Podcasts about Fiserv

Jessica Inskip is nervous of a "euphoric" market trading near all-time highs but remains bullish on the "efficiency boom" of companies applying A.I. to everyday uses. On her Big 3, Jessica is watching Coinbase (COIN) as a play in stablecoin adoption, Fiserv's (FI) long-term role in crypto applications for banks, and Nvidia's (NVDA) continuing A.I. dominance. Rick Ducat highlights the bearish and bullish trends he sees in the charts.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-...Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-...Watch on Sling - https://watch.sling.com/1/asset/19192...Watch on Vizio - https://www.vizio.com/en/watchfreeplu...Watch on DistroTV - https://www.distro.tv/live/schwab-net...Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Glen speaks with the CU De Novo Collective's Denise Wymore about the grassroots groundswell of interest in starting new credit unions, overcoming the challenges of progressing from concept to market, and why a voice for CU creation is needed to counter a one-way trend. Also- Fiserv's stablecoin play, The FTA's attempt to preserve open banking, and how AI regulation became a budget issue.                Links related to this episode:   The CU De Novo Collective: https://www.cudenovocollective.org/    The University of North Carolina's student-led credit union initiative: https://www.dailytarheel.com/article/2025/06/university-student-credit-union  George Washington University's initiative: https://gwucui.com/  America's Credit Union Museum: https://www.acumuseum.org/ (check the Herstory exhibit) Finovate's take on Fiserv launching a “bank-friendly stablecoin”: https://finovate.com/fiserv-launches-stablecoin-for-banks/  The Bank Policy Institute/Fintech Association Open Banking standoff: https://thecudaily.com/fintechs-tell-court-banks-want-to-thwart-open-banking-to-stop-competition/    Join us for our next CU Town Hall- Wednesday July 9 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. For this session we'll be focusing on youth banking and how CUs can appeal to the next generation of members. The CU Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/   Join us on Bluesky!  @bigfintech.bsky.social;  @154advisors.bsky.social (Glen); @jbfintech.bsky.social (John) And connect on LinkedIn for insights like the Friday Fintech Five: https://www.linkedin.com/company/best-innovation-group/  https://www.linkedin.com/in/jbfintech/ https://www.linkedin.com/in/glensarvady/

In this episode of The Claw, Eric Holtzclaw sits down with Poonam Nath, Executive Leader of Product Operations at Fiserv, to explore how product operations drive customer success, accelerate revenue, and reduce friction in a complex fintech landscape. Poonam shares her journey from finance to product strategy, explains the importance of cross-functional collaboration, and unpacks why bundled pricing, onboarding speed, and client experience are key differentiators in today's payments market. If you're navigating product development, go-to-market strategy, or global fintech expansion, this conversation delivers clear insights from a leader who's done it all. To connect with Poonam, click here: https://www.linkedin.com/in/poonam-nath-l/ To connect with Eric, click here: https://www.linkedin.com/in/eholtzclaw/ To subscribe to our YouTube channel, click here: https://www.youtube.com/channel/UCbiiVRIqMa2mDOLD34GfyFg

Watch Out For This Chinese Stock Scam! Yes, there's another scam out there trying to part you from your hard-earned money. This has happened many times in recent years and it's occurred in very small Chinese stocks that are vulnerable to manipulation. For some reason some US investors see these and think they've hit it big. US regulators try their best, but typically cannot get access to information in China to go after these people. They're so good they trick people who should know better like businesspeople and even a university professor lost $80,000 in the scam. Their advertisements show up on social media or in messages on WhatsApp and they contain investment advice that looks very convincing with the alure of big, quick returns. They trick investors into thinking that this company is on the verge of something very big and they show that there are already short-term gains, which are engineered by the scammers through manipulative trading. The hucksters come from Malaysia, Taiwan and other places around the world. Some have been so bold that for some investors who lost money, they come back with a second better offer to make up losses on the first investment. Obviously, these people have no shame and the only thing I can recommend is to stay away from small Chinese stocks, especially if you see them advertised on social media. Remember the old saying if it sounds too good to be true, it probably is.   Is The Current 401K System Out of Date? The current 401(k) system was first established 42 years ago in 1978 when the use of normal pension plans was in place and when people still worked for a single employer for most of their career. This change in 1978 was beneficial to both the employees and employers, because it gave employees control over their retirement plan and reduced the long-term financial risk for many companies with underfunded pension plans that caused multiple problems form companies during the 2008 financial crisis. Today, times have changed and employees might experience over their 40 years plus work career different jobs that may include side gigs, the launch of a business or two and potentially a change in their job that could take place as much as 12 times over their career. The benefit for employees of the 401(k) is it gives people the ability to control their retirement. If they do leave an employer, they can take their retirement with them and invest it as they see best. The problem of today with changing jobs so many times is unfortunately these employees decide to take and use the money, even though the penalties and taxes due are sometimes as high as 50%. In my opinion, there is not one good reason why you should be taking your retirement money early as you'll pay for it many times over if you reach retirement with little or no retirement funds. Believe me, it is hard being older, but it is devastating to be older with no retirement funds. It has been estimated that frequent job changes over a career can cost as much as $300,000 in retirement savings. I like the new system that has made auto enrollment the default for employees starting a new job, but there is talk that they also want to require when a worker leaves an employer that their 401(k) automatically follows them to the new job and it should contain the same contribution rates as well. I think this is a terrible idea as it could get employees that are changing jobs locked into a terrible new 401(k). It could perhaps be additional administrative work for the new employer who already has enough to take care of when you include all the regulations, they have along with health insurance and current retirement plan administration. Being an employer myself one would not believe how much employers have to do already.    The Unknown Risk of the S&P 500 Many people love investing in the S&P 500 because the recent performance has been very strong. We have talked in the past about the over concentration of technology in the index, but I was shocked to learn that 71% or roughly 351 companies in the index report either non-GAAP income or non-GAAP earnings-per-share. This is dangerous for investors because you're not comparing apples to apples and 89% of those 351 companies that made adjustments had results that appeared better. Wall Street has forced companies to continue to report higher and higher earnings each year and sometimes each quarter or else the stock gets pulverized. Non GAAP numbers were supposed to be allowed to explain extenuating or extraordinary circumstances like a factory fire or a sale of a division, but companies have abused the rule and exclude items like stock based compensation, amortization of intangible assets and currency fluctuations. The one that bugs me the most is restructuring charges that occur every year. For example, Oracle has had a restructuring charge for the past five years. Unfortunately, the SEC is absent on enforcing the rules and non-GAAP earnings have just about become the standard. The problem for investors is with no standard, you cannot compare true earnings of a company. If you have been investing as long as I have, you'll remember the last time the abuse of non-GAAP earnings was during the tech boom and bust. Some people say we are too conservative with our investing and we are missing out on some big gains, but I do believe fundamental investing and understanding the true numbers of a company is far safer and it should produce better returns in the long run.     Financial Planning: What is the Net Investment Income Tax? The Net Investment Income Tax (NIIT) is a 3.8% federal surtax that began in 2013 under the Affordable Care Act, targeting high-income individuals. It applies to any net investment income that exceeds a single taxpayer's modified adjusted gross income (MAGI) of $200,000 or $250,000 for married couples filing jointly. Crucially, these thresholds are not indexed for inflation, so while they may have seemed high in 2013, today they would equal roughly $270,000 and $337,500 in 2025 had they been indexed for inflation, meaning more taxpayers are caught by the tax over time. Net investment income includes interest, dividends, capital gains, rental income, passive business income, and the earnings portion of non-qualified annuity distributions. While non-investment income sources such as wages, IRA withdrawals or conversions, and active business profits aren't directly subject to NIIT, realizing large amounts of those sources can push your MAGI above the threshold, thereby exposing your investment income to this additional tax.  Also keep in mind, most investment income is still taxed as ordinary income as well. Only long-term capital gains and qualified dividends receive the lower capital gain tax treatment, but all investment income may trigger the NIIT if income exceeds the thresholds.   Companies Discussed: Fiserv, Inc. (FI), Pinterest, Inc. (PINS), Duke Energy Corporation (DUK) & General Mills, Inc. (GIS)

Matt and Nic are back for another week of news and deals. In this episode:  Golden age of prediction markets NYC mayor's election What's happening with Canton? The FHFA says crypto can be a qualifying asset for mortages Our thoughts on the market structure bill The significance of the Fiserv stablecoin pilot $500m public access vehicle for BNB The Fed drops reputational risk in bank supervision EO for debanking is rumored Kraken HQ is moving to Wyoming Texas buys Bitcoin Will banking hours be obsolete? 

Tune in to this episode of the Security Token Show where this week Herwig Konings and Kyle Sonlin cover the industry leading headlines and market movements, including Grove's $1B allocation, Digital Asset's $135M raise, tokenized stocks and more RWA news!   Company of the Week - Herwig: Dinari Company of the Week - Kyle: Davis Commodities   Companies covered include Grove, Janus Henderson, Anemoy, Centrifuge, Republic, SpaceX, Dinari, Upexi, Superstate, Digital Asset, Canton Network, DRW, Tradeweb, FalconX, Lynq Network, Wormhole, Ripple, Nasdaq, QCP, Davis Commodities, Plume, Blocksense, Jarsy, Baillie Gifford, Archax, BlackRock, Ethena, Securitize, KfW, SDX, MTCM Securitization Architects, Tokeny, Matrixdock, SPiCE VC, Clearpool, Fiserv, Solana, Mastercard, Paxos, PayPal, Particula, Agora, and EFAMA ==== TokenizeThis 2025 Conference Review: https://docsend.com/v/k8bn7/tt25  STM Predicts $30-50T in RWAs by 2030: https://docsend.com/view/7jx2nsjq6dsun2b9    More STM.co Reports: https://reports.stm.co/  Join the RWA Foundation and Read the Whitepaper: RWAF.xyz  Learn More About WALLY DAO: WallyDAO.xyz  ==== ⏰ TABLE OF CONTENTS ⏰ 0:00 Introduction 0:16 Welcome 1:56 Market Movements 18:00 RWA Foundation Updates 20:18 Token Debrief 40:14 Companies of The Week  

En este episodio cubrimos los eventos más relevantes antes de la apertura del mercado: • Wall Street sube pese a tensiones en Medio Oriente: Futuros en verde: $SPX +0.8%, $US100 +1.2%, $INDU +0.8%. Los rendimientos del Treasury caen levemente. Israel acusó una violación del alto al fuego y amenaza con represalias, mientras Irán niega nuevos ataques. El permiso para civiles de abandonar refugios en Israel trajo algo de alivio. Hoy se publican datos de precios de vivienda, confianza del consumidor y testifica Powell en el Congreso. • IBM despliega sistema cuántico avanzado en Japón: $IBM y el laboratorio RIKEN inauguraron el primer IBM Quantum System Two fuera de EE.UU., ubicado en Kobe. El sistema utiliza el procesador Quantum Heron de 156 cúbits, el más avanzado de la compañía. Apoyado por NEDO, el proyecto busca combinar supercomputación y computación cuántica en la era post-5G. • Novo Nordisk lanza Wegovy en India: $NVO presentó oficialmente su medicamento para pérdida de peso en el mercado indio. Wegovy se venderá en cinco dosis, con un costo mensual entre $50 y $312. La competencia con $LLY se intensifica tras el lanzamiento de Mounjaro en el país. $NVO +1.95% premarket. • Mastercard y Fiserv integran stablecoin FIUSD: $MA fortalece su alianza con $FI al integrar la stablecoin FIUSD en su red global. La plataforma digital de Fiserv se lanzará en 2025 y busca facilitar soluciones para bancos y adquirentes. $FI +6% premarket tras el anuncio. Una jornada con atención en geopolítica, avances tecnológicos y nuevos frentes en salud y pagos digitales. ¡No te lo pierdas!

FICO turns to BNPL data and Fiserv embraces a new stablecoin. Andy Cross, Jason Hall, and Matt Frankel discuss: - FICO to include BNPL data - The importance of Tesla's robotaxi - Tesla's advantages and challenges in self-driving - Fiserv launches its own stablecoin Companies discussed: FICO, TSLA, GOOGL, UBER, FI, PYPL, CRCL, SHOP Host: Andy Cross Guests: Jason Hall, Matt Frankel Engineer: Dan Boyd Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, "TMF") do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we build with Jonathan Raude. I have known Jonathan for the last 10 years and witnessed his journey from new hire to founder. From single man to a father of two. From tennis player to tennis leader. I'm thrilled and honored to have Jonathan on to share his story!We discuss so many things including how Jonathan founded his company, how he finds talent in this new world, how being the son of immigrants influenced him and even how to find the best pizza in New York City and Miami. Jonathan Raude is the Co-Founder of Resourceful Talent Group, where he helps companies scale through high-impact hiring and global software outsourcing. An active voice on topics like global software outsourcing and modern hiring practices, Jonathan began his career at IBM as an Account Executive, managing Fortune 500 clients like American Express, Goldman Sachs, and Fiserv. Today, he leads a team that supports organizations such as CDW, Duke Health, AbbVie, and Ferrellgas, delivering creative, industry-agnostic talent solutions when the stakes are high. Known for his ability to thrive under pressure, Jonathan is a trusted partner for clients who need fresh thinking and results.A former Division I tennis player and team captain at Boston College, he brings the same competitive edge, discipline, and drive to business. He now lives in Miami with his wife and two children, Stella and Asher, and serves on the Emerging Leaders Council of the International Tennis Hall of Fame.

Wat krijg je als je fusies, fintech, TikTok en een vleugje plastic bij elkaar gooit? Juist: een bomvolle Money2020 in Amsterdam. De Nieuwe Knikkers gaan de beursvloer op, spreken met de kopstukken uit de industrie en nemen hun microfoon mee.In deze aflevering hoor je: – Michiel Bijleveld en John Kolthof (CCV/Fiserv) over hun vers gesloten huwelijk met Fiserv – en waarom het echte werk nu pas begint – Matt Williamson (Endava) over waarom TikTok en agentic commerce straks bepalend zijn voor hoe we betalen – Olivier Guiot (G+D) laat zien waarom die ‘ouderwetse' betaalkaart nog lang niet is uitgespeeld – Annerie Vreugdenhil (ABN AMRO) onthult hoe ze het met Buut een tikkie anders hebben gedaan En natuurlijk delen we ook opvallende quotes van ECB, Wero en Adobe uit het drukbezochte panel over consumentenadoptie. En ze introduceren een nieuw podcast onderdeel: de grabbelton! Dus luister snel en het is net alsof je erbij bent geweest :-)-----------------------------Deze aflevering is mede-mogelijk gemaakt door Endava, software engineering for a digital age.

Wed, 04 Jun 2025 07:00:00 +0000 https://bxtv.podigee.io/432-new-episode 0b4183747066a356801362f0a21174c0 3 neue Aktien

Hier geht's zur Warteliste für das Kinderdepot.  Hier erfahrt ihr, wie ihr euch die 25 € Prämie sichern könnt. BYD startet Preiskampf. Thyssenkrupp startet Holding. Fincantieri startet Unterwasser-Boom. Trump startet später. US-ETFs starten durch. Der Job bei Volvo endet für 3.000. Trump will 3 Milliarden für Kryptos. Fiserv (WKN: 881793) ist mehr Wert als PayPal. Clover ist Schuld. Das Aldi der Mexikaner = Tiendas 3B (WKN: A402VB). Diesen Podcast vom 27.05.2025, 3:00 Uhr stellt dir die Podstars GmbH (Noah Leidinger) zur Verfügung.

In this short segment of the Revenue Builders Podcast, we revisit the discussion with Tony Marino, Senior Advisor at Fiserv and executive coach to high-performing leaders. The discussion dives deep into the non-negotiable role of physical and mental wellness in leadership. From billion-dollar responsibilities to 30,000-person teams, Marino explains why sustaining peak performance demands the same discipline as elite athletes. Whether you're leading a company, a team, or just striving to stay on top of your game, this episode will challenge your excuses and inspire a new mindset.KEY TAKEAWAYS[00:00:48] Big Leadership = Big Stress Leaders often oversee billions in revenue or tens of thousands of people—making personal wellness crucial.[00:01:32] Corporate Athletes are the New Standard Executive performance hinges on diet, sleep, exercise, and stress management[00:02:25] One or Two Hours a Day for You Marino's rule: If you're not carving out personal time daily, you're cheating yourself—and your team.[00:03:38] You Can't Lead Others If You're Off Balance When leaders neglect self-care, it shows up in decision-making, temperament, and team performance.[00:04:45] Success Requires Pattern RecognitionGreat leaders recognize the signs of burnout early and act fast to recalibrate.[00:05:34] "If I Just Had More Time" Is a TrapMost leaders don't lack knowledge—they lack deliberate time management.[00:06:23] Join the 6% ClubReferencing Michelle Rosen's book, Marino explains why only 6% stick with goals—and how to be one of them.[00:07:19] Discipline and Planning are EverythingPlan your day with intent. Success isn't about hustle; it's about preparation.QUOTES[00:01:58] “You need to be a corporate athlete if you're going to succeed in these big, tough jobs.”[00:02:25] “If you're not giving yourself one or two hours a day, you're cheating yourself.”[00:03:38] “You can't take care of your team if you can't take care of yourself.”[00:04:45] “The most successful people I've met know themselves really, really well.”[00:05:34] “The most common sentence I've heard from leaders is, ‘If I just had more time…'”[00:07:44] “The key is being deliberate and planful. That's how you become part of the 6% club.”Listen to the full conversation through the link below.https://revenue-builders.simplecast.com/episodes/embracing-the-work-of-resilient-leadership-with-tony-marinoEnjoying the podcast? Sign up to receive new episodes straight to your inbox:https://hubs.li/Q02R10xN0Check out John McMahon's book here:Amazon Link: https://a.co/d/1K7DDC4Check out Force Management's Ascender platform here: https://my.ascender.co/Ascender/

In this Small Business Month edition, experts from Fiserv and Equifax unpack how small businesses and consumers are responding to ongoing economic uncertainty. Darryl Tyndorf, Director of Economic and Analytical Insights at Fiserv; Mike Spriggs, Head of Consumer Insights at Fiserv; and David Adams, Head of Commercial Product Marketing at Equifax dig into a range of topics, from shifting spending patterns and tariff impacts to the rise of side hustles and cautious optimism.Resources:CreditForecast.com is a joint venture between Equifax and Moody's Analytics. Get actionable consumer credit, economic and demographic data, forecasts, and analysis.Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions.Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com

Fiserv recently unveiled a new point of sale system designed to serve “upper market restaurants,” or restaurants that do more than $1 million in processing volume annually, according to Fiserv head of restaurants, Krystle Mobayeni. Krystle, also the co-founder and CEO of BentoBox, a restaurant technology company acquired by Fiserv in 2021, joins The Simmer to talk reservations, point of sale systems, and what Fiserv's brand new POS, dubbed Clover Hospitality, offers restaurants. 

Terresa Zimmerman is an entrepreneur, author, advisor, and mentor to business owners. Terresa traveled the world for decades working on business and brand strategy challenges with the world's largest organizations, cross-industry, rooted in B2B, including Fiserv, QUALCOMM, NVIDIA, Brocade, Gerdau, Teck, Medtronic, and more. We can only guess how that led her to become the only female founder of a men's underwear brand, Wood Underwear®. With Wood, she quickly discovered her love for Main Street and all the small businesses that fuel our communities and neighborhoods. She is a 3X award-winning author of the best-selling Oh, Lords! She is an investor and co-founder of an enterprise software company and has been recognized for her advocacy of women founders and aspiring entrepreneurs.Terresa is forever training for another big run and trying to improve her golf game. She and husband, David, live in North Carolina, with Aussies, Whizkey, and Tequila. You can find Terresa on LinkedIn.Connect with Terresa here:https://www.linkedin.com/in/terresachristensonzimmerman/www.woodunderwearwoodunderwear.com and mainstreetmatters.coClick below to download our free template for 3 high-impact posts for LinkedIn:https://www.thetimetogrow.com/ecsposttemplates

In this episode of the Revenue Builders Podcast, hosts John McMahon and John Kaplan are joined by Tony Marino, a senior advisor and executive coach with a storied career as CHRO for major global companies like Fiserv. The discussion revolves around the critical aspects of corporate leadership, the parallels between athletics and business, and the importance of maintaining physical and mental well-being for optimal performance. Marino introduces the concept of 'five-tool players' in a corporate context, emphasizing the need for well-rounded leaders proficient in six key areas: financial and business acumen, client focus, people and team leadership, risk and controls, operational excellence, and innovation. The episode also covers practical strategies for establishing priorities, key lessons from transformative sales effectiveness initiatives, and the impact of habits and routines on leadership success.ADDITIONAL RESOURCESLearn more about Anthony Marino:https://www.linkedin.com/in/anthony-s-marino-94a6476/Read Force Management's Guide to Embedding AI In Your B2B Sales Organization: https://hubs.li/Q03ldrzD0Download the CRO Strategy Checklist: https://hubs.li/Q03f8LmX0Enjoying the podcast? Sign up to receive new episodes straight to your inbox: https://hubs.li/Q02R10xHERE ARE SOME KEY SECTIONS TO CHECK OUT[00:01:59] Corporate Athlete: Balancing Leadership and Well-being[00:04:13] Transferable Lessons from Athletics to Business[00:06:31] The Importance of Physical and Mental Health for Leaders[00:09:56] Setting and Achieving Goals: The 6% Club[00:12:34] Prioritizing and Managing Time Effectively[00:28:11] Real-life Examples and Practical Advice[00:33:54] The Importance of Operating Rhythm in Corporations[00:35:43] Predictable Management Routines for Leaders[00:38:18] Understanding the Concept of Five Tool Players[00:40:17] Six Key Traits of Successful Leaders[00:47:49] The Role of Feedback and Coachability[00:51:07] Identifying Team Archetypes[00:59:36] The Impact of Sales Effectiveness on Company SuccessHIGHLIGHT QUOTES"The greatest leaders are well-rounded, like five tool players.""If you don't take care of yourself, you lose perspective.""The best leaders I've ever met are self-aware.""Every leader should evaluate all the activities on their desk regularly to ensure they are adding value.""Sales productivity should be the number one metric for any company."

Welcome back to Fintech Takes. I'm Alex Johnson, joined by Jason Mikula, and we are once again unable to resist the siren call of Bass Island. Tour we must. First up on BaaS Island, Increase is trying to buy a tiny Washington state bank to build the BaaS Warp Core of the future: tight tech + charter in one stack. We explore what this means for infrastructure players trying to outgrow their middleware roots. Next, California drops a consent order on Hatch Bank…without the FDIC. Are states taking the lead on BaaS enforcement, or is this just D.C. chaos fallout? Meanwhile, the cracks keep spreading. We tour banks that bet on building their own stacks and lost—just as Fiserv quietly deepens its reach into embedded finance via Thread Bank and its Finxact core. Is BaaS headed toward a two-lane future: tech-forward banks vs. core providers? Then it's time for a Vegas flashback: Ryan Breslow's latest Bolt reboot is here. The payments super app now offers crypto, debit rewards, peer-to-peer payments, ecomm tracking (and a sweet Spotify playlist). We're getting serious Echo déjà vu. Do we need this?  And finally, the weirdest fintech lawsuit yet: TomoCredit doctored blog posts to claim a trademark on “cash score”, a term Prism (a Petal spinout) was actually applying for. Prism caught them. Tomo admitted it. It's part fraud, part farce, and a reminder that fintech grift is alive and well.. Rants, recaps, and a little righteous fury…just how we like it! Newline™ by Fifth Third is an innovative, API-first platform that enables fintechs to launch embedded payment, card and deposit solutions directly with Fifth Third Bank. Visit ⁠Newline53.com⁠ to see how Newline can elevate your business. The world needs MoR. With ⁠Paddle⁠ as your Merchant of Record (MoR), the global growth is yours. The risk, compliance and accountability are ours. Simple. Paddle offers all the benefits of an enterprise-grade billing system but with MoR flexibility, MoR control, and MoR focus on your core product. Visit ⁠paddle.com⁠ to learn more. Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/  And for more exclusive insider content, don't forget to check out my YouTube page. Follow Jason: Newsletter: https://fintechbusinessweekly.substack.com/ LinkedIn: https://www.linkedin.com/in/jasonmikula/   Follow Alex:  YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson Twitter: https://www.twitter.com/AlexH_Johnson

In the final episode recorded live from Money 20/20 in Las Vegas, Nevada, Eyal sits down with leaders from the the three major U.S. core banking providers: Hashim Toussaint, General Manager of Digital & Open Banking at FIS; Chad Killingsworth, Head of Engineering at Jack Henry; and Sunil Sachdev, SVP, Head of Embedded Finance at Fiserv. Among them, these three providers serve not dozens or even hundreds of banks, but thousands, as they enable the long tail of a richly diverse and populous American banking ecosystem. Given their reach, for open banking to succeed in the U.S. the cores will have to embrace it, and throughout this discussion our guests break down exactly how their firms intend to do so. The conversation covers the latest regulatory developments, including the new compliance timeline, the exclusion of smaller banks from regulatory requirements, and how the U.S. cores are ultimately being driven by the real demands of digitally-savvy consumers more than by regulatory mandates. Specifically they discuss:The role of core banking providersThe CFPB rule and compliance timelines Security frameworks and API strategies Smaller banks' exclusion from regulationThe choice to build vs. buy vs. partner

Nick Haines, Lisa Rodriguez, Charlie Keegan, Jonathan Shorman and Brian Ellison discuss Fortune 500 company Fiserv relocating to Overland Park, the ongoing chaos in Jackson County, the first 100 days of the Trump administration including a push to cut funding for road diets, the day in court for local Tesla arsonist, Gov. Mike Kehoe's first 100 days, Prairie Village's city hall plan and more.

Dave Trabert, Kansas Policy Institute On Fiserv Coming to Overland Park | 4-22-25See omnystudio.com/listener for privacy information.

Frank Bisignano is a real American Dream come True. The old American Dream. When a poor boy from the mean streets of Brooklyn can grow up to be a financial wizard on Wall Street. And Become a Billionaire. Frank Bisignano seems like a Nice billionaire, not at all like Trump's Mean Billionaires. The powerful CEO of Fiserv was grilled on Capitol Hill on Tuesday during his Confirmation Hearing. Donald Trump has nominated Bisignano to be Social Security Commissioner. Why would a man who makes almost $5 million a year want this thankless Job? During his opening statement today, he tried to answer that question. He spoke about his grandparents, who were immigrants, and his father, a federal worker who served in World War II. His dad's work ethic. Frank Bisignano is a man who respects Federal Workers. A Billionaire who wants to give back. And possibly SAVE Social Security. After studying his resume, he might be capable of doing it. IF HE CAN SURVIVE THE POLITICS.

Alissa Coram and Ed Carson analyze Tuesday's market action and discuss key stocks to watch on Stock Market Today.

Transformational Leadership: Insights from Christopher JusticeIn this episode of Bridges to Excellence, host Desmond Nicholson converses with Christopher Justice, a seasoned CEO with a track record of transforming businesses in the fintech sector. They discuss the nuances of leadership, scaling companies, and strategic decision-making, with a focus on Chris's extensive experience including his tenure at Global Payments, Fiserv, and Pavilion Payments. Chris shares his insights on overcoming challenges during a complex business carve-out and the importance of mentorship in his career. The episode also features perspectives on leadership styles, work-life integration, and the role of CEO Coaching International in helping executives grow and succeed.00:00 Introduction to Bridges to Excellence01:10 Meet Christopher Justice: A Six-Time CEO06:38 Chris's Career Journey in Payments10:14 Joining CEO Coaching International12:20 Challenges and Strategies for CEOs20:03 The Pavilion Payments Carve-Out28:51 Personal Insights and Mentorship32:31 Lightning Round and Final ThoughtsContact Information:email: chrisjustice@ceocoaching.comBook an Appointment:https://ceocoachinginternational.com/coach/christopher-justice/

Our regular and long time listeners know that we dedicate the month of March every year for our special women guests.Welcome to the first special episode for March, 2025.In this episode, I am in conversation with Vidya Kabra, a Global Tech and QA leader with over 30 years of experience in the global IT industry.She talks about:  - Overcoming challenges from a traditional Marwadi family to pursue education and career.  - Early struggles with a startup due to lack of job opportunities in Maharashtra.  - Transition to corporate roles in Bangalore.  - Rapid growth from project management to leading quality for Toshiba worldwide.  - Challenges of managing family expectations and career aspirations.  - Importance of discipline, meditation, and effective time management.  - Utilizing domestic help and prioritizing quality time with children.  - Tips for women to communicate their career goals to family.  - Encouragement for women to pursue leadership and strategic roles in IT.  - Managing work from home vs. office dynamics.  - Creating a supportive home office environment.  - Leveraging work-from-home benefits for women in IT.  - How horizontal roles help in being more visible and enable Career Growth  - Encouragement for exploring various IT roles beyond development.  - Collaboration between developers and testers for improved quality.  - Career TipsVidya is a Global Tech and QA leader for around 30 years in IT industry driving Strategic Transformation at scale and Quality Automation for large Global Tech driven businesses at Wipro, Toshiba, Fiserv, HSBC, Intellect, Diebold Nixdorf. She thrived in new initiatives and reinvented herself multiple times - At Toshiba: Processes developed across functions. Looking at the simple and practical approach to process and management dashboards, she was given responsibility to lead Process management globally for Japan and Germany centers.  At Wipro: She led Global functions - 1) Process Simplification and audit Function with Lean and Agile techniques impacting 40 percent efforts saving 2) Engineering and Quality automation with 10X ROI globally for Wipro's 3000+ projects (2 patents filed on Quality engineering effectiveness). 3) Risk management function for 3 BUs.At Fiserv, Intellect Design Arena HSBC Core Banking , Diebold Nixdorf - Led Global Product and Process Quality Management, Audit & Delivery Excellence functions.All the functions and initiatives she led across above organizations resulted in sustainable quality in reduced efforts with happy and productive teams. Speed mentoring of teams for growth, Solution based practical approach to any problem and result oriented approach helped create high performing teams and functions.https://www.linkedin.com/in/vidyakabra/

The internet was abuzz on Wednesday with talk of a “DOGE dividend,” a direct payment to U.S. taxpayers funded by the Department of Government Efficiency's savings. Trump shared XRP-related content on social media, sparking speculation about his support for Ripple despite past tensions with its executives. The SEC, now under interim leadership, may settle its case against Ripple as Musk's DOGE department audits the regulator.~This episode is sponsored by Uphold~Uphold Get $20 in Bitcoin - Signup & Verify and trade at least $100 of any crypto within your first 30 days ➜ https://bit.ly/pbnuphold00:00 intro00:14 Sponsor: Uphold00:38 Blockchain Poll01:09 Trump Reads Government Waste02:09 DOGE Savings vs Cuts02:59 Goverment Spending Growing03:33 Social Security Fraud04:20 Trump on Social Security Savings05:17 Head of SS Resigns05:46 Fiserv Fixing Social Security06:51 Fiserv Crypto Connection07:14 Ripple x Fiserv?07:34 Ripple Fed Payments08:25 Trump Tweets About Ripple Twice09:05 Social Security vs National Security09:40 Military Spending10:04 Ukraine Money Missing?10:24 Pete Hegseth Promises Audit10:41 $55 Billion11:12 DOGE Dividend Checks12:12 How DOGE Dividend Works14:02 Could this actually happen?#DOGE #XRP #Crypto~Social Security on XRP!?

Alissa Coram and Ken Shreve analyze Thursday's market action and discuss key stocks to watch on Stock Market Today.

Next Generation core banking systems are going to change the way that community bankers think about open banking.   Are the promises made by “next generation” core systems, which intend to replace the legacy core offerings by the Big Three providers (Fiserv, FIS and Jack Henry), coming to fruition? Is it time for Community Banks to migrate to a Next Gen core system?  Join Charlie Kelly, Partner at Remedy Consulting, as we discuss Next Gen cores.   Send us a textPresented by Remedy ConsultingTechnology Contract Negotiation & System Assessments, T&C Improvements, and FI Strategic Planning.For more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.

Alissa Coram and Ken Shreve analyze Wednesday's market action and discuss key stocks to watch on Stock Market Today.

(00:00-15:56) Ed Hermann joins us in studio. Doug's worried his computer is spying on him again. CC Sabathia in the HoF. Audio of Bill Dewitt at Winter Warm Up talking about payroll. Owners trying to win, not make money. Reinvesting back into the teams. Ed's got some shares of the Atlanta Braves. The power structure of the NL Central. (16:05-33:23) TV Voice of the Blues, John Kelly joins us. JK missing Vegas already. Eight way chops. Blues get out of Vegas with a big win in OT. Coaches sending messages to players. The Vegas Game Day experience. Martin looking like Wilson from Home Improvement. Rodney Dangerfield. Lou Holtz. (33:33-46:48) Jackson's airing of grievances. His sleeping arrangements for his trip. He's not happy with the Marquette fans reaction to the home loss. So many inaccuracies. A floatation cummerbund. Seeds of a take not quite ready to blossom. Learn more about your ad choices. Visit podcastchoices.com/adchoices

(00:00-15:56) Ed Hermann joins us in studio. Doug's worried his computer is spying on him again. CC Sabathia in the HoF. Audio of Bill Dewitt at Winter Warm Up talking about payroll. Owners trying to win, not make money. Reinvesting back into the teams. Ed's got some shares of the Atlanta Braves. The power structure of the NL Central. (16:05-33:23) TV Voice of the Blues, John Kelly joins us. JK missing Vegas already. Eight way chops. Blues get out of Vegas with a big win in OT. Coaches sending messages to players. The Vegas Game Day experience. Martin looking like Wilson from Home Improvement. Rodney Dangerfield. Lou Holtz. (33:33-46:48) Jackson's airing of grievances. His sleeping arrangements for his trip. He's not happy with the Marquette fans reaction to the home loss. So many inaccuracies. A floatation cummerbund. Seeds of a take not quite ready to blossom. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Maggie Brady is a progressive leader with 20 years of global HR leadership experience spanning Fortune 500, private equity, and venture capital backed companies. She started her career journey at Arthur Andersen as part of their Change Enablement consulting practice and then pivoted to HR, earning her stripes as a graduate of GE's HR Leadership Program. Since then, Maggie has gained experience leading all aspects of the HR/People function globally at companies such as HD Supply, Fiserv and Convoy. After an unexpected and unpaid sabbatical from her last company, Maggie thrives as VP of HR and Talent at White Cap, the leading North American distributor of construction products and equipment to over 10,000 professional contractors. Maggie is a happily retired collegiate swimmer and a fellow Swiftie. Her goal that she started in 2024 and continues today is to fall in love with her life! To know more about Maggie visit her LinkedIn: @maggiebrady1

Alexis Garcia and Ed Carson analyze Tuesday's market action and discuss key stocks to watch on Stock Market Today.

#526: Dr. Benjamin Ritter, founder of Live for Yourself (LFY) Consulting and award-winning author of "Becoming Fearless," is an international leadership and career coach, Sr. Talent Management Consultant, Top LinkedIn Voice, global speaker, and host of The Executive, and the Live Fearlessly Podcasts. Ben has coached over 500 leaders with a strong focus on senior-level executives across multiple industries and geographic regions, within organizations that varied in scale from 50 to over 250,000 employees and have included names such as Amazon, Coursera, DoorDash, Google, Fiserv, Northwestern, Mayo Clinic, Pinterest, Yelp, and more. Ben's passions include working with Better for You CPG organizations, small business founders and minority-owned companies, for which he offers pro-bono coaching services. Ben possesses a Doctorate in Organizational Leadership with focus on value congruence and job satisfaction, an MBA in entrepreneurial management, and an MPH in health policy administration. Born and raised in Chicago, Illinois, Ben now resides in Austin, Texas, with his partner, Tiffany, Squirt, a “rebel in a shell” turtle, Elwood, a scruffy rescue pup, and Sima, the kitty queen of their kingdom.

Packers drop a tight game in Detroit. Slow start, bad defense, some questionable calls go against them on the road. The path to an NFC North title is likely closed, Packers in a great Wild Card spot though and maybe get a playoff rematch in Detroit. Badgers have the #18 2025 class on National Signing Day, Bucks split the week so far and have Khris Middleton finally coming back tonight. Badgers/Marquette renew their rivalry at Fiserv on Saturday afternoon!See omnystudio.com/listener for privacy information.

Aktien hören ist gut. Aktien kaufen ist besser. Bei unserem Partner Scalable Capital geht's unbegrenzt per Trading-Flatrate oder regelmäßig per Sparplan. Alle weiteren Infos gibt's hier: scalable.capital/oaws. Aktien + Whatsapp = Hier anmelden. Lieber als Newsletter? Geht auch. Das Buch zum Podcast? Jetzt lesen. Gestern war alles anders als sonst: KI enttäuscht (Synopsys), Alkohol überzeugt (Brown-Forman), Trump hilft nix (Fiserv). Dafür gibt's mehr Dividende bei Disney und Aurubis und der Tourismus boomt mit Southwest, American & TUI. 15 Milliarden Börsenwert erreichen nicht viele Firmen. Schon gar nicht Firmen, die noch keine 15 Jahre alt sind. Pop Mart (WKN: A2QKKF) hat's geschafft. Das Geheimnis: Spielzeugboxen. Scout24 (WKN: A12DM8) ist profitabler als Airbnb, rentabler als fast alle deutschen Digital-Aktien und trotzdem günstiger als viele andere. Wo ist der Haken? Diesen Podcast vom 06.12.2024, 3:00 Uhr stellt dir die Podstars GmbH (Noah Leidinger) zur Verfügung.

Alissa Coram and Ken Shreve analyze Thursday's market action and discuss key stocks to watch on Stock Market Today.

Episode 119: Dr. Benjamin Ritter & His Book, Your Leadership Legacy: Becoming the Leader You Were Meant to Be ABOUT BENJAMIN Benjamin is the founder of LFY Consulting and author of Becoming Fearless is an international leadership and career coach, Sr. Talent Management Consultant, Top LinkedIn Voice, global speaker, and host of The Executive, and the Live Fearlessly Podcasts. He has over 12 years of experience working internally as a Talent and Leadership Development leader, and externally as a coach in the realms of career and leadership development. Ben has coached over 500 leaders with a strong focus on senior-level executives across multiple industries and geographic regions, including Amazon, Coursera, Doordash, Google, Fiserv, Northwestern, Pinterest, Yelp, and more. CONVERSATION HIGHLIGHTS "I wrote the book because I don't want people to deal with what I've dealt with." Discussing the responsibility we all have to ourselves. How soccer contributed to Ben's work today. Curiosity and Investing Time. The benefits and dangers of obsession. The power of tinkering and creativity. Ben's super power: Looking at a situation and asking, "Now what?" Questions to ask yourself as a leader to create the right environment for others. "How does the leader then constantly represent or highlight the meaning of the individual to the broader organization and the impact that organization is having?" What becomes heart-wrenching in Ben's work. "Every roadblock in life is there because you believe it's there." Your level of fearlessness across your various lives -- professional, personal, other. "My mind was the worst or best part in my life...my friend or my enemy." Life after suffering. The MAIN QUESTION underlying my conversation with Benjamin is, Are you willing to sacrifice certain things and accept the no's and the rejection along the way to create what you want in the world? FIND BENJAMIN Website: liveforyourselfconsulting.com LinkedIn: linkedin.com/in/drbenjaminritter-leadershipdevelopment LinkedIn – Full Podcast Article: CHAPTERS 00:00 - The Book Leads Podcast – Dr. Benjamin Ritter 01:00 - Introduction & Bio 02:24 - Books that have impacted Ben. 03:51 - Who are you today? Can you provide more information about your work? 05:55 - What it feels like for Ben to help others work toward fearlessness. 08:08- How did your path into your career look like, and what did it look like up until now? 18:40 - How does the work you're doing today reconcile to who you were as a child? 22:42 - How Ben decided to change his branding, and why. 25:29 - What does leadership mean to you? 28:23 - What do you consider your super power? 29:30 - What do you define leadership? 31:54 - Can you introduce us to the book we're discussing? 33:35 - Ben speaks about his own fearlessness. 43:41 - Can you provide an overview of the book? 46:48 - Example of the an exercise in each the professional and personal side of the book. 52:30 - Where Ben's obsession for tracking performance came from. 58:24 - How did writing this book change you? 01:03:43 - What's next for your writing? 01:04:50 - What are you up to these days? (A way for guests to share and market their projects and work.) This series has become my Masterclass In Humanity. I'd love for you to join me and see what you take away from these conversations. Learn more about The Book Leads and listen to past episodes: · Watch on YouTube · Listen on Spotify · Listen on Apple Podcasts · Read About The Book Leads – Blog Post For more great content, subscribe to my newsletter Last Week's Leadership Lessons, if you haven't already!

Are you an ISO and thinking about getting your own BIN (bank identification number)? Then this interview with Elaina Smith of Secure Bancard is a must. It's chock full of information about managing BINs and details Secure Bancard's new BIN-in-a-box program, which allows an ISO to lay claim to a BIN on Secure Bancard's multi-BIN platform. Then stick around for sales tips from Rich Norton. Plus Patti reports on the latest breaking news out of Fiserv.

Podcast: PrOTect It All (LS 24 · TOP 10% what is this?)Episode: Elevating Cybersecurity: Importance of Relationships, Mentorship, and Honest Feedback with Ken FosterPub date: 2024-10-21Get Podcast Transcript →powered by Listen411 - fast audio-to-text and summarizationThis episode delves into the world of cybersecurity with the esteemed guest, Ken Foster. With over 30 years of experience and a career that began in the Navy, Ken has comprehensive expertise in managing firewalls and antivirus systems and addressing today's complex cybersecurity challenges. This episode, hosted by Aaron Crow, explores the evolving cybersecurity industry, emphasizing the crucial roles of mentorship and networking. Ken and Aaron discuss the strategic importance of aligning security with business goals, the impact of leadership training and honest feedback on developing better leaders, and the necessity of balancing technical skills with effective communication. Ken shares his insights on the dangers of over-relying on AI, the essential need for disaster preparedness and business continuity, and the importance of continuously evaluating business investments to avoid unnecessary expenses. The episode highlights the value of informal networks and mentorship in overcoming industry challenges and fostering personal growth. Listeners will gain practical strategies and invaluable lessons to navigate the ever-changing cybersecurity landscape while ensuring their personal and professional development.   Key Moments:    06:59 Translate tech leadership into business risk communication. 11:51 Integrating expertise, technical skills, and communication effectively. 18:13 No disaster recovery plan; business disrupted by flood. 25:36 Building relationships and listening are crucial successes. 31:39 Simplify explanations for effective cross-team communication. 33:53 Realized technical focus limited career growth. 42:12 Networking is crucial for finding senior roles. 44:06 Produced content led to advisory board roles. 50:06 Who supports post-handover? Security can't do it alone. 57:44 Translate work into clear business value requirements. 01:04:11 Ensure clarity and continuity for cybersecurity's future. About the guest :  Ken Foster is a cybersecurity leader with over 25 years of experience in risk management, global team development, and IT infrastructure. As Head of Global Architecture at Adient, Ken oversees global teams to align technical initiatives with business goals, driving innovation while managing risks. His career includes key roles at Fleetcor and Fiserv, where he built large-scale cybersecurity programs and led risk governance and cloud security efforts. With a strong focus on client trust and board-level advisory, Ken brings deep expertise in navigating regulatory landscapes and developing risk-based, business-aligned strategies. Connect Ken Foster : https://www.linkedin.com/in/kennethfoster/   Connect With Aaron Crow: Website: www.corvosec.com  LinkedIn: https://www.linkedin.com/in/aaronccrow   Learn more about PrOTect IT All:   Email: info@protectitall.co  Website: https://protectitall.co/  X: https://twitter.com/protectitall  YouTube: https://www.youtube.com/@PrOTectITAll  FaceBook:  https://facebook.com/protectitallpodcast    To be a guest or suggest a guest/episode, please email us at info@protectitall.co  The podcast and artwork embedded on this page are from Aaron Crow, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.

Glen speaks with Jessica Heuer and Carrie Stapp about Velera's recent Psychology of Payments study and strategies for engaging various segments of card users. Also- Durbin and Putin attempt workarounds, and Fiserv wades into uncharted waters.   Links related to this episode:   Velera's Psychology of Payments report: https://www.pscu.com/insights/white-papers/the-psychology-of-payments Velera's website: https://www.velera.com/ The Economist's story on Russia's proposed “BRICs Bridge” payment system: https://www.economist.com/international/2024/10/20/putins-plan-to-defeat-the-dollar Payments Dive's coverage of Fiserv's special purpose banking charter: https://www.paymentsdive.com/news/fiserv-georgia-special-banking-charter-payments-processing-merchants/728933/ Arnall Golden Gregory's take on Fiserv's charter: https://www.agg.com/news-insights/publications/fiservs-georgia-malpb-charter-implications-for-the-payments-industry/ CU Today on the CCCA potentially being tucked into hurricane relief legislation: https://www.cutimes.com/2024/10/18/credit-card-competition-act-may-be-included-in-disaster-relief-bill   Join us for Fraud-a-Palooza! Wednesday October 23 at 3pm ET/Noon PT  The next CU Town Hall, a live and lively interactive conversation tackling the major issues facing credit unions today, will focus on a fraud environment that John Best calls the worst he's seen.  It's free to attend (credit union employees might even win a door prize), but registration is required:  https://www.cutownhall.com/   Contribute info to our fraud survey: https://forms.monday.com/forms/d76e9b3df9f4f42cec6c16d74b581be2?r=use1   Find us on X and BlueSky at @bigfintech, @jbfintech and @154Advisors You can also follow us on LinkedIn: https://www.linkedin.com/company/best-innovation-group/  https://www.linkedin.com/in/jbfintech/ https://www.linkedin.com/in/glensarvady/

Join us on "I Am Refocused Radio" as we welcome Ralph V. Estep, Jr., a seasoned accountant, author, and podcast host, to discuss the intersection of faith and finance. Ralph shares practical strategies and biblical principles for breaking free from the cycle of living paycheck to paycheck.In this inspiring conversation, Ralph draws from his extensive experience in finance, accounting, and entrepreneurship to offer actionable advice on:Creating a budget that honors GodInvesting for the futureManaging debt and building creditLeadership and entrepreneurshipApplying biblical principles to financial decision-makingTune in to discover how to achieve financial freedom and live a more purpose-driven life.https://www.askralphpodcast.com/refocusedRalph V. Estep, Jr. is a highly accomplished professional with a diverse background in finance, accounting, technology, and entrepreneurship. As the principal at Saggio Management Group, Inc., he has demonstrated exceptional leadership and expertise in various roles throughout his career.Ralph's educational journey began at St. Mark's High School in Newark, Delaware before attending the University of Nebraska where he was an esteemed member of the Cornhusker Marching Band and had the privilege of performing at the Florida Citrus Bowl in Orlando.Continuing his pursuit of knowledge and excellence, Ralph earned a Bachelor of Science Degree in Accounting from the University of Delaware. He further expanded his academic achievements by obtaining a Master's in Business Administration from Wilmington University.Throughout his professional journey, Ralph has been recognized for his outstanding accomplishments and commitment to excellence. He is a member of prestigious organizations such as the Golden Key National Honor Society and Beta Gamma Sigma International Business Honor Society.With an extensive range of professional designations including Licensed Public Accountant (LPA), Accredited Business Accountant (ABA), Accredited Tax Advisor (ATA), Accredited Tax Preparer (ATP), and Internal Revenue Service Registered Tax Preparer (RTRP), Ralph possesses comprehensive expertise in tax preparation and financial management.Beyond his impressive qualifications, Ralph has actively engaged with various community programs as both a mentor for Junior Achievement and through participation in the Dale Carnegie Leadership Training Program.Throughout his career journey thus far, Ralph has held significant positions that have showcased both his financial acumen and leadership abilities. Notably, he served as Chief Financial Officer at Westminster Presbyterian Church where he streamlined financial operations through implementing electronic reporting mechanisms resulting in improved accuracy and efficiency.Additionally, Ralph made significant contributions during his tenure at American Spirit Federal Credit Union where he rose to Executive Vice President after being promoted from staff accountant to Vice President of Financial & Lending Operations. His involvement in the credit union's community charter and collaboration with Fiserv to develop an in-house financial management system demonstrated his commitment to innovation and growth.Ralph's expertise extended further as he joined Morris, James, Hitchens and Williams, a prominent law firm in Wilmington, Delaware. As the firm controller, he played a pivotal role in enhancing technology utilization, internal controls, communication systems through the development of a comprehensive intranet platform.Recognized for his exceptional performance at Aftech (a Fiserv resource), Ralph redesigned their client communications system while also improving management performance across the organization. His efforts were acknowledged by Fiserv for his superior contributions.In 2003, Ralph established The Estep Group as a public accounting firm based in Townsend, Delaware. With an emphasis on leveraging cutting-edge cloud technology and adopting paperless office practices, he built a world-class technology accounting practice that catered to hundreds of business and individual clients. Later rebranded as Saggio Management Group and Saggio Accounting+PLUS when relocated to Smyrna, Delaware. The business is now located in Middletown, Delaware.Driven by his passion for technological advancements within the industry, Ralph founded Virtuale Success Inc., offering clients access to state-of-the-art cloud services through turn-key virtual computer desktops. In partnership with another Silicon Valley pioneer, in 2013 he launched Capital Cloud Solutions which provides comprehensive cloud technology solutions nationwide.Outside of his professional pursuits, Ralph is happily married to Jennifer Estep, and together they have two sons. His dedication extends beyond work, fostering strong family bonds alongside career accomplishments.In addition to his professional endeavors, Ralph co-founded Estep Farm LLC in 2014 where they raise black angus cows. He also created the Ask Ralph podcast in 2017 where he shares valuable insights on finance, taxation, and entrepreneurship. Ralph has even hosted "Ask Ralph" show on radio platforms, enabling him to reach wider audiences with expert advice.Ralph V. Estep Jr.'s remarkable journey exemplifies excellence, harnessing expertise across finance, taxation, technology, and entrepreneurship. He continues to make significant contributions within these fields while maintaining strong ties within both professional circles and personal life.Become a supporter of this podcast: https://www.spreaker.com/podcast/i-am-refocused-radio--2671113/support.

Ron Overs is the Publisher of Fixed Ops Magazine, the number one resource for growing successful Fixed Operations within Franchised Dealers across the country for over 20 years. With 38,000 subscribers from nearly all the 16,773 dealerships in the country, their General Managers, Service Managers, and Fixed Ops Directors learn from their peers how to improve their own businesses.  In addition to being a Publisher, Ron has provided automotive industry consulting in the role of advisory councils, member of boards of directors, and a subject matter expert. One of Ron's most notable quotes is: “We are not in the trying business” which has been exemplified by his achievements as National Sales Leader on programs for General Motors, Mazda, Fiserv, First Union Bank, and several independent organizations.

One of the things that frankly drives me crazy about how people think about continuous improvement is a focus on cost savings rather than increasing productivity and engagement< so I was excited to chat with Jonathan Vehar and Cathi Brese Doebler about a brilliant method to increase productivity, drive engagement and save money. They joined me to talk about their new book. “How to Make Meetings Not Suck”  Listen in and consider how their approach might enhance every meeting, from your daily morning huddle to those three-day leadership retreats.   Jonathan Vehar Jonathan Vehar is on a mission to make meetings better. With years of experience as a leader, executive, and facilitator, he knows what works and what does not. Known as an "innovation thought leader" by Fast Company, Jonathan takes a fresh but productive approach to improving "how teams collaborate". He has worked with top companies like Disney, Intel, NASA, and Pfizer, and his insights have been featured in Forbes, the Wall Street Journal, and Fast Company. Jonathan is also the co-author of six books on leadership, and his latest book, How to Make Meetings Not Suck, comes out in August 2024. Cathi Brese Doebler Cathi Brese Doebler brings over 25 years of experience in meeting facilitation, training, and leadership development. Cathi is passionate about helping others learn and grow. Cathi has been a Senior Consultant and Leadership Solutions Facilitator at the Center for Creative Leadership since 2013 and has worked with organizations like Fiserv and McBride & Lucius. She has also collaborated with several colleges, including the University of Buffalo and Erie Community College, blending her expertise in leadership with education. . KEY TOPICS IN THIS PODCAST:   00:02:43 The importance of having fun at work 00:10:55 The purpose of having agendas for meetings 00:15:29 The cost of unproductive meetings 00:19:50 Calculating the financial cost of meetings 00:22:28 Suggestions for running effective meetings 00:25:14 The CIDR framework for meeting purposes 00:27:14 Differences between in-person and virtual meetings 00:32:19 Managing hybrid meetings effectively 00:33:14 How to connect with Jonathan and Kathy 00:34:02 Advice for young professionals starting their careers     KEY TAKEAWAYS:   Thoughtful planning and structure are essential for effective meetings, requiring a clear purpose and well-organized processes. Ineffective meetings are costly, with an average financial impact of $336,000 in one year. Virtual, in-person, and hybrid meetings present unique challenges, but we can manage them effectively with the right tools and techniques. The elements for successful meetings include a Power Agenda, defined roles, clear purpose (using the CIDR framework), and strong follow-through. The "Power Agenda" focuses on unique components like meeting duration, role assignments (e.g., scribe), processes, and desired outcomes to make meetings more efficient. The 3 Ps (Purpose, Process, Product) framework helps guide meetings to stay on track, ensuring clarity and respect for the time. Respecting time by preparing agendas in advance and assigning clear roles is a simple way to improve meeting effectiveness, countering the excuse of not having time for preparation. The CIDR framework (clear purpose, intentional design, defined roles, and respectful interaction) is crucial for making meetings productive and meaningful.     Memorable Quotes:   “Effective meetings don't just happen — they require thoughtful planning, clear purpose, and respect for everyone's time.” CONNECT WITH Jonathan Vehar:   Linkedin: https://www.linkedin.com/in/jonathan-vehar/  Website: https://vehar.com/    CONNECT WITH Cathi Brese Doebler: Linkedin: https://www.linkedin.com/in/cathi-brese-doebler-91884910/  Website: https://ditchthe.com/about/  Twitter: https://x.com/CathiDoebler     

In today's video, we're taking a closer look at the current market action and some key stocks that have been making waves. Netflix and Tesla are on the radar with a mix of opportunities and challenges. Netflix is showing signs of bullishness, but with some hurdles ahead. Tesla, as always, is an interesting play with lots of moving parts, including several order blocks to watch out for. We also dive into NRG Energy, which showed a solid setup and delivered strong potential gains, thanks to clear signals and a favorable back-test. Fiserv was another one to keep an eye on, but a heat map stall signaled a smart exit, proving once again that disciplined risk management can make all the difference. Today's session really highlighted the importance of liquidity and knowing when to act—or when to step back. The market has been full of surprises lately, and sticking to a structured approach is key to navigating these ups and downs. We covered a lot of ground in today's trades, focusing on opportunities and avoiding unnecessary risks. It's all about paying attention to the signals and making sure each move is well thought out, especially in a market that's been as volatile as this one. #StockMarketUpdate #Tesla #Netflix #NRG #Fiserv #LiveTrading #MarketInsights #DayTrading #StockAnalysis #Investing #RiskManagement #OVTLYRTrading Don't miss out on today's breakdown—there's a lot to take away from these market moves!

Welcome to Omni Talk's Retail Daily Minute, sponsored by Scratch Event DJs, Ownit AI, and Mirakl. In today's Retail Daily Minute, Amazon and Walmart make headlines across the board:Walmart Partners with Fiserv for Real-Time Payments: Walmart introduces a real-time payment option for online shoppers, aiming to reduce reliance on credit cards and offer a faster, more efficient payment process.Amazon Launches ‘Grade and Resell' Program: Amazon's new initiative allows sellers to efficiently handle returns by grading and reselling items, providing customers with discounted pre-owned options while reducing waste.Nike Appoints Elliott Hill as CEO: Nike reshuffles leadership with Elliott Hill returning as CEO, focusing on balancing direct-to-consumer strategies with wholesale partnerships to stabilize growth and reclaim market leadership.Stay informed with Omni Talk's Retail Daily Minute, your source for the latest and most important retail insights. Be careful out there!

Dr. Benjamin Ritter sees in others what they can't yet see in themselves, which is what we love about his work. So we invited Dr. Ritter to join us and discuss his book, Becoming Fearless, because we believe that everyone should feel in control of their business journey and find joy along the way. This book is a reflection of his work with CEOs, founders and senior leaders where he has helped individuals move from self-doubt to self-mastery - in fact he cites 65 ways that anyone can do this. His guidance to his clients places a strong emphasis on skill development in effective communication, performance management, and maintaining a healthy work-life balance to prevent toxic relationships and turnover. He knows that leaders who learn to tone down the fear and amp up the confidence move further faster on the quest for success. Highlights of our conversation: - To rise up one needs to break free from limiting beliefs and create a career aligned with true desires. - You must be your greatest champion and learn to take active control of your path and your time. - Great leaders understand the role leadership presence plays and they seek to fine tune this skill for their benefit. - Note only does the CEO's vision shape the culture, engagement, and success of the organization, but their level of confidence and self-mastery supports buy-in and engagement from others. - Credibility and reliability are critical - teams must ‘see' their leader as the expert and have trust in them. - Fearless leaders empower employees, support their professional growth, give them control over their careers and motivate them to contribute effectively. - Executive coaching benefits leaders by providing a safe space for personal development, working on leadership brand and vision, improving self-doubt, building positive relationships and operating in that fearless zone. Dr. Benjamin Ritter, founder of Live For Yourself (LFY) Consulting and author of Becoming Fearless is an international leadership and career coach, Sr. Talent Management Consultant, Top LinkedIn Voice, global speaker, and host of The Executive, and the Live Fearlessly Podcast. Ben has coached over 500 leaders with a strong focus on senior level executives across multiple industries and geographic regions, within organizations that varied in scale from 50 to over 250,000 employees, and have included names such as, Amazon, Coursera, Doordash, Google, Fiserv, Northwestern, Pinterest, Yelp, and more. Becoming Fearless is OUT NOW on Amazon! Get it at the link below. Connect with Ben: Website: liveforyourselfconsulting.com/becomingfearless LinkedIn: https://www.linkedin.com/in/drbenjaminritter-leadershipdevelopment/ Instagram: instagram.com/drbenjaminritter Connect with Allison: Feedspot has named Disruptive CEO Nation as one of the Top 25 CEO Podcasts on the web and it is ranked the number 10 CEO podcast to listen to in 2024! https://podcasts.feedspot.com/ceo_podcasts/ LinkedIn: https://www.linkedin.com/in/allisonsummerschicago/ Website: https://www.disruptiveceonation.com/ Twitter: @DisruptiveCEO #CEO #brand #startup #startupstory #founder #business #businesspodcast #podcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Description: Join us with guest Todd Brown, Vice President, Marketing Strategy & Enablement at Fiserv. We talk about the journey to being your full self and how that honesty can translate to success in business and in life.patreon.com/TheMarketingMadMen: https://www.nick-constantino.com/See omnystudio.com/listener for privacy information.

Today's guest is Prasanna Dhore, Chief Data Officer at Fiserv and President of Data Commerce Solutions. Prasanna joins us on the program today to discuss credit challenges for those in the “invisible” category, including lack of awareness and information asymmetry, and what AI can do to bring these folks in from the cold. Later in the episode, Prasanna touches on the essentials for predicting creditworthiness using new data sources like cell phone records and rental payments. To discover more AI use cases, best practice guides, white papers, frameworks, and more, join Emerj Plus at emerj.com/p1.

The Heartland POD, Friday June 21, 2024Kansas Legislature passes incentive bill to lure Kanas City Chiefs and RoyalsRather than preside over clown show convention, IL GOP chair resignsIllinois families cheer $300 state Child Tax CreditDems confident, Republicans morose in ongoing IVF battleThis week in ‘unforced errors' Trump calls Milwaukee a ‘horrible city' causing his pollster to be… also morose. We're glad to have you with us. If you're new to our shows make sure you subscribe and leave a 5-star rating wherever you listen. You can also find Heartland POD content on Youtube and on social media @ THE heartland pod, and learn more at https://theheartlandcollective.comLots to do, so let's go! Kansas Legislature passes incentive bill to lure Kansas City Chiefs, RoyalsBY: ALLISON KITE - JUNE 18, 2024 3:26 PM   Brady Singer of the Kansas City Royals throws in the first inning against the Houston Astros at Kauffman Stadium in April. (Ed Zurga/Getty Images).TOPEKA — The Kansas City Royals and Chiefs could receive hundreds of millions of dollars in sales tax revenue to move from Missouri and build new stadiums across the state line under legislation passed Tuesday by Kansas lawmakers.The House voted 84-38 and the Senate voted 27-8 to approve legislation that would expand a state incentive program in an attempt to lure one or both teams from Kansas City. The bill now heads to Gov. Laura Kelly, a Democrat, who said in a statement following the Senate vote that the effort to bring the teams to Kansas “shows we're all-in on keeping our beloved teams in the Kansas City metro.”“Kansas now has the opportunity to become a professional sports powerhouse with the Chiefs and Royals potentially joining Sporting KC as major league attractions, all with robust, revenue-generating entertainment districts surrounding them providing new jobs, new visitors and new revenues that boost the Kansas economy,” Kelly said.Neither team has promised to move to Kansas, though both actively lobbied for the legislation's passage. The Chiefs said in a statement that the team appreciated Kansas leaders reaching out for input on the legislation.“We look forward to exploring the options this legislation may provide,” the statement said. The Royals said the team was grateful to the legislature for its vote. “The Kansas City Royals look forward to additional conversations as we evaluate where we will play baseball in the future,” the team said. “We will always prioritize the best interests of our fans, associates and taxpayers in this process.”State Rep. Sean Tarwater, a Republican from Stilwell, said during debate in the House that Missouri had a history of losing professional sports teams and implored fellow House members to pass the legislation.“I ask you today, do you really want to put that type of an economic generation in the hands of the state of Missouri?” Tarwater said just before the vote.Rep. Sean Tarwater speaks on the floor of the Kansas House of Representatives in favor of expanding economic incentives in an attempt to bring the Kansas City Chiefs or Royals to Kansas. (Sherman Smith/Kansas Reflector)Passage of the bill represents a monumental step in Kansas lawmakers' attempts to court the teams. Both teams have signaled a willingness to move from their current stadiums at the Truman Sports Complex in Kansas City, Missouri.While neither team has announced a proposed site for a Kansas stadium, legislators speculated it could land in Wyandotte County near the Sporting KC soccer stadium, NASCAR track and outlet shops.“We have the history of building amazing projects that have brought in retail commerce, restaurants, hotels and have improved an area that was largely just a field and turned it into a tax-generating machine for our state,” said Sen. J.R. Claeys, a Salina Republican.The legislation, he said, would put Kansas in a “very good position to keep the Kansas City Chiefs and the Kansas City Royals in the Kansas City metro area.”The bill, which was not voted on by any legislative committee, would expand the state's Sales Tax and Revenue (STAR) Bond program, which is meant to help finance tourism and entertainment districts to help pay for a professional football or baseball stadium of at least $1 billion.A developer building a stadium under the program would be eligible to finance up to 70% of the project cost by issuing bonds and repaying them with the increased sales tax collections from the stadium site. The expansion would have initially allowed up to 75% of project costs but was tweaked before introduction. Debt on a stadium constructed under the expansion wouldn't have to be repaid for 30 years instead of the normal 20.The project could also receive a boost from liquor taxes generated in the STAR Bond district and revenues from a fund Kansas created when it legalized sports betting.During House debate, Rep. Paul Waggoner, a Hutchinson Republican, argued subsidized stadiums never generate the economic activity that they promise. He was alarmed by what he called “minimal transparency” in the deal-making process laid out in the legislation.The bill says any agreement between the state and a team would be confidential until after it has been executed.Waggoner called the legislation “bad public policy.”“This is not your mother's STAR Bonds,” Waggoner said. “This is a jacked up super-sized version of STAR Bonds.”Patrick Mahomes throws pass against the Buffalo Bills during the third quarter in the AFC Divisional Playoff game at Arrowhead Stadium on January 23, 2022. Kansas lawmakers could offer the Kansas City Chiefs and Royals millions of dollars in tax incentives to move from Missouri to Kansas. (Jamie Squire/Getty Images).The bill limits the eligibility to National Football League or Major League Baseball teams currently near Kansas. The financing mechanism could be used for both stadiums and training facilities.Both teams have pressed lawmakers in recent weeks to pass the bill with representatives from the Royals hosting dinner for Democratic lawmakers at a steakhouse Monday night and the Chiefs throwing a lunchtime block party Tuesday steps from the Capitol.Earlier this month, a nonprofit called Scoop and Score Inc. launched to advocate for a Kansas stadium deal. The organization, which does not have to disclose its donors, hired 30 lobbyists to advocate for the STAR Bond expansion legislation. In a statement, former Kansas House Speaker Ron Ryckman Jr., a lobbyist for Scoop and Score and the Chiefs, said the Legislature “stepped up in a big way, paving the path to make sure the Chiefs stay right where they belong — in Kansas City with their loyal fans.”“The votes show overwhelming bipartisan support because Kansas lawmakers know what the Chiefs mean to us and how big of an economic opportunity this is for Kansas,” Ryckman said.Just weeks before Republican National Convention, Illinois GOP chair announces resignationAfter 3 ½ years as ILGOP chair, Don Tracy cites intraparty fighting as reason for quittingBy HANNAH MEISELCapitol News Illinoishmeisel@capitolnewsillinois.comHalfway through the 2024 election cycle and just a few weeks away from the Republican National Convention in Milwaukee, Illinois GOP Chair Don Tracy on Wednesday announced his resignation as head of the state Republican Party.Tracy, who'd held the job since February 2021, explained his resignation in a two-page letter that cited intraparty “power struggles.” He also said he is concerned about the direction the party is taking under the current membership of the Illinois Republican State Central Committee – a 17-person body that steers the ILGOP, with one member elected from each congressional district.“In better days, Illinois Republicans came together after tough intra party elections,” Tracy wrote. “Now however, we have Republicans who would rather fight other Republicans than engage in the harder work of defeating incumbent Democrats by convincing swing voters to vote Republican.”Tracy was narrowly elected Illinois Republican Party chair in the wake of the 2020 election and Jan. 6, 2021, insurrection on the U.S. Capitol by those who sought to stop certification of the election for its winner, President Joe Biden, over former President Donald Trump. Even as Republicans publicly reckoned with the events of Jan. 6, hardline conservatives on the state central committee were pushing for a more ardent supporter of Trump and his politics than the previous chair, who was hand-picked by former Gov. Bruce Rauner.Instead, the party got Tracy, another Rauner ally who served as chair of the Illinois Gaming Board during the one-term governor's administration. Tracy had unsuccessfully run for lieutenant governor in 2010, and in 2002, he lost a bid for a state Senate seat – but as a Democrat.Tracy's electoral history, as well as his experience as an attorney and co-owner of his family's food distribution business, fit the mold of previous ILGOP chairs in a state where fiscally conservative and socially moderate suburban Republicans for decades were a political powerhouse.But as Republican politics have changed both nationally and in Illinois, Tracy's run as party chair proved tumultuous.Additionally, Tracy wrote that he was “concerned about the current infatuation” of some state central committee members “with certain individuals they call ‘grass roots' leaders.”One such self-proclaimed grassroots Republican, former state Sen. Darren Bailey, celebrated Tracy's resignation on social media Wednesday, calling it a “cleansing” of the state GOP.“Fake republicans got us into this mess,” wrote Bailey, who earlier this year lost a primary challenge to U.S. Rep. Mike Bost and unsuccessfully ran for governor in 2022. “Real Republicans standing firm will get us out!!!”Read more: Dems seek unity as new, former chair take no questions from media after party voteDemocrats panned the state GOP as “defined by a litany of electoral disasters, constant infighting, meager fundraising, and a strict adherence to a losing set of anti-choice, anti-worker, pro-Trump policies.”“While we don't expect new leadership to change any of that, we do wish the best of luck to the inevitable MAGA extremist who will succeed Don Tracy as Chair,” the party said.Tracy's letter indicated he would resign upon the election of a successor, “preferably no later than” July 19 – the day after the RNC is scheduled to conclude. Capitol News Illinois is a nonprofit, nonpartisan news service covering state government. It is distributed to hundreds of newspapers, radio and TV stations statewide. It is funded primarily by the Illinois Press Foundation and the Robert R. McCormick Foundation, along with major contributions from the Illinois Broadcasters Foundation and Southern Illinois Editorial Association.Illinois child tax credit: who gets it, how much is it?(Capitol News Illinois illustration by Andrew Adams)Thursday, June 13, 2024$50M tax credit program will provide up to roughly $300 for low-income familiesBy ANDREW ADAMSCapitol News Illinoisaadams@capitolnewsillinois.comIn the final hours of their spring legislative session, Illinois lawmakers approved a tax credit of up to about $300 for families with young children. The credit is available to Illinoisans with children under age 12 who qualify for the federal Earned Income Tax Credit, or EITC. Although it has exceptions, that credit is generally available to married couples earning up to about $60,000 and single people earning up to about $50,000, depending on the number of children they have. For taxes on 2024 income, the tax credit will cap at just over $300 for tax filers with three or more children who meet certain income requirements. Taxpayers with two children face a cap of about $270 and taxpayers with one child face a cap of about $170. The child tax credit equates to 20 percent of the state's EITC, which allows Illinois taxpayers a credit equal to 20 percent of the federal EITC. Starting in tax year 2025, the state's child tax credit will double to 40 percent of the state EITC, meaning that it will max out at a bit over $600 for families with three children. Because the federal tax credit that determines its size is tied to inflation, the actual size of future years' child tax credits is yet to be determined. In its first year, the program is expected to cost the state $50 million, with a cost of about $100 million in subsequent years. The idea of a permanent child tax credit in Illinois has been floated for several years, with various proposals being put forward by legislators in the General Assembly as well as advocacy groups and think tanks. Gov. JB Pritzker pitched a child tax credit in his proposed budget earlier this year that was smaller than the version that passed in the final budget. It would have applied to children under three years old and cost about $12 million. Proponents of the idea say that in addition to helping low-income families, programs like this help local economies. “Every dollar we invest in the child tax credit is immediately spent locally,” Erion Malasi, the policy director for Economic Security for Illinois, told Capitol News Illinois. Researchers at the Illinois Economic Policy Institute, a labor movement-affiliated think tank, found in a January report that child tax credits have a higher economic impact than cuts to corporate income taxes or to capital gains taxes. That report also cited several research teams that found the temporary expansion to the federal child tax credit between 2021 and 2023 reduced child poverty in the U.S. by between 25 and 36 percent. That credit provided an additional $1,000 per child on top of an existing $2,000 credit, with increases for younger children. State Sen. Omar Aquino, D-Chicago, sponsored legislation that would have created a $300 million child tax credit program that was more expansive than the version that passed. Aquino told Capitol News Illinois he will be watching the rollout of the child tax credit to see if there is room for an “expansion” in future budget years or if there is a route for the credit to be automatically applied for qualifying taxpayers. The Illinois Department of Revenue is working on guidance for next year's filing season and will provide information about how to claim the child tax credit on its website. Capitol News Illinois is a nonprofit, nonpartisan news service covering state government. It is distributed to hundreds of print and broadcast outlets statewide. It is funded primarily by the Illinois Press Foundation and the Robert R. McCormick Foundation, along with major contributions from the Illinois Broadcasters Foundation and Southern Illinois Editorial Association.Kansas' Davids lauds court decision on abortion pill; Marshall critiques Democrats' IVF billBY: TIM CARPENTER - JUNE 13, 2024 4:56 PM   U.S. Rep. Sharice Davids, D-Kansas, applauded a decision by the U.S. Supreme Court to turn aside a lawsuit seeking to direct the U.S. Food and Drug Administration to significantly limit access to the abortion pill mifepristone. (Tim Carpenter/Kansas Reflector)TOPEKA — U.S. Rep. Sharice Davids of Kansas said the U.S. Supreme Court's rejection of an attempt to undermine the federal Food and Drug Administration's authorization of a widely available abortion medication wouldn't be the final act by opponents of reproductive rights.On Thursday, the Supreme Court said the plaintiffs, comprised of anti-abortion physicians and organizations, didn't have standing to pursue the lawsuit against the FDA aimed at curtailing access to the drug mifepristone. It's possible other plaintiffs capable of showing they were harmed by availability of the pill could challenge FDA approval of the drug. It is used in approximately half of all abortions in the United States.“I will always stand with Kansans who overwhelmingly rejected extremist attempts to limit reproductive health care access,” said Davids, the 3rd District Democrat. “Yet, for the second year in a row, a vital and safe reproductive health care medication was under attack, threatening to strip Kansans' ability to freely make health care decisions that are best for their families and futures.”Davids said the Supreme Court opinion was “a victory for our freedoms,” but the legal fight regarding abortion access was far from over. She vowed to continue opposing attempts to “interfere in our most private health care decisions.”U.S. Sen. Roger Marshall, R-Kansas, signed an amicus brief urging federal courts to rule the FDA overstepped its authority years ago in regard to use of mifepristone. U.S. Reps. Ron Estes, Tracey Mann and Jake LaTurner, signed a brief that argued the Supreme Court should reverse the FDA.These Kansas lawmakers said the FDA's action to deregulate “chemical abortion drugs” subverted Congress' public policy interests and patient welfare.Mifepristone, which is authorized for up to 10 weeks into a pregnancy, was part of two-drug regimen that included misoprostol as the second pharmaceutical.Meanwhile, both U.S. senators from Kansas, Republicans Jerry Moran and Marshall, voted Thursday to block legislation offered by Democratic U.S. Sen. Tammy Duckworth of Illinois that would affirm the right of women attempting to become pregnant to seek fertility treatments that included in vitro fertilization or IVF.The Senate vote on that measure was 48-47, short of the 60 votes required to advance the measure.On Wednesday, Marshall said the Duckworth bill contained “poison pills” that violated the religious freedom of physicians and would unnecessarily broaden access to reproductive technology. He praised a piece of IVF legislation sponsored by Republican U.S. Sen. Ted Cruz of Texas.Marshall, a physician who delivered babies for 30 years in Kansas said, “The country needs to know that Republicans believe in IVF. I happen to believe IVF is a gift from God.”Sean: Unfortunately for Senator Marshall, he doesn't speak for all Republicans, many of whom are far out of the mainstream on whether they believe families should be able to access IVF.And today in unforced errors…Trump tells House Republicans Milwaukee is a ‘horrible city'BY: HENRY REDMAN - JUNE 13, 2024 10:51 AM   Republican presidential candidate and former President Donald Trump speaks during a rally on Wednesday, May 1, in Waukesha, Wisconsin. (Scott Olson | Getty Images)In a closed door meeting with Republicans in the U.S. House of Representatives, Donald Trump reportedly called Milwaukee, the location of this summer's Republican National Convention, a “horrible city.” Trump's comments were reported by Punchbowl News' Jake Sherman. “Milwaukee, where we are having our convention, is a horrible city,” Trump is reported to have said on Thursday. The former president visited Wisconsin in May, holding a rally in Waukesha. During that visit, he talked about the RNC coming to Milwaukee, making fun of Democrats — who planned to hold the 2020 Democratic National Convention in the city but canceled it due to the COVID-19 pandemic — for not showing up to the city. Wisconsin's House Republicans responded to the report with varying stories about what happened. Rep. Glenn Grothman told reporters Trump was talking about “election integrity” in large urban centers, Rep. Derrick Van Orden said the report was a lie and that Trump was talking about the city's crime rate and Rep. Bryan Steil denied that Trump made the comment at all.In response to the comment, Democrats said if Trump doesn't like Milwaukee, he doesn't need to come. “If Donald Trump hates Milwaukee so much, we have one message for him: don't come, we won't miss you — your campaign is barely here in the first place,” Democratic National Committee spokesperson Addy Toevs said in a statement. “In November, Wisconsinites will show Trump how the dislike is mutual and will reject him again once and for all.”Other Democrats touted Milwaukee's beer, food and sports teams while connecting the comments to regular Republican attacks against Wisconsin's largest and most diverse city.“Donald Trump attacking the great city of Milwaukee as a ‘horrible city' exactly one month before he shuffles out on stage at the Fiserv reflects the backward, twisted man Donald Trump has always been,” Wisconsin Democratic Party Vice Chair Felesia Martin said. “With entertainment, recreation and a quality of life that is unparalleled — to say nothing of a great basketball team — I am blessed to call Milwaukee home. We're used to Republican politicians like Donald Trump showing nothing but contempt for Milwaukee and the folks who live here: they know our power, and they're afraid of the city we are building here, together. Once again, Trump has demonstrated why he should not be elected to the highest office in the land. He does not possess the discipline, respect, thoughtfulness, nor the maturity necessary to lead our country.”Trump is expected to visit southeastern Wisconsin again next week, for a planned rally in Racine on Tuesday. Because he knows if he wants to be president again, he has to win there. Wild. @TheHeartlandPOD on Twitter and ThreadsCo-HostsAdam Sommer @Adam_Sommer85 (Twitter) @adam_sommer85 (Threads)Rachel Parker @msraitchetp (Threads) Sean Diller (no social)The Heartland Collective - Sign Up Today!JOIN PATREON FOR MORE - AND JOIN OUR SOCIAL NETWORK!“Change The Conversation”Outro Song: “The World Is On Fire” by American Aquarium http://www.americanaquarium.com/