Podcasts about OOS

Baden-Baden ist Pleite! Eine erschütternde Nachricht, wenn man bedenkt wie wunderschön sich die Perle an der Oos vor allem jetzt im Frühling und im Sommer immer wieder herausputzt. Kaum vorstellbar, dass die Stadt auf einem riesigen Schuldenberg sitzt. Unsere beiden Moderatoren überlegen nach einer Lösung und wie ihr am Titel der aktuellen Folge erahnen könnt - es hat sich eine Idee entwickelt. Zumindest ein Vorschlag. Gerne wären wir als Medienpartner mit an Bord. 29:59 presents: Adele - live in concert! Außerdem sprechen Jan und Karsten über einen europäischen Vergleich der Taxipreise. Bei dem Deutschland gleich sieben Mal in der Top Ten vertreten ist. Mit am teuersten ist eine Taxifahrt leider auch bei uns in der Region. Und schon wieder gibt es einen jugendlichen Helden im Sendegebiet - in Pforzheim konnten mehrere Personen vor einem Hausbrand gewarnt werden, weil ein junger Mensch sich sehr aufmerksam um alle seine Nachbarn gekündigt hat. 29:59 ist der Podcast, der sich wöchentlich mit spannenden und unterhaltsamen Themen aus dem Sendegebiet des Radiosenders "die neue welle" auseinandersetzt. Unterhaltsame und manchmal auch sehr kuriose Geschichten, die im Radio nur kurz oder gar nicht vorkommen. Dies ist Folge: 278.

Checking off a critical bucket list item: Colonial Outcasts officially coronates its alliance with Irish resistance against colonialism and imperialism via an unapologetic scattershot harangue with Jake, lead the singer of The Shan Vans, a Belfast-based Irish-language rock band blending high-energy sound with a radical political message. Rooted in anti-imperialism and Irish resistance, their music champions decolonization, cultural revival, and international solidarity.Released last month, their third and latest single The Shan Van, a powerful anti-genocide anthem, forms the centerpiece of Unite Against Genocide, their Ireland-Palestine solidarity project which involved over 100 artists and contributors worldwide.Jake draws on themes of resistance, decolonization, and cultural memory, influenced by his upbringing in the early OOs in one of the most politically active communities in Ireland, Ballymurphy. Singing in Irish, Jake blends personal and political narratives, often weaving together themes of decolonization, Irish mythology, radical poetry, and contemporary global struggles.www.instagram.com/theshanvans www.x.com/theshanvanshttps://awkwardvoicebl... #music #kneecap #ireland #irish #war #politics #coachella #punk #rock #genz #belfast

Ele é especialista em diferenciação de negócios e branding, já faturou mais de 4 milhões de reais e ele vem agora compartilhar um pouco do que sabe no Kiwicast.O nome dele é Kelvin Almeida e ele conversou com a gente sobre:Como diferenciar a sua marca no mercadoQuais as camadas de diferenciaçãoComo ter um posicionamento claro na sua marcaO que é essencial em um design que se destacaComo se tornar um agente de diferenciaçãoOs pilares de uma marca de sucessoE muito mais!Quer saber tudo o que o Kelvin Almeida disse pra gente?Dá o play no Kiwicast de hoje. E conta pra gente nos comentários o maior insight que você tirou do episódio.

Join host Carol Pankow as she dives into the complexities of Order of Selection (OOS) in vocational rehabilitation with two expert guests: Theresa Kolezar, Director of Indiana Combined, and Chris Pope, Director of the State Monitoring and Program Improvement Division at RSA. In this episode, they break down: ·      Why agencies implement OOS due to financial and staffing constraints ·      Key regulatory requirements and compliance considerations ·      Strategies for managing and eventually lifting OOS ·      Indiana VR's data-driven approach to decision-making and communication ·      RSA's insights on fiscal forecasting and policy compliance If you're in the VR field, you won't want to miss this insightful conversation on planning, stakeholder engagement, and using data to overcome challenges.   Listen Here   Full Transcript:   {Music} Chris: As you know, we have 78 VR agencies and only eight of them have a closed priority category, and only one of those eight have all priority categories closed.   Carol: So by going back and saying hey you gotta look at this other side of the house and really analyze what's happening. It will give you the full picture, than what is playing into what's happening over here on the fiscal side of the house.   Theresa: For the majority of folks. They were maybe even having somewhat of a positive impact because we were able to get them processed, get them in sooner. And you know, there's obvious benefits that go along with lower case load sizes.   Intro Voice: Manager Minute brought to you by the VRTAC for Quality Management, Conversations powered by VR, one manager at a time, one minute at a time. Here is your host Carol Pankow.   Carol: Well, welcome to the manager minute. Joining me in the studio today is Theresa Kolezar, director of Indiana Combined. And Chris Pope, director of the State Monitoring and Program Improvement division at the Rehabilitation Services Administration. So, Theresa, how are things going with you in Indiana?   Theresa: Oh, we're doing well. Thanks. So happy to be here.   Carol: Thanks for being here. And, Chris, how are things going for you in D.C.?   Chris: Things are cold in D.C. at the moment, Carol, but we're hanging in there.   Carol: Yeah, not as cold as Minnesota.   Chris: I knew you were going to say that.   Carol: Yeah. I'm like, wow, we're 14 below people. Well, there has been a lot happening with the VR program over the past decade, and we certainly have had our ebbs and flows with funding and staffing. And as of late, the fiscal pendulum has been swinging, VR programs have been experiencing a tightening of the belt, so to speak, and discussions about the order of selection have been ramping up. And so for our listeners, order of selection is a process required under the VR regulations. When a VR agency does not have enough resources, whether it's funding staff or both, to serve all eligible individuals, and it's designed to prioritize services for those with the most significant needs. But over the years, order of selection really has sparked a lot of tension. And for some it's seen as just another layer of government red tape adding to the stigma around bureaucracy. Others argue that it undermines the very spirit of the rehab act by limiting access to services instead of promoting inclusion. Critics point out that it can widen service gaps. It leaves individuals with moderate disabilities without support, even though they still face serious barriers to employment.   And for our counselors, order of selection can bring its own challenges, including the emotional burden of explaining to clients why they can't receive immediate services. And for clients, being placed on a waitlist can feel disheartening and frustrating. And at the same time, agencies are grappling with a harsh reality. There's limited resources. Tough decisions have to be made. So how do we balance fairness, inclusion and the constraints of funding? And that is the question at the heart of today's conversation on order of Selection. So, Theresa, I've been a fan of yours for a long time. I think you bring a really thoughtful approach to almost every difficult situation in VR, and you been around a while, so I definitely want to pick your brain about your thoughts and approach on the topic. And Chris, I'm really count on you to bring the facts from an RSA perspective on what needs to happen with the Order of Selection. So let's dig in. So, Theresa, can you just tell us to start out with a little bit about yourself and your journey into VR?   Theresa: Sure. I probably have the least interesting journey, but maybe the most classic. I went from straight from undergrad to graduate school to get my masters in rehabilitation, got my CRC that same summer, and I entered the rehab field initially with a nonprofit, CRP, before coming to Indiana VR in 2004. So I've been with the VR program for a little over 20 years. Made my journey starting from a VR counselor and now director with, as you can imagine, a lot of other roles along the way. And I think I'm a fairly tenured VR director with almost nine years under my belt in this role.   Carol: Yeah, definitely you would be. Because I remember being told when I left, I had six years, you know, and people were telling me usually the lifespan of a VR director is about five years because the job is tough. So you're definitely one of our longer term folks. So, Chris, how about you? How did you venture into the VR world?   Chris: Thanks, Carol. Well, similar to Theresa, my graduate degree in rehab counseling, I became a CRC and began my career as a VR counselor with the State of New York in the general agency at the time, for about four years. And I've been with RSA now for a lucky 13. Just had my 13th anniversary. And in that time have served in a variety of roles. So, yeah, really happy to be here and now leading the division that's responsible for all of our formula grant.   Carol: Yeah, it's super cool. It's been fun to watch your career, Chris, as  you have grown. I remember one of the very first conferences you presented at, and I believe you were still, you know, more kind of on the staff level. And I thought, who's this guy? You were up there, you just had such a great presence about you. And I'm like, he's going somewhere. And you have, it's come true.   Chris: Thanks, Carol.   Carol: So let's talk about the realities of Order of Selection. It's not something that can be implemented at the snap of a finger. And so I want to start with you. What are those factors via our leaders need to take into account.   Theresa: Yeah. You know it's hard I feel like I sort of came to terms with it because it's it didn't feel so much like something we had to choose or decide upon, but more something we had to do. if your circumstances are such that you don't have the resources to serve everyone. So in Indiana, we enter the order in 2017, and I believe that was the first time in our history, as far as I know, it came after years of trying other things, you know, implementing strategies to improve our capacity, stretch our resources. And just a few examples. Implementing efficiencies, changing to our staffing structure, changing our minimum VRC qualifications to a bachelor's degree, and a whole lot more. And those strategies were definitely focused for us at that time around staffing resources. But there were also some fiscal unknowns or concerns because right around that time, the 15 earmark requirement was also, you know, kind of hitting us. And we were trying to figure out how to shift those resources. So the strategies we did pre they were definitely helpful. They were effective, but we still were left with a deficit. You know, we still had high caseload sizes. It was taking way too long for new referrals to get an intake appointment. Our VRC turnover rate was much higher than is optimal. Ultimately led us to identify that we were not able to provide the full range of ER services to everyone who was eligible, and therefore we needed to enter the Order of Selection.   So we started planning for that probably around nine months prior to. The implementation and when I was making my talking points, there's a lot that you have to do, right, to prepare for Order of selection. So discussion with our internal leadership, our VR council, our stakeholders, our staff conversation with RSA, drafting that state plan amendment, getting that out for public comment. We took a couple extra steps and met with our other workforce partners because we thought, hey, they may get more referrals here. We may want to tell them why and what's going on over here and what this means. And then we of course, you have to develop written procedures, adapt your case management system. And then we also wanted to be really careful with our messaging to applicants. So we drafted some materials that we wanted our intake counselors to share and get that consistent message out there and, of course, training our counselors. So I think the nine month runway was probably a fast track Approach, thinking about all those steps. You want to do it right? You want to be planful. But at the same time, once you identify that this is a need, you usually need it to happen pretty quickly.   Carol: Absolutely. I know for me, when I was a new director in Minnesota, I actually faced this. And Minnesota Blind had not been on an order for many, many, many, many, many, many years. And being a little naive, you know, coming into VR going, we have this situation, you know, I'm thinking this all can happen super fast. It does not. But I found for me, really getting grounded in understanding our data was so important because I see these things all going on. But you had to put all the pieces together, get your fiscal side of the house and what's going on and how you're making expenditures and investments in different things and what's happening with that. But what also is happening programmatically, the people that are coming in and the characteristics of your caseload and all those different things, you had to put it all together to really get the complete picture. And for me, I know I had to do that rather quickly. So it becomes super important to have people around you. If you are not that person you know, that can pull all that data and present it in a way so you can really see the picture of what is happening and kind of unfolding in the state.   I think it just so foundationally because I know I have this little list at my desk of people that have called me looking at needing to go on order selection or thinking they're going to need to. And we have over a dozen states that have outreached in the last two months. And part of my advice to them has been back, you know, you have to get grounded to and what was your data telling you? Because you can't just base this all in sort of an assumption or something. You've got to be grounded. So I always think that that's a really important piece to start with. Now, Chris, I know from a regulatory perspective there are items that are absolutely critical for VR to have in place when you were considering Order Selection. Can you help us with that? Because I want to make sure people aren't making a mistake, you know, as they're kind of thinking through the process.   Chris: Definitely. There are several regulatory requirements, and before we address those, I thought I could provide just a little bit of context at the moment of where we're at with Order selection across the country. As you know, we have 78 VR agencies and only eight of them have a closed priority category, and only one of those eight have all priority categories closed. So this is significant progress over the past several years, I'd say since the passage of WIOA in 2014, in the past, as many as a fourth of our VR agencies had at least one closed priority category. And I can say that when RSA meets with congressional committees and other stakeholders, they often ask us for a status check on Order of Selection, and I can tell you that they respond really positively when we share that very few VR agencies are unable to serve all eligible individuals. Further, since RSA and our federal partners approved, the latest state plan would be the 2024 to 2027 state plans, RSA has approved one VR agency's new order of selection, and at the moment, we have 2 to 3 VR agencies that have submitted paperwork and are pending implementation.   Carol: You might have a few more. Chris now coming because I have I have my list of people calling. I mean really we do have 12 now on the list, so I expect maybe some more outreach.   Chris: Yep. So in terms of all of those regulatory requirements, like you said, VR agencies need to have a few things in place as they consider implementation. These include a comprehensive fiscal forecast, cost containment policies if necessary, and assessment of staff resources. And as Theresa talked about, consultation with the State Rehabilitation Council, so that fiscal forecast needs to address six data points. Average case costs, the projected number of new IPEs, the current number of IPEs, the projected number of applicants and the cost of any assessment services that might be needed to determine them eligible for the program. Projected increase or decrease in the cost of providing VR services to these groups of people, and projected income, or in any other budget resources that may become available. The fiscal forecast produces that data, Carol, that you were talking about, that demonstrates whether or not the VR agency can do the following four things. Whether the agency can continue to provide services to all individuals currently receiving services under their plans. Provide assessment services to all those individuals expected to apply to the program over the next fiscal year. Provide services to all individuals who are expected to be determined eligible in the next fiscal year. And finally, that fiscal forecast needs to include data that demonstrates that the VR program will continue to meet all of the various program requirements, like that 15% reserve requirement that Theresa discussed. So in terms of creating an Order of Selection policy, there are about five things that the VR agency needs to include in that actual policy.   First is it's priority categories, including the regulatory definition of what significant disability means, how the VR agency will determine which individuals have the most significant disabilities. And that definition must build on that regulatory definition of significant disability. The policy needs to address whether the agency has elected to serve individuals outside of the order of selection, who may require specific services or equipment to maintain their job or to keep employment, was one of those new requirements. The policy must indicate how the VR program will provide information and referral services to individuals who may be placed on a waiting list. And finally, the policy needs to describe how the agency will carry out the order, how it will be implemented so, in effect, how the waitlist will be managed and how the VR agency will decide when to open all of those other priority categories. I was happy that Theresa also mentioned that VR agencies need to ensure that their case management system can fulfill the administration of the order. And we like to see in the policy some discussion of what tracking mechanisms VR agencies will use to account for such things as cost, staff time and caseload sizes. So in other words, sort of that real time data analysis that That informs whether the order continues to be necessary or whether it can be lifted.   Carol: Awesome. I'm sure people are probably, as they're listening, taking copious notes. So folks need to know that there also is always a transcript that goes along with the podcast. So if your wrist just broke, you will be able to just take a look at the notes and get all those things. That is super helpful. Chris, I wanted to ask as a follow up, so that people that have outreached so far, those states that have outreached are you seeing? Is it a fiscally related issue? Is it a staffing? You know how sometimes the states are really struggling with having appropriate staffing? I know it's only been a few, but do you know kind of what that looks like if it's based on more of the fiscal end of things, or is it they don't have capacity because they don't have any staff?   Chris: It's been a combination of all of those things, Carol. So we're seeing agencies with limited fiscal resources, whether that be state appropriated funds, their inability to kind of fully leverage the federal award. It may be retention and recruitment of VR counselors. It could also be sort of capacity of providers, whether those are community rehab providers or contractors who provide VR services. And oftentimes it's other things that kind of just contribute to those as well. And what we're hoping to see in those justifications that VR agencies submit is a real data informed discussion of those factors, like real time data in terms of both fiscal data and performance data. So the money and the people.   Carol: Yeah, I can't underscore that enough, because I know the folks that have reached out to us a lot of times they tend to talk about, you know, their hair is on fire about this thing. And then I'm always bringing  back. So if they're all focused just on the fiscal. But I said, what's happening in your program, what's going on? And that has been very interesting as people are talking about. And then they call us back. They go, you know, the characteristics of the individuals coming in the case characteristics, kind of pre-COVID to now is different. And so we're finding clientele coming in has many more needs, and so the cost of the case are so much greater. And they hadn't realized it until they went back in. They just knew something was going on with the people, but they didn't understand what. So by going back and saying, hey, you got to look at this other side of the house and really analyze what's happening. It will give you the full picture. And then what is playing into what's happening over here on the fiscal side of the house. So I think for, you know, we've all said it, the data is super important. I just want to underscore that. So Theresa, tell us a little bit about your journey with Order Selection in Indiana and your current picture what's happening?   Theresa: I echo the data conversation, that's critical, and you really have to justify the need for the order. So we did all of that really before we even probably got to that, that nine month runway that I spoke of. But from there, our next step was to get our internal leadership approval. And there were hesitancies, which is understandable. We really had to work to articulate and help them understand the challenges that we were facing. Again, justifying using that data that we were not able to provide the full range of services to everyone, while also meeting the range of other expectations, you know, timeliness, getting people in the door in a reasonable period of time. And we really had to work to articulate the negative impact of having these ongoing high caseload sizes and the cycle that we were in with staff turnover. It just felt like we were getting deeper and deeper into right into a hole and further and further away from optimal capacity. So ultimately, we presented the Order of Selection as one something that is federally required for our agencies, you know, not able to provide that full range of services. And then two, a lever of sorts that would enable us to maybe pause or slow some of that growth in participants, giving us the space to get out of that cycle to rebuild our foundation, which for us primarily at that time, was fixing our long standing staffing capacity challenges. But for those experiencing fiscal deficits, of course, that focus would look very different. Once we got leadership support, we moved as quickly as humanly possible. And now on the other side of it. I'm thrilled to share that we have now opened all of our priority categories. We released the last 200 or so from our waitlist just this past October, so we were in and out of the order in about a seven year period in Indiana.   Carol: I love that. I like that you said you want to project, you know, the ways to get kind of out of the order to open the categories and do that. I know for states that have contacted us, that's one of the pieces of advice I've been giving. I'm like, okay, you're thinking about the right now, but you also have to think about the future because that is everyone's biggest worry. You're going to do this thing and it's never going to go away. People are going to be in a waitlist forever. You're never putting strategies in place to come out on the other side of that. And I know for me in Minnesota, that was very much part of what I had to do. And given the circumstances we had at that time, I had this plan and I said, if you all can hang with me, I believe by about 2018 or so, end of 17-18, we're going to be on the other side of this, which actually ended up playing out and coming true. And so you've got to not only like react to your current situation, but you want to be thinking thoughtfully about what are those things that you can put in play so that you aren't just going to stay there? This is the lever we're pulling and we're going to be here forever. So I really like that you said that. I know, Theresa, when you and I talked earlier, Order selection can often be treated like a bad word in the VR world, and it is loaded with a lot of stigma and frustration. But at its core, you know, when you and I were chatting and, you know, you just boil it down, it really is a mechanism. It's a tool required by law to prioritize services when resources are limited. And so if we can't do everything for everyone, it's a system that outlines how to make those tough decisions. What are your thoughts about Order of Selection and how we can maybe shift the conversation to reduce the stigma and see it for what it is? It can be this necessary lever to balance fairness amongst those limited resources.   Theresa: Yeah, that's probably one of the trickiest parts in communication. Communication, right. Communication. Communicating with stakeholders about Order Selection will probably always be challenging. It's a challenging thing, but I think there's a couple of things that were really helpful. And one is sharing a game plan to address the underlying resource challenges. Is a helpful approach, right. Making sure that there's game plan. This isn't the end result, right? This is going to enable us to make this shift and again kind of get out of the cycle. We also found it helpful to share the federal requirements. So just very factually, if you can't serve all you have to prioritize certain populations first. And the Order of Selection is the prescribed process for complying with that. And I think it's a good process for doing that. It's effective at making sure the prioritization happens. Additionally, we also share data throughout our process on the percent of eligible individuals who were impacted. And what that showed is that the majority of individuals were actually not impacted. You know, relatively speaking, a pretty small percent of folks ultimately went on a wait list. And, you know, you could even argue, and I think we did a couple of times that for the majority of folks, they were maybe even having somewhat of a positive impact because we were able to get them processed, get them in sooner.   And, you know, there's obvious benefits that go along with lower case load sizes. So we often relay that only about 10% of eligible individuals were going on a wait list, and 90% were meeting that criteria for those with a most significant disability, which was our open category for a good bit of our seven years. I will say people were a little wary of that stat. They kind of had a hard time believing that, and I think that it's because that term MSD or most significant disabilities, it definitely has meaning. But also we found it could be a little bit misleading. You know, people thought, oh, to be MSD, someone must look like this, right? And we actually found that those meeting that MSD criteria were really a more inclusive group than maybe that term people would perceive that term to imply. And that was just another educational opportunity for our stakeholders and our referral sources.   Carol: I like that you talked about the communication piece around all this, because that really is important. It's almost as important as all of the plans you're putting in place. All the things that Chris told us about that need to go in developing that communication plan, that goes along with how you discuss this out amongst all the stakeholders and such, is super important. I know, Chris, do you have any insights on this part, on the stigma or anything you wanted to share?   Chris: I guess I just had a couple thoughts on like the element of fairness that you talked about in dealing with fairness and at the same time limited resources. So I guess I would just say that order of selection is only one of the cost containment measures afforded to VR agencies through the law and through regulations. And there are other things, too, that VR agencies may want to consider, and that's comparable services and benefits. How we inform people and refer them to other workforce development programs. Those may be our partners or others. How we balance what VR Agencies by in terms of services and what we provide in-house in the cost kind of associated with both strategies. One of the other things that RSA often considers VR agencies to look at when we're talking about implementing an order is kind of carefully evaluating the need to require additional assessments when the law allows and promotes the use of existing information. So sort of not overdoing that eligibility determination process because that often comes with cost. Right. And then finally VR agencies should also be reassessing sort of their routine practices and policies that result in increased cost. That may not always be necessary. So we're really looking at kind of the entire fiscal picture of the program, not just those VR service costs that are provided to eligible individuals.   Carol: That's good. I'm glad you brought all of that up, because we often do talk about these other factors. And I asked people, are you also looking at what are you getting bang for your buck? And not that we're trying to bang on vendor communities, but do you have vendors where people never like they're never done with service, they never graduate, they never get to the end? I mean, maybe it's looking back at that and going are the ways in which their training really working for your clientele? Maybe not. Maybe you need to circle back and work with them or have a parting of the ways and think about that. I also like the thinking about really leveraging our partners. I mean, the whole rehab act, when it was redone, you know, and we had the 2014 WIOA comes out of that. We always had partners, but I don't think we were very good at leveraging what things are they doing. And I feel like some of this stuff is duplicative. You know, why are we offering these same sort of trainings that are now at the one stop that people can access and go to those courses or whatever, you know, types of things that they're offering. So it does force you to take a look at that and really actually live in to WIOA and leveraging the partnerships and the funds across all these systems. I like that. Thank you Chris, for saying that. Order Selection also has to be a super thoughtful process. And so, Chris, I know you talked about the data points that folks should look at. Theresa, what are the data points you look at regularly? And I like it because some directors talk about kind of they're reading the tea leaves to complete your fiscal forecasting, or there's some other things that you like to do.   Theresa: Oh gosh, yeah, We could talk all day on fiscal forecasting. But to just kind of be brief, you have to look beyond just what did we spend last year and apply that and assume that. And I think if you don't have programs talking to fiscal sometimes that is the fiscal assumption. Right. By fiscal staff being made. So with the pendulum swings that we tend to see in VR, which of course are highly driven by trends and applicant and participant counts, you really need to have a very layered approach to forecasting. This is where, again, that program knowledge and fiscal knowledge, it's essential that they're paired up. Just a few things to consider would be beyond the basics right. What is your data show? What are your trends? Show. But what's in your state plan? What are the goals? What are the initiatives that you have in place? There may be a fiscal impact to those, right? There may be a staff resource impact to those. So for instance, a very obvious example in our state plan, we have some goals around increasing enrollment in post-secondary training. There's some fiscal impact there. We need to know what that is, how to apply that, and then really have an understanding of our ability to sustain that goal into the subsequent years.   Again, the applicant and participant growth trends are super important. So keep your eye on and then any impact of any other outreach or collaborative partnerships that might be contributing to some of that program growth. You know, more people served generally is going to mean more expenses. And then just quickly, from kind of a fiscal standpoint, something that might be a little bit unique beyond, again, all the basic essentials of fiscal forecasting is we really have to account for carrying over a certain portion of our dollars. And that really comes down to making sure we don't have, you know, disruptions and services and can comply with this period of performance requirements. So we find in Indiana that, you know, carrying over like 20 to 25% works well for us, ensures that we can continue authorizations past 9/30 and not have that challenge of waiting until ten/1, you know, to encumber new funds. And that just keeps the flow of services going. So I'll just add that as maybe a nuance that others aren't always thinking about.   Carol: Yeah, I appreciate that because I think that having that strategy I did too, as a director, wanting you have your sweet spot of what you like to have in that carry over, because it really does promote that consistency when you have that hard start and stop, and especially in an era of continuing resolutions, you know your whole strategy with how you're flowing into the next year and how all that's going to work. You need to think about that piece for sure. Now, I know a big problem has existed around priority categories and the most significant disability designation. And many programs have three categories, but almost 90% of the customers are in category one, which makes it difficult, you know, when you're implementing an Order of Selection. How did you address that in Indiana?   Theresa: Yeah, that's exactly what we saw. And we balanced this by a couple of key strategies. One is that we did not release anyone from the waitlist until a little over two years into our process. That's  kind of how we, how bad of a cycle we were in. And again, it's a lever. It's  that dial. We had some targets like caseload sizes, retention rate that we were tracking as a gauge to when we could start moving people off that waitlist. So just for example, average caseload size is getting to under 100, turnover being less than 20%. So those were some indicators to watch to start releasing folks. Another strategy that was really helpful is that we opted to do larger releases each quarter instead of kind of smaller, more frequent releases. And this gave us the opportunity to really have our staff know that it was coming the same time each quarter. They could carve out time because it is a lift on top of the day to day, right? You've got to reach out to folks multiple times. You've got to schedule them for meetings. You've got to get IPEs in place. And then with those reviews of the, you know, again, we might look at like 2 to 300 people to see, can we take 300? Can we take 200? Is it somewhere in the middle? How does that break down across your 26 offices? And inevitably each quarter, one office got hit with a high number. And then there were a few that had very little. So we also had to weigh that and see where we could balance our resources to make those work. You know, at the end of the day, you ultimately have to release more people from the waitlist than new people who came in as eligible that quarter in order to get ahead of it. So that was another data point that we looked at.   Carol: Did you find that actually learning kind of through Covid, a lesson, you know, with working remotely and all of that, did that help as you're looking at distributing across the 26 areas? Because you can I mean, and I've talked to other directors about this now you can work with people. Maybe you're in this part of the state, but you can work with other folks as well to keep them moving. So maybe there isn't this huge one off, it's just got 200 people and the other offices get one, you know, they don't have any. Did you find some ability to flex that around the state?   Theresa: Absolutely. That's exactly what we did. So those offices that were hit hard, of course, they were also the offices with the highest number of vacancies. It just seemed to be how it fell every quarter. So absolutely, our region managers really did it. We have five of those five regions. They really did an excellent job troubleshooting that, you know, we helped where needed. But they for sure did that looking across offices in their region and even across the state. We also have about 7 or 8 working lead counselors, kind of floater counselors. So we were able to deploy them to the areas with the highest need. And then as we progressed through the order, we had a pretty robust outreach process. As we were getting ready to release folks, we ended up centralizing that a little bit to take some of that load off of our field staff as well. So, you know, you kind of have to adjust as you go. Move your resources where you can. But absolutely, we found that to be a great strategy.   Carol: Chris, you have any thoughts on that about the priority categories and the most significant disability? I just wondered because I know folks struggle with that. You were looking contemplative, so I thought maybe you might have something to add.   Chris: My philosophy with a lot of things, Carol, has always been less is more. And you mentioned that most of our agencies have three priority categories. And if I were able to say this is a requirement, that would probably be what I would say. But, you know, VR agencies have flexibility to develop more than three. I would just caution that as you get more complicated, things get more complicated for applicants to understand and for VR counselors to implement. So again, I would just say that the law requires that the significant disability category be identical to what's in the rehab act and the regs, and that that most significant category needs to build upon that. So we often see agencies talking about more functional limitations, more services being needed, more time needed to help the person reach their employment goal. So the more specificity there, the better is. I think that helps VR counselors kind of understand where to place people when they're determined eligible.   Carol: Yeah, that's really good advice. Now I know, Theresa, also, you have talked about wanting to bust the myth that nobody gets off the waitlist. And how can we better do that?   Theresa: I can't tell you how many times I've heard that in Indiana, and that was part of the a lot of the grief is that there was this thought that we'll never get out. So we know that's not true. The facts are there. You know, there are many states. And Chris shared, you know, 25% down to less than ten. So less than ten states. So we know it happens. There are states who've done it. I don't know if we do enough to highlight that to kind of our stakeholders, you know, at large and celebrate that. So maybe that's part of the answer. You know, we have those actual examples. That's an important part of the communication to internal and external stakeholders. The other piece here is outlining the conditions that need to be in place to progress, to opening more categories, to ending the order, and then people can see you hitting those target milestones. They may start believing that, oh wow, there's some actual notable objective progress here. We are getting closer to the end. This does seem doable.   Carol: Yeah, I think going back to that communication strategy for sure can help. I know with our SRC, and I had laid out the plan like I had all these points that we needed to do to kind of get through our struggle. And as things were met or we were able to achieve other savings in certain areas without impacting, you know, a quality of a service. Man ,it was great. Like no stone was unturned as we did that. But I wanted to be super transparent. Here's all the things. And I kept a little chart, like, here was this savings, or here we met this thing so people could see we were actively working a process all the way through, versus okay, we are pulling the lever and the lever is just staying closed down. That's it. They don't see the other end. All that work that's being done behind. So what is your best advice for state directors contemplating pulling the lever?   Theresa: Well, we definitely looked at it as that lever or that dial, and we felt that that gave us an opportunity. We really would not otherwise have had to take action on addressing a really significant foundation or core issue while slowing down that incoming train a little bit and refocusing our resources, staffing and fiscal building adequate resources and capacity. It's an ongoing effort. It never ends. It's one of the more difficult things, probably, that we do, but it's so critical to carrying out services in general, let alone good quality services. And it requires a very thoughtful plan and a lot of simultaneous strategies. You know, all the strategies we implemented from salary adjustments to, you know, creating those working lead counselors I mentioned, we developed a layer of case coordinators to take on some of the case management aspects. I think some states call them rehab techs. Lots of gaining of technology, you know, modernization and efficiencies and then some. Right. It ultimately helped us with two really big systemic needs. And one was getting cancer caseload sizes to manageable levels and reducing our VRC turnover. I mean, those things are gold when it comes to staff capacity.   Carol: Now, Chris, I don't want to steal your thunder, but what I'm going to say to folks too is call RSA. Like, reach out to your liaison and talk to them about your situation. You want to start those conversations because the worst thing I would think is you're a state liaison at RSA and you just get this boom, we want to do it. We need to go on March 1st and today is January, you know, 24th. You want to have that partnership all the way along. And I know, Chris, you can speak a little more to that for sure.   Chris: Carol, you know, we often talk about with clients early and sustained engagement. And I would encourage VR agencies to take the same approach with us at RSA. Reach out early and keep that conversation going. The order of selection approval process is going to be iterative. In 99% of times, RSA will have feedback and will have questions, and we'll want to see justifications be made as strong as possible. So to your point, Carol, our ability to approve orders of selection overnight is not possible. Theresa talked about sort of a nine month on ramp. I wouldn't say it's going to take that long on our end, but it will take at least a couple of weeks. And the stronger the justification we receive, the better. Again, I would just say that consider all of the flexibilities that the Rehab Act offers to VR agencies when it comes to managing the program, in addition to implementing an order. And we talked about some of those before, but they could mean cost containment from financial participation to preferences to instate services, to looking at the administrative costs that you might pay for providing services, your staffing capacity, and really leveraging the ability of your SRC. To advocate for the program, we often talk about the return on investment of the VR program, and it really is unlimited. Our program offers a lot of flexibility to be creative, to help people meet their career goals, and that's kind of the best thing we have going for us to argue for the sustainability of the program moving forward.   Carol: Yeah. Excellent points. The SRC can do so much more than we can do, really, and a lot of venues and have a different voice and a seat with the governor. You know, they're appointed by the governor. They have a different mode of communication that they can use that we cannot. So we definitely don't want to forget about them. All right guys, so we're coming to a conclusion. Any last parting thoughts from either of you for our listeners?   Theresa: Well, I'll just add, I think we've touched on a lot of great lessons learned in communication. Number one, really important. And we've hit on some ideas and strategies around that. And then the second, having that game plan, it's  critical so that we're all viewing Order of selection, not as that end result right, or that indefinite status, but as that lever or that dial that can be adjusted to address the situation at hand and then get back on track, get out of the order, be able to serve everyone who needs those services.   Carol: Awesome. I really appreciate you both and appreciate having this conversation. And for our listeners who were taking notes, because I know you guys read the transcript because that will help you with all of that. You can go back through and highlight the things you need to do. Thanks so much for being here today. Appreciate you.   Theresa: Thank you.   Chris: Thanks, Carol.   {Music} Outro Voice: Conversations powered by VR, one manager at a time, one minute at a time, brought to you by the VR TAC for Quality Management. Catch all of our podcast episodes by subscribing on Apple Podcasts, Google Podcasts or wherever you listen to podcasts. Thanks for listening!

One of the most exciting strategies we've been talking about lately for Amazon sellers involves identifying the underserved shelf space at Amazon's hundreds of warehouses and then sending in inventory that sells for great margins in those underserved warehouses.   There's a module inside the ProvenAmazonCourse.com training that dives deeper into this concept as well as great discussions in our Facebook group about it (link in show notes).   The tool we use to help us identify these strategies is called keepa. (SilentJim.com/keepa)   Lately I've been asking keepa to add new features to help make our research easier - and the good news is, they've been listening. Today I dive into some of the new features that keepa has added that are making our job as sellers so much easier than it used to be when it comes to finding underserved shelf space at Amazon's warehouses.   I'll be discussing the "Amazon out of stock" (OOS) field, the brand new Amazon standard deviation field, and the "in stock Head Start" strategy that will give you a huge advantage over other sellers who are almost certainly NOT paying attention to these types of low-hanging fruit ASINs - and there are millions of them you can find/sell against at great margins!   Watch this episode on our YouTube channel here: https://youtu.be/lfk7EiJfgis   Show note LINKS:  SilentJim.com/bookacall - Schedule a FREE, customized and insightful consultation with my team or me (Jim) to discuss your e-commerce goals and options.   My Silent Team Facebook group. 100% FREE! https://www.facebook.com/groups/mysilentteam - Join 78,000 + Facebook members from around the world who are using the internet creatively every day to launch and grow multiple income streams through our exciting PROVEN strategies! There's no support community like this one anywhere else in the world!   SilentJim.com/bb70 - The post where I discuss these udpates and give examlpes.   https://SilentJim.com/keepa - Our Keepa podcast episode is number 369 at https://SilentJim.com. It is a great intro to what Keepa is and why it's our recommended tool.   ProvenAmazonCourse.com - The comprehensive course that contains ALL our Amazon training modules, recorded events and a steady stream of latest cutting edge training including of course the most popular starting point, the REPLENS selling model. The PAC is updated for free for life!   TheProvenConference.com - Our May 2025 event - plan to join 100s of listeners to this show in Orlando May 29-31st, 2025!    

Francie is back on the Out of Spec Podcast, this time as a guest! In this episode, after a year of the Springroll being in the OOS family and thousands of miles on the road, Francie shares her honest take: what's improved, what's still quirky, and whether VinFast is just as cute as when she just got it.Let's catch up on Francie and even talk bout what new EV she has added to her family. Don't miss her unique perspective as a former host of Out of Spec!Francie's Twitter: https://x.com/hey_francieFrancie's Youtube: https://www.youtube.com/@heyfrancieShoutout to our sponsors for more information find their links below:- Fort Collins Kia: Visit focokia.com for full details. Disclaimer: *Delivery covers up to $1,000.Find us on all of these places:YouTube: https://www.youtube.com/outofspecpodcastApple Podcasts: https://podcasts.apple.com/us/podcast/out-of-spec-podcast/id1576636119Spotify: https://open.spotify.com/show/0tKIQfKL9oaHc1DLOTWvbdAmazon: https://music.amazon.com/podcasts/473692b9-05b9-41f9-9b38-9f86fbdabee7/OUT-OF-SPEC-PODCASTFor further inquiries please email podcast@outofspecstudios.com Hosted on Acast. See acast.com/privacy for more information.

In deze aflevering van Lekker Leven stond lekker eten en ondernemen centraal! Martine Hauwert ging namelijk op pad naar Amsterdam en sprak daar met Oos Kesbeke, beter bekend als de Augurkenkoning. Kesbeke wordt sinds 1999 geleid door Oos, de derde generatie Kesbeke. De vierde generatie draait op dit moment volop mee, om straks het roer over te kunnen nemen en dat zien we dan ook met de nodige Amsterdamse humor voorbij komen in de popuilaire realityserie 'De Augurkenkoning'. Martine sprak met Oos Kesbeke over zijn ondernemerschap, zijn liefde voor het vak en het succes. Ook kwamen andere onderwerpen aan bod, zoals iets voor anderen kunnen betekenen, het overlijden van zijn vrouw Marcella, met wie hij een dansschool had; en de wijze lessen van zijn vader. Een persoonlijk gesprek met deze bijzondere man. Daarnaast blikte Martine in deze uitzending terug op Lekker Leven in 2024. Wat waren de absolute hoogtepunten en de leukste gasten? Je hoorde fragmenten van gesprekken met Amandine de Paepe, Joep Rovers, Dennis van Aarssen, Edsilia Rombley, Chantalle Kamycki en Joël Borelli. In 'Lekker Leven' hoor je persoonlijke verhalen over: fysieke en mentale gezondheid, ontspanning, van je passie je werk maken en hoe je meer geluk kunt ervaren. Maar 'Lekker Leven' gaat verder dan alleen gezondheid en mindset, want hoe zit het dan met liefde, carrière, hobby's, uitjes, ondernemerschap en duurzaamheid? Alle onderdelen die voor een fijn en lekker leven staan komen aan bod! Met studiogasten, experts, BN'ers en artiesten wordt uitgebreid gesproken over hoe je 'Lekker Leven' kunt. 'Lekker Leven' is iedere derde maandag van de maand tussen 18:00 en 19:00 uur te beluisteren op GoodLIFE Radio en naderhand terug te luisteren als podcast via alle bekende podcast platforms (onder meer Spotify, Apple Podcasts en Google Podcasts).

In deze bijzondere aflevering van de Ondernemend Nyenrode Podcast krijgen we een kijkje in de wereld van het iconische familiebedrijf Kesbeke, de bekende maker van Amsterdamse tafelzuren. De studenten spreken Oos Kesbeke, beter bekend als de 'augurkenkoning', en zijn zonen Camiel en Silvian. Oos vertelt uitgebreid over de evolutie van het bedrijf: van een kleine inleggerij in een kelder aan het Waterlooplein tot de landelijke speler die het vandaag de dag is. Cruciaal voor het succes van het bedrijf, is de relatie van Oos met de werkvloer. "Hoe kan je vanuit je heilige toren de boel aansturen? Begeef je op de werkvloer, onder de mensen," adviseert hij. In de realityserie die op RTL 5 wordt uitgezonden, krijgen we een eerlijke kijk op het reilen en zeilen binnen de fabriek, waar soms onenigheid op de werkvloer ontstaat. Volgens Oos is dat echter geen probleem: “Als mensen mopperen over elkaar, dan gaat het altijd om het product. En als het om het product gaat, prima. Dat is passie. Dat vind ik mooi. De jongens in de fabriek laten niets de deur uitgaan waar ze niet achter staan. Dat is toch het mooiste?" Een waardevolle tip voor jonge ondernemers en studenten? Volgens Oos komt succes niet vanzelf: "Als je iets echt wilt, en je verzamelt de juiste mensen om je heen, dan geloof ik dat het lukt. Maar je drive is belangrijk. Als je echt iets wil bereiken, werk je niet van 8 tot 5. Je bent continu bezig om je zaak beter te maken. En dat betekent ook offers brengen."

The conversation about OOS play is becoming more and more common because coaches are realizing how important it is in order to win games. In this episode we dive into: Understanding OOS vs In system  Trends & Stats  Traditional vs Now  Technique and Execution  Drills  Common Mistakes & Objections  And a few more key concepts  Click here to join Digital Volleyball Academy  Click here to join my free workshop  Reach out via Instagram @BrianSingh_CoachB

If You Can't Handle The Heat Episodes Drop Every Other Wednesday @ 7:00 AM EST Want To Be Part Of The Show

In this episode of The Top Line, sponsored by the Parenteral Drug Association (PDA), we explore the upcoming PDA/FDA Joint Regulatory Conference, happening September 9-11 in Washington, D.C. Our guest, Janeen Skutnik-Wilkinson, Director of Global Quality Regulatory Surveillance and External Engagement for Moderna and Co-Chair of the 33rd annual event, shares why this conference is the essential annual CGMP event to attend. Janeen notes the direct access to federal regulators and the unique insights from FDA colleagues as standout features. The FDA co-sponsored conference is known for fostering collaboration among scientific minds to create practical solutions and best practices, with this year's focus on improving quality culture, shifting to proactive approaches, and evolving quality maturity. Key sessions will cover de-risking quality control environments by utilizing case studies on OOS and OOT results, and enhancing lab systems with QRM. The conference's focus on Current Good Manufacturing Practices (CGMP) makes it a must attend for quality assurance and operations professionals. Additionally, discussions will delve into the role of AI in manufacturing and data integrity. For a comprehensive look at this year's PDA/FDA Joint Regulatory Conference, listen to the full episode and register at pda.org/PDAFDA2024.See omnystudio.com/listener for privacy information.

Stormweer rig groot skade aan in KwaZulu-Natal, asook die Oos- en Suid-Kaap. Suid-Afrika se ekonomie het in die eerste kwartaal van 2024 ingekrimp. Op Wêreld Omgewingsdag word die kollig geplaas op die rehabilitasie van grond.

Die Namibië Inkomste-agentskap het Afrika se onontginde handelspotensiaal beklemtoon en gevra vir die dringende verwydering van handelsversperrings. NamRA kommissaris Sam Shivute het tydens die Wêreld Doeane-organisasie Oos- en Suider-Afrika se 39ste vergadering gevra vir verhoogde intra-Afrika handel en die behoefte aan vaartbelynde doeaneprosedures beklemtoon. Dit kom te midde van breër besprekings oor die effektiewe implementering van die Afrika Kontinentale Vryhandelsgebied. Shivute het opgemerk dat met toegang tot 'n mark van meer as 1,3 miljard verbruikers, daar geweldige potensiaal is om 50 miljoen Afrikane uit armoede te lig. Kosmos 94.1 Nuus het met dr. Omu Kakujaha-Matundu van die departement Ekonomie by Unam gepraat oor die belangrikheid vir Namibië om doeane-versperrings op te hef.

Amanda Smit, besturende vennoot en hoof van Suid-, Oos- en Sentraal-Afrika by Henley & Vennote gesels oor hulle jongste verslag. Volg RSG Geldsake op Twitter

No episódio dessa semana falamos sobre o desenrolar da operação da Polícia Federal, Tempus Veritatis, contra o ex-presidente Jair Bolsonaro, ex-ministros e ex-assessores dele investigados por tentar dar um golpe de Estado no país e invalidar as eleições de 2022. # Colabore com o nosso trabalho através do PicPay, APOIA.SE ou Chave PIX (podcastmid@gmail.com)# CANAL DO MIDCAST NO WHATSAPP : bit.ly/midcast-zap PARTICIPANTES:------------------Anna Raissa - https://twitter.com/annarraissaRodrigo Hipólito - https://twitter.com/lhamanalamaVictor Sousa - https://twitter.com/erro500Xuliana Mello - https://twitter.com/AstroBrasilis COMENTADO NO EPISÓDIO------------------Um resumo da operaçãoOs presos da operaçãoMinuta golpistaBozo sem passaporteA reunião do golpe no computador do Mauro CidValdemar PRESO … OURO ILEGALDocumento com decretação de estado de sítio NA SEDE DO PLCoronel alvo da operação desmaiou quando a PF chegou Tem algum feedback sobre o episódio?------------------E-mail: podcastmid@gmail.comTwitter: @podcastmidBlueSky: @midcast

If You Can't Handle The Heat Want To Be Part Of The Show

Happy 2024. Megan is our guset today as we discuss - in the modern vernacular - mindfulness. But there is so much more to it. It's a wonderful archived episode to start the new year. First things first: Hey Megan - this is an official shout out to get in touch with that Master Kelljchian story you mention in this episode.Also folks, listen to Landyn's voce in 2020 to his voice now - Yikes! At the time of this recording Sensei Randy (our guest) wasn't a Sensei yet. The years keep going by. This episode was sparked by a conversation with Shelby (Landyn's mom). In that conversation, mindfulness came up. Here's a link to that episode:https://www.buzzsprout.com/477379/3383908We mention the word Oos (also spelled Osu and many other ways). I'm attaching a link to the 5 minute short we did on that word jic you're new to the podcast and unfamiliar with the word:https://www.buzzsprout.com/477379/1979593Hey,  if the new year finds you with a couple of extra $s - please click the link and support the show. It sure is appreciated. Support the showAnd of course support our sponsor Honor Athletics. Here is their link:https://honor-athletics.com/We appreciate our listeners so much and hope that you'll get in touch. Reach us all over the web. Facebook and twitter are simply wildcatdojo. However insta is wildcatdojo conversations. There's a story there.)On YouTube: https://www.youtube.com/@wildcatdojo9869/podcastsAnd for our webpage, where you can listen to all the episodes and see some info about the dojo: http://wildcatdojo.com/025-6/podcast.html . Thank you for listening.

Hello everyone! Please join Francie, Kyle, Max, Ryan, Jordan, Coleton, and Dave as they wrap up the electric year that was 2023. They cover what the big electric vehicle headlines were from the year, funny EV stories, exciting next steps for the Out of Spec team, what they're most looking forward to in 2024, and much much more! Sit back, relax, and see what the team thinks of the last 365 days in the EV world!Shoutout to our sponsors for more information find their links below:- Star Charge: https://www.starcharge.com/charging?id=20 - Kempower: https://kempower.com/america/charging-solutions/Links to check out - Cybertruck tour: https://www.youtube.com/watch?v=j6n4QRoKWhg Jordan in France w/ VW ID7: https://www.youtube.com/watch?v=0Lo3OCdUN1MAudi SQ8: https://www.youtube.com/watch?v=SAVt9Cu6BOs @OutofSpecReviews , @OutofSpecMotoring , @outofspecdave1554 , @outofspecguide , @OutofSpecMotoring [ CHAPTERS ]00:00 Hello & Welcome01:45 Out of Spec Dave Highlights04:30 Out of Spec Dave's Plans for 202408:30 Biggest 2023 EV Headlines09:55 CCS vs Future of Public Charging13:05 Cybertruck Launch Hype13:55 Out of Spec Detailing / Coleton's Clear Detailing15:49 Shout Out To Diane16:40 Affordable EVs in 2023, Depreciation, and Out of Spec Guide18:30 GM Bummers of the year21:10 Jordan's 2023 Highlights28:25 OoS 2024 Plans - Content, Branding, & Merch35:55 Kyle Struggles to choose his favorite 2023 EV review42:18 Coleton's Weirdest Detail of 2023 (Koda)44:30 Ryan's Model 3 LFP47:25 Max's Favorite 2023 EV Lesson - L2 Charging50:47 Ryan's Favorite 2023 Data53:50 OoS 2023 Testing55:30 Jordan's Take On Future EV Comfort1:02:00 What Are We Looking Forward To In 2024Find us on all of these places:YouTube: https://www.youtube.com/outofspecpodcastApple Podcasts: https://podcasts.apple.com/us/podcast/out-of-spec-podcast/id1576636119Spotify: https://open.spotify.com/show/0tKIQfKL9oaHc1DLOTWvbdAmazon: https://music.amazon.com/podcasts/473692b9-05b9-41f9-9b38-9f86fbdabee7/OUT-OF-SPEC-PODCASTFor further inquiries please email podcast@outofspecstudios.com#electricvehicle #newyear #wrapup Hosted on Acast. See acast.com/privacy for more information.

Die Stad Kaapstad het die opknapping van die ikoniese Muizenberg-strandhutte voltooi, voor ‘n verwagte besige feestyd vir toeriste. Die voltooiing van die opknappingsprojek is die gevolg van die uitstekende werk deur die Vriende van die Muizenberg-hutte. Die burgemeesterskomiteelid vir Gemeenskapsdienste en Gesondheid, Patricia van der Ross, sê die tweede opknappingsfase van die strandhutte op Muizenberg se Oos-strand het 5,9 miljoen Suid-Afrikaanse rand gekos:

Inwoners en die polisie in die Oos-kaap en Limpopo slaan toe op buitelanders se winkels. Die DA en die joernalis, Adriaan Basson, is haaks oor sy standpunt dat die party dalk ná die verkiesing 'n koalisie met die ANC sal vorm. Rugbykoors - of dalk eerder 'n soort senuweeagtigheid - pak Suid-Afrikaners op die vooraand van die rugbywêreldbeker-eindstryd.

Sharply higher insurance premiums are affecting property owners nationwide. It's especially bad in: CA, LA, FL, TX and CO. This is due to erratic weather (climate) and higher rebuilding costs.  Phenomena like an increasing intensity and frequency of hurricanes, tornadoes, wildfires, and floods are sending some insurers out of business. State Farm and AllState completely stopped issuing new homeowner policies in California. Some areas are on the brink of becoming completely UNinsurable. In that case, the only sales that could occur with all cash buyers. Learn three techniques to keep your skyrocketing insurance costs lower. As you'll learn today, landlords have more options than homeowners for navigating spiking insurance rates. Then, listen to a CNBC clip along with me about how the end of ZIRP (zero interest rate policy) affects your life and investments. Resources mentioned: Show Notes: www.GetRichEducation.com/461 Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Find cash-flowing Jacksonville property at: www.JWBrealestate.com/GRE Invest with Freedom Family Investments. You get paid first: Text ‘FAMILY' to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  Top Properties & Providers: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Complete episode transcript:   Welcome to GRE! I'm your host, Keith Weinhold. First, I'm going to help you make your real estate more profitable in the near term as I discuss how to deal with skyrocketing property insurance costs.    Later, I'll inform your strategy about your long-term, overall personal finance as we talk about what the end of free money means in this new era of higher interest rates. Today, on Get Rich Education. ____________   Welcome to GRE! From Tirana, Albania to Albany, New York and across 188 nations worldwide, I'm Keith Weinhold and you're listening to Get Rich Education.   This is how real wealth is built in the real world with real estate. We aren't day traders. We are DECADE traders.   And we do that with the right mission. Let's invest directly in America - own real property in American neighborhoods, and provide housing that's clean, safe, affordable and functional.   And when we all do that, we can abolish the term “slumlord”.   Conversely, what do some people think about first? Themselves.   [RIC FLAIR CLIP]   Ha ha ha! Over the top with some vintage Ric Flair. There's nothing wrong with living well. But that best comes as a byproduct of serving OTHERS first.   Let's talk about the SKYROCKETING cost of property insurance. Why it's happening, what MY experience is, and what you can do to manage it.   First of all, and I hope that none of my insurance agents are listening, but why would you ever work in the insurance industry?    And I kid. But that's got to be one of the most boring industries to work in.   What 15-year-old ever says that when they grow up, they want to be an insurance broker? Nobody.   But, in any case, it is a STABLE industry because there will long be a need for insurance.   But, I mean, even your customers - the policyholders like us - we don't really want insurance.   Insurance ads all say the same thing: “Switch and save.” No one has seen an advertisement from this industry that says, “Upgrade for better coverage.”    That's because so many people just want the minimum coverage and want to get on with their lives… until a calamity occurs.   But now, the insurance industry has gotten SOMEWHAT more interesting lately, the effects of which center around erratic weather… maybe you like calling it climate change, maybe you don't.   But suffice to say, if erratic weather persists, then it's no longer erratic, rather, it is, in fact, a pattern, and then, a change in a region's climate.   The intensity & frequency of storms is increasing. I'm talking about weather phenomena like hurricanes, floods, wildfires, tornadoes, and even high snowfall.    Inflation also means that there are rising COSTS to rebuild.    And RE-insurance costs are higher. Yes, your insurance company gets insurance from insurers themselves, called re-insurance. Re-insurance companies insure insurers.   Everyone knows State Farm's jingle. “Like a good neighbor, State Farm is there.” No, State Farm is gone.    State Farm is the largest home insurer in CA. So they're the largest home insurer in the most populous state.   Well, you might have heard a few months ago that they're completely stopping issuance of new home insurance policies in all of CA. And AllState followed shortly afterward.   Persistent wildfires are a culprit there.   Insurance companies can't make any money so it's hard to blame them.   Well, why don't they just, say, double their premiums? Some sure have. Others can't because of competition for lower rates from other companies.    But a lot of SMALLER insurance companies - including many in Florida - have done just that. They've gone out of business… and when there are fewer companies in business - less competition - that's when rates can get jacked up high.   Insurance rates are up the most in many of the states that have the greatest incidence of hurricanes, floods, and wildfires.   What are the states where rates are rising most?    CA, LA, and FL. And after that, TX and CO too, and some other states.    TX is one state that's subject to both hurricanes and tornadoes - hurricanes in SE Texas - Galveston, Houston and Corpus Christi.   And tornadoes in NE Texas, like Dallas-Fort Worth.   So, when hazards happen, losses can occur. That's why your lienholder - your mortgage holder - forces you to have insurance. They require you to have it because they're not willing to take that risk.   Louisiana's problems with insurers REALLY compounded a few years ago when Hurricanes Delta, Ida, and Laura hit the state. That created a true crisis in Louisiana's insurance market.    A lot of insurers just left with $24B in insurance claims during that period. Others in Louisiana stopped issuing new policies and increased the premiums on the existing insured homeowners.   Now, I'm going to center on the homeowner's insurance problem in Florida soon, because Florida is a popular investor state, I own a lot of rental properties in Florida and I'll tell you about my personal insurance experience there shortly.    When it comes to wildfires - which are often spurred by hot, dry, and windy weather conditions, some areas are on the brink of becoming completely UNinsurable.    California has a bunch of regions like that. And other places like Bend, Oregon and Boulder, CO are in danger of insurance denial because the homes are surrounded by forest.    If that happens there, the only resale market for the properties would be to all-cash buyers, unless the state ever comes in to buy them out since people were ALLOWED to build there in the first place.   Now, notice that I haven't mentioned earthquakes yet. Earthquakes aren't related to the surface weather like hurricanes and wildfires and these other things are.   Earthquake insurance, which many people have in places like CA, WA, OR and AK is often a completely SEPARATE policy from your standard homeowner's policy and EQ insurance is prohibitively expensive.   Besides that, their deductibles can be high, like 10 or 20%. If an earthquake completely destroys your $500K home and you have a 20% deductible…   … then to even make a claim, you'd need to come out of pocket $100K first - plus you'd be paying high premiums all that time just to have that condition!   Anchorage, AK had a big magnitude 7.1 earthquake back in 2018.    I was in Anchorage when it happened and I told you about that here on the show back then. I was pretty shaken up.    At the time, I owned dozens of apartment units in Anchorage. I don't anymore. I had, maybe $40,000 of out-of-pocket cosmetic damage that I had to pay from that one earthquake.   Lienholders DO not make EQ coverage a necessity, and 25% of Anchorage homeowners had coverage before the quake. It went up to 35% afterward.   Fortunately, the top cash flow REI areas don't tend to be in the west coast of the United States.   So, how high have some of these insurance premiums gotten in states known for disasters?   Well, the average is about $225 per month in LA. In TX, it's $250 per month on their average $300K home, and in Florida it's about $325 monthly on a $300K home.    Of course, that's going to vary by what region of the state you're in and distance from the coast and such.   One weather phenomena that I haven't seen any evidence of in contributing to higher insurance costs is heat itself.    This summer, Phoenix hit a new record for consecutive days that exceeded 110 degrees Fahrenheit. That went on for weeks on end.   But heat in itself, and its resultant air conditioner use and power load - is not something directly attributable to escalating insurance costs, unless power load problems start a fire.   Now, you keep hearing about climate migrants moving to more northerly places with access to a lot of fresh water like Minnesota, Michigan, and Wisconsin.   But these stories seem to be largely anecdotal and of little impact.   The faster-growing areas continue to be in the Mojave and Sonoran deserts - that's Las Vegas and Phoenix - places with lots of heat, rising heat, and dry conditions.    And despite what you might think, they're not going to run out of water anytime soon.    Those deserts actually have a lower incidence of natural disasters too, which is one reason why they've built new microchip plants in Phoenix.    Climate migrants moving north might be a thing at some point - but it still is not.   Well, speaking of hot in-migration states, Florida has had a LIGHT hurricane season so far. But that's not the kind of thing that we can count on for long.   Rates have gone up more than 50% throughout the state of Florida, with ALL insurance carriers.    Carriers are either pulling out of the state (because its not profitable for them), or they're increasing rates across the board, or they're not renewing policyholders.   Now, I've had my rates hiked up on my Florida properties more than once.    There, it's often because an insurance company goes out of business due to too many claims, and then I have to switch to another landlord's policy carrier that always has higher rates.   So here's what happens. I get a notice in the US mail that my current insurer on a Florida rental SFH - call them Insurer A - is going out of business in 5 months and that I have 5 months to find a new insurer - call them Insurer B.   So I take a photo of that notice and forward it over to my Florida insurance agent and ask them to give me quotes for my new prospective Insurer B.    Now, say that if you don't do that.    If you don't ask your insurance broker or agent to get you a new policy, if you don't act, here's what happens.   Say that the 5-month deadline approaches and you still don't have new coverage lined up.   Your mortgage holder, call them Wells Fargo or Chase, they'll send you a notice in the mail and remind you that it's required that you have insurance in place – because Wells Fargo or Chase doesn't want to be on the hook for the risk… and if you don't get a new insurer - Wells Fargo, say, will buy a policy FOR you & make you pay it.   And the insurance that they buy for you will have lesser coverage and cost way more.   It seems like, whoever the bank is, they always tell me that they're going to buy me an ultra-pricey policy with Lloyd's of London.   So again, it doesn't entail too much work on your part. If your insurer is going out of business or just doesn't want to issue you a new policy, share that notice with your insurance person and ask them for new quotes. That's a quick, easy thing to do.   And then, when you switch insurance companies, your PM must submit photos of your rental home to the new insurer within something like 15 days.   Over the past few years, I think I've had Florida properties where the premiums have been hiked up steeply twice. I seem to remember a complete doubling a year or two ago.   More recently, I had 30% rate increases on some of my Florida rental properties.   So how much am I paying now? Well, on one Florida rental SFH that has a market value of about $300K, I'm paying $330 per month.    Of course, for your long-term rental properties, your landlord insurance contract should provide what's called “loss of rents,” coverage.   That's something that OO homeowner's policies don't have.    That means that if your property is damaged and your tenants are displaced, your insurer pays the fair market rent to you since the tenant won't. That's typically capped at 12 months.   On your STRs - like AirBnBs and VRBOs, the coverage that you want is called “lost business income” with no time limit. And that might take an upgrade to a commercial insurance policy for STRs.   Alright, so let's get to something actionable. We are real estate investors for the production of income.   So amidst what are perhaps UNPRECEDENTED increases in insurance premiums these last few years, how do you navigate this, and what do you do to stay profitable?   Well, whether you're an OO or a rental property owner, you can do things like make sure that your coverage is appropriate.   You can raise your deductible amount to reduce your annual premium, of course.   The more financially strong that you are, the higher you can make your deductible because the less a claim is going to impact you.   But as a rental property owner, you have a FEW LEVERS that you can pull that OOs cannot.   The big one - is that this is your cue to RAISE THE RENT.   Yes, higher insurance premiums point to raising the rent.    Really, this is like a game of hot potato… and it is your job to pass along the potato. That's all that you're doing here.   See, the reinsurer raised rates on your property insurer.   Your property insurer is raising the rate premium on you, the property owner.   Now it's your job to pass along the hot potato to the tenant in the form of a rent increase.   Then your tenant has to pass along the hot potato by asking their employer for a raise or finding new employment.   And it keeps going, now your tenant's employer needs to pass along the higher labor cost in the form of raising consumer prices on the goods or services that they produce… and it continues throughout the economy.   That's how inflation works.   It's your job to pass along the hot potato.   What if the tenant leaves? Well, there's always that possibility.    But if they go to rent or buy a “like” property, it's still going to have the same higher insurance cost that they'd have to pay.   For help with that, and this is the second time that I referred back to this recently, in Episode 449, just twelve weeks ago, I provided you with 12 ways to raise the rent. Again, that's Episode 449.   You always want to provide a REASON to the tenant about why their rent is increasing, say 5% in this case for example.   Nothing beats the truth. Your insurance costs are higher. That's the reason.   Now, you might be wondering, if, say, insurance costs just rose 30%, like they did on one of my own properties recently, then how is a 5% rent increase going to offset that?   That's because your rent amount is multiples more than your monthly insurance amount.   If your rent on a property goes from $2,000 to $2,100, that's just 5%, but it's a $100 increase in your income.   If your monthly insurance cost goes from $200 up 30% to $260. That's a $60 decrease in your income.   You have a $100 gain from rent and just a $60 deduction from your insurance increase, and you've more than offset it. It's THAT effect.   Now, what if your numbers don't work for raising the rent though? As an income property owner, you have other levers that you can pull that are less palatable as an OO.   That is, can you sell the property? If you're in SFRs, there is a big buyer appetite for them.   And in just the past three years, there's been so much appreciation that you might have a lot of equity such that you can trade it up for 2 SFRs.   Now, new-build properties in a place like Florida have substantially lower insurance costs than older properties, because new-build properties are built to more stringent wind resistance requirements.   So you might trade up your older, existing Florida property in this case for a new-build property that has lower insurance deductibles.   Insurance costs ALONE rarely drive investment decisions. But it's the fact that you'd get to reposition dollars at a higher leverage ratio at the same time.   But now, if you've owned the property for, say 2 years or more, you might lose your ultra-low rate mortgage that you got a few years ago.   You need to run some numbers and see if it's worth giving up your low mortgage rate in order to get more leverage and lower insurance premiums. That's the trade-off.   See what works best for you.   So, your first lever is clearly to just raise the rent on your existing properties that have higher insurance rates.   To summarize what you can do to meet higher insurance premiums is:   #1 - Raise the rent. #2 - Tilt your portfolio into more NEW-BUILD properties in some markets, and #3 - Increase your deductibles.   They are the actionable takeaways that I really wanted to share with you today.    Keep investing. Tweak your strategy where you need to. Be sure that your tenants are taken care of.   And after that, remember, that it's common that when you have an insurance CLAIM, that you often profit from the event when your claim pays more than your actual losses were.   Coming up shortly, the 15-year Era of Money for Nothing is Over. How does this new era look and how do you adjust to it?   There is more real estate news and more that impacts your personal finances every week that we can cover in one big, weekly show here.   Strip Malls are Hot (yes, really) Strip malls are hot, Old Houses are Now as Valuable as New Houses, and Zillow predicts 6.3% HPA from June of this year to June of next year.   More details on stories like that, as well as my breakdowns of developments like that are in our Don't Quit Your Daydream Letter. You can get it free. Just text “GRE” to “66866”.    Actionable real estate guidance, breaking news, and a dose of my dorky, cornball humor are all in the letter.   Get it free by texting “GRE” to 66866. More next. I'm Keith Weinhold. You're listening to Get Rich Education. _____________   Welcome back to Get Rich Education. This is Episode 461. I'm your host, Keith Weinhold.   The United States is entering a new economic era. 15 years of access to nearly FREE MONEY has come to an end.   Let's listen in to this terrific CNBC compilation where you'll hear the voices of a number of economists, reporters, and directly from people that used to work at the Fed… on what this all means with the end of Fed Funds Rates at zero - the good and the bad.   Some familiar voices that you'll hear include CNBC's Steve Leisman.   And, near the end, Former Fed Chair Ben Bernanke.   This is about 12 minutes in length and then I will come back to comment.   [CNBC Clip]   Let's remember that economies work slowly. There are lag effects. The Fed began hiking rates in March of 2022.   And higher rates are only starting their job, not finishing.   Today, higher insurance premiums and a higher cost of MONEY (which is what interest rates are) are trends to navigate.   With both, if you're a landlord, you can raise the rent.    Longer-term, have that 30-year FIRD. Just that plain, vanilla loan in most cases. Nothing fancy.    That's because, living in the US has many benefits, like stunning national parks, seedless watermelon, and pizza with cheese baked into the crust.   But it's got something even better, even better than fixing your rate for 30 years. It's that ability for you to refinance as soon as rates drop.   You get to alter the deal whenever it's best for you whenever you're in residential real estate.   Well, at the end of the show, I've learned that you're often thinking “I want more. How can I get more content like this without having to wait until next week?”   I often like to leave you with something actionable at the end. Get our Don't Quit Your Daydream Letter. I write every word myself. You can get it free right now. Just text “GRE” to “66866”.    Until next week, I'm your host, Keith Weinhold. DQYD!

What led to the emergence of states? David Schönholzer and Pieter François have a fascinating new paper, arguing that states, cooperation and conflict all emerged more quickly and more typically in places with great farming and weak exit options. Their paper: https://www.dropbox.com/s/7c34efbpe1ezy67/OOS_web.pdf?dl=0 My substack: https://draliceevans.substack.com/p/the-origins-of-states

Die omgewingsministerie het slegs drie aanbiedinge ontvang vir die tender vir die verkoop van 40 krokodille. Die woordvoerder van die ministerie Romeo Muyunda het bevestig dat daar vandeesweek ‘n evaluering oor die tender gedoen sal word. Die ministerie het verlede maand die verkoop van 40 krokodille aangekondig in 'n poging om mens-dier-konflik aan te spreek in reaksie op die toenemende aantal voorvalle van krokodil-aanvalle op mense en vee in die noordoostelike streke van Kavango-Wes en -Oos en Zambezi. Vergoeding van 2,3 miljoen Namibiese dollar is vir verliese uitbetaal wat deur krokodil-aanvalle veroorsaak is. Kosmos 94.1 Nuus het met Muyunda gesels...

Die Popular Democratic Movement se jeugliga is bekommerd oor die aansienlike aantal inwoners in die Kavango-Wes- en Oos-streke wat tans sonder identiteitsdokumente is. Volgens die party is 'n groot deel van die bevolking in hierdie streke hul reg op burgerskap geweier weens die gebrek aan dokumentasie. Die jeugliga doen 'n ernstige beroep op die ministerie van binnelandse sake om onmiddellik op te tree deur beamptes na die geraakte streke te stuur. Julia Nekwaya, die jeugliga se assistent-organiseerder het met Kosmos 94.1 Nuus gepraat...

If You Can't Handle The Heat: Episode #128 Introducing a friend of the show...THE ZANA MUNO! Zana played 4 years on the indoor and beach team at UCLA and now is a professional beach volleyball player on the AVP. She is a very close friend to show since she is dating one of the OOS BOYZ.. Micah Ma'a. Sit back and relax as Zana dives into their relationship, the fashion of AVP, differences between pro and beach and a possible collab to make OOS's first womans clothing...

We noticed this on a few OOS products recently. Previously, Amazon would stop delivering an OOS product ad automatically, to prevent wasted ad spend. You can check for your OOS products if they are still serving SP ads using these steps.5 Amazon ad lessons. 2 minutes read. 1 weekly email.https://georges.blog/subscribeFind every wrong with your Amazon ads in under 72 hours.https://georges.blog/audit

Dongguan, na província chinesa de Guangdong, foi durante muito tempo um dos maiores redutos de brasileiros no país asiático. A comunidade, composta principalmente por trabalhadores do setor calçadista do sul do Brasil, chegou a ter quase 5 mil pessoas. Muitos foram embora durante a pandemia de Covid-19, mas também por razões econômicas. Porém, eles ainda são os moradores estrangeiros mais numerosos da cidade, atrás apenas dos coreanos, e implementaram alguns costumes entre os chineses.  Silvano Mendes, enviado especial da RFI a DongguanQuem entra na escola Wisdom, localizada em uma rua arborizada de Dongguan, não sabe se está na China ou no Brasil. Nas salas de aula, que acolhem crianças e adolescentes de todas as idades, o chinês e o português se misturam, com algumas pitadas de inglês, e as professoras preservam as tradições das escolas do Brasil, celebrando festa junina e até o Dia do Gaúcho.  A escola Wisdom é apenas um exemplo da presença brasileira nesta cidade da província chinesa de Guangdong (Cantão). Dongguan começou a atrair imigrantes do Brasil na década de 1990, quando muitas fábricas de calçados se instalaram nessa dinâmica zona industrial. As empresas, que produziam sapatos na região gaúcha do Vale dos Sinos, escolheram a Ásia em busca de mão de obra mais barata. Mas logo se deram conta que a experiência dos técnicos brasileiros faria a diferença, e muitos dos empregados das fábricas do sul do Brasil foram contratados para ensinar aos chineses como fazer sapatos de qualidade.Foi assim que, aos poucos, uma verdadeira comunidade verde-amarela surgiu em Dongguan e chegou a alcançar um núcleo de 5 mil brasileiros, segundo estatísticas não oficiais. Essa população tinha quase sempre o mesmo perfil: homens que atraídos pelos bons salários na época migravam com suas famílias para a cidade.Até hoje, “a maioria trabalha na área de calçados”, explica Jocenara dos Santos, que mora na China há 14 anos e é professora na escola brasileira. Ela lembra que várias dessas famílias estão instaladas em Dongguan há mais de uma década. Muitos já tiveram filhos no território chinês. Mesmo assim, preferem manter o elo cultural com o Brasil. “Os pais escolhem matricular as crianças aqui porque a gente foca bastante no português”, diz a professora. Arroz e feijão no almoçoOs diplomas da escola são reconhecidos no Brasil, e os alunos seguem o currículo brasileiro. A única diferença é que as aulas são em português, mas também em chinês e inglês. Uma diversidade linguística que atrai até alunos 100% chineses. “Eles vêm pela curiosidade, por ter amigos ou colegas de trabalho brasileiros. Querem saber não só a língua, mas também os costumes, pois nós somos diferentes”, conta Jocenara, que se orgulha de servir arroz e feijão diariamente no almoço que é servido na escola. No entanto, se o estabelecimento já chegou a ter mais de 100 alunos, agora apenas 27 crianças e adolescentes estão matriculados. Pois como no resto da cidade, a escola vem assistindo nos últimos anos a uma diminuição considerável da comunidade brasileira. Muitos desses expatriados perderam seus empregos e deixaram a China. Seja por causa do fechamento das fábricas, que se mudaram para outros países asiáticos ou até africanos, em busca de mão de obra ainda mais barata, ou pelo simples fato que os chineses aprenderam a expertise brasileira no setor calçadista e aos poucos foram substituindo esses imigrantes. Esta situação piorou durante a pandemia de Covid-19. Além do fechamento das fábricas, quando o surto teve início no começo de 2020, muitos brasileiros de Dongguan estavam em férias no Brasil com suas famílias e, diante das restrições do governo chinês para entrada no território, apenas alguns trabalhadores conseguiram voltar. Durante meses, várias famílias permaneceram separadas por causa do coronavírus. Os homens continuaram a trabalhar na China, enquanto as mulheres e crianças ficaram bloqueadas no Brasil. Essa distância fez muita gente desistir do “sonho chinês” e voltar de vez para casa. “O país não tinha inflação”Fernando Andrade viu de perto esse movimento. O carioca mora na região há 17 anos, onde chegou como músico e hoje presta assessoria em importação e exportação. Ele perdeu as contas do número de contêineres com mudanças que ajudou a despachar de volta para o Brasil. “Hoje, em Dongguan, eu acredito que [a população brasileira] esteja abaixo de 200 [pessoas]. Já foram milhares. E isso foi consequência dos três anos de pandemia, que afetaram muito o setor calçadista, principal atividade dos brasileiros por aqui”, afirma. “Dongguan já foi a cidade com o maior número de brasileiros na China”, frisa o carioca.“Quando eu cheguei aqui, o país não tinha inflação”, comenta Elcio Diamantino, que chama a atenção para uma mudança de paradigma econômico que contribuiu para o êxodo dos brasileiros. O carioca, que vive há 20 anos no território chinês, também é músico e lembra com saudosismo os tempos em que os preços não aumentavam e o salário oferecido aos imigrantes qualificados era suficiente para uma vida confortável. “Não é dizer que a China está ruim. Porém, o custo de vida mudou”, aponta. Picanha suculenta assustava chinesesMesmo assim, as atividades ligadas ao Brasil continuam na cidade. Basta visitar a churrascaria Latin, restaurante que mata a vontade dos brasileiros saudosos e encanta os chineses com o sistema de rodízio à brasileira. Fernando Andrade é um dos sócios, junto com o gaúcho Valdecir Schneider. Eles atendem mensalmente cerca de 12 mil clientes. Esse número pode parecer uma gota d'água em um país do tamanho da China, mas é uma proeza para um pedacinho do Brasil tão distante dos Pampas. Schneider, que dirige o restaurante com sua mulher, a chinesa Jenny Lee, conta que demorou para convencer a clientela local sobre os hábitos carnívoros vindos do sul do Brasil. Ele sorri ao lembrar do fascínio e de uma certa apreensão dos asiáticos diante do rodízio de espetos – servidos inicialmente por garçons brasileiros, agora substituídos por chineses. “Há 20 anos, quando eu chegava com aquela picanha suculenta e metia a faca, o cliente praticamente me empurrava [temendo o sangue que pingava no prato]”, recorda. Hoje, a história mudou. Os clientes não apenas perderam o medo da carne malpassada e dos espetos do churrasco brasileiro, como 90% dos que comem no restaurante de Schneider e Andrade são chineses.

Tune in to meet our friend - Sensei Carlos and discuss the karate saying "Our Biggest Opponent is Ourselves." If you're a regular listener, you won't be surprised to hear we had fun. One of the topics we talked about was Ego. Way back in 2020 we did a whole episode on that. Here is the link:https://www.buzzsprout.com/477379/2985007In case we have a any new listeners, I thought I'd tag in our 5 minute episode on the word "Oos" (More commonly spelled "Osu"). This one first aired in November of 2019:https://www.buzzsprout.com/477379/1979593As I do every week, I'd like to ask you to support our sponsor Honor-Athletics:https://honor-athletics.com/Thanks!We appreciate our listeners so much and hope that you'll get in touch. Reach us all over the web: @wildcatdojo on twitter, YouTube and Facebook@wildcatdojoconversations on instaand wildcatdojo.com for our webpage where you can listen to all the episodes and see some info about the dojo

Welcome to our first ever year end special, ‘This Year In Music with Hanif Abdurraqib.' December is the perfect time to look back on all the incredible music that has been released over the past year: the songs that moved us to dance, and the songs that helped us endure. In this hour-long deep dive, we'll review the musical highlights of 2022 and make predictions about the future of music in 2023 together with special guests Kelela, Sam Sanders, and Santigold.Credits:This show is produced by work by work: Scott Newman, Jemma Rose Brown, Kathleen Ottinger, Rhiannon Corby and by Hanif Abdurraqib. The show is mixed by Sam Bair. Extra gratitude to Edwin Ochoa and Jason Saldanha and the team at PRX and of course, Joe Dawson and Saidah Blount at Sonos.

In Mali, where Fatoumata Diawara was raised, it is common for women to sing, but much rarer for women to play an instrument. As a result, Fatoumata—who is one of the first, if not the first woman guitarist in all of Mali—has developed a self-taught, intuitive guitar playing style that is entirely her own. “This way of playing, it's me,” says Fatoumata. “It represents my fight as a musician, as an African, and as a lady on stage.” In this episode of Object of Sound, Fatoumata talks to Hanif about how she discovered her calling as a musician, and the exciting ways that she is fusing the traditional music of her homeland with Western influences on her third studio album, out next year. Hanif closes the episode with a selection of blues and folk music from Mali. For the playlist of songs curated for this episode, head over to radio.sonos.com. Music In This Week's Episode: Kalan - Fatoumata DiawaraBassemory - Mamou SidibéLalla - TinariwenKuma - Salif KeitaSabali - Amadou & MariamSarama - Oumou SangaréTongo Barra - Vieux Farka Touré, Khruangbin Credits:This show is produced by work by work: Scott Newman, Jemma Rose Brown, Kathleen Ottinger, Rhiannon Corby, and by Hanif Abdurraqib. The show is mixed by Sam Bair. Extra gratitude to Joe Dawson and Saidah Blount at Sonos.

The night before Thanksgiving, Hanif has a special invented tradition: every year, he makes a batch of cupcakes and watches The Last Waltz—and every year, he finds new things to love about the film. Directed by Martin Scorsese, The Last Waltz is a 1978 concert film documenting the final performance of The Band. To Hanif, the movie is not just a collection of great performances, but a study in exquisite tenderness, and how to say goodbye. Hrishikesh Hirway joins Hanif to discuss the film in this special episode recorded live at On Air Fest LA Annex 2022. For the playlist of songs curated for this episode, head over to radio.sonos.com.  Music In This Week's Episode: Sip the Wine - Rick DankoDon't Do It - The BandMy Love - Rick Danko and Richard ManuelDown South in New Orleans - The Band, Bobby CharlesFalse Hearted Lover Blues - Levon HelmTura Lura Lural (That's an Irish Lullaby) - The Band, Van Morrison All Our Past Times - Rick DankoShowdown at Big Sky - Robbie Robertson Show Notes:This special episode of Object of Sound was recorded live at On Air LA Annex.Check out the clips from the Last Waltz that Hanif shared with Hrishi on stage: the Band performing Caravan with Van Morrison, Helpless with Neil Young, The Weight with the Staples Singers. Plus, the clip of Rick Danko's interview with Martin Scorsese. Photos from Hanif and Hrishi's conversation on stage at On Air LA Annex can be found on our instagram, @objectofsound. The artwork for Music from Big Pink inspired Hanif to pick up the Band's music at his local library. Credits:This show is produced by work by work: Scott Newman, Jemma Rose Brown, Kathleen Ottinger, Rhiannon Corby, and by Hanif Abdurraqib. The show is mixed by Sam Bair. Extra gratitude to Joe Dawson and Saidah Blount at Sonos.

“Music is a time machine,” says Ben Gibbard, singer and guitarist of Death Cab for Cutie. Just a few bars of a beloved song can be transportative, an instant reminder of another time and place. “And if you've been that in someone's life, you have a responsibility to keep that material alive.” For Ben, that means continuing to honor and perform work from Death Cab for Cutie's back catalog—some of which he wrote when he was only twenty years old—while constantly pushing the band to new creative heights. On this episode of Object of Sound, Ben and Hanif talk about what it is like to live alongside the work we produce, and how our relationship to it changes as we grow up. Hanif closes the episode with a playlist of songs about getting older. For the playlist of songs curated for this episode, head over to radio.sonos.com.Music In This Week's Episode:  Here to Forever - Death Cab For CutieGrandma's Hands - Bill WithersWhen You're Old And Lonely - The Magnetic Fields20 Something - SZABitter with the Sweet - Carole KingIntrospection - UMIThose Were The Days - Angel OlsenThe Lights are Going Out -  Orchestral Manoeuvres in the DarkShow Notes:Asphalt Meadows is out now.Ocean Child: the Songs of Yoko Ono is available now for purchase and streaming. A portion of proceeds from the album go to WhyHunger.If you're also a fan of OMD, you can get your very own t shirt just like the one Ben was wearing during our interview.Credits:This show is produced by work by work: Scott Newman, Jemma Rose Brown, Kathleen Ottinger, Rhiannon Corby, and by Hanif Abdurraqib. The show is mixed by Sam Bair. Extra gratitude to Joe Dawson and Saidah Blount at Sonos.

This week we're joined by Henry Zhu, the current maintainer of Babel. We talk about the his history in OOS, the challenges of maintaining an open source project, and the future of OSS.twitterWebsiteGitHubhopeinsource podcastJoin our patreon for the full episode.TooltipsWant to hear use talk about our tooltips? Join our patreon!Andrewhttps://github.com/gbj/leptoshttps://github.com/CamHenlin/coprocessor.jshttps://github.com/CamHenlin/MessagesForMacintoshJustinhttps://alexanderobenauer.com/labnotes/000/https://phiresky.github.io/blog/2021/hosting-sqlite-databases-on-github-pages/Henryhttps://github.com/lucax88x/CodeAceJumperWhisperhttps://github.com/openai/whisperhttps://github.com/ggerganov/whisper.cpphttps://github.com/tobiashuttinger/openai-whisper-realtime

Hwaaaaaa! It's competition time! It's time for Squash! Punctuation! Kiddos on shoulders?! Sticking landings! Questionable intimidating comments! So much sweat! Walls are hard?! Chocolate koalas! Nope! Bluey heel turnin' on us?! Oos!    We love you folks! For real life!  As always, thanks to all the party people that listen and follow, feel free to rate and review us! We love hearing from the Blueyverse! New and old episodes! Let us know what ya think!!! We dare ya!   Hit up our Patreon to give us of what you love to watch/listen to/what brings you joy and have us join you in that fun! We are up and running and are having a blast!  https://www.patreon.com/watchingbluey     Twitter: @WatchingBluey Email: WatchingBluey@gmail.com  Merch: http://bit.ly/2BWBSwag     

“While I'm alive, I'll make tiny changes to Earth.” Written by Scott Hutchison, the late frontman of the band Frightened Rabbit, this line has provided comfort, consolation, and inspiration to those who loved Scott's music. A talented and witty lyricist, Scott's songs could be devastatingly crushing or funny, visceral or resonant—sometimes all in the same track. But an artist is more than the work they produce, and so, on this episode of Object of Sound, we're celebrating not only Scott's music, but also his life and legacy. We speak to Ben Gibbard, Frank Turner, Georgia Maq, and more, who share memories and impressions of the way Scott and his music shaped their lives. We'll also hear from listeners who called into the Object of Sound hotline to talk about what Scott's music means to them, and all the changes—both tiny and profound—that he has made to the lives of his listeners. Closing the episode, Hanif walks us through a playlist of some of his top Scott Hutchison songs. For the playlist of songs curated for this episode, head over to radio.sonos.com. Content Warning: This episode contains discussions of mental illness and suicide that may be upsetting for some listeners. Please take care of yourself. We invite you to listen to this episode if you feel comfortable and able, or to skip out and join us again next week. If you are in need of support, the National Suicide Prevention Lifeline in the USA can be reached with the three-digit dialing code 988, or by calling 1-800-273-8255. Music In This Week's Episode: Swim Until You Can't See Land - Frightened RabbitThe Twist - Frightened RabbitTen Tons of Silence - Owl JohnA Good Reason to Grow Old - Owl JohnBird is Bored of Flying - MastersystemNotes on a Life Not Quite Lived - Mastersystem Show Notes:Content Warning: This episode contains discussions of mental illness and suicide that may be upsetting for some listeners. Please take care of yourself. We invite you to listen to this episode if you feel comfortable and able, or to skip out and join us again next week. If you are in need of support, the National Suicide Prevention Lifeline in the USA can be reached with the three-digit dialing code 988, or by calling 1-800-273-8255. Ben Gibbard, Craig Finn and Jeff Zeigler all contributed to Tiny Changes: A Celebration of Frightened Rabbit's ‘The Midnight Organ Fight', along with previous Object of Sound guests Julien Baker and Aaron Dessner.Ben Gibbard, Craig Finn, Julien Baker and Aaron Dessner also participated in the Rough Trade Tribute, Tiny Changes: A Celebration Of The Songs Of Scott Hutchison on Dec 5, 2018. In 2019, Scott Hutchison's family created Tiny Changes, a non-profit organization that supports efforts to improve mental health in children and young people. Frank Turner wrote A Wave Across the Bay to honor Scott's memory. Credits:This show is produced by work by work: Scott Newman, Jemma Rose Brown, Kathleen Ottinger, Rhiannon Corby, and by Hanif Abdurraqib. The show is mixed by Sam Bair. Extra gratitude to Joe Dawson and Saidah Blount at Sonos.

Before Tegan and Sara sat down to make Crybaby, they had to navigate a series of breakups—with their label, their management, and (almost) with each other. “This is our breakup record,” says Sara Quin, “but we're not going to break up. We're siblings. We can't.” In the turmoil that followed, Tegan and Sara rebuilt their professional team, repaired their relationship, and completely reinvented their collaborative songwriting process for Crybaby, one of their most exciting releases yet. In this episode of Object of Sound, Tegan and Sara talk to Hanif about tenderness, tantrums, and the delight of destroying everything so you can make it all over again. To close the episode, Hanif guides us through a selection of breakup songs. For the playlist of songs curated for this episode, head over to radio.sonos.com.Music In This Week's Episode: This Ain't Going Well - Tegan and SaraEvergreen (You Didn't Deserve Me At All) - Omar ApolloCherry Blossom - Pom Pom SquadSelf Fulfilling Prophecy - Pretty SickWe Can't Be Friends (with R.L.) - Deborah Cox, R.L.Happy After - AlgebraHow Long Do I Have To Wait For You? - Sharon Jones & The Dap-KingsBad Friend - Rina Sawayama Show Notes:Crybaby is out now. Credits:This show is produced by work by work: Scott Newman, Jemma Rose Brown, Kathleen Ottinger, Rhiannon Corby, and by Hanif Abdurraqib. The show is mixed by Sam Bair. Extra gratitude to Joe Dawson and Saidah Blount at Sonos. 

Die Departement van Basiese Onderwys het 7,3 miljoen aansoeke vanaf 867 864 aansoekers ontvang vir die Presidensiële Jeug-indiensnemingsprojek. Daar was 796 skole in die land wat minder as 20 aansoeke ontvang het en 14 skole het geen aansoeke ontvang nie. Die departement se woordvoerder, Terence Khala, sê die skole wat geen aansoeke ontvang het nie, is in die Oos-, Noord- en Wes-Kaap:

00:00 My Amazon Guy FBA Weekly Q&A - 08.17.202211:34 Suggest where I can learn the PPC12:40 Why are a few of our BSRs suddenly not showing and saying "Rank Not Found"16:35 What format to save Excel documents as18:25 ​I have a list of 50 customer emails. how best to leverage this for a launch20:00 Best thing you can do when starting at a new B2B business that's trying to break into a new marketplace20:51 Is there a course on MAG or anywhere else that teaches Amazon account reinstatement22:12 Want to understand how the search volume relates to FBM24:17 In PPC for a new product launch, what in number of days or weeks, is the time by which the ACOS should, ideally, hit breakeven27:29 Best way to automate all stages of the vendor PO process29:28 Can a listing go successful w/o Brand Registry30:31 How to invite someone to Amazon account if I am already invited for the customer account30:58 My friend launched a product he got negative reviews which yanked his sales34:05 Possibility for us to work for you (MAG)34:53 Lately a lot of Chinese sellers joined my niche & started a weird strategy. It's the same product but with a slightly different picture & different sellers35:50 How do we get attributes of products above bullet points38:41 67-70% of my PPC sales are always in the PM part of the day while 40-42% of my PPC budget is consumed in AM part of the day40:53 Is there any instructional video on MAG's YT channel about how to fill bulk files for every campaign type and automate it41:42 Have a particular KW added to the title and in the backend but the product is not visible at all on the particular KW organically til the 10th page43:35 Can you use flat files on Vendor Central46:53 New Chinese competitors not only take a lot of space on the first page but are also selling at a low price. I have better&more reviews and higher quality & price. Which strategy do you recommend here49:58 How to unlock sub-category on Amazon50:33 What initial PPC strategy we can suggest to our clients if they are not getting sales and are not ranked as well52:00 Will relaunch a product after OOS for a few months. Also want to make some changes to the description and bullets points53:26 Is she sells sea shells how to check how much revenue a competitor is making54:29 How can I find organic orders percentage and PPC orders percentage55:11 Heard about SalesDuo, Khoo Commerce55:44 If I have an FBM listing, can I upgrade/convert the same listing to FBA57:28 The category node technique can be done by replacing the ASIN in the URL57:38 What's the maximum character limit for description59:15 Can you do a variation for a seller that has products in their catalog, but they are non-selling1:00:37 Do you guys have any recommendations for videos creators and photographers1:02:32 When trying to publish an A+ page, I keep getting a message for one image that says "These keywords violate our community guidelines"1:03:41 I've noticed that under external product ID there's an error for one of my child variations. Instead of showing the asin under EAN it shows upc and says the external product ID is too long1:05:20 MAG is now in the Inc Top 5001:06:02 Have a successful product, now I will add 2 new colors, should I keep the same title, description and search terms1:06:56 Best tips for inventory planning1:09:19 I just published the A+ without the module & it went through1:09:45 ASIN Review: B0B57S2Z6R1:18:39 I've noticed whenever I send my stock to Amazon, it always goes to the Texas warehouse and is sold only around that area1:20:52 I'm assuming the KWs have to be in their exact phrase form throughout the listing1:21:43 Thoughts about Amazon newly launched market like UAE, KSASupport the show

00:00 Steven Pope Amazon FBA Weekly Q&A - 07.12.202210:26 Amazon released a new Forecast Feature11:45 Brand new product that was released on Sunday - B09YMZTM3H18:51 2 weeks ago my product in both colors dropped into very poo VOC19:24 What percentage of customers open your email on Amazon these days21:37 Is a 4-star-rated product in a 5-star field worth spending money on for PPC24:00 How to show promotion as extra saving at the offer part of the listing27:14 is it against terms to use my own Amazon Associate Affiliate link to promote my products on social media, websites, etc.28:16 Trying to prevent going OOS, I have already done the re-order. To reduce sales I have raised the price and cut back PPC spending by 50%, yet sales have still been high29:22 3 of my listings are showing 2 diff ASINs for each; showing No Image available; OOS though 60 units available33:52 Have you heard of Brand Registry asking for an "authorization code: from the law firm that files the TM for you34:08 MAG Trademark Service34:50 As FBA sellers can you speak on having cash on hand vs reordering36:20 Advertising products is it better to run how many items at a time41:03 I've experimented and turned off my Ads on a Saturday in the past and received just as many orders as the previous Saturdays43:21 ​Is launching a new product couple of months before Christmas better or worse compared to any other time of the year and why44:40 Our top-of-search CPCs have gone up like crazy and CVRs have gone down over the last 7-10 days46:09 ​In 1 of my listings I have 3 variations, I have set ASIN targeting manual exact, self-targeting my own but my ASINs Ads don't show47:48 Competing with Amazon48:09 My ASIN is fully optimized, 500+words in A+, alt text, 5+bullet points, full title, etc. but after 2 months only indexed for 400 keywords48:48 I have a product I sell as a 2 pack, 4 pack, and 6 pack, all different UPC codes, different Listings,  is this against terms49:13 In the US that can mail it to me, do you know how I can get this product sent to me in CA50:00 My listings are out of order, 5lbs, 10lbs, and 25 lbs. Sometimes the 10 or 25 will go first. How to change the order of the variations52:11 What are some strategies to get more brand followers on Amazon52:46 When PPC campaigns are running so good, w/ good ROAS and ACoS, how can we maintain that53:55 I have a parent/child listing that only shows the parent title for the child listings55:52 Can we utilize ICAP funnel methodology at the campaign level58:02 Now that we have search volumes from Amazon, how about the H10 search volumes58:34 50% off on 1st month with Helium10: MYAMAZONGUY5059:23 Was going to use my second photo as my main image but Amazon flagged it1:01:00 3 totally different products to be parented together on a listing, is it against terms1:02:02 How does Helium10 estimate their search volumes1:02:24 What type of image would you suggest for the brand story background1:03:05 Hard keeping up w/ my fast growth off 1st product w/ only profits, thinking of taking out a business loan to buy a year of inventory and launch 2nd product1:04:43 If I register 2 brands in BR and launch the same product under both brands (w/ diff barcodes and packaging but same product), is it against TOS1:05:25 Where do I upload my 360 photograph1:06:03 Inventory and supply chain issue predictions for this Q41:06:56 Lost more than 200 organic and 200 sponsored KWs, did not change anything1:08:28 Lost BSR1:09:06 How to make 7-day deals for ineligible ASINs from scratch1:09:53 At what point does Amazon start changing storage fees 1:10:24 Best law firm for trade marketing your brand1:11:27 Best practice to shorten the attribution linkSupport the show

Write your questions as a comment to this video. Join the channel today at https://www.youtube.com/myamazonguyRead nearly 100 testimonials about My Amazon Guy at https://myamazonguy.com/testimonials/Watch the most popular Amazon Tutorial playlists at https://myamazonguy.com/amazon-seller-fba-tutorials-guides-videos/00:00 My Amazon Guy FBA Weekly Live Q&A - 08.10.202210:23 Should I run PPC on only my hero variation13:10 Should I do all possible measures to prevent going OOS?14:29 I tried to make a parentage but now 3 of the 5 listings say "Inactive Out of Stock" while at the same time also saying 60 units are available17:10 When selling in Canada, have you experimented using French in alt text and not Spanish18:37 Intentionally engineering my listing so that sales are reduced therefore rankings drop, is this better than keeping sales velocity, going OOS, then just picking back up once the stock comes in20:13 My TACOS has been so good as of late and seeing the TACOS worsen as a means to prevent going OOS20:56 Best way to do a price increase after improving the quality of the product based on received reviews22:35 Any recommendation for Inventory Financing for Amazon FBA Sellers23:33 Can you please tell me how to fix an ASIN that refuses to become a child24:59 How to remove Hijackers from my listing with Brand Registry27:30 Do KWs in your brand story have any ranking juice like they do in bullets, descriptions, and alt text29:22 My BR dashboard doesn't show my registered brand. My SC email is other than my BR email30:12 Uploaded an image and it was saved at inventory but did not update the PDP- "The image you have requested updates on has already been claimed by another representative of the same brand the ASIN is currently listed under."31:31 To fix the ASIN parentage issue: 1. File with Amazon to break the parentage 2. Update the Child information to include the correct brand and category 3. Use file feed to add the ASIN to the desired Parent32:19 The hijackers are using my listing in Canada, not USA, where I have the trademark34:12 Opinion on the customer's behavior towards the new brand story model. On mobile, they barely see the modules, and I'm not sure if they will scroll horizontally40:41 What things do you consider in a product when you are going to launch that product45:53 Can you talk more about Honeymoon period for new sellers48:21 First time shipping - using my supplier FF. They quoted me for $685 ocean, $880 fast ocean, Air $1865, and All DDP. Volume 6.4 CFT and 540LB seem too cheap49:58 Any recommendations for a new product with a low budget meant that I also have to use really low bids52:14 Is the MAG course on SEO good53:58 What's the recommendation for a gun-related seller1:02:22  Should I invest my creative budget in updating the quality of my existing photos, or adding videos1:03:29 What do you think about OOS during the launch/honeymoon phase1:05:08 Tried to create a new listing and looks like some of the options have changed1:05:57 When do you decide a product is not profitable or is not worth continuing1:08:21 Want to join MAG internship1:10:27 Not super great at PPC but if I took the courses, would MAG take on apprentices1:12:07 The ICAP Graphic1:13:00 Check out https://myamazonguy.com/ & https://mag-school.com/Support the show

Transportation law expert Kristen Johnson will guide us through how the regulations for carriers need to be fixed. Carriers hiring ICs and OOs have to dance on a delicate line that is frustrating and difficult.ng ICs and OOs have to dance on a delicate line that is frustrating and difficult.Love's Truck Care & Speedco is the nation's largest preventative maintenance network over the road. With more than 1,500 maintenance bays offering light mechanical services and DOT inspections, Love's and Speedco are invested in getting drivers back on the road quickly and safely. Visit www.loves.com to learn more about our services.Follow MadGaines LIVE on Apple PodcastsFollow MadGaines LIVE on SpotifyMore FreightWaves Podcasts

“When I'm onstage, it's the happiest I feel. It's the most in love with myself I feel,” says Danielle Ponder. “I know that's my purpose.” On this episode of Object of Sound, Danielle and Hanif talk about how Danielle left her successful career as a public defender to follow her purpose and become a musician full time—and how Danielle sees storytelling as a vital skill for both professions. Hanif and Danielle dig into the making of her debut album ‘Some Of Us Are Brave,' and Danielle reveals how connecting with other people through the stories in her songs helps her feel more alive, and less alone. At the end of the episode, Hanif creates a playlist of some of the very first songs he fell in love with. For the playlist of songs curated for this episode head over to radio.sonos.com. Music In This Week's Episode: Some Of Us Are Brave- Danielle PonderPirate Jenny (Live at Carnegie Hall) - Nina SimoneThe Good Humor Man He Sees Everything Like This - LoveRich - Yeah Yeah YeahsCall the Doctor - Sleater-KinneyBanquet - Bloc PartyHere Lies the Man That Never Changed - Jacob BanksFlirted With You All My Life - Vic Chesnutt Show Notes: Danielle Ponder's debut album, Some of Us Are Brave, is out now.The album takes its title from the book, All the Women are White, All the Blacks are Men, But Some of Us Are Brave, a groundbreaking collection of black feminist scholarship published in 1982.Catch Danielle Ponder on tour across the US through November.Credits:This show is produced by work by work: Scott Newman, Jemma Rose Brown, Kathleen Ottinger, Rhiannon Corby, and by Hanif Abdurraqib. The show is mixed by Sam Bair. Extra gratitude to Joe Dawson and Saidah Blount at Sonos.Hey Jealousy - Gin Blossoms 

Unlike other ad types, SBV campaigns continue to deliver when the ASIN is out-of-stock. This results in wasted CPC as shoppers who click can't purchase the OOS product. [Learn more].5 Amazon ad lessons. 2 minutes read. 1 weekly email.https://georges.blog/subscribeFind every wrong with your Amazon ads in under 72 hours.https://georges.blog/audit

SP campaigns are programmed to automatically stop serving impressions as soon as a product goes OOS. They may, however, continue if the messaging on your product page says "in stock in x days". In this case, you need to pause the SP campaigns to avoid wasted spend. [Learn more].5 Amazon ad lessons. 2 minutes read. 1 weekly email.https://georges.blog/subscribeFind every wrong with your Amazon ads in under 72 hours.https://georges.blog/audit

The Commercial Vehicle Safety Alliance conducts two major brake inspection initiatives each year, and year over year, the brake defect out-of-service rate remains about the same. Why aren't we making progress in bringing that rate down? Will Schaefer is the Director of Safety Programs at the Commercial Vehicle Safety Alliance, and he has some thoughts on why the OOS rate isn't improving. It's got little to do with the brakes themselves. Schaefer and HDT's Jim Park dig into some of the some of the reasons behind the seemingly immovable brake defect out-of-service rate, including: cursory equipment inspections. technicians that don't understand the brake safety regulations. poor driver training related to equipment inspections. This episode is sponsored by CAT Scale. Learn more about its WeighMyTruck app ➡ http://www.weighmytruck.com/

For many, it's become a scary world with $5-$6 gas, soaring food prices, spiking rents, the medical system is still a mess, and wages aren't keeping up with inflation. Inflation is at a 40-year high of 8.6%. The Fed raised rates ¾%, the biggest jump in 28 years. For every $1M in real estate debt that you have, you're benefiting $86,000 each year due to your debt debasement. Affordability has become so bad for wannabe first-time home buyers that increasingly, they're becoming your renter. Many project rent growth to exceed home price growth this year. Rent.com's Rent Report shows a 26% annual rent increase nationally. Every 1% in a mortgage rate increase decreases a buyer's purchasing power by 12%. GRE's COO Aundrea Newbern, MBA joins me. We discuss our favorite RE information sources. Aundrea expects to diversify her RE portfolio into more markets. She's been focused on southeast Georgia. Some RE resources we use: www.city-data.com, US Census Bureau data, CNBC.com, HousingWire.com, FRED data, the MLS, AirDNA.co, GREmarketplace.com. When considering adding to your RE portfolio, simply talking to a Property Manager can be more valuable than the best website. Aundrea sees a balanced market at prices $250K+, and a sellers' market at prices below $250K in southeast Georgia. Days On Market (DOM), Sale-To-List Price Ratio discussed. LTRs are in high demand and low supply. STRs are saturated in many markets. Resources mentioned: Show Notes: www.GetRichEducation.com/402 Rent.com's Rent Report: https://www.rent.com/research/average-rent-price-report/ Get mortgage loans for investment property: RidgeLendingGroup.com or call 877-74-RIDGE JWB's available Florida income property: CashFlowAndGrowth.com To learn more about eQRPs: text “GRE” to 307-213-3475 or: eQRP.co By texting “GRE” to 307-213-3475 and opting in, you will receive periodic marketing messages from eQRP Co. Message & data rates may apply. Reply “STOP” to cancel. Make passive income with apartment and other syndications: www.imaccredited.com Best Financial Education: GetRichEducation.com Get our free, wealth-building “Don't Quit Your Daydream Letter”: www.GetRichEducation.com/Letter Our YouTube Channel: www.youtube.com/c/GetRichEducation Top Properties & Providers: GREmarketplace.com Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Partial transcript: Welcome to GRE! I'm your host, Keith Weinhold. There's so much to pack into one show today - inflation at its highest rate in over 40 years, the Fed raising interest rates the most in 28 years, rents are going up fast, then GRE's COO Aundrea Newbern & I on our favorite REI resources. Today, on Get Rich Education.   _______________________   Welcome to GRE! From Auckland, NZ to Oakland, CA and across 188 nations worldwide. This is Get Rich Education. I'm your host, Keith Weinhold.   Before I discuss real estate, what's happening with inflation & interest rates is so exceptional that I want to cover this first.   When the latest inflation reading came in at 8.6%, it dashed hopes that it's peaked. We have no evidence that it's peaked.   And as I like to say, that 8.6% is just the level that the government is willing to admit to. It's really higher.   It's the third month in a row that it has exceeded 8%.   Treasury Secretary Janet "Grandma" Yellen has already warned of what she calls "unacceptable levels of inflation".   And Yellen looks like my late Grandma Weinhold. Yeah, they look a lot alike. One difference though, is that Grandma was not wrong about inflation.    Another difference between my grandmother and Yellen is that… Janet Yellen never gave me Star Wars action figures on Christmas like my Grandma did.   Well, for many people, especially in the lower middle class, it's become a scary world with devastating $5-6 gas, soaring food prices and spiking rents. (I'll get to that shortly). The medical system is still a mess. Wages are up perhaps only 5%.   Their quality of life is really suffering now.   Libertarians point out that fiat inflation is theft of one's private property. You earned a dollar. Now your prosperity has been stolen.   Sneaky shrinkflation is stealing from you too. Yeah, you're not imagining it,    Gatorade has trimmed its 32 ounce bottles down to 28 ounces. A small box of Kleenex has shrunk from 65 tissues down to 60.    Package sizes are shrinking faster than Lake Mead, all while producers charge the same price or more. That's what shrinkflation means.   It's become an awful economic malady for consumers.   So, let's talk about higher interest rates since that's what can keep inflation from soaring.   Many interest rate types are based off of the Federal Funds Rate.   Now, I like to look at history to see what typically happens in like scenarios. History doesn't tell you everything, but many people don't look at it.   Rewinding three years, this rate was hiked up to 2.5% by early 2019… and the stock market was freaking out by then. Trump even demanded a rate cut. He got it and that, turned stocks around.   Yes, Presidents are supposed to stay independent of the Fed, but, in any case…   Just last week, the Fed Funds Rate was raised up to 1.75%... and the stock and crypto markets have already taken a swan dive off the high board.   Everyone thinks that rates are going to be raised again at the next Fed meeting next month.   So how do you think that equity markets are going to like that? History shows us that they don't.   But see, history shows us that even when the Fed Funds Rate is raised to 10%, it can take years to quell inflation.   Commodities like housing, food, and energy, often excel in either inflationary times or recessionary times.   That's where you want to be. Buy & own what people need, not what they want.   These things have a finite supply. Bringing them into existence takes "proof of work".    Proof of work means that it takes real world resources to extract or produce something—like framing roof trusses, growing timber for lumber, mining gold, extracting oil, or growing wheat.    If you held any of these commodities individually, you might merely hedge inflation.   But if you can control an entire commodity by only putting one-quarter or one-fifth of your "skin in the same", then you get to short the dollar too.   "Shorting" means that you're betting that something is going to fall in value—the dollar in this case.   Now you're creating leverage and arbitrage. You're really profiteering from inflation ehre.   Real estate is like a basket of commodities. It is made of: lumber and copper and glass and all kinds of commodities.   So, if you have $1M in real estate debt, it's now being debased at a rate of 8.6%. Great.   This effect alone has increased your prosperity by $86,000 this year—$86,000 this year alone, and that's besides appreciation, income, tax benefits, and amortization.   Yeah, you've got an $86K tailwind.   Do you remember back in 2019 when I did the podcast episode called The Debt Decamillionaire? It was Episode 260. You might remember that episode.   That's when I touted the counterintuitive merits of taking out $10M in real estate debt... with the payments outsourced to tenants.   Now, I know that not everyone has the wherewithal to do that. But if you were able to implement that plan, it has now created an extra $860,000 of annual wealth for you.   Yes, as one of just five ways you're paid.   If you think that sounds scary - or unconventional - it's definitely unconventional. Because being conventional gets one nowhere.   So, though you might have not been able to amass that much good debt, I was ahead of the inflation, helping you get out in front of it to take advantage of it. Of course, I talked about it well before 2019 too.   And, no, I sure didn't know that a pandemic was coming in 2020 and it was going to bring all this inflation this quickly… but that is how things worked out.   Now, if you're uninitiated on this, if you originate $10M in loans, understand something. Your net worth didn't just decrease by $10M on the day that you got the loan.    The day that you originate the loan, what happens is that you've now got $10M in your asset column and $10M in your debt column.   Leverage amplifies the $10M in your asset column… and then your debt column erodes through both tenant-made principal paydown - and this higher inflation.   Maybe I'm stretching your thinking just merely by discussing 8-figure debt like that.   So why is someone really compelled to be a real estate investor today?   One big reason is that soaring inflation is going to be around for a while.   So last Wednesday, when the Fed raised interest rates three-quarters of 1% - their highest daily increase since 1994.   Understand that higher interest rates decrease demand. There's another name for substantially decreased demand. That is called a recession. I don't know if we'll get that far.   Now, capitalism is not inherently inflationary.   Sure, as employers' demand for labor rises, that's inflationary.   But as businesses compete to offer goods and services at the lowest price - which is capitalism - that's deflationary.   Libertarians are quick to point out that America has too much government intervention to be considered a truly capitalist economy anymore. That's a different conversation.   But some have speculated that politicians are plotting another stimulus check drop on American citizens so that they can deal with inflation.   I really hope that they do not do that. Sheesh, this would be a policy blunder. This would be like shooting a man that's already dead.   This absurd approach of "printing up currency" would be to help people deal with the consequences of... "printing up currency".   If you think that's preposterous, well…   Quebec is actually doing this. They're issuing $500 stimulus checks to help the Canadian province's residents deal with inflation.   Yeah, that's really happening.    Soaring gas prices aren't just painful for summer road-trippers. Because fuel is a critical input for so many goods and services, higher costs are causing havoc across the economy in a lot of places that you wouldn't expect it… Aviation: Airfares in the US skyrocketed 19% in April from a month earlier, an increase that is almost exclusively driven by a jump in jet fuel prices, United CEO Scott Kirby said. Now, you might have expected that one. But get this… Law enforcement: A sheriff's department in Michigan instructed its deputies to cut back on visits for non-urgent calls because it had blasted through its fuel budget with months remaining until a new one kicks in. (Yeah, inflation affecting law enforcement!) Emergency services: An ambulance crew in Pittsburgh said it was limiting its service outside of 911 calls after facing a similar budget crunch. Its fuel expense for the full year is typically $50,000, and it's already got close to that entering June. Landscaping: Lawnmowers and trimmers use gas to make your front yard the envy of the neighborhood. But after absorbing all of the cost increases they can, some landscapers have slapped a surcharge on customers, and others are even looking into electric mowers and propane as an alternative fuel. In any case, a look at history tells us that we could be in for high inflation for a full decade.   So make financial decisions accordingly.   Risk assets are typically really sensitive to big moves in inflation and interest rates.   Major stock indices are down, down, down.   And cryptocurrencies are in an all-out historic meltdown. They're more volatile than stocks, and many have lost 50%-60%+ of their value just this year.  Crypto trading platforms have halted withdrawals Companies cut jobs Panicked investors dumped their holdings The public is finally dismissing promoters' claims of "Hey, I made $50k on doodoo coin. So you can you!". You don't really hear that lately.   Let's Go Brandon Coin, now worth $0.00. And “Let's Go Brandon” coin makes Dogecoin look like some sort of respectable family heirloom.   I actually still think bitcoin could have some potential, but…   So then where to look? Where do you go for yield today?   Some feel that the "true rate of inflation" is 15% today. Then that's how much prosperity you lose by storing cash.   (I believe it's wise to hold at least 3-5% of your real estate portfolio's value in cash.)   One place could be oil if you think there's still a runup to be had there. But oil has performed well so far this year. Gold still hasn't really awakened despite inflation.   What you can do… is…   Follow the money. Big institutional buyers like American Homes 4 Rent keep plowing money into real estate, especially single-family rental homes.   That's historically the place to be in times of either high inflation or a recession.   Though the institutional share is increasing, the overwhelming majority of homes are still bought by individuals just like you.   In the fourth quarter of 2021, institutional buyers only comprised 18% of home purchases.    As affordability clamps down on wannabe first-time homebuyers, unfortunately, many of these fine people never make it to the closing table.   Every 1% in a mortgage rate increase decreases a buyer's PP by 12%.   Mortgage interest rates are now 6%+ on OOs, about 7% on rentals. I believe that the only way houses are going to get more affordable anytime soon is if mortgage rates come down. That's because home prices aren't coming down anytime soon.   So what do these priced-out people do? Increasingly, they become your renter.    Rent price growth is predicted to outpace home price growth this year.   Though some measures are lower, Rent.com's Rent Report shows an astounding 26% annual national rent increase.   While a lot of major markets are struggling with a streak of Fed rate hikes that could drag on longer than the final two minutes of an NBA game...   ...for real estate investors, the rent just keeps flowing in.    And here's what it comes down to. Picture this. Like I've discussed before, first home prices rise, and then rents follow later.   Picture two waves. Say that these two waves are 18 months apart. The first wave is home prices. Today, prices are still climbing but the wave has likely crested.   That second wave that's coming in now are the torrid rent price increases.   The trough between the two waves is where the cash flow is worst on new purchases.   And now the second wave - that rent increase wave - is building.    That's the ah… seafaring here in the rental housing market ocean if you will.    Hey, In the past, I've discussed where I've invested and what RE types I like to own. Why don't we hear from GRE's own COO Aundrea Newbern, MBA about how she's positioning her portfolio in this environment of normalizing prices & spiking rents.  Also, she & I will discuss some of our favorite resources & websites for real estate info. That's straight ahead. I'm Keith Weinhold. You're listening to Episode 402 of Get Rich Education! __________________ Yeah, great stuff from Aundrea, as always.  We discussed markets. Of course, it's about the submarket too. As an example, maybe you don't feel like Erie, PA or Toledo, OH or Grand Rapids, MI are fast-growing markets.  Actually, I think Grand Rapids, for one, is growing, but the point is, that even if a metro has a stable population but it's, say, medical district is booming - like a lot of cities' medical districts are… you may very well be better off in an OK metro with a booming medical SUBmarket than you are elsewhere. It's often about that SUBmarket within a metro that really matters to you. There aren't too many places that you can invest & get yield today. But high inflation is the motivator to do so.  Create one login, one time, it's free & get access to all of our provider at GREmarketplace.com For everyone here… COO Aundrea Newbern, MBA, Content Manager Matthew Blunt, Producer - me &, Sound Engineer, Investment Coach Naresh Vissa, Website Marvin Diaz Jr, Advertising Jake Madoff, I'm your host Keith Weinhold.  Don't Quit Your Daydream!    

The Boyz decide to do shoot the podcast in the OOS KABOOS BABYY!!! We're freaking mobile and couldn't help but shoot an episode in the car. We dissect our first ever OOS x Bad Boys Volleyball hosted tournament "The Orange County Crown". What were our favorite parts? How did we get better as a team? What can we get better at?

Well, I've been holding onto this episode with the hopes that I'd be able to include a main topic, but that's still in the works. So I guess there's no logical reason to keep hanging onto all this old news. Some of it isn't all that relevant anymore, like the whole Canadian border thing and Covid news. But there's also some more relevant topics here, including all the typical stuff like recalls, more safety blitzes (not the NFL version), moving forward with both the infrastructure plan and futuristic trucks, drug and health updates, and of course, all the things our government is up to. Additionally, Scott Gunter a.k.a. Killjoy gives me a chance to drool all over his submission for the Trucker Grub segment. This time around, most of the listener feedback segment consists of new drivers wanting to join the Trucker Dump Slack group, but two long-time listeners also pipe in on mechanical woes and YouTube videos. This episode of Trucker Dump is sponsored by: Porter Freight Funding - So many services to offer, including Factoring, Dispatching, Freight Brokering, Fuel Cards, Insurance, and Compliance. Call 855–943-3518 to learn more. Volvo Trucks - Check out the new D13TC engine in the Volvo VNL series. News segment: 3 IRS Tax Code Changes Truck Drivers Need to Know from TheTruckersReport.com CVSA announces Roadcheck inspection blitz dates, OOS criteria changes from OverdriveOnline.com Kenworth, Peterbilt trucks recalled for methane warning system issue from OverdriveOnline.com 3,500 Peterbilt tractors recalled for potential issue with side step from OverdriveOnline.com Daimler Issues Another Safety Recall for Western Star, Freightliner Models from TheTruckersReport.com Eaton-Cummins transmission joint venture hunts for last stick shift holdouts from FreightWaves.com Cummins acquiring Jake Brake company from OverdriveOnline.com Cummins will buy Meritor for $3.7B Diesel Fuel Expected To Rise As Wall Street Predicts $100 Per Barrel Crude Prices from TheTruckersReport.com 2022 may be pivotal year for California's green rules for trucks from FreightWaves.com J.B. Hunt enters long-term partnership with autonomous trucking firm from OverdriveOnline.com Outrider extends autonomous distribution yard work to backing up trailers from FreightWaves.com Ottawa declares state of emergency as OOIDA calls for end to border vax mandates from OverdriveOnline.com The People's Convoy drove from California to Washington DC to support trucker's freedom. ‘The People's Convoy' grows in size as protest leaves Oklahoma from the Washington Examiner 7:36 video of my experience running with The People's Convoy Border, Ottawa protesters could lose CDLs, face prison, fines: Ontario premier from FreightWaves.com Police clear Freedom Convoy truckers, supporters from Ottawa from FreightWaves.com US to close borders to unvaccinated Canadian, Mexican truckers on Saturday from FreightWaves.com 16 U.S. governors, two Canadian premiers call for end to cross-border vax mandate from OverdriveOnline.com KeepTruckin ELD now certified in Canada from OverdriveOnline.com Truckers using cocaine more than marijuana, study finds from FreightWaves.com OOIDA says report on drivers' drug use 'meaningless' from OverdriveOnline.com DOT eyes plan to allow oral fluid drug testing to ‘help combat employee cheating' from CDLLife.com FMCSA updates vision standard for certain truck drivers from OverdriveOnline.com Hutcheson succeeds Joshi as head of FMCSA from FreightWaves.com Buttigieg prioritizing truck driver pay from FreightWaves.com Truck Driver Salary: Top Paying Jobs (By State & Freight Type) from TruckStop.com Is driver retention getting better? Stay Metrics' latest data suggests yes from FreightWaves.com FMCSA seeks to improve complaint process for drivers, brokers from FreightWaves.com FMCSA, NHTSA set dates for major rulemakings from FreightWaves.com Buttigieg's DOT rejects hours-of-service court challenge claims from FreightWaves.com Supply chain report tackles truck parking, overtime exemption from LandLineMag.com Public-sector efforts to boost truck parking face path filled with hurdles from FreightWaves.com FMCSA lifts restrictions on CDL knowledge test proctors from FreightWaves.com Virginia likely to see push for right-lane truck restriction during snow from FreightWaves.com How to confront the post-crash litigation threat -- start at the scene of the accident from OverdriveOnline.com How a plaintiffs' attorney shop works -- and how truckers can play defense to work it from OverdriveOnline.com Who wants to own a trucking company? Retailers are starting to line up from FreightWaves.com Love's opens two new locations from OverdriveOnline.com Trucker Grub segment: Scott Gunter, a.k.a Killjoy shares his favorite breakfast joint called Breakfasttime Anytime, located in Concord, NC on I-85 exit 60. Listener Feedback segment: Mark Bezant is pursuing a trucking career and wants to join the Trucker Dump Slack group and stroke my ego a bit. You know I'm all for that!

00:00 Amazon FBA Weekly Q&A03:10 MAG School launch05:31 ASIN B07NR2C5BB is being punished for being OOS frequently in 2021. Since being back in stock my TACOS has been fluctuating at 18%08:07 I think amazon loaded data from mobile views into business reports this week. All my old data now has 8-10x page views from mobile. bc of this my unit session percentage has dropped from 30%+ to 11%09:56 What is the best way to compete with established brands for grocery when margins are small?11:47 When launching, can you comment on target Ad placement for the most critical KWs (Top 3 - 5).14:37 Launching, how many KWs do you target at first? How many campaigns and types do you run in the first and second months?16:23 PickFu Test: Them “B07K4S4J66” us “B07BHCB9Y2”24:04 Can you comment on an expected budget to launch a product in the US? I'm in the competitive kitchenware category.25:01 I get an error message for search term character length sometimes even though I use the exact same KWs on a similar listing w/o an error26:10 I have unfulfillable inventory in a US FBA warehouse, am I able to send this back to myself in CA?27:11 For an unfulfillable inventory, how does AMZ decide between Refurbished and Liquidation?27:39 If a seller can only do FBM due to customization, what are the best practices for marketing outside of PPC due to conversion issues?31:26 Can you speak on the difference between “Parenting 2 ASINs together” versus having a main parent ASIN, and simply adding a variation to it?36:17 ​I updated my bullet points but they won't show up in the front end. I did that a long time ago.37:03 What is the quickest way to get products reinstated on seller central after AMZ has flagged and taken down?38:58 AMZ has it set so that every $500 in PPC spend will get taken from the sales revenue or credit card is charged, whichever is set. Can this $500 threshold be changed?39:37 Is there some better or other recommended strategy/setting to help w/ cashflow/overall improve AMZ finances?42:16 Can you comment on virtual bundles?42:50 Is there a way you can tell how much a campaign is actually spending on a daily basis?44:58 Is inventory placement helpful or hurtful to get the buy box right now?45:29 When doing product research, you say to first think of a product you are interested in, then look at data second. But what is the key data you look for? Isn't data more important?47:14 ​Did you see FBA Grade and Resell program, what do you think about it?47:47 Is it w/ AMZ TOS to include inserts saying simply "Please leave you honest feedback on AMZ" we're not mentioning "positive feedback"49:01 My broker was supposed to split my shipment between AMZ and another distributor for our business but he mistakenly sent in some boxes that were meant for our distributor into AMZ49:44 Earlier for another question you said kitchenware is not a competitive niche, despite it having many sellers. How do you define competitiveness?50:33 I have a client that has a USPTO registered trademark and he has that name in the Amazon Brand Registry also. A few months ago a very similar brand started selling on Amazon but does not have a trademark or brand registry. The two brand names merely have one letter differentiating them but are not exactly alike.52:40 Will Day Parting hurt the PPC campaign53:05 I have launched a product however there are no sales or impressions. The listing is optimized54:58 Do you know what the market rate is for insurance supplements for Amazon. I'm getting close from $1500 to $4000.55:24 I successfully get GTIN approval under my brand name but AMA still not allowing me to create a listing under my brand name and giving me error 5665 and asking to request approvalSupport the show (https://www.paypal.com/paypalme/myamazonguy)

00:00 Amazon FBA Weekly Q&A10:43 Does amazon have some hidden algorithm where once an OOS is back in stock, its ability to rank is suppressed/penalized?14:07 Free PickFu test: B07NR2C5BB vs B07NVV7QMV17:52 What are all of AMZ's criteria for the best seller badge? And what would you recommend to get the badge back from a competitor who is $10 cheaper and dropping the price isn't an option?19:59 What are the potential pitfalls if a client merges all listings under one parent?22:27 Cerebro/SEO with ASIN B07NR2C5BB to my competitor B07NVV7QMV26:18 Can you ship products LTL to AMZ w/o placing them in reshipping boxes & instead add the FBA label QTY 1 to the product packaging29:01 Is there any requirement by AMZ for claiming your product organic?29:58 On restock inventory page, the Total Days of Supply column, Recommended Ship Date column, and Recommended Quantity don't seem to align well.32:33 Can we run product ASIN targeting wi/ video ads33:32 What do you do when we are out of FBA inventory in AMZ, but resellers are charging double?40:36 I don't sell on eBay but have found my TM products on there being drop-shipped for much more $$$.41:48 When you see AMZ selling your product used w/a minor defect what does that mean, and do you get paid the same.42:51 Do you run campaigns for variations, or just for the parent because the variations are included anyway?44:27 I'm 5 days from the end of the season for a seasonal product, but AMZ puts my 1k left unit to FC transfer. 45:35 Would you stop your PPC spend by the end of the season, or raise your prices to lower your PPC send46:17 How do you recommend PPC for 2 color variations of the same product?47:48 What are your feelings on AMZ audience PPC targeting48:28 What is your opinion on bid modifiers?50:28 Is there a way to easily see your day-to-day sessions and unit session percentage on a per ASIN/SKU basis?51:33 You did photos yourself or did you find someone to take photos?53:07 Is it safe to use a virtual phone number like google voice for AMZ OTP codes?55:49 B09H3QW364 is a 2 item set. The sales, search volume, nearly all the data of KWs relating to the wooden tool are better compared to the KWs relating to the wooden brush46:47 I'm thinking about giving PixelMe a try to track my FB ads. I'm currently using Amazon attribution links to get the Brand Referral Bonus. Do you know if I'll get the bonus with PixelMe links? 58:13 How can I see the conversion rate of my competitor?1:00:17 Given the hostility that AMZ has towards other URLs like two-step URLs, do you think AMZ could view PixelMe links in the same way?1:01:42  B07BHCB9Y2 vs  B07K4S4J661:05:32 Can you put the link for the PickFu test1:05:51 Rather than making a new ASIN, you don't think I should just revamp my ASIN SEO so that the SEO is 90% of KWs w/c relate to the secondary item instead of the primary item?1:07:08 I got the AMZ Choice Badge on most searched KW w/o A+. High PPC cost. Just got an A+ w/ bump in sales. Trying to optimize profitability. Should I lower bids, on this AMZ Choice KW?1:08:19 Is that a thing such as advertising on too many KWs or product targeting?1:09:32 I got hit with a patent infringement claim. I submitted a letter of non-infringement, as requested. AMZ keeps denying my appeal and asking me to attach the letter (which I keep providing).1:11:53 Do you need to have used a brand name in order to apply for the Brand Registry? Or can I just try to register a name w/o having ever used it?1:14:24 What's a good 90-day sell-through number to work towards?1:14:50 10 days out to running OOS. Stock to be delivered 15days later. Should I lower PPC? Raise prices? Or Both?Support the show (https://www.paypal.com/paypalme/myamazonguy)