Payments Innovation

The Korean won has been a restricted currency since the Asian Financial Crisis of 1997-98. Now, though, regulatory changes are putting the won on the verge of internationalization. In today's episode, host Anthony Man and J Young Lee, Co-Founder and Chief Business Officer at SentBe, explore the historical context of this development, when and how it might happen, and why it is getting economists so excited. Also, find out just what's driving the explosive rise of Korean cross-border payment Fintechs.

The foreign exchange landscape has changed beyond recognition since Rahim Harji founded FX platform Datasoft Group. Rahim and host Scott Ernenwein examine how Datasoft has helped traditional brokers evolve to survive - and why crypto and blockchain might just spell the future for cross-border payments. And finally, with Rahim's two brothers also running highly successful foreign-exchange companies, find out just what dinnertime is really like for the Harji family!

On today's show, Scott Ernenwein caught up with Ankur Patel, Founder & Head of Data at Glean AI, the intelligent bill payments solution that gives finance teams visibility and clarity into their vendor spend. What we talked about: Improving customer experience with machine learning and automation The importance of capturing burn rate amidst our current economic climate How visibility into vendor spend provides transparency for investors The future of Fintech and new revenue streams  To ensure you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here. Until next time!

Vauban are making investing in private markets as easy as ordering a book on Amazon. On today's show, Alex Barr caught up with Aric Oslerne, COO of Vauban from Carta,, the investment platform on a mission to democratize private investment, and unlock trillions in capital worldwide. What we talked about: How technology is speeding up the investment process The impact of Covid on VC globally The best mindset for a successful startup launch Vauban's exciting recent acquisition by US-based Carta  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

For many, investing is seen as the preserve of the wealthy or financially savvy. Thanks to Mary Agbesanwa, Fintech Growth Lead at Seccl championing the transformative power of technology and how it can be used to democratize investing, more people are accessing the financial markets and making educated, informed investment decisions In the latest episode of Payments Innovation, we discussed: The role of embedded investing in democratizing the investment space Millennials and Gen-Zers becoming more engaged in their investing How Wealthtech can take steps to open up investment to newcomers How Seccl is educating ordinary people to be long term investors  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

Investing has always been about the education of the individual instead of the community.   Thanks to Hayden Smith, COO and Co-founder of Pearler, that stigma is changing. Creating a community of confident investors for long-term success through financial education.   Join us as we discuss: The evolving world of investing with confident, educated investors Millennials and Gen-Zers becoming more engaged in their investing  The challenges of launching Fintech in foreign countries What is the future for Pearler as Fintech continues to expand   To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!  Until next time!

Fintech faces unique challenges as the expansion of real-time digital payments expands into the B2B space.  Varying international regulations in Fintech present a unique challenge to the industry.  Michael Chang, Director of International Payments at EasyPay, a former teacher and now one of the industry's pioneers in cross-border payment systems, helps businesses expand their cross-border payments and become compliant with each country's regulation requirements.  Join us as we discuss: Cross- border payment solutions Challenges expanding Fintech in APAC countries B2B payments in North America  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

“The entrepreneurial journey is always filled with detours, mistakes, and regrets.” It takes hard skin to power through, according to our guest. You need the ability to ideate the solution to a problem and then execute it flawlessly. Henrik Zillmer is the charismatic Co-Founder and Chairman at AirHelp, a lifelong entrepreneur, and a former First Lieutenant of the Danish Artillery.  He's also an alumnus of the Y Combinator accelerator and holds a Masters's from the prestigious Copenhagen Business School. Join us as we discuss: The problem-solving mindset every entrepreneur needs COVID's continuing impact on the travel industry How his company became stronger, leaner, and more resilient Leveraging AirHelp's global reach to deliver their successful new products To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here — and don't forget to check out our YouTube! Until next time!

Fintech is one of the fastest growing industries on the globe today.   In this episode, we take a look at the projected growth of Fintech through the perspective of crypto to real-time payment systems.   Shamir Karkal, Co-founder and CEO at Sila and Cara Hayward, Director of Strategic Partnerships, North America at Currencycloud, both see the bright future of the Fintech industry as it expands with crypto-currency to real-time payment systems.   Join us as we discuss: Biggest trend in Fintech is growth Staying power of Fintech  Global movement to real-time payment systems The crypto ecosystem   To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here, and don't forget to check out our YouTube!  Until next time!

Imagine an agile, accessible super app that combines every financial vertical in one place. Budgeting, analytics, payments, investing, savings, whatever you want to do with your money, it's all there at your fingertips. Emma is introducing new realms of opportunity to its rapidly growing user base. The energetic Co-Founder and CEO, Edoardo Moreni, is one of my favorite former guests, and a visionary entrepreneur with a Masters in computer engineering. This time around, we discuss: Vital lessons for founders  How concept goes a long way when it comes to getting funding Listening to customers and executing the vision of what they want The evolving investment opportunities of this uncertain market To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here, and don't forget to check out our YouTube!

Behind every digital transaction, there's a vast infrastructure of APIs and monitoring systems ensuring the security and speed that the public now expects.  In this episode, we take an expert look into these global systems and learn more about the ever-evolving complexities behind them.  Ho Chee Wai, Country Head of Singapore and Vice President of Neobank & Cards Strategy at NIUM, shares his perspective on the rising trend of digital payments and how NIUM had to adapt to the challenges of the pandemic.  Join us as we discuss: The new frontier of real-time payments in APAC Maximizing the benefits of global partnerships  Adapting to supply chain issues and inflation Building symbiotic relationships between companies To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

The average lifespan of a tech startup is seven years with only 3% of businesses making it past 10 years.  For TransferGo to celebrate a decade in the business, it's a huge accomplishment and shows their dedication to employees, customers and the overarching business.  Justinas Lasevicius, COO & Co-founder at TransferGo, shares the ingredients to success as well as where remittance is heading.  Join us as we discuss: Ther recipes for creating a successful Fintech  Solving challenges during multiple global crises  Creating digital inclusion through financial service accessibility  The future of remittance during a economic slowdown  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

We are thrilled to introduce our newest podcast host, Ned Barker, Remittance Senior Consultant at Currencycloud. Ned has a rich history in the Fintech space specializing in cross-border payments.   Ned's episodes will include: The latest in remittance trends  New innovations in the embedded finance and Fintech industry Transformations in the remittance space   To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!  Until next time!

There are very few investment apps that were truly created for those that have no experience with money management but want to learn.  All too often the apps say they're catered to those interested in learning about financial planning, but the price to become part of the investment community is just too high.  So, what does investing with spare change in mind look like? Can it be successful?  To find out, we spoke with Jay Swanston, Chief Platform Officer at Moneybox, an investment app dedicated to teaching people how to manage their money and invest smartly without having to break the bank.  Join us as we discuss: Lessons learned from crowdfunding and working with investors to build Moneybox How the Fintech app plans to continuously improve its user experience  The challenges of launching a new product and the future of Wealthtech To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

In the B2C space, buy now, pay later companies are one of the trendiest ways to get what you need fast.  For B2B, it's an upticking trend that Alternative is capitalizing on.  Imagine being able to afford a small business loan that will change the capabilities and profitability of your company. That's what Alternative is doing with its integrated solution for the changing landscape of interest and approval rates.  Baxter Lanius, CEO and Founder at Alternative, walks us through the company's goals and niche market.  Join us as we discuss: How Attentive is creating a unique buying experience for buy now, pay later Macro trends in the debt capital market  Why embedded finance is the payment of the future  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

The global market is a volatile place influenced by the day-to-day politics of powerhouse countries.  That doesn't mean that investing needs to be hard whether it's the first time you've set aside assets or you've been growing your portfolio for years.  Kane Harrison, Founder & CEO at Wombat, an award-winning investment app, saw the need for an easy way to invest (without the bells and whistles) that was focused on wealth management at every level.  Join us as we discuss: Wombat's launch journey and laser focus on thematics The future of investments, from cash to cryptocurrency Lessons learned from launching a trading platform To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

Raise your hand if, as a small business owner, you've put company expenses on your personal credit card?  It happens to many. They put up their own resources, money, and even credit scores for their small businesses. And for good reason: They want to see their businesses thrive and succeed, so they do what they think they have to do.  But what if there were another way?  What if, instead, small business owners weren't shot down left and right whenever they apply for loans or lines of credit to get their businesses off the ground or keep them running?  Ken So saw a need, so he founded Tilful, a service dedicated to bringing financial inclusion to small businesses and helping them build and gain access to credit. Join us as we discuss: How Tilful aims to go beyond the top 5% of small businesses with great credit and help everybody Why you should stop putting up your own assets to keep your small business going The challenges facing small businesses when seeking access to meaningful credit To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

In this special two-part episode, we are thrilled to welcome two vibrant young experts from the global payments ecosystem.   Lynda Strutton is the Vice President of Customer Success at Tribe Payments, and Stephane Vandenplas is the Senior Payment Processing Consultant at Currencycloud.  Consumers are more demanding than ever, and merchants have to adapt quickly if they want to survive. How can acquirers and partners make this happen?  Join us as we dive into:  The unique challenges facing merchants who want to go global Helping companies manage the costs of doing business overseas How it's crucial to localize your offerings The importance of merchant education  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!  Until next time! 

As the web evolves, so do the possibilities.  For human communications, for art, and for the basic way we transact business. In this episode, our special guest is Nikesh Lalchandani, the Head of Policy at Emerging Payments Association Asia, and a best-selling author who's currently working on his Ph.D. in Finance at Sydney's prestigious University of Technology. Join us as we delve into: The evolution of the internet and how that shaped the birth of fintech Solving customer problems and making things cheaper with technology How Web 3.0 is opening up accessibility for the world marketplace Working globally to achieve goals together To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!  Until next time! 

Why are more and more Fintech's turning to crowdfunding in addition to traditional VC investment? Because being accountable to the people actually using your product incentivizes you to shape it to their needs. That was a key consideration for today's guest Edoardo Moreni, CEO at Emma Technologies, when funding th e company's money management platform, which offers a wide range of banking and investment options to its users. In this episode, we discuss: How Open Banking has opened doors for wealth management Crowdfunding vs. VC investment The future of Open Banking, Wealthtech and NeoBrokers To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or he re and don't forget to check out our YouTube!  Until next time!

Marketplaces of the past used to work by collecting money from a card, funneling that money into an operational account, and then bank transfer funds out the account. Which means: A lot of money sits between buyer and seller. But what happens when the company holding your money suddenly fails?  A question asked by Nick Fulton, Co-Founde r & CEO at trustshare, who join s the show to discuss why a marketplace wants to go transactional, changes in regulation, the loss of revenue due to payments made outside the marketplace, and helping marketplaces grow through excellent customer service.  Join us as we discuss: The lightbulb moment that led to the founding of trustshare B2B & B2C marketplace growth impact  Who's driving the expectations of payments within the marketplace How fraud is being mitigated To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or he re and don't forget to check out our YouTube!  Until next time! 

Millennial and Gen Z Europeans want to invest. But without platforms that feel similar to the experiences they use every day, that adoption will continue to take longer than needed. And while the challenges to create these platforms may be steep, Andrej Hano, Co-Founder at Birdwingo, is lead ing the charge.    He joins the show to discuss the biggest investing hurdles for young Europeans and how his company is solving the problem. Join us as we discuss: Why it's taken so long for fintech founders to build into the European investment industry How Birdwingo is prioritizing customer experience & building brand trust Helping new European investors enter the market To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!  Until next time! 

Banking as a Service (BaaS) is too often seen as a threat by traditional banking institutions.  In reality, it's an opportunity — it's a new channel for banks to deliver more services and better customer experience.  And the banks who realize this stand to win big.  So says Ron Shevlin, Chief Research Officer at Cornerstone Advisors, who joins the show today to discuss the many opportunities BaaS offers brands and banks alike.   Join us as we discuss: What's behind the meteoric rise of BaaS The opportunities BaaS provides The intersection of BaaS and embedded finance  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!  Until next time! 

With 25% of ecommerce that's made of B2B marketplaces, a differentiated B2B purchasing experience is convenient and efficient. Today's guest has the agenda to create the best payment methods for B2B trade. Hear our conversation with Louis Carbonnier, Co-Founder at Hokodo: What it means that B2B sales are migrating online How convenience, choice, and trust are payments differentiators The growing trend of embedded finance services More information about Louis and today's topics: LinkedIn Profile: https://www.linkedin.com/in/louiscarbonnier/ Company Website: https://www.hokodo.co/ To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time! Listening on a desktop & can't see the links? Just search for Payments Innovation in your favorite podcast player.

Regulation tech has grown up alongside the boom in Fintech. But where's it headed in the near term future? Hear our conversation with Ben Parker, Director and Founder at eflow Global: Regulation changes and potential financial crime The boom in Fintech and growth of regulation tech How the explosion in wealth tech will affect regulation  More information about Ben and today's topics: LinkedIn Profile: https://www.linkedin.com/in/ben-parker-1a72069/ Company Website: https://eflowglobal.com/ Reuters did a report last year  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!

In Fintech, it takes a village…  If you want to change the world of finance, you need to find the right partners and get a community behind you.  And open-source Fintech can help you to do both.  In this episode, Jared Jones, Ecosystem at Moov Financial, explains how MOOV has built a thriving community by galvanizing the Fintech industry around their open-source releases.  Join us as we discuss: The value of open-source Fintech How to maintain the human connection in technology partnerships Why everyone in the community should get excited for Fintech DEVCON  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!   Until next time!

With Fintech, the opportunities are endless. There are so many underserved groups clamoring for financial products that will finally address their needs. And if you can provide, it will pay off. That's why today's guest, Priyank Singh, Cofounder of Stilt Inc., started a company based on serving the underserved — and why Stilt is helping other Fintechs follow suit. Join us as we discuss: The challenges immigrants face when seeking credit How Stilt helps them overcome those challenges Why and How Stilt is helping other Fintechs find their footing  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

The pandemic may have accelerated it, but the remote revolution is upon us. It's unlikely that work will ever be the same again. But if remote work is here to stay, we need the financial tools to fuel it. In today's episode, I speak with Sahin Boydas, Head of RemoteTeam at Gusto formerly of RemoteTeam.com, about the pros and cons of remote work and the role of fintech in the new world of work. What we talked about: The advantages of working from home What to watch out for in remote work Why fintech is essential for a distributed workforce To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

The financial problems of immigrants living abroad, but still needing to interact with their country of origin, were not being solved despite the huge influx of new banks all over Africa.  Recognizing this area of concern, Rian Cochran, Co-Founder at Lemonade Finance, jumped on the opportunity to provide a solution for in-need immigrants — stemming from issues faced as an immigrant himself.  Join us as we discuss: An introduction to Lemonade Finance & what led to its founding Going deeper & attacking regulation What differentiates Lemonade Finance What to expect in 2022 To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!  Until next time! Listening on a desktop & can't see the links? Just search for Payments Innovation in your favorite podcast player.

Gender bias is not new. It's prevalent in every industry, including Fintech. Women grow up expecting unequal retreatment in the workplace.  That's changing, now more than ever.   In today's episode, Faye McDonough, Portfolio & Business Operations Director at Growth Lending, and Lindsay Davis, Head of Markets at Atomic, visit the show to share their experiences as women in Fintech, how they've navigated their careers, and how they see the dynamic shifting in the near future.  Join us as we discuss: Bias & gender balances in the workplace What women bring to the team Establishing your values & never compromising  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!   Until next time!  Listening on a desktop & can't see the links? Just search for Payments Innovation in your favorite podcast player.

Whether it's buying or selling, what's the most important currency in any B2B marketplace? Trust. And any B2B payments solution is incomplete without it. In today's episode, Rahul Shinghal, Co-founder and CEO of Tazapay, visits the show to explain how Tazapay is using payments to put the trust back into B2B transactions. Join us as we discuss: Why trust has been neglected in B2B The value of partnerships in the payments space Why payments is really a compliance industry   To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time! Listening on a desktop & can't see the links? Just search for Payments Innovation in your favorite podcast player.

Since the pandemic began, retail investing has exploded in popularity. Technology has made it easier than ever to get involved, while the bullish markets make it particularly enticing. But is this trend a fad or the new normal? To help answer that, we sit down with Dan Raju, Co-Founder and CEO of Tradier, who is confident that 2022 will be the year of retail investing. Join us as we discuss: Why the retail investing space is booming after the pandemic The Graduation Effect and why it's easier than ever to get involved in advanced trading  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

It's been a wild couple of years for the international fintech industry. Everything has gone digital, opening up vast new opportunities for consumers — as well as triggering an avalanche of fraud. In this episode, we welcome Don Ginsel, CEO and Board Member at Holland Fintech, an association that connects people and organisations in the financial value chain, enabling consumers and businesses to profit from innovation and development. He offers a feast of insights into how change brings challenges as well as opportunities. Join us as we discuss: The constantly evolving worldwide ecosystem of digital finance Can regulators keep up with the pace of fintech innovation? Fintech's role in fighting cybercrime and keeping customers safe The importance of financial education and inclusivity  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

Retail investing has been on the rise in the wake of the pandemic, but that rise has gone smoother in some markets than others. The European market, in particular, poses many challenges for retail investors — and even more for the Fintechs looking to break into the market. In this episode, Martin Sokk, Co-Founder and CEO at Lightyear, explains how Lightyear is overcoming European retail investing challenges to offer a simpler path for everyday people to grow their wealth. Join us as we discuss: What needs to be fixed in the European retail investing sphere The importance of a simple solution to operate across Europe's many currencies Why Fintech's will eventually stop being seen as challengers and integrate into the existing financial landscape To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

Banking as a service has been a hot topic for a while; but just because it's popular doesn't mean it's the right path for everyone.  A brand needs to consider its DNA and where it can bring the most value to the customer. Just ask Yuval Brisker, Co-Founder, CEO & President at Alviere, who explains how they've differentiated themselves by being hyper selective of their customers. Join us as we discuss: Yuval's background and what Alviere does Shying away from the hot topic of banking as a service Targeting particular customers to differentiate from other platforms To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!  Until next time! Listening on a desktop & can't see the links? Just search for Payments Innovation in your favorite podcast player.

Private jets may conjure up images of rockstars and real-life monopoly men, but the truth is, private aviation is a key component to modern international business.  And companies offering jet services know that the only way to provide unparalleled customer experience is by having a robust, cross-border payments capability.  Just ask Nick Davis, Founder at InstaJet, a company offering an easy-to-use and environmentally-friendly option for those looking to skip the airport lines and travel in style.  Join us as we discuss: How payments are fueling the on-demand private aviation industry Why more people than ever are opting for private aviation How InstaJet is staying green   To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!  Until next time!

Let's not sugarcoat it: When you're breaking into a new market, there are some serious hurdles. Whether it's navigating labyrinthine regulations or just getting the lay of the land — breaking into a new market is easier with partners. Just ask Marcus Shin, Managing Director at Wirebarley, where he and the team have broken into several new markets in the past few years — all with the help of partners. Join us as we discuss: The regulatory challenges in the US and abroad Tangible examples of how partnerships help you succeed Why startups depend on speed — and how partners help you attain it To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time! Listening on a desktop & can't see the links? Just search for Payments Innovation in your favorite podcast player.

We live in a world of instant gratification — and consumers want everything to work in real-time. Yet until recently, real-time payments were anything but… Now the real-time revolution in payments is finally here — and you need to know how to reap the rewards. In today's episode, we're joined by Matt Wilcox, President, Digital Payments and Data Aggregation at Fiserv, who can answer all your burning questions about the real-time payments revolution. Join us as we discuss: Shifting consumer expectations around real-time payments The education component necessary for real-time The future of real-time payments  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time! Listening on a desktop & can't see the links? Just search for Payments Innovation in your favorite podcast player.

The Amazons of the world have democratized access to revenue for sellers worldwide. Still, with funds taking weeks to clear, e-commerce sellers still face enormous obstacles when it comes to scaling. How do we democratize that fundamental part of every business? Today's guest, Anas Sohail, Head of Sales at Payability, has the answer. He and the team at Payability are removing the friction for sellers and democratizing access to the funding every business needs to scale. In this episode, we discuss: The difficulties faced by e-commerce sellers when scaling The crucial difference between lending and funding How Payability integrates into existing e-commerce platforms To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!

When Facebook went down recently, many creators lost their ability to monetize their content — their livelihood — because of the outage. Could blockchain technology give creators an avenue to break the shackles of traditional social media? Today's guest, Solo Ceesay, is banking on it. As COO and Co-Founder at Calaxy, Solo and his team are empowering creators with a crypto-fueled content platform that is revolutionizing how creators can capitalize on their creativity — from where they congregate to how they get paid. In this episode, we discuss: The previously untapped utility blockchain can provide creators Why user experience lags far behind the technology when it comes to blockchain — and how Calaxy hope to change that The value NFTs can offer creators To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time! Listening on a desktop & can't see the links? Just search for Payments Innovation in your favorite podcast player

International transactions have continued to be a challenge. But Incard is looking to change that, offering 100% tailor-made solutions for online entrepreneurs in the French and UK markets.   Today's guest, Théo Cesarini, Co-Founder and CEO at Incard, discusses the Incard brand and how the French landscape will evolve over the next couple of years.   In this episode, we discuss: Problems faced by Incard customers and fintech in general What makes Incard unique How the French fintech landscape is evolving Choosing France & the UK to launch Incard   To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!   Until next time!

When you think of European finance, the UK may be the dominant market you think of first… A close second? France. And if you want to be at the cutting edge of Fintech, you need to understand the French market. That's why we're so excited to welcome a new host to our podcast team — Mohan Madouri, who, as Directeur Commercial of France here at Currencycloud, has the inside scoop on the exciting innovations coming out of this important region. In this episode, we discuss: Mohan's career path Why the French fintech market is so exciting What to expect in upcoming episodes To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time!

If you are going to build your business on top of your BaaS platform, it better be sturdy.  And that means finding a partner bank who understands your goals and needs.  Today's guest, Trent Sorbe, is Founder & President of Central Payments, where he's helping build the sturdy platform businesses need to feel confident in their BaaS business.  In this episode, we discuss: How Central Payments are laying the foundation for Fintech and embedded finance success The importance of a reliable banking partner for fintechs and brands in the BaaS space Why you should never lose sight of the product component  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts Spotify, or here and don't forget to check out our YouTube!   Until next time!

If you ask your friends who own stocks in Amazon or Apple, odds are they've never voted on a shareholder proposal. But when the definition of a shareholder means to have a say in the way a business is run, it's time to recognize the disconnect between stockholder and company. We speak with Antoine Argouges, Founder at Tulipshare, about shareholder activism, choosing campaigns, and future plans for his company. In this episode, we discuss: Becoming a shareholder activist How Tulipshare chose their campaigns The community response to Tulipshare's activism What 2022 holds for Tulipshare To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time! Listening on a desktop & can't see the links? Just search for Payments Innovation in your favorite podcast player.

It's getting tougher for traditional banks to compete with the emerging neo-banks. While many are taking the steps to keep up, these banks must look into replacing legacy infrastructure if they want to stay relevant in the long term. Today's guests, Dieter Halfar, Partner at Elixirr, and David Reiss, Programme Director, Strategic Partnerships at Currencycloud, talk about what financial services should be focusing on and what's next for the space. In this episode, we discuss: Discussing key considerations for a finance company Thinking carefully about the product features that you launch Core differences between an off-the-shelf banking as a service provider and the orchestration layer The importance of customer acquisition and retention for new banking brands How to stay relevant as a traditional bank To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time! Listening on a desktop & can't see the links? Just search for Payments Innovation in your favorite podcast player.

These days, 50% of investors under 30, a demographic that essentially grew up on social media. While many trading platforms are incorporating aspects of social media, none has truly integrated social and trading from the ground up. Benjamin Chemla, CEO and Co-Founder of Shares, is planning to change that by offering the first true social trading platform. In this episode, we discuss: What social trading is and how it adds to the Wealthtech market Why the GameStop controversy and purpose-driven investing bodes well for social trading Why Benjamin is confident Shares can avoid the fake news trap To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time! Listening on a desktop & can't see the links? Just search for Payments Innovation in your favorite podcast player.

Who hasn't received an email from their bank for an account that's completely irrelevant? It makes you feel like your bank doesn't care about you one bit, right? Banks have all the data they could ask for to understand their customers, but, clearly, most of them don't know how to use it. But customer data platforms are changing that. Today's guest, Izabella Gabowicz, COO at Sensibill, is someone helping lead the CDP revolution. She joins the show to share why CDPs are such an exciting tool for leveraging data to deliver better customer experiences. In this episode, we discuss: How CDPs make banking more human How to Use a CDP to marketing noise into highly targeted marketing How CDPs foster empathy      To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time! Listening on a desktop & can't see the links? Just search for Payments Innovation in your favorite podcast player.

One of the greatest silver linings to come out of the COVID-19 pandemic has been the obliteration of the requirement of physical proximity to the office. Where you once had to target your hiring practices and campaigns to a specific area, now a lot of companies have dropped their geographical requirements all together, allowing you to work from anywhere. And while that's good news for the employee, it presents some unique challenges for the employer, specifically if they're hiring international employees in locations where they don't have an entity. On this episode of Payments Innovation, we talk with Aurel Albrecht, Founder at Lano, about: How Lano can help you break down those geographic walls when it comes to hiring Why the remote work trend is so good for businesses The key challenges that companies should be thinking about when hiring remotely The opportunities Lano and their clients are seeing from a multi-currency perspective To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time! Listening on a desktop & can't see the links? Just search for Payments Innovation in your favorite podcast player.

If you look at the best software out there in any category, you find an interesting trend: Most of it was designed to solve a problem its creators faced. Whether it's Slack or MongoDB, these products weren't solutions in search of a problem to solve. They'd already solved one. The same is true for today's guest, Rhett Roberts, Co-Founder & CEO, Product Officer at LoanPro, a company offering simplified solutions for loan servicing built when Rhett needed to find a way to solve issues faced in his auto lending business. In this episode, we discuss: Why solving first makes for successful companies How LoanPro is simplifying loan servicing The value and flexibility of a cloud-first API solution To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time! Listening on a desktop & can't see the links? Just search for Payments Innovation in your favorite podcast player.

You get a text message letting you know a bill is due. You then open your payment app, scroll through, and pay the bill. If you have any problems, you'll need to dial and call customer support. Now what if all those steps could've been handled through the initial text message? Today's guest is helping make that connectivity a reality: Will Graylin, CEO at OV Loop, discus ses his history in the payment industry and what's driving his enthusiasm to take messaging connectivity to the next level in the U.S. In this episode, we discuss: Diving into the payment industry Understanding the connectivity ecosystem Discussing the super wallet To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube! Until next time! Listening on a desktop & can't see the links? Just search for Payments Innovation in your favorite podcast player.

For those old enough to remember a time before, Fintech can seem like a dream come true — it allows us to bank, sell, invest and even gamble whenever and wherever we want. But these same tools can become a nightmare for those without the financial education to wield them responsibly. That's why today's guest, Vivi Friedgut , CEO/Founder at Blackbullion , is on a mission to educate young people so that they can make better financial decisions — and she's using technology to enable the solution. In this episode, we discuss: - Why schools are poorly-equipped to educate on finance - The positives and negatives of the Fintech landscape - What it will take to solve the financial education problem To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts , Spotify , or here and don't forget to check out our YouTube ! Until next time! Listening on a desktop & can't see the links? Just search for Payments Innovation in your favorite podcast player.