Podcasts about Fiserv

Provider of financial services technology to banks

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Best podcasts about Fiserv

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Latest podcast episodes about Fiserv

Alles auf Aktien
Schamlose Schweizer und die neue Lieblingsaktie der Hedgefonds

Alles auf Aktien

Play Episode Listen Later Nov 17, 2025 23:21


In der heutigen Folge sprechen die Finanzjournalisten Nando Sommerfeldt und Holger Zschäpitz über gute Chancen auf steigende Aktienkurse, Tristesse beim Bitcoin und drei Deutschland-Reformen, die jetzt auf den Weg gebracht wurden.  Außerdem geht es um: CoreWeave, Microsoft, Oracle, ServiceNow, Meta, Alphabet, Berkshire Hathaway, Uniper, Eon, RWE, Siemens Energy, Lufthansa, Fraport, BMW, Stellantis, Amazon, Intel, Block, Lift, Robinhood, Pinterest, Arista Networks, Roblox, Duolingo, Nu Holdings, Broadcom, Confluent, Micron Technology, Kenvue, Walmart, Keurig Dr Pepper, Freeport McMoran, Las Vegas Sands, BP, Bank of America, Nuccor, D.R. Horten, Chubb, Dominos Pizza, Meta, Nvidia, Figure Technology Solution, Disney, Sunrun, CMS Energy, Merus, Indivior, iShares MSCI EM ETF (WKN: A0RPWJ), Stubhub, CRH, Vistra, Klarna, Bullish, Figma, AMD, Fiserv, American Airline, Trust Financial, XBP Global Holdings, iShares Bitcoin Trust ETF (WKN: A3ERHE). Wir freuen uns über Feedback an aaa@welt.de. Noch mehr „Alles auf Aktien“ findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter.[ Hier bei WELT.](https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html.) [Hier] (https://open.spotify.com/playlist/6zxjyJpTMunyYCY6F7vHK1?si=8f6cTnkEQnmSrlMU8Vo6uQ) findest Du die Samstagsfolgen Klassiker-Playlist auf Spotify! Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast „Deffner&Zschäpitz“ hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? [**Hier findest du alle Infos & Rabatte!**](https://linktr.ee/alles_auf_aktien) Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

Furniture Industry News from FurniturePodcast.com
Furniture Retail Momentum Builds as Costs and Supply Pressures Shift

Furniture Industry News from FurniturePodcast.com

Play Episode Listen Later Nov 14, 2025 6:06 Transcription Available


The salient point of our discussion centers on the nuanced dichotomy within the furniture market, where a reported year-over-year sales increase of 4.9% in October belies a troubling decline in actual transaction volume, which fell by 6.1%. This phenomenon indicates that the growth is largely attributable to escalated prices rather than an uptick in consumer purchasing activity, a situation exacerbated by tariff impositions and inflationary pressures that weigh heavily on the industry. We also delve into notable corporate developments, such as J and K Home Furnishings' strategic acquisition of Infinger Furniture, which not only signifies market expansion but also emphasizes a commitment to sustainability through substantial renovations aimed at achieving a 93% eco-friendly operation. Furthermore, we examine the evolving landscape of supply chain dynamics, particularly the significant reductions in global container freight rates, juxtaposed against rising costs on transcontinental routes. Lastly, we address pressing consumer safety issues arising from recalls in the sector, underscoring the imperative for manufacturers to adhere rigorously to safety standards to protect vulnerable populations, particularly children.The intricate landscape of the furniture industry is currently experiencing a confluence of growth and challenge, as evidenced by the latest data released by Fiserv. The reported 4.9% increase in sales at furniture stores for October paints a picture of burgeoning market vitality. However, a more granular examination reveals a disconcerting 6.1% decline in actual transaction volumes, indicating that the sales surge is not a result of increased consumer activity, but rather a consequence of elevated prices driven by ongoing tariffs and inflationary pressures. This dichotomy prompts a critical reflection on the sustainability of such growth amidst a backdrop of economic uncertainty, highlighting the need for industry stakeholders to recalibrate their strategies in response to these evolving market dynamics.In a significant corporate development, J and K Home Furnishings has strategically acquired Infinger Furniture, a well-established retailer in South Carolina, thereby expanding its market presence into the Charleston area. This acquisition is not merely a transactional event; it represents a broader strategic initiative aimed at enhancing operational efficiencies and embracing sustainability within the retail framework. J and K's ambitious plans for a comprehensive remodel of the Infinger location, including the installation of solar panels and a commitment to achieving a 93% green certification, exemplify a forward-thinking approach that aligns with contemporary consumer values surrounding environmental responsibility. Furthermore, the establishment of a local warehouse is poised to streamline logistics and improve service delivery, thereby positioning the company favorably within a competitive marketplace.As the discussion progresses to supply chain dynamics, the podcast elucidates the recent downward trend in global container freight rates, particularly a notable 15% drop for shipments from Shanghai to New York. This decline can be largely attributed to the completion of pre-holiday import activities by U.S. retailers, resulting in diminished demand for container space. In stark contrast, rising shipping costs on Asia-Europe routes signal the complexities and variances inherent in global logistics. Such fluctuations necessitate agility and foresight from retailers as they navigate the evolving landscape of supply chain management. The podcast also brings to light critical consumer safety concerns, particularly regarding the significant recalls of non-compliant clothing storage units, which underscores the imperative for manufacturers to adhere to safety regulations. The convergence of these themes ultimately reinforces the necessity for industry vigilance and adaptability in...

BeursTalk
Adyen wint aan geloofwaardigheid

BeursTalk

Play Episode Listen Later Nov 13, 2025 39:20


Beleggers keken deze week uit naar de beleggersdag van Adyen, waarop het bedrijf de nieuwe doelstellingen presenteerde. "Niet héél ambitieus, die doelstellingen", vindt Thomas Pellegrom van ABN Amro. Toch begrijpt hij de positieve reactie van beleggers. "Het zijn nog steeds mooie marges, en Adyen doet het heel goed als je het vergelijkt met Fiserv. Die Amerikaanse concurrent verloor de helft van z'n waarde op beroerde cijfers." Joost van Leenders van Van Lanschot Kempen zit op hetzelfde spoor. "Ik denk dat de doelstellingen bewust conservatief zijn gehouden, om tegenvallers uit te sluiten. Met een koerswinstverhouding van 26 is het aandeel niet extreem gewaardeerd en het is een hele sterke speler in de betalingssector. Over het sentiment zijn beide experts positief, al lijkt de markt op dit moment wat te consolideren. Een AI-bubbel die op springen staat, zo ver is het nog niet en de topspelers in die sector zijn zeer winstgevend Dat niet alleen, ze geven de indices nog steeds de grootste impuls. Verder in de podcast aandacht voor de overname van NIBC door ABN Amro en de cijfers van die laatste. Ook de cijfers van onder andere TKH, Bayer en Aegon worden besproken. De luisteraarsvragen komen aan bod en de experts geven hun tips. Joost tipt deze keer een Amerikaanse bank, Thomas gaat voor een tracker met de ISIN-code IE00B579F325. Geniet van de podcast! Let op: alleen het eerste deel is vrij te beluisteren. Wil je de hele podcast (luisteraarsvragen en tips) horen, wordt dan Premium lid van BeursTalk. Dat kost slechts 9,95 per maand, 99 euro voor een heel jaar. Abonneren kan hier! VanEck ETF’s (advertorial) Deze week is ook weer het tweewekelijks gesprek te beluisteren met Martijn Rozemuller, ceo van VanEckETF’s, de partner van BeursTalk. Met Martijn bespreek ik deze week de praktijk van securities lending. Securities lending komt er simpel gezegd op neer dat, in dit geval, de uitgever van een ETF de onderliggende aandelen uitleent. Uiteraard tegen een vergoeding, die deels terugvloeit naar de eigenaar van de ETF. Dat lijkt mooi, maar er zitten ook bezwaren aan. Get belangrijkste is wel dat er een zogenaamd tegenpartijrisico aan vast zit. Stel dat de lener in de problemen komt en de aandelen niet kan teruggeven, wat dan? We bespreken ook een andere vorm van tegenpartijrisico: de synthetische ETF. Daarbij koopt de uitgever van de ETF niet de aandelen van de index, maar sluit een overeenkomst met een tegenpartij die beloofd de performance van de index te leveren. Ook kier, zo legt Martijn helder uit, speelt natuurlijk het risico dat de financiële tegenpartij in de problemen kan komen. Ter geruststelling: VanEck Europe heeft alleen fysieke ETF's en leent ook geen aandelen uit. Geniet van de podcast! De gepresenteerde informatie door VanEck Asset Management B.V. en de aan haar verbonden en gelieerde bedrijven (samen "VanEck") is enkel bedoeld voor informatie en advertentie doeleinden aan Nederlandse beleggers die Nederlands belastingplichtig zijn en vormt geen juridisch, fiscaal of beleggingsadvies. VanEck Asset Management B.V. is een UCITS-beheerder. Loop geen onnodig risico. Lees de Essentiële Beleggersinformatie of het Essentiële-informatiedocument. Meer informatie? https://www.vaneck.com/nl/nl/ See omnystudio.com/listener for privacy information.

Wintrust Business Lunch
Noon Business Lunch 11/10/25: Consumer debt, AI supercomputing, Fiserv Small Business Index

Wintrust Business Lunch

Play Episode Listen Later Nov 10, 2025


Segment 1: Ilyce Glink, owner of Think Glink Media, joins John Williams to talk about the stock market being up a bit today, the latest on a possible end to the government shutdown, consumer debt being very high right now, and how ICE / Border Patrol activity is causing economic mayhem in certain areas of Chicago. Segment 2: Jim […]

Bernecker Opinion
Aktien-Schnelltest | Aixtron, Telekom, Fiserv & Vonovia

Bernecker Opinion

Play Episode Listen Later Nov 8, 2025 14:30


Der Aktien-Schnelltest mit Volker Schulz ("Der Aktionärsbrief"). Hier im Beitrag gibt es die Podcast-Variante zur eigentlichen Sendung im Rahmen von BerneckerTV, Aufzeichnung am 06.11.2025). Schlaglichter:Aixtron - Wie nachhaltig ist der Ausbruch?Hinweis auf Bernecker Wegweiser für Kapitalanlagen 2026Dt. Telekom - Chance oder Risiko?Fiserv - "Kitchen Sink"-Moment?Vonovia - Abwertungsrisiken oder AufwertungspotenzialBernecker Wegweiser für Kapitalanlagen 2026 - Jetzt informieren und schon mal zum Vorbestellpreis ordern:https://ichkaufeaktien.de/wegweiser-2026/=======Lust auf noch mehr Sendungen im Bernecker.TV? Noch mehr unterschiedliche Experten? Infos zu Bernecker.TV:https://www.bernecker.info/bernecker-tv=======Anmeldung zum kostenlosen Experten-Newsletter der Bernecker-Redaktion über unsere Website:https://www.bernecker.info/newsletter=======Jetzt abonnieren: "Der Aktionärsbrief". Weitere Infos unter:https://bernecker.info/offer/ynpshjdodl-6273Disclaimer:Diese Beitrag dient ausschließlich Informationszwecken und stellt keine Anlageberatung dar. Bitte beachten Sie, dass Investitionen in Aktien mit Risiken verbunden sind und Sie sich vor einer Anlageentscheidung umfassend informieren sollten.

Strange Brew
Strange Brew S1E315

Strange Brew

Play Episode Listen Later Nov 7, 2025 70:48


Chris McInstosh officially announces that Luke Fickell will be back as Badger head coach in 2026. I realize the two are tied together, but holy moly. Badgers get set for #23 Washington at Camp Randall on Saturday. Packers get set for the Eagles on Monday night, Tucker Kraft officially ruled out for the season, a quiet trade deadline on Tuesday for the Packers. Giannis knocks down a game winner on Monday, Bucks get blown out on Tuesday, have a big matchup da Bulls tonight at Fiserv. And the Brewers make roster moves on Freddy, Woody, Rhys, and Quintana. See omnystudio.com/listener for privacy information.

Travillian
Trailblazers Ep.5: Why International Payments Matter for Community Banks with Acceleron

Travillian

Play Episode Listen Later Nov 5, 2025 38:40


In this Travillian Next  Trailblazers episode, the founders of Acceleron Bank Information share how they're helping community banks reclaim lost ground in international payments — a business long dominated by megabanks and fintechs. They reveal why cross-border payments are a critical battleground for community institutions looking to protect deposits, drive fee income, and stay relevant in a globalized economy.Host Keith Daly sits down with Damon Magnuski, Andrew Dillard, and Sarah Beth Felix for a candid discussion on innovation, compliance, and risk-taking. From core integration with Fiserv to navigating stablecoin disruption, this conversation is a roadmap for how community banks can modernize payments and compete globally.

The BIGCast
Agents, Stablecoins, and a Touch of Friction

The BIGCast

Play Episode Listen Later Nov 4, 2025 42:28


Glen boils down the prevailing themes from this year's Money 20/20 conference, upping the ante via interviews with a pair of compelling startups (Eloquent AI and RentFlow) and Paze's update on securing identity through the digital wallet. Also- Fiserv shakes investors to the core, and open banking continues to ruffle feathers.    Links related to this episode:   Eloquent AI: https://www.eloquentai.co/    RentFlow: https://www.therentflow.com/    Paze: https://www.paze.com/    A credit union-specific take on Fiserv's stock meltdown: https://chipfilson.com/2025/10/a-surprise-for-1254-credit-unions-heads-up-for-everyone-else/    Western Union's stablecoin play: https://ir.westernunion.com/news/archived-press-releases/press-release-details/2025/Western-Union-Announces-USDPT-Stablecoin-on-Solana-and-Digital-Asset-Network/default.aspx    PayPal and Google Cloud's agentic AI gambit:  https://cloud.google.com/blog/topics/financial-services/introducing-an-agentic-commerce-solution-for-merchants-from-paypal-and-google-cloud      Join us for our next CU Town Hall- Wednesday November 19 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/     Follow us on LinkedIn:  https://www.linkedin.com/company/best-innovation-group/   https://www.linkedin.com/in/jbfintech/  https://www.linkedin.com/in/glensarvady/

The GaryVee Audio Experience
Is Social Media Marketing the New Business Superpower?

The GaryVee Audio Experience

Play Episode Listen Later Nov 3, 2025 35:40


Today's episode is a fireside chat I did for Fiserv in Las Vegas. I talk about how fragmented the media landscape has become and why understanding social media is the key to staying relevant. We cover how to reach different consumer segments, why 15-minute meetings can change your business, and how location — physical or online — shapes your opportunities. I also share why the people who truly understand culture and social media marketing are the ones who will win moving forward. Hope you enjoy!

通勤十分鐘 On The Way To Work
S5EP679 Palantir不要你讀大學 直接招募18歲高中畢業實習生 通過就轉正 與 股價單日大跌40% 金融科技始祖Fiserv財報遇到超大危機

通勤十分鐘 On The Way To Work

Play Episode Listen Later Nov 3, 2025 34:15


大家週ㄧ愉快!本集節目為台灣時間11/3的節目 Apple Podcast訂閱最大優惠一個月免費試聽,現在加入就抽Kobo Libra Colour! 如何開啟Podcast訂閱服務 Patreon訂閱往這邊走 免費訂閱通勤精釀電子報 合作邀約請聯繫:onthewaytowork2020@gmail.com IG: @onthe_waytowork https://www.instagram.com/onthe_waytowork/ Powered by Firstory Hosting

OHNE AKTIEN WIRD SCHWER - Tägliche Börsen-News
“ASML-Monopol in Gefahr?” - Fiserv-Absturz erklärt, Buffett verkauft, Exxon & Chevron

OHNE AKTIEN WIRD SCHWER - Tägliche Börsen-News

Play Episode Listen Later Nov 3, 2025 14:00


Aktien hören ist gut. Aktien kaufen ist noch besser. Unser Partner Scalable Capital ist jetzt Bank und bietet euch dadurch jetzt noch bessere Konditionen. Mehr Infos findet ihr unter: scalable.capital/oaws. Buffett verkauft weiter Aktien. Coinbase will Stablecoin-Startup BVNK. Chevron & Exxon wachsen trotz schwachen Ölpreisen. Cloudflare ist KI-Gewinner. Reddit hat 116 Mio. Nutzer. First Solar steigt trotz gesenkter Prognose. AbbVie-Gewinn bricht ein. Fiserv (WKN: 881793) hatte eigentlich das perfekte Business: Hochprofitable Software-Umsätze mit stabilen Kunden (Banken). Aber jetzt ist alles anders. Wir klären auf. Substrate kriegt 100 Millionen. Sind ASML (WKN: A1J4U4) und TSMC (WKN: 909800) in Gefahr? Wir klären auf. Diesen Podcast vom 03.11.2025, 3:00 Uhr stellt dir die Podstars GmbH (Noah Leidinger) zur Verfügung.

On The Brink with Castle Island
Weekly Roundup 10/31/25 (DATs selling coins, prediction market problems, Bessent's pesos) (EP.681)

On The Brink with Castle Island

Play Episode Listen Later Oct 31, 2025 37:50


Matt and Nic are back for more news and deals. In this episode:  Mastercard buys Zerohash for around $2b Fiserv has a catastrophic day Bitwise launches a Solana staking ETF Is there another regional banking crisis? EthZilla sold some ETH to buy back shares Will there be activists with the DATs? Are prediction markets structurally doomed? Sen Tillis introduces the Ensuring Fair Access to Banking act Could you go back and time and trade effectively? Bessent's great peso trade What's going to happen with Venezuela? We review the Iran-Contra scandal Content mentioned in this episode: Sen Tillis, Fair Access to Banking press release  

Alles auf Aktien
Das große Amazon-Comeback und ein spektakuläres Apple-Versprechen

Alles auf Aktien

Play Episode Listen Later Oct 31, 2025 20:23


In der heutigen Folge sprechen die Finanzjournalisten Philipp Vetter und Holger Zschäpitz über miese Trick-or-Treat-Zahlen von Hershey, den Handels-Waffenstillstand zwischen den USA und China gruselige Fakten rund ums Anlegen. Außerdem geht es um Lufthansa, Atlassian, Coinbase, Reddit, Netflix, Air France, Alphabet, Meta, Volkswagen, Puma, Scout24, IAG, Broadcom, Nvidia, AMD, WisdomTree Silver 3x Daily Short (WKN: A1VBAP), The Trade Desk, Fiserv, Adidas, WPP. Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter.[ Hier bei WELT.](https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html.) [Hier] (https://open.spotify.com/playlist/6zxjyJpTMunyYCY6F7vHK1?si=8f6cTnkEQnmSrlMU8Vo6uQ) findest Du die Samstagsfolgen Klassiker-Playlist auf Spotify! Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? [**Hier findest du alle Infos & Rabatte!**](https://linktr.ee/alles_auf_aktien) Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

Goldesel x Investflow - Aktientalk
Quartalszahlen von Amazon & Apple / Rückblick auf Fiserv & Meta

Goldesel x Investflow - Aktientalk

Play Episode Listen Later Oct 31, 2025 52:07


Alles auf Aktien
KI-Bubble oder Superzyklus? Microsoft & Google geben die Antwort

Alles auf Aktien

Play Episode Listen Later Oct 30, 2025 25:26


In der heutigen Folge sprechen die Finanzjournalisten Philipp Vetter und Holger Zschäpitz über ein Drama bei der Fed, KI-Fantasie bei Caterpillar und Nvidias Sprung über die 5-Billionen-Dollar-Marke. Außerdem geht es um Micron Technology, SK Hynix, AMD, Broadcom, Samsung, Seagate Technology, Fiserv, ServiceNow, Carvana, Adidas, Puma, SAP, Deutsche Bank, DWS, Airbus, Boeing, Mercedes-Benz, BMW, BASF, Arista Networks, Nokia. Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter.[ Hier bei WELT.](https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html.) [Hier] (https://open.spotify.com/playlist/6zxjyJpTMunyYCY6F7vHK1?si=8f6cTnkEQnmSrlMU8Vo6uQ) findest Du die Samstagsfolgen Klassiker-Playlist auf Spotify! Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? [**Hier findest du alle Infos & Rabatte!**](https://linktr.ee/alles_auf_aktien) Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

C.U. on the Show
How Stablecoins Help Credit Unions Cut Cross-Border Costs and Boost Member Trust

C.U. on the Show

Play Episode Listen Later Oct 29, 2025 45:16


In this C.U. On The Show episode, host Doug English sits down with payments futurist Becky Reed of BankSocial and Cooper Thompson, VP of Innovation for Embedded Finance & Digital Assets at Fiserv. They explain what stablecoins are, how wallet-based payments work, and how blockchain transparency could enhance fraud-prevention efforts in financial services.Watch the video on YouTube: https://youtu.be/kGrh59qkRfcVisit the ACT Advisors blog for a written summary of this episode.Email doug@act-advisors.com with any questions or an idea for a new episode or guest.

Estadão Notícias
Start #398 com Daniel Gonzales: redes movem IA e serviços na nova economia digital - 3

Estadão Notícias

Play Episode Listen Later Oct 11, 2025 22:17


A economia digital requer que plataformas de mobilidade, pagamentos, superapps, varejo, cidades, etc operem em tempo real com alto desempenho e segurança. Redes de alta performance são fundamentais para garantir tais operações escaláveis e eficientes em diversos setores de negócios, especialmente com o aumento das demandas de processamento impulsionadas por inteligência artificial. É crucial que essas redes cumpram rígidos padrões de funcionamento ponta a ponta, já que isso vem moldando a competitividade futura do mercado. O Start Eldorado desta semana mostra a terceira parte do debate gravado em mais um evento da série 'Conexões', realizado na Japan House, e que reuniu executivos que discutiram a relevância das redes para o desenvolvimento de produtos e serviços inteligentes, essenciais para a economia moderna. O painel contou com a participação de Carlo Gonçalves, founder e COO da Greenpass e VP da Abepam (Associação Brasileira das Empresas de Pagamento Automático para Mobilidade); Daniel Elidio, vice-presidente de Tecnologia da Fiserv no Brasil; Renier Souza, CTO da Cisco Brasil; e Roberto Murakami, vice‑presidente de Redes e Telecom da NEC América Latina. Com apresentação de Daniel Gonzales, o Start vai ao ar às 21h, na Rádio Eldorado FM 107,3 (para toda Grande SP), site, apps, canais digitais e assistentes de voz.See omnystudio.com/listener for privacy information.

Sport for Business
GAA County Sponsorships - The Sport for Business daily

Sport for Business

Play Episode Listen Later Oct 10, 2025 5:50 Transcription Available


Let us know what's on your mindTwo Munster stories show how smart sponsorships shape jerseys, stadiums, and community impact. We dig into Tipperary's Clover rebrand with Fiserv, Waterford's Azzurri Walsh Park deal with Azzurri, and what naming rights mean for fans, facilities, and funding.• Tipperary renews with Fiserv under Clover brand on county jerseys• Performance-linked elements and support across senior and underage panels• FBD Semple Stadium naming rights delivering upgrades and community programmes• Waterford partners with Azzurri to rename Walsh Park, deepening local ties• Facility modernisation at Walsh Park is improving safety, media, and fan comfort• Strategic naming rights as sustainable funding for local sportWe've got the full lineup of TV and streaming details on sportforbusiness.com Find out more about what we do day in day out at Sportforbusiness.comWe publish a daily news bulletin and host regular live events on a wide range of sporting subjects. Subscribe to the podcast wherever you get your podcasts from and look forward to more upcoming chats on leadership and the business of sport.Our upcoming live events on Future Proofing Irish Sport, Children and Sport and Sport for Social Good, as well as plenty more, are live on the Sport for Business website, and we'd love to have you join us.

3 grosze o ekonomii
Młodzi lubią płacić bezgotówkowo - są nowe badania

3 grosze o ekonomii

Play Episode Listen Later Oct 10, 2025 9:39


W audycji zaglądamy do nowych badań dotyczących preferencji płatniczych Polaków. Okazuje się, że młodzi Polacy nie tylko lubią płatności kartą, lecz także usługi typu "scan & go". O płatnościach cyfrowych porozmawiamy z Magdaleną Szymczak z Fiserv.

Thinking Crypto Interviews & News
HUGE CRYPTO NEWS! NEW INSTITUTIONAL CUSTODY! NORTH DAKOTA STABLECOIN, & SQUARE BITCOIN PAYMENTS!

Thinking Crypto Interviews & News

Play Episode Listen Later Oct 9, 2025 18:39 Transcription Available


Crypto News: Fireblocks partners with Galaxy, Bakkt to expand crypto custody for institutions. Square offers Bitcoin payments for merchants as crypto adoption accelerates. North Dakota to Issue Stablecoin with Fiserv as Digital Dollar.Brought to you by

Estadão Notícias
Start #397 com Daniel Gonzales: redes movem IA e serviços na nova economia digital - 2

Estadão Notícias

Play Episode Listen Later Oct 4, 2025 24:33


A economia digital requer que plataformas de mobilidade, pagamentos, superapps, varejo, cidades, etc operem em tempo real com alto desempenho e segurança. Redes de alta performance são fundamentais para garantir tais operações escaláveis e eficientes em diversos setores de negócios, especialmente com o aumento das demandas de processamento impulsionadas por inteligência artificial. É crucial que essas redes cumpram rígidos padrões de funcionamento ponta a ponta, já que isso vem moldando a competitividade futura do mercado. O Start Eldorado desta semana mostra a segunda parte do debate gravado em mais um evento da série 'Conexões', realizado na Japan House, e que reuniu executivos que discutiram a relevância das redes para o desenvolvimento de produtos e serviços inteligentes, essenciais para a economia moderna. O painel contou com a participação de Carlo Gonçalves, founder e COO da Greenpass e VP da Abepam (Associação Brasileira das Empresas de Pagamento Automático para Mobilidade); Daniel Elidio, vice-presidente de Tecnologia da Fiserv no Brasil; Renier Souza, CTO da Cisco Brasil; e Roberto Murakami, vice‑presidente de Redes e Telecom da NEC América Latina. Com apresentação de Daniel Gonzales, o Start vai ao ar às 21h, na Rádio Eldorado FM 107,3 (para toda Grande SP), site, apps, canais digitais e assistentes de voz.See omnystudio.com/listener for privacy information.

Web3 Academy: Exploring Utility In NFTs, DAOs, Crypto & The Metaverse
Is Solana Winning the Institutional Race vs Ethereum w/ Nick Ducoff

Web3 Academy: Exploring Utility In NFTs, DAOs, Crypto & The Metaverse

Play Episode Listen Later Oct 2, 2025 33:44


In this episode, we sit down with Nick Ducoff, Head of Institutional Growth at the Solana Foundation, to unpack why Wall Street is betting on Solana… and not Ethereum. Visa. PayPal. BlackRock. Franklin Templeton. Fiserv. They're not just dipping their toes; they're building real products on Solana. But why? Is Solana's unified liquidity model the killer feature? Is Ethereum too fragmented and slow for finance at scale? And is the Genius Act the real spark that lit the institutional fire?~~~~~

Estadão Notícias
Start #396 com Daniel Gonzales: redes movem IA e serviços na nova economia digital - 1

Estadão Notícias

Play Episode Listen Later Sep 27, 2025 19:30


A economia digital requer que plataformas de mobilidade, pagamentos, superapps, varejo, cidades, etc operem em tempo real com alto desempenho e segurança. Redes de alta performance são fundamentais para garantir tais operações escaláveis e eficientes em diversos setores de negócios, especialmente com o aumento das demandas de processamento impulsionadas por inteligência artificial. É crucial que essas redes cumpram rígidos padrões de funcionamento ponta a ponta, já que isso vem moldando a competitividade futura do mercado. O Start Eldorado desta semana mostra a primeira parte do debate gravado em mais um evento da série 'Conexões', realizado na Japan House, e que reuniu executivos que discutiram a relevância das redes para o desenvolvimento de produtos e serviços inteligentes, essenciais para a economia moderna. O painel contou com a participação de Carlo Gonçalves, founder e COO da Greenpass e VP da Abepam (Associação Brasileira das Empresas de Pagamento Automático para Mobilidade); Daniel Elidio, vice-presidente de Tecnologia da Fiserv no Brasil; Renier Souza, CTO da Cisco Brasil; e Roberto Murakami, vice‑presidente de Redes e Telecom da NEC América Latina. Com apresentação de Daniel Gonzales, o Start vai ao ar às 21h, na Rádio Eldorado FM 107,3 (para toda Grande SP), site, apps, canais digitais e assistentes de voz.See omnystudio.com/listener for privacy information.

The CU2.0 Podcast
CU 2.0 Podcast Episode 370 Raddon Chief Economist Bill Handel on What's Coming At You

The CU2.0 Podcast

Play Episode Listen Later Sep 17, 2025 42:02 Transcription Available


Send us a textYou might know it as the dismal science, but a conversation with Bill Handel, Chief Economist of Raddon, a Fiserv company, is anything but dismal.  It in fact is an enlightening romp through the complexities and confusions of today's global economy.In the show Handel makes a prediction about the future of interest rates - and, no, don't expect an imminent return of 4% 30 year fixed rate mortgages.  He also talks about how young adults are adjusting their financial habits to navigate today's economy.Importantly, too, Handel explains what is going on in the White House's attempt to reset the global economy - and he indicates that the present economy is something of an artifact of the aftermath of World War II so there are reasons to think a reset is in order.But how is a credit union CEO supposed to navigate in a global economy that is filled with uncertainties? Handel's advice is to create plans that feature built in flexibility - because, really, you don't know where interest rates will be a year from now.  Staying flexible will be key to succeeding, he says.Handel also says that the operating margins of credit unions have to improve.  Period.  He tells why in the show.Dismal science? Not in this show.  Here, economics becomes an exciting tool for navigating what's coming at us.Listen upListen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Anker-Aktien Podcast
Toast Aktienanalyse 2025 // >50% Umsatzwachstum pro Jahr – Chance?

Anker-Aktien Podcast

Play Episode Listen Later Sep 12, 2025 21:45


Toast gehört zu den spannendsten Wachstumswerten im Restaurant- und Payment-Sektor. Seit dem Börsengang 2021 hat das Unternehmen eine bewegte Geschichte hinter sich: vom starken Kurseinbruch über ein Gebühren-Debakel bis hin zum klaren Aufwärtstrend seit 2024. Mit einem jährlichen Umsatzwachstum von über 50 Prozent pro Jahr und inzwischen mehr als 112.000 Kunden-Standorten zählt Toast zu den zentralen Plattformanbietern im US-Gastronomiemarkt. Das Geschäftsmodell basiert auf einem Ökosystem aus Restaurant-Software, Zahlungsabwicklung und Zusatzdiensten wie Mitarbeiterverwaltung, Controlling oder Delivery-Integration. Die Zahlen beeindrucken: Rund 15 Prozent des gesamten Zahlungsvolumens in US-Restaurants laufen bereits über Toast. Die Umsätze wachsen weiter, die Margen verbessern sich und seit 2024 schreibt das Unternehmen schwarze Zahlen. Im Podcast geht es um die entscheidenden Fragen: – Wie stark ist der Burggraben durch Netzwerkeffekte und hohe Wechselkosten?– Welche Chancen eröffnet der Ausbau vom Restaurant- hin zum Retail-Sektor?– Ist die aktuelle Bewertung trotz Wachstumsstory gerechtfertigt?– Und lohnt sich für Anleger ein Einstieg nach dem jüngsten Kursanstieg? Inhaltsverzeichnis00:00 Intro01:19 Langfristiger Chart von Toast02:46 Toast vs. Technologie ETF (XLK) vs. S&P 500 vs. Zyklischer Konsum-ETF (XLY)03:23 Toast vs. Fiserv vs. Shift4 Payments vs. NCR Voyix vs. Block (Square) vs. Lightspeed Commerce03:53 Geschäftsmodell von Toast06:28 Historie & Produktportfolio07:18 Marktübersicht08:23 Entwicklung Zahlungsvolumen09:57 Globaler Restaurant Markt10:39 Burggraben11:45 Eigentümerstruktur & CEO13:53 Umsatz & Margen Entwicklung14:43 Umsatz nach Segment & Region15:57 Gewinn-, Cashflows & Dividenden16:29 Bilanz-Überblick & Aktienrückkäufe17:01 Kennzahlen-Überblick (KGV)17:41 Bewertung: Toast18:30 Chartanalyse: Toast19:02 Ist die Aktie von Toast derzeit ein Kauf?19:32 Disclaimer20:13 Börsen-Kompass Einblick20:58 Danke fürs Einschalten!

The ASHHRA Podcast
#165 - AI, Efficiency, and Ethical Hiring

The ASHHRA Podcast

Play Episode Listen Later Aug 28, 2025 45:31


Join hosts Luke Carignan and Bo Brabo for a lively episode of The ASHHRA Podcast, where they chat with Victor Gaines, AVP of Talent Acquisition at Wellstar Health System. Kicking off with NFL banter and a playful scoop on Taylor Swift and Travis Kelce's "engagement" (spoiler: it's all in good fun), the conversation quickly dives into Victor's eclectic career journey—from finance and TV to healthcare, pizza at Papa John's, and bourbon at Sazerac—now circling back to innovative TA in healthcare.Victor shares how his cross-industry experience (spanning high-volume hiring at Comcast and Papa John's to specialized roles at Fiserv and McKesson) equips him to tackle post-pandemic challenges like agility, digital transformation, and operational efficiency. The trio explores the transformative power of AI in TA: from automating scheduling and screening to combating bias and "hallucinations." Thought-provoking questions arise—can AI eradicate human biases, or does it amplify them? How close are we to AI-driven individualized learning or even clinical efficiencies?Key takeaways:Diverse Backgrounds Fuel Innovation: Victor's non-traditional path highlights why healthcare is increasingly recruiting external talent for fresh perspectives.AI's Double-Edged Sword: Essential for high-volume tasks but demands a "human in the loop" to mitigate risks like unintended bias or outdated data.Future-Proofing TA: Insights on pre-boarding, ambient listening in clinics, and ethical AI use—could we see 30%+ efficiency gains in five years?Victor's wisdom: "We've seen unprecedented change; now it's about agility to persevere." Whether you're in HR, TA, or curious about AI's role in work, this episode sparks debate on balancing tech with human judgment.Tune in on your favorite podcast platform or visit ashhra.org/ashhra-podcast. What biases lurk in your processes? Share your thoughts!From Our Sponsors...Optimize Pharmacy Benefits with RxBenefitsElevate your employee benefits while managing costs. Did you know hospital employees fill 25% more prescriptions annually than other industries? Ensure cost-effective, high-quality pharmacy plans by leveraging your hospital's own pharmacies. Discover smarter strategies with RxBenefits.Learn More here - https://rxbene.fit/3ZaurZNStreamline HR Compliance with oneBADGEhealthcareSimplify screening, credentialing, and compliance for healthcare HR. oneBADGEhealthcare from ISB Global offers a tailored solution to keep your workforce compliant and efficient. Built for healthcare leaders, it's your all-in-one compliance tool.Get Started here - https://isbglobalservices.com/onebadgeunitedstates/ashhra/ Support the show

Shared Accounts with CU Times
Stablecoin 101 With Fiserv's Cooper Thompson

Shared Accounts with CU Times

Play Episode Listen Later Aug 27, 2025 49:53


The embedded finance expert explains how stablecoin fits into the digital currency landscape, why credit unions should have it on their radar and the role Fiserv's soon-to-launch stablecoin is expected to play in financial institutions' digital asset strategies. Also, it's Producer Zach's birthday! Michael and Natasha honor him by talking about themselves.

OHNE AKTIEN WIRD SCHWER - Tägliche Börsen-News
“Japan-Deal + Zahlen von Alphabet, Tesla, T-Mobile” - Meme-Aktie, Altcoins, Unicredit

OHNE AKTIEN WIRD SCHWER - Tägliche Börsen-News

Play Episode Listen Later Jul 24, 2025 14:00


Episode #1165 vom 24.07.2025 Unser Partner Scalable Capital ist der einzige Broker, den du brauchst. Inklusive Trading-Flatrate, Zinsen und Portfolio-Analysen. Alle weiteren Infos gibt's hier: scalable.capital/oaws. Aktien + Whatsapp = Hier anmelden. https://bit.ly/oaws-whatsappLieber als Newsletter? Geht auch. https://hi.omr.com/de-de/oaws-newsletterDas Buch zum Podcast? Jetzt lesen. https://amzn.to/48nDGbv Japan hat Deal mit Trump. Autobauer freut's. GE Vernova, Siemens Energy, Talen, Vistra & Constellation freut hoher Energiebedarf von KI. Enphase leidet unter Trump. Unicredit sagt BPM ab & Commerzbank zu. Temenos & Fiserv spielen andere Spiele. Lamb Weston & Cal-Maine zeigen: Basics funktionieren. Alphabet, T-Mobile & Tesla haben Zahlen. Die goldenen Bitcoin-Zeiten sind erstmal vorbei. Jetzt kommen die Altcoins. Ist das wirklich so? Oder ändert die Börse alles? Wir klären auf. Außerdem geht's um die neuesten Krypto-Projekte von PNC, JPMorgan, BNY Mellon und Goldman Sachs. Diesen Podcast vom 24.07.2025, 3:00 Uhr stellt dir die Podstars GmbH (Noah Leidinger) zur Verfügung.

Wintrust Business Lunch
Wintrust Business Lunch 7/18/25: Market round-up, small business success, June's Fiserv Small Business Index and The LaSalle Chicago Hotel

Wintrust Business Lunch

Play Episode Listen Later Jul 18, 2025


Segment 1: Ilyce Glink, owner of Think Glink Media and Best Money Moves, joins John Williams to ‘color in’ the details surrounding what the markets have done this past week. Segment 2: Dave Charest, Director of Small Business Success for Constant Contact joins John Williams to talk about how small businesses stay on top during summer, the slow season. Dave […]

Moneycontrol Podcast
4710: Better banking with AI – Less frauds, more gains | Manisha Banthia, Vice-President- Data & Analytics, Global Services, Fiserv

Moneycontrol Podcast

Play Episode Listen Later Jul 18, 2025 35:54


Global artificial intelligence in banking space is expected to grow at a CAGR of over 30 per cent in the coming years, finding use in almost everything we do. The sector is incorporating AI not just for personalizing customer preferences but also enhancing ATM networks, increasing brand presence among others. In this episode, we are joined by Manisha Banthia, Vice President of Data and analytics at Fiserv Global Services. Recently being named among TIME100 Most Influential Companies 2025, Fiserv is using data analytics, GenAI to make banking easier for the clients and enhance customer experience. It is helping merchants, fintechs with AI in 3 ways – personalize, protect and predict & prevent. Listen in to what Banthia's insights on where AI will be in the next 25 years.

Newcomer Investor
Quality Investing With Aria: Part 2

Newcomer Investor

Play Episode Listen Later Jul 12, 2025 72:25


Welcome to the Newcomer Investor Channel! In this episode, I chat once again with Aria, a brilliant investing Youtuber. We discuss his investing strategy and his perspective on a range of stocks. Please note, this conversation was recorded on July 6th 2025. As a result, any references to specific future dates/events in the episode may refer to a time that has already passed.  Connect:Newcomer Investor on X:⁠⁠ ⁠⁠https://twitter.com/NewcomerInvest⁠⁠⁠⁠Aria on X: ⁠⁠https://x.com/QualityInvest5⁠⁠Aria on Youtube: ⁠https://youtu.be/0Xd2YcfkKRE?feature=shared⁠ Fiscal AI: my favourite research tool: ⁠https://fiscal.ai/?via=anthony⁠ Episode Highlights:(0:00) - Introduction(2:24) - Mastercard(5:00) - Fiserv(20:00) - Salesforce(29:00) - Transmedix(37:30) - Hims & Hers(42:20) - Uber, Tesla, Waymo & the future of AVs(58:50) - ASML(01:03:50) - Google

TD Ameritrade Network
The Big 3: NVDA, COIN, FI

TD Ameritrade Network

Play Episode Listen Later Jul 8, 2025 14:48


Jessica Inskip is nervous of a "euphoric" market trading near all-time highs but remains bullish on the "efficiency boom" of companies applying A.I. to everyday uses. On her Big 3, Jessica is watching Coinbase (COIN) as a play in stablecoin adoption, Fiserv's (FI) long-term role in crypto applications for banks, and Nvidia's (NVDA) continuing A.I. dominance. Rick Ducat highlights the bearish and bullish trends he sees in the charts.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-...Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-...Watch on Sling - https://watch.sling.com/1/asset/19192...Watch on Vizio - https://www.vizio.com/en/watchfreeplu...Watch on DistroTV - https://www.distro.tv/live/schwab-net...Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

The BIGCast
Starting Simple, Small and with Purpose

The BIGCast

Play Episode Listen Later Jul 2, 2025 36:14


Glen speaks with the CU De Novo Collective's Denise Wymore about the grassroots groundswell of interest in starting new credit unions, overcoming the challenges of progressing from concept to market, and why a voice for CU creation is needed to counter a one-way trend. Also- Fiserv's stablecoin play, The FTA's attempt to preserve open banking, and how AI regulation became a budget issue.                Links related to this episode:   The CU De Novo Collective: https://www.cudenovocollective.org/    The University of North Carolina's student-led credit union initiative: https://www.dailytarheel.com/article/2025/06/university-student-credit-union  George Washington University's initiative: https://gwucui.com/  America's Credit Union Museum: https://www.acumuseum.org/ (check the Herstory exhibit) Finovate's take on Fiserv launching a “bank-friendly stablecoin”: https://finovate.com/fiserv-launches-stablecoin-for-banks/  The Bank Policy Institute/Fintech Association Open Banking standoff: https://thecudaily.com/fintechs-tell-court-banks-want-to-thwart-open-banking-to-stop-competition/    Join us for our next CU Town Hall- Wednesday July 9 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. For this session we'll be focusing on youth banking and how CUs can appeal to the next generation of members. The CU Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/   Join us on Bluesky!  @bigfintech.bsky.social;  @154advisors.bsky.social (Glen); @jbfintech.bsky.social (John) And connect on LinkedIn for insights like the Friday Fintech Five: https://www.linkedin.com/company/best-innovation-group/  https://www.linkedin.com/in/jbfintech/ https://www.linkedin.com/in/glensarvady/

Canned Heat
Fintech Without Friction: Speeding Up Success with Product Ops

Canned Heat

Play Episode Listen Later Jul 2, 2025 29:05


In this episode of The Claw, Eric Holtzclaw sits down with Poonam Nath, Executive Leader of Product Operations at Fiserv, to explore how product operations drive customer success, accelerate revenue, and reduce friction in a complex fintech landscape. Poonam shares her journey from finance to product strategy, explains the importance of cross-functional collaboration, and unpacks why bundled pricing, onboarding speed, and client experience are key differentiators in today's payments market. If you're navigating product development, go-to-market strategy, or global fintech expansion, this conversation delivers clear insights from a leader who's done it all. To connect with Poonam, click here: https://www.linkedin.com/in/poonam-nath-l/ To connect with Eric, click here: https://www.linkedin.com/in/eholtzclaw/ To subscribe to our YouTube channel, click here: https://www.youtube.com/channel/UCbiiVRIqMa2mDOLD34GfyFg

Smartinvesting2000
June 27th, 2025 | Chinese Stock Scam, Outdated 401(k)s, S&P 500 Risk, Investment Income Tax, Fiserv, Inc. (FI), Pinterest, Inc. (PINS), Duke Energy Corporation (DUK) & General Mills, Inc. (GIS)

Smartinvesting2000

Play Episode Listen Later Jun 28, 2025 55:40


Watch Out For This Chinese Stock Scam! Yes, there's another scam out there trying to part you from your hard-earned money. This has happened many times in recent years and it's occurred in very small Chinese stocks that are vulnerable to manipulation. For some reason some US investors see these and think they've hit it big. US regulators try their best, but typically cannot get access to information in China to go after these people. They're so good they trick people who should know better like businesspeople and even a university professor lost $80,000 in the scam. Their advertisements show up on social media or in messages on WhatsApp and they contain investment advice that looks very convincing with the alure of big, quick returns. They trick investors into thinking that this company is on the verge of something very big and they show that there are already short-term gains, which are engineered by the scammers through manipulative trading. The hucksters come from Malaysia, Taiwan and other places around the world. Some have been so bold that for some investors who lost money, they come back with a second better offer to make up losses on the first investment. Obviously, these people have no shame and the only thing I can recommend is to stay away from small Chinese stocks, especially if you see them advertised on social media. Remember the old saying if it sounds too good to be true, it probably is.   Is The Current 401K System Out of Date? The current 401(k) system was first established 42 years ago in 1978 when the use of normal pension plans was in place and when people still worked for a single employer for most of their career. This change in 1978 was beneficial to both the employees and employers, because it gave employees control over their retirement plan and reduced the long-term financial risk for many companies with underfunded pension plans that caused multiple problems form companies during the 2008 financial crisis. Today, times have changed and employees might experience over their 40 years plus work career different jobs that may include side gigs, the launch of a business or two and potentially a change in their job that could take place as much as 12 times over their career. The benefit for employees of the 401(k) is it gives people the ability to control their retirement. If they do leave an employer, they can take their retirement with them and invest it as they see best. The problem of today with changing jobs so many times is unfortunately these employees decide to take and use the money, even though the penalties and taxes due are sometimes as high as 50%. In my opinion, there is not one good reason why you should be taking your retirement money early as you'll pay for it many times over if you reach retirement with little or no retirement funds. Believe me, it is hard being older, but it is devastating to be older with no retirement funds. It has been estimated that frequent job changes over a career can cost as much as $300,000 in retirement savings. I like the new system that has made auto enrollment the default for employees starting a new job, but there is talk that they also want to require when a worker leaves an employer that their 401(k) automatically follows them to the new job and it should contain the same contribution rates as well. I think this is a terrible idea as it could get employees that are changing jobs locked into a terrible new 401(k). It could perhaps be additional administrative work for the new employer who already has enough to take care of when you include all the regulations, they have along with health insurance and current retirement plan administration. Being an employer myself one would not believe how much employers have to do already.    The Unknown Risk of the S&P 500 Many people love investing in the S&P 500 because the recent performance has been very strong. We have talked in the past about the over concentration of technology in the index, but I was shocked to learn that 71% or roughly 351 companies in the index report either non-GAAP income or non-GAAP earnings-per-share. This is dangerous for investors because you're not comparing apples to apples and 89% of those 351 companies that made adjustments had results that appeared better. Wall Street has forced companies to continue to report higher and higher earnings each year and sometimes each quarter or else the stock gets pulverized. Non GAAP numbers were supposed to be allowed to explain extenuating or extraordinary circumstances like a factory fire or a sale of a division, but companies have abused the rule and exclude items like stock based compensation, amortization of intangible assets and currency fluctuations. The one that bugs me the most is restructuring charges that occur every year. For example, Oracle has had a restructuring charge for the past five years. Unfortunately, the SEC is absent on enforcing the rules and non-GAAP earnings have just about become the standard. The problem for investors is with no standard, you cannot compare true earnings of a company. If you have been investing as long as I have, you'll remember the last time the abuse of non-GAAP earnings was during the tech boom and bust. Some people say we are too conservative with our investing and we are missing out on some big gains, but I do believe fundamental investing and understanding the true numbers of a company is far safer and it should produce better returns in the long run.     Financial Planning: What is the Net Investment Income Tax? The Net Investment Income Tax (NIIT) is a 3.8% federal surtax that began in 2013 under the Affordable Care Act, targeting high-income individuals. It applies to any net investment income that exceeds a single taxpayer's modified adjusted gross income (MAGI) of $200,000 or $250,000 for married couples filing jointly. Crucially, these thresholds are not indexed for inflation, so while they may have seemed high in 2013, today they would equal roughly $270,000 and $337,500 in 2025 had they been indexed for inflation, meaning more taxpayers are caught by the tax over time. Net investment income includes interest, dividends, capital gains, rental income, passive business income, and the earnings portion of non-qualified annuity distributions. While non-investment income sources such as wages, IRA withdrawals or conversions, and active business profits aren't directly subject to NIIT, realizing large amounts of those sources can push your MAGI above the threshold, thereby exposing your investment income to this additional tax.  Also keep in mind, most investment income is still taxed as ordinary income as well. Only long-term capital gains and qualified dividends receive the lower capital gain tax treatment, but all investment income may trigger the NIIT if income exceeds the thresholds.   Companies Discussed: Fiserv, Inc. (FI), Pinterest, Inc. (PINS), Duke Energy Corporation (DUK) & General Mills, Inc. (GIS)

On The Brink with Castle Island
Weekly Roundup 06/27/25 (Bitcoin for mortages, Fiserv adopts stables, Fed drops reputation risk) (EP.639)

On The Brink with Castle Island

Play Episode Listen Later Jun 27, 2025 37:00


Matt and Nic are back for another week of news and deals. In this episode:  Golden age of prediction markets NYC mayor's election What's happening with Canton? The FHFA says crypto can be a qualifying asset for mortages Our thoughts on the market structure bill The significance of the Fiserv stablecoin pilot $500m public access vehicle for BNB The Fed drops reputational risk in bank supervision EO for debanking is rumored Kraken HQ is moving to Wyoming Texas buys Bitcoin Will banking hours be obsolete? 

The Security Token Show
Grove's $1B Allocation, Digital Asset's $135M Raise, and Tokenized Stocks - Security Token Show: Episode 290

The Security Token Show

Play Episode Listen Later Jun 27, 2025 50:30


Tune in to this episode of the Security Token Show where this week Herwig Konings and Kyle Sonlin cover the industry leading headlines and market movements, including Grove's $1B allocation, Digital Asset's $135M raise, tokenized stocks and more RWA news!   Company of the Week - Herwig: Dinari Company of the Week - Kyle: Davis Commodities   Companies covered include Grove, Janus Henderson, Anemoy, Centrifuge, Republic, SpaceX, Dinari, Upexi, Superstate, Digital Asset, Canton Network, DRW, Tradeweb, FalconX, Lynq Network, Wormhole, Ripple, Nasdaq, QCP, Davis Commodities, Plume, Blocksense, Jarsy, Baillie Gifford, Archax, BlackRock, Ethena, Securitize, KfW, SDX, MTCM Securitization Architects, Tokeny, Matrixdock, SPiCE VC, Clearpool, Fiserv, Solana, Mastercard, Paxos, PayPal, Particula, Agora, and EFAMA ==== TokenizeThis 2025 Conference Review: https://docsend.com/v/k8bn7/tt25  STM Predicts $30-50T in RWAs by 2030: https://docsend.com/view/7jx2nsjq6dsun2b9    More STM.co Reports: https://reports.stm.co/  Join the RWA Foundation and Read the Whitepaper: RWAF.xyz  Learn More About WALLY DAO: WallyDAO.xyz  ==== ⏰ TABLE OF CONTENTS ⏰ 0:00 Introduction 0:16 Welcome 1:56 Market Movements 18:00 RWA Foundation Updates 20:18 Token Debrief 40:14 Companies of The Week  

WALL STREET COLADA
Wall Street Sube con Tensión en Medio Oriente, IBM Despliega Quantum en Japón y Novo Lanza Wegovy en India.

WALL STREET COLADA

Play Episode Listen Later Jun 24, 2025 3:46


En este episodio cubrimos los eventos más relevantes antes de la apertura del mercado: • Wall Street sube pese a tensiones en Medio Oriente: Futuros en verde: $SPX +0.8%, $US100 +1.2%, $INDU +0.8%. Los rendimientos del Treasury caen levemente. Israel acusó una violación del alto al fuego y amenaza con represalias, mientras Irán niega nuevos ataques. El permiso para civiles de abandonar refugios en Israel trajo algo de alivio. Hoy se publican datos de precios de vivienda, confianza del consumidor y testifica Powell en el Congreso. • IBM despliega sistema cuántico avanzado en Japón: $IBM y el laboratorio RIKEN inauguraron el primer IBM Quantum System Two fuera de EE.UU., ubicado en Kobe. El sistema utiliza el procesador Quantum Heron de 156 cúbits, el más avanzado de la compañía. Apoyado por NEDO, el proyecto busca combinar supercomputación y computación cuántica en la era post-5G. • Novo Nordisk lanza Wegovy en India: $NVO presentó oficialmente su medicamento para pérdida de peso en el mercado indio. Wegovy se venderá en cinco dosis, con un costo mensual entre $50 y $312. La competencia con $LLY se intensifica tras el lanzamiento de Mounjaro en el país. $NVO +1.95% premarket. • Mastercard y Fiserv integran stablecoin FIUSD: $MA fortalece su alianza con $FI al integrar la stablecoin FIUSD en su red global. La plataforma digital de Fiserv se lanzará en 2025 y busca facilitar soluciones para bancos y adquirentes. $FI +6% premarket tras el anuncio. Una jornada con atención en geopolítica, avances tecnológicos y nuevos frentes en salud y pagos digitales. ¡No te lo pierdas!

Motley Fool Money
Tesla's Key Robotaxi Rollout

Motley Fool Money

Play Episode Listen Later Jun 23, 2025 25:26


FICO turns to BNPL data and Fiserv embraces a new stablecoin. Andy Cross, Jason Hall, and Matt Frankel discuss: - FICO to include BNPL data - The importance of Tesla's robotaxi - Tesla's advantages and challenges in self-driving - Fiserv launches its own stablecoin Companies discussed: FICO, TSLA, GOOGL, UBER, FI, PYPL, CRCL, SHOP Host: Andy Cross Guests: Jason Hall, Matt Frankel Engineer: Dan Boyd Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, "TMF") do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. Learn more about your ad choices. Visit megaphone.fm/adchoices

Build with Clay Podcast
#45 Build with Jonathan Raude - Founding a Company, Finding Talent, and Pizza in New York

Build with Clay Podcast

Play Episode Listen Later Jun 16, 2025 97:14


In this episode, we build with Jonathan Raude. I have known Jonathan for the last 10 years and witnessed his journey from new hire to founder. From single man to a father of two. From tennis player to tennis leader. I'm thrilled and honored to have Jonathan on to share his story!We discuss so many things including how Jonathan founded his company, how he finds talent in this new world, how being the son of immigrants influenced him and even how to find the best pizza in New York City and Miami. Jonathan Raude is the Co-Founder of Resourceful Talent Group, where he helps companies scale through high-impact hiring and global software outsourcing. An active voice on topics like global software outsourcing and modern hiring practices, Jonathan began his career at IBM as an Account Executive, managing Fortune 500 clients like American Express, Goldman Sachs, and Fiserv. Today, he leads a team that supports organizations such as CDW, Duke Health, AbbVie, and Ferrellgas, delivering creative, industry-agnostic talent solutions when the stakes are high. Known for his ability to thrive under pressure, Jonathan is a trusted partner for clients who need fresh thinking and results.A former Division I tennis player and team captain at Boston College, he brings the same competitive edge, discipline, and drive to business. He now lives in Miami with his wife and two children, Stella and Asher, and serves on the Emerging Leaders Council of the International Tennis Hall of Fame.

OHNE AKTIEN WIRD SCHWER - Tägliche Börsen-News
“Aldi der Mexikaner - Tiendas 3B” - BYD startet Preiskampf, Thyssenkrupp & Fiserv

OHNE AKTIEN WIRD SCHWER - Tägliche Börsen-News

Play Episode Listen Later May 27, 2025 13:15


Hier geht's zur Warteliste für das Kinderdepot.  Hier erfahrt ihr, wie ihr euch die 25 € Prämie sichern könnt. BYD startet Preiskampf. Thyssenkrupp startet Holding. Fincantieri startet Unterwasser-Boom. Trump startet später. US-ETFs starten durch. Der Job bei Volvo endet für 3.000. Trump will 3 Milliarden für Kryptos. Fiserv (WKN: 881793) ist mehr Wert als PayPal. Clover ist Schuld. Das Aldi der Mexikaner = Tiendas 3B (WKN: A402VB). Diesen Podcast vom 27.05.2025, 3:00 Uhr stellt dir die Podstars GmbH (Noah Leidinger) zur Verfügung.

Revenue Builders
Taking Care of Yourself as a Leader with Tony Marino

Revenue Builders

Play Episode Listen Later May 25, 2025 8:27


In this short segment of the Revenue Builders Podcast, we revisit the discussion with Tony Marino, Senior Advisor at Fiserv and executive coach to high-performing leaders. The discussion dives deep into the non-negotiable role of physical and mental wellness in leadership. From billion-dollar responsibilities to 30,000-person teams, Marino explains why sustaining peak performance demands the same discipline as elite athletes. Whether you're leading a company, a team, or just striving to stay on top of your game, this episode will challenge your excuses and inspire a new mindset.KEY TAKEAWAYS[00:00:48] Big Leadership = Big Stress Leaders often oversee billions in revenue or tens of thousands of people—making personal wellness crucial.[00:01:32] Corporate Athletes are the New Standard Executive performance hinges on diet, sleep, exercise, and stress management[00:02:25] One or Two Hours a Day for You Marino's rule: If you're not carving out personal time daily, you're cheating yourself—and your team.[00:03:38] You Can't Lead Others If You're Off Balance When leaders neglect self-care, it shows up in decision-making, temperament, and team performance.[00:04:45] Success Requires Pattern RecognitionGreat leaders recognize the signs of burnout early and act fast to recalibrate.[00:05:34] "If I Just Had More Time" Is a TrapMost leaders don't lack knowledge—they lack deliberate time management.[00:06:23] Join the 6% ClubReferencing Michelle Rosen's book, Marino explains why only 6% stick with goals—and how to be one of them.[00:07:19] Discipline and Planning are EverythingPlan your day with intent. Success isn't about hustle; it's about preparation.QUOTES[00:01:58] “You need to be a corporate athlete if you're going to succeed in these big, tough jobs.”[00:02:25] “If you're not giving yourself one or two hours a day, you're cheating yourself.”[00:03:38] “You can't take care of your team if you can't take care of yourself.”[00:04:45] “The most successful people I've met know themselves really, really well.”[00:05:34] “The most common sentence I've heard from leaders is, ‘If I just had more time…'”[00:07:44] “The key is being deliberate and planful. That's how you become part of the 6% club.”Listen to the full conversation through the link below.https://revenue-builders.simplecast.com/episodes/embracing-the-work-of-resilient-leadership-with-tony-marinoEnjoying the podcast? Sign up to receive new episodes straight to your inbox:https://hubs.li/Q02R10xN0Check out John McMahon's book here:Amazon Link: https://a.co/d/1K7DDC4Check out Force Management's Ascender platform here: https://my.ascender.co/Ascender/

Market Pulse
How Small Businesses and Consumers are Responding to Economic Uncertainty

Market Pulse

Play Episode Listen Later May 22, 2025 34:33


In this Small Business Month edition, experts from Fiserv and Equifax unpack how small businesses and consumers are responding to ongoing economic uncertainty. Darryl Tyndorf, Director of Economic and Analytical Insights at Fiserv; Mike Spriggs, Head of Consumer Insights at Fiserv; and David Adams, Head of Commercial Product Marketing at Equifax dig into a range of topics, from shifting spending patterns and tariff impacts to the rise of side hustles and cautious optimism.Resources:CreditForecast.com is a joint venture between Equifax and Moody's Analytics. Get actionable consumer credit, economic and demographic data, forecasts, and analysis.Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions.Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com

The Simmer
Krystle Mobayeni, Head of Restaurants, Fiserv

The Simmer

Play Episode Listen Later May 21, 2025 42:26


Fiserv recently unveiled a new point of sale system designed to serve “upper market restaurants,” or restaurants that do more than $1 million in processing volume annually, according to Fiserv head of restaurants, Krystle Mobayeni. Krystle, also the co-founder and CEO of BentoBox, a restaurant technology company acquired by Fiserv in 2021, joins The Simmer to talk reservations, point of sale systems, and what Fiserv's brand new POS, dubbed Clover Hospitality, offers restaurants. 

NETWORK MARKETING MADE SIMPLE
How To Run A Successful Brick and Mortar Business in 2025

NETWORK MARKETING MADE SIMPLE

Play Episode Listen Later May 8, 2025 39:28


Terresa Zimmerman is an entrepreneur, author, advisor, and mentor to business owners. Terresa traveled the world for decades working on business and brand strategy challenges with the world's largest organizations, cross-industry, rooted in B2B, including Fiserv, QUALCOMM, NVIDIA, Brocade, Gerdau, Teck, Medtronic, and more. We can only guess how that led her to become the only female founder of a men's underwear brand, Wood Underwear®. With Wood, she quickly discovered her love for Main Street and all the small businesses that fuel our communities and neighborhoods. She is a 3X award-winning author of the best-selling Oh, Lords! She is an investor and co-founder of an enterprise software company and has been recognized for her advocacy of women founders and aspiring entrepreneurs.Terresa is forever training for another big run and trying to improve her golf game. She and husband, David, live in North Carolina, with Aussies, Whizkey, and Tequila. You can find Terresa on LinkedIn.Connect with Terresa here:https://www.linkedin.com/in/terresachristensonzimmerman/www.woodunderwearwoodunderwear.com and mainstreetmatters.coClick below to download our free template for 3 high-impact posts for LinkedIn:https://www.thetimetogrow.com/ecsposttemplates

Revenue Builders
Embracing the Work of Resilient Leadership with Tony Marino

Revenue Builders

Play Episode Listen Later May 8, 2025 67:33


In this episode of the Revenue Builders Podcast, hosts John McMahon and John Kaplan are joined by Tony Marino, a senior advisor and executive coach with a storied career as CHRO for major global companies like Fiserv. The discussion revolves around the critical aspects of corporate leadership, the parallels between athletics and business, and the importance of maintaining physical and mental well-being for optimal performance. Marino introduces the concept of 'five-tool players' in a corporate context, emphasizing the need for well-rounded leaders proficient in six key areas: financial and business acumen, client focus, people and team leadership, risk and controls, operational excellence, and innovation. The episode also covers practical strategies for establishing priorities, key lessons from transformative sales effectiveness initiatives, and the impact of habits and routines on leadership success.ADDITIONAL RESOURCESLearn more about Anthony Marino:https://www.linkedin.com/in/anthony-s-marino-94a6476/Read Force Management's Guide to Embedding AI In Your B2B Sales Organization: https://hubs.li/Q03ldrzD0Download the CRO Strategy Checklist: https://hubs.li/Q03f8LmX0Enjoying the podcast? Sign up to receive new episodes straight to your inbox: https://hubs.li/Q02R10xHERE ARE SOME KEY SECTIONS TO CHECK OUT[00:01:59] Corporate Athlete: Balancing Leadership and Well-being[00:04:13] Transferable Lessons from Athletics to Business[00:06:31] The Importance of Physical and Mental Health for Leaders[00:09:56] Setting and Achieving Goals: The 6% Club[00:12:34] Prioritizing and Managing Time Effectively[00:28:11] Real-life Examples and Practical Advice[00:33:54] The Importance of Operating Rhythm in Corporations[00:35:43] Predictable Management Routines for Leaders[00:38:18] Understanding the Concept of Five Tool Players[00:40:17] Six Key Traits of Successful Leaders[00:47:49] The Role of Feedback and Coachability[00:51:07] Identifying Team Archetypes[00:59:36] The Impact of Sales Effectiveness on Company SuccessHIGHLIGHT QUOTES"The greatest leaders are well-rounded, like five tool players.""If you don't take care of yourself, you lose perspective.""The best leaders I've ever met are self-aware.""Every leader should evaluate all the activities on their desk regularly to ensure they are adding value.""Sales productivity should be the number one metric for any company."

Mr. Open Banking
Live @ Money 20/20, Oct 2024 - The U.S. Cores

Mr. Open Banking

Play Episode Listen Later May 2, 2025 42:23


In the final episode recorded live from Money 20/20 in Las Vegas, Nevada, Eyal sits down with leaders from the the three major U.S. core banking providers: Hashim Toussaint, General Manager of Digital & Open Banking at FIS; Chad Killingsworth, Head of Engineering at Jack Henry; and Sunil Sachdev, SVP, Head of Embedded Finance at Fiserv. Among them, these three providers serve not dozens or even hundreds of banks, but thousands, as they enable the long tail of a richly diverse and populous American banking ecosystem. Given their reach, for open banking to succeed in the U.S. the cores will have to embrace it, and throughout this discussion our guests break down exactly how their firms intend to do so. The conversation covers the latest regulatory developments, including the new compliance timeline, the exclusion of smaller banks from regulatory requirements, and how the U.S. cores are ultimately being driven by the real demands of digitally-savvy consumers more than by regulatory mandates. Specifically they discuss:The role of core banking providersThe CFPB rule and compliance timelines Security frameworks and API strategies Smaller banks' exclusion from regulationThe choice to build vs. buy vs. partner

Pete Mundo - KCMO Talk Radio 103.7FM 710AM
Dave Trabert, Kansas Policy Institute On Fiserv Coming to Overland Park | 4-22-25

Pete Mundo - KCMO Talk Radio 103.7FM 710AM

Play Episode Listen Later Apr 22, 2025 8:44


Dave Trabert, Kansas Policy Institute On Fiserv Coming to Overland Park | 4-22-25See omnystudio.com/listener for privacy information.

The Ryan Kelley Morning After
TMA (1-21-25) Hour 3 - Solemn in the Vestibule of Fiserv Foum

The Ryan Kelley Morning After

Play Episode Listen Later Jan 21, 2025 46:57


(00:00-15:56) Ed Hermann joins us in studio. Doug's worried his computer is spying on him again. CC Sabathia in the HoF. Audio of Bill Dewitt at Winter Warm Up talking about payroll. Owners trying to win, not make money. Reinvesting back into the teams. Ed's got some shares of the Atlanta Braves. The power structure of the NL Central. (16:05-33:23) TV Voice of the Blues, John Kelly joins us. JK missing Vegas already. Eight way chops. Blues get out of Vegas with a big win in OT. Coaches sending messages to players. The Vegas Game Day experience. Martin looking like Wilson from Home Improvement. Rodney Dangerfield. Lou Holtz. (33:33-46:48) Jackson's airing of grievances. His sleeping arrangements for his trip. He's not happy with the Marquette fans reaction to the home loss. So many inaccuracies. A floatation cummerbund. Seeds of a take not quite ready to blossom. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Ryan Kelley Morning After
TMA (1-21-25) Hour 3 - Solemn in the Vestibule of Fiserv Foum

The Ryan Kelley Morning After

Play Episode Listen Later Jan 21, 2025 51:27


(00:00-15:56) Ed Hermann joins us in studio. Doug's worried his computer is spying on him again. CC Sabathia in the HoF. Audio of Bill Dewitt at Winter Warm Up talking about payroll. Owners trying to win, not make money. Reinvesting back into the teams. Ed's got some shares of the Atlanta Braves. The power structure of the NL Central. (16:05-33:23) TV Voice of the Blues, John Kelly joins us. JK missing Vegas already. Eight way chops. Blues get out of Vegas with a big win in OT. Coaches sending messages to players. The Vegas Game Day experience. Martin looking like Wilson from Home Improvement. Rodney Dangerfield. Lou Holtz. (33:33-46:48) Jackson's airing of grievances. His sleeping arrangements for his trip. He's not happy with the Marquette fans reaction to the home loss. So many inaccuracies. A floatation cummerbund. Seeds of a take not quite ready to blossom. Learn more about your ad choices. Visit podcastchoices.com/adchoices