electric, Nigeria, and Bodunde Akinola at CrossBoundary.Daniel takes us back to First Electric's early days deploying mesh grids in rural Nigeria. He describes how the Naira moved from 300 to the dollar to 1,500 to the dollar, a fivefold depreciation, pushing his company to the verge of insolvency on a $50,000 blended debt facility. As he puts it: if they had taken a more significant loan, the company would have been totally bankrupt. It is a story many energy entrepreneurs across the continent will recognise.Bodunde brings a different lens. Drawing on his experience advising companies across frontier markets, he walks through the core solutions:  hedging, tariff indexing, blended financing, and local currency financing, and is candid about where the real difficulty lies: scaling local currency financing remains the hard problem that the sector has not yet solved.Learn more about:⁠Publication on financing costs for off-grid electrification in sub-Saharan Africa⁠Collegium HelveticumFirst Electric CrossBoundary Advisory Connect on LinkedIn with:Churchill Agutu Bounde AkinolaDaniel Komolafe

Are you tired of opening your DMs or WhatsApp only to see messages that look "unserious" or "unprofessional"?If your immediate reaction is to just throw a prepackaged price list or a PDF proposal at them with the attitude of "if they're serious, theyll call back," then you need to listen closely. You are leaving a lot of money on the table. In this episode, we dive into the process of qualification - the framework for deciding which interactions, messages, and meetings are actually worth your time. Using the fictional case study of Funmi, a top-tier brand specialist, we explore how easy it is to fall for the "Small Boy" bias.We discuss: The Power of the Phone Call: How a 2-3 minute conversation can reveal if a prospect is a "person of straw" or a golden opportunity. Price Ranges vs. Fixed Lists: Why you should use ranges (e.g., "25 million to 15 million") to test budgets and watch for body language instead of just scaring people off. The Referral Network: Why you should never be a snob. Even if someone is a "small boy" today, referring them to a trusted protege builds a loyal network that brings big deals back to you later.If you want a 15-minute sales audit or need help looking at your business processes, don't be shy WhatsApp me at 08064662140.

In today's session, I'm breaking down how to sell by using ROI (Return on Investment) because if you cant show your customer how their money will yield a return in "naira and kobo," you aren't really selling.I recently sat down with one of my students, lets call her "Cinderella," (not her real name) who is preparing a major solar pitch for an upscale estate in Lagos.We used the SPIN framework "Situation, Problem, Implication, and Need Payoff" to structure her presentation.Here is the reality: her client spent 135 million Naira on diesel in just ten months. By the time we crunched the numbers, we realized her proposal wouldn't just meet their 30% savings goal; it would hit a 40% reduction in energy costs.Success begins before you even enter the room. You need to identify your stakeholders, the people who actually sign the checks and walk in armed with facts and figures.Don't waste time on "slide one"  talking about your company's board of directors; start strong by addressing the problem and showing them the "payback period" in this case, 3.5 years before the system pays for itself.Finally, I have a special message for the ladies. Sales is a beautiful profession for women because it teaches you how to command a room and lead. Whether you stay in sales or become a minister or a CEO later, those experiences are gold.

What does it actually cost to build wealth in Nigeria right now — when purchasing power is shrinking, the Naira is under pressure, and the standard financial advice was written for a completely different economy? In this episode of Founders Connect, Tosin Oladokun, founder of Money Africa and one of the continent's most trusted voices in financial literacy, sits down for a candid, wide-ranging conversation that is equal parts masterclass and personal testimony.Tosin reaches over 750,000 people across platforms. She is a World Economic Forum Young Global Leader, a Mandela Washington Fellow, and the winner of a $100,000 NSIA Prize for Innovation. Jack Ma named her one of Africa's top business heroes. But this conversation is not about the accolades. It is about what she has learned — and had to unlearn — in seven years of building, and what she wants every Nigerian listening to walk away knowing.She starts where most financial conversations refuse to: the mindset. By the age of seven, a child's beliefs about money are already set. That is why people in their 30s and 40s are still trying to unlearn patterns they never chose. Tosin breaks down why 80% of the personal finance journey is psychological — and why she recommends therapy as a genuine asset class, not a luxury. She also introduces the concept of the mastermind group and why the most successful people you know did not build their networks by accident.Then she gets into the frameworks. She walks through the four CNBC-researched paths to wealth — saver-investors, dreamers, climbers, and the exceptional 1% — and explains why the most guaranteed path is one that most people dismiss. She gives the actual numbers: $50 a month from your 20s at 10% per annum compounds to a million dollars by retirement. Investing 20,000 Naira a month does the same in Naira terms — which is also exactly why she insists that every Nigerian must hold a portion of their investments in USD.She breaks down the S&P 500 in plain language — what it is, how it works, why a cocktail of 500 companies across sectors is the safest starting point for most investors — and explains the single biggest mistake she sees people make with it: selling too early. She talks about the portfolio that performs best according to research. The answer is dead people. Because they cannot touch their investments.The conversation gets personal when she talks about the health challenge she stepped away from work to address — something most people on the outside never saw. She speaks about what it taught her about delegation, about trust, about putting yourself first as an entrepreneur. She also gets brutally honest about the funding gap for women in business, and reveals that in 2023 alone, her team applied to 116 opportunities and heard back from six. Her response was not to wait for the table to be set. It was to build her own funding pipeline.She talks about when not to invest — the season of life when building your skill matters more than saving. She gives practical advice on managing debt alongside investing, the 50-30-20 rule and why it breaks down in an inflationary Nigerian economy, and why gradual habit change always beats going cold turkey. She also settles the real estate versus S&P 500 debate — with a clear answer for first-time investors.And she closes with the one thing she wants every young Nigerian to remember: optimism is a financial asset. Not blind optimism. Deliberate, working, delusional-where-necessary optimism — because the mind that believes it can find the opportunity will find it.This is one of the most practically useful money conversations we have ever had on Founders Connect. Whether you are just starting out, rebuilding, or trying to figure out what to do next — this one is for you.

In today's episode, we dive into a case study featuring a fictional Lagos-based logistics founder, Tunde Balogun, whose business, "Swift Logistics," is facing a common but painful problem: stagnant revenue and a burnt-out sales team.Despite working 12-hour days and churning out endless 20-page proposals, their closing rate is stuck at a measly 5%.Weve all been there chasing a massive million Naira deal for weeks, only for the client to go completely silent after receiving the quote. If you are tired of being ghosted, you need to change your approach. Before you ever send another proposal, you must use this qualification checklist:Affordability: Don't wait three weeks to find out your price is double their budget. Test a budget range early in the conversation to get immediate feedback.Authority: Stop wasting time with "desk officers" who can only say "no." Identify who has the power to say "yes" whether its the procurement manager or the business owner.Urgency: Does the prospect have a reason to move now? Whether its stock piling up in a warehouse or a fixed wedding date, you need to identify the timeline before you commit your energy.Making these changes won't double your profits overnight, but within two to three months, you will see your conversion rates climb because you are finally having quality conversations with the right people.

Weve all been there. You're busy running your business, paying rent, and managing clients when a message slides into your DM: "Hello."In Nigeria, its common to see people cut these conversations short or be rude if they think the person is a "small boy" without money. But here is the truth: how you handle these "unqualified" leads determines the future growth of your business.In my latest episode, I break down a live case study of a lead who reached out to me about generators. Even though Im a sales coach and business consultant, not a generator salesman, I used my "Discovery and Qualification" process to help him and save myself hours of useless chatting.Here are my three golden rules for navigating these conversations:1. Pick Up the Phone: Stop the endless back-and-forth on WhatsApp. A five-minute call is worth five hours of texting. It allows you to feel the person out and understand their actual needs.2. Money Conversations Early and Often: Don't wait three weeks to find out someone can't afford you. Use the "Range Technique." Give them a price range (e.g., "This project usually falls between 3 to 4 million Naira") and ask for their feedback. Their response tells you everything you need to know about the quality of the lead. 3. Be a Helpful Resource, Not a Snob: Just because someone isn't a "qualified buyer" today doesn't mean they won't be tomorrow. Small boys of yesterday become big boys of tomorrow. If you can't help them, refer them to someone who can.Stop sending price lists with 20 options that just confuse people. Engage, qualify, and treat everyone with respect because they are made in the image and likeness of God

El projecte va començar ara fa dos anys amb una xerrada de la historiadora de l'art Beli Artigas sobre el patrimoni en aquests alumnes, a partir d'aquí han elaborat una proposta de recuperació de l'Hort de Can Falç que avui ens han detallat i que passa per una renovació del mobiliari, un augment del verd, el manteniment i conservació del xup i la font i la incorporació d'un gran tobogan i una tirolina. Tot plegat ho van presentar la setmana passada en Junta de Govern Local i ara queda que el plenari aprovi la proposta per tal que tiri endavant. Ens ho han explicat en Kai, la Jana, la Clàudia, la Sabina, la Naira, l'Ian, el Roger, lÀxel, la Carla i la Candela. L'entrada Alumnes de 6è de l’Utrillo presenten una proposta per recuperar l’Hort de Can Falç que ara està pendent d’aprovació de plenari ha aparegut primer a Radio Maricel.

In Lagos' Computer Village, Nigeria's largest electronics market, everything is imported from China. But how merchants access dollars and pay their suppliers is a challenge.Nigeria imports $20 billion from China every year, yet dollar access problems and legacy banking systems create friction for those doing global trade. So how do countries like Nigeria and China trade with each other?In this episode, we head to Lagos, Nigeria, to see it firsthand - how money moves, and how new technologies like stablecoins are facilitating global trade.In this episode of Money Trails, presented by Stellar Development Foundation.Watch the full episode on YouTube.00:00 - Inside Computer Village01:22 - Everything is imported from China02:32 - The Nigerian Economy03:56 - Importing phones with WeChat and Alipay05:18 - No one uses the banks for FX06:17 - Naira volatility, explained09:10 - Informal and parallel economies09:38 OTC Traders Fill the Gap11:21 - Are stablecoins the future of global trade?14:43 - Next stop: SyriaOur Links -

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With the rise of “bad press” circulating online around celebrities, the crew of Afropop's Most Essential [Djaji, Karris & Moji] debate if negative PR has become a normal publicity strategy. The crew examine the controversy around Nollywood legend Dr Omotola Jalade-Ekeinde refusing to introduce herself in a viral clip, if Burna Boy is leaving Atlantic records to focus on Spaceship records.Plus our reactions to new music from Asake, Champz, Joey & MORE!Cover artists: Burna, Omotola, AsakeFollow us on Instagram: https://www.instagram.com/thewavngTIMESTAMPS0:00 - Intro1:46 - Reacting to New Music From Asake, Champz, Qing MAdi, Joeboy, Bhadboi Oml13:45 - Is Burna Ending his contract with Atlantic records?16:29 - 960 suing spaceship for Burna's old catalogue21:37 - Omotola Jalade Ekeinde Trends for Viral Interview clip27:21 - Was It Wrong for Mama Deola TO speak at a women's panel?32:15 - The Growth and evolution of Live-streaming in Nigeria50:58 - How Black Artists generated 80% of Music revenue in the UK without owning the music59:01 - Spotify's 60bn Naira payout to artists1:04:48 - Ozoro Festival & Matters Arising1:19:01 - Should Gospel Artists Make Music with Secular artists?1:32:46 - Hosts Introduce themselves to audienceCover art designed by Djaji Prime & Shina LadipoProduction & Distribution: VISIONARY STUDIOS in association with ARROWHOUSE STUDIOS#TheWavNG

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What does it actually take to build a business that lasts 25 years in Nigeria — through recessions, exchange rate crashes, COVID, counterfeit competitors, and a rapidly changing economy? Mrs. Temilola Adepetun has the answer, and it is not what most people expect.This episode of Founders Connect is one of the most layered and honest conversations about what entrepreneurship really looks like over the long term. Temilola breaks down exactly how she validated a business idea in her head before there was internet, how she dragged inventory through the streets of New York in winter with stiff hands and no nails left just to keep the business stocked, and how she survived two major competitors rising up to take her market — not by going to war with them, but by refusing to compromise on quality until her customers came back to her on their own.She talks about the real cost of growing too fast, the discipline of growing organically, and why staying focused on your lane in the early years is one of the most underrated business decisions a founder can make. She walks through what it took to go from being the sole operator of a seasonal business to building a head office, hiring a COO thirteen years in, doubling revenue within two years of that hire, and then using that momentum to attract private equity. She explains what due diligence actually looked like for a brick-and-mortar business and why the most powerful thing she ever did was bank every single naira she made and keep audited records from day one.She also shares her mental model for leaving corporate life, the Yoruba philosophy that shaped her decision to take the leap, how she read the market before anyone else saw it, and the specific mindset shift that helped her see a seasonal business not as a limitation but as a puzzle to solve. And she opens up about succession planning, the deliberate decision to pass operational control to a younger leader whose values aligned with hers, and why she believes that letting other people in — truly in — is the most important thing a founder can do to make their business outlast them.If you have ever wondered whether it is too late to start, whether a simple idea can become something serious, whether a non-tech business can scale, attract capital, and compete globally, this episode is the answer. Do not miss it.Timestamps:00:00 - Intro02:21 - Walking the Runway at Lagos Fashion Week at 6506:06 - What It Really Takes to Run a Business for 25 Years09:14 - The Solution-Oriented Mindset That Saved the Business11:23 - Was It Risky to Start a Business at 40 With a Family?20:52 - On Mistakes: The Estate That Fought Back & Lessons in Cutting Losses24:05 - Recruitment Errors, Internal Fraud & Trusting the Wrong People25:42 - Balancing a Business, Travel & Three Sons28:45 - Parenting Lessons for Female Founders: What Actually Works33:57 - On Integrity: Why Honesty Is a Business Strategy, Not Just a Value37:27 - Staying Relevant Through Recessions, COVID & Changing Technology41:52 - From Bootstrapping to Private Equity: How the Deal Happened42:56 - The Four Divisions Most People Don't Know About44:28 - UNICEF, Humanitarian Aid & the Year That Made Her First Billion50:05 - How COVID Lockdown Became Their Most Productive Period55:19 - Succession Planning1:00:13 - Two Life Lessons She Learned the Hard Way1:01:37 - What She Loves (and What Surprised Her) About Getting Older1:08:42 - One Word to Describe Her Life Journey1:10:00 - Final Thoughts: On Faith, Conviction & Minimizing Regret1:15:30 - Closing: On Legacy, Succession & What the Business Is Really ForFollow Founders Connect for more conversations with the builders, operators, and entrepreneurs shaping the African business landscape.

For many Nigerians, shares remain distant, confusing, or seen as investments meant only for the wealthy, despite their role in long-term wealth creation. Yet data from the Securities and Exchange Commission Nigeria and financial inclusion reports show that fewer than five percent of adult Nigerians invest in the capital market, leaving millions dependent on savings and informal options. Today on Nigeria Daily, we begin a series examining how Nigeria's shares and stock market work, who can invest, and why understanding it matters for long-term financial growth.

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No programa de hoje, Naira contou que namora com um homem mais velho e que já foi casado. Às vezes, ela não tem certeza se ele realmente a ama a ponto de se casarem. A aluna briga com ele por bobagens e, com isso, acaba fazendo com que ele se sinta inseguro. Ele trabalha como músico e, segundo Naira, não faz planos para o futuro. Apesar dos defeitos dele, a aluna confessou que gosta muito do namorado. Ademais, ele tem o vício em drogas e sempre pede dinheiro emprestado a ela. Ele não liga para ela. Fora isso, ela comentou que não sabe o que fazer e está confusa.Marido sem ambição profissionalAdemais, Suelen, de 29 anos de idade, contou que ela e o marido, de 36 anos, estão casados há três anos e juntos há oito. A aluna compartilhou que ele é família, carinhoso e trabalhador, mas o único problema é que ele não tem ambição na vida e não quer saber de estudar. Ela, por sua vez, é pós-graduada e sempre continuou estudando. Com isso, tem crescido na vida pessoal e profissional, enquanto ele não. Ela tem ficado cada vez mais incomodada com isso.Os dois querem ter filhos, moram de aluguel e nem carro têm ainda. Suelen tem perdido a admiração pelo companheiro. Ela trabalha muito e gostaria de mudar o ritmo, mas, se ela mudar de emprego, isso vai impactar muito na vida deles. A aluna disse que, às vezes, olha para ele e não o enxerga como um homem, mas, sim, um menino perdido.Bem-vindos à Escola do Amor Responde, confrontando os mitos e a desinformação nos relacionamentos. Onde casais e solteiros aprendem o Amor Inteligente. Renato e Cristiane Cardoso, apresentadores da Escola do Amor, na Record TV, e autores de Casamento Blindado e Namoro Blindado, tiram dúvidas e respondem perguntas dos alunos. Participe pelo site EscoladoAmorResponde.com. Ouça todos os podcasts no iTunes: rna.to/EdARiTunes

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#entrepreur2 books, 2 webinars and 22 book summaries : https://selar.com/paulfohbookpromo5 DAY MAKE SALES CLASS: https://selar.com/5-daymakesaleschallengeJoin my email list: https://paulfoh.substack.com/

On this weeks pod Morayo is joined by Disu and Koogs to discuss the following: Arsenal vs Manchester City Man Utd vs Chelsea Merseyside Derby West London Derby Awards Learn more about your ad choices. Visit podcastchoices.com/adchoices

Se conmemoran 4 años de la erupción del volcán Cumbre Vieja en La Palma. Testimonios de locales, como Naira, Alba y Álvaro, revelan el impacto duradero en cementerios (tumbas arrasadas por la lava), escuelas y la compleja reconstrucción. El cráter sigue siendo un símbolo imponente. En política, el Tribunal Supremo mantiene a Santos Cerdán en Chirona, y la Guardia Civil confirma la autenticidad de audios. Junts anuncia que no apoyará los presupuestos generales del Estado, cuestionando la estabilidad de la legislatura de Pedro Sánchez. Alemania se opone a la oficialidad del catalán en Bruselas por falta de unanimidad. Otras noticias incluyen una cuarta víctima mortal en un incendio forestal en León, y la activación del nivel 2 de alerta por fuego en Lugo, interrumpiendo el tráfico de trenes. Francia afronta nuevas huelgas contra los recortes. Una biografía del Papa León XIV aborda su postura sobre la familia, la comunidad LGTB+, los abusos en la Iglesia y la inteligencia artificial. ...

Nigeria police arresting a man with a freshly cut female breasts in Asaba, Essentials for job hunting in Lagos, a walk down History lane, Banks resuming international transactions on Naira cards, Nigerian artist Olaolu Akeredolu-Ale, AKA Slawn makes history as the first artist to have his artwork featured on a Formula 1 race car, 2baba's interview, and other news that made the rounds this week.OUTLINE00:00 - Introduction03:08 - Fan Mails10:15 - Catch Up21:40 - X of the week29:59 - Believe it or not https://www.pulse.ng/articles/lifestyle/relationships-and-weddings/why-is-paternity-fraud-high-in-nigeria-the-answer-to-this-is-complex-202408012205313789153:53 - Weekly Essentials01:21:40 - Once upon a time in Nigeria01:50:58 - Prop and flop of the week02:03:50 - Sign Out

▷ SUBSCRIBE TO FILTHY FELLAS https://bit.ly/FilthyFellasSubscribe ▷ LIVE SHOW TICKETS: https://www.gotobeat.com/gig/filthy-fellas-ten-year-anniversary-live-show/ ▷ LISTEN ON SPOTIFY: https://bit.ly/FilthyFellasSpotify ▷ LISTEN ON APPLE PODCASTS: https://apple.co/3GIFthj ▷ LISTEN ON AMAZON MUSIC: https://amzn.to/44aouyk OTHER THAN A FEW (PRETTY BIG) TRANSFERS SHAKING THINGS UP AND THE FIFA CLUB WORLD CUP KICKING OFF OVER IN THE U.S., IT'S BEEN A BIT QUIET IN THE WORLD OF FOOTBALL. BUT LET'S BE HONEST—WHEN HAS THAT EVER STOPPED US FROM TALKING? BECAUSE THAT'S WHAT WE DO HERE. WE TALK BALL. WE TALK NONSENSE. WE TALK ABOUT FLORIAN WIRTZ—SPECIFICALLY, HOW MUCH HE MIGHT BE COSTING LIVERPOOL. AND NOT JUST IN POUNDS OR EUROS. NO, NO—WE'RE TAKING IT NEXT LEVEL. WE'RE CONVERTING THAT FEE INTO NIGERIAN NAIRA. WHY? BECAUSE… WHY NOT? IT SOUNDS MORE DRAMATIC. HOW MUCH DOES HE COST IN JAMAICAN DOLLARS? YOU'LL SEE! OF COURSE, WE'RE NOT STOPPING THERE. WE'RE ALSO ANSWERING A FEW QUESTIONS FROM OUR LOYAL LISTENERS—THE CROWD. SOME OF THOSE QUESTIONS VEER A LITTLE OFF-COURSE. DISCLAIMER: THIS EPISODE WAS FILMED ON JUNE 16TH. ▷ PATREON: https://www.patreon.com/filthyfellas ▷ TIKTOK: https://www.tiktok.com/@filthy_fellas ▷ INSTAGRAM: https://www.instagram.com/filthy_fellas ▷ X: https://x.com/Filthy_Fellas ▷ MERCH: https://filthyatfive.com FOLLOW THE MANDEM POET https://www.instagram.com/poetscorneruk STEVO THE MADMAN https://www.instagram.com/stevothemadman LIPPY https://www.instagram.com/dondadalippy SAVAGE DAN https://www.instagram.com/savagedan10 MARGS https://www.instagram.com/margsmt LOONS https://www.instagram.com/fruitpunch_papi KG https://www.instagram.com/kgthacomedian SKITS https://www.instagram.com/skitsybuddha SKRIBZ https://www.instagram.com/skribzst JOHN WICK https://www.instagram.com/johnwick_nvb