Podcasts about cornerstone advisors

Consumer tastes and banking technology are evolving at lightspeed, raising pressing questions about how financial institutions can keep up. In this episode of Banking on Community, Saxon Prater and Tara Schultz chat with special guest Mary Wisniewski, Editor at Large at Cornerstone Advisors, about everything from creative tactics for winning Gen Z loyalty to the "date test" for credit cards.  Tune in to find out why your bank has to do more than just hold deposits —and why your card design might spark more conversation than you think! Thanks for listening! Feel free to submit questions on X or LinkedIn using #BankingonCommunityPod and give us a follow! LinkedIn X Facebook YouTube

Today we sit down with Steve Williams, CEO and Founding Partner of Cornerstone Advisors.  We discuss the community banking landscape for 2025 and the traits every successful bank executive must possess to succeed in today's banking environment.   The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees. SouthState Bank, N.A. - Member FDIC DOWNLOAD OUR FREE LOAN PRICING VIDEO SERIES HERE

In this special guest episode of the Believe in Banking podcast, Gina and Juliet welcome Al Dominick, Partner with Cornerstone Advisors, a consulting services firm powered by data to deliver customized results for banks and credit unions. In their lively conversation, Al, Gina, and Juliet discuss the current state of mergers and acquisitions (M&A) in the banking and credit union sectors, including factors driving the need for scale and the challenges and opportunities for change. They explore the importance of data-driven decision making, employee productivity, and brand development for M&A deal success. They also address Cornerstone's approach to client engagement and discuss how to foster a culture of collaboration to support leaders making change for the better in the banking industry. Finally, they discuss strategies institutions can employ to stay relevant and resilient in a continually evolving environment. This podcast is hosted by ZenCast.fm

In This Episode 2024 is a wrap! Listen as industry leaders and fintech influencers share insights on the year that was before turning the lens forward to 2025. What will be hot in this new year? Back by popular demand, Breaking Banks hosts Brett King and JP Nicols assemble banking industry leaders and fintech influencers to get their takes and predictions on what 2025 has in store for the banking industry. Joining the discussion are Jim Marous (The Financial Brand, Banking Transformed), Ron Shevlin (Chief Research Officer, Cornerstone Advisors and Forbes Contributor), and Mary Wisniewski (Cornerstone Advisors, Money Isn't Everything). Together, they explore critical topics shaping the industry, from fraud, risk, and efficiency to cutting-edge innovations like Agentic AI and LLMs, as well as developments in open banking, 1033, and the CFPB. And what about the lingering impact of the Synapse story from 2024? Will 2025 bring a reckoning, or are brighter days ahead for the industry? Tune in for a lively and engaging conversation packed with expert insights and bold predictions. Happy New Year from the team at Breaking Banks

In this final episode of Cornerstone's Plugged In series for 2024, Al and Steve reflect on the year's significant events and trends in the banking industry. They discuss the resurgence in mergers & acquisitions, challenges posed by technology and compliance, and trends that will continue into 2025. The episode then transitions to a replay of the 2024 GonzoBanker Awards, featuring Al and co-host Ron Shevlin (What's Going On in Banking), along with special guests Steve, Sam Kilmer (Fintech Hustle), and Mary Wisniewski (Money Isn't Everything). Together, they highlight some of the winners from Cornerstone Advisors' annual industry awards.

Join Stacey Bryant, Director of Business Development at Cornerstone Advisors, as she tackles the challenges and opportunities shaping today's credit unions. From succession planning and leveraging data to reaching underserved communities, this episode explores key strategies for staying true to credit union values while adapting to new generations and driving sustainable growth. Tune in for actionable insights and fresh perspectives to help your credit union thrive in a rapidly evolving financial landscape.

Traditional financial institutions face mounting pressure from fintech disruptors, big tech companies, and evolving regulatory frameworks. The rise of Banking-as-a-Service (BaaS) platforms, embedded finance solutions, and AI-driven services fundamentally alters how financial products are delivered and consumed. To explore these changes and better understand how banks and credit unions must prepare, we're joined on the Banking Transformed podcast by two leading voices in banking and fintech evolution: Brett King, renowned futurist and bestselling author, and Ron Shevlin, Chief Research Officer at Cornerstone Advisors. Together, we discuss how technological advancements, changing consumer behavior, and market forces are reshaping the future of financial services. The conversation covers the evolution of primary banking relationships, the impact of embedded finance, and how traditional institutions can compete in an increasingly digital marketplace. My guests also offer insights into which organizations are best positioned to succeed in 2025 and beyond.

In This Episode We kick off with a crossover segment featuring Fintech Takes host and fintech insider Alex Johnson, who joins Jason to break down major themes from Money20/20 2024. Together, they explore the hot topics shaping fintech right now: bank-fintech partnerships, Banking-as-a-Service (BaaS), open banking (1033), and the evolving role of AI. Alex shares highlights from his on-stage interview with CFPB Director Rohit Chopra, where they discussed the finalized 1033 rule, the ongoing legal pushback from big banks, third-party risk management, and new BaaS standards aimed at creating more balanced partnerships. The duo also dives into the rapid-fire world of AI. Is it all just hype, or are we approaching real innovation? With regulation on the rise, there's a lot for the industry to figure out—standards, safeguards, and perhaps even a looming digital divide. Finally, Jason wraps things up with a lively chat with Mary Wisniewski, Editor-at-Large for Cornerstone Advisors. They discuss financial therapy, Mary's perspective on the latest 1033 updates, and even squeeze in a bit of Texas Hill Country fun. Hit play and join us for a packed episode!

Alex catches up with fintech storyteller Mary Wisniewski, Editor-at-Large at Cornerstone Advisors and host of the podcast Money Isn't Everything. In this episode, they dive into Mary's latest research on Gen Z's financial habits—spoiler alert: Gen Z is more anxious and open about money than any generation before.  From spilling the tea on student loans to salaries on TikTok, Gen Z is reshaping how we talk about money while grappling with social media pressures and major gaps in basic financial knowledge. The conversation also dives into a hot topic at the other end of the spectrum: the rising focus on fintech for the elderly. Fintechs like Charlie are stepping up with products to protect older adults from fraud and financial insecurity. Will this shift be a game-changer? And what can both young and old teach us about the future of money?  Plus, they tackle Synapse's impact on trust in fintech. Are consumers becoming more cautious, or is the lure of instant access still too tempting to pass up?  Tune in for a fun, frank discussion on fintech's future, emphasizing the need for greater empathy, understanding, and innovative solutions to better serve all gens. 00:01:51 - Are the Kids Alright? 00:08:07 - The Gen Z Psyche 00:23:01 - The “Boom” Moment 00:37:16 - Synapse's Impact on Consumer Trust Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don't forget to check out my YouTube page. Follow Mary: Listen to the Money Isn't Everything Podcast HERE LinkedIn: https://www.linkedin.com/in/mary-wisniewski-3a7578b/ Follow Alex:  YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson Twitter: https://www.twitter.com/AlexH_Johnson

In the first part of this series we provided a potential solution to the out-of-control growth of data theft, for individuals that could be most at risk. Today we talk to John Meyer, senior director at Cornerstone Advisors, to help us understand just how bad the situation is. For example, ner the end, John states quite flatly that everyone whould just assume their social security number is being sold en masse by criminals. And there is nothing we can do about it. Think about that. --- Support this podcast: https://podcasters.spotify.com/pod/show/crucialtech/support

Alex is joined by Danielle Sesko, Director of Product Management and Innovation at TruStage, to delve into the crucial role of embedded payment insurance in lending and its potential to enhance consumer financial health. How does payment insurance safeguard borrowers against job loss or disability, lower delinquency rates, and boost lender competitiveness? Danielle and Alex explore the rise of digital lending and discuss why the need for payment insurance across the lending industry has grown over the past few decades. With consumers one paycheck away from making a loan payment— and unemployed consumers being forced to take out loans while they struggle for months to find a new job— loan payment insurance is more relevant than ever before. So what role can it play in helping consumers to become more financially secure? And is there a way to design a better product that benefits both consumers and lenders?  To learn more about Cornerstone Advisors, visit https://www.trustage.com/business/insights/financial-trends/embedded-payment-insurance-digital-lending-research?utm_source=fintechtakes&utm_medium=LEN_B2B_cmg_np&utm_campaign=cornerstone-whitepaper&utm_content=link_subject-line_webinar-asset-link&utm_term=june-2024 00:04:46 - Payment Insurance Products 00:06:40 - Protecting Cash Flow with Loan-Connected Insurance 00:07:50 - Consumer Lending and Payment Insurance 00:14:55 - Digital Lending Simplified 00:20:07 - Shrinking Bank Market Share Post-Crisis 00:21:44 - Specialized Lending Ecosystem for Digital Lenders 00:28:46 - Consumer Financial Health's Impact on Insurance 00:32:39 - Living Close to the Edge: Financial Struggles Across Segments 00:41:19 - Loan Protection Against Economic Risks 00:52:28 - Embedded Payment Insurance Revolutionizes Lending 00:56:03 - Impact of Collections on Business Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/   And for more exclusive insider content, don't forget to check out my YouTube page.   Follow Danielle: LinkedIn: https://www.linkedin.com/in/danielle-sesko-cpa-770b3312/   Follow Alex:  YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson Twitter: https://www.twitter.com/AlexH_Johnson  

Coming off our interview with Scott Mills of the William Mills Agency, this episode features three contributors to the WMA Bankers as Buyers Report 2024. Monarch President Lee Farabaugh, Aditya Khandekar of Corridor Platforms and Sam Kilmer of Cornerstone Advisors talk about the views and observations they brought to the document, touching on subjects from the ascendancy of digital financial upstarts to what it will take to make AI work for banks.

In this Episode This week, Jason Henrich connects with Mary Wisniewski to talk about her new podcast, Money Isn't Everything, which will explore unconventional ideas and strategies within the financial services sector.  In her biweekly podcast Mary will tap into her passion for uncovering counterintuitive concepts, sharing stories and looking at complexities, gaps and opportunities in our market with focus on the role banks and credit unions play in driving and improving outcomes, The first episode of Money Isn't Everything airs 4/18, catch it on Apple, Spotify or the Cornerstone Advisors website. https://youtu.be/3PsqPUDBmO8

Dive into pivotal updates from the finance sector, featuring IPOPIF's search for an Emerging Markets Debt manager and Fresno City's $55M real estate investment plan. We spotlight notable career transitions, including Heidi Wade's move to USI Insurance Services. In mergers and acquisitions, learn about LPL Financial's acquisition of advisors from Stifel Financial and Osaic's purchase of Cornerstone Advisors. On the institutional front, we examine significant commitments by the Alaska Retirement Management Board and the Teacher Retirement System of Texas to real estate and private equity. This episode provides a concise overview of the latest strategic decisions reshaping the financial landscape.

Alex Habet shares a Q2 panel discussion between Sam Kilmer from Cornerstone Advisors, Stacy Armijo from Amplify Credit Union, and Erica Pilon from Capital One about tactics for gathering deposits and building relationships.

Join Ron Shevlin, Chief Research Officer at Cornerstone Advisors, and Brian Love, Head of Banking and Fintech at Travillian, as they navigate the critical challenge of talent acquisition in the banking industry. Highlighting the demand for fresh skills, especially in technology and innovation, amidst industry evolution, Ron underscores the vital role of strategic alignment and innovation in fostering growth. He also explores the intriguing possibility of Chief Information or Chief Innovation Officers ascending to CEO roles, offering a glimpse into the future of banking leadership.

Ron Shevlin of Cornerstone Advisors brings clarity to a convoluted space where both credit unions and fintechs fight for relevance.

In this Talking Success episode, we get to be a part of a captivating conversation between Darren Franks and Ron Shevlin, two luminaries in the realms of finance and technology. Their discussion delves deep into the dynamic landscape of financial technology (FinTech), providing invaluable insights into its evolution, challenges, and future trajectory.Highlights:

Amazing accelerator or threat to humanity? Discussions around artificial intelligence (AI) span the full gamut. Ron Shevlin of Cornerstone Advisors joins the podcast to break down what brands can really expect as AI become part of the daily lives of knowledge workersThanks for listening! Follow us on Twitter and Instagram or find us on Facebook.

Join us on Fintech at IU as we sit down with Mary Wisniewski, Editor-at-Large at Cornerstone Advisors. Dive into co-innovation in banking, AI's impact on cryptocurrency, and insights from Mary's journey in the fintech landscape. Discover the past, present, and future of finance and technology in this insightful episode.  00:00-00:01: Podcast Welcome and Introduction  00:01-00:02: Co-innovation Impact on Banking  00:02-00:03: Memorable Stories and Favorite Features  00:03-00:04: Morning Motivation and Life Crisis  00:04-00:05: Money 1033, AI Domains, and Funding  00:05-00:06: Crypto Scandal and Industry Impact  00:06-00:07: Trial Coverage and Cryptocurrency Setback  00:07-00:08: Crypto Hype, Scandals, and Industry Perception  00:08-00:09: AI, Crypto, and Changing Public Image  00:09-00:10: US Economy Uncertainty and Surprises  00:10-00:11: Federal Pressure on Banks and Interchange  00:11-00:12: Credit Cards vs. Debit Cards  00:12-00:13: Banks' Resilience During Recessions  00:13-00:14: Rhetoric vs. Reality in Changing Banking  00:14-00:15: Fintech Products and Their Similarities  00:15-00:16: BNPL and Impulsive Decisions  00:16-00:17: Saving vs. Debt with BNPL  00:17-00:18: Future of Fintech and Large Banks  00:18-00:19: Financial Discipline and Impulsive Decisions  00:19-00:20: Cash Back vs. Overdraft Fees  00:20-00:21: Wells Fargo Scandal and Customer Loyalty  00:21-00:22: City's Fine and Account Practices  00:22-00:23: Banking with Large Organizations  00:23-00:24: Branches During the Pandemic  00:24-00:25: Fintech vs. Traditional Banks and Regulations  00:25-00:26: Government Regulations and Fintech Challenges  00:26-00:27: AI-Generated Voices and Deep Fakes  00:27-00:28: Tech Replacing Human Aspects  00:28-00:29: Traditional Banks' Government Advantage  00:29-00:30: Advice: Insert Yourself into Opportunities   

In This Episode Want to wow your family over the holidays with your fintech and banking knowledge? We offer a helpful primer for Thanksgiving table conversations as Breaking Banks' Jason Henrichs gathers with industry notables and friends Kiah Haslett, Bank Director; Alex Johnson. Fintech Takes; Jason Mikula, Fintech Business Weekly; and Mary Wisniewski, Cornerstone Advisors to talk banking turkey, give thanks, and share the nerd things they'll be talking about around their dinner tables. Happy Thanksgiving from Breaking Banks!

This week we sit down with Ron Shevlin, Chief Research Officer with Cornerstone Advisors.  Ron is a sought-after speaker, writer, and consultant who works at the intersection of banking and fintech.  He is also a senior contributor at Forbes, where he writes a popular column called "FinTech Snark Tanks." We talk with Ron about Artificial Intelligence's role in changing the future landscape of community banking… and what community banks should do about it today! The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees SouthState Bank, N.A. - Member FDIC    

In this episode of Banking Transformed, we delve into the world of generative AI with Ron Shevlin, Chief Research Officer at Cornerstone Advisors. As data continues to be the foundation of AI applications, we explore the potential of generative AI in financial services, as well as the practical realities and limitations financial institutions need to consider. Moreover, we touch on the competitive and regulatory landscape and how financial leaders can navigate it when adopting generative AI solutions. In the crystal ball segment of our discussion, Ron shares his vision for the future of generative AI in the financial sector and provides valuable insights into what financial leaders must be doing today to prepare for the AI-powered tomorrow.

In This Episode It's Fintech on Fire, and more Hot Takes from MX's Money Experience Summit in Las Vegas. This episode features three bold panelists eager to tackle hot questions and even hotter wings! For every question and hot take, our panelists Mary Wisniewski, Editor-at-Large, Cornerstone Advisors; Neff Hudson, Trusted Leader in Transformation Change, Castle Hills Consulting, retired USAA veteran (pun intended); and Wes Hummel, CTO, MX will join host, moderator and spice aficionado Jason Henrichs in eating progressively spicier chicken wings. The discussion is hot and the sauces bring out some honest and entertaining reactions. It's another Hot Takes hot session as they look to the future and work up to MXtreme's secret sauce! https://youtu.be/ymHut7J6cIc

Al and Steve are back! Here is the audio version of their Smarter Bank Live virtual event that you don't want to miss. Join the insightful discussion on how banks can transform into "Smarter Banks" in the current environment. They explore 5 key pillars - being hyper-efficient, differentiated, nimble, data-driven, and opportunistic. Steve and Al share real examples of banks excelling in these areas, like Capital One's data prowess, Coastal Community Bank's innovative banking-as-a-service model, and Live Oak Bank's tech startup nCino. They discuss the competitive threats from big tech like Apple, Twitter/X, and new digital banks. Other topics include generative AI, building a digital scorecard, and the need for pragmatic innovation. Steve and Al provide practical tips for bank executives on mindsets, processes, and talent strategies to implement the Smarter Bank model. This episode provides an insightful playbook for banks of all sizes to transform themselves and deliver more value in a digital world. Subscribe to Plugged In for the latest in Banking and Fintech from Cornerstone Advisors.

Kevin Blair, the CEO of Synovus, shares with Al and Steve his views on hybrid work, sourcing talent from outside of banking, and chasing ideas even when the undercurrents are tough like right now. Among the bank's recent pursuits? Launching Maast (money-as-a-service) while preparing to become a $100B bank. Subscribe to Plugged In for the latest in Banking and Fintech from Cornerstone Advisors.

We first look at what generative AI is and how it differs from other types of AI and technology such as machine learning. We then look at the ways in which banks and fintech companies can deploy AI tools and the business use case for banks and fintechs considering the addition of chatbots, including how chatbots differ from voice response units. Our discussion considers the potential purposes for which banks and fintechs can use chatbots and the potential benefits to employees and customers. It also considers the potential legal risks in using chatbots for certain purposes such as in connection with deposit accounts, credit products, or consumer complaints. We also look at the potential for more sophisticated use of AI in trend and sentiment analysis. We conclude by looking at how the use of generative AI and chatbots may develop in the future and the regulatory environment these technologies may face. Alan Kaplinsky, Senior Counsel in Ballard Spahr's Consumer Financial Services Group, hosts the conversation.

In This Episode This week Brett King and JP Nicols are joined by the infamous Ron Shevlin, Chief Research Officer at Cornerstone Advisors and Forbes' Author of Fintech Snark Tank. Listen as they talk about Ron's latest Forbes articles that have created some buzz! From The Checking Account War Is Over (And The Fintechs Have Won) to The Banking Crisis Has Only Just Begun, they have lots to discuss before they get into what banks need —  is it Innovation or is it Invention or Just Growth?  Then Greg Palmer host of Provoke.fm's Finovate podcast begins his FinovateSpring Best of Show winner spotlight series with a conversation on the future of biometric payments with Deepak Jain, Founder & CEO, Wink. Additional best of show interviews can be found on provoke.fm/show/finovate https://www.youtube.com/watch?v=-XZUToGk7Q0

In This Episode This week it's a Breaking Banks and FInovate podcast mashup as fintech luminaries opine on Finovate Spring (San Francisco). Listen as respective hosts Brett King and Greg Palmer, also VP and Director of Fintech Strategy, The Finovate Group dish with Mary Wisniewski, Editor at Large, Cornerstone Advisors; Alex Jimenez, Managing Principal, Financial Services Consulting; Theodora Lau, Founder, Unconventional Ventures and Deva Annamalai, Founder/CEO of  RightFrame Consulting, a Bespoke Fintech Payments Consulting firm, and talk trends, highlights, surprises, opportunities and make a few predictions along the way. Then Brett speaks with KakaoBank CEO Daniel Yun. KakaoBank, a South Korean neobank, is one of the most successful challenger banks out there today. Started in 2017 with a small team and through joint venture, it had 1 million customers within its first few days. Today, KakaoBank has 26 million customers and is one of the most profitable challenger banks globally. There's much to celebrate as it looks to the future and ways to innovate, expand and continue its success. https://www.youtube.com/watch?v=6vIgzqN13Sc

On this episode of Plugged In, Al and Steve talk with Jill Castilla, President and CEO of Citizens Bank of Edmond, who shares her perspectives on incorporating creativity, promoting transparency, and implementing innovation in banking. Among her achievements are the successful revitalization of downtown Edmond through the 'Heard on Hurd' music festival, fostering trust in her bank and community through transparent communication, and positioning community banks as catalysts for change. Subscribe to Plugged In to hear more insights from top industry leaders in banking. Brought to you by Cornerstone Advisors.

Some of the best reminders for us on our paths to our own success. Terri Tierney Clark and Rita Leal have #heart and #hardwork Revisit the full conversation S3E11 with Rita Leal and Terri Tierney Clark as they share the untold stories of transforming failure and rejection into the catalysts that propel us toward greater success. Discover firsthand how to build unwavering resilience, conquer challenges, and fearlessly navigate uncharted territories, unlocking a path to a thriving career and a fulfilling life. Terri's bio As one of the first women Managing Directors in Investment Banking on Wall Street, at Merrill Lynch, Terri Tierney Clark advised CEOs and public corporate boards in North America, Asia, Latin America, and Europe. Additionally, she negotiated, financed, and closed private debt and equity transactions, IPOs, public stock offerings, and acquisitions in a variety of industries. In her post-banking career, she founded three successful businesses and currently serves as chair of a start-up consumer services technology company. Terri wrote the Amazon #1 Bestseller, Learn, Work, Lead: Things Your Mentor Won't Tell You, and earned London's Financial Times' “Reader's Favourite Books of 2014”. She has published articles in Forbes, Newsweek, Huffington Post, Business Insider, and The Muse and has given keynote talks and presentations to corporations, universities, and business groups. She has qualified and run the Boston Marathon and doesn't go many days without some form of chocolate. Rita's bio From GED to MBA, Rita has combatted a bounty of personal and professional obstacles that she refused to let stay in her way. She has worked in behavioral health, focusing on grant projects aimed at combating the consequences of the opioid epidemic for incarcerated individuals. Over the past five years, Rita worked to improve the lives of those suffering from substance use disorders by bringing about policy change in the Maricopa County Jail system, supporting a street-based healthcare volunteer organization through incorporation, and creating a specialized housing program. Currently, she is pursuing an MBA with a concentration in finance (the area she finds most challenging) at the W. P. Carey School of Business, Arizona State University, and will be working as a consulting intern at Cornerstone Advisors this summer. Originally, she is from Columbus, Ohio but has been living in Mesa, Arizona since 2011. She enjoys hiking, and traveling and has a passion for cars, modifying, and racing. Connect With Heart and Hard Work:⁠⁠https://linktr.ee/heartandhardwork⁠⁠ Terri: ⁠⁠linkedin.com/in/terri-tierney-clark-87046a19⁠⁠ Rita: ⁠⁠https://www.linkedin.com/in/rita-leal480/⁠⁠ Terri's Website: ⁠⁠http://www.ttierneyclark.com/learn-work-lead/⁠⁠ Terri's Book on Amazon: ⁠⁠https://read.amazon.com/kp/embed?asin=B00NI1LWLO&preview=newtab&linkCode=kpe&ref_=cm_sw_r_kb_dp_SMM9WK9V7XDFQ78R7HM1 ⁠⁠ Other Books Referenced: The Confidence Code: The Science and Art of Self-Assurance---What Women Should Know by Katty Kay and Claire Shipman

What doesn't get said when it comes to gender equality in business life. Terri Tierney Clark and Rita Leal show us. #ASU has #heart and #hardwork Join the full conversation S3E11 with Rita Leal and Terri Tierney Clark as they share the untold stories of transforming failure and rejection into the catalysts that propel us toward greater success. Discover firsthand how to build unwavering resilience, conquer challenges, and fearlessly navigate uncharted territories, unlocking a path to a thriving career and a fulfilling life. Terri's bio As one of the first women Managing Directors in Investment Banking on Wall Street, at Merrill Lynch, Terri Tierney Clark advised CEOs and public corporate boards in North America, Asia, Latin America, and Europe. Additionally, she negotiated, financed, and closed private debt and equity transactions, IPOs, public stock offerings, and acquisitions in a variety of industries. In her post-banking career, she founded three successful businesses and currently serves as chair of a start-up consumer services technology company. Terri wrote the Amazon #1 Bestseller, Learn, Work, Lead: Things Your Mentor Won't Tell You, and earned London's Financial Times' “Reader's Favourite Books of 2014”. She has published articles in Forbes, Newsweek, Huffington Post, Business Insider, and The Muse and has given keynote talks and presentations to corporations, universities, and business groups. She has qualified and run the Boston Marathon and doesn't go many days without some form of chocolate. Rita's bio From GED to MBA, Rita has combatted a bounty of personal and professional obstacles that she refused to let stay in her way. She has worked in behavioral health, focusing on grant projects aimed at combating the consequences of the opioid epidemic for incarcerated individuals. Over the past five years, Rita worked to improve the lives of those suffering from substance use disorders by bringing about policy change in the Maricopa County Jail system, supporting a street-based healthcare volunteer organization through incorporation, and creating a specialized housing program. Currently, she is pursuing an MBA with a concentration in finance (the area she finds most challenging) at the W. P. Carey School of Business, Arizona State University, and will be working as a consulting intern at Cornerstone Advisors this summer. Originally, she is from Columbus, Ohio but has been living in Mesa, Arizona since 2011. She enjoys hiking, and traveling and has a passion for cars, modifying, and racing. Connect With Heart and Hard Work:⁠https://linktr.ee/heartandhardwork⁠ Terri: ⁠linkedin.com/in/terri-tierney-clark-87046a19⁠ Rita: ⁠https://www.linkedin.com/in/rita-leal480/⁠ Terri's Website: ⁠http://www.ttierneyclark.com/learn-work-lead/⁠ Terri's Book on Amazon: ⁠https://read.amazon.com/kp/embed?asin=B00NI1LWLO&preview=newtab&linkCode=kpe&ref_=cm_sw_r_kb_dp_SMM9WK9V7XDFQ78R7HM1 ⁠ Other Books Referenced: The Confidence Code: The Science and Art of Self-Assurance---What Women Should Know by Katty Kay and Claire Shipman

Are you stopping yourself before you have the fair chance you deserve? Join the full conversation with Rita Leal and Terri Tierney Clark as they share the untold stories of transforming failure and rejection into the catalysts that propel us toward greater success. Discover firsthand how to build unwavering resilience, conquer challenges, and fearlessly navigate uncharted territories, unlocking a path to a thriving career and a fulfilling life. Terri's bio As one of the first women Managing Directors in Investment Banking on Wall Street, at Merrill Lynch, Terri Tierney Clark advised CEOs and public corporate boards in North America, Asia, Latin America, and Europe. Additionally, she negotiated, financed, and closed private debt and equity transactions, IPOs, public stock offerings, and acquisitions in a variety of industries. In her post-banking career, she founded three successful businesses and currently serves as chair of a start-up consumer services technology company. Terri wrote the Amazon #1 Bestseller, Learn, Work, Lead: Things Your Mentor Won't Tell You, and earned London's Financial Times' “Reader's Favourite Books of 2014”. She has published articles in Forbes, Newsweek, Huffington Post, Business Insider, and The Muse and has given keynote talks and presentations to corporations, universities, and business groups. She has qualified and run the Boston Marathon and doesn't go many days without some form of chocolate. Rita's bio From GED to MBA, Rita has combatted a bounty of personal and professional obstacles that she refused to let stay in her way. She has worked in behavioral health, focusing on grant projects aimed at combating the consequences of the opioid epidemic for incarcerated individuals. Over the past five years, Rita worked to improve the lives of those suffering from substance use disorders by bringing about policy change in the Maricopa County Jail system, supporting a street-based healthcare volunteer organization through incorporation, and creating a specialized housing program. Currently, she is pursuing an MBA with a concentration in finance (the area she finds most challenging) at the W. P. Carey School of Business, Arizona State University, and will be working as a consulting intern at Cornerstone Advisors this summer. Originally, she is from Columbus, Ohio but has been living in Mesa, Arizona since 2011. She enjoys hiking, and traveling and has a passion for cars, modifying, and racing. Connect With Heart and Hard Work:https://linktr.ee/heartandhardwork Terri: linkedin.com/in/terri-tierney-clark-87046a19 Rita: https://www.linkedin.com/in/rita-leal480/ Terri's Website: http://www.ttierneyclark.com/learn-work-lead/ Terri's Book on Amazon: https://read.amazon.com/kp/embed?asin=B00NI1LWLO&preview=newtab&linkCode=kpe&ref_=cm_sw_r_kb_dp_SMM9WK9V7XDFQ78R7HM1 Other Books Referenced: The Confidence Code: The Science and Art of Self-Assurance---What Women Should Know by Katty Kay and Claire Shipman

In this episode, NJBankers President and CEO, Mike Affuso, sits down with Ron Shevlin, Chief Research Officer at Cornerstone Advisors to discuss changing #consumer behaviors, #fintech's impact on the future of banking, banking as a service, #AI, and more.

In today's episode, Andrew Janssens hosts Alex Johnson, the creator of the Fintech Takes newsletter. Alex has been bringing thoughtful takes and commentary on all topics Fintech for many years, and has most recently been working at FICO, the credit scoring company, and Cornerstone Advisors. Alex publishes Fintech Takes, one of the leading newsletters in Fintech, twice a week, and regularly teams up with Jason Mikula (and others) on the monthly "Fintech Recap" podcast. In this episode we cover a whole host of topics, including: • The growth of the Fintech Takes newsletter • Alex's creative process, and how he dives into new topics • A fintech 2023 rapid fire • How VCs can actually help to promote diversity And much, much more! For more FinTech insights, follow us below: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Andrew's Twitter: twitter.com/Adhjanssens Andrew's LinkedIn: linkedin.com/in/andrew-p-janssens/

In this episode of the CUES Podcast, Alex Johnson underscores the idea that knowledge is power when it comes to credit unions' success in understanding and making decisions about fintech. The creator and author of the Fintech Takes newsletter, Johnson describes ways credit union leaders can track trends in fintech and even recommends several of his favorite fintech resources. In the show, Johnson also emphasizes the importance of credit unions staying strategic as they contemplate fintech and how to engage with it.“I think when you're trying to decide … what's hyped or overhyped or maybe not hyped up enough, … it needs to be done through the lens of … who are members or customers and what problems are we trying to solve for them? And how does this technology contribute to that goal?” he says.“We don't have unlimited resources to throw at this stuff,” he adds. “We don't have an unlimitedly large technology staff or sometimes any technology staff at all. We don't have a huge budget for this stuff. And so you do have to pick your spots very carefully."In the show, Johnson uses P2P, digital account opening and chatbots like ChatGPT as examples of technology that might be super interesting to credit union leaders. And yet, he says, sorting out where to spend your time in fintech must be driven more by member needs than by a keen interest in any particular technology or a desire to keep up with a competitor.“If you ever find yourself making a decision around technology or fintech that is in any way motivated by a feeling of, ‘We're missing out, oh, it's embarrassing that we don't have this and our peers do,' that's just a terrible motivation,” he says in the show. “And I would try almost to sort of train your brain to recognize that motivation because it's very natural, and it creeps in that drives all of our decision-making all the time. But to the degree you can identify and sort of stamp out that motivation when making these decisions, I think that'll help in focusing on the things that really are strategically the most important.”The show also gets intoFintech trends Johnson recommends credit unions follow most closelyThe value of looking to solve members problems in “financial services-adjacent” spacesWhether credit unions should be partnering with fintech companiesLinks for this showTranscriptFintech Takes by Alex JohnsonWhat 4 Wildly Optimistic Visions of P2P Tell Us About the Future of Moving MoneyCUESolutions provider Cornerstone Advisors‘ report, “What's Going on in Banking?”Andreeson Horowitz fintech newsletterFintech Business Weekly podcast by Jason MikulaThis Week in Fintech newsletterCEO Institute: Fintech, prework due March 21, in-person event April 17-20 in New YorkCEO Dialogue, a place to get perspective on financial service-adjacent spaces

This question and other current fintech trends are discussed on the latest episode of THE SCORE Podcast.Hear from Mary Wisniewski, editor-at-large and director of content at Cornerstone Advisors. A journalist that's been covering fintech for over a decade, Mary shares her insights into what types of fintechs are getting the most VC attention and where to find fintech talent.

An uncertain economy, combined with technological advances, increased customer expectations, and new competition will force banks to reimagine business models and rethink how financial services are delivered. More than ever, banks and credit unions must find ways to meet customer's individual needs at speed and scale. Continuous digital transformation is required across entire organizations. I am excited to have my friend, Ron Shevlin, Chief Research Officer at Cornerstone Advisors and Senior Contributor to Forbes on the Banking Transformed podcast. We will be discussing how banks and credit unions must respond to the major opportunities and threats facing financial institutions today. Follow us on YouTube to view the video versions of these interviews: youtube.com/c/BankingTransformedPodcast. This Episode of Banking Transformed is sponsored by FIS How do you find your feet on ground that's constantly shifting? You have to read The Global Innovation Report from our partners at FIS. From embedded finance and ESG to crypto, decentralized finance and the metaverse, FIS pinpoints the trends you need to watch – and explains how innovation can give you an advantage, in good times and bad. Discover how the latest innovations could affect your business. Explore the research today by visiting www.fisglobal.com/global-innovation-report FIS. Advancing the way the world pays banks and invests.

On today's episode of Plugged In, Steve Williams sits down with Brandi Gregory, Managing Director in Cornerstone Advisors' Contract Negotiation and Payments practices.

In This Episode Rising competition, changing customer expectations, and the fight for talent are top of mind these days. With possible regulatory changes and economic fluctuations, it's essential that banks remain focused and agile. Brett King, Jason Henrichs, James White, Banking Industry Principal, Total Expert, and Ron Shevlin, Chief Research Officer, Cornerstone Advisors and Forbes' Fintech Snark Tank author engage in a lively discussion on the value of agility in banking. Tomorrow's winners will be proactive, finding innovative ways to remain nimble, to make sure that their financial institution stays on the right track. Then meet Breaking Banks' newest sister podcast, Breaking Banks Asia Pacific and host Rachel Williamson as she looks at open banking in India. Open banking is opening the door for millions of people to take part in the formal banking sector, be it an individual opening a bank account or a small business getting a loan. Rachel and Smita Aggarwal, Global Investments Advisor, Flourish Ventures, with 30+ years experience as a banker with some of India's biggest banks, discuss how new business models are being built in a region of empowered citizens who are more data rich than economically rich. #opportunity #financialinclusion https://youtu.be/YSmJ4r_xl3g

Today we're speaking with Glenn Grossman, Director of Research with Cornerstone Advisors.  We talk about how banks are carving outs "niches" to serve specific needs of customers that are often overlooked. The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees.  CLICK HERE TO GET YOUR FREE COST OF FUNDING ANALYSIS 

On the news show today we discussed big fintech news from Genesis, Goldman Sachs, Bitzlato, JPMorgan Chase & Co., Cornerstone Advisors, Jifiti, card processing costs, fintech layoffs, big bank mobile app usage and more.

It was a really fun first episode to start the year. Ron Shevlin from Cornerstone Advisors had a lot of great thoughts and insights to share and we covered a lot of ground. Ron talked about the strategic imperative for community banks and had a number of very clear action items banks can take to have more success in the coming years.  A few areas we discussed: 1. Financial products vs. services 2. The re-thinking of and opportunity in what defines a bank's community 3. How banks can learn a lot from the health care industry 4. What he would do as a new bank CEO 5. What it means to really build a capability of partnership 6. How to attract more digital and younger talent into banking If you are in financial services or fintech, this is an episode you will absolutely enjoy to kick of 2023. Happy New Year, Operate listeners! And thanks to sponsor, BankTech Ventures!

Do financial institutions still need branches? Is digital transformation more of a cultural shift than a technological shift? According to one industry insider, the answer to both questions is no.In this episode of The Digital Banking Podcast, host Josh DeTar welcomed Ron Shevlin, the Chief Research Officer at Cornerstone Advisors. Shevlin and DeTar explored the world of fintech and tech trends in banking. They also discussed the digital transformation of FIs and what's going on in banking in this context.

Join the club NEWS HIGHLIGHT Moss integrates with Klarna Kosma. Powered by Kosma, Moss customers will have real-time visibility of their liquidity anytime, allowing finance teams to produce more accurate reports. Link here BREAKING NEWS Revolut CEO at Slush: Tech scene facing ‘hangover'. “We're back into this swinging mood,” says Nik Storonsky, who expects it will take two or three years for the industry to recover. The CEO believes the venture capital (VC) industry needs to reinvent itself and move away from “crowd - mentality.” Link here FTX's ownership of a U.S. bank raises questions. Farmington State Bank became tied to FTX in March when Alameda Research invested $11.5 million in the parent company of the bank, which has a single branch and, until this year, just three employees. Link here #FINTECHREPORT Banking and Fintech in 2022. Cornerstone Advisors' research team put together a compendium of their top research reports from 2022 that reflect the content they believe addresses the key issues, challenges, and opportunities that bank and credit union executives are facing as they head into 2023. Link here

Alex Habet is joined by Sam Kilmer of Cornerstone Advisors in a discussion about the expected market landscape in 2023, the challenges and opportunities it will bring to financial institutions, and ways they can manage them.

While crypto craters, the business of banking continues to grow. Plugged In's Al Dominick is joined in studio by Ron Shevlin, the Chief Research Officer at Cornerstone Advisors. The two discuss how and where to accelerate banks' digital capabilities with the tech community's support.  Al gets Ron to reveal why he remains so bullish on the concept of Buy Now, Pay Later...why he believes "geography is dead" for community banks...and how Ron rationalizes embedded fintech vs embedded finance.

Matt and Reggie interview Ron Shevlin, Chief Research Officer at Cornerstone Advisors, Senior Contributor at Forbes, and Fintech Snark Tank writer. They discuss the evolution of fintech, the regulatory environment for fintech, and checking account potential for various fintech players.

Back to life, back to reality . Or at least back to "in real life." Conferences are back. Finovate had its largest show ever in New York City and the Provoke team is crisscrossing the globe to speak, record and fight. That's right, fintech fight club made another appearance at Finovate with Lindsay Davis of Atomic squaring off against Mary Wisniewski from Bankrate. The best fight yet and it's available at provoke.fm This week far fewer punches but Jim Marous, Chloe James and Jason Henrichs talk about all things Finovate. One of the key takeaways from the return to in person is the awkward "how do I end this conversation" in real life vs. online. Jason demonstrates how much easier it is online by hanging up on Jim! Then Chloe connects with Sam Kilmer, Cornerstone Advisors and Robert James Lay, Digital Growth Institute. WIth current volatility what wins deals and how has deal-making changed? New patterns, new approaches and opportunities to transform banking for good. We hope to see you in person soon too! https://youtu.be/hEP2L3wHw68

This week we are featuring another repeat guest, Al Dominick.  He previously served as CEO of Bank Director and is now a partner with Cornerstone Advisors.  We discuss all things community banking! The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees.  SouthState Bank, N.A. - Member FDIC

The banking industry has a once-in-a-generation opportunity to transform legacy business models to become more competitive and more resilient during economic downturns. By integrating data, analytics, advanced technologies, automation, and an upskilled workforce, banks and credit unions can become more future-ready and agile in a crisis. These firms will also be able to take advantage of unique marketplace opportunities. I am fortunate to be joined on the Banking Transformed podcast once again by Ron Shevlin, Chief Research Officer at Cornerstone Advisors. We discuss strategies and tactics financial institutions must take today to become more prepared for any economic environment. This episode of Banking Transformed is sponsored by mParticle.  mParticle believes that better decisions start with better data. Cleanse, visualize, and connect your customer data from any source or system to any API. Better data, better decisions, better outcomes. Visit mparticle.com for more.

This recording is from Fintech Nexus USA (formerly known as LendIt Fintech USA) held at the Javits Center in New York City on May 25-26, 2022. It is from the track: Banking Crosses into its Digital Future: Sponsored by Galileo Financial Technologies and is titled: Transitioning to a digital-first world in banking and lending.Speaking at this session is Tim Welsh, U.S. Bank,  with Moderator: Ron Shevlin, Cornerstone Advisors.

Sign up for my Daily Fintech or Daily Digital Banking Newsletters here. Check out my latest podcast episode below: Welcome to another episode of our Daily Fintech Podcast. This podcast episode is sponsored by Uncover, the new podcast by ComplyAdvantage. Join CEO Charles Delingpole and his team as they interview compliance leaders, FinTech innovators, and financial crime experts to uncover the latest best practices and industry trends. Subscribe on Apple Podcasts or Spotify today WHAT ARE THE LATEST FUNDING ROUNDS AND INVESTMENTS? DeFi platform Alloy has won the backing of Checkout.com founder Guillaume Pousaz in a $3 million pre-seed round led by VC firm Headline. Amsterdam-based crypto payments infrastructure startup Fung Payments has raised $2.7m in a pre-seed funding round co-led by Global Founders Capital, Kingsway Capital, Kindred Capital VC and Karatage. GivePenny Technologies secured £1.25m in funding. The company intends to use the funds to further enhance the platform and allow more charities – big and small – to continue their work. THE NEWS HIGHLIGHT OF THE DAY IS Apple has introduced Apple Pay Later, a new feature backed into the company's payment platform that will allow users to split purchases into separate payments. JUST IN: Businesses in Canada may be eligible to claim credit card processing fee rebates following a multimillion-dollar class-action settlement with Visa and Mastercard. Merchants can now apply for rebates on so-called swipe fees charged on credit card transactions dating back two decades, the Canadian Federation of Independent Business (CFIB) said Monday. WHAT ARE THE LATEST INSIGHTS? In a recent study of US consumers, Cornerstone Advisors found that Americans now consider the quality of digital banking tools to be a more important factor in their decision of whom to bank with than branch locations, the quality of the branch experience, or even what interest rate a bank pays on deposits and savings. NOW, LET'S COVER NEW LAUNCHES AND FEATURES. Stripe announced the launch of a delegated authentication feature to improve payment conversion rates in Europe.

Banking as a Service (BaaS) is too often seen as a threat by traditional banking institutions.  In reality, it's an opportunity — it's a new channel for banks to deliver more services and better customer experience.  And the banks who realize this stand to win big.  So says Ron Shevlin, Chief Research Officer at Cornerstone Advisors, who joins the show today to discuss the many opportunities BaaS offers brands and banks alike.   Join us as we discuss: What's behind the meteoric rise of BaaS The opportunities BaaS provides The intersection of BaaS and embedded finance  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don't forget to check out our YouTube!  Until next time! 

Join Rita Leal and Terri Tierney Clark as they share the untold stories of transforming failure and rejection into the catalysts that propel us toward greater success. Discover firsthand how to build unwavering resilience, conquer challenges, and fearlessly navigate uncharted territories, unlocking a path to a thriving career and a fulfilling life. Key Takeaways: How can we throw away self-doubt and release the paralyzing fear of the unknown? Is there biological science behind why and how to stop worrying so much about rejection and mistakes? What do we need to recognize as crucial communication differences and lessons for women, men, and all people? Terri's bio As one of the first women Managing Directors in Investment Banking on Wall Street, at Merrill Lynch, Terri Tierney Clark advised CEOs and public corporate boards in North America, Asia, Latin America, and Europe. Additionally, she negotiated, financed, and closed private debt and equity transactions, IPOs, public stock offerings, and acquisitions in a variety of industries. In her post-banking career, she founded three successful businesses and currently serves as chair of a start-up consumer services technology company. Terri wrote the Amazon #1 Bestseller, Learn, Work, Lead: Things Your Mentor Won't Tell You, and earned London's Financial Times' “Reader's Favourite Books of 2014”. She has published articles in Forbes, Newsweek, Huffington Post, Business Insider, and The Muse and has given keynote talks and presentations to corporations, universities, and business groups. She has qualified and run the Boston Marathon and doesn't go many days without some form of chocolate. Rita's bio From GED to MBA, Rita has combatted a bounty of personal and professional obstacles that she refused to let stay in her way. She has worked in behavioral health, focusing on grant projects aimed at combating the consequences of the opioid epidemic for incarcerated individuals. Over the past five years, Rita worked to improve the lives of those suffering from substance use disorders by bringing about policy change in the Maricopa County Jail system, supporting a street-based healthcare volunteer organization through incorporation, and creating a specialized housing program. Currently, she is pursuing an MBA with a concentration in finance (the area she finds most challenging) at the W. P. Carey School of Business, Arizona State University, and will be working as a consulting intern at Cornerstone Advisors this summer. Originally, she is from Columbus, Ohio but has been living in Mesa, Arizona since 2011. She enjoys hiking, and traveling and has a passion for cars, modifying, and racing. Connect With Heart and Hard Work:⁠https://linktr.ee/heartandhardwork⁠ Terri: ⁠linkedin.com/in/terri-tierney-clark-87046a19⁠ Rita: ⁠https://www.linkedin.com/in/rita-leal480/⁠ Terri's Website: ⁠http://www.ttierneyclark.com/learn-work-lead/⁠ Terri's Book on Amazon: ⁠https://read.amazon.com/kp/embed?asin=B00NI1LWLO&preview=newtab&linkCode=kpe&ref_=cm_sw_r_kb_dp_SMM9WK9V7XDFQ78R7HM1 ⁠ Other Books Referenced: The Confidence Code: The Science and Art of Self-Assurance---What Women Should Know by Katty Kay and Claire Shipman

In this episode of the What the Fintech? podcast, we're joined by Bill Verhelle, CEO and founder of QuickFi. In our News in Numbers section, Bill discusses the importance of APIs and their key role in digital banking after a new Cornerstone Advisors report revealed around 40% of banks currently don't have an API strategy. For the main discussion, Bill and FinTech Futures editor Paul Hindle discuss some of the main issues with current financing/lending models and the challenges small and medium-sized businesses (SMBs) face when it comes to borrowing. We also find out more about the work QuickFi is doing in this field to tackle these challenges and the company's technical development journey. And finally, we find out what fintech buzzword Bill wants to cast into our Fintech Jail!

What is a DAO? Brett King kicks things off this week by interviewing Marcello Mari, CEO, SingularityDAO. DAOs (Distributed Autonomous Organizations) are gaining traction as the industry looks at company mechanisms and operations and tries to heavily automate them in the blockchain and crypto world, Think of corporations as elements of computer code built from the ground up vs. prior classification as legal institution and you are on your way. Then, host Jason Henrichs squares off with Kate Fitzgerald, Senior Editor, Payments, American Banker and Ron Shevlin, Chief Research Officer, Cornerstone Advisors and Forbes Contributing Editor about Fraud & Friction and PayPal's recent admission of 4.5 million bogus accounts sitting on their books. With fraud on the rise, listen as the panel discusses the role of marketing incentivizing account growth, bots, synthetic accounts, and handmade fraud. Are SuperApps a solution? https://www.youtube.com/watch?v=kCqVjUCyEtg

Everyone is talking about CHUCK. But who or what is CHUCK? CHUCK is none other than the newest payment method collaboratively developed by a consortium of community banks, for community banks, mid-sized institutions and credit unions, yes, credit unions! Listen as Amber Buker speaks with DJ Seeterlin, CIO, Chesapeake Bank and Julie Thurlow, CEO, Reading Cooperative Bank, two stakeholders who had a hand in creating CHUCK, and Ron Shevlin, Chief Research Officer, Cornerstone Advisors, as they introduce CHUCK to the banking market. Community banks want a more active role in P2P, CHUCK will allow just that! P2P is the first use case, other solutions planned, and CHUCK comes with a light lift and economic feasibility for adoptive banks. It's not a winner take all situation with other payment networks. Customers benefit from more choice and bank reach will help to cover the digital divide. Use CHUCK through your trusted bank app and connect to a variety of disparate payment systems -- no need to worry about shadow balances. fintech wallets or payment rails. Get your bank back into the payment ecosystem and help customers get a clearer understanding of money in accounts and apps. Nice to meet you CHUCK!  https://www.youtube.com/watch?v=xDgOaEzn7IM

This week's list of top stories in fintech: SoFi stock soars after clearing final regulatory hurdle to become a bank Got approval from OCC, the Fed Stock up more than 35% over past two days Deal to acquire Golden Pacific Bank should close next month Small banks set to go live with bitcoin trading 300 banks will go live with bitcoin trading by the end of Q2 NYDIG is enabling this method, needed integrations have been completed Regulatory and security concerns have been worked out Endorsed by the ABA and ICBA, both have invested in NYDIG Bank-Fintech Partnerships Are Under-Performing: What's Going Wrong? New report from Cornerstone Advisors 89% of banks say fintech partnerships are important 65% of banks have entered into a fintech partnership, 35% have invested Only 14% have realized at least a 5% gain in revenue because of a fintech partnership What JPMorgan is doing with that $12 billion tech spend Half the budget is on run the bank and half on change the bank. Modernization, data strategy and product operating model 59 million digital chase users Crypto.com loses $34 million in hack that affected 483 accounts Crypto.com was hacked last weekend Initially CEO said that no funds were lost Noticed that some withdrawals were occurring without 2FA so they suspended all withdrawals 4,836 ETH and 444 BTC were stolen worth around $34m Facebook's parent com

Hey all, Jason here.I’m pleased to present the third installment of Fintech Recap, the monthly-ish podcast I host with Alex Johnson, author of Fintech Takes newsletter and Director of Fintech Research at Cornerstone Advisors.In this episode, Alex and I bid farewell to 2021 by discussing:The credit bureaus’ long-time-coming embrace of BNPL.The introduction of new products in the P2P payments space.The tables turning on fintech SPACs and what to expect in 2022.And, as is quickly becoming tradition, we spent a few minutes at the end talking about the news stories and trends we just can’t let go of (spoiler alert — several web3 buzzwords are involved).Enjoy!Existing subscriber? Please consider supporting this newsletter by upgrading to a paid subscription. New here? Subscribe to get Fintech Business Weekly each Sunday: Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

For industries that embrace it, cryptocurrency can create efficiencies—both economic and operational. Why do some still resist it, and are they wise to stay away? Ron Shevlin—author, Forbes contributor, and director of research for Cornerstone Advisors—breaks it all down for host Barry Ross on today's episode.

Recently, I had the opportunity to join Ron Shevlin in a unique debate on the future of financial services. Refereed by Jason Henrichs, the CEO at Alloy Labs Alliance, this debate was done in the style of championship title fight, complete with silk robes, a debate timer and an enthusiastic audience that attended the MX Money Experience Summit at the Snowbird Resort in Utah. We debated the future of fintech and challenger banks, current digital banking trends, challenges in the marketplace, and the ‘hottest topics' in banking today. I am fortunate to have Ron Shevlin: Director of Research at Cornerstone Advisors on the Banking Transformed podcast. We do a recap of the debate and share insights we did not have time for during the actual event. View the Future of Money Experiences debate This Episode of Banking Transformed is Sponsored by Microsoft: See how Microsoft can help to unlock new opportunities at speed through innovative business models, deliver differentiated customer experiences across channels, products and services, and redefine new ways of working. More at Microsoft.com/financialservices This Episode of Banking Transformed is sponsored by FIS. The way we move money is changing. We want to send money in real-time—to the other side of the world. We want everything in one place, integrated, seamless and on our devices. Embedded, fast, standardized, frictionless and secure. These are our Financial Futures. The Financial Futures podcast by FIS explores the challenges presented by the pandemic. Is the world's technology up to the challenge? Are we? FIS. Advancing the way the world pays banks and invests. More at: https://feeds.transistor.fm/financial-futures

Bitcoin is taking another step toward mainstream adoption, as customers of some U.S. banks will soon be able to buy, hold and sell bitcoin through their existing accounts. According to research by Cornerstone Advisors, 60% of crypto owners would use their bank to invest in cryptocurrencies. Even though interest from traditional banking firms is still rather low, could Bitcoin represent a missed opportunity at a time when money and accounts are flowing into fintech firms globally? We are very fortunate to have Patrick Sells, head of banking solutions for NYDIG, a leading technology and financial services firm dedicated to Bitcoin. Sells discusses the opportunities and challenges of traditional banks offering integrated Bitcoin solutions.

Ron Shevlin, managing director of fintech research at Cornerstone Advisors and a senior contributor for Forbes,  predicts what’s behind Walmart’s formation of a fintech. He also discusses why many banks are further behind on digital transformation than they think and how they can better improve their customers’ financial health.

In today's episode, the ever-snarky Ron Shevlin, Director of Research at Cornerstone Advisors and frequent columnist at Forbes, sits down with Ryan Zauk. Cornerstone is a leading research platform focused on financial services, where Ron spends his days advising community banks, mid-size institutions, and credit unions on strategy, market research, technology, fintech, and more. He also writes the "Forbes Fintech Snark Tank." With community banks, credit unions, and small to medium financial institutions facing major crossroads over the coming years, advice is more crucial than ever. Thankfully, Ron comes on to talk about how they can fight back, what they can learn from The Grateful Dead (it's actually quite compelling), the current state of neobanks, and more. In today’s episode, they discuss: - How these institutions can “fight back,” especially through the lens of community and affinity - Why community banks need to "find their bullseye" - The tech problems facing these institutions - How Ron is thinking about the neobank space and how the top leaders will play out - and of course a rapid fire round. For more fintech insights, check us out below! WFT Conf: whartonfintechconference.com/ For more Fintech insights, follow us below: Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech Ryan's Twitter: twitter.com/RyanZauk LinkedIn: www.linkedin.com/company/wharton-fintech-club/

In this episode, Dave and Dharm chat to Ron Shevlin, Director of Research at Cornerstone Advisors and Senior Contributor at Forbes, Fintech Snark Tank (bit.ly/FintechSnarkTank). We discuss with Ron emerging trends in the US financial services landscape and how these compare to the UK. He also discusses how communities of interest are the new community banking opportunity.

The mind can only hold one thought. But it can choose one of two opposing sides — positive or negative, abundance or scarcity. In 2019, we were running around to conferences and growing our digital presence at 7%, focused on what we didn't have. In 2020, suddenly, we were staying home and growing digital at 70%, learning to be grateful for what we had. In this episode of Banking on Digital Growth, I talk with Sam Kilmer, senior director at Cornerstone Advisors, where he leads the fintech advisory practice working with industry providers, fintechs, and investors. We talked about: - The key element for success in 2021 - Roadblocks that could trip up financial institutions going forward - The philosophy of first principles thinking versus traditional thinking You can find this interview, and many more, by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.

Today, we're to go inside digital growth and continue the fireside chat conversation I started in Episode 59 with Joe Welu, CEO of Total Expert. This time, Sam Kilmer, Senior Director at Cornerstone Advisors, also joins us. We discuss solutions to common obstacles along with best practices from industry leaders to help you build a foundation for future success. Joe, Sam, and I talk about: - The evolution of sales from a hard-sell to a learning-first model - What it means that we're moving into an expertise economy - When the size of your financial institution matters and when it doesn't You can find this interview, and many more, by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.

We want to whip out the digital growth checklist in 2021: Online banking - check Mobile banking - check Tech tools - check But nothing's happening. Why? Because we still hold a legacy mindset. In this episode of Banking on Digital Growth, Ron Shevlin, director of research at Cornerstone Advisors and senior contributor at Forbes, joins me to discuss how to prioritize the digital mindset. Here's what Ron and I talked about: Why financial brands fall behind even when they have top technology How traditional incumbent financial brands can capture the digital market Ron's views on financial health scores The one thing we should focus on in 2021 You can find this interview, and many more, by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.

We want to whip out the digital growth checklist in 2021: Online banking - check Mobile banking - check Tech tools - check But nothing's happening. Why? Because we still hold a legacy mindset. In this episode of Banking on Digital Growth, Ron Shevlin, director of research at Cornerstone Advisors and senior contributor at Forbes, joins me to discuss how to prioritize the digital mindset. Here's what Ron and I talked about: Why financial brands fall behind even when they have top technology How traditional incumbent financial brands can capture the digital market Ron's views on financial health scores The one thing we should focus on in 2021 You can find this interview, and many more, by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.

The pandemic changed the business landscape for all industries … possibly none more dramatically than financial services. Already being impacted by non-traditional players, financial institutions needed to shift in an instant to satisfy customers no longer able to conduct business in traditional ways. What will 2021 look like? What major shifts will occur that will last into the future? What could surprise us in an ecosystem where change is one of the only constants? To get a perspective on the future of banking and fintech, we are joined today by Ron Shevlin, the Managing Director of Fintech Research at Cornerstone Advisors. Ron is the author of the book Smarter Bank and is a senior contributor for Forbes. Ron is also ranked among the top banking influencers globally and is a frequent keynote speaker. This episode is sponsored by Microsoft: See how Microsoft can help to unlock new opportunities at speed through innovative business models, deliver differentiated customer experiences across channels, products and services, and redefine new ways of working. More at Microsoft.com/financialservices

This week we bring you a portion of the Open Banking Panel from NXTsoft's What's NXT Conference that was held on September 17, 2020. Ron Shevlin from Cornerstone Advisors, Charles Potts from ICBA and Wade Arnold from Moov Financial discuss the idea of Open Banking and how it's changing the way we bridge the gap between finance and IT.  

Click Subscribe to keep up to date on the world of fintech!  Reach us at info@fintechnewscast.com or at @fintechnewscast on Twitter Ron Shevlin, Director of Research at Cornerstone Advisors, Senior Contributor at Forbes and author of the Fintech Snark Tank joins us to talk effective innovation, advice for fintechs and his take on Robinhood

For this milestone episode, CUES Podcast listeners submitted their questions for experts to answer. So instead of featuring one or two experts, this show features seven! Instead of being centered on just one idea, this show covers three areas of major interest to credit unions and their leaders: reopening physical branches in light of the pandemic, reaching and engaging young members, and the future of credit unions 25 years out.Our first question about when credit unions might reopen fully comes at the 5:12 mark from CUES member Ron Kraus, chair of the board of $2 billion Together Credit Union in the St. Louis area. Kraus’s question is first answered by Mike Carter, EVP of CUESolutions Bronze provider Strategic Resources Management, Memphis, Tennessee. A second response is given by Steve Reider, president of CUES Supplier member Bancography, Birmingham, Alabama. Neither expert expects 100% reopening across the country by Thanksgiving and each has ideas about the larger implications of the pandemic on the financial services.The show’s second question is from CUES member Karen Bruce, associate board member at $1.7 billion America’s First Credit Union, Birmingham, Alabama. It's about how credit unions can best reach and engage young members and comes at 12:04.Bruce’s question is answered by three experts: Ben Stangland, president/COO of CUES Supplier member Strum, Seattle; Keith Brannan, chief marketing officer for Kasasa, Austin, Texas; and Jeff Fromm, author of four books and the president of Futurecast, a subsidiary of Barkley, New York. The three say young members are a great opportunity for credit unions and offer ideas for connecting with them.The third and final question in the show comes from CUES member Mary Gray, director of member engagement and programs at $1.8 billion A+ Federal Credit Union, Austin, Texas. It's about what credit unions will look like in 25 years and comes in at 25:06. Two experts with vision provide answers to Gray’s forward-thinking question: Steve Williams, principal with CUES Supplier member and strategic provider for technology and planning services, Cornerstone Advisors, Scottsdale, Arizona, and Chris Skinner, an independent technology commentator at The Finaser blog, the author of several books and chair of the Financial Services Club.Williams says in 25 years there is great opportunity for both large banks and grassroots financial services. He notes four words that come to mind about qualities that credit unions that can stay the course will have—purpose, talent, technology and scale—then elaborates on each. Skinner suggests not trying to compete with big banks but rather standing for something other than shareholders and profit. He believes credit unions have a great opportunity to deliver on this idea.The show also gets into:What listeners whose questions are featured in the show have appreciated about the CUES Podcast A favorite memory of CUES Podcast founder and host James Lenz from the first 100 episodesHow to submit your question for possible use on a future showThe great story about how Jeff Fromm ended up studying young consumers

Sue Peterson is a Managing Director of Client Management at Cornerstone Advisors. She has more than 30 years of experience in the financial industry, helping high-net-worth individuals and families achieve their financial goals. Over the course of her career, she has developed expertise in helping widows and divorcees, women business owners, and couples approaching retirement. She enjoys helping clients plan their financial future while shaping the legacy they will leave to their heirs and community. Sue's dedication to serving others reaches beyond her role at Cornerstone. She also offers her expertise to a variety of other charitable organizations and nonprofits such as the YWCA. In this episode… In some households, the subject of money or finances is often considered a taboo. This means that a lot of people grow up having zero knowledge on how to address financial issues properly which often leads to problems with debt and financial insecurity. And while this is a pervasive problem among adults in general, the circumstances become even more problematic for women who are either divorced or widowed. This is where Sue Peterson comes in. Thanks to her more than 30 years of experience in the financial services sector, she is able to help women gain a foothold on their financial challenges and come out triumphant. She is a strong advocate for women to make better financial decisions, to save up, and achieve financial freedom no matter what situation they may be in. Join Andrea Heuston in this episode of Lead Like a Woman Show as she interviews Sue Peterson, the Managing Director of Client Management at Cornerstone Advisors, about her work in providing financial guidance to women and high-net-worth individuals and families. Sue also talks about how she leads like a woman, why she’s passionate about giving back to the community, and she shares her top financial advice to women who have reached their tripping. Stay tuned.

In the newest episode of "In the Room w/ Todd Marksberry", Todd chats with Steve Williams, President & Partner at Cornerstone Advisors. Together, they speak on how Cornerstone is pushing through COVID-19, and how they approached it. Steve talks about strategic considerations, small credit unions, brags about his team, and talks about what businesses should be doing during this time. Enjoy listening to...In the Room w/ Todd Marksberry.

Hosts JP Nicols and Jason Henrichs are joined by regular contributor Ron Shevlin, Director of Research at Cornerstone Advisors and Senior Contributor at Forbes with his Fintech Snark Tank column, as well as Mary Wisniewski: Banking editor and fintech features reporter for Bankrate.com to discuss the current state of banking. They explore if/how traditional banks can win the digital arms race, ponder what the hell a Google checking account is, and discover a few of JP’s quirky things. Key takeaway: Customers’ preferences and needs are transforming, and financial institutions must evolve to win in this rapidly changing world. Subscribe: Android | Email | Spotify | Blubrry | RSS

The impact of the COVID-19 novel coronavirus has been both global and catastrophic, as both a public health crisis and as a worldwide economic crisis. Dealing with the health risks will continue for a while, but what’s likely to last even longer are the economic effects, and those always have a big impact on the financial services industry. We talk about who’s winning and losing today, and over the long run in a dramatically changing world. Show Hosts: JP Nicols   Show Guests: Ron Shevlin, Penny Crosman, Jim MarousTOPICS DISCUSSED:[2:30] Are payment processors fairing well during the COVID-19 pandemic? [4:00] Organizations that were further ahead in digital efforts have been able to be more agile in servicing customers. [8:02] Ron Shevlin discusses his latest study regarding small business banking.  [13:30] Jim Marous highlights the importance of being a data-first organization.  [15:00] We are seeing numerous lawsuits against banks for how they processed PPP loans. [18:05] Should the government have waited 24-48 hours to roll out the PPP platform? [21:08] Many small businesses are struggling with the payroll portion of the PPP program. Will they struggle to get forgiveness? [23:12] Ron Shevlin discusses his article https://www.forbes.com/sites/ronshevlin/2020/05/04/the-looming-paycheck-protection-program-forgiveness-nightmare/#15388a5e2e25 [33:30] What does consolidation in the financial industry look like moving forward? [40:57] Will we see more deployment and resources reallocated to digital experiences post COVID-19? What does this mean for branches? [46:50] What is the potential for ITM’s and virtual assistants in the near future?   RESOURCES MENTIONED: Cornerstone Advisors The Financial Brand  American Banker Forbes Stripe Square PayPal True Accord  Verizon TD Bank Bank of America   Show Sponsors: ExpressVPN Jack Henry & AssociatesBreaking Banks is the #1 global fintech radio show and podcast, created by Brett King. Tune in for a look at how technology and customer behavior will bring about more changes in banking in the next 10 years, than in the last 200 years. Listen every Thursday at 3pm eastern time, noon pacific on the VoiceAmerica Business Channel. Subscribe at Provoke.fm to hear the show nearly 2 million listeners from 72 countries are raving about. FULL SHOW TRANSCRIPTION Announcer: Financial technology, or fintech, is one of the fastest growing industries in the world today, with New York, London, Tel Aviv, Edinburgh, Singapore, Moscow and other major cities all vying for a piece of the action. Welcome to Breaking Banks, the first dedicated radio show that focuses on how this new boom is changing everything, from the way we bank to the very concept of money itself. Now, here’s your host, Brett King. JP Nicols: Welcome to Breaking Banks, the number one global fintech radio show and podcast. I’m JP Nicols. Today, we’re looking at winners and losers so far in this pandemic era, and as we look forward to a post pandemic world, with three of our regular and most prolific contributors. Ron Shevlin, director of research for Cornerstone Advisors and senior contributor to Forbes, Penny Crosman, executive editor Technology at American Banker, and Jim Marous, publisher of the Digital Banking Report and co publisher of the Financial Brand. JP Nicols: The impact of the COVID-19 novel coronavirus has been both global and catastrophic, as both a public health crisis and as a worldwide economic crisis, and we’re still in the relatively early stages of it as we record this in early May of 2020. The financial services industry is caught in the squeeze as many workers are at risk on the frontline provided much needed access to relief loans, while others are adapting to social distancing directives. JP Nicols: Dealing with the health risk will continue for a while, but what’s likely to last even longer are the economic affects, and those have always had a big impact on the financial services industry.

Finovate Expert Analysis on COVID-19, a Recession, and the Fintech Ecosystem with host Greg Palmer and guest Ron Shevlin.

Who will win: community banks or credit unions?War on.A keen observer is Ron Shevlin, diretor of research at Cornerstone Advisors and author of a new report, What's Going on in Banking 2020.  It's a data rich report. Download it, read it.Shevlin was an early guest on the CU2.0 Podcast - Episode 21 - and he's back in this wide ranging conversation about credit unions, technology, and ways to win.For instance: can community banks regain a hold on retail banking, a niche they ceded to credit unions some years ago?Can credit unions succeed at taking business banking from community banks?A growing trend, per Shevlin, is that consumers have multiple checking account relationships that they seek to optimize - and a key is how easy it is to quickly move money around today.  What does your institution know about this?A credit union failing is a persistent belief that "our success is our people," said Shevlin.Millennials are more focused on technology."It is not about people, it's about meeting members' needs," said Shevlin.He also gives a formula for succeeding in financial services today. It comes near the end of the podcast. Listen up.There's a reference to Bill Bynum, CEO of Hope Credit Union. Hear his podcast here.Listen to the Shevlin 2 podcast here.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.comFind out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

PODCAST #292 Financial Fitness (Aired 6/6) Losing weight is simple-- we all need to move more and eat less, yet weight loss is a $9 billion a year industry. What lessons can we apply to financial fitness? JP Nicols hosts Ron Shevlin, Cornerstone Advisors, sharing why Americans need a Fitbit of Banking. Moven CMO Karen Morgan talks their success in nudging consumers towards more responsible financial habits, and Jim Marous from the Digital Banking Report weighs in with his latest research.

Cornerstone Advisors' Ron Shevlin's report on "What's Going On in Banking 2019. Is the Party Over?" is out and he's in the CU2.0 Podcast to share some of his findings.Read the report here.  It's free.To compile the report Shevlin surveyed some 300+ senior executives in financial institutions - around 120 in credit unions - and they spill their views of their tomorrows.Has the Trump bump become the Trump slump, asked Shevlin.A lot of the report focused on technology and what financial execs see as musts.Some 63% of credit union executives describe their digital banking as future ready - which prompted this reporter to choke and then ask, are they doing marijuana related banking and smoking too many samples?Listen to the podcast to hear Shevlin's views.As always, Shevlin is an independent, sometimes quirky viewer of financial services. That's why his viewpoint matters.Listen up and learn. Here's the podcast.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available.Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto.

This episode's featured guest is Doug Haack. Doug is Chief Client Relationship Officer at Cornerstone Advisors, a Seattle-based wealth management firm. In today's episode, we talk to Doug about his experience as an advisor and sales leader. Interview with Doug Haack On this episode, Doug talks about his passion for helping people, building relationships, and […] The post Let’s Talk Sales! Interview with Doug Haack – Episode 105 appeared first on Criteria For Success.

Mark Werner, owner of Cornerstone Advisors and certified financial planning professional, returns to ElderTalk with Joe Cordell to discuss the financial planning necessary for long-term care and how to preemptively prevent problems from occurring when you get older. Attorney-CPA Joe Cordell and co-host Susan Arthur ask Mark about the how cashflow can affect long-term financial […] The post Protecting a Spouse's Assets When Planning for Long-Term Care [Episode 76] appeared first on Joseph E. Cordell.

Mark Werner, owner of Cornerstone Advisors and certified financial planning professional returns to ElderTalk with Joe Cordell to discuss financial planning, as it pertains to housing for the elderly. Attorney-CPA Joe Cordell and co-host Susan Arthur join Mark in the conversation to highlight the methods to pay for the medical or custodial care that seniors […] The post Financial Planning for Elderly Housing and Long-Term Care [Episode 67] appeared first on Joseph E. Cordell.

Mark Werner, owner of Cornerstone Advisors and certified financial planning professional, returns to ElderTalk to discuss investing and retirement with attorney-CPA Joe Cordell and cohost Susan Arthur. He explains the importance of building an estate plan and looking long-term. The post Navigating Long-Term Financial Planning [Episode 48] appeared first on Joseph E. Cordell.

Join us as we discuss the trend toward mobile, key questions boards need to ask their executive teams about technology spending, and a big-picture overview of card income. Roche is principal of Cornerstone Advisors Inc., Scottsdale, Ariz., CUES’ strategic provider of technology and ERM services.

In this episode, we will learn how to improve member experience through the development of an innovation pipeline, learn how to implement it throughout your entire organization and identify your organizations’ pain points. Leonardson is a recognized information technology leader and heads Cornerstone Advisors Inc.

Last week, we hosted our first conference, the Tradestreaming Money Conference. We had hundreds of top speakers and attendees from the largest financial institutions like Vanguard, US Bank, Goldman Sachs, JP Morgan, NY Life, and Fidelity a join us to talk about reigniting growth in our industry. Those discussions took different forms. Some of our sessions talked about the state-of-the-art in marketing. What are current best practices to acquire and retain new customers? Other sessions focused on how to drive more innovation within large financial institutions and attract new top talent. All in, it was a great event to learn, network, and collaborate. Ron Shevlin, Director of Research at Cornerstone Advisors was one of those speakers. An analyst's analyst, Shevlin has been covering the financial services space for 25 years. One of the things I appreciate most about Ron is his no-nonsense delivery style. He frequently questions consensus thinking, going deeper and more honest into many of the hot-button issues our industry faces. He shares those views on his blog, Snarketing 2.0 Shevlin participated in a unique format session at our conference called Pardon the Interruption. Unscripted and unprepared, I threw various words and concepts at him, letting him riff off of them for a minute in front of our audience. The following recording joins that conversation part way through. You can get this episode of the podcast, as well as over 130 previous episodes in our archives of the Tradestreaming Podcast, at our website, www.Tradestreaming.com. If you get value out of these episodes, please take a minute to rate us on iTunes. Doing so, helps other people find us. We're also available on SoundCloud. Also, if you're not signed up for our newsletter, run, don't walk over to our website, and sign up. 10,000 industry professionals tune in every week to explore the impact technology is having on the financial services industry.

Why should credit unions consider enterprise risk management (ERM)? Explore ERM with Vincent Hui, senior director of Cornerstone Advisors, Inc.

If you listen to NPR, you’ll sometimes hear a recording artist, someone like Lyle Lovett, referred to as “an artist’s artist”. Meaning, an artist that other people of the same craft can appreciate and love. Our guest on this episode of the Tradestreaming Podcast is an analyst’s analyst. Ron Shevlin is the Director of Research at Cornerstone Advisors, a consulting firm to the banking and credit union industries, where he specializes in retail banking issues including sales and marketing technologies, customer and marketing analytics, social media, customer experience and consumer behavior. He was previously at Aite and Forrester covering the financial services space. In this episode, we discuss whether financial services is truly becoming uberized and dive deeper into Ron’s vision for the future of financial services which he describes as the industry’s migration from product providers to a platform or ecosystem of financial services much like Amazon’s platform for ecommerce.